Exhibit 99.28
Loan ID | Seller Loan ID | Investor Loan ID | Loan Program | Guideline Product Name | Originator Name | Originating Entity CDFI Flag | Guideline Name | Guideline Author | Guideline Date | Guideline Version | Application Date | TILA Status | TRID | GSE | Verified Safe Harbor Flag | Verified Safe Harbor Reference Document | QM Regulation Failures | ATR QM Total Points and Fees Audit | Loan Regulation Benchmark Date | Benchmark Rate | AUS Decision System | Rating Result | Property Inspection Waiver (PIW) | Calculated APR | HUD 1 Page 1 Credits Total | Verified Qualifying Rate | Originator Qualifying Rate | Qualifying P&I | Default Interest Rate Present | Default Interest Rate | Annual Property Tax | Monthly Property Tax | Annual Insurance Costs | Monthly Insurance Cost | Annual HOA Costs | Monthly HOA Costs | Monthly Other Costs | PITIA | Residual Income | HOA Name | HOA Address State | HOA Fee Amount | HOA Next Due Date | HOA Payment Frequency | Originator DTI | TPR Verified DTI | QM DTI | Is Borrower Non Occupant | Is Co Borrower Non Occupant | Co Borrower 2 Asset Verification Level | Co Borrower 3 Asset Verification Level | Co Borrower 2 Income Verification Level | Co Borrower 3 Income Verification Level | Co Borrower 2 Employment Verification Level | Co Borrower 3 Employment Verification Level | Borrower Employment Indicator | Co Borrower Employment Indicator | Co Borrower 2 Employment Indicator | Co Borrower 3 Employment Indicator | Co Borrower 2 Length of Employment | Co Borrower 3 Length of Employment | Document Level | Borrower Years of W2s/1099 | CoBorrower Years of W2s/1099 | Borrower Months of Paystubs Verified | Co Borrower Months of Paystubs Verified | Borrower Employment Gap Letter | Borrower Months of Employment Gap | Co Borrower Employment Gap Letter | Co Borrower Months of Employment Gap | Borrower Years of Personal Tax Returns | Borrower Years of Business Tax Returns | CoBorrower Years of Personal Tax Returns | CoBorrower Years of Business Tax Returns | Years of 4506T | Years of Tax Transcripts | Borrower Award/Offer Letter | Co Borrower Award/Offer Letter | Asset Depletion Flag | Partial Asset Depletion Flag | Asset Depletion Months Amortized | Asset Utilization Flag (No DTI) | Borrower Bank Statements Flag | Borrower Bank Statement Summary/Lender Worksheet | Borrower Number of Personal Bank Statements | Borrower Number of Business Bank Statements | CoBorrower Bank Statements Flag | Co Borrower Bank Statement Summary/Lender Worksheet | CoBorrower Number of Personal Bank Statements | CoBorrower Number of Business Bank Statements | Percent of Income From Statements | Borrower Business Ownership % | CoBorrower Business Ownership % | Bespoke Eligible Assets | Borrower P&L Type | Borrower Number of Months P&L | Borrower P&L Prepared By | CoBorrower P&L Type | CoBorrower P&L Prepared By | CoBorrower Number of Months P&L | Borrower CPA Letter Flag | # of Months CPA verified income | CoBorrower CPA Letter Flag | CoBorrower # of Months CPA verified income | Borrower WVOE Flag | Borrower # of Months Employment Validated WVOE | Borrower # of Months Income Validated WVOE | Borrower WVOE Form Type | CoBorrower WVOE Flag | CoBorrower # of Months WVOE | CoBorrower # of Months Income Validated WVOE | CoBorrower WVOE Form Type | DSCR Flag | TPR DSCR | Originator DSCR | Expense Letter | Income Doc Detail | Tax Return Doc Details | Property Address | Property City | Property State | Property Zip | Property County | Original Credit Report Date | Borrower 1 Credit Report Date | Borrower 2 Credit Report Date | Borrower 3 Credit Report Date | Borrower 4 Credit Report Date | Qualifying Credit Score | Third Wage Earner Original FICO Equifax | Third Wage Earner Original FICO Experian | Third Wage Earner Original FICO Transunion | Fourth Wage Earner Original FICO Equifax | Fourth Wage Earner Original FICO Experian | Fourth Wage Earner Original FICO Transunion | Most Recent Updated Credit Report Date | Third Wage Earner Updated FICO Equifax | Third Wage Earner Updated FICO Experian | Third Wage Earner Updated FICO Transunion | Fourth Wage Earner Updated FICO Equifax | Fourth Wage Earner Updated FICO Experian | Fourth Wage Earner Updated FICO Transunion | Most Recent Updated Co Borrower 2 FICO | Most Recent Updated Co Borrower 3 FICO | Most Recent Bankruptcy Type | Most Recent Bankruptcy Filing Date | Most Recent Bankruptcy Discharge Date | Number of Bankruptcy Events | Months Bankruptcy 7 11 | Months Bankruptcy 13 | Most Recent Deed in Lieu Date | Number of Deed in Lieu Events | Months Deed in Lieu | Most Recent Short Sale Date | Number of Short Sale Events | Months Short Sale (or Pre FC) | Most Recent Foreclosure Date | Number of Foreclosure Events | Months Foreclosure | Prior Mortgage/Rent Late 30d in 24m | Prior Mortgage/Rent Late 60d in 24m | Prior Mortgage/Rent Late 90d in 24m | Has ACH | Is Equity Shared Loan | Subordinate Lien Type | Is Shared Appreciation Mortgage | Borrower Originator Citizenship Designation | Borrower Verified Citizenship Designation | Borrower Individual Tax Identification Number (ITIN)? | Borrower Photo Identification Type | Borrower Photo Identification Other Type | Borrower Photo ID State of Issuance | Borrower Photo ID Country of Issuance | Borrower Photo ID Expiration Date | Borrower Passport Country of Origin | Borrower Passport Expiration Date | Borrower Non-US Citizen Identification Document | Borrower Date of Resident Since/Valid Date | Borrower Non-US Document Expiration Date | Co Borrower Originator Citizenship Designation | Co Borrower Verified Citizenship Designation | Co Borrower Individual Tax Identification Number (ITIN)? | Co Borrower Photo Identification Type | Co Borrower Photo Identification Other Type | Co Borrower Photo ID State of Issuance | Co Borrower Photo ID Country of Issuance | Co Borrower Photo ID Expiration Date | Co Borrower Passport Country of Origin | Co Borrower Passport Expiration Date | Co Borrower Non-US Citizen Identification Document | Co Borrower Date of Resident Since/Valid Date | Co Borrower Non-US Document Expiration Date | Co Borrower 2 Originator Citizenship Designation | Co Borrower 2 Verified Citizenship Designation | Co Borrower 2 Individual Tax Identification Number (ITIN)? | Co Borrower 2 Photo Identification Type | Co Borrower 2 Photo Identification Other Type | Co Borrower 2 Photo ID State of Issuance | Co Borrower 2 Photo ID Country of Issuance | Co Borrower 2 Photo ID Expiration Date | Co Borrower 2 Passport Country of Origin | Co Borrower 2 Passport Expiration Date | Co Borrower 2 Non-US Citizen Identification Document | Co Borrower 2 Date of Resident Since/Valid Date | Co Borrower 2 Non-US Document Expiration Date | Co Borrower 3 Originator Citizenship Designation | Co Borrower 3 Verified Citizenship Designation | Co Borrower 3 Individual Tax Identification Number (ITIN)? | Co Borrower 3 Photo Identification Type | Co Borrower 3 Photo Identification Other Type | Co Borrower 3 Photo ID State of Issuance | Co Borrower 3 Photo ID Country of Issuance | Co Borrower 3 Photo ID Expiration Date | Co Borrower 3 Passport Country of Origin | Co Borrower 3 Passport Expiration Date | Co Borrower 3 Non-US Citizen Identification Document | Co Borrower 3 Date of Resident Since/Valid Date | Co Borrower 3 Non-US Document Expiration Date | Property Rights | Buydown Flag | Assumable Mortgage Flag | Foreign National Alternative Credit Documentation | Liquid / Cash Reserves | Months Liquid Reserves | Total Assets Available for Reserves | Months Reserves | Blanket Mortgage Flag | Qualifying HCLTV | Condo Warrantability Flag |
20250873 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Monthly | 0.00% | 40.24% | 40.24% | No | Self-Employed | 1YR Business P&L | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | Third-Party Prepared (Unaudited) | 22 | CPA | N/A | N/A | 0 | Yes | 54 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | 0.0 | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2023 | Borrower - 2023 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | United States | xxx | N/A | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 36.5 | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20250885 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | Appendix Q Documentation | No | xxx | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx | $0.00 | 0.00% | 25.22% | 25.22% | Yes | Self-Employed | 1YR Business P&L | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 100.00% | Third-Party Prepared (Unaudited) | 22 | CPA | Yes | 72 | No | NA | 0 | 0 | N/A | 0 | No | 0 | 0.0 | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx | N/A | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 60.0 | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20250915 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx | $0.00 | 0.00% | 44.16% | 44.16% | No | Employed | Written Verification of Employment | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 35 | 35 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 | 0.0 | N/A | Borrower - Wage - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Other | xxx | United States | xxx | I-151 Permanent Resident Card | xxx | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 75.0 | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20250848 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Monthly | 0.00% | 25.22% | 25.22% | No | Employed | Written Verification of Employment | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 31 | 31 | Work Number | NA | 0 | 0 | N/A | No | 0 | 0.0 | N/A | Borrower - Wage - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Other | US Patriot act | xxx | United States | xxx | N/A | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 75.0 | Yes | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20250849 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Monthly | 0.00% | 43.76% | 43.76% | No | Employed | Written Verification of Employment | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 34 | 34 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 | 0.0 | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx | N/A | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 75.0 | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20250863 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx | $0.00 | 0.00% | 41.27% | 41.27% | No | Employed | Written Verification of Employment | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 34 | 33 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 | 0.0 | N/A | Borrower - Wage - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Real ID Driver's License | xxx | United States | xxx | I-151 Permanent Resident Card | xxx | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80.0 | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20250866 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Annually | 0.00% | 11.67% | 11.67% | Yes | Employed | Written Verification of Employment | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 33 | 25 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | Unknown | No | No | Foreign National | Non-Permanent Non-US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx | I-551 Stamp and Passport | xxx | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 51.37 | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20250872 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A | No | xxx | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx | $0.00 | 0.00% | 38.40% | 38.40% | Yes | Self-Employed | 1YR Business P&L | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | Third-Party Prepared (Unaudited) | 22 | CPA | N/A | N/A | 0 | Yes | 24 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | 0.0 | N/A | Borrower - SESCorp, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | Unknown | No | No | Foreign National | Foreign National | N/A | Other | US Patriot Act | xxx | USA | xxx | I-551 Stamp and Passport | xxx | Fee Simple | No | No | Foreign Credit Report | xxx | xxx | xxx | xxx | No | 52.83 | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20250891 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Annually | 0.00% | 42.85% | 42.85% | No | Employed | Written Verification of Employment | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 24 | 24 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 | 0.0 | N/A | Borrower - Wage - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use | xxx | United States | xxx | N/A | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80.0 | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20250897 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx | $0.00 | 0.00% | 47.75% | 47.75% | No | Employed | Written Verification of Employment | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 25 | 25 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 | 0.0 | N/A | Borrower - Wage - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | Permanent Resident Alien | Permanent Non-US Citizen | Other | USA Patriot Act | xxx | United States | xxx | I-151 Permanent Resident Card | xxx | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 50.0 | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20250901 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx | $0.00 | 0.00% | 41.92% | 41.92% | No | Self-Employed | 1YR Business P&L | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | Third-Party Prepared (Unaudited) | 23 | CPA | N/A | N/A | 0 | Yes | 24 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | 0.0 | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Other | US Patriot Act | xxx | United States | xxx | N/A | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 60.0 | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20250905 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx | $0.00 | 0.00% | 29.55% | 29.55% | No | Employed | Written Verification of Employment | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 39 | 34 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 | 0.0 | N/A | Borrower - Wage - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx | N/A | Fee Simple | No | Yes | N/A | xxx | xxx | xxx | xxx | No | 70.0 | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20250908 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Annually | 0.00% | 37.69% | 37.69% | No | Employed | Written Verification of Employment | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 34 | 34 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 | 0.0 | N/A | Borrower - Wage - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Other | US Patriot | xxx | United States | xxx | I-551 Permanent Resident Card | xxx | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 65.0 | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20250918 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Annually | 0.00% | 37.27% | 37.27% | No | Employed | Written Verification of Employment | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 25 | 25 | Other | NA | 0 | 0 | N/A | No | 0 | 0.0 | Borrower - Wage - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Real ID Driver's License | xxx | United States | xxx | I-151 Permanent Resident Card | xxx | Fee Simple | Yes | No | N/A | xxx | xxx | xxx | xxx | No | 80.0 | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20250920 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx | $0.00 | 0.00% | 46.35% | 46.35% | No | Employed | Written Verification of Employment | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 60 | 35 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 | 0.0 | N/A | Borrower - Wage - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx | N/A | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80.0 | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20250853 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | xxx | xxx | xxx | $0.00 | 0.00% | 48.66% | 48.66% | No | Employed | Written Verification of Employment | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 42 | 33 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 | 0.0 | N/A | Borrower - Wage - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | Closed End | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx | N/A | Fee Simple | No | No | N/A | .00 | .00 | xxx | xxx | No | 59.43 | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20250880 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Monthly | 0.00% | 39.63% | 39.63% | No | No | Employed | Employed | Written Verification of Employment | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 29 | 29 | FNMA 1005 | Yes | 26 | 26 | FNMA 1005 | No | 0 | 0.0 | Borrower - Wage - Written VOE Verified || Co Borrower - Wage - Written VOE Verified | Borrower || Co Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | Permanent Resident Alien | Permanent Non-US Citizen | Real ID Driver's License | xxx | United States | xxx | I-151 Permanent Resident Card | xxx | Permanent Resident Alien | Permanent Non-US Citizen | Real ID Driver's License | xxx | United States | xxx | I-151 Permanent Resident Card | xxx | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 59.68 | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20250869 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx | $0.00 | 0.00% | 23.41% | 23.41% | No | Self-Employed | 24 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 24 | No | N/A | 0 | 0 | 100.00% | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 24 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | 0.0 | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified | Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Standard Driver's License - Not for federal use | xxx | United States | xxx | I-151 Permanent Resident Card | xxx | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80.0 | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20250903 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx | $0.00 | 0.00% | 38.52% | 38.52% | No | Self-Employed | 1YR Business P&L | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | Third-Party Prepared (Unaudited) | 23 | CPA | N/A | N/A | 0 | Yes | 24 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | 0.0 | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | United States | xxx | N/A | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 54.72 | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20250935 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Annually | 0.00% | 45.16% | 45.16% | No | Employed | Written Verification of Employment | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 36 | 35 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 | 0.0 | N/A | Borrower - Wage - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx | N/A | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 75.0 | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20250942 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Monthly | 0.00% | 38.55% | 38.55% | No | Employed | Written Verification of Employment | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 27 | 27 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 | 0.0 | Borrower - Wage - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Other | US Patriot act | xxx | United States | xxx | N/A | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80.0 | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20250851 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx | $0.00 | 0.00% | 44.81% | 44.81% | No | Self-Employed | 1YR Business P&L | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 100.00% | Third-Party Prepared (Unaudited) | 23 | CPA | Yes | 36 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | xxx | United States | xxx | N/A | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80.0 | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20250892 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A | No | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Annually | 0.00% | 42.07% | 42.07% | Yes | Self-Employed | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | N/A | 0 | 0 | 100.00% | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 24 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified | Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Real ID Driver's License | xxx | United States | xxx | I-151 Permanent Resident Card | xxx | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 70.0 | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20250910 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx | $0.00 | 0.00% | 44.35% | 44.35% | No | Employed | Written Verification of Employment | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 25 | 25 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 | 0.0 | N/A | Borrower - Wage - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Real ID Driver's License | xxx | United States | xxx | I-551 Permanent Resident Card | xxx | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80.0 | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20250912 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Annually | 0.00% | 48.91% | 48.91% | No | Employed | Written Verification of Employment | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 98 | 33 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 | 0.0 | Borrower - Wage - Written VOE Verified, Executed 4506T Verified | Borrower - Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | xxx | United States | xxx | N/A | Fee Simple | No | No | N/A | .00 | .00 | xxx | xxx | No | 69.23 | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20250860 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx | $0.00 | 0.00% | 40.97% | 40.97% | No | Self-Employed | 1YR Business P&L | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | Third-Party Prepared (Unaudited) | 22 | CPA | N/A | N/A | 0 | Yes | 36 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | 0.0 | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 1 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Other | US Patriot | xxx | United States | xxx | N/A | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 65.0 | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20250870 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx | $0.00 | 0.00% | 38.24% | 38.24% | No | Employed | Written Verification of Employment | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 28 | 28 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use | xxx | United States | xxx | N/A | Fee Simple | No | No | N/A | .00 | .00 | xxx | xxx | No | 75.0 | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20250881 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx | $0.00 | 0.00% | 20.84% | 20.84% | No | Self-Employed | 1YR Business P&L | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | Third-Party Prepared (Unaudited) | 23 | Tax Preparer | N/A | N/A | 0 | Yes | 36 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | 0.0 | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | xxx | United States | xxx | N/A | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 70.0 | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20250899 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Monthly | 0.00% | 37.65% | 37.65% | No | Employed | Written Verification of Employment | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 47 | 35 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 | 0.0 | Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | Permanent Resident Alien | Permanent Non-US Citizen | Other | USA Patriot Act | xxx | Vietnam | xxx | I-151 Permanent Resident Card | xxx | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 70.0 | Yes | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20250904 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx | $0.00 | 0.00% | 34.78% | 34.78% | No | Employed | Written Verification of Employment | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 46 | 35 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 | 0.0 | Borrower - Wage - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use | xxx | United States | xxx | N/A | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80.0 | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20250923 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Monthly | 0.00% | 39.21% | 39.21% | No | Employed | Written Verification of Employment | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 35 | 35 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 | 0.0 | N/A | Borrower - Wage - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Passport | xxx | United States | xxx | United States of America | xxx | N/A | Fee Simple | No | No | N/A | .00 | .00 | xxx | xxx | No | 75.0 | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20250930 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Monthly | 0.00% | 29.02% | 29.02% | No | Self-Employed | 24 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 24 | No | N/A | 0 | 0 | 100.00% | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 33 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | 0.0 | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified | Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Employment Authorization Card | xxx | United States | xxx | Work Visa | xxx | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 70.0 | Yes | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20250933 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx | $0.00 | 0.00% | 39.15% | 39.15% | No | Self-Employed | 1YR Business P&L | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 80.00% | Third-Party Prepared (Unaudited) | 23 | Tax Preparer | N/A | N/A | 0 | Yes | 24 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | 0.0 | N/A | Borrower - SECorporation, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | xxx | United States | xxx | N/A | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80.0 | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20250882 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx | $0.00 | 0.00% | 40.74% | 40.74% | No | Employed | Written Verification of Employment | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 153 | 34 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 | 0.0 | N/A | Borrower - Wage, Wage, Overtime and Bonus - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx | N/A | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 56.93 | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20250889 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Monthly | 0.00% | 37.90% | 37.90% | No | Employed | Written Verification of Employment | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 25 | 25 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 | 0.0 | Borrower - Wage - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | United States | xxx | N/A | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 70.0 | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20250902 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | Yes | No | No | N/A | N/A | No | xxx | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx | $0.00 | 0.00% | 44.07% | 44.07% | Yes | Yes | Self-Employed | Not Employed | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | Yes | Yes | No | No | 0 | No | Yes | Yes | 0 | 12 | No | N/A | 0 | 0 | 83.85% | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 24 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - SECorporation, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other - CPA Letter Verified, 2 YRS Executed 4506T Verified, Award Letter Verified, Business Bank Statements Verified, Lease Agreements Verified || Co Borrower - 2 YRS Executed 4506T Verified, Award Letter Verified | Borrower - 2 YRS Executed 4506T Verified || Co Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use | xxx | United States | xxx | N/A | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use | xxx | United States | xxx | N/A | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 70.0 | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20250926 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx | $0.00 | 0.00% | 38.65% | 38.65% | No | Employed | Written Verification of Employment | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 360 | 35 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 | 0.0 | N/A | Borrower - Wage - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | xxx | United States | xxx | N/A | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 77.01 | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20250944 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Monthly | 0.00% | 26.22% | 26.22% | No | Self-Employed | 1YR Business P&L | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | Third-Party Prepared (Unaudited) | 23 | CPA | N/A | N/A | 0 | Yes | 24 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | 0.0 | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | xxx | United States | xxx | N/A | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 61.29 | Yes | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20250898 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Annually | 0.00% | 40.54% | 40.54% | No | Employed | Written Verification of Employment | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 28 | 28 | Work Number | NA | 0 | 0 | N/A | No | 0 | 0.0 | N/A | Borrower - Wage - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Other | US Patriot Act | xxx | USA | xxx | I-151 Permanent Resident Card | xxx | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 75.0 | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20250900 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Monthly | 0.00% | 45.82% | 45.82% | No | Self-Employed | 1YR Business P&L | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | Third-Party Prepared (Unaudited) | 23 | CPA | N/A | N/A | 0 | Yes | 36 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | 0.0 | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | United States | xxx | N/A | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 75.0 | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20250913 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx | $0.00 | 0.00% | 27.55% | 27.55% | No | Self-Employed | 1YR Business P&L | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | Third-Party Prepared (Unaudited) | 23 | CPA | N/A | N/A | 0 | Yes | 24 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | xxx | United States | xxx | N/A | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 75.0 | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20250927 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Monthly | 0.00% | 40.74% | 40.74% | No | Employed | Written Verification of Employment | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 40 | 35 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 | 0.0 | Borrower - Wage - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | Permanent Resident Alien | Permanent Non-US Citizen | Other | USA PATRIOT ACT | xxx | United States | xxx | I-551 Permanent Resident Card | xxx | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80.0 | Yes | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20250937 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A | No | xxx | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx | $0.00 | 0.00% | 28.57% | 28.57% | Yes | Self-Employed | 1YR Business P&L | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | Third-Party Prepared (Unaudited) | 23 | CPA | N/A | N/A | 0 | Yes | 24 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | 0.0 | N/A | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | Permanent Resident Alien | Permanent Non-US Citizen | Other | USA Patriot Act | xxx | USA | xxx | I-151 Permanent Resident Card | xxx | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 75.0 | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20250859 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx | $0.00 | 0.00% | 42.96% | 42.96% | No | Self-Employed | 1YR Business P&L | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | Third-Party Prepared (Unaudited) | 23 | CPA | N/A | N/A | 0 | Yes | 24 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | 0.0 | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Other | USA PATRIOT ACT | xxx | United States | xxx | N/A | Fee Simple | No | No | N/A | .00 | .00 | xxx | xxx | No | 41.94 | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20250862 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx | $0.00 | 0.00% | 41.61% | 41.61% | No | Employed | Written Verification of Employment | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 73 | 34 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 | 0.0 | Borrower - Wage - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx | N/A | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80.0 | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20250887 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx | $0.00 | 0.00% | 31.73% | 31.73% | No | Self-Employed | 1YR Business P&L | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | Third-Party Prepared (Unaudited) | 22 | CPA | N/A | N/A | 0 | Yes | 24 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | 0.0 | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx | N/A | Fee Simple | No | No | N/A | .00 | .00 | xxx | xxx | No | 48.19 | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20250890 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A | No | xxx | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx | $0.00 | 0.00% | 4.69% | 4.69% | Yes | Self-Employed | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | N/A | 0 | 0 | 100.00% | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 24 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | 0.0 | N/A | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified | Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use | xxx | United States | xxx | N/A | Fee Simple | No | No | N/A | .00 | .00 | xxx | xxx | No | 75.0 | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20250925 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Monthly | 0.00% | 36.21% | 36.21% | No | Self-Employed | 1YR Business P&L | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | Third-Party Prepared (Unaudited) | 23 | CPA | N/A | N/A | 0 | Yes | 24 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | 0.0 | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx | I-151 Permanent Resident Card | xxx | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80.0 | Yes | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20250929 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx | $0.00 | 0.00% | 48.89% | 48.89% | No | Self-Employed | 1YR Business P&L | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 50.00% | Third-Party Prepared (Unaudited) | 23 | Tax Preparer | Yes | 24 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, Lease Agreements Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Other | US Patriot | xxx | United States | xxx | N/A | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 70.0 | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20250850 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A | No | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Monthly | 0.00% | 13.19% | 13.19% | Yes | Self-Employed | 1YR Business P&L | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | Third-Party Prepared (Unaudited) | 23 | CPA | N/A | N/A | 0 | Yes | 523 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | Unknown | No | No | Foreign National | Foreign National | N/A | Other | USA PATRIOT ACT | xxx | United States | xxx | I-551 Stamp and Passport | xxx | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 50.0 | Yes | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20250878 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx | $0.00 | 0.00% | 45.22% | 45.22% | No | Self-Employed | 1YR Business P&L | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | Third-Party Prepared (Unaudited) | 22 | CPA | N/A | N/A | 0 | Yes | 60 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | 0.0 | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx | N/A | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 51.42 | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20250928 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Monthly | 0.00% | 32.26% | 32.26% | No | Self-Employed | 1YR Business P&L | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | Third-Party Prepared (Unaudited) | 23 | Tax Preparer | N/A | N/A | 0 | Yes | 24 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | xxx | United States | xxx | N/A | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 69.44 | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20250868 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A | No | xxx | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx | $0.00 | 0.00% | 41.86% | 41.86% | Yes | Self-Employed | 1YR Business P&L | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | Third-Party Prepared (Unaudited) | 22 | CPA | N/A | N/A | 0 | Yes | 24 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | 0.0 | N/A | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | United States | xxx | N/A | Fee Simple | No | No | N/A | .00 | .00 | xxx | xxx | No | 63.68 | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20250852 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx | $0.00 | 0.00% | 41.80% | 41.80% | No | Self-Employed | 2YR Business P&L | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | Third-Party Prepared (Unaudited) | 24 | Tax Preparer | N/A | N/A | 0 | Yes | 24 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | 0.0 | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | xxx | United States | xxx | N/A | Fee Simple | No | No | N/A | .00 | .00 | xxx | xxx | No | 75.0 | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20250886 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A | No | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Monthly | 0.00% | 17.59% | 17.59% | Yes | Self-Employed | 1YR Business P&L | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | Third-Party Prepared (Unaudited) | 23 | CPA | N/A | N/A | 0 | Yes | 24 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | 0.0 | N/A | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx | N/A | Fee Simple | No | No | N/A | .00 | .00 | xxx | xxx | No | 65.0 | Yes | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20251165 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx | $0.00 | 0.00% | 48.99% | 48.99% | No | Self-Employed | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | N/A | 0 | 0 | 0.00% | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 132 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | 0.0 | N/A | Borrower - SECorporation, Other REO Net Rental Income(Loss) - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified | Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Real ID Driver's License | xxx | United States | xxx | I-551 Permanent Resident Card | xxx | Fee Simple | No | No | N/A | .00 | .00 | xxx | xxx | No | 65.0 | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20250947 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Annually | 0.00% | 44.17% | 44.17% | No | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | 100.00% | 100.00% | N/A | 0 | N/A | Yes | 24 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified | Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | xxx | United States | xxx | N/A | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80.0 | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20250946 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx | xxx | xxx | $0.00 | xxx | 0.00% | 42.00% | 42.00% | No | Employed | Written Verification of Employment | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 58 | 36 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 | 0.0 | N/A | Borrower - Wage - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx | N/A | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 61.54 | Yes | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20251161 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Annually | 0.00% | 39.67% | 39.67% | No | Self-Employed | 1YR Business P&L | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 3 | No | N/A | 0 | 0 | 0.00% | 100.00% | Stocks/Bonds | Third-Party Prepared (Unaudited) | 12 | CPA | N/A | N/A | 0 | Yes | 84 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | 0.0 | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, Business Bank Statements Verified - 2024 | Borrower - 2024 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | xxx | United States | xxx | N/A | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80.0 | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20251154 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Annually | 0.00% | 22.12% | 22.12% | No | Self-Employed | 24 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 24 | No | N/A | 0 | 0 | 100.00% | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 52 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | 0.0 | Borrower - SESCorp - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified | Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | xxx | United States | xxx | N/A | Fee Simple | No | No | N/A | .00 | .00 | xxx | xxx | No | 75.0 | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20250948 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A | No | xxx | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx | $0.00 | 0.00% | 40.97% | 40.97% | Yes | Self-Employed | 1YR Business P&L | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | Third-Party Prepared (Unaudited) | 12 | CPA | N/A | N/A | 0 | Yes | 48 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified - 2024 | Borrower - 2024 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | xxx | United States | xxx | N/A | Fee Simple | No | No | N/A | .00 | .00 | xxx | xxx | No | 65.0 | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20251193 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Annually | 0.00% | 22.20% | 22.20% | No | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 2 | 0 | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | 100.00% | 60.00% | N/A | 0 | N/A | Yes | 24 | No | NA | 0 | 0 | N/A | 0 | No | 0 | 0.0 | N/A | Borrower - SEPartnership - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified | Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Passport | xxx | United States | xxx | United States of America | xxx | N/A | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 75.0 | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20251139 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx | $0.00 | 0.00% | 22.24% | 22.24% | No | Self-Employed | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | N/A | 0 | 0 | 0.00% | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 24 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | 0.0 | N/A | Borrower - SESoleProprietor - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified | Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | xxx | United States | xxx | N/A | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 62.1 | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20251167 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx | $0.00 | 0.00% | 43.26% | 43.26% | No | Employed | Written Verification of Employment | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 30 | 25 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 | 0.0 | N/A | Borrower - Wage, Wage - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | xxx | United States | xxx | N/A | Fee Simple | No | No | N/A | .00 | .00 | xxx | xxx | No | 75.0 | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20251189 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A | No | xxx | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx | $0.00 | 0.00% | 29.99% | 29.99% | Yes | Yes | Self-Employed | Not Employed | 1YR Business P&L | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | Third-Party Prepared (Unaudited) | 12 | CPA | N/A | N/A | 0 | Yes | 24 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | 0.0 | N/A | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2024 || Co Borrower | Borrower - 2024 || Co Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx | I-551 Permanent Resident Card | xxx | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx | I-551 Permanent Resident Card | xxx | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 75.0 | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20251159 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Annually | 0.00% | 23.72% | 23.72% | No | Self-Employed | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | N/A | 0 | 0 | 100.00% | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 24 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | 0.0 | N/A | Borrower - SESoleProprietor - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified | Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | xxx | United States | xxx | N/A | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80.0 | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20251171 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx | $0.00 | 0.00% | 38.36% | 38.36% | No | Employed | Written Verification of Employment | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 27 | 27 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 | 0.0 | N/A | Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx | N/A | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 49.28 | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20251180 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx | $0.00 | 0.00% | 45.07% | 45.07% | No | Employed | Written Verification of Employment | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 24 | 24 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 | 0.0 | N/A | Borrower - Wage - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx | I-151 Permanent Resident Card | xxx | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80.0 | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20251187 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx | $0.00 | 0.00% | 33.46% | 33.46% | No | Self-Employed | 1YR Business P&L | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | Third-Party Prepared (Unaudited) | 12 | CPA | N/A | N/A | 0 | Yes | 24 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | 0.0 | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2024 | Borrower - 2024 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx | N/A | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 75.0 | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20251188 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A | No | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Monthly | 0.00% | 32.13% | 32.13% | Yes | Employed | Written Verification of Employment | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 46 | 25 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 | 0.0 | N/A | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | Permanent Resident Alien | Permanent Non-US Citizen | Standard Driver's License - Not for federal use | xxx | Iillinois | xxx | I-551 Permanent Resident Card | xxx | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 75.0 | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20251197 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx | $0.00 | 0.00% | 40.02% | 40.02% | No | Employed | Written Verification of Employment | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 33 | 25 | Other | NA | 0 | 0 | N/A | No | 0 | 0.0 | N/A | Borrower - Wage - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | Permanent Resident Alien | Permanent Non-US Citizen | Other | USA Patriot Act | xxx | Permanent Resident Alien | xxx | I-551 Permanent Resident Card | xxx | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 57.58 | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20251213 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx | $0.00 | 0.00% | 45.20% | 45.20% | No | Self-Employed | 1YR Business P&L | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | Third-Party Prepared (Unaudited) | 12 | CPA | N/A | N/A | 0 | Yes | 60 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | 0.0 | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2024 | Borrower - 2024 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx | I-551 Permanent Resident Card | xxx | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80.0 | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20251107 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A | No | xxx | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx | $0.00 | 0.00% | 31.70% | 31.70% | Yes | Employed | Written Verification of Employment | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 36 | 25 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 | 0.0 | N/A | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | xxx | United States | xxx | N/A | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 75.0 | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20251127 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx | $0.00 | 0.00% | 17.19% | 16.43% | No | Self-Employed | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | N/A | 0 | 0 | 100.00% | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 43 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - SESoleProprietor - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified | Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx | N/A | Fee Simple | No | Yes | N/A | xxx | xxx | xxx | xxx | No | 60.48 | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20251146 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx | $0.00 | 0.00% | 16.12% | 16.12% | No | No | Self-Employed | Not Employed | 1YR Business P&L | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 0.00% | Third-Party Prepared (Unaudited) | 12 | CPA | N/A | N/A | 0 | Yes | 24 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | 0.0 | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2024 || Co Borrower - N/A | Borrower - 2024 || Co Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use | xxx | United States | xxx | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License | xxx | United States | xxx | N/A | Fee Simple | No | No | N/A | .00 | .00 | xxx | xxx | No | 31.22 | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20251155 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx | $0.00 | 0.00% | 32.17% | 32.17% | No | Self-Employed | 2YR Business P&L | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | Third-Party Prepared (Unaudited) | 24 | CPA | N/A | N/A | 0 | Yes | 24 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | 0.0 | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx | N/A | Fee Simple | No | No | N/A | .00 | .00 | xxx | xxx | No | 65.0 | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20251169 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx | $0.00 | 0.00% | 37.08% | 37.08% | Yes | Self-Employed | 1YR Business P&L | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 100.00% | Third-Party Prepared (Unaudited) | 12 | CPA | Yes | 24 | No | NA | 0 | 0 | N/A | 0 | No | 0 | 0.0 | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2024 | Borrower - 2024 | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | Foreign National | Foreign National | N/A | Passport | VISA R-B1/B2 | xxx | United States of America | xxx | Armenia | xxx | Entry Stamp | xxx | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 70.0 | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20251181 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx | $0.00 | 0.00% | 48.88% | 48.88% | No | Employed | Written Verification of Employment | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 24 | 24 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 | 0.0 | N/A | Borrower - Wage - Written VOE Verified, null Lease Agreements Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | xxx | United States | xxx | N/A | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80.0 | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20251191 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx | $0.00 | 0.00% | 44.04% | 44.04% | No | Employed | Written Verification of Employment | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 42 | 36 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 | 0.0 | Borrower - Wage, Overtime and Bonus, Overtime and Bonus - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx | I-551 Permanent Resident Card | xxx | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 73.17 | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20250950 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A | No | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Monthly | 0.00% | 27.59% | 27.59% | Yes | Self-Employed | 1YR Business P&L | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | Third-Party Prepared (Unaudited) | 12 | CPA | N/A | N/A | 0 | Yes | 49 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | 0.0 | N/A | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2024 | Borrower - 2024 | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | Foreign National | Foreign National | Passport | xxx | Colombia | xxx | Colombia | xxx | Work Visa | xxx | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 70.0 | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20251111 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx | $0.00 | 0.00% | 37.42% | 37.42% | No | Self-Employed | 2YR Business P&L | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | Third-Party Prepared (Unaudited) | 24 | CPA | N/A | N/A | 0 | Yes | 24 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | 0.0 | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | Closed End | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx | N/A | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 70.0 | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20251135 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Annually | 0.00% | 31.60% | 31.60% | Yes | Self-Employed | 2YR Business P&L | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | Third-Party Prepared (Unaudited) | 24 | Tax Preparer | N/A | N/A | 0 | Yes | 24 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | 0.0 | N/A | Borrower - SECorporation, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx | N/A | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80.0 | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20251138 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx | $0.00 | 0.00% | 48.32% | 48.32% | No | Self-Employed | 2YR Business P&L | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | Third-Party Prepared (Unaudited) | 24 | Tax Preparer | N/A | N/A | 0 | Yes | 24 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | 0.0 | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx | N/A | Fee Simple | No | No | N/A | .00 | .00 | xxx | xxx | No | 51.06 | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20251150 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A | No | xxx | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx | $0.00 | 0.00% | 32.49% | 32.49% | Yes | Self-Employed | 1YR Business P&L | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | Third-Party Prepared (Unaudited) | 12 | CPA | N/A | N/A | 0 | Yes | 24 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified - 2024 | Borrower - 2024 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx | N/A | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 75.0 | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20251152 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx | $0.00 | 0.00% | 40.11% | 40.11% | No | Employed | Written Verification of Employment | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 27 | 24 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 | 0.0 | N/A | Borrower - Wage - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | Other | USA Patriot Act | xxx | United States | xxx | Employment Authorization Document (I-821D) | xxx | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80.0 | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20251156 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Annually | 0.00% | 39.76% | 39.76% | No | Self-Employed | 2YR Business P&L | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | Third-Party Prepared (Unaudited) | 24 | CPA | N/A | N/A | 0 | Yes | 24 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | 0.0 | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | Permanent Resident Alien | Permanent Non-US Citizen | Other | USA Patriot Act | xxx | United States | xxx | I-151 Permanent Resident Card | xxx | Fee Simple | No | No | N/A | .00 | .00 | xxx | xxx | No | 43.18 | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20251130 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Annually | 0.00% | 38.95% | 38.95% | No | Employed | Written Verification of Employment | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 51 | 35 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Overtime and Bonus - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | Standard Driver's License - Not for federal use | USA Patriot Act | xxx | New York | xxx | Work Visa | xxx | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80.0 | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20251133 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A | No | xxx | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx | $0.00 | 0.00% | 22.38% | 22.38% | Yes | Self-Employed | 1YR Business P&L | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 100.00% | Third-Party Prepared (Unaudited) | 23 | CPA | Yes | 24 | No | NA | 0 | 0 | N/A | 0 | No | 0 | 0.0 | N/A | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx | N/A | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 65.0 | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20251134 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A | No | xxx | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx | $0.00 | 0.00% | 21.60% | 21.60% | Yes | Self-Employed | 1YR Business P&L | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 100.00% | Third-Party Prepared (Unaudited) | 23 | CPA | Yes | 60 | No | NA | 0 | 0 | N/A | 0 | No | 0 | 0.0 | N/A | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx | N/A | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 65.0 | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20251170 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Annually | 0.00% | 46.22% | 46.22% | No | Employed | Written Verification of Employment | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 36 | 36 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 | 0.0 | N/A | Borrower - Wage - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Standard Driver's License - Not for federal use | xxx | United States | xxx | I-551 Permanent Resident Card | xxx | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80.0 | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20251175 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx | $0.00 | 0.00% | 43.30% | 43.30% | No | Self-Employed | 1YR Business P&L | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | Stocks/Bonds | Third-Party Prepared (Unaudited) | 12 | CPA | N/A | N/A | 0 | Yes | 24 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | 0.0 | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2024 | Borrower - 2024 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | xxx | United States | xxx | N/A | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80.0 | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20251176 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx | $0.00 | 0.00% | 33.07% | 33.07% | No | Self-Employed | 1YR Business P&L | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | Third-Party Prepared (Unaudited) | 12 | CPA | N/A | N/A | 0 | Yes | 72 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | 0.0 | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2024 | Borrower - 2024 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx | N/A | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80.0 | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20251194 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A | No | xxx | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx | $0.00 | 0.00% | 7.84% | 7.84% | Yes | Self-Employed | 1YR Business P&L | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | Stocks/Bonds | Third-Party Prepared (Unaudited) | 12 | CPA | N/A | N/A | 0 | Yes | 24 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | 0.0 | N/A | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified - 2024 | Borrower - 2024 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx | N/A | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 58.28 | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20251163 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Annually | 0.00% | 43.95% | 43.95% | No | Self-Employed | 24 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 24 | No | N/A | 0 | 0 | 100.00% | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 34 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | 0.0 | Borrower - SESoleProprietor - CPA Letter Verified, Executed 4506T Verified, Business Bank Statements Verified | Borrower - Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Real ID Driver's License | xxx | United States | xxx | I-551 Permanent Resident Card | xxx | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 70.0 | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20251172 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Annually | 0.00% | 42.05% | 42.05% | No | Employed | Written Verification of Employment | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 79 | 24 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 | 0.0 | N/A | Borrower - Wage, Other - Written VOE Verified, Lease Agreements Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx | N/A | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80.0 | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20251182 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A | No | xxx | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx | $0.00 | 0.00% | 44.47% | 44.47% | Yes | Self-Employed | 2YR Business P&L | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | Proceeds from Sale | Third-Party Prepared (Unaudited) | 24 | CPA | N/A | N/A | 0 | Yes | 24 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | 0.0 | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx | N/A | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 75.0 | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20250949 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx | $0.00 | 0.00% | 45.08% | 45.08% | No | Self-Employed | 1YR Business P&L | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | Third-Party Prepared (Unaudited) | 12 | CPA | N/A | N/A | 0 | Yes | 24 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | 0.0 | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2024 | Borrower - 2024 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx | N/A | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80.0 | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20251192 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx | $0.00 | 0.00% | 40.73% | 40.73% | No | Employed | Written Verification of Employment | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 28 | 25 | Work Number | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Standard Driver's License - Not for federal use | xxx | United States | xxx | Employment Authorization Document (I-821D) | xxx | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 62.96 | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20251200 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Annually | 0.00% | 41.58% | 41.58% | No | No | Employed | Employed | Written Verification of Employment | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 46 | 36 | FNMA 1005 | Yes | 30 | 30 | FNMA 1005 | No | 0 | 0.0 | N/A | Borrower - Wage - Written VOE Verified || Co Borrower - Wage - Written VOE Verified | Borrower || Co Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx | N/A | Permanent Resident Alien | Permanent Non-US Citizen | No | Other | USA Patriot Act | xxx | United States | xxx | I-551 Permanent Resident Card | xxx | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80.0 | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20251201 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx | $0.00 | 0.00% | 32.21% | 32.21% | No | Employed | Written Verification of Employment | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 46 | 46 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 | 0.0 | N/A | Borrower - Wage - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx | N/A | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 44.45 | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20251207 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A | No | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Monthly | 0.00% | 16.82% | 16.82% | Yes | Self-Employed | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | N/A | 0 | 0 | 100.00% | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 48 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | 0.0 | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, Executed 4506T Verified, Business Bank Statements Verified - 2024 | Borrower - Executed 4506T Verified - 2024 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Passport | USA Patriot Act | xxx | United States | xxx | 276 | xxx | N/A | xxx | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 68.25 | Yes | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20250951 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Monthly | 0.00% | 47.07% | 47.07% | No | Self-Employed | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | N/A | 0 | 0 | 0.00% | 100.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 24 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | 0.0 | N/A | Borrower - SESoleProprietor - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified | Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Passport | xxx | United States | xxx | Brazil | xxx | N/A | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 85.0 | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20251209 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx | $0.00 | 0.00% | 46.52% | 46.52% | No | Self-Employed | 1YR Business P&L | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | Third-Party Prepared (Unaudited) | 12 | CPA | N/A | N/A | 0 | Yes | 24 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | 0.0 | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2024 | Borrower - 2024 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx | N/A | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 75.0 | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20251210 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx | $0.00 | 0.00% | 32.82% | 32.82% | No | Self-Employed | 1YR Business P&L | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | Third-Party Prepared (Unaudited) | 12 | Tax Preparer | N/A | N/A | 0 | Yes | 36 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | 0.0 | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2024 | Borrower - 2024 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | xxx | United States | xxx | N/A | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80.0 | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20251211 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx | $0.00 | 0.00% | 44.31% | 44.31% | No | Employed | Written Verification of Employment | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 31 | 25 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 | 0.0 | N/A | Borrower - Wage - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | Permanent Resident Alien | Permanent Non-US Citizen | Other | USA Patriot Act | xxx | United States | xxx | I-151 Permanent Resident Card | xxx | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 61.9 | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20251214 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Monthly | 0.00% | 14.14% | 14.14% | No | Self-Employed | 1YR Business P&L | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | Proceeds from Sale | Third-Party Prepared (Unaudited) | 12 | CPA | N/A | N/A | 0 | Yes | 24 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | 0.0 | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2024 | Borrower - 2024 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use | xxx | United States | xxx | N/A | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 53.01 | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20251216 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx | $0.00 | 0.00% | 36.10% | 36.10% | No | Employed | Written Verification of Employment | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 26 | 25 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 | 0.0 | Borrower - Wage - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Standard Driver's License - Not for federal use | xxx | United States | xxx | Work Visa | xxx | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 52.19 | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20251119 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx | $0.00 | 0.00% | 39.46% | 37.26% | No | Self-Employed | 1YR Business P&L | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | Third-Party Prepared (Unaudited) | 23 | CPA | N/A | N/A | 0 | Yes | 24 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | 0.0 | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx | N/A | Fee Simple | No | Yes | N/A | xxx | xxx | xxx | xxx | No | 64.97 | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20251128 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx | $0.00 | 0.00% | 49.79% | 49.79% | No | Self-Employed | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | N/A | 0 | 0 | 0.00% | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 24 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | 0.0 | N/A | Borrower - SESoleProprietor - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 2024 | Borrower - 2 YRS Executed 4506T Verified - 2024 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | xxx | United States | xxx | N/A | Fee Simple | No | No | N/A | .00 | .00 | xxx | xxx | No | 64.47 | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20251151 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Annually | 0.00% | 33.52% | 33.52% | No | Employed | Written Verification of Employment | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 35 | 35 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 | 0.0 | N/A | Borrower - Wage - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | Permanent Resident Alien | Permanent Non-US Citizen | Real ID Driver's License | xxx | United States | xxx | I-551 Permanent Resident Card | xxx | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80.0 | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20251196 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A | No | xxx | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx | $0.00 | 0.00% | 19.74% | 19.74% | Yes | Self-Employed | 1YR Business P&L | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | Third-Party Prepared (Unaudited) | 12 | CPA | N/A | N/A | 0 | Yes | 24 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | 0.0 | N/A | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2024 | Borrower - 2024 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx | N/A | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 75.0 | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20251219 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx | $0.00 | 0.00% | 45.46% | 45.09% | No | Employed | Written Verification of Employment | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 83.45% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 24 | 24 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 | 0.0 | Borrower - Wage, Commission, Other REO Net Rental Income(Loss) - Written VOE Verified, Lease Agreements Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx | N/A | Fee Simple | No | Yes | N/A | xxx | xxx | xxx | xxx | No | 80.0 | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20251126 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Annually | 0.00% | 47.65% | 47.65% | No | Self-Employed | 1YR Business P&L | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | Third-Party Prepared (Unaudited) | 12 | CPA | N/A | N/A | 0 | Yes | 24 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | 0.0 | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2024 | Borrower - 2024 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | xxx | United States | xxx | N/A | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 65.0 | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20251140 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Annually | 0.00% | 37.69% | 37.69% | No | Self-Employed | 1YR Business P&L | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 100.00% | Third-Party Prepared (Unaudited) | 23 | CPA | Yes | 24 | No | NA | 0 | 0 | N/A | 0 | No | 0 | 0.0 | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx | I-151 Permanent Resident Card | xxx | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 60.09 | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20251183 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Annually | 0.00% | 37.64% | 37.64% | No | Self-Employed | 1YR Business P&L | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 100.00% | Stocks/Bonds | Third-Party Prepared (Unaudited) | 12 | CPA | Yes | 65 | No | NA | 0 | 0 | N/A | 0 | No | 0 | 0.0 | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2024 | Borrower - 2024 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx | N/A | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 47.37 | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20251203 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Annually | 0.00% | 41.35% | 41.35% | No | Self-Employed | 1YR Business P&L | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | Third-Party Prepared (Unaudited) | 12 | Accountant/Bookkeeper | N/A | N/A | 0 | Yes | 60 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | 0.0 | N/A | Borrower - SESCorp - CPA Letter Verified, YTD Profit And Loss Verified - 2024 | Borrower - 2024 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | xxx | United States | xxx | N/A | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 73.0 | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20251218 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx | $0.00 | 0.00% | 37.82% | 37.82% | No | No | Self-Employed | Self-Employed | 1YR Business P&L | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 100.00% | 100.00% | Third-Party Prepared (Unaudited) | 12 | CPA | Audited | CPA | 12 | Yes | 24 | Yes | 24 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | 0.0 | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2024 || Co Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2024 | Borrower - 2024 || Co Borrower - 2024 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License | xxx | United States | xxx | N/A | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 70.0 | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20251220 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx | $0.00 | 0.00% | 48.59% | 48.59% | No | Employed | Written Verification of Employment | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 40 | 25 | FNMA 1005 | 0 | No | 0 | 0.0 | N/A | Borrower - Wage, Overtime and Bonus - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx | N/A | Fee Simple | No | No | N/A | .00 | .00 | xxx | xxx | No | 75.0 | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20251185 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A | No | xxx | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx | $0.00 | 0.00% | 38.34% | 38.34% | Yes | Self-Employed | 1YR Business P&L | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | Third-Party Prepared (Unaudited) | 12 | Tax Preparer | N/A | N/A | 0 | Yes | 24 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | 0.0 | N/A | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, Lease Agreements Verified - 2024 | Borrower - 2024 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | xxx | United States | xxx | N/A | Fee Simple | No | No | N/A | .00 | .00 | xxx | xxx | No | 70.0 | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20251148 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Monthly | 0.00% | 31.32% | 31.32% | No | Self-Employed | 1YR Business P&L | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | Third-Party Prepared (Unaudited) | 12 | CPA | N/A | N/A | 0 | Yes | 24 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | 0.0 | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2024 | Borrower - 2024 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx | N/A | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 50.0 | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20251202 | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | xxx | xxx | No | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx | $0.00 | 0.00% | 37.73% | 37.73% | No | Self-Employed | 1YR Business P&L | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | Third-Party Prepared (Unaudited) | 12 | Accountant/Bookkeeper | N/A | N/A | 0 | Yes | 24 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | 0.0 | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2024 | Borrower - 2024 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Standard Driver's License - Not for federal use | xxx | United States | xxx | Work Visa | xxx | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80.0 | N/A |