GCAT DEPOSITOR VI LLC ABS-15G

Exhibit 99.21

 

 

 

Loan ID Redaction ID Investor Loan ID Loan Program Guideline Product Name Originator Name Originating Entity CDFI Flag Guideline Name Guideline Author Guideline Date Guideline Version Application Date TILA Status TRID GSE Verified Safe Harbor Flag Verified Safe Harbor Reference Document QM Regulation Failures ATR QM Total Points and Fees Audit Loan Regulation Benchmark Date Benchmark Rate AUS Decision System Rating Result Property Inspection Waiver (PIW) Calculated APR HUD 1 Page 1 Credits Total Verified Qualifying Rate Originator Qualifying Rate Qualifying P&I Default Interest Rate Present Default Interest Rate Annual Property Tax Monthly Property Tax Annual Insurance Costs Monthly Insurance Cost Annual HOA Costs Monthly HOA Costs Monthly Other Costs PITIA Residual Income HOA Questionnaire Flag HOA Name HOA Address State HOA Fee Amount HOA Next Due Date HOA Payment Frequency Originator DTI TPR Verified DTI QM DTI Is Borrower Non Occupant Is Co Borrower Non Occupant Co Borrower 2 Asset Verification Level Co Borrower 3 Asset Verification Level Co Borrower 2 Income Verification Level Co Borrower 3 Income Verification Level Co Borrower 2 Employment Verification Level Co Borrower 3 Employment Verification Level Borrower Employment Indicator Co Borrower Employment Indicator Co Borrower 2 Employment Indicator Co Borrower 3 Employment Indicator Co Borrower 2 Length of Employment Co Borrower 3 Length of Employment Document Level Borrower Years of W2s/1099 CoBorrower Years of W2s/1099 Borrower Months of Paystubs Verified Co Borrower Months of Paystubs Verified Borrower Employment Gap Letter Borrower Months of Employment Gap Co Borrower Employment Gap Letter Co Borrower Months of Employment Gap Borrower Years of Personal Tax Returns Borrower Years of Business Tax Returns CoBorrower Years of Personal Tax Returns CoBorrower Years of Business Tax Returns Years of 4506T Years of Tax Transcripts Borrower Award/Offer Letter Co Borrower Award/Offer Letter Asset Depletion Flag Partial Asset Depletion Flag Asset Depletion Months Amortized Asset Utilization Flag (No DTI) Borrower Bank Statements Flag Borrower Bank Statement Summary/Lender Worksheet Borrower Number of Personal Bank Statements Borrower Number of Business Bank Statements CoBorrower Bank Statements Flag Co Borrower Bank Statement Summary/Lender Worksheet CoBorrower Number of Personal Bank Statements CoBorrower Number of Business Bank Statements Percent of Income From Statements Borrower Business Ownership % CoBorrower Business Ownership % Bespoke Eligible Assets Borrower P&L Type Borrower Number of Months P&L Borrower P&L Prepared By CoBorrower P&L Type CoBorrower P&L Prepared By CoBorrower Number of Months P&L Borrower CPA Letter Flag # of Months CPA verified income CoBorrower CPA Letter Flag CoBorrower # of Months CPA verified income Borrower WVOE Flag Borrower # of Months Employment Validated WVOE Borrower # of Months Income Validated WVOE Borrower WVOE Form Type CoBorrower WVOE Flag CoBorrower # of Months WVOE CoBorrower # of Months Income Validated WVOE CoBorrower WVOE Form Type DSCR Flag TPR DSCR Originator DSCR Expense Letter Income Doc Detail Tax Return Doc Details Property Address Property City Property State Property Zip Property County Original Credit Report Date Borrower 1 Credit Report Date Borrower 2 Credit Report Date Borrower 3 Credit Report Date Borrower 4 Credit Report Date Qualifying Credit Score Third Wage Earner Original FICO Equifax Third Wage Earner Original FICO Experian Third Wage Earner Original FICO Transunion Fourth Wage Earner Original FICO Equifax Fourth Wage Earner Original FICO Experian Fourth Wage Earner Original FICO Transunion Most Recent Co Borrower 2 FICO Most Recent Co Borrower 3 FICO Updated Credit Report Flag Updated Credit Report Date Updated FICO Method Primary Wage Earner Updated FICO Equifax Primary Wage Earner Updated FICO Experian Primary Wage Earner Updated FICO Transunion Secondary Wage Earner Updated FICO Equifax Secondary Wage Earner Updated FICO Experian Secondary Wage Earner Updated FICO Transunion Third Wage Earner Updated FICO Equifax Third Wage Earner Updated FICO Experian Third Wage Earner Updated FICO Transunion Fourth Wage Earner Updated FICO Equifax Fourth Wage Earner Updated FICO Experian Fourth Wage Earner Updated FICO Transunion Updated Primary Borrower FICO Updated Co Borrower FICO Updated Co Borrower 2 FICO Updated Co Borrower 3 FICO Updated Qualifying FICO Most Recent Bankruptcy Type Most Recent Bankruptcy Filing Date Most Recent Bankruptcy Discharge Date Number of Bankruptcy Events Months Bankruptcy 7 11  Months Bankruptcy 13  Most Recent Deed in Lieu Date Number of Deed in Lieu Events Months Deed in Lieu Most Recent Short Sale Date Number of Short Sale Events Months Short Sale (or Pre FC)  Most Recent Foreclosure Date Number of Foreclosure Events Months Foreclosure Prior Mortgage/Rent Lates 30d in 0-12m Prior Mortgage/Rent Lates 60d in 0-12m Prior Mortgage/Rent Lates 90d in 0-12m Prior Mortgage/Rent Lates 120d+ in 0-12m Prior Mortgage/Rent Lates 30d in 13-24m Prior Mortgage/Rent Lates 60d in 13-24m Prior Mortgage/Rent Lates 90d in 13-24m Prior Mortgage/Rent Lates 120d+ in 13-24m Prior Mortgage/Rent Late 30d in 24m Prior Mortgage/Rent Late 60d in 24m Prior Mortgage/Rent Late 90d in 24m Has ACH Is Equity Shared Loan Subordinate Lien Type Subordinate Lien Max Draw Amount (HELOC) Is Shared Appreciation Mortgage Borrower Originator Citizenship Designation Borrower Verified Citizenship Designation Borrower Individual Tax Identification Number (ITIN)? Borrower Photo Identification Type Borrower Photo Identification Other Type Borrower Photo ID State of Issuance Borrower Photo ID Country of Issuance Borrower Photo ID Expiration Date Borrower Passport Country of Origin Borrower Passport Expiration Date Borrower Non-US Citizen Identification Document Borrower Date of Resident Since/Valid Date Borrower Non-US Document Expiration Date Co Borrower Originator Citizenship Designation Co Borrower Verified Citizenship Designation Co Borrower Individual Tax Identification Number (ITIN)? Co Borrower Photo Identification Type Co Borrower Photo Identification Other Type Co Borrower Photo ID State of Issuance Co Borrower Photo ID Country of Issuance Co Borrower Photo ID Expiration Date Co Borrower Passport Country of Origin Co Borrower Passport Expiration Date Co Borrower Non-US Citizen Identification Document Co Borrower Date of Resident Since/Valid Date Co Borrower Non-US Document Expiration Date Co Borrower 2 Originator Citizenship Designation Co Borrower 2 Verified Citizenship Designation Co Borrower 2 Individual Tax Identification Number (ITIN)? Co Borrower 2 Photo Identification Type Co Borrower 2 Photo Identification Other Type Co Borrower 2 Photo ID State of Issuance Co Borrower 2 Photo ID Country of Issuance Co Borrower 2 Photo ID Expiration Date Co Borrower 2 Passport Country of Origin Co Borrower 2 Passport Expiration Date Co Borrower 2 Non-US Citizen Identification Document Co Borrower 2 Date of Resident Since/Valid Date Co Borrower 2 Non-US Document Expiration Date Co Borrower 3 Originator Citizenship Designation Co Borrower 3 Verified Citizenship Designation Co Borrower 3 Individual Tax Identification Number (ITIN)? Co Borrower 3 Photo Identification Type Co Borrower 3 Photo Identification Other Type Co Borrower 3 Photo ID State of Issuance Co Borrower 3 Photo ID Country of Issuance Co Borrower 3 Photo ID Expiration Date Co Borrower 3 Passport Country of Origin Co Borrower 3 Passport Expiration Date Co Borrower 3 Non-US Citizen Identification Document Co Borrower 3 Date of Resident Since/Valid Date Co Borrower 3 Non-US Document Expiration Date Property Rights Leasehold Lease Expiration Date Buydown Flag Assumable Mortgage Flag Foreign National Alternative Credit Documentation Liquid / Cash Reserves (ASF) Months Liquid Reserves Total Assets Available for Reserves Months Reserves Blanket Mortgage Flag Qualifying HCLTV Condo Warrantability Flag E-Note Flag O&E in lieu of Title Insurance Business Purpose Flag Borrower Note Executed As Co Borrower Note Executed As Co Borrower 2 Note Executed As Co Borrower 3 Note Executed As Borrower 1 Trust Name Borrower 2 Trust Name Borrower 3 Trust Name Borrower 4 Trust Name
XXXX 468979 XXXX XXXX XXXX XXXX No XXXX XXXX 11/15/2024 29 XXXX ATR/QM: Exempt No No No N/A N/A           No     8.375%   $1,630.30 No   $9,502.08 $791.84 $1,314.96 $109.58 $683.04 $56.92 $0.00 $2,588.64   N/A XXXX XXXX $56.92 12/09/2024 Annually 0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 0.908 0.908   Borrower || Co Borrower Borrower || Co Borrower XXXX XXXX XX XXXX XXXX                             No                                       XX     XX       XX     XX     XX   0 0 0 0         0 0 0 Unknown No     No Foreign National Foreign National   Passport   XX XXXX XXXX XXXX XXXX Work Visa    XXXX Foreign National Foreign National   Passport   XXXX XXXX XXXX XXXX XXXX Work Visa   XXXX                                                     Fee Simple   No No N/A 18139.85 7.0 18139.85 7.0 No 65.0 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A        
XXXX 476847 XXXX XXXX XXXX XXXX No XXXX XXXX 11/15/2024 29 XXXX ATR/QM: Exempt No No No N/A N/A           No     6.875%   $1,694.88 No   $6,520.92 $543.41 $1,044.48 $87.04 $4,092.00 $341.00 $0.00 $2,666.33   N/A XXXX XXXX $341.00 02/01/2025 Monthly 0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 0.881 0.881   Borrower || Co Borrower Borrower || Co Borrower XXXX XXXX XX XXXX XXXX                             No                                       XX     XX       XX     XX     XX   0 0 0 0         0 0 0 Unknown No     No Foreign National Foreign National   N/A   XX XXXX XXXX     Work Visa    XXXX Foreign National Foreign National   Passport   XXXX XXXX XXXX XXXX XXXX Work Visa   XXXX                                                     Fee Simple   No No N/A 26718.87 10.0 26718.87 10.0 No 60.0 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A        
XXXX 478422 XXXX XXXX XXXX XXXX No XXXX XXXX 11/15/2024 29 XXXX ATR/QM: Exempt No No No N/A N/A           No     7.125%   $2,101.60 No   $7,987.08 $665.59 $918.72 $76.56 $4,200.00 $350.00 $0.00 $3,193.75   N/A XXXX XXXX $350.00 02/01/2025 Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 0.877 0.877   Borrower Borrower XXXX XXXX XX XXXX XXXX 12/16/2024 12/16/2024       702                 No                                       XX     XX       XX     XX     XX   0 0 0 0         0 0 0 Unknown No     No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A 21211.08 6.6 21211.08 6.6 No 60.0 N/A No No Yes Borrower As Individual N/A N/A N/A        
XXXX 480250 XXXX XXXX XXXX XXXX No XXXX XXXX 11/15/2024 29 XXXX ATR/QM: Exempt Yes No No N/A N/A           No     7.000%   $1,275.14 No   $8,657.04 $721.42 $1,837.68 $153.14 $795.00 $66.25 $0.00 $2,215.95   N/A XXXX XXXX $66.25 01/19/2025 Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.011 1.011   Borrower Borrower XXXX XXXX XX XXXX XXXX                             No                                       XX     XX       XX     XX     XX                         Unknown No     No Foreign National Foreign National   Passport   XX XXXX XXXX XXXX XXXX Work Visa    XXXX                                                                               Fee Simple   No No N/A 142501.26 64.3 142501.26 64.3 No 65.0 N/A No No Yes Borrower As Individual N/A N/A N/A        
XXXX 480801 XXXX XXXX XXXX XXXX No XXXX XXXX 11/15/2024 29 XXXX ATR/QM: Exempt No No No N/A N/A           No     7.125%   $2,331.07 No   $3,496.56 $291.38 $1,446.00 $120.50 $0.00 $0.00 $0.00 $2,742.95   N/A     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.151 1.151   Borrower Borrower XXXX XXXX XX XXXX XXXX 10/23/2024 10/23/2024       795                 No                                       XX     XX       XX     XX     XX   0 0 0 0         0 0 0 Unknown No     No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A .00 0.0 339401.40 123.7 No 48.8 N/A No No Yes Borrower As Individual N/A N/A N/A        
XXXX 487370 XXXX XXXX XXXX XXXX No XXXX XXXX 11/15/2024 29 XXXX ATR/QM: Exempt No No No N/A N/A           No     7.750%   $2,428.64 No   $6,474.24 $539.52 $5,124.00 $427.00 $2,160.00 $180.00 $0.00 $3,575.16   N/A XXXX XXXX $180.00 01/27/2025 Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.007 1.007   Borrower Borrower XXXX XXXX XX XXXX XXXX 11/25/2024 11/25/2024       651                 No                                       XX     XX       XX     XX     XX   0 0 0 0         0 0 0 Unknown No     No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A 12101.21 3.4 12101.21 3.4 No 60.0 N/A No No Yes Borrower As Individual N/A N/A N/A        
XXXX 488653 XXXX XXXX XXXX XXXX No XXXX XXXX 11/15/2024 29 XXXX ATR/QM: Exempt No No No N/A N/A           No     7.500%   $1,384.44 No   $2,475.24 $206.27 $813.00 $67.75 $660.00 $55.00 $0.00 $1,713.46   N/A XXXX XXXX $55.00 01/01/2025 Monthly 0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.167 1.167   Borrower || Co Borrower Borrower || Co Borrower XXXX XXXX XX XXXX XXXX 12/04/2024 12/04/2024 12/04/2024     646                 No                                       XX     XX       XX     XX     XX   0 0 0 0         0 0 0 Unknown No     No US Citizen US Citizen N/A       XXXX       N/A     US Citizen US Citizen N/A       XXXX       N/A                                                         Fee Simple   No No N/A .00 0.0 187731.35 109.6 No 59.1 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A        
XXXX 490529 XXXX XXXX XXXX XXXX No XXXX XXXX 11/15/2024 29 XXXX ATR/QM: Exempt No No No N/A N/A           No     6.750%   $1,180.45 No   $3,832.32 $319.36 $387.00 $32.25 $4,004.16 $333.68 $0.00 $1,865.74   Yes XXXX XXXX $333.68 02/01/2025 Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.34 1.34   Borrower Borrower XXXX XXXX XX XXXX XXXX 09/11/2024 09/11/2024       794                 No                                       XX     XX       XX     XX     XX   0 0 0 0         0 0 0 Unknown No     No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A .00 0.0 166947.13 89.5 No 65.0 Yes No No Yes Borrower As Individual N/A N/A N/A        
XXXX 491936 XXXX XXXX XXXX XXXX No XXXX XXXX 11/15/2024 29 XXXX ATR/QM: Exempt No No No N/A N/A           No     7.000%   $3,446.27 No   $3,427.80 $285.65 $909.00 $75.75 $12,324.00 $1,027.00 $0.00 $4,834.67   Yes XXXX XXXX $1,027.00 02/03/2025 Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.241 1.241   Borrower Borrower XXXX XXXX XX XXXX XXXX 11/15/2024 11/15/2024       803                 No                                       XX     XX       XX     XX     XX                         Unknown No     No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A 927672.31 191.9 927672.31 191.9 No 70.0 Yes No No Yes Borrower As Individual N/A N/A N/A        
XXXX 491938 XXXX XXXX XXXX XXXX No XXXX XXXX 11/15/2024 29 XXXX ATR/QM: Exempt No No No N/A N/A           No     7.000%   $4,424.26 No   $11,820.96 $985.08 $1,880.28 $156.69 $6,624.00 $552.00 $0.00 $6,118.03   N/A XXXX XXXX $552.00   Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.144 1.144   Borrower Borrower XXXX XXXX XX XXXX XXXX 12/04/2024 12/04/2024       800                 No                                       XX     XX       XX     XX     XX   0 0 0 0         0 0 0 Unknown No     No Permanent Resident Alien Permanent Resident Alien   N/A   XX XXXX       I-151 Permanent Resident Card   XXXX                                                                               Fee Simple   No No N/A 19061.35 3.1 19061.35 3.1 No 62.74 N/A No No Yes Borrower As Individual N/A N/A N/A        
XXXX 492761 XXXX XXXX XXXX XXXX No XXXX XXXX 11/15/2024 29 XXXX ATR/QM: Exempt No No No N/A N/A           No     7.500%   $1,216.63 No   $6,356.04 $529.67 $1,061.04 $88.42 $0.00 $0.00 $0.00 $1,834.72   N/A     $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.063 1.063   Borrower || Co Borrower Borrower || Co Borrower XXXX XXXX XX XXXX XXXX 11/15/2024 11/15/2024 11/15/2024     790                 No                                       XX     XX       XX     XX     XX   0 0 0 0         0 0 0 Unknown No     No US Citizen US Citizen N/A       XXXX       N/A     US Citizen US Citizen N/A       XXXX       N/A                                                         Fee Simple   No No N/A 158385.15 86.3 158385.15 86.3 No 60.0 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A        
XXXX 493338 XXXX XXXX XXXX XXXX No XXXX XXXX 11/15/2024 29 XXXX ATR/QM: Exempt No No No N/A N/A           No     7.625%   $1,476.46 No   $4,633.20 $386.10 $1,421.04 $118.42 $0.00 $0.00 $0.00 $1,980.98   N/A     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.514 1.514   Borrower Borrower XXXX XXXX XX XXXX XXXX 10/11/2024 10/11/2024       680                 No                                       XX     XX       XX     XX     XX   0 0 0 0         0 0 0 Unknown No     No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A .00 0.0 178843.03 90.3 No 70.0 N/A No No Yes Borrower As Individual N/A N/A N/A        
XXXX 493339 XXXX XXXX XXXX XXXX No XXXX XXXX 11/15/2024 29 XXXX ATR/QM: Exempt No No No N/A N/A           No     7.375%   $1,067.09 No   $4,049.40 $337.45 $414.96 $34.58 $2,826.84 $235.57 $0.00 $1,674.69   Yes XXXX XXXX $235.57 02/01/2025 Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.135 1.135   Borrower Borrower XXXX XXXX XX XXXX XXXX 11/18/2024 11/18/2024       771                 No                                       XX     XX       XX     XX     XX   0 0 0 0         0 0 0 Unknown No     No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A .00 0.0 145002.51 86.6 No 75.0 Yes No No Yes Borrower As Individual N/A N/A N/A        
XXXX 493341 XXXX XXXX XXXX XXXX No XXXX XXXX 11/15/2024 29 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     8.875% 8.875% $954.77 No   $1,616.16 $134.68 $1,143.00 $95.25 $0.00 $0.00 $0.00 $1,184.70   N/A     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.013 1.013   Borrower Borrower XXXX XXXX XX XXXX XXXX 12/03/2024 12/03/2024       744                 No                                       XX     XX       XX     XX     XX                         Unknown No     No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A 17036.86 14.4 17036.86 14.4 No 80.0 N/A No No Yes Borrower As Individual N/A N/A N/A        
XXXX 495180 XXXX XXXX XXXX XXXX No XXXX XXXX 11/15/2024 29 XXXX ATR/QM: Exempt No No No N/A N/A           No     8.375%   $1,368.13 No   $6,402.12 $533.51 $1,116.00 $93.00 $0.00 $0.00 $0.00 $1,994.64   N/A     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.023 1.022   Borrower Borrower XXXX XXXX XX XXXX XXXX 11/27/2024 11/27/2024       691                 No                                       XX     XX       XX     XX     XX   0 0 0 0         0 0 0 Unknown No     No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A .00 0.0 168186.28 84.3 No 56.6 N/A No No Yes Borrower As Individual N/A N/A N/A        
XXXX 495181 XXXX XXXX XXXX XXXX No XXXX XXXX 11/15/2024 29 XXXX ATR/QM: Exempt No No No N/A N/A           No     7.000%   $1,317.30 No   $6,852.24 $571.02 $2,790.00 $232.50 $1,149.96 $95.83 $0.00 $2,216.65   N/A XXXX XXXX $95.83 03/01/2025 Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.038 1.038   Borrower Borrower XXXX XXXX XX XXXX XXXX 12/05/2024 12/05/2024       776                 No                                       XX     XX       XX     XX     XX   0 0 0 0         0 0 0 Unknown No     No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A 218716.61 98.7 218716.61 98.7 No 60.0 N/A No No Yes Borrower As Individual N/A N/A N/A        
XXXX 495182 XXXX XXXX XXXX XXXX No XXXX XXXX 11/15/2024 29 XXXX ATR/QM: Exempt No No No N/A N/A           No     7.500%   $1,101.26 No   $3,591.72 $299.31 $1,490.64 $124.22 $0.00 $0.00 $0.00 $1,524.79   N/A     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.18 1.181   Borrower Borrower XXXX XXXX XX XXXX XXXX 12/13/2024 12/13/2024       734                 No                                       XX     XX       XX     XX     XX                         Unknown No     No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A 28938.40 19.0 28938.40 19.0 No 75.0 N/A No No Yes Borrower As Individual N/A N/A N/A        
XXXX 496066 XXXX XXXX XXXX XXXX No XXXX XXXX 11/15/2024 29 XXXX ATR/QM: Exempt No No No N/A N/A           No     7.875%   $1,006.03 No   $782.04 $65.17 $1,055.04 $87.92 $0.00 $0.00 $0.00 $1,159.12   N/A     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.165 1.165   Borrower Borrower XXXX XXXX XX XXXX XXXX 12/18/2024 12/18/2024       703                 No                                       XX     XX       XX     XX     XX   0 0 0 0         0 0 0 Unknown No     No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A .00 0.0 130155.93 112.3 No 75.0 N/A No No Yes Borrower As Individual N/A N/A N/A        
XXXX 497057 XXXX XXXX XXXX XXXX No XXXX XXXX 11/15/2024 29 XXXX ATR/QM: Exempt No No No N/A N/A           No     7.125%   $2,324.33 No   $6,476.52 $539.71 $1,083.00 $90.25 $0.00 $0.00 $0.00 $2,954.29   N/A     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.066 1.066   Borrower Borrower XXXX XXXX XX XXXX XXXX 12/10/2024 12/10/2024       783                 No                                       XX     XX       XX     XX     XX   0 0 0 0         0 0 0 Unknown No     No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A 49565.74 16.8 49565.74 16.8 No 60.25 N/A No No Yes Borrower As Individual N/A N/A N/A        
XXXX 497058 XXXX XXXX XXXX XXXX No XXXX XXXX 11/15/2024 29 XXXX ATR/QM: Exempt No No No N/A N/A           No     6.875%   $1,565.33 No   $10,052.04 $837.67 $1,358.16 $113.18 $425.04 $35.42 $0.00 $2,551.60   N/A XXXX XXXX $35.42   Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.058 1.058   Borrower Borrower XXXX XXXX XX XXXX XXXX 12/12/2024 12/12/2024       746                 No                                       XX     XX       XX     XX     XX                         Unknown No     No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A 17215.56 6.8 17215.56 6.8 No 70.0 N/A No No Yes Borrower As Individual N/A N/A N/A        
XXXX 497801 XXXX XXXX XXXX XXXX No XXXX XXXX 11/15/2024 29 XXXX ATR/QM: Exempt No No No N/A N/A           No     6.875%   $822.68 No   $8,230.92 $685.91 $1,407.00 $117.25 $575.04 $47.92 $0.00 $1,673.76   N/A XXXX XXXX $47.92 03/01/2025 Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.314 1.314   Borrower Borrower XXXX XXXX XX XXXX XXXX 12/16/2024 12/16/2024       773                 No                                       XX     XX       XX     XX     XX   0 0 0 0         0 0 0 Unknown No     No Permanent Resident Alien Permanent Resident Alien   N/A   XX XXXX       I-151 Permanent Resident Card   XXXX                                                                               Fee Simple   No No N/A 21190.79 12.7 21190.79 12.7 No 35.25 N/A No No Yes Borrower As Individual N/A N/A N/A        
XXXX 497802 XXXX XXXX XXXX XXXX No XXXX XXXX 11/15/2024 29 XXXX ATR/QM: Exempt No No No N/A N/A           No     7.500%   $1,328.51 No   $8,270.28 $689.19 $2,343.72 $195.31 $0.00 $0.00 $0.00 $2,213.01   N/A     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.288 1.288   Borrower Borrower XXXX XXXX XX XXXX XXXX 12/16/2024 12/16/2024       792                 No                                       XX     XX       XX     XX     XX   0 0 0 0         0 0 0 Unknown No     No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A 33376.40 15.1 33376.40 15.1 No 45.78 N/A No No Yes Borrower As Individual N/A N/A N/A        
XXXX 498798 XXXX XXXX XXXX XXXX No XXXX XXXX 11/15/2024 29 XXXX ATR/QM: Exempt No No No N/A N/A           No     7.125%   $1,313.75 No   $1,889.40 $157.45 $1,297.44 $108.12 $0.00 $0.00 $0.00 $1,579.32   N/A     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.52 1.52   Borrower Borrower XXXX XXXX XX XXXX XXXX 12/10/2024 12/10/2024       699                 No                                       XX     XX       XX     XX     XX   0 0 0 0         0 0 0 Unknown No     No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A .00 0.0 44654.64 28.3 No 67.83 N/A No No Yes Borrower As Individual N/A N/A N/A        
XXXX 499525 XXXX XXXX XXXX XXXX No XXXX XXXX 11/15/2024 29 XXXX ATR/QM: Exempt No No No N/A N/A           No     7.250%   $1,364.35 No   $4,179.48 $348.29 $675.96 $56.33 $4,032.00 $336.00 $0.00 $2,104.97   Yes XXXX XXXX $336.00 03/01/2025 Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.33 1.331   Borrower Borrower XXXX XXXX XX XXXX XXXX 12/09/2024 12/09/2024       789                 No                                       XX     XX       XX     XX     XX   0 0 0 0         0 0 0 Unknown No     No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A 19720.46 9.4 19720.46 9.4 No 59.7 Yes No No Yes Borrower As Individual N/A N/A N/A        
XXXX 508216 XXXX XXXX XXXX XXXX No XXXX XXXX 01/27/2025 30 XXXX ATR/QM: Exempt No No No N/A N/A           No     7.000%   $1,397.14 No   $7,651.80 $637.65 $1,755.00 $146.25 $600.00 $50.00 $0.00 $2,231.04   N/A XXXX XXXX $50.00 03/01/2025 Annually 0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.053 1.053   Borrower || Co Borrower Borrower || Co Borrower XXXX XXXX XX XXXX XXXX                             No                                       XX     XX       XX     XX     XX   0 0 0 0         0 0 0 Unknown No     No Foreign National Foreign National   Passport   XX XXXX XXXX XXXX XXXX Work Visa    XXXX Foreign National Foreign National   Passport   XXXX XXXX XXXX XXXX XXXX Work Visa   XXXX                                                     Fee Simple   No No N/A 7564.23 3.4 7564.23 3.4 No 70.0 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A        
XXXX 509562 XXXX XXXX XXXX XXXX No XXXX XXXX 11/15/2024 29 XXXX ATR/QM: Exempt No No No N/A N/A           No     7.000%   $1,071.14 No   $4,108.92 $342.41 $880.92 $73.41 $1,320.00 $110.00 $0.00 $1,596.96   N/A XXXX XXXX $110.00   Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.058 1.058   Borrower Borrower XXXX XXXX XX XXXX XXXX                             No                                       XX     XX       XX     XX     XX   0 0 0 0         0 0 0 Unknown No     No Foreign National Foreign National   Passport   XX XXXX XXXX XXXX XXXX Work Visa    XXXX                                                                               Fee Simple   No No N/A 32629.04 20.4 32629.04 20.4 No 70.0 N/A No No Yes Borrower As Individual N/A N/A N/A        
XXXX 510632 XXXX XXXX XXXX XXXX No XXXX XXXX 11/15/2024 29 XXXX ATR/QM: Exempt No No No N/A N/A           No     7.375%   $2,424.27 No   $6,750.00 $562.50 $2,965.44 $247.12 $0.00 $0.00 $0.00 $3,233.89   N/A     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.051 1.051   Borrower Borrower XXXX XXXX XX XXXX XXXX                             No                                       XX     XX       XX     XX     XX   0 0 0 0         0 0 0 Unknown No     No Foreign National Foreign National N/A Passport   XX XXXX XXXX XXXX XXXX Other   XXXX                                                                               Fee Simple   No Yes N/A 9750.12 3.0 9750.12 3.0 No 65.0 N/A No No Yes Borrower As Individual N/A N/A N/A        
XXXX 513145 XXXX XXXX XXXX XXXX No XXXX XXXX 01/27/2025 30 XXXX ATR/QM: Exempt No No No N/A N/A           No     7.125%   $1,347.44 No   $3,335.04 $277.92 $626.04 $52.17 $1,080.00 $90.00 $0.00 $1,767.53   N/A XXXX XXXX $90.00   Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.414 1.414   Borrower Borrower XXXX XXXX XX XXXX XXXX                             No                                       XX     XX       XX     XX     XX                         Unknown No     No Foreign National Foreign National   Passport   XX XXXX XXXX XXXX XXXX N/A   XXXX                                                                               Fee Simple   No No N/A 9144.69 5.2 9144.69 5.2 No 44.74 N/A No No Yes Borrower As Individual N/A N/A N/A        
XXXX 514293 XXXX XXXX XXXX XXXX No XXXX XXXX 01/27/2025 30 XXXX ATR/QM: Exempt No No No N/A N/A           No     7.875%   $1,232.62 No   $4,163.64 $346.97 $2,816.04 $234.67 $0.00 $0.00 $0.00 $1,814.26   N/A     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.323 1.323   Borrower Borrower XXXX XXXX XX XXXX XXXX 12/15/2024 12/15/2024       686                 No                                       XX     XX       XX     XX     XX                         Unknown No     No Permanent Resident Alien Permanent Resident Alien N/A       XXXX       I-551 Permanent Resident Card    XXXX                                                                               Fee Simple   No No N/A .00 0.0 156834.26 86.5 No 51.36 N/A No No Yes Borrower As Individual N/A N/A N/A        
XXXX 515006 XXXX XXXX XXXX XXXX No XXXX XXXX 01/27/2025 30 XXXX ATR/QM: Exempt No No No N/A N/A           No     7.625%   $2,300.33 No   $4,215.96 $351.33 $1,207.68 $100.64 $150.00 $12.50 $0.00 $2,764.80   N/A XXXX XXXX $12.50   Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.013 1.013   Borrower Borrower XXXX XXXX XX XXXX XXXX 01/03/2025 01/03/2025       759                 No                                       XX     XX       XX     XX     XX   0 0 0 0         0 0 0 Unknown No     No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A 29820.63 10.8 29820.63 10.8 No 73.03 N/A No No Yes Borrower As Individual N/A N/A N/A        
XXXX 516996 XXXX XXXX XXXX XXXX No XXXX XXXX 11/05/2024 1 XXXX ATR/QM: Exempt No No No N/A N/A           No     8.500%   $1,722.37 Yes 18.000% $2,893.20 $241.10 $435.00 $36.25 $2,400.00 $200.00 $0.00 $2,199.72   Yes XXXX XXXX $200.00 02/28/2025 Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.0 1.0   Borrower Borrower XXXX XXXX XX XXXX XXXX 12/26/2024 12/26/2024       719                 No                                       XX     XX       XX     XX     XX   0 0 0 0         0 0 0 Unknown No     No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A 31692.51 14.4 31692.51 14.4 No 80.0 Yes No No Yes Member on Behalf of Entity N/A N/A N/A        
XXXX 517133 XXXX XXXX XXXX XXXX No XXXX XXXX 01/27/2025 30 XXXX ATR/QM: Exempt No No No N/A N/A           No     7.375%   $1,111.99 No   $5,653.80 $471.15 $2,681.04 $223.42 $399.96 $33.33 $0.00 $1,839.89   N/A XXXX XXXX $33.33   Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.304 1.304   Borrower Borrower XXXX XXXX XX XXXX XXXX 12/17/2024 12/17/2024       744                 No                                       XX     XX       XX     XX     XX   0 0 0 0         0 0 0 Unknown No     No Permanent Resident Alien Permanent Resident Alien N/A       XXXX       I-551 Stamp and Passport   XXXX                                                                               Fee Simple   No No N/A 57519.74 31.3 57519.74 31.3 No 70.0 N/A No No Yes Borrower As Individual N/A N/A N/A        
XXXX 517135 XXXX XXXX XXXX XXXX No XXXX XXXX 01/27/2025 30 XXXX ATR/QM: Exempt No No No N/A N/A           No     7.125%   $2,101.96 No   $7,177.92 $598.16 $1,263.00 $105.25 $1,800.00 $150.00 $0.00 $2,955.37   N/A XXXX XXXX $150.00 04/01/2025 Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 0.863 0.863   Borrower Borrower XXXX XXXX XX XXXX XXXX 12/31/2024 12/31/2024       741                 No                                       XX     XX       XX     XX     XX                         Unknown No     No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A 59167.53 20.0 59167.53 20.0 No 60.0 N/A No No Yes Borrower As Individual N/A N/A N/A        
XXXX 517136 XXXX XXXX XXXX XXXX No XXXX XXXX 01/27/2025 30 XXXX ATR/QM: Exempt Yes No No N/A N/A           No     7.250%   $2,728.71 No   $3,348.48 $279.04 $1,284.96 $107.08 $1,320.00 $110.00 $0.00 $3,224.83   N/A XXXX XXXX $110.00 04/01/2025 Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.101 1.101   Borrower Borrower XXXX XXXX XX XXXX XXXX 01/13/2025 01/13/2025       778                 No                                       XX     XX       XX     XX     XX   0 0 0 0         0 0 0 Unknown No     No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A 377603.36 117.1 109603.36 34.0 No 46.08 N/A No No Yes Borrower As Individual N/A N/A N/A        
XXXX 518099 XXXX XXXX XXXX XXXX No XXXX XXXX 01/27/2025 30 XXXX ATR/QM: Exempt No No No N/A N/A           No     9.250%   $2,714.83 No   $5,499.96 $458.33 $1,400.04 $116.67 $0.00 $0.00 $0.00 $3,289.83   N/A     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 0.851 0.851   Borrower Borrower XXXX XXXX XX XXXX XXXX 11/15/2024 11/15/2024       683                 No                                       XX     XX       XX     XX     XX   0 0 0 0         0 0 0 Unknown No     No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A 25135.79 7.6 25135.79 7.6 No 75.0 N/A No No Yes Borrower As Individual N/A N/A N/A        
XXXX 518100 XXXX XXXX XXXX XXXX No XXXX XXXX 01/27/2025 30 XXXX ATR/QM: Exempt No No No N/A N/A           No     7.125%   $1,259.85 No   $8,417.40 $701.45 $2,087.88 $173.99 $2,700.00 $225.00 $0.00 $2,360.29   N/A XXXX XXXX $225.00 03/01/2025 Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 0.974 0.975   Borrower Borrower XXXX XXXX XX XXXX XXXX 01/06/2025 01/06/2025       771                 No                                       XX     XX       XX     XX     XX   0 0 0 0         0 0 0 Unknown No     No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A 22044.59 9.3 22044.59 9.3 No 71.92 N/A No No Yes Borrower As Individual N/A N/A N/A        
XXXX 519191 XXXX XXXX XXXX XXXX No XXXX XXXX 01/27/2025 29 XXXX ATR/QM: Exempt No No No N/A N/A           No     9.875%   $2,943.70 No   $4,023.84 $335.32 $1,062.96 $88.58 $0.00 $0.00 $0.00 $3,367.60   N/A     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Not Stated Not Verified 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%     Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 0 0.0 N/A Borrower Borrower XXXX XXXX XX XXXX XXXX 01/09/2025 01/09/2025       679                 No                                       XX     XX       XX     XX     XX                         Unknown No     No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A 62807.40 18.7 62807.40 18.7 No 60.0 N/A No No Yes Borrower As Individual N/A N/A N/A        
XXXX 519192 XXXX XXXX XXXX XXXX No XXXX XXXX 11/15/2024 29 XXXX ATR/QM: Exempt No No No N/A N/A           No     7.875%   $1,930.50 No   $9,018.12 $751.51 $2,158.08 $179.84 $500.04 $41.67 $0.00 $2,903.52   N/A XXXX XXXX $41.67 04/01/2025 Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.266 1.266   Borrower Borrower XXXX XXXX XX XXXX XXXX 01/10/2025 01/10/2025       763                 No                                       XX     XX       XX     XX     XX   0 0 0 0         0 0 0 Unknown No     No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A 68987.39 23.8 68987.39 23.8 No 75.0 N/A No No Yes Borrower As Individual N/A N/A N/A        
XXXX 521422 XXXX XXXX XXXX XXXX No XXXX XXXX 02/06/2025 30 XXXX ATR/QM: Exempt Yes No No N/A N/A           No     7.875%   $6,090.58 No   $15,913.80 $1,326.15 $5,883.00 $490.25 $35,520.00 $2,960.00 $0.00 $10,866.98   Yes XXXX XXXX $2,960.00 02/10/2025 Monthly 0.00% 0.00% 0.00% Yes               Not Employed           Not Stated Not Verified 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - N/A Borrower XXXX XXXX XX XXXX XXXX                             No                                       XX     XX       XX     XX     XX                         Unknown No     No Foreign National Foreign National N/A Passport   XX XXXX XXXX XXXX XXXX I-551 Stamp and Passport   XXXX                                                                               Fee Simple   No No N/A .00 0.0 739154.61 68.0 No 60.0 Yes No No Yes Borrower As Individual N/A N/A N/A        
XXXX 521423 XXXX XXXX XXXX XXXX No XXXX XXXX 02/06/2025 31 XXXX ATR/QM: Exempt No No No N/A N/A           No     7.000%   $1,247.44 No   $6,623.64 $551.97 $2,751.60 $229.30 $219.96 $18.33 $0.00 $2,047.04   N/A XXXX XXXX $18.33 04/01/2025 Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.172 1.172   Borrower Borrower XXXX XXXX XX XXXX XXXX 12/13/2024 12/13/2024       780                 No                                       XX     XX       XX     XX     XX   0 0 0 0         0 0 0 Unknown No     No Permanent Resident Alien Permanent Resident Alien N/A Standard Driver's License - Not for federal use   XX XXXX XXXX     I-151 Permanent Resident Card   XXXX                                                                               Fee Simple   No No N/A 24809.10 12.1 24809.10 12.1 No 75.0 N/A No No Yes Borrower As Individual N/A N/A N/A        
XXXX 521424 XXXX XXXX XXXX XXXX No XXXX XXXX 02/06/2025 31 XXXX ATR/QM: Exempt No No No N/A N/A           No     6.875%   $1,347.36 No   $3,078.00 $256.50 $1,064.04 $88.67 $0.00 $0.00 $0.00 $1,692.53   N/A     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.004 1.004   Borrower Borrower XXXX XXXX XX XXXX XXXX 01/23/2025 01/23/2025       707                 No                                       XX     XX       XX     XX     XX   0 0 0 0         0 0 0 Unknown No     No Permanent Resident Alien Permanent Resident Alien N/A N/A   XX XXXX XXXX     I-151 Permanent Resident Card   XXXX                                                                               Fee Simple   No No N/A 19200.57 11.3 19200.57 11.3 No 70.0 N/A No No Yes Borrower As Individual N/A N/A N/A        
XXXX 522370 XXXX XXXX XXXX XXXX No XXXX XXXX 01/27/2025 30 XXXX ATR/QM: Exempt Yes No No N/A N/A           No     7.125%   $3,250.69 No   $10,564.56 $880.38 $8,013.00 $667.75 $0.00 $0.00 $0.00 $4,798.82   N/A     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.0 1.0   Borrower Borrower XXXX XXXX XX XXXX XXXX 12/20/2024 12/20/2024       805                 No                                       XX     XX       XX     XX     XX   0 0 0 0         0 0 0 Unknown No     No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A .00 0.0 450394.54 93.9 No 60.31 N/A No No Yes Borrower As Individual N/A N/A N/A        
XXXX 522373 XXXX XXXX XXXX XXXX No XXXX XXXX 01/27/2025 30 XXXX ATR/QM: Exempt No No No N/A N/A           No     7.000%   $3,109.17 No   $9,188.28 $765.69 $2,007.36 $167.28 $0.00 $0.00 $0.00 $4,042.14   N/A     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.163 1.163   Borrower Borrower XXXX XXXX XX XXXX XXXX 01/02/2025 01/02/2025       729                 No                                       XX     XX       XX     XX     XX   0 0 0 0         0 0 0 Unknown No     No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No Yes N/A 157699.68 39.0 162639.94 40.2 No 65.0 N/A No No Yes Borrower As Individual N/A N/A N/A        
XXXX 522374 XXXX XXXX XXXX XXXX No XXXX XXXX 02/06/2025 31 XXXX ATR/QM: Exempt No No No N/A N/A           No     7.125%   $682.14 No   $6,295.32 $524.61 $231.96 $19.33 $2,736.00 $228.00 $0.00 $1,454.08   Yes XXXX XXXX $228.00 04/01/2025 Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.272 1.272   Borrower Borrower XXXX XXXX XX XXXX XXXX 01/10/2025 01/10/2025       806                 No                                       XX     XX       XX     XX     XX   0 0 0 0         0 0 0 Unknown No     No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A 16351.52 11.3 16351.52 11.3 No 45.0 Yes No No Yes Borrower As Individual N/A N/A N/A        
XXXX 522375 XXXX XXXX XXXX XXXX No XXXX XXXX 02/06/2025 31 XXXX ATR/QM: Exempt Yes No No N/A N/A           No     9.500%   $1,352.09 No   $3,734.64 $311.22 $1,443.00 $120.25 $0.00 $0.00 $0.00 $1,783.56   N/A     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.458 1.458   Borrower Borrower XXXX XXXX XX XXXX XXXX 11/26/2024 11/26/2024       731                 No                                       XX     XX       XX     XX     XX   0 0 0 0         0 0 0 Unknown No     No Non Permanent Resident Alien Non Permanent Resident Alien N/A Standard Driver's License - Not for federal use   XX XXXX XXXX     I-766 Employment Authorization Document   XXXX                                                                               Fee Simple   No No N/A 5508.59 3.1 5508.59 3.1 No 80.0 N/A No No Yes Borrower As Individual N/A N/A N/A        
XXXX 523367 XXXX XXXX XXXX XXXX No XXXX XXXX 02/06/2025 31 XXXX ATR/QM: Exempt No No No N/A N/A           No     7.125%   $1,527.99 No   $2,445.00 $203.75 $921.00 $76.75 $1,452.00 $121.00 $0.00 $1,929.49   N/A XXXX XXXX $121.00   Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.244 1.244   Borrower Borrower XXXX XXXX XX XXXX XXXX 01/21/2025 01/21/2025       750                 No                                       XX     XX       XX     XX     XX   0 0 0 0         0 0 0 Unknown No     No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No Unknown N/A 99657.78 51.7 99657.78 51.7 No 70.0 N/A No No Yes Borrower As Individual N/A N/A N/A        
XXXX 523368 XXXX XXXX XXXX XXXX No XXXX XXXX 02/06/2025 31 XXXX ATR/QM: Exempt No No No N/A N/A           No     7.250%   $1,289.31 No   $3,045.24 $253.77 $576.96 $48.08 $0.00 $0.00 $0.00 $1,591.16   N/A     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.383 1.383   Borrower Borrower XXXX XXXX XX XXXX XXXX 12/13/2024 12/13/2024       813                 No                                       XX     XX       XX     XX     XX   0 0 0 0         0 0 0 Unknown No     No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A .00 0.0 181685.57 114.2 No 60.0 N/A No No Yes Borrower As Individual N/A N/A N/A        
XXXX 523369 XXXX XXXX XXXX XXXX No XXXX XXXX 02/06/2025 31 XXXX ATR/QM: Exempt No No No N/A N/A           No     7.125%   $505.29 No   $3,758.04 $313.17 $372.00 $31.00 $4,668.00 $389.00 $0.00 $1,238.46   Yes XXXX XXXX $389.00 04/01/2025 Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.453 1.453   Borrower Borrower XXXX XXXX XX XXXX XXXX 01/08/2025 01/08/2025       757                 No                                       XX     XX       XX     XX     XX   0 0 0 0         0 0 0 Unknown No     No Permanent Resident Alien Permanent Resident Alien N/A Missing   XX XXXX       I-151 Permanent Resident Card   XXXX                                                                               Fee Simple   No No N/A .00 0.0 68815.13 55.6 No 31.91 Yes No No Yes Borrower As Individual N/A N/A N/A        
XXXX 523370 XXXX XXXX XXXX XXXX No XXXX XXXX 02/06/2025 31 XXXX ATR/QM: Exempt Yes No No N/A N/A           No     6.750%   $1,929.53 No   $7,480.68 $623.39 $593.04 $49.42 $5,256.00 $438.00 $0.00 $3,040.34   N/A XXXX XXXX $438.00   Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.085 1.085   Borrower Borrower XXXX XXXX XX XXXX XXXX 01/14/2025 01/14/2025       696                 No                                       XX     XX       XX     XX     XX   0 0 0 0         0 0 0 Unknown No     No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A 1160335.38 381.7 1160335.38 381.7 No 70.0 N/A No No Yes Borrower As Individual N/A N/A N/A        
XXXX 524130 XXXX XXXX XXXX XXXX No XXXX XXXX 02/06/2025 31 XXXX ATR/QM: Exempt No No No N/A N/A           No     8.375%   $1,276.92 No   $5,522.04 $460.17 $1,725.60 $143.80 $0.00 $0.00 $0.00 $1,880.89   N/A     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.09 1.09   Borrower Borrower XXXX XXXX XX XXXX XXXX 11/27/2024 11/27/2024       691                 No                                       XX     XX       XX     XX     XX   0 0 0 0         0 0 0 Unknown No     No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A .00 0.0 157413.09 83.7 No 57.93 N/A No No Yes Borrower As Individual N/A N/A N/A        
XXXX 524131 XXXX XXXX XXXX XXXX No XXXX XXXX 02/06/2025 31 XXXX ATR/QM: Exempt No No No N/A N/A           No     6.750%   $998.84 No   $4,158.24 $346.52 $1,154.76 $96.23 $0.00 $0.00 $0.00 $1,441.59   N/A     $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.04 1.04   Borrower || Co Borrower Borrower || Co Borrower XXXX XXXX XX XXXX XXXX 12/07/2024 12/07/2024 12/07/2024     712                 No                                       XX     XX       XX     XX     XX   0 0 0 0         0 0 0 Unknown No     No US Citizen US Citizen N/A       XXXX       N/A     US Citizen US Citizen N/A       XXXX       N/A                                                         Fee Simple   No No N/A 39622.61 27.5 39622.61 27.5 No 67.25 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A        
XXXX 524132 XXXX XXXX XXXX XXXX No XXXX XXXX 02/06/2025 31 XXXX ATR/QM: Exempt No No No N/A N/A           No     7.500%   $1,117.00 No   $5,268.96 $439.08 $1,593.00 $132.75 $0.00 $0.00 $0.00 $1,688.83   N/A     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.243 1.244   Borrower Borrower XXXX XXXX XX XXXX XXXX 12/13/2024 12/13/2024       780                 No                                       XX     XX       XX     XX     XX   0 0 0 0         0 0 0 Unknown No     No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A 10367.03 6.1 10367.03 6.1 No 75.0 N/A No No Yes Borrower As Individual N/A N/A N/A        
XXXX 524133 XXXX XXXX XXXX XXXX No XXXX XXXX 02/06/2025 31 XXXX ATR/QM: Exempt No No No N/A N/A           No     7.000%   $997.95 No   $9,511.08 $792.59 $1,179.96 $98.33 $1,250.04 $104.17 $0.00 $1,993.04   N/A XXXX XXXX $104.17   Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.254 1.254   Borrower Borrower XXXX XXXX XX XXXX XXXX 12/31/2024 12/31/2024       725                 No                                       XX     XX       XX     XX     XX   0 0 0 0         0 0 0 Unknown No     No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A 71684.36 36.0 71684.36 36.0 No 44.75 N/A No No Yes Borrower As Individual N/A N/A N/A        
XXXX 524134 XXXX XXXX XXXX XXXX No XXXX XXXX 02/06/2025 31 XXXX ATR/QM: Exempt No No No N/A N/A           No     6.875%   $2,069.33 No   $3,767.04 $313.92 $777.48 $64.79 $0.00 $0.00 $0.00 $2,448.04   N/A     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.266 1.266   Borrower Borrower XXXX XXXX XX XXXX XXXX 01/16/2025 01/16/2025       770                 No                                       XX     XX       XX     XX     XX   0 0 0 0         0 0 0 Unknown No     No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A 414578.61 169.4 414578.61 169.4 No 70.0 N/A No No Yes Borrower As Individual N/A N/A N/A        
XXXX 524135 XXXX XXXX XXXX XXXX No XXXX XXXX 02/06/2025 30 XXXX ATR/QM: Exempt No No No N/A N/A           No     8.375%   $6,333.72 No   $23,775.24 $1,981.27 $6,360.00 $530.00 $1,230.00 $102.50 $0.00 $8,947.49   N/A XXXX XXXX $102.50   Annually 0.00% 0.00% 0.00% Yes               Not Employed           Not Stated Not Verified 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - N/A Borrower XXXX XXXX XX XXXX XXXX 11/19/2024 11/19/2024       740                 No                                       XX     XX       XX     XX     XX                         Unknown No     No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A 67746.84 7.6 67746.84 7.6 No 60.0 N/A No No Yes Borrower As Individual N/A N/A N/A        
XXXX 524888 XXXX XXXX XXXX XXXX No XXXX XXXX 02/06/2025 31 XXXX ATR/QM: Exempt No No No N/A N/A           No     6.750%   $1,371.78 No   $8,709.60 $725.80 $1,509.00 $125.75 $750.00 $62.50 $0.00 $2,285.83   N/A XXXX XXXX $62.50   Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00%       N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   Yes 1.334 1.334   Borrower Borrower XXXX XXXX XX XXXX XXXX 01/03/2025 01/03/2025       751                 No                                       XX     XX       XX     XX     XX                         Unknown No     No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A 15239.62 6.7 15239.62 6.7 No 49.94 N/A No No Yes Borrower As Individual N/A N/A N/A        
XXXX 530084 XXXX XXXX XXXX XXXX No XXXX XXXX 01/20/2025 3 XXXX ATR/QM: Exempt No No No N/A N/A           No     8.000%   $1,964.65 No   $3,029.28 $252.44 $1,064.04 $88.67 $552.00 $46.00 $0.00 $2,351.76   N/A XXXX XXXX $46.00 03/01/2025 Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.169 1.169   Borrower Borrower XXXX XXXX XX XXXX XXXX 01/29/2025 01/29/2025       750                 No                                       XX     XX       XX     XX     XX                         Unknown No     No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A .00 0.0 31518.20 13.4 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A        
XXXX 531299 XXXX XXXX XXXX XXXX No XXXX XXXX 04/01/2024 1 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 7840 01/27/2025 6.930%     No 7.915%   7.875%   $18,126.73 No   $20,775.96 $1,731.33 $10,701.96 $891.83 $0.00 $0.00 $0.00 $20,749.89 $727,995.56 N/A     $0.00     0.00% 3.16% 3.16% No               Self-Employed           12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No Yes Yes 0 12 No N/A 0 0 100.00% 80.00%     N/A 0 N/A N/A N/A 0 Yes 168 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Other REO Net Rental Income(Loss), SECorporation - CPA Letter Verified, Business Bank Statements Verified - 2023, 2024 Borrower - 2023, 2024 XXXX XXXX XX XXXX XXXX 12/20/2024 12/20/2024       705                 No                                       XX     XX       XX     XX     XX   0 0 0 0         0 0 0 Unknown No     No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A .00 0.0 372616.53 18.0 No 67.57 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX 534115 XXXX XXXX XXXX XXXX No XXXX XXXX 01/20/2025 3 XXXX ATR/QM: Exempt No No No N/A N/A           No     7.750%   $1,055.94 No   $1,667.52 $138.96 $549.12 $45.76 $5,640.00 $470.00 $0.00 $1,710.66   N/A XXXX XXXX $470.00 03/01/2025 Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.052 1.052   Borrower Borrower XXXX XXXX XX XXXX XXXX 01/24/2025 01/24/2025       764                 No                                       XX     XX       XX     XX     XX   0 0 0 0         0 0 0 Unknown No     No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A 71453.61 41.8 225442.79 131.8 No 74.66 N/A No No Yes Borrower As Individual N/A N/A N/A XXXX