Unique ID

Loan Id

Seller Loan Id

Group

Overall Event

Final Credit Event

Credit Exceptions

Credit Comments

Final Compliance Event

Compliance Exceptions

Compliance Comments

Eligible For Predatory Testing - Unable to Test

Compliance Comp Factors

State

Origination Date

Purpose at origination

Occupancy at origination

LTV Original (Calculated)

LTV Combined Orig (Calculated)

Debt (Back) Ratio From 1008

649209982

XXX

XXX

1

2

1

2

[2]   Initial TIL Date not within 3 days of Initial Application Date

[2]   Initial GFE Date not within 3 days of Initial Application Date

 

MI

10/XX/2006

Rate/Term Refi

Owner Occ

XX

XX

29.92

649209981

XXX

XXX

1

3

3

[3]   Appraisal Missing

 

2

[2]   Initial TIL Missing

 

GA

11/XX/2006

Purchase

Owner Occ

XX

XX

47.147

649209979

XXX

XXX

1

1

1

1

AL

9/XX/2006

Purchase

Owner Occ

XX

XX

19.36

649209983

XXX

XXX

2

3

3

[3]   Missing Initial Application

 

2

[2]   HMDA-reportable rate spread (1/XX/04-10/XX/09)

[2]   Initial GFE Date not within 3 days of Initial Application Date

[2]   Initial TIL Missing

 

VA

8/XX/2005

Cashout Refi

Owner Occ

XX

XX

31.04

649209987

XXX

XXX

2

3

3

[3]   Final Application Missing

[3]   Missing Initial Application

 

2

[2]   Initial TIL Date not within 3 days of Initial Application Date

[2]   Initial GFE Date not within 3 days of Initial Application Date

 

GA

6/XX/2004

Purchase

Owner Occ

XX

XX

34.05

649209984

XXX

XXX

1

2

1

2

[2]   HMDA-reportable rate spread (1/XX/04-10/XX/09)

[2]   Affiliated Business Doc Missing

[2]   State - Missing Notice of Right to Select Attorney

 

AR

11/XX/2006

Cashout Refi

Owner Occ

XX

XX

42.14

649209985

XXX

XXX

1

2

1

2

[2]   Initial GFE Missing

[2]   Initial TIL Missing

 

AZ

7/XX/2005

Purchase

Owner Occ

XX

XX

37.65

649210084

XXX

XXX

1

2

1

2

[2]   State - Missing Broker Agreement

 

IN

5/XX/2007

Purchase

Owner Occ

XX

XX

35.08