|
Client Name:
|
||||||||||||||||||||
|
Client Project Name:
|
TPMT 2025-1
|
|||||||||||||||||||
|
Start - End Dates:
|
5/XX/2016 - 11/XX/2019
|
|||||||||||||||||||
|
Deal Loan Count:
|
8
|
|||||||||||||||||||
|
Rating Agency ATR QM Data Fields
|
||||||||||||||||||||
|
Loans in Report:
|
8
|
|||||||||||||||||||
|
Redacted Loan ID
|
Loan Number
|
LoanUID
|
Group
|
Loan Level ATR/QM Status
|
Application Date Prior to 1/10/2014
|
TRID Indicator
|
Lender Application Date
|
Broker Application Date
|
GSE Eligible
|
QRM Flag
|
ATR/QM Total Points and Fees
|
Rate Lock Date
|
APR
|
Bwr 1 Employment Indicator
|
Bwr 2 Employment Indicator
|
Bwr 1 Foreign National Indicator
|
Bwr 2 Foreign National Indicator
|
Borrowers Qualified Through a Non-Resident Alien Program
|
Residual Income Analysis in File
|
ATR/QM Residual Income
|
|
D6C080D6-CFF5-41B9-A19B-89D41BCFCE9C
|
XXXXXX
|
XXXXXX
|
1
|
Non-QM: Lender documented all ATR UW factors
|
No
|
Yes
|
XXXXXX
|
XXXXXX
|
No
|
No
|
XXX
|
XXXXXX
|
XXX
|
Unemployed
|
Unemployed
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
No
|
0
|
|
C52BD31F-79FE-4BD8-BE25-02171398F808
|
XXXXXX
|
XXXXXX
|
1
|
QM: GSE Temporary - QM/SH
|
No
|
Yes
|
XXXXXX
|
Not Applicable
|
No
|
Yes
|
XXX
|
4/XX/2018
|
XXX
|
Unemployed
|
Unemployed
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
No
|
0
|
|
1E562208-51FA-4988-AB0A-F16ECAC7E079
|
XXXXXX
|
XXXXXX
|
1
|
QM: GSE Temporary - QM/SH
|
No
|
Yes
|
XXXXXX
|
Not Applicable
|
No
|
Yes
|
XXX
|
1/XX/2016
|
XXX
|
Unemployed
|
(No Data)
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
No
|
0
|
|
738ACF13-277B-4880-8AA8-6180FAA1DFF5
|
XXXXXX
|
XXXXXX
|
1
|
ATR/QM: Not Applicable
|
Yes
|
No
|
XXXXXX
|
XXXXXX
|
No
|
No
|
XXX
|
XXXXXX
|
XXX
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
|
A3B7947E-5DCD-417C-8968-A0B8F4D3F5BF
|
XXXXXX
|
XXXXXX
|
1
|
ATR/QM: Not Applicable
|
Yes
|
No
|
XXXXXX
|
XXXXXX
|
No
|
No
|
XXX
|
XXXXXX
|
XXX
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
|
692C68E6-E56C-4A88-A458-C840CCA049B0
|
XXXXXX
|
XXXXXX
|
1
|
ATR/QM: Not Applicable
|
Yes
|
No
|
XXXXXX
|
XXXXXX
|
No
|
No
|
XXX
|
XXXXXX
|
XXX
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
|
A96ECD8D-4205-4492-B354-43759CF5980E
|
XXXXXX
|
XXXXXX
|
1
|
ATR/QM: Not Applicable
|
Yes
|
No
|
XXXXXX
|
XXXXXX
|
No
|
No
|
XXX
|
XXXXXX
|
XXX
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
|
A12E3412-64B8-45C3-AE8C-9DD30EC5CC9D
|
XXXXXX
|
XXXXXX
|
1
|
ATR/QM: Not Applicable
|
Yes
|
No
|
XXXXXX
|
XXXXXX
|
No
|
No
|
XXX
|
XXXXXX
|
XXX
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
|
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the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone ther than such party, is prohibited.
|