GS Mortgage-Backed Securities Trust 2025-NQM2
Exhibit 99.4 - Schedule 6
| Loan ID | Seller Loan ID | Investor Loan ID | Loan Program | Guideline Product Name | Originator Name | Originating Entity CDFI Flag | Guideline Name | Guideline Author | Guideline Date | Guideline Version | Application Date | TILA Status | TRID | GSE | Verified Safe Harbor Flag | Verified Safe Harbor Reference Document | QM Regulation Failures | ATR QM Total Points and Fees Audit | Loan Regulation Benchmark Date | Benchmark Rate | AUS Decision System | Rating Result | Property Inspection Waiver (PIW) | Calculated APR | HUD 1 Page 1 Credits Total | Verified Qualifying Rate | Originator Qualifying Rate | Qualifying P&I | Default Interest Rate Present | Default Interest Rate | Annual Property Tax | Monthly Property Tax | Annual Insurance Costs | Monthly Insurance Cost | Annual HOA Costs | Monthly HOA Costs | Monthly Other Costs | PITIA | Residual Income | HOA Questionnaire Flag | HOA Name | HOA Address State | HOA Fee Amount | HOA Next Due Date | HOA Payment Frequency | Originator DTI | TPR Verified DTI | QM DTI | Is Borrower Non Occupant | Is Co Borrower Non Occupant | Co Borrower 2 Asset Verification Level | Co Borrower 3 Asset Verification Level | Co Borrower 2 Income Verification Level | Co Borrower 3 Income Verification Level | Co Borrower 2 Employment Verification Level | Co Borrower 3 Employment Verification Level | Borrower Employment Indicator | Co Borrower Employment Indicator | Co Borrower 2 Employment Indicator | Co Borrower 3 Employment Indicator | Co Borrower 2 Length of Employment | Co Borrower 3 Length of Employment | Document Level | Borrower Years of W2s/1099 | CoBorrower Years of W2s/1099 | Borrower Months of Paystubs Verified | Co Borrower Months of Paystubs Verified | Borrower Employment Gap Letter | Borrower Months of Employment Gap | Co Borrower Employment Gap Letter | Co Borrower Months of Employment Gap | Borrower Years of Personal Tax Returns | Borrower Years of Business Tax Returns | CoBorrower Years of Personal Tax Returns | CoBorrower Years of Business Tax Returns | Years of 4506T | Years of Tax Transcripts | Borrower Award/Offer Letter | Co Borrower Award/Offer Letter | Asset Depletion Flag | Partial Asset Depletion Flag | Asset Depletion Months Amortized | Asset Utilization Flag (No DTI) | Borrower Bank Statements Flag | Borrower Bank Statement Summary/Lender Worksheet | Borrower Number of Personal Bank Statements | Borrower Number of Business Bank Statements | CoBorrower Bank Statements Flag | Co Borrower Bank Statement Summary/Lender Worksheet | CoBorrower Number of Personal Bank Statements | CoBorrower Number of Business Bank Statements | Percent of Income From Statements | Borrower Business Ownership % | CoBorrower Business Ownership % | Bespoke Eligible Assets | Borrower P&L Type | Borrower Number of Months P&L | Borrower P&L Prepared By | CoBorrower P&L Type | CoBorrower P&L Prepared By | CoBorrower Number of Months P&L | Borrower CPA Letter Flag | # of Months CPA verified income | CoBorrower CPA Letter Flag | CoBorrower # of Months CPA verified income | Borrower WVOE Flag | Borrower # of Months Employment Validated WVOE | Borrower # of Months Income Validated WVOE | Borrower WVOE Form Type | CoBorrower WVOE Flag | CoBorrower # of Months WVOE | CoBorrower # of Months Income Validated WVOE | CoBorrower WVOE Form Type | DSCR Flag | TPR DSCR | Originator DSCR | Expense Letter | Income Doc Detail | Tax Return Doc Details | Property Address | Property City | Property State | Property Zip | Property County | Original Credit Report Date | Borrower 1 Credit Report Date | Borrower 2 Credit Report Date | Borrower 3 Credit Report Date | Borrower 4 Credit Report Date | Qualifying Credit Score | Third Wage Earner Original FICO Equifax | Third Wage Earner Original FICO Experian | Third Wage Earner Original FICO Transunion | Fourth Wage Earner Original FICO Equifax | Fourth Wage Earner Original FICO Experian | Fourth Wage Earner Original FICO Transunion | Most Recent Co Borrower 2 FICO | Most Recent Co Borrower 3 FICO | Updated Credit Report Flag | Updated Credit Report Date | Updated FICO Method | Primary Wage Earner Updated FICO Equifax | Primary Wage Earner Updated FICO Experian | Primary Wage Earner Updated FICO Transunion | Secondary Wage Earner Updated FICO Equifax | Secondary Wage Earner Updated FICO Experian | Secondary Wage Earner Updated FICO Transunion | Third Wage Earner Updated FICO Equifax | Third Wage Earner Updated FICO Experian | Third Wage Earner Updated FICO Transunion | Fourth Wage Earner Updated FICO Equifax | Fourth Wage Earner Updated FICO Experian | Fourth Wage Earner Updated FICO Transunion | Updated Primary Borrower FICO | Updated Co Borrower FICO | Updated Co Borrower 2 FICO | Updated Co Borrower 3 FICO | Updated Qualifying FICO | Most Recent Bankruptcy Type | Most Recent Bankruptcy Filing Date | Most Recent Bankruptcy Discharge Date | Number of Bankruptcy Events | Months Bankruptcy 7 11 | Months Bankruptcy 13 | Most Recent Deed in Lieu Date | Number of Deed in Lieu Events | Months Deed in Lieu | Most Recent Short Sale Date | Number of Short Sale Events | Months Short Sale (or Pre FC) | Most Recent Foreclosure Date | Number of Foreclosure Events | Months Foreclosure | Prior Mortgage/Rent Lates 30d in 0-12m | Prior Mortgage/Rent Lates 60d in 0-12m | Prior Mortgage/Rent Lates 90d in 0-12m | Prior Mortgage/Rent Lates 120d+ in 0-12m | Prior Mortgage/Rent Lates 30d in 13-24m | Prior Mortgage/Rent Lates 60d in 13-24m | Prior Mortgage/Rent Lates 90d in 13-24m | Prior Mortgage/Rent Lates 120d+ in 13-24m | Prior Mortgage/Rent Late 30d in 24m | Prior Mortgage/Rent Late 60d in 24m | Prior Mortgage/Rent Late 90d in 24m | Has ACH | Is Equity Shared Loan | Subordinate Lien Type | Subordinate Lien Max Draw Amount (HELOC) | Is Shared Appreciation Mortgage | Borrower Originator Citizenship Designation | Borrower Verified Citizenship Designation | Borrower Individual Tax Identification Number (ITIN)? | Borrower Photo Identification Type | Borrower Photo Identification Other Type | Borrower Photo ID State of Issuance | Borrower Photo ID Country of Issuance | Borrower Photo ID Expiration Date | Borrower Passport Country of Origin | Borrower Passport Expiration Date | Borrower Non-US Citizen Identification Document | Borrower Date of Resident Since/Valid Date | Borrower Non-US Document Expiration Date | Co Borrower Originator Citizenship Designation | Co Borrower Verified Citizenship Designation | Co Borrower Individual Tax Identification Number (ITIN)? | Co Borrower Photo Identification Type | Co Borrower Photo Identification Other Type | Co Borrower Photo ID State of Issuance | Co Borrower Photo ID Country of Issuance | Co Borrower Photo ID Expiration Date | Co Borrower Passport Country of Origin | Co Borrower Passport Expiration Date | Co Borrower Non-US Citizen Identification Document | Co Borrower Date of Resident Since/Valid Date | Co Borrower Non-US Document Expiration Date | Co Borrower 2 Originator Citizenship Designation | Co Borrower 2 Verified Citizenship Designation | Co Borrower 2 Individual Tax Identification Number (ITIN)? | Co Borrower 2 Photo Identification Type | Co Borrower 2 Photo Identification Other Type | Co Borrower 2 Photo ID State of Issuance | Co Borrower 2 Photo ID Country of Issuance | Co Borrower 2 Photo ID Expiration Date | Co Borrower 2 Passport Country of Origin | Co Borrower 2 Passport Expiration Date | Co Borrower 2 Non-US Citizen Identification Document | Co Borrower 2 Date of Resident Since/Valid Date | Co Borrower 2 Non-US Document Expiration Date | Co Borrower 3 Originator Citizenship Designation | Co Borrower 3 Verified Citizenship Designation | Co Borrower 3 Individual Tax Identification Number (ITIN)? | Co Borrower 3 Photo Identification Type | Co Borrower 3 Photo Identification Other Type | Co Borrower 3 Photo ID State of Issuance | Co Borrower 3 Photo ID Country of Issuance | Co Borrower 3 Photo ID Expiration Date | Co Borrower 3 Passport Country of Origin | Co Borrower 3 Passport Expiration Date | Co Borrower 3 Non-US Citizen Identification Document | Co Borrower 3 Date of Resident Since/Valid Date | Co Borrower 3 Non-US Document Expiration Date | Property Rights | Leasehold Lease Expiration Date | Buydown Flag | Assumable Mortgage Flag | Foreign National Alternative Credit Documentation | Liquid / Cash Reserves (ASF) | Months Liquid Reserves | Total Assets Available for Reserves | Months Reserves | Blanket Mortgage Flag | Qualifying HCLTV | Condo Warrantability Flag | E-Note Flag | O&E in lieu of Title Insurance | Business Purpose Flag | Borrower Note Executed As | Co Borrower Note Executed As | Co Borrower 2 Note Executed As | Co Borrower 3 Note Executed As |
| 4661351 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 07/31/2023 | 6.820% | Manual Underwriting | Manual Underwriting | No | 10.362% | 9.999% | 9.999% | $3,688.12 | No | XXXX | XXXX | $1,368.96 | $114.08 | $0.00 | $0.00 | $0.00 | $4,292.71 | $8,230.34 | N/A | XXXX | XXXX | XXXX | 36.87% | 36.87% | 36.87% | No | Self-Employed | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | N/A | 0 | 0 | 100.00% | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - SECorporation - Business Bank Statements Verified - 2022, 2023 | Borrower - 2022, 2023 | XXXX | XXXX | MD | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 721 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Standard Driver's License - Not for federal use | VA | XXXX | XXXX | XXXX | Employment Authorization Card or Document | XXXX | XXXX | XXXX | XXXX | Fee Simple | No | No | N/A | 34116.66 | 8.0 | 34116.66 | 8.0 | No | 90.0 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 4768461 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 05/17/2024 | 7.050% | Manual Underwriting | Manual Underwriting | No | 8.952% | 8.875% | 8.875% | $10,655.84 | No | XXXX | XXXX | $8,190.96 | $682.58 | $0.00 | $0.00 | $0.00 | $12,192.77 | $14,631.23 | N/A | XXXX | XXXX | XXXX | 50.77% | 49.27% | 49.27% | No | Self-Employed | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | N/A | 0 | 0 | 100.00% | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | 0.0 | N/A | Borrower - SESoleProprietor - Business Bank Statements Verified - 2023, 2024 | Borrower - 2023, 2024 | XXXX | XXXX | CA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 688 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | CA | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | Fee Simple | No | No | N/A | 1115.07 | 0.1 | 93901.68 | 8.5 | No | 68.29 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 4875571 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 05/03/2024 | 7.190% | Manual Underwriting | Manual Underwriting | No | 8.198% | 8.000% | 8.000% | $5,503.23 | No | XXXX | XXXX | $3,559.56 | $296.63 | $1,299.96 | $108.33 | $0.00 | $6,762.90 | N/A | XXXX | TX | XXXX | XXXX | Annually | 0.00% | 0.00% | 0.00% | No | Not Employed | Asset Utilization (No DTI) | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | Yes | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | Stocks/Bonds,Stocks/Bonds,Stocks/Bonds,Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - N/A | Borrower | XXXX | XXXX | TX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 723 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | TX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | Fee Simple | No | No | N/A | 1590237.30 | 235.1 | 1580737.30 | 233.7 | No | 78.95 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 4982681 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 06/28/2024 | 6.860% | Manual Underwriting | Manual Underwriting | No | 7.482% | 7.375% | 7.375% | $2,342.42 | No | XXXX | XXXX | $783.96 | $65.33 | $0.00 | $0.00 | $0.00 | $2,767.92 | $3,831.08 | N/A | XXXX | XXXX | XXXX | 41.94% | 41.94% | 41.94% | No | Self-Employed | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 12 | 0 | No | N/A | 0 | 0 | 100.00% | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | 0.0 | N/A | Borrower - SESoleProprietor - Personal Bank Statements Verified - 2023, 2024 | Borrower - 2023, 2024 | XXXX | XXXX | CA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 750 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use | CA | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | Fee Simple | No | No | N/A | 72317.08 | 26.1 | 52317.08 | 18.9 | No | 85.0 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 5089791 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 07/17/2024 | 6.900% | Manual Underwriting | Manual Underwriting | No | 8.194% | 8.000% | 8.000% | $6,624.61 | No | XXXX | XXXX | $801.00 | $66.75 | $0.00 | $0.00 | $0.00 | $7,401.34 | $10,139.84 | N/A | XXXX | XXXX | XXXX | 44.23% | 42.19% | 42.19% | No | Self-Employed | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | N/A | 0 | 0 | 100.00% | 98.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | 0.0 | N/A | Borrower - SEPartnership - Business Bank Statements Verified - 2023, 2024 | Borrower - 2023, 2024 | XXXX | XXXX | CA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 713 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Standard Driver's License - Not for federal use | CA | XXXX | XXXX | XXXX | I-551 Permanent Resident Card | XXXX | XXXX | XXXX | XXXX | Fee Simple | No | No | N/A | 25801.44 | 4.3 | 25801.44 | 4.3 | No | 80.0 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 5196901 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 07/05/2024 | 6.860% | Manual Underwriting | Manual Underwriting | No | 9.539% | 9.250% | 9.250% | $4,442.45 | No | XXXX | XXXX | $2,154.00 | $179.50 | $0.00 | $0.00 | $0.00 | $5,147.81 | $8,953.55 | N/A | XXXX | XXXX | XXXX | 64.51% | 49.93% | 49.93% | No | No | Self-Employed | Self-Employed | 1099 Verified | 2 YRS 1099 | 2 YRS 1099 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | 0.0 | N/A | Borrower - SESoleProprietor - 2 YRS 1099 Verified - 2022, 2023 || Co Borrower - SESoleProprietor - 2 YRS 1099 Verified - 2022, 2023 | Borrower - 2022, 2023 || Co Borrower - 2022, 2023 | XXXX | XXXX | WA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 673 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use | WA | XXXX | XXXX | XXXX | N/A | XXXX | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use | WA | XXXX | XXXX | XXXX | N/A | XXXX | Fee Simple | No | No | N/A | 7540.14 | 1.5 | 41050.51 | 8.0 | No | 75.0 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 5304011 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | 07/12/2024 | 6.990% | Manual Underwriting | Manual Underwriting | No | 8.425% | 8.125% | 8.125% | $3,207.59 | No | XXXX | XXXX | $1,719.00 | $143.25 | $1,332.00 | $111.00 | $0.00 | $3,638.14 | $21,630.18 | N/A | XXXX | AZ | XXXX | XXXX | Monthly | 41.23% | 41.18% | 41.18% | Yes | Yes | Not Employed | Employed | Asset Depletion – Debt Ratio Calculation | 0 | 1 YR W2 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | Yes | Yes | 60.0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 24 | 12 | Work Number | No | 0 | 0.0 | N/A | Borrower - Asset Depletion, Asset Depletion, Asset Depletion, Other REO Net Rental Income(Loss) - 2 YRS Executed 4506T Verified - 2022, 2023, 2024 || Co Borrower - Wage - 1 YR W2 Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2023, 2024 | Borrower - 2 YRS Executed 4506T Verified - 2022, 2023, 2024 || Co Borrower - 2 YRS Executed 4506T Verified - 2023, 2024 | XXXX | XXXX | AZ | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 722 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use | CA | XXXX | XXXX | XXXX | N/A | XXXX | US Citizen | US Citizen | N/A | Real ID Driver's License | CA | XXXX | XXXX | XXXX | N/A | XXXX | Fee Simple | No | No | N/A | 61519.60 | 16.9 | 61519.60 | 16.9 | No | 79.56 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 5411121 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 07/11/2024 | 6.990% | Manual Underwriting | Manual Underwriting | No | 9.672% | 9.500% | 9.500% | $5,978.47 | No | XXXX | XXXX | $3,411.00 | $284.25 | $0.00 | $0.00 | $0.00 | $7,283.14 | $20,356.68 | N/A | XXXX | XXXX | XXXX | 30.23% | 30.23% | 30.23% | No | Self-Employed | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | N/A | 0 | 0 | 100.00% | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | 0.0 | N/A | Borrower - SECorporation - Business Bank Statements Verified - 2023, 2024 | Borrower - 2023, 2024 | XXXX | XXXX | PA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 727 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Missing | PA | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | Fee Simple | No | No | N/A | 128802.16 | 17.7 | 128802.16 | 17.7 | No | 90.0 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 5518231 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 7.500% | 7.500% | $2,097.64 | No | XXXX | XXXX | $1,538.16 | $128.18 | $0.00 | $0.00 | $0.00 | $2,325.32 | $9,475.33 | N/A | XXXX | XXXX | XXXX | 45.97% | 38.12% | 38.12% | Yes | Employed | Full Doc | 2 YRS W2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 2 | 0 | 0 | 0 | 1 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 25 | 24 | Work Number | NA | 0 | 0 | N/A | No | 0 | 0.0 | N/A | Borrower - Wage, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 2 YRS Personal Tax Returns Verified, 2 YRS W2 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2022, 2023, 2024 | Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2022, 2023, 2024 | XXXX | XXXX | AL | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 757 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | AL | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | Fee Simple | No | No | N/A | .00 | 0.0 | 61066.41 | 26.3 | No | 75.38 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 5625341 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 8.750% | 8.750% | $2,388.75 | No | XXXX | XXXX | $1,671.96 | $139.33 | $5,520.00 | $460.00 | $0.00 | $3,598.70 | N/A | XXXX | FL | XXXX | XXXX | Annually | 0.00% | 0.00% | 0.00% | Yes | Yes | Unknown | Unknown | Debt Service Coverage Ratio | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | Yes | 0.889 | 0.89 | N/A | Borrower || Co Borrower | Borrower || Co Borrower | XXXX | XXXX | FL | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 669 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | Foreign National | Foreign National | N/A | Passport | N/A | XXXX | XXXX | XXXX | XXXX | Work Visa | XXXX | Foreign National | Foreign National | N/A | Passport | N/A | XXXX | XXXX | XXXX | XXXX | Work Visa | XXXX | Fee Simple | No | No | N/A | .00 | 0.0 | 300515.54 | 83.5 | No | 65.0 | N/A | No | No | Yes | Member on Behalf of Entity | Member on Behalf of Entity | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 5732451 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 7.500% | 7.500% | $5,375.21 | No | XXXX | XXXX | $4,103.04 | $341.92 | $0.00 | $0.00 | $0.00 | $5,983.69 | N/A | XXXX | XXXX | XXXX | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | Yes | 1.0 | 1.0 | N/A | Borrower | Borrower | XXXX | XXXX | CO | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | Foreign National | Foreign National | N/A | Passport | N/A | XXXX | XXXX | XXXX | XXXX | Work Visa | XXXX | XXXX | XXXX | XXXX | Fee Simple | No | No | N/A | 125507.08 | 21.0 | 125507.08 | 21.0 | No | 75.0 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 5839561 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 07/23/2024 | 6.760% | Manual Underwriting | Manual Underwriting | No | 7.131% | 7.125% | 7.125% | $10,105.78 | No | XXXX | XXXX | $8,316.96 | $693.08 | $7,764.00 | $647.00 | $0.00 | $13,864.86 | $13,889.17 | N/A | XXXX | AZ | XXXX | XXXX | Annually | 49.96% | 49.96% | 49.96% | No | No | Employed | Self-Employed | 12 Month Bank Statement | 2 YRS W2 | 0 | Less than 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | Yes | Yes | 0 | 12 | 32.62% | 0.00% | 88.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 264 | 30 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 | 0.0 | N/A | Borrower - Wage, Overtime and Bonus, Retirement, SSI and Disability, Other - 2 YRS W2 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2022, 2023, 2024 || Co Borrower - SEPartnership - Business Bank Statements Verified - 2023, 2024 | Borrower - Executed 4506T Verified - 2022, 2023, 2024 || Co Borrower - 2023, 2024 | XXXX | XXXX | AZ | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 757 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | AZ | XXXX | XXXX | XXXX | N/A | XXXX | US Citizen | US Citizen | N/A | Real ID Driver's License | AZ | XXXX | XXXX | XXXX | N/A | XXXX | Fee Simple | No | No | N/A | 117935.78 | 8.5 | 1557418.46 | 112.3 | No | 15.79 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 5946671 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 7.125% | 7.125% | $1,768.51 | No | XXXX | XXXX | $2,026.80 | $168.90 | $0.00 | $0.00 | $0.00 | $2,245.42 | $7,608.29 | N/A | XXXX | XXXX | XXXX | 41.29% | 40.91% | 40.91% | Yes | Self-Employed | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | N/A | 0 | 0 | 100.00% | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - Business Bank Statements Verified - 2024, 2023 | Borrower - 2024, 2023 | XXXX | XXXX | TN | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 770 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | TN | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | Fee Simple | No | No | N/A | .00 | 0.0 | 184376.95 | 80.4 | No | 70.95 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 6053781 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 7.625% | 7.625% | $1,925.20 | No | XXXX | XXXX | $1,518.96 | $126.58 | $275.04 | $22.92 | $0.00 | $2,394.95 | N/A | XXXX | FL | XXXX | XXXX | Annually | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | Yes | 1.002 | 1.002 | N/A | Borrower | Borrower | XXXX | XXXX | FL | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 740 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | VA | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | Fee Simple | No | No | N/A | 5563.98 | 2.3 | 5563.98 | 2.3 | No | 80.0 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 6160891 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 07/11/2024 | 6.990% | Manual Underwriting | Manual Underwriting | No | 7.387% | 7.125% | 7.125% | $3,611.13 | No | XXXX | XXXX | $3,789.96 | $315.83 | $0.00 | $0.00 | $0.00 | $4,248.51 | $6,923.72 | N/A | XXXX | XXXX | XXXX | 41.29% | 46.22% | 46.22% | No | Self-Employed | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | N/A | 0 | 0 | 100.00% | 100.00% | Proceeds from Sale | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | 0.0 | N/A | Borrower - SESoleProprietor - Business Bank Statements Verified - 2024, 2023 | Borrower - 2024, 2023 | XXXX | XXXX | TN | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 770 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | TN | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | Fee Simple | No | No | N/A | 54234.73 | 12.8 | 54234.73 | 12.8 | No | 80.0 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 6268001 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 7.750% | 7.750% | $1,110.44 | Yes | 18.000% | XXXX | XXXX | $642.00 | $53.50 | $2,604.00 | $217.00 | $0.00 | $1,481.19 | Yes | XXXX | CO | XXXX | XXXX | Monthly | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | Yes | 1.08 | 1.094 | N/A | Borrower | Borrower | XXXX | XXXX | CO | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 740 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | CO | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | Fee Simple | No | No | N/A | 43915.52 | 29.7 | 43915.52 | 29.7 | No | 50.0 | Yes | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 6375111 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 7.625% | 7.625% | $1,521.76 | Yes | 18.000% | XXXX | XXXX | $3,327.00 | $277.25 | $189.96 | $15.83 | $0.00 | $2,068.18 | N/A | XXXX | TX | XXXX | XXXX | Annually | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | Yes | 1.003 | 1.003 | N/A | Borrower | Borrower | XXXX | XXXX | TX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 684 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Real ID Driver's License | TX | XXXX | XXXX | XXXX | I-551 Conditional Permanent Resident Card w/ USCIS 1-751 | XXXX | XXXX | XXXX | XXXX | Fee Simple | No | No | N/A | 22420.24 | 10.8 | 25514.90 | 12.3 | No | 72.88 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 6482221 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 9.250% | 9.250% | $1,045.21 | Yes | 18.000% | XXXX | XXXX | $1,298.88 | $108.24 | $0.00 | $0.00 | $0.00 | $1,274.84 | N/A | XXXX | XXXX | XXXX | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | Yes | 1.02 | 1.02 | N/A | Borrower | Borrower | XXXX | XXXX | NC | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 667 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use | NC | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | Fee Simple | No | No | N/A | 28652.12 | 22.5 | 28652.12 | 22.5 | No | 70.0 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 6589331 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 7.750% | 7.750% | $537.31 | Yes | 18.000% | XXXX | XXXX | $885.00 | $73.75 | $0.00 | $0.00 | $0.00 | $742.69 | N/A | XXXX | XXXX | XXXX | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | Yes | 1.341 | 1.341 | Borrower | Borrower | XXXX | XXXX | OH | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 775 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use | NY | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | Fee Simple | No | No | N/A | 21022.05 | 28.3 | 88603.70 | 119.3 | No | 75.0 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 6696441 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 9.990% | 9.990% | $1,485.35 | Yes | 18.000% | XXXX | XXXX | $2,388.00 | $199.00 | $0.00 | $0.00 | $0.00 | $2,214.76 | N/A | XXXX | XXXX | XXXX | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | Yes | 1.057 | 1.057 | N/A | Borrower | Borrower | XXXX | XXXX | TX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 628 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Employment Authorization Card | N/A | XXXX | XXXX | XXXX | I-551 Stamp and Passport | XXXX | XXXX | XXXX | XXXX | Fee Simple | No | No | N/A | 6102.91 | 2.8 | 6102.91 | 2.8 | No | 70.0 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 6803551 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | $0.00 | 8.375% | 8.375% | $1,060.30 | Yes | 18.000% | XXXX | XXXX | $986.16 | $82.18 | $0.00 | $0.00 | $0.00 | $1,232.75 | N/A | XXXX | XXXX | XXXX | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | Yes | 1.079 | 1.079 | N/A | Borrower | Borrower | XXXX | XXXX | NC | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 716 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Real ID Driver's License | CA | XXXX | XXXX | XXXX | I-551 Permanent Resident Card | XXXX | XXXX | XXXX | XXXX | Fee Simple | No | No | N/A | 20242.91 | 16.4 | 31678.98 | 25.7 | No | 75.0 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 6910661 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | $0.00 | 7.000% | 7.000% | $5,343.33 | No | XXXX | XXXX | $3,769.92 | $314.16 | $0.00 | $0.00 | $0.00 | $6,699.31 | N/A | XXXX | XXXX | XXXX | 0.00% | 0.00% | 0.00% | Yes | Yes | Unknown | Unknown | Debt Service Coverage Ratio | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | Yes | 1.036 | 1.036 | N/A | Borrower || Co Borrower | Borrower || Co Borrower | XXXX | XXXX | TX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 703 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Other | US Patriot Act Disclosure - Driver License | TX | XXXX | XXXX | XXXX | N/A | XXXX | US Citizen | US Citizen | N/A | Other | US Patriot Act Disclosure - Driver License | TX | XXXX | XXXX | XXXX | N/A | XXXX | Fee Simple | No | No | N/A | .00 | 0.0 | 71580.85 | 10.7 | No | 69.13 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 7017771 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 10/24/2024 | 6.400% | Manual Underwriting | Manual Underwriting | No | 9.468% | 9.375% | 9.375% | $3,959.13 | No | XXXX | XXXX | $2,984.64 | $248.72 | $1,689.96 | $140.83 | $0.00 | $4,871.99 | $27,352.84 | N/A | XXXX | FL | XXXX | XXXX | Annually | 17.98% | 17.98% | 17.98% | No | Self-Employed | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | N/A | 0 | 0 | 100.00% | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | 0.0 | N/A | Borrower - SESoleProprietor - 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 2023, 2024 | Borrower - 2 YRS Executed 4506T Verified - 2023, 2024 | XXXX | XXXX | FL | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 710 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | FL | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | Fee Simple | No | No | N/A | 130879.14 | 26.9 | 130879.14 | 26.9 | No | 85.0 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 7124881 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 10/31/2024 | 6.590% | Manual Underwriting | Manual Underwriting | No | 7.758% | 7.625% | 7.625% | $5,051.75 | No | XXXX | XXXX | $1,159.08 | $96.59 | $249.96 | $20.83 | $0.00 | $5,595.83 | $41,054.66 | N/A | XXXX | UT | XXXX | XXXX | Annually | 18.68% | 18.68% | 18.68% | No | Self-Employed | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | N/A | 0 | 0 | 100.00% | 100.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | 0.0 | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - Business Bank Statements Verified - 2023, 2024 | Borrower - 2023, 2024 | XXXX | XXXX | UT | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 787 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | UT | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | Fee Simple | No | No | N/A | 162506.11 | 29.0 | 162506.11 | 29.0 | No | 80.0 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 7231991 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | 11/04/2024 | 6.730% | Manual Underwriting | Manual Underwriting | No | 7.961% | 7.875% | 7.875% | $2,229.59 | No | XXXX | XXXX | $1,122.00 | $93.50 | $0.00 | $0.00 | $0.00 | $2,417.01 | $30,074.85 | N/A | XXXX | XXXX | XXXX | 17.70% | 12.75% | 12.75% | Yes | Self-Employed | 2YR Full Doc | 2 YRS W2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 2 | 2 | 0 | 0 | 2 | 1 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | 0.0 | N/A | Borrower - SESCorp, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, 1120S), 2 YRS W2 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2023, 2024, 2022 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, 1120S), 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2023, 2024, 2022 | XXXX | XXXX | OR | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 796 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | OR | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | Fee Simple | No | No | N/A | 41232.47 | 17.1 | 247985.21 | 102.6 | No | 69.89 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 7339101 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 10/25/2024 | 6.400% | Manual Underwriting | Manual Underwriting | No | 7.663% | 7.625% | 13.480% | $8,732.41 | No | XXXX | XXXX | $4,779.00 | $398.25 | $0.00 | $0.00 | $0.00 | $9,799.88 | $59,685.10 | N/A | XXXX | XXXX | XXXX | 17.89% | 17.89% | 17.89% | No | Not Employed | Asset Utilization (DTI) | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | Yes | No | 60.0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 100.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | 0.0 | N/A | Borrower - Asset Depletion - 2024, 2023 | Borrower - 2024, 2023 | XXXX | XXXX | CO | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 740 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | CA | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | Fee Simple | No | No | N/A | 4897253.08 | 499.7 | 4897253.08 | 499.7 | No | 75.0 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 7446211 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 8.625% | 8.625% | $1,629.47 | No | XXXX | XXXX | $882.84 | $73.57 | $4,080.00 | $340.00 | $0.00 | $2,506.47 | Yes | XXXX | CA | XXXX | XXXX | Monthly | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | Yes | 1.287 | 1.29 | N/A | Borrower | Borrower | XXXX | XXXX | CA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 639 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | TN | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | Fee Simple | No | No | N/A | .00 | 0.0 | 201131.56 | 80.3 | No | 34.34 | Yes | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 7553321 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 11/13/2024 | 6.780% | Manual Underwriting | Manual Underwriting | No | 8.245% | 7.875% | 7.875% | $1,536.57 | No | XXXX | XXXX | $1,622.28 | $135.19 | $0.00 | $0.00 | $0.00 | $1,853.32 | $2,924.26 | N/A | XXXX | XXXX | XXXX | 41.54% | 41.54% | 41.54% | No | Self-Employed | 1099 Verified | 1 YR 1099 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | Proceeds from Sale | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | 0.0 | N/A | Borrower - SESCorp, Other REO Net Rental Income(Loss) - 1 YR 1099 Verified - 2023, 2024 | Borrower - 2023, 2024 | XXXX | XXXX | GA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 729 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | GA | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | Fee Simple | No | No | N/A | 126599.16 | 68.3 | 126599.16 | 68.3 | No | 80.0 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 7660431 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | 12/04/2024 | 6.760% | Manual Underwriting | Manual Underwriting | No | 8.569% | 8.500% | 8.500% | $3,171.77 | No | XXXX | XXXX | $502.20 | $41.85 | $0.00 | $0.00 | $0.00 | $3,457.35 | $43,733.25 | N/A | XXXX | XXXX | XXXX | 18.10% | 21.33% | 21.33% | Yes | Self-Employed | 1YR Full Doc | 2 YRS W2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 1 | 0 | 0 | 1 | 1 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | Borrower Prepared | 10 | Borrower | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | 0.0 | N/A | Borrower - SESCorp, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Business Tax Returns Verified(1120S), YTD Profit And Loss Verified, 2 YRS W2 Verified, 1 Month Paystubs Verified, 1 YR Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2023, 2024 | Borrower - 1 YR Business Tax Returns Verified(1120S), 1 YR Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2023, 2024 | XXXX | XXXX | CA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 692 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use | CA | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | Fee Simple | No | No | N/A | 108548.26 | 31.4 | 108548.26 | 31.4 | No | 75.0 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 7767541 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 11/13/2024 | 6.780% | Manual Underwriting | Manual Underwriting | No | 8.824% | 8.625% | 8.625% | $8,524.58 | No | XXXX | XXXX | $4,917.96 | $409.83 | $3,840.00 | $320.00 | $0.00 | $11,047.74 | $47,511.28 | N/A | XXXX | CA | XXXX | XXXX | Monthly | 22.64% | 22.63% | 22.63% | No | No | Self-Employed | Self-Employed | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | Yes | Yes | 0 | 12 | 100.00% | 50.00% | 50.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | 0.0 | N/A | Borrower - SEPartnership - Business Bank Statements Verified - 2023, 2024 || Co Borrower - SEPartnership - Business Bank Statements Verified - 2023, 2024 | Borrower - 2023, 2024 || Co Borrower - 2023, 2024 | XXXX | XXXX | CA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 702 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | CA | XXXX | XXXX | XXXX | N/A | XXXX | US Citizen | US Citizen | N/A | Real ID Driver's License | CA | XXXX | XXXX | XXXX | N/A | XXXX | Fee Simple | No | No | N/A | 67525.72 | 6.1 | 106125.02 | 9.6 | No | 80.0 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 7874651 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 7.990% | 7.990% | $5,925.92 | No | XXXX | XXXX | $4,131.96 | $344.33 | $0.00 | $0.00 | $0.00 | $6,602.48 | N/A | XXXX | XXXX | XXXX | 0.00% | 0.00% | 0.00% | Yes | Yes | Unknown | Unknown | Debt Service Coverage Ratio | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | Yes | 1.916 | 1.91 | N/A | Borrower || Co Borrower | Borrower || Co Borrower | XXXX | XXXX | ID | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 676 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use | ID | XXXX | XXXX | XXXX | N/A | XXXX | US Citizen | US Citizen | N/A | Real ID Driver's License | ID | XXXX | XXXX | XXXX | N/A | XXXX | Fee Simple | No | No | N/A | .00 | 0.0 | 116492.59 | 17.6 | No | 63.03 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 7981761 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 7.990% | 7.990% | $3,665.34 | No | XXXX | XXXX | $4,524.00 | $377.00 | $0.00 | $0.00 | $0.00 | $5,800.49 | N/A | XXXX | XXXX | XXXX | 0.00% | 0.00% | 0.00% | Yes | Yes | Unknown | Unknown | Debt Service Coverage Ratio | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | Yes | 1.81 | 1.027 | N/A | Borrower || Co Borrower | Borrower || Co Borrower | XXXX | XXXX | HI | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 663 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | HI | XXXX | XXXX | XXXX | N/A | XXXX | US Citizen | US Citizen | N/A | Real ID Driver's License | HI | XXXX | XXXX | XXXX | N/A | XXXX | Fee Simple | No | No | N/A | 30921.78 | 5.3 | 505457.91 | 87.1 | No | 27.17 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 8088871 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 11/14/2024 | 6.780% | Manual Underwriting | Manual Underwriting | No | 7.962% | 7.875% | 7.875% | $7,685.74 | No | XXXX | XXXX | $1,442.04 | $120.17 | $1,680.00 | $140.00 | $0.00 | $8,266.35 | $29,998.13 | N/A | XXXX | UT | XXXX | XXXX | Monthly | 35.43% | 37.23% | 37.23% | No | No | Self-Employed | Self-Employed | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | Yes | Yes | 0 | 12 | 100.00% | 50.00% | 50.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | 0.0 | N/A | Borrower - SESCorp, Other REO Net Rental Income(Loss) - Business Bank Statements Verified - 2023, 2024 || Co Borrower - SESCorp - Business Bank Statements Verified - 2023, 2024 | Borrower - 2023, 2024 || Co Borrower - 2023, 2024 | XXXX | XXXX | UT | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 720 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | UT | XXXX | XXXX | XXXX | N/A | XXXX | US Citizen | US Citizen | N/A | Real ID Driver's License | UT | XXXX | XXXX | XXXX | N/A | XXXX | Fee Simple | No | No | N/A | .00 | 0.0 | 74897.00 | 9.1 | No | 80.0 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 8195981 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 10/30/2024 | 6.590% | Manual Underwriting | Manual Underwriting | No | 8.107% | 7.625% | 7.625% | $2,264.94 | No | XXXX | XXXX | $1,128.96 | $94.08 | $0.00 | $0.00 | $0.00 | $3,061.84 | $65,412.57 | N/A | XXXX | XXXX | XXXX | 10.77% | 10.77% | 10.77% | No | Self-Employed | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | N/A | 0 | 0 | 100.00% | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | 0.0 | N/A | Borrower - SESCorp, Other REO Net Rental Income(Loss) - Business Bank Statements Verified - 2023, 2024 | Borrower - 2023, 2024 | XXXX | XXXX | CA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 700 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | CA | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | Fee Simple | No | No | N/A | 42154.61 | 13.8 | 340521.36 | 111.2 | No | 52.81 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 8303091 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 11/20/2024 | 6.830% | Manual Underwriting | Manual Underwriting | No | 8.084% | 7.990% | 7.990% | $4,785.47 | No | XXXX | XXXX | $1,788.00 | $149.00 | $0.00 | $0.00 | $0.00 | $5,371.41 | $18,329.59 | N/A | XXXX | XXXX | XXXX | 26.68% | 26.68% | 26.68% | No | Self-Employed | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | N/A | 0 | 0 | 100.00% | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | 0.0 | N/A | Borrower - SESoleProprietor - Business Bank Statements Verified - 2023, 2024 | Borrower - 2023, 2024 | XXXX | XXXX | VA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 702 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | VA | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | Fee Simple | No | No | N/A | 224512.18 | 41.8 | 224512.18 | 41.8 | No | 80.0 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 8410201 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 11/29/2024 | 6.880% | Manual Underwriting | Manual Underwriting | No | 9.595% | 9.250% | 9.250% | $5,384.41 | No | XXXX | XXXX | $2,324.04 | $193.67 | $600.00 | $50.00 | $0.00 | $7,033.41 | $52,917.43 | N/A | XXXX | TX | XXXX | XXXX | Annually | 23.45% | 23.45% | 23.45% | No | Self-Employed | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | N/A | 0 | 0 | 100.00% | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | 0.0 | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - Business Bank Statements Verified - 2023, 2024 | Borrower - 2023, 2024 | XXXX | XXXX | TX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 697 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | TX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | Fee Simple | No | No | N/A | 166652.63 | 23.7 | 166652.63 | 23.7 | No | 85.0 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |