v3.25.1
Assets/Liabilities for Insurance Contracts and Reinsurance Contracts - Schedule of Assets and Liabilities Related to Insurance Contracts (Details) - ARS ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Disclosure Of Assets And Liabilities Related To Insurance Contracts [Roll Forward]      
Net income (expenses) from reinsurance contracts held $ 8,580,010 $ (1,512,636) $ (5,122,006)
Net Income for the Year 1,763,824,213 797,150,061 357,608,989
Insurance contracts      
Disclosure Of Assets And Liabilities Related To Insurance Contracts [Roll Forward]      
Insurance contracts that are assets at beginning of period 23,220,782 8,265,155  
Insurance contracts that are liabilities at beginning of period (249,901,470) (9,618,206)  
Net balance (686,046,274) (226,680,688) (1,353,051)
Insurance revenue 408,727,524 226,451,962  
Incurred claims and other directly attributable expenses (326,553,821) (113,169,366)  
Changes that relate to past service 16,655,374 (2,479,112)  
Losses on onerous contracts and reversal of those losses (1,010,716) (1,007,592)  
Insurance acquisition cash flows amortization (88,995,442) (22,359,577)  
Insurance service expenses (399,904,605) (139,015,647)  
Insurance service result 8,822,919 87,436,315  
IAS 29 + Finance expenses from insurance contracts held 28,629,664 (8,962,082)  
Net Income for the Year 37,452,583 78,474,233  
Premiums received (324,561,175) (231,554,628)  
Claims and other directly attributable expenses paid 244,448,953 92,183,443  
Insurance acquisition cash flows 60,904,074 36,818,136  
Total cash flows (19,208,148) (102,553,049)  
Acquisitions (477,610,021) (201,248,821)  
Insurance contracts that are liabilities at end of period (723,224,667) (249,901,470) (9,618,206)
Insurance contracts that are assets at end of period 37,178,393 23,220,782 8,265,155
Insurance contracts | Net liabilities or assets for remaining coverage excluding loss component      
Disclosure Of Assets And Liabilities Related To Insurance Contracts [Roll Forward]      
Insurance contracts that are assets at beginning of period 35,113,644 16,812,511  
Insurance contracts that are liabilities at beginning of period 12,748,815 (3,907,579)  
Net balance (439,843,370) 47,862,459 12,904,932
Insurance revenue 408,727,524 226,451,962  
Incurred claims and other directly attributable expenses 0 0  
Changes that relate to past service 0 0  
Losses on onerous contracts and reversal of those losses 0 0  
Insurance acquisition cash flows amortization (88,995,442) (22,359,577)  
Insurance service expenses (88,995,442) (22,359,577)  
Insurance service result 319,732,082 204,092,385  
IAS 29 + Finance expenses from insurance contracts held (66,170,789) (12,852,410)  
Net Income for the Year 253,561,293 191,239,975  
Premiums received (324,561,175) (231,554,628)  
Claims and other directly attributable expenses paid 0 0  
Insurance acquisition cash flows 60,904,074 36,818,136  
Total cash flows (263,657,101) (194,736,492)  
Acquisitions (477,610,021) 38,454,044  
Insurance contracts that are liabilities at end of period (487,524,312) 12,748,815 (3,907,579)
Insurance contracts that are assets at end of period 47,680,942 35,113,644 16,812,511
Insurance contracts | Loss component      
Disclosure Of Assets And Liabilities Related To Insurance Contracts [Roll Forward]      
Insurance contracts that are assets at beginning of period (908,414) 0  
Insurance contracts that are liabilities at beginning of period (99,178) 0  
Net balance (1,473,416) (1,007,592) 0
Insurance revenue 0 0  
Incurred claims and other directly attributable expenses 0 0  
Changes that relate to past service 0 0  
Losses on onerous contracts and reversal of those losses (1,010,716) (1,007,592)  
Insurance acquisition cash flows amortization 0  
Insurance service expenses (1,010,716) (1,007,592)  
Insurance service result (1,010,716) (1,007,592)  
IAS 29 + Finance expenses from insurance contracts held 544,892 0  
Net Income for the Year (465,824) (1,007,592)  
Premiums received 0 0  
Claims and other directly attributable expenses paid 0 0  
Insurance acquisition cash flows 0 0  
Total cash flows 0 0  
Acquisitions 0 0  
Insurance contracts that are liabilities at end of period (1,470,691) (99,178) 0
Insurance contracts that are assets at end of period (2,725) (908,414) 0
Insurance contracts | Liabilities for incurred claims | Estimates of the present value of cash flows      
Disclosure Of Assets And Liabilities Related To Insurance Contracts [Roll Forward]      
Insurance contracts that are assets at beginning of period (10,667,337) (8,051,563)  
Insurance contracts that are liabilities at beginning of period (258,725,702) (5,636,704)  
Net balance (240,290,047) (269,393,039) (13,688,267)
Insurance revenue 0 0  
Incurred claims and other directly attributable expenses (323,880,079) (113,944,635)  
Changes that relate to past service 16,286,574 (2,479,112)  
Losses on onerous contracts and reversal of those losses 0 0  
Insurance acquisition cash flows amortization 0  
Insurance service expenses (307,593,505) (116,423,747)  
Insurance service result (307,593,505) (116,423,747)  
IAS 29 + Finance expenses from insurance contracts held 92,247,544 3,687,151  
Net Income for the Year (215,345,961) (112,736,596)  
Premiums received 0 0  
Claims and other directly attributable expenses paid 244,448,953 92,183,443  
Insurance acquisition cash flows 0 0  
Total cash flows 244,448,953 92,183,443  
Acquisitions 0 (235,151,619)  
Insurance contracts that are liabilities at end of period (229,963,515) (258,725,702) (5,636,704)
Insurance contracts that are assets at end of period (10,326,532) (10,667,337) (8,051,563)
Insurance contracts | Liabilities for incurred claims | Risk adjustment      
Disclosure Of Assets And Liabilities Related To Insurance Contracts [Roll Forward]      
Insurance contracts that are assets at beginning of period (317,111) (495,793)  
Insurance contracts that are liabilities at beginning of period (3,825,405) (73,923)  
Net balance (4,439,441) (4,142,516) (569,716)
Insurance revenue 0 0  
Incurred claims and other directly attributable expenses (2,673,742) 775,269  
Changes that relate to past service 368,800 0  
Losses on onerous contracts and reversal of those losses 0 0  
Insurance acquisition cash flows amortization 0  
Insurance service expenses (2,304,942) 775,269  
Insurance service result (2,304,942) 775,269  
IAS 29 + Finance expenses from insurance contracts held 2,008,017 203,177  
Net Income for the Year (296,925) 978,446  
Premiums received 0 0  
Claims and other directly attributable expenses paid 0 0  
Insurance acquisition cash flows 0 0  
Total cash flows 0 0  
Acquisitions 0 (4,551,246)  
Insurance contracts that are liabilities at end of period (4,266,149) (3,825,405) (73,923)
Insurance contracts that are assets at end of period (173,292) (317,111) (495,793)
Reinsurance contracts      
Disclosure Of Assets And Liabilities Related To Insurance Contracts [Roll Forward]      
Insurance contracts that are assets at beginning of period 67,655,158 233,507  
Insurance contracts that are liabilities at beginning of period (5,115,361) 0  
Net balance 59,124,372 62,539,797 233,507
Reinsurance expenses (25,109,117) (14,027,795)  
Incurred claims and other directly attributable expenses 29,389,606 11,669,333  
Changes that relate to past service 4,502,554 403,692  
Loss recovery component (203,033) 442,134  
Net income (expenses) from reinsurance contracts held 8,580,010 (1,512,636)  
IAS 29 + Finance expenses from insurance contracts held (31,744,861) 20,028,102  
Net Income for the Year (23,164,851) 18,515,466  
Premiums paid net of ceding commissions and other directly attributable expenses paid 36,982,602 8,937,098  
Recoveries from reinsurance (17,233,176) (3,127,576)  
Total cash flows 19,749,426 5,809,522  
Acquisitions 0 37,981,302  
Insurance contracts that are liabilities at end of period 0 (5,115,361) 0
Insurance contracts that are assets at end of period 59,124,372 67,655,158 233,507
Reinsurance contracts | Net liabilities or assets for remaining coverage excluding loss component      
Disclosure Of Assets And Liabilities Related To Insurance Contracts [Roll Forward]      
Insurance contracts that are assets at beginning of period 18,634,137 (305,911)  
Insurance contracts that are liabilities at beginning of period (8,861,774) 0  
Net balance 20,417,994 9,772,363 (305,911)
Reinsurance expenses (25,109,117) (14,027,795)  
Incurred claims and other directly attributable expenses 0 0  
Changes that relate to past service 0 0  
Loss recovery component 0 0  
Net income (expenses) from reinsurance contracts held (25,109,117) (14,027,795)  
IAS 29 + Finance expenses from insurance contracts held (1,227,854) 10,322,869  
Net Income for the Year (26,336,971) (3,704,926)  
Premiums paid net of ceding commissions and other directly attributable expenses paid 36,982,602 8,937,098  
Recoveries from reinsurance 0 0  
Total cash flows 36,982,602 8,937,098  
Acquisitions 0 4,846,102  
Insurance contracts that are liabilities at end of period 0 (8,861,774) 0
Insurance contracts that are assets at end of period 20,417,994 18,634,137 (305,911)
Reinsurance contracts | Loss component      
Disclosure Of Assets And Liabilities Related To Insurance Contracts [Roll Forward]      
Insurance contracts that are assets at beginning of period 442,134 0  
Insurance contracts that are liabilities at beginning of period 0 0  
Net balance 0 442,134 0
Reinsurance expenses 0 0  
Incurred claims and other directly attributable expenses 0 0  
Changes that relate to past service 0 0  
Loss recovery component (203,033) 442,134  
Net income (expenses) from reinsurance contracts held (203,033) 442,134  
IAS 29 + Finance expenses from insurance contracts held (239,101) 0  
Net Income for the Year (442,134) 442,134  
Premiums paid net of ceding commissions and other directly attributable expenses paid 0 0  
Recoveries from reinsurance 0 0  
Total cash flows 0 0  
Acquisitions 0 0  
Insurance contracts that are liabilities at end of period 0 0 0
Insurance contracts that are assets at end of period 0 442,134 0
Reinsurance contracts | Liabilities for incurred claims | Estimates of the present value of cash flows      
Disclosure Of Assets And Liabilities Related To Insurance Contracts [Roll Forward]      
Insurance contracts that are assets at beginning of period 48,500,231 515,367  
Insurance contracts that are liabilities at beginning of period 3,668,523 0  
Net balance 38,544,485 52,168,754 515,367
Reinsurance expenses 0 0  
Incurred claims and other directly attributable expenses 29,325,866 11,681,442  
Changes that relate to past service 4,472,181 403,692  
Loss recovery component 0 0  
Net income (expenses) from reinsurance contracts held 33,798,047 12,085,134  
IAS 29 + Finance expenses from insurance contracts held (30,189,140) 9,721,563  
Net Income for the Year 3,608,907 21,806,697  
Premiums paid net of ceding commissions and other directly attributable expenses paid 0 0  
Recoveries from reinsurance (17,233,176) (3,127,576)  
Total cash flows (17,233,176) (3,127,576)  
Acquisitions 0 32,974,266  
Insurance contracts that are liabilities at end of period 0 3,668,523 0
Insurance contracts that are assets at end of period 38,544,485 48,500,231 515,367
Reinsurance contracts | Liabilities for incurred claims | Risk adjustment      
Disclosure Of Assets And Liabilities Related To Insurance Contracts [Roll Forward]      
Insurance contracts that are assets at beginning of period 78,656 24,051  
Insurance contracts that are liabilities at beginning of period 77,890 0  
Net balance 161,893 156,546 24,051
Reinsurance expenses 0 0  
Incurred claims and other directly attributable expenses 63,740 (12,109)  
Changes that relate to past service 30,373 0  
Loss recovery component 0 0  
Net income (expenses) from reinsurance contracts held 94,113 (12,109)  
IAS 29 + Finance expenses from insurance contracts held (88,766) (16,330)  
Net Income for the Year 5,347 (28,439)  
Premiums paid net of ceding commissions and other directly attributable expenses paid 0 0  
Recoveries from reinsurance 0 0  
Total cash flows 0 0  
Acquisitions 0 160,934  
Insurance contracts that are liabilities at end of period 0 77,890 0
Insurance contracts that are assets at end of period $ 161,893 $ 78,656 $ 24,051