v3.25.1
ADDITIONAL INFORMATION REQUIRED BY THE ARGENTINE CENTRAL BANK (Tables)
 3 Months Ended
Mar. 31, 2025
Additional information [abstract]  
Summary of Restricted Assets
As of the indicated dates, there are restrictions on the free availability of the following assets:
Banco de Galicia y Buenos Aires S.A.U.
a)    Cash at Banks and Government Securities
Items03.31.2512.31.24
For Operations in A3 Mercados S.A. and BYMA117,470,92695,105,445
For Capacity of Repo Transactions—23,550,239
For Operations with Debit/Credit Cards118,796,646118,725,137
For Attachments13,05814,177
Minimum Offsetting Entry required to Operate as CNV Agents2,239,2782,271,049
Guarantees of the Competitiveness Program for Regional Economies (IDB - FONDEFIN)8,3978,516
For Other Operations (includes Deposits as Collateral from Rentals)250,555256,249
For Forward Purchases for Repurchase Transactions—211,952,156
For Surety Guarantees154,408,92647,128,591
b)    Escrow Accounts
Escrow accounts have been opened in the Argentine Central Bank for the operations related to the electronic clearing houses, cancellation checks and other similar operations which as of the indicated dates amounted to:
Items03.31.2512.31.24
Escrow Accounts 298,244,541289,395,552
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Fondo de Riesgo de Garantizar S.G.R.25,751,26922,746,344
Don Mario S.G.R.1,743,7462,388,521
Móvil S.G.R.2,532,7002,749,730
Potenciar S.G.R.5,018,3535,448,381
Bind Garantías S.G.R.550,000597,130
Aval Ganadero S.G.R.480,000521,132
Campo Aval S.G.R.100,000108,569
Argentina Ciudad S.G.R.200,000—
Neuquen Pymes S.G.R.100,000—
Banco de Galicia y Buenos Aires S.A.U.
a)    Cash at Banks and Government Securities
Items03.31.2512.31.24
For Operations in A3 Mercados S.A. and BYMA121,451,961154,329,554
For Capacity of Repo Transactions289,52624,420,751
For Operations with Debit/Credit Cards44,403,00936,975,390
For Attachments653,265709,127
Minimum Offsetting Entry required to Operate as CNV Agents609,249332,142
For Other Operations (includes Deposits as Collateral from Rentals)144,797153,296
For Surety Guarantees—124,011,157
b)    Escrow Accounts
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Escrow Accounts 113,383,547119,865,239
Inviu S.A.U.
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Minimum Offsetting Entry required to Operate as CNV Agents449,820449,105
Deposits as Collateral797,2231,462,639
Naranja Digital Compañía Financiera S.A.U.
Escrow accounts have been opened in the Argentine Central Bank for the operations related to the electronic clearing houses, cancellation checks and other similar operations which as of the indicated date amounted to:
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Escrow Accounts 29,428,259101,338,483
Tarjeta Naranja S.A.U.
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Guarantees related to Rental Contracts27,78725,665
Guarantees related to consumer transactions with credit card abroad8,123,2615,025,384
Galicia Asset Management S.A.U.
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Minimum offsetting entry required to operate as Escrow Agent for Collective Investment Products, Mutual Funds as required by the CNV(*) 814,323817,950
(*) As of March 31, 2025, it corresponds to 17,000,000 shares of the FIMA Mix I Class “C” Fund.
GGAL Asset Management S.A. S.G.F.C.I.
Items03.31.2512.31.24
Minimum offsetting entry required to operate as Escrow Agent for Collective Investment Products, Mutual Funds as required by the CNV(*) 11,724,0299,345,622
(*) As of March 31, 2025, it corresponds to 16,093,583 shares of the HF Pesos Fund. and 44,970,688 HF Pesos Plus Fund.
Galicia Securities S.A.U.
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For Activities in the Market1,100,1451,466,656
Minimum Offsetting Entry required to Operate as CNV Agents518,400516,789
Deposits as Collateral298,226311,146
Sudamericana Holding S.A.
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For Attachments (*)362,343364,293
(*) Related to lawsuits and claims related to insurance activities.
GGAL Seguros S.A. y GGAL Seguros de Retiro S.A.
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For Attachments (*)321,356329,602
Collateral deposits associated with legal proceedings748,936741,193
(*) Related to lawsuits and claims related to insurance activities.

Galicia Holdings US Inc.
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Guarantees related to Rental Contracts 149,422—
The total assets of restricted availability for the items indicated in the aforementioned controlled companies, as of the indicated dates, is as follows:
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Total Restricted Availability Assets 1,063,707,2791,405,958,101
Summary of Trust Activities
Purpose: In order to guarantee compliance with contractual obligations, the parties to these agreements have agreed to deliver to Banco de Galicia y Buenos Aires S.A.U., as fiduciary property, amounts to be applied according to the following breakdown:
Contract dateTrustorBalances
Maturity(*)
11.23.11Exxon Mobil359,35204.19.27
09.12.14Coop. de Trab. Portuarios8,13009.12.26
Total367,482
(*) These amounts shall be released monthly until settlement date of trustor obligations or maturity date, whichever occurs first.
b)    Financial Trust Contracts:
Purpose: To administer and exercise the fiduciary ownership of the trust assets until the redemption of debt securities and participation certificates:
Contract dateTrustBalances of Trust Funds
Maturity (*)
12.06.06GAS I1,120,97512.31.25
05.14.09GAS II22,140,54512.31.25
06.08.11MILA III139,74112.31.25
09.01.11MILA IV36,35812.31.25
Total23,437,619
(*) Estimated date since maturity date shall occur at the time of the distribution of all of trust assets.
Summary of Balances of the Mutual Funds
The equity of the Mutual Funds is detailed below as of the indicated dates:
Investment Mutual Fund - Equity03.31.2512.31.24
Fima Acciones101,400,829127,974,646
Fima P.B. Acciones62,653,71171,883,330
Fima Renta En Pesos114,149,426129,999,535
Fima Ahorro Pesos399,020,513450,833,595
Fima Renta Plus84,832,90597,794,168
Fima Premium6,749,579,0976,241,955,502
Fima Ahorro Plus361,865,513421,021,790
Fima Capital Plus130,560,892155,560,676
Fima Abierto Pymes15,883,07013,973,412
Fima Mix I28,378,81230,885,545
Fima Mix II8,290,1279,706,919
Fima Renta Fija Internacional4,006,9854,390,512
Fima Sustentable ASG4,009,1223,587,673
Fima Acciones Latinoamericanas Dólares473,625428,571
Fima Renta Fija Dólares332,246,56870,449,895
Fima Mix Dólares135,253,259150,650,462
Total8,532,604,4547,981,096,231
Investment Mutual Fund - Equity03.31.2512.31.24
HF Pesos965,051,201944,228,648
HF Pesos Plus187,556,727203,850,870
HF Infraestructura PPEReI62,430,31976,523,171
HF Renta Fija Argentina31,749,40040,633,323
HF Acciones Líderes33,357,69237,690,195
HF Retorno Total29,555,35135,283,384
HF Renta Fija Estratégica33,379,17733,899,689
HF Desarrollo Abierto Pymes30,640,20030,207,152
HF Pesos Renta Fija19,175,72129,958,365
HF Acciones Argentinas21,385,91125,171,319
HF Balanceado21,706,39624,838,376
HF Renta Dólares8,392,6059,111,408
HF Infraestructura II8,567,6408,314,899
Roble Ahorro en Dólares442,004461,159
HF Multimercado (*)—1,120
Total1,453,390,3441,500,173,078
(*) As of March 21, 2025, the fund had no quota holders or assets due to a redemption made by the only quota holder (GGAL Asset Management S.A. S.G.F.C.I.).
Summary of Compliance with Minimum Cash Requirements
As of March 31, 2025, the balances recorded in the regulatory items are the following:
For Banco de Galicia y Buenos Aires S.A.U.:
In currency
ItemPs.Thousand US$ Euros(*)
Checking Accounts held in the Argentine Central Bank274,599,8702,054,07227
Special Accounts in the Argentine Central Bank294,971,7639,540—
National Treasury Bonds in Argentine Pesos Computable for Minimum227,602,302——
Argentine Government Securities1,049,666,438——
Total in Concept of Integration of the Minimum Cash1,846,840,3732,063,61227
(*) Stated in thousand US$.
For Banco GGAL S.A.:
In currency
ItemPs.Thousand US$
Checking Accounts held in the Argentine Central Bank78,000,000430,990
Special Guarantee Accounts benefiting electronic clearinghouses101,292,90211,259
Total in Concept of Integration of the Minimum Cash179,292,902442,249
Summary of Minimum Capital Position on Individual Basis
The determination of the minimum capital position on Banco Galicia's consolidated basis is detailed below: Balances are disclosed in accordance with the standard and currency in force in each period/fiscal year.
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Capital Requirement2,125,401,3751,982,273,229
Integration6,321,548,5585,240,285,104
Excess of Integration4,196,147,1833,258,011,875