Summary of Income Statement Breakdown |
The breakdown of Income is detailed below: Net Income from Interest, Net Fee Income, and Net Income from Financial Instruments measured at Fair Value through Profit or Loss, as of the given dates: | | | | | | | | | | 03.31.25 | Items | Net Financial Income/(Expense) | OCI | By measuring Financial Assets at fair value through profit or loss | 213,689,593 | (150,076,028) | Income from Government Securities | 152,983,972 | (150,076,028) | Income from Corporate Securities | 47,402,832 | — | Income from Derivative Financial Instruments | 7,377 | — | Forward Transactions | 7,377 | — | | | | Income from Other Financial Assets | (3,658) | — | Income from sale or derecognition of Financial Assets at fair value | 13,299,070 | — | For Financial Liabilities measured at Fair Value through Profit or Loss | 6,664,553 | — | Income from Derivative Financial Instruments | 6,664,553 | — | Forward Transactions | 6,664,553 | — | Options | — | — | Total | 220,354,146 | (150,076,028) |
| | | | | | | | | | 03.31.24 | Items | Net Financial Income/(Expense) | OCI | By measuring Financial Assets at fair value through profit or loss | 242,288,631 | (482,939) | Income from Government Securities | 200,300,794 | (482,939) | Income from Corporate Securities | 30,852,553 | — | Income from Derivative Financial Instruments | 190,493 | — | Forward Transactions | 190,493 | — | Income from Other Financial Assets | 11,593 | — | Income from sale or derecognition of Financial Assets at fair value | 10,933,198 | | For Financial Liabilities measured at Fair Value through Profit or Loss | (43,897,724) | — | Income from Derivative Financial Instruments | (43,897,724) | — | Forward Transactions | (35,459,315) | — | Options | (8,438,409) | — | Total | 198,390,907 | (482,939) |
| | | | | | | | | Interest-related Income | 03.31.25 | 03.31.24 | For Cash and due from Banks | 167,215 | | 181,687 | | For Corporate Securities | 3,578,925 | | 4,779,451 | | For Government Securities | 426,015,734 | | 1,557,067,290 | | For Loans and Other Financing | 1,337,024,350 | | 1,199,705,830 | | Non-Financial Public Sector | 69,553 | | — | | Financial Sector | 15,050,456 | | 6,913,063 | | Non-Financial Private Sector | 1,321,904,341 | | 1,192,792,767 | | Advances | 80,744,308 | | 112,969,725 | | Mortgage | 63,586,609 | | 172,183,716 | | Pledges | 38,923,810 | | 10,233,431 | | Personal | 381,241,331 | | 154,335,815 | | Credit Cards | 480,701,799 | | 398,412,862 | | Finance Leases | 4,156,602 | | 2,270,168 | | Overdrafts | 251,008,263 | | 327,398,657 | | Exports Prefinancing and Financing | 8,424,956 | | 662,098 | | Others | 13,116,663 | | 14,326,295 | | For Repurchase Transactions | 626,609 | | 678,495,555 | | Argentine Central Bank | — | | 678,459,042 | | Other Financial Institutions | 626,609 | | 36,513 | | Total | 1,767,412,833 | 3,440,229,813 |
| | | | | | | | | Interest-related Expenses | 03.31.25 | 03.31.24 | On Deposits | (590,752,485) | (1,095,065,968) | Non-Financial Private Sector | (590,752,485) | (1,095,065,968) | Checking Accounts | (12,383,334) | (859,904) | Savings Accounts | (81,355,262) | (61,566,197) | Time Deposits and Term Investments | (279,426,401) | (573,901,151) | Others | (217,587,488) | (458,738,716) | For Financing Received from the Argentine Central Bank and Other Financial Institutions | (40,452,756) | (51,585,847) | For Repurchase Transactions | (12,671,595) | (71,124,208) | Argentine Central Bank | — | — | Other Financial Institutions | (12,671,595) | (71,124,208) | For Other Financial Liabilities | (16,497,894) | (23,286,275) | For Debt Securities | (30,654,136) | (45,518,588) | For Subordinated Debt Securities | (7,268,867) | (7,373,417) | Total | (698,297,733) | (1,293,954,303) |
| | | | | | | | | Fee Income | 03.31.25 | 03.31.24 | Credit Card-related Fees | 172,863,352 | 125,017,941 | Insurance-related Fees | 8,241,281 | 8,028,610 | Debt-related Fees | 118,200,816 | 90,768,719 | Credit-related Fees | 59,251,393 | 34,714,592 | Fees related to Loan Commitments and Financial Collateral | 3,297,145 | 2,756,963 | Securities-related Fees | 32,332,050 | 23,455,897 | Collection Management Fees | 1,856,997 | 930,060 | Foreign and Exchange Operations Fees | 19,402,207 | 9,362,384 | Total | 415,445,241 | 295,035,166 |
| | | | | | | | | Fee - related Expenses | 03.31.25 | 03.31.24 | Fees related to Securities Operations | (1,148,986) | (1,272,671) | Credit Card-related Fees | (30,223,667) | (24,478,602) | Foreign and Exchange Operations Fees | (3,222,976) | (2,180,234) | Fees related to Indirect Channels | (2,050,655) | (557,944) | Other Fees | (17,064,192) | (13,030,385) | Total | (53,710,476) | (41,519,836) |
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