Cross 2025-H5 Mortgage Trust ABS-15G

Exhibit 99.1 - Schedule 5

Supplemental Data

Run Date - 6/5/2025 3:47:01 PM

SitusAMC Loan ID	Customer Loan ID	Seller Loan ID	Investor Loan Number	TILA Status Loan Designation	Exempt QM/ATR Equivalency	CDFI Bank Originated Loan	Application Date	TRID Tested	GSE	HOEPA Fees	TILA Fees	Rate Lock Date	Calculated APR	Original P&I	Qualifying P&I	Qualifying Rate	Is Borrower Non Occupant	Is Co Borrower Non Occupant	Borrower Employment Indicator	Co Borrower Employment Indicator	Co Borrower 2 Employment Indicator	Co Borrower 3 Employment Indicator	Co Borrower2 Length of Employment	Co Borrower3 Length of Employment	Borrower Foreign National Indicator	Co Borrower Foreign National Indicator	Co Borrower 2 Foreign National Indicator	Co Borrower 3 Foreign National Indicator	Borrower Country Name	Co Borrower Country Name	Co Borrower2 Country Name	Co Borrower3 Country Name	Residual Income	Num Units	Annual Property Tax	Annual Insurance Costs	Monthly Property Tax	Monthly Insurance Costs	HOA Name	HOA Address State	Fee Amount	Next Due Date	HOA Payment Frequency	Investor DTI	QM DTI	Non QM DTI	Original Credit Report Date	Qualifying Credit Score	Third Wage Earner Original FICO Equifax	Third Wage Earner Original FICO Experian	Third Wage Earner Original FICO Transunion	Fourth Wage Earner Original FICO Equifax	Fourth Wage Earner Original FICO Experian	Fourth Wage Earner Original FICO Transunion	Most Recent Updated Credit Report Date	Primary Wage Earner Updated FICO Equifax	Primary Wage Earner Updated FICO Experian	Primary Wage Earner Updated FICO Transunion	Secondary Wage Earner Updated FICO Equifax	Secondary Wage Earner Updated FICO Experian	Secondary Wage Earner Updated FICO Transunion	Third Wage Earner Updated FICO Equifax	Third Wage Earner Updated FICO Experian	Third Wage Earner Updated FICO Transunion	Fourth Wage Earner Updated FICO Equifax	Fourth Wage Earner Updated FICO Experian	Fourth Wage Earner Updated FICO Transunion	Most Recent Updated Co Borrower 2 FICO	Most Recent Updated Co Borrower 3 FICO	Co Borrower 2 Asset Verification Level	Co Borrower 3 Asset Verification Level	Co Borrower 2 Income Verification Level	Co Borrower 3 Income Verification Level	Co Borrower 2 Employment Verification Level	Co Borrower 3 Employment Verification Level	Asset Depletion Flag	Bank Statements Flag	Number of Statements	Type of Statements	Percent of Income From Statements	Borrower Business Ownership %	CoBorrower Business Ownership %	P&L Type		Tax Return Doc Details	Document Level	Document Type	Most Recent Bankruptcy Type	Most Recent Bankruptcy Filing Date	Most Recent Bankruptcy Discharge Date	Number of Bankruptcy Events	Months Bankruptcy (7, 11)	Months Bankruptcy (13)	Most Recent Deed-in -Lieu Date	Number of Deed-in-Lieu Events	Months Deed-in-Lieu	Most Recent Short Sale Date	Number of Short Sale Events	Months Short Sale (or Pre FC)	Most Recent Foreclosure Date	Number of Foreclosure Events	Months Foreclosure	Prior Mortgage/Rent Late 30d in 24m	Prior Mortgage/Rent Late 60d in 24m	Prior Mortgage/Rent Late 90d in 24m	Has ACH	Guideline Name	UW Guideline Author	ATR QM Total Points and Fees Audit	Loan Regulation Benchmark Date	Benchmark Rate	HUD 1 Page 1 Credits Total	Collateral Underwriter Risk Score	AUS Decision System	Property Inspection Waiver (PIW)	Rating Result	Eligible For Rep and Warrant Relief Per Collateral Advisor	Is Equity Shared Loan	Investor Qualifying Rate	Borrower Years of W2s	CoBorrower Years of W2s	Years of Personal Tax Returns	Years of Business Tax Returns	Years of 4506T	Years of Tax Transcripts	Months of Personal Bank Statements	Months of Business Bank Statements	Months of Profit and Loss Statements	Expense Letter	DSCR	Inverse DSCR	Subordinate Lien Type	Is Shared Appreciation Mortgage	Duration of Payout Months	Seller VSH Indicator	Seller Indicated VSH Guideline	Validated VSH	IO Remaining Amortization Term at Recast	Maturity Date	Borrower Own Funds Cash Amount	Borrower Own Funds Percent	Is the Note an eNote	Borrower WVOE - # of Months of Income provided	Co Borrower WVOE - # of Months of Income provided	Co Borrower2 WVOE - # of Months of Income provided	Co Borrower3 WVOE - # of Months of Income provided	Were the origination guidelines utilized for this diligence review?	Title Evidence	Ownership Type	Borrower Type	Borrower Designation	Co Borrower Type	Co Borrower Designation	Co Borrower2 Type	Co Borrower2 Designation	Co Borrower3 Type	Co Borrower3 Designation	Senior Lien Position	Senior Lien Original Loan Amount	Senior Lien Original Interest Rate	Senior Lien Note Projected Closing Date	Senior Lien Current Balance	Senior Lien Current P&I	Loan Closed in the Name of an Entity	Note Executed by	Assumable Mortgage Flag	Leasehold Flag	Buydown Flag	Borrower Experian FICO Model Used	Borrower Equifax FICO Model Used	Borrower TransUnion FICO Model Used	Co Borrower Experian FICO Model Used	Co Borrower Equifax FICO Model Used	Co Borrower TransUnion FICO Model Used	Co Borrower2 Experian FICO Model Used	Co Borrower2 Equifax FICO Model Used	Co Borrower2 TransUnion FICO Model Used	Co Borrower3 Experian FICO Model Used	Co Borrower3 Equifax FICO Model Used	Co Borrower3 TransUnion FICO Model Used	Borrower Documentation Used to Determine Legal Residency	Co Borrower Documentation Used to Determine Legal Residency	Co Borrower2 Documentation Used to Determine Legal Residency	Co Borrower3 Documentation Used to Determine Legal Residency	Delayed Financing?	Months Reserves	Correspondent Type	Departure Residence	Rate Increase on Default	MERS Min Number	Co Borrower Other Income	Co Borrower Wage Income	Primary Housing Lates 0 6 Months 30	Primary Housing Lates 0 6 Months 60	Primary Housing Lates 0 6 Months 90	Primary Housing Lates 7 12 Months 30	Primary Housing Lates 7 12 Months 60	Primary Housing Lates 7 12 Months 90	Primary Housing Lates 13 24 Months 30	Primary Housing Lates 13 24 Months 60	Primary Housing Lates 13 24 Months 90	Primary Housing Lates 25 36 Months 30	Primary Housing Lates 25 36 Months 60	Primary Housing Lates 25 36 Months 90	Borrower 1 ITIN Flag	Borrower 2 ITIN Flag	Borrower 3 ITIN Flag	Borrower 4 ITIN Flag
222063745	[Redacted]	[Redacted]		Exempt from ATR				No	No	$5,265.00	$8,932.22		7.334%	$5,116.32	$5,116.32	7.250%	No	No	Self-Employed	Employed					XXXX	XXXX							$20,476.21	1	XXXX	$1,617.72	XXXX	$134.81						42.863%	42.863%	XXXX	[Redacted]	767																												No	No							[Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024 [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024 [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023 [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 [Borrower - \| Non-Primary Income - Social Security]; 1099-SSA - 2023 [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2024 [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2024 [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - \| Non-Primary Income - Social Security]; 1099-SSA - 2023	[Borrower]; 4506-C - 2023 [Borrower]; Account Transcripts - 2023 [Borrower]; 1040 - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Account Transcripts - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$5,265.00		6.690%	$0.00	1.9	DU		ApproveEligible	Yes	No	XXXX	1	1	1	0	2	2				No										XXXX	$3,133,386.03	100.000%	No		31			Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												401.69		No	No	XXXX	$3,863.83	$16,098.66													No	No	No	No
222193115	[Redacted]	[Redacted]		Non QM				Yes	No	$14,447.50	$22,643.01		7.663%	$7,189.32	$7,189.32	7.500%	No	No	Employed	Employed					XXXX	XXXX							$18,366.60	1	XXXX	$5,247.96	XXXX	$437.33						40.594%	40.594%	XXXX	[Redacted]	785																												No	No							[Borrower - \| Primary Income - Wages]; Paystubs - 2024 [Borrower - \| Primary Income - Wages]; Paystubs - 2024 [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024 [Borrower - \| Primary Income - Wages]; Paystubs - 2023 [Borrower - \| Primary Income - Wages]; W-2 - 2023 [Borrower - \| Primary Income - Wages]; W-2 - 2022 [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2024 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022	[Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2021 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$14,447.50		6.150%	$0.00	2.6	DU		ApproveEligible	No	No	XXXX	2	2	0	0	3	0			0.00	No										XXXX	$476,913.58	37.000%	No	32	32			Yes	Final	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												10.75		No	No	XXXX	$0.00	$16,499.40													No	No	No	No
222261885	[Redacted]	[Redacted]		Non QM				Yes	No	$19,566.13	$23,368.98		5.765%	$4,045.50	$4,045.50	5.500%	No	No	Self-Employed						XXXX								$14,336.84	3	XXXX	$7,932.00	XXXX	$661.00						46.029%	46.029%	XXXX	[Redacted]	771																												Yes	No						Borrower Prepared	[Borrower - \| Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2022 [Borrower - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2022 [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2022 [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2022 [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2020 [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2020 [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2020 [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2022	[Borrower]; Transcripts (1040) - No Results Returned - 2022 [Borrower]; 4506-C - 2021 [Borrower]; Tax Return Extension - 2021 [Borrower]; 1040 - 2020 [Borrower]; 4506-C - 2020 [Borrower]; Transcripts (1040) - 2020 [Borrower]; 4506-C - 2019 [Borrower]; Transcripts (1040) - 2019 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$19,566.13		5.070%	$0.00		LP / LPA		Accept/Eligible	No	No	XXXX	0		1	0	3	2			5.97	No					120					XXXX	$1,555,223.49	100.000%	No					Yes	Final	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															320.69		No	No	XXXX	$0.00	$0.00													No	No	No	No
222631091	[Redacted]	[Redacted]		Exempt from ATR				No	No	$6,356.56	$8,978.02		5.219%	$2,384.64	$2,384.64	5.875%	No	No	Employed						XXXX								$7,364.20	1	XXXX	$737.04	XXXX	$61.42						49.898%	49.898%	XXXX	[Redacted]	772																												No	No							[Borrower - \| Primary Income - Wages]; Paystubs - 2022 [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2022 [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2022	[Borrower]; 4506-C - 2021 [Borrower]; Account Transcripts - 2021 [Borrower]; Tax Return Extension - 2021 [Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	1yr Full Doc																0	0	0			XXXX	$6,356.56		4.840%	$1,000.00	1.0	DU		ApproveEligible	Yes	No	XXXX	0		0	0	3	1			0.00	No										XXXX	$200,012.85	37.000%	No	27				Yes	Final	Fee Simple	Individual	Individual													No	Individual	Yes		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															16.8		No	No	XXXX	$0.00	$0.00													No	No	No	No
222661428	[Redacted]	[Redacted]		Exempt from ATR				No	No	$19,950.00	$7,200.48		8.237%	$2,052.59	$2,052.59	7.990%	No	No	Self-Employed						XXXX								$64,870.39	1	XXXX	$1,154.04	XXXX	$96.17						6.225%	6.225%	XXXX	[Redacted]	731																												No	Yes	12	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2024 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2024	[Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement														[Redacted]		0	0	0			XXXX	$19,950.00		6.760%	$0.00	1.0	None			Yes	No	XXXX	0		0	0	2	0		12	0.00	No										XXXX			No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	78.29		No	No	XXXX	$0.00	$0.00													No	No	No	No
222681393	[Redacted]	[Redacted]		N/A				No	No					$842.62	$842.62	7.375%	No	No					0			XXXX	XXXX							1	XXXX	$744.00	XXXX	$62.00						0.000%	0.000%	XXXX	[Redacted]	742	781	800	758																			Level 3-Stated/Partially Verified						No	No										DSCR																0	0	0	No		XXXX				$0.00	1.2				No	No	XXXX	0	0	0	0	0	0			0.00	No	1.04	0.95								XXXX	$147,512.28	81.000%	No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual	Individual	Individual									Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04									62.87				XXXX	$0.00	$0.00	0	0	0										No	No	No	No
222732638	[Redacted]	[Redacted]		N/A				No	No					$4,437.55	$4,437.55	8.990%	No	No								XXXX								2	XXXX	$4,656.72	XXXX	$388.06						0.000%	0.000%	XXXX	[Redacted]	684																												No	No										DSCR																0	0	0	No		XXXX				$0.00					No	No	XXXX	0	0	0	0	0	0			0.00	No	1.05	0.94								XXXX	$180,790.92	26.000%	No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												0.57				XXXX	$0.00	$0.00													No	No	No	No
222801672	[Redacted]	[Redacted]		N/A				No	No					$1,423.36	$1,423.36	8.625%	No	No								XXXX								1	XXXX	$975.96	XXXX	$81.33						0.000%	0.000%	XXXX	[Redacted]	681																												No	No										DSCR																0	0	0	No		XXXX				$0.00	4.3				No	No	XXXX	0	0	0	0	0	0			0.00	No	1.36	0.73								XXXX			No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	9.27				XXXX	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
222833987	[Redacted]	[Redacted]		Non QM				Yes	No	$7,649.00	$8,281.34		7.728%	$2,796.86	$2,796.86	7.500%	No	No	Self-Employed						XXXX								$67,520.43	1	XXXX	$2,549.04	XXXX	$212.42						7.052%	7.052%	XXXX	[Redacted]	755																												No	Yes	12	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2021	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$7,649.00		6.930%	$0.00	1.0	None			Yes	No	XXXX	0		0	0	3	0		12	0.00	No										XXXX	$133,467.16	27.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															20.75			No	XXXX	$0.00	$0.00													No	No	No	No
222921804	[Redacted]	[Redacted]		Exempt from ATR				No	No	$4,182.75	$5,675.42		8.060%	$2,066.45	$2,066.45	7.875%	No	No	Self-Employed	Not Employed	Non-Employment Income	Employed	0	33.48	XXXX	XXXX	XXXX	XXXX					$18,248.28	1	XXXX	$2,692.56	XXXX	$224.38						47.319%	47.319%	XXXX	[Redacted]	722	768	787	804	768	790	801																Level 4-Stated/Verified as defined	Level 4-Stated/Verified as defined	Level 5-Stated/Verified as defined	Level 5-Stated/Verified as defined	Level 1-Not Stated/Not Verified	Level 3-Stated/Verified as defined	No	No						Borrower Prepared	[Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024 [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023 [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2022 [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2022 [Coborrower(s) - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - \| Non-Primary Income - Annuity]; Award Letter / Continuance Letter - 2024 [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025 [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023	[Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1040 - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1040 - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$4,182.75		6.920%	$0.00	4.7	DU		ApproveEligible	No	No	XXXX	2	0	2	0	3	0			12.00	No										XXXX	$26,296.92		No				36	Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual	Individual	Individual	Individual	Individual							No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04		Resident Alien Card			No	67.43		No	No	XXXX	$5,614.81	$11,459.01													No	No	No	No
222958438	[Redacted]	[Redacted]		N/A				No	No					$1,031.16	$1,031.16	8.875%	No	No							XXXX									1	XXXX	$1,293.00	XXXX	$107.75						0.000%	0.000%	XXXX	[Redacted]	678																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.7				N/A	No	XXXX	0		0	0	0	0			0.00	No	1	0.99								XXXX	$1,000.00	0.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															158.56				XXXX	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
222981453	[Redacted]	[Redacted]		Non QM				Yes	No	$15,195.28	$15,645.90		8.011%	$2,286.43	$2,286.43	7.500%	No	No	Employed	Employed					XXXX	XXXX							$5,423.30	1	XXXX	$3,809.04	XXXX	$317.42						44.786%	44.786%	XXXX	[Redacted]	649																												No	No							[Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - \| Primary Income - Wages]; Paystubs - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2023 [Borrower - \| Primary Income - Wages]; W-2 - 2022 [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025 [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022	[Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; Transcripts (1040) - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$15,195.28		6.870%	$0.00	2.9	None			No	No	XXXX	3	2	0	0	2	2			0.00	No										XXXX	$19,910.19		No	14	25			Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	6.29			No	XXXX	$0.00	$2,789.91													No	No	No	No
222986492	[Redacted]	[Redacted]		N/A				No	No					$1,885.18	$1,885.18	7.875%	No	No					0			XXXX	XXXX							1	XXXX	$2,921.04	XXXX	$243.42						0.000%	0.000%	XXXX	[Redacted]																							Level 4-Stated/Verified as defined						No	No										DSCR																0	0	0	Yes		XXXX				$0.00	2.3				No	No	XXXX	0	0	0	0	0	0			0.00	No	0.96	1.03								XXXX	$33,480.91		No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual	Individual	Individual									Yes	Business Entity	No		No																	No	117.23				XXXX	$0.00	$0.00													No	Yes	Yes	No
223009115	[Redacted]	[Redacted]		N/A				No	No					$3,015.36	$3,015.36	7.500%	No	No							XXXX									1	XXXX	$1,983.00	XXXX	$165.25						0.000%	0.000%	XXXX	[Redacted]	805																												No	No										DSCR																0	0	0	No		XXXX				$0.00	2.0				No	No	XXXX	0		0	0	0	0			0.00	No	1.24	0.8								XXXX	$19,930.66	3.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															34.53				XXXX	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223014128	[Redacted]	[Redacted]		Non QM				Yes	No	$6,763.57	$14,070.25		7.881%	$5,638.88	$5,638.88	7.750%	No	No	Employed	Employed					XXXX	XXXX							$20,568.67	1	XXXX	$2,126.04	XXXX	$177.17						41.497%	41.497%	XXXX	[Redacted]	773																												No	No							[Borrower - \| Primary Income - Wages]; VVOE - 2025 [Borrower - \| Primary Income - Wages]; WVOE - 2025 [Borrower - \| Primary Income - Wages]; Paystubs - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; Paystubs - 2023 [Borrower - \| Primary Income - Wages]; W-2 - 2023 [Borrower - \| Primary Income - Wages]; W-2 - 2022 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$6,763.57		6.880%	$0.00	4.6	DU		ApproveEligible	No	No	XXXX	3	0	0	0	3	0			0.00	No										XXXX	$193,754.05	21.000%	No	26	6			Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												27.05		No	No	XXXX	$0.00	$6,666.68													No	No	No	No
223018107	[Redacted]	[Redacted]		Non QM				Yes	No	$9,058.00	$12,473.20		7.640%	$4,922.47	$4,922.47	7.500%	No	No	Self-Employed						XXXX								$374,029.53	1	XXXX	$2,480.04	XXXX	$206.67						2.650%	2.650%	XXXX	[Redacted]	700																												No	Yes	12	Business	100.000%	90.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$9,058.00		6.850%	$0.00	2.3	None			Yes	No	XXXX	0		0	0	2	0		12	0.00	No										XXXX			No					Yes	Preliminary	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	54.83		No	No	XXXX	$0.00	$0.00													No	No	No	No
223038903	[Redacted]	[Redacted]		N/A				No	No					$3,838.24	$3,838.24	6.990%	No	No							XXXX									1	XXXX	$3,519.48	XXXX	$293.29						0.000%	0.000%	XXXX	[Redacted]	736																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.0				N/A	No	XXXX	0		0	0	0	0			0.00	No	1.81	0.55	Closed End	No						XXXX	$497,254.24	60.000%	No					Yes	Preliminary	Fee Simple	Individual	Individual													No	Individual	Yes		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															56.37				XXXX	$0.00	$0.00	0	0	0										No	No	No	No
223053789	[Redacted]	[Redacted]		N/A				No	No					$1,763.46	$1,763.46	7.125%	No	No							XXXX									1	XXXX	$2,495.04	XXXX	$207.92						0.000%	0.000%	XXXX	[Redacted]	720																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.0				Yes	No	XXXX	0		0	0	0	0			0.00	No	1.14	0.87								XXXX	$3,009.06		No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	21.07				XXXX	$0.00	$0.00													No	No	No	No
223068856	[Redacted]	[Redacted]		N/A				No	No					$1,187.43	$1,187.43	7.125%	No	No							XXXX									1	XXXX	$2,024.04	XXXX	$168.67						0.000%	0.000%	XXXX	[Redacted]	765																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.0				N/A	No	XXXX	0		0	0	0	0			0.00	No	1.24	0.8								XXXX	$79,154.90	34.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															40.09				XXXX	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223068893	[Redacted]	[Redacted]		N/A				No	No					$699.40	$699.40	8.990%	No	No					0			XXXX	XXXX							2	XXXX	$1,286.04	XXXX	$107.17						0.000%	0.000%	XXXX	[Redacted]																							Level 1-Not Stated/Not Verified						No	No										DSCR																0	0	0	No		XXXX				$0.00					N/A	No	XXXX	0	0	0	0	0	0			0.00	No	2.11	0.47								XXXX	$233,799.84	100.000%	No					Yes	Commitment	Fee Simple	LP	Business Entity	Individual	Individual	Individual	Individual									Yes	Business Entity	No		No																		216.71				XXXX	$0.00	$0.00													No	Yes	Yes	No
223076490	[Redacted]	[Redacted]		N/A				No	No					$5,992.50	$5,992.50	7.990%	No	No					0			XXXX	XXXX							4	XXXX	$4,368.96	XXXX	$364.08						0.000%	0.000%	XXXX	[Redacted]	741	796	793	770																			Level 4-Stated/Verified as defined						No	No										DSCR																0	0	0	No		XXXX				$0.00					No	No	XXXX	0	0	0	0	0	0			0.00	No	1.03	0.96							240	XXXX	$126,398.48		No					Yes	Commitment	Fee Simple	Trust	Business Entity	Individual	Individual	Individual	Individual									Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04								No	47.59				XXXX	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223078919	[Redacted]	[Redacted]		N/A				No	No					$3,632.60	$3,632.60	7.875%	No	No								XXXX								3	XXXX	$5,034.12	XXXX	$419.51						0.000%	0.000%	XXXX	[Redacted]	695																												No	No										DSCR																0	0	0	No		XXXX				$0.00					No	No	XXXX	0	0	0	0	0	0			0.00	No	1.33	0.75								XXXX	$280,201.73	42.000%	No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												17.31				XXXX	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223089572	[Redacted]	[Redacted]		N/A				No	No					$5,039.61	$5,039.61	6.750%	No	No							XXXX									3	XXXX	$8,585.40	XXXX	$715.45						0.000%	0.000%	XXXX	[Redacted]	718																												No	No										DSCR																0	0	0	No		XXXX				$0.00					No	No	XXXX	0		0	0	0	0			0.00	No	1.33	0.74								XXXX	$481,799.62	42.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	Yes		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															64.55				XXXX	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223114177	[Redacted]	[Redacted]		N/A				No	No					$4,275.41	$4,275.41	8.375%	No	No							XXXX									2	XXXX	$3,605.04	XXXX	$300.42						0.000%	0.000%	XXXX	[Redacted]	732																												No	No										DSCR																0	0	0	No		XXXX				$0.00					No	No	XXXX	0		0	0	0	0			0.00	No	0.89	1.12								XXXX	$629,390.35	84.000%	No					Yes	Final	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															84.94				XXXX	$0.00	$0.00	0	0	0	0	0	0							No	No	No	No
223116811	[Redacted]	[Redacted]		Exempt from ATR				No	No	$6,169.20	$7,113.20		9.736%	$1,074.00	$1,074.00	9.125%	No	No	Not Employed	Employed						XXXX							$5,695.00	1	XXXX	$1,369.20	XXXX	$114.10						37.418%	37.418%	XXXX	[Redacted]	690																												No	No							[Coborrower(s) - \| Primary Income - Wages]; Other - 2025 [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - \| Primary Income - Wages]; Employer Letter - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022 [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022	[Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Account Transcripts - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; Account Transcripts - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$6,169.20		6.870%	$0.00		None			N/A	No	XXXX	0	3	1	0	3	2			0.00	No										XXXX			No		25			Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	42.79		No	No	XXXX	$0.00	$9,100.00													No	No	No	No
223116838	[Redacted]	[Redacted]		Non QM				Yes	No	$15,320.00	$21,832.12		7.873%	$5,945.47	$5,945.47	7.625%	No	No	Self-Employed						XXXX				XXXX				$90,169.19	1	XXXX	$4,500.00	XXXX	$375.00						11.729%	11.729%	XXXX	[Redacted]	707																												No	Yes	12	Business	100.000%	50.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$15,320.00		6.850%	$0.00	4.0	None			No	No	XXXX	0		0	0	2	0		12	0.00	No										XXXX	$245,448.61	23.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04										Employment Authorization					16.83		Yes	No	XXXX	$0.00	$0.00													No	No	No	No
223127713	[Redacted]	[Redacted]		Exempt from ATR				No	No	$1,390.00	$2,437.99		8.083%	$1,736.49	$1,736.49	7.990%	No	No	Employed						XXXX								$7,455.30	1	XXXX	$1,758.96	XXXX	$146.58						32.762%	32.762%	XXXX	[Redacted]	720																												No	No							[Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; VVOE - 2025 [Borrower - \| Primary Income - Wages]; WVOE - 2025 [Borrower - \| Primary Income - Wages]; Paystubs - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2023	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$1,390.00		6.850%	$5,922.00	3.4	LP / LPA		Accept/Eligible	Yes	No	XXXX	2		0	0	2	0			0.00	No										XXXX	$170,023.56	57.000%	No	25				Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															50.25		No	No	XXXX	$0.00	$0.00													No	No	No	No
223128486	[Redacted]	[Redacted]		N/A				No	No					$19,766.79	$19,766.79	7.750%	No	No								XXXX								1	XXXX	$7,220.52	XXXX	$601.71						0.000%	0.000%	XXXX	[Redacted]	703																												No	No										DSCR																0	0	0	No		XXXX				$0.00					N/A	No	XXXX	0	0	0	0	0	0			0.00	No	0.84	1.18								XXXX	$708,423.77		No					Yes	Final	Fee Simple	Corp	Business Entity	Individual	Member											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	92.73				XXXX	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223132214	[Redacted]	[Redacted]		Non QM				Yes	No	$3,512.75	$68.80		7.229%	$3,172.12	$3,172.12	7.250%	No	No	Not Employed	Self-Employed						XXXX							$24,817.47	1	XXXX	$1,428.00	XXXX	$119.00						41.744%	41.744%	XXXX	[Redacted]	752																												No	Yes	48	Business	100.000%		50.000%		[Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Coborrower(s) - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Coborrower(s) - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Coborrower(s) - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Coborrower(s) - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Coborrower(s) - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Coborrower(s) - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Coborrower(s) - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Coborrower(s) - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Coborrower(s) - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Coborrower(s) - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2021		Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$3,512.75		6.730%	$14,840.91	3.8	None			Yes	No	XXXX	0	0	0	0	0	0		12	0.00	No			Closed End	No						XXXX	$659,212.34	100.000%	No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Member											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												131.36		No	No	XXXX	$42,600.42	$0.00													No	No	No	No
223165925	[Redacted]	[Redacted]		N/A				No	No					$1,335.45	$1,335.45	8.000%	No	No							XXXX									2	XXXX	$1,107.24	XXXX	$92.27						0.000%	0.000%	XXXX	[Redacted]	780																												No	No										DSCR																0	0	0	No		XXXX				$0.00					N/A	No	XXXX	0		0	0	0	0			0.00	No	1.66	0.6								XXXX	$59,193.33		No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	136.36				XXXX	$0.00	$0.00													No	No	No	No
223166129	[Redacted]	[Redacted]		N/A				No	No					$2,842.27	$2,842.27	7.875%	No	No							XXXX									1	XXXX	$1,364.04	XXXX	$113.67						0.000%	0.000%	XXXX	[Redacted]	780																												No	No										DSCR														[Redacted]		0	0	0	No		XXXX				$0.00	3.9				No	No	XXXX	0		0	0	0	0			0.00	No	1.06	0.94								XXXX			No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	112.72				XXXX	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223166258	[Redacted]	[Redacted]		N/A				No	No					$7,292.05	$7,292.05	8.875%	No	No							XXXX									1	XXXX	$1,007.88	XXXX	$83.99						0.000%	0.000%	XXXX	[Redacted]	809																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.0				Yes	No	XXXX	0		0	0	0	0			0.00	No	0.55	1.8								XXXX	$699,874.62	57.000%	No					Yes	Preliminary	Fee Simple	Individual	Individual													No	Individual	Yes		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															43.6				XXXX	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223170842	[Redacted]	[Redacted]		N/A				No	No					$1,384.82	$1,384.82	7.250%	No	No					0			XXXX	XXXX							1	XXXX	$1,149.12	XXXX	$95.76						0.000%	0.000%	XXXX	[Redacted]	724	772	783	764																			Level 1-Not Stated/Not Verified						No	No										DSCR				[Redacted]												0	0	0	No		XXXX				$0.00	2.4				Yes	No	XXXX	0	0	0	0	0	0			0.00	No	1	0.99								XXXX	$246,212.00	82.000%	No					Yes	Commitment	Fee Simple	Individual	Business Entity	Individual	Individual	Individual	Individual									Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04									58.63				XXXX	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223170864	[Redacted]	[Redacted]		Exempt from ATR				No	No	$10,340.00	$2,346.36		6.880%	$1,135.05	$1,135.05	6.750%	No	No	Employed	Non-Employment Income					XXXX	XXXX							$8,060.84	1	XXXX	$1,884.36	XXXX	$157.03						25.204%	25.204%	XXXX	[Redacted]	811																												No	No							[Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; VVOE - 2025 [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2025 [Borrower - \| Primary Income - Wages]; WVOE - 2025 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2023 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - \| Primary Income - Social Security]; 1099 Transcript - No Results Returned - 2024 [Coborrower(s) - \| Primary Income - Social Security]; 1099 Transcript - No Results Returned - 2024 [Coborrower(s) - \| Primary Income - Social Security]; 1099 Transcript - 2023 [Coborrower(s) - \| Primary Income - Social Security]; 1099 Transcript - 2022	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$10,340.00		6.880%	$12,750.00	1.5	None			N/A	No	XXXX	3	0	0	0	3	0			0.00	No										XXXX	$419,719.73	99.000%	No	26				Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												95.45		No	No	XXXX	$2,443.70	$0.00													No	No	No	No
223171580	[Redacted]	[Redacted]		Exempt from ATR				No	No	$2,778.00	$4,445.33		7.708%	$1,538.27	$1,538.27	7.500%	No	No	Employed	Non-Employment Income					XXXX	XXXX							$5,613.29	1	XXXX	$2,384.52	XXXX	$198.71						42.952%	42.952%	XXXX	[Redacted]	783																												No	No							[Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$2,778.00		6.730%	$0.00	1.3	LP / LPA		Accept/Eligible	Yes	No	XXXX	0	0	0	0	2	0			0.00	No										XXXX	$224,179.15	82.000%	No	11				Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												74.2		No	No	XXXX	$2,162.80	$0.00													No	No	No	No
223174022	[Redacted]	[Redacted]		Non QM				Yes	No	$8,545.00	$9,785.50		7.378%	$4,911.67	$4,911.67	7.250%	No	No	Non-Employment Income						XXXX								$3,057.18	1	XXXX	$7,758.96	XXXX	$646.58						0.000%	0.000%	XXXX	[Redacted]	811																												Yes	No							[Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025	[Borrower]; 1084 or income worksheet - Year Not Available	Other Documentation (O)	Asset Depletion (No DTI)																0	0	0			XXXX	$8,545.00		6.620%	$12,000.00	1.4	None			No	No	XXXX	0		0	0	0	0			0.00	No					Other					XXXX	$1,446,576.08	100.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															146.27			No	XXXX	$0.00	$0.00													No	No	No	No
223179421	[Redacted]	[Redacted]		N/A				No	No					$844.89	$844.89	9.625%	No	No								XXXX								4	XXXX	$1,011.36	XXXX	$84.28						0.000%	0.000%	XXXX	[Redacted]	717																												No	No										DSCR																0	0	0	No		XXXX				$0.00					No	No	XXXX	0	0	0	0	0	0			0.00	No	2.87	0.34								XXXX	$750.00		No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	89.65				XXXX	$0.00	$0.00													No	No	No	No
223180271	[Redacted]	[Redacted]		N/A				No	No					$1,713.08	$1,713.08	7.500%	No	No								XXXX								1	XXXX	$1,076.04	XXXX	$89.67						0.000%	0.000%	XXXX	[Redacted]	785																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.7				No	No	XXXX	0	0	0	0	0	0			0.00	No	1.07	0.92								XXXX			No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	108.98				XXXX	$0.00	$0.00													No	No	No	No
223186104	[Redacted]	[Redacted]		N/A				No	No					$2,378.19	$2,378.19	7.625%	No	No								XXXX								4	XXXX	$1,350.00	XXXX	$112.50						0.000%	0.000%	XXXX	[Redacted]	780																												No	No										DSCR																0	0	0	No		XXXX				$0.00					N/A	No	XXXX	0	0	0	0	0	0			0.00	No	1.35	0.73								XXXX	$74,803.06	18.000%	No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												40.02				XXXX	$0.00	$0.00	0	0	0										No	No	No	No
223186112	[Redacted]	[Redacted]		N/A				No	No					$7,522.33	$7,522.33	7.750%	No	No								XXXX								3	XXXX	$3,383.76	XXXX	$281.98						0.000%	0.000%	XXXX	[Redacted]	762																												No	No										DSCR																0	0	0	No		XXXX				$0.00					N/A	No	XXXX	0	0	0	0	0	0			0.00	No	1.25	0.79								XXXX	$1,650.00		No					Yes	Final	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	18.58				XXXX	$0.00	$0.00													No	No	No	No
223186653	[Redacted]	[Redacted]		Non QM				Yes	No	$12,990.00	$0.00		7.793%	$15,153.59	$17,263.14	8.334%	No	No	Employed	Employed					XXXX	XXXX							$35,262.50	1	XXXX	$379.68	XXXX	$31.64						49.155%	50.209%	XXXX	[Redacted]	804																												No	No							[Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2023 [Borrower - \| Primary Income - Wages]; W-2 - 2022 [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022 [Coborrower(s) - \| Non-Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - \| Non-Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - \| Non-Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - \| Non-Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - \| Non-Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - \| Non-Primary Income - Wages]; W-2 - 2022	[Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1040 - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 1040 - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; Transcripts (1040) - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$12,990.00		6.820%	$125,000.00	3.3	None			No	No	XXXX	3	3	2	0	3	2			0.00	No										XXXX	$5,022,288.14	100.000%	No	2				Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	Yes		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												170.16		No	No	XXXX	$0.00	$33,220.51													No	No	No	No
223193648	[Redacted]	[Redacted]		Non QM				Yes	No	$20,505.00	$36,614.87		7.506%	$13,537.23	$13,537.23	7.375%	No	No	Self-Employed						XXXX								$121,376.18	1	XXXX	$1,482.00	XXXX	$123.50						20.624%	20.624%	XXXX	[Redacted]	736																												No	Yes	12	Business	100.000%	45.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 45.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 45.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 45.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$20,505.00		6.730%	$325,500.00	3.4	None			No	No	XXXX	0		0	0	3	0		12	0.00	No										XXXX	$150,000.00	6.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															11.08		Yes	No	XXXX	$0.00	$0.00													No	No	No	No
223194709	[Redacted]	[Redacted]		Non QM				Yes	No	$6,140.00	$8,840.00		8.828%	$2,306.74	$2,306.74	8.500%	No	No	Self-Employed						XXXX								$3,064.64	1	XXXX	$3,138.96	XXXX	$261.58						49.103%	49.103%	XXXX	[Redacted]	656																												No	No							[Borrower - \| Primary Income - Sole Proprietor]; Other - 2025 [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025 [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025 [Borrower - \| Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024 [Borrower - \| Primary Income - Sole Proprietor]; W-2 Transcript - No Results Returned - 2024	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	1yr 1099																2	0	0			XXXX	$6,140.00		6.880%	$0.00	1.0	None			No	No	XXXX	0		0	0	2	0				No										XXXX			No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	13.96			No	XXXX	$0.00	$0.00													No	No	No	No
223194712	[Redacted]	[Redacted]		Non QM				Yes	No	$56,445.00	$38,508.36		8.175%	$10,179.97	$10,179.97	7.875%	No	No	Self-Employed						XXXX								$76,411.63	1	XXXX	$8,310.00	XXXX	$692.50						27.663%	27.663%	XXXX	[Redacted]	679																												No	Yes	24	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2023 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2023	[Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$56,445.00		6.770%	$0.00	3.5	None			No	No	XXXX	0		0	0	0	0		12	0.00	No										XXXX			No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	FICO Classic V5 Facta	FICO Risk Score Classic 04														No	61.6		No	No	XXXX	$0.00	$0.00													No	No	No	No
223194714	[Redacted]	[Redacted]		N/A				No	No					$1,946.76	$1,946.76	7.250%	No	No								XXXX								3	XXXX	$2,500.68	XXXX	$208.39						0.000%	0.000%	XXXX	[Redacted]	796																												No	No										DSCR																0	0	0	No		XXXX				$0.00					No	No	XXXX	0	0	0	0	0	0			0.00	No	1.01	0.98								XXXX	$115,744.94	30.000%	No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												20.01				XXXX	$0.00	$0.00													No	No	No	No
223195036	[Redacted]	[Redacted]		Non QM				Yes	No	$6,250.00	$6,450.72		7.465%	$2,073.82	$2,073.82	7.250%	No	No	Not Employed	Self-Employed						XXXX							$30,243.96	1	XXXX	$1,332.00	XXXX	$111.00						35.873%	35.873%	XXXX	[Redacted]	750																												No	Yes	12	Business	100.000%		100.000%		[Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2019	[Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																1	0	0			XXXX	$6,250.00		6.620%	$500.00	1.0	None			Yes	No	XXXX	0	0	0	0	2	0		12	0.00	No										XXXX	$20,000.00	5.000%	No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No					Beacon 5.0	FICO Risk Score Classic 04												29.39	Retail	Yes	No	XXXX	$47,162.28	$0.00													No	No	No	No
223195228	[Redacted]	[Redacted]		N/A				No	No					$2,716.68	$2,716.68	6.990%	No	No							XXXX									1	XXXX	$4,612.56	XXXX	$384.38						0.000%	0.000%	XXXX	[Redacted]	785																												No	No										DSCR																0	0	0	No		XXXX				$0.00	3.0				Yes	No	XXXX	0		0	0	0	0			0.00	No	1.05	0.95								XXXX	$221,097.94	41.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															16.38				XXXX	$0.00	$0.00													No	No	No	No
223198111	[Redacted]	[Redacted]		N/A				No	No					$1,510.94	$1,510.94	6.875%	No	No							XXXX	XXXX								4	XXXX	$1,377.96	XXXX	$114.83						0.000%	0.000%	XXXX	[Redacted]	766																												No	No										DSCR																0	0	0	No		XXXX				$0.00					No	No	XXXX	0	0	0	0	0	0			0.00	No	2.38	0.41								XXXX	$44,406.24		No					Yes	Preliminary	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	43.42				XXXX	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223198114	[Redacted]	[Redacted]		N/A				No	No					$5,525.40	$5,525.40	7.375%	No	No							XXXX									4	XXXX	$6,423.96	XXXX	$535.33						0.000%	0.000%	XXXX	[Redacted]	774																												No	No										DSCR																0	0	0	No		XXXX				$0.00					N/A	No	XXXX	0		0	0	0	0			0.00	No	1.67	0.59								XXXX	$152,094.38		No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	37.92				XXXX	$0.00	$0.00	0	0	0										No	No	No	No
223198131	[Redacted]	[Redacted]		Non QM				Yes	No	$5,950.38	$8,087.97		7.744%	$1,384.80	$1,384.80	7.375%	No	No	Self-Employed						XXXX								$4,853.09	1	XXXX	$4,239.00	XXXX	$353.25						49.980%	49.980%	XXXX	[Redacted]	689																												No	Yes	12	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 18.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 18.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 18.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 18.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 18.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$5,950.38		6.620%	$0.00	1.0	None			No	No	XXXX	0		0	0	2	0		12	0.00	No										XXXX	$243,828.44	79.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															126.71		No	No	XXXX	$0.00	$0.00													No	No	No	No
223198144	[Redacted]	[Redacted]		Exempt from ATR				No	No	$1,295.00	$1,296.00		7.273%	$1,241.56	$1,241.56	7.250%	No	No	Employed	Not Employed					XXXX	XXXX							$28,773.68	1	XXXX	$540.96	XXXX	$45.08						24.158%	24.158%	XXXX	[Redacted]	794																												No	No							[Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022	Full Documentation (F)	WVOE																0	0	0			XXXX	$1,295.00		6.730%	$0.00	1.3	DU		ApproveEligible	Yes	No	XXXX	0	0	0	0	3	0			0.00	No										XXXX	$288,482.57	100.000%	No	26				Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												90.8	Retail	No	No	XXXX	$0.00	$0.00													No	No	No	No
223198146	[Redacted]	[Redacted]		Non QM				Yes	No	$10,166.40	$9,615.66		8.670%	$5,259.37	$5,259.37	8.500%	No	No	Self-Employed	Self-Employed					XXXX	XXXX							$16,663.33	1	XXXX	$3,105.96	XXXX	$258.83						43.678%	43.678%	XXXX	[Redacted]	706																												No	Yes	12	Business	50.000%	51.000%	49.000%		[Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Non-Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - \| Non-Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 51.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 51.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 51.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 51.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 51.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 51.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2025 [Coborrower(s) - \| Primary Income - Shared Bank Statements]; CPA Letter - 2025 [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Other - 2025 [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Third Party Verification - 2025 [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Third Party Verification - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$10,166.40		6.660%	$0.00	2.1	None			No	No	XXXX	0	0	0	0	3	0		12	0.00	No										XXXX			No	0				Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	6.84			No	XXXX	$7,277.78	$0.00													No	No	No	No
223198148	[Redacted]	[Redacted]		Non QM				Yes	No	$4,972.50	$5,641.29		7.762%	$3,192.15	$3,192.15	7.625%	No	No	Self-Employed						XXXX								$13,184.13	1	XXXX	$2,513.04	XXXX	$209.42						37.708%	37.708%	XXXX	[Redacted]	662																												No	Yes	12	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$4,972.50		6.870%	$0.00	1.0	None			No	No	XXXX	0		0	0	2	0		12	0.00	No										XXXX			No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	9.97			No	XXXX	$0.00	$0.00													No	No	No	No
223198154	[Redacted]	[Redacted]		Non QM				Yes	No	$5,237.50	$10,128.83		7.589%	$4,960.93	$4,960.93	7.500%	No	No	Self-Employed	Employed					XXXX	XXXX							$9,676.98	2	XXXX	$2,349.96	XXXX	$195.83						42.811%	42.811%	XXXX	[Redacted]	725																												No	Yes	12	Business	92.000%	99.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 99.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 99.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 99.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$5,237.50		6.730%	$236,500.00		None			N/A	No	XXXX	0	2	0	0	3	0		12	0.00	No										XXXX	$52,243.76	6.000%	No		36			Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												7.07			No	XXXX	$0.00	$1,178.81													No	No	No	No
223198998	[Redacted]	[Redacted]		N/A				No	No					$1,714.65	$1,714.65	6.990%	No	No								XXXX								1	XXXX	$1,656.12	XXXX	$138.01						0.000%	0.000%	XXXX	[Redacted]																													No	No										DSCR																0	0	0	Yes		XXXX				$0.00	1.0				N/A	No	XXXX	0	0	0	0	0	0			0.00	No	1.14	0.87								XXXX	$395,232.29	100.000%	No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	Yes		No																		140.23				XXXX	$0.00	$0.00													No	Yes	No	No
223203664	[Redacted]	[Redacted]		N/A				No	No					$1,175.39	$1,175.39	7.375%	No	No								XXXX								1	XXXX	$1,623.36	XXXX	$135.28						0.000%	0.000%	XXXX	[Redacted]	793																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.6				No	No	XXXX	0	0	0	0	0	0			0.00	No	1.24	0.8							240	XXXX	$826,511.41		No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	Yes		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	515.83				XXXX	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223212298	[Redacted]	[Redacted]		N/A				No	No					$958.67	$958.67	6.250%	No	No								XXXX								1	XXXX	$557.04	XXXX	$46.42						0.000%	0.000%	XXXX	[Redacted]	774																												No	No										DSCR																0	0	0	Yes		XXXX				$0.00	1.0				No	No	XXXX	0	0	0	0	0	0			0.00	No	1.14	0.87								XXXX	$468,220.62	100.000%	No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												302.48				XXXX	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223212299	[Redacted]	[Redacted]		N/A				No	No					$1,713.08	$1,713.08	7.500%	No	No								XXXX								1	XXXX	$791.04	XXXX	$65.92						0.000%	0.000%	XXXX	[Redacted]	785																												No	No										DSCR																0	0	0	No		XXXX				$0.00	2.3				No	No	XXXX	0	0	0	0	0	0			0.00	No	1.15	0.86								XXXX			No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	117.9				XXXX	$0.00	$0.00													No	No	No	No
223212316	[Redacted]	[Redacted]		N/A				No	No					$2,193.28	$2,193.28	6.990%	No	No							XXXX									1	XXXX	$1,040.40	XXXX	$86.70						0.000%	0.000%	XXXX	[Redacted]																													No	No										DSCR																0	0	0	Yes		XXXX				$0.00	1.0				Yes	No	XXXX	0		0	0	0	0			0.00	No	1.08	0.92								XXXX			No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	Yes		No																		16.69				XXXX	$0.00	$0.00													Yes	No	No	No
223212334	[Redacted]	[Redacted]		Non QM				Yes	No	$4,915.00	$10,756.44		7.501%	$4,316.72	$4,316.72	7.375%	No	No	Employed	Not Employed					XXXX	XXXX							$18,340.08	1	XXXX	$4,509.96	XXXX	$375.83						41.664%	41.664%	XXXX	[Redacted]	798																												Yes	No							[Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; VVOE - 2025 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2023 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 [Borrower - \| Primary Income - Wages]; W-2 - 2022 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Non-Primary Income - Asset Depletion]; Other - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$4,915.00		6.660%	$0.00	2.9	None			No	No	XXXX	3	0	0	0	3	0			0.00	No					Other					XXXX	$1,319,038.41	50.000%	No					Yes	Preliminary	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												178.35		Yes	No	XXXX	$0.00	$0.00													No	No	No	No
223212342	[Redacted]	[Redacted]		Non QM				Yes	No	$4,740.00	$6,913.66		8.161%	$2,865.14	$3,254.37	8.584%	No	No	Self-Employed						XXXX								$17,557.31	1	XXXX	$3,243.24	XXXX	$270.27						20.682%	21.316%	XXXX	[Redacted]	753																												No	Yes	12	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$4,740.00		6.820%	$9,000.00	1.1	None			Yes	No	XXXX	0		0	0	2	0		12	0.00	No										XXXX			No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															16.63			No	XXXX	$0.00	$0.00													No	No	No	No
223224323	[Redacted]	[Redacted]		Exempt from ATR				No	No	$2,451.08	$5,341.05		7.912%	$1,183.43	$1,183.43	7.625%	No	No	Employed	Employed	Employed		3.73		XXXX	XXXX	XXXX						$8,870.35	1	XXXX	$260.04	XXXX	$21.67						43.673%	43.673%	XXXX	[Redacted]	780	758	765	758																			Level 4-Stated/Verified as defined		Level 5-Stated/Verified as defined		Level 3-Stated/Verified as defined		No	No							[Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2023 [Borrower - \| Non-Primary Income - Pension]; Account Statements - 2025 [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024 [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2023 [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2023 [Borrower - \| Non-Primary Income - Pension]; Paystubs - 2023 [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - \| Non-Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - \| Non-Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - \| Non-Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - \| Non-Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$2,451.08		6.730%	$3,700.00	1.0	DU		ApproveEligible	Yes	No	XXXX	2	2	0	0	2	0			0.00	No										XXXX	$61,580.51	29.000%	No	25	26	27		Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual	Individual	Individual									No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04									8.84		No	No	XXXX	$0.00	$11,836.02													No	No	No	No
223224329	[Redacted]	[Redacted]		Non QM				Yes	No	$4,943.25	$12,747.00		7.171%	$2,915.41	$3,877.37	6.990%	No	No	Employed						XXXX								$4,369.50	1	XXXX	$3,390.96	XXXX	$282.58						54.104%	44.000%	XXXX	[Redacted]	771																												No	No							[Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2023 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$4,943.25		6.730%	$0.00	1.0	None			Yes	No	XXXX	2		0	0	2	0			0.00	No									240	XXXX	$307,425.54	43.000%	No	1				Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															17.31		Yes	No	XXXX	$0.00	$0.00													No	No	No	No
223224364	[Redacted]	[Redacted]		N/A				No	No					$2,859.38	$2,859.38	7.625%	No	No								XXXX								4	XXXX	$3,834.00	XXXX	$319.50						0.000%	0.000%	XXXX	[Redacted]	725																												No	No										DSCR																0	0	0	No		XXXX				$0.00					N/A	No	XXXX	0	0	0	0	0	0			0.00	No	1.39	0.71							240	XXXX	$0.00		No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	12.39				XXXX	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223226336	[Redacted]	[Redacted]		Non QM				Yes	No	$15,900.99	$33,015.45		8.147%	$7,886.01	$7,886.01	7.875%	No	No	Self-Employed						XXXX								$87,413.77	1	XXXX	$3,438.96	XXXX	$286.58						14.421%	14.421%	XXXX	[Redacted]	724																												No	Yes	12	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$15,900.99		6.620%	$0.00	1.4	None			Yes	No	XXXX	0		0	0	2	0		12	0.00	No										XXXX	$25,000.00	2.000%	No					Yes	Preliminary	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															23.85			No	XXXX	$0.00	$0.00													No	No	No	No
223234939	[Redacted]	[Redacted]		N/A				No	No					$3,933.08	$3,933.08	7.500%	No	No							XXXX									1	XXXX	$3,089.52	XXXX	$257.46						0.000%	0.000%	XXXX	[Redacted]	770																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.7				Yes	No	XXXX	0		0	0	0	0			0.00	No	1	0.99								XXXX	$636,698.26	85.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															89.3				XXXX	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223234969	[Redacted]	[Redacted]		N/A				No	No					$2,660.49	$2,660.49	7.250%	No	No							XXXX									1	XXXX	$5,198.04	XXXX	$433.17						0.000%	0.000%	XXXX	[Redacted]																													No	No										DSCR																0	0	0	Yes		XXXX				$0.00	1.0				Yes	No	XXXX	0		0	0	0	0			0.00	No	1.12	0.89								XXXX	$36,205.41	6.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No																		71.02				XXXX	$0.00	$0.00													Yes	No	No	No
223235036	[Redacted]	[Redacted]		N/A				No	No					$1,993.89	$1,993.89	6.990%	No	No							XXXX									2	XXXX	$812.04	XXXX	$67.67						0.000%	0.000%	XXXX	[Redacted]	771																												No	No										DSCR																0	0	0	No		XXXX				$0.00					N/A	No	XXXX	0		0	0	0	0			0.00	No	1.55	0.64								XXXX	$100,775.00	25.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															6.44				XXXX	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223235788	[Redacted]	[Redacted]		Non QM				Yes	No	$12,208.75	$13,960.28		7.935%	$2,141.34	$2,141.34	7.500%	No	No	Non-Employment Income						XXXX								$4,424.25	1	XXXX	$1,562.04	XXXX	$130.17						49.680%	49.680%	XXXX	[Redacted]	744																												No	No							[Borrower - \| Primary Income - Annuity]; Account Statements - 2025 [Borrower - \| Primary Income - Annuity]; 1099 - 2024 [Borrower - \| Primary Income - Annuity]; 1099 - 2023 [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - \| Non-Primary Income - Social Security]; 1099-SSA - 2024 [Borrower - \| Non-Primary Income - Social Security]; 1099-SSA - 2023	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	Retirement Income - Fully Verified																0	0	0			XXXX	$12,208.75		6.620%	$0.00	3.8	None			Yes	No	XXXX	0		0	0	2	0			0.00	No										XXXX	$664,315.39		No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	166.27			No	XXXX	$0.00	$0.00													No	No	No	No
223236002	[Redacted]	[Redacted]		Non QM				Yes	No	$4,342.50	$6,634.50		8.006%	$1,167.86	$1,167.86	7.625%	No	No	Self-Employed						XXXX								$8,697.31	1	XXXX	$2,964.00	XXXX	$247.00						41.810%	41.810%	XXXX	[Redacted]	672																												No	Yes	12	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$4,342.50		6.620%	$0.00	1.0	None			Yes	No	XXXX	0		0	0	2	0		12	0.00	No										XXXX			No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	57.19			No	XXXX	$0.00	$0.00													No	No	No	No
223236121	[Redacted]	[Redacted]		N/A				No	No					$1,267.78	$1,267.78	7.875%	No	No							XXXX									3	XXXX	$2,352.00	XXXX	$196.00						0.000%	0.000%	XXXX	[Redacted]	738																												No	No										DSCR																0	0	0	Yes		XXXX				$0.00					No	No	XXXX	0		0	0	0	0			0.00	No	1.71	0.58								XXXX	$97,471.31		No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)		FICO Risk Score Classic 04														No	41.16				XXXX	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	Yes	No	No	No
223236140	[Redacted]	[Redacted]		N/A				No	No					$1,996.20	$1,996.20	9.375%	No	No							XXXX									1	XXXX	$1,275.00	XXXX	$106.25						0.000%	0.000%	XXXX	[Redacted]	695																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.0				No	No	XXXX	0		0	0	0	0			0.00	No	1	0.99								XXXX	$55,339.79	17.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No		Beacon 5.0	FICO Risk Score Classic 04															42.69				XXXX	$0.00	$0.00	0	0	0	0	0	0	0	0	0				Yes	No	No	No
223236151	[Redacted]	[Redacted]		Non QM				Yes	No	$6,937.13	$12,372.52		8.090%	$2,432.22	$2,432.22	7.750%	No	No	Self-Employed						XXXX								$5,072.79	1	XXXX	$1,649.88	XXXX	$137.49						42.136%	42.136%	XXXX	[Redacted]	653																												No	Yes	24	Personal	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 13.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 13.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 13.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2023 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 13.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2023 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 13.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 13.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 13.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2023 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 13.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2023	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$6,937.13		6.650%	$12,125.00	3.7	None			No	No	XXXX	0		0	0	2	0	12		0.00	No										XXXX	$375,459.00	77.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															62.05			No	XXXX	$0.00	$0.00													No	No	No	No
223236522	[Redacted]	[Redacted]		Non QM				Yes	No	$16,425.86	$28,307.47		8.541%	$5,408.25	$5,920.63	8.584%	No	No	Self-Employed						XXXX								$92,054.03	1	XXXX	$7,791.00	XXXX	$649.25						10.076%	10.532%	XXXX	[Redacted]	796																												No	Yes	12	Business	100.000%	25.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 25.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 25.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 25.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 25.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 25.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2015	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$16,425.86		6.820%	$6.72	1.3	None			No	No	XXXX	0		0	0	2	0		12	0.00	No										XXXX	$75,548.15	9.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	Yes		Yes	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04										Resident Alien Card					6.89		Yes	No	XXXX	$0.00	$0.00													No	No	No	No
223236535	[Redacted]	[Redacted]		Non QM				Yes	No	$0.00	$11,456.33		7.784%	$7,750.00	$9,851.38	7.750%	No	No	Employed	Employed					XXXX	XXXX							$14,899.99	1	XXXX	$2,025.12	XXXX	$168.76						45.366%	37.661%	XXXX	[Redacted]	804																												No	No							[Borrower - \| Primary Income - Wages]; Borrower Intent to Return to Work Letter - 2025 [Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; VVOE - 2025 [Borrower - \| Primary Income - Wages]; WVOE - 2025 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2023 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 [Coborrower(s) - \| Primary Income - Wages]; Other - 2025 [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX			6.620%	$0.00	3.6	None			No	No	XXXX	3	3	0	0	3	0			0.00	No									240	XXXX	$1,960,674.09	100.000%	No	26				Yes	Preliminary	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												168.36		Yes	No	XXXX	$0.00	$11,931.58													No	No	No	No
223236536	[Redacted]	[Redacted]		N/A				No	No					$2,746.24	$2,746.24	7.625%	No	No							XXXX									4	XXXX	$2,997.00	XXXX	$249.75						0.000%	0.000%	XXXX	[Redacted]	730																												No	No										DSCR																0	0	0	No		XXXX				$0.00					N/A	No	XXXX	0		0	0	0	0			0.00	No	1.11	0.89								XXXX	$174,328.90	36.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															20.63				XXXX	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223238553	[Redacted]	[Redacted]		N/A				No	No					$5,318.20	$5,318.20	7.375%	No	No								XXXX								2	XXXX	$3,468.00	XXXX	$289.00						0.000%	0.000%	XXXX	[Redacted]	698																												No	No										DSCR																0	0	0	No		XXXX				$0.00					No	No	XXXX	0	0	0	0	0	0			0.00	No	1.09	0.91								XXXX	$0.00		No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	16.79				XXXX	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223238554	[Redacted]	[Redacted]		Non QM				Yes	No	$9,632.00	$14,701.09		7.683%	$4,419.04	$4,419.04	7.500%	No	No	Self-Employed	Not Employed					XXXX	XXXX							$250,647.43	1	XXXX	$2,824.80	XXXX	$235.40						7.899%	7.899%	XXXX	[Redacted]	793																												No	Yes	12	Business	100.000%	33.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 33.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 33.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$9,632.00		6.650%	$0.00	1.0	None			Yes	No	XXXX	0	0	0	0	2	0		12	0.00	No										XXXX	$261,611.37	33.000%	No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												12.74		No	No	XXXX	$0.00	$0.00													No	No	No	No
223238586	[Redacted]	[Redacted]		Exempt from ATR				No	No	$39,926.25	$18,783.40		9.233%	$4,087.63	$4,087.63	8.875%	No	No	Not Employed	Employed						XXXX							$7,091.90	4	XXXX	$4,789.32	XXXX	$399.11						40.764%	40.764%	XXXX	[Redacted]	675																												No	No							[Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022 [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022		Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$39,926.25		6.760%	$0.00		None			N/A	No	XXXX	0	3	0	0	0	0			0.00	No										XXXX	$50,000.00	7.000%	No		26			Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Guarantor - Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												7.29		No	No	XXXX	$0.00	$11,972.23													No	No	No	No
223238635	[Redacted]	[Redacted]		N/A				No	No					$2,645.15	$2,645.15	8.125%	No	No								XXXX								1	XXXX	$958.92	XXXX	$79.91						0.000%	0.000%	XXXX	[Redacted]	791																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.0				Yes	No	XXXX	0	0	0	0	0	0			0.00	No	0.81	1.21								XXXX	$156,158.96	33.000%	No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												6.41				XXXX	$0.00	$0.00													No	No	No	No
223238638	[Redacted]	[Redacted]		Non QM				Yes	No	$9,699.80	$12,328.70		8.843%	$2,736.19	$2,789.39	8.584%	No	No	Self-Employed						XXXX								$8,205.79	1	XXXX	$3,338.04	XXXX	$278.17						37.486%	40.703%	XXXX	[Redacted]	765																												No	Yes	24	Personal, Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 35.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 35.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 35.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 35.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 35.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 35.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$9,699.80		6.790%	$8,400.09	2.6	None			Yes	No	XXXX	0		0	0	2	0	12	12	0.00	No										XXXX	$72,037.04	18.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	Yes		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															9.1		No	No	XXXX	$0.00	$0.00													No	No	No	No
223238641	[Redacted]	[Redacted]		N/A				No	No					$1,754.63	$1,754.63	6.990%	No	No							XXXX									1	XXXX	$832.56	XXXX	$69.38						0.000%	0.000%	XXXX	[Redacted]	767																												No	No										DSCR																0	0	0	No		XXXX				$0.00	4.6				No	No	XXXX	0		0	0	0	0			0.00	No	1.07	0.92								XXXX	$1,662,454.47	100.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															740.17				XXXX	$0.00	$0.00													No	No	No	No
223245608	[Redacted]	[Redacted]		Non QM				Yes	No	$8,992.40	$13,386.96		7.524%	$4,751.85	$4,751.85	7.375%	No	No	Self-Employed						XXXX								$8,669.98	1	XXXX	$1,425.00	XXXX	$118.75						42.278%	42.278%	XXXX	[Redacted]	779																												No	Yes	12	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$8,992.40		6.650%	$2,000.00	1.1	None			Yes	No	XXXX	0		0	0	3	0		12	0.00	No										XXXX	$87,500.00	10.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															35.71			No	XXXX	$0.00	$0.00													No	No	No	No
223246549	[Redacted]	[Redacted]		Non QM				Yes	No	$3,346.25	$9,822.78		6.937%	$1,760.86	$1,760.86	6.625%	No	No	Self-Employed	Self-Employed					XXXX	XXXX							$12,553.42	1	XXXX	$3,747.24	XXXX	$312.27						25.279%	25.279%	XXXX	[Redacted]	762																												No	Yes	12	Business	100.000%	50.000%	50.000%		[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2025 [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Other - 2025 [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Third Party Verification - 2025 [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Telephone Listing / Internet Search / Directory Assistance - 2001	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$3,346.25		6.850%	$10,000.00	1.0	None			Yes	No	XXXX	0	0	0	0	2	0		12	0.00	No										XXXX	$179,428.00	33.000%	No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												15.88			No	XXXX	$8,400.24	$0.00													No	No	No	No
223247669	[Redacted]	[Redacted]		N/A				No	No					$1,683.62	$1,683.62	7.125%	No	No								XXXX								1	XXXX	$1,220.16	XXXX	$101.68						0.000%	0.000%	XXXX	[Redacted]																													No	No										DSCR																0	0	0	Yes		XXXX				$0.00	1.0				N/A	No	XXXX	0	0	0	0	0	0			0.00	No	1.16	0.85								XXXX	$93,377.12	28.000%	No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	Yes		No																		13.39				XXXX	$0.00	$0.00													No	Yes	No	No
223248816	[Redacted]	[Redacted]		Non QM				Yes	No	$4,965.00	$8,893.96		8.253%	$4,009.48	$4,009.48	8.125%	No	No	Self-Employed	Self-Employed					XXXX	XXXX			XXXX	XXXX			$6,242.82	1	XXXX	$2,289.00	XXXX	$190.75						49.021%	49.021%	XXXX	[Redacted]	725																												No	Yes	12	Personal, Business	100.000%	50.000%	50.000%		[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2024 [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2025 [Coborrower(s) - \| Primary Income - Shared Bank Statements]; CPA Letter - 2025 [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Other - 2025 [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Third Party Verification - 2025 [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Account Statements - Personal - 2024	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$4,965.00		6.660%	$50,000.00	1.0	None			Yes	No	XXXX	0	0	0	0	3	0	12	12	0.00	No										XXXX	$151,430.25	22.000%	No					Yes	Final	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04							Employment Authorization	VISA				15.06			No	XXXX	$6,122.90	$0.00													No	Yes	No	No
223252016	[Redacted]	[Redacted]		N/A				No	No					$1,632.09	$1,632.09	6.875%	No	No					0			XXXX	XXXX							2	XXXX	$1,317.00	XXXX	$109.75						0.000%	0.000%	XXXX	[Redacted]	746	746	771	746																			Level 4-Stated/Verified as defined						No	No										DSCR																0	0	0	No		XXXX				$0.00					No	No	XXXX	0	0	0	0	0	0			0.00	No	1.17	0.85								XXXX	$74,092.58		No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual	Individual	Individual									Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04								No	43.78				XXXX	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223260009	[Redacted]	[Redacted]		Non QM				Yes	No	$33,578.00	$41,119.74		8.189%	$8,845.85	$8,845.85	7.875%	No	No	Self-Employed						XXXX								$43,933.58	1	XXXX	$3,125.28	XXXX	$260.44						44.304%	44.304%	XXXX	[Redacted]	702																												No	Yes	12	Business	100.000%	90.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$33,578.00		6.730%	$0.00	1.0	None			Yes	No	XXXX	0		0	0	2	0		12	0.00	No										XXXX	$404,362.40	27.000%	No					Yes	Final	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															10.53		Yes	No	XXXX	$0.00	$0.00													No	No	No	No
223260010	[Redacted]	[Redacted]		N/A				No	No					$1,129.32	$1,129.32	7.125%	No	No							XXXX									1	XXXX	$669.96	XXXX	$55.83						0.000%	0.000%	XXXX	[Redacted]	798																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.9				No	No	XXXX	0		0	0	0	0			0.00	No	6.11	0.16								XXXX	$127,418.14	57.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															32.36				XXXX	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223260018	[Redacted]	[Redacted]		Non QM				Yes	No	$8,895.00	$12,618.77		8.150%	$4,687.50	$6,429.93	8.334%	No	No	Employed	Self-Employed					XXXX	XXXX							$27,143.89	1	XXXX	$1,653.36	XXXX	$137.78						33.454%	32.246%	XXXX	[Redacted]	796																												No	No							[Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - \| Primary Income - Wages]; Paystubs - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; Paystubs - 2023 [Borrower - \| Primary Income - Wages]; W-2 - 2023 [Borrower - \| Primary Income - Wages]; W-2 - 2022 [Borrower - \| Non-Primary Income - Interest / Dividends]; Other - 2024 [Borrower - \| Non-Primary Income - Interest / Dividends]; Other - 2024 [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2023 [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025 [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; P&L Statement - 2025 [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025 [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; Balance Sheet - 2024 [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; P&L Statement - 2024 [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; 1065 - 2022 [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022 [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; K-1 - 2022 [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; Third Party Verification - 2012	[Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1040 - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 1040 - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; Transcripts (1040) - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$8,895.00		6.790%	$0.00	1.0	None			No	No	XXXX	3	0	2	0	2	2			0.00	No									240	XXXX	$1,968,866.37		No	26				Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	Yes		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	245.52			No	XXXX	$11,550.48	$0.00													No	No	No	No
223260365	[Redacted]	[Redacted]		N/A				No	No					$2,492.76	$2,492.76	7.125%	No	No								XXXX								2	XXXX	$1,002.00	XXXX	$83.50						0.000%	0.000%	XXXX	[Redacted]	807																												No	No										DSCR																0	0	0	No		XXXX				$0.00					No	No	XXXX	0	0	0	0	0	0			0.00	No	1.3	0.76								XXXX	$47,379.19		No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	15.04				XXXX	$0.00	$0.00	0	0	0	0	0	0							No	No	No	No
223260370	[Redacted]	[Redacted]		Non QM				Yes	No	$19,511.95	$26,831.32		7.742%	$12,752.28	$12,752.28	7.625%	No	No	Not Employed	Self-Employed						XXXX							$39,086.64	1	XXXX	$2,784.96	XXXX	$232.08						29.779%	29.779%	XXXX	[Redacted]	717																												No	No							[Coborrower(s) - \| Primary Income - P&L Statement Only]; CPA Letter - 2025 [Coborrower(s) - \| Primary Income - P&L Statement Only]; Other - 2025 [Coborrower(s) - \| Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Coborrower(s) - \| Primary Income - P&L Statement Only]; Third Party Verification - 2025 [Coborrower(s) - \| Primary Income - P&L Statement Only]; Audited P&L - 2024	[Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2021 [Coborrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo CPA P&L																0	0	0			XXXX	$19,511.95		6.620%	$0.00	3.7	None			No	No	XXXX	0	0	0	0	4	0			0.00	No										XXXX			No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	26.76			No	XXXX	$55,661.91	$0.00													No	No	No	No
223260797	[Redacted]	[Redacted]		Non QM				Yes	No	$8,890.00	$11,560.13		9.044%	$4,773.87	$4,773.87	8.875%	No	No	Self-Employed						XXXX								$10,892.78	1	XXXX	$3,468.00	XXXX	$289.00						42.679%	42.679%	XXXX	[Redacted]	692																												No	Yes	24	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2024	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	24mo Bank Statement																0	0	0			XXXX	$8,890.00		6.620%	$0.00	1.9	None			No	No	XXXX	0		0	0	3	0		24	0.00	No										XXXX			No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	17.62			No	XXXX	$0.00	$0.00													No	No	No	No
223262013	[Redacted]	[Redacted]		Non QM				Yes	No	$9,640.00	$12,297.28		8.394%	$2,199.20	$2,199.20	7.990%	No	No	Non-Employment Income	Non-Employment Income					XXXX	XXXX							$7,800.16	1	XXXX	$826.44	XXXX	$68.87						38.494%	38.494%	XXXX	[Redacted]	712																												Yes	No							[Borrower - \| Primary Income - Social Security]; Account Statements - 2025 [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - \| Primary Income - Social Security]; 1099 Transcript - 2024 [Borrower - \| Primary Income - Social Security]; 1099 Transcript - 2023 [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 [Coborrower(s) - \| Primary Income - Social Security]; Account Statements - 2025 [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - \| Non-Primary Income - Pension]; Account Statements - 2025 [Coborrower(s) - \| Non-Primary Income - Pension]; 1099 Transcript - 2024 [Coborrower(s) - \| Non-Primary Income - Pension]; 1099 Transcript - 2023 [Coborrower(s) - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2008	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022	Full Documentation (F)	Retirement Income - Fully Verified																0	0	0			XXXX	$9,640.00		6.650%	$0.00	2.6	DU		ApproveEligible	No	No	XXXX	0	0	0	0	3	0			0.00	No					Other					XXXX	$412,113.15	100.000%	No					Yes	Preliminary	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												92.64		No	No	XXXX	$5,979.42	$0.00													No	No	No	No
223263976	[Redacted]	[Redacted]		N/A				No	No					$1,165.31	$1,165.31	7.375%	No	No								XXXX								2	XXXX	$990.00	XXXX	$82.50						0.000%	0.000%	XXXX	[Redacted]	785																												No	No										DSCR																0	0	0	No		XXXX				$0.00					No	No	XXXX	0	0	0	0	0	0			0.00	No	1.37	0.72								XXXX	$84,214.77	40.000%	No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												23.22				XXXX	$0.00	$0.00													No	No	No	No
223263987	[Redacted]	[Redacted]		Non QM				Yes	No	$5,535.39	$0.00		8.323%	$2,771.60	$2,771.60	8.375%	No	No	Self-Employed						XXXX								$19,581.58	1	XXXX	$764.64	XXXX	$63.72						21.820%	21.820%	XXXX	[Redacted]	726																												No	Yes	12	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2019	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$5,535.39		6.660%	$23,380.23	1.0	None			Yes	No	XXXX	0		0	0	2	0		12	0.00	No										XXXX	$156,140.41	36.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															27.7			No	XXXX	$0.00	$0.00													No	No	No	No
223265517	[Redacted]	[Redacted]		Exempt from ATR				No	No	$6,682.50	$7,949.86		8.117%	$1,504.47	$1,504.47	7.750%	No	No	Self-Employed						XXXX								$28,194.96	2	XXXX	$3,771.00	XXXX	$314.25						29.868%	29.868%	XXXX	[Redacted]	728																												No	Yes	12	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025	[Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$6,682.50		6.730%	$0.00		None			No	No	XXXX	0		0	0	0	0		12	0.00	No										XXXX			No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	141.87		No	No	XXXX	$0.00	$0.00													No	No	No	No
223268065	[Redacted]	[Redacted]		Non QM				Yes	No	$4,649.63	$6,775.41		7.247%	$2,981.20	$2,981.20	7.125%	No	No	Self-Employed	Self-Employed					XXXX	XXXX							$6,830.53	1	XXXX	$1,503.72	XXXX	$125.31						47.574%	47.574%	XXXX	[Redacted]	809																												No	Yes	48	Personal, Business	100.000%	100.000%	100.000%		[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Personal - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2024 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	24mo Bank Statement																0	0	0			XXXX	$4,649.63		6.660%	$0.00		None			No	No	XXXX	0	0	0	0	2	0	24	24	0.00	No										XXXX	$1,059,179.21	100.000%	No					Yes	Preliminary	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												301.33		No	No	XXXX	$5,885.10	$0.00													No	No	No	No
223268075	[Redacted]	[Redacted]		Exempt from ATR				No	No	$4,127.50	$8,942.48		7.931%	$3,062.66	$3,062.66	7.750%	No	No	Employed						XXXX								$15,161.84	1	XXXX	$1,359.00	XXXX	$113.25						42.980%	42.980%	XXXX	[Redacted]	714																												No	No							[Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - \| Primary Income - Wages]; Paystubs - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; Paystubs - 2023 [Borrower - \| Primary Income - Wages]; W-2 - 2023	[Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	1yr Full Doc																0	0	0			XXXX	$4,127.50		6.650%	$0.00	1.0	DU		ApproveEligible	Yes	No	XXXX	2		1	0	2	0			0.00	No										XXXX	$300,154.64		No	14				Yes	Preliminary	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	113.95		No	No	XXXX	$0.00	$0.00													No	No	No	No
223268125	[Redacted]	[Redacted]		Non QM				Yes	No	$12,930.00	$18,233.80		8.204%	$3,770.36	$3,770.36	7.875%	No	Yes	Employed	Employed					XXXX	XXXX							$7,264.58	1	XXXX	$1,115.16	XXXX	$92.93						41.554%	41.554%	XXXX	[Redacted]	688																												No	No							[Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2023 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$12,930.00		6.620%	$147,897.50	1.8	None			No	No	XXXX	2	2	0	0	2	0			0.00	No										XXXX	$69,011.18	11.000%	No	26				Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												17.4		Yes	No	XXXX	$0.00	$5,241.80													No	No	No	No
223268483	[Redacted]	[Redacted]		Exempt from ATR				No	No	$995.00	$2,553.46		7.423%	$2,210.16	$2,210.16	7.375%	No	No	Self-Employed	Employed					XXXX	XXXX							$18,487.09	1	XXXX	$2,540.04	XXXX	$211.67						49.425%	49.425%	XXXX	[Redacted]	798																												No	No							[Borrower - \| Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	1yr Full Doc																0	0	0			XXXX	$995.00		6.620%	$3,000.00	1.0	LP / LPA		Accept/Eligible	Yes	No	XXXX	1	0	1	0	2	0				No										XXXX	$628,607.83	100.000%	No		26			Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												193.35		No	No	XXXX	$0.00	$20,833.32													No	No	No	No
223268511	[Redacted]	[Redacted]		Non QM				Yes	No	$8,829.00	$11,597.35		8.196%	$3,684.40	$3,684.40	7.990%	No	No	Not Employed	Employed						XXXX							$12,524.50	2	XXXX	$2,650.92	XXXX	$220.91						38.279%	38.279%	XXXX	[Redacted]	801																												No	No							[Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023	[Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2021 [Coborrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$8,829.00		6.620%	$0.00		None			No	No	XXXX	0	2	0	0	4	0			0.00	No										XXXX	$175,028.67		No		25			Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	141.35		No	No	XXXX	$0.00	$20,292.21													No	No	No	No
223268519	[Redacted]	[Redacted]		Non QM				Yes	No	$5,049.49	$7,679.03		7.539%	$1,187.43	$1,187.43	7.125%	No	No	Non-Employment Income						XXXX								$6,740.46	1	XXXX	$3,558.00	XXXX	$296.50						0.000%	0.000%	XXXX	[Redacted]	758																												Yes	No							[Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Other Documentation (O)	Asset Depletion																0	0	0			XXXX	$5,049.49		6.650%	$0.00	1.0	None			Yes	No	XXXX	0		0	0	2	0			0.00	No					Other					XXXX	$501,123.06	100.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															241.2			No	XXXX	$0.00	$0.00													No	No	No	No
223268520	[Redacted]	[Redacted]		Non QM				Yes	No	$16,322.25	$26,136.98		8.577%	$8,961.25	$8,961.25	8.375%	No	No	Self-Employed						XXXX								$18,171.72	1	XXXX	$1,470.00	XXXX	$122.50						39.065%	39.065%	XXXX	[Redacted]	784																												No	Yes	12	Personal	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$16,322.25		6.650%	$0.00	1.2	None			Yes	No	XXXX	0		0	0	2	0	12		0.00	No										XXXX	$558,194.11	43.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															37.86			No	XXXX	$0.00	$0.00													No	No	No	No
223268523	[Redacted]	[Redacted]		Exempt from ATR				No	No	$20,180.16	$5,805.40		8.249%	$2,182.53	$2,448.52	8.584%	No	No	Not Employed	Self-Employed						XXXX							$44,147.80	1	XXXX	$1,638.96	XXXX	$136.58						10.153%	10.427%	XXXX	[Redacted]	760																												No	Yes	12	Business	100.000%		100.000%		[Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2024	[Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$20,180.16		6.780%	$0.00	1.0	None			Yes	No	XXXX	0	0	0	0	2	0		12	0.00	No										XXXX			No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	Yes		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	35.1		No	No	XXXX	$49,136.61	$0.00													No	No	No	No
223268655	[Redacted]	[Redacted]		N/A				No	No					$3,537.02	$3,537.02	7.125%	No	No								XXXX								1	XXXX	$1,134.00	XXXX	$94.50						0.000%	0.000%	XXXX	[Redacted]	720																												No	No										DSCR																0	0	0	No		XXXX				$0.00	3.1				No	No	XXXX	0	0	0	0	0	0			0.00	No	1	0.99								XXXX			No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	23.14				XXXX	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223268735	[Redacted]	[Redacted]		Non QM				Yes	No	$5,308.75	$7,230.26		7.766%	$1,688.60	$1,688.60	7.500%	No	No	Non-Employment Income						XXXX								$4,937.75	1	XXXX	$804.96	XXXX	$67.08						0.000%	0.000%	XXXX	[Redacted]	770																												Yes	No							[Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025	[Borrower]; 1084 or income worksheet - Year Not Available	Other Documentation (O)	Asset Depletion (No DTI)																0	0	0			XXXX	$5,308.75		6.650%	$0.00	1.4	None			Yes	No	XXXX	0		0	0	0	0			0.00	No					Other					XXXX	$474,374.41	100.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04										Employment Authorization					133.65			No	XXXX	$0.00	$0.00													No	No	No	No
223269282	[Redacted]	[Redacted]		Non QM				Yes	No	$1,990.00	$6,378.75		8.003%	$3,197.69	$3,549.16	8.334%	No	No	Employed						XXXX								$16,521.68	1	XXXX	$1,644.00	XXXX	$137.00						23.746%	24.851%	XXXX	[Redacted]	791																												No	No							[Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - \| Primary Income - Wages]; W-2 - 2024	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$1,990.00		6.780%	$0.00	1.0	None			Yes	No	XXXX	1		0	0	2	0			0.00	No										XXXX	$240,432.10	38.000%	No	15				Yes	Preliminary	Fee Simple	Individual	Individual													No	Individual	Yes		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															29.18			No	XXXX	$0.00	$0.00													No	No	No	No
223270682	[Redacted]	[Redacted]		Non QM				Yes	No	$4,187.95	$13,437.80		7.465%	$7,667.88	$7,667.88	7.375%	No	No	Employed						XXXX								$11,504.73	1	XXXX	$1,653.00	XXXX	$137.75						48.409%	48.409%	XXXX	[Redacted]	798																												Yes	No							[Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; VVOE - 2025 [Borrower - \| Primary Income - Wages]; WVOE - 2025 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2023 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 [Borrower - \| Non-Primary Income - Sole Proprietor]; Balance Sheet - 2025 [Borrower - \| Non-Primary Income - Sole Proprietor]; P&L Statement - 2025 [Borrower - \| Non-Primary Income - Sole Proprietor]; Balance Sheet - 2024 [Borrower - \| Non-Primary Income - Sole Proprietor]; P&L Statement - 2024 [Borrower - \| Non-Primary Income - Sole Proprietor]; W-2 Transcript - No Results Returned - 2024 [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Borrower - \| Non-Primary Income - Sole Proprietor]; W-2 Transcript - 2023 [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2024	[Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$4,187.95		6.650%	$2,500.00	2.0	None			No	No	XXXX	2		1	0	2	1			0.00	No					120					XXXX	$3,154,480.54	100.000%	No	0				Yes	Preliminary	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															283.25		No	No	XXXX	$0.00	$0.00													No	No	No	No
223270780	[Redacted]	[Redacted]		N/A				No	No					$1,886.41	$1,886.41	7.125%	No	No							XXXX									1	XXXX	$1,253.52	XXXX	$104.46						0.000%	0.000%	XXXX	[Redacted]	759																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.0				Yes	No	XXXX	0		0	0	0	0			0.00	No	1	0.99								XXXX			No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	35.31				XXXX	$0.00	$0.00	0	0	0	0	0	0							No	No	No	No
223271463	[Redacted]	[Redacted]		Non QM				Yes	No	$3,622.20	$4,907.77		7.644%	$1,896.27	$1,896.27	7.500%	No	No	Self-Employed						XXXX								$9,746.70	1	XXXX	$1,136.04	XXXX	$94.67						30.160%	30.160%	XXXX	[Redacted]	726																												No	Yes	24	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement														[Redacted]		0	0	0			XXXX	$3,622.20		6.650%	$6,780.00	3.7	None			No	No	XXXX	0		0	0	2	0		12	0.00	No										XXXX	$26,780.45	8.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															29.61		Yes	No	XXXX	$0.00	$0.00													No	No	No	No
223271474	[Redacted]	[Redacted]		Non QM				Yes	No	$22,000.00	$29,989.60		8.887%	$14,789.97	$14,789.97	8.750%	No	No	Self-Employed						XXXX								$80,067.89	1	XXXX	$6,051.96	XXXX	$504.33						27.048%	27.048%	XXXX	[Redacted]	673																												No	Yes	12	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$22,000.00		6.650%	$0.00	3.1	None			No	No	XXXX	0		0	0	2	0		12	0.00	No										XXXX	$685,827.71	29.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															28.08			No	XXXX	$0.00	$0.00													No	No	No	No
223271480	[Redacted]	[Redacted]		Non QM				Yes	No	$9,074.00	$10,534.55		7.510%	$2,500.18	$2,500.18	7.250%	No	No	Self-Employed						XXXX								$9,396.39	1	XXXX	$1,655.52	XXXX	$137.96						34.661%	34.661%	XXXX	[Redacted]	732																												No	Yes	12	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2024	[Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$9,074.00		6.660%	$0.00	1.0	None			Yes	No	XXXX	0		0	0	0	0		12	0.00	No										XXXX			No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	20.13			No	XXXX	$0.00	$0.00													No	No	No	No
223271484	[Redacted]	[Redacted]		Non QM				Yes	No	$8,206.50	$10,317.70		9.798%	$2,837.88	$2,837.88	9.500%	No	No	Self-Employed						XXXX								$6,595.04	1	XXXX	$2,436.24	XXXX	$203.02						42.657%	42.657%	XXXX	[Redacted]	711																												No	Yes	24	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2013 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2013	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	24mo Bank Statement																0	0	0			XXXX	$8,206.50		6.730%	$0.00	5.0	None			No	No	XXXX	0		0	0	2	0		24	0.00	No										XXXX	$50,408.66	13.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															12.69			No	XXXX	$0.00	$0.00													No	No	No	No
223271486	[Redacted]	[Redacted]		N/A				No	No					$1,933.89	$1,933.89	7.375%	No	No							XXXX									1	XXXX	$1,571.04	XXXX	$130.92						0.000%	0.000%	XXXX	[Redacted]	754																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.0				No	No	XXXX	0		0	0	0	0			0.00	No	1.12	0.88								XXXX	$206,102.99	59.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															55.15				XXXX	$0.00	$0.00													No	No	No	No
223271488	[Redacted]	[Redacted]		N/A				No	No					$1,731.76	$1,731.76	6.750%	No	No								XXXX								1	XXXX	$4,332.00	XXXX	$361.00						0.000%	0.000%	XXXX	[Redacted]	760																												No	No										DSCR																0	0	0	No		XXXX				$0.00	2.9				No	No	XXXX	0	0	0	0	0	0			0.00	No	1.25	0.79								XXXX	$573,109.94		No					Yes	Final	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	366.65				XXXX	$0.00	$0.00	0	0	0	0	0	0	0	0	0				No	No	No	No
223271492	[Redacted]	[Redacted]		N/A				No	No					$2,679.82	$2,679.82	7.375%	No	No							XXXX									4	XXXX	$2,697.96	XXXX	$224.83						0.000%	0.000%	XXXX	[Redacted]	753																												No	No										DSCR																0	0	0	No		XXXX				$0.00					No	No	XXXX	0		0	0	0	0			0.00	No	1.7	0.58								XXXX	$120,441.73	25.000%	No					Yes	Short Form	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															36				XXXX	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223271496	[Redacted]	[Redacted]		Exempt from ATR				No	No	$1,590.00	$3,210.60		7.435%	$2,486.43	$2,486.43	7.375%	No	No	Non-Employment Income	Non-Employment Income					XXXX	XXXX							$3,614.47	1	XXXX	$2,942.04	XXXX	$245.17						43.805%	43.805%	XXXX	[Redacted]	758																												No	No							[Borrower - \| Primary Income - Social Security]; Account Statements - 2025 [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 [Borrower - \| Non-Primary Income - IRA Distribution]; Account Statements - 2025 [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024	[Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023	Full Documentation (F)	Retirement Income - Fully Verified																0	0	0			XXXX	$1,590.00		6.730%	$0.00	3.2	LP / LPA		Accept/Eligible	Yes	No	XXXX	0	0	1	0	2	0			0.00	No										XXXX	$139,684.06	31.000%	No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												12.51		No	No	XXXX	$2,875.63	$0.00													No	No	No	No
223271579	[Redacted]	[Redacted]		N/A				No	No					$2,926.66	$2,926.66	8.375%	No	No							XXXX									1	XXXX	$1,194.96	XXXX	$99.58						0.000%	0.000%	XXXX	[Redacted]	714																												No	No										DSCR														[Redacted]		0	0	0	No		XXXX				$0.00	3.4				Yes	No	XXXX	0		0	0	0	0			0.00	No	1.33	0.74								XXXX			No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															57.63				XXXX	$0.00	$0.00	0	0	0	0	0	0	0	0	0				No	No	No	No
223273148	[Redacted]	[Redacted]		N/A				No	No					$4,061.19	$4,061.19	7.990%	No	No								XXXX								1	XXXX	$2,658.96	XXXX	$221.58						0.000%	0.000%	XXXX	[Redacted]	623																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.0				N/A	No	XXXX	0	0	0	0	0	0			0.00	No	1	0.99								XXXX	$0.00		No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	13.6				XXXX	$0.00	$0.00													No	No	No	No
223279657	[Redacted]	[Redacted]		Non QM				Yes	No	$14,910.00	$28,821.00		7.212%	$3,839.70	$3,839.70	6.750%	No	No	Not Employed	Self-Employed					XXXX	XXXX							$30,183.67	1	XXXX	$3,708.96	XXXX	$309.08						22.103%	22.103%	XXXX	[Redacted]	796																												No	Yes	12	Business	100.000%		100.000%		[Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$14,910.00		6.850%	$0.00	1.4	None			N/A	No	XXXX	0	0	0	0	2	0		12	0.00	No										XXXX			No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	32.29			No	XXXX	$38,748.40	$0.00													No	No	No	No
223279723	[Redacted]	[Redacted]		N/A				No	No					$832.64	$832.64	8.875%	No	No								XXXX								1	XXXX	$1,319.04	XXXX	$109.92						0.000%	0.000%	XXXX	[Redacted]	680																												No	No										DSCR																0	0	0	Yes		XXXX				$0.00	3.0				N/A	No	XXXX	0	0	0	0	0	0			0.00	No	1.99	0.5								XXXX			No					Yes	Commitment	Fee Simple	Corp	Business Entity	Individual	Individual											Yes	Business Entity	No		No																	No	86.44				XXXX	$0.00	$0.00													No	Yes	No	No
223280593	[Redacted]	[Redacted]		Non QM				Yes	No	$5,395.00	$7,301.08		7.784%	$2,831.17	$2,831.17	7.625%	No	No	Self-Employed						XXXX								$85,029.45	1	XXXX	$4,395.72	XXXX	$366.31						6.103%	6.103%	XXXX	[Redacted]	733																												No	No							[Borrower - \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025 [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025 [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2022 [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2022	[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - No Results Returned - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1040 - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																1	1	1			XXXX	$5,395.00		6.650%	$5,000.00	5.0	None			No	No	XXXX	0		3	0	3	2				No										XXXX	$1,743,938.31	100.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															176.13		Yes	No	XXXX	$0.00	$0.00													No	No	No	No
223280879	[Redacted]	[Redacted]		N/A				No	No					$2,583.06	$2,583.06	7.875%	No	No								XXXX								1	XXXX	$1,155.00	XXXX	$96.25						0.000%	0.000%	XXXX	[Redacted]	762																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.0				No	No	XXXX	0	0	0	0	0	0			0.00	No	0.92	1.07								XXXX			No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	17.29				XXXX	$0.00	$0.00													No	No	No	No
223280884	[Redacted]	[Redacted]		N/A				No	No					$3,848.60	$3,848.60	7.990%	No	No							XXXX									1	XXXX	$5,216.64	XXXX	$434.72						0.000%	0.000%	XXXX	[Redacted]	689																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.0				Yes	No	XXXX	0		0	0	0	0			0.00	No	0.77	1.29								XXXX	$0.00		No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	30.42				XXXX	$0.00	$0.00													No	No	No	No
223280887	[Redacted]	[Redacted]		N/A				No	No					$2,990.91	$2,990.91	7.875%	No	No							XXXX	XXXX								4	XXXX	$2,736.00	XXXX	$228.00						0.000%	0.000%	XXXX	[Redacted]	695																												No	No										DSCR																0	0	0	No		XXXX				$0.00					No	No	XXXX	0	0	0	0	0	0			0.00	No	1.46	0.68								XXXX	$137,500.00	25.000%	No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												264.06				XXXX	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223283476	[Redacted]	[Redacted]		Non QM				Yes	No	$6,761.15	$8,590.15		7.166%	$1,774.89	$1,774.89	6.875%	No	Yes	Not Employed	Self-Employed	Self-Employed		20.88		XXXX	XXXX	XXXX						$34,630.06	1	XXXX	$1,875.96	XXXX	$156.33						27.075%	27.075%	XXXX	[Redacted]	773	773	768	774																			Level 4-Stated/Verified as defined		Level 3-Stated/Partially Verified		Level 3-Stated/Verified as defined		No	Yes	12	Business	100.000%		40.000%		[Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 40.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 40.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 40.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 40.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 40.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024 [Coborrower(s) - \| Primary Income - Shared Bank Statements]; CPA Letter - 2025 [Coborrower(s) - \| Primary Income - Shared Bank Statements]; CPA Letter - 2025 [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Other - 2025 [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Third Party Verification - 2025 [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2024	[Coborrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$6,761.15		6.620%	$500.00	2.2	None			No	No	XXXX	0	0	0	0	0	0		12	0.00	No										XXXX	$187,342.33	47.000%	No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual	Individual	Individual									No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04									48.93		No	No	XXXX	$47,486.90	$0.00													No	No	No	No
223283479	[Redacted]	[Redacted]		Exempt from ATR				No	No	$22,790.00	$8,835.40		7.242%	$1,749.07	$1,749.07	6.875%	No	No	Employed	Employed					XXXX	XXXX							$12,628.74	3	XXXX	$3,894.96	XXXX	$324.58						39.157%	39.157%	XXXX	[Redacted]	745																												No	No							[Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2023 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$22,790.00		6.650%	$0.00		None			No	No	XXXX	2	3	0	0	3	0			0.00	No										XXXX	$174,989.75	49.000%	No	18				Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No		Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												25.75			No	XXXX	$0.00	$9,150.01													No	No	No	No
223283502	[Redacted]	[Redacted]		Non QM				Yes	No	$5,474.00	$7,449.20		7.440%	$2,346.69	$2,346.69	7.250%	No	No	Employed	Employed					XXXX	XXXX							$21,460.99	1	XXXX	$2,780.04	XXXX	$231.67						32.318%	32.318%	XXXX	[Redacted]	808																												No	No							[Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025 [Borrower - \| Primary Income - Wages]; VVOE - 2025 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2023 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 [Borrower - \| Non-Primary Income - Housing Allowance]; Leave and Earnings Statement (LES) - 2025 [Borrower - \| Non-Primary Income - Rations]; Leave and Earnings Statement (LES) - 2025 [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$5,474.00		6.650%	$3,000.00	1.3	None			No	No	XXXX	2	2	0	0	3	0			0.00	No										XXXX	$180,091.52	42.000%	No		29			Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												19.07			No	XXXX	$0.00	$12,619.93													No	No	No	No
223283505	[Redacted]	[Redacted]		Non QM				Yes	No	$1,690.00	$3,847.58		7.233%	$1,859.46	$1,859.46	7.125%	No	No	Employed	Self-Employed					XXXX	XXXX							$4,552.08	1	XXXX	$791.04	XXXX	$65.92						43.683%	43.683%	XXXX	[Redacted]	795																												No	Yes	24	Personal, Business	55.000%		100.000%		[Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2023 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 [Borrower - \| Primary Income - Wages]; W-2 - 2022 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Coborrower(s) - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025 [Coborrower(s) - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Coborrower(s) - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Coborrower(s) - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025	[Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$1,690.00		6.660%	$11,904.00	1.1	None			No	No	XXXX	3	0	0	0	3	3	12	12	0.00	No										XXXX	$95,808.35	28.000%	No	26				Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04								Resident Alien Card				15.8		No	No	XXXX	$4,470.19	$0.00													No	No	No	No
223283506	[Redacted]	[Redacted]		Non QM				Yes	No	$24,858.75	$30,006.40		8.794%	$9,803.65	$9,894.51	8.600%	No	Yes	Not Employed	Non-Employment Income					XXXX	XXXX							$7,318.66	1	XXXX	$13,185.84	XXXX	$1,098.82						0.000%	0.000%	XXXX	[Redacted]	681																												Yes	No							[Coborrower(s) - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Coborrower(s) - \| Primary Income - Asset Depletion]; Account Statements - 2024 [Coborrower(s) - \| Primary Income - Asset Depletion]; Account Statements - 2024	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022	Other Documentation (O)	Asset Depletion (No DTI)																0	0	0			XXXX	$24,858.75		6.850%	$500,000.00	1.0	None			Yes	No	XXXX	0	0	0	0	3	0			0.00	No					Other					XXXX	$1,649,247.40	97.000%	No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	Yes		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												216.57		No	No	XXXX	$65,850.29	$0.00													No	No	No	No
223283507	[Redacted]	[Redacted]		Non QM				Yes	No	$7,596.50	$9,586.43		9.161%	$2,591.26	$2,591.26	8.875%	No	No	Employed	Employed					XXXX	XXXX							$7,885.93	1	XXXX	$1,295.76	XXXX	$107.98						37.131%	37.131%	XXXX	[Redacted]	588																												No	No							[Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; VVOE - 2025 [Borrower - \| Primary Income - Wages]; WVOE - 2025 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023	[Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - No Results Returned - 2024 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - No Results Returned - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																1	0	0			XXXX	$7,596.50		6.650%	$0.00	1.0	None			No	No	XXXX	2	2	0	0	2	1			0.00	No										XXXX	$7,859.02		No	25	19			Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	14.64			No	XXXX	$0.00	$6,789.17													No	No	No	No
223283508	[Redacted]	[Redacted]		N/A				No	No					$1,151.79	$1,151.79	7.375%	No	No								XXXX								1	XXXX	$1,152.60	XXXX	$96.05						0.000%	0.000%	XXXX	[Redacted]	795																												No	No										DSCR																0	0	0	Yes		XXXX				$0.00	1.7				No	No	XXXX	0	0	0	0	0	0			0.00	No	1.19	0.83								XXXX	$60,756.95		No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	41.48				XXXX	$0.00	$0.00													No	No	No	No
223283789	[Redacted]	[Redacted]		Exempt from ATR				No	No	$24,241.75	$8,778.75		7.970%	$2,500.28	$2,500.28	7.750%	No	No	Employed	Employed					XXXX	XXXX							$7,658.04	3	XXXX	$3,483.96	XXXX	$290.33						34.804%	34.804%	XXXX	[Redacted]	748																												No	No							[Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; VVOE - 2025 [Borrower - \| Primary Income - Wages]; WVOE - 2025 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2023 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 [Borrower - \| Primary Income - Wages]; W-2 - 2022 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$24,241.75		6.660%	$0.00		None			No	No	XXXX	3	3	0	0	3	0			0.00	No										XXXX	$33,889.26		No	26	27			Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	9.03		No	No	XXXX	$0.00	$2,390.04													No	No	No	No
223284001	[Redacted]	[Redacted]		Non QM				Yes	No	$3,990.00	$6,757.89		7.465%	$3,453.38	$3,453.38	7.375%	No	No	Non-Employment Income						XXXX								$15,973.01	1	XXXX	$2,908.68	XXXX	$242.39						0.000%	0.000%	XXXX	[Redacted]	732																												Yes	No							[Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2024	[Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available	Other Documentation (O)	Asset Depletion (No DTI)																0	0	0			XXXX	$3,990.00		6.650%	$0.00	1.6	None			Yes	No	XXXX	0		0	0	1	0			0.00	No					Other					XXXX	$1,282,062.97	98.000%	No					Yes	Preliminary	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															247.84		Yes	No	XXXX	$0.00	$0.00													No	No	No	No
223284264	[Redacted]	[Redacted]		N/A				No	No					$3,389.62	$3,389.62	6.990%	No	No								XXXX								2	XXXX	$1,010.04	XXXX	$84.17						0.000%	0.000%	XXXX	[Redacted]	691																												No	No										DSCR																0	0	0	No		XXXX				$0.00					No	No	XXXX	0	0	0	0	0	0			0.00	No	1.51	0.66								XXXX	$695.00		No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Guarantor - Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	112.45				XXXX	$0.00	$0.00													No	No	No	No
223288452	[Redacted]	[Redacted]		N/A				No	No					$1,561.80	$1,561.80	8.625%	No	No								XXXX								1	XXXX	$1,242.96	XXXX	$103.58						0.000%	0.000%	XXXX	[Redacted]	732																												No	No										DSCR														[Redacted]		0	0	0	No		XXXX				$0.00	4.3				No	No	XXXX	0	0	0	0	0	0			0.00	No	1.45	0.68								XXXX	$18,008.32		No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	8.88				XXXX	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223288453	[Redacted]	[Redacted]		Non QM				Yes	No	$2,459.00	$6,152.64		8.512%	$2,949.08	$2,949.08	8.375%	No	No	Employed						XXXX				XXXX				$6,610.50	1	XXXX	$1,506.00	XXXX	$125.50						34.755%	34.755%	XXXX	[Redacted]	818																												No	No							[Borrower - \| Primary Income - Wages]; VVOE - 2025 [Borrower - \| Primary Income - Wages]; WVOE - 2025 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2023 [Borrower - \| Primary Income - Wages]; W-2 - 2022 [Borrower - \| Non-Primary Income - Wages]; VVOE - 2025 [Borrower - \| Non-Primary Income - Wages]; WVOE - 2025 [Borrower - \| Non-Primary Income - Wages]; W-2 - 2024 [Borrower - \| Non-Primary Income - Wages]; W-2 - 2023 [Borrower - \| Non-Primary Income - Wages]; W-2 - 2022	[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1040 - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$2,459.00		6.650%	$55,000.00	3.0	None			No	No	XXXX	3		3	0	3	3			0.00	No										XXXX	$63,429.12	13.000%	No	26				Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04										Passport					3.44			No	XXXX	$0.00	$0.00													Yes	No	No	No
223288457	[Redacted]	[Redacted]		Exempt from ATR				No	Yes	$4,015.00	$5,842.60		7.922%	$1,274.03	$1,274.03	7.625%	No	No	Employed	Employed					XXXX	XXXX							$5,917.81	1	XXXX	$1,428.00	XXXX	$119.00						48.610%	48.610%	XXXX	[Redacted]	740																												No	No							[Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; VVOE - 2025 [Borrower - \| Primary Income - Wages]; WVOE - 2025 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024	[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$4,015.00		6.650%	$0.00	3.7	DU		ApproveEligible	N/A	No	XXXX	1	1	2	0	2	0			0.00	No										XXXX	$71,919.42	32.000%	No	26	26			Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												11.46		No	No	XXXX	$0.00	$4,675.91													No	No	No	No
223288458	[Redacted]	[Redacted]		Non QM				Yes	No	$35,385.20	$17,269.05		7.957%	$10,840.66	$10,840.66	7.875%	No	No	Self-Employed						XXXX								$21,869.76	1	XXXX	$8,290.08	XXXX	$690.84						42.997%	42.997%	XXXX	[Redacted]	759																												No	No							[Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	1yr Full Doc																0	0	0			XXXX	$35,385.20		6.650%	$42,475.00	1.0	None			No	No	XXXX	0		0	0	3	0				No										XXXX	$292,126.72	17.000%	No					Yes	Preliminary	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	FICO Classic V5 Facta	FICO Risk Score Classic 04															15.52			No	XXXX	$0.00	$0.00													No	No	No	No
223288459	[Redacted]	[Redacted]		Non QM				Yes	No	$5,565.00	$0.00		7.860%	$4,926.97	$5,811.37	8.584%	No	No	Self-Employed						XXXX								$20,934.80	1	XXXX	$0.00	XXXX	$0.00						37.350%	37.485%	XXXX	[Redacted]	774																												No	Yes	12	Business	100.000%	50.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$5,565.00		6.780%	$15,817.52	1.7	None			No	No	XXXX	0		0	0	3	0		12	0.00	No										XXXX	$277,306.29	28.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	Yes		Yes	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															4.16		No	No	XXXX	$0.00	$0.00													No	No	No	No
223288461	[Redacted]	[Redacted]		Non QM				Yes	No	$4,956.71	$7,284.23		8.761%	$2,433.43	$2,433.43	8.250%	No	No	Self-Employed						XXXX								$10,781.71	1	XXXX	$2,570.52	XXXX	$214.21						39.748%	39.748%	XXXX	[Redacted]	754																												No	No							[Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023 [Borrower - \| Non-Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023	[Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$4,956.71		6.650%	$0.00	1.0	LP / LPA		Accept/Eligible	Yes	No	XXXX	2		1	0	2	0				No										XXXX	$15,000.00	4.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															7.64		No	No	XXXX	$0.00	$0.00													No	No	No	No
223288463	[Redacted]	[Redacted]		N/A				No	No					$1,085.93	$1,085.93	9.250%	No	No							XXXX									1	XXXX	$1,163.04	XXXX	$96.92						0.000%	0.000%	XXXX	[Redacted]	685																												No	No										DSCR														[Redacted]		0	0	0	No		XXXX				$0.00	4.5				No	No	XXXX	0		0	0	0	0			0.00	No	1.12	0.88								XXXX	$70,737.74		No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	46.9				XXXX	$0.00	$0.00	0	0	0	0	0	0							No	No	No	No
223288480	[Redacted]	[Redacted]		N/A				No	No					$2,270.09	$2,270.09	6.750%	No	No							XXXX									2	XXXX	$417.00	XXXX	$34.75						0.000%	0.000%	XXXX	[Redacted]	756																												No	No										DSCR																0	0	0	No		XXXX				$0.00					No	No	XXXX	0		0	0	0	0			0.00	No	1.24	0.8								XXXX	$850.00		No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	FICO Classic V5 Facta	FICO Risk Score Classic 04														No	124.52				XXXX	$0.00	$0.00													No	No	No	No
223288481	[Redacted]	[Redacted]		Non QM				Yes	No	$1,595.00	$8,712.47		7.173%	$2,685.54	$2,685.54	6.990%	No	No	Non-Employment Income	Non-Employment Income					XXXX	XXXX							$4,200.12	1	XXXX	$1,496.04	XXXX	$124.67						48.437%	48.437%	XXXX	[Redacted]	805																												No	No							[Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - \| Primary Income - Social Security]; 1099-SSA - 2023 [Borrower - \| Non-Primary Income - Annuity]; 1099 - 2024 [Borrower - \| Non-Primary Income - Annuity]; Account Statements - 2024 [Borrower - \| Non-Primary Income - Annuity]; 1099 - 2023 [Borrower - \| Non-Primary Income - Farming]; Balance Sheet - 2025 [Borrower - \| Non-Primary Income - Farming]; P&L Statement - 2025 [Borrower - \| Non-Primary Income - Farming]; 1040 - Schedule F - 2024 [Borrower - \| Non-Primary Income - Farming]; 1040 - Schedule F - 2023 [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - \| Primary Income - Social Security]; 1099-SSA - 2023	[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; Transcripts (1040) - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$1,595.00		6.620%	$0.00	1.0	None			Yes	No	XXXX	0	0	2	0	3	3			0.00	No										XXXX	$792,511.56	83.000%	No					Yes	Preliminary	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												204.51		Yes	No	XXXX	$1,130.70	$0.00													No	No	No	No
223290084	[Redacted]	[Redacted]		Non QM				Yes	No	$7,856.25	$13,404.45		8.621%	$3,762.36	$3,762.36	8.375%	No	No	Self-Employed						XXXX								$22,039.34	1	XXXX	$1,812.96	XXXX	$151.08						26.525%	26.525%	XXXX	[Redacted]	782																												No	Yes	12	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$7,856.25		6.650%	$35,000.00	1.3	None			Yes	No	XXXX	0		0	0	2	0		12	0.00	No										XXXX	$8,048.86	1.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															7.19		No	No	XXXX	$0.00	$0.00													No	No	No	No
223290091	[Redacted]	[Redacted]		N/A				No	No					$6,721.39	$6,721.39	7.875%	No	No					0			XXXX	XXXX							3	XXXX	$5,742.96	XXXX	$478.58						0.000%	0.000%	XXXX	[Redacted]	705	705	804																				Level 4-Stated/Verified as defined						No	No										DSCR																0	0	0	No		XXXX				$0.00					N/A	No	XXXX	0	0	0	0	0	0			0.00	No	1.02	0.97								XXXX	$472,067.84		No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual	Individual	Individual									Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0									No	179.81				XXXX	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223290123	[Redacted]	[Redacted]		N/A				No	No					$1,114.78	$1,114.78	7.625%	No	No								XXXX								1	XXXX	$1,194.00	XXXX	$99.50						0.000%	0.000%	XXXX	[Redacted]	680																												No	No										DSCR																0	0	0	Yes		XXXX				$0.00	2.1				N/A	No	XXXX	0	0	0	0	0	0			0.00	No	1.12	0.88								XXXX	$138,181.87	44.000%	No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No																		17.2				XXXX	$0.00	$0.00													No	Yes	No	No
223290137	[Redacted]	[Redacted]		Non QM				Yes	No	$4,230.00	$10,075.49		7.267%	$2,126.82	$2,126.82	6.990%	No	No	Non-Employment Income						XXXX								$12,918.81	1	XXXX	$634.68	XXXX	$52.89						0.000%	0.000%	XXXX	[Redacted]	765																												Yes	No							[Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Other Documentation (O)	Asset Depletion (No DTI)																0	0	0			XXXX	$4,230.00		6.650%	$0.00	1.1	None			Yes	No	XXXX	0		0	0	2	0			0.00	No					Other					XXXX	$981,883.10	100.000%	No					Yes	Final	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															301.53			No	XXXX	$0.00	$0.00													No	No	No	No
223294080	[Redacted]	[Redacted]		Exempt from ATR				No	Yes	$2,445.88	$5,975.73		7.462%	$1,718.81	$1,718.81	7.250%	No	No	Employed	Not Employed					XXXX	XXXX							$5,396.45	1	XXXX	$1,422.60	XXXX	$118.55						45.663%	45.663%	XXXX	[Redacted]	790																												No	No							[Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; VVOE - 2025 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2023	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$2,445.88		6.660%	$0.00	1.0	DU		ApproveEligible	No	No	XXXX	2	0	0	0	3	0			0.00	No										XXXX	$241,851.90	77.000%	No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												77.18		No	No	XXXX	$0.00	$0.00													No	No	No	No
223294085	[Redacted]	[Redacted]		N/A				No	No					$1,509.13	$1,509.13	7.125%	No	No							XXXX									1	XXXX	$4,104.96	XXXX	$342.08						0.000%	0.000%	XXXX	[Redacted]	769																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.0				No	No	XXXX	0		0	0	0	0			0.00	No	1.36	0.73								XXXX	$813,934.93	100.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															264.61				XXXX	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223294086	[Redacted]	[Redacted]		Non QM				Yes	No	$1,490.00	$5,704.89		7.460%	$3,591.51	$3,591.51	7.375%	No	No	Self-Employed						XXXX								$12,896.96	1	XXXX	$3,414.00	XXXX	$284.50						45.041%	45.041%	XXXX	[Redacted]	774																												No	No							[Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023	[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$1,490.00		6.660%	$0.00	3.1	LP / LPA		Accept/Eligible	No	No	XXXX	0		1	0	2	0				No										XXXX	$412,218.54	63.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															55.72		No	No	XXXX	$0.00	$0.00													No	No	No	No
223294088	[Redacted]	[Redacted]		Non QM				Yes	No	$10,090.00	$13,098.61		7.535%	$2,865.14	$2,865.14	7.250%	No	No	Self-Employed						XXXX								$23,313.29	1	XXXX	$3,342.00	XXXX	$278.50						21.133%	21.133%	XXXX	[Redacted]	704																												No	Yes	48	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2025	[Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$10,090.00		6.730%	$0.00	1.0	None			No	No	XXXX	0		0	0	2	0		24	0.00	No										XXXX			No					Yes	Final	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	34.49			No	XXXX	$0.00	$0.00													No	No	No	No
223294089	[Redacted]	[Redacted]		N/A				No	No					$1,506.33	$1,506.33	7.875%	No	No								XXXX								1	XXXX	$903.96	XXXX	$75.33						0.000%	0.000%	XXXX	[Redacted]	741																												No	No										DSCR																0	0	0	No		XXXX				$0.00	3.7				No	No	XXXX	0	0	0	0	0	0			0.00	No	0.76	1.3								XXXX	$14,263.64	5.000%	No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Guarantor - Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	FICO Classic V5 Facta	FICO Risk Score Classic 04												7.01				XXXX	$0.00	$0.00													No	No	No	No
223294091	[Redacted]	[Redacted]		Non QM				Yes	No	$2,915.00	$4,157.54		7.652%	$682.18	$682.18	7.250%	No	No	Self-Employed	Not Employed					XXXX	XXXX							$7,498.42	1	XXXX	$548.16	XXXX	$45.68						32.971%	32.971%	XXXX	[Redacted]	702																												No	No							[Borrower - \| Primary Income - Sole Proprietor]; Other - 2025 [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024 [Borrower - \| Primary Income - Sole Proprietor]; W-2 Transcript - 2024 [Borrower - \| Primary Income - Sole Proprietor]; W-2 Transcript - No Results Returned - 2024 [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2023 [Borrower - \| Primary Income - Sole Proprietor]; W-2 Transcript - 2023 [Borrower - \| Primary Income - Sole Proprietor]; W-2 Transcript - 2022	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023	Full Documentation (F)	2yr 1099																0	0	0			XXXX	$2,915.00		6.650%	$6,800.00	1.0	None			Yes	No	XXXX	3	0	0	0	3	0				No										XXXX	$225,236.15	100.000%	No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												111.77			No	XXXX	$0.00	$0.00													No	No	No	No
223294092	[Redacted]	[Redacted]		N/A				No	No					$2,338.67	$2,338.67	6.875%	No	No								XXXX								1	XXXX	$2,555.04	XXXX	$212.92						0.000%	0.000%	XXXX	[Redacted]	770																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.3				No	No	XXXX	0	0	0	0	0	0			0.00	No	1	0.99								XXXX	$17,841.22		No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	33.32				XXXX	$0.00	$0.00													No	No	No	No
223294098	[Redacted]	[Redacted]		N/A				No	No					$2,796.86	$2,796.86	7.500%	No	No								XXXX								2	XXXX	$3,438.96	XXXX	$286.58						0.000%	0.000%	XXXX	[Redacted]	717																												No	No										DSCR																0	0	0	No		XXXX				$0.00					N/A	No	XXXX	0	0	0	0	0	0			0.00	No	1.03	0.96								XXXX	$172,329.18		No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	30.54				XXXX	$0.00	$0.00	0	0	0	0	0	0	0	0	0				No	No	No	No
223294108	[Redacted]	[Redacted]		N/A				No	No					$1,454.32	$1,454.32	7.750%	No	No							XXXX									1	XXXX	$1,211.04	XXXX	$100.92						0.000%	0.000%	XXXX	[Redacted]	766																												No	No										DSCR														[Redacted]		0	0	0	No		XXXX				$0.00	1.0				Yes	No	XXXX	0		0	0	0	0			0.00	No	1.15	0.86								XXXX	$37,939.33		No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	22.79				XXXX	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223294110	[Redacted]	[Redacted]		N/A				No	No					$7,361.05	$7,361.05	7.625%	No	No							XXXX									4	XXXX	$3,606.00	XXXX	$300.50						0.000%	0.000%	XXXX	[Redacted]	773																												No	No										DSCR																0	0	0	No		XXXX				$0.00					No	No	XXXX	0		0	0	0	0			0.00	No	1.27	0.78								XXXX	$247,303.25	19.000%	No					Yes	Preliminary	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															25.28				XXXX	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223294116	[Redacted]	[Redacted]		Non QM				Yes	No	$10,793.38	$13,726.53		8.082%	$4,375.79	$4,375.79	7.875%	No	No	Self-Employed						XXXX				XXXX				$18,351.40	1	XXXX	$2,475.96	XXXX	$206.33						26.668%	26.668%	XXXX	[Redacted]	765																												No	No							[Borrower - \| Primary Income - Sole Proprietor]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025 [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025 [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024 [Borrower - \| Primary Income - Sole Proprietor]; 1099 Transcript - 2024 [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2023 [Borrower - \| Primary Income - Sole Proprietor]; 1099 Transcript - No Results Returned - 2023	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	1yr 1099																0	0	0			XXXX	$10,793.38		6.730%	$15,000.00	1.7	None			Yes	No	XXXX	0		0	0	2	0				No										XXXX	$121,664.18	17.000%	No					Yes	Short Form	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04										Employment Authorization					3.81			No	XXXX	$0.00	$0.00													No	No	No	No
223294117	[Redacted]	[Redacted]		Non QM				Yes	No	$4,677.71	$6,755.17		7.699%	$1,314.43	$1,314.43	7.375%	No	No	Non-Employment Income	Non-Employment Income					XXXX	XXXX							$3,087.29	1	XXXX	$2,784.00	XXXX	$232.00						42.870%	42.870%	XXXX	[Redacted]	815																												No	No							[Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2021 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2021	Full Documentation (F)	1yr Full Doc																0	0	0			XXXX	$4,677.71		6.620%	$0.00	2.0	None			Yes	No	XXXX	0	0	0	0	4	0			0.00	No										XXXX	$408,765.35	100.000%	No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												212.98			No	XXXX	$1,801.00	$0.00													No	No	No	No
223294119	[Redacted]	[Redacted]		Non QM				Yes	No	$1,690.00	$2,411.86		6.925%	$3,103.65	$3,103.65	6.875%	No	No	Self-Employed						XXXX								$71,656.73	1	XXXX	$1,263.96	XXXX	$105.33						10.767%	10.767%	XXXX	[Redacted]	799																												No	No							[Borrower - \| Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025 [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022	[Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	1yr Full Doc																0	0	0			XXXX	$1,690.00		6.030%	$10,000.00	1.3	LP / LPA		Accept/Eligible	Yes	No	XXXX	0		1	0	3	1				No										XXXX	$885,084.96	100.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															208.15		No	No	XXXX	$0.00	$0.00													No	No	No	No
223294121	[Redacted]	[Redacted]		N/A				No	No					$1,548.02	$1,548.02	7.875%	No	No							XXXX									1	XXXX	$1,827.96	XXXX	$152.33						0.000%	0.000%	XXXX	[Redacted]	631																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.0				Yes	No	XXXX	0		0	0	0	0			0.00	No	1	0.99								XXXX	$26,877.98		No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	11.57				XXXX	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223294123	[Redacted]	[Redacted]		Non QM				Yes	No	$5,088.37	$6,904.49		7.229%	$1,739.84	$1,739.84	6.990%	No	No	Self-Employed						XXXX								$4,004.57	1	XXXX	$1,605.00	XXXX	$133.75						35.162%	35.162%	XXXX	[Redacted]	789																												Yes	No							[Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024 [Borrower - \| Primary Income - Sole Proprietor]; W-2 Transcript - No Results Returned - 2024	[Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	1yr 1099																0	0	0			XXXX	$5,088.37		6.730%	$0.00	1.1	None			No	No	XXXX	0		0	0	1	0				No					Other					XXXX	$328,535.87	92.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															93.22			No	XXXX	$0.00	$0.00													No	No	No	No
223294127	[Redacted]	[Redacted]		Exempt from ATR				No	No	$8,983.75	$10,448.78		8.073%	$2,256.70	$2,256.70	7.750%	No	No	Employed	Employed					XXXX	XXXX							$6,561.66	1	XXXX	$645.96	XXXX	$53.83						46.917%	46.917%	XXXX	[Redacted]	778																												No	No							[Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; VVOE - 2025 [Borrower - \| Primary Income - Wages]; WVOE - 2025 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2023 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023	[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1040 - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$8,983.75		6.620%	$0.00	1.0	None			No	No	XXXX	2	2	3	0	3	3			0.00	No										XXXX	$226,654.61	54.000%	No	27	27			Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												31.8		No	No	XXXX	$0.00	$9,395.50													No	No	No	No
223294141	[Redacted]	[Redacted]		Exempt from ATR				No	No	$17,317.19	$20,479.47		9.384%	$6,437.87	$6,437.87	9.125%	No	No	Employed	Employed					XXXX	XXXX							$11,793.73	2	XXXX	$3,097.20	XXXX	$258.10						45.768%	45.768%	XXXX	[Redacted]	714																												No	No							[Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; VVOE - 2025 [Borrower - \| Primary Income - Wages]; WVOE - 2025 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2023 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 [Borrower - \| Primary Income - Wages]; W-2 - 2022 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022	[Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; Transcripts (1040) - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc														[Redacted]		0	0	0			XXXX	$17,317.19		6.650%	$0.00		None			No	No	XXXX	3	3	0	0	3	3			0.00	No										XXXX	$81,011.44		No	26	26			Yes	Preliminary	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	9.98		No	No	XXXX	$0.00	$7,106.10													No	No	No	No
223294147	[Redacted]	[Redacted]		N/A				No	No					$3,284.56	$3,284.56	7.875%	No	No							XXXX									1	XXXX	$1,920.84	XXXX	$160.07						0.000%	0.000%	XXXX	[Redacted]	725																												No	No										DSCR																0	0	0	No		XXXX				$0.00	2.1				Yes	No	XXXX	0		0	0	0	0			0.00	No	0.92	1.08								XXXX	$6,703.30	1.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															9.28				XXXX	$0.00	$0.00													No	No	No	No
223294150	[Redacted]	[Redacted]		Exempt from ATR				No	No	$15,300.24	$5,528.02		7.981%	$1,604.76	$1,604.76	7.750%	No	No	Employed						XXXX								$7,756.42	1	XXXX	$1,456.44	XXXX	$121.37						49.622%	49.622%	XXXX	[Redacted]	732																												No	No							[Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2023 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$15,300.24		6.620%	$12,500.00	1.3	None			Yes	No	XXXX	2		0	0	2	0			0.00	No										XXXX	$83,824.84	30.000%	No	23				Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															8.44		No	No	XXXX	$0.00	$0.00													No	No	No	No
223294151	[Redacted]	[Redacted]		Non QM				Yes	No	$14,990.24	$25,589.04		8.074%	$8,569.16	$8,569.16	7.875%	No	No	Self-Employed						XXXX								$25,663.86	1	XXXX	$1,194.00	XXXX	$99.50						44.857%	44.857%	XXXX	[Redacted]	701																												No	Yes	60	Business	100.000%	50.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 80.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 80.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 80.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 80.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 60.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 60.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 60.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 60.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 80.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 80.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 80.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 80.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024	[Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$14,990.24		6.650%	$0.00	4.1	None			No	No	XXXX	0		0	0	2	0		12	0.00	No										XXXX	$558,833.08	38.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															25.99		Yes	No	XXXX	$0.00	$0.00													No	No	No	No
223294152	[Redacted]	[Redacted]		Non QM				Yes	No	$6,467.50	$0.00		7.348%	$2,748.89	$2,748.89	7.375%	No	No	Self-Employed						XXXX								$5,930.82	1	XXXX	$2,004.00	XXXX	$167.00						35.287%	35.287%	XXXX	[Redacted]	750																												No	Yes	12	Personal	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$6,467.50		6.930%	$17,425.00	1.0	None			Yes	No	XXXX	0		0	0	2	0	12		0.00	No										XXXX	$117,666.31	24.000%	No					Yes	Preliminary	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															39.41			No	XXXX	$0.00	$0.00													No	No	No	No
223294153	[Redacted]	[Redacted]		N/A				No	No					$1,221.80	$1,221.80	7.375%	No	No							XXXX									1	XXXX	$981.00	XXXX	$81.75						0.000%	0.000%	XXXX	[Redacted]	791																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.0				Yes	No	XXXX	0		0	0	0	0			0.00	No	1.04	0.96								XXXX	$324,793.78	100.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															80.29				XXXX	$0.00	$0.00													No	No	No	No
223294155	[Redacted]	[Redacted]		Exempt from ATR				No	No	$15,845.00	$6,415.28		7.410%	$1,414.81	$1,414.81	7.125%	No	No	Not Employed	Self-Employed	Self-Employed	Not Employed	20.54	0	XXXX	XXXX	XXXX	XXXX					$39,336.47	1	XXXX	$3,429.84	XXXX	$285.82						31.459%	31.459%	XXXX	[Redacted]	793	760	802	793	689	666	680																Level 4-Stated/Verified as defined	Level 4-Stated/Verified as defined	Level 3-Stated/Partially Verified	Level 1-Not Stated/Not Verified	Level 3-Stated/Verified as defined	Level 1-Not Stated/Not Verified	No	Yes	12	Business	100.000%		50.000%		[Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024 [Coborrower(s) - \| Primary Income - Shared Bank Statements]; CPA Letter - 2025 [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2024	[Coborrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$15,845.00		6.620%	$0.00	1.1	None			Yes	No	XXXX	0	0	0	0	0	0		12	0.00	No										XXXX	$6,853.39		No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual	Individual	Individual	Individual	Individual							No	Individual	No		No	Fair Isaac (VER. 2)	FICO Classic V5 Facta	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	FICO Classic V5 Facta	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	FICO Classic V5 Facta	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	FICO Classic V5 Facta	FICO Risk Score Classic 04					No	88.35		No	No	XXXX	$57,390.85	$0.00													No	No	No	No
223294188	[Redacted]	[Redacted]		Non QM				Yes	No	$8,071.25	$11,030.54		8.456%	$3,662.42	$3,662.42	8.250%	No	No	Self-Employed						XXXX								$46,788.29	1	XXXX	$3,542.04	XXXX	$295.17						10.441%	10.441%	XXXX	[Redacted]	669																												No	Yes	12	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2017	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																1	0	0			XXXX	$8,071.25		6.660%	$0.00		None			No	No	XXXX	0		0	0	2	0		12	0.00	No										XXXX	$199,890.99	31.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															37.68			No	XXXX	$0.00	$0.00													No	No	No	No
223294286	[Redacted]	[Redacted]		N/A				No	No					$1,313.86	$1,313.86	6.875%	No	No					0	0		XXXX	XXXX	XXXX						1	XXXX	$1,364.04	XXXX	$113.67						0.000%	0.000%	XXXX	[Redacted]																							Level 4-Stated/Verified as defined	Level 1-Not Stated/Not Verified					No	No										DSCR																0	0	0	Yes		XXXX				$0.00	1.1				No	No	XXXX	0	0	0	0	0	0			0.00	No	1.05	0.94								XXXX	$177,107.67	48.000%	No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual	Individual	Individual	Individual	Individual							Yes	Business Entity	Yes		No																		19.36				XXXX	$0.00	$0.00													No	Yes	Yes	Yes
223294290	[Redacted]	[Redacted]		Non QM				Yes	No	$10,758.75	$15,944.25		8.183%	$2,006.60	$2,006.60	7.625%	No	No	Employed						XXXX								$4,881.28	1	XXXX	$831.48	XXXX	$69.29						42.694%	42.694%	XXXX	[Redacted]	775																												No	No							[Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - \| Primary Income - Wages]; Paystubs - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - \| Primary Income - Wages]; Paystubs - 2023 [Borrower - \| Primary Income - Wages]; W-2 - 2023 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc														[Redacted]		0	0	0			XXXX	$10,758.75		6.650%	$0.00	1.1	None			Yes	No	XXXX	3		0	0	3	0			0.00	No										XXXX	$82,027.40	26.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	FICO Classic V5 Facta	FICO Risk Score Classic 04															8.37		No	No	XXXX	$0.00	$0.00													No	No	No	No
223294293	[Redacted]	[Redacted]		Non QM				Yes	No	$5,394.00	$9,141.57		8.204%	$2,902.95	$2,902.95	7.990%	No	No	Self-Employed	Employed					XXXX	XXXX							$72,848.35	1	XXXX	$2,294.52	XXXX	$191.21						15.143%	15.143%	XXXX	[Redacted]	697																												No	Yes	12	Business	100.000%	50.000%	50.000%		[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 68.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 68.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 68.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2024 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 68.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2010 [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2025 [Coborrower(s) - \| Primary Income - Shared Bank Statements]; CPA Letter - 2025 [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Third Party Verification - 2024 [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Other - 2010	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$5,394.00		6.730%	$4,840.00	1.0	None			Yes	No	XXXX	0	0	0	0	3	0		12	0.00	No										XXXX	$14,520.00	3.000%	No					Yes	Preliminary	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												37.46		No	No	XXXX	$42,924.17	$0.00													No	No	No	No
223294478	[Redacted]	[Redacted]		Non QM				Yes	No	$7,798.87	$9,379.83		8.733%	$2,985.21	$2,985.21	8.500%	No	No	Self-Employed						XXXX								$10,603.54	1	XXXX	$1,820.04	XXXX	$151.67						30.879%	30.879%	XXXX	[Redacted]	767																												No	Yes	12	Personal	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$7,798.87		6.700%	$2,000.00	2.6	None			Yes	No	XXXX	0		0	0	2	0	12		0.00	No										XXXX	$101,844.64	24.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															13.31			No	XXXX	$0.00	$0.00													No	No	No	No
223295883	[Redacted]	[Redacted]		Exempt from ATR				No	No	$14,982.19	$7,029.51		7.619%	$1,253.50	$1,253.50	7.250%	No	No	Self-Employed	Employed					XXXX	XXXX							$17,977.71	1	XXXX	$1,166.64	XXXX	$97.22						44.696%	44.696%	XXXX	[Redacted]	782																												No	No							[Borrower - \| Primary Income - Sole Proprietor]; Other - 2025 [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025 [Borrower - \| Primary Income - Sole Proprietor]; Other - 2024 [Borrower - \| Primary Income - Sole Proprietor]; W-2 Transcript - No Results Returned - 2024 [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2022 [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025 [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025 [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024 [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2022 [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2022 [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023	[Borrower]; 4506-C - 2024 [Borrower]; Tax Return Extension - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1040 - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; Tax Return Extension - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 1040 - 2022 [Coborrower]; Transcripts (1040) - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$14,982.19		6.620%	$0.00	2.5	None			No	No	XXXX	0	2	2	0	3	2				No										XXXX	$0.00		No		27			Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	35.04		No	No	XXXX	$0.00	$14,568.02													No	No	No	No
223295884	[Redacted]	[Redacted]		Exempt from ATR				No	No	$12,998.00	$8,745.20		8.631%	$888.21	$888.21	7.875%	No	No	Self-Employed						XXXX								$38,070.12	1	XXXX	$1,179.96	XXXX	$98.33						20.015%	20.015%	XXXX	[Redacted]	731																												No	Yes	12	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025	[Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$12,998.00		6.880%	$12,000.00	1.0	None			Yes	No	XXXX	0		0	0	0	0		12	0.00	No										XXXX	$5,000.00	3.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	FICO Classic V5 Facta	FICO Risk Score Classic 04										VISA					11.63		No	No	XXXX	$0.00	$0.00													Yes	No	No	No
223295915	[Redacted]	[Redacted]		Non QM				Yes	No	$5,274.00	$7,000.60		7.291%	$2,317.59	$2,317.59	7.125%	No	No	Self-Employed	Not Employed					XXXX	XXXX							$18,654.81	1	XXXX	$1,272.72	XXXX	$106.06						16.167%	16.167%	XXXX	[Redacted]	799																												No	Yes	12	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$5,274.00		6.660%	$0.00	1.5	None			Yes	No	XXXX	0	0	0	0	2	0		12	0.00	No										XXXX	$137,868.24	32.000%	No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												14.2	Retail		No	XXXX	$0.00	$0.00													No	No	No	No
223295918	[Redacted]	[Redacted]		N/A				No	No					$888.10	$888.10	8.500%	No	No							XXXX									2	XXXX	$1,259.04	XXXX	$104.92						0.000%	0.000%	XXXX	[Redacted]	786																												No	No										DSCR																0	0	0	No		XXXX				$0.00					No	No	XXXX	0		0	0	0	0			0.00	No	1.35	0.73								XXXX	$79,465.38	52.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															29.51				XXXX	$0.00	$0.00													No	No	No	No
223295922	[Redacted]	[Redacted]		Exempt from ATR				No	No	$5,641.25	$8,842.45		7.340%	$5,244.23	$5,244.23	7.250%	No	No	Employed	Employed					XXXX	XXXX							$23,140.45	1	XXXX	$3,947.04	XXXX	$328.92						37.177%	37.177%	XXXX	[Redacted]	767																												No	No							[Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - \| Primary Income - Wages]; Paystubs - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025 [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$5,641.25		6.620%	$0.00		DU		ApproveEligible	Yes	No	XXXX	2	2	0	0	2	0			0.00	No										XXXX	$1,176,094.36	100.000%	No	28	28			Yes	Preliminary	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												169.69		No	No	XXXX	$0.00	$14,717.73													No	No	No	No
223296089	[Redacted]	[Redacted]		N/A				No	No					$7,252.09	$7,252.09	7.375%	No	No							XXXX									1	XXXX	$2,719.08	XXXX	$226.59						0.000%	0.000%	XXXX	[Redacted]	800																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.0				No	No	XXXX	0		0	0	0	0			0.00	No	1.23	0.8								XXXX	$750.00		No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	121.26				XXXX	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223296174	[Redacted]	[Redacted]		N/A				No	No					$3,613.19	$3,613.19	7.500%	No	No							XXXX									1	XXXX	$1,925.04	XXXX	$160.42						0.000%	0.000%	XXXX	[Redacted]	709																												No	No										DSCR																0	0	0	No		XXXX				$0.00	3.1				No	No	XXXX	0		0	0	0	0			0.00	No	1.06	0.94								XXXX			No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	43.83				XXXX	$0.00	$0.00													No	No	No	No
223296290	[Redacted]	[Redacted]		N/A				No	No					$2,627.72	$2,627.72	6.875%	No	No							XXXX	XXXX								1	XXXX	$1,718.16	XXXX	$143.18						0.000%	0.000%	XXXX	[Redacted]	776																												No	No										DSCR																0	0	0	No		XXXX				$0.00	2.5				Yes	No	XXXX	0	0	0	0	0	0			0.00	No	1.58	0.63								XXXX	$1,636,611.24	90.000%	No					Yes	Preliminary	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												333.91				XXXX	$0.00	$0.00													No	No	No	No
223296458	[Redacted]	[Redacted]		Non QM				Yes	No	$1,395.00	$5,142.65		9.799%	$5,058.27	$5,058.27	9.750%	No	No	Non-Employment Income						XXXX								$12,186.90	1	XXXX	$2,837.04	XXXX	$236.42						0.000%	0.000%	XXXX	[Redacted]	626																												Yes	No							[Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025	[Borrower]; 1084 or income worksheet - Year Not Available	Other Documentation (O)	Asset Depletion (No DTI)																0	0	0			XXXX	$1,395.00		6.620%	$1,000.00	1.5	None			No	No	XXXX	0		0	0	0	0			0.00	No					Other					XXXX	$90,882.51	12.000%	No					Yes	Preliminary	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															306.72		No	No	XXXX	$0.00	$0.00													No	No	No	No
223297525	[Redacted]	[Redacted]		Non QM				Yes	No	$1,790.00	$5,984.10		7.518%	$9,343.75	$12,043.62	7.500%	No	No	Employed	Not Employed					XXXX	XXXX							$33,548.29	1	XXXX	$9,186.00	XXXX	$765.50						35.460%	30.266%	XXXX	[Redacted]	779																												Yes	No							[Borrower - \| Primary Income - Wages]; Other - 2025 [Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - \| Primary Income - Wages]; Paystubs - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024 [Borrower - \| Primary Income - Wages]; Paystubs - 2023 [Borrower - \| Primary Income - Wages]; W-2 - 2023 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Non-Primary Income - Asset Depletion]; Other - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$1,790.00		6.660%	$0.00	4.4	None			No	No	XXXX	3	0	0	0	3	0			0.00	No					Other				240	XXXX	$2,937,345.68	100.000%	No	27				Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												300.89		No	No	XXXX	$0.00	$0.00													No	No	No	No
223297526	[Redacted]	[Redacted]		N/A				No	No					$673.72	$673.72	7.125%	No	No							XXXX									1	XXXX	$950.04	XXXX	$79.17						0.000%	0.000%	XXXX	[Redacted]	804																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.0				No	No	XXXX	0		0	0	0	0			0.00	No	1.62	0.61								XXXX			No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	113.06				XXXX	$0.00	$0.00													No	No	No	No
223297527	[Redacted]	[Redacted]		N/A				No	No					$4,732.98	$4,732.98	8.250%	No	No							XXXX									1	XXXX	$1,343.28	XXXX	$111.94						0.000%	0.000%	XXXX	[Redacted]																													No	No										DSCR																0	0	0	No		XXXX				$0.00	3.4				Yes	No	XXXX	0		0	0	0	0			0.00	No	0.63	1.58								XXXX			No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No																		34.17				XXXX	$0.00	$0.00													Yes	No	No	No
223297528	[Redacted]	[Redacted]		Exempt from ATR				No	No	$23,186.96	$5,418.26		7.745%	$2,802.86	$2,802.86	7.625%	No	No	Not Employed	Self-Employed						XXXX							$10,866.67	1	XXXX	$7,296.60	XXXX	$608.05						43.389%	43.389%	XXXX	[Redacted]	749																												No	Yes	12	Personal	62.000%		100.000%		[Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Coborrower(s) - \| Non-Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025 [Coborrower(s) - \| Non-Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - \| Non-Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - \| Non-Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - \| Non-Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024 [Coborrower(s) - \| Non-Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - \| Non-Primary Income - Wages]; W-2 Transcript - 2023 [Coborrower(s) - \| Non-Primary Income - Wages]; W-2 Transcript - 2022	[Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$23,186.96		6.620%	$4,000.00	1.5	None			No	No	XXXX	0	3	0	0	2	0	12		0.00	No										XXXX	$442,890.14	89.000%	No		27			Yes	Short Form	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												85.54		No	No	XXXX	$11,969.26	$7,225.96													No	No	No	No
223297530	[Redacted]	[Redacted]		N/A				No	No					$3,223.28	$3,223.28	7.250%	No	No							XXXX	XXXX								1	XXXX	$2,094.96	XXXX	$174.58						0.000%	0.000%	XXXX	[Redacted]	791																												No	No										DSCR																0	0	0	No		XXXX				$0.00	2.3				Yes	No	XXXX	0	0	0	0	0	0			0.00	No	1.09	0.91								XXXX	$338,330.86	54.000%	No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												67.7				XXXX	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223297531	[Redacted]	[Redacted]		Exempt from ATR				No	No	$6,335.20	$10,362.00		7.645%	$4,111.38	$4,111.38	7.500%	No	No	Self-Employed						XXXX								$115,570.60	1	XXXX	$2,129.04	XXXX	$177.42						22.187%	22.187%	XXXX	[Redacted]	710																												No	No							[Borrower - \| Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025 [Borrower - \| Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025 [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - \| Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - \| Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Borrower - \| Primary Income - Partnership (>= 25%)]; 1065 - 2022 [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022 [Borrower - \| Primary Income - Partnership (>= 25%)]; K-1 - 2022 [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025 [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025 [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022	[Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Tax Return Extension - 2023 [Borrower]; 1040 - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$6,335.20		6.650%	$10,000.00	1.0	DU		ApproveEligible	Yes	No	XXXX	0		2	0	3	0				No										XXXX	$170,229.68	23.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															31.86		No	No	XXXX	$0.00	$0.00													No	No	No	No
223297538	[Redacted]	[Redacted]		Non QM				Yes	No	$3,406.54	$6,605.19		8.630%	$804.91	$804.91	7.990%	No	No	Self-Employed	Non-Employment Income					XXXX	XXXX							$4,927.91	1	XXXX	$2,283.00	XXXX	$190.25						22.893%	22.893%	XXXX	[Redacted]	693																												No	Yes	12	Personal	76.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Coborrower(s) - \| Primary Income - Social Security]; Account Statements - 2025 [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$3,406.54		6.650%	$0.00		None			No	No	XXXX	0	0	0	0	2	0	12		0.00	No										XXXX	$0.00		No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	14.15			No	XXXX	$1,510.70	$0.00													No	No	No	No
223297539	[Redacted]	[Redacted]		N/A				No	No					$1,296.13	$1,296.13	7.250%	No	No								XXXX								1	XXXX	$667.44	XXXX	$55.62						0.000%	0.000%	XXXX	[Redacted]	728																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.6				Yes	No	XXXX	0	0	0	0	0	0			0.00	No	1	0.99								XXXX			No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	FICO Classic V5 Facta	FICO Risk Score Classic 04											No	54.41				XXXX	$0.00	$0.00													No	No	No	No
223297540	[Redacted]	[Redacted]		Non QM				Yes	No	$3,591.00	$5,964.10		8.207%	$1,261.62	$1,261.62	7.875%	No	No	Employed						XXXX								$6,770.15	1	XXXX	$0.00	XXXX	$0.00						23.803%	23.803%	XXXX	[Redacted]	800																												No	No							[Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2023 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$3,591.00		6.620%	$3,190.00	1.0	None			Yes	No	XXXX	2		0	0	2	0			0.00	No										XXXX	$207,560.11	65.000%	No	13				Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															57.94			No	XXXX	$0.00	$0.00													No	No	No	No
223297541	[Redacted]	[Redacted]		Non QM				Yes	No	$995.00	$3,427.95		7.276%	$5,127.52	$5,127.52	7.250%	No	No	Employed						XXXX								$15,238.19	1	XXXX	$5,262.00	XXXX	$438.50						39.047%	39.047%	XXXX	[Redacted]	767																												No	No							[Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; VVOE - 2025 [Borrower - \| Primary Income - Wages]; WVOE - 2025	[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - No Results Returned - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1040 - 2022 [Borrower]; Transcripts (1040) - 2022 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	WVOE																0	0	0			XXXX	$995.00		6.620%	$20,250.00	1.0	DU		ApproveIneligible	No	No	XXXX	0		3	0	2	2			0.00	No										XXXX	$399,839.72	43.000%	No	1				Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															34.99		Yes	No	XXXX	$0.00	$0.00													No	No	No	No
223297544	[Redacted]	[Redacted]		Non QM				Yes	No	$2,190.00	$5,004.63		8.406%	$7,296.69	$7,296.69	8.375%	No	No	Not Employed	Self-Employed					XXXX	XXXX							$26,706.44	1	XXXX	$2,565.24	XXXX	$213.77						37.608%	37.608%	XXXX	[Redacted]	729																												No	Yes	12	Business	100.000%		100.000%		[Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$2,190.00		6.660%	$0.00	2.2	None			No	No	XXXX	0	0	0	0	3	0		12	0.00	No										XXXX	$28,875.97		No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	31.07			No	XXXX	$42,803.96	$0.00													No	No	No	No
223297545	[Redacted]	[Redacted]		Exempt from ATR				No	No	$16,022.96	$2,950.52		7.322%	$2,019.24	$2,019.24	7.250%	No	No	Self-Employed						XXXX								$31,580.66	1	XXXX	$1,266.96	XXXX	$105.58						22.673%	22.673%	XXXX	[Redacted]	688																												No	Yes	12	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$16,022.96		6.660%	$70,800.00	1.0	None			No	No	XXXX	0		0	0	2	0		12	0.00	No										XXXX	$0.00	0.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04										Resident Alien Card					14.86		No	No	XXXX	$0.00	$0.00													No	No	No	No
223297548	[Redacted]	[Redacted]		N/A				No	No					$1,860.97	$1,860.97	6.990%	No	No							XXXX									1	XXXX	$524.04	XXXX	$43.67						0.000%	0.000%	XXXX	[Redacted]	805																												No	No										DSCR																0	0	0	No		XXXX				$0.00					No	No	XXXX	0		0	0	0	0			0.00	No	1	0.99								XXXX	$136,387.47	39.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	Yes		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															19.3				XXXX	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223297549	[Redacted]	[Redacted]		Non QM				Yes	No	$5,878.00	$10,694.39		9.059%	$4,296.48	$4,296.48	8.875%	No	No	Employed	Employed					XXXX	XXXX							$11,539.77	1	XXXX	$1,281.00	XXXX	$106.75						40.283%	40.283%	XXXX	[Redacted]	810																												No	No							[Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - \| Primary Income - Wages]; WVOE - 2025 [Borrower - \| Primary Income - Wages]; Paystubs - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - \| Primary Income - Wages]; Paystubs - 2023 [Borrower - \| Primary Income - Wages]; W-2 - 2023 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 [Coborrower(s) - \| Primary Income - Wages]; Employer Letter - 2025 [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$5,878.00		6.700%	$0.00	1.7	None			No	No	XXXX	2	0	0	0	2	0			0.00	No										XXXX	$278,999.40	41.000%	No	25				Yes	Final	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												32.35			No	XXXX	$0.00	$8,788.00													No	No	No	No
223297553	[Redacted]	[Redacted]		Non QM				Yes	No	$3,806.13	$6,496.51		9.251%	$3,624.73	$3,624.73	9.125%	No	No	Employed						XXXX								$12,641.30	1	XXXX	$2,918.04	XXXX	$243.17						35.814%	35.814%	XXXX	[Redacted]	773																												No	No							[Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024 [Borrower - \| Non-Primary Income - Pension]; Account Statements - 2025 [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$3,806.13		6.650%	$8,500.00	2.2	None			No	No	XXXX	1		0	0	3	0			0.00	No										XXXX	$806,379.51	100.000%	No	10				Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															166.53		Yes	No	XXXX	$0.00	$0.00													No	No	No	No
223297569	[Redacted]	[Redacted]		N/A				No	No					$16,939.12	$16,939.12	7.250%	No	No							XXXX									1	XXXX	$4,833.00	XXXX	$402.75						0.000%	0.000%	XXXX	[Redacted]	769																												No	No										DSCR														[Redacted]		0	0	0	No		XXXX				$0.00	5.0				No	No	XXXX	0		0	0	0	0			0.00	No	1.07	0.93								XXXX			No					Yes	Preliminary	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	96.13				XXXX	$0.00	$0.00													No	No	No	No
223297608	[Redacted]	[Redacted]		N/A				No	No					$1,682.10	$1,682.10	6.625%	No	No							XXXX									1	XXXX	$2,766.96	XXXX	$230.58						0.000%	0.000%	XXXX	[Redacted]	750																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.0				No	No	XXXX	0		0	0	0	0			0.00	No	1.32	0.75								XXXX	$1,110,599.31	100.000%	No					Yes	Preliminary	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															202.64				XXXX	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223297610	[Redacted]	[Redacted]		N/A				No	No					$1,297.20	$1,297.20	6.750%	No	No							XXXX									1	XXXX	$971.04	XXXX	$80.92						0.000%	0.000%	XXXX	[Redacted]	783																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.0				No	No	XXXX	0		0	0	0	0			0.00	No	1.32	0.75								XXXX	$372,747.41	67.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															200.72				XXXX	$0.00	$0.00													No	No	No	No
223297817	[Redacted]	[Redacted]		Exempt from ATR				No	No	$3,238.00	$3,684.28		7.344%	$2,073.82	$2,073.82	7.250%	No	No	Employed						XXXX								$5,406.02	1	XXXX	$795.96	XXXX	$66.33						45.765%	45.765%	XXXX	[Redacted]	784																												No	No							[Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - \| Primary Income - Wages]; Paystubs - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; Paystubs - 2023	[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	1yr Full Doc																0	0	0			XXXX	$3,238.00		6.650%	$7,600.00	1.0	LP / LPA		Accept/Eligible	No	No	XXXX	1		1	0	2	0			0.00	No										XXXX	$136,019.58	36.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															22.44		No	No	XXXX	$0.00	$0.00													No	No	No	No
223297819	[Redacted]	[Redacted]		N/A				No	No					$1,006.89	$1,006.89	8.990%	No	No								XXXX								1	XXXX	$1,166.52	XXXX	$97.21						0.000%	0.000%	XXXX	[Redacted]	666																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.6				No	No	XXXX	0	0	0	0	0	0			0.00	No	1.07	0.92								XXXX	$7,239.36		No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	31.24				XXXX	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223297821	[Redacted]	[Redacted]		Exempt from ATR				No	No	$4,055.94	$5,075.56		8.208%	$1,078.54	$1,078.54	7.875%	No	No	Self-Employed						XXXX								$5,403.54	1	XXXX	$723.48	XXXX	$60.29						49.898%	49.898%	XXXX	[Redacted]	806																												No	Yes	12	Personal	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2024 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$4,055.94		6.660%	$0.00	1.2	None			Yes	No	XXXX	0		0	0	2	0	12		0.00	No										XXXX	$269,475.03	100.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															106.42		No	No	XXXX	$0.00	$0.00													No	No	No	No
223297845	[Redacted]	[Redacted]		Exempt from ATR				No	No	$173,515.00	$57,700.80		8.205%	$17,829.97	$17,829.97	7.500%	No	No	Employed						XXXX								$188,577.96	1	XXXX	$11,259.00	XXXX	$938.25						21.849%	23.196%	XXXX	[Redacted]	767																												No	No							[Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; VVOE - 2025 [Borrower - \| Primary Income - Wages]; Paystubs - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024 [Borrower - \| Primary Income - Wages]; Paystubs - 2023 [Borrower - \| Primary Income - Wages]; W-2 - 2023 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 [Borrower - \| Primary Income - Wages]; W-2 - 2022 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$173,515.00		6.790%	$0.00	1.5	None			No	No	XXXX	3		0	0	2	0			0.00	No										XXXX	$7,520,511.25	100.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	Yes		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															202.48		No	No	XXXX	$0.00	$0.00													No	No	No	No
223297856	[Redacted]	[Redacted]		Exempt from ATR				No	No	$1,490.00	$4,138.82		7.424%	$3,729.65	$3,729.65	7.375%	No	No	Employed	Employed					XXXX	XXXX							$39,775.82	1	XXXX	$1,203.00	XXXX	$100.25						13.404%	13.404%	XXXX	[Redacted]	733																												No	No							[Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	WVOE																0	0	0			XXXX	$1,490.00		6.660%	$350.00	1.0	DU		ApproveEligible	No	No	XXXX	0	0	0	0	2	0			0.00	No										XXXX	$357,038.26	53.000%	No	15	15			Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												45.92		No	No	XXXX	$0.00	$25,133.33													No	No	No	No
223300027	[Redacted]	[Redacted]		N/A				No	No					$2,221.55	$2,221.55	8.125%	No	No					0			XXXX	XXXX							2	XXXX	$6,744.96	XXXX	$562.08						0.000%	0.000%	XXXX	[Redacted]	774	774	807	757																			Level 4-Stated/Verified as defined						No	No										DSCR																0	0	0	No		XXXX				$0.00					No	No	XXXX	0	0	0	0	0	0			0.00	No	1.25	0.79								XXXX	$359,735.47	96.000%	No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual	Individual	Individual									Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04									175.6				XXXX	$0.00	$0.00	0	0	0	0	0	0							No	No	No	No
223300035	[Redacted]	[Redacted]		N/A				No	No					$1,484.38	$1,484.38	7.125%	No	No							XXXX									1	XXXX	$605.04	XXXX	$50.42						0.000%	0.000%	XXXX	[Redacted]	734																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.5				No	No	XXXX	0		0	0	0	0			0.00	No	1.08	0.92							240	XXXX			No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No		Beacon 5.0	FICO Risk Score Classic 04														No	42.82				XXXX	$0.00	$0.00													No	No	No	No
223300189	[Redacted]	[Redacted]		Non QM				Yes	No	$23,040.00	$26,615.09		7.343%	$4,752.11	$4,752.11	6.990%	No	No	Self-Employed						XXXX								$9,026.74	1	XXXX	$3,842.52	XXXX	$320.21						47.716%	47.716%	XXXX	[Redacted]	736																												No	Yes	12	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$23,040.00		6.620%	$0.00	1.0	None			No	No	XXXX	0		0	0	2	0		12	0.00	No										XXXX	$561,958.02	63.000%	No					Yes	Final	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															49.69			No	XXXX	$0.00	$0.00													No	No	No	No
223300539	[Redacted]	[Redacted]		N/A				No	No					$3,258.49	$3,258.49	7.990%	No	No								XXXX								2	XXXX	$4,028.16	XXXX	$335.68						0.000%	0.000%	XXXX	[Redacted]	663																												No	No										DSCR														[Redacted]		0	0	0	No		XXXX				$0.00					N/A	No	XXXX	0	0	0	0	0	0			0.00	No	1.15	0.86								XXXX	$695.00		No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	21.61				XXXX	$0.00	$0.00	0	0	0	0	0	0	0	0	0				No	No	No	No
223300553	[Redacted]	[Redacted]		Non QM				Yes	No	$9,992.50	$14,271.67		7.883%	$6,608.90	$6,608.90	7.750%	No	No	Non-Employment Income	Not Employed					XXXX	XXXX							$8,793.01	1	XXXX	$9,692.04	XXXX	$807.67						0.000%	0.000%	XXXX	[Redacted]	757																												Yes	No							[Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023	Other Documentation (O)	Asset Depletion (No DTI)																0	0	0			XXXX	$9,992.50		6.660%	$0.00		None			No	No	XXXX	0	0	0	0	2	0			0.00	No					Other					XXXX	$1,960,730.12		No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	101.17		No	No	XXXX	$0.00	$0.00													No	No	No	No
223300580	[Redacted]	[Redacted]		N/A				No	No					$1,296.13	$1,296.13	7.250%	No	No					0			XXXX	XXXX							1	XXXX	$667.44	XXXX	$55.62						0.000%	0.000%	XXXX	[Redacted]	728																						Level 1-Not Stated/Not Verified						No	No										DSCR																0	0	0	No		XXXX				$0.00	1.4				Yes	No	XXXX	0	0	0	0	0	0			0.00	No	1	0.99								XXXX			No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual	Individual	Member									Yes	Business Entity	No		No				Fair Isaac (VER. 2)	FICO Classic V5 Facta	FICO Risk Score Classic 04											No	54.41				XXXX	$0.00	$0.00													No	No	No	No
223303693	[Redacted]	[Redacted]		N/A				No	No					$2,686.07	$2,686.07	7.250%	No	No					0			XXXX	XXXX							4	XXXX	$6,517.92	XXXX	$543.16						0.000%	0.000%	XXXX	[Redacted]	796	796	793	801																			Level 1-Not Stated/Not Verified						No	No										DSCR																0	0	0	No		XXXX				$0.00					N/A	No	XXXX	0	0	0	0	0	0			0.00	No	1.25	0.79								XXXX	$10,000.00	2.000%	No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual	Individual	Individual									Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04									464.41				XXXX	$0.00	$0.00													No	No	No	No
223303698	[Redacted]	[Redacted]		N/A				No	No					$1,084.00	$1,084.00	6.500%	No	No								XXXX								1	XXXX	$971.04	XXXX	$80.92						0.000%	0.000%	XXXX	[Redacted]	802																												No	No										DSCR																0	0	0	No		XXXX				$0.00	2.6				No	No	XXXX	0	0	0	0	0	0			0.00	No	1.28	0.77								XXXX			No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												154.37				XXXX	$0.00	$0.00													No	No	No	No
223303862	[Redacted]	[Redacted]		Exempt from ATR				No	No	$7,617.70	$9,226.45		9.099%	$2,180.73	$2,180.73	8.750%	No	No	Self-Employed	Self-Employed					XXXX	XXXX							$48,986.37	1	XXXX	$741.96	XXXX	$61.83						11.162%	11.162%	XXXX	[Redacted]	664																												No	Yes	12	Business	100.000%	50.000%	50.000%		[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2021 [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2025 [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Other - 2022 [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Other - 2021	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$7,617.70		6.620%	$0.00	4.3	None			No	No	XXXX	0	0	0	0	3	0		12	0.00	No										XXXX			No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	45.51		No	No	XXXX	$27,570.64	$0.00													No	No	No	No
223303916	[Redacted]	[Redacted]		Exempt from ATR				No	No	$1,395.00	$3,666.64		7.431%	$2,900.84	$2,900.84	7.375%	No	No	Employed	Non-Employment Income					XXXX	XXXX							$9,765.53	1	XXXX	$2,772.00	XXXX	$231.00						36.614%	36.614%	XXXX	[Redacted]	763																												No	No							[Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - \| Primary Income - Wages]; Paystubs - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; Paystubs - 2023 [Borrower - \| Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - \| Primary Income - Social Security]; Account Statements - 2025 [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$1,395.00		6.650%	$0.00	1.2	DU		ApproveEligible	Yes	No	XXXX	2	0	0	0	3	0			0.00	No										XXXX	$528,350.09	100.000%	No	25				Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												101.29		No	No	XXXX	$2,275.00	$0.00													No	No	No	No
223303917	[Redacted]	[Redacted]		N/A				No	No					$1,972.07	$1,972.07	8.250%	No	No							XXXX									2	XXXX	$2,625.96	XXXX	$218.83						0.000%	0.000%	XXXX	[Redacted]	804																												No	No										DSCR																0	0	0	No		XXXX				$0.00					No	No	XXXX	0		0	0	0	0			0.00	No	1.13	0.87								XXXX	$0.00		No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	100.65				XXXX	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223303918	[Redacted]	[Redacted]		N/A				No	No					$1,653.16	$1,653.16	7.875%	No	No							XXXX									1	XXXX	$1,227.36	XXXX	$102.28						0.000%	0.000%	XXXX	[Redacted]	733																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.0				Yes	No	XXXX	0		0	0	0	0			0.00	No	1.04	0.95								XXXX	$331,929.57	100.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															126.56				XXXX	$0.00	$0.00	0	0	0	0	0	0	0	0	0				No	No	No	No
223303937	[Redacted]	[Redacted]		Non QM				Yes	No	$8,534.75	$7,088.85		10.036%	$3,395.24	$3,395.24	9.875%	No	No	Self-Employed						XXXX								$42,332.70	1	XXXX	$3,369.96	XXXX	$280.83						11.392%	11.392%	XXXX	[Redacted]	696																												No	Yes	12	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$8,534.75		6.650%	$10,000.00	2.3	None			No	No	XXXX	0		0	0	2	0		12	0.00	No										XXXX	$15,172.88	3.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04										VISA					11.8			No	XXXX	$0.00	$0.00													Yes	No	No	No
223303940	[Redacted]	[Redacted]		N/A				No	No					$6,497.32	$6,497.32	8.500%	No	No							XXXX									1	XXXX	$1,178.04	XXXX	$98.17						0.000%	0.000%	XXXX	[Redacted]	683																												No	No										DSCR																0	0	0	No		XXXX				$0.00	4.0				No	No	XXXX	0		0	0	0	0			0.00	No	2.78	0.35								XXXX			No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	111.83				XXXX	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223304250	[Redacted]	[Redacted]		Non QM				Yes	No	$3,190.00	$4,359.96		7.370%	$2,182.96	$2,182.96	7.250%	No	No	Employed						XXXX								$10,236.99	1	XXXX	$2,526.00	XXXX	$210.50						43.150%	43.150%	XXXX	[Redacted]	753																												No	No							[Borrower - \| Primary Income - Wages]; Other - 2025 [Borrower - \| Primary Income - Wages]; Other - 2025 [Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - \| Primary Income - Wages]; Paystubs - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2023 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$3,190.00		6.660%	$5,000.00	1.2	None			N/A	No	XXXX	3		0	0	3	0			0.00	No										XXXX	$217,451.08	54.000%	No	26				Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															52.88		No	No	XXXX	$0.00	$0.00													No	No	No	No
223304253	[Redacted]	[Redacted]		N/A				No	No					$2,128.95	$2,128.95	7.125%	No	No								XXXX								3	XXXX	$3,790.56	XXXX	$315.88						0.000%	0.000%	XXXX	[Redacted]	804																												No	No										DSCR																0	0	0	No		XXXX				$0.00					No	No	XXXX	0	0	0	0	0	0			0.00	No	1.62	0.61								XXXX	$327,093.87	83.000%	No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												80.96				XXXX	$0.00	$0.00	0	0	0	0	0	0	0	0	0				No	No	No	No
223304457	[Redacted]	[Redacted]		Non QM				Yes	No	$12,344.40	$14,600.70		8.735%	$4,567.35	$4,567.35	8.500%	No	No	Non-Employment Income	Not Employed					XXXX	XXXX							$9,222.51	1	XXXX	$4,211.04	XXXX	$350.92						0.000%	0.000%	XXXX	[Redacted]	793																												Yes	No							[Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023	Other Documentation (O)	Asset Depletion (No DTI)																0	0	0			XXXX	$12,344.40		6.650%	$0.00	3.0	None			No	No	XXXX	0	0	0	0	2	0			0.00	No					Other					XXXX	$864,043.15	100.000%	No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												142.28		Yes	No	XXXX	$0.00	$0.00													No	No	No	No
223304461	[Redacted]	[Redacted]		Non QM				Yes	No	$1,940.00	$1,393.71		6.506%	$2,993.11	$2,993.11	6.500%	No	No	Non-Employment Income						XXXX								$31,643.95	1	XXXX	$647.04	XXXX	$53.92						0.000%	0.000%	XXXX	[Redacted]	808																												Yes	No							[Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025	[Borrower]; 1084 or income worksheet - Year Not Available	Other Documentation (O)	Asset Depletion																0	0	0			XXXX	$1,940.00		6.650%	$9,992.85	1.0	None			Yes	No	XXXX	0		0	0	0	0			0.00	No					Other					XXXX	$2,173,632.59	100.000%	No					Yes	Preliminary	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															543.71		Yes	No	XXXX	$0.00	$0.00													No	No	No	No
223304462	[Redacted]	[Redacted]		Non QM				Yes	No	$4,407.75	$12,050.20		7.081%	$3,343.77	$3,343.77	6.875%	No	No	Self-Employed						XXXX								$9,373.49	1	XXXX	$1,419.00	XXXX	$118.25						34.684%	34.684%	XXXX	[Redacted]	802																												No	No						Borrower Prepared	[Borrower - \| Primary Income - Sole Proprietor]; Balance Sheet - 2025 [Borrower - \| Primary Income - Sole Proprietor]; Balance Sheet - 2025 [Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2025 [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025 [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2025 [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2025 [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022	[Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - No Results Returned - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1040 - 2022 [Borrower]; Transcripts (1040) - 2022 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$4,407.75		6.620%	$0.00	1.7	None			No	No	XXXX	0		2	0	2	2			15.00	No										XXXX	$1,081,827.62	100.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															212.9		No	No	XXXX	$0.00	$0.00													No	No	No	No
223304463	[Redacted]	[Redacted]		Exempt from ATR				No	No	$34,690.00	$9,710.64		7.421%	$3,601.89	$3,601.89	7.250%	No	No	Not Employed	Non-Employment Income						XXXX							$74,833.72	1	XXXX	$5,919.00	XXXX	$493.25						0.000%	0.000%	XXXX	[Redacted]	776																												Yes	No							[Coborrower(s) - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Coborrower(s) - \| Primary Income - Asset Depletion]; Account Statements - 2025		Other Documentation (O)	Asset Depletion (No DTI)																0	0	0			XXXX	$34,690.00		6.650%	$0.00	1.7	None			No	No	XXXX	0	0	0	0	0	0			0.00	No					Other					XXXX	$4,683,324.02		No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	1125.7		No	No	XXXX	$97,569.25	$0.00													No	No	No	No
223304466	[Redacted]	[Redacted]		N/A				No	No					$4,286.87	$4,286.87	6.990%	No	No							XXXX									1	XXXX	$13,601.88	XXXX	$1,133.49						0.000%	0.000%	XXXX	[Redacted]	756																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.3				No	No	XXXX	0		0	0	0	0			0.00	No	1.14	0.87								XXXX	$290,543.84	21.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															8.03				XXXX	$0.00	$0.00													No	No	No	No
223304468	[Redacted]	[Redacted]		N/A				No	No					$985.39	$985.39	6.875%	No	No							XXXX									1	XXXX	$1,163.88	XXXX	$96.99						0.000%	0.000%	XXXX	[Redacted]	756																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.6				No	No	XXXX	0		0	0	0	0			0.00	No	1.49	0.66								XXXX	$71,100.39	36.000%	No					Yes	Short Form	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															1210.86				XXXX	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223304572	[Redacted]	[Redacted]		Non QM				Yes	No	$4,387.95	$7,612.91		7.601%	$4,478.47	$4,478.47	7.500%	No	No	Employed	Employed					XXXX	XXXX							$8,074.16	1	XXXX	$0.00	XXXX	$0.00						47.617%	47.617%	XXXX	[Redacted]	799																												Yes	No							[Borrower - \| Primary Income - Wages]; VVOE - 2025 [Borrower - \| Primary Income - Wages]; WVOE - 2025 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2023 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022 [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Non-Primary Income - Unemployment]; 1099 - 2024 [Borrower - \| Non-Primary Income - Unemployment]; 1099 - 2023 [Borrower - \| Non-Primary Income - Unemployment]; 1099 - 2022 [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022 [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; Third Party Verification - 2025 [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2024 [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2023 [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2022 [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Coborrower(s) - \| Non-Primary Income - Unemployment]; 1099 - 2024 [Coborrower(s) - \| Non-Primary Income - Unemployment]; 1099 - 2023 [Coborrower(s) - \| Non-Primary Income - Unemployment]; 1099 - 2022	[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - No Results Returned - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - No Results Returned - 2023 [Borrower]; 1040 - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - No Results Returned - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - No Results Returned - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - No Results Returned - 2023 [Coborrower]; 1040 - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; Transcripts (1040) - No Results Returned - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$4,387.95		6.660%	$177,150.00	1.0	None			No	No	XXXX	3	3	3	0	3	0			0.00	No					Other					XXXX	$635,321.82	69.000%	No	27	27			Yes	Preliminary	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												80.74		Yes	No	XXXX	$4,202.84	$3,933.57													No	No	No	No
223304573	[Redacted]	[Redacted]		Non QM				Yes	No	$6,736.44	$11,113.86		8.296%	$1,913.60	$1,913.60	7.875%	No	No	Employed						XXXX				XXXX				$2,232.68	1	XXXX	$1,368.96	XXXX	$114.08						49.867%	49.867%	XXXX	[Redacted]	757																												No	No							[Borrower - \| Primary Income - Wages]; VVOE - 2025 [Borrower - \| Primary Income - Wages]; WVOE - 2025 [Borrower - \| Non-Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - \| Non-Primary Income - Sole Proprietor]; Balance Sheet - 2024 [Borrower - \| Non-Primary Income - Sole Proprietor]; P&L Statement - 2024 [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022	[Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1040 - 2022 [Borrower]; Transcripts (1040) - 2022 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$6,736.44		6.660%	$1,000.00	2.7	None			No	No	XXXX	0		2	0	2	3			0.00	No										XXXX	$141,828.98	43.000%	No	27				Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04										Passport					27.23			No	XXXX	$0.00	$0.00													Yes	No	No	No
223304575	[Redacted]	[Redacted]		N/A				No	No					$7,867.00	$7,867.00	8.750%	No	No							XXXX									1	XXXX	$3,435.96	XXXX	$286.33						0.000%	0.000%	XXXX	[Redacted]																													No	No										DSCR																0	0	0	No		XXXX				$0.00	1.0				Yes	No	XXXX	0		0	0	0	0			0.00	No	0.6	1.65								XXXX	$327,536.53	21.000%	No					Yes	Final	Fee Simple	Individual	Individual													No	Individual	No		No																		27.47				XXXX	$0.00	$0.00													No	No	No	No
223304593	[Redacted]	[Redacted]		N/A				No	No					$3,135.98	$3,135.98	7.500%	No	No							XXXX									1	XXXX	$1,572.96	XXXX	$131.08						0.000%	0.000%	XXXX	[Redacted]																													No	No										DSCR																0	0	0	Yes		XXXX				$0.00	1.1				Yes	No	XXXX	0		0	0	0	0			0.00	No	0.84	1.17								XXXX	$92,747.50	13.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	Yes		No																		17.14				XXXX	$0.00	$0.00													Yes	No	No	No
223304614	[Redacted]	[Redacted]		N/A				No	No					$2,085.82	$2,085.82	6.500%	No	No					0	0		XXXX	XXXX	XXXX						2	XXXX	$3,352.80	XXXX	$279.40						0.000%	0.000%	XXXX	[Redacted]	752	752	787	751	777	809	773																Level 4-Stated/Verified as defined	Level 4-Stated/Verified as defined					No	No										DSCR																0	0	0	No		XXXX				$0.00					No	No	XXXX	0	0	0	0	0	0			0.00	No	1.54	0.64								XXXX	$1,972,492.26	100.000%	No					Yes	Preliminary	Fee Simple	LLC	Business Entity	Individual	Individual	Individual	Individual	Individual	Individual							Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04						476.67				XXXX	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223304615	[Redacted]	[Redacted]		N/A				No	No					$4,326.75	$4,326.75	6.990%	No	No								XXXX								3	XXXX	$1,647.96	XXXX	$137.33						0.000%	0.000%	XXXX	[Redacted]	772																												No	No										DSCR																0	0	0	No		XXXX				$0.00					N/A	No	XXXX	0	0	0	0	0	0			0.00	No	1.22	0.81								XXXX			No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	FICO Classic V5 Facta	FICO Risk Score Classic 04											No	129.62				XXXX	$0.00	$0.00													No	No	No	No
223304622	[Redacted]	[Redacted]		Non QM				Yes	No	$11,142.00	$13,655.60		7.661%	$5,533.75	$8,294.69	8.584%	No	No	Self-Employed	Self-Employed					XXXX	XXXX							$45,914.88	1	XXXX	$8,046.96	XXXX	$670.58						26.577%	22.162%	XXXX	[Redacted]	766																												No	Yes	12	Business	100.000%	49.000%	51.000%		[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 49.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 49.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 49.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 49.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 49.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2024 [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2025 [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Third Party Verification - 2025 [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Third Party Verification - 2025 [Coborrower(s) - \| Primary Income - Shared Bank Statements]; CPA Letter - 2024	[Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$11,142.00		6.590%	$0.00	3.6	None			No	No	XXXX	0	0	0	0	2	0		12	0.00	No									240	XXXX			No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	Yes		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	98.64			No	XXXX	$31,892.59	$0.00													No	No	No	No
223304623	[Redacted]	[Redacted]		Non QM				Yes	No	$6,774.90	$7,576.93		8.155%	$1,944.64	$1,944.64	7.875%	No	No	Self-Employed						XXXX								$11,970.18	1	XXXX	$1,105.56	XXXX	$92.13						23.014%	23.014%	XXXX	[Redacted]	812																												No	No							[Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024	[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	1yr Full Doc																0	0	0			XXXX	$6,774.90		6.650%	$0.00	1.0	LP / LPA		Accept/Ineligible	No	No	XXXX	0		1	0	2	0				No										XXXX			No					Yes	Short Form	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	98.2		No	No	XXXX	$0.00	$0.00													No	No	No	No
223304625	[Redacted]	[Redacted]		Non QM				Yes	No	$3,691.25	$5,339.25		7.616%	$1,415.88	$1,415.88	7.375%	No	No	Non-Employment Income						XXXX								$6,556.12	1	XXXX	$2,233.44	XXXX	$186.12						0.000%	0.000%	XXXX	[Redacted]	727																												Yes	No							[Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025		Other Documentation (O)	Asset Depletion (No DTI)																0	0	0			XXXX	$3,691.25		6.650%	$141.32	2.5	None			No	No	XXXX	0		0	0	0	0			0.00	No					Other					XXXX	$586,347.62	100.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		Yes	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															191.6			No	XXXX	$0.00	$0.00													No	No	No	No
223304652	[Redacted]	[Redacted]		Non QM				Yes	No	$13,362.50	$15,867.38		7.759%	$7,566.32	$7,566.32	7.625%	No	No	Self-Employed	Not Employed					XXXX	XXXX							$61,522.06	1	XXXX	$1,845.00	XXXX	$153.75						15.817%	15.817%	XXXX	[Redacted]	751																												No	No							[Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024 [Borrower - \| Primary Income - Sole Proprietor]; W-2 Transcript - No Results Returned - 2024	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023	Alternative Documentation (A)	1yr 1099																0	0	0			XXXX	$13,362.50		6.620%	$0.00	4.3	None			No	No	XXXX	0	0	0	0	2	0				No										XXXX	$260,772.07		No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	15.83		No	No	XXXX	$0.00	$0.00													No	No	No	No
223305255	[Redacted]	[Redacted]		Non QM				Yes	No	$4,465.00	$5,171.03		8.099%	$1,074.62	$1,074.62	7.750%	No	No	Employed						XXXX								$8,038.94	1	XXXX	$2,190.96	XXXX	$182.58						25.001%	25.001%	XXXX	[Redacted]	747																												No	No							[Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2023 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$4,465.00		6.660%	$0.00		None			No	No	XXXX	2		0	0	2	0			0.00	No										XXXX			No	24				Yes	Preliminary	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	85.95			No	XXXX	$0.00	$0.00													No	No	No	No
223305258	[Redacted]	[Redacted]		Non QM				Yes	No	$23,790.00	$32,428.87		7.371%	$15,007.88	$15,007.88	7.250%	No	No	Self-Employed	Employed					XXXX	XXXX							$20,321.85	1	XXXX	$4,126.20	XXXX	$343.85						49.118%	49.118%	XXXX	[Redacted]	811																												Yes	No						Third Party Prepared	[Borrower - \| Primary Income - P&L Statement Only]; Balance Sheet - 2025 [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025 [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2025 [Borrower - \| Primary Income - P&L Statement Only]; Balance Sheet - 2024 [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2024 [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Non-Primary Income - Asset Depletion]; Other - 2025 [Borrower - \| Non-Primary Income - Asset Depletion]; Other - 2025 [Borrower - \| Non-Primary Income - Asset Depletion]; Other - 2025 [Borrower - \| Non-Primary Income - Asset Depletion]; Other - 2025 [Borrower - \| Non-Primary Income - Asset Depletion]; Other - 2025 [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2024 [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2023 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022	[Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - No Results Returned - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1040 - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - No Results Returned - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 1040 - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; Transcripts (1040) - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$23,790.00		6.650%	$661,000.00	1.6	None			Yes	No	XXXX	0	2	2	0	3	2			12.00	No					Other					XXXX	$1,246,075.95	38.000%	No		36			Yes	Preliminary	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												41.64			No	XXXX	$0.00	$17,071.53													No	No	No	No
223306441	[Redacted]	[Redacted]		N/A				No	No					$1,961.18	$1,961.18	7.750%	No	No							XXXX									1	XXXX	$2,807.76	XXXX	$233.98						0.000%	0.000%	XXXX	[Redacted]	753																												No	No										DSCR																0	0	0	No		XXXX				$0.00	4.3				No	No	XXXX	0		0	0	0	0			0.00	No	0.79	1.25								XXXX	$8,379.93	2.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															31.56				XXXX	$0.00	$0.00	0	0	0	0	0	0							No	No	No	No
223306454	[Redacted]	[Redacted]		Non QM				Yes	No	$1,690.00	$4,259.85		7.573%	$2,587.50	$2,894.75	7.500%	No	No	Employed						XXXX								$4,143.25	1	XXXX	$1,554.96	XXXX	$129.58						48.645%	44.837%	XXXX	[Redacted]	694																												No	No							[Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - \| Primary Income - Wages]; Paystubs - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - \| Primary Income - Wages]; Paystubs - 2023 [Borrower - \| Primary Income - Wages]; W-2 - 2023 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc				[Redacted]												0	0	0			XXXX	$1,690.00		6.620%	$0.00	1.7	None			No	No	XXXX	2		0	0	2	0			0.00	No									360	XXXX	$468,052.14	68.000%	No	14				Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															57.47		Yes	No	XXXX	$0.00	$0.00													No	No	No	No
223306460	[Redacted]	[Redacted]		N/A				No	No					$1,569.47	$1,569.47	8.750%	No	No								XXXX								1	XXXX	$927.36	XXXX	$77.28						0.000%	0.000%	XXXX	[Redacted]	693																												No	No										DSCR																0	0	0	No		XXXX				$0.00	2.9				N/A	No	XXXX	0	0	0	0	0	0			0.00	No	1.17	0.85								XXXX			No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	43.82				XXXX	$0.00	$0.00													No	No	No	No
223306481	[Redacted]	[Redacted]		Non QM				Yes	No	$2,220.00	$3,938.92		7.769%	$690.68	$690.68	7.375%	No	No	Self-Employed						XXXX								$4,970.91	1	XXXX	$1,088.04	XXXX	$90.67						42.795%	42.795%	XXXX	[Redacted]	719																												No	Yes	24	Business	70.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 23.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 23.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 23.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 23.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - \| Non-Primary Income - Social Security]; 1099-R - 2024 [Borrower - \| Non-Primary Income - Social Security]; 1099-R - 2023 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 23.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 23.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 23.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 23.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$2,220.00		6.650%	$0.00	2.5	None			No	No	XXXX	0		0	0	2	0		12	0.00	No										XXXX	$18,878.22		No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	19.33			No	XXXX	$0.00	$0.00													No	No	No	No
223306482	[Redacted]	[Redacted]		N/A				No	No					$5,118.01	$5,118.01	8.000%	No	No					0			XXXX	XXXX							1	XXXX	$981.96	XXXX	$81.83						0.000%	0.000%	XXXX	[Redacted]	791																						Level 4-Stated/Verified as defined						No	No										DSCR																0	0	0	No		XXXX				$0.00	1.9				No	No	XXXX	0	0	0	0	0	0			0.00	No	0.75	1.31								XXXX	$476,117.30	51.000%	No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Guarantor - Individual	Individual	Guarantor - Individual									Yes	Business Entity	Yes		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04									32.15				XXXX	$0.00	$0.00													No	No	No	No
223306483	[Redacted]	[Redacted]		Non QM				Yes	No	$9,786.00	$12,331.71		8.464%	$4,086.89	$4,086.89	8.250%	No	No	Self-Employed	Self-Employed					XXXX	XXXX							$65,719.26	1	XXXX	$1,188.00	XXXX	$99.00						8.238%	8.238%	XXXX	[Redacted]	714																												No	Yes	12	Business	100.000%	50.000%	50.000%		[Borrower - \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Shared Bank Statements]; CPA Letter - 2025 [Borrower - \| Primary Income - Shared Bank Statements]; Third Party Verification - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$9,786.00		6.650%	$0.00	1.0	None			Yes	No	XXXX	0	0	0	0	2	0		12	0.00	No										XXXX	$198,194.73	31.000%	No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												16.98			No	XXXX	$35,809.51	$0.00													No	No	No	No
223306485	[Redacted]	[Redacted]		N/A				No	No					$1,066.82	$1,066.82	6.375%	No	No							XXXX									1	XXXX	$1,215.00	XXXX	$101.25						0.000%	0.000%	XXXX	[Redacted]	790																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.0				No	No	XXXX	0		0	0	0	0			0.00	No	1.24	0.8								XXXX	$144,343.40	62.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															46.12				XXXX	$0.00	$0.00													No	No	No	No
223306489	[Redacted]	[Redacted]		Non QM				Yes	No	$12,843.56	$14,852.06		8.743%	$4,738.43	$4,738.43	8.500%	No	No	Self-Employed						XXXX								$23,449.67	1	XXXX	$1,362.00	XXXX	$113.50						23.550%	23.550%	XXXX	[Redacted]	742																												No	Yes	12	Business	100.000%	50.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2017 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2017	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$12,843.56		6.700%	$0.00	1.0	None			No	No	XXXX	0		0	0	2	0		12	0.00	No										XXXX	$36,250.00	5.000%	No					Yes	Final	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04										Employment Authorization					7.21		No	No	XXXX	$0.00	$0.00													Yes	No	No	No
223306930	[Redacted]	[Redacted]		N/A				No	No					$861.49	$861.49	7.750%	No	No							XXXX	XXXX								1	XXXX	$444.00	XXXX	$37.00						0.000%	0.000%	XXXX	[Redacted]	785																												No	No										DSCR																0	0	0	No		XXXX				$0.00	2.1				No	No	XXXX	0	0	0	0	0	0			0.00	No	1.1	0.9								XXXX	$67,665.20		No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	144.33				XXXX	$0.00	$0.00	0	0	0	0	0	0	0	0	0				No	No	No	No
223306933	[Redacted]	[Redacted]		Non QM				Yes	No	$12,615.00	$14,369.97		7.698%	$2,148.86	$2,148.86	7.250%	No	No	Self-Employed						XXXX								$4,657.06	1	XXXX	$1,242.00	XXXX	$103.50						38.435%	38.435%	XXXX	[Redacted]	773																												No	Yes	12	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$12,615.00		6.660%	$0.00	3.2	None			No	No	XXXX	0		0	0	3	0		12	0.00	No										XXXX			No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04										Resident Alien Card				No	43.79			No	XXXX	$0.00	$0.00													No	No	No	No
223306953	[Redacted]	[Redacted]		N/A				No	No					$1,604.70	$1,604.70	7.500%	No	No							XXXX									4	XXXX	$3,782.76	XXXX	$315.23						0.000%	0.000%	XXXX	[Redacted]	767																												No	No										DSCR																0	0	0	No		XXXX				$0.00					No	No	XXXX	0		0	0	0	0			0.00	No	1.92	0.52								XXXX	$152,145.41	50.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															25.44				XXXX	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223306954	[Redacted]	[Redacted]		Non QM				Yes	No	$3,028.50	$6,778.55		7.052%	$5,521.75	$5,521.75	6.990%	No	No	Self-Employed						XXXX								$62,385.03	1	XXXX	$4,695.84	XXXX	$391.32						42.537%	42.537%	XXXX	[Redacted]	761																												No	Yes	24	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 26.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 26.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 26.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 26.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 26.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 26.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 26.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 26.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 26.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 26.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$3,028.50		6.650%	$0.00	1.0	None			Yes	No	XXXX	0		0	0	2	0		12	0.00	No										XXXX	$78,225.65		No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	23.59		No	No	XXXX	$0.00	$0.00													No	No	No	No
223306955	[Redacted]	[Redacted]		N/A				No	No					$998.10	$998.10	9.375%	No	No								XXXX								3	XXXX	$1,388.04	XXXX	$115.67						0.000%	0.000%	XXXX	[Redacted]	801																												No	No										DSCR																0	0	0	No		XXXX				$0.00					No	No	XXXX	0	0	0	0	0	0			0.00	No	2.12	0.47								XXXX			No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	94.05				XXXX	$0.00	$0.00													No	No	No	No
223306956	[Redacted]	[Redacted]		Non QM				Yes	No	$2,560.52	$3,560.88		7.861%	$1,039.04	$1,039.04	7.625%	No	No	Self-Employed						XXXX								$3,087.40	2	XXXX	$2,346.00	XXXX	$195.50						39.079%	39.079%	XXXX	[Redacted]	729																												No	Yes	12	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$2,560.52		6.650%	$0.00		None			No	No	XXXX	0		0	0	2	0		12	0.00	No										XXXX			No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	4.57			No	XXXX	$0.00	$0.00													No	No	No	No
223306957	[Redacted]	[Redacted]		N/A				No	No					$1,652.07	$1,652.07	8.750%	No	No								XXXX								1	XXXX	$3,570.36	XXXX	$297.53						0.000%	0.000%	XXXX	[Redacted]	690																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.3				No	No	XXXX	0	0	0	0	0	0			0.00	No	0.93	1.06								XXXX	$64,872.38	22.000%	No					Yes	Commitment	Fee Simple	Corp	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												74.11				XXXX	$0.00	$0.00													No	No	No	No
223306997	[Redacted]	[Redacted]		N/A				No	No					$3,840.20	$3,840.20	7.125%	No	No							XXXX									2	XXXX	$879.00	XXXX	$73.25						0.000%	0.000%	XXXX	[Redacted]	753																												No	No										DSCR																0	0	0	No		XXXX				$0.00					N/A	No	XXXX	0		0	0	0	0			0.00	No	1	0.99								XXXX	$650.00		No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	Yes		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	130.37				XXXX	$0.00	$0.00	0	0	0										No	No	No	No
223307156	[Redacted]	[Redacted]		Non QM				Yes	No	$12,215.00	$15,129.10		9.100%	$5,370.60	$5,370.60	8.875%	No	No	Self-Employed						XXXX								$11,593.53	2	XXXX	$1,688.04	XXXX	$140.67						41.451%	41.451%	XXXX	[Redacted]	632																												No	Yes	12	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$12,215.00		6.620%	$0.00		None			No	No	XXXX	0		0	0	2	0		12	0.00	No										XXXX			No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	9.04			No	XXXX	$0.00	$0.00													Yes	No	No	No
223307574	[Redacted]	[Redacted]		Non QM				Yes	No	$11,330.00	$19,339.88		7.680%	$4,247.65	$4,247.65	7.375%	No	No	Self-Employed	Employed					XXXX	XXXX							$5,145.16	1	XXXX	$1,839.00	XXXX	$153.25						54.954%	54.954%	XXXX	[Redacted]	631																												No	Yes	12	Business	50.000%	50.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2009 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2009 [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 [Coborrower(s) - \| Non-Primary Income - Shared Bank Statements]; Account Statements - Business - 2025 [Coborrower(s) - \| Non-Primary Income - Shared Bank Statements]; Third Party Verification - 2025 [Coborrower(s) - \| Non-Primary Income - Shared Bank Statements]; Other - 2009 [Coborrower(s) - \| Non-Primary Income - Shared Bank Statements]; Other - 2009	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$11,330.00		6.620%	$0.00	1.0	None			Yes	No	XXXX	0	2	0	0	2	0		12	0.00	No										XXXX			No		35			Yes	Final	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04							Resident Alien Card				No	6.07			No	XXXX	$2,862.56	$5,696.82													No	No	No	No
223307576	[Redacted]	[Redacted]		Exempt from ATR				No	No	$6,267.80	$7,544.96		7.447%	$1,052.78	$1,052.78	6.990%	No	No	Employed						XXXX								$5,150.65	1	XXXX	$329.04	XXXX	$27.42						33.200%	33.200%	XXXX	[Redacted]	756																												No	No							[Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$6,267.80		6.620%	$3,000.00	1.0	LP / LPA		Accept/Eligible	No	No	XXXX	0		0	0	2	0			0.00	No										XXXX	$6,045.93	3.000%	No	26				Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															21.4		No	No	XXXX	$0.00	$0.00													No	No	No	No
223307661	[Redacted]	[Redacted]		N/A				No	No					$1,252.96	$1,252.96	8.125%	No	No							XXXX									1	XXXX	$3,110.04	XXXX	$259.17						0.000%	0.000%	XXXX	[Redacted]	725																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.0				Yes	No	XXXX	0		0	0	0	0			0.00	No	1.2	0.83								XXXX	$85,108.48	38.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															9.43				XXXX	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223307662	[Redacted]	[Redacted]		Exempt from ATR				No	No	$5,291.25	$6,285.17		7.099%	$1,620.97	$1,620.97	6.875%	No	No	Not Employed	Employed	Not Employed		0			XXXX	XXXX						$13,744.23	1	XXXX	$1,154.04	XXXX	$96.17						32.191%	32.191%	XXXX	[Redacted]	791	788	819	808																			Level 4-Stated/Verified as defined		Level 2-Stated/Not Verified		Level 1-Not Stated/Not Verified		No	No							[Coborrower(s) - \| Primary Income - Wages]; Employer Letter - 2025 [Coborrower(s) - \| Primary Income - Wages]; Other - 2025 [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023	[Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$5,291.25		6.620%	$4,000.00	1.1	None			Yes	No	XXXX	0	2	0	0	3	0			0.00	No										XXXX	$152,933.41	46.000%	No		27			Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual	Individual	Individual									Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04									33.19		No	No	XXXX	$0.00	$20,268.91													No	No	No	No
223307664	[Redacted]	[Redacted]		Non QM				Yes	No	$5,893.40	$8,507.38		7.259%	$1,983.26	$1,983.26	6.990%	No	No	Self-Employed						XXXX								$4,787.75	1	XXXX	$1,621.56	XXXX	$135.13						48.178%	48.178%	XXXX	[Redacted]	702																												No	No							[Borrower - \| Primary Income - Sole Proprietor]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024 [Borrower - \| Primary Income - Sole Proprietor]; W-2 Transcript - 2024	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	1yr 1099																0	0	0			XXXX	$5,893.40		6.700%	$15,000.00	3.7	None			Yes	No	XXXX	1		0	0	2	0				No										XXXX	$73,284.29	20.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															8.09			No	XXXX	$0.00	$0.00													No	No	No	No
223307988	[Redacted]	[Redacted]		Non QM				Yes	No	$10,064.00	$11,565.21		8.398%	$3,148.19	$3,148.19	8.125%	No	No	Self-Employed						XXXX								$56,991.45	1	XXXX	$1,455.00	XXXX	$121.25						13.167%	13.167%	XXXX	[Redacted]	692																												No	Yes	12	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2017	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$10,064.00		6.650%	$0.00	1.0	None			No	No	XXXX	0		0	0	2	0		12	0.00	No										XXXX	$84,266.89	16.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															10.82		Yes	No	XXXX	$0.00	$0.00													No	No	No	No
223307989	[Redacted]	[Redacted]		Non QM				Yes	No	$4,277.50	$5,526.83		7.710%	$1,748.04	$1,748.04	7.500%	No	No	Non-Employment Income						XXXX								$3,438.54	1	XXXX	$8,655.96	XXXX	$721.33						0.000%	0.000%	XXXX	[Redacted]	796																												Yes	No							[Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025	[Borrower]; 1084 or income worksheet - Year Not Available	Other Documentation (O)	Asset Depletion (No DTI)																0	0	0			XXXX	$4,277.50		6.660%	$0.00	1.1	None			No	No	XXXX	0		0	0	0	0			0.00	No					Other					XXXX	$405,340.94		No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	113.32			No	XXXX	$0.00	$0.00													No	No	No	No
223307990	[Redacted]	[Redacted]		N/A				No	No					$2,728.71	$2,728.71	7.250%	No	No							XXXX	XXXX								2	XXXX	$1,755.96	XXXX	$146.33						0.000%	0.000%	XXXX	[Redacted]	762																												No	No										DSCR																0	0	0	No		XXXX				$0.00					N/A	No	XXXX	0	0	0	0	0	0			0.00	No	1.05	0.94								XXXX			No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	113.19				XXXX	$0.00	$0.00													No	No	No	No
223308249	[Redacted]	[Redacted]		Exempt from ATR				No	No	$14,170.12	$6,527.19		7.807%	$1,482.33	$1,482.33	7.500%	No	No	Self-Employed						XXXX								$15,371.08	1	XXXX	$1,545.00	XXXX	$128.75						37.899%	37.899%	XXXX	[Redacted]	732																												No	Yes	12	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2024 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2014 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2014	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$14,170.12		6.620%	$0.00	4.0	None			No	No	XXXX	0		0	0	2	0		12	0.00	No										XXXX	$77,052.36	29.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															24.2		No	No	XXXX	$0.00	$0.00													No	No	No	No
223308252	[Redacted]	[Redacted]		N/A				No	No					$2,779.09	$2,779.09	7.125%	No	No								XXXX								1	XXXX	$348.96	XXXX	$29.08						0.000%	0.000%	XXXX	[Redacted]	704																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.0				No	No	XXXX	0	0	0	0	0	0			0.00	No	1.69	0.59								XXXX			No					Yes	Final	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	42.36				XXXX	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223308253	[Redacted]	[Redacted]		Exempt from ATR				No	No	$2,330.00	$6,221.30		7.074%	$1,872.25	$1,872.25	6.875%	No	No	Employed	Employed					XXXX	XXXX							$13,976.97	1	XXXX	$891.96	XXXX	$74.33						39.373%	39.373%	XXXX	[Redacted]	771																												No	No							[Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - \| Primary Income - Wages]; VVOE - 2025 [Borrower - \| Primary Income - Wages]; WVOE - 2025 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$2,330.00		6.620%	$4,000.00	1.0	DU		ApproveEligible	Yes	No	XXXX	2	2	0	0	2	0			0.00	No										XXXX	$374,831.52	97.000%	No	27	27			Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												121.37		No	No	XXXX	$0.00	$11,863.28													No	No	No	No
223308256	[Redacted]	[Redacted]		Non QM				Yes	No	$7,453.13	$8,624.23		8.028%	$3,752.23	$3,752.23	7.875%	No	No	Employed						XXXX								$20,182.48	1	XXXX	$843.00	XXXX	$70.25						34.543%	34.543%	XXXX	[Redacted]	791																												No	No							[Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2023 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$7,453.13		6.660%	$8,176.32	1.0	None			No	No	XXXX	2		0	0	2	0			0.00	No										XXXX	$295,379.41	43.000%	No	27				Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		Yes	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															44.63		No	No	XXXX	$0.00	$0.00													No	No	No	No
223308320	[Redacted]	[Redacted]		N/A				No	No					$1,471.52	$1,471.52	6.875%	No	No								XXXX								1	XXXX	$305.04	XXXX	$25.42						0.000%	0.000%	XXXX	[Redacted]	773																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.0				No	No	XXXX	0	0	0	0	0	0			0.00	No	1.04	0.95								XXXX	$15,000.00	5.000%	No					Yes	Final	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	Yes		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												22.89				XXXX	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223308961	[Redacted]	[Redacted]		N/A				No	No					$881.91	$881.91	7.625%	No	No								XXXX								2	XXXX	$1,799.52	XXXX	$149.96						0.000%	0.000%	XXXX	[Redacted]	786																												No	No										DSCR																0	0	0	No		XXXX				$0.00					N/A	No	XXXX	0	0	0	0	0	0			0.00	No	1.49	0.66								XXXX			No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	37.85				XXXX	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223308967	[Redacted]	[Redacted]		N/A				No	No					$5,549.98	$5,549.98	8.250%	No	No							XXXX									2	XXXX	$2,868.60	XXXX	$239.05						0.000%	0.000%	XXXX	[Redacted]	768																												No	No										DSCR																0	0	0	No		XXXX				$0.00					No	No	XXXX	0		0	0	0	0			0.00	No	0.89	1.11								XXXX	$603,201.53	61.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															62.44				XXXX	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223309210	[Redacted]	[Redacted]		N/A				No	No					$1,464.71	$1,464.71	6.625%	No	No					0			XXXX	XXXX							1	XXXX	$1,417.08	XXXX	$118.09						0.000%	0.000%	XXXX	[Redacted]	781	768	798	806																			Level 4-Stated/Verified as defined						No	No										DSCR																0	0	0	No		XXXX				$0.00	1.3				Yes	No	XXXX	0	0	0	0	0	0			0.00	No	1.03	0.96								XXXX	$129,763.42	43.000%	No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual	Individual	Individual									Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04									21.62				XXXX	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223309212	[Redacted]	[Redacted]		Non QM				Yes	No	$8,590.00	$11,242.43		7.776%	$2,796.86	$2,796.86	7.500%	No	No	Self-Employed						XXXX								$9,073.38	1	XXXX	$5,120.04	XXXX	$426.67						28.356%	28.356%	XXXX	[Redacted]	816																												No	Yes	12	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$8,590.00		6.620%	$0.00	3.9	None			No	No	XXXX	0		0	0	2	0		12	0.00	No										XXXX			No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	6.59			No	XXXX	$0.00	$0.00													No	No	No	No
223309250	[Redacted]	[Redacted]		N/A				No	No					$2,837.85	$2,837.85	7.250%	No	No								XXXX								2	XXXX	$2,159.76	XXXX	$179.98						0.000%	0.000%	XXXX	[Redacted]	783																												No	No										DSCR																0	0	0	No		XXXX				$0.00					No	No	XXXX	0	0	0	0	0	0			0.00	No	1.26	0.79								XXXX			No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	109.73				XXXX	$0.00	$0.00													No	No	No	No
223309258	[Redacted]	[Redacted]		N/A				No	No					$2,501.34	$2,501.34	6.990%	No	No							XXXX	XXXX								1	XXXX	$2,447.52	XXXX	$203.96						0.000%	0.000%	XXXX	[Redacted]	718																												No	No										DSCR														[Redacted]		0	0	0	No		XXXX				$0.00	2.5				No	No	XXXX	0	0	0	0	0	0			0.00	No	2.17	0.45								XXXX	$456,431.35	79.000%	No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												150.47				XXXX	$0.00	$0.00	0	0	0	0	0	0	0	0	0				No	No	No	No
223309260	[Redacted]	[Redacted]		Non QM				Yes	No	$1,490.00	$8,863.30		7.447%	$6,720.27	$6,720.27	7.375%	No	No	Employed	Employed					XXXX	XXXX							$18,806.23	1	XXXX	$1,323.00	XXXX	$110.25						45.484%	45.484%	XXXX	[Redacted]	781																												No	No							[Borrower - \| Primary Income - Wages]; Other - 2025 [Borrower - \| Primary Income - Wages]; Other - 2025 [Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - \| Primary Income - Wages]; Other - 2025 [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - \| Primary Income - Wages]; Other - 2020	[Borrower]; 4506-C - 2024 [Borrower]; Tax Return Extension - 2024 [Borrower]; Transcripts (1040) - No Results Returned - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; Tax Return Extension - 2024 [Coborrower]; Transcripts (1040) - No Results Returned - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$1,490.00		6.650%	$0.00	2.8	DU		ApproveEligible	No	No	XXXX	0	0	1	0	2	0			0.00	No										XXXX	$382,415.98		No	26	26			Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	46.59		No	No	XXXX	$0.00	$7,500.00													No	No	No	No
223309262	[Redacted]	[Redacted]		Non QM				Yes	No	$3,698.75	$4,703.44		7.554%	$1,664.53	$1,664.53	7.375%	No	No	Self-Employed	Self-Employed					XXXX	XXXX							$5,700.28	1	XXXX	$1,659.96	XXXX	$138.33						37.732%	37.732%	XXXX	[Redacted]	733																												No	Yes	24	Business	100.000%	50.000%	50.000%		[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2024 [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2025 [Coborrower(s) - \| Primary Income - Shared Bank Statements]; CPA Letter - 2025 [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Other - 2025 [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Other - 2025 [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Third Party Verification - 2025 [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Other - 2024	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	24mo Bank Statement														[Redacted]		0	0	0			XXXX	$3,698.75		6.620%	$0.00	1.3	None			Yes	No	XXXX	0	0	0	0	2	0		24	0.00	No										XXXX	$0.00		No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04							Employment Authorization	Resident Alien Card			No	101.55		No	No	XXXX	$4,577.19	$0.00													No	No	No	No
223309421	[Redacted]	[Redacted]		N/A				No	No					$1,601.26	$1,601.26	6.875%	No	No					0			XXXX	XXXX							2	XXXX	$944.16	XXXX	$78.68						0.000%	0.000%	XXXX	[Redacted]	807	814	809	795																			Level 4-Stated/Verified as defined						No	No										DSCR																0	0	0	No		XXXX				$0.00					No	No	XXXX	0	0	0	0	0	0			0.00	No	1.28	0.77								XXXX	$142,544.93	44.000%	No					Yes	Final	Fee Simple	LLC	Business Entity	Individual	Individual	Individual	Individual									Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04									25.35				XXXX	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223309422	[Redacted]	[Redacted]		Non QM				Yes	No	$6,700.94	$11,794.06		7.552%	$2,580.33	$2,580.33	7.250%	No	No	Non-Employment Income						XXXX								$3,946.97	1	XXXX	$962.04	XXXX	$80.17						49.820%	49.820%	XXXX	[Redacted]	748																												No	No							[Borrower - \| Primary Income - Social Security]; Account Statements - 2025 [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 [Borrower - \| Non-Primary Income - Pension]; Account Statements - 2025 [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024 [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2021 [Borrower - \| Non-Primary Income - IRA Distribution]; Account Statements - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023	Full Documentation (F)	Retirement Income - Fully Verified																0	0	0			XXXX	$6,700.94		6.620%	$0.00	1.0	LP / LPA		Accept/Ineligible	No	No	XXXX	0		0	0	2	0			0.00	No										XXXX	$82,366.38		No					Yes	Commitment	Fee Simple	LLC	Authorized Signor													No	Authorized Signor	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	23.32			No	XXXX	$0.00	$0.00													No	No	No	No
223309431	[Redacted]	[Redacted]		N/A				No	No					$1,829.94	$1,829.94	7.375%	No	No							XXXX									1	XXXX	$2,083.44	XXXX	$173.62						0.000%	0.000%	XXXX	[Redacted]	750																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.0				Yes	No	XXXX	0		0	0	0	0			0.00	No	1	0.99								XXXX	$345,804.56	94.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															100.58				XXXX	$0.00	$0.00	0	0	0	0	0	0	0	0	0				No	No	No	No
223309444	[Redacted]	[Redacted]		Non QM				Yes	No	$5,546.25	$7,274.72		9.752%	$2,459.50	$2,459.50	9.500%	No	No	Self-Employed						XXXX								$4,787.36	1	XXXX	$2,248.56	XXXX	$187.38						42.540%	42.540%	XXXX	[Redacted]	713																												No	Yes	24	Personal, Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025	[Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$5,546.25		6.650%	$20,000.00	1.0	None			No	No	XXXX	0		0	0	0	0	12	12	0.00	No										XXXX	$49,533.57	15.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															26.65			No	XXXX	$0.00	$0.00													No	No	No	No
223309449	[Redacted]	[Redacted]		N/A				No	No					$1,830.86	$1,830.86	6.875%	No	No								XXXX								1	XXXX	$816.96	XXXX	$68.08						0.000%	0.000%	XXXX	[Redacted]	756																												No	No										DSCR														[Redacted]		0	0	0	No		XXXX				$0.00	3.2				No	No	XXXX	0	0	0	0	0	0			0.00	No	1.29	0.77								XXXX	$21,852.11		No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	7.15				XXXX	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223309455	[Redacted]	[Redacted]		N/A				No	No					$1,044.26	$1,044.26	7.125%	No	No								XXXX								1	XXXX	$451.20	XXXX	$37.60						0.000%	0.000%	XXXX	[Redacted]	802																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.5				No	No	XXXX	0	0	0	0	0	0			0.00	No	1.36	0.73								XXXX	$0.00		No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	193.96				XXXX	$0.00	$0.00													No	No	No	No
223309462	[Redacted]	[Redacted]		Non QM				Yes	No	$8,815.00	$11,041.35		7.304%	$3,678.50	$3,678.50	7.125%	No	No	Self-Employed	Self-Employed					XXXX	XXXX							$21,025.15	1	XXXX	$9,156.96	XXXX	$763.08						45.136%	45.136%	XXXX	[Redacted]	700																												No	No							[Borrower - \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025 [Borrower - \| Primary Income - S-Corp (>= 25%)]; Paystubs - 2025 [Borrower - \| Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - \| Primary Income - S-Corp (>= 25%)]; Paystubs - 2024 [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - \| Primary Income - S-Corp (>= 25%)]; Paystubs - 2023 [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023 [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2022 [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2022 [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2022 [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025 [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023 [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2022 [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2022 [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2022	[Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1040 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1040 - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$8,815.00		6.730%	$0.00	5.0	DU		ApproveEligible	No	No	XXXX	3	3	2	0	2	0				No										XXXX	$187,441.03		No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	31.9		No	No	XXXX	$12,833.02	$0.00													No	No	No	No
223309467	[Redacted]	[Redacted]		Non QM				Yes	No	$2,262.00	$5,311.31		7.753%	$2,717.93	$2,717.93	7.625%	No	No	Non-Employment Income	Not Employed					XXXX	XXXX							$18,092.20	1	XXXX	$1,751.04	XXXX	$145.92						0.000%	0.000%	XXXX	[Redacted]	793																												Yes	No							[Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available	Other Documentation (O)	Asset Depletion (No DTI)																0	0	0			XXXX	$2,262.00		6.620%	$2,000.00	1.3	None			Yes	No	XXXX	0	0	0	0	2	0			0.00	No					Other					XXXX	$2,071,925.08	100.000%	No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												458.83		No	No	XXXX	$0.00	$0.00													No	No	No	No
223309469	[Redacted]	[Redacted]		N/A				No	No					$1,862.67	$1,862.67	7.750%	No	No							XXXX									2	XXXX	$1,110.00	XXXX	$92.50						0.000%	0.000%	XXXX	[Redacted]	796																												No	No										DSCR																0	0	0	No		XXXX				$0.00					No	No	XXXX	0		0	0	0	0			0.00	No	0.85	1.16								XXXX	$205,271.91	50.000%	No					Yes	Final	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															15.98				XXXX	$0.00	$0.00													No	No	No	No
223309470	[Redacted]	[Redacted]		N/A				No	No					$1,328.51	$1,328.51	7.500%	No	No							XXXX									1	XXXX	$1,305.96	XXXX	$108.83						0.000%	0.000%	XXXX	[Redacted]	796																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.0				No	No	XXXX	0		0	0	0	0			0.00	No	0.85	1.17								XXXX	$82,721.33	27.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															18.14				XXXX	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223309472	[Redacted]	[Redacted]		Non QM				Yes	No	$6,665.00	$10,276.02		7.596%	$6,817.34	$6,817.34	7.500%	No	No	Employed	Employed					XXXX	XXXX							$16,291.91	1	XXXX	$3,109.20	XXXX	$259.10						38.253%	38.253%	XXXX	[Redacted]	811																												No	No							[Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; VVOE - 2025 [Borrower - \| Primary Income - Wages]; WVOE - 2025 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; Paystubs - 2023 [Borrower - \| Primary Income - Wages]; W-2 - 2023 [Borrower - \| Primary Income - Wages]; W-2 - 2022 [Coborrower(s) - \| Primary Income - Wages]; Employer Letter - 2025 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025	[Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; Transcripts (1040) - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$6,665.00		6.620%	$4,000.00	2.5	None			No	No	XXXX	3	0	0	0	3	3			0.00	No										XXXX	$801,002.87	45.000%	No	27				Yes	Preliminary	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												144.88		No	No	XXXX	$0.00	$17,333.33													No	No	No	No
223309473	[Redacted]	[Redacted]		N/A				No	No					$1,594.19	$1,594.19	7.125%	No	No							XXXX									1	XXXX	$2,340.84	XXXX	$195.07						0.000%	0.000%	XXXX	[Redacted]	795																												No	No										DSCR																0	0	0	No		XXXX				$0.00	3.3				Yes	No	XXXX	0		0	0	0	0			0.00	No	0.9	1.1								XXXX	$518,340.63	100.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															179.95				XXXX	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223309476	[Redacted]	[Redacted]		Non QM				Yes	No	$1,490.00	$3,837.50		7.275%	$5,883.77	$5,883.77	7.250%	No	No	Non-Employment Income						XXXX								$9,360.01	1	XXXX	$9,501.96	XXXX	$791.83						0.000%	0.000%	XXXX	[Redacted]	792																												Yes	No							[Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Other Documentation (O)	Asset Depletion (No DTI)																0	0	0			XXXX	$1,490.00		6.650%	$20,000.00	1.4	None			No	No	XXXX	0		0	0	2	0			0.00	No					Other					XXXX	$1,759,088.72	100.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															187.26		No	No	XXXX	$0.00	$0.00													No	No	No	No
223309482	[Redacted]	[Redacted]		Non QM				Yes	No	$9,746.00	$15,572.47		6.607%	$2,512.13	$2,512.13	6.250%	No	No	Self-Employed	Not Employed					XXXX	XXXX							$10,094.30	1	XXXX	$4,638.36	XXXX	$386.53						26.483%	26.483%	XXXX	[Redacted]	705																												No	Yes	12	Business	76.000%	100.000%			[Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Non-Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - \| Non-Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - \| Non-Primary Income - Wages]; W-2 - 2024 [Borrower - \| Non-Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - \| Non-Primary Income - Wages]; W-2 - 2023 [Borrower - \| Non-Primary Income - Wages]; W-2 Transcript - 2023 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$9,746.00		6.660%	$0.00	1.5	None			Yes	No	XXXX	2	0	0	0	2	0		12	0.00	No										XXXX	$355,160.13	70.000%	No	27				Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												28.64			No	XXXX	$0.00	$0.00													No	No	No	No
223309706	[Redacted]	[Redacted]		Exempt from ATR				No	No	$12,054.77	$3,679.28		8.547%	$1,487.84	$1,487.84	8.375%	No	No	Not Employed	Self-Employed						XXXX							$11,705.35	2	XXXX	$1,746.72	XXXX	$145.56						40.011%	40.011%	XXXX	[Redacted]	749																												No	Yes	12	Personal	63.000%		100.000%		[Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Coborrower(s) - \| Non-Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - \| Non-Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - \| Non-Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - \| Non-Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - \| Non-Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024 [Coborrower(s) - \| Non-Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - \| Non-Primary Income - Wages]; W-2 Transcript - 2023 [Coborrower(s) - \| Non-Primary Income - Wages]; W-2 Transcript - 2022		Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$12,054.77		6.620%	$0.00		None			No	No	XXXX	0	3	0	0	0	0	12		0.00	No										XXXX	$0.00		No		27			Yes	Preliminary	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	79.25		No	No	XXXX	$12,286.46	$7,225.96													No	No	No	No
223309716	[Redacted]	[Redacted]		N/A				No	No					$1,670.82	$1,670.82	7.125%	No	No							XXXX									1	XXXX	$2,748.00	XXXX	$229.00						0.000%	0.000%	XXXX	[Redacted]	740																												No	No										DSCR																0	0	0	Yes		XXXX				$0.00	3.4				Yes	No	XXXX	0		0	0	0	0			0.00	No	1	0.99								XXXX	$138,258.70	45.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															52.88				XXXX	$0.00	$0.00													No	No	No	No
223309717	[Redacted]	[Redacted]		Non QM				Yes	No	$1,490.00	$4,459.58		7.978%	$13,448.08	$14,385.95	8.334%	No	No	Self-Employed						XXXX								$38,157.04	1	XXXX	$12,551.04	XXXX	$1,045.92						43.716%	42.333%	XXXX	[Redacted]	687																												No	No						Borrower Prepared	[Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2024 [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024 [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023 [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2022 [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2022 [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2022 [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2024 [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024 [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2023 [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2022 [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2022 [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2022 [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2024 [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024 [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2023 [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2022 [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2022 [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2024 [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024 [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2024 [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024 [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023	[Borrower]; 4506-C - 2024 [Borrower]; Tax Return Extension - 2024 [Borrower]; Transcripts (1040) - No Results Returned - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1040 - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$1,490.00		6.660%	$0.00	3.4	None			No	No	XXXX	3		2	0	3	2			12.00	No										XXXX	$0.00		No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	Yes		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	95.39		No	No	XXXX	$0.00	$0.00													No	No	No	No
223309725	[Redacted]	[Redacted]		Non QM				Yes	No	$11,149.95	$12,084.19		8.609%	$2,868.20	$2,868.20	7.990%	No	No	Employed	Self-Employed					XXXX	XXXX							$21,887.28	1	XXXX	$4,504.92	XXXX	$375.41						49.074%	49.074%	XXXX	[Redacted]	682																												No	No							[Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Paystubs - 2025 [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2024 [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024 [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023	[Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Tax Return Extension - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - No Results Returned - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Tax Return Extension - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; Transcripts (1040) - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$11,149.95		6.850%	$109,795.71	3.2	LP / LPA		Accept/Eligible	Yes	No	XXXX	2	2	1	0	3	2			0.00	No										XXXX	$18,196.51	4.000%	No	26				Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												3.58		No	No	XXXX	$27,717.02	$0.00													No	No	No	No
223309726	[Redacted]	[Redacted]		N/A				No	No					$2,604.98	$2,604.98	6.990%	No	No					0	0		XXXX	XXXX	XXXX						2	XXXX	$5,694.96	XXXX	$474.58						0.000%	0.000%	XXXX	[Redacted]	702	777	763	785	679	715	702																Level 4-Stated/Verified as defined	Level 4-Stated/Verified as defined					No	No										DSCR																0	0	0	No		XXXX				$0.00					N/A	No	XXXX	0	0	0	0	0	0			0.00	No	1.24	0.8								XXXX			No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual	Individual	Individual	Individual	Individual							Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04					No	62.96				XXXX	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223309736	[Redacted]	[Redacted]		N/A				No	No					$1,088.75	$1,088.75	7.250%	No	No								XXXX								1	XXXX	$1,176.96	XXXX	$98.08						0.000%	0.000%	XXXX	[Redacted]	776																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.0				No	No	XXXX	0	0	0	0	0	0			0.00	No	1.57	0.63								XXXX	$90,001.96		No					Yes	Final	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	56.05				XXXX	$0.00	$0.00													No	No	No	No
223309754	[Redacted]	[Redacted]		N/A				No	No					$950.19	$950.19	9.250%	No	No					0			XXXX	XXXX							2	XXXX	$1,842.96	XXXX	$153.58						0.000%	0.000%	XXXX	[Redacted]	686																						Level 4-Stated/Verified as defined						No	No										DSCR																0	0	0	No		XXXX				$0.00					No	No	XXXX	0	0	0	0	0	0			0.00	No	1.81	0.55								XXXX			No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual	Individual	Member									Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	20.75				XXXX	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223310171	[Redacted]	[Redacted]		N/A				No	No					$1,010.23	$1,010.23	6.990%	No	No							XXXX									1	XXXX	$924.00	XXXX	$77.00						0.000%	0.000%	XXXX	[Redacted]	727																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.0				Yes	No	XXXX	0		0	0	0	0			0.00	No	1.14	0.87								XXXX	$344,039.39	100.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															199.4				XXXX	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223311332	[Redacted]	[Redacted]		Non QM				Yes	No	$1,690.00	$3,934.36		7.753%	$12,270.83	$15,598.02	7.750%	No	No	Employed	Not Employed					XXXX	XXXX							$33,170.04	1	XXXX	$3,699.12	XXXX	$308.26						43.729%	38.085%	XXXX	[Redacted]	772																												No	No							[Borrower - \| Primary Income - Wages]; Other - 2025 [Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - \| Primary Income - Wages]; Vesting Schedule - 2025 [Borrower - \| Primary Income - Wages]; Paystubs - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024 [Borrower - \| Primary Income - Wages]; Paystubs - 2023 [Borrower - \| Primary Income - Wages]; W-2 - 2023 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 [Borrower - \| Primary Income - Wages]; Restricted Stock Agreement - 2022 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$1,690.00		6.660%	$0.00	1.0	None			Yes	No	XXXX	3	0	0	0	3	0			0.00	No									240	XXXX	$654,259.92	28.000%	No	15				Yes	Preliminary	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												47.39		No	No	XXXX	$0.00	$0.00													No	No	No	No
223311333	[Redacted]	[Redacted]		Non QM				Yes	No	$5,470.80	$4,417.83		9.028%	$1,246.13	$1,246.13	8.750%	No	No	Self-Employed	Not Employed					XXXX	XXXX			XXXX	XXXX			$5,052.70	1	XXXX	$744.00	XXXX	$62.00						28.254%	28.254%	XXXX	[Redacted]	698																												No	No							[Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2025 [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025 [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024 [Borrower - \| Primary Income - Sole Proprietor]; W-2 Transcript - 2024 [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2023 [Borrower - \| Primary Income - Sole Proprietor]; W-2 Transcript - 2023	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023	Full Documentation (F)	2yr 1099																0	0	0			XXXX	$5,470.80		6.650%	$23,000.00	1.0	None			Yes	No	XXXX	2	0	0	0	2	0				No										XXXX	$26,848.76	14.000%	No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04							Passport	Passport				11.97			No	XXXX	$0.00	$0.00													Yes	Yes	No	No
223311353	[Redacted]	[Redacted]		Exempt from ATR				No	No	$35,720.00	$12,191.14		9.251%	$4,019.52	$4,019.52	8.990%	No	No	Employed						XXXX								$14,044.20	1	XXXX	$402.96	XXXX	$33.58						41.883%	41.883%	XXXX	[Redacted]	655																												Yes	No							[Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - \| Primary Income - Wages]; W-2 - 2023 [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2024	[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - No Results Returned - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1040 - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	1yr Full Doc																0	0	0			XXXX	$35,720.00		6.930%	$0.00		None			No	No	XXXX	1		3	0	3	2			0.00	No					Other					XXXX	$753,912.43		No	25				Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	130.8		No	No	XXXX	$0.00	$0.00													No	No	No	No
223311364	[Redacted]	[Redacted]		Exempt from ATR				No	No	$5,123.06	$8,412.13		7.537%	$3,421.12	$3,421.12	7.375%	No	No	Self-Employed	Not Employed					XXXX	XXXX							$92,668.60	1	XXXX	$3,661.08	XXXX	$305.09						8.303%	8.303%	XXXX	[Redacted]	799																												No	No							[Borrower - \| Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025 [Borrower - \| Primary Income - S-Corp (>= 25%)]; Paystubs - 2025 [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023	[Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022	Full Documentation (F)	1yr Full Doc																0	0	0			XXXX	$5,123.06		6.730%	$0.00	4.7	DU		ApproveEligible	No	No	XXXX	1	0	1	0	3	0				No										XXXX	$107,548.09	17.000%	No					Yes	Preliminary	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												38.9		No	No	XXXX	$0.00	$0.00													No	No	No	No
223311370	[Redacted]	[Redacted]		N/A				No	No					$786.21	$786.21	7.990%	No	No							XXXX									1	XXXX	$1,851.12	XXXX	$154.26						0.000%	0.000%	XXXX	[Redacted]	709																												No	No										DSCR																0	0	0	No		XXXX				$0.00	2.1				No	No	XXXX	0		0	0	0	0			0.00	No	1.19	0.83								XXXX	$0.00		No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	10.73				XXXX	$0.00	$0.00													No	No	No	No
223311372	[Redacted]	[Redacted]		Exempt from ATR				No	No	$6,126.88	$8,515.56		8.284%	$2,180.88	$2,180.88	7.990%	No	No	Employed						XXXX								$8,439.78	1	XXXX	$1,557.00	XXXX	$129.75						37.712%	37.712%	XXXX	[Redacted]	788																												No	No							[Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; Paystubs - 2023 [Borrower - \| Primary Income - Wages]; W-2 - 2023	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$6,126.88		6.650%	$0.00	1.0	DU		ApproveIneligible	Yes	No	XXXX	2		0	0	2	0			0.00	No										XXXX	$154,624.30		No	25				Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	39		No	No	XXXX	$0.00	$0.00													No	No	No	No
223311373	[Redacted]	[Redacted]		N/A				No	No					$1,590.69	$1,590.69	6.750%	No	No					0			XXXX	XXXX							1	XXXX	$1,632.12	XXXX	$136.01						0.000%	0.000%	XXXX	[Redacted]																							Level 4-Stated/Verified as defined						No	No										DSCR																0	0	0	No		XXXX				$0.00	2.5				No	No	XXXX	0	0	0	0	0	0			0.00	No	1.08	0.92								XXXX	$585,031.41	98.000%	No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual	Individual	Individual									Yes	Business Entity	No		No																		56.45				XXXX	$0.00	$0.00													No	Yes	Yes	No
223311377	[Redacted]	[Redacted]		Non QM				Yes	No	$8,618.40	$10,853.16		7.155%	$4,094.13	$4,094.13	6.990%	No	No	Self-Employed	Not Employed					XXXX	XXXX							$20,217.43	1	XXXX	$1,791.60	XXXX	$149.30						22.042%	22.042%	XXXX	[Redacted]	795																												No	No							[Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2025 [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025 [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025 [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024 [Borrower - \| Primary Income - Sole Proprietor]; 1099 Transcript - No Results Returned - 2024 [Borrower - \| Primary Income - Sole Proprietor]; Other - 2024 [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2023	[Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; Transcripts (1040) - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; Transcripts (1040) - 2022	Alternative Documentation (A)	1yr 1099																0	0	0			XXXX	$8,618.40		6.660%	$0.00	2.1	None			Yes	No	XXXX	0	0	1	0	2	2				No										XXXX	$239,935.36	31.000%	No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												11.03			No	XXXX	$0.00	$0.00													No	No	No	No
223311476	[Redacted]	[Redacted]		Exempt from ATR				No	No	$8,911.40	$12,131.10		8.731%	$4,004.50	$4,004.50	8.500%	No	No	Not Employed	Employed						XXXX							$11,018.42	3	XXXX	$3,240.00	XXXX	$270.00						41.336%	41.336%	XXXX	[Redacted]	718																												No	No							[Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025 [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025 [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2024 [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024 [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023	[Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$8,911.40		6.650%	$0.00		None			No	No	XXXX	0	0	1	0	2	0			0.00	No										XXXX	$258,628.64	40.000%	No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Member											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												51.51		No	No	XXXX	($1,376.75)	$11,666.66													No	No	No	No
223311478	[Redacted]	[Redacted]		N/A				No	No					$1,193.81	$1,193.81	7.250%	No	No							XXXX	XXXX								1	XXXX	$374.88	XXXX	$31.24						0.000%	0.000%	XXXX	[Redacted]	788																												No	No										DSCR																0	0	0	No		XXXX				$0.00	2.5				Yes	No	XXXX	0	0	0	0	0	0			0.00	No	1.02	0.98								XXXX	$123,052.86	49.000%	No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												15.51				XXXX	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223311492	[Redacted]	[Redacted]		Non QM				Yes	No	$1,998.16	$3,756.21		7.356%	$1,964.67	$1,964.67	7.250%	No	No	Self-Employed	Self-Employed					XXXX	XXXX							$26,628.23	1	XXXX	$1,897.56	XXXX	$158.13						40.095%	40.095%	XXXX	[Redacted]	804																												No	No						Borrower Prepared	[Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025 [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2024 [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023 [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2023 [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025 [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2024 [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023 [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2023 [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2022	[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; Transcripts (1040) - No Results Returned - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; Transcripts (1040) - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - No Results Returned - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; Transcripts (1040) - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$1,998.16		6.620%	($2,500.00)	1.0	None			Yes	No	XXXX	2	3	2	0	2	3			3.23	No										XXXX	$291,318.07	81.000%	No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												67.88		No	No	XXXX	$23,946.07	$0.00													No	No	No	No
223311503	[Redacted]	[Redacted]		Non QM				Yes	No	$2,037.67	$3,133.04		8.299%	$3,570.87	$3,570.87	8.250%	No	No	Employed						XXXX								$5,881.70	1	XXXX	$1,788.24	XXXX	$149.02						49.970%	49.970%	XXXX	[Redacted]	650																												No	No							[Borrower - \| Non-Primary Income - Wages]; Other - 2025 [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Non-Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - \| Non-Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - \| Non-Primary Income - Wages]; Employer Letter - 2024 [Borrower - \| Non-Primary Income - Wages]; W-2 - 2024 [Borrower - \| Non-Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - \| Non-Primary Income - Wages]; W-2 - 2023 [Borrower - \| Non-Primary Income - Wages]; W-2 Transcript - 2023 [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Non-Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - \| Non-Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - \| Non-Primary Income - Wages]; W-2 - 2024 [Borrower - \| Non-Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - \| Non-Primary Income - Wages]; W-2 - 2023 [Borrower - \| Non-Primary Income - Wages]; W-2 Transcript - 2023 [Borrower - \| Primary Income - Wages]; Other - 2025 [Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; VVOE - 2025 [Borrower - \| Primary Income - Wages]; WVOE - 2025 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																1	0	0			XXXX	$2,037.67		6.700%	$0.00	4.8	None			No	No	XXXX	2		0	0	2	0			0.00	No										XXXX	$170,504.27	27.000%	No	15				Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															7.3		No	No	XXXX	$0.00	$0.00													No	No	No	No
223311504	[Redacted]	[Redacted]		Non QM				Yes	No	$1,545.00	$3,620.22		9.076%	$3,094.46	$3,094.46	8.990%	No	No	Employed	Employed					XXXX	XXXX							$7,490.76	1	XXXX	$1,959.96	XXXX	$163.33						41.287%	41.287%	XXXX	[Redacted]	639																												No	No							[Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2023 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024 [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2023 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	2	0			XXXX	$1,545.00		6.620%	$7,046.29	2.6	None			No	No	XXXX	2	2	0	0	2	0			0.00	No										XXXX	$243,996.62	44.000%	No	26	26			Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												21.28			No	XXXX	$0.00	$9,412.44													No	No	No	No
223311505	[Redacted]	[Redacted]		Exempt from ATR				No	No	$13,044.86	$4,867.70		8.898%	$1,446.69	$1,446.69	8.625%	No	No	Not Employed	Non-Employment Income	Not Employed		0			XXXX							$39,518.68	1	XXXX	$2,058.96	XXXX	$171.58						0.000%	0.000%	XXXX	[Redacted]	649																						Level 1-Not Stated/Not Verified		Level 1-Not Stated/Not Verified		Level 1-Not Stated/Not Verified		Yes	No							[Coborrower(s) - \| Primary Income - Asset Depletion]; Account Statements - 2025	[Coborrower]; 1084 or income worksheet - Year Not Available	Other Documentation (O)	Asset Depletion (No DTI)																2	0	0			XXXX	$13,044.86		6.700%	$2,500.00	1.0	None			No	No	XXXX	0	0	0	0	0	0			0.00	No					Other					XXXX	$2,424,095.53	100.000%	No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual	Corp	Business Entity									Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												1033.78		No	No	XXXX	$52,870.02	$0.00													No	No	No	No
223311506	[Redacted]	[Redacted]		Exempt from ATR				No	No	$8,312.50	$8,775.85		7.778%	$2,132.60	$2,132.60	7.500%	No	No	Employed	Not Employed					XXXX	XXXX							$9,058.37	1	XXXX	$756.00	XXXX	$63.00						42.181%	42.181%	XXXX	[Redacted]	814																												No	No							[Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - \| Primary Income - Wages]; VVOE - 2025 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2023 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$8,312.50		6.650%	$5,000.00	1.3	None			N/A	No	XXXX	2	0	0	0	3	0			0.00	No										XXXX	$408,611.62	67.000%	No	26				Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												34.18		Yes	No	XXXX	$0.00	$0.00													No	No	No	No
223311516	[Redacted]	[Redacted]		N/A				No	No					$4,284.07	$4,284.07	7.250%	No	No								XXXX								1	XXXX	$1,958.40	XXXX	$163.20						0.000%	0.000%	XXXX	[Redacted]	743																												No	No										DSCR																0	0	0	No		XXXX				$0.00	4.7				No	No	XXXX	0	0	0	0	0	0			0.00	No	1.08	0.92								XXXX	$189,614.99	24.000%	No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												6.55				XXXX	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223311522	[Redacted]	[Redacted]		Exempt from ATR				No	No	$18,002.56	$9,514.78		9.426%	$1,531.62	$1,531.62	8.875%	No	No	Not Employed	Self-Employed						XXXX							$8,980.82	3	XXXX	$1,866.96	XXXX	$155.58						47.657%	47.657%	XXXX	[Redacted]	686																												No	Yes	12	Business	100.000%		50.000%		[Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025	[Coborrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$18,002.56		6.660%	$0.00		None			No	No	XXXX	0	0	0	0	0	0		12	0.00	No										XXXX			No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	7.58			No	XXXX	$17,157.73	$0.00													No	No	No	No
223311586	[Redacted]	[Redacted]		N/A				No	No					$9,972.66	$9,972.66	8.625%	No	No								XXXX								1	XXXX	$2,691.00	XXXX	$224.25						0.000%	0.000%	XXXX	[Redacted]	763																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.8				N/A	No	XXXX	0	0	0	0	0	0			0.00	No	0.78	1.28							240	XXXX	$1,032,857.03	51.000%	No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	Yes		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												26.46				XXXX	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223311603	[Redacted]	[Redacted]		N/A				No	No					$1,497.88	$1,497.88	8.750%	No	No								XXXX								1	XXXX	$617.04	XXXX	$51.42						0.000%	0.000%	XXXX	[Redacted]	693																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.4				Yes	No	XXXX	0	0	0	0	0	0			0.00	No	1.09	0.91								XXXX			No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	12.48				XXXX	$0.00	$0.00													No	No	No	No
223312312	[Redacted]	[Redacted]		N/A				No	No					$2,021.16	$2,021.16	7.125%	No	No								XXXX								1	XXXX	$1,741.20	XXXX	$145.10						0.000%	0.000%	XXXX	[Redacted]	783																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.0				No	No	XXXX	0	0	0	0	0	0			0.00	No	1.6	0.62								XXXX	$1,439,681.06	100.000%	No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												423.7				XXXX	$0.00	$0.00													No	No	No	No
223312313	[Redacted]	[Redacted]		N/A				No	No					$3,619.67	$3,619.67	8.125%	No	No							XXXX									1	XXXX	$1,280.04	XXXX	$106.67						0.000%	0.000%	XXXX	[Redacted]	777																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.7				No	No	XXXX	0		0	0	0	0			0.00	No	0.76	1.3								XXXX	$105,163.17		No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	26.89				XXXX	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223312316	[Redacted]	[Redacted]		Non QM				Yes	No	$3,876.47	$6,358.77		7.399%	$2,709.60	$2,709.60	7.250%	No	No	Employed	Employed					XXXX	XXXX							$18,381.05	1	XXXX	$3,893.04	XXXX	$324.42						32.373%	32.373%	XXXX	[Redacted]	804																												No	No							[Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	1yr Full Doc																0	0	0			XXXX	$3,876.47		6.650%	$0.00	3.0	DU		ApproveEligible	Yes	No	XXXX	1	1	0	0	2	0			0.00	No										XXXX	$885,936.23	100.000%	No					Yes	Final	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												218.54		No	No	XXXX	$0.00	$14,000.00													No	No	No	No
223312318	[Redacted]	[Redacted]		Non QM				Yes	No	$10,040.00	$14,165.97		6.895%	$5,350.93	$5,350.93	6.750%	No	No	Self-Employed						XXXX								$188,969.52	1	XXXX	$2,648.04	XXXX	$220.67						3.863%	3.863%	XXXX	[Redacted]	788																												No	Yes	12	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$10,040.00		6.650%	$255,000.00	3.2	None			No	No	XXXX	0		0	0	2	0		12	0.00	No										XXXX	$154,653.37	11.000%	No					Yes	Preliminary	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															28.92		No	No	XXXX	$0.00	$0.00													No	No	No	No
223312319	[Redacted]	[Redacted]		Exempt from ATR				No	No	$4,336.87	$7,399.82		7.239%	$1,310.57	$1,310.57	6.875%	No	No	Self-Employed						XXXX								$4,726.38	1	XXXX	$1,536.96	XXXX	$128.08						45.498%	45.498%	XXXX	[Redacted]	777																												No	No						Borrower Prepared	[Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025 [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023 [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025 [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2004	[Borrower]; Tax Return Extension - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$4,336.87		6.620%	$0.00	1.4	DU		ApproveEligible	No	No	XXXX	1		1	0	2	2			12.00	No										XXXX	$273,734.37		No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	178.01		No	No	XXXX	$0.00	$0.00													No	No	No	No
223312320	[Redacted]	[Redacted]		N/A				No	No					$1,487.14	$1,487.14	7.250%	No	No					0	0		XXXX	XXXX							1	XXXX	$1,172.04	XXXX	$97.67						0.000%	0.000%	XXXX	[Redacted]	808																						Level 4-Stated/Verified as defined	Level 1-Not Stated/Not Verified					No	No										DSCR																0	0	0	No		XXXX				$0.00	1.7				N/A	No	XXXX	0	0	0	0	0	0			0.00	No	1	0.99								XXXX	$287,086.69	90.000%	No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual	Individual	Member	LLC	Business Entity							Yes	Business Entity	Yes		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												67.56				XXXX	$0.00	$0.00													No	No	No	No
223312321	[Redacted]	[Redacted]		Non QM				Yes	No	$6,001.25	$7,397.53		7.246%	$1,827.74	$1,827.74	6.990%	No	No	Self-Employed						XXXX								$4,005.67	1	XXXX	$5,834.76	XXXX	$486.23						43.940%	43.940%	XXXX	[Redacted]	747																												No	Yes	12	Personal	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$6,001.25		6.620%	$0.00	2.8	None			No	No	XXXX	0		0	0	2	0	12		0.00	No										XXXX	$465,441.37	69.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															8.88			No	XXXX	$0.00	$0.00													No	No	No	No
223312324	[Redacted]	[Redacted]		Non QM				Yes	No	$9,839.00	$11,605.18		8.297%	$3,083.44	$3,502.32	8.584%	No	No	Self-Employed						XXXX								$6,338.18	1	XXXX	$1,985.76	XXXX	$165.48						47.291%	48.546%	XXXX	[Redacted]	760																												No	Yes	12	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$9,839.00		6.820%	$20,000.00	1.0	None			No	No	XXXX	0		0	0	2	0		12	0.00	No										XXXX	$20,000.00	4.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															20.66			No	XXXX	$0.00	$0.00													No	No	No	No
223312327	[Redacted]	[Redacted]		Non QM				Yes	No	$8,830.50	$1,931.99		7.312%	$1,803.67	$1,803.67	7.250%	No	No	Not Employed	Self-Employed						XXXX							$16,895.66	1	XXXX	$1,422.00	XXXX	$118.50						25.916%	25.916%	XXXX	[Redacted]	745																												No	Yes	12	Business	100.000%		100.000%		[Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025	[Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$8,830.50		6.620%	$18,500.00	1.0	None			No	No	XXXX	0	0	0	0	2	0		12	0.00	No										XXXX	$111,826.61	34.000%	No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Member											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												14.81			No	XXXX	$22,805.92	$0.00													No	No	No	No
223312328	[Redacted]	[Redacted]		Non QM				Yes	No	$12,495.00	$14,650.68		8.937%	$3,888.95	$3,888.95	8.625%	No	No	Self-Employed						XXXX								$21,657.01	1	XXXX	$4,042.44	XXXX	$336.87						24.975%	24.975%	XXXX	[Redacted]	676																												No	Yes	12	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2018	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$12,495.00		6.620%	$0.00	1.0	None			No	No	XXXX	0		0	0	2	0		12	0.00	No										XXXX	$80,000.00	13.000%	No					Yes	Final	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04										Resident Alien Card					5.97			No	XXXX	$0.00	$0.00													No	No	No	No
223312334	[Redacted]	[Redacted]		Non QM				Yes	No	$1,590.00	$587.18		8.351%	$2,199.20	$2,324.55	8.584%	No	No	Self-Employed						XXXX				XXXX				$2,600.69	1	XXXX	$1,152.96	XXXX	$96.08						51.394%	56.345%	XXXX	[Redacted]	725																												No	Yes	12	Business	100.000%	50.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$1,590.00		6.850%	$8,748.67	1.1	None			No	No	XXXX	0		0	0	3	0		12	0.00	No										XXXX	$93,011.87	25.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	Yes		No		Beacon 5.0	FICO Risk Score Classic 04										Passport					7.95			No	XXXX	$0.00	$0.00													Yes	No	No	No
223312335	[Redacted]	[Redacted]		Non QM				Yes	No	$3,558.75	$5,206.77		7.305%	$5,372.14	$5,372.14	7.250%	No	No	Self-Employed						XXXX								$52,349.11	1	XXXX	$13,240.32	XXXX	$1,103.36						43.416%	43.416%	XXXX	[Redacted]	779																												No	Yes	12	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$3,558.75		6.650%	$0.00	2.0	None			Yes	No	XXXX	0		0	0	2	0		12	0.00	No										XXXX	$100,000.00	10.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															22.26		No	No	XXXX	$0.00	$0.00													No	No	No	No
223312336	[Redacted]	[Redacted]		Non QM				Yes	No	$16,887.00	$18,928.33		8.550%	$5,138.08	$5,239.52	8.334%	No	No	Self-Employed	Not Employed					XXXX	XXXX							$102,299.45	1	XXXX	$4,449.96	XXXX	$370.83						15.547%	16.210%	XXXX	[Redacted]	728																												No	No						Borrower Prepared	[Borrower - \| Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025 [Borrower - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025 [Borrower - \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025 [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025 [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 [Borrower - \| Non-Primary Income - C-Corp]; Balance Sheet - 2025 [Borrower - \| Non-Primary Income - C-Corp]; CPA Letter - 2025 [Borrower - \| Non-Primary Income - C-Corp]; P&L Statement - 2025 [Borrower - \| Non-Primary Income - C-Corp]; Third Party Verification - 2025 [Borrower - \| Non-Primary Income - C-Corp]; 1120 - 2024 [Borrower - \| Non-Primary Income - C-Corp]; 4506-C (for Business) - 2024 [Borrower - \| Non-Primary Income - C-Corp]; 1120 - 2023 [Borrower - \| Non-Primary Income - C-Corp]; 4506-C (for Business) - 2023 [Borrower - \| Non-Primary Income - C-Corp]; 4506-C (for Business) - 2022	[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2022	Full Documentation (F)	1yr Full Doc																0	0	0			XXXX	$16,887.00		6.780%	$14,000.00	1.7	None			Yes	No	XXXX	0	0	1	0	3	2			3.00	No										XXXX	$60,000.00	7.000%	No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	Yes		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												145.43		Yes	No	XXXX	$0.00	$0.00													No	No	No	No
223312342	[Redacted]	[Redacted]		Exempt from ATR				No	No	$72,465.00	$31,086.16		9.102%	$6,562.50	$7,953.40	8.750%	No	No	Not Employed	Self-Employed						XXXX							$18,164.85	2	XXXX	$5,652.36	XXXX	$471.03						32.662%	33.067%	XXXX	[Redacted]	770																												No	Yes	24	Business	100.000%		100.000%		[Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2025	[Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	24mo Bank Statement														[Redacted]		0	0	0			XXXX	$72,465.00		6.770%	$0.00		None			No	No	XXXX	0	0	0	0	3	0		24	0.00	No									240	XXXX			No					Yes	Final	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	Yes		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	36.23			No	XXXX	$26,975.76	$0.00													No	No	No	No
223312350	[Redacted]	[Redacted]		Non QM				Yes	No	$3,326.44	$3,585.64		9.484%	$897.03	$897.03	9.125%	No	No	Self-Employed	Self-Employed					XXXX	XXXX							$2,147.24	1	XXXX	$3,569.04	XXXX	$297.42						49.231%	49.231%	XXXX	[Redacted]	742																												No	No							[Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024 [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024 [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024 [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024 [Borrower - \| Primary Income - Sole Proprietor]; W-2 Transcript - 2024 [Coborrower(s) - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1099 - 2024 [Coborrower(s) - \| Primary Income - Sole Proprietor]; W-2 Transcript - 2024	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	1yr 1099																0	0	0			XXXX	$3,326.44		6.810%	$0.00	1.7	None			No	No	XXXX	1	1	0	0	2	0				No										XXXX	$61,972.71	42.000%	No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												26.51			No	XXXX	$1,761.41	$0.00													No	No	No	No
223312352	[Redacted]	[Redacted]		Non QM				Yes	No	$0.00	$14.00		7.608%	$1,979.29	$1,979.29	7.625%	No	No	Self-Employed						XXXX								$4,844.36	1	XXXX	$643.20	XXXX	$53.60						35.711%	35.711%	XXXX	[Redacted]	739																												No	Yes	12	Personal	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025	[Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX			6.700%	$0.00	1.0	None			Yes	No	XXXX	0		0	0	0	0	12		0.00	No										XXXX	$66,549.86	20.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04										Resident Alien Card					6.04			No	XXXX	$0.00	$0.00													No	No	No	No
223312353	[Redacted]	[Redacted]		Exempt from ATR				No	No	$27,441.88	$12,575.72		7.381%	$2,118.51	$2,118.51	6.990%	No	No	Self-Employed						XXXX								$6,036.45	2	XXXX	$3,149.52	XXXX	$262.46						42.512%	42.512%	XXXX	[Redacted]	773																												No	Yes	12	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2024	[Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$27,441.88		6.620%	$0.00		None			No	No	XXXX	0		0	0	0	0		12	0.00	No										XXXX	$91,178.54		No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	FICO Classic V5 Facta	FICO Risk Score Classic 04														No	30.87		No	No	XXXX	$0.00	$0.00													No	No	No	No
223313733	[Redacted]	[Redacted]		Non QM				Yes	No	$5,430.49	$6,911.04		7.634%	$1,721.16	$1,721.16	7.375%	No	No	Self-Employed	Not Employed					XXXX	XXXX							$19,563.10	1	XXXX	$718.44	XXXX	$59.87						36.051%	36.051%	XXXX	[Redacted]	798																												No	No						Borrower Prepared	[Borrower - \| Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025 [Borrower - \| Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025 [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2024 [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024 [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023 [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2022 [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2022 [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2022	[Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - No Results Returned - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1040 - 2022 [Borrower]; Account Transcripts - 2022 [Borrower]; Transcripts (1040) - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - No Results Returned - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 1040 - 2022 [Coborrower]; Account Transcripts - 2022 [Coborrower]; Transcripts (1040) - 2022	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$5,430.49		6.730%	$1,500.00	1.0	None			No	No	XXXX	2	0	2	0	2	2			12.00	No										XXXX	$103,866.41	33.000%	No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												11.77		No	No	XXXX	$0.00	$0.00													No	No	No	No
223313735	[Redacted]	[Redacted]		Non QM				Yes	No	$3,790.00	$6,302.24		7.292%	$7,503.94	$7,503.94	7.250%	No	No	Self-Employed	Employed					XXXX	XXXX							$155,313.58	1	XXXX	$2,955.00	XXXX	$246.25						9.702%	9.702%	XXXX	[Redacted]	743																												No	No							[Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2022 [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2022 [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2021 [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2021 [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2023 [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2022 [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2022 [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2022 [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2022 [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2022 [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2022 [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2022 [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2022 [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2022 [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2022 [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2022 [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2022 [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2022 [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2022 [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2022 [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; CPA Letter - 2025 [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; Third Party Verification - 2025 [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; P&L Statement - 2024 [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; 1120S - 2023 [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2023 [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; 1120S - 2022 [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2022 [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2021 [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025 [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2022 [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2022 [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025 [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2022 [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2022 [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025 [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022 [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022 [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; Third Party Verification - 2025 [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; P&L Statement - 2024 [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; 1120S - 2023 [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2023 [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; 1120S - 2022 [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2022 [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; 1120S - 2021 [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2021 [Coborrower(s) - \| Primary Income - K-1 (< 25%)]; Third Party Verification - 2025 [Coborrower(s) - \| Primary Income - K-1 (< 25%)]; P&L Statement - 2024 [Coborrower(s) - \| Primary Income - K-1 (< 25%)]; 1120S - 2023 [Coborrower(s) - \| Primary Income - K-1 (< 25%)]; K-1 - 2023 [Coborrower(s) - \| Primary Income - K-1 (< 25%)]; 1120S - 2022 [Coborrower(s) - \| Primary Income - K-1 (< 25%)]; K-1 - 2022 [Coborrower(s) - \| Primary Income - K-1 (< 25%)]; 1120S - 2021 [Coborrower(s) - \| Primary Income - K-1 (< 25%)]; K-1 - 2021 [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; Third Party Verification - 2025 [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; P&L Statement - 2024 [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; 1120S - 2023 [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2023 [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; 1120S - 2022 [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2022 [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; 1120S - 2021 [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2021 [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; CPA Letter - 2025 [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; Third Party Verification - 2025 [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; P&L Statement - 2024 [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; 1120S - 2023 [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2023 [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; 1120S - 2022 [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2022 [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; 1120S - 2021 [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2021 [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; CPA Letter - 2025 [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; Third Party Verification - 2025 [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; P&L Statement - 2024 [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; 1120S - 2023 [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2023 [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; 1120S - 2022 [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2022 [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; 1120S - 2021 [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2021 [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; CPA Letter - 2025 [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; Third Party Verification - 2025 [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; 1120S - 2023 [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2023 [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; 1120S - 2022 [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2022 [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; 1120S - 2021 [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2021 [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; Third Party Verification - 2025 [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; P&L Statement - 2024 [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; W-2 - 2024 [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; 1120S - 2023 [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2023 [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; W-2 - 2023 [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; 1120S - 2022 [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2022 [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; W-2 - 2022 [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; 1120S - 2021 [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2021 [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; CPA Letter - 2025 [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; Third Party Verification - 2025 [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; P&L Statement - 2024 [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; 1120S - 2023 [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2023 [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; 1120S - 2022 [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2022 [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; 1120S - 2021 [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2021	[Borrower]; 4506-C - 2024 [Borrower]; Tax Return Extension - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1040 - 2022 [Borrower]; 1040 - 2021 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; Tax Return Extension - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1040 - 2022 [Coborrower]; 1040 - 2021 [Coborrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$3,790.00		6.660%	$0.00	3.5	DU		ApproveEligible	No	No	XXXX	3	3	3	0	2	0				No										XXXX			No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	55.62		No	No	XXXX	($6,609.03)	$0.00													No	No	No	No
223313756	[Redacted]	[Redacted]		N/A				No	No					$2,335.42	$2,335.42	7.375%	No	No							XXXX									1	XXXX	$656.04	XXXX	$54.67						0.000%	0.000%	XXXX	[Redacted]	783																												No	No										DSCR																0	0	0	No		XXXX				$0.00	2.5				No	No	XXXX	0		0	0	0	0			0.00	No	1.2	0.83							240	XXXX			No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	21.71				XXXX	$0.00	$0.00	0	0	0										No	No	No	No
223313760	[Redacted]	[Redacted]		N/A				No	No					$1,622.50	$1,622.50	7.375%	No	No							XXXX									1	XXXX	$2,687.04	XXXX	$223.92						0.000%	0.000%	XXXX	[Redacted]	767																												No	No										DSCR																0	0	0	No		XXXX				$0.00	2.6				Yes	No	XXXX	0		0	0	0	0			0.00	No	1	0.99							240	XXXX	$242,689.86	72.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	Yes		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															72.46				XXXX	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223313764	[Redacted]	[Redacted]		Exempt from ATR				No	No	$12,189.97	$4,445.55		8.895%	$1,336.80	$1,336.80	8.625%	No	No	Not Employed	Non-Employment Income						XXXX							$40,654.87	1	XXXX	$2,043.00	XXXX	$170.25						0.000%	0.000%	XXXX	[Redacted]	649																												Yes	No							[Coborrower(s) - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Coborrower(s) - \| Primary Income - Asset Depletion]; Other - 2025 [Coborrower(s) - \| Primary Income - Asset Depletion]; Other - 2024	[Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available	Other Documentation (O)	Asset Depletion																3	0	0			XXXX	$12,189.97		6.700%	$7,500.00	1.0	None			No	No	XXXX	0	0	0	0	3	0			0.00	No					Other					XXXX			No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												1116.86		No	No	XXXX	$53,250.55	$0.00													No	No	No	No
223313770	[Redacted]	[Redacted]		N/A				No	No					$2,311.52	$2,311.52	7.875%	No	No							XXXX									2	XXXX	$2,096.28	XXXX	$174.69						0.000%	0.000%	XXXX	[Redacted]	760																												No	No										DSCR																0	0	0	No		XXXX				$0.00					N/A	No	XXXX	0		0	0	0	0			0.00	No	1.08	0.92								XXXX	$212,766.64	53.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															45.47				XXXX	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223314531	[Redacted]	[Redacted]		N/A				No	No					$2,271.65	$2,271.65	6.500%	No	No					0			XXXX	XXXX							1	XXXX	$1,233.96	XXXX	$102.83						0.000%	0.000%	XXXX	[Redacted]	732	781	764	777																			Level 1-Not Stated/Not Verified						No	No										DSCR																0	0	0	No		XXXX				$0.00	4.8				Yes	No	XXXX	0	0	0	0	0	0			0.00	No	1	0.99								XXXX	$284,640.17	43.000%	No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual	Individual	Individual									Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04									19.65				XXXX	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223314625	[Redacted]	[Redacted]		Non QM				Yes	No	$11,097.50	$12,914.09		8.558%	$3,207.91	$3,207.91	8.250%	No	No	Self-Employed						XXXX								$35,112.23	1	XXXX	$2,499.96	XXXX	$208.33						22.414%	22.414%	XXXX	[Redacted]	672																												No	Yes	12	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																1	2	3			XXXX	$11,097.50		6.620%	$0.00	1.0	None			No	No	XXXX	0		0	0	2	0		12	0.00	No										XXXX			No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	14.46		No	No	XXXX	$0.00	$0.00													No	No	No	No
223314626	[Redacted]	[Redacted]		Exempt from ATR				No	No	$5,889.75	$10,588.10		8.850%	$1,182.43	$1,182.43	8.125%	No	No	Self-Employed						XXXX								$5,881.18	1	XXXX	$470.04	XXXX	$39.17						43.241%	43.241%	XXXX	[Redacted]	715																												No	No							[Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2025 [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025 [Borrower - \| Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024 [Borrower - \| Primary Income - Sole Proprietor]; 1099 Transcript - 2024	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	1yr 1099																0	0	0			XXXX	$5,889.75		6.620%	$0.00	1.5	None			Yes	No	XXXX	0		0	0	3	0				No										XXXX			No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	29.79		No	No	XXXX	$0.00	$0.00													No	No	No	No
223314632	[Redacted]	[Redacted]		Non QM				Yes	No	$7,090.00	$9,874.96		7.731%	$5,662.35	$5,662.35	7.625%	No	No	Employed						XXXX								$9,306.36	1	XXXX	$4,232.04	XXXX	$352.67						49.238%	49.238%	XXXX	[Redacted]	730																												No	No							[Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025	[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	1yr Full Doc																0	0	0			XXXX	$7,090.00		6.650%	$0.00	2.4	LP / LPA		Accept/Eligible	No	No	XXXX	0		1	0	3	1			0.00	No										XXXX	$46,243.04		No	11				Yes	Preliminary	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	6.18		No	No	XXXX	$0.00	$0.00													No	No	No	No
223314633	[Redacted]	[Redacted]		Exempt from ATR				No	No	$7,990.00	$10,528.36		8.717%	$3,844.57	$3,844.57	8.500%	No	No	Not Employed	Employed						XXXX							$11,131.38	3	XXXX	$3,312.96	XXXX	$276.08						40.734%	40.734%	XXXX	[Redacted]	718																												No	No							[Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025 [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025 [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025 [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025 [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025 [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025 [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2023	[Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$7,990.00		6.650%	$750.00		None			No	No	XXXX	0	1	1	0	1	0			0.00	No										XXXX	$189,705.82	30.000%	No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												43.26		No	No	XXXX	($1,376.75)	$11,666.66													No	No	No	No
223314635	[Redacted]	[Redacted]		Non QM				Yes	No	$9,198.75	$11,474.90		7.489%	$3,187.47	$3,187.47	7.250%	No	No	Non-Employment Income						XXXX								$9,365.80	1	XXXX	$858.84	XXXX	$71.57						0.000%	0.000%	XXXX	[Redacted]	793																												Yes	No							[Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Other Documentation (O)	Asset Depletion (No DTI)																0	0	0			XXXX	$9,198.75		6.650%	$200.00	4.1	None			Yes	No	XXXX	0		0	0	2	0			0.00	No					Other					XXXX	$866,678.62	100.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															165.33			No	XXXX	$0.00	$0.00													No	No	No	No
223314673	[Redacted]	[Redacted]		Non QM				Yes	No	$11,210.88	$0.00		8.867%	$3,329.77	$3,329.77	8.875%	No	No	Self-Employed	Self-Employed					XXXX	XXXX				XXXX			$6,853.90	1	XXXX	$1,955.04	XXXX	$162.92						36.755%	36.755%	XXXX	[Redacted]	782																												No	Yes	24	Personal, Business	100.000%	50.000%	50.000%		[Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2020 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2020 [Coborrower(s) - \| Non-Primary Income - Shared Bank Statements]; Account Statements - Business - 2025 [Coborrower(s) - \| Non-Primary Income - Shared Bank Statements]; Third Party Verification - 2025 [Coborrower(s) - \| Non-Primary Income - Shared Bank Statements]; Third Party Verification - 2025 [Coborrower(s) - \| Non-Primary Income - Shared Bank Statements]; Other - 2020 [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Account Statements - Personal - 2025 [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Third Party Verification - 2025 [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Third Party Verification - 2025 [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Other - 2020	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$11,210.88		6.620%	$20,000.00	1.0	None			Yes	No	XXXX	0	0	0	0	3	0	12	12	0.00	No										XXXX	$44,966.45	10.000%	No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04								Employment Authorization				5.5			No	XXXX	$5,418.53	$0.00													No	No	No	No
223314677	[Redacted]	[Redacted]		Non QM				Yes	No	$6,909.80	$9,980.84		9.344%	$2,299.16	$2,299.16	8.990%	No	No	Self-Employed						XXXX								$7,029.06	2	XXXX	$2,193.12	XXXX	$182.76						46.720%	46.720%	XXXX	[Redacted]	638																												No	Yes	12	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																1	0	0			XXXX	$6,909.80		6.650%	$0.00		None			No	No	XXXX	0		0	0	2	0		12	0.00	No										XXXX			No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	14.94			No	XXXX	$0.00	$0.00													No	No	No	No
223314679	[Redacted]	[Redacted]		Exempt from ATR				No	No	$7,083.22	$8,833.47		8.534%	$1,673.22	$1,673.22	8.125%	No	No	Self-Employed						XXXX				XXXX				$7,628.60	1	XXXX	$766.80	XXXX	$63.90						33.770%	33.770%	XXXX	[Redacted]	815																												No	No						Borrower Prepared	[Borrower - \| Primary Income - Sole Proprietor]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2025 [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2025 [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023	[Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$7,083.22		6.660%	$0.00	1.0	None			No	No	XXXX	0		1	0	2	1			13.90	No										XXXX	$13,941.16		No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04										Passport				No	22.86		No	No	XXXX	$0.00	$0.00													Yes	No	No	No
223314681	[Redacted]	[Redacted]		Non QM				Yes	No	$16,590.00	$18,384.99		7.745%	$5,314.03	$5,314.03	7.500%	No	No	Self-Employed						XXXX								$41,554.38	1	XXXX	$2,628.00	XXXX	$219.00						18.901%	18.901%	XXXX	[Redacted]	751																												No	Yes	12	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$16,590.00		6.620%	$0.00	1.0	None			Yes	No	XXXX	0		0	0	2	0		12	0.00	No										XXXX	$44,111.73		No					Yes	Final	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	78.82			No	XXXX	$0.00	$0.00													No	No	No	No
223314687	[Redacted]	[Redacted]		Exempt from ATR				No	No	$13,044.86	$7,205.71		9.043%	$1,446.69	$1,446.69	8.625%	No	No	Not Employed	Non-Employment Income						XXXX							$24,425.24	1	XXXX	$2,031.96	XXXX	$169.33						0.000%	0.000%	XXXX	[Redacted]	649																												Yes	No							[Coborrower(s) - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Coborrower(s) - \| Primary Income - Asset Depletion]; Other - 2025 [Coborrower(s) - \| Primary Income - Asset Depletion]; Other - 2024	[Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available	Other Documentation (O)	Asset Depletion (No DTI)																3	0	0			XXXX	$13,044.86		6.700%	$2,500.00	1.0	None			No	No	XXXX	0	0	0	0	3	0			0.00	No					Other					XXXX			No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												1034.09		No	No	XXXX	$52,851.08	$0.00													No	No	No	No
223314690	[Redacted]	[Redacted]		Non QM				Yes	No	$13,283.50	$15,839.14		8.889%	$4,900.08	$4,900.08	8.625%	No	No	Self-Employed						XXXX								$20,952.05	1	XXXX	$1,749.00	XXXX	$145.75						24.581%	24.581%	XXXX	[Redacted]	781																												No	Yes	12	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$13,283.50		6.650%	$0.00	2.7	None			No	No	XXXX	0		0	0	3	0		12	0.00	No										XXXX	$125,602.37	18.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04										Resident Alien Card					14.78		No	No	XXXX	$0.00	$0.00													No	No	No	No
223314703	[Redacted]	[Redacted]		Non QM				Yes	No	$6,768.40	$9,417.68		7.756%	$5,033.83	$5,033.83	7.625%	No	No	Employed	Employed					XXXX	XXXX							$26,294.82	1	XXXX	$2,478.96	XXXX	$206.58						22.789%	22.789%	XXXX	[Redacted]	766																												No	No							[Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$6,768.40		6.700%	$0.00	4.3	LP / LPA		Accept/Eligible	No	No	XXXX	0	0	0	0	2	0			0.00	No										XXXX	$980,952.57	100.000%	No	27	36			Yes	Preliminary	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04							Resident Alien Card	Resident Alien Card				125.35		No	No	XXXX	$0.00	$9,972.58													No	No	No	No
223314706	[Redacted]	[Redacted]		Non QM				Yes	No	$15,265.00	$20,647.67		9.003%	$11,039.57	$11,039.57	8.875%	No	No	Employed						XXXX								$76,782.89	1	XXXX	$16,956.48	XXXX	$1,413.04						32.990%	32.990%	XXXX	[Redacted]	637																												No	No							[Borrower - \| Primary Income - Wages]; Employer Letter - 2025 [Borrower - \| Primary Income - Wages]; VVOE - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$15,265.00		6.670%	$15,000.00		None			No	No	XXXX	0		0	0	2	0			0.00	No										XXXX	$1,473,101.47	80.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	Yes		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															63.96		Yes	No	XXXX	$0.00	$0.00													No	No	No	No
223314707	[Redacted]	[Redacted]		Non QM				Yes	No	$3,552.50	$4,185.64		8.038%	$1,812.67	$1,812.67	7.875%	No	No	Non-Employment Income						XXXX								$8,254.87	1	XXXX	$3,685.92	XXXX	$307.16						49.469%	49.469%	XXXX	[Redacted]	802																												Yes	No							[Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Non-Primary Income - Asset Depletion]; Other - 2025 [Borrower - \| Non-Primary Income - Asset Depletion]; Other - 2018 [Borrower - \| Primary Income - Social Security]; Account Statements - 2025 [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - \| Primary Income - Social Security]; 1099-SSA - 2024 [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 [Borrower - \| Non-Primary Income - Pension]; Account Statements - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	Retirement Income - Fully Verified																0	0	0			XXXX	$3,552.50		6.700%	$1,500.00	1.4	None			No	No	XXXX	0		0	0	2	0			0.00	No					120					XXXX	$1,989,432.05	100.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															375.42		No	No	XXXX	$0.00	$0.00													No	No	No	No
223314710	[Redacted]	[Redacted]		Non QM				Yes	No	$9,190.00	$12,420.71		7.777%	$5,379.23	$5,379.23	7.625%	No	No	Not Employed	Self-Employed						XXXX							$10,975.79	1	XXXX	$2,372.04	XXXX	$197.67						47.200%	47.200%	XXXX	[Redacted]	643																												No	Yes	12	Business	100.000%		100.000%		[Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025	[Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2021 [Coborrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$9,190.00		6.650%	$0.00	2.6	None			No	No	XXXX	0	0	0	0	2	0		12	0.00	No										XXXX			No					Yes	Final	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	25.83		No	No	XXXX	$20,787.31	$0.00													No	No	No	No
223314714	[Redacted]	[Redacted]		N/A				No	No					$1,202.59	$1,202.59	7.125%	No	No								XXXX								1	XXXX	$667.44	XXXX	$55.62						0.000%	0.000%	XXXX	[Redacted]	728																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.5				Yes	No	XXXX	0	0	0	0	0	0			0.00	No	1.06	0.94								XXXX			No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	Yes		No				Fair Isaac (VER. 2)	FICO Classic V5 Facta	FICO Risk Score Classic 04											No	62.37				XXXX	$0.00	$0.00													No	No	No	No
223314719	[Redacted]	[Redacted]		N/A				No	No					$2,668.67	$2,668.67	7.250%	No	No					0			XXXX	XXXX							1	XXXX	$1,746.00	XXXX	$145.50						0.000%	0.000%	XXXX	[Redacted]	742	764	784	737																			Level 4-Stated/Verified as defined						No	No										DSCR																0	0	0	No		XXXX				$0.00	1.3				No	No	XXXX	0	0	0	0	0	0			0.00	No	1.3	0.76								XXXX	$123,014.17	25.000%	No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual	Individual	Individual									Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04									8.73				XXXX	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223314721	[Redacted]	[Redacted]		N/A				No	No					$3,165.31	$3,165.31	6.990%	No	No					0	0		XXXX	XXXX	XXXX						3	XXXX	$6,245.64	XXXX	$520.47						0.000%	0.000%	XXXX	[Redacted]	775	792	765	797	788	775	762																Level 4-Stated/Verified as defined	Level 4-Stated/Verified as defined					No	No										DSCR																0	0	0	No		XXXX				$0.00					No	No	XXXX	0	0	0	0	0	0			0.00	No	1.19	0.83								XXXX	$263,050.61	41.000%	No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual	Individual	Individual	Individual	Individual							Yes	Business Entity	Yes		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04						25.71				XXXX	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223314723	[Redacted]	[Redacted]		N/A				No	No					$1,860.19	$1,860.19	7.000%	No	No							XXXX									1	XXXX	$798.00	XXXX	$66.50						0.000%	0.000%	XXXX	[Redacted]	788																												No	No										DSCR																0	0	0	No		XXXX				$0.00	2.3				No	No	XXXX	0		0	0	0	0			0.00	No	0.81	1.23								XXXX	$318,255.34	80.000%	No					Yes	Preliminary	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															92.42				XXXX	$0.00	$0.00													No	No	No	No
223314727	[Redacted]	[Redacted]		Non QM				Yes	No	$4,012.00	$4,593.14		8.044%	$2,001.19	$2,001.19	7.875%	No	No	Employed						XXXX								$2,921.06	1	XXXX	$1,695.96	XXXX	$141.33						46.066%	46.066%	XXXX	[Redacted]	721																												Yes	No							[Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - \| Primary Income - Wages]; WVOE - 2025 [Borrower - \| Primary Income - Wages]; Paystubs - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2023 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$4,012.00		6.620%	$0.00	2.6	None			No	No	XXXX	2		0	0	2	0			0.00	No					Other					XXXX	$27,100.47		No	24				Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	13.28			No	XXXX	$0.00	$0.00													No	No	No	No
223314729	[Redacted]	[Redacted]		Non QM				Yes	No	$11,343.16	$9,127.87		8.251%	$1,856.18	$1,856.18	7.875%	No	No	Employed						XXXX								$11,781.39	1	XXXX	$626.88	XXXX	$52.24						19.236%	19.236%	XXXX	[Redacted]	784																												No	No							[Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	WVOE																0	0	0			XXXX	$11,343.16		6.730%	$7,800.00		None			No	No	XXXX	0		0	0	3	0			0.00	No										XXXX	$116,403.56	36.000%	No	25				Yes	Shares/Stock/Ownership (Co-op)	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															16.28			No		$0.00	$0.00													No	No	No	No
223314731	[Redacted]	[Redacted]		Non QM				Yes	No	$9,070.00	$0.00		7.721%	$5,358.76	$5,358.76	7.750%	No	No	Self-Employed	Not Employed					XXXX	XXXX							$64,096.82	1	XXXX	$2,558.04	XXXX	$213.17						8.983%	8.983%	XXXX	[Redacted]	707																												No	Yes	12	Business	100.000%	50.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2024 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$9,070.00		6.650%	$20,000.00	1.0	None			No	No	XXXX	0	0	0	0	2	0		12	0.00	No										XXXX	$65,577.70	7.000%	No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04								Resident Alien Card				19.61			No	1007191-0004014237-2	$0.00	$0.00													No	No	No	No
223314732	[Redacted]	[Redacted]		Exempt from ATR				No	No	$1,590.00	$3,025.75		7.605%	$1,789.99	$1,789.99	7.500%	No	No	Employed						XXXX								$8,436.72	1	XXXX	$822.00	XXXX	$68.50						6.652%	6.652%	XXXX	[Redacted]	773																												No	No							[Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2023	[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$1,590.00		6.660%	$1,800.00	1.0	DU		ApproveEligible	Yes	No	XXXX	2		2	0	3	1			0.00	No										XXXX			No	27				Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04										Resident Alien Card					44.25		No	No	1007191-0003095824-1	$0.00	$0.00													No	No	No	No
223314733	[Redacted]	[Redacted]		N/A				No	No					$777.68	$777.68	7.250%	No	No							XXXX									1	XXXX	$1,943.04	XXXX	$161.92						0.000%	0.000%	XXXX	[Redacted]	707																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.0				No	No	XXXX	0		0	0	0	0			0.00	No	2.38	0.41								XXXX	$394,755.72	100.000%	No					Yes	Short Form	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															124.61				1007191-0004014458-4	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223314736	[Redacted]	[Redacted]		Non QM				Yes	No	$7,777.50	$8,431.58		8.929%	$2,294.48	$2,294.48	8.625%	No	No	Employed	Employed					XXXX	XXXX							$6,413.91	1	XXXX	$1,113.00	XXXX	$92.75						44.095%	44.095%	XXXX	[Redacted]	693																												No	No							[Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$7,777.50		6.700%	$0.00	2.4	DU		ApproveIneligible	No	No	XXXX	0	0	0	0	2	0			0.00	No										XXXX			No	27	27			Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No				No	1007191-0004013895-8	$0.00	$7,018.75													No	No	No	No
223314929	[Redacted]	[Redacted]		N/A				No	No					$1,930.75	$1,930.75	6.990%	No	No								XXXX								1	XXXX	$1,542.24	XXXX	$128.52						0.000%	0.000%	XXXX	[Redacted]																													No	No										DSCR																0	0	0	Yes		XXXX				$0.00	1.0				N/A	No	XXXX	0	0	0	0	0	0			0.00	No	1	0.99								XXXX	$281,258.62	68.000%	No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	Yes		No																		58.68				1007191-0004014964-1	$0.00	$0.00													No	Yes	No	No
223314938	[Redacted]	[Redacted]		N/A				No	No					$2,780.99	$2,780.99	8.750%	No	No								XXXX								1	XXXX	$879.00	XXXX	$73.25						0.000%	0.000%	XXXX	[Redacted]	693																												No	No										DSCR																0	0	0	No		XXXX				$0.00	2.6				No	No	XXXX	0	0	0	0	0	0			0.00	No	1.07	0.92								XXXX			No					Yes	Final	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	9.63				1007191-0004014173-9	$0.00	$0.00													No	No	No	No
223316223	[Redacted]	[Redacted]		N/A				No	No					$944.90	$944.90	7.625%	No	No								XXXX								2	XXXX	$1,802.28	XXXX	$150.19						0.000%	0.000%	XXXX	[Redacted]	786																												No	No										DSCR																0	0	0	No		XXXX				$0.00					No	No	XXXX	0	0	0	0	0	0			0.00	No	1.48	0.67								XXXX	$800.00		No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	19.04				1007191-0004014944-3	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223316238	[Redacted]	[Redacted]		Non QM				Yes	No	$3,399.98	$4,462.45		8.671%	$1,170.51	$1,170.51	8.375%	No	No	Employed						XXXX								$6,876.55	1	XXXX	$744.00	XXXX	$62.00						32.138%	32.138%	XXXX	[Redacted]	751																												No	No							[Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - \| Primary Income - Wages]; Paystubs - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024 [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2023 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$3,399.98		6.650%	$0.00		None			No	No	XXXX	3		0	0	3	0			0.00	No										XXXX	$83,448.03	40.000%	No					Yes	Shares/Stock/Ownership (Co-op)	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															6.39			No		$0.00	$0.00													No	No	No	No
223316317	[Redacted]	[Redacted]		N/A				No	No					$6,441.23	$6,441.23	8.375%	No	No							XXXX	XXXX								1	XXXX	$12,213.00	XXXX	$1,017.75						0.000%	0.000%	XXXX	[Redacted]	727																												No	No										DSCR																0	0	0	Yes		XXXX				$0.00	5.0				Yes	No	XXXX	0	0	0	0	0	0			0.00	No	1.54	0.64								XXXX	$211,948.48	21.000%	No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												11.15				1007191-0003087640-1	$0.00	$0.00	0	0	0	0	0	0	0	0	0				No	No	No	No
223318078	[Redacted]	[Redacted]		Non QM				Yes	No	$4,940.00	$13,327.45		7.384%	$3,368.59	$3,368.59	7.125%	No	No	Self-Employed						XXXX								$9,528.71	1	XXXX	$1,073.04	XXXX	$89.42						34.989%	34.989%	XXXX	[Redacted]	810																												No	Yes	24	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2025	[Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	24mo Bank Statement																0	0	0			XXXX	$4,940.00		6.700%	$0.00	1.0	DU		ApproveEligible	No	No	XXXX	0		0	0	0	0		24	0.00	No										XXXX	$167,299.75	27.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															5.18			No	1007191-0004015430-2	$0.00	$0.00													No	No	No	No
223318167	[Redacted]	[Redacted]		N/A				No	No					$2,134.13	$2,134.13	6.990%	No	No							XXXX									1	XXXX	$1,230.96	XXXX	$102.58						0.000%	0.000%	XXXX	[Redacted]	663																												No	No										DSCR																0	0	0	Yes		XXXX				$0.00	3.8				No	No	XXXX	0		0	0	0	0			0.00	No	0.83	1.19								XXXX	$155,648.80		No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	39.66				1007191-0004016730-4	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223318204	[Redacted]	[Redacted]		N/A				No	No					$1,421.69	$1,421.69	6.250%	No	No							XXXX									1	XXXX	$828.00	XXXX	$69.00						0.000%	0.000%	XXXX	[Redacted]	663																												No	No										DSCR																0	0	0	No		XXXX				$0.00	2.5				No	No	XXXX	0		0	0	0	0			0.00	No	0.8	1.24								XXXX	$195,858.71		No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	69				1007191-0004016630-6	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223320010	[Redacted]	[Redacted]		N/A				No	No					$4,361.64	$4,361.64	6.990%	No	No					0			XXXX	XXXX							4	XXXX	$25,058.76	XXXX	$2,088.23						0.000%	0.000%	XXXX	[Redacted]	765																						Level 4-Stated/Verified as defined						No	No										DSCR																0	0	0	No		XXXX				$0.00					No	No	XXXX	0	0	0	0	0	0			0.00	No	1.15	0.86								XXXX	$42,744.57		No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Guarantor - Individual	Individual	Guarantor - Individual									Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04								No	10.49				1007191-0003261776-1	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223320018	[Redacted]	[Redacted]		Non QM				Yes	No	$3,430.19	$2,559.15		7.314%	$2,301.83	$2,301.83	7.250%	No	No	Non-Employment Income	Not Employed					XXXX	XXXX							$11,077.04	1	XXXX	$948.00	XXXX	$79.00						0.000%	0.000%	XXXX	[Redacted]	809																												Yes	No							[Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Other - 2013 [Borrower - \| Primary Income - Asset Depletion]; Other - 2012	[Borrower]; 1084 or income worksheet - Year Not Available	Other Documentation (O)	Asset Depletion (No DTI)														[Redacted]		0	0	0			XXXX	$3,430.19		6.650%	$10,000.00	1.7	None			No	No	XXXX	0	0	0	0	0	0			0.00	No					Other					XXXX	$1,037,638.07	100.000%	No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												335.61			No	1007191-0004015094-6	$0.00	$0.00													No	No	No	No
223320069	[Redacted]	[Redacted]		Non QM				Yes	No	$9,820.00	$16,177.30		7.727%	$4,894.50	$4,894.50	7.500%	No	No	Self-Employed						XXXX								$10,767.90	1	XXXX	$2,484.48	XXXX	$207.04						49.735%	49.735%	XXXX	[Redacted]	726																												No	Yes	12	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement														[Redacted]		0	0	0			XXXX	$9,820.00		6.620%	$0.00	1.2	None			No	No	XXXX	0		0	0	2	0		12	0.00	No										XXXX	$470,062.08	54.000%	No					Yes	Final	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															41.15		No	No	1007191-0003150892-0	$0.00	$0.00													No	No	No	No
223328283	[Redacted]	[Redacted]		Non QM				Yes	No	$9,220.00	$10,122.48		9.233%	$2,506.28	$2,506.28	8.875%	No	No	Self-Employed						XXXX								$13,877.61	1	XXXX	$1,311.00	XXXX	$109.25						25.888%	25.888%	XXXX	[Redacted]	620																												No	Yes	12	Business	100.000%	55.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 55.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 55.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 55.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 55.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 55.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 55.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 55.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 55.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 55.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022	[Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$9,220.00		6.650%	$5,000.00	2.6	None			Yes	No	XXXX	0		0	0	0	0		12	0.00	No										XXXX	$203,371.60	48.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04										Resident Alien Card					27.73			No	1007191-0004015809-7	$0.00	$0.00													No	No	No	No
223328284	[Redacted]	[Redacted]		N/A				No	No					$1,155.43	$1,155.43	7.125%	No	No							XXXX	XXXX								1	XXXX	$1,731.12	XXXX	$144.26						0.000%	0.000%	XXXX	[Redacted]	741																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.0				Yes	No	XXXX	0	0	0	0	0	0			0.00	No	1.21	0.82								XXXX	$73,385.53	30.000%	No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												65.64				1007191-0004015628-1	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223328335	[Redacted]	[Redacted]		Exempt from ATR				No	No	$16,767.00	$4,978.94		7.065%	$1,681.74	$1,681.74	6.875%	No	No	Employed						XXXX								$14,619.35	2	XXXX	$2,138.04	XXXX	$178.17						33.367%	33.367%	XXXX	[Redacted]	806																												No	No							[Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - \| Primary Income - Wages]; Paystubs - 2023 [Borrower - \| Primary Income - Wages]; W-2 - 2023 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$16,767.00		6.810%	$0.00		None			No	No	XXXX	2		0	0	2	0			0.00	No										XXXX	$187,832.91	59.000%	No	15				Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															50.26		No	No	1007191-0003255566-4	$0.00	$0.00													No	No	No	No
223328406	[Redacted]	[Redacted]		N/A				No	No					$2,217.09	$2,217.09	6.875%	No	No							XXXX									1	XXXX	$863.52	XXXX	$71.96						0.000%	0.000%	XXXX	[Redacted]																													No	No										DSCR																0	0	0	Yes		XXXX				$0.00	1.0				Yes	No	XXXX	0		0	0	0	0			0.00	No	1.12	0.88								XXXX	$207,995.13	46.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No																		27.18				1007191-0004016905-2	$0.00	$0.00													Yes	No	No	No
223328410	[Redacted]	[Redacted]		N/A				No	No					$966.14	$966.14	7.625%	No	No							XXXX									1	XXXX	$684.96	XXXX	$57.08						0.000%	0.000%	XXXX	[Redacted]	815																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.0				Yes	No	XXXX	0		0	0	0	0			0.00	No	1.34	0.74								XXXX	$45,504.57	25.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															40.69				1007191-0003235109-8	$0.00	$0.00	0	0	0										No	No	No	No
223328428	[Redacted]	[Redacted]		Non QM				Yes	No	$1,490.00	$2,160.00		7.756%	$5,812.50	$6,447.71	7.750%	No	No	Employed	Not Employed					XXXX	XXXX							$10,995.33	1	XXXX	$2,352.00	XXXX	$196.00						44.453%	41.244%	XXXX	[Redacted]	798																												No	No							[Borrower - \| Primary Income - Wages]; Other - 2025 [Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; VVOE - 2025 [Borrower - \| Primary Income - Wages]; Paystubs - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - \| Primary Income - Wages]; Paystubs - 2023 [Borrower - \| Primary Income - Wages]; W-2 - 2023 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$1,490.00		6.700%	$10,000.00	1.0	None			Yes	No	XXXX	2	0	0	0	3	0			0.00	No									360	XXXX	$1,300,070.27	86.000%	No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												104.93			No	1007191-0004014165-5	$0.00	$0.00													No	No	No	No
223328432	[Redacted]	[Redacted]		Non QM				Yes	No	$61,980.00	$63,469.46		8.157%	$10,029.17	$14,231.57	8.334%	No	No	Employed						XXXX								$56,466.56	1	XXXX	$8,902.56	XXXX	$741.88						31.887%	26.818%	XXXX	[Redacted]	700																												No	No							[Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; VVOE - 2025 [Borrower - \| Primary Income - Wages]; WVOE - 2025 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2023 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$61,980.00		6.690%	$75,000.00	2.1	None			Yes	No	XXXX	2		0	0	2	0			0.00	No									240	XXXX	$879,298.46	42.000%	No	27				Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	Yes		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															32.78		No	No	1007191-0004015890-7	$0.00	$0.00													No	No	No	No
223328447	[Redacted]	[Redacted]		N/A				No	No					$1,482.33	$1,482.33	7.500%	No	No								XXXX								1	XXXX	$2,052.12	XXXX	$171.01						0.000%	0.000%	XXXX	[Redacted]	775																												No	No										DSCR																0	0	0	Yes		XXXX				$0.00	1.0				Yes	No	XXXX	0	0	0	0	0	0			0.00	No	1.02	0.97								XXXX	$58,781.41	22.000%	No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	FICO Classic V5 Facta	FICO Risk Score Classic 04												8.01				1007191-0003286986-7	$0.00	$0.00	0	0	0										No	No	No	No
223328449	[Redacted]	[Redacted]		N/A				No	No					$913.59	$913.59	7.875%	No	No							XXXX									1	XXXX	$953.04	XXXX	$79.42						0.000%	0.000%	XXXX	[Redacted]	790																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.0				No	No	XXXX	0		0	0	0	0			0.00	No	1.32	0.75								XXXX			No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	39.21				1007191-0004013225-8	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223328450	[Redacted]	[Redacted]		N/A				No	No					$1,569.47	$1,569.47	8.750%	No	No								XXXX								1	XXXX	$927.36	XXXX	$77.28						0.000%	0.000%	XXXX	[Redacted]	693																												No	No										DSCR																0	0	0	No		XXXX				$0.00	2.8				No	No	XXXX	0	0	0	0	0	0			0.00	No	1.17	0.85								XXXX			No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	103.12				1007191-0004014370-1	$0.00	$0.00													No	No	No	No
223328458	[Redacted]	[Redacted]		Non QM				Yes	No	$3,502.00	$4,218.01		10.380%	$1,158.39	$1,158.39	10.000%	No	No	Self-Employed						XXXX								$3,890.22	1	XXXX	$2,052.00	XXXX	$171.00						31.741%	31.741%	XXXX	[Redacted]	667																												No	Yes	12	Business	84.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Non-Primary Income - Social Security]; Account Statements - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement				[Redacted]												0	0	0			XXXX	$3,502.00		6.650%	$5,400.00	1.2	None			Yes	No	XXXX	0		0	0	3	0		12	0.00	No										XXXX	$17,552.71	11.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															27.66			No	1007191-0004015897-2	$0.00	$0.00													No	No	No	No
223328655	[Redacted]	[Redacted]		N/A				No	No					$3,815.98	$3,815.98	7.375%	No	No							XXXX									1	XXXX	$3,777.96	XXXX	$314.83						0.000%	0.000%	XXXX	[Redacted]	763																												No	No										DSCR																0	0	0	No		XXXX				$0.00					No	No	XXXX	0		0	0	0	0			0.00	No	2.42	0.41								XXXX	$772,891.06		No					Yes	Short Form	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	275.21				1007191-0004015846-9	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223328656	[Redacted]	[Redacted]		N/A				No	No					$836.19	$836.19	8.500%	No	No							XXXX	XXXX								2	XXXX	$1,062.48	XXXX	$88.54						0.000%	0.000%	XXXX	[Redacted]	770																												No	No										DSCR																0	0	0	No		XXXX				$0.00					Yes	No	XXXX	0	0	0	0	0	0			0.00	No	1.52	0.65								XXXX	$64,700.08	45.000%	No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												17.48				1007191-0004011860-4	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223328662	[Redacted]	[Redacted]		Exempt from ATR				No	No	$3,395.20	$8,270.45		7.189%	$1,219.36	$1,219.36	6.750%	No	No	Employed						XXXX								$4,180.54	1	XXXX	$1,517.04	XXXX	$126.42						40.981%	40.981%	XXXX	[Redacted]	805																												No	No							[Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - \| Primary Income - Wages]; W-2 - 2024	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	1yr Full Doc																0	0	0			XXXX	$3,395.20		6.650%	$500.00	1.7	LP / LPA		Accept/Eligible	Yes	No	XXXX	1		0	0	2	0			0.00	No										XXXX	$75,691.32	32.000%	No	26				Yes	Final	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															4.31		No	No	1007191-0001871946-6	$0.00	$0.00													No	No	No	No
223328663	[Redacted]	[Redacted]		Non QM				Yes	No	$5,490.00	$7,811.71		7.572%	$5,593.72	$5,593.72	7.500%	No	No	Non-Employment Income	Not Employed					XXXX	XXXX							$28,055.37	1	XXXX	$3,811.44	XXXX	$317.62						0.000%	0.000%	XXXX	[Redacted]	774																												Yes	No							[Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Other Documentation (O)	Asset Depletion (No DTI)																0	0	0			XXXX	$5,490.00		6.650%	$0.00	3.3	None			Yes	No	XXXX	0	0	0	0	2	0			0.00	No					Other					XXXX	$1,670,068.08		No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	386.1			No	1007191-0004012596-3	$0.00	$0.00													No	No	No	No
223328667	[Redacted]	[Redacted]		N/A				No	No					$1,828.23	$1,828.23	7.250%	No	No								XXXX								2	XXXX	$2,337.96	XXXX	$194.83						0.000%	0.000%	XXXX	[Redacted]	804																												No	No										DSCR																0	0	0	No		XXXX				$0.00					No	No	XXXX	0	0	0	0	0	0			0.00	No	1.48	0.67								XXXX	$242,852.27	72.000%	No					Yes	Final	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												64.92				1007191-0003287096-4	$0.00	$0.00	0	0	0	0	0	0	0	0	0				No	No	No	No
223328668	[Redacted]	[Redacted]		N/A				No	No					$1,497.88	$1,497.88	8.750%	No	No								XXXX								1	XXXX	$617.04	XXXX	$51.42						0.000%	0.000%	XXXX	[Redacted]	693																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.0				No	No	XXXX	0	0	0	0	0	0			0.00	No	1.09	0.91								XXXX			No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	19.61				1007191-0004014099-6	$0.00	$0.00													No	No	No	No
223328673	[Redacted]	[Redacted]		N/A				No	No					$2,517.17	$2,517.17	7.500%	No	No							XXXX	XXXX								1	XXXX	$3,372.96	XXXX	$281.08						0.000%	0.000%	XXXX	[Redacted]	807																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.0				Yes	No	XXXX	0	0	0	0	0	0			0.00	No	1.01	0.98								XXXX	$88,897.18	20.000%	No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												22.28				1007191-0004015586-1	$0.00	$0.00	0	0	0	0	0	0	0	0	0				No	No	No	No
223328675	[Redacted]	[Redacted]		N/A				No	No					$4,996.98	$4,996.98	7.750%	No	No							XXXX									4	XXXX	$4,809.96	XXXX	$400.83						0.000%	0.000%	XXXX	[Redacted]	760																												No	No										DSCR																0	0	0	No		XXXX				$0.00					No	No	XXXX	0		0	0	0	0			0.00	No	1.5	0.66								XXXX			No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	37.57				1007191-0004014130-9	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223328725	[Redacted]	[Redacted]		N/A				No	No					$7,742.95	$7,742.95	6.990%	No	No								XXXX								4	XXXX	$5,503.92	XXXX	$458.66						0.000%	0.000%	XXXX	[Redacted]	787																												No	No										DSCR																0	0	0	No		XXXX				$0.00					N/A	No	XXXX	0	0	0	0	0	0			0.00	No	1.53	0.65								XXXX	$216,857.25		No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	19.18				1007191-0003269244-2	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223328728	[Redacted]	[Redacted]		Non QM				Yes	No	$11,645.00	$13,211.53		7.749%	$3,670.88	$3,670.88	7.500%	No	No	Self-Employed	Employed					XXXX	XXXX							$9,430.78	1	XXXX	$1,205.04	XXXX	$100.42						38.745%	38.745%	XXXX	[Redacted]	707																												No	Yes	12	Business	60.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022 [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022	[Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement				[Redacted]												0	0	0			XXXX	$11,645.00		6.650%	$0.00	1.0	None			No	No	XXXX	0	3	0	0	3	0		12	0.00	No										XXXX			No		26			Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	FICO Classic V5 Facta	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	FICO Classic V5 Facta	FICO Risk Score Classic 04											No	39.67			No	1007191-0003283308-7	$0.00	$6,137.73													No	No	No	No
223328731	[Redacted]	[Redacted]		Exempt from ATR				No	No	$9,810.55	$5,340.35		10.438%	$936.95	$936.95	9.875%	No	No	Non-Employment Income						XXXX								$3,035.87	1	XXXX	$1,058.04	XXXX	$88.17						49.744%	49.744%	XXXX	[Redacted]	649																												No	No							[Borrower - \| Primary Income - Social Security]; 1099 Transcript - 2024 [Borrower - \| Primary Income - Social Security]; 1099-SSA - 2024 [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 [Borrower - \| Primary Income - Social Security]; 1099 Transcript - 2023 [Borrower - \| Primary Income - Social Security]; 1099-SSA - 2023 [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2024 [Borrower - \| Non-Primary Income - VA Service Related Disability]; W-2 Transcript - 2024 [Borrower - \| Non-Primary Income - VA Service Related Disability]; W-2 Transcript - 2023 [Borrower - \| Non-Primary Income - Note Receivable]; Account Statements - 2025 [Borrower - \| Non-Primary Income - Note Receivable]; Note - 2024	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023	Full Documentation (F)	Retirement Income - Fully Verified																0	0	0			XXXX	$9,810.55		6.620%	$0.00	2.6	DU		ReferWithCaution	No	No	XXXX	2		0	0	2	0			0.00	No										XXXX	$75,248.05		No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	131.85		No	No		$0.00	$0.00													No	No	No	No
223328738	[Redacted]	[Redacted]		N/A				No	No					$725.63	$725.63	8.875%	No	No							XXXX									1	XXXX	$1,318.68	XXXX	$109.89						0.000%	0.000%	XXXX	[Redacted]	747																												No	No										DSCR																0	0	0	No		XXXX				$0.00	2.6				Yes	No	XXXX	0		0	0	0	0			0.00	No	1.27	0.78								XXXX	$62,911.29	55.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															38.37				1007191-0004016051-5	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223328739	[Redacted]	[Redacted]		Exempt from ATR				No	No	$1,890.00	$3,054.83		7.328%	$2,510.41	$2,510.41	7.250%	No	No	Employed	Not Employed					XXXX	XXXX							$6,394.66	1	XXXX	$1,455.00	XXXX	$121.25						46.299%	46.299%	XXXX	[Redacted]	807																												No	No							[Borrower - \| Primary Income - Wages]; Employer Letter - 2025 [Borrower - \| Primary Income - Wages]; Other - 2025 [Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - \| Primary Income - Wages]; Paystubs - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2023 [Borrower - \| Primary Income - Wages]; W-2 - 2023	[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$1,890.00		6.650%	$0.00	1.2	LP / LPA		Accept/Eligible	No	No	XXXX	2	0	1	0	3	2			0.00	No										XXXX	$170,256.25	37.000%	No	13				Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												21.58		No	No	1007191-0004015922-8	$0.00	$0.00													No	No	No	No
223328894	[Redacted]	[Redacted]		Non QM				Yes	No	$1,590.00	$7,837.11		8.101%	$5,290.18	$5,290.18	7.990%	No	No	Employed	Non-Employment Income					XXXX	XXXX							$19,296.00	1	XXXX	$1,862.04	XXXX	$155.17						41.965%	41.965%	XXXX	[Redacted]	781																												Yes	No							[Borrower - \| Primary Income - Wages]; Other - 2025 [Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - \| Primary Income - Wages]; Paystubs - 2024 [Borrower - \| Primary Income - Wages]; Paystubs - 2023 [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 [Coborrower(s) - \| Primary Income - Social Security]; 1099-SSA - 2024	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$1,590.00		6.700%	$0.00	1.0	LP / LPA		Accept/Eligible	Yes	No	XXXX	0	0	0	0	2	0			0.00	No					240					XXXX	$2,192,448.01	100.000%	No	27				Yes	Final	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												311.99		No	No	1007191-0004014872-6	$3,953.91	$0.00													No	No	No	No
223329144	[Redacted]	[Redacted]		N/A				No	No					$1,498.77	$1,498.77	7.375%	No	No							XXXX									1	XXXX	$1,019.04	XXXX	$84.92						0.000%	0.000%	XXXX	[Redacted]	763																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.0				Yes	No	XXXX	0		0	0	0	0			0.00	No	1.11	0.89								XXXX	$220,823.83	65.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															38.63				1007191-0004014485-7	$0.00	$0.00													No	No	No	No
223329147	[Redacted]	[Redacted]		N/A				No	No					$1,395.73	$1,395.73	6.990%	No	No							XXXX									1	XXXX	$3,215.04	XXXX	$267.92						0.000%	0.000%	XXXX	[Redacted]	750																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.0				Yes	No	XXXX	0		0	0	0	0			0.00	No	1.33	0.75								XXXX			No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	97.17				1007191-0004015889-9	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223329150	[Redacted]	[Redacted]		N/A				No	No					$1,625.49	$1,625.49	6.250%	No	No							XXXX									1	XXXX	$666.60	XXXX	$55.55						0.000%	0.000%	XXXX	[Redacted]	751																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.0				No	No	XXXX	0		0	0	0	0			0.00	No	1.1	0.9								XXXX	$156,317.12	47.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															40.2				1007191-0004015121-7	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223329151	[Redacted]	[Redacted]		N/A				No	No					$3,179.54	$3,179.54	6.875%	No	No							XXXX	XXXX								1	XXXX	$1,322.04	XXXX	$110.17						0.000%	0.000%	XXXX	[Redacted]	765																												No	No										DSCR																0	0	0	No		XXXX				$0.00	999.0				No	No	XXXX	0	0	0	0	0	0			0.00	No	1.02	0.97								XXXX	$1,379,071.18	100.000%	No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												276.46				1007191-0004015709-9	$0.00	$0.00	0	0	0	0	0	0	0	0	0				No	No	No	No
223329220	[Redacted]	[Redacted]		N/A				No	No					$1,569.47	$1,569.47	8.750%	No	No								XXXX								1	XXXX	$927.36	XXXX	$77.28						0.000%	0.000%	XXXX	[Redacted]	693																												No	No										DSCR																0	0	0	No		XXXX				$0.00	3.5				No	No	XXXX	0	0	0	0	0	0			0.00	No	1.17	0.85								XXXX			No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	103.03				1007191-0004014745-4	$0.00	$0.00													No	No	No	No
223329221	[Redacted]	[Redacted]		N/A				No	No					$2,492.37	$2,492.37	6.990%	No	No							XXXX									2	XXXX	$1,284.96	XXXX	$107.08						0.000%	0.000%	XXXX	[Redacted]	787																												No	No										DSCR																0	0	0	No		XXXX				$0.00					No	No	XXXX	0		0	0	0	0			0.00	No	1.17	0.85								XXXX	$258,185.10	52.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															35.97				1007191-0004013610-1	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223329429	[Redacted]	[Redacted]		Exempt from ATR				No	No	$3,518.48	$5,166.48		8.109%	$1,606.75	$1,606.75	7.875%	No	No	Employed						XXXX								$14,728.00	1	XXXX	$1,168.20	XXXX	$97.35						48.945%	48.945%	XXXX	[Redacted]	715																												No	No							[Borrower - \| Primary Income - Wages]; Employer Letter - 2025 [Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - \| Primary Income - Wages]; Vesting Schedule - 2025 [Borrower - \| Primary Income - Wages]; Paystubs - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; Employer Letter - 2023	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	1yr Full Doc																0	0	0			XXXX	$3,518.48		6.700%	$0.00	1.3	LP / LPA		Caution/Eligible	No	No	XXXX	1		0	0	2	0			0.00	No										XXXX	$492,287.68	100.000%	No	27				Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															193.58		No	No	1007191-0004015767-7	$0.00	$0.00													No	No	No	No
223329510	[Redacted]	[Redacted]		N/A				No	No					$1,569.47	$1,569.47	8.750%	No	No								XXXX								1	XXXX	$927.36	XXXX	$77.28						0.000%	0.000%	XXXX	[Redacted]	693																												No	No										DSCR																0	0	0	No		XXXX				$0.00	2.9				No	No	XXXX	0	0	0	0	0	0			0.00	No	1.17	0.85								XXXX			No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	43.96				1007191-0004014333-9	$0.00	$0.00													No	No	No	No
223331482	[Redacted]	[Redacted]		Non QM				Yes	No	$4,781.82	$5,594.12		7.833%	$1,153.70	$1,153.70	7.500%	No	No	Non-Employment Income	Non-Employment Income					XXXX	XXXX							$2,907.03	1	XXXX	$1,452.96	XXXX	$121.08						53.502%	53.502%	XXXX	[Redacted]	790																												No	No							[Borrower - \| Primary Income - Social Security]; Account Statements - 2025 [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - \| Non-Primary Income - IRA Distribution]; Account Statements - 2025 [Borrower - \| Non-Primary Income - IRA Distribution]; Other - 2025 [Coborrower(s) - \| Primary Income - Social Security]; 1099-SSA - 2024	[Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - No Results Returned - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1040 - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - No Results Returned - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 1040 - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; Transcripts (1040) - 2022	Full Documentation (F)	Retirement Income - Fully Verified																0	0	0			XXXX	$4,781.82		6.620%	$0.00	1.0	None			Yes	No	XXXX	0	0	2	0	3	2			0.00	No										XXXX	$32,660.31		No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	14.41			No	1007191-0004013185-4	$1,661.76	$0.00													No	No	No	No
223331490	[Redacted]	[Redacted]		Exempt from ATR				No	No	$17,740.00	$22,839.27		8.025%	$5,960.55	$5,960.55	7.750%	No	No	Self-Employed						XXXX								$16,724.72	1	XXXX	$1,986.96	XXXX	$165.58						35.745%	35.745%	XXXX	[Redacted]	734																												No	Yes	12	Business	100.000%	50.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025	[Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$17,740.00		6.700%	$13,000.00	1.0	None			Yes	No	XXXX	0		0	0	0	0		12	0.00	No										XXXX	$241,033.72	23.000%	No					Yes	Final	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	FICO Classic V5 Facta	FICO Risk Score Classic 04															7.69		No	No	1011521-0000065808-8	$0.00	$0.00													No	No	No	No
223331742	[Redacted]	[Redacted]		Non QM				Yes	No	$8,290.00	$14,071.48		8.007%	$6,615.00	$8,353.07	7.875%	No	No	Self-Employed						XXXX								$23,061.08	1	XXXX	$2,380.32	XXXX	$198.36						45.234%	41.107%	XXXX	[Redacted]	748																												No	Yes	24	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Telephone Listing / Internet Search / Directory Assistance - 2024	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	24mo Bank Statement																0	0	0			XXXX	$8,290.00		6.810%	$12,425.00	1.0	None			Yes	No	XXXX	0		0	0	2	0		24	0.00	No									240	XXXX	$361,265.86	29.000%	No					Yes	Preliminary	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															11.08		Yes	No	1007191-0002769257-1	$0.00	$0.00													No	No	No	No
223331757	[Redacted]	[Redacted]		Non QM				Yes	No	$8,555.63	$10,289.07		11.390%	$2,332.80	$2,332.80	10.875%	No	No	Self-Employed						XXXX				XXXX				$16,498.22	1	XXXX	$1,761.00	XXXX	$146.75						13.898%	15.745%	XXXX	[Redacted]	709																												No	Yes	12	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2019	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$8,555.63		6.790%	$0.00	3.5	None			No	No	XXXX	0		0	0	2	0		12	0.00	No										XXXX			No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	Yes		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04										Resident Alien Card					24.93			No	1007191-0004015538-2	$0.00	$0.00													No	No	No	No
223332072	[Redacted]	[Redacted]		Non QM				Yes	No	$9,125.00	$11,357.57		8.011%	$5,535.90	$5,535.90	7.875%	No	No	Employed	Not Employed					XXXX	XXXX							$8,772.56	1	XXXX	$3,336.00	XXXX	$278.00						49.871%	49.871%	XXXX	[Redacted]	785																												No	No							[Borrower - \| Primary Income - Wages]; Employer Letter - 2025 [Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - \| Primary Income - Wages]; VVOE - 2025 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024	[Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022	Full Documentation (F)	1yr Full Doc																0	0	0			XXXX	$9,125.00		6.620%	$0.00	1.1	None			No	No	XXXX	1	0	0	0	2	0			0.00	No										XXXX	$661,727.98		No	14				Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	81.81		No	No	1007191-0002744760-4	$0.00	$0.00													No	No	No	No
223332074	[Redacted]	[Redacted]		N/A				No	No					$3,120.41	$3,120.41	6.875%	No	No							XXXX									1	XXXX	$2,322.36	XXXX	$193.53						0.000%	0.000%	XXXX	[Redacted]	702																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.3				Yes	No	XXXX	0		0	0	0	0			0.00	No	1.34	0.74								XXXX	$100,919.18		No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	FICO Classic V5 Facta	FICO Risk Score Classic 04														No	27.22				1007191-0003287315-8	$0.00	$0.00	0	0	0	0	0	0	0	0	0				No	No	No	No
223332076	[Redacted]	[Redacted]		N/A				No	No					$786.70	$786.70	8.750%	No	No					0	0		XXXX		XXXX						1	XXXX	$1,103.04	XXXX	$91.92						0.000%	0.000%	XXXX	[Redacted]	761																						Level 4-Stated/Verified as defined	Level 4-Stated/Verified as defined					No	No										DSCR																0	0	0	No		XXXX				$0.00	1.0				Yes	No	XXXX	0	0	0	0	0	0			0.00	No	1.28	0.77								XXXX	$58,060.91	46.000%	No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual	Trust	Business Entity	Individual	Trustee							Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												13.46				1007191-0004014912-0	$0.00	$0.00	0	0	0	0	0	0	0	0	0				No	No	No	No
223332077	[Redacted]	[Redacted]		N/A				No	No					$1,569.47	$1,569.47	8.750%	No	No								XXXX								1	XXXX	$927.36	XXXX	$77.28						0.000%	0.000%	XXXX	[Redacted]	693																												No	No										DSCR																0	0	0	No		XXXX				$0.00	3.5				No	No	XXXX	0	0	0	0	0	0			0.00	No	1.17	0.85								XXXX			No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	103.12				1007191-0004014884-1	$0.00	$0.00													No	No	No	No
223332915	[Redacted]	[Redacted]		N/A				No	No					$1,930.49	$1,930.49	8.125%	No	No							XXXX									1	XXXX	$1,482.60	XXXX	$123.55						0.000%	0.000%	XXXX	[Redacted]	734																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.0				Yes	No	XXXX	0		0	0	0	0			0.00	No	1.15	0.86								XXXX	$8,576.76		No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	14.5				1007191-0003244753-2	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223332916	[Redacted]	[Redacted]		Exempt from ATR				No	No	$4,322.78	$5,021.65		7.613%	$1,490.70	$1,490.70	7.375%	No	No	Self-Employed	Not Employed					XXXX	XXXX							$14,028.11	1	XXXX	$2,793.96	XXXX	$232.83						36.523%	36.523%	XXXX	[Redacted]	790																												No	No							[Borrower - \| Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025 [Borrower - \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025 [Borrower - \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025 [Borrower - \| Primary Income - S-Corp (>= 25%)]; Paystubs - 2025 [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025 [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023	[Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1040 - 2022	Full Documentation (F)	1yr Full Doc																0	0	0			XXXX	$4,322.78		6.620%	$5,395.80	2.6	LP / LPA		Accept/Eligible	Yes	No	XXXX	0	0	2	0	2	0				No										XXXX			No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												221.19		No	No	1007191-0003271140-8	$0.00	$0.00													No	No	No	No
223333548	[Redacted]	[Redacted]		Non QM				Yes	No	$13,810.00	$15,005.81		7.245%	$8,367.58	$8,367.58	7.125%	No	No	Employed	Self-Employed					XXXX	XXXX							$27,118.20	1	XXXX	$6,984.00	XXXX	$582.00						41.143%	41.143%	XXXX	[Redacted]	754																												No	Yes	12	Business	37.000%		100.000%		[Borrower - \| Primary Income - Wages]; Employer Letter - 2025 [Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; VVOE - 2025 [Borrower - \| Primary Income - Wages]; WVOE - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$13,810.00		6.620%	$0.00	3.2	None			Yes	No	XXXX	0	0	0	0	2	0		12	0.00	No										XXXX	$33,826.89		No	1				Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	17.99			No	1007191-0004014451-9	$16,907.82	$0.00													No	No	No	No
223333664	[Redacted]	[Redacted]		N/A				No	No					$19,009.09	$19,009.09	8.990%	No	No							XXXX									1	XXXX	$19,362.00	XXXX	$1,613.50						0.000%	0.000%	XXXX	[Redacted]	716																												No	No										DSCR																0	0	0	No		XXXX				$0.00	2.6				No	No	XXXX	0		0	0	0	0			0.00	No	0.26	3.76								XXXX	$3,489,762.69	100.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															99				1007191-0004016867-4	$0.00	$0.00													No	No	No	No
223333727	[Redacted]	[Redacted]		Non QM				Yes	No	$4,457.50	$5,212.74		7.327%	$1,729.77	$1,729.77	7.125%	No	No	Self-Employed						XXXX								$8,431.97	1	XXXX	$1,575.00	XXXX	$131.25						29.770%	29.770%	XXXX	[Redacted]	763																												No	No							[Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024 [Borrower - \| Primary Income - Sole Proprietor]; 1099 Transcript - 2024 [Borrower - \| Primary Income - Sole Proprietor]; Other - 2024 [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2023 [Borrower - \| Primary Income - Sole Proprietor]; 1099 Transcript - 2023 [Borrower - \| Primary Income - Sole Proprietor]; Other - 2023 [Borrower - \| Primary Income - Sole Proprietor]; 1099 Transcript - 2022 [Borrower - \| Primary Income - Sole Proprietor]; Other - 2022 [Borrower - \| Primary Income - Sole Proprietor]; Business License - 2019	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr 1099																0	0	0			XXXX	$4,457.50		6.660%	$80,000.00	3.0	None			Yes	No	XXXX	0		0	0	3	0				No										XXXX	$126,132.63	30.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															13.55			No	1007191-0004016367-5	$0.00	$0.00													No	No	No	No
223333994	[Redacted]	[Redacted]		N/A				No	No					$2,066.99	$2,066.99	7.250%	No	No					0			XXXX								1	XXXX	$2,259.36	XXXX	$188.28						0.000%	0.000%	XXXX	[Redacted]	743																						Level 1-Not Stated/Not Verified						No	No										DSCR																0	0	0	No		XXXX				$0.00	1.3				No	No	XXXX	0	0	0	0	0	0			0.00	No	1.05	0.94								XXXX			No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual	Individual	Guarantor - Individual									Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	18.56				1007191-0004016964-9	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223333995	[Redacted]	[Redacted]		Exempt from ATR				No	No	$1,495.00	$3,127.59		7.408%	$4,282.19	$4,282.19	7.375%	No	No	Employed	Not Employed					XXXX	XXXX							$21,225.21	1	XXXX	$5,008.92	XXXX	$417.41						36.324%	36.324%	XXXX	[Redacted]	790																												No	No							[Borrower - \| Primary Income - Projected Income]; Employment Offer - 2025 [Borrower - \| Primary Income - Projected Income]; Other - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023	Full Documentation (F)	1yr Full Doc																0	0	0			XXXX	$1,495.00		6.650%	$0.00	1.0	DU		ApproveEligible	No	No	XXXX	0	0	0	0	2	0			0.00	No										XXXX	$164,367.05	21.000%	No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												30.14		No	No	1007191-0004012559-1	$0.00	$0.00													No	No	No	No
223334012	[Redacted]	[Redacted]		N/A				No	No					$500.71	$500.71	9.375%	No	No							XXXX									1	XXXX	$1,323.00	XXXX	$110.25						0.000%	0.000%	XXXX	[Redacted]	791																												No	No										DSCR																0	0	0	Yes		XXXX				$0.00	2.9				No	No	XXXX	0		0	0	0	0			0.00	No	1.76	0.56								XXXX	$765.00		No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	83.73				1007191-0004015348-6	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223334014	[Redacted]	[Redacted]		Non QM				Yes	No	$5,985.47	$6,886.13		7.853%	$2,179.51	$2,179.51	7.625%	No	No	Self-Employed						XXXX								$7,445.69	1	XXXX	$919.44	XXXX	$76.62						42.499%	42.499%	XXXX	[Redacted]	779																												No	No						Borrower Prepared	[Borrower - \| Primary Income - Sole Proprietor]; Other - 2025 [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025 [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2025 [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024	[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$5,985.47		6.810%	$3,000.00	1.7	None			No	No	XXXX	0		2	0	3	2			2.90	No										XXXX	$16,680.39	4.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															16.2			No	1007191-0004016225-5	$0.00	$0.00													No	No	No	No
223334016	[Redacted]	[Redacted]		N/A				No	No					$3,448.88	$3,448.88	6.875%	No	No							XXXX									1	XXXX	$3,201.00	XXXX	$266.75						0.000%	0.000%	XXXX	[Redacted]	803																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.0				Yes	No	XXXX	0		0	0	0	0			0.00	No	1.01	0.98								XXXX	$565,754.11	81.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															84.65				1007191-0004013339-7	$0.00	$0.00													No	No	No	No
223334017	[Redacted]	[Redacted]		N/A				No	No					$3,153.00	$3,153.00	7.125%	No	No								XXXX								1	XXXX	$1,359.00	XXXX	$113.25						0.000%	0.000%	XXXX	[Redacted]	728																												No	No										DSCR														[Redacted]		0	0	0	No		XXXX				$0.00	3.4				No	No	XXXX	0	0	0	0	0	0			0.00	No	0.78	1.27								XXXX	$695.00		No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	25.46				1007191-0002365309-8	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223334023	[Redacted]	[Redacted]		N/A				No	No					$2,344.21	$2,344.21	7.625%	No	No							XXXX	XXXX								4	XXXX	$2,366.76	XXXX	$197.23						0.000%	0.000%	XXXX	[Redacted]	767																												No	No										DSCR																0	0	0	No		XXXX				$0.00					N/A	No	XXXX	0	0	0	0	0	0			0.00	No	1.65	0.6								XXXX	$160,957.73	39.000%	No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												26.67				1007191-0004015871-7	$0.00	$0.00													No	No	No	No
223334024	[Redacted]	[Redacted]		Non QM				Yes	No	$4,440.00	$10,569.86		7.589%	$3,453.38	$3,453.38	7.375%	No	No	Self-Employed						XXXX								$9,354.70	1	XXXX	$3,216.24	XXXX	$268.02						37.504%	37.504%	XXXX	[Redacted]	778																												No	Yes	24	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2012 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2015	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$4,440.00		6.810%	$395,500.00	1.0	None			Yes	No	XXXX	0		0	0	2	0		12	0.00	No										XXXX	$233,759.48	26.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															50.2		No	No	1007191-0004016528-2	$0.00	$0.00													No	No	No	No
223334025	[Redacted]	[Redacted]		N/A				No	No					$1,229.74	$1,229.74	6.750%	No	No							XXXX	XXXX								1	XXXX	$1,517.52	XXXX	$126.46						0.000%	0.000%	XXXX	[Redacted]	810																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.7				No	No	XXXX	0	0	0	0	0	0			0.00	No	1.71	0.58								XXXX	$480,313.72	100.000%	No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												88.46				1007191-0004015996-2	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223334028	[Redacted]	[Redacted]		Non QM				Yes	No	$8,695.00	$10,104.10		8.062%	$10,556.17	$10,556.17	7.990%	No	No	Self-Employed						XXXX								$150,090.31	1	XXXX	$2,723.28	XXXX	$226.94						11.062%	11.062%	XXXX	[Redacted]	731																												No	Yes	12	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement														[Redacted]		0	0	0			XXXX	$8,695.00		6.650%	$12,500.00	4.3	None			Yes	No	XXXX	0		0	0	2	0		12	0.00	No										XXXX	$611,258.66	33.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															13.8			No	1007191-0004017050-6	$0.00	$0.00													No	No	No	No
223334030	[Redacted]	[Redacted]		Exempt from ATR				No	No	$16,863.75	$10,107.12		8.114%	$1,223.63	$1,223.63	7.500%	No	No	Employed						XXXX								$6,704.86	1	XXXX	$414.96	XXXX	$34.58						31.765%	31.765%	XXXX	[Redacted]	759																												No	No							[Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; VVOE - 2025 [Borrower - \| Primary Income - Wages]; Paystubs - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Non-Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - \| Non-Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2024 [Borrower - \| Non-Primary Income - Wages]; W-2 - 2024 [Borrower - \| Non-Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - \| Non-Primary Income - Wages]; W-2 - 2023 [Borrower - \| Non-Primary Income - Wages]; W-2 Transcript - 2023	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$16,863.75		6.620%	$0.00	2.4	LP / LPA		Accept/Eligible	No	No	XXXX	2		0	0	2	0			0.00	No										XXXX	$84,214.79	37.000%	No	26				Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															10.51		No	No	1007191-0004016622-3	$0.00	$0.00													No	No	No	No
223334031	[Redacted]	[Redacted]		N/A				No	No					$1,497.88	$1,497.88	8.750%	No	No								XXXX								1	XXXX	$617.04	XXXX	$51.42						0.000%	0.000%	XXXX	[Redacted]	693																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.0				Yes	No	XXXX	0	0	0	0	0	0			0.00	No	1.09	0.91								XXXX			No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	12.12				1007191-0004013981-6	$0.00	$0.00													No	No	No	No
223334051	[Redacted]	[Redacted]		N/A				No	No					$3,312.47	$3,312.47	7.625%	No	No							XXXX									2	XXXX	$1,770.12	XXXX	$147.51						0.000%	0.000%	XXXX	[Redacted]	772																												No	No										DSCR																0	0	0	No		XXXX				$0.00					N/A	No	XXXX	0		0	0	0	0			0.00	No	1.04	0.95								XXXX	$305,412.46	52.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															45.38				1007191-0004015080-5	$0.00	$0.00	0	0	0	0	0	0	0	0	0				No	No	No	No
223334063	[Redacted]	[Redacted]		N/A				No	No					$5,663.64	$5,663.64	7.500%	No	No					0			XXXX	XXXX							1	XXXX	$6,908.04	XXXX	$575.67						0.000%	0.000%	XXXX	[Redacted]	687																						Level 4-Stated/Verified as defined						No	No										DSCR																0	0	0	No		XXXX				$0.00	3.3				No	No	XXXX	0	0	0	0	0	0			0.00	No	1.21	0.82								XXXX			No					Yes	Final	Fee Simple	LLC	Business Entity	Individual	Individual	Individual	Member									Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	107.81				1007191-0004015128-2	$0.00	$0.00													No	No	No	No
223334064	[Redacted]	[Redacted]		Non QM				Yes	No	$1,390.00	$3,282.50		8.239%	$13,125.00	$17,462.50	8.584%	No	No	Non-Employment Income	Not Employed					XXXX	XXXX							$45,659.86	1	XXXX	$6,669.96	XXXX	$555.83						0.000%	0.000%	XXXX	[Redacted]	743																												Yes	No							[Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Other Documentation (O)	Asset Depletion (No DTI)																0	0	0			XXXX	$1,390.00		6.600%	$0.00	1.2	None			No	No	XXXX	0	0	0	0	2	0			0.00	No					Other				240	XXXX	$3,208,183.58		No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	Yes		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	200.73			No	1007191-0004014221-6	$0.00	$0.00													No	No	No	No
223334065	[Redacted]	[Redacted]		Non QM				Yes	No	$22,730.60	$33,628.35		6.933%	$11,669.58	$11,669.58	6.750%	No	No	Self-Employed						XXXX								$69,646.89	1	XXXX	$2,798.04	XXXX	$233.17						21.472%	21.472%	XXXX	[Redacted]	768																												No	Yes	12	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$22,730.60		6.650%	$0.00	5.0	None			Yes	No	XXXX	0		0	0	2	0		12	0.00	No										XXXX	$20,000.00	1.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															13.9		No	No	1007191-0004014878-3	$0.00	$0.00													No	No	No	No
223334088	[Redacted]	[Redacted]		Non QM				Yes	No	$9,158.74	$10,194.89		9.950%	$2,252.82	$2,252.82	9.500%	No	No	Self-Employed						XXXX								$45,238.97	1	XXXX	$983.16	XXXX	$81.93						12.872%	12.872%	XXXX	[Redacted]	624																												No	Yes	12	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$9,158.74		6.870%	$1,836.00	2.4	None			Yes	No	XXXX	0		0	0	3	0		12	0.00	No										XXXX	$24,008.21	7.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															3.71			No	1007191-0004017036-5	$0.00	$0.00													No	No	No	No
223334089	[Redacted]	[Redacted]		Non QM				Yes	No	$8,187.31	$10,909.51		8.720%	$4,150.21	$4,150.21	8.500%	No	No	Self-Employed						XXXX								$23,250.54	1	XXXX	$2,186.04	XXXX	$182.17						26.313%	26.313%	XXXX	[Redacted]	731																												No	Yes	12	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; 4506-C (for Business) - 2024 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; 4506-C (for Business) - 2023	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$8,187.31		6.650%	$10,000.00	1.0	None			Yes	No	XXXX	0		0	0	2	0		12	0.00	No										XXXX	$6,000.00	1.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															10.21			No	1007191-0003285015-6	$0.00	$0.00													No	No	No	No
223334097	[Redacted]	[Redacted]		Non QM				Yes	No	$9,635.00	$11,222.71		8.656%	$2,880.89	$3,006.42	8.584%	No	No	Self-Employed						XXXX								$9,216.26	1	XXXX	$1,265.04	XXXX	$105.42						43.538%	42.769%	XXXX	[Redacted]	689																												No	No						Third Party Prepared	[Borrower - \| Primary Income - P&L Statement Only]; Audited P&L - 2025 [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025 [Borrower - \| Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2025 [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2019	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	1yr P&L w/Bank Statements																0	0	0			XXXX	$9,635.00		6.600%	$0.00	1.0	None			No	No	XXXX	0		0	0	3	0			12.00	No										XXXX			No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	Yes		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															33.41		No	No	1007191-0004015967-3	$0.00	$0.00													No	No	No	No
223334098	[Redacted]	[Redacted]		N/A				No	No					$1,258.59	$1,258.59	7.500%	No	No								XXXX								1	XXXX	$360.96	XXXX	$30.08						0.000%	0.000%	XXXX	[Redacted]	806																												No	No										DSCR																0	0	0	No		XXXX				$0.00	4.0				No	No	XXXX	0	0	0	0	0	0			0.00	No	1.03	0.96								XXXX	$0.00		No					Yes	Short Form	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	29				1007191-0004016673-6	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223334099	[Redacted]	[Redacted]		Non QM				Yes	No	$8,079.00	$9,200.61		9.156%	$2,868.30	$2,868.30	8.875%	No	No	Self-Employed						XXXX								$3,931.67	1	XXXX	$2,457.00	XXXX	$204.75						49.464%	49.464%	XXXX	[Redacted]	635																												No	No							[Borrower - \| Primary Income - Sole Proprietor]; Other - 2025 [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024 [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024 [Borrower - \| Primary Income - Sole Proprietor]; 1099 Transcript - 2024 [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2023 [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2023 [Borrower - \| Primary Income - Sole Proprietor]; 1099 Transcript - 2023 [Borrower - \| Non-Primary Income - Sole Proprietor]; Other - 2025 [Borrower - \| Non-Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - \| Non-Primary Income - Sole Proprietor]; 1099 - 2024 [Borrower - \| Non-Primary Income - Sole Proprietor]; 1099 - 2024 [Borrower - \| Non-Primary Income - Sole Proprietor]; 1099 Transcript - 2024 [Borrower - \| Non-Primary Income - Sole Proprietor]; 1099 - 2023 [Borrower - \| Non-Primary Income - Sole Proprietor]; 1099 - 2023 [Borrower - \| Non-Primary Income - Sole Proprietor]; 1099 Transcript - 2023	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr 1099																0	0	0			XXXX	$8,079.00		6.700%	$0.00	1.0	None			No	No	XXXX	0		0	0	2	0				No										XXXX	$0.00		No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	5.98			No	1007191-0004014683-7	$0.00	$0.00													No	No	No	No
223334101	[Redacted]	[Redacted]		N/A				No	No					$1,174.92	$1,174.92	7.750%	No	No								XXXX								1	XXXX	$1,555.68	XXXX	$129.64						0.000%	0.000%	XXXX	[Redacted]	748																												No	No										DSCR																0	0	0	No		XXXX				$0.00	2.3				No	No	XXXX	0	0	0	0	0	0			0.00	No	1.12	0.89								XXXX	$284,821.70	100.000%	No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												182.34				1007191-0004016970-6	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223334102	[Redacted]	[Redacted]		Non QM				Yes	No	$0.00	$272.29		9.521%	$886.26	$886.26	9.500%	No	No	Self-Employed						XXXX								$2,769.47	1	XXXX	$889.80	XXXX	$74.15						49.628%	49.628%	XXXX	[Redacted]	719																												No	No						Third Party Prepared	[Borrower - \| Primary Income - P&L Statement Only]; Account Statements - Business - 2025 [Borrower - \| Primary Income - P&L Statement Only]; Audited P&L - 2025 [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025 [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025 [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025 [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025 [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2025 [Borrower - \| Primary Income - P&L Statement Only]; Audited P&L - 2024 [Borrower - \| Primary Income - P&L Statement Only]; Other - 2024 [Borrower - \| Primary Income - P&L Statement Only]; Other - 2011 [Borrower - \| Non-Primary Income - Social Security]; Account Statements - 2025 [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023	Alternative Documentation (A)	1yr P&L w/o Bank Statements																0	0	0			XXXX			6.660%	$0.00	1.1	None			Yes	No	XXXX	0		0	0	2	0			12.00	No										XXXX	$12,735.45	10.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															27.75		Yes	No	1007191-0004015672-9	$0.00	$0.00													No	No	No	No
223334103	[Redacted]	[Redacted]		Non QM				Yes	No	$48,000.00	$49,704.03		7.235%	$13,292.62	$13,292.62	6.990%	No	No	Self-Employed						XXXX								$82,500.46	1	XXXX	$9,617.88	XXXX	$801.49						21.749%	21.749%	XXXX	[Redacted]	809																												No	No						Third Party Prepared	[Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025 [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025 [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2025 [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2024	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023	Alternative Documentation (A)	1yr P&L w/o Bank Statements																0	0	0			XXXX	$48,000.00		6.730%	$0.00	3.8	DU		ApproveIneligible	No	No	XXXX	0		0	0	2	0			12.00	No										XXXX	$1,255,506.10	44.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															19.64		Yes	No	1007191-0004015328-8	$0.00	$0.00													No	No	No	No
223334107	[Redacted]	[Redacted]		N/A				No	No					$2,874.06	$2,874.06	6.875%	No	No								XXXX								3	XXXX	$2,951.76	XXXX	$245.98						0.000%	0.000%	XXXX	[Redacted]	784																												No	No										DSCR																0	0	0	No		XXXX				$0.00			No		No	No	XXXX	0	0	0	0	0	0			0.00	No	1.85	0.53								XXXX			No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											Yes	109.88				1007191-0004016832-8	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223334108	[Redacted]	[Redacted]		Non QM				Yes	No	$4,723.18	$1,287.24		7.292%	$2,018.70	$2,018.70	7.250%	No	No	Not Employed	Employed					XXXX	XXXX							$13,531.98	1	XXXX	$810.60	XXXX	$67.55						25.743%	25.743%	XXXX	[Redacted]	798																												No	No							[Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024	[Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$4,723.18		6.650%	$10,500.00	2.6	LP / LPA		Accept/Eligible	Yes	No	XXXX	0	1	0	0	2	0			0.00	No										XXXX	$88,386.20	24.000%	No		10			Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												4.7		No	No	1007191-0004016243-8	$0.00	$18,223.14													No	No	No	No
223334110	[Redacted]	[Redacted]		N/A				No	No					$1,934.31	$1,934.31	7.750%	No	No							XXXX	XXXX								1	XXXX	$1,440.00	XXXX	$120.00						0.000%	0.000%	XXXX	[Redacted]	755																												No	No										DSCR																0	0	0	No		XXXX				$0.00	4.2				No	No	XXXX	0	0	0	0	0	0			0.00	No	0.96	1.03								XXXX	$0.00		No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	38.99				1007191-0004015848-5	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223334115	[Redacted]	[Redacted]		N/A				No	No					$1,817.32	$1,817.32	7.125%	No	No								XXXX								1	XXXX	$1,173.96	XXXX	$97.83						0.000%	0.000%	XXXX	[Redacted]																													No	No										DSCR																0	0	0	Yes		XXXX				$0.00	1.0				Yes	No	XXXX	0	0	0	0	0	0			0.00	No	1.16	0.85								XXXX	$182,521.32	44.000%	Yes					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	Yes		No																		14.57				1007191-0004015149-8	$0.00	$0.00													No	Yes	No	No
223334116	[Redacted]	[Redacted]		Non QM				Yes	No	$8,655.00	$9,277.20		10.043%	$5,609.53	$5,609.53	9.875%	No	No	Employed						XXXX								$44,884.81	1	XXXX	$454.92	XXXX	$37.91						15.314%	15.314%	XXXX	[Redacted]	788																												No	No							[Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - \| Primary Income - Wages]; Paystubs - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - \| Primary Income - Wages]; Paystubs - 2023 [Borrower - \| Primary Income - Wages]; W-2 - 2023 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$8,655.00		6.700%	$0.00	999.0	None			No	No	XXXX	2		0	0	3	0			0.00	No										XXXX	$570,760.02	75.000%	No	27				Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		Yes	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															74.53			No	1007191-0004016738-7	$0.00	$0.00													No	No	No	No
223334123	[Redacted]	[Redacted]		N/A				No	No					$874.08	$874.08	8.375%	No	No								XXXX								1	XXXX	$1,494.00	XXXX	$124.50						0.000%	0.000%	XXXX	[Redacted]	693																												No	No										DSCR																1	0	1	No		XXXX				$0.00	1.4				No	No	XXXX	0	0	0	0	0	0			0.00	No	1.11	0.89								XXXX	$0.00		No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	63.84				1007191-0004016468-1	$0.00	$0.00	0	0	0	0	0	0	1	0	1	0	0	0	No	No	No	No
223334127	[Redacted]	[Redacted]		Non QM				Yes	No	$17,909.60	$24,236.56		7.189%	$5,081.21	$5,081.21	6.875%	No	No	Self-Employed						XXXX								$13,037.09	1	XXXX	$1,628.04	XXXX	$135.67						30.441%	30.441%	XXXX	[Redacted]	735																												No	No						Third Party Prepared	[Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025 [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025	[Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	1yr P&L w/Bank Statements																0	0	0			XXXX	$17,909.60		6.650%	$0.00	1.3	None			Yes	No	XXXX	0		0	0	0	0			12.00	No										XXXX	$29,096.47		No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	FICO Classic V5 Facta	FICO Risk Score Classic 04														No	9.2		No	No	1007191-0003284046-2	$0.00	$0.00													No	No	No	No
223334128	[Redacted]	[Redacted]		N/A				No	No					$942.09	$942.09	7.125%	No	No							XXXX									1	XXXX	$1,065.96	XXXX	$88.83						0.000%	0.000%	XXXX	[Redacted]	742																												No	No										DSCR																0	0	0	No		XXXX				$0.00	2.6				No	No	XXXX	0		0	0	0	0			0.00	No	1.17	0.85								XXXX	$54,045.23	29.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															23.1				1007191-0004016076-2	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223334133	[Redacted]	[Redacted]		Non QM				Yes	No	$10,882.50	$13,884.83		7.210%	$4,187.18	$4,187.18	6.990%	No	No	Self-Employed	Self-Employed					XXXX	XXXX							$12,174.01	1	XXXX	$2,480.04	XXXX	$206.67						47.389%	47.389%	XXXX	[Redacted]	768																												No	No						Third Party Prepared	[Borrower - \| Primary Income - P&L Statement Only]; Balance Sheet - 2025 [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025 [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2025 [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2024 [Borrower - \| Primary Income - P&L Statement Only]; Other - 2020 [Borrower - \| Non-Primary Income - Social Security]; Account Statements - 2025 [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - \| Primary Income - P&L Statement Only]; Balance Sheet - 2025 [Coborrower(s) - \| Primary Income - P&L Statement Only]; Third Party Verification - 2025 [Coborrower(s) - \| Primary Income - P&L Statement Only]; P&L Statement - 2024 [Coborrower(s) - \| Primary Income - P&L Statement Only]; Other - 2020 [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; 1099 - 2024 [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; 1099 Transcript - No Results Returned - 2024 [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; 1099 Transcript - 2023 [Coborrower(s) - \| Non-Primary Income - Disability]; Award Letter / Continuance Letter - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	1yr P&L w/Bank Statements																0	0	0			XXXX	$10,882.50		6.650%	$2,000.00	2.0	None			No	No	XXXX	0	0	0	0	2	0			12.00	No										XXXX	$366,800.28	41.000%	No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												15.14		No	No	1007191-0002682609-7	$14,769.23	$0.00													No	No	No	No
223334137	[Redacted]	[Redacted]		N/A				No	No					$1,330.24	$1,330.24	7.250%	No	No								XXXX								1	XXXX	$603.00	XXXX	$50.25						0.000%	0.000%	XXXX	[Redacted]	806																												No	No										DSCR																0	0	0	No		XXXX				$0.00	3.2				Yes	No	XXXX	0	0	0	0	0	0			0.00	No	1.19	0.83								XXXX	$89,953.19	35.000%	No					Yes	Short Form	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												33.8				1007191-0004016642-1	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223334141	[Redacted]	[Redacted]		Non QM				Yes	No	$22,675.88	$25,778.62		8.083%	$4,181.29	$4,181.29	7.625%	No	No	Self-Employed	Employed	Non-Employment Income		0		XXXX	XXXX	XXXX						$8,826.38	1	XXXX	$1,620.60	XXXX	$135.05						41.066%	41.066%	XXXX	[Redacted]	748	736	765	741																			Level 4-Stated/Verified as defined		Level 3-Stated/Partially Verified		Level 1-Not Stated/Not Verified		No	Yes	12	Personal	92.000%	50.000%	50.000%		[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2024 [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Account Statements - Personal - 2025 [Coborrower(s) - \| Primary Income - Shared Bank Statements]; CPA Letter - 2025 [Coborrower(s) - \| Primary Income - Shared Bank Statements]; CPA Letter - 2025 [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Third Party Verification - 2025 [Coborrower(s) - \| Primary Income - Shared Bank Statements]; CPA Letter - 2024 [Coborrower(s) - \| Primary Income - Social Security]; Account Statements - 2025 [Coborrower(s) - \| Primary Income - Social Security]; Account Statements - 2024 [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 [Coborrower(s) - \| Primary Income - Social Security]; 1099 Transcript - 2023 [Coborrower(s) - \| Primary Income - Social Security]; 1099 Transcript - 2022	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$22,675.88		6.650%	$0.00	1.0	None			Yes	No	XXXX	0	0	0	0	3	0	12		0.00	No										XXXX	$176,151.84	25.000%	No					Yes	Preliminary	Fee Simple	Individual	Individual	Individual	Individual	Individual	Individual									No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04									7.93		No	No	1007191-0004015604-2	$8,107.96	$0.00													No	No	No	No
223334754	[Redacted]	[Redacted]		N/A				No	No					$1,575.35	$1,575.35	8.500%	No	No							XXXX									1	XXXX	$1,084.08	XXXX	$90.34						0.000%	0.000%	XXXX	[Redacted]	692																												No	No										DSCR																0	0	0	No		XXXX				$0.00	2.6				Yes	No	XXXX	0		0	0	0	0			0.00	No	1	0.99								XXXX	$40,378.39	16.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															16.92				1007191-0004015322-1	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223334759	[Redacted]	[Redacted]		Non QM				Yes	No	$9,845.00	$9,776.85		7.799%	$4,105.20	$4,105.20	7.625%	No	No	Self-Employed	Not Employed					XXXX	XXXX							$13,853.33	1	XXXX	$3,933.96	XXXX	$327.83						38.399%	38.399%	XXXX	[Redacted]	695																												No	No							[Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024 [Borrower - \| Primary Income - Sole Proprietor]; W-2 Transcript - 2024	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	1yr 1099																0	0	0			XXXX	$9,845.00		6.660%	$0.00	2.1	None			Yes	No	XXXX	1	0	0	0	3	0				No										XXXX	$8,701.22		No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	FICO Classic V5 Facta	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	FICO Classic V5 Facta	FICO Risk Score Classic 04											No	6.06		No	No	1007191-0003286830-7	$0.00	$0.00													No	No	No	No
223334761	[Redacted]	[Redacted]		Non QM				Yes	No	$12,800.80	$13,626.22		9.301%	$3,950.38	$3,950.38	8.990%	No	No	Self-Employed	Self-Employed					XXXX	XXXX							$15,354.15	1	XXXX	$2,472.96	XXXX	$206.08						36.282%	36.282%	XXXX	[Redacted]	749																												No	Yes	24	Business	100.000%	100.000%	50.000%		[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2025 [Coborrower(s) - \| Primary Income - Shared Bank Statements]; CPA Letter - 2025 [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Other - 2025 [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Third Party Verification - 2025 [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Third Party Verification - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$12,800.80		6.620%	$4,800.00	1.0	None			Yes	No	XXXX	0	0	0	0	2	0		12	0.00	No										XXXX	$77,881.74	14.000%	No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												16.58			No	1007191-0003270340-5	$8,276.81	$0.00													No	No	No	No
223334767	[Redacted]	[Redacted]		Non QM				Yes	No	$5,840.00	$7,455.73		7.745%	$1,381.35	$1,381.35	7.375%	No	No	Self-Employed						XXXX				XXXX				$3,978.92	1	XXXX	$981.12	XXXX	$81.76						36.012%	36.012%	XXXX	[Redacted]	806																												No	No							[Borrower - \| Primary Income - Sole Proprietor]; Business License - 2025 [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023	[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Account Transcripts - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Account Transcripts - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$5,840.00		6.650%	$0.00	1.3	None			No	No	XXXX	0		2	0	3	2				No										XXXX	$14,993.32		No					Yes	Final	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	FICO Classic V5 Facta	FICO Risk Score Classic 04										VISA				No	9.11			No	1007191-0003285341-6	$0.00	$0.00													Yes	No	No	No
223334773	[Redacted]	[Redacted]		N/A				No	No					$5,438.02	$5,438.02	7.875%	No	No					0			XXXX	XXXX							1	XXXX	$3,705.96	XXXX	$308.83						0.000%	0.000%	XXXX	[Redacted]	687																						Level 4-Stated/Verified as defined						No	No										DSCR																0	0	0	No		XXXX				$0.00	3.5				No	No	XXXX	0	0	0	0	0	0			0.00	No	1.06	0.93								XXXX	$751,704.18		No					Yes	Final	Fee Simple	LLC	Business Entity	Individual	Individual	Individual	Member									Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	65.33				1007191-0004015114-2	$0.00	$0.00													No	No	No	No
223334775	[Redacted]	[Redacted]		Non QM				Yes	No	$86,651.87	$75,329.70		7.882%	$21,233.81	$21,233.81	7.625%	No	No	Self-Employed						XXXX								$640,667.20	1	XXXX	$2,876.04	XXXX	$239.67						5.870%	5.870%	XXXX	[Redacted]	710																												No	Yes	12	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$86,651.87		6.700%	$61,532.00	3.1	None			No	No	XXXX	0		0	0	2	0		12	0.00	No										XXXX	$418,860.00	10.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															17.37			No	1007191-0004015803-0	$0.00	$0.00													No	No	No	No
223335616	[Redacted]	[Redacted]		N/A				No	No					$4,405.05	$4,405.05	7.500%	No	No							XXXX									2	XXXX	$3,132.96	XXXX	$261.08						0.000%	0.000%	XXXX	[Redacted]	744																												No	No										DSCR																0	0	0	No		XXXX				$0.00					No	No	XXXX	0		0	0	0	0			0.00	No	0.97	1.03								XXXX			No					Yes	Final	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	26.37				1007191-0003092940-8	$0.00	$0.00													No	No	No	No
223336456	[Redacted]	[Redacted]		N/A				No	No					$1,508.14	$1,508.14	7.875%	No	No								XXXX								1	XXXX	$1,319.04	XXXX	$109.92						0.000%	0.000%	XXXX	[Redacted]	728																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.0				Yes	No	XXXX	0	0	0	0	0	0			0.00	No	1.03	0.97								XXXX			No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	30.26				1007191-0003251593-2	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223336964	[Redacted]	[Redacted]		Non QM				Yes	No	$110,965.00	$114,196.48		8.976%	$35,218.75	$37,997.63	8.750%	No	No	Self-Employed						XXXX								$74,601.56	1	XXXX	$26,625.96	XXXX	$2,218.83						42.797%	40.666%	XXXX	[Redacted]	737																												No	Yes	12	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$110,965.00		6.700%	$0.00	3.2	None			No	No	XXXX	0		0	0	3	0		12	0.00	No									360	XXXX	$492,373.55		No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	13.87			No	1007191-0004015177-9	$0.00	$0.00													No	No	No	No
223336967	[Redacted]	[Redacted]		Exempt from ATR				No	No	$5,030.40	$7,054.21		7.701%	$1,298.47	$1,298.47	7.375%	No	No	Employed	Employed					XXXX	XXXX							$6,247.86	1	XXXX	$923.04	XXXX	$76.92						48.233%	48.233%	XXXX	[Redacted]	733																												No	No							[Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; VVOE - 2025 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024	[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	1yr Full Doc																0	0	0			XXXX	$5,030.40		6.700%	$0.00	2.3	LP / LPA		Accept/Eligible	Yes	No	XXXX	1	1	1	0	2	0			0.00	No										XXXX	$93,149.80	40.000%	No					Yes	Short Form	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												19.61		No	No	1007191-0004017416-9	$0.00	$7,172.60													No	No	No	No
223336969	[Redacted]	[Redacted]		Non QM				Yes	No	$6,406.25	$10,572.50		8.541%	$2,758.19	$2,983.17	8.584%	No	No	Non-Employment Income	Not Employed					XXXX	XXXX			XXXX	XXXX			$2,632.14	1	XXXX	$3,122.64	XXXX	$260.22						0.000%	0.000%	XXXX	[Redacted]																													Yes	No							[Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023	Other Documentation (O)	Asset Depletion (No DTI)																0	0	0			XXXX	$6,406.25		6.770%	$0.00	3.1	None			Yes	No	XXXX	0	0	0	0	2	0			0.00	No					Other					XXXX	$1,545,099.91	100.000%	No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	Yes		No													Passport	Passport				77.81		No	No	1007191-0004016993-8	$0.00	$0.00													Yes	Yes	No	No
223336981	[Redacted]	[Redacted]		Non QM				Yes	No	$18,973.31	$22,587.77		9.838%	$9,625.82	$9,625.82	9.625%	No	No	Non-Employment Income						XXXX				XXXX				$24,382.13	1	XXXX	$519.96	XXXX	$43.33						0.000%	0.000%	XXXX	[Redacted]																													Yes	No							[Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025	[Borrower]; 1084 or income worksheet - Year Not Available	Other Documentation (O)	Asset Depletion																0	0	0			XXXX	$18,973.31		6.650%	$0.00		None			N/A	No	XXXX	0		0	0	0	0			0.00	No					Other					XXXX	$2,088,029.89	100.000%	No					Yes	Shares/Stock/Ownership (Co-op)	Fee Simple	Individual	Individual													No	Individual	No		No													Passport					159.71			No		$0.00	$0.00													No	No	No	No
223336989	[Redacted]	[Redacted]		Non QM				Yes	No	$9,415.50	$4,718.46		9.918%	$2,860.98	$2,860.98	9.750%	No	No	Employed	Employed					XXXX	XXXX							$7,688.91	1	XXXX	$1,611.96	XXXX	$134.33						39.996%	39.996%	XXXX	[Redacted]	782																												No	No							[Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; VVOE - 2025 [Borrower - \| Primary Income - Wages]; WVOE - 2025 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023	[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$9,415.50		6.650%	$11,100.00	1.0	None			Yes	No	XXXX	2	2	2	0	2	2			0.00	No										XXXX	$76,436.00	21.000%	No	26	27			Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04							Employment Authorization					16.2		No	No	1007191-0004017119-9	$0.00	$4,213.73													Yes	No	No	No
223337010	[Redacted]	[Redacted]		Exempt from ATR				No	No	$8,164.00	$9,482.48		8.998%	$3,304.14	$3,304.14	8.750%	No	No	Non-Employment Income						XXXX								$25,760.99	1	XXXX	$918.60	XXXX	$76.55						0.000%	0.000%	XXXX	[Redacted]	810																												Yes	No							[Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2024	[Borrower]; 1084 or income worksheet - Year Not Available	Other Documentation (O)	Asset Depletion (No DTI)																0	0	0			XXXX	$8,164.00		6.620%	$0.00	1.0	None			Yes	No	XXXX	0		0	0	0	0			0.00	No					Other					XXXX	$1,464,431.79		No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	285.55			No	1007191-0004014820-5	$0.00	$0.00													No	No	No	No
223337604	[Redacted]	[Redacted]		Non QM				Yes	No	$3,637.50	$3,965.10		7.833%	$1,380.20	$1,380.20	7.625%	No	No	Self-Employed						XXXX								$5,623.99	1	XXXX	$2,856.36	XXXX	$238.03						28.656%	28.656%	XXXX	[Redacted]	695																												No	Yes	12	Business	100.000%	50.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	24mo Bank Statement																0	0	0			XXXX	$3,637.50		6.660%	$0.00	1.0	None			Yes	No	XXXX	0		0	0	2	0		12	0.00	No										XXXX			No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	24.19			No	1007191-0004015211-6	$0.00	$0.00													No	No	No	No
223337606	[Redacted]	[Redacted]		Non QM				Yes	No	$8,564.38	$11,709.57		9.367%	$4,357.00	$4,357.00	9.125%	No	No	Self-Employed						XXXX				XXXX				$80,310.25	1	XXXX	$2,201.04	XXXX	$183.42						10.978%	10.978%	XXXX	[Redacted]	737																												No	Yes	24	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2025	[Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	24mo Bank Statement																0	0	0			XXXX	$8,564.38		6.700%	$10,000.00		None			Yes	No	XXXX	0		0	0	0	0		24	0.00	No										XXXX	$5,000.00	1.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	FICO Classic V5 Facta	FICO Risk Score Classic 04										Passport					13.25		No	No	1007191-0003287577-3	$0.00	$0.00													Yes	No	No	No
223337614	[Redacted]	[Redacted]		N/A				No	No					$3,609.75	$3,609.75	7.625%	No	No							XXXX	XXXX								1	XXXX	$820.56	XXXX	$68.38						0.000%	0.000%	XXXX	[Redacted]	749																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.0				No	No	XXXX	0	0	0	0	0	0			0.00	No	0.75	1.32								XXXX	$375,636.42	51.000%	No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												45.42				1007191-0004016350-1	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223337618	[Redacted]	[Redacted]		Non QM				Yes	No	$3,241.25	$4,979.33		8.080%	$813.96	$813.96	7.625%	No	No	Self-Employed						XXXX								$1,776.27	1	XXXX	$1,007.16	XXXX	$83.93						38.774%	38.774%	XXXX	[Redacted]	684																												No	No						Borrower Prepared	[Borrower - \| Primary Income - Sole Proprietor]; Balance Sheet - 2025 [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2025 [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2025 [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - \| Primary Income - Sole Proprietor]; Balance Sheet - 2024 [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022 [Borrower - \| Non-Primary Income - Social Security]; Account Statements - 2025 [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024	[Borrower]; 4506-C - 2024 [Borrower]; Tax Return Extension - 2024 [Borrower]; Transcripts (1040) - No Results Returned - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1040 - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc				[Redacted]												0	0	0			XXXX	$3,241.25		6.700%	$0.00	2.3	None			Yes	No	XXXX	0		2	0	3	2			15.00	No										XXXX			No					Yes	Short Form	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															39.51			No	1007191-0004015347-8	$0.00	$0.00													No	No	No	No
223337626	[Redacted]	[Redacted]		Non QM				Yes	No	$4,600.00	$6,584.99		7.738%	$1,957.80	$1,957.80	7.500%	No	No	Self-Employed						XXXX								$9,475.43	1	XXXX	$2,667.96	XXXX	$222.33						31.527%	31.527%	XXXX	[Redacted]	797																												No	No						Borrower Prepared	[Borrower - \| Primary Income - Sole Proprietor]; Balance Sheet - 2025 [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2025 [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - \| Primary Income - Sole Proprietor]; W-2 Transcript - 2024 [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023	[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1040 - 2021 [Borrower]; Transcripts (1040) - 2021 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	1yr P&L w/o Bank Statements																0	0	0			XXXX	$4,600.00		6.700%	$0.00	2.5	None			N/A	No	XXXX	1		3	0	2	3			2.43	No										XXXX	$429,618.16	68.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															124.24		No	No	1007191-0004016127-3	$0.00	$0.00													No	No	No	No
223337628	[Redacted]	[Redacted]		Non QM				Yes	No	$5,991.26	$6,851.52		9.484%	$1,769.65	$1,769.65	9.125%	No	No	Self-Employed						XXXX								$3,762.92	1	XXXX	$5,785.92	XXXX	$482.16						43.650%	43.650%	XXXX	[Redacted]	650																												No	No						Borrower Prepared	[Borrower - \| Primary Income - Sole Proprietor]; Balance Sheet - 2025 [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025 [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2025 [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2024 [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023	[Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - No Results Returned - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$5,991.26		6.650%	$10,000.00	1.0	None			Yes	No	XXXX	0		1	0	2	1			15.00	No										XXXX	$48,569.81	17.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															18.94		No	No	1007191-0004016539-9	$0.00	$0.00													No	No	No	No
223337631	[Redacted]	[Redacted]		N/A				No	No					$3,436.34	$3,436.34	7.625%	No	No					0			XXXX								1	XXXX	$7,304.04	XXXX	$608.67						0.000%	0.000%	XXXX	[Redacted]	784																						Level 1-Not Stated/Not Verified						No	No										DSCR																0	0	0	No		XXXX				$0.00	2.0				No	No	XXXX	0	0	0	0	0	0			0.00	No	1.45	0.68								XXXX	$27,874.53		No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual	LLC	Business Entity									Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	6.55				1007191-0004015118-3	$0.00	$0.00	0	0	0	0	0	0							No	No	No	No
223337733	[Redacted]	[Redacted]		Non QM				Yes	No	$4,560.00	$5,919.84		8.145%	$1,653.16	$1,653.16	7.875%	No	No	Non-Employment Income						XXXX								$2,455.08	1	XXXX	$867.00	XXXX	$72.25						0.000%	0.000%	XXXX	[Redacted]	785																												Yes	No							[Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025	[Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available	Other Documentation (O)	Asset Depletion (No DTI)																0	0	0			XXXX	$4,560.00		6.620%	$0.00	1.9	None			Yes	No	XXXX	0		0	0	2	0			0.00	No					Other					XXXX	$377,132.18	100.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															146.91			No	1007191-0003193148-6	$0.00	$0.00													No	No	No	No
223337736	[Redacted]	[Redacted]		N/A				No	No					$1,264.77	$1,264.77	6.750%	No	No							XXXX									1	XXXX	$0.00	XXXX	$0.00						0.000%	0.000%	XXXX	[Redacted]	794																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.0				Yes	No	XXXX	0		0	0	0	0			0.00	No	1.3	0.76								XXXX	$133,521.94		No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	67.8				1007191-0004016132-3	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223337737	[Redacted]	[Redacted]		Non QM				Yes	No	$4,035.00	$9,634.93		7.902%	$3,295.50	$3,295.50	7.750%	No	Yes	Employed	Non-Employment Income					XXXX	XXXX							$9,592.28	1	XXXX	$528.96	XXXX	$44.08						42.687%	42.687%	XXXX	[Redacted]	798																												No	No							[Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - \| Primary Income - Wages]; Paystubs - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 [Coborrower(s) - \| Primary Income - Social Security]; Account Statements - 2025 [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - \| Primary Income - Social Security]; 1099 Transcript - 2024 [Coborrower(s) - \| Primary Income - Social Security]; 1099 Transcript - 2023 [Coborrower(s) - \| Non-Primary Income - Pension]; Account Statements - 2025 [Coborrower(s) - \| Non-Primary Income - Pension]; Paystubs - 2025 [Coborrower(s) - \| Non-Primary Income - Pension]; 1099 Transcript - 2023	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$4,035.00		6.620%	$0.00	1.4	None			No	No	XXXX	2	0	0	0	2	0			0.00	No										XXXX	$390,663.53	53.000%	No					Yes	Final	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												14.01		No	No	1007191-0004017261-9	$6,743.65	$0.00													No	No	No	No
223337738	[Redacted]	[Redacted]		Exempt from ATR				No	No	$6,923.68	$7,180.62		9.043%	$1,137.99	$1,137.99	8.500%	No	No	Self-Employed						XXXX								$5,803.51	2	XXXX	$608.04	XXXX	$50.67						36.412%	36.412%	XXXX	[Redacted]	784																												No	Yes	14	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 14]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 14]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 14]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 14]; Third Party Verification - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	24mo Bank Statement																0	0	0			XXXX	$6,923.68		6.700%	$0.00		None			No	No	XXXX	0		0	0	2	0		14	0.00	No										XXXX	$84,561.52	46.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															30.24		No	No	1007191-0003281609-0	$0.00	$0.00													No	No	No	No
223337898	[Redacted]	[Redacted]		Non QM				Yes	No	$7,821.56	$9,879.41		7.483%	$2,941.89	$2,941.89	7.250%	No	No	Self-Employed						XXXX				XXXX				$14,733.49	1	XXXX	$2,170.92	XXXX	$180.91						20.190%	20.190%	XXXX	[Redacted]	749																												No	Yes	12	Business	100.000%	50.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$7,821.56		6.660%	$0.00	1.0	None			Yes	No	XXXX	0		0	0	2	0		12	0.00	No										XXXX	$70,921.14		No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04										Employment Authorization				No	13.62			No	1007191-0003143067-9	$0.00	$0.00													No	No	No	No
223337979	[Redacted]	[Redacted]		Non QM				Yes	No	$1,690.00	$3,308.24		7.731%	$2,031.37	$2,031.37	7.625%	No	No	Employed						XXXX								$7,131.18	1	XXXX	$1,340.04	XXXX	$111.67						34.733%	34.733%	XXXX	[Redacted]	776																												No	No							[Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - \| Primary Income - Wages]; Paystubs - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; Paystubs - 2023 [Borrower - \| Primary Income - Wages]; W-2 - 2023	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$1,690.00		6.650%	$0.00	2.4	None			No	No	XXXX	2		0	0	3	0			0.00	No										XXXX			No	27				Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	62.67			No	1007191-0004014551-6	$0.00	$0.00													No	No	No	No
223337982	[Redacted]	[Redacted]		N/A				No	No					$1,489.87	$1,489.87	7.250%	No	No							XXXX	XXXX								1	XXXX	$1,273.92	XXXX	$106.16						0.000%	0.000%	XXXX	[Redacted]	769																												No	No										DSCR																0	0	0	No		XXXX				$0.00	2.0				No	No	XXXX	0	0	0	0	0	0			0.00	No	1.03	0.96								XXXX	$188,330.43	60.000%	No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												29.87				1007191-0004016893-0	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223337984	[Redacted]	[Redacted]		N/A				No	No					$1,427.97	$1,427.97	7.625%	No	No							XXXX									1	XXXX	$1,593.60	XXXX	$132.80						0.000%	0.000%	XXXX	[Redacted]	767																												No	No										DSCR														[Redacted]		0	0	0	No		XXXX				$0.00	3.2				No	No	XXXX	0		0	0	0	0			0.00	No	1.3	0.76								XXXX	$103,279.80	38.000%	No					Yes	Commitment	Leasehold	Individual	Individual													No	Individual	No	Yes	No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															7.28				1007191-0004016646-2	$0.00	$0.00													No	No	No	No
223337985	[Redacted]	[Redacted]		N/A				No	No					$1,063.41	$1,063.41	6.990%	No	No							XXXX	XXXX								1	XXXX	$3,192.84	XXXX	$266.07						0.000%	0.000%	XXXX	[Redacted]	700																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.0				Yes	No	XXXX	0	0	0	0	0	0			0.00	No	1.02	0.97								XXXX	$0.00		No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	64.66				1007191-0004016329-5	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223337993	[Redacted]	[Redacted]		Non QM				Yes	No	$3,267.00	$3,965.49		8.652%	$1,185.71	$1,185.71	8.375%	No	No	Self-Employed						XXXX								$11,266.45	1	XXXX	$350.04	XXXX	$29.17						30.745%	30.745%	XXXX	[Redacted]	744																												No	Yes	24	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$3,267.00		6.660%	$0.00	1.0	None			Yes	No	XXXX	0		0	0	2	0		12	0.00	No										XXXX	$68,775.23	35.000%	No					Yes	Preliminary	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															14.41		No	No	1007191-0004015146-4	$0.00	$0.00													No	No	No	No
223337997	[Redacted]	[Redacted]		Safe Harbor QM (APOR)				Yes	No	$8,268.93	$9,292.70		7.903%	$2,465.25	$2,465.25	7.625%	No	No	Employed	Employed					XXXX	XXXX							$13,502.25	1	XXXX	$3,765.00	XXXX	$313.75						39.184%	39.184%	XXXX	[Redacted]	765																												No	No							[Borrower - \| Primary Income - Wages]; Employer Letter - 2025 [Borrower - \| Primary Income - Wages]; VVOE - 2025 [Borrower - \| Primary Income - Wages]; WVOE - 2025 [Borrower - \| Primary Income - Wages]; Other - 2023 [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023	[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$8,268.93		6.650%	($1,000.00)	2.6	LP / LPA		Accept/Eligible	Yes	No	XXXX	0	2	2	0	3	0			0.00	No						Not Stated				XXXX	$102,362.50	26.000%	No	122	29			Yes	Final	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												9.49		No	No	1007191-0004016342-8	$0.00	$9,738.05													No	No	No	No
223338047	[Redacted]	[Redacted]		Non QM				Yes	No	$6,940.00	$9,124.40		9.204%	$2,386.93	$2,386.93	8.875%	No	No	Employed						XXXX								$4,426.60	1	XXXX	$512.04	XXXX	$42.67						44.085%	44.085%	XXXX	[Redacted]	641																												No	No							[Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; VVOE - 2025 [Borrower - \| Primary Income - Wages]; WVOE - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$6,940.00		6.620%	$0.00	1.5	None			Yes	No	XXXX	0		0	0	2	0			0.00	No										XXXX	$108,357.91	29.000%	No	27				Yes	Preliminary	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															3.59			No	1007191-0004014991-4	$0.00	$0.00													No	No	No	No
223339322	[Redacted]	[Redacted]		N/A				No	No					$4,041.89	$4,041.89	7.250%	No	No								XXXX								2	XXXX	$2,073.96	XXXX	$172.83						0.000%	0.000%	XXXX	[Redacted]	728																												No	No										DSCR				[Redacted]												0	0	0	No		XXXX				$0.00					No	No	XXXX	0	0	0	0	0	0			0.00	No	1.15	0.86								XXXX			No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	36.91				1007191-0003286404-1	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223339359	[Redacted]	[Redacted]		N/A				No	No					$1,569.47	$1,569.47	8.750%	No	No								XXXX								1	XXXX	$927.36	XXXX	$77.28						0.000%	0.000%	XXXX	[Redacted]	693																												No	No										DSCR																0	0	0	No		XXXX				$0.00	3.5				No	No	XXXX	0	0	0	0	0	0			0.00	No	1.17	0.85								XXXX			No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	103.12				1007191-0004014389-1	$0.00	$0.00													No	No	No	No
223339377	[Redacted]	[Redacted]		Exempt from ATR				No	No	$1,190.00	$2,200.99		7.602%	$1,454.37	$1,454.37	7.500%	No	No	Employed	Non-Employment Income					XXXX	XXXX							$14,309.60	1	XXXX	$1,099.80	XXXX	$91.65						43.917%	43.917%	XXXX	[Redacted]	767																												No	No							[Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - \| Primary Income - Wages]; Paystubs - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Non-Primary Income - VA Service Related Disability]; D1C Income Verification Report - 2025 [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025 [Borrower - \| Non-Primary Income - Pension]; D1C Income Verification Report - 2025 [Borrower - \| Non-Primary Income - Pension]; Paystubs - 2025 [Borrower - \| Non-Primary Income - Pension]; Paystubs - 2024 [Coborrower(s) - \| Primary Income - VA Service Related Disability]; D1C Income Verification Report - 2025 [Coborrower(s) - \| Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023	Full Documentation (F)	1yr Full Doc																0	0	0			XXXX	$1,190.00		6.660%	$2,800.00	4.3	LP / LPA		Accept/Eligible	Yes	No	XXXX	1	0	0	0	2	0			0.00	No										XXXX	$191,970.60	74.000%	No	2	2			Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												74.78		No	No	1007191-0004013441-1	$781.42	$0.00													No	No	No	No
223339380	[Redacted]	[Redacted]		N/A				No	No					$2,332.85	$2,332.85	6.990%	No	No							XXXX									1	XXXX	$1,082.40	XXXX	$90.20						0.000%	0.000%	XXXX	[Redacted]	766																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.8				No	No	XXXX	0		0	0	0	0			0.00	No	1.01	0.98								XXXX			No					Yes	Preliminary	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														Yes	406.56				1007191-0004017753-5	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223339527	[Redacted]	[Redacted]		Non QM				Yes	No	$10,494.42	$14,749.96		7.258%	$3,030.19	$3,030.19	6.990%	No	No	Self-Employed						XXXX								$11,072.83	1	XXXX	$1,201.44	XXXX	$100.12						39.363%	39.363%	XXXX	[Redacted]	696																												No	Yes	12	Business	100.000%	50.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$10,494.42		6.650%	$124,118.40	1.2	None			No	No	XXXX	0		0	0	2	0		12	0.00	No										XXXX	$0.00	0.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															6.79			No	1007191-0004017563-8	$0.00	$0.00													No	No	No	No
223339532	[Redacted]	[Redacted]		N/A				No	No					$9,191.75	$9,191.75	6.875%	No	No					0			XXXX	XXXX							1	XXXX	$11,606.04	XXXX	$967.17						0.000%	0.000%	XXXX	[Redacted]	785	801	804	801																			Level 4-Stated/Verified as defined						No	No										DSCR																0	0	0	No		XXXX				$0.00	2.6				No	No	XXXX	0	0	0	0	0	0			0.00	No	1.56	0.63								XXXX	$547,249.46	30.000%	No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual	Individual	Individual									Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04									9.2				1007191-0004017079-5	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223339737	[Redacted]	[Redacted]		N/A				No	No					$1,194.71	$1,194.71	6.375%	No	No								XXXX								1	XXXX	$963.00	XXXX	$80.25						0.000%	0.000%	XXXX	[Redacted]	740																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.2				No	No	XXXX	0	0	0	0	0	0			0.00	No	1	0.99								XXXX	$152,210.40	59.000%	No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												43.12				1007191-0004016077-0	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223340054	[Redacted]	[Redacted]		N/A				No	No					$622.23	$622.23	8.625%	No	No							XXXX									1	XXXX	$701.04	XXXX	$58.42						0.000%	0.000%	XXXX	[Redacted]	707																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.0				Yes	No	XXXX	0		0	0	0	0			0.00	No	1.1	0.9								XXXX			No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	64.96				1007191-0003275774-0	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223340056	[Redacted]	[Redacted]		N/A				No	No					$1,709.76	$1,709.76	6.990%	No	No							XXXX	XXXX								1	XXXX	$778.68	XXXX	$64.89						0.000%	0.000%	XXXX	[Redacted]	727																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.0				Yes	No	XXXX	0	0	0	0	0	0			0.00	No	1	0.99								XXXX	$86,022.26	28.000%	No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												14.46				1007191-0004016886-4	$0.00	$0.00													No	No	No	No
223340060	[Redacted]	[Redacted]		N/A				No	No					$1,146.26	$1,146.26	7.750%	No	No								XXXX								1	XXXX	$684.96	XXXX	$57.08						0.000%	0.000%	XXXX	[Redacted]	730																												No	No										DSCR																0	0	0	No		XXXX				$0.00	2.7				No	No	XXXX	0	0	0	0	0	0			0.00	No	1.29	0.77								XXXX			No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	52.21				1007191-0004017460-7	$0.00	$0.00													No	No	No	No
223340061	[Redacted]	[Redacted]		N/A				No	No					$1,399.29	$1,399.29	8.375%	No	No							XXXX									1	XXXX	$995.76	XXXX	$82.98						0.000%	0.000%	XXXX	[Redacted]	680																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.0				No	No	XXXX	0		0	0	0	0			0.00	No	1.15	0.86								XXXX	$0.00		No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	105.8				1007191-0004016882-3	$0.00	$0.00													No	No	No	No
223340076	[Redacted]	[Redacted]		Exempt from ATR				No	No	$6,290.00	$9,072.75		7.830%	$1,678.11	$1,678.11	7.500%	No	No	Self-Employed						XXXX								$33,712.12	1	XXXX	$697.32	XXXX	$58.11						17.488%	17.488%	XXXX	[Redacted]	741																												No	Yes	24	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	24mo Bank Statement																1	0	0			XXXX	$6,290.00		6.650%	$0.00	1.0	None			Yes	No	XXXX	0		0	0	2	0		24	0.00	No										XXXX	$353,783.10	100.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															113.37		No	No	1007191-0003276857-2	$0.00	$0.00													No	No	No	No
223340079	[Redacted]	[Redacted]		N/A				No	No					$3,180.03	$3,180.03	7.500%	No	No								XXXX								3	XXXX	$4,531.56	XXXX	$377.63						0.000%	0.000%	XXXX	[Redacted]	709																												No	No										DSCR																0	0	0	No		XXXX				$0.00					No	No	XXXX	0	0	0	0	0	0			0.00	No	1.61	0.61								XXXX	$165,668.99	29.000%	No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												8.89				1007191-0004016942-5	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223340080	[Redacted]	[Redacted]		N/A				No	No					$963.49	$963.49	7.375%	No	No								XXXX								1	XXXX	$994.80	XXXX	$82.90						0.000%	0.000%	XXXX	[Redacted]	768																												No	No										DSCR																0	0	0	No		XXXX				$0.00	3.9				No	No	XXXX	0	0	0	0	0	0			0.00	No	1.45	0.68								XXXX	$238,047.41		No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	193.95				1007191-0004017315-3	$0.00	$0.00	0	0	0	0	0	0							No	No	No	No
223340081	[Redacted]	[Redacted]		N/A				No	No					$1,406.99	$1,406.99	7.250%	No	No					0	0		XXXX	XXXX	XXXX						2	XXXX	$1,365.96	XXXX	$113.83						0.000%	0.000%	XXXX	[Redacted]	749	729	770	752	753	757	747																Level 4-Stated/Verified as defined	Level 1-Not Stated/Not Verified					No	No										DSCR																0	0	0	No		XXXX				$0.00					No	No	XXXX	0	0	0	0	0	0			0.00	No	1.3	0.76								XXXX	$534,140.55	100.000%	No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual	Individual	Individual	Individual	Individual							Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04						227.06				1007191-0004013742-2	$0.00	$0.00	0	0	0	0	0	0							No	No	No	No
223340115	[Redacted]	[Redacted]		N/A				No	No					$4,894.22	$4,894.22	7.875%	No	No							XXXX	XXXX								1	XXXX	$1,317.60	XXXX	$109.80						0.000%	0.000%	XXXX	[Redacted]	780																												No	No										DSCR																0	0	0	No		XXXX				$0.00	5.0				No	No	XXXX	0	0	0	0	0	0			0.00	No	1.16	0.85								XXXX			No					Yes	Preliminary	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	40.39				1007191-0004017397-1	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223340118	[Redacted]	[Redacted]		Non QM				Yes	No	$7,630.00	$13,003.08		8.459%	$2,836.99	$2,998.34	8.334%	No	No	Self-Employed						XXXX								$13,574.13	1	XXXX	$1,525.68	XXXX	$127.14						44.220%	45.653%	XXXX	[Redacted]	777																												No	No							[Borrower - \| Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023 [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2024 [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2023	[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$7,630.00		6.790%	$8,900.00	1.3	None			Yes	No	XXXX	2		2	0	3	2				No										XXXX	$189,020.29	38.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	Yes		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															21.11		No	No	1007191-0004017340-1	$0.00	$0.00													No	No	No	No
223340120	[Redacted]	[Redacted]		Non QM				Yes	No	$22,111.25	$23,235.89		8.807%	$6,669.63	$6,799.31	8.584%	No	No	Not Employed	Self-Employed						XXXX							$168,298.04	1	XXXX	$1,824.00	XXXX	$152.00						5.175%	5.755%	XXXX	[Redacted]	612																												No	Yes	12	Business	100.000%		100.000%		[Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2023		Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$22,111.25		6.810%	$0.00	2.9	None			No	No	XXXX	0	0	0	0	0	0		12	0.00	No										XXXX			No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	Yes		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												244.86		No	No	1007191-0004016985-4	$177,483.50	$0.00													No	No	No	No
223358331	[Redacted]	[Redacted]		Non QM				Yes	No	$7,938.85	$8,717.81		8.314%	$3,601.85	$3,601.85	8.125%	No	No	Self-Employed						XXXX								$7,390.16	1	XXXX	$1,024.56	XXXX	$85.38						42.779%	42.779%	XXXX	[Redacted]	801																												No	No							[Borrower - \| Primary Income - Sole Proprietor]; Other - 2025 [Borrower - \| Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024 [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024 [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024 [Borrower - \| Primary Income - Sole Proprietor]; W-2 - 2024 [Borrower - \| Primary Income - Sole Proprietor]; W-2 Transcript - 2024	[Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	1yr 1099																0	0	0			XXXX	$7,938.85		6.650%	$10,000.00	1.4	None			Yes	No	XXXX	1		0	0	1	0				No										XXXX	$155,779.62	29.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															23.76		Yes	No	1007191-0004016297-4	$0.00	$0.00													No	No	No	No
223358332	[Redacted]	[Redacted]		Non QM				Yes	No	$7,328.00	$15,232.00		6.926%	$5,513.08	$5,513.08	6.750%	No	No	Self-Employed						XXXX								$14,238.18	1	XXXX	$8,777.04	XXXX	$731.42						45.206%	45.206%	XXXX	[Redacted]	767																												No	Yes	12	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$7,328.00		6.650%	$0.00	1.0	None			Yes	No	XXXX	0		0	0	3	0		12	0.00	No										XXXX	$693,002.88	49.000%	No					Yes	Preliminary	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															13.28		Yes	No	1007191-0004016087-9	$0.00	$0.00													No	No	No	No
223358335	[Redacted]	[Redacted]		N/A				No	No					$1,091.23	$1,091.23	7.875%	No	No								XXXX								1	XXXX	$1,173.24	XXXX	$97.77						0.000%	0.000%	XXXX	[Redacted]	705																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.0				No	No	XXXX	0	0	0	0	0	0			0.00	No	1.13	0.88								XXXX			No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	52.75				1007191-0004016979-7	$0.00	$0.00	0	0	0	0	0	0	0	0	0				No	No	No	No
223358644	[Redacted]	[Redacted]		N/A				No	No					$4,716.03	$4,716.03	7.125%	No	No								XXXX								1	XXXX	$1,790.04	XXXX	$149.17						0.000%	0.000%	XXXX	[Redacted]	802																												No	No										DSCR																0	0	0	No		XXXX				$0.00	2.9				No	No	XXXX	0	0	0	0	0	0			0.00	No	1	0.99								XXXX			No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	FICO Classic V5 Facta	FICO Risk Score Classic 04											No	100.58				1007191-0003287068-3	$0.00	$0.00	0	0	0	0	0	0	0	0	0				No	No	No	No
223358645	[Redacted]	[Redacted]		Non QM				Yes	No	$8,604.76	$6,378.08		8.048%	$3,863.27	$3,863.27	7.990%	No	No	Self-Employed						XXXX								$16,518.69	1	XXXX	$2,237.04	XXXX	$186.42						23.184%	23.184%	XXXX	[Redacted]	779																												No	Yes	12	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$8,604.76		6.620%	$20,000.00	3.3	None			Yes	No	XXXX	0		0	0	2	0		12	0.00	No										XXXX	$128,227.26	21.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															7		No	No	1007191-0004017544-8	$0.00	$0.00													No	No	No	No
223358805	[Redacted]	[Redacted]		Non QM				Yes	No	$2,978.11	$4,895.75		7.520%	$855.62	$855.62	7.125%	No	No	Non-Employment Income						XXXX								$5,463.67	1	XXXX	$402.96	XXXX	$33.58						0.000%	0.000%	XXXX	[Redacted]	785																												Yes	No							[Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Other - 2025 [Borrower - \| Primary Income - Asset Depletion]; Verification of Deposit - 2025 [Borrower - \| Primary Income - Asset Depletion]; Verification of Deposit - 2025 [Borrower - \| Primary Income - Asset Depletion]; Verification of Deposit - 2025 [Borrower - \| Primary Income - Asset Depletion]; Verification of Deposit - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Other Documentation (O)	Asset Depletion (No DTI)																0	0	0			XXXX	$2,978.11		6.650%	$0.00	1.9	None			Yes	No	XXXX	0		0	0	2	0			0.00	No					Other					XXXX	$543,378.12	100.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															251.87			No	1007191-0004017172-8	$0.00	$0.00													No	No	No	No
223358806	[Redacted]	[Redacted]		N/A				No	No					$1,131.79	$1,131.79	7.125%	No	No							XXXX									1	XXXX	$1,182.96	XXXX	$98.58						0.000%	0.000%	XXXX	[Redacted]	748																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.0				Yes	No	XXXX	0		0	0	0	0			0.00	No	1.3	0.76								XXXX	$90,999.00	43.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															67				1007191-0003286962-8	$0.00	$0.00	0	0	0	0	0	0							No	No	No	No
223360708	[Redacted]	[Redacted]		Exempt from ATR				No	No	$2,095.00	$9,501.45		7.996%	$5,762.49	$5,762.49	7.875%	No	No	Employed						XXXX								$9,445.10	1	XXXX	$2,567.64	XXXX	$213.97						49.525%	49.525%	XXXX	[Redacted]	795																												No	No							[Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - \| Primary Income - Wages]; Paystubs - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2024	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$2,095.00		6.810%	$0.00	2.4	LP / LPA		Accept/Eligible	Yes	No	XXXX	1		0	0	2	0			0.00	No										XXXX	$574,108.10	61.000%	No	27				Yes	Preliminary	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															55.94		No	No	1007191-0004015825-3	$0.00	$0.00													No	No	No	No
223361234	[Redacted]	[Redacted]		N/A				No	No					$4,296.48	$4,296.48	8.875%	No	No							XXXX									2	XXXX	$1,070.04	XXXX	$89.17						0.000%	0.000%	XXXX	[Redacted]	760																												No	No										DSCR																0	0	0	No		XXXX				$0.00					No	No	XXXX	0		0	0	0	0			0.00	No	1.19	0.83								XXXX			No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	31.77				1007191-0004014780-1	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223361970	[Redacted]	[Redacted]		Non QM				Yes	No	$9,175.63	$12,659.12		6.793%	$3,665.78	$3,665.78	6.625%	No	No	Non-Employment Income						XXXX								$8,703.52	1	XXXX	$4,159.80	XXXX	$346.65						0.000%	0.000%	XXXX	[Redacted]	806																												Yes	No							[Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025	[Borrower]; 1084 or income worksheet - Year Not Available	Other Documentation (O)	Asset Depletion (No DTI)																0	0	0			XXXX	$9,175.63		6.810%	$11,910.00	4.2	None			No	No	XXXX	0		0	0	0	0			0.00	No					Other					XXXX	$1,462,956.08	100.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															181.61		Yes	No	1007191-0004017801-2	$0.00	$0.00													No	No	No	No
223362125	[Redacted]	[Redacted]		Exempt from ATR				No	No	$32,201.00	$5,678.10		7.027%	$3,565.60	$4,742.09	6.990%	No	No	Not Employed	Self-Employed						XXXX							$13,129.46	2	XXXX	$1,995.00	XXXX	$166.25						38.208%	32.671%	XXXX	[Redacted]	744																												No	Yes	24	Business	100.000%		100.000%		[Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2003 [Coborrower(s) - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Coborrower(s) - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Coborrower(s) - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2003		Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$32,201.00		6.810%	$0.00		None			No	No	XXXX	0	0	0	0	0	0		12	0.00	No									240	XXXX			No					Yes	Final	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)		FICO Risk Score Classic 04											No	40.64		No	No	1007191-0004017751-9	$21,247.70	$0.00													No	No	No	No
223362129	[Redacted]	[Redacted]		N/A				No	No					$1,131.79	$1,131.79	7.125%	No	No							XXXX									1	XXXX	$1,182.96	XXXX	$98.58						0.000%	0.000%	XXXX	[Redacted]	748																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.0				No	No	XXXX	0		0	0	0	0			0.00	No	1.28	0.77								XXXX			No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															47.39				1007191-0003286969-3	$0.00	$0.00	0	0	0	0	0	0							No	No	No	No
223362135	[Redacted]	[Redacted]		N/A				No	No					$1,131.79	$1,131.79	7.125%	No	No							XXXX									1	XXXX	$1,182.96	XXXX	$98.58						0.000%	0.000%	XXXX	[Redacted]	748																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.0				Yes	No	XXXX	0		0	0	0	0			0.00	No	1.4	0.71								XXXX			No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															50.46				1007191-0003286450-4	$0.00	$0.00	0	0	0	0	0	0							No	No	No	No
223362244	[Redacted]	[Redacted]		Non QM				Yes	No	$1,520.00	$2,262.28		8.056%	$3,906.25	$5,358.27	8.334%	No	No	Non-Employment Income	Employed					XXXX	XXXX							$13,168.65	1	XXXX	$3,045.84	XXXX	$253.82						38.374%	36.453%	XXXX	[Redacted]	801																												Yes	No							[Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Non-Primary Income - Pension]; 1099 Transcript - 2024 [Borrower - \| Non-Primary Income - Pension]; 1099 Transcript - 2023 [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2023 [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$1,520.00		6.770%	$0.00	3.4	None			Yes	No	XXXX	0	2	0	0	2	0			0.00	No					120				240	XXXX	$2,326,333.28		No		26			Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	Yes		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	416.51		No	No	1007191-0004015421-1	$0.00	$1,287.87													No	No	No	No
223362246	[Redacted]	[Redacted]		Non QM				Yes	No	$6,190.00	$8,357.62		7.630%	$2,210.16	$2,210.16	7.375%	No	No	Employed	Employed					XXXX	XXXX							$28,089.71	1	XXXX	$1,676.04	XXXX	$139.67						17.318%	17.318%	XXXX	[Redacted]	768																												No	No							[Borrower - \| Primary Income - Wages]; Employer Letter - 2025 [Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - \| Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022	[Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$6,190.00		6.620%	$10,720.00	2.7	DU		ApproveEligible	Yes	No	XXXX	0	3	0	0	3	2			0.00	No										XXXX	$1,070,217.10	66.000%	No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04							Resident Alien Card					20.29			No	1007191-0004015159-7	$0.00	$8,973.21													No	No	No	No
223362249	[Redacted]	[Redacted]		N/A				No	No					$1,459.82	$1,459.82	7.625%	No	No								XXXX								1	XXXX	$2,000.04	XXXX	$166.67						0.000%	0.000%	XXXX	[Redacted]	756																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.4				Yes	No	XXXX	0	0	0	0	0	0			0.00	No	1.08	0.92								XXXX	$104,309.82	38.000%	No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												20.91				1007191-0004017111-6	$0.00	$0.00	0	0	0	0	0	0	0	0	0				No	No	No	No
223362351	[Redacted]	[Redacted]		N/A				No	No					$718.41	$718.41	7.625%	No	No								XXXX								1	XXXX	$977.16	XXXX	$81.43						0.000%	0.000%	XXXX	[Redacted]	795																												No	No										DSCR																0	0	0	Yes		XXXX				$0.00	2.0				No	No	XXXX	0	0	0	0	0	0			0.00	No	1.17	0.85								XXXX	$59,941.95		No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											Yes	173.23				1007191-0004016054-9	$0.00	$0.00													No	No	No	No
223362353	[Redacted]	[Redacted]		N/A				No	No					$3,874.76	$3,874.76	7.250%	No	No							XXXX									1	XXXX	$4,410.96	XXXX	$367.58						0.000%	0.000%	XXXX	[Redacted]	767																												No	No										DSCR																0	0	0	No		XXXX				$0.00	4.4				No	No	XXXX	0		0	0	0	0			0.00	No	1.3	0.76								XXXX	$207,242.10	29.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															7.79				1007191-0004014159-8	$0.00	$0.00													No	No	No	No
223362355	[Redacted]	[Redacted]		N/A				No	No					$1,157.55	$1,157.55	6.250%	No	No							XXXX									1	XXXX	$1,205.52	XXXX	$100.46						0.000%	0.000%	XXXX	[Redacted]	771																												No	No										DSCR																0	0	0	No		XXXX				$0.00	2.9				No	No	XXXX	0		0	0	0	0			0.00	No	1.12	0.89								XXXX	$987.38	0.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															207.33				1007191-0004017248-6	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223362366	[Redacted]	[Redacted]		Non QM				Yes	No	$12,886.95	$17,764.37		8.162%	$4,142.98	$4,830.03	8.584%	No	No	Self-Employed						XXXX								$32,766.92	1	XXXX	$1,500.72	XXXX	$125.06						18.823%	19.045%	XXXX	[Redacted]	754																												No	Yes	12	Business	100.000%	33.330%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 33.33% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 33.33% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 33.33% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 33.33% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 33.33% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 33.33% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 33.33% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$12,886.95		6.790%	$0.00	3.6	None			No	No	XXXX	0		0	0	2	0		12	0.00	No										XXXX	$496,156.64	52.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	Yes		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04										Resident Alien Card					20.59			No	1007191-0004017322-9	$0.00	$0.00													No	No	No	No
223362367	[Redacted]	[Redacted]		Non QM				Yes	No	$9,579.95	$10,552.50		7.701%	$2,309.07	$2,309.07	7.375%	No	No	Self-Employed	Employed					XXXX	XXXX							$6,249.59	1	XXXX	$1,162.56	XXXX	$96.88						43.785%	43.785%	XXXX	[Redacted]	728																												No	Yes	12	Business	44.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$9,579.95		6.810%	$7,000.00	1.0	None			Yes	No	XXXX	0	2	0	0	2	0		12	0.00	No										XXXX	$29,948.06	7.000%	No		0			Yes	Short Form	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												35.12			No	1007191-0004017025-8	$0.00	$6,250.01													No	No	No	No
223362370	[Redacted]	[Redacted]		Non QM				Yes	No	$9,839.06	$11,921.75		7.839%	$2,197.28	$2,197.28	7.500%	No	No	Non-Employment Income						XXXX								$1,883.10	1	XXXX	$486.00	XXXX	$40.50						0.000%	0.000%	XXXX	[Redacted]	783																												Yes	No							[Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025	[Borrower]; 1084 or income worksheet - Year Not Available	Other Documentation (O)	Asset Depletion (No DTI)																0	0	0			XXXX	$9,839.06		6.810%	$0.00	2.9	None			No	No	XXXX	0		0	0	0	0			0.00	No					Other					XXXX	$449,513.51	100.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															108.21			No	1007191-0004017695-8	$0.00	$0.00													No	No	No	No
223362432	[Redacted]	[Redacted]		Exempt from ATR				No	No	$12,717.25	$15,229.25		8.285%	$7,908.12	$7,908.12	7.500%	No	No	Self-Employed						XXXX								$30,777.20	1	XXXX	$4,488.12	XXXX	$374.01						48.001%	50.436%	XXXX	[Redacted]	649																												No	Yes	12	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 35.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 35.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 35.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 35.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$12,717.25		6.830%	$0.00	1.0	None			Yes	No	XXXX	0		0	0	2	0		12	0.00	No										XXXX	$1,979,283.30	100.000%	No					Yes	Final	Fee Simple	Individual	Individual													No	Individual	Yes		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															116.72		No	No	1007191-0004016292-5	$0.00	$0.00													No	No	No	No
223362436	[Redacted]	[Redacted]		N/A				No	No					$1,157.55	$1,157.55	6.250%	No	No							XXXX									1	XXXX	$1,205.52	XXXX	$100.46						0.000%	0.000%	XXXX	[Redacted]	771																												No	No										DSCR																0	0	0	No		XXXX				$0.00	3.0				No	No	XXXX	0		0	0	0	0			0.00	No	1	0.99								XXXX			No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															207.37				1007191-0004017229-6	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223362443	[Redacted]	[Redacted]		Non QM				Yes	No	$615.00	$1,191.12		8.877%	$786.70	$786.70	8.750%	No	No	Self-Employed						XXXX								$8,903.54	1	XXXX	$1,199.04	XXXX	$99.92						20.226%	20.226%	XXXX	[Redacted]	774																												No	Yes	12	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	24mo Bank Statement																0	0	0			XXXX	$615.00		6.620%	$0.00	1.0	None			No	No	XXXX	0		0	0	2	0		12	0.00	No										XXXX	$122,278.19	98.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															92.33			No	1007191-0004016005-1	$0.00	$0.00													No	No	No	No
223362450	[Redacted]	[Redacted]		N/A				No	No					$769.57	$769.57	8.375%	No	No								XXXX								1	XXXX	$1,266.96	XXXX	$105.58						0.000%	0.000%	XXXX	[Redacted]	711																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.5				No	No	XXXX	0	0	0	0	0	0			0.00	No	1.25	0.79								XXXX			No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	89.3				1007191-0003236154-3	$0.00	$0.00	0	0	0	0	0	0							No	No	No	No
223362492	[Redacted]	[Redacted]		Exempt from ATR				No	No	$27,713.96	$9,563.94		7.776%	$2,590.59	$2,590.59	7.500%	No	No	Self-Employed						XXXX								$11,167.49	1	XXXX	$1,704.12	XXXX	$142.01						48.845%	48.845%	XXXX	[Redacted]	646																												No	Yes	12	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2024 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2023 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2023	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$27,713.96		6.650%	$5,500.00	1.5	None			No	No	XXXX	0		0	0	3	0		12	0.00	No										XXXX	$266,440.26	47.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															19.34		No	No	1007191-0003279821-5	$0.00	$0.00													No	No	No	No
223362493	[Redacted]	[Redacted]		Non QM				Yes	No	$4,697.40	$7,345.80		8.450%	$2,184.23	$2,184.23	8.250%	No	No	Self-Employed	Not Employed					XXXX	XXXX							$15,613.31	1	XXXX	$1,131.48	XXXX	$94.29						35.021%	35.021%	XXXX	[Redacted]	704																												No	Yes	12	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023	Alternative Documentation (A)	12mo Bank Statement														[Redacted]		0	0	0			XXXX	$4,697.40		6.620%	$0.00	3.4	None			No	No	XXXX	0	0	0	0	2	0		12	0.00	No										XXXX	$104,441.77	29.000%	No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												7.99		Yes	No	1007191-0004017956-4	$0.00	$0.00													No	No	No	No
223362558	[Redacted]	[Redacted]		Non QM				Yes	No	$3,394.00	$5,438.99		7.679%	$2,125.61	$2,125.61	7.500%	No	No	Self-Employed						XXXX								$6,569.66	1	XXXX	$2,238.72	XXXX	$186.56						36.750%	36.750%	XXXX	[Redacted]	800																												No	No							[Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2025 [Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2025 [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025 [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025 [Borrower - \| Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	1yr 1099																0	0	0			XXXX	$3,394.00		6.700%	$0.00	1.6	None			No	No	XXXX	0		0	0	2	0				No										XXXX	$152,067.89	40.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															57.42		No	No	1007191-0004014751-2	$0.00	$0.00													No	No	No	No
223363095	[Redacted]	[Redacted]		Non QM				Yes	No	$1,590.00	$975.29		7.102%	$2,209.26	$2,209.26	7.125%	No	No	Non-Employment Income						XXXX								$5,704.34	1	XXXX	$581.04	XXXX	$48.42						40.314%	40.314%	XXXX	[Redacted]	799																												Yes	No							[Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Other - 2025 [Borrower - \| Non-Primary Income - Social Security]; Account Statements - 2025 [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available	Other Documentation (O)	Asset Depletion																0	0	0			XXXX	$1,590.00		6.700%	$9,129.14	1.0	None			Yes	No	XXXX	0		0	0	3	0			0.00	No					120					XXXX	$1,021,996.80	100.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															391.89		Yes	No	1007191-0004016656-1	$0.00	$0.00													No	No	No	No
223363096	[Redacted]	[Redacted]		Exempt from ATR				No	No	$25,894.00	$33,231.70		7.325%	$5,689.24	$5,689.24	6.990%	No	No	Not Employed	Self-Employed						XXXX							$139,687.49	1	XXXX	$2,829.96	XXXX	$235.83						14.383%	14.383%	XXXX	[Redacted]	756																												No	Yes	12	Business	100.000%		50.000%		[Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025	[Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$25,894.00		6.810%	$0.00	3.8	None			Yes	No	XXXX	0	0	0	0	2	0		12	0.00	No										XXXX	$10,500.00	1.000%	No					Yes	Preliminary	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												128.07		No	No	1007191-0004017919-2	$163,154.50	$0.00													No	No	No	No
223363321	[Redacted]	[Redacted]		N/A				No	No					$1,318.19	$1,318.19	8.625%	No	No							XXXX									1	XXXX	$1,143.00	XXXX	$95.25						0.000%	0.000%	XXXX	[Redacted]	690																												No	No										DSCR																0	0	0	No		XXXX				$0.00	4.6				No	No	XXXX	0		0	0	0	0			0.00	No	1.22	0.81							240	XXXX	$690.00		No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	10.4				1007191-0004017030-8	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223363485	[Redacted]	[Redacted]		Non QM				Yes	No	$2,848.75	$958.77		7.892%	$3,360.70	$3,360.70	7.875%	No	No	Self-Employed						XXXX								$4,369.57	1	XXXX	$2,142.00	XXXX	$178.50						49.843%	49.843%	XXXX	[Redacted]	691																												No	Yes	12	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2024	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$2,848.75		6.810%	$18,000.00	1.6	None			Yes	No	XXXX	0		0	0	2	0		12	0.00	No										XXXX	$356,342.39	58.000%	No					Yes	Preliminary	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															45.92			No	1007191-0004016776-7	$0.00	$0.00													No	No	No	No
223363490	[Redacted]	[Redacted]		Non QM				Yes	No	$5,140.00	$8,410.40		7.521%	$2,845.58	$2,845.58	7.375%	No	No	Self-Employed	Self-Employed					XXXX	XXXX							$6,816.68	1	XXXX	$2,249.28	XXXX	$187.44						46.214%	46.214%	XXXX	[Redacted]	730																												No	Yes	36	Personal, Business	100.000%	100.000%	100.000%		[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2020	[Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$5,140.00		6.700%	$0.00	2.6	None			Yes	No	XXXX	0	0	0	0	0	0	12	12	0.00	No										XXXX	$17,028.41	3.000%	No					Yes	Final	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	FICO Classic V5 Facta	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	FICO Classic V5 Facta	FICO Risk Score Classic 04												6.94		No	No	1007191-0003287739-9	$3,124.12	$0.00													No	No	No	No
223363494	[Redacted]	[Redacted]		Exempt from ATR				No	No	$1,890.00	$2,921.26		7.167%	$4,468.10	$4,468.10	7.125%	No	No	Employed						XXXX								$10,339.56	1	XXXX	$0.00	XXXX	$0.00						32.933%	32.933%	XXXX	[Redacted]	797																												No	No							[Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; VVOE - 2025 [Borrower - \| Primary Income - Wages]; W-2 - 2024	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$1,890.00		6.620%	$0.00	1.2	LP / LPA		Accept/Eligible	No	No	XXXX	1		0	0	3	0			0.00	No										XXXX	$303,874.12	37.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															26.84			No	1007191-0004015741-2	$0.00	$0.00													No	No	No	No
223363495	[Redacted]	[Redacted]		Non QM				Yes	No	$6,099.61	$6,332.33		8.850%	$2,526.27	$2,526.27	8.625%	No	No	Self-Employed						XXXX								$4,232.29	1	XXXX	$1,171.32	XXXX	$97.61						42.327%	48.227%	XXXX	[Redacted]	777																												No	No							[Borrower - \| Primary Income - Sole Proprietor]; Other - 2025 [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024 [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024 [Borrower - \| Primary Income - Sole Proprietor]; W-2 Transcript - 2024 [Borrower - \| Non-Primary Income - Social Security]; Account Statements - 2025 [Borrower - \| Non-Primary Income - Social Security]; Account Statements - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	1yr 1099																0	0	0			XXXX	$6,099.61		6.810%	$10,000.00	1.0	None			Yes	No	XXXX	1		0	0	2	0				No										XXXX	$79,425.71	22.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															11.32		No	No	1007191-0004018199-0	$0.00	$0.00													No	No	No	No
223363511	[Redacted]	[Redacted]		N/A				No	No					$1,250.47	$1,250.47	9.250%	No	No								XXXX								2	XXXX	$1,493.04	XXXX	$124.42						0.000%	0.000%	XXXX	[Redacted]	685																												No	No										DSCR														[Redacted]		0	0	0	No		XXXX				$0.00					No	No	XXXX	0	0	0	0	0	0			0.00	No	1.02	0.97								XXXX	$0.00		No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	87.16				1007191-0003263812-2	$0.00	$0.00	0	0	0										No	No	No	No
223363513	[Redacted]	[Redacted]		N/A				No	No					$2,160.05	$2,160.05	6.990%	No	No							XXXX									1	XXXX	$2,841.96	XXXX	$236.83						0.000%	0.000%	XXXX	[Redacted]	721																												No	No										DSCR																0	0	0	No		XXXX				$0.00	2.4				Yes	No	XXXX	0		0	0	0	0			0.00	No	4.8	0.2								XXXX	$469,252.98	61.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															184.98				1007191-0003083455-8	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223363514	[Redacted]	[Redacted]		Non QM				Yes	No	$19,145.00	$31,315.62		8.459%	$9,015.20	$9,015.20	8.250%	No	No	Self-Employed						XXXX								$27,881.42	1	XXXX	$3,736.68	XXXX	$311.39						37.352%	37.352%	XXXX	[Redacted]	771																												No	No						Third Party Prepared	[Borrower - \| Primary Income - P&L Statement Only]; Account Statements - Business - 2025 [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025 [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2025 [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2024	[Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	1yr P&L w/Bank Statements																0	0	0			XXXX	$19,145.00		6.700%	$365,000.00	5.0	None			No	No	XXXX	0		0	0	0	0			12.00	No										XXXX	$154,557.45	10.000%	No					Yes	Preliminary	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	FICO Classic V5 Facta	FICO Risk Score Classic 04															7.7		Yes	No	1007191-0003287701-9	$0.00	$0.00													No	No	No	No
223363549	[Redacted]	[Redacted]		Exempt from ATR				No	No	$6,914.00	$9,586.79		8.440%	$2,027.02	$2,027.02	8.125%	No	No	Employed	Employed					XXXX	XXXX							$22,583.67	1	XXXX	$233.04	XXXX	$19.42						24.721%	24.721%	XXXX	[Redacted]	780																												No	No							[Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2023 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 [Coborrower(s) - \| Primary Income - Wages]; Other - 2025 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023	[Borrower]; 4506-C - 2024 [Borrower]; Tax Return Extension - 2024 [Borrower]; Transcripts (1040) - No Results Returned - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; Tax Return Extension - 2024 [Coborrower]; Transcripts (1040) - No Results Returned - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; Transcripts (1040) - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$6,914.00		6.620%	$0.00	1.3	None			No	No	XXXX	3	2	1	0	3	2			0.00	No										XXXX	$58,423.47	16.000%	No	28				Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												10.11		Yes	No	1007191-0003269438-0	$0.00	$20,833.32													No	No	No	No
223364092	[Redacted]	[Redacted]		Exempt from ATR				No	No	$17,031.62	$6,776.98		8.098%	$1,515.21	$1,515.21	7.750%	No	No	Self-Employed						XXXX								$11,247.77	1	XXXX	$850.56	XXXX	$70.88						48.477%	48.477%	XXXX	[Redacted]	646																												No	Yes	12	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2024 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2024 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2023	[Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$17,031.62		6.650%	$0.00	1.5	None			Yes	No	XXXX	0		0	0	0	0		12	0.00	No										XXXX	$53,255.56		No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	146.88		No	No	1007191-0003094000-9	$0.00	$0.00													No	No	No	No
223364095	[Redacted]	[Redacted]		Non QM				Yes	No	$3,260.00	$8,343.12		8.069%	$4,327.66	$4,327.66	7.990%	No	No	Self-Employed						XXXX								$39,619.69	1	XXXX	$3,801.00	XXXX	$316.75						22.334%	22.334%	XXXX	[Redacted]	738																												No	Yes	12	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$3,260.00		6.810%	$15,754.42	4.2	DU		ApproveEligible	No	No	XXXX	0		0	0	2	0		12	0.00	No										XXXX	$10,000.00	1.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															13.19			No	1007191-0004017579-4	$0.00	$0.00													No	No	No	No
223364098	[Redacted]	[Redacted]		N/A				No	No					$949.96	$949.96	7.750%	No	No							XXXX									1	XXXX	$867.96	XXXX	$72.33						0.000%	0.000%	XXXX	[Redacted]	757																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.0				No	No	XXXX	0		0	0	0	0			0.00	No	1.14	0.87								XXXX	$22,952.71		No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	21.06				1007191-0004017216-3	$0.00	$0.00	0	0	0										No	No	No	No
223364318	[Redacted]	[Redacted]		Exempt from ATR				No	No	$11,370.45	$3,287.70		7.409%	$1,320.75	$1,320.75	7.250%	No	No	Employed						XXXX								$9,203.83	1	XXXX	$1,142.04	XXXX	$95.17						37.528%	37.528%	XXXX	[Redacted]	796																												No	No							[Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2023	[Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - No Results Returned - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1040 - 2022 [Borrower]; Transcripts (1040) - 2022 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$11,370.45		6.620%	$7,260.33	1.3	None			No	No	XXXX	2		2	0	2	2			0.00	No										XXXX	$111,550.87	46.000%	No	27				Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															34.11		No	No	1007191-0004014782-7	$0.00	$0.00													No	No	No	No
223364321	[Redacted]	[Redacted]		N/A				No	No					$4,138.65	$4,138.65	6.875%	No	No					0			XXXX	XXXX							1	XXXX	$10,078.56	XXXX	$839.88						0.000%	0.000%	XXXX	[Redacted]	749	771	731	755																			Level 4-Stated/Verified as defined						No	No										DSCR																0	0	0	No		XXXX				$0.00	2.6				Yes	No	XXXX	0	0	0	0	0	0			0.00	No	1.41	0.7								XXXX	$629,523.02	60.000%	No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual	Individual	Individual									Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04									85.34				1007191-0004018130-5	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223364340	[Redacted]	[Redacted]		Non QM				Yes	No	$5,752.30	$2,797.67		7.733%	$5,066.47	$5,066.47	7.750%	No	No	Employed	Employed					XXXX	XXXX							$11,966.33	1	XXXX	$1,455.00	XXXX	$121.25						41.635%	41.635%	XXXX	[Redacted]	738																												No	No							[Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - \| Primary Income - Wages]; Paystubs - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - \| Primary Income - Wages]; Paystubs - 2023 [Borrower - \| Primary Income - Wages]; W-2 - 2023 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023	[Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$5,752.30		6.620%	$15,500.00	1.0	None			Yes	No	XXXX	2	2	0	0	2	0			0.00	No										XXXX	$214,982.91	24.000%	No	27	26			Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												26.17			No	1007191-0004018310-3	$0.00	$10,456.18													No	No	No	No
223364342	[Redacted]	[Redacted]		Non QM				Yes	No	$5,582.00	$5,578.65		7.535%	$1,823.38	$1,823.38	7.375%	No	No	Self-Employed						XXXX				XXXX				$20,326.73	1	XXXX	$1,128.96	XXXX	$94.08						16.032%	16.032%	XXXX	[Redacted]	804																												No	Yes	12	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$5,582.00		6.880%	$8,350.00	1.0	None			No	No	XXXX	0		0	0	2	0		12	0.00	No										XXXX	$116,376.38	35.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)		FICO Risk Score Classic 04										Employment Authorization					22.98		Yes	No	1007191-0004018420-0	$0.00	$0.00													No	No	No	No
223364343	[Redacted]	[Redacted]		N/A				No	No					$1,131.01	$1,131.01	7.000%	No	No							XXXX									1	XXXX	$1,941.00	XXXX	$161.75						0.000%	0.000%	XXXX	[Redacted]	784																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.0				No	No	XXXX	0		0	0	0	0			0.00	No	1.92	0.52								XXXX	$592,993.02	81.000%	No					Yes	Final	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															254.17				1007191-0004015665-3	$0.00	$0.00													No	No	No	No
223364346	[Redacted]	[Redacted]		Non QM				Yes	No	$4,541.80	$6,080.64		7.338%	$1,218.83	$1,218.83	7.000%	No	No	Employed	Non-Employment Income					XXXX	XXXX							$10,056.24	1	XXXX	$1,905.00	XXXX	$158.75						46.794%	46.794%	XXXX	[Redacted]	802																												No	No							[Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - \| Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - \| Non-Primary Income - Pension]; Paystubs - 2025 [Coborrower(s) - \| Non-Primary Income - Pension]; Paystubs - 2025 [Coborrower(s) - \| Non-Primary Income - Pension]; 1099-R - 2024 [Coborrower(s) - \| Non-Primary Income - Pension]; 1099-R - 2023	[Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2023	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$4,541.80		6.620%	$7,432.00	1.0	LP / LPA		Accept/Eligible	No	No	XXXX	0	0	1	0	2	0			0.00	No										XXXX	$221,475.81	97.000%	No	27				Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												86.8		No	No	1007191-0004017068-8	$11,877.77	$0.00													No	No	No	No
223364363	[Redacted]	[Redacted]		Non QM				Yes	No	$4,538.68	$9,332.47		7.509%	$2,035.61	$2,035.61	7.250%	No	No	Self-Employed	Non-Employment Income					XXXX	XXXX							$14,423.75	1	XXXX	$1,332.96	XXXX	$111.08						24.393%	24.393%	XXXX	[Redacted]	817																												No	No							[Borrower - \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025 [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - \| Primary Income - Social Security]; Account Statements - 2025 [Coborrower(s) - \| Primary Income - Social Security]; 1099-SSA - 2024	[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023	Full Documentation (F)	1yr Full Doc																0	0	0			XXXX	$4,538.68		6.810%	$0.00	1.5	LP / LPA		Accept/Eligible	No	No	XXXX	1	0	1	0	2	0				No										XXXX	$111,225.15	30.000%	No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												7.27		No	No	1007191-0004017277-5	$1,114.80	$0.00													No	No	No	No
223364364	[Redacted]	[Redacted]		N/A				No	No					$763.20	$763.20	7.375%	No	No							XXXX	XXXX								1	XXXX	$1,530.96	XXXX	$127.58						0.000%	0.000%	XXXX	[Redacted]	757																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.0				No	No	XXXX	0	0	0	0	0	0			0.00	No	1.38	0.72								XXXX	$131,508.87	77.000%	No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												56.6				1007191-0004016208-1	$0.00	$0.00													No	No	No	No
223364365	[Redacted]	[Redacted]		Exempt from ATR				No	No	$11,855.00	$11,789.30		8.851%	$4,744.52	$4,744.52	8.625%	No	No	Employed						XXXX								$16,106.06	1	XXXX	$1,651.32	XXXX	$137.61						49.488%	49.488%	XXXX	[Redacted]	716																												No	No							[Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - \| Non-Primary Income - Sole Proprietor]; Balance Sheet - 2025 [Borrower - \| Non-Primary Income - Sole Proprietor]; P&L Statement - 2025 [Borrower - \| Non-Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025 [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025 [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025 [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022 [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025 [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025 [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025 [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022 [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025 [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025 [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025 [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022	[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$11,855.00		6.620%	$0.00	4.4	None			No	No	XXXX	0		1	0	3	1			0.00	No										XXXX	$300,792.51		No	28				Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	56.69		No	No	1007191-0004018100-8	$0.00	$0.00													No	No	No	No
223364366	[Redacted]	[Redacted]		Non QM				Yes	No	$7,900.00	$9,777.16		8.532%	$4,568.03	$4,568.03	8.375%	No	No	Employed	Employed					XXXX	XXXX							$16,704.54	1	XXXX	$5,021.40	XXXX	$418.45						45.062%	45.062%	XXXX	[Redacted]	782																												No	No							[Borrower - \| Primary Income - Wages]; Employer Letter - 2025 [Borrower - \| Primary Income - Wages]; Other - 2025 [Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - \| Primary Income - Wages]; Other - 2024 [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022	[Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1040 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1040 - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$7,900.00		6.810%	$6,600.00	1.0	None			Yes	No	XXXX	0	3	2	0	2	0			0.00	No										XXXX	$230,461.57	31.000%	No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												11.64		No	No	1007191-0004014686-0	$0.00	$12,350.74													No	No	No	No
223364373	[Redacted]	[Redacted]		Non QM				Yes	No	$1,990.00	$10,805.50		6.894%	$4,618.02	$4,618.02	6.750%	No	No	Not Employed	Employed					XXXX	XXXX							$8,607.47	1	XXXX	$2,121.00	XXXX	$176.75						39.937%	39.937%	XXXX	[Redacted]	762																												No	No							[Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025 [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024 [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2023 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$1,990.00		6.650%	$0.00	1.0	None			Yes	No	XXXX	0	2	0	0	3	0			0.00	No										XXXX	$899,029.80	95.000%	No		27			Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												111.58			No	1007191-0004016523-3	$0.00	$14,330.83													No	No	No	No
223364374	[Redacted]	[Redacted]		N/A				No	No					$3,188.84	$3,188.84	7.990%	No	No							XXXX	XXXX								1	XXXX	$1,074.96	XXXX	$89.58						0.000%	0.000%	XXXX	[Redacted]	757																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.0				No	No	XXXX	0	0	0	0	0	0			0.00	No	0.86	1.16								XXXX			No					Yes	Preliminary	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	118.86				1007191-0004012889-2	$0.00	$0.00													No	No	No	No
223364386	[Redacted]	[Redacted]		Non QM				Yes	No	$9,453.97	$10,262.53		9.213%	$1,953.38	$1,953.38	8.750%	No	No	Employed						XXXX								$7,257.76	1	XXXX	$2,175.96	XXXX	$181.33						29.351%	29.351%	XXXX	[Redacted]	622																												No	No							[Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - \| Primary Income - Wages]; VVOE - 2025 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Non-Primary Income - Social Security]; Account Statements - 2025 [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - \| Non-Primary Income - Social Security]; Account Statements - 2025 [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025	[Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$9,453.97		6.650%	$0.00	1.5	None			Yes	No	XXXX	1		0	0	3	3			0.00	No										XXXX	$0.00		No	7				Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	23.22			No	1007191-0004014293-5	$0.00	$0.00													No	No	No	No
223364394	[Redacted]	[Redacted]		Non QM				Yes	No	$10,486.00	$22,092.91		8.329%	$11,619.83	$15,709.26	8.584%	No	No	Self-Employed						XXXX								$41,864.11	1	XXXX	$5,558.04	XXXX	$463.17						36.800%	35.154%	XXXX	[Redacted]	804																												No	Yes	12	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2019 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2019	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$10,486.00		6.810%	$1,500.00	3.1	None			No	No	XXXX	0		0	0	3	0		12	0.00	No									240	XXXX	$473,730.38	21.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	Yes		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															44.72		Yes	No	1007191-0004017052-2	$0.00	$0.00													No	No	No	No
223364395	[Redacted]	[Redacted]		N/A				No	No					$1,150.21	$1,150.21	7.500%	No	No								XXXX								1	XXXX	$461.40	XXXX	$38.45						0.000%	0.000%	XXXX	[Redacted]	779																												No	No										DSCR																0	0	0	No		XXXX				$0.00	2.1				No	No	XXXX	0	0	0	0	0	0			0.00	No	1.35	0.73								XXXX			No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	64.9				1007191-0004018102-4	$0.00	$0.00													No	No	No	No
223364397	[Redacted]	[Redacted]		N/A				No	No					$1,171.40	$1,171.40	7.625%	No	No								XXXX								1	XXXX	$1,746.48	XXXX	$145.54						0.000%	0.000%	XXXX	[Redacted]	729																												No	No										DSCR																0	0	0	No		XXXX				$0.00	3.7				No	No	XXXX	0	0	0	0	0	0			0.00	No	1.08	0.91								XXXX	$10,298.22		No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	27.12				1007191-0004017935-8	$0.00	$0.00	0	0	0	0	0	0							No	No	No	No
223364399	[Redacted]	[Redacted]		N/A				No	No					$1,807.84	$1,807.84	7.375%	No	No					0			XXXX	XXXX							1	XXXX	$2,028.24	XXXX	$169.02						0.000%	0.000%	XXXX	[Redacted]	781	755	797	804																			Level 2-Stated/Not Verified						No	No										DSCR																0	0	0	No		XXXX				$0.00	1.0				Yes	No	XXXX	0	0	0	0	0	0			0.00	No	1.66	0.6								XXXX	$528,534.37	100.000%	No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual	Individual	Individual									Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04									113.32				1007191-0004017964-8	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223364400	[Redacted]	[Redacted]		Non QM				Yes	No	$2,976.00	$4,777.59		7.989%	$1,203.57	$1,203.57	7.750%	No	No	Self-Employed						XXXX								$28,668.96	1	XXXX	$1,425.96	XXXX	$118.83						8.888%	8.888%	XXXX	[Redacted]	800																												No	Yes	12	Business	100.000%	50.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$2,976.00		6.880%	$0.00	1.0	None			N/A	No	XXXX	0		0	0	2	0		12	0.00	No										XXXX	$211,818.94	100.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															106.28			No	1007191-0004017816-0	$0.00	$0.00													No	No	No	No
223364418	[Redacted]	[Redacted]		N/A				No	No					$1,149.23	$1,149.23	8.375%	No	No					0			XXXX	XXXX							1	XXXX	$981.00	XXXX	$81.75						0.000%	0.000%	XXXX	[Redacted]	726	717	726	737																			Level 4-Stated/Verified as defined						No	No										DSCR				[Redacted]										[Redacted]		0	0	0	No		XXXX				$0.00	1.0				Yes	No	XXXX	0	0	0	0	0	0			0.00	No	1.06	0.93								XXXX	$143,803.88	76.000%	No					Yes	Final	Fee Simple	LLC	Business Entity	Individual	Individual	Individual	Individual									Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04									79.73				1007191-0004016643-9	$0.00	$0.00	0	0	0	0	0	0							No	No	No	No
223364419	[Redacted]	[Redacted]		N/A				No	No					$2,574.60	$2,574.60	7.625%	No	No							XXXX									4	XXXX	$2,479.20	XXXX	$206.60						0.000%	0.000%	XXXX	[Redacted]	773																												No	No										DSCR																0	0	0	No		XXXX				$0.00					No	No	XXXX	0		0	0	0	0			0.00	No	1.46	0.68								XXXX	$170,523.94	35.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															28.3				1007191-0004014956-7	$0.00	$0.00	0	0	0	0	0	0							No	No	No	No
223364449	[Redacted]	[Redacted]		Non QM				Yes	No	$10,757.82	$5,683.68		7.829%	$2,043.75	$2,043.75	7.625%	No	Yes	Employed	Self-Employed					XXXX	XXXX			XXXX				$26,577.25	1	XXXX	$1,041.96	XXXX	$86.83						16.940%	16.940%	XXXX	[Redacted]	666																												No	Yes	12	Business	86.000%		100.000%		[Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - \| Primary Income - Wages]; VVOE - 2025 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2023 [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2022 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2018	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$10,757.82		6.700%	$11,125.00	1.0	None			Yes	No	XXXX	1	0	0	0	3	0		12	0.00	No										XXXX	$128,145.09	33.000%	No	24				Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04							Employment Authorization					13.31		No	No	1007191-0004017147-0	$27,577.64	$0.00													No	No	No	No
223364450	[Redacted]	[Redacted]		N/A				No	No					$1,789.11	$1,789.11	7.875%	No	No					0			XXXX	XXXX							1	XXXX	$3,221.28	XXXX	$268.44						0.000%	0.000%	XXXX	[Redacted]	727	780	795	810																			Level 4-Stated/Verified as defined						No	No										DSCR														[Redacted]		0	0	0	No		XXXX				$0.00	1.1				No	No	XXXX	0	0	0	0	0	0			0.00	No	1.16	0.85								XXXX	$48,458.54		No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual	Individual	Individual									Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04								No	62.15				1007191-0004017647-9	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223364451	[Redacted]	[Redacted]		Non QM				Yes	No	$7,245.00	$14,667.90		7.254%	$2,233.56	$2,233.56	6.875%	No	No	Self-Employed						XXXX								$65,402.28	1	XXXX	$1,710.00	XXXX	$142.50						22.312%	22.312%	XXXX	[Redacted]	740																												No	Yes	12	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2011	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$7,245.00		6.880%	$0.00	1.0	None			Yes	No	XXXX	0		0	0	3	0		12	0.00	No										XXXX	$155,210.40	37.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															68.01		Yes	No	1007191-0004017730-3	$0.00	$0.00													No	No	No	No
223364452	[Redacted]	[Redacted]		Non QM				Yes	No	$4,045.00	$5,594.32		8.807%	$751.27	$751.27	8.250%	No	No	Self-Employed						XXXX								$1,227.93	1	XXXX	$3,116.04	XXXX	$259.67						48.074%	48.074%	XXXX	[Redacted]	690																												No	Yes	48	Personal, Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2016 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Personal - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2016	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$4,045.00		6.650%	$1,600.00	1.0	None			N/A	No	XXXX	0		0	0	2	0	24	24	0.00	No										XXXX	$38,736.53	31.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															33.43			No	1007191-0004018553-8	$0.00	$0.00													No	No	No	No
223364454	[Redacted]	[Redacted]		Non QM				Yes	No	$11,820.00	$15,632.09		7.610%	$3,840.15	$3,840.15	7.375%	No	No	Self-Employed						XXXX								$491,573.81	1	XXXX	$1,256.64	XXXX	$104.72						2.198%	2.198%	XXXX	[Redacted]	724																												No	Yes	12	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$11,820.00		6.880%	$1,000.00	1.0	None			No	No	XXXX	0		0	0	3	0		12	0.00	No										XXXX	$443,915.17	64.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															100.88			No	1007191-0004018548-8	$0.00	$0.00													No	No	No	No
223364458	[Redacted]	[Redacted]		Exempt from ATR				No	No	$17,234.54	$4,766.43		7.679%	$1,861.66	$1,861.66	7.500%	No	No	Self-Employed						XXXX								$56,957.65	1	XXXX	$2,754.00	XXXX	$229.50						34.266%	34.266%	XXXX	[Redacted]	707																												No	Yes	12	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$17,234.54		6.810%	$0.00	2.5	None			No	No	XXXX	0		0	0	2	0		12	0.00	No										XXXX	$0.00		No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	36.87		No	No	1007191-0003281622-3	$0.00	$0.00													No	No	No	No
223364490	[Redacted]	[Redacted]		Non QM				Yes	No	$6,340.00	$7,559.50		10.164%	$1,752.68	$1,752.68	9.750%	No	No	Self-Employed						XXXX								$8,198.05	1	XXXX	$3,716.40	XXXX	$309.70						24.204%	24.204%	XXXX	[Redacted]	717																												No	Yes	12	Business	100.000%	50.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2021 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2021	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$6,340.00		6.610%	$0.00	1.6	None			No	No	XXXX	0		0	0	2	0		12	0.00	No										XXXX	$2,000.00	1.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	Yes		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															23.92			No	1007191-0004013809-9	$0.00	$0.00													No	No	No	No
223364524	[Redacted]	[Redacted]		Non QM				Yes	No	$4,783.75	$5,695.79		8.026%	$2,646.50	$2,646.50	7.875%	No	No	Self-Employed						XXXX								$3,539.05	1	XXXX	$390.00	XXXX	$32.50						48.455%	48.455%	XXXX	[Redacted]	716																												No	Yes	12	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$4,783.75		6.730%	$0.00	1.0	None			No	No	XXXX	0		0	0	2	0		12	0.00	No										XXXX	$125,461.21		No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	37.88			No	1007191-0004014195-2	$0.00	$0.00													No	No	No	No
223364530	[Redacted]	[Redacted]		Non QM				Yes	No	$20,527.50	$3,185.10		7.226%	$8,042.97	$9,081.47	7.250%	No	No	Employed						XXXX								$22,115.54	1	XXXX	$3,345.00	XXXX	$278.75						33.653%	30.538%	XXXX	[Redacted]	807																												No	No							[Borrower - \| Primary Income - Wages]; Employer Letter - 2025 [Borrower - \| Primary Income - Wages]; Other - 2025 [Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; VVOE - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$20,527.50		6.620%	$45,000.00	3.4	None			Yes	No	XXXX	0		0	0	3	0			0.00	No									360	XXXX	$961,071.06	54.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															55.97		Yes	No	1007191-0004016245-3	$0.00	$0.00													No	No	No	No
223364533	[Redacted]	[Redacted]		N/A				No	No					$798.08	$798.08	8.375%	No	No								XXXX								1	XXXX	$1,002.96	XXXX	$83.58						0.000%	0.000%	XXXX	[Redacted]	711																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.4				No	No	XXXX	0	0	0	0	0	0			0.00	No	1.31	0.76								XXXX			No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	96.03				1007191-0003235832-5	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223364536	[Redacted]	[Redacted]		Non QM				Yes	No	$5,857.80	$0.00		7.238%	$4,999.48	$5,645.01	7.250%	No	No	Self-Employed						XXXX								$65,593.04	1	XXXX	$3,063.00	XXXX	$255.25						16.025%	15.199%	XXXX	[Redacted]	757																												No	Yes	12	Business	100.000%	50.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025	[Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$5,857.80		6.810%	$16,000.00	1.0	None			No	No	XXXX	0		0	0	0	0		12	0.00	No									360	XXXX	$224,745.62	19.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															8.75		Yes	No	1007191-0004014924-5	$0.00	$0.00													No	No	No	No
223364542	[Redacted]	[Redacted]		Non QM				Yes	No	$5,838.13	$8,018.45		8.711%	$2,441.30	$2,441.30	8.500%	No	No	Employed	Employed					XXXX	XXXX							$8,345.57	1	XXXX	$2,096.52	XXXX	$174.71						49.488%	49.488%	XXXX	[Redacted]	665																												No	No							[Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; VVOE - 2025 [Borrower - \| Primary Income - Wages]; WVOE - 2025 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024 [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2023 [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025 [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024 [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2023 [Borrower - \| Non-Primary Income - Annuity]; Award Letter / Continuance Letter - 2025 [Borrower - \| Non-Primary Income - Annuity]; 1099 - 2024 [Borrower - \| Non-Primary Income - Annuity]; 1099 - 2023 [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$5,838.13		6.650%	$0.00	1.0	DU		ApproveEligible	Yes	No	XXXX	1	1	0	0	3	0			0.00	No										XXXX	$15,595.01		No	17	8			Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	6.6			No	1007191-0004017269-2	$0.00	$2,982.42													No	No	No	No
223364545	[Redacted]	[Redacted]		Non QM				Yes	No	$17,875.00	$24,240.26		8.640%	$5,928.56	$5,928.56	8.375%	No	No	Self-Employed						XXXX				XXXX				$45,637.79	1	XXXX	$5,515.32	XXXX	$459.61						13.380%	13.380%	XXXX	[Redacted]	726																												No	Yes	12	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$17,875.00		6.700%	$0.00	1.7	None			Yes	No	XXXX	0		0	0	3	0		12	0.00	No										XXXX	$15,000.00	2.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04										Passport					34.37			No	1007191-0004016880-7	$0.00	$0.00													Yes	No	No	No
223364914	[Redacted]	[Redacted]		N/A				No	No					$1,877.12	$1,877.12	6.875%	No	No					0			XXXX	XXXX							1	XXXX	$901.56	XXXX	$75.13						0.000%	0.000%	XXXX	[Redacted]	680																						Level 1-Not Stated/Not Verified						No	No										DSCR																0	0	0	Yes		XXXX				$0.00	1.0				No	No	XXXX	0	0	0	0	0	0			0.00	No	1.04	0.95								XXXX	$190,077.13	50.000%	No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual	Individual	Member									Yes	Business Entity	No		No																		37.86				1007191-0004016975-5	$0.00	$0.00													No	Yes	Yes	No
223365175	[Redacted]	[Redacted]		N/A				No	No					$4,193.05	$4,193.05	8.875%	No	No							XXXX	XXXX								1	XXXX	$4,860.60	XXXX	$405.05						0.000%	0.000%	XXXX	[Redacted]	727																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.0				No	No	XXXX	0	0	0	0	0	0			0.00	No	1.06	0.94								XXXX	$208,820.24	34.000%	No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												16.23				1007191-0004017779-0	$0.00	$0.00	0	0	0	0	0	0	0	0	0				No	No	No	No
223365483	[Redacted]	[Redacted]		Non QM				Yes	No	$8,489.00	$9,419.16		8.372%	$1,671.39	$1,671.39	7.990%	No	No	Self-Employed						XXXX								$5,479.66	1	XXXX	$2,096.04	XXXX	$174.67						45.137%	45.137%	XXXX	[Redacted]	696																												No	Yes	36	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement				[Redacted]												0	0	0			XXXX	$8,489.00		6.810%	$7,000.00	1.2	None			No	No	XXXX	0		0	0	2	0		12	0.00	No										XXXX	$59,980.87	21.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															32.68			No	1007191-0003245627-7	$0.00	$0.00													No	No	No	No
223366176	[Redacted]	[Redacted]		Non QM				Yes	No	$6,104.48	$6,915.27		8.794%	$1,906.91	$1,906.91	8.500%	No	No	Self-Employed						XXXX								$8,600.18	1	XXXX	$0.00	XXXX	$0.00						28.676%	28.676%	XXXX	[Redacted]	697																												No	Yes	24	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 40.60% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 40.60% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 40.60% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 40.60% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 40.60% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$6,104.48		6.700%	$15,000.00	1.0	None			Yes	No	XXXX	0		0	0	2	0		12	0.00	No										XXXX	$10,401.06	3.000%	No					Yes	Final	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															6.36			No	1007191-0004015462-5	$0.00	$0.00													No	No	No	No
223366184	[Redacted]	[Redacted]		Non QM				Yes	No	$5,290.00	$7,881.50		7.605%	$1,364.35	$1,364.35	7.250%	No	No	Employed						XXXX								$3,127.84	1	XXXX	$5,139.24	XXXX	$428.27						40.416%	40.416%	XXXX	[Redacted]	808																												Yes	No							[Borrower - \| Primary Income - Wages]; Employer Letter - 2025 [Borrower - \| Primary Income - Wages]; VVOE - 2025 [Borrower - \| Primary Income - Wages]; WVOE - 2025 [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	WVOE																0	0	0			XXXX	$5,290.00		6.810%	$0.00	1.0	None			No	No	XXXX	0		0	0	2	0			0.00	No					Other					XXXX	$528,776.66	100.000%	No	0				Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															103.51			No	1007191-0004018446-5	$0.00	$0.00													No	No	No	No
223366580	[Redacted]	[Redacted]		Non QM				Yes	No	$24,551.40	$31,069.32		7.857%	$9,744.90	$9,744.90	7.625%	No	No	Self-Employed						XXXX								$28,776.85	1	XXXX	$4,011.96	XXXX	$334.33						30.705%	30.705%	XXXX	[Redacted]	750																												No	Yes	48	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 24]; Account Statements - Business - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 24]; CPA Letter - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 24]; Other - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 24]; Third Party Verification - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	24mo Bank Statement																0	0	0			XXXX	$24,551.40		6.810%	$0.00	4.0	None			No	No	XXXX	0		0	0	2	0		24	0.00	No										XXXX	$831,529.99	48.000%	No					Yes	Preliminary	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															38.13			No	1007191-0004015607-5	$0.00	$0.00													No	No	No	No
223366582	[Redacted]	[Redacted]		Exempt from ATR				No	No	$6,880.00	$12,720.25		8.625%	$17,300.55	$17,434.12	8.584%	No	No	Not Employed	Self-Employed	Self-Employed		4.03			XXXX	XXXX						$78,700.13	1	XXXX	$1,802.40	XXXX	$150.20						31.188%	33.682%	XXXX	[Redacted]	769	804	793	811																			Level 4-Stated/Verified as defined		Level 3-Stated/Partially Verified		Level 3-Stated/Verified as defined		No	Yes	12	Business	100.000%		50.000%		[Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2025 [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Other - 2025 [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Third Party Verification - 2025	[Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$6,880.00		6.780%	$0.00	4.0	None			No	No	XXXX	0	0	0	0	2	0		12	0.00	No										XXXX	$406,285.61	14.000%	No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual	Individual	Individual									Yes	Business Entity	Yes		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04									20.26		No	No	1007191-0004015959-0	$114,369.84	$0.00													No	No	No	No
223366583	[Redacted]	[Redacted]		N/A				No	No					$4,521.96	$4,521.96	8.990%	No	No								XXXX								3	XXXX	$3,544.68	XXXX	$295.39						0.000%	0.000%	XXXX	[Redacted]	747																												No	No										DSCR																0	0	0	No		XXXX				$0.00					N/A	No	XXXX	0	0	0	0	0	0			0.00	No	1.16	0.85								XXXX			No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	42.26				1007191-0004015727-1	$0.00	$0.00	0	0	0	0	0	0	0	0	0				No	No	No	No
223366974	[Redacted]	[Redacted]		N/A				No	No					$8,909.71	$8,909.71	7.375%	No	No								XXXX								1	XXXX	$7,382.04	XXXX	$615.17						0.000%	0.000%	XXXX	[Redacted]	793																												No	No										DSCR																0	0	0	No		XXXX				$0.00	3.1				Yes	No	XXXX	0	0	0	0	0	0			0.00	No	1.33	0.74								XXXX			No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	124.12				1007191-0004018874-8	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223366975	[Redacted]	[Redacted]		Exempt from ATR				No	No	$2,990.00	$5,840.36		7.930%	$1,415.59	$1,415.59	7.625%	No	No	Employed	Non-Employment Income					XXXX	XXXX							$12,847.26	1	XXXX	$657.00	XXXX	$54.75						26.849%	26.849%	XXXX	[Redacted]	796																												No	No							[Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - \| Primary Income - Wages]; Paystubs - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; Paystubs - 2023 [Borrower - \| Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - \| Primary Income - Social Security]; Account Statements - 2025 [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$2,990.00		6.660%	$0.00	1.0	DU		ApproveEligible	Yes	No	XXXX	2	0	0	0	2	0			0.00	No										XXXX	$144,916.65	58.000%	No	27				Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												39.71		No	No	1007191-0004014977-3	$2,146.00	$0.00													No	No	No	No
223366976	[Redacted]	[Redacted]		Non QM				Yes	No	$5,691.25	$7,291.75		7.783%	$1,139.61	$1,139.61	7.375%	No	No	Self-Employed						XXXX								$391,233.08	1	XXXX	$2,048.04	XXXX	$170.67						0.504%	0.504%	XXXX	[Redacted]	801																												No	Yes	12	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$5,691.25		6.700%	$500.00		None			Yes	No	XXXX	0		0	0	2	0		12	0.00	No										XXXX	$3,500.00	1.000%	No					Yes	Short Form	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04										Resident Alien Card					482.14			No	1007191-0004017968-9	$0.00	$0.00													No	No	No	No
223366977	[Redacted]	[Redacted]		Exempt from ATR				No	No	$1,796.69	$2,367.95		6.897%	$1,004.11	$1,004.11	6.750%	No	No	Self-Employed						XXXX								$18,912.20	1	XXXX	$2,463.96	XXXX	$205.33						26.120%	26.120%	XXXX	[Redacted]	728																												No	Yes	12	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$1,796.69		6.700%	$30,000.00	1.0	None			Yes	No	XXXX	0		0	0	2	0		12	0.00	No										XXXX	$500.00	0.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04										Resident Alien Card					19.97		No	No	1007191-0004016807-0	$0.00	$0.00													No	No	No	No
223366996	[Redacted]	[Redacted]		Non QM				Yes	No	$11,615.00	$15,347.91		8.327%	$2,968.92	$2,968.92	7.990%	No	No	Self-Employed						XXXX								$7,166.37	1	XXXX	$1,878.96	XXXX	$156.58						42.712%	42.712%	XXXX	[Redacted]	780																												No	Yes	12	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$11,615.00		6.620%	$0.00	3.4	None			Yes	No	XXXX	0		0	0	3	0		12	0.00	No										XXXX	$21,000.00	5.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															12.54			No	1007191-0004017675-0	$0.00	$0.00													No	No	No	No
223367044	[Redacted]	[Redacted]		N/A				No	No					$1,636.84	$1,636.84	7.875%	No	No					0			XXXX	XXXX							1	XXXX	$1,503.96	XXXX	$125.33						0.000%	0.000%	XXXX	[Redacted]	784	784	795	770																			Level 4-Stated/Verified as defined						No	No										DSCR																0	0	0	No		XXXX				$0.00	1.0		No		No	No	XXXX	0	0	0	0	0	0			0.00	No	1.46	0.68								XXXX			No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual	Individual	Individual									Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04								No	91.08				1007191-0004016244-6	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223367045	[Redacted]	[Redacted]		Non QM				Yes	No	$6,150.00	$532.29		8.076%	$4,468.75	$5,571.96	8.125%	No	No	Self-Employed						XXXX								$14,709.83	1	XXXX	$1,612.44	XXXX	$134.37						29.413%	24.120%	XXXX	[Redacted]	753																												No	Yes	12	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$6,150.00		6.810%	$16,500.00	1.0	None			Yes	No	XXXX	0		0	0	3	0		12	0.00	No									240	XXXX	$256,953.33	31.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															52.16		No	No	1007191-0004018682-5	$0.00	$0.00													No	No	No	No
223367047	[Redacted]	[Redacted]		Exempt from ATR				No	No	$8,476.38	$9,683.16		7.584%	$3,262.92	$3,262.92	7.375%	No	No	Not Employed	Self-Employed	Not Employed		0			XXXX	XXXX						$21,189.21	1	XXXX	$1,593.96	XXXX	$132.83						39.601%	39.601%	XXXX	[Redacted]	747																						Level 4-Stated/Verified as defined		Level 2-Stated/Not Verified		Level 1-Not Stated/Not Verified		No	Yes	12	Business	100.000%		55.000%		[Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 55.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 55.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 55.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 55.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 55.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 55.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2005		Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$8,476.38		6.650%	$0.00	3.4	None			Yes	No	XXXX	0	0	0	0	0	0		12	0.00	No										XXXX	$294,793.89	47.000%	No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Guarantor - Individual	Individual	Guarantor - Individual									Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04									28.15		No	No	1007191-0004016531-6	$35,082.27	$0.00													No	No	No	No
223367053	[Redacted]	[Redacted]		Non QM				Yes	No	$6,269.63	$7,417.67		9.157%	$3,911.99	$3,911.99	8.990%	No	No	Self-Employed						XXXX								$11,388.73	1	XXXX	$4,472.04	XXXX	$372.67						34.678%	34.678%	XXXX	[Redacted]	708																												No	Yes	12	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2024 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2024 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2024	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$6,269.63		6.620%	$3,500.00	1.0	None			Yes	No	XXXX	0		0	0	2	0		12	0.00	No										XXXX	$57,347.50	10.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															14.21			No	1007191-0004016317-0	$0.00	$0.00													No	No	No	No
223367055	[Redacted]	[Redacted]		N/A				No	No					$1,348.84	$1,348.84	7.990%	No	No							XXXX									1	XXXX	$909.00	XXXX	$75.75						0.000%	0.000%	XXXX	[Redacted]	740																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.0				Yes	No	XXXX	0		0	0	0	0			0.00	No	1.31	0.76								XXXX	$86,858.37	38.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															19.43				1007191-0004016444-2	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223367057	[Redacted]	[Redacted]		Non QM				Yes	No	$1,390.00	$3,520.88		7.459%	$1,768.13	$1,768.13	7.375%	No	No	Self-Employed						XXXX								$9,715.85	1	XXXX	$1,572.00	XXXX	$131.00						24.161%	24.161%	XXXX	[Redacted]	772																												No	Yes	24	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	24mo Bank Statement																0	0	0			XXXX	$1,390.00		6.700%	$300.00	1.0	None			No	No	XXXX	0		0	0	2	0		24	0.00	No										XXXX	$3,000.00	1.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															13.47			No	1007191-0004016613-2	$0.00	$0.00													No	No	No	No
223367077	[Redacted]	[Redacted]		Exempt from ATR				No	No	$32,071.25	$11,199.05		7.510%	$2,967.47	$2,967.47	7.250%	No	No	Not Employed	Self-Employed						XXXX							$4,232.65	1	XXXX	$2,321.28	XXXX	$193.44						47.102%	47.102%	XXXX	[Redacted]	775																												No	Yes	24	Business	100.000%		100.000%		[Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2022 [Coborrower(s) - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Coborrower(s) - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Coborrower(s) - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Coborrower(s) - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025 [Coborrower(s) - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025 [Coborrower(s) - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025 [Coborrower(s) - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Coborrower(s) - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2018 [Coborrower(s) - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2018	[Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$32,071.25		6.620%	$0.00	1.2	None			No	No	XXXX	0	0	0	0	2	0		12	0.00	No										XXXX	$157,630.26	27.000%	No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04								Resident Alien Card				6.24		No	No	1007191-0003275120-6	$8,001.55	$0.00													No	No	No	No
223367540	[Redacted]	[Redacted]		Non QM				Yes	No	$12,470.00	$22,041.60		7.997%	$8,845.85	$8,845.85	7.875%	No	No	Employed						XXXX								$51,063.50	1	XXXX	$3,858.96	XXXX	$321.58						29.737%	29.737%	XXXX	[Redacted]	800																												No	No							[Borrower - \| Primary Income - Wages]; Other - 2025 [Borrower - \| Primary Income - Wages]; Other - 2025 [Borrower - \| Primary Income - Wages]; Other - 2025 [Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - \| Primary Income - Wages]; Vesting Schedule - 2025 [Borrower - \| Primary Income - Wages]; Paystubs - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - \| Primary Income - Wages]; Paystubs - 2023 [Borrower - \| Primary Income - Wages]; W-2 - 2023 [Borrower - \| Primary Income - Wages]; Restricted Stock Agreement - 2022	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$12,470.00		6.880%	$0.00	1.0	None			No	No	XXXX	2		0	0	2	0			0.00	No										XXXX	$613,449.38	40.000%	No	20				Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															26.1		No	No	1007191-0004018057-0	$0.00	$0.00													No	No	No	No
223368015	[Redacted]	[Redacted]		Non QM				Yes	No	$4,822.40	$7,077.40		7.710%	$1,929.83	$1,929.83	7.500%	No	No	Self-Employed						XXXX								$8,535.37	1	XXXX	$2,344.80	XXXX	$195.40						39.135%	39.135%	XXXX	[Redacted]	818																												No	Yes	12	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2001	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$4,822.40		6.810%	$5,000.00	1.0	None			Yes	No	XXXX	0		0	0	2	0		12	0.00	No										XXXX	$6,900.00	2.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															21.46		No	No	1007191-0004017276-7	$0.00	$0.00													No	No	No	No
223368028	[Redacted]	[Redacted]		Non QM				Yes	No	$3,481.88	$9,610.85		8.395%	$3,778.87	$3,778.87	8.250%	No	No	Employed						XXXX								$17,230.98	1	XXXX	$2,589.96	XXXX	$215.83						29.902%	29.902%	XXXX	[Redacted]	695																												No	No							[Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc				[Redacted]												0	0	0			XXXX	$3,481.88		6.650%	$0.00	1.4	DU		ApproveIneligible	No	No	XXXX	0		0	0	2	0			0.00	No										XXXX			No	27				Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	25.1			No	1007191-0004017809-5	$0.00	$0.00													No	No	No	No
223368036	[Redacted]	[Redacted]		Exempt from ATR				No	No	$32,521.66	$12,551.66		8.606%	$3,541.94	$3,541.94	8.375%	No	No	Not Employed	Non-Employment Income	Non-Employment Income		0			XXXX	XXXX						$29,108.63	1	XXXX	$3,896.64	XXXX	$324.72						37.328%	37.328%	XXXX	[Redacted]	733	732	741	733																			Level 3-Stated/Partially Verified		Level 3-Stated/Partially Verified		Level 1-Not Stated/Not Verified		Yes	No							[Coborrower(s) - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Coborrower(s) - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Coborrower(s) - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Coborrower(s) - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Coborrower(s) - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Coborrower(s) - \| Primary Income - Asset Depletion]; Account Statements - 2025	[Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available	Other Documentation (O)	Asset Depletion																0	0	0			XXXX	$32,521.66		6.660%	$0.00	1.0	None			No	No	XXXX	0	0	0	0	2	0			0.00	No					120					XXXX	$6,818,048.38		No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual	Individual	Individual									Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04								No	1436.49		Yes	No	1007191-0003278504-8	$46,445.67	$0.00													No	No	No	No
223368038	[Redacted]	[Redacted]		N/A				No	No					$2,228.06	$2,228.06	6.990%	No	No								XXXX								1	XXXX	$1,494.00	XXXX	$124.50						0.000%	0.000%	XXXX	[Redacted]	796																												No	No										DSCR																0	0	0	No		XXXX				$0.00	3.3				No	No	XXXX	0	0	0	0	0	0			0.00	No	1.41	0.7							240	XXXX			No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	Yes		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	126.67				1007191-0004018273-3	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223368072	[Redacted]	[Redacted]		Non QM				Yes	No	$13,265.00	$3,643.20		7.633%	$4,105.20	$4,105.20	7.625%	No	No	Self-Employed	Self-Employed					XXXX	XXXX							$7,129.99	1	XXXX	$2,541.96	XXXX	$211.83						49.340%	49.340%	XXXX	[Redacted]	759																												No	Yes	12	Business	100.000%	50.000%	50.000%		[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2025 [Coborrower(s) - \| Primary Income - Shared Bank Statements]; CPA Letter - 2025 [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Third Party Verification - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$13,265.00		6.620%	$85,000.00	1.0	None			Yes	No	XXXX	0	0	0	0	2	0		12	0.00	No										XXXX	$92,120.08	13.000%	No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04							Passport	Resident Alien Card				7.11		Yes	No	1007191-0004018766-6	$7,037.05	$0.00													No	No	No	No
223368074	[Redacted]	[Redacted]		Non QM				Yes	No	$5,616.25	$8,443.70		7.149%	$1,678.45	$1,678.45	6.875%	No	No	Self-Employed						XXXX								$5,438.22	1	XXXX	$1,193.04	XXXX	$99.42						39.628%	39.628%	XXXX	[Redacted]	817																												No	No						Third Party Prepared	[Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025 [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 [Borrower - \| Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2025	[Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	1yr P&L w/o Bank Statements																0	0	0			XXXX	$5,616.25		6.700%	$0.00	1.0	None			No	No	XXXX	0		0	0	0	0			24.00	No										XXXX	$246,655.44	68.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	FICO Classic V5 Facta	FICO Risk Score Classic 04															49.89		No	No	1007191-0003287839-7	$0.00	$0.00													No	No	No	No
223368082	[Redacted]	[Redacted]		Non QM				Yes	No	$20,890.00	$31,244.08		7.679%	$9,789.00	$9,789.00	7.500%	No	No	Self-Employed	Not Employed					XXXX	XXXX							$46,151.42	2	XXXX	$4,532.04	XXXX	$377.67						20.021%	20.021%	XXXX	[Redacted]	806																												No	Yes	24	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 24]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 24]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 24]; Other - 2025	[Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022	Alternative Documentation (A)	24mo Bank Statement																0	0	0			XXXX	$20,890.00		6.810%	$0.00		None			No	No	XXXX	0	0	0	0	2	0		24	0.00	No										XXXX	$265,987.38	15.000%	No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												12.41			No	1007191-0002295001-6	$0.00	$0.00													No	No	No	No
223368431	[Redacted]	[Redacted]		N/A				No	No					$1,999.75	$1,999.75	7.500%	No	No							XXXX									1	XXXX	$1,380.00	XXXX	$115.00						0.000%	0.000%	XXXX	[Redacted]	719																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.5				Yes	No	XXXX	0		0	0	0	0			0.00	No	0.76	1.31								XXXX	$208,607.11	47.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															14.22				1007191-0004018108-1	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223368579	[Redacted]	[Redacted]		Non QM				Yes	No	$19,144.44	$25,539.31		8.615%	$4,928.31	$4,928.31	8.250%	No	No	Employed						XXXX								$9,026.78	1	XXXX	$2,820.60	XXXX	$235.05						44.645%	44.645%	XXXX	[Redacted]	714																												No	No							[Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; VVOE - 2025 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2023 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$19,144.44		6.650%	$64,250.00	1.0	None			Yes	No	XXXX	2		0	0	2	0			0.00	No			HELOC	No						XXXX	$275,620.01	34.000%	No					Yes	Preliminary	Fee Simple	Individual	Individual													No	Individual	No		Yes	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															8.94			No	1007191-0004018568-6	$0.00	$0.00													No	No	No	No
223372996	[Redacted]	[Redacted]		Non QM				Yes	No	$17,359.60	$21,443.86		8.547%	$3,586.26	$3,586.26	8.125%	No	No	Self-Employed						XXXX				XXXX				$9,504.76	2	XXXX	$2,008.32	XXXX	$167.36						37.364%	37.364%	XXXX	[Redacted]	679																												No	Yes	12	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025	[Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$17,359.60		6.810%	$0.00		None			No	No	XXXX	0		0	0	0	0		12	0.00	No										XXXX			No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04										Employment Authorization				No	19.5			No	1007191-0004017104-1	$0.00	$0.00													No	No	No	No
223373117	[Redacted]	[Redacted]		N/A				No	No					$8,640.20	$8,640.20	6.990%	No	No								XXXX								1	XXXX	$16,819.80	XXXX	$1,401.65						0.000%	0.000%	XXXX	[Redacted]	816																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.4				Yes	No	XXXX	0	0	0	0	0	0			0.00	No	1	0.99								XXXX	$4,811,177.20	100.000%	No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												325.37				1007191-0004018237-8	$0.00	$0.00	0	0	0	0	0	0	0	0	0				No	No	No	No
223377038	[Redacted]	[Redacted]		Non QM				Yes	No	$1,095.00	$5,368.09		8.663%	$4,235.07	$4,235.07	8.625%	No	No	Self-Employed						XXXX								$20,763.61	1	XXXX	$4,866.36	XXXX	$405.53						30.122%	30.122%	XXXX	[Redacted]	741																												No	Yes	24	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement				[Redacted]												0	0	0			XXXX	$1,095.00		6.690%	$11,050.00	2.3	None			No	No	XXXX	0		0	0	2	0		12	0.00	No										XXXX	$69,125.69	11.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	Yes		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															9.38		Yes	No	1007191-0004016333-7	$0.00	$0.00													No	No	No	No
223377041	[Redacted]	[Redacted]		Non QM				Yes	No	$11,037.75	$11,066.81		9.265%	$3,894.91	$3,894.91	8.990%	No	No	Self-Employed						XXXX								$162,294.84	1	XXXX	$4,938.36	XXXX	$411.53						10.663%	10.663%	XXXX	[Redacted]	679																												No	Yes	12	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement				[Redacted]												0	0	0			XXXX	$11,037.75		6.740%	$0.00	1.1	None			Yes	No	XXXX	0		0	0	2	0		12	0.00	No										XXXX	$92,260.62	16.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															7.85		No	No	1007191-0004019158-5	$0.00	$0.00													No	No	No	No
223377050	[Redacted]	[Redacted]		Non QM				Yes	No	$16,190.00	$17,203.06		7.543%	$7,183.02	$7,183.02	7.375%	No	No	Non-Employment Income	Employed					XXXX	XXXX							$11,225.93	1	XXXX	$1,318.20	XXXX	$109.85						42.553%	42.553%	XXXX	[Redacted]	764																												Yes	No							[Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025 [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025 [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2024 [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024 [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; Tax Return Extension - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; Transcripts (1040) - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	1yr Full Doc																0	0	0			XXXX	$16,190.00		6.650%	$3,000.00	1.0	None			No	No	XXXX	0	1	1	0	3	2			0.00	No					120					XXXX	$1,773,269.40	100.000%	No		7			Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)		FICO Risk Score Classic 04												171.58		Yes	No	1007191-0004017174-4	$6,546.00	$9,166.67													No	No	No	No
223377135	[Redacted]	[Redacted]		Non QM				Yes	No	$7,607.61	$9,703.49		8.545%	$2,241.48	$2,241.48	8.250%	No	No	Self-Employed						XXXX								$2,660.43	1	XXXX	$1,644.00	XXXX	$137.00						49.707%	49.707%	XXXX	[Redacted]	667																												No	No						Borrower Prepared	[Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2025 [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2025 [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025	[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Account Transcripts - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$7,607.61		6.620%	$5,000.00	2.2	DU		ReferWithCaution	Yes	No	XXXX	0		2	0	2	2			1.27	No										XXXX	$193,233.57	44.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															17.03			No	1007191-0004019470-4	$0.00	$0.00													No	No	No	No
223377137	[Redacted]	[Redacted]		Non QM				Yes	No	$4,395.00	$4,945.01		7.499%	$2,762.70	$2,762.70	7.375%	No	No	Employed	Employed					XXXX	XXXX							$9,682.62	1	XXXX	$2,007.00	XXXX	$167.25						29.152%	29.152%	XXXX	[Redacted]	777																												No	No							[Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - \| Primary Income - Wages]; VVOE - 2025 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$4,395.00		6.660%	$0.00	1.3	DU		ApproveEligible	Yes	No	XXXX	2	2	0	0	2	0			0.00	No										XXXX			No	21	21			Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	110.4			No	1007191-0004015716-4	$0.00	$6,416.67													No	No	No	No
223377146	[Redacted]	[Redacted]		Non QM				Yes	No	$4,568.00	$5,655.12		9.611%	$868.22	$868.22	8.990%	No	No	Self-Employed	Self-Employed					XXXX	XXXX							$4,999.42	1	XXXX	$922.68	XXXX	$76.89						42.089%	42.089%	XXXX	[Redacted]	682																												No	Yes	24	Business	100.000%	100.000%	100.000%		[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2019 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2021	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$4,568.00		6.660%	$0.00	2.5	None			No	No	XXXX	0	0	0	0	2	0		12	0.00	No										XXXX	$34,820.87		No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	8.56			No	1007191-0004016982-1	$2,242.52	$0.00													No	No	No	No
223377147	[Redacted]	[Redacted]		N/A				No	No					$2,065.12	$2,065.12	7.375%	No	No								XXXX								1	XXXX	$765.00	XXXX	$63.75						0.000%	0.000%	XXXX	[Redacted]	716																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.0				Yes	No	XXXX	0	0	0	0	0	0			0.00	No	1.02	0.97								XXXX			No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											Yes	40.44				1007191-0004018946-4	$0.00	$0.00	0	0	0	0	0	0	0	0	0				No	No	No	No
223377152	[Redacted]	[Redacted]		N/A				No	No					$2,514.06	$2,514.06	7.375%	No	No							XXXX									1	XXXX	$1,725.00	XXXX	$143.75						0.000%	0.000%	XXXX	[Redacted]	763																												No	No										DSCR																0	0	0	No		XXXX				$0.00	2.5				No	No	XXXX	0		0	0	0	0			0.00	No	1.74	0.57								XXXX	$0.00		No					Yes	Short Form	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	17.16				1007191-0004015814-7	$0.00	$0.00													No	No	No	No
223377162	[Redacted]	[Redacted]		Non QM				Yes	No	$7,281.05	$8,382.40		8.015%	$2,374.30	$2,374.30	7.750%	No	No	Self-Employed						XXXX								$6,524.25	1	XXXX	$2,967.00	XXXX	$247.25						39.444%	39.444%	XXXX	[Redacted]	778																												No	Yes	12	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2009	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$7,281.05		6.620%	$500.00	1.0	None			Yes	No	XXXX	0		0	0	3	0		12	0.00	No										XXXX	$110,870.15	28.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															10.95			No	1007191-0004016922-7	$0.00	$0.00													No	No	No	No
223377163	[Redacted]	[Redacted]		N/A				No	No					$7,443.52	$7,443.52	7.875%	No	No					0			XXXX	XXXX							3	XXXX	$3,306.96	XXXX	$275.58						0.000%	0.000%	XXXX	[Redacted]	726	787	772	755																			Level 4-Stated/Verified as defined						No	No										DSCR																0	0	0	No		XXXX				$0.00					N/A	No	XXXX	0	0	0	0	0	0			0.00	No	1.51	0.65							300	XXXX			No					Yes	Final	Fee Simple	LLC	Business Entity	Individual	Individual	Individual	Individual									Yes	Business Entity	Yes		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04								No	32.66				1007191-0004017129-8	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223377170	[Redacted]	[Redacted]		N/A				No	No					$1,224.46	$1,224.46	7.250%	No	No							XXXX									1	XXXX	$994.08	XXXX	$82.84						0.000%	0.000%	XXXX	[Redacted]	795																												No	No										DSCR																0	0	0	No		XXXX				$0.00	2.2				No	No	XXXX	0		0	0	0	0			0.00	No	1.18	0.84								XXXX	$81,995.90	37.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															24.72				1007191-0004015279-3	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223377226	[Redacted]	[Redacted]		Non QM				Yes	No	$2,865.00	$1,111.31		8.128%	$1,455.29	$1,455.29	8.125%	No	No	Self-Employed						XXXX								$24,227.27	1	XXXX	$1,446.36	XXXX	$120.53						10.340%	10.340%	XXXX	[Redacted]	730																												No	Yes	12	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$2,865.00		6.620%	$10,000.00	1.0	None			No	No	XXXX	0		0	0	2	0		12	0.00	No										XXXX	$10,000.00	4.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04										Employment Authorization					19.29			No	1007191-0004019049-6	$0.00	$0.00													No	No	No	No
223377261	[Redacted]	[Redacted]		Non QM				Yes	No	$4,105.00	$9,221.84		8.029%	$3,262.81	$3,262.81	7.875%	No	No	Non-Employment Income						XXXX								$6,808.92	1	XXXX	$2,850.12	XXXX	$237.51						0.000%	0.000%	XXXX	[Redacted]	803																												Yes	No							[Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025	[Borrower]; 1084 or income worksheet - Year Not Available	Other Documentation (O)	Asset Depletion (No DTI)																0	0	0			XXXX	$4,105.00		6.620%	$4,500.00	1.0	None			N/A	No	XXXX	0		0	0	0	0			0.00	No					Other					XXXX	$792,896.94	100.000%	No					Yes	Preliminary	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															121.79			No	1007191-0004018181-8	$0.00	$0.00													No	No	No	No
223377420	[Redacted]	[Redacted]		N/A				No	No					$4,114.05	$4,114.05	7.625%	No	No							XXXX									1	XXXX	$1,758.96	XXXX	$146.58						0.000%	0.000%	XXXX	[Redacted]	724																												No	No										DSCR																3	0	0	No		XXXX				$0.00	1.0				Yes	No	XXXX	0		0	0	0	0			0.00	No	1.11	0.89								XXXX	$1,519,606.47	100.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															261.32					$0.00	$0.00	0	0	0	3	0	0	0	0	0	0	0	0	No	No	No	No
223377554	[Redacted]	[Redacted]		Non QM				Yes	No	$4,065.00	$4,181.64		7.398%	$2,046.53	$2,046.53	7.250%	No	No	Self-Employed						XXXX								$82,721.09	1	XXXX	$4,151.04	XXXX	$345.92						5.622%	5.622%	XXXX	[Redacted]	714																												No	Yes	12	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$4,065.00		6.650%	$0.00	1.0	DU		ApproveEligible	No	No	XXXX	0		0	0	2	0		12	0.00	No										XXXX			No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04										Resident Alien Card				No	109.64		No	No	1007191-0003287530-2	$0.00	$0.00													No	No	No	No
223377568	[Redacted]	[Redacted]		Non QM				Yes	No	$3,860.00	$7,187.60		9.208%	$1,227.25	$1,227.25	8.750%	No	No	Employed						XXXX				XXXX				$3,406.65	2	XXXX	$2,229.00	XXXX	$185.75						42.698%	42.698%	XXXX	[Redacted]	735																												No	No							[Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; VVOE - 2025 [Borrower - \| Primary Income - Wages]; WVOE - 2025 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2023	[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$3,860.00		6.660%	$6,005.00		None			No	No	XXXX	2		2	0	2	2			0.00	No										XXXX	$45,644.55	23.000%	No	25				Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No		Beacon 5.0	FICO Risk Score Classic 04										Passport					4.68		No	No	1007191-0003263260-4	$0.00	$0.00													Yes	No	No	No
223377577	[Redacted]	[Redacted]		N/A				No	No					$1,607.71	$1,607.71	8.250%	No	No							XXXX									1	XXXX	$954.96	XXXX	$79.58						0.000%	0.000%	XXXX	[Redacted]	703																												No	No										DSCR																0	0	0	No		XXXX				$0.00	3.2				No	No	XXXX	0		0	0	0	0			0.00	No	1.06	0.93								XXXX			No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	43.91				1007191-0004018414-3	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223377578	[Redacted]	[Redacted]		Non QM				Yes	No	$7,009.76	$8,838.53		7.465%	$1,563.03	$1,563.03	7.125%	No	No	Self-Employed						XXXX								$97,444.62	1	XXXX	$2,825.04	XXXX	$235.42						4.358%	4.358%	XXXX	[Redacted]	732																												No	Yes	12	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$7,009.76		6.620%	$0.00	1.0	None			Yes	No	XXXX	0		0	0	2	0		12	0.00	No										XXXX	$426,112.86	73.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															18.65			No	1007191-0003269246-7	$0.00	$0.00													No	No	No	No
223377579	[Redacted]	[Redacted]		Exempt from ATR				No	No	$14,989.13	$19,950.03		8.822%	$4,255.94	$4,255.94	8.500%	No	No	Not Employed	Employed						XXXX							$9,470.63	1	XXXX	$3,200.04	XXXX	$266.67						46.736%	46.736%	XXXX	[Redacted]	726																												No	No							[Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 [Coborrower(s) - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025	[Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$14,989.13		6.620%	$0.00	3.6	None			Yes	No	XXXX	0	2	0	0	2	0			0.00	No										XXXX	$15,000.00	2.000%	No		224			Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												33.26		No	No	1007191-0004017795-6	$5,945.60	$11,834.99													No	No	No	No
223377581	[Redacted]	[Redacted]		Non QM				Yes	No	$11,296.56	$19,693.50		8.324%	$4,644.90	$5,084.95	8.584%	No	No	Non-Employment Income						XXXX								$9,548.54	1	XXXX	$2,397.96	XXXX	$199.83						0.000%	0.000%	XXXX	[Redacted]	745																												Yes	No							[Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025	[Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available	Other Documentation (O)	Asset Depletion (No DTI)																0	0	0			XXXX	$11,296.56		6.600%	$0.00	2.6	None			No	No	XXXX	0		0	0	2	0			0.00	No					Other					XXXX	$1,124,531.73	100.000%	No					Yes	Final	Fee Simple	Individual	Individual													No	Individual	Yes		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															163.71		No	No	1007191-0003027200-7	$0.00	$0.00													No	No	No	No
223377588	[Redacted]	[Redacted]		Non QM				Yes	No	$7,197.00	$8,354.84		7.740%	$2,489.20	$2,489.20	7.500%	No	No	Self-Employed						XXXX								$8,955.28	1	XXXX	$2,082.96	XXXX	$173.58						34.625%	34.625%	XXXX	[Redacted]	742																												No	Yes	24	Business	100.000%	80.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 80.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 80.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 80.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 80.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 80.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	24mo Bank Statement																0	0	0			XXXX	$7,197.00		6.620%	$0.00	1.0	None			Yes	No	XXXX	0		0	0	2	0		24	0.00	No										XXXX	$180,838.91	41.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															48.01		No	No	1007191-0004014735-5	$0.00	$0.00													No	No	No	No
223377758	[Redacted]	[Redacted]		Non QM				Yes	No	$3,986.88	$6,583.78		8.070%	$1,343.27	$1,343.27	7.750%	No	No	Employed						XXXX								$3,001.05	1	XXXX	$960.00	XXXX	$80.00						47.740%	47.740%	XXXX	[Redacted]	746																												No	No							[Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - \| Primary Income - Wages]; Paystubs - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; Paystubs - 2023	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$3,986.88		6.620%	$0.00	1.0	None			Yes	No	XXXX	1		0	0	2	0			0.00	No										XXXX	$179,402.21	72.000%	No	27				Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															46.75		Yes	No	1007191-0004016563-9	$0.00	$0.00													No	No	No	No
223377761	[Redacted]	[Redacted]		Exempt from ATR				No	No	$5,195.00	$7,629.16		7.925%	$3,152.21	$3,152.21	7.750%	No	No	Employed						XXXX								$75,103.42	1	XXXX	$5,590.32	XXXX	$465.86						24.293%	24.293%	XXXX	[Redacted]	765																												No	No							[Borrower - \| Primary Income - K-1 (< 25%)]; VVOE - 2025 [Borrower - \| Primary Income - K-1 (< 25%)]; K-1 - 2024 [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Non-Primary Income - Wages]; VVOE - 2025 [Borrower - \| Non-Primary Income - Wages]; WVOE - 2025 [Borrower - \| Non-Primary Income - Wages]; W-2 - 2024 [Borrower - \| Non-Primary Income - Wages]; W-2 - 2023 [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Non-Primary Income - Wages]; VVOE - 2025 [Borrower - \| Non-Primary Income - Wages]; WVOE - 2025 [Borrower - \| Non-Primary Income - Wages]; W-2 - 2024 [Borrower - \| Non-Primary Income - Wages]; W-2 - 2023 [Borrower - \| Non-Primary Income - K-1 (< 25%)]; VVOE - 2025 [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2024 [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Non-Primary Income - Wages]; VVOE - 2025 [Borrower - \| Non-Primary Income - Wages]; WVOE - 2025 [Borrower - \| Non-Primary Income - Wages]; W-2 - 2024 [Borrower - \| Non-Primary Income - Wages]; W-2 - 2023 [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Non-Primary Income - Wages]; VVOE - 2025 [Borrower - \| Non-Primary Income - Wages]; WVOE - 2025 [Borrower - \| Non-Primary Income - Wages]; W-2 - 2024 [Borrower - \| Non-Primary Income - Wages]; W-2 - 2023	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$5,195.00		6.700%	$3,200.00	1.0	DU		ApproveEligible	Yes	No	XXXX	2		0	0	2	0				No										XXXX	$463,080.16	84.000%	No	26				Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															73.2		No	No	1007191-0004015816-2	$0.00	$0.00													No	No	No	No
223377827	[Redacted]	[Redacted]		N/A				No	No					$2,228.06	$2,228.06	6.990%	No	No								XXXX								1	XXXX	$3,015.96	XXXX	$251.33						0.000%	0.000%	XXXX	[Redacted]	796																												No	No										DSCR																0	0	0	No		XXXX				$0.00	2.8				No	No	XXXX	0	0	0	0	0	0			0.00	No	1.34	0.74							240	XXXX			No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	Yes		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	114.58				1007191-0004018569-4	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223377828	[Redacted]	[Redacted]		N/A				No	No					$2,405.94	$2,405.94	7.125%	No	No					0			XXXX	XXXX							1	XXXX	$1,710.12	XXXX	$142.51						0.000%	0.000%	XXXX	[Redacted]																							Level 4-Stated/Verified as defined						No	No										DSCR																0	0	0	No		XXXX				$0.00	2.8				No	No	XXXX	0	0	0	0	0	0			0.00	No	0.76	1.31								XXXX	$424,894.95	71.000%	No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual	Individual	Individual									Yes	Business Entity	Yes		No																		46.8				1007191-0004019187-4	$0.00	$0.00													No	Yes	Yes	No
223377837	[Redacted]	[Redacted]		N/A				No	No					$9,334.74	$9,334.74	6.990%	No	No							XXXX									1	XXXX	$18,103.20	XXXX	$1,508.60						0.000%	0.000%	XXXX	[Redacted]	732																												No	No										DSCR																0	0	0	No		XXXX				$0.00	3.7				No	No	XXXX	0		0	0	0	0			0.00	No	2.86	0.34								XXXX	$1,034,676.14		No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	72.95				1007191-0004017189-2	$0.00	$0.00													No	No	No	No
223378613	[Redacted]	[Redacted]		Exempt from ATR				No	No	$94,396.25	$30,558.02		7.542%	$10,049.32	$10,049.32	7.375%	No	No	Self-Employed						XXXX								$40,362.13	1	XXXX	$3,300.00	XXXX	$275.00						31.128%	31.128%	XXXX	[Redacted]	791																												No	Yes	12	Business	100.000%	50.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$94,396.25		6.650%	$0.00	1.0	None			N/A	No	XXXX	0		0	0	2	0		12	0.00	No										XXXX	$194,000.00	10.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															10.4		No	No	1007191-0003261725-8	$0.00	$0.00													No	No	No	No
223378614	[Redacted]	[Redacted]		Exempt from ATR				No	No	$66,678.00	$28,518.21		8.268%	$6,597.61	$6,597.61	7.990%	No	No	Not Employed	Self-Employed						XXXX							$222,987.92	1	XXXX	$3,426.00	XXXX	$285.50						12.038%	12.038%	XXXX	[Redacted]	714																												No	Yes	24	Business	100.000%		100.000%		[Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025	[Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	24mo Bank Statement																0	0	0			XXXX	$66,678.00		6.660%	$0.00		None			No	No	XXXX	0	0	0	0	2	0		24	0.00	No										XXXX			No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	31.39		No	No	1007191-0003285192-3	$253,503.62	$0.00													No	No	No	No
223378615	[Redacted]	[Redacted]		Non QM				Yes	No	$12,106.00	$14,878.22		7.668%	$3,094.22	$3,094.22	7.375%	No	No	Self-Employed						XXXX								$20,441.18	1	XXXX	$1,941.00	XXXX	$161.75						35.740%	35.740%	XXXX	[Redacted]	717																												No	Yes	24	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2016 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2016	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$12,106.00		6.620%	$5,000.00	1.0	None			Yes	No	XXXX	0		0	0	2	0		12	0.00	No										XXXX	$103,171.24	18.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															38.77		No	No	1007191-0004019060-3	$0.00	$0.00													No	No	No	No
223378624	[Redacted]	[Redacted]		N/A				No	No					$1,978.67	$1,978.67	6.875%	No	No							XXXX									1	XXXX	$1,850.04	XXXX	$154.17						0.000%	0.000%	XXXX	[Redacted]	701																												No	No										DSCR																0	0	0	No		XXXX				$0.00	5.0				Yes	No	XXXX	0		0	0	0	0			0.00	No	1.67	0.59								XXXX			No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	22.18				1007191-0004018422-6	$0.00	$0.00	0	0	0	0	0	0	0	0	0				No	No	No	No
223378625	[Redacted]	[Redacted]		Non QM				Yes	No	$2,363.60	$6,519.22		8.009%	$2,639.25	$2,639.25	7.875%	No	No	Employed	Employed	Non-Employment Income		0		XXXX	XXXX	XXXX						$21,599.09	1	XXXX	$2,166.12	XXXX	$180.51						40.369%	40.369%	XXXX	[Redacted]	786	807	818	812																			Level 4-Stated/Verified as defined		Level 5-Stated/Verified as defined		Level 1-Not Stated/Not Verified		No	No							[Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; VVOE - 2025 [Borrower - \| Primary Income - Wages]; WVOE - 2025 [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025 [Coborrower(s) - \| Primary Income - Social Security]; 1099-SSA - 2024 [Coborrower(s) - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	WVOE																0	0	0			XXXX	$2,363.60		6.620%	$0.00	1.0	LP / LPA		Accept/Eligible	Yes	No	XXXX	0	0	0	0	2	0			0.00	No										XXXX	$139,399.64	31.000%	No	27	27			Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual	Individual	Individual									No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04									10.44		No	No	1007191-0004017232-0	$9,696.09	$12,289.58													No	No	No	No
223378629	[Redacted]	[Redacted]		Exempt from ATR				No	No	$11,668.75	$5,203.57		8.464%	$4,674.44	$4,674.44	8.375%	No	No	Employed						XXXX								$6,810.01	1	XXXX	$2,015.04	XXXX	$167.92						39.222%	39.222%	XXXX	[Redacted]	706																												No	No							[Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; VVOE - 2025 [Borrower - \| Primary Income - Wages]; WVOE - 2025 [Borrower - \| Primary Income - Wages]; Paystubs - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; Paystubs - 2023 [Borrower - \| Primary Income - Wages]; W-2 - 2023 [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025 [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022 [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025 [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022	[Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1040 - 2022 [Borrower]; Account Transcripts - 2022 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$11,668.75		6.810%	$14,500.00	1.2	LP / LPA		Accept/Eligible	Yes	No	XXXX	2		2	0	2	1			0.00	No										XXXX	$174,013.90	24.000%	No	28				Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04										Resident Alien Card					10.8			No	1007191-0004017063-9	$0.00	$0.00													No	No	No	No
223378635	[Redacted]	[Redacted]		N/A				No	No					$1,279.02	$1,279.02	7.875%	No	No								XXXX								1	XXXX	$441.96	XXXX	$36.83						0.000%	0.000%	XXXX	[Redacted]	702																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.2				No	No	XXXX	0	0	0	0	0	0			0.00	No	1.31	0.76								XXXX	$162,624.35	65.000%	No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												45.83				1007191-0004018851-6	$0.00	$0.00													No	No	No	No
223378637	[Redacted]	[Redacted]		Exempt from ATR				No	No	$4,482.00	$6,258.38		7.695%	$1,215.59	$1,215.59	7.375%	No	No	Self-Employed	Self-Employed					XXXX	XXXX							$10,444.39	1	XXXX	$1,536.96	XXXX	$128.08						37.860%	37.860%	XXXX	[Redacted]	782																												No	No							[Borrower - \| Primary Income - Sole Proprietor]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Coborrower(s) - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024	[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	1yr Full Doc																0	0	0			XXXX	$4,482.00		6.880%	$0.00	1.0	LP / LPA		Accept/Eligible	Yes	No	XXXX	0	0	1	0	2	0				No										XXXX	$67,055.63	30.000%	No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												20.13		No	No	1007191-0004019687-3	$9,733.83	$0.00													No	No	No	No
223378682	[Redacted]	[Redacted]		Non QM				Yes	No	$4,325.00	$5,378.92		7.762%	$1,223.63	$1,223.63	7.500%	No	No	Employed						XXXX								$3,262.32	1	XXXX	$710.04	XXXX	$59.17						41.113%	41.113%	XXXX	[Redacted]	767																												No	No							[Borrower - \| Primary Income - Projected Income]; Employer Letter - 2025 [Borrower - \| Primary Income - Projected Income]; VVOE - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$4,325.00		6.880%	$7,500.00	1.0	None			No	No	XXXX	0		0	0	2	0			0.00	No										XXXX	$112,641.83	40.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															31.71			No	1007191-0004018103-2	$0.00	$0.00													No	No	No	No
223378684	[Redacted]	[Redacted]		N/A				No	No					$1,699.30	$1,699.30	8.500%	No	No							XXXX									1	XXXX	$1,544.04	XXXX	$128.67						0.000%	0.000%	XXXX	[Redacted]	650																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.2				No	No	XXXX	0		0	0	0	0			0.00	No	1.04	0.95								XXXX	$108,434.00	32.000%	No					Yes	Short Form	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															10.73				1007191-0004018915-9	$0.00	$0.00	0	0	0	0	0	0							No	No	No	No
223378685	[Redacted]	[Redacted]		N/A				No	No					$1,696.99	$1,696.99	7.500%	No	No							XXXX									1	XXXX	$1,280.76	XXXX	$106.73						0.000%	0.000%	XXXX	[Redacted]																													No	No										DSCR																0	0	0	Yes		XXXX				$0.00	1.0				No	No	XXXX	0		0	0	0	0			0.00	No	1.04	0.95								XXXX	$215,458.70	53.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No																		16.74				1007191-0004019647-7	$0.00	$0.00													Yes	No	No	No
223382957	[Redacted]	[Redacted]		N/A				No	No					$1,234.36	$1,234.36	8.375%	No	No								XXXX								1	XXXX	$1,287.96	XXXX	$107.33						0.000%	0.000%	XXXX	[Redacted]	702																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.0				No	No	XXXX	0	0	0	0	0	0			0.00	No	1.03	0.96								XXXX			No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	50.59				1007191-0004015649-7	$0.00	$0.00													No	No	No	No
223382959	[Redacted]	[Redacted]		N/A				No	No					$4,137.33	$4,137.33	6.990%	No	No					0			XXXX	XXXX							4	XXXX	$2,841.96	XXXX	$236.83						0.000%	0.000%	XXXX	[Redacted]	757	752	771	757																			Level 4-Stated/Verified as defined						No	No										DSCR																0	0	0	No		XXXX				$0.00					No	No	XXXX	0	0	0	0	0	0			0.00	No	1.43	0.69								XXXX	$319,906.52	39.000%	No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual	Individual	Individual									Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04									17.83				1007191-0003270362-9	$0.00	$0.00													No	No	No	No
223382988	[Redacted]	[Redacted]		Non QM				Yes	No	$6,315.00	$13,423.63		7.603%	$3,453.38	$3,453.38	7.375%	No	No	Employed	Employed					XXXX	XXXX							$11,035.87	1	XXXX	$3,947.04	XXXX	$328.92						41.195%	41.195%	XXXX	[Redacted]	802																												No	No							[Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - \| Primary Income - Wages]; VVOE - 2025 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$6,315.00		6.650%	$0.00	1.4	None			Yes	No	XXXX	2	1	0	0	2	0			0.00	No										XXXX	$167,963.17	27.000%	No	12	12			Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												38.56		No	No	1007191-0004016763-5	$0.00	$10,833.34													No	No	No	No
223382990	[Redacted]	[Redacted]		N/A				No	No					$1,489.81	$1,489.81	8.750%	No	No							XXXX									1	XXXX	$1,142.04	XXXX	$95.17						0.000%	0.000%	XXXX	[Redacted]	705																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.0				No	No	XXXX	0		0	0	0	0			0.00	No	0.84	1.17								XXXX	$90,049.62	36.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															12.74				1007191-0004018210-5	$0.00	$0.00	0	0	0										No	No	No	No
223382991	[Redacted]	[Redacted]		Non QM				Yes	No	$4,680.00	$9,851.00		7.529%	$2,827.08	$3,670.65	7.375%	No	Yes	Non-Employment Income	Employed					XXXX	XXXX							$11,468.23	1	XXXX	$2,942.04	XXXX	$245.17						40.554%	36.181%	XXXX	[Redacted]	815																												No	No							[Borrower - \| Primary Income - Social Security]; Account Statements - 2025 [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 [Coborrower(s) - \| Non-Primary Income - IRA Distribution]; Account Statements - 2024	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$4,680.00		6.660%	$0.00	2.5	None			Yes	No	XXXX	0	2	0	0	3	0			0.00	No									240	XXXX	$1,225,459.94	100.000%	No		27			Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												183.46		Yes	No	1007191-0004018029-9	$8,632.63	$9,317.66													No	No	No	No
223382992	[Redacted]	[Redacted]		Non QM				Yes	No	$1,890.00	$1,186.43		8.762%	$6,011.57	$6,011.57	8.750%	No	No	Non-Employment Income						XXXX								$12,345.66	1	XXXX	$2,494.92	XXXX	$207.91						0.000%	0.000%	XXXX	[Redacted]	808																												Yes	No							[Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Other Documentation (O)	Asset Depletion (No DTI)																0	0	0			XXXX	$1,890.00		6.620%	$9,860.96	1.6	None			Yes	No	XXXX	0		0	0	2	0			0.00	No					Other					XXXX	$1,160,692.88	100.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		Yes	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															169.39		Yes	No	1007191-0004016910-2	$0.00	$0.00													No	No	No	No
223382998	[Redacted]	[Redacted]		Non QM				Yes	No	$5,235.08	$2,301.99		7.157%	$1,853.40	$1,853.40	7.125%	No	No	Self-Employed						XXXX								$7,520.63	1	XXXX	$2,531.52	XXXX	$210.96						26.326%	26.326%	XXXX	[Redacted]	712																												No	Yes	24	Personal	100.000%				[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Personal - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$5,235.08		6.700%	$14,000.00	1.7	None			Yes	No	XXXX	0		0	0	2	0	24		0.00	No										XXXX	$150,818.05	38.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															10.68			No	1007191-0004018394-7	$0.00	$0.00													No	No	No	No
223383125	[Redacted]	[Redacted]		Exempt from ATR				No	No	$4,710.00	$6,915.43		7.568%	$2,016.77	$2,016.77	7.375%	No	No	Employed	Employed					XXXX	XXXX							$9,696.24	1	XXXX	$1,294.80	XXXX	$107.90						30.733%	30.733%	XXXX	[Redacted]	778																												No	No							[Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; VVOE - 2025 [Borrower - \| Primary Income - Wages]; WVOE - 2025 [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025	[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$4,710.00		6.650%	$0.00	1.0	DU		ApproveEligible	Yes	No	XXXX	0	0	2	0	2	0			0.00	No										XXXX	$170,380.08	47.000%	No	27	16			Yes	Short Form	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												26.01		No	No	1007191-0004018576-9	$0.00	$3,607.93													No	No	No	No
223383147	[Redacted]	[Redacted]		N/A				No	No					$1,055.62	$1,055.62	7.375%	No	No							XXXX									1	XXXX	$1,173.96	XXXX	$97.83						0.000%	0.000%	XXXX	[Redacted]	774																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.0				No	No	XXXX	0		0	0	0	0			0.00	No	1.24	0.8								XXXX	$62,267.28	33.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															25.75				1007191-0004017708-9	$0.00	$0.00													No	No	No	No
223383196	[Redacted]	[Redacted]		Non QM				Yes	No	$4,128.00	$7,187.53		6.985%	$3,048.15	$3,048.15	6.875%	No	No	Self-Employed						XXXX								$11,730.21	1	XXXX	$2,535.00	XXXX	$211.25						39.124%	39.124%	XXXX	[Redacted]	668																												No	Yes	12	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	24mo Bank Statement																0	0	0			XXXX	$4,128.00		6.880%	$0.00	1.7	None			No	No	XXXX	0		0	0	2	0		12	0.00	No										XXXX	$5,000.00	1.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04										Resident Alien Card					35.18			No	1007191-0004019714-5	$0.00	$0.00													No	No	No	No
223383291	[Redacted]	[Redacted]		Non QM				Yes	No	$5,296.53	$5,035.78		8.411%	$3,378.36	$3,525.57	8.584%	No	No	Employed	Self-Employed					XXXX	XXXX							$18,833.88	1	XXXX	$1,044.00	XXXX	$87.00						44.702%	44.270%	XXXX	[Redacted]	640																												No	Yes	12	Business	74.000%		100.000%		[Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$5,296.53		6.690%	$10,000.00	2.4	None			N/A	No	XXXX	1	0	0	0	3	0		12	0.00	No										XXXX	$326,152.29	50.000%	No	18				Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												30.41		No	No	1007191-0004019837-4	$25,240.28	$0.00													No	No	No	No
223383701	[Redacted]	[Redacted]		N/A				No	No					$3,504.49	$3,504.49	7.625%	No	No							XXXX									1	XXXX	$1,494.96	XXXX	$124.58						0.000%	0.000%	XXXX	[Redacted]	751																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.0				Yes	No	XXXX	0		0	0	0	0			0.00	No	1	0.99								XXXX	$185,690.04	31.000%	No					Yes	Final	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															14.4				1007191-0004018085-1	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223386424	[Redacted]	[Redacted]		Exempt from ATR				No	No	$25,169.20	$3,753.35		9.647%	$14,959.81	$14,959.81	9.625%	No	No	Not Employed	Non-Employment Income					XXXX	XXXX							$48,616.33	1	XXXX	$1,136.16	XXXX	$94.68						0.000%	0.000%	XXXX	[Redacted]	708																												Yes	No							[Coborrower(s) - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Coborrower(s) - \| Primary Income - Asset Depletion]; Account Statements - 2025	[Coborrower]; 1084 or income worksheet - Year Not Available	Other Documentation (O)	Asset Depletion (No DTI)																0	0	0			XXXX	$25,169.20		6.700%	$29,190.00	1.0	None			Yes	No	XXXX	0	0	0	0	0	0			0.00	No					Other					XXXX	$4,145,230.00	100.000%	No					Yes	Final	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												272.91		No	No	1007191-0004016576-1	$77,099.89	$0.00													No	No	No	No
223386736	[Redacted]	[Redacted]		Non QM				Yes	No	$5,145.00	$6,817.50		7.423%	$1,347.44	$1,347.44	7.125%	No	No	Self-Employed						XXXX								$4,974.31	1	XXXX	$1,116.96	XXXX	$93.08						44.193%	44.193%	XXXX	[Redacted]	721																												No	Yes	24	Business	55.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2025 [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Non-Primary Income - Wages]; VVOE - 2025 [Borrower - \| Non-Primary Income - Wages]; WVOE - 2025 [Borrower - \| Non-Primary Income - Wages]; W-2 - 2024 [Borrower - \| Non-Primary Income - Wages]; W-2 Transcript - 2024	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	24mo Bank Statement																0	0	0			XXXX	$5,145.00		6.660%	$0.00	1.8	None			No	No	XXXX	1		0	0	3	0		24	0.00	No										XXXX			No	20				Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	FICO Classic V5 Facta	FICO Risk Score Classic 04														No	73.09			No	1007191-0003276062-9	$0.00	$0.00													No	No	No	No
223386738	[Redacted]	[Redacted]		Non QM				Yes	No	$8,438.13	$12,771.91		9.291%	$4,912.31	$4,912.31	9.125%	No	No	Self-Employed	Not Employed					XXXX	XXXX							$69,302.71	1	XXXX	$11,987.16	XXXX	$998.93						18.065%	18.065%	XXXX	[Redacted]	641																												No	Yes	12	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; 4506-C (for Business) - 2024 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; 4506-C (for Business) - 2023	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																2	0	0			XXXX	$8,438.13		6.880%	$231,000.00	2.0	None			Yes	No	XXXX	0	0	0	0	2	0		12	0.00	No										XXXX	$15,995.65	2.000%	No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												4.2		Yes	No	1007191-0004018637-9	$0.00	$0.00													No	No	No	No
223386739	[Redacted]	[Redacted]		Non QM				Yes	No	$7,889.20	$12,171.77		8.535%	$4,407.81	$4,407.81	8.375%	No	No	Self-Employed						XXXX								$6,571.41	1	XXXX	$3,618.36	XXXX	$301.53						49.858%	49.858%	XXXX	[Redacted]	751																												No	No							[Borrower - \| Primary Income - Sole Proprietor]; Business License - 2025 [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Non-Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - \| Non-Primary Income - Wages]; VVOE - 2025 [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2024 [Borrower - \| Non-Primary Income - Wages]; W-2 - 2024 [Borrower - \| Non-Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2023 [Borrower - \| Non-Primary Income - Wages]; W-2 - 2023 [Borrower - \| Non-Primary Income - Wages]; W-2 Transcript - 2023	[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$7,889.20		6.700%	$14,670.60	1.6	DU		ApproveEligible	Yes	No	XXXX	2		2	0	2	2				No										XXXX	$540,792.31	75.000%	No	27				Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		Yes	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															66.71			No	1007191-0004017993-7	$0.00	$0.00													No	No	No	No
223386740	[Redacted]	[Redacted]		N/A				No	No					$1,279.41	$1,279.41	6.990%	No	No							XXXX									1	XXXX	$723.96	XXXX	$60.33						0.000%	0.000%	XXXX	[Redacted]	782																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.0				N/A	No	XXXX	0		0	0	0	0			0.00	No	1.01	0.98								XXXX			No					Yes	Final	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	65.88				1007191-0004018247-7	$0.00	$0.00	0	0	0	0	0	0	0	0	0				No	No	No	No
223386741	[Redacted]	[Redacted]		N/A				No	No					$4,090.84	$4,090.84	8.750%	No	No							XXXX									2	XXXX	$2,352.96	XXXX	$196.08						0.000%	0.000%	XXXX	[Redacted]	705																												No	No										DSCR																0	0	0	No		XXXX				$0.00					No	No	XXXX	0		0	0	0	0			0.00	No	1.15	0.86								XXXX	$192,829.17	30.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	Yes		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															11.62				1007191-0003284570-1	$0.00	$0.00	0	0	0	0	0	0							No	No	No	No
223386742	[Redacted]	[Redacted]		Non QM				Yes	No	$4,779.94	$6,115.04		11.079%	$1,090.83	$1,090.83	10.500%	No	No	Self-Employed						XXXX								$3,086.20	1	XXXX	$1,089.96	XXXX	$90.83						35.998%	35.998%	XXXX	[Redacted]	777																												No	Yes	12	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$4,779.94		6.650%	$3,600.00	3.5	None			Yes	No	XXXX	0		0	0	2	0		12	0.00	No										XXXX	$35,813.55	27.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															10.1		Yes	No	1007191-0004020016-2	$0.00	$0.00													No	No	No	No
223386743	[Redacted]	[Redacted]		N/A				No	No					$1,167.86	$1,167.86	7.625%	No	No							XXXX									1	XXXX	$5,583.84	XXXX	$465.32						0.000%	0.000%	XXXX	[Redacted]	692																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.0				Yes	No	XXXX	0		0	0	0	0			0.00	No	1.93	0.51								XXXX	$536,339.67	95.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															58.39				1007191-0004017648-7	$0.00	$0.00													No	No	No	No
223386747	[Redacted]	[Redacted]		Non QM				Yes	No	$17,746.25	$29,808.50		8.003%	$11,767.54	$13,385.37	8.599%	No	No	Self-Employed						XXXX								$60,842.21	1	XXXX	$5,966.04	XXXX	$497.17						42.423%	40.892%	XXXX	[Redacted]	763																												No	Yes	12	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$17,746.25		6.690%	$5,000.00	3.2	None			Yes	No	XXXX	0		0	0	3	0		12	0.00	No										XXXX	$798,896.05	35.000%	No					Yes	Preliminary	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															11.48		Yes	No	1007191-0004019305-2	$0.00	$0.00													No	No	No	No
223386748	[Redacted]	[Redacted]		N/A				No	No					$2,598.71	$2,598.71	6.990%	No	No							XXXX	XXXX								1	XXXX	$2,655.00	XXXX	$221.25						0.000%	0.000%	XXXX	[Redacted]	771																												No	No										DSCR																0	0	0	No		XXXX				$0.00	3.8				No	No	XXXX	0	0	0	0	0	0			0.00	No	1	0.99								XXXX	$433,937.07	75.000%	No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												72.75				1007191-0004016004-4	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223386749	[Redacted]	[Redacted]		Non QM				Yes	No	$5,530.00	$7,997.00		8.165%	$2,668.37	$2,668.37	7.990%	No	No	Self-Employed						XXXX								$4,432.15	1	XXXX	$1,812.96	XXXX	$151.08						46.622%	46.622%	XXXX	[Redacted]	713																												No	No							[Borrower - \| Primary Income - Sole Proprietor]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2025 [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025 [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024 [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024 [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024 [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024 [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024 [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024 [Borrower - \| Primary Income - Sole Proprietor]; Account Statements - Business - 2024 [Borrower - \| Primary Income - Sole Proprietor]; W-2 Transcript - 2024 [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2023 [Borrower - \| Primary Income - Sole Proprietor]; W-2 Transcript - 2023 [Borrower - \| Primary Income - Sole Proprietor]; Other - 2021	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	1yr 1099																0	0	0			XXXX	$5,530.00		6.880%	$0.00	1.0	None			Yes	No	XXXX	2		0	0	3	0				No										XXXX	$163,868.13	36.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															19.3			No	1007191-0004018719-5	$0.00	$0.00													No	No	No	No
223386750	[Redacted]	[Redacted]		N/A				No	No					$1,944.20	$1,944.20	7.250%	No	No							XXXX	XXXX								1	XXXX	$398.04	XXXX	$33.17						0.000%	0.000%	XXXX	[Redacted]	772																												No	No										DSCR																0	0	0	No		XXXX				$0.00	999.0				No	No	XXXX	0	0	0	0	0	0			0.00	No	1.59	0.62								XXXX	$194,252.34	51.000%	No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												34.81				1007191-0004017924-2	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223386753	[Redacted]	[Redacted]		Non QM				Yes	No	$3,655.40	$8,297.30		7.838%	$2,270.60	$2,270.60	7.625%	No	No	Self-Employed						XXXX								$23,071.23	1	XXXX	$1,923.00	XXXX	$160.25						12.512%	12.512%	XXXX	[Redacted]	809																												No	Yes	12	Business	100.000%	50.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; 4506-C (for Business) - 2024 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; 4506-C (for Business) - 2023 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2017	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$3,655.40		6.700%	$389.00	1.0	None			No	No	XXXX	0		0	0	2	0		12	0.00	No										XXXX	$173,557.05	43.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															26.25			No	1007191-0004017980-4	$0.00	$0.00													No	No	No	No
223386755	[Redacted]	[Redacted]		N/A				No	No					$1,010.24	$1,010.24	6.990%	No	No							XXXX									1	XXXX	$2,220.72	XXXX	$185.06						0.000%	0.000%	XXXX	[Redacted]	763																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.0				Yes	No	XXXX	0		0	0	0	0			0.00	No	1.34	0.74								XXXX	$153,510.14	61.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															25.16				1007191-0004015983-0	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223386761	[Redacted]	[Redacted]		Non QM				Yes	No	$12,723.00	$22,583.40		7.739%	$3,028.86	$3,028.86	7.250%	No	No	Self-Employed						XXXX								$5,133.29	1	XXXX	$1,079.04	XXXX	$89.92						54.965%	54.965%	XXXX	[Redacted]	771																												No	No						Borrower Prepared	[Borrower - \| Primary Income - Sole Proprietor]; Balance Sheet - 2025 [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025 [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2025 [Borrower - \| Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023	[Borrower]; 1040 - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Account Transcripts - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; Account Transcripts - 2022 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	1yr Full Doc																0	0	0			XXXX	$12,723.00		6.880%	$0.00	1.0	None			No	No	XXXX	0		2	0	2	3			3.00	No										XXXX	$70,403.13		No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	10.59			No	1007191-0003207918-6	$0.00	$0.00													No	No	No	No
223387006	[Redacted]	[Redacted]		Exempt from ATR				No	No	$14,571.26	$17,372.06		7.522%	$3,879.88	$3,879.88	7.250%	No	No	Self-Employed						XXXX								$70,187.74	1	XXXX	$1,950.00	XXXX	$162.50						34.966%	34.966%	XXXX	[Redacted]	766																												No	No							[Borrower - \| Primary Income - Sole Proprietor]; Other - 2025 [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024 [Borrower - \| Primary Income - Sole Proprietor]; 1099 Transcript - 2024 [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2023 [Borrower - \| Primary Income - Sole Proprietor]; 1099 Transcript - 2023 [Borrower - \| Primary Income - Sole Proprietor]; 1099 Transcript - 2022	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr 1099																0	0	0			XXXX	$14,571.26		6.620%	$0.00	2.5	None			No	No	XXXX	0		0	0	3	0				No										XXXX	$82,561.23		No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	10.83		No	No	1007191-0004019856-4	$0.00	$0.00													No	No	No	No
223387007	[Redacted]	[Redacted]		N/A				No	No					$1,434.34	$1,434.34	7.625%	No	No					0			XXXX	XXXX							1	XXXX	$0.00	XXXX	$0.00						0.000%	0.000%	XXXX	[Redacted]	682	693	675	682																			Level 4-Stated/Verified as defined						No	No										DSCR																0	0	0	No		XXXX				$0.00	1.0				No	No	XXXX	0	0	0	0	0	0			0.00	No	1.49	0.66								XXXX	$5,000.00	2.000%	No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual	Individual	Individual									Yes	Business Entity	Yes		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04									11.12				1007191-0004018583-5	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223387012	[Redacted]	[Redacted]		N/A				No	No					$1,036.01	$1,036.01	7.375%	No	No							XXXX									1	XXXX	$572.88	XXXX	$47.74						0.000%	0.000%	XXXX	[Redacted]	612																												No	No										DSCR																0	0	0	No		XXXX				$0.00	2.0				Yes	No	XXXX	0		0	0	0	0			0.00	No	1.46	0.68								XXXX	$435,630.39	100.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															90.12				1007191-0003273943-3	$0.00	$0.00	0	0	0	0	0	0							No	No	No	No
223387013	[Redacted]	[Redacted]		N/A				No	No					$889.15	$889.15	7.125%	No	No							XXXX									1	XXXX	$578.04	XXXX	$48.17						0.000%	0.000%	XXXX	[Redacted]	808																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.0				No	No	XXXX	0		0	0	0	0			0.00	No	1.16	0.86								XXXX	$196,199.32	100.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															128.56				1007191-0004016093-7	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223387014	[Redacted]	[Redacted]		Non QM				Yes	No	$5,707.01	$8,808.01		8.449%	$1,120.23	$1,120.23	7.875%	No	No	Self-Employed	Non-Employment Income					XXXX	XXXX							$4,844.38	1	XXXX	$1,842.96	XXXX	$153.58						42.223%	42.223%	XXXX	[Redacted]	810																												No	No						Borrower Prepared	[Borrower - \| Primary Income - Sole Proprietor]; Balance Sheet - 2025 [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2025 [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2023 [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2023	[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - No Results Returned - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - No Results Returned - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2022	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$5,707.01		6.700%	$0.00	2.4	None			No	No	XXXX	0	0	2	0	3	1			3.97	No										XXXX	$224,055.98	100.000%	No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												78.6		No	No	1007191-0004019931-5	$2,251.90	$0.00													No	No	No	No
223387015	[Redacted]	[Redacted]		Exempt from ATR				No	No	$5,563.50	$6,529.89		8.865%	$1,193.84	$1,193.84	7.990%	No	No	Employed						XXXX								$4,560.00	1	XXXX	$1,173.96	XXXX	$97.83						44.914%	44.914%	XXXX	[Redacted]	770																												No	No							[Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - \| Primary Income - Wages]; Paystubs - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - \| Primary Income - Wages]; Paystubs - 2023 [Borrower - \| Primary Income - Wages]; W-2 - 2023 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$5,563.50		6.030%	$0.00	2.6	None			Yes	No	XXXX	2		0	0	2	0			0.00	No										XXXX	$118,513.12		No					Yes	Final	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	76		No	No	1007191-0004015648-9	$0.00	$0.00													No	No	No	No
223387020	[Redacted]	[Redacted]		N/A				No	No					$5,222.58	$5,222.58	6.875%	No	No								XXXX								2	XXXX	$1,868.04	XXXX	$155.67						0.000%	0.000%	XXXX	[Redacted]	796																												No	No										DSCR																0	0	0	No		XXXX				$0.00					No	No	XXXX	0	0	0	0	0	0			0.00	No	1	0.99								XXXX			No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	121.91				1007191-0004016636-3	$0.00	$0.00													No	No	No	No
223387021	[Redacted]	[Redacted]		Non QM				Yes	No	$3,282.50	$4,387.49		8.107%	$931.34	$931.34	7.750%	No	No	Employed	Employed					XXXX	XXXX							$23,079.34	1	XXXX	$1,746.12	XXXX	$145.51						28.761%	28.761%	XXXX	[Redacted]	776																												No	No							[Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2023 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$3,282.50		6.650%	$101,000.00	1.0	None			No	No	XXXX	2	2	0	0	3	0			0.00	No										XXXX	$112,648.15	45.000%	No	27	28			Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												51.4		No	No	1007191-0004016729-6	$0.00	$4,092.58													No	No	No	No
223387033	[Redacted]	[Redacted]		N/A				No	No					$745.90	$745.90	7.990%	No	No							XXXX									1	XXXX	$827.04	XXXX	$68.92						0.000%	0.000%	XXXX	[Redacted]	786																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.8				No	No	XXXX	0		0	0	0	0			0.00	No	1.67	0.59								XXXX	$3,120.81		No					Yes	Short Form	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	94.1				1007191-0003256441-9	$0.00	$0.00	0	0	0	0	0	0							Yes	No	No	No
223387034	[Redacted]	[Redacted]		Non QM				Yes	No	$4,382.94	$5,795.43		7.677%	$2,186.79	$2,186.79	7.500%	No	No	Self-Employed						XXXX								$20,898.89	1	XXXX	$1,635.00	XXXX	$136.25						23.779%	23.779%	XXXX	[Redacted]	806																												No	Yes	12	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2016	[Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$4,382.94		6.700%	$0.00	1.1	None			N/A	No	XXXX	0		0	0	0	0		12	0.00	No										XXXX	$647,720.08	100.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															179.2		No	No	1007191-0004014941-9	$0.00	$0.00													No	No	No	No
223387035	[Redacted]	[Redacted]		Non QM				Yes	No	$8,598.58	$2,088.14		8.182%	$2,036.40	$2,152.21	8.334%	No	No	Employed						XXXX								$10,077.85	1	XXXX	$414.60	XXXX	$34.55						27.019%	28.832%	XXXX	[Redacted]	779																												No	No							[Borrower - \| Primary Income - Wages]; Other - 2025 [Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024	[Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$8,598.58		6.810%	$15,000.00		None			No	No	XXXX	1		0	0	2	0			0.00	No										XXXX	$116,248.42	31.000%	No	11				Yes	Shares/Stock/Ownership (Co-op)	Fee Simple	Individual	Individual													No	Individual	Yes		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															6.7			No		$0.00	$0.00													No	No	No	No
223387037	[Redacted]	[Redacted]		Non QM				Yes	No	$19,908.81	$25,231.97		8.307%	$5,327.57	$5,327.57	7.990%	No	No	Self-Employed	Employed					XXXX	XXXX							$10,836.04	1	XXXX	$3,753.00	XXXX	$312.75						41.676%	41.676%	XXXX	[Redacted]	706																												No	Yes	12	Business	77.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2023 [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2022	[Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$19,908.81		6.880%	$80,000.00	1.4	None			No	No	XXXX	0	1	0	0	3	0		12	0.00	No										XXXX	$222,330.00	26.000%	No		24			Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04							Resident Alien Card					14.72			No	1007191-0003279665-6	$0.00	$4,333.33													No	No	No	No
223387038	[Redacted]	[Redacted]		N/A				No	No					$2,366.09	$2,366.09	6.990%	No	No								XXXX								3	XXXX	$3,349.92	XXXX	$279.16						0.000%	0.000%	XXXX	[Redacted]	731																												No	No										DSCR																0	0	0	No		XXXX				$0.00					No	No	XXXX	0	0	0	0	0	0			0.00	No	1.54	0.64								XXXX	$5,000.00	1.000%	No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	FICO Classic V5 Facta	FICO Risk Score Classic 04												11.81				1007191-0003287758-9	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223387039	[Redacted]	[Redacted]		Non QM				Yes	No	$12,031.25	$13,944.45		9.736%	$3,507.07	$3,507.07	9.375%	No	No	Self-Employed						XXXX								$32,742.25	1	XXXX	$5,073.96	XXXX	$422.83						19.157%	19.157%	XXXX	[Redacted]	708																												No	Yes	12	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025	[Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$12,031.25		6.700%	$0.00	1.0	None			Yes	No	XXXX	0		0	0	2	0		12	0.00	No										XXXX	$4,006.71	1.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															27.46			No	1007191-0004014474-1	$0.00	$0.00													No	No	No	No
223387220	[Redacted]	[Redacted]		N/A				No	No					$1,877.39	$1,877.39	7.500%	No	No							XXXX	XXXX								1	XXXX	$1,575.00	XXXX	$131.25						0.000%	0.000%	XXXX	[Redacted]	790																												No	No										DSCR																0	0	0	No		XXXX				$0.00	4.2				Yes	No	XXXX	0	0	0	0	0	0			0.00	No	1.14	0.87								XXXX	$236,400.88	66.000%	No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												100.62				1007191-0004019637-8	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223387227	[Redacted]	[Redacted]		Non QM				Yes	No	$2,148.19	$3,321.95		8.664%	$1,297.54	$1,297.54	8.500%	No	No	Self-Employed						XXXX								$3,748.07	1	XXXX	$1,689.00	XXXX	$140.75						33.441%	33.441%	XXXX	[Redacted]	773																												No	No							[Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024 [Borrower - \| Primary Income - Sole Proprietor]; W-2 Transcript - 2024	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	1yr 1099																0	0	0			XXXX	$2,148.19		6.700%	$0.00	1.0	None			No	No	XXXX	1		0	0	2	0				No										XXXX	$143,146.95		No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	84.3		No	No	1007191-0004018826-8	$0.00	$0.00													No	No	No	No
223387228	[Redacted]	[Redacted]		N/A				No	No					$1,364.35	$1,364.35	7.250%	No	No							XXXX									1	XXXX	$2,736.00	XXXX	$228.00						0.000%	0.000%	XXXX	[Redacted]	772																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.0				Yes	No	XXXX	0		0	0	0	0			0.00	No	0.77	1.28								XXXX			No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	79.67				1007191-0004015353-6	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223387229	[Redacted]	[Redacted]		N/A				No	No					$1,547.01	$1,547.01	7.500%	No	No							XXXX	XXXX								1	XXXX	$1,439.88	XXXX	$119.99						0.000%	0.000%	XXXX	[Redacted]	718																												No	No										DSCR														[Redacted]		0	0	0	No		XXXX				$0.00	1.0				Yes	No	XXXX	0	0	0	0	0	0			0.00	No	1.13	0.87								XXXX	$234,595.56	80.000%	No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												79.29				1007191-0004018889-6	$0.00	$0.00	0	0	0	0	0	0	0	0	0				No	No	No	No
223387379	[Redacted]	[Redacted]		Non QM				Yes	No	$12,966.00	$19,766.68		9.012%	$5,249.26	$5,249.26	8.750%	No	No	Self-Employed						XXXX								$45,240.03	1	XXXX	$2,931.96	XXXX	$244.33						33.504%	33.504%	XXXX	[Redacted]	752																												No	Yes	12	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$12,966.00		6.700%	$3,000.00	1.0	None			Yes	No	XXXX	0		0	0	3	0		12	0.00	No										XXXX	$97,404.78	12.000%	No					Yes	Preliminary	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															19.51			No	1007191-0004017901-0	$0.00	$0.00													No	No	No	No
223387384	[Redacted]	[Redacted]		Exempt from ATR				No	No	$17,503.13	$23,687.47		7.379%	$9,649.38	$9,649.38	7.250%	No	No	Self-Employed	Employed					XXXX	XXXX							$26,218.69	1	XXXX	$3,303.00	XXXX	$275.25						37.628%	37.628%	XXXX	[Redacted]	770																												No	No							[Borrower - \| Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023 [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2023 [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2022 [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2023 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023	[Borrower]; 1040 - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$17,503.13		6.620%	$0.00	4.4	None			No	No	XXXX	3	2	2	0	2	2				No										XXXX	$187,275.56		No		27			Yes	Preliminary	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	17.52		No	No	1007191-0004019774-9	$0.00	$16,146.69													No	No	No	No
223387530	[Redacted]	[Redacted]		N/A				No	No					$1,619.08	$1,619.08	7.875%	No	No							XXXX									1	XXXX	$2,307.00	XXXX	$192.25						0.000%	0.000%	XXXX	[Redacted]	728																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.0				N/A	No	XXXX	0		0	0	0	0			0.00	No	0.91	1.08								XXXX	$725.00		No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	9.98				1007191-0004018121-4	$0.00	$0.00	0	0	0	0	0	0	0	0	0				No	No	No	No
223387542	[Redacted]	[Redacted]		N/A				No	No					$4,575.00	$4,575.00	9.750%	No	No					0			XXXX	XXXX							3	XXXX	$6,203.64	XXXX	$516.97						0.000%	0.000%	XXXX	[Redacted]	689	697	721	728																			Level 4-Stated/Verified as defined						No	No										DSCR																0	0	0	No		XXXX				$0.00					N/A	No	XXXX	0	0	0	0	0	0			0.00	No	1.07	0.93								XXXX	$10,000.00	1.000%	No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual	Individual	Individual									Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04									14.28				1007191-0003177493-6	$0.00	$0.00	0	0	0										No	No	No	No
223387547	[Redacted]	[Redacted]		Non QM				Yes	No	$13,645.78	$17,933.68		9.095%	$5,907.66	$5,907.66	8.875%	No	No	Self-Employed						XXXX								$10,130.20	1	XXXX	$3,000.96	XXXX	$250.08						40.750%	40.750%	XXXX	[Redacted]	775																												No	Yes	12	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$13,645.78		6.810%	$0.00	3.2	None			No	No	XXXX	0		0	0	2	0		12	0.00	No										XXXX	$32,899.09		No					Yes	Preliminary	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	8.31			No	1007191-0002856412-6	$0.00	$0.00													No	No	No	No
223387551	[Redacted]	[Redacted]		Non QM				Yes	No	$5,790.00	$9,782.88		7.453%	$2,728.71	$2,728.71	7.250%	No	No	Employed	Employed					XXXX	XXXX							$5,203.25	1	XXXX	$2,289.72	XXXX	$190.81						47.355%	47.355%	XXXX	[Redacted]	792																												No	No							[Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2023 [Borrower - \| Non-Primary Income - Sole Proprietor]; Balance Sheet - 2025 [Borrower - \| Non-Primary Income - Sole Proprietor]; CPA Letter - 2025 [Borrower - \| Non-Primary Income - Sole Proprietor]; P&L Statement - 2025 [Borrower - \| Non-Primary Income - Sole Proprietor]; P&L Statement - 2025 [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022 [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023	[Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - No Results Returned - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1040 - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1040 - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$5,790.00		6.880%	$0.00	3.3	None			No	No	XXXX	2	2	2	0	3	2			0.00	No										XXXX	$506,752.71	67.000%	No	27	27			Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												33.52		Yes	No	1007191-0004019980-2	$0.00	$1,047.17													No	No	No	No
223387566	[Redacted]	[Redacted]		Non QM				Yes	No	$2,904.38	$7,029.31		7.034%	$5,732.44	$5,732.44	6.990%	No	No	Self-Employed						XXXX								$7,109.76	1	XXXX	$1,323.96	XXXX	$110.33						48.467%	48.467%	XXXX	[Redacted]	770																												No	No							[Borrower - \| Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023	[Borrower]; 4506-C - 2024 [Borrower]; Tax Return Extension - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	1yr Full Doc																0	0	0			XXXX	$2,904.38		6.880%	$0.00	3.9	None			No	No	XXXX	0		1	0	3	0				No										XXXX	$582,634.64		No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	115.39		No	No	1007191-0003279060-0	$0.00	$0.00													No	No	No	No
223387761	[Redacted]	[Redacted]		Non QM				Yes	No	$7,317.50	$11,609.60		7.294%	$2,625.29	$2,625.29	6.990%	No	No	Self-Employed	Self-Employed					XXXX	XXXX							$8,183.24	1	XXXX	$1,677.96	XXXX	$139.83						46.107%	46.107%	XXXX	[Redacted]	748																												No	Yes	12	Business	100.000%	50.000%	50.000%		[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2025 [Coborrower(s) - \| Primary Income - Shared Bank Statements]; CPA Letter - 2025 [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Third Party Verification - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$7,317.50		6.700%	$2,000.00	1.0	None			No	No	XXXX	0	0	0	0	2	0		12	0.00	No										XXXX	$220,800.47	44.000%	No					Yes	Preliminary	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04							Employment Authorization	Employment Authorization				18.5			No	1007191-0004018313-7	$7,592.08	$0.00													No	No	No	No
223388777	[Redacted]	[Redacted]		Exempt from ATR				No	No	$20,240.00	$30,349.35		7.877%	$13,432.73	$13,432.73	7.750%	No	No	Non-Employment Income						XXXX								$37,382.89	1	XXXX	$4,095.96	XXXX	$341.33						31.997%	31.997%	XXXX	[Redacted]	745																												No	No							[Borrower - \| Primary Income - Other]; Other - 2024	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	Retirement Income - Fully Verified																0	0	0			XXXX	$20,240.00		6.810%	$0.00	999.0	None			No	No	XXXX	0		0	0	3	0			0.00	No										XXXX	$620,151.11	25.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															15.76		No	No	1007191-0004019333-4	$0.00	$0.00													No	No	No	No
223388848	[Redacted]	[Redacted]		N/A				No	No					$1,692.15	$1,692.15	7.375%	No	No							XXXX									4	XXXX	$2,553.00	XXXX	$212.75						0.000%	0.000%	XXXX	[Redacted]	748																												No	No										DSCR																0	0	0	No		XXXX				$0.00					N/A	No	XXXX	0		0	0	0	0			0.00	No	1.51	0.66								XXXX	$48,450.32		No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	126.26				1007191-0004017454-0	$0.00	$0.00													No	No	No	No
223389078	[Redacted]	[Redacted]		Non QM				Yes	No	$11,690.00	$17,701.08		7.504%	$7,044.89	$7,044.89	7.375%	Yes	No	Self-Employed						XXXX								$19,102.13	1	XXXX	$1,812.48	XXXX	$151.04						46.766%	46.766%	XXXX	[Redacted]	788																												No	Yes	12	Personal, Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2024 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2024	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$11,690.00		6.620%	$0.00	3.0	None			No	No	XXXX	0		0	0	3	0	12	12	0.00	No										XXXX	$922,992.59	54.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															16.44		No	No	1007191-0004018987-8	$0.00	$0.00													No	No	No	No
223389096	[Redacted]	[Redacted]		Non QM				Yes	No	$4,550.00	$5,931.23		8.951%	$1,368.91	$1,368.91	8.625%	No	No	Non-Employment Income						XXXX								$1,974.88	1	XXXX	$738.96	XXXX	$61.58						0.000%	0.000%	XXXX	[Redacted]	644																												Yes	No							[Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Other - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Other Documentation (O)	Asset Depletion (No DTI)																0	0	0			XXXX	$4,550.00		6.810%	$0.00	2.1	None			No	No	XXXX	0		0	0	2	0			0.00	No					Other					XXXX	$378,874.85	100.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															104.61			No	1007191-0004020432-1	$0.00	$0.00													No	No	No	No
223389098	[Redacted]	[Redacted]		N/A				No	No					$2,148.86	$2,148.86	7.250%	No	No							XXXX									1	XXXX	$1,455.96	XXXX	$121.33						0.000%	0.000%	XXXX	[Redacted]	704																												No	No										DSCR																0	0	0	No		XXXX				$0.00	2.3				No	No	XXXX	0		0	0	0	0			0.00	No	1.11	0.89								XXXX	$0.00		No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	35.52				1007191-0004019231-0	$0.00	$0.00													No	No	No	No
223389103	[Redacted]	[Redacted]		Non QM				Yes	No	$6,790.00	$853.90		7.959%	$2,932.27	$2,932.27	7.990%	No	No	Non-Employment Income						XXXX								$4,774.29	1	XXXX	$1,249.80	XXXX	$104.15						0.000%	0.000%	XXXX	[Redacted]	713																												Yes	No							[Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Other Documentation (O)	Asset Depletion (No DTI)																0	0	0			XXXX	$6,790.00		6.880%	$19,332.94		None			Yes	No	XXXX	0		0	0	2	0			0.00	No					Other					XXXX	$619,255.20	100.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															135.21			No	1007191-0004019349-0	$0.00	$0.00													No	No	No	No
223390209	[Redacted]	[Redacted]		N/A				No	No					$732.27	$732.27	9.125%	No	No							XXXX									2	XXXX	$741.00	XXXX	$61.75						0.000%	0.000%	XXXX	[Redacted]	763																												No	No										DSCR																0	0	0	No		XXXX				$0.00					No	No	XXXX	0		0	0	0	0			0.00	No	1.81	0.55								XXXX	$65,091.89	54.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															71.89				1007191-0004019993-5	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223390214	[Redacted]	[Redacted]		Exempt from ATR				No	No	$68,147.50	$26,025.90		8.540%	$6,904.47	$7,378.51	8.584%	No	No	Self-Employed						XXXX								$18,115.26	1	XXXX	$2,431.20	XXXX	$202.60						49.516%	51.631%	XXXX	[Redacted]	788																												No	Yes	12	Personal, Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$68,147.50		6.770%	$0.00	4.7	None	No		No	No	XXXX	0		0	0	3	0	12	12	0.00	No										XXXX	$0.00		No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	Yes		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														Yes	81.21		No	No	1007191-0004019261-7	$0.00	$0.00													No	No	No	No
223390562	[Redacted]	[Redacted]		Non QM				Yes	No	$2,570.00	$4,250.00		7.827%	$839.06	$839.06	7.500%	No	No	Self-Employed	Self-Employed					XXXX	XXXX							$11,250.59	1	XXXX	$3,167.52	XXXX	$263.96						18.201%	18.201%	XXXX	[Redacted]	746																												No	Yes	12	Business	100.000%	50.000%	50.000%		[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2025 [Coborrower(s) - \| Primary Income - Shared Bank Statements]; CPA Letter - 2025 [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Other - 2025 [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Other - 2025 [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Third Party Verification - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$2,570.00		6.620%	$0.00	3.9	None			No	No	XXXX	0	0	0	0	2	0		12	0.00	No										XXXX			No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	57.93			No	1007191-0004018966-2	$6,877.00	$0.00													No	No	No	No
223390583	[Redacted]	[Redacted]		Non QM				Yes	No	$4,592.44	$7,361.53		7.607%	$3,384.20	$3,384.20	7.500%	No	No	Self-Employed						XXXX								$13,508.27	1	XXXX	$3,827.04	XXXX	$318.92						37.176%	37.176%	XXXX	[Redacted]	745																												No	Yes	12	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022	[Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$4,592.44		6.880%	$0.00	2.2	None			Yes	No	XXXX	0		0	0	0	0		12	0.00	No										XXXX	$28,003.49	5.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															35.19			No	1007191-0004019322-7	$0.00	$0.00													No	No	No	No
223390588	[Redacted]	[Redacted]		Non QM				Yes	No	$8,393.33	$10,106.33		8.830%	$1,342.89	$1,342.89	8.250%	No	No	Non-Employment Income	Non-Employment Income					XXXX	XXXX							$1,735.17	1	XXXX	$557.04	XXXX	$46.42						47.489%	47.489%	XXXX	[Redacted]	700																												No	No							[Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - \| Primary Income - Social Security]; Other - 2025 [Borrower - \| Primary Income - Social Security]; 1099 Transcript - 2024 [Borrower - \| Primary Income - Social Security]; 1099-SSA - 2024 [Borrower - \| Primary Income - Social Security]; 1099 Transcript - 2023 [Borrower - \| Primary Income - Social Security]; 1099-SSA - 2023 [Borrower - \| Primary Income - Social Security]; 1099 Transcript - 2022 [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - \| Primary Income - Social Security]; 1099 Transcript - 2024 [Coborrower(s) - \| Primary Income - Social Security]; 1099-SSA - 2024 [Coborrower(s) - \| Primary Income - Social Security]; 1099 Transcript - 2023 [Coborrower(s) - \| Primary Income - Social Security]; 1099-SSA - 2023 [Coborrower(s) - \| Primary Income - Social Security]; 1099 Transcript - 2022	[Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022	Full Documentation (F)	Retirement Income - Fully Verified				[Redacted]										[Redacted]		0	0	0			XXXX	$8,393.33		6.650%	$0.00		None			N/A	No	XXXX	0	0	0	0	3	0			0.00	No										XXXX			No					Yes	Preliminary	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	65.88			No	1007191-0003269769-8	$1,257.70	$0.00													No	No	No	No
223390589	[Redacted]	[Redacted]		Non QM				Yes	No	$1,245.00	$3,057.90		6.924%	$2,334.07	$2,334.07	6.875%	No	No	Self-Employed						XXXX								$20,581.86	1	XXXX	$1,188.00	XXXX	$99.00						13.073%	13.073%	XXXX	[Redacted]	770																												No	No							[Borrower - \| Primary Income - Sole Proprietor]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Sole Proprietor]; Business License - 2025 [Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2025 [Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2025 [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025 [Borrower - \| Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	1yr 1099																0	0	0			XXXX	$1,245.00		6.810%	$0.00	1.0	None			Yes	No	XXXX	0		0	0	2	0				No										XXXX			No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04										Resident Alien Card				No	19.37			No	1007191-0004018856-5	$0.00	$0.00													No	No	No	No
223390590	[Redacted]	[Redacted]		Non QM				Yes	No	$12,150.00	$16,749.40		7.403%	$6,003.15	$6,003.15	7.250%	No	No	Self-Employed						XXXX								$104,360.17	1	XXXX	$6,708.12	XXXX	$559.01						21.455%	21.455%	XXXX	[Redacted]	742																												No	Yes	24	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	24mo Bank Statement																0	0	0			XXXX	$12,150.00		6.620%	$250,000.00	2.9	None			Yes	No	XXXX	0		0	0	2	0		24	0.00	No										XXXX	$10,000.00	1.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															14.93		Yes	No	1007191-0004018356-6	$0.00	$0.00													No	No	No	No
223393874	[Redacted]	[Redacted]		N/A				No	No					$4,137.28	$4,137.28	7.750%	No	No							XXXX									3	XXXX	$3,350.04	XXXX	$279.17						0.000%	0.000%	XXXX	[Redacted]	722																												No	No										DSCR																0	0	0	No		XXXX				$0.00					No	No	XXXX	0		0	0	0	0			0.00	No	1.71	0.58								XXXX	$410,634.71	53.000%	No					Yes	Final	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															33.83				1007191-0004017639-6	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223394350	[Redacted]	[Redacted]		N/A				No	No					$1,945.47	$1,945.47	6.750%	No	No							XXXX									1	XXXX	$0.00	XXXX	$0.00						0.000%	0.000%	XXXX	[Redacted]	779																												No	No										DSCR																0	0	0	No		XXXX				$0.00	3.4				No	No	XXXX	0		0	0	0	0			0.00	No	1.03	0.96								XXXX	$265,426.81	49.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															6.96				1007191-0004017654-5	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223394472	[Redacted]	[Redacted]		Non QM				Yes	No	$3,486.25	$13,907.93		6.901%	$11,016.70	$11,016.70	6.875%	No	No	Self-Employed	Not Employed					XXXX	XXXX							$27,646.14	1	XXXX	$4,560.36	XXXX	$380.03						34.183%	34.183%	XXXX	[Redacted]	734																												No	Yes	12	Business	100.000%	50.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$3,486.25		6.810%	$0.00	1.0	DU		Out of Scope	N/A	No	XXXX	0	0	0	0	2	0		12	0.00	No										XXXX	$2,953,940.37	100.000%	No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												178.7		No	No	1007191-0004017678-4	$0.00	$0.00													No	No	No	No
223395710	[Redacted]	[Redacted]		N/A				No	No					$1,897.08	$1,897.08	8.125%	No	No							XXXX									1	XXXX	$1,278.00	XXXX	$106.50						0.000%	0.000%	XXXX	[Redacted]	726																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.0				Yes	No	XXXX	0		0	0	0	0			0.00	No	1.04	0.95								XXXX			No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	87.37				1007191-0003259417-6	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223397165	[Redacted]	[Redacted]		Non QM				Yes	No	$3,397.26	$5,109.20		8.964%	$839.65	$839.65	8.500%	No	No	Employed	Not Employed					XXXX	XXXX							$21,700.10	1	XXXX	$756.48	XXXX	$63.04						36.008%	36.008%	XXXX	[Redacted]	776																												No	No							[Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; VVOE - 2025 [Borrower - \| Primary Income - Wages]; Paystubs - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - \| Primary Income - Wages]; Paystubs - 2023 [Borrower - \| Primary Income - Wages]; W-2 - 2023 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$3,397.26		6.650%	$0.00	4.3	None			N/A	No	XXXX	2	0	0	0	2	0			0.00	No										XXXX	$136,171.70	83.000%	No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												36.17		Yes	No	1007191-0004019688-1	$0.00	$0.00													No	No	No	No
223397601	[Redacted]	[Redacted]		Non QM				Yes	No	$6,710.00	$6,477.40		7.842%	$3,668.03	$3,668.03	7.750%	No	No	Non-Employment Income	Not Employed					XXXX	XXXX							$7,248.11	1	XXXX	$5,745.00	XXXX	$478.75						0.000%	0.000%	XXXX	[Redacted]	762																												Yes	No							[Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025	[Borrower]; 1084 or income worksheet - Year Not Available	Other Documentation (O)	Asset Depletion (No DTI)																0	0	0			XXXX	$6,710.00		6.880%	($15,000.00)	1.5	None			Yes	No	XXXX	0	0	0	0	0	0			0.00	No					Other					XXXX	$935,672.91	100.000%	No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												170.1		Yes	No	1007191-0004019157-7	$0.00	$0.00													No	No	No	No
223397604	[Redacted]	[Redacted]		Non QM				Yes	No	$6,001.00	$8,560.90		8.945%	$1,862.81	$1,862.81	8.625%	No	No	Non-Employment Income						XXXX								$10,200.75	1	XXXX	$3,524.04	XXXX	$293.67						0.000%	0.000%	XXXX	[Redacted]	657																												Yes	No							[Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025	[Borrower]; 1084 or income worksheet - Year Not Available	Other Documentation (O)	Asset Depletion (No DTI)																0	0	0			XXXX	$6,001.00		6.810%	$5,000.00	1.2	None			No	No	XXXX	0		0	0	0	0			0.00	No					Other					XXXX	$941,200.73	100.000%	No					Yes	Final	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															253.55			No	1007191-0004017577-8	$0.00	$0.00													No	No	No	No
223397608	[Redacted]	[Redacted]		N/A				No	No					$1,142.77	$1,142.77	6.250%	No	No							XXXX									1	XXXX	$1,205.52	XXXX	$100.46						0.000%	0.000%	XXXX	[Redacted]	771																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.3				No	No	XXXX	0		0	0	0	0			0.00	No	1.13	0.88								XXXX	$350,987.38	100.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															208.2				1007191-0004017449-0	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223397609	[Redacted]	[Redacted]		N/A				No	No					$1,907.79	$1,907.79	8.000%	No	No							XXXX									1	XXXX	$2,328.00	XXXX	$194.00						0.000%	0.000%	XXXX	[Redacted]	674																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.0				Yes	No	XXXX	0		0	0	0	0			0.00	No	1.11	0.89								XXXX			No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	94.65				1007191-0004019691-5	$0.00	$0.00													No	No	No	No
223397700	[Redacted]	[Redacted]		Non QM				Yes	No	$4,995.13	$10,303.28		7.619%	$2,393.19	$2,393.19	7.375%	No	No	Employed						XXXX								$5,378.36	1	XXXX	$1,576.80	XXXX	$131.40						37.747%	37.747%	XXXX	[Redacted]	807																												No	No							[Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - \| Primary Income - Wages]; Paystubs - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - \| Primary Income - Wages]; Paystubs - 2023 [Borrower - \| Primary Income - Wages]; W-2 - 2023 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 [Borrower - \| Primary Income - Wages]; W-2 - 2022 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$4,995.13		6.810%	$9,900.00	2.6	None			Yes	No	XXXX	3		0	0	3	0			0.00	No										XXXX	$301,122.46	61.000%	No					Yes	Final	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															32.55		Yes	No	1007191-0004017193-4	$0.00	$0.00													No	No	No	No
223397708	[Redacted]	[Redacted]		Exempt from ATR				No	No	$1,390.00	$3,916.01		7.648%	$1,435.49	$1,435.49	7.500%	No	No	Self-Employed						XXXX								$4,695.54	1	XXXX	$2,057.76	XXXX	$171.48						39.869%	39.869%	XXXX	[Redacted]	745																												No	No							[Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - \| Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2024 [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022	[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1040 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	1yr Full Doc																0	0	0			XXXX	$1,390.00		6.650%	$0.00	3.5	DU		ApproveEligible	No	No	XXXX	0		3	0	2	0				No										XXXX	$20,241.84	8.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															27.88		No	No	1007191-0004019736-8	$0.00	$0.00													No	No	No	No
223413291	[Redacted]	[Redacted]		Non QM				Yes	No	$4,976.25	$8,418.65		7.610%	$3,959.30	$3,959.30	7.500%	No	No	Self-Employed						XXXX								$11,668.90	1	XXXX	$2,645.04	XXXX	$220.42						40.535%	40.535%	XXXX	[Redacted]	731																												No	No						Third Party Prepared	[Borrower - \| Primary Income - P&L Statement Only]; Account Statements - Business - 2025 [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025 [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025 [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025 [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025 [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023	Alternative Documentation (A)	1yr P&L w/o Bank Statements																0	0	0			XXXX	$4,976.25		6.650%	$0.00	1.0	None			N/A	No	XXXX	0		0	0	2	0			12.00	No										XXXX	$62,965.54		No					Yes	Preliminary	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	11.65		No	No	1007191-0004019146-0	$0.00	$0.00													No	No	No	No
223413292	[Redacted]	[Redacted]		Non QM				Yes	No	$6,285.96	$4,856.08		8.093%	$2,551.08	$2,551.08	7.990%	No	No	Self-Employed	Non-Employment Income					XXXX	XXXX							$6,049.91	1	XXXX	$1,242.48	XXXX	$103.54						45.498%	45.498%	XXXX	[Redacted]	782																												No	No						Borrower Prepared	[Borrower - \| Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025 [Borrower - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025 [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025 [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2022 [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2022 [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2022 [Borrower - \| Non-Primary Income - VA Service Related Disability]; Other - 2025 [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 [Coborrower(s) - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - \| Primary Income - Pension]; Paystubs - 2025 [Coborrower(s) - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025	[Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - No Results Returned - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1040 - 2022 [Borrower]; Transcripts (1040) - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 1040 - 2022 [Coborrower]; Transcripts (1040) - 2022	Full Documentation (F)	1yr Full Doc																0	0	0			XXXX	$6,285.96		6.880%	$13,000.00	1.4	None			Yes	No	XXXX	1	0	2	0	2	2			14.30	No										XXXX	$200,251.15	46.000%	No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												80.26		No	No	1007191-0004019481-1	$7,925.97	$0.00													No	No	No	No
223415400	[Redacted]	[Redacted]		N/A				No	No					$1,203.25	$1,203.25	7.625%	No	No							XXXX									1	XXXX	$3,047.04	XXXX	$253.92						0.000%	0.000%	XXXX	[Redacted]	696																												No	No										DSCR														[Redacted]		0	0	0	Yes		XXXX				$0.00	1.6				No	No	XXXX	0		0	0	0	0			0.00	No	1.25	0.79								XXXX			No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	51.51				1007191-0003263177-0	$0.00	$0.00													No	No	No	No
223415406	[Redacted]	[Redacted]		N/A				No	No					$2,491.43	$2,491.43	7.625%	No	No							XXXX									4	XXXX	$3,315.00	XXXX	$276.25						0.000%	0.000%	XXXX	[Redacted]	772																												No	No										DSCR																0	0	0	No		XXXX				$0.00					No	No	XXXX	0		0	0	0	0			0.00	No	1.36	0.73								XXXX	$137,424.47	31.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															7.68				1007191-0003253022-0	$0.00	$0.00													No	No	No	No
223415471	[Redacted]	[Redacted]		N/A				No	No					$909.00	$909.00	7.990%	No	No							XXXX									2	XXXX	$1,224.00	XXXX	$102.00						0.000%	0.000%	XXXX	[Redacted]	745																												No	No										DSCR																0	0	0	No		XXXX				$0.00					N/A	No	XXXX	0		0	0	0	0			0.00	No	2.12	0.47								XXXX	$1,726.43	1.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															24.98				1007191-0004020224-2	$0.00	$0.00													No	No	No	No
223415474	[Redacted]	[Redacted]		N/A				No	No					$2,857.64	$2,857.64	6.875%	No	No					0	0		XXXX	XXXX	XXXX						2	XXXX	$1,722.00	XXXX	$143.50						0.000%	0.000%	XXXX	[Redacted]	751	784	789	759	787	781	775																Level 1-Not Stated/Not Verified	Level 4-Stated/Verified as defined					No	No										DSCR																0	0	0	No		XXXX				$0.00					No	No	XXXX	0	0	0	0	0	0			0.00	No	1.27	0.78								XXXX	$797,012.21	100.000%	No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual	Individual	Individual	Individual	Individual							Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04						123.17				1007191-0004020263-0	$0.00	$0.00	0	0	0	0	0	0							No	No	No	No
223415476	[Redacted]	[Redacted]		Exempt from ATR				No	No	$4,592.50	$6,927.30		7.430%	$2,200.02	$2,200.02	7.250%	No	No	Employed						XXXX								$6,690.25	1	XXXX	$1,882.68	XXXX	$156.89						32.648%	32.648%	XXXX	[Redacted]	796																												No	No							[Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025	[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	WVOE																0	0	0			XXXX	$4,592.50		6.880%	$0.00	1.1	LP / LPA		Accept/Eligible	Yes	No	XXXX	0		1	0	2	0			0.00	No										XXXX	$409,226.31	95.000%	No	28				Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															88.57		No	No	1007191-0004019862-2	$0.00	$0.00													No	No	No	No
223415560	[Redacted]	[Redacted]		N/A				No	No					$1,353.72	$1,353.72	7.375%	No	No							XXXX									1	XXXX	$1,248.96	XXXX	$104.08						0.000%	0.000%	XXXX	[Redacted]	789																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.0				Yes	No	XXXX	0		0	0	0	0			0.00	No	1.02	0.98								XXXX	$73,102.93	30.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															9.59				1007191-0004017987-9	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223415585	[Redacted]	[Redacted]		Non QM				Yes	No	$5,033.75	$8,013.65		7.398%	$1,163.10	$1,163.10	6.990%	No	No	Self-Employed						XXXX								$2,420.19	1	XXXX	$1,103.04	XXXX	$91.92						38.306%	38.306%	XXXX	[Redacted]	773																												No	Yes	24	Personal	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025	[Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$5,033.75		6.700%	$940.00	1.8	None			Yes	No	XXXX	0		0	0	0	0	12		0.00	No										XXXX	$132,771.43	53.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															23.29		Yes	No	1007191-0003286739-0	$0.00	$0.00													No	No	No	No
223419537	[Redacted]	[Redacted]		N/A				No	No					$1,414.76	$1,414.76	7.125%	No	No								XXXX								1	XXXX	$940.92	XXXX	$78.41						0.000%	0.000%	XXXX	[Redacted]																													No	No										DSCR																0	0	0	Yes		XXXX				$0.00	1.0				No	No	XXXX	0	0	0	0	0	0			0.00	No	1.17	0.84								XXXX	$180,794.92	65.000%	No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No																		60.7				1007191-0004017483-9	$0.00	$0.00													No	Yes	No	No
223419538	[Redacted]	[Redacted]		Non QM				Yes	No	$11,990.00	$16,445.00		9.431%	$4,230.89	$4,230.89	9.125%	No	No	Self-Employed						XXXX								$14,170.90	1	XXXX	$5,281.20	XXXX	$440.10						37.641%	37.641%	XXXX	[Redacted]	651																												No	Yes	12	Personal	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement														[Redacted]		0	0	0			XXXX	$11,990.00		6.800%	$20,000.00	1.0	None			No	No	XXXX	0		0	0	2	0	12		0.00	No										XXXX	$49,297.62	8.000%	No					Yes	Final	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															17.99		No	No	1007191-0003271285-1	$0.00	$0.00													No	No	No	No
223422111	[Redacted]	[Redacted]		N/A				No	No					$1,041.81	$1,041.81	6.990%	No	No					0			XXXX								2	XXXX	$1,307.04	XXXX	$108.92						0.000%	0.000%	XXXX	[Redacted]	776																						Level 4-Stated/Verified as defined						No	No										DSCR																0	0	0	No		XXXX				$0.00					No	No	XXXX	0	0	0	0	0	0			0.00	No	1.43	0.69								XXXX			No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual	LLC	Business Entity									Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	43.44				1007191-0004020470-1	$0.00	$0.00													No	No	No	No
223422115	[Redacted]	[Redacted]		Non QM				Yes	No	$8,792.96	$10,936.96		8.588%	$2,317.66	$2,317.66	8.250%	No	Yes	Employed	Employed					XXXX	XXXX							$5,146.04	1	XXXX	$1,752.00	XXXX	$146.00						44.775%	44.775%	XXXX	[Redacted]	669																												No	No							[Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - \| Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	1yr Full Doc																0	0	0			XXXX	$8,792.96		6.620%	$0.00	1.1	DU		ApproveEligible	No	No	XXXX	1	0	0	0	2	0			0.00	No										XXXX			No	26	27			Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	51.13		No	No	1007191-0004018894-6	$0.00	$5,634.96													No	No	No	No
223422118	[Redacted]	[Redacted]		N/A				No	No					$1,483.03	$1,483.03	7.500%	No	No								XXXX								3	XXXX	$3,504.48	XXXX	$292.04						0.000%	0.000%	XXXX	[Redacted]	781																												No	No										DSCR																0	0	0	No		XXXX				$0.00					N/A	No	XXXX	0	0	0	0	0	0			0.00	No	2.02	0.49								XXXX			No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	7.43				1007191-0004019560-2	$0.00	$0.00													No	No	No	No
223422120	[Redacted]	[Redacted]		Exempt from ATR				No	No	$81,187.76	$28,781.18		7.702%	$8,222.76	$8,222.76	7.500%	No	No	Self-Employed	Self-Employed					XXXX	XXXX							$23,412.50	1	XXXX	$4,620.36	XXXX	$385.03						43.815%	43.815%	XXXX	[Redacted]	724																												No	Yes	24	Business	100.000%	100.000%	100.000%		[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2017 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025	[Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$81,187.76		6.700%	$0.00	1.8	None			Yes	No	XXXX	0	0	0	0	0	0		12	0.00	No										XXXX	$15,300.00	1.000%	No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												13.78			No	1007191-0004019418-3	$18,316.68	$0.00													No	No	No	No
223422121	[Redacted]	[Redacted]		N/A				No	No					$1,991.49	$1,991.49	8.500%	No	No							XXXX									1	XXXX	$1,005.96	XXXX	$83.83						0.000%	0.000%	XXXX	[Redacted]	719																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.0				N/A	No	XXXX	0		0	0	0	0			0.00	No	1.11	0.89								XXXX	$161,380.30		No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	173.7				1007191-0004019509-9	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	Yes	No	No	No
223422123	[Redacted]	[Redacted]		N/A				No	No					$1,841.88	$1,841.88	7.250%	No	No							XXXX									1	XXXX	$744.96	XXXX	$62.08						0.000%	0.000%	XXXX	[Redacted]																													No	No										DSCR																0	0	0	Yes		XXXX				$0.00	1.0				No	No	XXXX	0		0	0	0	0			0.00	No	1	0.99								XXXX	$162,478.16	43.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No																		50.24				1007191-0004015207-4	$0.00	$0.00													Yes	No	No	No
223422126	[Redacted]	[Redacted]		Non QM				Yes	No	$1,990.00	$8,465.72		7.194%	$5,452.07	$5,452.07	7.125%	No	No	Self-Employed	Not Employed					XXXX	XXXX							$273,414.62	1	XXXX	$5,134.08	XXXX	$427.84						6.247%	6.247%	XXXX	[Redacted]	789																												No	Yes	12	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$1,990.00		6.880%	$0.00	2.6	None			Yes	No	XXXX	0	0	0	0	2	0		12	0.00	No										XXXX	$805,625.84	75.000%	No					Yes	Final	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												89.87		Yes	No	1007191-0004020518-7	$0.00	$0.00													No	No	No	No
223422132	[Redacted]	[Redacted]		N/A				No	No					$3,074.43	$3,074.43	6.875%	No	No							XXXX									1	XXXX	$894.96	XXXX	$74.58						0.000%	0.000%	XXXX	[Redacted]	810																												No	No										DSCR																0	0	0	No		XXXX				$0.00	2.4				Yes	No	XXXX	0		0	0	0	0			0.00	No	1	0.99								XXXX			No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	120.18				1007191-0004014347-9	$0.00	$0.00													No	No	No	No
223422185	[Redacted]	[Redacted]		Non QM				Yes	No	$8,785.00	$12,411.64		7.220%	$2,102.17	$2,102.17	6.875%	No	No	Self-Employed	Employed					XXXX	XXXX							$3,924.04	1	XXXX	$1,591.44	XXXX	$132.62						49.267%	49.267%	XXXX	[Redacted]	766																												No	Yes	12	Business	62.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Coborrower(s) - \| Primary Income - Wages]; Employer Letter - 2025 [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$8,785.00		6.650%	$600.00	1.0	None			No	No	XXXX	0	2	0	0	2	0		12	0.00	No										XXXX	$190,934.88	48.000%	No		27			Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												9.53			No	1007191-0004018236-0	$0.00	$2,946.67													No	No	No	No
223422223	[Redacted]	[Redacted]		Non QM				Yes	No	$25,666.25	$37,966.41		9.855%	$11,742.60	$11,742.60	9.625%	No	No	Self-Employed	Employed					XXXX	XXXX							$37,188.60	1	XXXX	$4,369.80	XXXX	$364.15						38.387%	38.387%	XXXX	[Redacted]	725																												No	Yes	12	Business	79.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$25,666.25		6.810%	$30,000.00	2.9	None			Yes	No	XXXX	0	1	0	0	2	0		12	0.00	No										XXXX	$363,176.68	24.000%	No		11			Yes	Short Form	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												12.76		Yes	No	1007191-0004016974-8	$0.00	$12,536.48													No	No	No	No
223422848	[Redacted]	[Redacted]		Non QM				Yes	No	$10,388.75	$37,383.70		7.682%	$11,458.38	$11,458.38	7.500%	No	No	Employed	Employed	Non-Employment Income		0		XXXX	XXXX	XXXX						$19,233.57	1	XXXX	$7,958.04	XXXX	$663.17						49.158%	49.158%	XXXX	[Redacted]	803	803	798	812																			Level 4-Stated/Verified as defined		Level 4-Stated/Verified as defined		Level 1-Not Stated/Not Verified		Yes	No							[Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; VVOE - 2025 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2023 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 [Coborrower(s) - \| Primary Income - Wages]; Employer Letter - 2025 [Coborrower(s) - \| Primary Income - Wages]; Other - 2025 [Coborrower(s) - \| Primary Income - Wages]; Other - 2025 [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 [Coborrower(s) - \| Primary Income - Social Security]; 1099 Transcript - 2024 [Coborrower(s) - \| Primary Income - Social Security]; 1099-SSA - 2024 [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 [Coborrower(s) - \| Primary Income - Social Security]; 1099 Transcript - 2023 [Coborrower(s) - \| Non-Primary Income - Annuity]; Account Statements - 2025 [Coborrower(s) - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$10,388.75		6.700%	$23,350.00	5.0	None			No	No	XXXX	2	2	0	0	2	0			0.00	No					Other					XXXX	$2,411,405.04	100.000%	No		28			Yes	Preliminary	Fee Simple	Individual	Individual	Individual	Individual	Individual	Individual									No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04									129.17		Yes	No	1007191-0004017591-9	$20,500.87	$8,026.00													No	No	No	No
223422879	[Redacted]	[Redacted]		N/A				No	No					$2,046.53	$2,046.53	7.250%	No	No					0			XXXX	XXXX							2	XXXX	$869.04	XXXX	$72.42						0.000%	0.000%	XXXX	[Redacted]	733																						Level 1-Not Stated/Not Verified						No	No										DSCR																0	0	0	No		XXXX				$0.00					No	No	XXXX	0	0	0	0	0	0			0.00	No	1.53	0.65								XXXX	$167,495.40	42.000%	No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual	Individual	Member									Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												37.76				1007191-0004017764-2	$0.00	$0.00													No	No	No	No
223422881	[Redacted]	[Redacted]		Non QM				Yes	No	$4,965.60	$8,132.56		9.924%	$1,337.45	$1,337.45	9.375%	No	No	Self-Employed						XXXX				XXXX				$5,676.09	1	XXXX	$449.04	XXXX	$37.42						36.308%	36.308%	XXXX	[Redacted]	672																												No	No						Audited	[Borrower - \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025 [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025 [Borrower - \| Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023	[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	1yr Full Doc																0	0	0			XXXX	$4,965.60		6.650%	$16,000.00	2.6	None			No	No	XXXX	1		1	0	2	1			1.90	No										XXXX	$5,000.00	2.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04										Employment Authorization					8.57			No	1007191-0003068132-2	$0.00	$0.00													Yes	No	No	No
223422890	[Redacted]	[Redacted]		N/A				No	No					$870.10	$870.10	10.375%	No	No							XXXX									1	XXXX	$923.04	XXXX	$76.92						0.000%	0.000%	XXXX	[Redacted]	708																												No	No										DSCR																1	0	0	No		XXXX				$0.00	2.6				Yes	No	XXXX	0		0	0	0	0			0.00	No	0.9	1.11								XXXX	$354,185.90	100.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															250.97				1007191-0003228221-0	$0.00	$0.00	0	0	0	1	0	0	0	0	0	0	0	0	No	No	No	No
223422894	[Redacted]	[Redacted]		N/A				No	No					$1,642.32	$1,642.32	6.875%	No	No							XXXX									1	XXXX	$934.80	XXXX	$77.90						0.000%	0.000%	XXXX	[Redacted]	767																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.6				Yes	No	XXXX	0		0	0	0	0			0.00	No	0.81	1.22								XXXX			No					Yes	Preliminary	Fee Simple	Individual	Individual													No	Individual	Yes		No	Fair Isaac (VER. 2)	FICO Classic V5 Facta	FICO Risk Score Classic 04														No	112.01				1007191-0003287882-7	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223423038	[Redacted]	[Redacted]		Safe Harbor QM (APOR)				Yes	No	$4,270.00	$6,222.98		7.817%	$1,896.89	$1,896.89	7.625%	No	No	Self-Employed	Non-Employment Income					XXXX	XXXX							$6,162.82	1	XXXX	$1,974.72	XXXX	$164.56						38.179%	38.179%	XXXX	[Redacted]	782																												No	No						Third Party Prepared (Unaudited)	[Borrower - \| Primary Income - Sole Proprietor]; Account Statements - Personal - 2025 [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025 [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024 [Borrower - \| Primary Income - Sole Proprietor]; 1099 Transcript - 2024 [Borrower - \| Primary Income - Sole Proprietor]; 1099 Transcript - 2023 [Coborrower(s) - \| Primary Income - Social Security]; Account Statements - 2025 [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022	Alternative Documentation (A)	1yr 1099														[Redacted]		0	0	0			XXXX	$4,270.00		6.880%	$0.00	4.4	None			Yes	No	XXXX	0	0	0	0	3	0			4.00	No						Not Stated				XXXX	$28,683.14	9.000%	No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												58.91			No	1007191-0004019629-5	$2,230.40	$0.00													No	No	No	No
223423051	[Redacted]	[Redacted]		N/A				No	No					$2,341.97	$2,341.97	7.875%	No	No							XXXX									1	XXXX	$3,177.24	XXXX	$264.77						0.000%	0.000%	XXXX	[Redacted]	623																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.6				No	No	XXXX	0		0	0	0	0			0.00	No	1.05	0.94								XXXX	$253,608.61	48.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															14.19				1007191-0003228779-7	$0.00	$0.00													No	No	No	No
223423515	[Redacted]	[Redacted]		Exempt from ATR				No	No	$3,226.00	$4,625.76		7.885%	$2,005.95	$2,005.95	7.750%	No	No	Employed						XXXX								$39,274.18	1	XXXX	$3,330.96	XXXX	$277.58						28.415%	28.415%	XXXX	[Redacted]	781																												No	No							[Borrower - \| Primary Income - K-1 (< 25%)]; Third Party Verification - 2025 [Borrower - \| Primary Income - K-1 (< 25%)]; K-1 - 2023 [Borrower - \| Primary Income - K-1 (< 25%)]; K-1 - 2022 [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Non-Primary Income - Wages]; VVOE - 2025 [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2024 [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2024 [Borrower - \| Non-Primary Income - Wages]; W-2 - 2024 [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2023 [Borrower - \| Non-Primary Income - Wages]; W-2 - 2023 [Borrower - \| Non-Primary Income - Wages]; W-2 - 2022	[Borrower]; 4506-C - 2024 [Borrower]; Tax Return Extension - 2024 [Borrower]; Transcripts (1040) - No Results Returned - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Account Transcripts - 2023 [Borrower]; 1040 - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Account Transcripts - 2022 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$3,226.00		6.700%	$5,000.00	1.0	LP / LPA		Accept/Eligible	Yes	No	XXXX	3		2	0	3	2				No										XXXX	$442,057.83	100.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															124.14		No	No	1007191-0004020692-0	$0.00	$0.00													No	No	No	No
223425914	[Redacted]	[Redacted]		Non QM				Yes	No	$10,691.00	$27,029.90		7.657%	$8,838.07	$8,838.07	7.500%	No	No	Self-Employed						XXXX								$328,191.63	1	XXXX	$10,971.96	XXXX	$914.33						4.546%	4.546%	XXXX	[Redacted]	711																												No	Yes	12	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$10,691.00		6.810%	$20,000.00	1.5	None			No	No	XXXX	0		0	0	2	0		12	0.00	No										XXXX	$309,725.21	20.000%	No					Yes	Final	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															10.77		Yes	No	1007191-0004017958-0	$0.00	$0.00													No	No	No	No
223425915	[Redacted]	[Redacted]		Non QM				Yes	No	$5,090.00	$6,973.09		7.404%	$2,114.58	$2,766.32	7.250%	No	No	Non-Employment Income	Not Employed					XXXX	XXXX							$10,685.56	1	XXXX	$1,569.96	XXXX	$130.83						0.000%	0.000%	XXXX	[Redacted]	806																												Yes	No							[Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2024 [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2024 [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2024	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022	Other Documentation (O)	Asset Depletion (No DTI)																0	0	0			XXXX	$5,090.00		6.880%	$0.00	1.0	None			Yes	No	XXXX	0	0	0	0	3	0			0.00	No					Other				240	XXXX	$1,533,052.47	100.000%	No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												247.37		No	No	1007191-0004020539-3	$0.00	$0.00													No	No	No	No
223425916	[Redacted]	[Redacted]		N/A				No	No					$2,762.70	$2,762.70	7.375%	No	No							XXXX									2	XXXX	$2,486.04	XXXX	$207.17						0.000%	0.000%	XXXX	[Redacted]	730																												No	No										DSCR																0	0	0	No		XXXX				$0.00					N/A	No	XXXX	0		0	0	0	0			0.00	No	1.01	0.98								XXXX	$775.00		No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	66.47				1007191-0004017961-4	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223425918	[Redacted]	[Redacted]		Non QM				Yes	No	$12,257.50	$19,408.25		8.508%	$8,180.28	$8,180.28	8.375%	No	No	Not Employed	Self-Employed	Self-Employed		6.24			XXXX	XXXX						$16,965.22	3	XXXX	$6,003.00	XXXX	$500.25						42.158%	42.158%	XXXX	[Redacted]	783	783	760	792																			Level 4-Stated/Verified as defined		Level 5-Stated/Verified as defined		Level 3-Stated/Verified as defined		No	No							[Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025 [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025 [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Other - 2025 [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025 [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2024 [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; Other - 2025 [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; P&L Statement - 2024 [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025 [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025 [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025 [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025 [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025 [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Other - 2025 [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025 [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2024 [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025 [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025 [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; Other - 2025 [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025 [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023	[Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$12,257.50		6.810%	$0.00		None			No	No	XXXX	0	1	1	0	2	1			0.00	No										XXXX	$366,705.79	26.000%	No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual	Individual	Individual									Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04									29.63		No	No	1007191-0004019074-4	$28,265.16	$0.00													No	No	No	No
223427532	[Redacted]	[Redacted]		N/A				No	No					$1,249.15	$1,249.15	7.990%	No	No								XXXX								2	XXXX	$1,368.96	XXXX	$114.08						0.000%	0.000%	XXXX	[Redacted]	735																												No	No										DSCR																0	0	0	No		XXXX				$0.00					No	No	XXXX	0	0	0	0	0	0			0.00	No	2.03	0.49								XXXX	$269,155.35	100.000%	No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												142.86				1007191-0004021767-9	$0.00	$0.00													No	No	No	No
223427536	[Redacted]	[Redacted]		Non QM				Yes	No	$4,012.00	$5,204.20		9.034%	$768.91	$768.91	8.500%	No	No	Non-Employment Income	Non-Employment Income					XXXX	XXXX							$6,042.71	1	XXXX	$1,646.76	XXXX	$137.23						25.927%	25.927%	XXXX	[Redacted]	653																												No	No							[Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - \| Non-Primary Income - Social Security]; 1099 Transcript - 2024 [Borrower - \| Non-Primary Income - Social Security]; 1099 Transcript - 2023 [Borrower - \| Primary Income - Annuity]; 1099 - 2024 [Borrower - \| Primary Income - Annuity]; Account Statements - 2024 [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - \| Primary Income - Social Security]; 1099 Transcript - 2024 [Coborrower(s) - \| Primary Income - Social Security]; 1099 Transcript - 2023	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023	Full Documentation (F)	Retirement Income - Fully Verified																0	0	0			XXXX	$4,012.00		6.620%	$0.00	1.0	None			No	No	XXXX	0	0	0	0	2	0			0.00	No										XXXX			No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	86.37		No	No	1007191-0004018063-8	$1,313.20	$0.00													No	No	No	No
223427544	[Redacted]	[Redacted]		N/A				No	No					$2,277.91	$2,277.91	8.500%	No	No							XXXX	XXXX								1	XXXX	$1,422.96	XXXX	$118.58						0.000%	0.000%	XXXX	[Redacted]	683																												No	No										DSCR														[Redacted]		0	0	0	No		XXXX				$0.00	2.5				No	No	XXXX	0	0	0	0	0	0			0.00	No	1.26	0.79								XXXX			No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	8.76				1007191-0004020360-4	$0.00	$0.00	0	0	0	0	0	0							No	No	No	No
223427545	[Redacted]	[Redacted]		N/A				No	No					$1,132.47	$1,132.47	7.625%	No	No							XXXX									1	XXXX	$2,048.28	XXXX	$170.69						0.000%	0.000%	XXXX	[Redacted]	722																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.6				No	No	XXXX	0		0	0	0	0			0.00	No	1.15	0.86								XXXX			No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	92.04				1007191-0004018992-8	$0.00	$0.00	0	0	0	0	0	0	0	0	0				No	No	No	No
223427549	[Redacted]	[Redacted]		Exempt from ATR				No	No	$27,010.00	$38,363.40		7.938%	$12,035.73	$12,035.73	7.750%	No	No	Self-Employed						XXXX								$298,078.09	1	XXXX	$3,657.00	XXXX	$304.75						18.420%	18.420%	XXXX	[Redacted]	764																												No	Yes	12	Business	100.000%	30.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 30.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 30.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 30.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 30.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2024 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 30.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2021	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$27,010.00		6.810%	$0.00	3.0	None			Yes	No	XXXX	0		0	0	2	0		12	0.00	No										XXXX	$2,292,908.39	100.000%	No					Yes	Preliminary	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															123.24		No	No	1007191-0004019387-0	$0.00	$0.00													No	No	No	No
223427559	[Redacted]	[Redacted]		Exempt from ATR				No	No	$37,972.50	$16,196.93		8.336%	$4,677.73	$4,677.73	8.125%	No	No	Self-Employed	Non-Employment Income					XXXX	XXXX							$11,387.28	1	XXXX	$2,705.04	XXXX	$225.42						49.512%	49.512%	XXXX	[Redacted]	773																												No	No							[Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - \| Non-Primary Income - Social Security]; Account Statements - 2025 [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - \| Non-Primary Income - IRA Distribution]; Account Statements - 2025 [Borrower - \| Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - \| Primary Income - Social Security]; Account Statements - 2025 [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 [Coborrower(s) - \| Non-Primary Income - IRA Distribution]; Account Statements - 2025 [Coborrower(s) - \| Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2025	[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Account Transcripts - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Account Transcripts - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022	Full Documentation (F)	1yr Full Doc																0	0	0			XXXX	$37,972.50		6.700%	$1,700.00	999.0	None			Yes	No	XXXX	0	0	1	0	3	1				No										XXXX	$476,852.79	57.000%	No					Yes	Final	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04		Beacon 5.0	FICO Risk Score Classic 04												36.74		No	No	1007191-0004017953-1	$14,384.50	$0.00													No	No	No	No
223427569	[Redacted]	[Redacted]		Non QM				Yes	No	$6,236.00	$8,615.22		8.778%	$3,248.75	$3,958.39	8.625%	No	No	Employed						XXXX								$33,647.22	1	XXXX	$4,206.00	XXXX	$350.50						31.162%	29.710%	XXXX	[Redacted]	734																												No	Yes	12	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$6,236.00		6.880%	$0.00	1.0	None			Yes	No	XXXX	0		0	0	3	0		12	0.00	No									240	XXXX	$298,925.37		No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	151.12			No	1007191-0004019623-8	$0.00	$0.00													No	No	No	No
223427570	[Redacted]	[Redacted]		N/A				No	No					$5,507.54	$5,507.54	8.990%	No	No					0			XXXX	XXXX							1	XXXX	$10,132.20	XXXX	$844.35						0.000%	0.000%	XXXX	[Redacted]	727	739	717	727																			Level 4-Stated/Verified as defined						No	No										DSCR																0	0	0	No		XXXX				$0.00	3.5				No	No	XXXX	0	0	0	0	0	0			0.00	No	1.13	0.88								XXXX	$71,541.01	9.000%	No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual	Individual	Individual									Yes	Business Entity	Yes		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04									11.87				1007191-0004020800-9	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223428282	[Redacted]	[Redacted]		Non QM				Yes	No	$12,793.75	$17,841.66		8.479%	$5,496.34	$5,604.84	8.334%	No	No	Employed	Employed					XXXX	XXXX							$10,478.43	1	XXXX	$2,052.00	XXXX	$171.00						41.737%	46.517%	XXXX	[Redacted]	682																												No	No							[Borrower - \| Primary Income - Wages]; Other - 2025 [Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024 [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$12,793.75		6.780%	$0.00	3.9	None			No	No	XXXX	1	2	0	0	2	0			0.00	No										XXXX	$551,101.18	56.000%	No	7	24			Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	Yes		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												34.88			No	1007191-0004013010-4	$0.00	$6,546.67													No	No	No	No
223428284	[Redacted]	[Redacted]		Non QM				Yes	No	$1,690.00	$9,612.25		7.427%	$6,768.62	$6,768.62	7.375%	No	No	Employed	Employed	Not Employed		0		XXXX	XXXX	XXXX						$29,252.50	1	XXXX	$2,953.56	XXXX	$246.13						41.511%	41.511%	XXXX	[Redacted]	779	783	819	819																			Level 4-Stated/Verified as defined		Level 1-Not Stated/Not Verified		Level 1-Not Stated/Not Verified		No	No							[Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - \| Primary Income - Wages]; Paystubs - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; Paystubs - 2023 [Borrower - \| Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2023 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$1,690.00		6.810%	$0.00	4.3	DU		ApproveEligible	No	No	XXXX	2	2	1	0	2	0			0.00	No										XXXX	$403,423.92	33.000%	No	27	27			Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual	Individual	Individual									No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04									38.16		No	No	1007191-0004018819-3	$0.00	$20,445.76													No	No	No	No
223428286	[Redacted]	[Redacted]		Non QM				Yes	No	$9,212.40	$14,017.03		7.793%	$4,733.72	$4,733.72	7.625%	No	No	Employed	Employed					XXXX	XXXX							$15,039.75	1	XXXX	$2,322.24	XXXX	$193.52						38.097%	38.097%	XXXX	[Redacted]	804																												No	No							[Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$9,212.40		6.810%	$76,000.00	1.3	DU		ApproveEligible	No	No	XXXX	0	0	0	0	3	0			0.00	No										XXXX	$136,405.30	16.000%	No	27	27			Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												4.38		No	No	1007191-0004019546-1	$0.00	$10,478.99													No	No	No	No
223428287	[Redacted]	[Redacted]		Exempt from ATR				No	No	$4,199.00	$5,110.71		11.265%	$1,064.17	$1,064.17	10.750%	No	No	Self-Employed						XXXX								$6,470.19	1	XXXX	$2,126.88	XXXX	$177.24						48.716%	48.716%	XXXX	[Redacted]	683																												No	No							[Borrower - \| Primary Income - Sole Proprietor]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Sole Proprietor]; Business License - 2025 [Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2025 [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025 [Borrower - \| Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024 [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024 [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024 [Borrower - \| Primary Income - Sole Proprietor]; 1099 Transcript - 2024	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	1yr 1099																0	0	0			XXXX	$4,199.00		6.620%	$7,500.00	1.0	None			Yes	No	XXXX	0		0	0	2	0				No										XXXX	$57,637.74	40.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															12.72		No	No	1007191-0004021459-3	$0.00	$0.00													No	No	No	No
223428290	[Redacted]	[Redacted]		Exempt from ATR				No	No	$36,140.00	$17,065.48		8.143%	$3,037.59	$3,037.59	7.750%	No	No	Employed						XXXX								$14,675.80	1	XXXX	$2,352.48	XXXX	$196.04						35.960%	35.960%	XXXX	[Redacted]	803																												No	No							[Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - \| Primary Income - Wages]; Paystubs - 2024 [Borrower - \| Primary Income - Wages]; Other - 2023 [Borrower - \| Primary Income - Wages]; Paystubs - 2023 [Borrower - \| Primary Income - Wages]; Other - 2022	[Borrower]; 4506-C - 2024 [Borrower]; Tax Return Extension - 2024 [Borrower]; Transcripts (1040) - No Results Returned - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1040 - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$36,140.00		6.740%	$0.00	1.0	None			Yes	No	XXXX	0		2	0	3	2			0.00	No										XXXX	$439,244.09	83.000%	No	28				Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															59.39		No	No	1007191-0004020999-9	$0.00	$0.00													No	No	No	No
223428291	[Redacted]	[Redacted]		N/A				No	No					$960.57	$960.57	8.625%	No	No							XXXX									1	XXXX	$934.80	XXXX	$77.90						0.000%	0.000%	XXXX	[Redacted]	731																												No	No										DSCR																0	0	0	No		XXXX				$0.00	3.1				Yes	No	XXXX	0		0	0	0	0			0.00	No	1.11	0.89								XXXX			No					Yes	Preliminary	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	100.24				1007191-0004020075-8	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223428296	[Redacted]	[Redacted]		N/A				No	No					$6,075.48	$6,075.48	6.990%	No	No								XXXX								1	XXXX	$2,916.00	XXXX	$243.00						0.000%	0.000%	XXXX	[Redacted]	778																												No	No										DSCR														[Redacted]		0	0	0	No		XXXX				$0.00	3.7				No	No	XXXX	0	0	0	0	0	0			0.00	No	1.33	0.74							240	XXXX			No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	27.16				1007191-0003228918-1	$0.00	$0.00	0	0	0	0	0	0	0	0	0				No	No	No	No
223428297	[Redacted]	[Redacted]		Non QM				Yes	No	$14,026.08	$15,791.40		8.795%	$2,235.02	$2,235.02	8.250%	No	No	Self-Employed						XXXX								$15,608.36	1	XXXX	$1,185.96	XXXX	$98.83						17.486%	17.486%	XXXX	[Redacted]	664																												No	No							[Borrower - \| Primary Income - Sole Proprietor]; Other - 2025 [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025 [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024 [Borrower - \| Primary Income - Sole Proprietor]; W-2 Transcript - 2024	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	1yr 1099				[Redacted]												0	0	0			XXXX	$14,026.08		6.810%	$0.00	1.0	None			Yes	No	XXXX	1		0	0	2	0				No										XXXX			No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	35.72			No	1007191-0004019057-9	$0.00	$0.00													No	No	No	No
223428299	[Redacted]	[Redacted]		Non QM				Yes	No	$2,648.75	$8,855.48		7.541%	$2,925.01	$2,925.01	7.375%	No	No	Non-Employment Income	Not Employed					XXXX	XXXX							$23,374.83	1	XXXX	$2,106.96	XXXX	$175.58						0.000%	0.000%	XXXX	[Redacted]	800																												Yes	No							[Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025	[Borrower]; 1084 or income worksheet - Year Not Available	Other Documentation (O)	Asset Depletion (No DTI)																0	0	0			XXXX	$2,648.75		6.810%	$350.00	1.0	None			Yes	No	XXXX	0	0	0	0	0	0			0.00	No					60					XXXX	$2,435,028.79	100.000%	No					Yes	Final	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												624.42		No	No	1007191-0004020025-3	$0.00	$0.00													No	No	No	No
223428300	[Redacted]	[Redacted]		Non QM				Yes	No	$8,520.00	$15,263.28		7.904%	$6,017.86	$6,017.86	7.750%	No	No	Employed	Employed					XXXX	XXXX							$12,853.58	1	XXXX	$4,010.40	XXXX	$334.20						44.833%	44.833%	XXXX	[Redacted]	724																												No	No							[Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; VVOE - 2025 [Borrower - \| Primary Income - Wages]; WVOE - 2025 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$8,520.00		6.650%	$0.00	1.1	None			Yes	No	XXXX	1	2	0	0	2	0			0.00	No										XXXX	$536,980.11	51.000%	No	6				Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												41.49		No	No	1007191-0004020721-7	$0.00	$10,299.47													No	No	No	No
223428313	[Redacted]	[Redacted]		N/A				No	No					$866.98	$866.98	7.625%	No	No					0	0		XXXX		XXXX						2	XXXX	$1,473.96	XXXX	$122.83						0.000%	0.000%	XXXX	[Redacted]	776																						Level 1-Not Stated/Not Verified	Level 1-Not Stated/Not Verified					No	No										DSCR																0	0	0	No		XXXX				$0.00					No	No	XXXX	0	0	0	0	0	0			0.00	No	1.77	0.56								XXXX	$106,708.21	70.000%	No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual	LLC	Business Entity	Individual	Member							Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												85.76				1007191-0004020417-2	$0.00	$0.00													No	No	No	No
223428321	[Redacted]	[Redacted]		Non QM				Yes	No	$1,990.00	$9,483.00		7.275%	$8,595.42	$8,595.42	7.250%	No	No	Employed						XXXX								$11,690.22	1	XXXX	$2,984.04	XXXX	$248.67						49.095%	49.095%	XXXX	[Redacted]	698																												No	No							[Borrower - \| Primary Income - Wages]; Employer Letter - 2025 [Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - \| Primary Income - Wages]; Paystubs - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - \| Primary Income - Wages]; Paystubs - 2023 [Borrower - \| Primary Income - Wages]; W-2 - 2023 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$1,990.00		6.620%	$0.00	2.4	None			No	No	XXXX	2		0	0	3	0			0.00	No										XXXX	$193,277.83		No	27				Yes	Preliminary	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	18.2			No	1007191-0004016691-8	$0.00	$0.00													No	No	No	No
223428326	[Redacted]	[Redacted]		Non QM				Yes	No	$6,440.00	$8,841.98		7.097%	$2,167.87	$2,167.87	6.875%	No	No	Self-Employed	Employed					XXXX	XXXX							$6,742.58	1	XXXX	$4,488.60	XXXX	$374.05						44.284%	44.284%	XXXX	[Redacted]	802																												No	No							[Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024 [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024 [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024 [Borrower - \| Primary Income - Sole Proprietor]; W-2 Transcript - 2024 [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 [Coborrower(s) - \| Non-Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - \| Non-Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - \| Non-Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - \| Non-Primary Income - Wages]; W-2 - 2023	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	1yr 1099																0	0	0			XXXX	$6,440.00		6.650%	$0.56	1.0	None			Yes	No	XXXX	1	2	0	0	2	0				No										XXXX	$419,554.18	62.000%	No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		Yes	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												17.03		Yes	No	1007191-0004016095-2	$0.00	$7,390.91													No	No	No	No
223428375	[Redacted]	[Redacted]		N/A				No	No					$1,539.44	$1,539.44	7.990%	No	No					0			XXXX	XXXX							1	XXXX	$1,262.04	XXXX	$105.17						0.000%	0.000%	XXXX	[Redacted]																							Level 4-Stated/Verified as defined						No	No										DSCR																0	0	0	Yes		XXXX				$0.00	2.4				Yes	No	XXXX	0	0	0	0	0	0			0.00	No	1.31	0.75								XXXX	$31,562.25	11.000%	No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual	Individual	Individual									Yes	Business Entity	No		No																		43.69				1007191-0004017858-2	$0.00	$0.00													No	Yes	Yes	No
223428423	[Redacted]	[Redacted]		N/A				No	No					$1,320.69	$1,320.69	7.250%	No	No								XXXX								1	XXXX	$1,247.40	XXXX	$103.95						0.000%	0.000%	XXXX	[Redacted]	715																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.6				No	No	XXXX	0	0	0	0	0	0			0.00	No	1.25	0.79								XXXX	$101,427.48		No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	36.42				1007191-0004019798-8	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223429591	[Redacted]	[Redacted]		Non QM				Yes	No	$19,859.00	$24,142.52		8.836%	$8,493.46	$8,493.46	8.625%	No	No	Self-Employed						XXXX								$23,527.97	1	XXXX	$33,472.56	XXXX	$2,789.38						44.270%	44.270%	XXXX	[Redacted]	653																												No	Yes	12	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement														[Redacted]		1	0	0			XXXX	$19,859.00		6.810%	$0.00	3.0	None			Yes	No	XXXX	0		0	0	2	0		12	0.00	No										XXXX			No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	54.54		No	No	1007191-0003246124-4	$0.00	$0.00													No	No	No	No
223429602	[Redacted]	[Redacted]		Non QM				Yes	No	$9,390.00	$13,833.16		9.140%	$6,270.44	$6,270.44	8.990%	No	No	Self-Employed	Employed					XXXX	XXXX							$8,937.35	1	XXXX	$0.00	XXXX	$0.00						46.669%	46.669%	XXXX	[Redacted]	797																												Yes	No						Borrower Prepared	[Borrower - \| Primary Income - Sole Proprietor]; Other - 2025 [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2025 [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - \| Primary Income - Sole Proprietor]; 1099 Transcript - 2024 [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Borrower - \| Primary Income - Sole Proprietor]; 1099 Transcript - 2023 [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2023 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023	[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Account Transcripts - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Account Transcripts - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Account Transcripts - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Account Transcripts - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$9,390.00		6.740%	$0.00	1.7	None			No	No	XXXX	0	2	2	0	3	2			3.70	No					Other					XXXX	$356,289.77	37.000%	No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												43.87			No	1007191-0004020988-2	$0.00	$11,976.62													No	No	No	No
223429608	[Redacted]	[Redacted]		N/A				No	No					$1,698.70	$1,698.70	7.625%	No	No								XXXX								2	XXXX	$3,528.96	XXXX	$294.08						0.000%	0.000%	XXXX	[Redacted]	693																												No	No										DSCR																0	0	0	No		XXXX				$0.00					N/A	No	XXXX	0	0	0	0	0	0			0.00	No	1.59	0.62								XXXX	$40,685.86		No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	FICO Classic V5 Facta	FICO Risk Score Classic 04											No	16.97				1007191-0003277021-4	$0.00	$0.00	0	0	0	0	0	0							No	No	No	No
223431080	[Redacted]	[Redacted]		N/A				No	No					$9,171.91	$9,171.91	6.990%	No	No								XXXX								3	XXXX	$5,167.08	XXXX	$430.59						0.000%	0.000%	XXXX	[Redacted]	708																												No	No										DSCR																0	0	0	No		XXXX				$0.00					N/A	No	XXXX	0	0	0	0	0	0			0.00	No	1.13	0.87								XXXX			No					Yes	Final	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	77.36				1007191-0003253585-6	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223431651	[Redacted]	[Redacted]		Non QM				Yes	No	$6,271.25	$19,507.35		8.071%	$13,701.38	$14,480.60	8.334%	No	No	Employed	Self-Employed					XXXX	XXXX							$27,456.58	1	XXXX	$9,095.04	XXXX	$757.92						47.333%	45.838%	XXXX	[Redacted]	782																												No	No							[Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; VVOE - 2025 [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2023 [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2022 [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Non-Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - \| Non-Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2024 [Borrower - \| Non-Primary Income - Wages]; W-2 - 2024 [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2023 [Borrower - \| Non-Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025 [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; P&L Statement - 2025 [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025 [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; Balance Sheet - 2024 [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; P&L Statement - 2024 [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2024 [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; 1065 - 2022 [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022 [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025 [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025 [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2024 [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2024 [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2024 [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022 [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022 [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022	[Borrower]; 4506-C - 2024 [Borrower]; Tax Return Extension - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1040 - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; Tax Return Extension - 2024 [Coborrower]; Transcripts (1040) - No Results Returned - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 1040 - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; Transcripts (1040) - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	Retirement Income - Fully Verified																0	0	0			XXXX	$6,271.25		6.600%	$0.00	2.6	None			No	No	XXXX	2	0	2	0	3	2			0.00	No										XXXX	$1,810,656.70	71.000%	No	27				Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	Yes		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												60.31		Yes	No	1007191-0004017959-8	($2,017.68)	$0.00													No	No	No	No
223431698	[Redacted]	[Redacted]		Non QM				Yes	No	$7,390.00	$9,201.24		8.151%	$1,970.79	$2,325.55	8.588%	No	No	Self-Employed						XXXX								$28,738.40	1	XXXX	$8,759.04	XXXX	$729.92						31.980%	32.020%	XXXX	[Redacted]	715																												No	Yes	12	Business	100.000%	30.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 30.00% \| Expense Ratio: 19.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 30.00% \| Expense Ratio: 19.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 30.00% \| Expense Ratio: 19.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 30.00% \| Expense Ratio: 19.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$7,390.00		6.810%	$0.00	1.0	None			Yes	No	XXXX	0		0	0	1	0		12	0.00	No										XXXX			No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	51.57		No	No	1007191-0004018255-0	$0.00	$0.00													No	No	No	No
223431701	[Redacted]	[Redacted]		N/A				No	No					$752.53	$752.53	7.625%	No	No								XXXX								1	XXXX	$1,578.36	XXXX	$131.53						0.000%	0.000%	XXXX	[Redacted]	790																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.4				Yes	No	XXXX	0	0	0	0	0	0			0.00	No	1.32	0.75								XXXX	$182,409.02	100.000%	No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												140.39				1007191-0004018487-9	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223431708	[Redacted]	[Redacted]		Non QM				Yes	No	$12,892.00	$16,539.88		9.337%	$3,665.80	$3,665.80	8.990%	No	No	Self-Employed						XXXX				XXXX				$26,146.75	1	XXXX	$1,371.96	XXXX	$114.33						14.875%	14.875%	XXXX	[Redacted]	691																												No	Yes	12	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$12,892.00		6.880%	$0.00	1.0	None			Yes	No	XXXX	0		0	0	2	0		12	0.00	No										XXXX	$67,004.77	12.000%	No					Yes	Final	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04										VISA					10.15			No	1007191-0004018586-8	$0.00	$0.00													Yes	No	No	No
223431732	[Redacted]	[Redacted]		Non QM				Yes	No	$2,986.00	$806.80		7.262%	$1,200.63	$1,200.63	7.250%	No	No	Self-Employed						XXXX								$11,291.44	1	XXXX	$1,411.44	XXXX	$117.62						26.776%	26.776%	XXXX	[Redacted]	727																												No	Yes	12	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2024 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2024	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$2,986.00		6.800%	$12,025.45	1.0	None			No	No	XXXX	0		0	0	2	0		12	0.00	No										XXXX	$90,603.29	41.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															37.53			No	1007191-0004020325-7	$0.00	$0.00													No	No	No	No
223431813	[Redacted]	[Redacted]		Non QM				Yes	No	$9,383.00	$13,643.23		7.940%	$4,499.07	$4,499.07	7.750%	No	No	Self-Employed						XXXX								$23,985.98	1	XXXX	$2,289.96	XXXX	$190.83						21.456%	21.456%	XXXX	[Redacted]	719																												No	Yes	24	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	24mo Bank Statement				[Redacted]												0	0	0			XXXX	$9,383.00		6.810%	$1,000.00	1.0	None			Yes	No	XXXX	0		0	0	2	0		24	0.00	No										XXXX	$81,748.59	10.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															34.67			No	1007191-0004020338-0	$0.00	$0.00													No	No	No	No
223431822	[Redacted]	[Redacted]		N/A				No	No					$1,595.11	$1,595.11	6.990%	No	No							XXXX	XXXX								2	XXXX	$2,489.28	XXXX	$207.44						0.000%	0.000%	XXXX	[Redacted]	793																												No	No										DSCR																0	0	0	No		XXXX				$0.00					No	No	XXXX	0	0	0	0	0	0			0.00	No	1.83	0.54								XXXX			No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	107.1				1007191-0004021783-6	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223431833	[Redacted]	[Redacted]		Exempt from ATR				No	No	$4,069.06	$8,441.73		7.488%	$3,703.75	$3,703.75	7.375%	No	No	Self-Employed						XXXX								$62,460.04	1	XXXX	$2,787.00	XXXX	$232.25						40.892%	40.892%	XXXX	[Redacted]	763																												No	Yes	12	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$4,069.06		6.810%	$0.00	1.0	None			Yes	No	XXXX	0		0	0	3	0		12	0.00	No										XXXX	$439,710.35		No					Yes	Preliminary	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	175.33		No	No	1007191-0004018986-0	$0.00	$0.00													No	No	No	No
223431848	[Redacted]	[Redacted]		Exempt from ATR				No	No	$16,087.00	$7,679.69		8.863%	$1,655.09	$1,655.09	8.500%	No	No	Employed	Employed					XXXX	XXXX							$13,137.73	1	XXXX	$753.00	XXXX	$62.75						39.933%	39.933%	XXXX	[Redacted]	713																												No	No							[Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; VVOE - 2025 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$16,087.00		6.620%	$16,000.00	1.1	None			Yes	No	XXXX	2	2	0	0	3	0			0.00	No										XXXX	$160,437.92	56.000%	No		28			Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												42.2		No	No	1007191-0003261453-7	$0.00	$6,121.75													No	No	No	No
223431852	[Redacted]	[Redacted]		Non QM				Yes	No	$5,375.80	$6,307.55		9.077%	$885.79	$885.79	8.500%	No	No	Self-Employed						XXXX								$2,331.89	1	XXXX	$2,208.96	XXXX	$184.08						48.737%	48.737%	XXXX	[Redacted]	668																												No	Yes	12	Personal	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement				[Redacted]												0	0	0			XXXX	$5,375.80		6.810%	$25,640.00	1.0	None			No	No	XXXX	0		0	0	2	0	12		0.00	No										XXXX	$24,058.46	17.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															4.25		Yes	No	1007191-0003283316-0	$0.00	$0.00													No	No	No	No
223431854	[Redacted]	[Redacted]		Exempt from ATR				No	No	$4,482.00	$6,593.00		7.451%	$1,964.67	$1,964.67	7.250%	No	No	Employed	Employed					XXXX	XXXX							$19,886.01	1	XXXX	$635.04	XXXX	$52.92						18.795%	18.795%	XXXX	[Redacted]	790																												No	No							[Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$4,482.00		6.800%	$0.00	1.0	DU		ApproveEligible	No	No	XXXX	0	0	0	0	3	0			0.00	No										XXXX	$513,894.51	100.000%	No	10	28			Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												168.73		No	No	1007191-0004021326-4	$0.00	$13,806.00													No	No	No	No
223431878	[Redacted]	[Redacted]		N/A				No	No					$1,536.54	$1,536.54	8.990%	No	No							XXXX									1	XXXX	$1,067.04	XXXX	$88.92						0.000%	0.000%	XXXX	[Redacted]	744																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.2				Yes	No	XXXX	0		0	0	0	0			0.00	No	0.81	1.23							240	XXXX	$13,910.71		No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	28.37				1007191-0004020648-2	$0.00	$0.00	0	0	0	0	0	0							No	No	No	No
223431907	[Redacted]	[Redacted]		N/A				No	No					$875.83	$875.83	7.125%	No	No							XXXX									1	XXXX	$1,220.04	XXXX	$101.67						0.000%	0.000%	XXXX	[Redacted]	742																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.3				Yes	No	XXXX	0		0	0	0	0			0.00	No	1.62	0.61								XXXX	$392,108.31	78.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															9.23				1007191-0004021083-1	$0.00	$0.00	0	0	0	0	0	0	0	0	0				No	No	No	No
223431908	[Redacted]	[Redacted]		N/A				No	No					$1,186.99	$1,186.99	7.250%	No	No					0	0		XXXX	XXXX	XXXX						1	XXXX	$602.04	XXXX	$50.17						0.000%	0.000%	XXXX	[Redacted]	777		791	784	795	804	779																Level 1-Not Stated/Not Verified	Level 1-Not Stated/Not Verified					No	No										DSCR																0	0	0	No		XXXX				$0.00	1.0				Yes	No	XXXX	0	0	0	0	0	0			0.00	No	1.03	0.96								XXXX	$5,000.00	2.000%	No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual	Individual	Individual	Individual	Individual							Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)		FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04						6.85				1007191-0004019099-1	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223432223	[Redacted]	[Redacted]		Non QM				Yes	No	$5,540.00	$14,591.02		8.732%	$8,555.69	$8,555.69	8.625%	No	No	Employed	Employed	Non-Employment Income		0		XXXX	XXXX	XXXX						$20,515.10	1	XXXX	$2,024.16	XXXX	$168.68						43.821%	43.821%	XXXX	[Redacted]	692	707	709	753																			Level 4-Stated/Verified as defined		Level 3-Stated/Partially Verified		Level 1-Not Stated/Not Verified		No	No							[Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - \| Primary Income - Wages]; Paystubs - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - \| Primary Income - Wages]; Paystubs - 2023 [Borrower - \| Primary Income - Wages]; W-2 - 2023 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 [Coborrower(s) - \| Non-Primary Income - Wages]; Other - 2025 [Coborrower(s) - \| Non-Primary Income - Wages]; WVOE - 2025 [Coborrower(s) - \| Non-Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - \| Non-Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - \| Non-Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - \| Primary Income - Pension]; 1099 Transcript - 2024 [Coborrower(s) - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2024 [Coborrower(s) - \| Primary Income - Pension]; Other - 2024 [Coborrower(s) - \| Primary Income - Pension]; 1099 Transcript - 2023 [Coborrower(s) - \| Primary Income - Pension]; Other - 2023	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$5,540.00		6.880%	$4,125.00	1.8	None			Yes	No	XXXX	2	2	0	0	2	0			0.00	No										XXXX	$447,015.87	33.000%	No	27	27			Yes	Preliminary	Fee Simple	Individual	Individual	Individual	Individual	Individual	Individual									No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04									15.19		Yes	No	1007191-0004022272-9	$4,444.88	$16,286.73													No	No	No	No
223432235	[Redacted]	[Redacted]		N/A				No	No					$1,033.22	$1,033.22	6.875%	No	No							XXXX									1	XXXX	$1,290.96	XXXX	$107.58						0.000%	0.000%	XXXX	[Redacted]	767																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.0				No	No	XXXX	0		0	0	0	0			0.00	No	1.11	0.9								XXXX	$73,161.97	37.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															19.42				1007191-0004020701-9	$0.00	$0.00	0	0	0										No	No	No	No
223432240	[Redacted]	[Redacted]		Non QM				Yes	No	$7,412.50	$9,854.86		7.664%	$2,781.25	$3,111.50	7.500%	No	No	Employed						XXXX								$4,421.93	1	XXXX	$2,559.72	XXXX	$213.31						54.756%	51.377%	XXXX	[Redacted]	778																												No	No							[Borrower - \| Primary Income - Wages]; Other - 2025 [Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; VVOE - 2025 [Borrower - \| Primary Income - Wages]; WVOE - 2025 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2023 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$7,412.50		6.740%	$61,200.00	1.0	None			No	No	XXXX	2		0	0	2	0			0.00	No									360	XXXX	$706,902.02	71.000%	No	27				Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															27.9		Yes	No	1007191-0004021029-4	$0.00	$0.00													No	No	No	No
223432248	[Redacted]	[Redacted]		N/A				No	No					$919.92	$919.92	7.375%	No	No							XXXX									4	XXXX	$1,791.00	XXXX	$149.25						0.000%	0.000%	XXXX	[Redacted]	739																												No	No										DSCR																0	0	0	No		XXXX				$0.00					No	No	XXXX	0		0	0	0	0			0.00	No	3.38	0.29								XXXX			No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	10.14				1007191-0004020174-9	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223432249	[Redacted]	[Redacted]		Exempt from ATR				No	No	$9,008.75	$15,674.07		7.231%	$3,941.92	$3,941.92	7.000%	No	No	Employed	Employed					XXXX	XXXX							$43,263.21	1	XXXX	$2,682.72	XXXX	$223.56						18.493%	18.493%	XXXX	[Redacted]	799																												No	No							[Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - \| Primary Income - Wages]; Paystubs - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$9,008.75		6.740%	$0.00	1.4	LP / LPA		Accept/Eligible	No	No	XXXX	2	2	0	0	2	0			0.00	No										XXXX	$508,409.86	64.000%	No	28	29			Yes	Preliminary	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												60.52		No	No	1007191-0004020505-4	$0.00	$16,666.67													No	No	No	No
223432264	[Redacted]	[Redacted]		Non QM				Yes	No	$29,021.36	$33,823.49		7.501%	$8,513.56	$8,513.56	7.250%	No	No	Self-Employed						XXXX								$63,792.65	1	XXXX	$1,974.00	XXXX	$164.50						31.675%	31.675%	XXXX	[Redacted]	747																												No	Yes	12	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2019	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$29,021.36		6.620%	$0.00	2.4	None			No	No	XXXX	0		0	0	2	0		12	0.00	No										XXXX			No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	37.67		No	No	1007191-0004019740-0	$0.00	$0.00													No	No	No	No
223432265	[Redacted]	[Redacted]		Non QM				Yes	No	$10,195.00	$8,582.83		8.569%	$6,539.61	$6,539.61	8.500%	No	No	Self-Employed						XXXX								$31,918.82	1	XXXX	$6,525.96	XXXX	$543.83						24.367%	24.367%	XXXX	[Redacted]	776																												No	Yes	24	Business	100.000%	50.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$10,195.00		6.740%	$28,350.00	1.7	None			Yes	No	XXXX	0		0	0	2	0		12	0.00	No										XXXX	$95,245.24	10.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															5.26		Yes	No	1007191-0003246485-9	$0.00	$0.00													No	No	No	No
223432290	[Redacted]	[Redacted]		Exempt from ATR				No	No	$4,896.25	$7,800.56		7.434%	$2,430.25	$2,430.25	7.250%	No	No	Employed						XXXX								$6,696.36	1	XXXX	$1,797.48	XXXX	$149.79						31.923%	31.923%	XXXX	[Redacted]	796																												No	No							[Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025	[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$4,896.25		6.880%	$0.00	1.3	None			No	No	XXXX	0		1	0	2	0			0.00	No										XXXX	$329,886.31	69.000%	No	27				Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															132.92		Yes	No	1007191-0004019851-5	$0.00	$0.00													No	No	No	No
223432295	[Redacted]	[Redacted]		N/A				No	No					$1,013.56	$1,013.56	6.990%	No	No							XXXX									1	XXXX	$1,041.00	XXXX	$86.75						0.000%	0.000%	XXXX	[Redacted]	744																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.0				Yes	No	XXXX	0		0	0	0	0			0.00	No	1.26	0.78								XXXX	$133,138.86	53.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															16.64				1007191-0004019668-3	$0.00	$0.00													No	No	No	No
223434380	[Redacted]	[Redacted]		N/A				No	No					$3,619.14	$3,619.14	7.375%	No	No								XXXX								1	XXXX	$3,459.60	XXXX	$288.30						0.000%	0.000%	XXXX	[Redacted]	790																												No	No										DSCR														[Redacted]		0	0	0	No		XXXX				$0.00	2.4				No	No	XXXX	0	0	0	0	0	0			0.00	No	1.08	0.91								XXXX	$105,564.04	16.000%	No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												20.35				1007191-0004020457-8	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223434383	[Redacted]	[Redacted]		Non QM				Yes	No	$7,110.31	$8,682.31		9.147%	$2,536.12	$2,536.12	8.875%	No	No	Self-Employed	Self-Employed					XXXX	XXXX			XXXX	XXXX			$12,514.98	1	XXXX	$2,001.24	XXXX	$166.77						20.799%	20.799%	XXXX	[Redacted]	716																												No	Yes	12	Business	100.000%	50.000%	50.000%		[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Third Party Verification \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Third Party Verification \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Third Party Verification \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Third Party Verification \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Third Party Verification \| # of Bank Statements Required: 12]; Other - 2022 [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2025 [Coborrower(s) - \| Primary Income - Shared Bank Statements]; CPA Letter - 2025 [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Third Party Verification - 2025 [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Other - 2022	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$7,110.31		6.740%	$10,000.00	2.0	None			Yes	No	XXXX	0	0	0	0	2	0		12	0.00	No										XXXX	$15,487.73	4.000%	No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04							VISA	VISA				7.98			No	1007191-0004020214-3	$7,900.76	$0.00													No	No	No	No
223434475	[Redacted]	[Redacted]		N/A				No	No					$1,113.75	$1,113.75	8.125%	No	No								XXXX								1	XXXX	$986.04	XXXX	$82.17						0.000%	0.000%	XXXX	[Redacted]	782																												No	No										DSCR																0	0	0	No		XXXX				$0.00	4.2				No	No	XXXX	0	0	0	0	0	0			0.00	No	1	0.99								XXXX			No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	93.91				1007191-0004022012-9	$0.00	$0.00	0	0	0	0	0	0	0	0	0				No	No	No	No
223434478	[Redacted]	[Redacted]		Exempt from ATR				No	No	$4,625.20	$7,294.94		7.598%	$2,022.30	$2,022.30	7.375%	No	No	Non-Employment Income						XXXX								$10,546.58	1	XXXX	$1,728.84	XXXX	$144.07						35.315%	35.315%	XXXX	[Redacted]	792																												No	No							[Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025 [Borrower - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2025 [Borrower - \| Non-Primary Income - Social Security]; Account Statements - 2025 [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022	Full Documentation (F)	Retirement Income - Fully Verified																0	0	0			XXXX	$4,625.20		6.740%	$0.00	1.0	DU		ApproveEligible	Yes	No	XXXX	0		0	0	3	0			0.00	No										XXXX	$210,238.47	57.000%	No					Yes	Preliminary	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															45.07		No	No	1007191-0004021182-1	$0.00	$0.00													No	No	No	No
223434576	[Redacted]	[Redacted]		Non QM				Yes	No	$13,855.00	$17,761.97		7.247%	$8,125.05	$8,125.05	7.125%	No	No	Self-Employed						XXXX								$15,369.29	1	XXXX	$3,416.64	XXXX	$284.72						48.416%	48.416%	XXXX	[Redacted]	741																												No	Yes	12	Business	100.000%	50.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 5.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 5.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 5.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2024	[Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$13,855.00		6.740%	$0.00	4.5	None			No	No	XXXX	0		0	0	2	0		12	0.00	No										XXXX	$86,183.36		No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	7.44		No	No	1007191-0004020560-9	$0.00	$0.00													No	No	No	No
223441137	[Redacted]	[Redacted]		N/A				No	No					$1,775.00	$1,775.00	8.875%	No	No							XXXX									1	XXXX	$799.68	XXXX	$66.64						0.000%	0.000%	XXXX	[Redacted]	736																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.0				No	No	XXXX	0		0	0	0	0			0.00	No	0.93	1.06							240	XXXX	$153,279.76	48.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															21.16				1007191-0004021401-5	$0.00	$0.00													No	No	No	No
223441243	[Redacted]	[Redacted]		Non QM				Yes	No	$2,093.75	$13,108.51		7.272%	$2,691.76	$2,691.76	6.990%	No	No	Non-Employment Income						XXXX								$5,052.66	1	XXXX	$1,152.00	XXXX	$96.00						42.112%	42.112%	XXXX	[Redacted]	776																												No	No							[Borrower - \| Primary Income - Social Security]; Account Statements - 2025 [Borrower - \| Primary Income - Social Security]; Account Statements - 2025 [Borrower - \| Primary Income - Social Security]; Account Statements - 2025 [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - \| Primary Income - Social Security]; Deposit Receipt - 2025 [Borrower - \| Primary Income - Social Security]; 1099 Transcript - 2024 [Borrower - \| Primary Income - Social Security]; 1099 Transcript - 2023 [Borrower - \| Non-Primary Income - IRA Distribution]; Account Statements - 2025 [Borrower - \| Non-Primary Income - IRA Distribution]; Deposit Receipt - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022	Full Documentation (F)	Retirement Income - Fully Verified																0	0	0			XXXX	$2,093.75		6.810%	$0.00	2.6	None			N/A	No	XXXX	0		0	0	3	0			0.00	No										XXXX	$779,274.75	100.000%	No					Yes	Final	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															119.59			No	1007191-0004018432-5	$0.00	$0.00													No	No	No	No
223441361	[Redacted]	[Redacted]		Non QM				Yes	No	$6,757.50	$11,481.88		7.986%	$5,764.30	$5,764.30	7.875%	No	No	Employed	Employed					XXXX	XXXX							$16,034.70	1	XXXX	$1,758.00	XXXX	$146.50						36.014%	36.014%	XXXX	[Redacted]	720																												No	No							[Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2023 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$6,757.50		6.800%	$11,820.00	1.4	DU		ApproveEligible	Yes	No	XXXX	2	2	0	0	2	0			0.00	No										XXXX	$410,832.76	39.000%	No	27	27			Yes	Preliminary	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												18.55		No	No	1007191-0004020736-5	$0.00	$13,991.90													No	No	No	No
223441427	[Redacted]	[Redacted]		N/A				No	No					$1,971.49	$1,971.49	7.250%	No	No							XXXX									1	XXXX	$991.68	XXXX	$82.64						0.000%	0.000%	XXXX	[Redacted]	756																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.7				No	No	XXXX	0		0	0	0	0			0.00	No	1.01	0.98								XXXX	$72,149.51		No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	27.84				1007191-0004021782-8	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223441428	[Redacted]	[Redacted]		N/A				No	No					$846.45	$846.45	8.125%	No	No								XXXX								1	XXXX	$1,284.96	XXXX	$107.08						0.000%	0.000%	XXXX	[Redacted]																													No	No										DSCR																0	0	0	No		XXXX				$0.00	3.8				No	No	XXXX	0	0	0	0	0	0			0.00	No	1.11	0.89								XXXX	$23,009.29		No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No																	No	15.24				1007191-0004020603-7	$0.00	$0.00													No	No	No	No
223441611	[Redacted]	[Redacted]		N/A				No	No					$1,497.15	$1,497.15	9.375%	No	No							XXXX									1	XXXX	$2,321.04	XXXX	$193.42						0.000%	0.000%	XXXX	[Redacted]	709																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.0				Yes	No	XXXX	0		0	0	0	0			0.00	No	0.86	1.15								XXXX	$2,500.00	1.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															11.83				1007191-0004019452-2	$0.00	$0.00													No	No	No	No
223441623	[Redacted]	[Redacted]		N/A				No	No					$3,262.15	$3,262.15	7.990%	No	No							XXXX									3	XXXX	$2,277.00	XXXX	$189.75						0.000%	0.000%	XXXX	[Redacted]	664																												No	No										DSCR																0	0	0	No		XXXX				$0.00					N/A	No	XXXX	0		0	0	0	0			0.00	No	1.35	0.73								XXXX	$300.00		No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	52.6				1007191-0004020486-7	$0.00	$0.00	0	0	0	0	0	0							No	No	No	No
223441625	[Redacted]	[Redacted]		N/A				No	No					$1,528.07	$1,528.07	7.250%	No	No							XXXX									1	XXXX	$1,467.36	XXXX	$122.28						0.000%	0.000%	XXXX	[Redacted]	813																												No	No										DSCR																0	0	0	No		XXXX				$0.00	2.2				No	No	XXXX	0		0	0	0	0			0.00	No	1.27	0.78								XXXX	$318,291.92	99.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															88.46				1007191-0004020914-8	$0.00	$0.00													No	No	No	No
223441635	[Redacted]	[Redacted]		N/A				No	No					$1,744.73	$1,744.73	6.750%	No	No								XXXX								1	XXXX	$5,571.00	XXXX	$464.25						0.000%	0.000%	XXXX	[Redacted]	802																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.0				No	No	XXXX	0	0	0	0	0	0			0.00	No	1.13	0.88								XXXX	$190,132.01	48.000%	No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												14.15				1007191-0003230365-1	$0.00	$0.00	0	0	0	0	0	0	0	0	0				No	No	No	No
223441641	[Redacted]	[Redacted]		Non QM				Yes	No	$3,460.00	$15,324.64		8.098%	$8,063.74	$8,063.74	7.990%	No	No	Non-Employment Income						XXXX								$10,603.82	1	XXXX	$3,347.04	XXXX	$278.92						0.000%	0.000%	XXXX	[Redacted]	796																												Yes	No							[Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Other Documentation (O)	Asset Depletion (No DTI)																0	0	0			XXXX	$3,460.00		6.810%	$357,000.00	3.3	None			Yes	No	XXXX	0		0	0	2	0			0.00	No					Other					XXXX	$2,195,834.99	100.000%	No					Yes	Preliminary	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															171.84			No	1007191-0003213165-6	$0.00	$0.00													No	No	No	No
223441642	[Redacted]	[Redacted]		N/A				No	No					$1,724.44	$1,724.44	6.875%	No	No							XXXX									2	XXXX	$801.96	XXXX	$66.83						0.000%	0.000%	XXXX	[Redacted]	768																												No	No										DSCR																0	0	0	No		XXXX				$0.00					No	No	XXXX	0		0	0	0	0			0.00	No	1.35	0.74								XXXX	$946,040.19	100.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	FICO Classic V5 Facta	FICO Risk Score Classic 04															425.41				1007191-0003287787-8	$0.00	$0.00													No	No	No	No
223441785	[Redacted]	[Redacted]		N/A				No	No					$2,433.27	$2,433.27	7.500%	No	No								XXXX								1	XXXX	$1,387.20	XXXX	$115.60						0.000%	0.000%	XXXX	[Redacted]	801																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.0				Yes	No	XXXX	0	0	0	0	0	0			0.00	No	1.04	0.95								XXXX	$281,491.95	65.000%	No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												57.37				1007191-0004021716-6	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223441787	[Redacted]	[Redacted]		N/A				No	No					$10,966.41	$10,966.41	6.990%	No	No					0			XXXX	XXXX							1	XXXX	$2,952.96	XXXX	$246.08						0.000%	0.000%	XXXX	[Redacted]	755	763	786	772																			Level 4-Stated/Verified as defined						No	No										DSCR																0	0	0	No		XXXX				$0.00	1.0				Yes	No	XXXX	0	0	0	0	0	0			0.00	No	1.35	0.73								XXXX	$1,088,825.34	49.000%	No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual	Individual	Individual									Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04									35.89				1007191-0003286891-9	$0.00	$0.00	0	0	0										No	No	No	No
223443803	[Redacted]	[Redacted]		Non QM				Yes	No	$18,170.15	$26,842.00		7.428%	$9,205.29	$9,205.29	7.250%	No	No	Self-Employed	Self-Employed					XXXX	XXXX							$14,944.52	1	XXXX	$1,683.96	XXXX	$140.33						42.170%	42.170%	XXXX	[Redacted]	807																												No	No							[Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2025 [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024 [Borrower - \| Primary Income - Sole Proprietor]; W-2 Transcript - No Results Returned - 2024 [Coborrower(s) - \| Primary Income - Sole Proprietor]; CPA Letter - 2025 [Coborrower(s) - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1099 - 2024 [Coborrower(s) - \| Primary Income - Sole Proprietor]; W-2 Transcript - No Results Returned - 2024	[Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	1yr 1099																0	0	0			XXXX	$18,170.15		6.740%	$0.00	2.3	None			No	No	XXXX	0	0	0	0	1	0				No										XXXX	$556,866.06	32.000%	No					Yes	Final	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04								Resident Alien Card				15.61			No	1007191-0004021565-7	$14,017.12	$0.00													No	No	No	No
223444773	[Redacted]	[Redacted]		Exempt from ATR				No	No	$40,535.00	$18,876.48		8.380%	$3,577.37	$3,577.37	7.990%	No	No	Not Employed	Employed	Employed		0.48			XXXX	XXXX						$35,377.57	1	XXXX	$650.04	XXXX	$54.17						25.985%	25.985%	XXXX	[Redacted]	769	759		752																			Level 4-Stated/Verified as defined		Level 5-Stated/Verified as defined		Level 3-Stated/Verified as defined		No	No							[Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024 [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023	[Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$40,535.00		6.810%	$0.00	2.1	None			Yes	No	XXXX	0	2	0	0	2	0			0.00	No										XXXX	$313,393.67	51.000%	No		27	4		Yes	Final	Fee Simple	LLC	Business Entity	Individual	Individual	Individual	Individual									Yes	Business Entity	No		No					Beacon 5.0	FICO Risk Score Classic 04		Beacon 5.0	FICO Risk Score Classic 04									33.71		No	No	1007191-0004021384-3	$0.00	$47,797.62													No	No	No	No
223446505	[Redacted]	[Redacted]		Non QM				Yes	No	$5,910.00	$7,634.48		8.995%	$1,230.26	$1,230.26	8.500%	No	No	Employed						XXXX								$2,258.97	1	XXXX	$540.96	XXXX	$45.08						47.243%	47.243%	XXXX	[Redacted]	799																												No	No							[Borrower - \| Primary Income - Wages]; VVOE - 2025 [Borrower - \| Primary Income - Wages]; WVOE - 2025 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024 [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2023	[Borrower]; 4506-C - 2024 [Borrower]; Account Transcripts - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	1yr Full Doc																0	0	0			XXXX	$5,910.00		6.810%	$0.00	1.0	DU		ApproveEligible	Yes	No	XXXX	1		0	0	3	1			0.00	No										XXXX	$77,575.07	39.000%	No	13				Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															14.35		No	No	1007191-0004021093-0	$0.00	$0.00													No	No	No	No
223448310	[Redacted]	[Redacted]		Non QM				Yes	No	$7,385.00	$8,706.05		9.496%	$1,447.03	$1,447.03	8.990%	No	No	Self-Employed						XXXX								$3,262.62	1	XXXX	$2,518.32	XXXX	$209.86						45.580%	45.580%	XXXX	[Redacted]	602																												No	Yes	12	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$7,385.00		6.880%	$0.00	1.8	None			No	No	XXXX	0		0	0	3	0		12	0.00	No										XXXX			No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	20.56			No	1007191-0004018661-9	$0.00	$0.00													No	No	No	No
223448313	[Redacted]	[Redacted]		Non QM				Yes	No	$9,558.82	$5,083.65		7.814%	$3,724.77	$3,724.77	7.750%	No	No	Self-Employed						XXXX								$9,164.93	1	XXXX	$1,385.04	XXXX	$115.42						42.277%	42.277%	XXXX	[Redacted]	769																												No	Yes	12	Business	100.000%	90.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025	[Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$9,558.82		6.740%	$72,998.00	3.3	None			Yes	No	XXXX	0		0	0	0	0		12	0.00	No										XXXX	$142,941.94	22.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															15.47		Yes	No	1007191-0004020149-1	$0.00	$0.00													No	No	No	No
223448314	[Redacted]	[Redacted]		Exempt from ATR				No	No	$2,900.04	$4,631.31		7.758%	$1,854.48	$1,854.48	7.625%	No	No	Employed						XXXX				XXXX				$10,803.21	1	XXXX	$1,069.92	XXXX	$89.16						17.905%	17.905%	XXXX	[Redacted]	742																												No	No							[Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2023	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$2,900.04		6.880%	$6,190.00	1.0	DU		ApproveEligible	Yes	No	XXXX	2		0	0	2	0			0.00	No										XXXX	$161,629.16	49.000%	No	28				Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04										VISA					44.81		No	No	1007191-0004019285-6	$0.00	$0.00													No	No	No	No
223448321	[Redacted]	[Redacted]		N/A				No	No					$725.07	$725.07	7.875%	No	No					0			XXXX	XXXX							1	XXXX	$546.96	XXXX	$45.58						0.000%	0.000%	XXXX	[Redacted]	781																						Level 4-Stated/Verified as defined						No	No										DSCR																0	0	0	No		XXXX				$0.00	1.6				Yes	No	XXXX	0	0	0	0	0	0			0.00	No	1.29	0.77								XXXX	$313,877.93	100.000%	No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual	Individual	Member									Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												190.13				1007191-0004020849-6	$0.00	$0.00	0	0	0	0	0	0	0	0	0				No	No	No	No
223448323	[Redacted]	[Redacted]		N/A				No	No					$3,867.78	$3,867.78	7.375%	No	No							XXXX	XXXX								1	XXXX	$1,788.96	XXXX	$149.08						0.000%	0.000%	XXXX	[Redacted]	707																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.4				Yes	No	XXXX	0	0	0	0	0	0			0.00	No	0.8	1.24								XXXX	$104,265.49	11.000%	No					Yes	Preliminary	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												61.45				1007191-0004022051-7	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223448330	[Redacted]	[Redacted]		N/A				No	No					$1,592.54	$1,592.54	7.625%	No	No							XXXX									1	XXXX	$2,337.96	XXXX	$194.83						0.000%	0.000%	XXXX	[Redacted]	744																												No	No										DSCR																0	0	0	No		XXXX				$0.00	2.3				No	No	XXXX	0		0	0	0	0			0.00	No	1.21	0.82								XXXX	$0.00		No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	24.91				1007191-0004019962-0	$0.00	$0.00	0	0	0	0	0	0							No	No	No	No
223448514	[Redacted]	[Redacted]		Exempt from ATR				No	No	$17,476.80	$10,026.80		8.058%	$1,258.59	$1,258.59	7.500%	No	No	Employed						XXXX								$2,386.56	1	XXXX	$777.00	XXXX	$64.75						49.446%	49.446%	XXXX	[Redacted]	650																												No	No							[Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - \| Primary Income - Wages]; Paystubs - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - \| Primary Income - Wages]; Paystubs - 2023 [Borrower - \| Primary Income - Wages]; W-2 - 2023 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$17,476.80		6.740%	$0.00	999.0	None			Yes	No	XXXX	2		0	0	2	0			0.00	No										XXXX	$123,032.19	47.000%	No					Yes	Final	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															11.01			No	1007191-0004021540-0	$0.00	$0.00													No	No	No	No
223448571	[Redacted]	[Redacted]		Exempt from ATR				No	No	$2,370.00	$5,914.92		7.576%	$1,878.64	$1,878.64	7.375%	No	No	Employed	Employed					XXXX	XXXX							$6,946.55	1	XXXX	$624.96	XXXX	$52.08						37.253%	37.253%	XXXX	[Redacted]	775																												No	No							[Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; VVOE - 2025 [Borrower - \| Primary Income - Wages]; WVOE - 2025 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$2,370.00		6.740%	$5,000.00	1.0	LP / LPA		Accept/Eligible	Yes	No	XXXX	2	2	0	0	2	0			0.00	No										XXXX	$96,237.53	28.000%	No	27	27			Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												5.76		No	No	1007191-0004022353-7	$0.00	$6,737.47													No	No	No	No
223448589	[Redacted]	[Redacted]		Exempt from ATR				No	No	$2,614.72	$9,161.98		7.818%	$5,711.24	$5,711.24	7.750%	No	No	Employed						XXXX								$17,206.19	1	XXXX	$2,954.04	XXXX	$246.17						31.118%	31.118%	XXXX	[Redacted]	776																												No	No							[Borrower - \| Primary Income - Wages]; Other - 2025 [Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; VVOE - 2025 [Borrower - \| Primary Income - Wages]; WVOE - 2025 [Borrower - \| Primary Income - Wages]; Paystubs - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2023 [Borrower - \| Primary Income - Wages]; W-2 - 2022	[Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$2,614.72		6.810%	$0.00	1.0	DU		ApproveEligible	Yes	No	XXXX	2		0	0	2	0			0.00	No										XXXX	$313,067.44	31.000%	No	28				Yes	Final	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04										Resident Alien Card					10.26		No	No	1007191-0003007936-0	$0.00	$0.00													No	No	No	No
223448590	[Redacted]	[Redacted]		Non QM				Yes	No	$2,229.82	$10,465.50		7.567%	$3,239.27	$3,239.27	7.375%	No	No	Not Employed	Self-Employed						XXXX							$9,983.39	1	XXXX	$4,776.00	XXXX	$398.00						47.356%	47.356%	XXXX	[Redacted]	770																												No	Yes	12	Business	100.000%		50.000%		[Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025	[Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$2,229.82		6.620%	$0.00	1.9	None			Yes	No	XXXX	0	0	0	0	3	0		12	0.00	No										XXXX			No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	41.06			No	1007191-0003234598-3	$18,964.02	$0.00													No	No	No	No
223448606	[Redacted]	[Redacted]		Non QM				Yes	No	$4,886.67	$17,698.42		7.563%	$3,700.81	$3,700.81	7.250%	No	No	Not Employed	Non-Employment Income					XXXX	XXXX							$11,813.50	1	XXXX	$3,332.16	XXXX	$277.68						0.000%	0.000%	XXXX	[Redacted]	730																												Yes	No							[Coborrower(s) - \| Primary Income - Asset Depletion]; Account Statements - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available	Other Documentation (O)	Asset Depletion (No DTI)																0	0	0			XXXX	$4,886.67		6.880%	$0.00	3.8	None			No	No	XXXX	0	0	0	0	2	0			0.00	No					Other					XXXX	$1,166,341.27	100.000%	No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												184.63			No	1007191-0004022453-5	$18,204.94	$0.00													No	No	No	No
223450634	[Redacted]	[Redacted]		N/A				No	No					$1,231.55	$1,231.55	7.990%	No	No							XXXX									1	XXXX	$621.96	XXXX	$51.83						0.000%	0.000%	XXXX	[Redacted]	651																												No	No										DSCR																0	0	0	Yes		XXXX				$0.00	1.6				Yes	No	XXXX	0		0	0	0	0			0.00	No	1.13	0.87								XXXX	$44,312.00		No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	127.25				1007191-0004022619-1	$0.00	$0.00													Yes	No	No	No
223454990	[Redacted]	[Redacted]		Non QM				Yes	No	$1,690.00	$5,121.82		7.650%	$7,644.17	$7,644.17	7.625%	No	No	Employed						XXXX								$16,502.28	1	XXXX	$2,925.00	XXXX	$243.75						39.069%	39.069%	XXXX	[Redacted]	783																												No	No							[Borrower - \| Primary Income - Projected Income]; Employer Letter - 2025 [Borrower - \| Primary Income - Projected Income]; Employer Letter - 2025 [Borrower - \| Primary Income - Projected Income]; VVOE - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$1,690.00		6.700%	$1,080.00	3.8	None			Yes	No	XXXX	0		0	0	3	0			0.00	No										XXXX	$450,027.13	33.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															42.12		No	No	1007191-0004016564-7	$0.00	$0.00													No	No	No	No
223455234	[Redacted]	[Redacted]		N/A				No	No					$931.01	$931.01	8.625%	No	No							XXXX									1	XXXX	$1,005.00	XXXX	$83.75						0.000%	0.000%	XXXX	[Redacted]	699																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.0				No	No	XXXX	0		0	0	0	0			0.00	No	1.13	0.88								XXXX	$95,005.11	56.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															17.62				1007191-0004021359-5	$0.00	$0.00													No	No	No	No
223456806	[Redacted]	[Redacted]		Non QM				Yes	No	$17,408.74	$29,005.30		7.276%	$6,379.93	$6,379.93	6.990%	No	No	Self-Employed						XXXX				XXXX				$1,167,797.39	1	XXXX	$3,462.48	XXXX	$288.54						0.943%	0.943%	XXXX	[Redacted]	786																												No	Yes	12	Business	100.000%	60.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 60.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 60.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 60.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 60.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 60.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 60.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 60.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2020 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 60.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2005 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 60.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2003	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$17,408.74		6.880%	$0.00	2.8	None			No	No	XXXX	0		0	0	2	0		12	0.00	No										XXXX	$50,000.00	4.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04										Employment Authorization					52.32		No	No	1007191-0004022905-4	$0.00	$0.00													No	No	No	No
223456807	[Redacted]	[Redacted]		Non QM				Yes	No	$3,504.00	$11,959.57		7.774%	$5,135.75	$5,135.75	7.625%	No	No	Self-Employed	Not Employed					XXXX	XXXX							$14,442.74	1	XXXX	$1,368.96	XXXX	$114.08						44.669%	44.669%	XXXX	[Redacted]	791																												Yes	No						Borrower Prepared	[Borrower - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025 [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025 [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025 [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025 [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2024 [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025	[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$3,504.00		6.810%	$0.00	4.6	None			Yes	No	XXXX	1	0	1	0	2	1			3.00	No					Other					XXXX	$1,567,046.84	100.000%	No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												238.82		No	No	1007191-0004022977-3	$0.00	$0.00													No	No	No	No
223457312	[Redacted]	[Redacted]		Exempt from ATR				No	No	$26,835.10	$10,309.74		8.438%	$3,445.08	$3,725.29	8.581%	No	No	Self-Employed	Self-Employed					XXXX	XXXX							$31,877.01	1	XXXX	$1,416.96	XXXX	$118.08						20.690%	21.534%	XXXX	[Redacted]	682																												No	Yes	12	Business	100.000%	50.000%	50.000%		[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2021 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2021 [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2025 [Coborrower(s) - \| Primary Income - Shared Bank Statements]; CPA Letter - 2025 [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Third Party Verification - 2025 [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Other - 2022 [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Other - 2021 [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Other - 2021	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$26,835.10		6.830%	$71,300.00	1.0	None			Yes	No	XXXX	0	0	0	0	2	0		12	0.00	No										XXXX	$98,929.39	16.000%	No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	Yes		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												7.32			No	1007191-0004021453-6	$20,096.44	$0.00													No	No	No	No
223457343	[Redacted]	[Redacted]		N/A				No	No					$1,212.61	$1,212.61	6.625%	No	No							XXXX									1	XXXX	$1,233.48	XXXX	$102.79						0.000%	0.000%	XXXX	[Redacted]	796																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.0				Yes	No	XXXX	0		0	0	0	0			0.00	No	1.14	0.87								XXXX	$786,493.18	100.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															409.61				1007191-0004020928-8	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223457350	[Redacted]	[Redacted]		Exempt from ATR				No	No	$4,670.00	$6,616.55		10.924%	$1,267.57	$1,267.57	10.375%	No	No	Non-Employment Income	Non-Employment Income					XXXX	XXXX							$3,312.70	1	XXXX	$615.96	XXXX	$51.33						39.516%	39.516%	XXXX	[Redacted]	813																												No	No							[Borrower - \| Primary Income - Pension]; Paystubs - 2025 [Borrower - \| Primary Income - Pension]; 1099 Transcript - 2024 [Borrower - \| Primary Income - Pension]; 1099 Transcript - 2023 [Borrower - \| Non-Primary Income - Social Security]; Account Statements - 2025 [Borrower - \| Non-Primary Income - Social Security]; 1099 Transcript - 2024 [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 [Borrower - \| Non-Primary Income - Social Security]; 1099 Transcript - 2023 [Coborrower(s) - \| Primary Income - Social Security]; Account Statements - 2025 [Coborrower(s) - \| Primary Income - Social Security]; 1099 Transcript - 2024 [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 [Coborrower(s) - \| Primary Income - Social Security]; 1099 Transcript - 2023	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	Retirement Income - Fully Verified																0	0	0			XXXX	$4,670.00		6.810%	$0.00	1.0	None			Yes	No	XXXX	0	0	0	0	2	0			0.00	No										XXXX	$497,845.00	100.000%	No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												266.58		No	No	1007191-0004021978-2	$1,499.00	$0.00													No	No	No	No
223457456	[Redacted]	[Redacted]		N/A				No	No					$1,756.78	$1,756.78	7.500%	No	No							XXXX									1	XXXX	$1,416.00	XXXX	$118.00						0.000%	0.000%	XXXX	[Redacted]	759																												No	No										DSCR														[Redacted]		0	0	0	No		XXXX				$0.00	1.0				Yes	No	XXXX	0		0	0	0	0			0.00	No	1	0.99								XXXX			No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	Yes		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	124.88				1007191-0004022699-3	$0.00	$0.00	0	0	0	0	0	0							No	No	No	No
223457459	[Redacted]	[Redacted]		N/A				No	No					$2,021.16	$2,021.16	7.125%	No	No							XXXX	XXXX								2	XXXX	$2,508.96	XXXX	$209.08						0.000%	0.000%	XXXX	[Redacted]	714																												No	No										DSCR																0	0	0	No		XXXX				$0.00					N/A	No	XXXX	0	0	0	0	0	0			0.00	No	1.12	0.88								XXXX	$0.00		No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	51.13				1007191-0003227188-2	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223457568	[Redacted]	[Redacted]		Non QM				Yes	No	$11,835.14	$14,290.96		9.193%	$3,699.35	$3,699.35	8.875%	No	No	Self-Employed						XXXX								$10,681.22	1	XXXX	$4,662.60	XXXX	$388.55						40.067%	40.067%	XXXX	[Redacted]	693																												No	Yes	12	Personal, Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$11,835.14		6.810%	$8,000.00	1.0	None			No	No	XXXX	0		0	0	2	0	12	12	0.00	No										XXXX	$141,809.01	26.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															13.88			No	1007191-0004021323-1	$0.00	$0.00													No	No	No	No
223457577	[Redacted]	[Redacted]		Non QM				Yes	No	$6,677.50	$15,290.26		7.878%	$6,716.36	$6,716.36	7.750%	No	No	Employed						XXXX								$8,742.83	1	XXXX	$4,881.00	XXXX	$406.75						49.149%	49.149%	XXXX	[Redacted]	802																												Yes	No							[Borrower - \| Primary Income - Wages]; Employer Letter - 2025 [Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; Paystubs - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$6,677.50		6.650%	$0.00	1.0	None			Yes	No	XXXX	1		0	0	3	0			0.00	No					Other					XXXX	$704,721.85	56.000%	No	9				Yes	Preliminary	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															38.01		No	No	1007191-0004020398-4	$0.00	$0.00													No	No	No	No
223457578	[Redacted]	[Redacted]		N/A				No	No					$1,368.91	$1,368.91	8.625%	No	No							XXXX									1	XXXX	$1,089.00	XXXX	$90.75						0.000%	0.000%	XXXX	[Redacted]	789																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.0				No	No	XXXX	0		0	0	0	0			0.00	No	1.01	0.98								XXXX	$363,926.89	100.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															181.49				1007191-0004023027-6	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223457580	[Redacted]	[Redacted]		N/A				No	No					$837.05	$837.05	8.750%	No	No							XXXX									1	XXXX	$1,304.04	XXXX	$108.67						0.000%	0.000%	XXXX	[Redacted]	802																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.4				No	No	XXXX	0		0	0	0	0			0.00	No	1.36	0.73								XXXX			No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	36.43				1007191-0004020752-2	$0.00	$0.00													No	No	No	No
223457587	[Redacted]	[Redacted]		Non QM				Yes	No	$1,890.00	$2,967.42		8.051%	$1,141.98	$1,141.98	7.875%	No	No	Self-Employed						XXXX				XXXX				$7,530.35	1	XXXX	$852.00	XXXX	$71.00						25.581%	25.581%	XXXX	[Redacted]	690																												No	Yes	12	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$1,890.00		6.700%	$6,378.79	1.0	None			No	No	XXXX	0		0	0	3	0		12	0.00	No										XXXX			No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No		Beacon 5.0											Passport					98.64			No	1007191-0004021705-9	$0.00	$0.00													Yes	No	No	No
223457865	[Redacted]	[Redacted]		Non QM				Yes	No	$2,302.00	$11,996.95		7.660%	$4,279.19	$4,279.19	7.500%	No	No	Non-Employment Income						XXXX								$25,384.84	1	XXXX	$785.04	XXXX	$65.42						0.000%	0.000%	XXXX	[Redacted]	789																												Yes	No							[Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available	Other Documentation (O)	Asset Depletion (No DTI)																0	0	0			XXXX	$2,302.00		6.880%	$0.00	1.0	None			Yes	No	XXXX	0		0	0	3	0			0.00	No					Other					XXXX	$1,542,500.64	100.000%	No					Yes	Preliminary	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															258.99			No	1007191-0004020072-5	$0.00	$0.00													No	No	No	No
223457866	[Redacted]	[Redacted]		Non QM				Yes	No	$28,598.00	$37,339.88		8.015%	$14,660.63	$18,512.65	7.875%	Yes	Yes	Non-Employment Income	Not Employed	Not Employed	Not Employed	0	0	XXXX	XXXX	XXXX	XXXX					$2,174.80	1	XXXX	$24,185.04	XXXX	$2,015.42						0.000%	0.000%	XXXX	[Redacted]	784	796	783	789	784	801	762																Level 4-Stated/Verified as defined	Level 4-Stated/Verified as defined	Level 1-Not Stated/Not Verified	Level 1-Not Stated/Not Verified	Level 1-Not Stated/Not Verified	Level 1-Not Stated/Not Verified	Yes	No							[Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023	Other Documentation (O)	Asset Depletion (No DTI)																0	0	0			XXXX	$28,598.00		6.740%	$0.00	2.9	None			No	No	XXXX	0	0	0	0	3	0			0.00	No					Other				240	XXXX	$5,075,151.65	97.000%	No					Yes	Final	Fee Simple	Individual	Individual	Individual	Individual	Individual	Individual	Individual	Individual							No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04						89.57		No	No	1007191-0003132919-4	$0.00	$0.00													No	No	No	No
223458776	[Redacted]	[Redacted]		Exempt from ATR				No	No	$2,406.00	$5,186.28		7.998%	$1,461.48	$1,461.48	7.750%	No	No	Employed	Employed					XXXX	XXXX							$11,303.79	1	XXXX	$1,301.04	XXXX	$108.42						29.505%	29.505%	XXXX	[Redacted]	794																												No	No							[Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - \| Primary Income - Wages]; W-2 - 2024 [Borrower - \| Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$2,406.00		6.800%	$0.00		LP / LPA		Accept/Eligible	Yes	No	XXXX	2	2	0	0	2	0			0.00	No										XXXX	$128,142.75	50.000%	No	28	27			Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												35.96		No	No	1007191-0004021825-5	$0.00	$7,083.33													No	No	No	No
223458777	[Redacted]	[Redacted]		Exempt from ATR				No	No	$22,090.00	$25,423.53		8.222%	$7,330.68	$7,330.68	7.990%	No	No	Not Employed	Non-Employment Income						XXXX							$63,370.60	1	XXXX	$14,624.04	XXXX	$1,218.67						0.000%	0.000%	XXXX	[Redacted]	747																												Yes	No							[Coborrower(s) - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Coborrower(s) - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Coborrower(s) - \| Primary Income - Asset Depletion]; Account Statements - 2025	[Coborrower]; 1084 or income worksheet - Year Not Available	Other Documentation (O)	Asset Depletion (No DTI)																0	0	0			XXXX	$22,090.00		6.810%	$0.00	1.8	None			No	No	XXXX	0	0	0	0	0	0			0.00	No					Other					XXXX	$5,892,676.44		No					Yes	Preliminary	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04											No	666.94		No	No	1007191-0004020954-4	$98,226.15	$0.00													No	No	No	No
223458783	[Redacted]	[Redacted]		N/A				No	No					$1,531.28	$1,531.28	7.500%	No	No							XXXX									3	XXXX	$2,652.96	XXXX	$221.08						0.000%	0.000%	XXXX	[Redacted]	689																												No	No										DSCR																1	0	0	No		XXXX				$0.00					No	No	XXXX	0		0	0	0	0			0.00	No	1.22	0.81								XXXX	$50,474.66		No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	116.52				1007191-0003006641-7	$0.00	$0.00	0	0	0	1	0	0	0	0	0				No	No	No	No
223458983	[Redacted]	[Redacted]		Exempt from ATR				No	No	$11,243.80	$5,528.93		7.541%	$1,159.41	$1,159.41	6.875%	No	No	Non-Employment Income	Not Employed					XXXX	XXXX							$2,413.76	1	XXXX	$993.72	XXXX	$82.81						0.000%	0.000%	XXXX	[Redacted]	779																												Yes	No							[Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023	Other Documentation (O)	Asset Depletion (No DTI)																0	0	0			XXXX	$11,243.80		6.010%	$3,000.00	1.0	None			Yes	No	XXXX	0	0	0	0	2	0			0.00	No					Other					XXXX	$251,325.64	100.000%	No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												110.12			No	1007191-0004022969-0	$0.00	$0.00													No	No	No	No
223459001	[Redacted]	[Redacted]		Non QM				Yes	No	$5,999.33	$7,987.90		7.689%	$1,605.30	$1,605.30	7.375%	No	No	Self-Employed						XXXX								$25,397.18	1	XXXX	$1,787.04	XXXX	$148.92						13.660%	13.660%	XXXX	[Redacted]	733																												No	Yes	12	Business	100.000%	100.000%			[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$5,999.33		6.740%	$0.00	1.2	None			No	No	XXXX	0		0	0	3	0		12	0.00	No										XXXX	$47,428.33	15.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															53.3		No	No	1007191-0004019918-2	$0.00	$0.00													No	No	No	No
223459247	[Redacted]	[Redacted]		Exempt from ATR				No	No	$1,590.00	$3,359.68		8.020%	$4,455.01	$4,455.01	7.990%	No	No	Self-Employed	Self-Employed					XXXX	XXXX							$28,285.83	1	XXXX	$1,707.12	XXXX	$142.26						49.495%	49.495%	XXXX	[Redacted]	713																												Yes	Yes	60	Business	95.000%	50.000%	50.000%		[Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 8.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 8.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 8.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 8.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 8.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 8.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 8.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 8.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 8.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 8.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 8.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 8.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 8.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 8.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 8.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 8.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 8.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 8.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 8.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025 [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 8.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2025 [Coborrower(s) - \| Primary Income - Shared Bank Statements]; CPA Letter - 2025 [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Other - 2025 [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Third Party Verification - 2025 [Coborrower(s) - \| Non-Primary Income - Shared Bank Statements]; Account Statements - Business - 2025 [Coborrower(s) - \| Non-Primary Income - Shared Bank Statements]; CPA Letter - 2025 [Coborrower(s) - \| Non-Primary Income - Shared Bank Statements]; Other - 2025 [Coborrower(s) - \| Non-Primary Income - Shared Bank Statements]; Third Party Verification - 2025 [Coborrower(s) - \| Non-Primary Income - Shared Bank Statements]; CPA Letter - 2025 [Coborrower(s) - \| Non-Primary Income - Shared Bank Statements]; Other - 2025 [Coborrower(s) - \| Non-Primary Income - Shared Bank Statements]; Account Statements - Business - 2024 [Coborrower(s) - \| Non-Primary Income - Shared Bank Statements]; Account Statements - Business - 2025 [Coborrower(s) - \| Non-Primary Income - Shared Bank Statements]; CPA Letter - 2025 [Coborrower(s) - \| Non-Primary Income - Shared Bank Statements]; Other - 2025 [Coborrower(s) - \| Non-Primary Income - Shared Bank Statements]; Third Party Verification - 2025 [Coborrower(s) - \| Non-Primary Income - Shared Bank Statements]; Account Statements - Business - 2025 [Coborrower(s) - \| Non-Primary Income - Shared Bank Statements]; CPA Letter - 2025 [Coborrower(s) - \| Non-Primary Income - Shared Bank Statements]; Other - 2025 [Coborrower(s) - \| Non-Primary Income - Shared Bank Statements]; Third Party Verification - 2025 [Coborrower(s) - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available	Alternative Documentation (A)	12mo Bank Statement																0	0	0			XXXX	$1,590.00		6.740%	$5,790.56	1.0	None			No	No	XXXX	0	0	0	0	2	0		12	0.00	No					Other					XXXX	$498,337.85	66.000%	No					Yes	Preliminary	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												54.59		No	No	1007191-0004022312-3	$28,002.80	$0.00													No	No	No	No
223459603	[Redacted]	[Redacted]		Exempt from ATR				No	No	$3,996.24	$8,214.40		7.291%	$3,002.09	$3,002.09	7.125%	No	No	Self-Employed	Not Employed					XXXX	XXXX							$38,857.31	1	XXXX	$852.96	XXXX	$71.08						33.129%	33.129%	XXXX	[Redacted]	774																												No	No							[Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023	[Borrower]; 4506-C - 2024 [Borrower]; Tax Return Extension - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; Tax Return Extension - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023	Full Documentation (F)	1yr Full Doc																0	0	0			XXXX	$3,996.24		6.810%	$0.00	1.0	LP / LPA		Accept/Eligible	Yes	No	XXXX	2	0	1	0	2	0				No										XXXX	$295,150.38	53.000%	No					Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												35.06		No	No	1007191-0004022389-1	$0.00	$0.00													No	No	No	No
223459908	[Redacted]	[Redacted]		Non QM				Yes	No	$10,395.00	$21,757.75		7.216%	$5,981.68	$5,981.68	6.990%	No	No	Self-Employed						XXXX								$9,017.42	1	XXXX	$1,425.00	XXXX	$118.75						44.678%	44.678%	XXXX	[Redacted]	716																												No	No						Audited	[Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2025 [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2025 [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2025 [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023	[Borrower]; 4506-C - 2024 [Borrower]; Tax Return Extension - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Account Transcripts - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$10,395.00		6.620%	$0.00	2.5	DU		ApproveEligible	No	No	XXXX	0		1	0	2	1			15.00	No										XXXX			No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04														No	22.14			No	1007191-0004021639-0	$0.00	$0.00													No	No	No	No
223460725	[Redacted]	[Redacted]		Exempt from ATR				No	No	$5,010.00	$6,521.68		7.422%	$2,333.04	$2,333.04	7.250%	No	No	Non-Employment Income	Employed					XXXX	XXXX							$9,202.45	1	XXXX	$1,263.36	XXXX	$105.28						40.431%	40.431%	XXXX	[Redacted]	744																												No	No							[Borrower - \| Primary Income - IRA Distribution]; Account Statements - 2025 [Borrower - \| Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr Full Doc																0	0	0			XXXX	$5,010.00		6.810%	$12,825.00	2.4	DU		ApproveEligible	Yes	No	XXXX	0	0	0	0	2	0			0.00	No										XXXX	$847,070.10	100.000%	No		27			Yes	Commitment	Fee Simple	Individual	Individual	Individual	Individual											No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04												271.32		No	No	1007191-0004022618-3	$0.00	$6,397.30													No	No	No	No
223460987	[Redacted]	[Redacted]		N/A				No	No					$6,513.38	$6,513.38	6.990%	No	No							XXXX									1	XXXX	$5,895.96	XXXX	$491.33						0.000%	0.000%	XXXX	[Redacted]	775																												No	No										DSCR																0	0	0	No		XXXX				$0.00	1.4				Yes	No	XXXX	0		0	0	0	0			0.00	No	1.36	0.73								XXXX	$1,157,506.82	83.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															86.81				1007191-0004023202-5	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223460989	[Redacted]	[Redacted]		Exempt from ATR				No	No	$5,895.00	$12,950.40		7.972%	$3,358.33	$3,358.33	7.750%	No	No	Self-Employed						XXXX								$8,869.03	1	XXXX	$12,646.20	XXXX	$1,053.85						48.933%	48.933%	XXXX	[Redacted]	735																												No	No							[Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2025 [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024 [Borrower - \| Primary Income - Sole Proprietor]; 1099 Transcript - 2024 [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2023 [Borrower - \| Primary Income - Sole Proprietor]; 1099 Transcript - 2023	[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available	Full Documentation (F)	2yr 1099																0	0	0			XXXX	$5,895.00		6.800%	$5,000.00	2.6	None			Yes	No	XXXX	0		0	0	2	0				No									240	XXXX	$199,771.50	31.000%	No					Yes	Preliminary	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)	Beacon 5.0	FICO Risk Score Classic 04															11.34		No	No	1007191-0004023258-7	$0.00	$0.00													No	No	No	No
223461090	[Redacted]	[Redacted]		N/A				No	No					$2,173.26	$2,173.26	8.750%	No	No								XXXX								1	XXXX	$2,615.64	XXXX	$217.97						0.000%	0.000%	XXXX	[Redacted]	656																												No	No										DSCR																0	0	0	No		XXXX				$0.00					No	No	XXXX	0	0	0	0	0	0			0.00	No	1.16	0.85								XXXX	$0.00		No					Yes	Commitment	Fee Simple	LLC	Business Entity	Individual	Individual											Yes	Business Entity	No		No				Fair Isaac (VER. 2)	FICO Classic V5 Facta	FICO Risk Score Classic 04											No	40.19				1007191-0003287943-7	$0.00	$0.00	0	0	0	0	0	0	0	0	0	0	0	0	No	No	No	No
223461098	[Redacted]	[Redacted]		N/A				No	No					$1,142.16	$1,142.16	6.250%	No	No							XXXX									1	XXXX	$864.24	XXXX	$72.02						0.000%	0.000%	XXXX	[Redacted]	766																												No	No										DSCR																0	0	0	No		XXXX				$0.00					N/A	No	XXXX	0		0	0	0	0			0.00	No	1.12	0.89								XXXX	$113,542.17	43.000%	No					Yes	Commitment	Fee Simple	Individual	Individual													No	Individual	No		No	Fair Isaac (VER. 2)		FICO Risk Score Classic 04															18.22				1007191-0004023104-3	$0.00	$0.00	0	0	0	0	0	0	0	0	0				No	No	No	No