Exhibit 99.4

Valuation Report

Run Date - 6/2/2025 9:58:40 AM

LOAN INFORMATION ORIGINATION VALUES AVM VALUES DESK REVIEW VALUES DESKTOP APPRAISAL VALUES BPO VALUES FIELD REVIEW VALUES 2055 VALUES AVE/CMA VALUES HYBRID VALUES UPDATED VALUES UPDATED MULTIPROPERTY VALUES      
SitusAMC Loan ID Customer Loan ID Seller Loan ID Investor Loan Number Note Date Original Loan Amount Sales Price Value for LTV LTV Value Variance Amount LTV Value Variance Percent Appraised Value Appraisal Report Date Appraisal Effective Date Appraisal Valuation Type Appraisal Company Appraisal FSD Score Second Appraisal Value Second Appraisal Variance Amount Second Appraisal Variance Percent Second Appraisal Report Date Second Appraisal Effective Date Second Appraisal Type Second Appraisal Company Second Appraisal FSD Score Second Appraisal Desk Review Score Appraised Value Variance Amount Variance Percent Company Confidence
Score
Appraisal Report Date Appraised Value Variance Amount Variance Percent Company Risk Score Appraisal Report Date Appraisal Effective Date Appraised Value Variance Amount Variance Percent Company Appraisal Report Date Appraisal Effective Date Appraised Value Variance Amount Variance Percent Company Appraisal Report Date Appraised Value Variance Amount Variance Percent Company Appraisal Report Date Appraisal Effective Date Appraised Value Variance Amount Variance Percent Company Appraisal Report Date Appraisal Effective Date Appraised Value Variance Amount Variance Percent Company Appraisal Report Date Appraised Value Variance Amount Variance Percent Company Appraisal Report Date Appraised Value Variance Amount Variance Percent Company Appraisal Report Date Appraisal Effective Date Aggregate Appraised Value Aggregate Variance Amount Aggregate Variance Percent Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor? LCA Risk Score Collateral Underwriter Risk Score
221802625   3158548363             0.000%       Appraisal                                                                                                                                     Yes 1.50 1.40
222019174   3158548367             0.000%       Appraisal                                                                                                                                     Yes 2.00 4.00
223007340   3158548376             0.000%       Appraisal                                                                                                                                     Yes 2.00 2.10
223152913   3158548370             0.000%       Appraisal                                                                                                                                     Yes 1.50 2.50
223152926   3158548373             0.000%       Appraisal         0.000%     Desk Review     Moderate                                                                                                               No 3.00 1.50
223152961   3158548387             0.000%       Appraisal                                                                                                                                     Yes 1.50 3.60
223153009   3158548476             0.000%       Appraisal         0.000%     Desk Review     Moderate                                                                                                               No 4.00 4.30
223153012   3158548480             0.000%       Appraisal                                                                                                                                     Yes 2.00 1.80