EFMT DEPOSITOR LLC ABS-15G

Exhibit 99.60

 

Seller Loan ID Loan ID Investor Loan ID Lender Name Transaction ID ULI Borrower 1 First Name Borrower 1 Last Name Borrower 1 SSN Borrower 1 Birthdate Borrower 1 Gender Borrower 1 Ethnicity Borrower 1 Race Borrower 1 Citizen Borrower 1 Self-Employment Flag Borrower 1 FTHB Borrower 1 FICO Date Borrower 1 Origination FICO  Borrower 1 Origination Equifax Borrower 1 Origination Experian Borrower 1 Origination TransUnion Borrower 2 First Name Borrower 2 Last Name Borrower 2 SSN Borrower 2 Birthdate Borrower 2 Gender Borrower 2 Ethnicity Borrower 2 Race Borrower 2 Citizen Borrower 2 Self-Employment Flag Borrower 2 FTHB Borrower 2 FICO Date Borrower 2 Origination FICO  Borrower 2 Origination Equifax Borrower 2 Origination Experian Borrower 2 Origination TransUnion Borrower 3 First Name Borrower 3 Last Name Borrower 3 SSN Borrower 3 Birthdate Borrower 3 Gender Borrower 3 Ethnicity Borrower 3 Race Borrower 3 Citizen Borrower 3 Self-Employment Flag Borrower 3 FTHB Borrower 3 FICO Date Borrower 3 Origination FICO  Borrower 3 Origination Equifax Borrower 3 Origination Experian Borrower 3 Origination TransUnion Borrower 4 First Name Borrower 4 Last Name Borrower 4 SSN Borrower 4 Birthdate Borrower 4 Gender Borrower 4 Ethnicity Borrower 4 Race Borrower 4 Citizen Borrower 4 Self-Employment Flag Borrower 4 FTHB Borrower 4 FICO Date Borrower 4 Origination FICO  Borrower 4 Origination Equifax Borrower 4 Origination Experian Borrower 4 Origination TransUnion Subject Address Subject City Subject Sate Subject Zip Code Subject County Originator Doc Type Occupancy Loan Purpose Refinance Type Qualifying Front End DTI Qualifying DTI Borrower 1 Qualifying Income Borrower 2 Qualifying Income Borrower 3 Qualifying Income Borrower 4 Qualifying Income All Borrower Total Qualifying Income Borrower 1 Employment Status Borrower 2 Employment Status Borrower 3 Employment Status Borrower 4 Employment Status Borrower 1 Length of Employment Borrower 2 Length of Employment Borrower 3 Length of Employment Borrower 4 Length of Employment 4506-T Flag All Borrower Residual Income All Borrower Monthly Debt Escrow Flag Months Reserves Liquid Cash Reserves Original Note Loan Amount Original Qualifying Loan Amount Original Qualifying Base LTV Original Qualifying LTV Original Qualifying CLTV Application Date Note Date Cash Disbursement Date Mortgage Type Loan Product Loan Program Original Note Interest Rate Original Qualifying Interest Rate Original P&I Payment Original Qualifying P&I Payment Monthly Escrow Payment Original Total Housing Expense (PITIA) First Payment Date Amortization Type Original Amortization Term Original Term to Maturity Maturity Date ARM Gross Margin ARM Rounding Method ARM Rounding Factor ARM Lookback Days ARM Rate Index Type Origination ARM Rate Index Value ARM Initial Interest Rate Cap ARM Subsequent Interest Rate Cap ARM Initial Interest Rate Floor ARM Lifetime Interest Rate Floor ARM Initial Interest Rate Maximum ARM Lifetime Interest Rate Maximum ARM First Rate Reset Date ARM First Payment Reset Date ARM Subsequent Interest Rate Reset Frequency ARM Subsequent Payment Reset Frequency Interest Only Flag Original Interest Only Term Balloon Flag Buydown Flag Assumable Flag Prepayment Penalty Flag Prepayment Penalty Total Term Prepayment Penalty Type Origination Channel PMI Flag MI Certificate Number Mortgage Insurance Percent Mortgage Insurance Type Mortgage Insurance Company Name MERS MOM Flag MERS Loan ID Property Type Number of Units Year Built Primary Value Property Valuation Date Primary Value Property Valuation Type Primary Value Property Value Secondary Value Property Valuation Date Secondary Value Property Form Type Secondary Value Property Value Sales Price Qualifying Property Value Date of Prior Sale Days Since Prior Sale Total Adjusted Prior Purchase Price Flood Zone Flag Flood Zone Code Flood Policy Number Other Lien Amount Other Lien Position Originator QM Status Final QM Status Total Number of Borrowers Cash Out Amount Total Origination and Discount Points Number of Mortgaged Properties Credit Report: Max Trade Line Credit Report: Longest Trade Line Credit Report: Number of Trade Lines Credit Line Usage Ratio Borrower 1 Years in Home GSE Eligible Flag AUS Case Number AUS Recommendation QM Points and Fees Annual Percent Rate  (APR) Higher Priced Mortgage Loan (HPML) Flag Covered/High Cost Loan Flag Guideline Name UW Guideline Author Blanket Mortgage Flag
  XXXX 1643193 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 655 638 655 665 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX CA XXXX XXXX Full Doc Primary Residence Refinance Cash Out - Other 34.96 48.61 6545.17 .00 .00 .00 6545.17 Employed       15.66       2 YRS 5651.83 3181.34 Yes 26.69 61080.7 XXXX XXXX 55.1 55.1 55.1 XXXX XXXX XXXX Conventional Fixed XXXX 7.625 7.625 1911.04 1911.04 377.3 2288.34 XXXX Fixed 360 360 XXXX                                 No 0 No No     0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No XXXX XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 74922.98 12432.5 1 13680 124 14 0.6696588868940754 0.5 No N/A Manual Underwriting 7725.31 8.115 Yes No XXXX XXXX  
  XXXX 1722484 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 626 650 626 615 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX AZ XXXX XXXX ALT DOC Primary Residence Refinance Cash Out - Other 7.3 18.28 40631.56 .00 .00 .00 40631.56 Employed       25.5       NA 30253.9 7428.17 Taxes and Insurance 38.23 113436.63 XXXX XXXX 64.32 64.32 64.32 XXXX XXXX XXXX Conventional Fixed XXXX 9.75 9.75 2586.05 2586.05 381.43 2967.47 XXXX Fixed 360 360 XXXX                                 No 0 No No     0 No Prepayment Penalty Retail No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No XXXX XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 113436.63 7510.0 2 38460 199 9 0.6018808777429467 14 No N/A Manual Underwriting 8746.08 10.055 Yes No XXXX XXXX No
  XXXX 1944830 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Permanent Non-US Citizen Yes true XXXX 639 625 640 639 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX FL XXXX XXXX ALT DOC Primary Residence Purchase NA 31.51 43.75 14610.48 .00 .00 .00 14610.48 Employed       4.59       NA 8217.93 6392.55 Taxes and Insurance 22.79 104894.4 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX Conventional Fixed XXXX 9.999 9.999 3790.79 3790.79 554.77 4603.55 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX 1004 URAR XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No XXXX XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0 1995.0 1 70516 54 12 0.23169354838709677 2.5 No   Manual Underwriting 0   Yes No XXXX XXXX No
  XXXX 1944831 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Permanent Non-US Citizen Yes true XXXX 641 649 641 631 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX NJ XXXX XXXX ALT DOC Primary Residence Purchase NA 44.01 49.27 12135.03 .00 .00 .00 12135.03 Employed       4.61       NA 6155.51 5979.52 Taxes and Insurance 17.17 91719.13 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX Conventional Fixed XXXX 9.999 9.999 3896.09 3896.09 1444.8 5340.88 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No XXXX XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0 1995.0 1 29239 43 3 0.050222222222222224 2.41 No   Manual Underwriting 0   Yes No XXXX XXXX No
  XXXX 1891929 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 686 686 720 675 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX FL XXXX XXXX ALT DOC Primary Residence Refinance Cash Out - Other 13.6 37.04 35000.00 .00 .00 .00 35000.00 Employed       4.61       NA 22034.87 12965.13 Taxes and Insurance 21.84 103936.25 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX Conventional Fixed XXXX 9.25 9.25 3586.86 3586.86 1030.75 4759.28 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX Yes XXXX XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 103936.25 14680.0 1 123791 307 41 0.418428012502459 8 No N/A Manual Underwriting 0   Yes No XXXX XXXX No
  XXXX 1923710 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 622 647 622 619 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX GA XXXX XXXX Full Doc Primary Residence Refinance Cash Out - Other 38.53 49.49 4962.67 .00 .00 .00 4962.67 Employed       10.33       3 YRS 2506.65 2456.02 Taxes and Insurance 97.11 185685.46 XXXX XXXX 68.26 68.26 68.26 XXXX XXXX XXXX Conventional Fixed XXXX 8.875 8.875 1591.29 1591.29 320.73 1912.02 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No XXXX XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 189293.32 5645.0 1 22300 250 8 0.4813871635610766 1.5 No G0739349 Manual Underwriting 0   Yes No XXXX XXXX No
  XXXX 1901191 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 694 679 694 734 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX FL XXXX XXXX Full Doc Primary Residence Refinance Cash Out - Other 16.73 30.85 40772.34 .00 .00 .00 40772.34 Employed       6.45       3 YRS 28196.03 12576.31 Taxes and Insurance 83.34 568508.64 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX Conventional Fixed XXXX 8.125 8.125 5642.98 5642.98 1178.6 6821.57 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No XXXX XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 714487.64 17345.0 3 145979 197 8 0.33994197292069633 10 No   Manual Underwriting 0   Yes No XXXX XXXX No
  XXXX 1901200 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 669 672 669 649 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX CA XXXX XXXX Full Doc Primary Residence Purchase NA 35.52 46.47 25111.12 .00 .00 .00 25111.12 Employed       21.85       3 YRS 13441.22 11669.9 Taxes and Insurance 20.45 182437.48 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX Conventional Fixed XXXX 8.25 8.25 7324.85 7324.85 1595.01 8919.86 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No XXXX XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0 19100.25 3 45104 391 8 0.03289115646258503 2 No   Manual Underwriting 0   No No XXXX XXXX No
  XXXX 1901757 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 676 655 676 700 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX MN XXXX XXXX ALT DOC Primary Residence Refinance Cash Out - Other 26.33 44.02 23940.77 .00 .00 .00 23940.77 Employed       28.99       NA 13402.11 10538.66 Taxes and Insurance 49.96 314854 XXXX XXXX 58.67 58.67 58.67 XXXX XXXX XXXX Conventional Fixed XXXX 8.115 8.115 4895.86 4895.86 1406.8 6302.66 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No XXXX XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 315585.0 20295.0 1 71400 442 18 0.8606679841897233 30 No N/A Manual Underwriting 0   Yes No XXXX XXXX No
  XXXX 1939515 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 787 765 790 787 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX FL XXXX XXXX ALT DOC Primary Residence Purchase NA 29.27 49.07 8568.00 .00 .00 .00 8568.00 Employed       4.84       NA 4363.8 4204.2 Taxes and Insurance 10.32 25869.31 XXXX XXXX 90.0 90.0 90.0 XXXX XXXX XXXX Conventional Fixed XXXX 8.625 8.625 1925.03 1925.03 574.43 2507.78 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No XXXX XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0 8951.25 2 12500 566 7 0.18759795570698468 0.08 No   Manual Underwriting 0   Yes No XXXX XXXX No
  XXXX 1901764 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes true XXXX 740 752 714 740 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX CA XXXX XXXX ALT DOC Primary Residence Purchase NA 29.56 32.61 20184.35 .00 .00 .00 20184.35 Employed       2.63       NA 13602.9 6581.45 Taxes and Insurance 12.96 77335.52 XXXX XXXX 90.0 90.0 90.0 XXXX XXXX XXXX Conventional Fixed XXXX 8.5 8.5 5017.16 5017.16 950.29 5967.45 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No XXXX XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0 15195.0 1 17061.19 160 11 0.07301333333333333 13 No   Manual Underwriting 0   Yes No XXXX XXXX No
  XXXX 1939842 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes true XXXX 799 803 782 799 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No true XXXX 796 790 806 796 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX CA XXXX XXXX ALT DOC Primary Residence Purchase NA 39.76 48.73 13107.07 7000.00 .00 .00 20107.07 Employed Employed     4.72 1.79     NA 10309.3 9797.77 Taxes and Insurance 11.11 88830.64 XXXX XXXX 90.0 90.0 90.0 XXXX XXXX XXXX Conventional Fixed XXXX 8.625 8.625 6807.6 6807.6 1186.02 7993.62 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No XXXX XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 2 0 20645.0 1 39015 174 19 0.03807443365695793 5 No   Manual Underwriting 0   Yes No XXXX XXXX No
  XXXX 1901758 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 807 807 818 804 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX CA XXXX XXXX ALT DOC Primary Residence Refinance Rate and Term 31.64 33.82 22500.00 .00 .00 .00 22500.00 Employed       36.87       NA 14890.84 7609.16 Taxes and Insurance 16.75 119247.96 XXXX XXXX 74.99 74.99 74.99 XXXX XXXX XXXX Conventional Fixed XXXX 6.375 6.375 5848 5848 1270.16 7118.16 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No XXXX XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0 9878.34 1 35000 410 3 0.03517021276595745 1.5 No N/A Manual Underwriting 0   No No XXXX XXXX No
  XXXX 1901761 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 683 691 683 669 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX AZ XXXX XXXX ALT DOC Primary Residence Refinance Cash Out - Other 35.5 41.19 13762.98 .00 .00 .00 13762.98 Employed       4.08       NA 8093.9 5669.08 Taxes and Insurance 6.05 29561.77 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX Conventional Fixed XXXX 9.5 9.5 4406.08 4406.08 480 4886.08 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No XXXX XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 29561.77 12125.0 1 32500 205 9 0.05689903846153846 2.25 No N/A Manual Underwriting 0   Yes No XXXX XXXX No
  XXXX 1901755 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes true XXXX 668 668 679 665 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX MD XXXX XXXX ALT DOC Primary Residence Purchase NA 19.48 37.08 14845.44 .00 .00 .00 14845.44 Employed       7.88       NA 9340.49 5504.95 Taxes and Insurance 15.46 44727.54 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX Conventional Fixed XXXX 9.0 9.0 2285.13 2285.13 569.99 2892.62 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No XXXX XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0 10766.08 1 232586 221 20 0.10853333333333333 4 No   Manual Underwriting 0   Yes No XXXX XXXX No
  XXXX 1901743 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No true XXXX 770 770 767 779 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No true XXXX 788 788 791 787 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX CA XXXX XXXX Full Doc Primary Residence Purchase NA 44.67 45.17 22048.21 10783.34 .00 .00 32831.55 Employed Employed     9.88 5.02     3 YRS 18002.95 14828.6 Taxes and Insurance 10.56 154803.15 XXXX XXXX 85.0 85.0 85.0 XXXX XXXX XXXX Conventional Fixed XXXX 7.75 7.75 12422.59 12422.59 2242.01 14664.6 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No XXXX XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 2 0 22145.0 1 27700 260 8 0.03308308308308308 4.17 No N/A Manual Underwriting 0   No No XXXX XXXX No
  XXXX 1923715 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 675 677 672 675 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX CA XXXX XXXX ALT DOC Primary Residence Refinance Cash Out - Other 27.78 44.57 7700.00 .00 .00 .00 7700.00 Employed       24.89       NA 4267.99 3432.01 Taxes and Insurance 49.25 105339.83 XXXX XXXX 46.24 46.24 46.24 XXXX XXXX XXXX Conventional Fixed XXXX 7.625 7.625 1521.76 1521.76 617.25 2139.01 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No XXXX XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 105339.83 7895.0 1 18409 107 15 0.45975132511021943 6.42 No N/A Manual Underwriting 0   No No XXXX XXXX No
  XXXX 1923690 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes true XXXX 753 753 778 746 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX IA XXXX XXXX ALT DOC Primary Residence Purchase NA 32.37 37.8 12297.34 .00 .00 .00 12297.34 Employed       1.85       NA 7648.78 4648.56 Taxes and Insurance 12.76 50798.08 XXXX XXXX 90.0 90.0 90.0 XXXX XXXX XXXX Conventional Fixed XXXX 8.875 8.875 3362 3362 618.56 3980.56 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No XXXX XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0 8451.0 1 28546 79 4 0.1110239651416122 1.91 No   Manual Underwriting 0   Yes No XXXX XXXX No
  XXXX 1923687 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 707 649 711 707 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX IL XXXX XXXX ALT DOC Primary Residence Purchase NA 26.01 32.81 11758.27 .00 .00 .00 11758.27 Employed       13.9       NA 7900 3858.27 Taxes and Insurance 15.93 48716.89 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX Conventional Fixed XXXX 7.75 7.75 2189.53 2189.53 868.65 3058.18 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No XXXX XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0 8257.5 1 30500 243 2 0.12894444444444444 9.16 No   Manual Underwriting 0   Yes No XXXX XXXX No
  XXXX 1939844 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 772 772 750 803 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX FL XXXX XXXX ALT DOC Primary Residence Purchase NA 16.89 46.62 23637.28 .00 .00 .00 23637.28 Employed       10.81       NA 12616.4 11020.88 Taxes and Insurance 11.41 45539.45 XXXX XXXX 90.0 90.0 90.0 XXXX XXXX XXXX Conventional Fixed XXXX 9.5 9.5 3254.03 3254.03 515.94 3991.97 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No XXXX XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0 10852.3 3 53100 179 8 0.30747800586510265 3.16 No   Manual Underwriting 0   Yes No XXXX XXXX No
  XXXX 1923694 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 680 638 680 691 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 653 666 634 653 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX NV XXXX XXXX Full Doc Primary Residence Refinance Rate and Term 25.28 27.55 12870.00 7485.06 .00 .00 20355.06 Employed Employed     2.02 2.92     3 YRS 14748.13 5606.93 Taxes and Insurance 4.08 21001.47 XXXX XXXX 78.5 78.5 78.5 XXXX XXXX XXXX Conventional Fixed XXXX 7.875 7.875 4553.44 4553.44 476.49 5144.93 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No XXXX XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 2 7243.21 17845.0 1 12196 231 3 0.24114942528735633 0.08 No   Manual Underwriting 0   Yes No XXXX XXXX No
  XXXX 1952350 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 798 798 812 797 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX CA XXXX XXXX ALT DOC Primary Residence Refinance Rate and Term 49.19 49.58 28543.38 .00 .00 .00 28543.38 Employed       14.88       NA 14390.64 14152.74 Taxes and Insurance 8.72 122487.35 XXXX XXXX 68.52 68.52 68.52 XXXX XXXX XXXX Conventional Fixed XXXX 6.0 6.0 11091.68 11091.68 2852.06 14039.74 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No XXXX XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 4872.31 31357.5 1 16000 231 2 0.6489714285714285 1 No   Manual Underwriting 0   No No XXXX XXXX No
  XXXX 1923692 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 758 747 781 758 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX FL XXXX XXXX ALT DOC Primary Residence Purchase NA 16.19 29.32 53349.07 .00 .00 .00 53349.07 Employed       8.21       NA 37704.63 15644.44 Taxes and Insurance 15.11 130521.01 XXXX XXXX 90.0 90.0 90.0 XXXX XXXX XXXX Conventional Fixed XXXX 8.5 8.5 7612.24 7612.24 1026.81 8639.05 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX Yes XXXX XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0 26895.0 3 23274 176 7 0.008194945848375452 1.41 No   Manual Underwriting 0   No No XXXX XXXX No
  XXXX 1923696 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 698 725 681 698 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No true XXXX 646 653 605 646 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX MA XXXX XXXX Full Doc Primary Residence Purchase NA 23.38 30.39 2235.23 4853.33 .00 .00 7088.56 Retired Employed       11.32     NA 4934.16 2154.4 Taxes and Insurance 17.81 29514.89 XXXX XXXX 47.14 47.14 47.14 XXXX XXXX XXXX Conventional Fixed XXXX 7.875 7.875 1015.1 1015.1 219.3 1657.4 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Condominium 1 XXXX XXXX 1073 Individual Condo Report XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No XXXX XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 2 0 5295.0 2 1200 303 4 0.6647222222222222 10.92 No   Manual Underwriting 0   Yes No XXXX XXXX No
  XXXX 1923698 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 765 735 772 765 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 810 810 833 803 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX MA XXXX XXXX ALT DOC Primary Residence Refinance Rate and Term 35.58 37.57 7233.64 14679.64 .00 .00 21913.28 Employed Employed     21.97 15.66     3 YRS 13679.54 8233.74 Taxes and Insurance 12.76 99465.17 XXXX XXXX 58.78 58.78 58.78 XXXX XXXX XXXX Conventional Fixed XXXX 6.375 6.375 6032.57 6032.57 1763.17 7795.74 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No XXXX XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 2 0 32362.5 2 13000 213 5 0.1736604189636163 1.08 No   Manual Underwriting 0   No No XXXX XXXX No
  XXXX 1923691 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 677 677 677 699 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX TX XXXX XXXX ALT DOC Primary Residence Refinance Cash Out - Other 13.15 32.01 20380.42 .00 .00 .00 20380.42 Employed       27.3       NA 13856.96 6523.46 Taxes and Insurance 36.97 99072.86 XXXX XXXX 69.97 69.97 69.97 XXXX XXXX XXXX Conventional Fixed XXXX 8.875 8.875 1993.09 1993.09 686.37 2679.46 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No XXXX XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 99072.86 4455.0 1 85657 337 9 0.6286075949367088 17.25 No N/A Manual Underwriting 0   Yes No XXXX XXXX No
  XXXX 1923688 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Permanent Non-US Citizen Yes true XXXX 756 761 756 741 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX TN XXXX XXXX ALT DOC Primary Residence Purchase NA 29.72 37.35 11097.56 .00 .00 .00 11097.56 Employed       4.48       NA 6952.6 4144.96 Taxes and Insurance 3.85 12694.22 XXXX XXXX 90.0 90.0 90.0 XXXX XXXX XXXX Conventional Fixed XXXX 9.5 9.5 2874.96 2874.96 378 3297.96 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No XXXX XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0 11936.189999999999 1 21626 123 4 0.3668067226890756 0.83 No   Manual Underwriting 0   Yes No XXXX XXXX No
  XXXX 1939517 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 732 732 708 757 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 743 729 743 746 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX AZ XXXX XXXX ALT DOC Primary Residence Purchase NA 18.51 26.19 81653.50 .00 .00 .00 81653.50 Employed Not Employed     16.12       NA 60270.39 21383.11 Taxes and Insurance 12.01 181545.76 XXXX XXXX 85.0 85.0 85.0 XXXX XXXX XXXX Conventional Fixed XXXX 9.25 9.25 14160.3 14160.3 890.44 15113.24 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Retail No XXXX       Yes XXXX PUD 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No XXXX XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 2 0 27963.75 3 20000 326 4 0.026220095693779904 2.5 No   Manual Underwriting 0   Yes No XXXX XXXX No
  XXXX 1939846 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes true XXXX 641 633 654 641 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX TX XXXX XXXX ALT DOC Primary Residence Purchase NA 26.59 42.34 30000.00 .00 .00 .00 30000.00 Employed       24.5       NA 17299.44 12700.56 Taxes and Insurance 9.38 74843.4 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX Conventional Fixed XXXX 9.375 9.375 6175.74 6175.74 1630.84 7977.91 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX Yes XXXX XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0 13087.5 1 45762 274 8 0.6373672055427252 12.33 No N/A Manual Underwriting 0   Yes No XXXX XXXX No
  XXXX 1959617 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 750 747 761 750 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX FL XXXX XXXX Full Doc Primary Residence Refinance Cash Out - Other 44.79 49.96 2600.00 .00 .00 .00 2600.00 Employed       1.82       3 YRS 1301.12 1298.88 Taxes and Insurance 36.25 42215.88 XXXX XXXX 33.7 33.7 33.7 XXXX XXXX XXXX Conventional Fixed XXXX 6.375 6.375 754.88 754.88 372.88 1164.42 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No XXXX XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 55819.88 6696.25 1 17600 299 13 0.17650569582479175 22 No N/A Manual Underwriting 0   No No XXXX XXXX No
  XXXX 1988128 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 743 717 783 743 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 796 798 796 785 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX AZ XXXX XXXX ALT DOC Primary Residence Purchase NA 23.66 35.39 16191.00 4554.68 .00 .00 20745.68 Employed Not Employed     16.93       NA 13403.03 7342.65 Taxes and Insurance 7.02 34458.47 XXXX XXXX 85.0 85.0 85.0 XXXX XXXX XXXX Conventional Fixed XXXX 7.125 7.125 4580.71 4580.71 326.93 4907.65 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No XXXX XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 2 0 27641.510000000002 1 134785 347 8 0.12726256983240222 1.66 No N/A Manual Underwriting 0   No No XXXX XXXX No
  XXXX 1973087 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 749 726 749 773 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX TN XXXX XXXX ALT DOC Primary Residence Purchase NA 27.51 43.48 22138.26 .00 .00 .00 22138.26 Employed       10.75       NA 12513.01 9625.25 Taxes and Insurance 22.87 139280.77 XXXX XXXX 90.0 90.0 90.0 XXXX XXXX XXXX Conventional Fixed XXXX 8.875 8.875 5682.1 5682.1 408.34 6090.44 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No XXXX XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0 14195.0 4 42300 289 7 0.13739164696611506 10.83 No N/A Manual Underwriting 0   Yes No XXXX XXXX No
  XXXX 1979033 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 708 714 694 708 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 683 683 673 695 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX MA XXXX XXXX Full Doc Primary Residence Refinance Cash Out - Other 46.86 49.9 14877.55 1250.00 .00 .00 16127.55 Employed Retired     7.07       3 YRS 8079.71 8047.84 Taxes and Insurance 12.64 95552.38 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX Conventional Fixed XXXX 8.375 8.375 6384.61 6384.61 1173.51 7558.12 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Retail No XXXX       Yes XXXX Two to Four Unit 3 XXXX XXXX 1025 Small Residential Income Report XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No XXXX XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 2 310451.38 23145.0 2 48751 273 14 0.39189920671955203 10.00 No N/A Manual Underwriting 0   Yes No XXXX XXXX No
  XXXX 1979032 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes true XXXX 680 680 690 670 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX FL XXXX XXXX ALT DOC Primary Residence Purchase NA 18.48 38.49 25000.00 .00 .00 .00 25000.00 Employed       3.13       NA 15378.39 9621.61 Taxes and Insurance 20.42 94338.13 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX Conventional Fixed XXXX 8.625 8.625 3920.06 3920.06 685.87 4619.25 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No XXXX XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0 13220.0 1 127348 195 26 0.16474038098074478 4.00 No N/A Manual Underwriting 0   Yes No XXXX XXXX No
  XXXX 2007423 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 772 785 771 772 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX FL XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                 NA   2022 Taxes and Insurance 65.82 528411.67 XXXX XXXX 85.0 85.0 85.0 XXXX XXXX XXXX DSCR Fixed XXXX 7.625 7.625 6587.79 6587.79 1440.18 8027.97 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 5%, 5%, 5%, 5% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No XXXX XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0 7500.0 3 30000 233 13 0.0016833583326237465 0.17 No N/A Manual Underwriting         XXXX XXXX No
  XXXX 1995589 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 763 761 779 763 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX OH XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     20972 Taxes and Insurance 121.18 374543.49 XXXX XXXX 64.91 64.91 64.91 XXXX XXXX XXXX DSCR Fixed XXXX 7.125 7.125 2317.59 2317.59 773.17 3090.76 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 36 5%, 5%, 5% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX 1004 URAR XXXX XXXX XXXX XXXX XXXX XXXX No XXXX XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0 1720.0 10 44700 347 9 0.09355321020228671 0.67 No N/A Manual Underwriting         XXXX XXXX No
  XXXX 1995587 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 758 734 791 758 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX SC XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     14318 Taxes 63.11 788011.56 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX DSCR Fixed XXXX 8.125 8.125 9498.02 9498.02 1967.57 12485.93 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 24 5%, 5% Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No XXXX XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0 25000.0 4 60000 464 6 0.32614528412419447 0.25 No N/A Manual Underwriting         XXXX XXXX No
  XXXX 1995599 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 681 665 681 700 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX TX XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     8597.8 Taxes and Insurance 4.29 12014.13 XXXX XXXX 70.0 70.0 70.0 XXXX XXXX XXXX DSCR Fixed XXXX 8.125 8.125 2073.79 2073.79 612.29 2801.9 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 6 months interest on amount that exceeds 20% Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No XXXX XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0 5750.79 3 91166 198 11 0.2164880568108457 9.58 No   Manual Underwriting         XXXX XXXX No
  XXXX 1995588 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 715 696 715 727 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX AZ XXXX XXXX Debt Service Coverage Ratio Investment Refinance Rate and Term 0 0 .00 .00 .00 .00 .00                     2502.67 Taxes and Insurance 23.92 57357.17 XXXX XXXX 74.7 74.7 74.7 XXXX XXXX XXXX DSCR Fixed XXXX 8.0 8.0 2066.67 2066.67 237.87 2397.54 XXXX Fixed 240 360 XXXX                                 Yes 120 No No No Y 36 5%, 5%, 5% Retail No XXXX       Yes XXXX PUD 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No XXXX XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0 3100.0 3 7338 237 8 0.27530364372469635 9 No   Manual Underwriting         XXXX XXXX No
  XXXX 2007428 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 800 0 800 813 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX AZ XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     5543 Taxes and Insurance 112.63 722898.85 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX 6.875 6.875 5699.55 5699.55 718.58 6418.13 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 24 5%, 5% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No XXXX XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0 17352.1 2 50000 337 9 0.01866064092029581 0.50 No N/A Manual Underwriting         XXXX XXXX No
  XXXX 1996200 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 809 809 810 804 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 787 791 787 774 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX CA XXXX XXXX ALT DOC Primary Residence Purchase NA 17.09 23.95 48154.26 .00 .00 .00 48154.26 Employed Not Employed     5.16 12.35     NA 36623.05 11531.21 Taxes and Insurance 114.17 939831.31 XXXX XXXX 57.69 57.69 57.69 XXXX XXXX XXXX Conventional Fixed XXXX 7.375 7.375 6216.08 6216.08 2015.44 8231.58 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX Yes XXXX XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 2 0 4395.0 2 50000 321 4 0.15519348894348894 11.92 No N/A Manual Underwriting 0   No No XXXX XXXX No
  XXXX 1996199 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Permanent Non-US Citizen Yes false XXXX 728 734 728 726 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX AZ XXXX XXXX ALT DOC Primary Residence Purchase NA 16.25 27.68 98447.17 .00 .00 .00 98447.17 Employed       5.86       NA 71192.21 27254.96 Taxes and Insurance 52.33 836939.53 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX Conventional Fixed XXXX 7.375 7.375 15194.85 15194.85 799.76 15994.61 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX 1004 URAR XXXX XXXX XXXX XXXX XXXX XXXX No XXXX XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0 2145.0 3 31517 69 3 0.22276923076923077 0.75 No N/A Manual Underwriting 0   No No XXXX XXXX No
  XXXX 2007424 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 772 785 771 772 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX FL XXXX XXXX ALT DOC Primary Residence Purchase NA 10.22 37.21 83627.00 .00 .00 .00 83627.00 Employed       6.2       NA 52505.77 31121.23 Taxes and Insurance 20.05 171297.72 XXXX XXXX 85.0 85.0 85.0 XXXX XXXX XXXX Conventional Fixed XXXX 7.625 7.625 6858.52 6858.52 1687.01 8545.53 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX Yes XXXX XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0 14194.0 6 24200 232 14 0.5626913007621588 0.25 No N/A Manual Underwriting 0   No No XXXX XXXX No
  XXXX 2007435 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 707 707 729 699 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX CA XXXX XXXX Debt Service Coverage Ratio Investment Refinance Rate and Term 0 0 .00 .00 .00 .00 .00                     1930 Taxes and Insurance 31.87 220434.16 XXXX XXXX 56.89 56.89 56.89 XXXX XXXX XXXX DSCR Fixed XXXX 6.75 6.75 5990.63 5990.63 925.69 6916.32 XXXX Fixed 240 360 XXXX                                 Yes 120 No No No Y 36 5%, 5%, 5% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No XXXX XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 11.29 10845.0 2 500000 385 5 0.0005906093119401516 29 No   Manual Underwriting         XXXX XXXX No
  XXXX 2000685 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 806 808 799 806 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 810 810 812 808 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX PA XXXX XXXX ALT DOC Primary Residence Purchase NA 17.55 31.56 20187.06 .00 .00 .00 20187.06 Employed Not Employed     7.96       NA 13816.21 6370.85 Taxes and Insurance 5.54 19610.47 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX Conventional Fixed XXXX 7 7.0 2900.72 2900.72 641.54 3542.26 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No XXXX XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 2 0 2145.0 2 38500 206 1 0.06828502415458937 1.75 No   Manual Underwriting 0   No No XXXX XXXX No
  XXXX 2000688 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 757 728 767 757 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX TX XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     40299 Taxes and Insurance 137.55 277212.83 XXXX XXXX 59.78 59.78 59.78 XXXX XXXX XXXX DSCR Fixed XXXX 7.25 7.25 1637.22 1637.22 378.21 2015.43 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 36 6 months interest on amount that exceeds 20% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No XXXX XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 225850.68 4500.0 3 99044 290 16 0.008545041286647294 2.5 No   Manual Underwriting         XXXX XXXX No
  XXXX 2000686 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 805 807 787 805 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX NV XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     237 No Escrow 432.87 861254.37 XXXX XXXX 65.0 65.0 65.0 XXXX XXXX XXXX DSCR Fixed XXXX 6.5 6.5 1534.5 1534.5 0 1989.64 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 36 5%, 5%, 5% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No XXXX XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0 6069.38 1 39900 315 9 0.10265372168284789 9.25 No N/A Manual Underwriting         XXXX XXXX No
  XXXX 2000691 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 684 680 684 751 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX RI XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     1583 Taxes and Insurance 17.65 67033.31 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX 8.375 8.375 3026.99 3026.99 771.76 3798.75 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 12 5% Wholesale No XXXX       Yes XXXX Two to Four Unit 3 XXXX XXXX 1025 Small Residential Income Report XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No XXXX XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0 9956.26 2 6000 133 3 0.006518987341772152 11.08 No   Manual Underwriting         XXXX XXXX No
  XXXX 2000692 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 792 768 796 792 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX NC XXXX XXXX ALT DOC Primary Residence Refinance Cash Out - Other 31.51 32.71 34968.76 .00 .00 .00 34968.76 Employed       4.16       NA 23531.66 11437.1 Taxes and Insurance 89.57 986992.62 XXXX XXXX 50.86 50.86 50.86 XXXX XXXX XXXX Conventional Fixed XXXX 6.75 6.75 9566.82 9566.82 1452.28 11019.1 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No XXXX XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 986992.62 7695.0 1 40000 356 7 0.019687242798353908 9 No   Manual Underwriting 0   No No XXXX XXXX No
  XXXX 2000684 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 766 770 766 722 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX CA XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     2110 Taxes and Insurance 116.53 234692.92 XXXX XXXX 70.0 70.0 70.0 XXXX XXXX XXXX DSCR Fixed XXXX 6.625 6.625 1591.17 1591.17 422.83 2014 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 36 5%, 5%, 5% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No XXXX XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 234692.92 6920.73 30 36900 223 6 0.023156189241736878 5 No   Manual Underwriting         XXXX XXXX No
  XXXX 2000689 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 767 767 740 771 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX CA XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     17575 No Escrow 18.85 115828.26 XXXX XXXX 70.0 70.0 70.0 XXXX XXXX XXXX DSCR Fixed XXXX 7.125 7.125 5265.32 5265.32 0 6143.73 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 12 5% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No XXXX XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 115828.26 5861.48 6 66600 410 4 0.2333442354865086 11 No N/A Manual Underwriting         XXXX XXXX No
  XXXX 2007417 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 778 806 778 776 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX AZ XXXX XXXX Debt Service Coverage Ratio Investment Refinance Rate and Term 0 0 .00 .00 .00 .00 .00                     19176.85 Taxes and Insurance 41.73 307984.19 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX DSCR Fixed XXXX 7.375 7.375 6906.75 6906.75 473.1 7379.85 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 36 5%, 5%, 5% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No XXXX XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 10842.43 15000.0 3 65537 149 3 0 0.75 No   Manual Underwriting         XXXX XXXX No
  XXXX 2007415 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 796 787 804 796 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 807 801 826 807 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX CA XXXX XXXX Full Doc Primary Residence Purchase NA 49.97 49.97 4947.20 2281.41 .00 .00 7228.61 Not Employed Not Employed             3 YRS 3616.38 3612.23 Taxes and Insurance 60.66 219113.37 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX Conventional Fixed XXXX 6.375 6.375 2495.48 2495.48 586.75 3612.23 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No XXXX XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 2 0 13645.0 1 18300 781 6 0 1.42 No N/A Manual Underwriting 0   No No XXXX XXXX No
  XXXX 2007426 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 746 752 605 746 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX AZ XXXX XXXX ALT DOC Primary Residence Refinance Rate and Term 19.36 35.06 74489.98 .00 .00 .00 74489.98 Employed       9.02       NA 48370.89 26119.09 Taxes and Insurance 9.22 132985.02 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX Conventional Fixed XXXX 6.625 6.625 12806.21 12806.21 1210.09 14421.3 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No XXXX XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 65.0 42144.98 3 59192 257 5 0.12494011976047904 0.08 No   Manual Underwriting 0   No No XXXX XXXX No
  XXXX 2007433 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 770 770 770 753 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX CA XXXX XXXX ALT DOC Primary Residence Purchase NA 34.35 44.94 15267.00 .00 .00 .00 15267.00 Employed       5.22       NA 8405.67 6861.33 Taxes and Insurance 7.3 162269.91 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX Conventional Fixed XXXX 6.625 6.625 4082.67 4082.67 973.41 5244.08 XXXX Fixed 180 180 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No XXXX XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0 9620.0 1 28400 224 7 0.014047267355982275 35 No N/A Manual Underwriting 0   No No XXXX XXXX No
  XXXX 2007434 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes true XXXX 774 809 774 716 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX AZ XXXX XXXX ALT DOC Primary Residence Purchase NA 16.3 19.18 22807.53 .00 .00 .00 22807.53 Employed       5.22       NA 18432.51 4375.02 Taxes and Insurance 9.88 36731.25 XXXX XXXX 50.05 50.05 50.05 XXXX XXXX XXXX Conventional Fixed XXXX 6.875 6.875 3202.53 3202.53 515.49 3718.02 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No XXXX XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0 7020.0 1 1952 240 1 0 5.91 No   Manual Underwriting 0   No No XXXX XXXX No
  XXXX 2007421 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 771 788 771 771 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 796 802 783 796 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX IL XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     6203 Taxes and Insurance 32.76 69569.44 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX 7.25 7.25 1314.89 1314.89 808.57 2123.46 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No XXXX XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 2 0 3855.0 8 20502 303 6 0.11850899742930592 13.16 No   Manual Underwriting         XXXX XXXX No
  XXXX 2007420 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 705 705 678 707 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX TX XXXX XXXX ALT DOC Primary Residence Refinance Cash Out - Other 30.93 43.44 26017.93 .00 .00 .00 26017.93 Employed       3.41       NA 14715.36 11302.57 Taxes and Insurance 29.91 240708.61 XXXX XXXX 48.82 48.82 48.82 XXXX XXXX XXXX Conventional Fixed XXXX 6.875 6.875 5452.51 5452.51 2594.06 8046.57 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No XXXX XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 240708.61 13362.5 1 66910 271 6 0.7866121495327103 7 No   Manual Underwriting 0   No No XXXX XXXX No
  XXXX 2007430 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 753 769 753 751 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX CA XXXX XXXX ALT DOC Primary Residence Refinance Rate and Term 25.4 39.74 44620.71 .00 .00 .00 44620.71 Employed       14.44       NA 26887.42 17733.29 Insurance 6.02 68184.14 XXXX XXXX 73.1 73.1 73.1 XXXX XXXX XXXX Conventional Fixed XXXX 6.875 6.875 8432.35 8432.35 364.58 11333.6 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No XXXX XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 15568.96 14981.02 2 67570 333 6 0.049219269102990036 1.33 No N/A Manual Underwriting 0   No No XXXX XXXX No