EFMT DEPOSITOR LLC ABS-15G

Exhibit 99.50

 

 

Seller Loan ID Investor Loan ID Seller Name Loan Program Documentation Type Executed NOO Docs in File Lease In Place Flag Actual In Place Rent Third Party Market Rent Estimate Third Party Rent Source Actual Short Term Rent Amount Actual Short Term Rent Source Short Term Rent Number of Months Short Term Rental Occupancy Factor Rental Income Used for Property DSCR Calculation Rental Source for Property DSCR Calculation DSCR Calculation Based On Short Rental Income Flag Property DTI Originator DSCR TPR DSCR PITIA Gross Rental Income Unit 1 Lease End Date Unit 1 Lease Term Unit 1 Gross Rental Income Unit 2 Lease End Date Unit 2 Lease Term Unit 2 Gross Rental Income Unit 3 Lease End Date Unit 3 Lease Term Unit 3 Gross Rental Income Unit 4 Lease End Date Unit 4 Lease Term Unit 4 Gross Rental Income Unit 5 Lease End Date Unit 5 Lease Term Unit 5 Gross Rental Income Unit 6 Lease End Date Unit 6 Lease Term Unit 6 Gross Rental Income Unit 7 Lease End Date Unit 7 Lease Term Unit 7 Gross Rental Income Unit 8+ Rent Loss Insurance Rent Loss Insurance Amount Fee Amount Acquisition Cost Renovation Cost Effective Gross Income Turnover Costs Repairs and Maintenance Marketing and Leasing Costs Utilities Other Costs Cap Ex Reserve Section 8 Blanket Mortgage/Cross Collateral Flag Number of Years Property Owned Number of Mortgaged Properties With Lender Number of Properties Securing Loan Foreign National Alternative Credit Documentation Months Reserves Loan Closed in the name of Business Entity Vested Business Entity Name Vested Business Entity Type Qualifying Primary Borrower Type Qualifying Primary Borrower First Name Qualifying Primary  Borrower  Last Name Qualifying CoBorrower Type Qualifying CoBorrower First Name Qualifying CoBorrower Last Name Qualifying CoBorrower 2 Type Qualifying CoBorrower 2 First Name Qualifying CoBorrower 2 Last Name Qualifying CoBorrower 3 Type Qualifying CoBorrower 3 First Name Qualifying CoBorrower 3 Last Name Non-Qualifying Guarantor 1 First Name Non-Qualifying Guarantor 1 Last Name Non-Qualifying Guarantor 1 Citizenship Non-Qualifying Guarantor 1 Country Name Non-Qualifying Guarantor 2 First Name Non-Qualifying Guarantor 2 Last Name Non-Qualifying Guarantor 2 Citizenship Non-Qualifying Guarantor 2 Country Name Personal Guaranty Total Number of Guarantors Personal Guaranty Recourse Level Business Entity EIN
  2009703 XXXX DSCR Debt Service Coverage Ratio Present No 0 3200 Appraisal - 1007         3200 Appraisal - 1007 No 99.41 1.006 1.006 3181.03                                             Yes 30000       3200               No 0.0 1 1 N/A 12.65 Yes XXXX Limited Liability Corporation (LLC) Individual Guarantor XXXX XXXX                                   Yes 1 Full Recourse XXXX
  2009720 XXXX DSCR Debt Service Coverage Ratio Present No 0 4250 Appraisal - 1007         4250 Appraisal - 1007 No 95.72 1.045 1.045 4067.97                                             Yes 54200       4250               No 0.0 1 1 N/A 12.53 No     Vested Individual XXXX XXXX                                   N/A 0 N/A  
  1973090 XXXX XXX 15 Investor DSCR - 30yr Fixed Debt Service Coverage Ratio Present Yes 2900 3500 Appraisal - 1025         2900 Actual In Place Rent No 98.12 1.012 1.019 2845.56 1600 XX/XX/XXXX 12 1300 XX/XX/XXXX 12                                 Yes 35600       2900               No 0.0 1 1 N/A 58.36 Yes XXXX Limited Liability Corporation (LLC) Individual Guarantor XXXX XXXX                                   Yes 1 Full Recourse XXXX
  1995586 XXXX XXX 14 Investor DSCR - 30yr Fixed Debt Service Coverage Ratio Present Yes 2890 2900 Appraisal - 1007         2900 Appraisal - 1007 No 100 1 1.0 2899.98 2890 XX/XX/XXXX 12                                       Yes 34800       2900               No 1.3 1 1 N/A 6.14 No     Vested Individual XXXX XXXX                                   N/A 0 N/A  
  1996166 XXXX XXX 18 Investor DSCR - 30yr Fixed 5% PPP Debt Service Coverage Ratio Present Subject Owner Occupied/Vacant 0 3285 Appraisal - 1025         3285 Appraisal - 1025 No 62.6 1.778 1.597 2056.51                                             Yes 43800       3285               No 0.0 1 1 N/A 61.42 Yes XXXX Limited Liability Corporation (LLC) Individual Guarantor XXXX XXXX                                   Yes 1 Full Recourse XXXX
  1996162 XXXX XXX -18 Investor DSCR 5% Fixed PPP 30 YR Fixed Debt Service Coverage Ratio Present No 0 6844 Appraisal - 1007         6844 Appraisal - 1007 No 61.22 1.378 1.378 4190.21                                             Yes 27500       6844               No 0.0 1 1 N/A 23.64 Yes XXXX Limited Liability Corporation (LLC) Individual Guarantor XXXX XXXX                                   Yes 1 Full Recourse XXXX
  2002044 XXXX XXX -18 Investor DSCR 5% Fixed PPP 30 YR Fixed Debt Service Coverage Ratio Present No 0 4300 Appraisal - 1025   N/A     4300 Appraisal - 1025 No 61.63 1.623 1.623 2649.94                                             Yes 80400       4300               No 0.0 1 1 N/A 11.06 No     Vested Individual XXXX XXXX                                   N/A 0 N/A  
  2002043 XXXX XXX -18 Investor DSCR 5% Fixed PPP 30 YR Fixed Debt Service Coverage Ratio Present Yes 5312 6190 Appraisal - 1025         6190 Appraisal - 1025 No 93.15 1.074 1.074 5766.03 1405 XX/XX/XXXX 1 1600 XX/XX/XXXX 12 1200 XX/XX/XXXX 1 1107 XX/XX/XXXX 1                     Yes 83500       6190             No No -0.1 1 1 N/A 18.58 No     Vested Individual XXXX XXXX Vested Individual XXXX XXXX                             N/A 0 N/A  
  2005317 XXXX XXX - 18 Investor DSCR 6Mo Interest 30 YR Fixed Debt Service Coverage Ratio Present Subject Owner Occupied/Vacant 0 5000 Appraisal - 1007         5000 Appraisal - 1007 No 95.85 1.043 1.043 4792.37                                             Yes 40800       5000               No 0.0 1 1 N/A 185.44 No     Vested Individual XXXX XXXX Vested Individual XXXX XXXX                             N/A 0 N/A  
  2005316 XXXX XXX -18 Investor DSCR 5% Fixed PPP 40 YR Fixed I/O Debt Service Coverage Ratio Present No 0 3800 Appraisal - 1007         3800 Appraisal - 1007 No 98.23 1.018 1.018 3732.88                                             Yes 27500       3800               No 0.0 1 1   162.49 Yes XXXX Limited Liability Corporation (LLC) Individual Guarantor XXXX XXXX                                   Yes 1 Full Recourse XXXX
  2002039 XXXX XXX-18 Investor DSCR Declining PPP 30 YR Fixed Debt Service Coverage Ratio Present No 0 3500 Appraisal - 1007   N/A     3500 Appraisal - 1007 No 73.57 1.359 1.359 2574.88                                             Yes 40500       3500               No -0.1 1 1 N/A 32.96 No     Vested Individual XXXX XXXX Vested Individual XXXX XXXX                             No 0 N/A  
  2005315 XXXX XXX -18 Investor DSCR 5% Fixed PPP 30 YR Fixed Debt Service Coverage Ratio Present Yes 6000 5900 Appraisal - 1007         6000 Actual In Place Rent No 96.95 1.031 1.031 5817.21 6000 XX/XX/XXXX 36                                       Yes 30000       6000             No No 1.0 1 1 N/A 7.25 Yes XXXX Corporation Individual Guarantor XXXX XXXX                                   Yes 1 Full Recourse XXXX
  1998500 XXXX XXX-18 Investor DSCR 5% Fixed PPP 30 YR Fixed Debt Service Coverage Ratio Present Yes 5900 5900 Appraisal - 1007         5900 Actual In Place Rent No 69.32 1.393 1.443 4089.74 5900 XX/XX/XXXX 12                                       Yes 45000       5900             No No 2.1 1 1 N/A 94.07 Yes XXXX Limited Liability Corporation (LLC) Individual Guarantor XXXX XXXX                                   Yes 1 Full Recourse XXXX
  2005313 XXXX XXX -18 Investor DSCR 5% Fixed PPP 30 YR Fixed Debt Service Coverage Ratio Present Yes 2050 2050 Appraisal - 1007   N/A     2050 Actual In Place Rent No 99.96 1.0 1.0 2049.08 2050 XX/XX/XXXX 12                                       Yes 73000       2050             No No 0.2 1 1 N/A 10.95 No     Vested Individual XXXX XXXX                                   N/A 0 N/A