EFMT DEPOSITOR LLC ABS-15G

Exhibit 99.36

 

 

Business Purpose Data
Run Date - 05/28/2025 2:03:42 PM
Evolve Loan ID Customer Loan ID Seller Loan ID Seller Name Originator Name Guideline Author Loan Program Loan Program Date Documentation Type Executed NOO Docs in File Lease In Place Flag Actual In Place Rent Third Party Market Rent Estimate Third Party Rent Source Rental Source for Property DTI Calculation Short Term Rental STR Source STR Amount Property DTI Investor DTI  Value Used for DSCR Calc DSCR Total DSCR PITIA Lease End Date Original Lease Term Is Lease Month To Month Rent Loss Insurance Rent Loss Insurance Amount Actual Loss Amount HOA Flag HOA Monthly Premium Amount Monthly Property Tax Monthly Insurance Cost Asset Verification Blanket Mortgage Flag Number of Mortgaged Properties With Lender Number of Properties Foreign National Alternative Credit Documentation Foreign National Borrower 1 Foreign National Borrower 2 Investor Type Months Reserves Number of Years Property Owned Borrower Residency Status Co Borrower Residency Status Qualifying Credit Score Months Bankruptcy 7 11  Months Bankruptcy 13  Months Deed in Lieu Months Short Sale or Pre FC  Prior Mtg Rent Late 30d in 12m  Prior Mtg Rent Late 60d in 12m  Prior Mtg Rent Late 90d in 12m  Prior Mtg Rent Late 30d in 24m  Prior Mtg Rent Late 60d in 24m  Prior Mtg Rent Late 90d in 24m  Section 8 Street Address Borrower 1 Type Borrower 1 Designation Borrower 1 First Name Borrower 1 Last Name Borrower 2 Type Borrower 2 Designation Borrower 2 First Name Borrower 2 Last Name Borrower 3 Designation Borrower 3 First Name Borrower 3 Last Name Borrower 4 Designation Borrower 4 First Name Borrower 4 Last Name Personal Guarantee Personal Guaranty Recourse Level  Guarantor 1 First Name Guarantor 1 Last Name Guarantor 1 Number of Mortgaged Properties Guarantor 1 Citizenship Guarantor 1 Asset Verification Level Guarantor 1 Experian FICO Guarantor 1 Equifax FICO Guarantor 1 Trans Union FICO Guarantor 2 First Name Guarantor 2 Last Name Guarantor 2 Number of Mortgaged Properties Guarantor 2 Citizenship Guarantor 2 Asset Verification Level Guarantor 2 Experian FICO Guarantor 2 Equifax FICO Guarantor 2 Trans Union FICO Borrower 1 Employment Status Borrower 2 Employment Status Loan Application Date Sales Contract Date Qualifying Home Value for LTV Number of Units Year Built Total Sq Ft Number of Bedrooms Number of Bathrooms Property Condition Acquisition Cost Renovation Cost Effective Gross Income Turnover Costs Repairs and Maintenance Marketing and Leasing Costs Utilities Other Costs Cap Ex Reserve Borrower Entity Type Name of Borrowing Entity Default Rate Clause Default Rate
1640089 XXXX XXXX XXXX XXXX XXXX LMC Investor Cash Flow Fixed 20250201 Debt Service Coverage Yes No $0.00 $35,625.00   Short Term Rental Documents Yes Other 35625     35625 1.59 1.59 $22,343.90       Yes $168,000.00   YES $2,744.26 $2,734.42 $237.17 Stated, Verified NO 1 2   No No Experienced 151 8 US Citizen   769 0 0     0 0 0 0 0 0   XXXXXXXXX                             Yes Full XXXXX XXXXX   US Citizen Stated, Verified 787 769 765                 Employed   20250129 XXXX $XXXX 1 XXXX XXXX 3 3 C2 $XXXX $0.00               Limited Liability Corp XXXX No  
1640093 XXXX XXXX XXXX XXXX XXXX LMC Investor Cash Flow Fixed 20250201 Debt Service Coverage Yes No $0.00 $1,750.00 FNMA 1007/216 FNMA 1007/216 No   0     1750 1.02 1.02 $1,715.99       Yes $0.00 Yes YES $41.66 $473.73 $82.84 Stated, Verified NO 1 2   No No Experienced 50 7 Non Permanent Resident Alien   767 0 0     0 0 0 0 0 0   XXXXXX Primary Primary XXXX XXXX Co-Borrower Co-Borrower     Co-Borrower     Co-Borrower     No             0 0 0           0 0 0 Employed   20250204 XXXX $XXXX 1 XXXX XXXX 3 2 C1 $XXXX $0.00               Individual(s)   No  
1640096 XXXX XXXX XXXX XXXX XXXX Investor DSCR: 30 - Year Fixed 20250401 Debt Service Coverage Yes No $0.00 $4,150.00 FNMA 1007/216 FNMA 1007/216 No   0     4150 1.62 1.62 $2,565.24       Yes $135,000.00   NO $0.00 $561.50 $301.92 Stated, Verified NO 1 1   No No Experienced 11 6 US Citizen   743 0 0     0 0 0 0 0 0   XXXXX Primary Primary XXXX XXXXX Co-Borrower Co-Borrower     Co-Borrower     Co-Borrower     No             0 0 0           0 0 0 Employed   20250204 XXXX $XXXX 3 XXXX XXXX 4 3 C4 $XXXX $0.00               Individual(s)   No  
1640100 XXXX XXXX XXXX XXXX XXXX LMC Investor Cash Flow Fixed DSCR 20250301 Debt Service Coverage Yes Yes $22,000.00 $22,000.00 FNMA 1007/216 FNMA 1007/216 No   0     22000 1.72 1.72 $12,818.09 20260131 12 No Yes $142,400.00   YES $82.50 $985.47 $354.64 Stated, Verified NO 1 7   No No Experienced 56 17 US Citizen   770 0 0     0 0 0 0 0 0   XXXXXX Primary Primary XXXXX XXXXX Co-Borrower Co-Borrower     Co-Borrower     Co-Borrower     No             0 0 0           0 0 0 Not Required   20250205 XXXX $XXXX 1 XXXX XXXX 5 4.2 C3 $XXXX $0.00               Individual(s)   No  
1640101 XXXX XXXX XXXX XXXX XXXX Investor DSCR: 30 - Year Fixed 20250301 Debt Service Coverage Yes Yes $2,300.00 $2,300.00 FNMA 1007/216 FNMA 1007/216 No   0     2300 1.01 1.01 $2,285.51 20250430 12   Yes $23,000.00   NO $0.00 $605.11 $147.70 Stated, Verified NO 1 2   No No Experienced 3 3.9 US Citizen   758 0 0     0 0 0 0 0 0   XXXX Primary Primary XXXXX XXXXX Co-Borrower Co-Borrower     Co-Borrower     Co-Borrower     No             0 0 0           0 0 0 Employed   20250206   $XXXX 1 XXXX XXXX 3 2 C3 $0.00 $0.00               Individual(s)   No  
1640102 XXXX XXXX XXXX XXXX XXXX Investor DSCR: 30 - Year Fixed 20250201 Debt Service Coverage Yes No $0.00 $4,700.00 FNMA 1007/216 FNMA 1007/216 No   0     4700 2.03 2.03 $2,319.04       Yes $99,800.00   YES $100.00 $688.53 $331.21 Stated, Verified NO 1 16   No No Experienced 20 1 US Citizen   778 0 0     0 0 0 0 0 0   XXXXX Primary Primary XXXXX XXXXX Co-Borrower Co-Borrower     Co-Borrower     Co-Borrower     No             0 0 0           0 0 0 Employed   20250206 XXXX $XXXX 1 XXXX XXXX 7 6 C3 $XXXX $0.00               Individual(s)   No  
1640110 XXXX XXXX XXXX XXXX XXXX Investor DSCR: 30 - Year Fixed 20250301 Debt Service Coverage Yes No $0.00 $3,400.00 FNMA 1007/216 FNMA 1007/216 No   0     3400 1.15 1.15 $2,950.80       Yes $98,000.00   NO $0.00 $313.04 $256.92 Stated, Verified NO 1 2   No No Experienced 30 2.9 US Citizen   788 0 0     0 0 0 0 0 0   XXXXX                             Yes Full XXXX XXXX   US Citizen Stated, Verified 787 788 797                 Not Required   20250210 XXXX $XXXX 1 XXXX XXXX 3 2 C3 $XXXX $0.00               Limited Liability Corp XXXX No  
1640116 XXXX XXXX XXXX XXXX XXXX LMC Investor Cash Flow Fixed DSCR 20250201 Debt Service Coverage Yes Yes $1,650.00 $2,550.00 FNMA 1007/216 Leases No   0     1650 1.13 1.13 $1,466.59 20250601 6   Yes $33,725.00   NO $0.00 $96.22 $89.75 Stated, Verified NO 1 2   No No Experienced 128 12 US Citizen   803 0 0     0 0 0 0 0 0   XXXXXX Primary Primary XXXX XXXX Co-Borrower Co-Borrower     Co-Borrower     Co-Borrower     No             0 0 0           0 0 0 Retired   20250212   $XXXX 1 XXXX XXXX 2 1 C4 $0.00 $0.00               Individual(s)   No  
1640118 XXXX XXXX XXXX XXXX XXXX Investor DSCR: 30 - Year Fixed 20250201 Debt Service Coverage Yes No $0.00 $1,900.00 FNMA 1007/216 FNMA 1007/216 No   0     1900 1.02 1.02 $1,858.35       Yes $0.00 Yes YES $31.83 $268.36 $119.53 Stated, Verified NO 1 10   No No Experienced 50 8 US Citizen   794 0 0     0 0 0 0 0 0   XXXXXX Primary Primary XXXX XXXX Co-Borrower Co-Borrower     Co-Borrower     Co-Borrower     No             0 0 0           0 0 0 Not Required   20250212 XXXX $XXXX 1 XXXX XXXX 3 2 C3 $XXXX $0.00               Individual(s)   No  
1640122 XXXX XXXX XXXX XXXX XXXX Investor DSCR: 30 - Year Fixed 20250301 Debt Service Coverage Yes Yes $3,750.00 $3,750.00 FNMA 1007/216 Leases No   0     3750 1.64 1.64 $2,281.50 20250930 12 No Yes $100,000.00   NO $0.00 $566.73 $203.42 Stated, Verified NO 2 4   No No Experienced 497 4 US Citizen   767 0 0     0 0 0 0 0 0   XXXXX                             Yes Full XXXXX XXX   US Citizen Stated, Verified 767 797 760                 Employed   20250213 XXXX $XXXX 2 XXXX XXXX 8 2 C3 $XXXX $0.00               Limited Liability Corp XXXX No  
1640123 XXXX XXXX XXXX XXXX XXXX Investor DSCR: 30 - Year Fixed 20250301 Debt Service Coverage Yes Yes $2,450.00 $2,500.00 FNMA 1007/216 FNMA 1007/216 No   0     2500 1.14 1.14 $2,199.01 20250831 12   Yes $100,000.00   NO $0.00 $397.91 $289.75 Stated, Verified NO 2 4   No No Experienced 553 4 US Citizen   767 0 0     0 0 0 0 0 0   XXXXX                             Yes Full XXXXX XXX   US Citizen Stated, Verified 767 797 760                 Employed   20250213 XXXX $XXXX 2 XXXX XXXX 3 2 C3 $XXXX $0.00               Limited Liability Corp XXXX No  
1640128 XXXX XXXX XXXX XXXX XXXX LMC Investor Cash Flow Fixed DSCR 20250301 Debt Service Coverage Yes Yes $2,200.00 $2,800.00 FNMA 1007/216 Leases No   0     2200 1.04 1.04 $2,123.10 20250430 12 No Yes $0.00 Yes NO $0.00 $521.62 $100.99 Stated, Verified NO 1 3   No No Experienced 101 2.5 US Citizen   773 0 0     0 0 0 0 0 0   XXXXX Primary Primary XXXX XXXXX Co-Borrower Co-Borrower     Co-Borrower     Co-Borrower     No             0 0 0           0 0 0 Not Required   20250214   $XXXX 1 XXXX XXXX 3 1 C3 $0.00 $0.00               Individual(s)   No  
1640129 XXXX XXXX XXXX XXXX XXXX LMC Investor Cash Flow Fixed DSCR 20250301 Debt Service Coverage Yes Yes $2,800.00 $2,900.00 FNMA 1007/216 Leases No   0     2800 1.13 1.13 $2,488.75 20260531 18   Yes $0.00 Yes NO $0.00 $519.60 $100.99 Stated, Verified NO 1 4   No No Experienced 89 2 US Citizen   773 0 0     0 0 0 0 0 0   XXXXX Primary Primary XXXX XXXXX Co-Borrower Co-Borrower     Co-Borrower     Co-Borrower     No             0 0 0           0 0 0 Employed   20250214   $XXXX 1 XXXX XXXX 3 1 C3 $0.00 $0.00               Individual(s)   No  
1640132 XXXX XXXX XXXX XXXX XXXX Investor DSCR: 30 - Year Fixed 20250301 Debt Service Coverage Yes No $0.00 $2,500.00 FNMA 1007/216 FNMA 1007/216 No   0     2500 0.88 0.88 $2,829.34       Yes $0.00 Yes YES $216.00 $769.52 $66.75 Stated, Verified NO 1 2   No No Inexperienced 15 1.6 US Citizen   680 0 0     0 0 0 0 0 0   XXXX Primary Primary XXXXX XXXX Co-Borrower Co-Borrower     Co-Borrower     Co-Borrower     No             0 0 0           0 0 0 Employed   20250220 XXXX $XXXX 1 XXXX XXXX 3 2 C1 $XXXX $0.00               Individual(s)   No  
1640139 XXXX XXXX XXXX XXXX XXXX LMC Investor Cash Flow Fixed DSCR 20250401 Debt Service Coverage Yes Yes $1,800.00 $1,995.00 FNMA 1007/216 Leases No   0     1800 1 1 $1,796.56 20260930 24 No Yes $16,380.00   YES $32.91 $445.37 $78.34 Stated, Verified NO 1 2   No No Experienced 86 5.3 Permanent Resident Alien   749 0 0     0 0 0 0 0 0   XXXXXXX Primary Primary XXXX XXXX Co-Borrower Co-Borrower     Co-Borrower     Co-Borrower     No             0 0 0           0 0 0 Employed   20250221   $XXXX 1 XXXX XXXX 3 2 C3 $0.00 $0.00               Individual(s)   No  
1640141 XXXX XXXX XXXX XXXX XXXX Investor DSCR: 30 - Year Fixed 20250401 Debt Service Coverage Yes Yes $4,800.00 $4,800.00 FNMA 1007/216 Leases No   0     4800 1.02 1.02 $4,718.59 20260228 12   Yes $100,000.00   NO $0.00 $729.32 $490.75 Stated, Verified NO 1 3   No No Experienced 151 4 US Citizen   767 0 0                   XXXXX                             Yes Full XXXXX XXX   US Citizen Stated, Verified 767 797 760                 Employed   20250224 XXXX $XXXX 2 XXXX XXXX 6 2 C3 $XXXX $0.00               Limited Liability Corp XXXX No  
1640144 XXXX XXXX XXXX XXXX XXXX Investor DSCR: 30 - Year Fixed 20250301 Debt Service Coverage Yes No $0.00 $4,130.00 FNMA 1007/216 FNMA 1007/216 No   0     4130 1.06 1.06 $3,904.50       Yes $33,000.00   NO $0.00 $577.50 $683.97 Stated, Verified NO 1 15   No No Experienced 17 2 Permanent Resident Alien   737 0 0     0 0 0 1 0 0   XXXX                             Yes Full XXXX XXXX   Permanent Resident Alien Stated, Verified 741 733 737                 Not Required   20250225 XXXX $XXXX 2 XXXX XXXX 3 3.1 C2 $XXXX $0.00               Limited Liability Corp XXXX No  
1640145 XXXX XXXX XXXX XXXX XXXX LMC Investor Cash Flow Fixed/BRDG 20250301 Debt Service Coverage Yes No $0.00 $3,350.00 FNMA 1007/216 FNMA 1007/216 No   0     3350 1 1 $3,342.30       Yes $0.00 Yes YES $25.00 $408.12 $160.34 Stated, Verified NO 2 3   No No Experienced 17 8 US Citizen US Citizen 791 0 0     0 0 0 0 0 00   XXXXXX Primary Primary XXXXX XXXX Co-Borrower Co-Borrower XXXX XXXX Co-Borrower     Co-Borrower     No             0 0 0           0 0 0 Employed Employed 20250224 XXXX $XXXX 1 XXXX XXXX 5 3 C4 $XXXX $0.00               Individual(s)   No  
1640148 XXXX XXXX XXXX XXXX XXXX Investor DSCR: 30 - Year Fixed 20250301 Debt Service Coverage Yes No $0.00 $0.00   Short Term Rental Documents Yes Other 3695     3695.62 1.5 1.5 $2,455.98       Yes $22,300.00   YES $491.00 $235.61 $267.70 Stated, Verified NO 1 3   No No Experienced 20 21 US Citizen US Citizen 755 0 0     0 0 0 0 0 0   XXXXXXXX Primary Primary XXXX XXXXX Co-Borrower Co-Borrower XXXX XXXXX Co-Borrower     Co-Borrower     No             0 0 0           0 0 0 Not Required Not Required 20250303   $XXXX 1 XXXX XXXX 2 1 C3 $0.00 $0.00               Individual(s)   No  
1640149 XXXX XXXX XXXX XXXX XXXX LMC Investor Cash Flow Fixed 20250301 Debt Service Coverage Yes No $0.00 $2,350.00   Short Term Rental Documents Yes AirDNA 3706     3706.25 1.33 1.33 $2,794.78       Yes $100,000.00   YES $636.32 $135.77 $133.19 Stated, Verified NO 1 6   No No Experienced 41 1 US Citizen   787 0 0                   XXXXXX Primary Primary XXXX XXXX Co-Borrower Co-Borrower     Co-Borrower     Co-Borrower     No             0 0 0           0 0 0 Employed   20250226 XXXX $XXXX 1 XXXX XXXX 1 1.1 C3 $XXXX $0.00               Individual(s)   No  
1640157 XXXX XXXX XXXX XXXX XXXX LMC Investor Cash Flow Fixed DSCR 20250301 Debt Service Coverage Yes Yes $5,250.00 $6,300.00 FNMA 1007/216 Leases No   0     5250 1.01 1.01 $5,217.79 20250531 12   Yes $0.00 Yes NO $0.00 $839.42 $319.42 Stated, Verified NO 1 3   No No Experienced 95 19 US Citizen   788 0 0     0 0 0 0 0 0   XXXXX                             Yes Full XXXX XXXX   US Citizen Stated, Verified 793 773 788                 Not Required   20250303   $XXXX 3 XXXX XXXX 9 6 C3 $0.00 $0.00               Limited Liability Corp XXXX No  
1640163 XXXX XXXX XXXX XXXX XXXX LMC Investor Cash Flow Fixed 20250301 Debt Service Coverage Yes Yes $2,400.00 $2,800.00 FNMA 1007/216 Leases No   0     2400 1.04 1.04 $2,318.44 20250630 12 No No     YES $607.00 $327.26 $175.50 Stated, Verified NO 1 3   No No Experienced 63 1 US Citizen   765 0 0     0 0 0 0 0 0   XXXXXXXX Primary Primary XXXXX XXXXX Co-Borrower Co-Borrower     Co-Borrower     Co-Borrower     No             0 0 0           0 0 0 Not Required   20250304   $XXXX 1 XXXX XXXX 3 2 C3 $0.00 $0.00               Individual(s)   No  
1640165 XXXX XXXX XXXX XXXX XXXX Investor DSCR: 30 - Year Fixed 20250301 Debt Service Coverage Yes No $0.00 $3,500.00 FNMA 1007/216 FNMA 1007/216 No   0     3500 1.04 1.04 $3,367.60       Yes $21,000.00   NO $0.00 $1,141.79 $121.17 Stated, Verified NO 1 4   No No Experienced 9 10 US Citizen   796 0 0     0 0 0 0 0 0   XXXXX                             Yes Full XXXXX XXXXX   US Citizen Stated, Verified 796 799 780                 Not Required   20250305 XXXX $XXXX 1 XXXX XXXX 3 2.1 C4 $XXXX $0.00               Limited Liability Corp XXXX No  
1640168 XXXX XXXX XXXX XXXX XXXX Investor DSCR: 30 - Year Fixed 20250301 Debt Service Coverage Yes Yes $3,650.00 $3,600.00 FNMA 1007/216 FNMA 1007/216 No   0     3600 1.23 1.23 $2,932.50 20260222 12 No Yes $44,000.00   NO $0.00 $547.93 $66.67 Stated, Verified NO 1 3   No No Experienced 169 0.1 US Citizen US Citizen 775 0 0     0 0 0 0 0 0   XXXX                             Yes Full XXXX XXXX   US Citizen Stated, Verified 691 720 725 XXXXX XXXX   US Citizen Stated, Verified 754 775 780 Not Required Not Required 20250306   $XXXX 2 XXXX XXXX 6 4 C2 $0.00 $0.00               Limited Liability Corp XXXX No  
1640172 XXXX XXXX XXXX XXXX XXXX LMC Investor Cash Flow Fixed 20250301 Debt Service Coverage Yes No $0.00 $2,300.00 FNMA 1007/216 FNMA 1007/216 No   0     2300 0.86 0.86 $2,688.13       Yes $27,500.00   NO $0.00 $360.88 $137.34 Stated, Verified NO 1 2   No No Experienced 46 0.6 US Citizen   770 0 0     0 0 0 0 0 0   XXXX Primary Primary XXXX XXXXX Co-Borrower Co-Borrower     Co-Borrower     Co-Borrower     No             0 0 0           0 0 0 Employed   20250306 XXXX $XXXX 1 XXXX XXXX 2 1 C3 $XXXX $0.00               Individual(s)   No  
1640174 XXXX XXXX XXXX XXXX XXXX LMC Investor Cash Flow Fixed DSCR 20250301 Debt Service Coverage Yes Yes $2,450.00 $2,700.00 FNMA 1007/216 Leases No   0     2450 1.18 1.18 $2,074.30 20220930 12   Yes $0.00 Yes NO $0.00 $350.12 $81.86 Stated, Verified NO 1 3   No No Experienced 115 14 US Citizen   751 0 0     0 0 0 0 0 0   XXXX Primary Primary XXXXX XXXXX Co-Borrower Co-Borrower     Co-Borrower     Co-Borrower     No             0 0 0           0 0 0 Employed   20250307   $XXXX 1 XXXX XXXX 4 2 C3 $0.00 $0.00               Individual(s)   No  
1640175 XXXX XXXX XXXX XXXX XXXX Investor Income Doc: 30 - Year Fixed 20250301 Full Yes No $0.00 $1,500.00 FNMA 1007/216 FNMA 1007/216 No   0 26.568   0 0 0 $1,685.90       Yes $16,000.00   YES $600.00 $143.41 $125.53 Stated, Verified NO 1 2   No No Inexperienced 92 20 US Citizen   748 0 0     0 0 0 0 0 0   XXXXXXX Primary Primary XXXX XXXX Co-Borrower Co-Borrower     Co-Borrower     Co-Borrower     No             0 0 0           0 0 0 Employed   20250310 XXXX $XXXX 1 XXXX XXXX 2 2 C3 $XXXX $0.00               Individual(s)   No  
1640179 XXXX XXXX XXXX XXXX XXXX LMC Investor Cash Flow Fixed 20250301 Debt Service Coverage Yes No $0.00 $2,450.00 FNMA 1007/216 FNMA 1007/216 No   0     2450 1.25 1.25 $1,953.80       Yes $29,400.00   YES $45.83 $212.34 $42.34 Stated, Verified NO 0 3   No No Experienced 6 5 US Citizen US Citizen 686 0 0     0 0 0 0 0 0   XXXXXXX Primary Primary XXXX XXXXX Co-Borrower Co-Borrower XXXXX XXXXX Co-Borrower     Co-Borrower     Yes             0 0 0           0 0 0 Not Required Not Required 20250310 XXXX $XXXX 1 XXXX XXXX 4 2 C1 $XXXX $0.00               Individual(s)   No  
1640181 XXXX XXXX XXXX XXXX XXXX LMC Investor Cash Flow Fixed 40yr 10YR IO 20250401 Debt Service Coverage Yes No $0.00 $2,800.00 FNMA 1007/216 FNMA 1007/216 No   0     2800 0.87 0.87 $3,205.82       Yes $70,000.00   YES $29.16 $155.71 $445.05 Stated, Verified NO 1 3   No No Experienced 10 5 US Citizen   753 0 0     0 0 0 0 0 0   XXXXX Primary Primary XXXX XXXX Co-Borrower Co-Borrower     Co-Borrower     Co-Borrower     No             0 0 0           0 0 0 Employed   20250310 XXXX $XXXX 1 XXXX XXXX 3 2 C3 $XXXX $0.00               Individual(s)   No  
1640185 XXXX XXXX XXXX XXXX XXXX Investor DSCR: 30 - Year Fixed 20250301 Debt Service Coverage Yes No $0.00 $1,625.00 FNMA 1007/216 FNMA 1007/216 No   0     1625 0.77 0.77 $2,109.75       Yes $9,750.00   YES $629.00 $216.20 $74.73 Stated, Verified NO 1 3   No No Experienced 125 7 US Citizen US Citizen 781 0 0     0 0 0 0 0 0   XXXXXXXX                             Yes Full XXXX XXXX   US Citizen Stated, Verified 774 797 781 XXXXX XXXXX   US Citizen Stated, Verified 753 695 703 Employed Employed 20250310 XXXX $XXXX 1 XXXX XXXX 3 2 C4 $XXXX $0.00               Limited Liability Corp XXXX No  
1640192 XXXX XXXX XXXX XXXX XXXX Investor DSCR: 30 - Year Fixed 20250301 Debt Service Coverage Yes No $0.00 $2,600.00 FNMA 1007/216 FNMA 1007/216 No   0     2600 1.03 1.03 $2,516.44       Yes $16,000.00   YES $454.46 $407.55 $73.93 Stated, Verified NO 1 5   No No Experienced 56 5 US Citizen   775 0 0     0 0 0 0 0 0   XXXXXXX Primary Primary XXXXX XXXXX Co-Borrower Co-Borrower     Co-Borrower     Co-Borrower     No             0 0 0           0 0 0 Employed   20250310 XXXX $XXXX 1 XXXX XXXX 3 2 C3 $XXXX $0.00               Individual(s)   No  
1640193 XXXX XXXX XXXX XXXX XXXX LMC Investor Cash Flow Fixed DSCR 20250301 Debt Service Coverage Yes No $0.00 $0.00   Short Term Rental Documents Yes 1007/216 4375     4375 1.7 1.7 $2,573.21       Yes $47,250.00   YES $634.93 $152.48 $93.56 Stated, Verified NO 1 3   No No Experienced 74 5 US Citizen   787 0 0     0 0 0 0 0 0   XXXXXXXX Primary Primary XXXX XXXX Co-Borrower Co-Borrower     Co-Borrower     Co-Borrower     No             0 0 0           0 0 0 Employed   20250311   $XXXX 1 XXXX XXXX 0 1 C3 $0.00 $0.00               Individual(s)   No  
1640194 XXXX XXXX XXXX XXXX XXXX Investor DSCR: 30 - Year Fixed 20250301 Debt Service Coverage Yes No $0.00 $2,500.00 FNMA 1007/216 FNMA 1007/216 No 1007/216 0     2500 1.03 1.03 $2,416.40       Yes $24,000.00   YES $470.00 $205.05 $147.43 Stated, Verified NO 1 2   No No Inexperienced 18 1 US Citizen   793 0 0     0 0 0 0 0 0   XXXXXX Primary Primary XXXX XXXX Co-Borrower Co-Borrower     Co-Borrower     Co-Borrower     No             0 0 0           0 0 0 Employed   20250311 XXXX $XXXX 1 XXXX XXXX 1 1 C3 $XXXX $0.00               Individual(s)   No  
1640195 XXXX XXXX XXXX XXXX XXXX LMC Investor Cash Flow Fixed 20250301 Debt Service Coverage Yes No $0.00 $4,200.00 FNMA 1007/216 FNMA 1007/216 No   0     4200 1.23 1.23 $3,417.15       Yes $150,200.00   NO $0.00 $1,042.00 $108.75 Stated, Verified NO 1 2   No No Experienced 82 7 US Citizen   771 0 0     0 0 0 0 0 0   XXXXXX Primary Primary XXXXX XXXX Co-Borrower Co-Borrower     Co-Borrower     Co-Borrower     No             0 0 0           0 0 0 Employed   20250311   $XXXX 1 XXXX XXXX 3 1 C3 $0.00 $0.00               Individual(s)   No  
1640197 XXXX XXXX XXXX XXXX XXXX Investor DSCR: 30 - Year Fixed 20250401 Debt Service Coverage Yes No $0.00 $2,900.00 FNMA 1007/216 FNMA 1007/216 No   0     2900 1.08 1.08 $2,692.12       Yes $18,000.00   YES $712.00 $280.40 $114.75 Stated, Verified NO 1 6   No No Experienced 77 15 US Citizen   681 0 0                   XXXXXX                             Yes Full XXXXX XXXXX   US Citizen Stated, Verified 684 681 666                 Employed   20250312 XXXX $XXXX 1 XXXX XXXX 2 2 C3 $XXXX $0.00               Limited Liability Corp XXXX No  
1640204 XXXX XXXX XXXX XXXX XXXX LMC Investor Cash Flow Fixed 20250301 Debt Service Coverage Yes No $0.00 $3,200.00 FNMA 1007/216 FNMA 1007/216 No   0     3200 1.25 1.25 $2,560.79       Yes $38,400.00   YES $107.00 $634.62 $197.46 Stated, Verified NO 1 2   No No Experienced 12 1 US Citizen   759 0 0     0 0 0 0 0 0   XXXXXX Primary Primary XX XXXX Co-Borrower Co-Borrower     Co-Borrower     Co-Borrower     No None           0 0 0           0 0 0 Not Required   20250312   $XXXX 1 XXXX XXXX 4 3 C3 $0.00 $0.00               Individual(s)   No  
1640208 XXXX XXXX XXXX XXXX XXXX Investor DSCR: 30 - Year Fixed 20250401 Debt Service Coverage Yes Yes $3,065.00 $3,525.00 FNMA 1007/216 Leases No   0     3065 1.46 1.46 $2,094.77 20251231 12   Yes $35,000.00   NO $0.00 $369.02 $198.39 Stated, Verified NO 1 7   No No Experienced 22 5 US Citizen   787 0 0     0 0 0 0 0 0   XXXXXXX                             Yes Full XXXX XXXXX   US Citizen Stated, Verified 792 772 787                 Employed   20250314 XXXX $XXXX 2 XXXX XXXX 4 2 C3 $XXXX $0.00               Limited Liability Corp XXXX No  
1640214 XXXX XXXX XXXX XXXX XXXX Investor DSCR: 30 - Year Fixed 20250401 Debt Service Coverage Yes No $0.00 $1,500.00 FNMA 1007/216 FNMA 1007/216 No   0     1500 1.14 1.14 $1,313.95       Yes $23,000.00   NO $0.00 $191.22 $86.25 Stated, Verified NO 1 3   No No Experienced 7 4 US Citizen   765 0 0     0 0 0 0 0 0   XXXXX                             Yes Full XXXX XXXXX   US Citizen Stated, Verified 755 790 765                 Not Required   20250317 XXXX $XXXX 1 XXXX XXXX 3 2 C4 $XXXX $0.00               Limited Liability Corp XXXX No  
1640215 XXXX XXXX XXXX XXXX XXXX LMC Investor Cash Flow Fixed DSCR 20250401 Debt Service Coverage Yes No $0.00 $0.00   Short Term Rental Documents Yes 1007/216 2550     2550 1.11 1.11 $2,292.19       Yes $23,000.00   YES $634.00 $134.74 $167.62 Stated, Verified NO 1 2   No No Experienced 14 4 US Citizen   748 0 0     0 0 0 0 0 0   XXXXXXX                             Yes Full XXX XXXXX   US Citizen Stated, Verified 757 748 700                 Employed   20250317 XXXX $XXXX 1 XXXX XXXX 1 1 C3 $XXXX $0.00               Partnership XXXX No  
1640218 XXXX XXXX XXXX XXXX XXXX LMC Investor Cash Flow Fixed 20250401 Debt Service Coverage Yes Yes $1,800.00 $1,725.00 FNMA 1007/216 FNMA 1007/216 No   0     1725 1.14 1.14 $1,514.44 20250501 12 No Yes $27,700.00   NO $0.00 $118.04 $92.95 Stated, Verified NO 1 3   No No Experienced 19 0.3 Non Permanent Resident Alien   774 0 0     0 0 0 0 0 0   XXXXXX Primary Primary XXXXX XXXXX Co-Borrower Co-Borrower     Co-Borrower     Co-Borrower     No             0 0 0           0 0 0 Employed   20250317   $XXXX 1 XXXX XXXX 3 2 C4 $0.00 $0.00               Individual(s)   No  
1640223 XXXX XXXX XXXX XXXX XXXX LMC Investor Cash Flow Fixed 20250301 Debt Service Coverage Yes No $0.00 $4,035.00 FNMA 1007/216 FNMA 1007/216 No   0     4035 1.1 1.1 $3,657.51       Yes $57,200.00   NO $0.00 $586.03 $347.37 Stated, Verified NO 1 7   No No Experienced 8 3 US Citizen   713 0 0     0 0 0 0 0 0   XXXXXX Primary Primary XXXXX XXXX Co-Borrower Co-Borrower     Co-Borrower     Co-Borrower     No             0 0 0           0 0 0 Employed   20250318 XXXX $XXXX 1 XXXX XXXX 3 3.1 C3 $XXXX $0.00               Individual(s)   No  
1640226 XXXX XXXX XXXX XXXX XXXX Investor DSCR: 30 - Year Fixed 20250301 Debt Service Coverage Yes No $0.00 $0.00   Short Term Rental Documents Yes AirDNA 4168     4168 1.7 1.7 $2,454.26       Yes $100,000.00   YES $1,087.00 $221.11 $97.33 Stated, Verified NO 1 6   No No Experienced 10 10 US Citizen   768 0 0     0 0 0 0 0 0   XXXXXXXXX                             No             0 0 0           0 0 0 Employed   20250319   $XXXX 1 XXXX XXXX 1 1 C3 $0.00 $0.00               Trust   No  
1640228 XXXX XXXX XXXX XXXX XXXX Investor DSCR: 30 - Year Fixed 20250301 Debt Service Coverage Yes No $0.00 $3,700.00 FNMA 1007/216 FNMA 1007/216 No   0     3700 1.38 1.38 $2,685.16       Yes $44,400.00   NO $0.00 $600.00 $164.42 Stated, Verified NO 1 2   No No Experienced 10 4 Permanent Resident Alien   743 0 0     0 0 0 0 0 0   XXXXX                             Yes Full XXXX XXXXXXX   Permanent Resident Alien Stated, Verified 759 743 724                 Not Required   20250319 XXXX $XXXX 2 XXXX XXXX 4 2 C3 $XXXX $0.00               Limited Liability Corp XXXX No  
1640233 XXXX XXXX XXXX XXXX XXXX Investor Income Doc: 30 - Year Fixed 20250301 Full Yes No $0.00 $0.00     No Other 4168 36.447   0     $3,034.87       Yes $20,000.00   YES $1,087.00 $209.86 $188.17 Stated, Verified NO 1 3   No No Experienced 147 5 US Citizen   780 0 0     0 0 0 0 0 0   XXXXXXXXX                             Yes Full XXXXX XXXXX   US Citizen Stated, Verified 787 779 780                 Employed   20250320 XXXX $XXXX 1 XXXX XXXX 1 1 C3 $XXXX $0.00               Limited Liability Corp XXXX No  
1640237 XXXX XXXX XXXX XXXX XXXX Investor Income Qualified Exp AA 30-Year Fixed 24 mos Bank Stmt 20250301 Bank Statement Yes No $0.00 $3,300.00 FNMA 1007/216 FNMA 1007/216 No   0 42.579   0 0 0 $4,188.03       Yes $60,000.00   YES $49.00 $271.94 $113.62 Stated, Verified NO 1 4   No No Experienced 59 25 US Citizen US Citizen 783 0 0     0 0 0 0 0 0   XXXXXX Primary Primary XXXXX XXXXX Co-Borrower Co-Borrower XXXXX XXXX Co-Borrower     Co-Borrower     No             0 0 0           0 0 0 Employed Unemployed 20250319 XXXX $XXXX 1 XXXX XXXX 4 2 C3 $XXXX $0.00               Individual(s)   No  
1640246 XXXX XXXX XXXX XXXX XXXX Investor DSCR: 30 - Year Fixed 20250401 Debt Service Coverage Yes Yes $1,650.00 $1,725.00 FNMA 1007/216 Leases No   0     1650 1 1 $1,645.80 20250901 12   Yes $13,370.00   NO $0.00 $105.95 $30.83 Stated, Verified NO 1 4   No No Experienced 61 10 US Citizen US Citizen 782 0 0     0 0 0 0 0 0   XXXXX Primary Primary XXXX XXXXX Co-Borrower Co-Borrower XXX XXXX Co-Borrower     Co-Borrower     No             0 0 0           0 0 0 Employed Not Required 20250325   $XXXX 1 XXXX XXXX 3 1 C3 $0.00 $0.00               Individual(s)   No  
1640247 XXXX XXXX XXXX XXXX XXXX LMC Investor Cash Flow Fixed 20250401 Debt Service Coverage Yes No $0.00 $1,445.00   Short Term Rental Documents Yes Other 2738     2737.5 1.33 1.33 $2,065.81       Yes $15,500.00   YES $275.00 $128.02 $63.09 Stated, Verified NO 1 2   No No Experienced 18 3 Non Permanent Resident Alien   811 0 0                   XXXXXXX Primary Primary XXXXX XXXXX Co-Borrower Co-Borrower     Co-Borrower     Co-Borrower     No             0 0 0           0 0 0 Employed   20250325 XXXX $XXXX 1 XXXX XXXX 2 1 C3 $XXXX $0.00               Individual(s)   No  
1640249 XXXX XXXX XXXX XXXX XXXX Investor DSCR: 30 - Year Fixed 20250401 Debt Service Coverage Yes No $0.00 $3,125.00 FNMA 1007/216 FNMA 1007/216 No   0     3125 0.76 0.76 $4,103.16       Yes $43,253.00   YES $46.91 $519.90 $390.84 Stated, Verified NO 1 2   No No Inexperienced 6 8 US Citizen   805 0 0     0 0 0 0 0 0   XXXX Primary Primary XXXX XXXX Co-Borrower Co-Borrower     Co-Borrower     Co-Borrower     No             0 0 0           0 0 0 Employed   20250326 XXXX $XXXX 1 XXXX XXXX 4 3 C4 $XXXX $0.00               Individual(s)   No  
1640251 XXXX XXXX XXXX XXXX XXXX LMC Investor Cash Flow Fixed 20250301 Debt Service Coverage Yes No $0.00 $1,850.00 FNMA 1007/216 FNMA 1007/216 No   0     1850 1.3 1.3 $1,417.92       Yes $0.00 Yes NO $0.00 $199.88 $93.50 Stated, Verified NO 1 1   No No Inexperienced 9 0.3 Non Permanent Resident Alien   720 0 0                   XXXXXX Primary Primary XXXX XXXX Co-Borrower Co-Borrower     Co-Borrower     Co-Borrower     No             0 0 0           0 0 0 Employed   20250326 XXXX $XXXX 1 XXXX XXXX 5 1.1 C3 $XXXX $0.00               Individual(s)   No  
1640253 XXXX XXXX XXXX XXXX XXXX XXXX Investor Cash Flow 10YR IO / 20YR fixed 30YR term 20250401 Debt Service Coverage Yes No $0.00 $3,900.00 FNMA 1007/216 FNMA 1007/216 No   0     3900 1.09 1.09 $3,573.58       Yes $120,000.00   YES $40.00 $571.56 $179.67 Stated, Verified NO 1 7   No No Experienced 425 2 US Citizen   770 0 0     0 0 0 0 0 0   XXXXXX                             No             0 0 0           0 0 0 Not Required   20250331 XXXX $XXXX 2 XXXX XXXX 6 4 C3 $XXXX $0.00               Trust   No  
1640254 XXXX XXXX XXXX XXXX XXXX Investor DSCR: 30 - Year Fixed 20250301 Debt Service Coverage Yes No $0.00 $2,275.00 FNMA 1007/216 FNMA 1007/216 No   0     2275 0.75 0.75 $3,029.96       Yes $55,200.00   NO $0.00 $276.29 $165.97 Stated, Verified NO 1 3   No No Experienced 12 8 US Citizen   801 0 0     0 0 0 0 0 0   XXXXX Primary Primary XXXX XXXXX Co-Borrower Co-Borrower     Co-Borrower     Co-Borrower     No             0 0 0           0 0 0 Employed   20250328 XXXX $XXXX 1 XXXX XXXX 3 2 C3 $XXXX $0.00               Individual(s)   No  
1640261 XXXX XXXX XXXX XXXX XXXX Investor DSCR: 30 - Year Fixed 20250401 Debt Service Coverage Yes Yes $6,800.00 $6,800.00 FNMA 1007/216 Leases No   0     4600 1.1 1.1 $4,173.47 20250630 12   Yes $35,000.00   NO $0.00 $571.99 $182.58 Stated, Verified NO 1 7   No No Experienced 11 7 US Citizen   767 0 0     0 0 0 0 0 0   XXXX                             Yes Full XXXXX XXXX   US Citizen Stated, Verified 767 806 751                 Not Required   20250403   $XXXX 3 XXXX XXXX 7 3.2 C3 $0.00 $0.00               Limited Liability Corp XXXX No  
1640262 XXXX XXXX XXXX XXXX XXXX Investor DSCR: 30 - Year Fixed 20250407 Debt Service Coverage Yes Yes $2,800.00 $3,000.00 FNMA 1007/216 Leases No   0     2800 1.04 1.04 $2,684.43 20251001 12 No Yes $25,800.00   NO $0.00 $497.28 $314.90 Not Stated, not Verified NO 1 1   No No Experienced 19 1 US Citizen   784 0 0     0 0 0 0 0 0   XXXXX Primary Primary XXXX XXXXX Co-Borrower Co-Borrower     Co-Borrower     Co-Borrower     No             0 0 0           0 0 0 Not Required   20250407   $XXXX 1 XXXX XXXX 3 2 C3 $0.00 $0.00               Individual(s)   No  
1640263 XXXX XXXX XXXX XXXX XXXX Investor DSCR: 30 - Year Fixed 20250401 Debt Service Coverage Yes Yes $2,200.00 $2,100.00 FNMA 1007/216 FNMA 1007/216 No   0     2100 1.02 1.02 $2,066.71 20251231 12 No Yes $0.00 Yes NO $0.00 $128.26 $42.00 Stated, Verified NO 1 23   No No Experienced 57 17 US Citizen US Citizen 774 0 0     0 0 0 0 0 0   XXXX Primary Primary XXXX XXXX Co-Borrower Co-Borrower XXXXX XXXX Co-Borrower     Co-Borrower     No             0 0 0           0 0 0 Not Required Not Required 20250409   $XXXX 1 XXXX XXXX 3 1 C3 $0.00 $0.00               Individual(s)   No