Exhibit 99.21
| Rating Agency ATR QM Data Fields | |
| Loans in Report: | 1 |
| Loan Number | Loan Level ATR/QM Status | Application Date Prior to 1/10/2014 | TRID Indicator | Lender Application Date | Broker Application Date | GSE Eligible | QRM Flag | ATR/QM Total Points and Fees | Rate Lock Date | APR | Bwr 1 Employment Indicator | Bwr 2 Employment Indicator | Bwr 1 Foreign National Indicator | Bwr 2 Foreign National Indicator | Residual Income Analysis in File | ATR/QM Residual Income |
| 1903386 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXX | XXXX | No | No | 4159 | XXXXXX | 8.9841 | Employed | (No Data) | U.S. Citizen | (No Data) | No | 2034.28 |
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