EFMT DEPOSITOR LLC ABS-15G

Exhibit 99.09

 

Loan ID Redaction ID Investor Loan ID Seller Name Loan Program Documentation Type Executed NOO Docs in File Lease In Place Flag Actual In Place Rent Third Party Market Rent Estimate Third Party Rent Source Actual Short Term Rent Amount Actual Short Term Rent Source Short Term Rent Number of Months Short Term Rental Occupancy Factor Rental Income Used for Property DSCR Calculation Rental Source for Property DSCR Calculation DSCR Calculation Based On Short Rental Income Flag Property DTI Originator DSCR TPR DSCR PITIA Gross Rental Income Unit 1 Lease End Date Unit 1 Lease Term Unit 1 Gross Rental Income Unit 2 Lease End Date Unit 2 Lease Term Unit 2 Gross Rental Income Unit 3 Lease End Date Unit 3 Lease Term Unit 3 Gross Rental Income Unit 4 Lease End Date Unit 4 Lease Term Unit 4 Gross Rental Income Unit 5 Lease End Date Unit 5 Lease Term Unit 5 Gross Rental Income Unit 6 Lease End Date Unit 6 Lease Term Unit 6 Gross Rental Income Unit 7 Lease End Date Unit 7 Lease Term Unit 7 Gross Rental Income Unit 8+ Rent Loss Insurance Rent Loss Insurance Amount Fee Amount Acquisition Cost Renovation Cost Effective Gross Income Turnover Costs Repairs and Maintenance Marketing and Leasing Costs Utilities Other Costs Cap Ex Reserve Section 8 Blanket Mortgage/Cross Collateral Flag Number of Years Property Owned Number of Mortgaged Properties With Lender Number of Properties Securing Loan Foreign National Alternative Credit Documentation Months Reserves Loan Closed in the name of Business Entity Vested Business Entity Name Vested Business Entity Type Qualifying Primary Borrower Type Qualifying Primary Borrower First Name Qualifying Primary  Borrower  Last Name Qualifying CoBorrower Type Qualifying CoBorrower First Name Qualifying CoBorrower Last Name Qualifying CoBorrower 2 Type Qualifying CoBorrower 2 First Name Qualifying CoBorrower 2 Last Name Qualifying CoBorrower 3 Type Qualifying CoBorrower 3 First Name Qualifying CoBorrower 3 Last Name Non-Qualifying Guarantor 1 First Name Non-Qualifying Guarantor 1 Last Name Non-Qualifying Guarantor 1 Citizenship Non-Qualifying Guarantor 1 Country Name Non-Qualifying Guarantor 2 First Name Non-Qualifying Guarantor 2 Last Name Non-Qualifying Guarantor 2 Citizenship Non-Qualifying Guarantor 2 Country Name Personal Guaranty Total Number of Guarantors Personal Guaranty Recourse Level Business Entity EIN
XXXX 2009691 XXXX XXXX XXXX Debt Service Coverage Ratio Present Yes 1354 1475 Appraisal - 1007   N/A     1475 Appraisal - 1007 No 68.36 1.46 1.463 1008.27 1354 08-29-2025 12                                       Yes         1475               No 3.0 1 1 N/A 29.5 Yes XXXX Limited Liability Corporation (LLC) Individual Guarantor XXXX XXXX                                   Yes 1 Full Recourse XXXX
XXXX 2009689 XXXX XXXX XXXX Debt Service Coverage Ratio Present Yes 1354 1475 Appraisal - 1007   N/A     1475 Appraisal - 1007 No 68.36 1.46 1.463 1008.27 1354 08-30-2025 12                                       Yes         1475               No 3.1 1 1 N/A 47.73 Yes XXXX Limited Liability Corporation (LLC) Individual Guarantor XXXX XXXX                                   Yes 1 Full Recourse XXXX
XXXX 2009688 XXXX XXXX XXXX Debt Service Coverage Ratio Present Yes 1354 1475 Appraisal - 1007   N/A     1475 Appraisal - 1007 No 68.31 1.46 1.464 1007.61 1354 08-31-2025 12                                       Yes         1475               No 3.1 1 1 N/A 49.58 Yes XXXX Limited Liability Corporation (LLC) Individual Guarantor XXXX XXXX                                   Yes 1 Full Recourse XXXX
XXXX 2009686 XXXX XXXX XXXX Debt Service Coverage Ratio Present No 0 1475 Appraisal - 1007   N/A     1475 Appraisal - 1007 No 65.01 1.53 1.538 958.96                                             Yes         1475               No 3.1 1 1 N/A 41.73 Yes XXXX Limited Liability Corporation (LLC) Individual Guarantor XXXX XXXX                                   Yes 1 Full Recourse XXXX
XXXX 2009682 XXXX XXXX XXXX Debt Service Coverage Ratio Present Yes 1354 1475 Appraisal - 1007   N/A     1475 Appraisal - 1007 No 69.26 1.444 1.444 1021.64 1354 11-30-2025 12                                       Yes     XXXX   1475               No 3.0 1 1 N/A 49.27 Yes XXXX Limited Liability Corporation (LLC) Individual Guarantor XXXX XXXX                                   Yes 1 Full Recourse XXXX
XXXX 2009683 XXXX XXXX XXXX Debt Service Coverage Ratio Present Yes 1354 1525 Appraisal - 1007   N/A     1525 Appraisal - 1007 No 63.31 1.57 1.58 965.48 1354 02-28-2026 12                                       Yes         1525               No 3.1 6 1 N/A 45.68 Yes XXXX Limited Liability Corporation (LLC) Individual Guarantor XXXX XXXX                                   Yes 1 Full Recourse XXXX
XXXX 2009687 XXXX XXXX XXXX Debt Service Coverage Ratio Present Yes 1354 1525 Appraisal - 1007   N/A     1525 Appraisal - 1007 No 63.45 1.576 1.576 967.56 1354 07-31-2025 12                                       Yes         1525               No 3.1 1 1 N/A 25.16 Yes XXXX Limited Liability Corporation (LLC) Individual Guarantor XXXX XXXX                                   Yes 1 Full Recourse XXXX
XXXX 2009690 XXXX XXXX XXXX Debt Service Coverage Ratio Present Yes 1110 1110 Appraisal - 1007   N/A     1110 Actual In Place Rent No 91.03 1.31 1.099 1010.44 1110 02-28-2026 12                                       Yes         1110               No 3.1 5 1 N/A 47.49 Yes XXXX Limited Liability Corporation (LLC) Individual Guarantor XXXX XXXX                                   Yes 1 Full Recourse XXXX
XXXX 2009685 XXXX XXXX XXXX Debt Service Coverage Ratio Present Yes 1354 1525 Appraisal - 1007   N/A     1525 Appraisal - 1007 No 63.31 1.57 1.58 965.47 1354 07-31-2025 12                                       Yes         1525               No 3.1 7 1 N/A 44.37 Yes XXXX Limited Liability Corporation (LLC) Individual Guarantor XXXX XXXX                                   Yes 1 Full Recourse XXXX
XXXX 2009684 XXXX XXXX XXXX Debt Service Coverage Ratio Present Yes 1510 1525 Appraisal - 1007   N/A     1525 Appraisal - 1007 No 67.65 1.47 1.478 1031.67 1510 08-31-2025 12                                       Yes         1525               No 3.1 7 1 N/A 38.08 Yes XXXX Limited Liability Corporation (LLC) Individual Guarantor XXXX XXXX                                   Yes 1 Full Recourse XXXX
XXXX 2009694 XXXX XXXX XXXX Debt Service Coverage Ratio Present Yes 2600 2600 Appraisal - 1007   N/A     2600 Appraisal - 1007 No 82.43 1.21 1.213 2143.19 2600 10-31-2026 24                                       Yes     XXXX   2600               No 0.7 1 1 N/A 116.29 Yes XXXX Limited Liability Corporation (LLC) Individual Guarantor XXXX XXXX                                   Yes 1 Full Recourse XXXX
XXXX 2009695 XXXX XXXX XXXX Debt Service Coverage Ratio Present Yes 2800 2875 Appraisal - 1007   N/A     2875 Appraisal - 1007 No 78.89 1.27 1.268 2268.23 2800 08-15-2026 24                                       Yes     XXXX   2875               No 0.8 1 1 N/A 116.04 Yes XXXX Limited Liability Corporation (LLC) Individual Guarantor XXXX XXXX                                   Yes 1 Full Recourse XXXX
XXXX 2009696 XXXX XXXX XXXX Debt Service Coverage Ratio Present Yes 3600 3600 Appraisal - 1007   N/A     3600 Appraisal - 1007 No 85.24 1.17 1.173 3068.69 3600 12-31-2025 12                                       Yes     XXXX   3600               No 0.8 1 1 N/A 116.5 Yes XXXX Limited Liability Corporation (LLC) Individual Guarantor XXXX XXXX                                   Yes 1 Full Recourse XXXX
XXXX 2009697 XXXX XXXX XXXX Debt Service Coverage Ratio Present Yes 3300 3400 Appraisal - 1007   N/A     3400 Appraisal - 1007 No 91.39 1.09 1.094 3107.41 3300 11-30-2025 12                                       Yes     XXXX   3400               No 0.9 1 1 N/A 118.95 Yes XXXX Limited Liability Corporation (LLC) Individual Guarantor XXXX XXXX                                   Yes 1 Full Recourse XXXX
XXXX 2009698 XXXX XXXX XXXX Debt Service Coverage Ratio Present Yes 3600 3800 Appraisal - 1007   N/A     3800 Appraisal - 1007 No 87.54 1.14 1.142 3326.63 3600 01-31-2026 24                                       Yes     XXXX   3800               No 0.8 1 1 N/A 108.68 Yes XXXX Limited Liability Corporation (LLC) Individual Guarantor XXXX XXXX                                   Yes 1 Full Recourse XXXX
XXXX 2009699 XXXX XXXX XXXX Debt Service Coverage Ratio Present Yes 2650 2575 Appraisal - 1007   N/A     2575 Appraisal - 1007 No 81.78 1.22 1.223 2105.9 2650 10-14-2026 24                                       Yes     XXXX   2575               No 0.8 1 1 N/A 120.68 Yes XXXX Limited Liability Corporation (LLC) Individual Guarantor XXXX XXXX                                   Yes 1 Full Recourse XXXX
XXXX 2009700 XXXX XXXX XXXX Debt Service Coverage Ratio Present Yes 2800 2800 Appraisal - 1007   N/A     2800 Appraisal - 1007 No 75.55 1.32 1.324 2115.51 2800 09-30-2026 24                                       Yes     XXXX   2800               No 0.8 1 1 N/A 115.74 Yes XXXX Limited Liability Corporation (LLC) Individual Guarantor XXXX XXXX                                   Yes 1 Full Recourse XXXX
XXXX 2009701 XXXX XXXX XXXX Debt Service Coverage Ratio Present Yes 2800 2800 Appraisal - 1007   N/A     2800 Appraisal - 1007 No 73.64 1.36 1.358 2061.99 2800 11-30-2025 12                                       Yes     XXXX   2800               No 0.8 1 1 N/A 115.39 Yes XXXX Limited Liability Corporation (LLC) Individual Guarantor XXXX XXXX                                   Yes 1 Full Recourse XXXX