EFMT DEPOSITOR LLC ABS-15G

Exhibit 99.02

 

 

Rating Agency Grades
Run Date - 5/20/2025 2:52:50 PM
LOAN INFORMATION INITIAL CREDIT LOAN GRADES INITIAL COMPLIANCE LOAN GRADES INITIAL PROPERTY LOAN GRADES INITIAL OVERALL LOAN GRADES FINAL CREDIT LOAN GRADES FINAL COMPLIANCE LOAN GRADES FINAL PROPERTY LOAN GRADES FINAL OVERALL LOAN GRADES
AMC Loan ID Customer Loan ID Seller Loan ID Investor Loan Number Deal Number Original Loan Amount DBRS Fitch Kroll Moody's S&P Morningstar DBRS Fitch Kroll Moody's S&P Morningstar DBRS Fitch Kroll Moody's S&P Morningstar DBRS Fitch Kroll Moody's S&P Morningstar DBRS Fitch Kroll Moody's S&P Morningstar DBRS Fitch Kroll Moody's S&P Morningstar DBRS Fitch Kroll Moody's S&P Morningstar DBRS Fitch Kroll Moody's S&P Morningstar
xxx CASDW180003777 xxx       C C C C CC C C C C C RC C A A A A VA A C C C C C C A A A A A A A A A A A A A A A A A A A A A A A A
xxx CASDW190004166 xxx       A A A A A A C C C C D C A A A A A A C C C C D C A A A A A A B B B B B B A A A A A A B B B B B B
xxx 304367569 xxx       A A A A A   B B B B B   A A A A A   B B B B B   A A A A A   B B B B B   A A A A A   B B B B B  
xxx 304366470 xxx       B B B B B   B B B B B   A A A A A   B B B B B   B B B B B   B B B B B   A A A A A   B B B B B  
xxx 22024080156 xxx       A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A  
xxx 24120021150 xxx       A A A A A   C C C C C   A A A A A   C C C C C   A A A A A   B B B B B   A A A A A   B B B B B  
xxx 24120020572 xxx       C C C C C   A A A A A   A A A A A   C C C C C   B B B B B   A A A A A   A A A A A   B B B B B  
xxx 24110020506 xxx       A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A  
xxx 24120021116 xxx       A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A  
xxx 25010021502 xxx       B B B B B   C C C C C   A A A A A   C C C C C   A A A A A   A A A A A   A A A A A   A A A A A  
xxx 25020022251 xxx       A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A   A A A A A  
xxx 25020022484 xxx       D D D D D   C C C C C   A A A A A   D D D D D   A A A A A   A A A A A   A A A A A   A A A A A  
xxx 24110020301 xxx       A A A A A               A A A A A   A A A A A   A A A A A               A A A A A   A A A A A  
xxx 24120020567 xxx       A A A A A               A A A A A   A A A A A   A A A A A               A A A A A   A A A A A  
xxx 24120020980 xxx       B B B B B               A A A A A   B B B B B   B B B B B               A A A A A   B B B B B  
xxx 24110020006 xxx       A A A A A               A A A A A   A A A A A   A A A A A               A A A A A   A A A A A  
xxx 24120020867 xxx       C C C C C               A A A A A   C C C C C   A A A A A               A A A A A   A A A A A  
xxx 25020022602 xxx       C C C C C               A A A A A   C C C C C   A A A A A               A A A A A   A A A A A  
xxx 25020022373 xxx       A A A A A               A A A A A   A A A A A   A A A A A               A A A A A   A A A A A  
xxx 25020022214 xxx       C C C C C               A A A A A   C C C C C   A A A A A               A A A A A   A A A A A