v3.25.1
Note 5 - Credit Assets, Net of Allowance for Credit Losses - Reconciliation of ECL Allowance by Lending Asset Category (Details) - CAD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Apr. 30, 2025
Apr. 30, 2024
Apr. 30, 2025
Apr. 30, 2024
Statement Line Items [Line Items]        
Provision for (recovery of) credit losses     $ 1,913 $ (111)
Loans [member] | Provision for credit commitments [member]        
Statement Line Items [Line Items]        
Balance     3,303  
Balance $ 4,958 $ 2,402 4,958 2,402
Loans [member] | Provision for credit commitments [member] | Receivable purchase program [member]        
Statement Line Items [Line Items]        
Balance 1,971 65 783 100
Transfer in (out) to Stage 1 0 0 0 0
Transfer in (out) to Stage 2 0 0 0 0
Transfer in (out) to Stage 3 0 0 0 0
Net remeasurement of loss allowance 1,029 142 2,217 107
Credit asset originations 0 0 0 0
Derecognitions and maturities 0 0 0 0
Provision for (recovery of) credit losses 1,029 142 2,217 107
Write-offs 0 0 0 0
Recoveries 0 0 0 0
Balance 3,000 207 3,000 207
Loans [member] | Provision for credit commitments [member] | Multi-family residential loans and other [member]        
Statement Line Items [Line Items]        
Balance 2,262 2,321 2,520 2,413
Transfer in (out) to Stage 1 0 0 0 0
Transfer in (out) to Stage 2 0 0 0 0
Transfer in (out) to Stage 3 0 0 0 0
Net remeasurement of loss allowance (121) (116) (285) (179)
Credit asset originations 0 24 11 101
Derecognitions and maturities (19) (34) (30) (140)
Provision for (recovery of) credit losses (140) (126) (304) (218)
Write-offs (135) 0 (259) 0
Recoveries 0 0 0 0
Balance 1,958 2,195 1,958 2,195
FX Impact (29) 0 1 0
Loans [member] | Provision for credit commitments [member] | Stage 1 [member]        
Statement Line Items [Line Items]        
Balance     2,996  
Balance 3,760 2,093 3,760 2,093
Loans [member] | Provision for credit commitments [member] | Stage 1 [member] | Receivable purchase program [member]        
Statement Line Items [Line Items]        
Balance 1,911 65 783 100
Transfer in (out) to Stage 1 0 0 0 56
Transfer in (out) to Stage 2 0 0 0 (124)
Transfer in (out) to Stage 3 0 0 0 0
Net remeasurement of loss allowance 449 142 1,577 175
Credit asset originations 0 0 0 0
Derecognitions and maturities 0 0 0 0
Provision for (recovery of) credit losses 449 142 1,577 107
Write-offs 0 0 0 0
Recoveries 0 0 0 0
Balance 2,360 207 2,360 207
Loans [member] | Provision for credit commitments [member] | Stage 1 [member] | Multi-family residential loans and other [member]        
Statement Line Items [Line Items]        
Balance 1,772 1,845 2,213 1,845
Transfer in (out) to Stage 1 (200) 110 (397) 250
Transfer in (out) to Stage 2 155 (53) 146 (162)
Transfer in (out) to Stage 3 1 0 0 0
Net remeasurement of loss allowance (165) (32) (337) (51)
Credit asset originations 0 24 40 101
Derecognitions and maturities (3) (8) (14) (97)
Provision for (recovery of) credit losses (212) 41 (562) 41
Write-offs (135) 0 (259) 0
Recoveries 0 0 0 0
Balance 1,400 1,886 1,400 1,886
FX Impact (25) 0 8 0
Loans [member] | Provision for credit commitments [member] | Stage 2 [member]        
Statement Line Items [Line Items]        
Balance     306  
Balance 1,168 309 1,168 309
Loans [member] | Provision for credit commitments [member] | Stage 2 [member] | Receivable purchase program [member]        
Statement Line Items [Line Items]        
Balance 4 0 0 0
Transfer in (out) to Stage 1 0 0 0 (56)
Transfer in (out) to Stage 2 0 0 0 124
Transfer in (out) to Stage 3 0 0 0 0
Net remeasurement of loss allowance 607 0 611 (68)
Credit asset originations 0 0 0 0
Derecognitions and maturities 0 0 0 0
Provision for (recovery of) credit losses 607 0 611 0
Write-offs 0 0 0 0
Recoveries 0 0 0 0
Balance 611 0 611 0
Loans [member] | Provision for credit commitments [member] | Stage 2 [member] | Multi-family residential loans and other [member]        
Statement Line Items [Line Items]        
Balance 488 476 306 568
Transfer in (out) to Stage 1 200 (110) 397 (250)
Transfer in (out) to Stage 2 (155) 53 (146) 162
Transfer in (out) to Stage 3 (43) 0 (43) 0
Net remeasurement of loss allowance 87 (84) 95 (128)
Credit asset originations 0 0 (29) 0
Derecognitions and maturities (16) (26) (16) (43)
Provision for (recovery of) credit losses 73 (167) 258 (259)
Write-offs 0 0 0 0
Recoveries 0 0 0 0
Balance 557 309 557 309
FX Impact (4) 0 (7) 0
Loans [member] | Provision for credit commitments [member] | Financial instruments credit-impaired [member]        
Statement Line Items [Line Items]        
Balance     1  
Balance 30 0 30 0
Loans [member] | Provision for credit commitments [member] | Financial instruments credit-impaired [member] | Receivable purchase program [member]        
Statement Line Items [Line Items]        
Balance 56 0 0 0
Transfer in (out) to Stage 1 0 0 0 0
Transfer in (out) to Stage 2 0 0 0 0
Transfer in (out) to Stage 3 0 0 0 0
Net remeasurement of loss allowance (27) 0 29 0
Credit asset originations 0 0 0 0
Derecognitions and maturities 0 0 0 0
Provision for (recovery of) credit losses (27) 0 29 0
Write-offs 0 0 0 0
Recoveries 0 0 0 0
Balance 29 0 29 0
Loans [member] | Provision for credit commitments [member] | Financial instruments credit-impaired [member] | Multi-family residential loans and other [member]        
Statement Line Items [Line Items]        
Balance 2 0 1 0
Transfer in (out) to Stage 1 0 0 0 0
Transfer in (out) to Stage 2 0 0 0 0
Transfer in (out) to Stage 3 42 0 43 0
Net remeasurement of loss allowance (43) 0 (43) 0
Credit asset originations 0 0 0 0
Derecognitions and maturities 0 0 0 0
Provision for (recovery of) credit losses (1) 0 0 0
Write-offs 0 0 0 0
Recoveries 0 0 0 0
Balance 1 0 1 0
FX Impact $ 0 $ 0 $ 0 $ 0