v3.25.1
Note 5 - Credit Assets, Net of Allowance for Credit Losses - Summary of Loan, ECL, and EL Amounts by Lending Asset Category (Details) - Loans [member] - CAD ($)
$ in Thousands
Apr. 30, 2025
Jan. 31, 2025
Oct. 31, 2024
Apr. 30, 2024
Jan. 31, 2024
Oct. 31, 2023
Statement Line Items [Line Items]            
Principal amount $ 4,507,180   $ 4,217,642 $ 3,999,160    
EL % 0.11%   0.08%      
Provision for credit commitments [member]            
Statement Line Items [Line Items]            
ECL allowance $ 4,958   $ 3,303 2,402    
Receivable purchase program [member]            
Statement Line Items [Line Items]            
Principal amount $ 3,548,931   $ 3,307,328 3,114,024    
EL % 0.08%   0.02%      
Receivable purchase program [member] | Provision for credit commitments [member]            
Statement Line Items [Line Items]            
ECL allowance $ 3,000 $ 1,971 $ 783 207 $ 65 $ 100
Multi-family residential loans and other [member]            
Statement Line Items [Line Items]            
Principal amount $ 958,249   $ 910,314 885,136    
EL % 0.20%   0.28%      
Multi-family residential loans and other [member] | Provision for credit commitments [member]            
Statement Line Items [Line Items]            
ECL allowance $ 1,958 2,262 $ 2,520 2,195 2,321 2,413
Stage 1 [member]            
Statement Line Items [Line Items]            
Principal amount $ 4,250,345   $ 4,031,800      
EL % 0.09%   0.07%      
Stage 1 [member] | Provision for credit commitments [member]            
Statement Line Items [Line Items]            
ECL allowance $ 3,760   $ 2,996 2,093    
Stage 1 [member] | Receivable purchase program [member]            
Statement Line Items [Line Items]            
Principal amount $ 3,528,735   $ 3,294,675      
EL % 0.07%   0.02%      
Stage 1 [member] | Receivable purchase program [member] | Provision for credit commitments [member]            
Statement Line Items [Line Items]            
ECL allowance $ 2,360 1,911 $ 783 207 65 100
Stage 1 [member] | Multi-family residential loans and other [member]            
Statement Line Items [Line Items]            
Principal amount $ 721,610   $ 737,125      
EL % 0.19%   0.30%      
Stage 1 [member] | Multi-family residential loans and other [member] | Provision for credit commitments [member]            
Statement Line Items [Line Items]            
ECL allowance $ 1,400 1,772 $ 2,213 1,886 1,845 1,845
Stage 2 [member]            
Statement Line Items [Line Items]            
Principal amount $ 225,653   $ 185,774      
EL % 0.52%   0.16%      
Stage 2 [member] | Provision for credit commitments [member]            
Statement Line Items [Line Items]            
ECL allowance $ 1,168   $ 306 309    
Stage 2 [member] | Receivable purchase program [member]            
Statement Line Items [Line Items]            
Principal amount $ 19,846   $ 12,653      
EL % 3.08%   0.00%      
Stage 2 [member] | Receivable purchase program [member] | Provision for credit commitments [member]            
Statement Line Items [Line Items]            
ECL allowance $ 611 4 $ 0 0 0 0
Stage 2 [member] | Multi-family residential loans and other [member]            
Statement Line Items [Line Items]            
Principal amount $ 205,807   $ 173,121      
EL % 0.27%   0.18%      
Stage 2 [member] | Multi-family residential loans and other [member] | Provision for credit commitments [member]            
Statement Line Items [Line Items]            
ECL allowance $ 557 488 $ 306 309 476 568
Financial instruments credit-impaired [member]            
Statement Line Items [Line Items]            
Principal amount $ 31,182   $ 68      
EL % 0.10%   1.47%      
Financial instruments credit-impaired [member] | Provision for credit commitments [member]            
Statement Line Items [Line Items]            
ECL allowance $ 30   $ 1 0    
Financial instruments credit-impaired [member] | Receivable purchase program [member]            
Statement Line Items [Line Items]            
Principal amount $ 351   $ 0      
EL % 8.27%   0.00%      
Financial instruments credit-impaired [member] | Receivable purchase program [member] | Provision for credit commitments [member]            
Statement Line Items [Line Items]            
ECL allowance $ 29 56 $ 0 0 0 0
Financial instruments credit-impaired [member] | Multi-family residential loans and other [member]            
Statement Line Items [Line Items]            
Principal amount $ 30,832   $ 68      
EL % 0.00%   1.47%      
Financial instruments credit-impaired [member] | Multi-family residential loans and other [member] | Provision for credit commitments [member]            
Statement Line Items [Line Items]            
ECL allowance $ 1 $ 2 $ 1 $ 0 $ 0 $ 0