Consolidated Balance Sheets (Current Period Unaudited) - CAD ($) $ in Thousands |
Apr. 30, 2025 |
Oct. 31, 2024 |
Apr. 30, 2024 |
|---|---|---|---|
| Assets | |||
| Cash | $ 340,186 | $ 225,254 | $ 198,808 |
| Securities (note 4) | 104,807 | 299,300 | 103,769 |
| Credit assets, net of allowance for credit losses (note 5) | 4,523,812 | 4,236,116 | 4,018,458 |
| Property and equipment | 24,376 | 23,885 | 24,172 |
| Goodwill | 12,301 | 12,301 | 5,754 |
| Intangible assets | 11,159 | 12,054 | 2,594 |
| Other assets (note 6) | 30,492 | 29,574 | 34,765 |
| Assets | 5,047,133 | 4,838,484 | 4,388,320 |
| Liabilities and Shareholders' Equity | |||
| Deposits | 4,205,185 | 4,144,673 | 3,693,495 |
| Subordinated notes payable (note 7) | 101,844 | 102,503 | 101,108 |
| Other liabilities (note 8) | 211,798 | 192,105 | 193,614 |
| Liabilities | 4,518,827 | 4,439,281 | 3,988,217 |
| Shareholders' equity: | |||
| Share capital (note 9) | 329,799 | 215,610 | 228,471 |
| Contributed surplus | 2,540 | 2,485 | 2,717 |
| Retained earnings | 196,284 | 181,238 | 168,776 |
| Accumulated other comprehensive income (loss) | (317) | (130) | 139 |
| Equity | 528,306 | 399,203 | 400,103 |
| Equity and liabilities | $ 5,047,133 | $ 4,838,484 | $ 4,388,320 |
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- Definition The amount of accumulated items of income and expense (including reclassification adjustments) that are not recognised in profit or loss as required or permitted by other IFRSs. [Refer: IFRSs [member]; Other comprehensive income] Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
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- Definition The amount received or receivable from the issuance of the entity's shares in excess of nominal value and amounts received from other transactions involving the entity's stock or stockholders. Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
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- Definition The amount of a present economic resource controlled by the entity as a result of past events. Economic resource is a right that has the potential to produce economic benefits. Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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- References No definition available.
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- Definition The amount of cash on hand and demand deposits, along with short-term, highly liquid investments that are readily convertible to known amounts of cash and that are subject to an insignificant risk of changes in value. [Refer: Cash; Cash equivalents] Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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- Definition The amount of deposit liabilities from banks held by the entity. Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
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- Definition The amount of residual interest in the assets of the entity after deducting all its liabilities. Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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- References No definition available.
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- Definition The amount of the entity's equity and liabilities. [Refer: Equity; Liabilities] Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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- References No definition available.
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- Definition The amount of assets representing the future economic benefits arising from other assets acquired in a business combination that are not individually identified and separately recognised. [Refer: Total for all business combinations [member]] Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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- Definition The amount of debt instruments, including instruments called debt securities, held by the entity that were issued by a government. [Refer: Debt instruments held; Government [member]] Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
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- Definition The amount of identifiable non-monetary assets without physical substance. This amount does not include goodwill. [Refer: Goodwill] Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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- Definition The nominal value of capital issued. Reference 1: http://www.xbrl.org/2003/role/exampleRef
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- Definition The amount of a present obligation of the entity to transfer an economic resource as a result of past events. Economic resource is a right that has the potential to produce economic benefits. Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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- Definition The amount of loans and advances the entity has made. Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
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- Definition The amount of notes and debentures issued by the entity. Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
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- Definition The amount of assets that the entity does not separately disclose in the same statement or note. Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
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- Definition The amount of liabilities that the entity does not separately disclose in the same statement or note. Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
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- Definition The amount of tangible assets that: (a) are held for use in the production or supply of goods or services, for rental to others, or for administrative purposes; and (b) are expected to be used during more than one period. Note that right-of-use assets are not included. [Contrast: Property, plant and equipment including right-of-use assets] Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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- Definition A component of equity representing the entity's cumulative undistributed earnings or deficit. Reference 1: http://www.xbrl.org/2003/role/exampleRef
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