Income tax provision for the three and six month periods ended April 30, 2025 was $3.2 million ( April 30, 2024 - $4.5 million) and $6.2 million ( April 30, 2024 - $8.7 million). The Bank’s combined statutory federal and provincial income tax rate in Canada is approximately 27% (2024 - 27%). The Bank’s effective rate reflects the statutory rate adjusted for certain items not being taxable or deductible for income tax purposes.