GOF-P7 05/25

SUPPLEMENT DATED MAY 27, 2025

TO THE SUMMARY PROSPECTUS OF EACH

FRANKLIN TEMPLETON FUND LISTED IN SCHEDULE A

 

All references to prospectus@franklintempleton.com in the Summary Prospectus of each fund listed in Schedule A are replaced with prospectus.us.franklintempleton@fisglobal.com.

SCHEDULE A

 

  

Fund

 

Date of
Summary
Prospectus

FRANKLIN ALTERNATIVE STRATEGIES FUNDS

 

K2 Alternative Strategies Fund

October 1, 2024

  

FRANKLIN CALIFORNIA TAX-FREE INCOME FUND

 

Franklin California Tax-Free Income Fund

July 1, 2024

  

FRANKLIN CALIFORNIA TAX-FREE TRUST

 

Franklin California Intermediate-Term Tax-Free Income Fund

November 1, 2024

  

FRANKLIN CUSTODIAN FUNDS

 

Franklin DynaTech Fund

February 1, 2025

Franklin Growth Fund

February 1, 2025

Franklin Income Fund

February 1, 2025

Franklin U.S. Government Securities Fund

February 1, 2025

Franklin Utilities Fund

February 1, 2025

  

FRANKLIN FEDERAL TAX-FREE INCOME FUND

 

Franklin Federal Tax-Free Income Fund

September 1, 2024

  

FRANKLIN FUND ALLOCATOR SERIES

 

Franklin Conservative Allocation Fund

May 1, 2025

Franklin Corefolio Allocation Fund

May 1, 2025

Franklin Global Allocation Fund

May 1, 2025

Franklin Growth Allocation Fund

May 1, 2025

Franklin LifeSmart™ Retirement Income Fund

May 1, 2025

Franklin LifeSmart™ 2020 Retirement Target Fund

May 1, 2025

Franklin LifeSmart™ 2025 Retirement Target Fund

May 1, 2025

Franklin LifeSmart™ 2030 Retirement Target Fund

May 1, 2025


  

Fund

 

Date of
Summary
Prospectus

Franklin LifeSmart™ 2035 Retirement Target Fund

May 1, 2025

Franklin LifeSmart™ 2040 Retirement Target Fund

May 1, 2025

Franklin LifeSmart™ 2045 Retirement Target Fund

May 1, 2025

Franklin LifeSmart™ 2050 Retirement Target Fund

May 1, 2025

Franklin LifeSmart™ 2055 Retirement Target Fund

May 1, 2025

Franklin LifeSmart™ 2060 Retirement Target Fund

May 1, 2025

Franklin Moderate Allocation Fund

May 1, 2025

  

FRANKLIN GLOBAL TRUST

 

Franklin International Growth Fund

December 1, 2024

Franklin Emerging Market Debt Opportunities Fund

December 1, 2024

  

FRANKLIN GOLD AND PRECIOUS METALS FUND

 

Franklin Gold and Precious Metals Fund

December 1, 2024

  

FRANKLIN HIGH INCOME TRUST

 

Franklin High Income Fund

February 1, 2025

  

FRANKLIN INVESTORS SECURITIES TRUST

 

Franklin Convertible Securities Fund

March 1, 2025

Franklin Equity Income Fund

March 1, 2025

Franklin Floating Rate Daily Access Fund

March 1, 2025

Franklin Long Duration Credit Fund

March 1, 2025

Franklin Low Duration Total Return Fund

March 1, 2025

Franklin Low Duration U.S. Government Securities Fund

March 1, 2025

Franklin Managed Income Fund

March 1, 2025

Franklin Total Return Fund

March 1, 2025

  

FRANKLIN MANAGED TRUST

 

Franklin Rising Dividends Fund

February 1, 2025

  

FRANKLIN MUNICIPAL SECURITIES TRUST

 

Franklin California High Yield Municipal Fund

July 1, 2024

  

FRANKLIN MUTUAL SERIES FUNDS

 

Franklin Mutual Beacon Fund

May 1, 2025

Franklin Mutual Global Discovery Fund

May 1, 2025

Franklin Mutual International Value Fund

May 1, 2025

Franklin Mutual Quest Fund

May 1, 2025

Franklin Mutual Shares Fund

May 1, 2025

  

FRANKLIN NEW YORK TAX-FREE INCOME FUND

 

Franklin New York Tax-Free Income Fund

July 1, 2024

  

FRANKLIN NEW YORK TAX-FREE TRUST

 

Franklin New York Intermediate-Term Tax-Free Income Fund

February 1, 2025


  

Fund

 

Date of
Summary
Prospectus

  

FRANKLIN REAL ESTATE SECURITIES TRUST

 

Franklin Real Estate Securities Fund

September 1, 2024

  

FRANKLIN STRATEGIC SERIES

 

Franklin Biotechnology Discovery Fund

September 1, 2024

Franklin Growth Opportunities Fund

September 1, 2024

Franklin Natural Resources Fund

September 1, 2024

Franklin Small Cap Growth Fund

September 1, 2024

Franklin Small-Mid Cap Growth Fund

September 1, 2024

Franklin Core Plus Bond Fund

September 1, 2024

Franklin Templeton SMACS: Series CH

January 1, 2025

Franklin Templeton SMACS: Series E

January 1, 2025

Franklin Templeton SMACS: Series I

January 1, 2025

Franklin Templeton SMACS: Series H

January 1, 2025

  

FRANKLIN TAX-FREE TRUST

 

Franklin Alabama Tax-Free Income Fund

July 1, 2024

Franklin Arizona Tax-Free Income Fund

July 1, 2024

Franklin Colorado Tax-Free Income Fund

July 1, 2024

Franklin Connecticut Tax-Free Income Fund

July 1, 2024

Franklin Federal Intermediate-Term Tax-Free Income Fund

July 1, 2024

Franklin Federal Limited-Term Tax-Free Income Fund

July 1, 2024

Franklin Georgia Tax-Free Income Fund

July 1, 2024

Franklin High Yield Tax-Free Income Fund

July 1, 2024

Franklin Louisiana Tax-Free Income Fund

July 1, 2024

Franklin Maryland Tax-Free Income Fund

July 1, 2024

Franklin Massachusetts Tax-Free Income Fund

July 1, 2024

Franklin Michigan Tax-Free Income Fund

July 1, 2024

Franklin Minnesota Tax-Free Income Fund

July 1, 2024

Franklin Missouri Tax-Free Income Fund

July 1, 2024

Franklin New Jersey Tax-Free Income Fund

July 1, 2024

Franklin North Carolina Tax-Free Income Fund

July 1, 2024

Franklin Ohio Tax-Free Income Fund

July 1, 2024

Franklin Oregon Tax-Free Income Fund

July 1, 2024

Franklin Pennsylvania Tax-Free Income Fund

July 1, 2024

Franklin Virginia Tax-Free Income Fund

July 1, 2024

  

FRANKLIN TEMPLETON TRUST

 

Franklin OnChain U.S. Government Money Fund

January 3, 2025

  


  

Fund

 

Date of
Summary
Prospectus

FRANKLIN TEMPLETON VARIABLE INSURANCE PRODUCTS TRUST

 

Franklin Allocation VIP Fund

May 1, 2025

Franklin DynaTech VIP Fund

May 1, 2025

Franklin Global Real Estate VIP Fund

May 1, 2025

Franklin Growth and Income VIP Fund

May 1, 2025

Franklin Income VIP Fund

May 1, 2025

Franklin Large Cap Growth VIP Fund

May 1, 2025

Franklin Mutual Global Discovery VIP Fund

May 1, 2025

Franklin Mutual Shares VIP Fund

May 1, 2025

Franklin Rising Dividends VIP Fund

May 1, 2025

Franklin Small Cap Value VIP Fund

May 1, 2025

Franklin Small-Mid Cap Growth VIP Fund

May 1, 2025

Franklin Strategic Income VIP Fund

May 1, 2025

Franklin U.S. Government Securities VIP Fund

May 1, 2025

Franklin VolSmart Allocation VIP Fund

May 1, 2025

Templeton Developing Markets VIP Fund

May 1, 2025

Templeton Foreign VIP Fund

May 1, 2025

Templeton Global Bond VIP Fund

May 1, 2025

Templeton Growth VIP Fund

May 1, 2025

  

FRANKLIN U.S. GOVERNMENT MONEY FUND

 

Franklin U.S. Government Money Fund

November 1, 2024

  

FRANKLIN VALUE INVESTORS TRUST

 

Franklin Mutual Small-Mid Cap Value Fund

March 1, 2025

Franklin Mutual U.S. Mid Cap Value Fund

March 1, 2025

Franklin Small Cap Value Fund

March 1, 2025

  

INSTITUTIONAL FIDUCIARY TRUST

 

Money Market Portfolio

November 1, 2024

  

TEMPLETON DEVELOPING MARKETS TRUST

 

Templeton Developing Markets Trust

May 1, 2025

  

TEMPLETON FUNDS

 

Templeton Foreign Fund

January 1, 2025

Templeton World Fund

January 1, 2025

  

TEMPLETON GLOBAL INVESTMENT TRUST

 

Franklin Templeton SMACS: Series EM

January 1, 2025

Templeton Emerging Markets Small Cap Fund

January 1, 2025

Templeton Global Balanced Fund

May 1, 2024

  

TEMPLETON GLOBAL SMALLER COMPANIES FUND

 

Templeton Global Smaller Companies Fund

January 1, 2025

  

TEMPLETON GROWTH FUND, INC.

 


  

Fund

 

Date of
Summary
Prospectus

Templeton Growth Fund, Inc.

January 1, 2025

  

TEMPLETON INCOME TRUST

 

Templeton Global Bond Fund

May 1, 2025

Templeton Global Total Return Fund

May 1, 2025

Templeton International Bond Fund

May 1, 2025

Templeton Sustainable Emerging Markets Bond Fund

May 1, 2025

  

TEMPLETON INSTITUTIONAL FUNDS

 

Foreign Smaller Companies Series

May 1, 2025

International Equity Series

May 1, 2025

Please retain this supplement for future reference.