Exhibit 99.9 Schedule 4
| Loan ID | Seller Loan ID | Investor Loan ID | Loan Program | Guideline Product Name | Originator Name | Originating Entity CDFI Flag | Guideline Name | Guideline Author | Guideline Date | Guideline Version | Application Date | TILA Status | TRID | GSE | Verified Safe Harbor Flag | Verified Safe Harbor Reference Document | QM Regulation Failures | ATR QM Total Points and Fees Audit | Loan Regulation Benchmark Date | Benchmark Rate | AUS Decision System | Rating Result | Property Inspection Waiver (PIW) | Calculated APR | HUD 1 Page 1 Credits Total | Verified Qualifying Rate | Originator Qualifying Rate | Qualifying P&I | Default Interest Rate Present | Default Interest Rate | Annual Property Tax | Monthly Property Tax | Annual Insurance Costs | Monthly Insurance Cost | Annual HOA Costs | Monthly HOA Costs | Monthly Other Costs | PITIA | Residual Income | HOA Questionnaire Flag | HOA Name | HOA Address State | HOA Fee Amount | HOA Next Due Date | HOA Payment Frequency | Originator DTI | TPR Verified DTI | QM DTI | Is Borrower Non Occupant | Is Co Borrower Non Occupant | Co Borrower 2 Asset Verification Level | Co Borrower 3 Asset Verification Level | Co Borrower 2 Income Verification Level | Co Borrower 3 Income Verification Level | Co Borrower 2 Employment Verification Level | Co Borrower 3 Employment Verification Level | Borrower Employment Indicator | Co Borrower Employment Indicator | Co Borrower 2 Employment Indicator | Co Borrower 3 Employment Indicator | Co Borrower 2 Length of Employment | Co Borrower 3 Length of Employment | Document Level | Borrower Years of W2s/1099 | CoBorrower Years of W2s/1099 | Borrower Months of Paystubs Verified | Co Borrower Months of Paystubs Verified | Borrower Employment Gap Letter | Borrower Months of Employment Gap | Co Borrower Employment Gap Letter | Co Borrower Months of Employment Gap | Borrower Years of Personal Tax Returns | Borrower Years of Business Tax Returns | CoBorrower Years of Personal Tax Returns | CoBorrower Years of Business Tax Returns | Years of 4506T | Years of Tax Transcripts | Borrower Award/Offer Letter | Co Borrower Award/Offer Letter | Asset Depletion Flag | Partial Asset Depletion Flag | Asset Depletion Months Amortized | Asset Utilization Flag (No DTI) | Borrower Bank Statements Flag | Borrower Bank Statement Summary/Lender Worksheet | Borrower Number of Personal Bank Statements | Borrower Number of Business Bank Statements | CoBorrower Bank Statements Flag | Co Borrower Bank Statement Summary/Lender Worksheet | CoBorrower Number of Personal Bank Statements | CoBorrower Number of Business Bank Statements | Percent of Income From Statements | Borrower Business Ownership % | CoBorrower Business Ownership % | Bespoke Eligible Assets | Borrower P&L Type | Borrower Number of Months P&L | Borrower P&L Prepared By | CoBorrower P&L Type | CoBorrower P&L Prepared By | CoBorrower Number of Months P&L | Borrower CPA Letter Flag | # of Months CPA verified income | CoBorrower CPA Letter Flag | CoBorrower # of Months CPA verified income | Borrower WVOE Flag | Borrower # of Months Employment Validated WVOE | Borrower # of Months Income Validated WVOE | Borrower WVOE Form Type | CoBorrower WVOE Flag | CoBorrower # of Months WVOE | CoBorrower # of Months Income Validated WVOE | CoBorrower WVOE Form Type | DSCR Flag | TPR DSCR | Originator DSCR | Expense Letter | Income Doc Detail | Tax Return Doc Details | Property Address | Property City | Property State | Property Zip | Property County | Original Credit Report Date | Borrower 1 Credit Report Date | Borrower 2 Credit Report Date | Borrower 3 Credit Report Date | Borrower 4 Credit Report Date | Qualifying Credit Score | Third Wage Earner Original FICO Equifax | Third Wage Earner Original FICO Experian | Third Wage Earner Original FICO Transunion | Fourth Wage Earner Original FICO Equifax | Fourth Wage Earner Original FICO Experian | Fourth Wage Earner Original FICO Transunion | Most Recent Co Borrower 2 FICO | Most Recent Co Borrower 3 FICO | Updated Credit Report Flag | Updated Credit Report Date | Updated FICO Method | Primary Wage Earner Updated FICO Equifax | Primary Wage Earner Updated FICO Experian | Primary Wage Earner Updated FICO Transunion | Secondary Wage Earner Updated FICO Equifax | Secondary Wage Earner Updated FICO Experian | Secondary Wage Earner Updated FICO Transunion | Third Wage Earner Updated FICO Equifax | Third Wage Earner Updated FICO Experian | Third Wage Earner Updated FICO Transunion | Fourth Wage Earner Updated FICO Equifax | Fourth Wage Earner Updated FICO Experian | Fourth Wage Earner Updated FICO Transunion | Updated Primary Borrower FICO | Updated Co Borrower FICO | Updated Co Borrower 2 FICO | Updated Co Borrower 3 FICO | Updated Qualifying FICO | Most Recent Bankruptcy Type | Most Recent Bankruptcy Filing Date | Most Recent Bankruptcy Discharge Date | Number of Bankruptcy Events | Months Bankruptcy 7 11 | Months Bankruptcy 13 | Most Recent Deed in Lieu Date | Number of Deed in Lieu Events | Months Deed in Lieu | Most Recent Short Sale Date | Number of Short Sale Events | Months Short Sale (or Pre FC) | Most Recent Foreclosure Date | Number of Foreclosure Events | Months Foreclosure | Prior Mortgage/Rent Lates 30d in 0-12m | Prior Mortgage/Rent Lates 60d in 0-12m | Prior Mortgage/Rent Lates 90d in 0-12m | Prior Mortgage/Rent Lates 120d+ in 0-12m | Prior Mortgage/Rent Lates 30d in 13-24m | Prior Mortgage/Rent Lates 60d in 13-24m | Prior Mortgage/Rent Lates 90d in 13-24m | Prior Mortgage/Rent Lates 120d+ in 13-24m | Prior Mortgage/Rent Late 30d in 24m | Prior Mortgage/Rent Late 60d in 24m | Prior Mortgage/Rent Late 90d in 24m | Has ACH | Is Equity Shared Loan | Subordinate Lien Type | Subordinate Lien Max Draw Amount (HELOC) | Is Shared Appreciation Mortgage | Borrower Originator Citizenship Designation | Borrower Verified Citizenship Designation | Borrower Individual Tax Identification Number (ITIN)? | Borrower Photo Identification Type | Borrower Photo Identification Other Type | Borrower Photo ID State of Issuance | Borrower Photo ID Country of Issuance | Borrower Photo ID Expiration Date | Borrower Passport Country of Origin | Borrower Passport Expiration Date | Borrower Non-US Citizen Identification Document | Borrower Date of Resident Since/Valid Date | Borrower Non-US Document Expiration Date | Co Borrower Originator Citizenship Designation | Co Borrower Verified Citizenship Designation | Co Borrower Individual Tax Identification Number (ITIN)? | Co Borrower Photo Identification Type | Co Borrower Photo Identification Other Type | Co Borrower Photo ID State of Issuance | Co Borrower Photo ID Country of Issuance | Co Borrower Photo ID Expiration Date | Co Borrower Passport Country of Origin | Co Borrower Passport Expiration Date | Co Borrower Non-US Citizen Identification Document | Co Borrower Date of Resident Since/Valid Date | Co Borrower Non-US Document Expiration Date | Co Borrower 2 Originator Citizenship Designation | Co Borrower 2 Verified Citizenship Designation | Co Borrower 2 Individual Tax Identification Number (ITIN)? | Co Borrower 2 Photo Identification Type | Co Borrower 2 Photo Identification Other Type | Co Borrower 2 Photo ID State of Issuance | Co Borrower 2 Photo ID Country of Issuance | Co Borrower 2 Photo ID Expiration Date | Co Borrower 2 Passport Country of Origin | Co Borrower 2 Passport Expiration Date | Co Borrower 2 Non-US Citizen Identification Document | Co Borrower 2 Date of Resident Since/Valid Date | Co Borrower 2 Non-US Document Expiration Date | Co Borrower 3 Originator Citizenship Designation | Co Borrower 3 Verified Citizenship Designation | Co Borrower 3 Individual Tax Identification Number (ITIN)? | Co Borrower 3 Photo Identification Type | Co Borrower 3 Photo Identification Other Type | Co Borrower 3 Photo ID State of Issuance | Co Borrower 3 Photo ID Country of Issuance | Co Borrower 3 Photo ID Expiration Date | Co Borrower 3 Passport Country of Origin | Co Borrower 3 Passport Expiration Date | Co Borrower 3 Non-US Citizen Identification Document | Co Borrower 3 Date of Resident Since/Valid Date | Co Borrower 3 Non-US Document Expiration Date | Property Rights | Leasehold Lease Expiration Date | Buydown Flag | Assumable Mortgage Flag | Foreign National Alternative Credit Documentation | Liquid / Cash Reserves (ASF) | Months Liquid Reserves | Total Assets Available for Reserves | Months Reserves | Blanket Mortgage Flag | Qualifying HCLTV | Condo Warrantability Flag | E-Note Flag | O&E in lieu of Title Insurance | Business Purpose Flag | Borrower Note Executed As | Co Borrower Note Executed As | Co Borrower 2 Note Executed As | Co Borrower 3 Note Executed As |
| xxxxxx1589 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | XXXX | Manual Underwriting | Manual Underwriting | No | $0.00 | 9.375% | 9.375% | $6,518.84 | No | ** | * | $5,453.40 | $454.45 | $0.00 | $0.00 | $0.00 | $7,670.13 | N/A | XXXX | $0.00 | XXXX | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | Yes | 1.477 | 1.48 | N/A | Borrower | Borrower | XXXX | XXXX | MA | XXXX | XXXX | XXXX | XXXX | XXXX | 757 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | MA | United States | XXXX | N/A | XXXX | XXXX | Fee Simple | No | N/A | .00 | 0.0 | 240672.27 | 31.4 | No | 75.0 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx1631 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | XXXX | Manual Underwriting | Manual Underwriting | No | 8.125% | 8.125% | $1,717.02 | No | ** | * | $2,946.00 | $245.50 | $0.00 | $0.00 | $0.00 | $2,091.19 | N/A | XXXX | $0.00 | XXXX | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | Proceeds from Sale | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | Yes | 1.004 | 1 | N/A | Borrower | Borrower | XXXX | XXXX | OK | XXXX | XXXX | XXXX | XXXX | XXXX | 752 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | OK | United States | XXXX | N/A | XXXX | XXXX | Fee Simple | No | N/A | 7575.56 | 3.6 | 7575.56 | 3.6 | No | 61.67 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx1021 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | XXXX | Manual Underwriting | Manual Underwriting | No | 8.875% | 8.875% | $1,577.37 | No | ** | * | $1,553.76 | $129.48 | $0.00 | $0.00 | $0.00 | $1,911.27 | N/A | XXXX | $0.00 | XXXX | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | Yes | 1.959 | 1.96 | N/A | Borrower | Borrower | XXXX | XXXX | NM | XXXX | XXXX | XXXX | XXXX | XXXX | 693 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | NM | United States | XXXX | N/A | XXXX | XXXX | Fee Simple | No | No | N/A | .00 | 0.0 | 122223.25 | 64.0 | No | 65.0 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx1333 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | XXXX | Manual Underwriting | Manual Underwriting | No | $0.00 | 8.875% | 8.875% | $2,573.75 | No | ** | * | $1,803.00 | $150.25 | $0.00 | $0.00 | $0.00 | $2,817.17 | N/A | XXXX | $0.00 | XXXX | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | Yes | 1.22 | 1.22 | N/A | Borrower | Borrower | XXXX | XXXX | TN | XXXX | XXXX | XXXX | XXXX | XXXX | 747 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | TN | United States | XXXX | N/A | XXXX | XXXX | Fee Simple | No | No | N/A | .00 | 0.0 | 176861.72 | 62.8 | No | 80.0 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx1725 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | XXXX | Manual Underwriting | Manual Underwriting | No | $0.00 | 7.999% | 7.999% | $2,201.08 | No | ** | * | $2,249.04 | $187.42 | $0.00 | $0.00 | $0.00 | $2,663.25 | N/A | XXXX | $0.00 | XXXX | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | Yes | 1.164 | 1.16 | N/A | Borrower | Borrower | XXXX | XXXX | NJ | XXXX | XXXX | XXXX | XXXX | XXXX | 706 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | NJ | United States | XXXX | N/A | XXXX | XXXX | Fee Simple | No | No | N/A | 66408.17 | 24.9 | 75580.92 | 28.4 | No | 66.67 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx2129 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | XXXX | Manual Underwriting | Manual Underwriting | No | $0.00 | 7.250% | 7.250% | $2,120.63 | No | ** | * | $9,611.40 | $800.95 | $0.00 | $0.00 | $0.00 | $3,238.13 | N/A | XXXX | $0.00 | XXXX | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | Yes | 1.025 | 1.03 | N/A | Borrower | Borrower | XXXX | XXXX | FL | XXXX | XXXX | XXXX | XXXX | XXXX | 793 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | FL | United States | XXXX | N/A | XXXX | XXXX | Fee Simple | No | No | N/A | 113847.17 | 35.2 | 113847.17 | 35.2 | No | 65.0 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx1381 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | Yes | No | No | N/A | Appendix Q Documentation | XXXX | 6.460% | Manual Underwriting | Manual Underwriting | No | 0.000% | 8.750% | 8.750% | $3,982.67 | No | ** | * | $1,779.00 | $148.25 | $0.00 | $0.00 | $0.00 | $4,635.09 | N/A | XXXX | $0.00 | XXXX | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | Proceeds from Sale,Proceeds from Sale | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | Yes | 1.32 | 1.32 | N/A | Borrower | Borrower | XXXX | XXXX | PA | XXXX | XXXX | XXXX | XXXX | XXXX | 729 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use | PA | United States | XXXX | N/A | XXXX | XXXX | Fee Simple | No | No | N/A | 180911.59 | 39.0 | 180911.59 | 39.0 | No | 75.0 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx1096 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | Yes | No | No | N/A | Appendix Q Documentation | XXXX | 6.460% | Manual Underwriting | Manual Underwriting | No | 0.000% | 8.750% | 8.750% | $2,802.62 | No | ** | * | $1,647.00 | $137.25 | $0.00 | $0.00 | $0.00 | $3,204.00 | N/A | XXXX | $0.00 | XXXX | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | Yes | 1.31 | 1.31 | N/A | Borrower | Borrower | XXXX | XXXX | PA | XXXX | XXXX | XXXX | XXXX | XXXX | 729 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use | PA | United States | XXXX | N/A | XXXX | XXXX | Fee Simple | No | No | N/A | 26667.34 | 8.3 | 26667.34 | 8.3 | No | 75.0 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx2460 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | XXXX | Manual Underwriting | Manual Underwriting | No | $0.00 | 7.499% | 7.499% | $891.06 | No | ** | * | $929.04 | $77.42 | $3,600.00 | $300.00 | $0.00 | $1,345.54 | Yes | XXXX | DC | $300.00 | XXXX | Monthly | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | Yes | 1.375 | 1.37 | N/A | Borrower | Borrower | XXXX | XXXX | DC | XXXX | XXXX | XXXX | XXXX | XXXX | 753 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | TX | United States | XXXX | N/A | XXXX | XXXX | Fee Simple | No | No | N/A | 14160.24 | 10.5 | 14160.24 | 10.5 | No | 66.04 | Yes | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx1368 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | XXXX | Manual Underwriting | Manual Underwriting | No | $0.00 | 7.499% | 7.499% | $4,928.98 | No | ** | * | $5,259.96 | $438.33 | $0.00 | $0.00 | $0.00 | $6,178.39 | N/A | XXXX | $0.00 | XXXX | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | Yes | 1.003 | 1 | N/A | Borrower | Borrower | XXXX | XXXX | MI | XXXX | XXXX | XXXX | XXXX | XXXX | 683 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | MI | United States | XXXX | N/A | XXXX | XXXX | Fee Simple | No | No | N/A | .00 | 0.0 | 222913.04 | 36.1 | No | 44.76 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx2723 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | Yes | No | No | N/A | Appendix Q Documentation | XXXX | 6.910% | Manual Underwriting | Manual Underwriting | No | 0.000% | 9.625% | 9.625% | $1,682.98 | No | ** | * | $2,817.96 | $234.83 | $0.00 | $0.00 | $0.00 | $2,212.87 | $-947.00 | N/A | XXXX | $0.00 | XXXX | 0.00% | 0.00% | 0.00% | Yes | Yes | Unknown | Unknown | Debt Service Coverage Ratio | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | Yes | 1.22 | 1.22 | N/A | Borrower || Co Borrower | Borrower || Co Borrower | XXXX | XXXX | OH | XXXX | XXXX | XXXX | XXXX | XXXX | 696 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use | OH | United States | XXXX | N/A | XXXX | US Citizen | US Citizen | N/A | Real ID Driver's License | OH | United States | XXXX | N/A | Fee Simple | No | No | N/A | 11526.59 | 5.2 | 11526.59 | 5.2 | No | 75.0 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx1094 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | XXXX | Manual Underwriting | Manual Underwriting | No | 8.499% | 8.499% | $2,637.13 | No | ** | * | $6,454.08 | $537.84 | $0.00 | $0.00 | $0.00 | $3,304.93 | N/A | XXXX | $0.00 | XXXX | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | Yes | 1.238 | 1.24 | N/A | Borrower | Borrower | XXXX | XXXX | LA | XXXX | XXXX | XXXX | XXXX | XXXX | 681 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use | LA | United States | XXXX | N/A | XXXX | XXXX | Fee Simple | No | No | N/A | .00 | 0.0 | 80552.65 | 24.4 | No | 70.0 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx2922 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | Yes | No | No | N/A | Appendix Q Documentation | XXXX | 7.150% | Manual Underwriting | Manual Underwriting | No | 0.000% | 8.875% | 8.875% | $2,100.50 | No | ** | * | $2,763.00 | $230.25 | $0.00 | $0.00 | $0.00 | $2,885.87 | N/A | XXXX | $0.00 | XXXX | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | Yes | 1.04 | 1.04 | N/A | Borrower | Borrower | XXXX | XXXX | TX | XXXX | XXXX | XXXX | XXXX | XXXX | 724 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | TX | United States | XXXX | N/A | XXXX | XXXX | Fee Simple | No | No | N/A | 9345.03 | 3.2 | 9345.03 | 3.2 | No | 80.0 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx2056 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | XXXX | Manual Underwriting | Manual Underwriting | No | 8.375% | 8.375% | $1,116.67 | No | ** | * | $1,398.00 | $116.50 | $0.00 | $0.00 | $0.00 | $1,687.70 | N/A | XXXX | $0.00 | XXXX | 0.00% | 0.00% | 0.00% | Yes | Yes | Unknown | Unknown | Debt Service Coverage Ratio | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | Yes | 1.007 | 1.01 | N/A | Borrower || Co Borrower | Borrower || Co Borrower | XXXX | XXXX | TX | XXXX | XXXX | XXXX | XXXX | XXXX | 735 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | TX | United States | XXXX | N/A | XXXX | US Citizen | US Citizen | N/A | Real ID Driver's License | TX | United States | XXXX | N/A | Fee Simple | No | No | N/A | 65506.38 | 38.8 | 65506.38 | 38.8 | No | 80.0 | N/A | No | No | Yes | Member on Behalf of Entity | Member on Behalf of Entity | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx2890 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | XXXX | Manual Underwriting | Manual Underwriting | No | 10.625% | 10.625% | $1,182.84 | No | ** | * | $1,671.72 | $139.31 | $0.00 | $0.00 | $0.00 | $1,417.27 | N/A | XXXX | $0.00 | XXXX | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | Yes | 1.27 | 1.27 | N/A | Borrower | Borrower | XXXX | XXXX | MD | XXXX | XXXX | XXXX | XXXX | XXXX | 682 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | MD | United States | XXXX | N/A | XXXX | XXXX | Fee Simple | No | No | N/A | 23598.43 | 16.7 | 23598.43 | 16.7 | No | 80.0 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx1763 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | XXXX | Manual Underwriting | Manual Underwriting | No | 9.625% | 9.625% | $2,171.72 | No | ** | * | $1,896.96 | $158.08 | $0.00 | $0.00 | $0.00 | $2,621.18 | N/A | XXXX | $0.00 | XXXX | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | Yes | 1.22 | 1.22 | N/A | Borrower | Borrower | XXXX | XXXX | IL | XXXX | XXXX | XXXX | XXXX | XXXX | 671 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use | IL | United States | XXXX | N/A | XXXX | XXXX | Fee Simple | No | No | N/A | 9034.43 | 3.5 | 9034.43 | 3.5 | No | 70.0 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx2162 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | XXXX | Manual Underwriting | Manual Underwriting | No | $0.00 | 7.750% | 7.750% | $1,808.33 | No | ** | * | $702.96 | $58.58 | $0.00 | $0.00 | $0.00 | $1,949.03 | N/A | XXXX | $0.00 | XXXX | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | Yes | 1.608 | 1.61 | N/A | Borrower | Borrower | XXXX | XXXX | AZ | XXXX | XXXX | XXXX | XXXX | XXXX | 768 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | AZ | United States | XXXX | N/A | XXXX | XXXX | Fee Simple | No | No | N/A | 119868.62 | 61.5 | 119868.62 | 61.5 | No | 80.0 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx1589 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | Yes | No | No | N/A | N/A | XXXX | 7.470% | Manual Underwriting | Manual Underwriting | No | 10.805% | 8.750% | 8.750% | $902.34 | No | ** | * | $546.96 | $45.58 | $0.00 | $0.00 | $0.00 | $1,262.09 | N/A | XXXX | $0.00 | XXXX | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | Yes | 1.07 | 1.07 | N/A | Borrower | Borrower | XXXX | XXXX | OH | XXXX | XXXX | XXXX | XXXX | XXXX | 763 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | OH | United States | XXXX | N/A | XXXX | XXXX | Fee Simple | No | Yes | N/A | 147736.90 | 117.1 | 147736.90 | 117.1 | No | 75.0 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx1079 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | XXXX | Manual Underwriting | Manual Underwriting | No | 8.875% | 8.875% | $1,879.71 | No | ** | * | $8,304.96 | $692.08 | $0.00 | $0.00 | $0.00 | $2,783.38 | N/A | XXXX | $0.00 | XXXX | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | Yes | 1.628 | 1.628 | N/A | Borrower | Borrower | XXXX | XXXX | LA | XXXX | XXXX | XXXX | XXXX | XXXX | 690 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use | LA | United States | XXXX | N/A | XXXX | XXXX | Fee Simple | No | No | N/A | .00 | 0.0 | 20350.11 | 7.3 | No | 75.0 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx1128 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XXXX | 6.690% | Manual Underwriting | Manual Underwriting | No | 9.123% | 8.750% | 8.750% | $4,531.39 | No | ** | * | $1,992.00 | $166.00 | $0.00 | $0.00 | $0.00 | $5,896.81 | $8,672.15 | N/A | XXXX | $0.00 | XXXX | 43.49% | 43.49% | 43.49% | No | Self-Employed | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 12 | 0 | No | N/A | 0 | 0 | 100.00% | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - SESoleProprietor - Personal Bank Statements Verified - 2023, 2024 | Borrower - 2023, 2024 | XXXX | XXXX | NJ | XXXX | XXXX | XXXX | XXXX | XXXX | 671 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | Non Permanent Resident Alien | Undocumented Non-US Citizen | Yes - ITIN Letter/Certificate | Standard Driver's License - Not for federal use | NJ | United States | XXXX | N/A | XXXX | XXXX | Fee Simple | No | No | N/A | 47976.54 | 8.1 | 47976.54 | 8.1 | No | 80.0 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx1874 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | XXXX | Manual Underwriting | Manual Underwriting | No | 7.999% | 7.999% | $3,650.87 | No | ** | * | $2,004.00 | $167.00 | $0.00 | $0.00 | $0.00 | $4,451.23 | $65,871.36 | N/A | XXXX | $0.00 | XXXX | 28.87% | 28.81% | 28.81% | Yes | Self-Employed | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | N/A | 0 | 0 | 100.00% | 50.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - SEPartnership, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - Business Bank Statements Verified - 2023, 2024 | Borrower - 2023, 2024 | XXXX | XXXX | FL | XXXX | XXXX | XXXX | XXXX | XXXX | 701 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | FL | United States | XXXX | N/A | XXXX | XXXX | Fee Simple | No | No | N/A | 66853.53 | 15.0 | 66853.53 | 15.0 | No | 80.0 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx1503 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XXXX | 6.430% | Manual Underwriting | Manual Underwriting | No | 8.723% | 8.375% | 8.375% | $1,489.74 | No | ** | * | $1,799.04 | $149.92 | $0.00 | $0.00 | $0.00 | $1,941.82 | $4,814.78 | N/A | XXXX | $0.00 | XXXX | 38.28% | 38.28% | 38.28% | No | Self-Employed | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | N/A | 0 | 0 | 100.00% | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - SESoleProprietor - Business Bank Statements Verified - 2023, 2024 | Borrower - 2023, 2024 | XXXX | XXXX | FL | XXXX | XXXX | XXXX | XXXX | XXXX | 665 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | Non Permanent Resident Alien | Undocumented Non-US Citizen | Yes - ITIN Letter/Certificate | Consular Card | N/A | XXXX | XXXX | N/A | XXXX | XXXX | Fee Simple | No | No | N/A | 11318.63 | 5.8 | 11318.63 | 5.8 | No | 80.0 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx2597 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XXXX | 6.360% | Manual Underwriting | Manual Underwriting | No | 8.571% | 7.999% | 7.999% | $928.12 | No | ** | * | $801.00 | $66.75 | $0.00 | $0.00 | $0.00 | $1,046.17 | $1,418.83 | N/A | XXXX | $0.00 | XXXX | 42.93% | 42.93% | 42.93% | No | Self-Employed | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | N/A | 0 | 0 | 100.00% | 50.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - SEPartnership - Business Bank Statements Verified - 2023, 2024 | Borrower - 2023, 2024 | XXXX | XXXX | NV | XXXX | XXXX | XXXX | XXXX | XXXX | 708 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | NV | United States | XXXX | N/A | XXXX | XXXX | Fee Simple | No | No | N/A | 52.11 | 0.0 | 117406.69 | 112.2 | No | 43.62 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx2944 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XXXX | 6.400% | Manual Underwriting | Manual Underwriting | No | 7.883% | 7.499% | 7.499% | $6,991.46 | No | ** | * | $6,762.96 | $563.58 | $0.00 | $0.00 | $0.00 | $8,492.96 | $20,748.86 | N/A | XXXX | $0.00 | XXXX | 33.37% | 32.64% | 32.64% | No | Self-Employed | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | N/A | 0 | 0 | 100.00% | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - Business Bank Statements Verified - 2023, 2024 | Borrower - 2023, 2024 | XXXX | XXXX | MD | XXXX | XXXX | XXXX | XXXX | XXXX | 754 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | Non Permanent Resident Alien | Undocumented Non-US Citizen | Yes - ITIN Letter/Certificate | Standard Driver's License - Not for federal use | MD | United States | XXXX | Passport | XXXX | XXXX | Fee Simple | No | No | N/A | 141646.44 | 16.7 | 141646.44 | 16.7 | No | 80.0 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx2780 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XXXX | 6.400% | Manual Underwriting | Manual Underwriting | No | 7.380% | 7.125% | 7.125% | $2,694.87 | No | ** | * | $5,747.16 | $478.93 | $0.00 | $0.00 | $0.00 | $3,776.96 | $4,273.38 | N/A | XXXX | $0.00 | XXXX | 46.91% | 46.92% | 46.92% | No | No | Retired | Self-Employed | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | Yes | Yes | 12 | 0 | 78.45% | 0.00% | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Other - 2024 - 2024 || Co Borrower - SESoleProprietor - Personal Bank Statements Verified - 2023, 2024 | Borrower - 2024 - 2024 || Co Borrower - 2023, 2024 | XXXX | XXXX | CA | XXXX | XXXX | XXXX | XXXX | XXXX | 739 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | CA | United States | XXXX | N/A | XXXX | US Citizen | US Citizen | N/A | Real ID Driver's License | CA | United States | XXXX | N/A | Fee Simple | No | No | N/A | 71820.33 | 19.0 | 84608.67 | 22.4 | No | 58.39 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx2908 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XXXX | 6.400% | Manual Underwriting | Manual Underwriting | No | 8.431% | 7.999% | 7.999% | $2,179.07 | No | ** | * | $1,791.12 | $149.26 | $0.00 | $0.00 | $0.00 | $2,554.26 | $2,663.59 | N/A | XXXX | $0.00 | XXXX | 49.86% | 49.86% | 49.86% | No | Self-Employed | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | N/A | 0 | 0 | 100.00% | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - SESoleProprietor - Business Bank Statements Verified - 2023, 2024 | Borrower - 2023, 2024 | XXXX | XXXX | MA | XXXX | XXXX | XXXX | XXXX | XXXX | 723 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | Non Permanent Resident Alien | Undocumented Non-US Citizen | Yes - ITIN Letter/Certificate | Standard Driver's License - Not for federal use | MA | United States | XXXX | Passport | XXXX | XXXX | Fee Simple | No | No | N/A | 8576.42 | 3.4 | 8576.42 | 3.4 | No | 69.88 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx2132 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XXXX | 6.400% | Manual Underwriting | Manual Underwriting | No | 7.756% | 7.375% | 7.375% | $1,036.01 | No | ** | * | $1,173.96 | $97.83 | $0.00 | $0.00 | $0.00 | $1,326.12 | $7,684.88 | N/A | XXXX | $0.00 | XXXX | 0.00% | 47.73% | 47.73% | No | Self-Employed | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | N/A | 0 | 0 | 100.00% | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - SESoleProprietor - Business Bank Statements Verified - 2023, 2024 | Borrower - 2023, 2024 | XXXX | XXXX | CA | XXXX | XXXX | XXXX | XXXX | XXXX | 666 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use | CA | United States | XXXX | N/A | XXXX | XXXX | Fee Simple | No | No | N/A | .00 | 0.0 | 32316.93 | 24.4 | No | 31.45 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx1196 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | Yes | No | No | N/A | N/A | XXXX | 6.730% | Manual Underwriting | Manual Underwriting | No | 8.422% | 7.875% | 7.875% | $1,972.19 | No | ** | * | $2,465.04 | $205.42 | $120.00 | $10.00 | $0.00 | $2,340.46 | $22,143.67 | N/A | XXXX | AL | $10.00 | XXXX | Annually | 33.77% | 33.52% | 33.52% | Yes | Self-Employed | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | N/A | 0 | 0 | 100.00% | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - Business Bank Statements Verified - 2023, 2024 | Borrower - 2023, 2024 | XXXX | XXXX | AL | XXXX | XXXX | XXXX | XXXX | XXXX | 727 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | AL | United States | XXXX | N/A | XXXX | XXXX | Fee Simple | No | No | N/A | 5131.82 | 2.2 | 78847.09 | 33.7 | No | 80.0 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx2897 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XXXX | 6.760% | Manual Underwriting | Manual Underwriting | No | 9.535% | 8.999% | 8.999% | $4,416.98 | No | ** | * | $2,964.84 | $247.07 | $399.96 | $33.33 | $0.00 | $5,022.72 | $23,912.49 | N/A | XXXX | AL | $33.33 | XXXX | Annually | 30.30% | 28.21% | 28.21% | No | Self-Employed | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | N/A | 0 | 0 | 100.00% | 100.00% | Proceeds from Sale | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - Business Bank Statements Verified - 2023, 2024 | Borrower - 2023, 2024 | XXXX | XXXX | AL | XXXX | XXXX | XXXX | XXXX | XXXX | 727 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use | AL | United States | XXXX | N/A | XXXX | XXXX | Fee Simple | No | No | N/A | 45462.43 | 9.1 | 45462.43 | 9.1 | No | 90.0 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx2513 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XXXX | 6.760% | Manual Underwriting | Manual Underwriting | No | 9.525% | 8.999% | 8.999% | $4,170.66 | No | ** | * | $2,514.96 | $209.58 | $1,254.96 | $104.58 | $0.00 | $5,813.82 | $15,817.01 | N/A | XXXX | TX | $104.58 | XXXX | Annually | 33.92% | 33.92% | 33.92% | No | Self-Employed | 1YR Business P&L | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 3 | No | N/A | 0 | 0 | 0.00% | 100.00% | Audited | 12 | Tax Preparer | N/A | N/A | 0 | Yes | 12 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, Business Bank Statements Verified - 2023, 2024 | Borrower - 2023, 2024 | XXXX | XXXX | TX | XXXX | XXXX | XXXX | XXXX | XXXX | 755 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | OH | United States | XXXX | N/A | XXXX | XXXX | Fee Simple | No | No | N/A | 57963.55 | 10.0 | 57963.55 | 10.0 | No | 90.0 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx2983 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XXXX | 6.360% | Manual Underwriting | Manual Underwriting | No | 7.820% | 7.625% | 7.625% | $2,477.28 | No | ** | * | $4,057.20 | $338.10 | $0.00 | $0.00 | $0.00 | $3,728.32 | $10,233.66 | N/A | XXXX | $0.00 | XXXX | 27.28% | 27.28% | 27.28% | No | Self-Employed | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | N/A | 0 | 0 | 100.00% | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - SECorporation - Business Bank Statements Verified - 2023, 2024 | Borrower - 2023, 2024 | XXXX | XXXX | NJ | XXXX | XXXX | XXXX | XXXX | XXXX | 748 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | Non Permanent Resident Alien | Undocumented Non-US Citizen | Yes - ITIN Letter/Certificate | Other | Driver's License and expired Passport. Acceptable for ITIN borrower | NJ | USA | XXXX | N/A | XXXX | XXXX | Fee Simple | No | No | N/A | 24945.40 | 6.7 | 24945.40 | 6.7 | No | 70.0 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx2080 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XXXX | 6.690% | Manual Underwriting | Manual Underwriting | No | 9.722% | 9.125% | 9.125% | $1,901.87 | No | ** | * | $4,398.96 | $366.58 | $0.00 | $0.00 | $0.00 | $2,479.43 | $14,318.85 | N/A | XXXX | $0.00 | XXXX | 17.72% | 16.76% | 16.76% | No | Self-Employed | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | N/A | 0 | 0 | 93.68% | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - Business Bank Statements Verified - 2023, 2024 | Borrower - 2023, 2024 | XXXX | XXXX | IL | XXXX | XXXX | XXXX | XXXX | XXXX | 717 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use | IL | United States | XXXX | N/A | XXXX | XXXX | Fee Simple | No | No | N/A | 24453.86 | 9.9 | 24453.86 | 9.9 | No | 85.0 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |