HOMES 2025-NQM3 TRUST ABS-15G

Exhibit 99.8 Schedule 4

 

Loan ID Seller Loan ID Investor Loan ID Loan Program Guideline Product Name Originator Name Originating Entity CDFI Flag Guideline Name Guideline Author Guideline Date Guideline Version Application Date TILA Status TRID GSE Verified Safe Harbor Flag Verified Safe Harbor Reference Document QM Regulation Failures ATR QM Total Points and Fees Audit Loan Regulation Benchmark Date Benchmark Rate AUS Decision System Rating Result Property Inspection Waiver (PIW) Calculated APR HUD 1 Page 1 Credits Total Verified Qualifying Rate Originator Qualifying Rate Qualifying P&I Default Interest Rate Present Default Interest Rate Annual Property Tax Monthly Property Tax Annual Insurance Costs Monthly Insurance Cost Annual HOA Costs Monthly HOA Costs Monthly Other Costs PITIA Residual Income HOA Questionnaire Flag HOA Name HOA Address State HOA Fee Amount HOA Next Due Date HOA Payment Frequency Originator DTI TPR Verified DTI QM DTI Is Borrower Non Occupant Is Co Borrower Non Occupant Co Borrower 2 Asset Verification Level Co Borrower 3 Asset Verification Level Co Borrower 2 Income Verification Level Co Borrower 3 Income Verification Level Co Borrower 2 Employment Verification Level Co Borrower 3 Employment Verification Level Borrower Employment Indicator Co Borrower Employment Indicator Co Borrower 2 Employment Indicator Co Borrower 3 Employment Indicator Co Borrower 2 Length of Employment Co Borrower 3 Length of Employment Document Level Borrower Years of W2s/1099 CoBorrower Years of W2s/1099 Borrower Months of Paystubs Verified Co Borrower Months of Paystubs Verified Borrower Employment Gap Letter Borrower Months of Employment Gap Co Borrower Employment Gap Letter Co Borrower Months of Employment Gap Borrower Years of Personal Tax Returns Borrower Years of Business Tax Returns CoBorrower Years of Personal Tax Returns CoBorrower Years of Business Tax Returns Years of 4506T Years of Tax Transcripts Borrower Award/Offer Letter Co Borrower Award/Offer Letter Asset Depletion Flag Partial Asset Depletion Flag Asset Depletion Months Amortized Asset Utilization Flag (No DTI) Borrower Bank Statements Flag Borrower Bank Statement Summary/Lender Worksheet Borrower Number of Personal Bank Statements Borrower Number of Business Bank Statements CoBorrower Bank Statements Flag Co Borrower Bank Statement Summary/Lender Worksheet CoBorrower Number of Personal Bank Statements CoBorrower Number of Business Bank Statements Percent of Income From Statements Borrower Business Ownership % CoBorrower Business Ownership % Bespoke Eligible Assets Borrower P&L Type Borrower Number of Months P&L Borrower P&L Prepared By CoBorrower P&L Type CoBorrower P&L Prepared By CoBorrower Number of Months P&L Borrower CPA Letter Flag # of Months CPA verified income CoBorrower CPA Letter Flag CoBorrower # of Months CPA verified income Borrower WVOE Flag Borrower # of Months Employment Validated WVOE Borrower # of Months Income Validated WVOE Borrower WVOE Form Type CoBorrower WVOE Flag CoBorrower # of Months WVOE CoBorrower # of Months Income Validated WVOE CoBorrower WVOE Form Type DSCR Flag TPR DSCR Originator DSCR Expense Letter Income Doc Detail Tax Return Doc Details Property Address Property City Property State Property Zip Property County Original Credit Report Date Borrower 1 Credit Report Date Borrower 2 Credit Report Date Borrower 3 Credit Report Date Borrower 4 Credit Report Date Qualifying Credit Score Third Wage Earner Original FICO Equifax Third Wage Earner Original FICO Experian Third Wage Earner Original FICO Transunion Fourth Wage Earner Original FICO Equifax Fourth Wage Earner Original FICO Experian Fourth Wage Earner Original FICO Transunion Most Recent Co Borrower 2 FICO Most Recent Co Borrower 3 FICO Updated Credit Report Flag Updated Credit Report Date Updated FICO Method Primary Wage Earner Updated FICO Equifax Primary Wage Earner Updated FICO Experian Primary Wage Earner Updated FICO Transunion Secondary Wage Earner Updated FICO Equifax Secondary Wage Earner Updated FICO Experian Secondary Wage Earner Updated FICO Transunion Third Wage Earner Updated FICO Equifax Third Wage Earner Updated FICO Experian Third Wage Earner Updated FICO Transunion Fourth Wage Earner Updated FICO Equifax Fourth Wage Earner Updated FICO Experian Fourth Wage Earner Updated FICO Transunion Updated Primary Borrower FICO Updated Co Borrower FICO Updated Co Borrower 2 FICO Updated Co Borrower 3 FICO Updated Qualifying FICO Most Recent Bankruptcy Type Most Recent Bankruptcy Filing Date Most Recent Bankruptcy Discharge Date Number of Bankruptcy Events Months Bankruptcy 7 11  Months Bankruptcy 13  Most Recent Deed in Lieu Date Number of Deed in Lieu Events Months Deed in Lieu Most Recent Short Sale Date Number of Short Sale Events Months Short Sale (or Pre FC)  Most Recent Foreclosure Date Number of Foreclosure Events Months Foreclosure Prior Mortgage/Rent Lates 30d in 0-12m Prior Mortgage/Rent Lates 60d in 0-12m Prior Mortgage/Rent Lates 90d in 0-12m Prior Mortgage/Rent Lates 120d+ in 0-12m Prior Mortgage/Rent Lates 30d in 13-24m Prior Mortgage/Rent Lates 60d in 13-24m Prior Mortgage/Rent Lates 90d in 13-24m Prior Mortgage/Rent Lates 120d+ in 13-24m Prior Mortgage/Rent Late 30d in 24m Prior Mortgage/Rent Late 60d in 24m Prior Mortgage/Rent Late 90d in 24m Has ACH Is Equity Shared Loan Subordinate Lien Type Subordinate Lien Max Draw Amount (HELOC) Is Shared Appreciation Mortgage Borrower Originator Citizenship Designation Borrower Verified Citizenship Designation Borrower Individual Tax Identification Number (ITIN)? Borrower Photo Identification Type Borrower Photo Identification Other Type Borrower Photo ID State of Issuance Borrower Photo ID Country of Issuance Borrower Photo ID Expiration Date Borrower Passport Country of Origin Borrower Passport Expiration Date Borrower Non-US Citizen Identification Document Borrower Date of Resident Since/Valid Date Borrower Non-US Document Expiration Date Co Borrower Originator Citizenship Designation Co Borrower Verified Citizenship Designation Co Borrower Individual Tax Identification Number (ITIN)? Co Borrower Photo Identification Type Co Borrower Photo Identification Other Type Co Borrower Photo ID State of Issuance Co Borrower Photo ID Country of Issuance Co Borrower Photo ID Expiration Date Co Borrower Passport Country of Origin Co Borrower Passport Expiration Date Co Borrower Non-US Citizen Identification Document Co Borrower Date of Resident Since/Valid Date Co Borrower Non-US Document Expiration Date Co Borrower 2 Originator Citizenship Designation Co Borrower 2 Verified Citizenship Designation Co Borrower 2 Individual Tax Identification Number (ITIN)? Co Borrower 2 Photo Identification Type Co Borrower 2 Photo Identification Other Type Co Borrower 2 Photo ID State of Issuance Co Borrower 2 Photo ID Country of Issuance Co Borrower 2 Photo ID Expiration Date Co Borrower 2 Passport Country of Origin Co Borrower 2 Passport Expiration Date Co Borrower 2 Non-US Citizen Identification Document Co Borrower 2 Date of Resident Since/Valid Date Co Borrower 2 Non-US Document Expiration Date Co Borrower 3 Originator Citizenship Designation Co Borrower 3 Verified Citizenship Designation Co Borrower 3 Individual Tax Identification Number (ITIN)? Co Borrower 3 Photo Identification Type Co Borrower 3 Photo Identification Other Type Co Borrower 3 Photo ID State of Issuance Co Borrower 3 Photo ID Country of Issuance Co Borrower 3 Photo ID Expiration Date Co Borrower 3 Passport Country of Origin Co Borrower 3 Passport Expiration Date Co Borrower 3 Non-US Citizen Identification Document Co Borrower 3 Date of Resident Since/Valid Date Co Borrower 3 Non-US Document Expiration Date Property Rights Leasehold Lease Expiration Date Buydown Flag Assumable Mortgage Flag Foreign National Alternative Credit Documentation Liquid / Cash Reserves (ASF) Months Liquid Reserves Total Assets Available for Reserves Months Reserves Blanket Mortgage Flag Qualifying HCLTV Condo Warrantability Flag E-Note Flag O&E in lieu of Title Insurance Business Purpose Flag Borrower Note Executed As Co Borrower Note Executed As Co Borrower 2 Note Executed As Co Borrower 3 Note Executed As Borrower1 SSN Borrower2 SSN Borrower 3 SSN Borrower 4 SSN First Time Homebuyer Number of Units Maturity Date Note Type Loan Type Refinance Purpose Borrower 1 Mailing Street Address Borrower 1 Mailing City Borrower 1 Mailing State Borrower 1 Mailing Zip Code Borrower 2 Mailing Street Address Borrower 2 Mailing City Borrower 2 Mailing State Borrower 2 Mailing Zip Code Borrower 3 Mailing Street Borrower 3 Mailing City Borrower 3 Mailing State Borrower 3 Mailing Zip Borrower 4 Mailing Street Borrower 4 Mailing City Borrower 4 Mailing Zip Borrower 4 Mailing State Prepay Penalty Calculation Description Borrower 1 First Name Borrower 1 Last Name Borrower 2 First Name Borrower 2 Last Name Borrower 3 First Name Borrower 3 Last Name Borrower 4 First Name Borrower 4 Last Name Borrower 1 Employer Borrower 1 Position Borrower 2 Employer Borrower 2 Position Borrower 3 Employer Borrower 3 Position Borrower 4 Employer Borrower 4 Position First Time Investor Borrower 1 Years in Industry Borrower 2 Years in Industry Borrower 3 Years in Industry Borrower 4 Years in Industry Borrower 1 ITIN Borrower 2 ITIN Borrower 3 ITIN Borrower 4 ITIN
XXXXXX XXXXXX 1024684 XXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $1,413.52 9.875% 9.875% XXXXXX No   XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX   N/A     XXXXXX     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.101 1.1   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(),
null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified,
null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified,
null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified,
null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified,
null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified
Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(),
null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified
XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX       703                 No                                       NA     0       0     0     0   0 0.0 0.0 0.0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXXXX United States XXXXXX     N/A                                                                                   Fee Simple   No No N/A XXXXXX 59.7 XXXXXX 59.7 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXXXX         1 XXXXXX Fixed DSCR NA XXXXXX XXXXXX XXXXXX XXXXXX                         5%, 5%, 5% XXXXXX XXXXXX                                       N/A      
XXXXXX   1024618 XXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 8.000% 8.000% XXXXXX No   XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX   Yes XXXXXX XXXXXX XXXXXX XXXXXX Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.017 1.02   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX       665                 No                                       NA     0       0     0     0   0 0.0 0.0 0.0 0 0 0 0 0 0 0 Unknown No     No US Citizen           United States                                                                                           Fee Simple   No   N/A XXXXXX 0.0 XXXXXX 92.8 No 44.16 N/A No No Yes Borrower As Individual N/A N/A N/A XXXXXX       false 1 XXXXXX Fixed DSCR Cash Out - Other XXXXXX XXXXXX XXXXXX XXXXXX                         5% XXXXXX XXXXXX             XXXXXX XXXXXX               10              
XXXXXX   1024735 XXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 8.750% 8.750% XXXXXX Yes 35.000% XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX   N/A     XXXXXX     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.093 1.09   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX       746                 No                                       NA     0       0     0     0   0 0.0 0.0 0.0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Real ID Driver's License   XXXXXX United States XXXXXX     N/A                                                                                   Fee Simple   No No N/A XXXXXX 0.0 XXXXXX 118.2 No 75.0 N/A No No Yes Borrower As Individual N/A N/A N/A XXXXXX       false 1 XXXXXX Fixed DSCR Cash Out - Other XXXXXX XXXXXX XXXXXX XXXXXX                         1% XXXXXX XXXXXX             XXXXXX XXXXXX               4       N/A      
XXXXXX   1024559 XXXXXX XXXXXX XXXXXX   XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt No No No   Appendix Q Documentation       Manual Underwriting Manual Underwriting No     5.375% 5.375% XXXXXX No   XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX   N/A     XXXXXX     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio 0 0 NA NA   0     0 0 0 0 0 0 NA NA No No 0 No No   0 0 No   0 0 0.00%       NA 0   NA   0 NA 0 No 0 NA 0 0   NA 0 0   Yes 1.69     Borrower || Co Borrower Borrower || Co Borrower XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX     730                 No                                             0       0     0     0   0 0.0 0.0 0.0 0 0 0 0 0 0 0 Unknown No     No US Citizen           United States             US Citizen           United States                                                                 Fee Simple   No   N/A XXXXXX 40.0 XXXXXX 40.0 No 85 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXXXX XXXXXX     false 1 XXXXXX Fixed DSCR NA XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX                 5% XXXXXX XXXXXX XXXXXX XXXXXX                                          
XXXXXX   1024565 XXXXXX XXXXXX XXXXXX   XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt No No No   Appendix Q Documentation       Manual Underwriting Manual Underwriting No   $0.00 5.875% 5.875% XXXXXX No   XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX   N/A   XXXXXX XXXXXX   Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA   0     0 0 0 0 0 0 NA NA No No 0 No No   0 0 No       0.00%         0         NA 0 No   NA 0 0   NA   0   Yes 1.94     Borrower Borrower XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX       748                 No                                             0       0     0     0   0 0.0 0.0 0.0 0 0 0 0 0 0 0 Unknown No     No US Citizen           United States                                                                                           Fee Simple   No   N/A XXXXXX 8.0 XXXXXX 8.0 No 80 No No No Yes Member on Behalf of Entity N/A N/A N/A XXXXXX       false 1 XXXXXX Fixed DSCR NA XXXXXX XXXXXX XXXXXX XXXXXX                         6 Months Interest XXXXXX XXXXXX                                              
XXXXXX   1024569 XXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No   $0.00 5.500% 5.500% XXXXXX No   XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX   N/A     XXXXXX     0.00% 0.00% 0.00% Yes Yes 1 - Not Stated Not Verified 1 - Not Stated Not Verified 1 - Not Stated, Not Verified 1 - Not Stated, Not Verified 1 - Not Stated, Not Verified 1 - Not Stated, Not Verified Unknown Unknown Unknown Unknown .00 .00 Debt Service Coverage Ratio 0 0 NA NA   0     0 0 0 0 0 0 NA NA No No 0 No No   0 0 No   0 0 0.00%       N/A 0   N/A   0 NA 0 No 0 NA 0 0   NA 0 0   Yes 1.116     Borrower || Co Borrower || Co Borrower 2 || Co Borrower 3 Borrower || Co Borrower || Co Borrower 2 || Co Borrower 3 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 728 749 772 763 726 787 728 763 728 No                                       NA     0       0     0     0   0 0.0 0.0 0.0 0 0 0 0 0 0 0 Unknown No     No US Citizen           United States             US Citizen           United States             US Citizen           United States             US Citizen           United States             Fee Simple   No   N/A XXXXXX 20.6 XXXXXX 24.0 No 85 N/A No No Yes Borrower As Individual Borrower As Individual Borrower As Individual Borrower As Individual XXXXXX XXXXXX XXXXXX XXXXXX false 1 XXXXXX Fixed DSCR NA XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 5% XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX                                  
XXXXXX   1024616 XXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $9,060.00 8.250% 8.250% XXXXXX No   XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX   N/A XXXXXX XXXXXX XXXXXX XXXXXX Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.83 1.82   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX       804                 No                                       NA     0       0     0     0   0 0.0 0.0 0.0 0 0 0 0 0 0 0 Unknown No     No US Citizen           United States                                                                                           Fee Simple   No   N/A XXXXXX 6.0 XXXXXX 6.0 No 75 N/A No No Yes Borrower As Individual N/A N/A N/A XXXXXX         1 XXXXXX Fixed DSCR NA XXXXXX XXXXXX XXXXXX XXXXXX                         5% XXXXXX XXXXXX                                              
XXXXXX   1024627 XXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 9.500% 9.500% XXXXXX No   XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX   N/A     XXXXXX     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.3 1.32   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX     747                 No                                       NA     0       0     0     0   0 0.0 0.0 0.0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Real ID Driver's License   XXXXXX United States XXXXXX     N/A     US Citizen US Citizen N/A Real ID Driver's License   XXXXXX United States XXXXXX     N/A                                                         Fee Simple   No No N/A XXXXXX 461.0 XXXXXX 461.0 No 80.0 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A XXXXXX XXXXXX       1 XXXXXX Fixed DSCR NA XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX                 6 months interest on amount that exceeds 20% XXXXXX XXXXXX XXXXXX XXXXXX                                   N/A N/A    
XXXXXX   1024624 XXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 9.125% 9.125% XXXXXX No   XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX   N/A   XXXXXX XXXXXX   Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.071 1.19   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX       754                 No                                       NA     0       0     0     0   0 0.0 0.0 0.0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Real ID Driver's License   XXXXXX United States XXXXXX     N/A                                                                                   Fee Simple   No   N/A XXXXXX 6.7 XXXXXX 6.7 No 80.0 N/A No No Yes Borrower As Individual N/A N/A N/A XXXXXX         1 XXXXXX Fixed DSCR NA XXXXXX XXXXXX XXXXXX XXXXXX                         6 months interest on amount that exceeds 20% XXXXXX XXXXXX                                       N/A      
XXXXXX   1024641 XXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $6,667.50 8.250% 8.250% XXXXXX No   XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX   N/A     XXXXXX     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.157 1.15   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX       734                 No                                       NA     0       0     0     0   0 0.0 0.0 0.0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXXXX United States XXXXXX     N/A                                                                                   Fee Simple   No No N/A XXXXXX 309.4 XXXXXX 309.4 No 75.0 N/A No No Yes Borrower As Individual N/A N/A N/A XXXXXX       false 1 XXXXXX Fixed DSCR NA XXXXXX XXXXXX XXXXXX XXXXXX                         5% XXXXXX XXXXXX                                       N/A      
XXXXXX   1024679 XXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 8.875% 8.875% XXXXXX No   XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX   N/A     XXXXXX     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%     Stocks/Bonds   0           0 No     0 0       0   Yes 1.372 1.37   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX       736                 No                                       NA     0       0     0     0   0 0.0 0.0 0.0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Real ID Driver's License   XXXXXX United States XXXXXX     N/A                                                                                   Fee Simple   No No N/A XXXXXX 47.6 XXXXXX 47.6 No 80.0 N/A No No Yes Borrower As Individual N/A N/A N/A XXXXXX       false 1 XXXXXX Fixed DSCR NA XXXXXX XXXXXX XXXXXX XXXXXX                         6 months interest on amount that exceeds 20% XXXXXX XXXXXX                                       N/A      
XXXXXX   1024677 XXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $2,585.00 9.000% 8.750% XXXXXX No   XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX   N/A XXXXXX XXXXXX XXXXXX XXXXXX Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.308 1.31   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX       733                 No                                       NA     0       0     0     0   0 0.0 0.0 0.0 0 0 0 0 0 0 0 Unknown No     No Permanent Resident Alien Permanent Non-US Citizen N/A Real ID Driver's License   XXXXXX USA XXXXXX     I-151 Permanent Resident Card   XXXXXX                                                                               Fee Simple   No No N/A XXXXXX 13.6 XXXXXX 13.6 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXXXX       false 1 XXXXXX Fixed DSCR NA XXXXXX XXXXXX XXXXXX XXXXXX                         6 months interest on amount that exceeds 20% XXXXXX XXXXXX                                       N/A      
XXXXXX   1024688 XXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $1,755.00 8.000% 8.000% XXXXXX No   XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX   N/A     XXXXXX     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.263 1.26   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX       742                 No                                       NA     0       0     0     0   1 0.0 0.0 0.0 0 0 0 0 1 0 0 Unknown No     No US Citizen US Citizen N/A Real ID Driver's License   XXXXXX United States XXXXXX     N/A                                                                                   Fee Simple   No No N/A XXXXXX 221.7 XXXXXX 221.7 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXXXX       false 1 XXXXXX Fixed DSCR NA XXXXXX XXXXXX XXXXXX XXXXXX                         5% XXXXXX XXXXXX                                       N/A      
XXXXXX   1024701 XXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $2,400.00 8.625% 8.625% XXXXXX No   XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX   N/A     XXXXXX     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.016 1.02   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX       753                 No                                       NA     0       0     0     0   0 0.0 0.0 0.0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Real ID Driver's License   XXXXXX United States XXXXXX     N/A                                                                                   Fee Simple   No No N/A XXXXXX 24.7 XXXXXX 24.7 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXXXX       false 1 XXXXXX Fixed DSCR NA XXXXXX XXXXXX XXXXXX XXXXXX                         No Prepayment Penalty XXXXXX XXXXXX                                       N/A      
XXXXXX   1024690 XXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $5,115.00 8.125% 8.125% XXXXXX No   XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX   N/A     XXXXXX     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.076 1.08 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX       762                 No                                       NA     0       0     0     0   0 0.0 0.0 0.0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Real ID Driver's License   XXXXXX United States XXXXXX     N/A                                                                                   Fee Simple   No No N/A XXXXXX 17.9 XXXXXX 17.9 No 75.0 N/A No No Yes Borrower As Individual N/A N/A N/A XXXXXX       false 1 XXXXXX Fixed DSCR NA XXXXXX XXXXXX XXXXXX XXXXXX                         5% XXXXXX XXXXXX                                       N/A      
XXXXXX   1024707 XXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 8.625% 8.625% XXXXXX No   XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX   N/A     XXXXXX     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.529 1.52 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX       715                 No                                       NA     0       0     0     0   0 0.0 0.0 0.0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXXXX United States XXXXXX     N/A                                                                                   Fee Simple   No Unknown N/A XXXXXX 6.7 XXXXXX 14.0 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXXXX       false 1 XXXXXX Fixed DSCR Cash Out - Other XXXXXX XXXXXX XXXXXX XXXXXX                         5% XXXXXX XXXXXX                                       N/A      
XXXXXX   1024752 XXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $2,050.50 8.375% 8.375% XXXXXX No   XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX   N/A     XXXXXX     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.151 1.15   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX       714                 No                                       NA     0       0     0     0   0 0.0 0.0 0.0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Real ID Driver's License   XXXXXX United States XXXXXX     N/A                                                                                   Fee Simple   No No N/A XXXXXX 287.1 XXXXXX 287.1 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXXXX       false 1 XXXXXX Fixed DSCR NA XXXXXX XXXXXX XXXXXX XXXXXX                         5% XXXXXX XXXXXX                                       N/A      
XXXXXX   1024753 XXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     8.375% 8.375% XXXXXX No   XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX   N/A     XXXXXX     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.2 1.2   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX       714                 No                                       NA     0       0     0     0   0 0.0 0.0 0.0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Real ID Driver's License   XXXXXX United States XXXXXX     N/A                                                                                   Fee Simple   No No N/A XXXXXX 240.0 XXXXXX 240.0 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXXXX       false 1 XXXXXX Fixed DSCR NA XXXXXX XXXXXX XXXXXX XXXXXX                         5% XXXXXX XXXXXX                                       N/A      
XXXXXX   1024759 XXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     9.625%   XXXXXX No   XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX   N/A     XXXXXX     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.084 1.08   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX       721                 No                                       NA     0       0     0     0   0 0.0 0.0 0.0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Real ID Driver's License   XXXXXX United States XXXXXX     N/A                                                                                   Fee Simple   No Unknown N/A XXXXXX 84.5 XXXXXX 84.5 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXXXX       false 1 XXXXXX Fixed DSCR   XXXXXX XXXXXX XXXXXX XXXXXX                         6 months interest on amount that exceeds 20% XXXXXX XXXXXX                                       N/A      
XXXXXX   1024764 XXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     8.500% 8.500% XXXXXX No   XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX   N/A     XXXXXX     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.274 1.27 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX       776                 No                                       NA     0       0     0     0   0 0.0 0.0 0.0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Real ID Driver's License   XXXXXX United States XXXXXX     N/A                                                                                   Fee Simple   No No N/A XXXXXX 10.1 XXXXXX 10.1 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXXXX       false 1 XXXXXX Fixed DSCR NA XXXXXX XXXXXX XXXXXX XXXXXX                         5% XXXXXX XXXXXX                                       N/A      
XXXXXX   1024802 XXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     8.125% 8.125% XXXXXX No   XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX   N/A     XXXXXX     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.007 1.0   Borrower Borrower XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX       732                 No                                       NA     0       0     0     0   0 0.0 0.0 0.0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Real ID Driver's License   XXXXXX United States XXXXXX     N/A                                                                                   Fee Simple   No No N/A XXXXXX 78.8 XXXXXX 78.8 No 75.0 N/A No No Yes Borrower As Individual N/A N/A N/A XXXXXX       false 4 XXXXXX Fixed DSCR NA XXXXXX XXXXXX XXXXXX XXXXXX                         No Prepayment Penalty XXXXXX XXXXXX                                       N/A      
XXXXXX   1024819 XXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     8.500% 8.500% XXXXXX No   XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX   N/A XXXXXX XXXXXX XXXXXX   Monthly 0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.004 1.0   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX     741                 No                                       NA     0       0     0     0   0 0.0 0.0 0.0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXXXX United States XXXXXX     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   XXXXXX United States XXXXXX     N/A                                                         Fee Simple   No No N/A XXXXXX 48.8 XXXXXX 67.2 No 71.91 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXXXX XXXXXX     false 1 XXXXXX Fixed DSCR Cash Out - Other XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX                 No Prepayment Penalty XXXXXX XXXXXX XXXXXX XXXXXX             XXXXXX                     N/A N/A    
XXXXXX   1024813 XXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     8.500% 8.500% XXXXXX No   XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX   N/A     XXXXXX     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.253 1.25   Borrower Borrower XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX       703                 No                                       NA     0       0     0     0   0 0.0 0.0 0.0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Real ID Driver's License   XXXXXX United States XXXXXX     N/A                                                                                   Fee Simple   No No N/A XXXXXX 0.0 XXXXXX 21.6 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXXXX       false 4 XXXXXX Fixed DSCR Cash Out - Other XXXXXX XXXXXX XXXXXX XXXXXX                         No Prepayment Penalty XXXXXX XXXXXX                                       N/A      
XXXXXX   1024832 XXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.000% 7.000% XXXXXX No   XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX   N/A XXXXXX   XXXXXX     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 2.32 2.32   Borrower Borrower XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX       758                 No                                       NA     0       0     0     0   0 0.0 0.0 0.0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXXXX United States XXXXXX     N/A                                                                                   Fee Simple   No No N/A XXXXXX 85.3 XXXXXX 85.3 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXXXX       false 1 XXXXXX Fixed DSCR NA XXXXXX XXXXXX XXXXXX XXXXXX                         6 months interest on amount that exceeds 20% XXXXXX XXXXXX                                       N/A      
XXXXXX   1024675 XXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 8.625% 8.625% XXXXXX No   XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX   N/A     XXXXXX     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.002 1   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX       749                 No                                       NA     0       0     0     0   0 0.0 0.0 0.0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXXXX United States XXXXXX     N/A                                                                                   Fee Simple   No No N/A XXXXXX 0.0 XXXXXX 98.4 No 71.87 N/A No No Yes Borrower As Individual N/A N/A N/A XXXXXX       false 1 XXXXXX Fixed DSCR Cash Out - Other XXXXXX XXXXXX XXXXXX XXXXXX                         5% XXXXXX XXXXXX                                       N/A      
XXXXXX   1024823 XXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     8.750% 8.750% XXXXXX No   XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX   N/A     XXXXXX     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.112 1.12   Borrower Borrower XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX       655                 No                                       NA     0       0     0     0   0 0.0 0.0 0.0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Real ID Driver's License   XXXXXX United States XXXXXX     N/A                                                                                   Fee Simple   No No N/A XXXXXX 32.5 XXXXXX 32.5 No 74.99 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXXXX       true 1 XXXXXX Fixed DSCR NA XXXXXX XXXXXX XXXXXX XXXXXX                         6 months interest on amount that exceeds 20% XXXXXX XXXXXX                                       N/A      
XXXXXX   1024831 XXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     10.125% 10.125% XXXXXX No   XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX   N/A XXXXXX   XXXXXX     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.334 1.33   Borrower Borrower XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX       647                 No                                       NA     0       0     0     0   0 0.0 0.0 0.0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Other Driver's License Update XXXXXX United States XXXXXX     N/A                                                                                   Fee Simple   No No N/A XXXXXX 0.0 XXXXXX 29.4 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXXXX       false 1 XXXXXX Fixed DSCR Cash Out - Other XXXXXX XXXXXX XXXXXX XXXXXX                         5% XXXXXX XXXXXX                                       N/A      
XXXXXX   1024550 XXXXXX XXXXXX XXXXXX   XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt No No No   Appendix Q Documentation       Manual Underwriting Manual Underwriting No   $0.00 4.875% 4.875% XXXXXX No   XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX   N/A     XXXXXX     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA   0     0 0 0 0 0 0 NA NA No No 0 No No   0 0 No       0.00%     Proceeds from Sale NA 0   NA     NA 0 No   NA 0 0   NA   0   Yes 1.02     Borrower Borrower XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX       692                 No                                       NA     0       0     0     0   0 0.0 0.0 0.0 0 0 0 0 0 0 0 Unknown No     No US Citizen           United States                                                                                           Fee Simple   No   N/A XXXXXX 37.0 XXXXXX 37.0 No 80 N/A No No Yes Borrower As Individual N/A N/A N/A XXXXXX       false 1 XXXXXX Fixed DSCR NA XXXXXX XXXXXX XXXXXX XXXXXX                         5% XXXXXX XXXXXX                                              
XXXXXX   1024556 XXXXXX XXXXXX XXXXXX   XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt No No No   Appendix Q Documentation       Manual Underwriting Manual Underwriting No   $204.40 4.750% 4.750% XXXXXX No   XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX   N/A XXXXXX XXXXXX XXXXXX   Monthly 0.00% 0.00% 0.00% Yes   1 - Not Stated Not Verified 1 - Not Stated Not Verified         Unknown           Debt Service Coverage Ratio 0 0 NA NA   0     0 0 0 0 0 0 NA NA No No 0 No No   0 0 No       0.00%       NA 0   NA     NA 0 No   NA 0 0   NA   0   Yes 2.6   N/A Borrower Borrower XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX       760                 No                                             0       0     0     0   0 0.0 0.0 0.0 0 0 0 0 0 0 0 Unknown No     No US Citizen           United States                                                                                           Fee Simple   No   N/A XXXXXX 81.0 XXXXXX 81.0 No 80 N/A No No Yes Borrower As Individual N/A N/A N/A XXXXXX       false 1 XXXXXX Fixed DSCR Cash Out - Other XXXXXX XXXXXX XXXXXX XXXXXX                         6 Months Interest XXXXXX XXXXXX                                              
XXXXXX   1024561 XXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No   $0.00 4.375% 4.250% XXXXXX No   XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX   No   XXXXXX XXXXXX   Monthly 0.00% 0.00% 0.00% Yes   1 - Not Stated Not Verified 1 - Not Stated Not Verified         Unknown           Debt Service Coverage Ratio 0 0 NA NA   0     0 0 0 0 0 0 NA NA No No 0 No No   0 0 No       0.00%         0         NA 0 No   NA 0 0   NA   0   Yes 1.82     Borrower Borrower XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX       757                 No                                       NA     0       0     0     0   0 0.0 0.0 0.0 0 0 0 0 0 0 0 Unknown No     No US Citizen           United States                                                                                           Fee Simple   No   N/A XXXXXX 37.0 XXXXXX 37.0 No 80 N/A No No Yes Borrower As Individual N/A N/A N/A XXXXXX       false 1 XXXXXX Fixed DSCR Cash Out - Other XXXXXX XXXXXX XXXXXX XXXXXX                         5% XXXXXX XXXXXX                                              
XXXXXX   1024567 XXXXXX XXXXXX XXXXXX   XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt No No No   Appendix Q Documentation       Manual Underwriting Manual Underwriting No     5.500% 5.500% XXXXXX No   XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX   N/A     XXXXXX     0.00% 0.00% 0.00% Yes   1 - Not Stated Not Verified 1 - Not Stated Not Verified         Unknown           Debt Service Coverage Ratio 0 0 NA NA   0     0 0 0 0 0 0 NA NA No No 0 No No   0 0 No       0.00%       N/A 0   N/A     NA 0 No   NA 0 0   NA   0   Yes 1.25     Borrower Borrower XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX       760                 No                                       NA     0       0     0     0   0 0.0 0.0 0.0 0 0 0 0 0 0 0 Unknown No     No US Citizen           United States                                                                                           Fee Simple   No   N/A XXXXXX 30.0 XXXXXX 30.0 No 80 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXXXX       true 1 XXXXXX Fixed DSCR NA XXXXXX XXXXXX XXXXXX XXXXXX                         5% XXXXXX XXXXXX                                              
XXXXXX   1024637 XXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 8.750% 8.750% XXXXXX No   XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX   N/A     XXXXXX     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.762 1.76   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX       721                 No                                       NA     0       0     0     0   0 0.0 0.0 0.0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXXXX United States XXXXXX     N/A                                                                                   Fee Simple   No No N/A XXXXXX 5.9 XXXXXX 5.9 No 80.0 N/A No No Yes Borrower As Individual N/A N/A N/A XXXXXX       false 1 XXXXXX Fixed DSCR No Cash Out - Borrower Initiated XXXXXX XXXXXX XXXXXX XXXXXX                         No Prepayment Penalty XXXXXX XXXXXX                                       N/A      
XXXXXX   1024720 XXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $3,762.50 8.000% 8.000% XXXXXX No   XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX   N/A XXXXXX XXXXXX XXXXXX XXXXXX Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.657 1.65   Borrower Borrower XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX       705                 No                                       NA     0       0     0     0   0 0.0 0.0 0.0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXXXX United States XXXXXX     N/A                                                                                   Fee Simple   No No N/A XXXXXX 4.7 XXXXXX 4.7 No 70.0 N/A No No Yes Borrower As Individual N/A N/A N/A XXXXXX       false 1 XXXXXX Fixed DSCR NA XXXXXX XXXXXX XXXXXX XXXXXX                         5% XXXXXX XXXXXX                                       N/A      
XXXXXX   1024721 XXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $549.25 8.000% 8.000% XXXXXX No   XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX   N/A XXXXXX XXXXXX XXXXXX XXXXXX Annually 0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.237 1.23   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX     738                 No                                       NA     0       0     0     0   0 0.0 0.0 0.0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Real ID Driver's License   XXXXXX United States XXXXXX     N/A     US Citizen US Citizen N/A Real ID Driver's License   XXXXXX United States XXXXXX     N/A                                                         Fee Simple   No Unknown N/A XXXXXX 9.2 XXXXXX 9.2 No 65.0 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A XXXXXX XXXXXX     false 1 XXXXXX Fixed DSCR NA XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX                 5% XXXXXX XXXXXX XXXXXX XXXXXX                                   N/A N/A    
XXXXXX   1024827 XXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.625% 7.625% XXXXXX No   XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX   N/A XXXXXX XXXXXX XXXXXX   Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.435 1.42   Borrower Borrower XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX       793                 No                                       NA     0       0     0     0   0 0.0 0.0 0.0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Real ID Driver's License   XXXXXX United States XXXXXX     N/A                                                                                   Fee Simple   No No N/A XXXXXX 138.7 XXXXXX 138.7 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXXXX       false 4 XXXXXX Fixed DSCR NA XXXXXX XXXXXX XXXXXX XXXXXX                         6 months interest on amount that exceeds 20% XXXXXX XXXXXX                                       N/A      
XXXXXX   1024746 XXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     8.750% 8.750% XXXXXX No   XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX   N/A     XXXXXX     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.066 1.06   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX     735                 No                                       NA     0       0     0     0   0 0.0 0.0 0.0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Real ID Driver's License   XXXXXX United States XXXXXX     N/A     US Citizen US Citizen N/A Real ID Driver's License   XXXXXX United States XXXXXX     N/A                                                         Fee Simple   No No N/A XXXXXX 27.8 XXXXXX 27.8 No 80.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXXXX XXXXXX     false 1 XXXXXX Fixed DSCR NA XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX                 5% XXXXXX XXXXXX XXXXXX XXXXXX                                   N/A N/A    
XXXXXX   1024555 XXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt No Yes No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 5.250% 5.250% XXXXXX No   XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX   N/A     XXXXXX     0.00% 0.00% 0.00% Yes Yes 1 - Not Stated Not Verified 1 - Not Stated Not Verified         Unknown Unknown         Debt Service Coverage Ratio 0 0 NA NA   0     0 0 0 0 0 0 NA NA No No 0 No No   0 0 No   0 0 0.00%       NA 0   NA   0 NA 0 No 0 NA 0 0   NA 0 0   Yes 1.626     Borrower || Co Borrower Borrower || Co Borrower XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX     751                 No                                       NA     0       0     0     0   0 0.0 0.0 0.0 0 0 0 0 0 0 0 Unknown No     No US Citizen           United States             US Citizen           United States                                                                 Fee Simple   No   N/A XXXXXX 162.0 XXXXXX 162.0 No 75 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXXXX XXXXXX     false 1 XXXXXX Fixed DSCR Cash Out - Other XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX                 5% XXXXXX XXXXXX XXXXXX XXXXXX         XXXXXX XXXXXX XXXXXX XXXXXX           15              
XXXXXX   1024554 XXXXXX XXXXXX XXXXXX   XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt No No No   Appendix Q Documentation       Manual Underwriting Manual Underwriting No   $0.00 5.375% 5.375% XXXXXX No   XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX   N/A     XXXXXX     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio 0 0 NA NA   0     0 0 0 0 0 0 NA NA No No 0 No No   0 0 No   0 0 0.00%       NA 0   NA   0 NA 0 No 0 NA 0 0   NA 0 0   Yes 2.02     Borrower || Co Borrower Borrower || Co Borrower XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX     713                 No                                             0       0     0     0   0 0.0 0.0 0.0 0 0 0 0 0 0 0 Unknown No     No US Citizen           United States             US Citizen           United States                                                                 Fee Simple   No   N/A XXXXXX 15.0 XXXXXX 15.0 No 68.97 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A XXXXXX XXXXXX     false 1 XXXXXX Fixed DSCR NA XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX                 5% XXXXXX XXXXXX XXXXXX XXXXXX                                          
XXXXXX   1024562 XXXXXX XXXXXX XXXXXX   XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt No No No   Appendix Q Documentation       Manual Underwriting Manual Underwriting No   $0.00 5.375% 5.375% XXXXXX No   XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX   Yes XXXXXX XXXXXX XXXXXX   Monthly 0.00% 0.00% 0.00% Yes   1 - Not Stated Not Verified 1 - Not Stated Not Verified         Not Employed           Debt Service Coverage Ratio 0 0 NA NA   0     0 0 0 0 0 0 NA NA No No 0 No No   0 0 No       0.00%         0         NA 0 No   NA 0 0   NA   0   Yes 0.5     Borrower Borrower XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX       782                 No                                       NA     0       0     0     0   0 0.0 0.0 0.0 0 0 0 0 0 0 0 Unknown No     No US Citizen           United States                                                                                           Fee Simple   No   N/A XXXXXX 39.0 XXXXXX 39.0 No 85 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXXXX       false 1 XXXXXX Fixed DSCR NA XXXXXX XXXXXX XXXXXX XXXXXX                         5% XXXXXX XXXXXX                                              
XXXXXX   1024634 XXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.875% 7.875% XXXXXX No   XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX   N/A   XXXXXX XXXXXX   Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.101 1.19   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX       778                 No                                       NA     0       0     0     0   0 0.0 0.0 0.0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Enhanced Driver's License (MI, MN, NY, VT, WA)   XXXXXX United States XXXXXX     N/A                                                                                   Fee Simple   No No N/A XXXXXX 7.5 XXXXXX 7.5 No 74.22 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXXXX         1 XXXXXX Fixed DSCR NA XXXXXX XXXXXX XXXXXX XXXXXX                         5% XXXXXX XXXXXX                                       N/A      
XXXXXX   1024638 XXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 8.125% 8.125% XXXXXX No   XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX   N/A     XXXXXX     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%     Proceeds from Sale   0       0   0 No 0   0 0     0 0   Yes 1.005 1   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX     770                 No                                       NA     0       0     0     0   0 0.0 0.0 0.0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Real ID Driver's License   XXXXXX United States XXXXXX     N/A     US Citizen US Citizen N/A Real ID Driver's License   XXXXXX United States XXXXXX     N/A                                                         Fee Simple   No No N/A XXXXXX 203.9 XXXXXX 83.6 No 75.0 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A XXXXXX XXXXXX       1 XXXXXX Fixed DSCR NA XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX                 No Prepayment Penalty XXXXXX XXXXXX XXXXXX XXXXXX                                   N/A N/A    
XXXXXX   1024651 XXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $330.00 8.875% 8.875% XXXXXX No   XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX   N/A     XXXXXX     0.00% 0.00% 0.00% Yes Yes 4 - Verified 2+ Mos   1 - Not Stated, Not Verified   1 - Not Stated, Not Verified   Unknown Unknown Unknown   .00   Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.323 1.32   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower 2 - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower 2 - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX   755 800 808 788       800   No                                       NA     0       0     0     0   0 0.0 0.0 0.0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Real ID Driver's License   XXXXXX United States XXXXXX     N/A     US Citizen US Citizen N/A Real ID Driver's License   XXXXXX United States XXXXXX     N/A     US Citizen US Citizen N/A Real ID Driver's License   FL United States 02-05-2028     N/A                               Fee Simple   No No N/A XXXXXX 65.4 XXXXXX 65.4 No 80.0 N/A No No Yes Borrower As Individual Borrower As Individual Borrower As Individual N/A XXXXXX XXXXXX XXXXXX   false 1 XXXXXX Fixed DSCR NA XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX   Vero Beach     5% XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX                               N/A N/A N/A  
XXXXXX   1024678 XXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 8.625% 8.625% XXXXXX No   XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX   N/A     XXXXXX     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.795 1.79   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX     741                 No                                       NA     0       0     0     0   0 0.0 0.0 0.0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Real ID Driver's License   XXXXXX United States XXXXXX     N/A     US Citizen US Citizen N/A Real ID Driver's License   XXXXXX United States XXXXXX     N/A                                                         Fee Simple   No No N/A XXXXXX 13.4 XXXXXX 13.4 No 75.0 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A XXXXXX XXXXXX     false 1 XXXXXX Fixed DSCR NA XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX                 6 months interest on amount that exceeds 20% XXXXXX XXXXXX XXXXXX XXXXXX                                   N/A N/A    
XXXXXX   1024680 XXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $157.50 8.250% 8.250% XXXXXX No   XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX   N/A     XXXXXX     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.156 1.16   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX       708                 No                                       NA     0       0     0     0   0 0.0 0.0 0.0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Real ID Driver's License   XXXXXX United States XXXXXX     N/A                                                                                   Fee Simple   No No N/A XXXXXX 29.3 XXXXXX 29.3 No 70.0 N/A No No Yes Borrower As Individual N/A N/A N/A XXXXXX       false 1 XXXXXX Fixed DSCR NA XXXXXX XXXXXX XXXXXX XXXXXX                         6 months interest on amount that exceeds 20% XXXXXX XXXXXX                                       N/A      
XXXXXX   1024706 XXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $765.00 8.125% 8.125% XXXXXX No   XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX   N/A     XXXXXX     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%     Stocks/Bonds   0           0 No     0 0       0   Yes 1.721 1.72   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX       786                 No                                       NA     0       0     0     0   0 0.0 0.0 0.0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Real ID Driver's License   XXXXXX United States XXXXXX     N/A                                                                                   Fee Simple   No No N/A XXXXXX 29.0 XXXXXX 29.0 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXXXX       false 1 XXXXXX Fixed DSCR NA XXXXXX XXXXXX XXXXXX XXXXXX                         6 months interest on amount that exceeds 20% XXXXXX XXXXXX                                       N/A      
XXXXXX   1024713 XXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $1,130.63 8.250% 8.250% XXXXXX No   XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX   N/A XXXXXX XXXXXX XXXXXX   Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.133 1.13   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX       751                 No                                       NA     0       0     0     0   0 0.0 0.0 0.0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Real ID Driver's License   XXXXXX United States XXXXXX     N/A                                                                                   Fee Simple   No No N/A XXXXXX 14.2 XXXXXX 14.2 No 75.0 N/A No No Yes Borrower As Individual N/A N/A N/A XXXXXX       false 1 XXXXXX Fixed DSCR NA XXXXXX XXXXXX XXXXXX XXXXXX                         6 months interest on amount that exceeds 20% XXXXXX XXXXXX                                       N/A      
XXXXXX   1024717 XXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.750% 7.750% XXXXXX No   XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX   N/A XXXXXX XXXXXX XXXXXX XXXXXX Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.277 1.27   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX       771                 No                                       NA     0       0     0     0   0 0.0 0.0 0.0 0 0 0 0 0 0 0 Unknown No   $Borrower As Individual No US Citizen US Citizen N/A Real ID Driver's License   XXXXXX United States XXXXXX     N/A                                                                                   Fee Simple   No Unknown N/A XXXXXX 6.0 XXXXXX 6.0 No 75.0 N/A No No Yes Borrower As Individual N/A N/A N/A XXXXXX       true 1 XXXXXX Fixed DSCR NA XXXXXX XXXXXX XXXXXX XXXXXX                         6 months interest on amount that exceeds 20% XXXXXX XXXXXX                                       N/A      
XXXXXX   1024726 XXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 8.375% 8.375% XXXXXX No   XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX   N/A XXXXXX XXXXXX XXXXXX XXXXXX Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.019 1.01   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX       718                 No                                       NA     0       0     0     0   0 0.0 0.0 0.0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Real ID Driver's License   XXXXXX United States XXXXXX     N/A                                                                                   Fee Simple   No No N/A XXXXXX 12.3 XXXXXX 12.3 No 75.0 N/A No No Yes Borrower As Individual N/A N/A N/A XXXXXX       false 1 XXXXXX Fixed DSCR NA XXXXXX XXXXXX XXXXXX XXXXXX                         No Prepayment Penalty XXXXXX XXXXXX                                       N/A      
XXXXXX   1024771 XXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     11.625% 11.625% XXXXXX No   XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX   N/A XXXXXX   XXXXXX     0.00% 0.00% 0.00% Yes Yes 3 - Verified<2Mos   1 - Not Stated, Not Verified   1 - Not Stated, Not Verified   Unknown Unknown Unknown   .00   Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.339 1.33   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower 2 - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower 2 - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX   685 723 736 748       736   No                                       NA     0       0     0     0   0 0.0 0.0 0.0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Real ID Driver's License   XXXXXX United States XXXXXX     N/A     Permanent Resident Alien Permanent Non-US Citizen N/A Real ID Driver's License   XXXXXX USA XXXXXX     I-151 Permanent Resident Card   06-03-2026 US Citizen US Citizen N/A Real ID Driver's License   IN United States 02-18-2024     N/A                               Fee Simple   No Unknown N/A XXXXXX 0.0 XXXXXX 527.2 No 75.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity Member on Behalf of Entity N/A XXXXXX XXXXXX XXXXXX   false 4 XXXXXX Fixed DSCR Cash Out - Other XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX   LAWRENCEBURG     No Prepayment Penalty XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX                               N/A N/A N/A  
XXXXXX   1024768 XXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     8.875% 8.875% XXXXXX No   XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX   N/A     XXXXXX     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.026 1.02   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX     729                 No                                       NA     0       0     0     0   0 0.0 0.0 0.0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Real ID Driver's License   XXXXXX United States XXXXXX     N/A     US Citizen           United States                                                                 Fee Simple   No Unknown N/A XXXXXX 29.2 XXXXXX 29.2 No 75.0 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A XXXXXX XXXXXX     false 1 XXXXXX Fixed DSCR NA XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX                 6 months interest on amount that exceeds 20% XXXXXX XXXXXX XXXXXX XXXXXX                                   N/A      
XXXXXX   1024775 XXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     9.375% 9.375% XXXXXX No   XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX   N/A XXXXXX   XXXXXX     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.236 1.23   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX     702                 No                                       NA     0       0     0     0   0 0.0 0.0 0.0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXXXX United States XXXXXX     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   XXXXXX United States XXXXXX     N/A                                                         Fee Simple   No Unknown N/A XXXXXX 4.1 XXXXXX 12.4 No 75.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXXXX XXXXXX     false 1 XXXXXX Fixed DSCR Cash Out - Other XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX                 No Prepayment Penalty XXXXXX XXXXXX XXXXXX XXXXXX                                   N/A N/A    
XXXXXX   1024803 XXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     8.000% 8.000% XXXXXX No   XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX   N/A XXXXXX XXXXXX XXXXXX XXXXXX Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.16 1.16   Borrower Borrower XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX       788                 No                                       NA     0       0     0     0   0 0.0 0.0 0.0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Real ID Driver's License   XXXXXX United States XXXXXX     N/A                                                                                   Fee Simple   No No N/A XXXXXX 19.0 XXXXXX 19.0 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXXXX       false 4 XXXXXX Fixed DSCR NA XXXXXX XXXXXX XXXXXX XXXXXX                         6 months interest on amount that exceeds 20% XXXXXX XXXXXX                                       N/A      
XXXXXX   1024801 XXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     8.500% 8.500% XXXXXX No   XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX   N/A XXXXXX   XXXXXX     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.06 1.06   Borrower Borrower XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX       680                 No                                       NA     0       0     0     0   0 0.0 0.0 0.0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Real ID Driver's License   XXXXXX United States XXXXXX     N/A                                                                                   Fee Simple   No No N/A XXXXXX 0.0 XXXXXX 20.6 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXXXX       false 2 XXXXXX Fixed DSCR Cash Out - Other XXXXXX XXXXXX XXXXXX XXXXXX                         6 months interest on amount that exceeds 20% XXXXXX XXXXXX                                       N/A