HOMES 2025-NQM3 TRUST ABS-15G

 

Exhibit 99.7 Schedule 2

 

 

Rating Agency Grades

Run Date - 05/14/2025 9:41:43 AM

 

LOAN INFORMATION INITIAL CREDIT LOAN GRADES INITIAL COMPLIANCE LOAN GRADES INITIAL PROPERTY LOAN GRADES INITIAL OVERALL LOAN GRADES FINAL CREDIT LOAN GRADES FINAL COMPLIANCE LOAN GRADES FINAL PROPERTY LOAN GRADES FINAL OVERALL LOAN GRADES
Evolve Loan ID Customer Loan ID Seller Loan ID Original Loan Amount DBRS Fitch Kroll Moody's S&P DBRS Fitch Kroll Moody's S&P DBRS Fitch Kroll Moody's S&P DBRS Fitch Kroll Moody's S&P DBRS Fitch Kroll Moody's S&P DBRS Fitch Kroll Moody's S&P DBRS Fitch Kroll Moody's S&P DBRS Fitch Kroll Moody's S&P
1625541 XXXXXXXXX XXXXXXX XXXXXX C C C C C N/A N/A N/A N/A N/A A A A A A C C C C C A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1626587 XXXXXXXXX XXXXXXX XXXXXX A A A A A N/A N/A N/A N/A N/A C C C C C C C C C C A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1628788 XXXXXXXXX XXXXXXX XXXXXX A A A A A N/A N/A N/A N/A N/A C C C C C C C C C C A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1628427 XXXXXXXXX XXXXXXX XXXXXX C C C C C C C C C C C C C C C C C C C C A A A A A A A A A A A A A A A A A A A A
1628820 XXXXXXXXX XXXXXXX XXXXXX A A A A A N/A N/A N/A N/A N/A C C C C C C C C C C A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1628785 XXXXXXXXX XXXXXXX XXXXXX A A A A A C C C C C A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
1630565 XXXXXXXXXXX XXXXXXXXXXX XXXXXX A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1630711 XXXXXXXXXXX XXXXXXXXXXX XXXXXX D D D D D N/A N/A N/A N/A N/A A A A A A D D D D D B B B B B N/A N/A N/A N/A N/A A A A A A B B B B B
1629820 XXXXXXXXXXX XXXXXXXXXXX XXXXXX C C C C C N/A N/A N/A N/A N/A A A A A A C C C C C A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1629822 XXXXXXXXXXX XXXXXXXXXXX XXXXXX A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1630263 XXXXXXXXXXX XXXXXXXXXXX XXXXXX C C C C C C C C C C A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
1630518 XXXXXXXXXXX XXXXXXXXXXX XXXXXXX C C C C C N/A N/A N/A N/A N/A A A A A A C C C C C B B B B B N/A N/A N/A N/A N/A A A A A A B B B B B
1630715 XXXXXXXXXXX XXXXXXXXXXX XXXXXXX A A A A A N/A N/A N/A N/A N/A C C C C C C C C C C A A A A A N/A N/A N/A N/A N/A B B B B B B B B B B
1630910 XXXXXXXXXXX XXXXXXXXXXX XXXXXX C C C C C N/A N/A N/A N/A N/A A A A A A C C C C C B B B B B N/A N/A N/A N/A N/A A A A A A B B B B B
1630184 XXXXXXXXXXX XXXXXXXXXXX XXXXXX C C C C C D D D D D A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
1629823 XXXXXXXXXXX XXXXXXXXXXX XXXXXX C C C C C N/A N/A N/A N/A N/A A A A A A C C C C C B B B B B N/A N/A N/A N/A N/A A A A A A B B B B B
1629825 XXXXXXXXXXX XXXXXXXXXXX XXXXXX C C C C C N/A N/A N/A N/A N/A A A A A A C C C C C A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1629826 XXXXXXXXXXX XXXXXXXXXXX XXXXXX C C C C C N/A N/A N/A N/A N/A A A A A A C C C C C A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1630067 XXXXXXXXXXX XXXXXXXXXXX XXXXXX A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1631371 XXXXXXXXXXX XXXXXXXXXXX XXXXXX A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1630069 XXXXXXXXXXX XXXXXXXXXXX XXXXXX D D D D D N/A N/A N/A N/A N/A A A A A A D D D D D B B B B B N/A N/A N/A N/A N/A A A A A A B B B B B
1630074 XXXXXXXXXXX XXXXXXXXXXX XXXXXX C C C C C N/A N/A N/A N/A N/A A A A A A C C C C C B B B B B N/A N/A N/A N/A N/A A A A A A B B B B B
1629922 XXXXXXXXXXX XXXXXXXXXXX XXXXXX A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1629910 XXXXXXXXXXX XXXXXXXXXXX XXXXXX A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1629924 XXXXXXXXXXX XXXXXXXXXXX XXXXXX A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1629830 XXXXXXXXXXX XXXXXXXXXXX XXXXXX C C C C C A A A A A A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
1631775 XXXXXXXXXXX XXXXXXXXXXX XXXXXXX C C C C C N/A N/A N/A N/A N/A A A A A A C C C C C B B B B B N/A N/A N/A N/A N/A A A A A A B B B B B
1629925 XXXXXXXXXXX XXXXXXXXXXX XXXXXX C C C C C N/A N/A N/A N/A N/A A A A A A C C C C C B B B B B N/A N/A N/A N/A N/A A A A A A B B B B B
1630070 XXXXXXXXXXX XXXXXXXXXXX XXXXXX C C C C C A A A A A A A A A A C C C C C B B B B B A A A A A A A A A A B B B B B
1629926 XXXXXXXXXXX XXXXXXXXXXX XXXXXX A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1629911 XXXXXXXXXXX XXXXXXXXXXX XXXXXX C C C C C N/A N/A N/A N/A N/A A A A A A C C C C C A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1630194 XXXXXXXXXXX XXXXXXXXXXX XXXXXX A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1629927 XXXXXXXXXXX XXXXXXXXXXX XXXXXX D D D D D N/A N/A N/A N/A N/A A A A A A D D D D D A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1630637 XXXXXXXXXXX XXXXXXXXXXX XXXXXX C C C C C N/A N/A N/A N/A N/A A A A A A C C C C C A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1630571 XXXXXXXXXXX XXXXXXXXXXX XXXXXX C C C C C N/A N/A N/A N/A N/A A A A A A C C C C C A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1630572 XXXXXXXXXXX XXXXXXXXXXX XXXXXXX D D D D D N/A N/A N/A N/A N/A A A A A A D D D D D A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1624450 XXXXXXXXX XXXXXXXXXXX XXXXXX C C C C C A A A A A C C C C C C C C C C A A A A A A A A A A A A A A A A A A A A
1628413 XXXXXXXXX XXXXXXXXXXX XXXXXX A A A A A A A A A A C C C C C C C C C C A A A A A A A A A A A A A A A A A A A A
1629225 XXXXXXXXX XXXXXXXXXXX XXXXXX C C C C C N/A N/A N/A N/A N/A C C C C C C C C C C A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1629086 XXXXXXXXX XXXXXXXXXX XXXXXX A A A A A C C C C C A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
1628328 XXXXXXXXX XXXXXXXXXX XXXXXX A A A A A N/A N/A N/A N/A N/A C C C C C C C C C C A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1628887 XXXXXXXXX XXXXXXXXXX XXXXXX C C C C C C C C C C C C C C C C C C C C A A A A A A A A A A A A A A A A A A A A
1629652 XXXXXXXXX XXXXXXXXXX XXXXXX A A A A A N/A N/A N/A N/A N/A C C C C C C C C C C A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1628245 XXXXXXXXX XXXXXXXXX XXXXXX C C C C C N/A N/A N/A N/A N/A C C C C C C C C C C A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1629029 XXXXXXXXX XXXXXXXXX XXXXXX C C C C C N/A N/A N/A N/A N/A C C C C C C C C C C B B B B B N/A N/A N/A N/A N/A A A A A A B B B B B
1629751 XXXXXXXXX XXXXXXXXX XXXXXX D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
1629152 XXXXXXXXX XXXXXXXXX XXXXXX C C C C C N/A N/A N/A N/A N/A A A A A A C C C C C A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1629681 XXXXXXXXX XXXXXXXXXX XXXXXX A A A A A N/A N/A N/A N/A N/A C C C C C C C C C C A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1629612 XXXXXXXXX XXXXXXXXXX XXXXXXX C C C C C C C C C C A A A A A C C C C C A A A A A B B B B B A A A A A B B B B B
1452242 XXXXXXXX XXXXXXXX XXXXXX C C C C C N/A N/A N/A N/A N/A A A A A A C C C C C B B B B B N/A N/A N/A N/A N/A A A A A A B B B B B
1629857 XXXXXXXXXX XXXXXXXXXX XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
1625884 XXXXXXXXXX XXXXXXXXXX XXXXXX C C C C C N/A N/A N/A N/A N/A A A A A A C C C C C B B B B B N/A N/A N/A N/A N/A A A A A A B B B B B
1625032 XXXXXXXXXX XXXXXXXXXX XXXXX C C C C C N/A N/A N/A N/A N/A A A A A A C C C C C A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1629147 XXXXXXXXXX XXXXXXXXXX XXXXXX C C C C C N/A N/A N/A N/A N/A C C C C C C C C C C A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1626117 XXXXXXXXX XXXXXXXXXX XXXXXX C C C C C A A A A A C C C C C C C C C C A A A A A A A A A A A A A A A A A A A A
1627923 XXXXXXXXXX XXXXXXXXXX XXXXXX C C C C C C C C C C C C C C C C C C C C A A A A A A A A A A A A A A A A A A A A
1629232 XXXXXXXXXX XXXXXXXXXX XXXXXX C C C C C N/A N/A N/A N/A N/A A A A A A C C C C C B B B B B N/A N/A N/A N/A N/A A A A A A B B B B B
1629090 XXXXXXXXX XXXXXXXX XXXXXX C C C C C N/A N/A N/A N/A N/A C C C C C C C C C C A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1627571 XXXXXXXXXX XXXXXXXXXX XXXXXX C C C C C N/A N/A N/A N/A N/A A A A A A C C C C C A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1627996 XXXXXXXXXX XXXXXXXXXX XXXXXX A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1627972 XXXXXXXXXX XXXXXXXXXX XXXXXX C C C C C N/A N/A N/A N/A N/A A A A A A C C C C C A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1629334 XXXXXXXXXX XXXXXXXXXX XXXXXX C C C C C N/A N/A N/A N/A N/A A A A A A C C C C C A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1629158 XXXXXXXXXX XXXXXXXXXX XXXXXX A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1628936 XXXXXXXXX XXXXXXXX XXXXXX A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1628875 XXXXXXXXXX XXXXXXXXXX XXXXXX C C C C C N/A N/A N/A N/A N/A A A A A A C C C C C A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1628934 XXXXXXXXXX XXXXXXXXXX XXXXXX D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
1629459 XXXXXXXXXX XXXXXXXXXX XXXXXX C C C C C N/A N/A N/A N/A N/A A A A A A C C C C C A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1629155 XXXXXXXXX XXXXXXXXX XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
1630281 XXXXXXXXXXXXX XXXXXXXXXXXXX XXXXXX C C C C C N/A N/A N/A N/A N/A A A A A A C C C C C A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1626633 XXXXXXXXXXXXX XXXXXXXXXXXXX XXXXXX D D D D D C C C C C A A A A A D D D D D A A A A A B B B B B A A A A A B B B B B
1629076 XXXXX XXXXX XXXXXX C C C C C N/A N/A N/A N/A N/A A A A A A C C C C C A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1629852 XXXXXXXXXXXXX XXXXXXXXXXXXX XXXXXX A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1630208 XXXXXXXXXXXXX XXXXXXXXXXXXX XXXXXX C C C C C N/A N/A N/A N/A N/A A A A A A C C C C C A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1628329 XXXXXXXXXXXXX XXXXXXXXXXXXX XXXXXX D D D D D N/A N/A N/A N/A N/A A A A A A D D D D D A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1626690 XXXXXXXXX XXXXXXXXXXXX XXXXXX A A A A A A A A A A C C C C C C C C C C A A A A A A A A A A A A A A A A A A A A
1628905 XXXXXXXXXXXXX XXXXXXXXXXXXX XXXXXX C C C C C N/A N/A N/A N/A N/A C C C C C C C C C C A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1628612 XXXXXXXXX XXXXXXXXXXXXX XXXXXX C C C C C N/A N/A N/A N/A N/A A A A A A C C C C C A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1628883 XXXXXXXXX XXXXXXXXXXXXX XXXXXX C C C C C N/A N/A N/A N/A N/A A A A A A C C C C C A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1630020 XXXXXXXXX XXXXXXXXXXXXX XXXXXX A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1445133 XXXXXXXXXXXX XXXXXXXXXXXX XXXXXX C C C C C N/A N/A N/A N/A N/A A A A A A C C C C C B B B B B N/A N/A N/A N/A N/A A A A A A B B B B B
1628513 XXXXXXXXX XXXXXXXXXXXXX XXXXXX C C C C C A A A A A C C C C C C C C C C A A A A A A A A A A A A A A A A A A A A
1627344 XXXXXXXXX XXXXXXXXXXXX XXXXXX C C C C C C C C C C A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
1628417 XXXXXXXXXX XXXXXXXXXX XXXXXX C C C C C C C C C C A A A A A C C C C C B B B B B A A A A A A A A A A B B B B B
1629161 XXXXXXXXXX XXXXXXXXXX XXXXXX C C C C C C C C C C A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
1629804 XXXXXXXXX XXXXXXXXXX XXXXXX C C C C C N/A N/A N/A N/A N/A C C C C C C C C C C A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
1626893 XXXXXXXXX XXXXXXXXXXX XXXXXX A A A A A C C C C C A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
1445120 XXXXXXXXXXX XXXXXXXXXXX XXXXXX A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A