HOMES 2025-NQM3 TRUST ABS-15G

Exhibit 99.6 Schedule 3

 

Loan Number Loan ID Original Loan Amount Initial Rating Final Rating Initial Credit Rating Final Credit Rating Initial Compliance Rating Final Compliance Rating Initial Property Valuation Rating Final Property Valuation Rating Initial Overall Grade(Moody's) Final Overall Grade(Moody's) Initial Credit Grade (Moody's) Final Credit Grade (Moody's)  Initial Property Valuation Grade (Moody's) Final Property Valuation Grade (Moody's) Initial Compliance Grade (Moody's) Final Compliance Grade (Moody's)  Initial Overall Grade (S&P) Final Overall Grade (S&P) Initial Credit Grade (S&P) Final Credit Grade (S&P) Initial Property Valuation Grade (S&P) Final Property Valuation Grade (S&P) Initial Compliance Grade (S&P)  Final Compliance Grade (S&P)  Initial Overall Grade (Fitch)  Final Overall Grade (Fitch)  Initial Credit Grade (Fitch)  Final Credit Grade (Fitch)  Initial Property Valuation Grade (Fitch)  Final Property Valuation Grade (Fitch)  Initial Compliance Grade (Fitch)  Final Compliance Grade (Fitch)  Initial Overall Loan Grade  (DBRS Morningstar)  Final Overall Loan Grade  (DBRS Morningstar)  Initial Credit Grade (DBRS Morningstar)  Final Credit Grade (DBRS Morningstar)  Initial Property Valuation Grade (DBRS Morningstar) Final Property Valuation Grade (DBRS Morningstar) Initial Compliance Grade(DBRS Morningstar) Final Compliance Grade(DBRS Morningstar) Initial Overall Loan Grade  (KBRA)  Final Overall Loan Grade  (KBRA)  Initial Credit Grade (KBRA)  Final Credit Grade (KBRA)  Initial Property Valuation Grade (KBRA) Final Property Valuation Grade (KBRA) Initial Compliance Grade(KBRA) Final Compliance Grade(KBRA)
XXXX 436296051 XXXX 1 1 1 1 1 1 1 1 A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXX 436296040 XXXX 1 1 1 1 1 1 1 1 A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXX 436296056 XXXX 1 1 1 1 1 1 1 1 A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXX 436296050 XXXX 1 1 1 1 1 1 1 1 A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXX 437325297 XXXX 1 1 1 1 1 1 1 1 A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXX 437325294 XXXX 1 1 1 1 1 1 1 1 A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXX 438240559 XXXX 3 2 1 1 1 1 3 2 C B A A C B A A C B A A C B A A C B A A C B A A C B A A C B A A C B A A C B A A
XXXX 438240558 XXXX 1 1 1 1 1 1 1 1 A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXX 438445132 XXXX 1 1 1 1 1 1 1 1 A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A