Exhibit 99.6 Schedule 2
Loan Number | Loan ID | Finding # | Last Name | Note Date | Audit Category | Audit Issue | Finding ID | Exception Finding | Remediation Status | Exception Rebuttal | Exception Response | Status Comment | Compensating Factors | Initial Findings Grade | Final Findings Grade | Initial Loan Grade | Final Loan Grade |
XXXX | 436296040 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | 22467828 | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
XXXX | 436296040 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Findings | 22467628 | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
XXXX | 436296040 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | 22467629 | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The File contains a CDA which supports the opinion of value in the origination report. | 1 | 1 | 1 | 1 | |||||
XXXX | 436296050 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | 22468443 | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
XXXX | 436296050 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Findings | 22468537 | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
XXXX | 436296050 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | 22468536 | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The File contains a CDA which supports the opinion of value in the origination report. | 1 | 1 | 1 | 1 | |||||
XXXX | 436296051 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | 22466933 | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
XXXX | 436296051 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Findings | 22467173 | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
XXXX | 436296051 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | 22467172 | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The File contains a CDA which supports the opinion of value in the origination report. | 1 | 1 | 1 | 1 | |||||
XXXX | 436296056 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | 22468387 | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
XXXX | 436296056 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Findings | 22468410 | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
XXXX | 436296056 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | 22468411 | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The File contains a CDA which supports the opinion of value in the origination report. | 1 | 1 | 1 | 1 | |||||
XXXX | 437325294 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | 22489896 | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
XXXX | 437325294 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Findings | 22489979 | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
XXXX | 437325294 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | 22489981 | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The File contains a CDA which supports the opinion of value in the origination report. | 1 | 1 | 1 | 1 | |||||
XXXX | 437325297 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | 22488066 | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
XXXX | 437325297 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Findings | 22488114 | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
XXXX | 437325297 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | 22488111 | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The File contains a CDA which supports the opinion of value in the origination report. | 1 | 1 | 1 | 1 | |||||
XXXX | 438240558 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | 22521196 | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
XXXX | 438240558 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Findings | 22521266 | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
XXXX | 438240558 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | 22521265 | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA which supports the opinion of value in the origination appraisal report. | 1 | 1 | 1 | 1 | |||||
XXXX | 438240559 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | 22520192 | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | |||||
XXXX | 438240559 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Findings | 22519928 | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | |||||
XXXX | 438240559 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within 10% of original appraisal amount | 22519927 | The loan file contained a CDA that did not support the value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XXXXAM) Grade should be updated to a B as BPO supports appraisal within 10%. Rebuttal 2 (XX/XX/XXXX XXXXPM) BPO attached |
Response 1 (XX/XX/XXXX XXXXAM) The file does not contain a BPO. (Upheld) Response 2 (XX/XX/XXXX XXXXPM) BPO supports appraised value. As this is a 2nd valuation product, per the rating agencies this is graded an EV2. (Resolved) |
3 | 2 | 3 | 2 | ||
XXXX | 438445132 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | 22535488 | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
XXXX | 438445132 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Findings | 22535396 | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
XXXX | 438445132 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | 22535397 | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The File contains a CDA which supports the opinion of value in the origination report. | 1 | 1 | 1 | 1 |