Exhibit 99.5 Schedule 4
| Loan ID | Field Name | Verified Value | Bid Tape Value | Match | |
| 802411222031 | Application Date | XXX | XXX | FALSE | |
| 802411222031 | QM Qualifying Total Debt Income Ratio | XXX | XXX | FALSE | |
| 802411222031 | Qualifying All Borrower Residual Income | XXX | XXX | FALSE | |
| 7506960 | Qualifying FICO | XXX | XXX | FALSE | |
| 3506883 | Qualifying FICO | XXX | XXX | FALSE | |
| 7507513 | Qualifying FICO | XXX | XXX | FALSE | |
| 2401106699 | Application Date | XXX | XXX | Per Initial 1003, no e-sign to cross reference. | |
| 2407126111 | Application Date | XXX | XXX | Per Initial 1003 | |
| 2407126111 | Closing/Settlement Date | XXX | XXX | Per HUD | |
| 6000049869 | Qualifying Total Reserves Number of Months | XXX | XXX | Per Calc | |
| 6000049869 | Total Qualified Assets Available | XXX | XXX | Per Calc | |
| 6000049869 | Total Liquid Assets Available For Close | XXX | XXX | Per Calc | |
| 6000049869 | Qualifying Total Monthly Liabilities | XXX | XXX | Per CR | |
| 6000051724 | Borrower 1 Citizen | XXX | XXX | Per Final 1003 and Permanent Residence ID | |
| 6000051724 | Total Liquid Assets Available For Close | XXX | XXX | Per asset documentation | |
| 6000051724 | Qualifying Total Reserves Number of Months | XXX | XXX | Per asset documentation , Note, Hazard Premium and Taxes | |
| 6000051724 | Total Qualified Assets Available | XXX | XXX | Per asset documentation | |
| 6000051724 | Qualifying Total Monthly Liabilities | XXX | XXX | Per liability documentation | |
| 6000051505 | Qualifying Total Reserves Number of Months | XXX | XXX | Reserves verified. | |
| 6000051505 | Total Qualified Assets Available | XXX | XXX | Assets verified. | |
| 6000051505 | Total Liquid Assets Available For Close | XXX | XXX | Assets verified. | |
| 6000051505 | Borrower Appraisal Receipt Date | XXX | XXX | Audited. | |
| 6000051664 | Total Liquid Assets Available For Close | XXX | XXX | Per asset statements | |
| 6000051664 | Qualifying Total Reserves Number of Months | XXX | XXX | Per asset statements | |
| 6000051664 | Total Qualified Assets Available | XXX | XXX | Per asset statements | |
| 6000051664 | Borrower Appraisal Receipt Date | XXX | XXX | Per desk review | |
| 1040011963 | Cash Disbursement Date | XXX | XXX | Audited. | |
| 1040011963 | Total Qualified Assets Available | XXX | XXX | Assets verified. | |
| 1040011963 | Qualifying Total Reserves Number of Months | XXX | XXX | Reserves verified. | |
| 1040011963 | Total Liquid Assets Available For Close | XXX | XXX | Assets verifiefd. | |
| 1040011963 | Borrower Appraisal Receipt Date | XXX | XXX | Audited. | |
| 6000050335 | Total Qualified Assets Available | XXX | XXX | Per Calc | |
| 6000050335 | Qualifying Total Reserves Number of Months | XXX | XXX | Per Calc | |
| 6000050335 | Total Liquid Assets Available For Close | XXX | XXX | Per Calc | |
| 6000050335 | Qualifying Total Monthly Liabilities | XXX | XXX | DSCR | |
| 6000050335 | Borrower Appraisal Receipt Date | XXX | XXX | Per disclosure | |
| 6000050428 | Borrower 1 Citizen | XXX | XXX | Borrower is Perm Resident | |
| 6000050428 | Cash Disbursement Date | XXX | XXX | Audited | |
| 6000050428 | Total Qualified Assets Available | XXX | XXX | Missing funds | |
| 6000050428 | Total Liquid Assets Available For Close | XXX | XXX | Per calc | |
| 6000050428 | Qualifying Total Reserves Number of Months | XXX | XXX | per calc | |
| 6000050428 | Qualifying Total Monthly Liabilities | XXX | XXX | missing rental income | |
| 6000050428 | Borrower Appraisal Receipt Date | XXX | XXX | Per disc | |
| 6000051500 | Total Qualified Assets Available | XXX | XXX | Per asset docs | |
| 6000051500 | Qualifying Total Reserves Number of Months | XXX | XXX | Per asset docs | |
| 6000051500 | Borrower Appraisal Receipt Date | XXX | XXX | Per appraisal receipt | |
| 6000051643 | Borrower 1 Qualifying Income | XXX | XXX | Per income and REO expense documentation | |
| 6000051643 | Cash Disbursement Date | XXX | XXX | Per Final CD | |
| 6000051643 | Total Liquid Assets Available For Close | XXX | XXX | Per asset documentation | |
| 6000051643 | Total Qualified Assets Available | XXX | XXX | Per asset documentation | |
| 6000051643 | Qualifying Total Reserves Number of Months | XXX | XXX | Per asset documentation, Note, Hazard Premium, HOA and Taxes | |
| 6000051643 | Qualifying Total Monthly Liabilities | XXX | XXX | Per liability documentation | |
| 6000051643 | Borrower Appraisal Receipt Date | XXX | XXX | Per Appraisal Receipt document | |
| 1710001159 | Qualifying Total Reserves Number of Months | XXX | XXX | Reserves verified. | |
| 1710001159 | Qualifying Total Monthly Liabilities | XXX | XXX | Audited. | |
| 1710001159 | Calculated DSCR | XXX | XXX | Audited. | |
| 1710001159 | Borrower Appraisal Receipt Date | XXX | XXX | Audited. | |
| 1930025618 | Qualifying Total Reserves Number of Months | XXX | XXX | Per asset docs | |
| 1930025618 | Total Qualified Assets Available | XXX | XXX | Per asset docs | |
| 2570007564 | Qualifying Total Reserves Number of Months | XXX | XXX | Per asset statements | |
| 2570007564 | Total Liquid Assets Available For Close | XXX | XXX | Per asset statements | |
| 2570007564 | Total Qualified Assets Available | XXX | XXX | Per asset statements | |
| 2570007564 | Qualifying Total Monthly Liabilities | XXX | XXX | Per liabilities | |
| 2570007564 | Borrower Appraisal Receipt Date | XXX | XXX | Per desk review | |
| 6000051554 | Qualifying Monthly P&I Amount | XXX | XXX | Per Note | |
| 6000051554 | Total Qualified Assets Available | XXX | XXX | Per Caslc | |
| 6000051554 | Total Liquid Assets Available For Close | XXX | XXX | Per calc | |
| 6000051554 | Qualifying Total Reserves Number of Months | XXX | XXX | Per Calc | |
| 6000051554 | Qualifying Total Monthly Liabilities | XXX | XXX | Per Calc | |
| 6000051554 | Borrower Appraisal Receipt Date | XXX | XXX | Per disclosure | |
| 2750002988 | Qualifying Monthly P&I Amount | XXX | XXX | Audited. | |
| 2750002988 | Cash Disbursement Date | XXX | XXX | Audited. | |
| 2750002988 | Total Qualified Assets Available | XXX | XXX | Assets verified. | |
| 2750002988 | Qualifying Total Reserves Number of Months | XXX | XXX | Reserves verified. | |
| 2750002988 | Qualifying Total Monthly Liabilities | XXX | XXX | Audited. | |
| 2750002988 | Borrower Appraisal Receipt Date | XXX | XXX | Audited. | |
| 6000050727 | Total Liquid Assets Available For Close | XXX | XXX | As documented in the loan file. | |
| 6000050727 | Total Qualified Assets Available | XXX | XXX | As documented in the loan file. | |
| 6000050727 | Qualifying Total Monthly Liabilities | XXX | XXX | DSCR REO not required to be completed. | |
| 6000051841 | Qualifying Total Reserves Number of Months | XXX | XXX | Per asset documentation, Note, Hazard Premium and Taxes | |
| 6000051841 | Total Qualified Assets Available | XXX | XXX | Per asset documentation | |
| 6000051841 | Qualifying Total Monthly Liabilities | XXX | XXX | Per liability documentation | |
| 6000051841 | Borrower Appraisal Receipt Date | XXX | XXX | Per Appraisal Receipt documentation | |
| 6000051618 | Qualifying Total Reserves Number of Months | XXX | XXX | Per asset documentation, Note, Hazard Premium and Taxes | |
| 6000051618 | Total Qualified Assets Available | XXX | XXX | Per asset documentation | |
| 6000051618 | Qualifying Total Monthly Liabilities | XXX | XXX | Per liability documentation | |
| 6000051618 | Borrower Appraisal Receipt Date | XXX | XXX | Per Appraisal Receipt document | |
| 1010003054 | Total Qualified Assets Available | XXX | XXX | Assets verified. | |
| 1010003054 | Qualifying Total Reserves Number of Months | XXX | XXX | Reserves verified. | |
| 1010003054 | Calculated DSCR | XXX | XXX | Audited. | |
| 1010003054 | Qualifying Total Monthly Liabilities | XXX | XXX | Audited. | |
| 1010003054 | Borrower Appraisal Receipt Date | XXX | XXX | Audited | |
| 6000051628 | Qualifying Total Reserves Number of Months | XXX | XXX | Per final CD | |
| 6000051628 | Qualifying Total Monthly Liabilities | XXX | XXX | Per liabilities | |
| 6000051628 | Borrower Appraisal Receipt Date | XXX | XXX | Per desk review | |
| 6000051636 | Total Liquid Assets Available For Close | XXX | XXX | Per asset documentation | |
| 6000051636 | Qualifying Total Reserves Number of Months | XXX | XXX | Per asset documentation, Note, Hazard Premium and Taxes | |
| 6000051636 | Total Qualified Assets Available | XXX | XXX | Per asset documentation | |
| 6000051636 | Qualifying Total Monthly Liabilities | XXX | XXX | Per liability documentation | |
| 6000051636 | Borrower Appraisal Receipt Date | XXX | XXX | Per Appraisal Receipt document | |
| 2800002820 | Borrower 1 Qualifying Income | XXX | XXX | Per income docs | |
| 2800002820 | Total Qualified Assets Available | XXX | XXX | Per asset docs | |
| 2800002820 | Total Liquid Assets Available For Close | XXX | XXX | Per asset docs | |
| 2800002820 | Qualifying Total Reserves Number of Months | XXX | XXX | Per asset docs | |
| 2800002820 | Qualifying Total Monthly Liabilities | XXX | XXX | Per credit docs | |
| 2800002820 | Borrower Appraisal Receipt Date | XXX | XXX | Per appraisal receipt | |
| 6000051562 | All Borrower Total Income | XXX | XXX | Per income documents | |
| 6000051562 | Qualifying Total Reserves Number of Months | XXX | XXX | Per asset statements | |
| 6000051562 | Total Qualified Assets Available | XXX | XXX | Per asset statements | |
| 6000051695 | Qualifying Total Reserves Number of Months | XXX | XXX | Gift was not added to assets as it was wired to title and taken into consideration for CC's. | |
| 6000051695 | Total Qualified Assets Available | XXX | XXX | Gift was not added to assets as it was wired to title and taken into consideration for CC's. | |
| 6000051695 | Total Liquid Assets Available For Close | XXX | XXX | Gift was not added to assets as it was wired to title and taken into consideration for CC's. | |
| 6000051695 | Borrower Appraisal Receipt Date | XXX | XXX | Per disclosure | |
| 6000051428 | Borrower 1 Qualifying Income | XXX | XXX | Per income docs | |
| 6000051428 | Qualifying Total Reserves Number of Months | XXX | XXX | Per asset docs | |
| 6000051428 | Total Qualified Assets Available | XXX | XXX | Per asset docs | |
| 6000051428 | Borrower Appraisal Receipt Date | XXX | XXX | Per appraisal receipt | |
| 6000051778 | Reviewed Appraised Property Value | XXX | XXX | Per desk review | |
| 6000051778 | Qualifying Total Reserves Number of Months | XXX | XXX | Per asset statements | |
| 6000051778 | Borrower Appraisal Receipt Date | XXX | XXX | Per desk review | |
| 2830002613 | All Borrower Total Income | XXX | XXX | Per income documents | |
| 2830002613 | Cash out Include Debt Paid at Close | XXX | XXX | Per final CD | |
| 2830002613 | Cash Disbursement Date | XXX | XXX | Per final CD | |
| 2830002613 | Total Liquid Assets Available For Close | XXX | XXX | Per asset statements | |
| 2830002613 | Qualifying Total Reserves Number of Months | XXX | XXX | Per asset statements | |
| 2830002613 | Total Qualified Assets Available | XXX | XXX | Per asset statements | |
| 2830002613 | Borrower Appraisal Receipt Date | XXX | XXX | Per desk review | |
| 2830002620 | Cash out Include Debt Paid at Close | XXX | XXX | Per CD | |
| 2830002620 | Qualifying Total Reserves Number of Months | XXX | XXX | Per CD | |
| 2830002620 | Qualifying Total Monthly Liabilities | XXX | XXX | Per credit docs | |
| 2830002620 | Borrower Appraisal Receipt Date | XXX | XXX | Per appraisal receipt | |
| 6000051430 | Borrower 1 Qualifying Income | XXX | XXX | Slight difference in the Bank statement calc. | |
| 6000051430 | Total Liquid Assets Available For Close | XXX | XXX | Assets as documented in the loan file. | |
| 6000051430 | Total Qualified Assets Available | XXX | XXX | Assets as documented in the loan file. | |
| 6000051657 | Cash out Include Debt Paid at Close | XXX | XXX | Does not include the debt payoff at close. | |
| 6000051657 | Qualifying CLTV | XXX | XXX | Current lien paid off. | |
| 6000051657 | Qualifying Total Reserves Number of Months | XXX | XXX | As documented in loan file. | |
| 6000051657 | Qualifying Total Monthly Liabilities | XXX | XXX | DSCR REO is not required to be paid off. | |
| 6000051761 | Cash out Include Debt Paid at Close | XXX | XXX | Per Final CD | |
| 6000051761 | Total Qualified Assets Available | XXX | XXX | Audited | |
| 6000051761 | Qualifying Total Reserves Number of Months | XXX | XXX | Audited | |
| 6000051761 | Total Liquid Assets Available For Close | XXX | XXX | Audited | |
| 6000051761 | Borrower Appraisal Receipt Date | XXX | XXX | Audited | |
| 2310100734 | Original_Collateral_Value_Date | XXX | XXX | FALSE | |
| 2310100734 | Origination_Date | XXX | XXX | FALSE | |
| 2311104678 | Origination_Date | XXX | XXX | FALSE | |
| 802411222393 | Months Reserves | XXX | XXX | $XXXassets / PI XXX, T $XXX, I $XXX | |
| 902412223501 | Months Reserves | XXX | XXX | cash out amount is $XXX | |
| 66052406214400 | Qualifying Total Reserves Number of Months | XXX | XXX | Audit reserves are based on cash out at closing. | |
| 902411221995 | Qualifying All Borrower Residual Income | XXX | XXX | reviewed | |
| 802411221721 | Application Date | XXX | XXX | Taken from initial 1003 loan originator information | |
| 802411221721 | Qualifying Total Reserves Number of Months | XXX | XXX | Cannot use gift as reserves | |
| 802411221721 | Qualifying All Borrower Residual Income | XXX | XXX | Difference in monthly liabilities | |
| 802411221611 | Qualifying All Borrower Residual Income | XXX | XXX | Difference in monthly liabilities | |
| 802408217743 | Qualifying Total Reserves Number of Months | XXX | XXX | Per assets | |
| 802408217743 | QM Qualifying Total Debt Income Ratio | XXX | XXX | Per DTI | |
| 802408217743 | Qualifying All Borrower Residual Income | XXX | XXX | Per residual | |
| 802411221476 | Qualifying All Borrower Residual Income | XXX | XXX | per assets | |
| 802411222464 | Qualifying Total Reserves Number of Months | XXX | XXX | Per assets | |
| 802411222464 | QM Qualifying Total Debt Income Ratio | XXX | XXX | Per DTI | |
| 802411222464 | Qualifying All Borrower Residual Income | XXX | XXX | Per residual income | |
| 802411221650 | Property Type | XXX | XXX | Per property type | |
| 802411221650 | Qualifying Total Reserves Number of Months | XXX | XXX | Per assets | |
| 802411221650 | QM Qualifying Total Debt Income Ratio | XXX | XXX | Per DTI | |
| 802411221650 | Qualifying All Borrower Residual Income | XXX | XXX | Per residual income | |
| 802411222390 | Qualifying All Borrower Residual Income | XXX | XXX | per assets | |
| 802501223810 | Qualifying Total Reserves Number of Months | XXX | XXX | minor variance, matches 1008 | |
| 802501223810 | QM Qualifying Total Debt Income Ratio | XXX | XXX | minor variance, matches 1008 | |
| 802501223810 | Qualifying All Borrower Residual Income | XXX | XXX | minor variance, brokers's CBR and lender's CBR | |
| 802501223820 | Application Date | XXX | XXX | Pulled from application and Disclosure Tracking Summary. | |
| 802501223820 | Qualifying All Borrower Residual Income | XXX | XXX | Rounding | |
| 802411222194 | QM Qualifying Total Debt Income Ratio | XXX | XXX | Per credit report | |
| 802411222194 | Qualifying All Borrower Residual Income | XXX | XXX | Per cashout for reserves | |
| 802501224300 | Loan Purpose | XXX | XXX | Borrower purchased the property in XXX XXX. Guidelines allow for a cash out within 6 months as delayed purchase | |
| 802502225010 | Qualifying Total Reserves Number of Months | XXX | XXX | Based on updated assets in file | |
| 802501224421 | Qualifying Total Reserves Number of Months | XXX | XXX | minor variance | |
| 802501224421 | QM Qualifying Total Debt Income Ratio | XXX | XXX | Real estate taxes on primary residence understated | |
| 802501224421 | Qualifying All Borrower Residual Income | XXX | XXX | taxes on primary higher than shown by lender | |
| 802501224402 | Application Date | XXX | XXX | per 1003 | |
| 802501224880 | Qualifying Total Reserves Number of Months | XXX | XXX | Available reserves are based on the most current bank account balances listed from the accounts listed on the Final 1003, minus funds to close. | |
| 802502225345 | QM Qualifying Total Debt Income Ratio | XXX | XXX | Difference in liabilities from credit report dated XX/XX/XXXX | |
| 802502225345 | Qualifying All Borrower Residual Income | XXX | XXX | Difference in liabilities from credit report dated XX/XX/XXXX | |
| 802501224788 | QM Qualifying Total Debt Income Ratio | XXX | XXX | Difference in monthly liabilities | |
| 802501224788 | Qualifying All Borrower Residual Income | XXX | XXX | Difference in monthly liabilities | |
| 66052502224900 | Qualifying Total Reserves Number of Months | XXX | XXX | Assets are based on the most recent bank statement account balances from the accounts listed on the final application. | |
| 66052502224900 | Qualifying All Borrower Residual Income | XXX | XXX | Residual income is based on the verified income minus the debts from the new loan, REO's and debts listed on the origination credit report. | |
| 6000035309 | Borrower_First_Time_Buyer | XXX | XXX | FALSE | |
| 6000050096 | Cash Disbursement Date | XXX | XXX | Per final CD. | |
| 6000050096 | Borrower Appraisal Receipt Date | XXX | XXX | Per appraisal delivery receipt. | |
| 6000051228 | Borrower Appraisal Receipt Date | XXX | XXX | Per Appraisal Receipt Document | |
| 6000051288 | Cash Disbursement Date | XXX | XXX | Per CD | |
| 6000051288 | Cash out Include Debt Paid at Close | XXX | XXX | Per CD | |
| 6000050336 | Borrower Appraisal Receipt Date | XXX | XXX | Per disc | |
| 6000051325 | Lock Term (Days) | XXX | XXX | Per lock | |
| 6000051325 | Borrower Appraisal Receipt Date | XXX | XXX | Per desk review | |
| 6000051466 | Borrower Appraisal Receipt Date | XXX | XXX | Audited. | |
| 6000051536 | Borrower Appraisal Receipt Date | XXX | XXX | Audited. | |
| 6000051786 | Borrower Appraisal Receipt Date | XXX | XXX | Per desk review | |
| 6000051151 | Borrower 1 Citizen | XXX | XXX | Audited. | |
| 6000051151 | Cash Disbursement Date | XXX | XXX | Audited. | |
| 6000051151 | Borrower Appraisal Receipt Date | XXX | XXX | Audited. | |
| 6000051442 | Borrower 1 Citizen | XXX | XXX | Per 1003 | |
| 6000051442 | Qualifying FICO | XXX | XXX | Per credit report | |
| 6000051442 | Borrower Appraisal Receipt Date | XXX | XXX | Per desk review | |
| 6000051847 | Borrower 1 FTHB | XXX | XXX | Tape | |
| 6000051847 | Borrower Appraisal Receipt Date | XXX | XXX | Per disclosure | |
| 6000051250 | Borrower Appraisal Receipt Date | XXX | XXX | Per desk review | |
| 6000051608 | Qualifying FICO | XXX | XXX | Per credit docs | |
| 6000051608 | Borrower Appraisal Receipt Date | XXX | XXX | Per appraisal receipt | |
| 6000051714 | Borrower Appraisal Receipt Date | XXX | XXX | Per Appraisal Receipt document | |
| 6000051794 | Cash Disbursement Date | XXX | XXX | Per PC CD | |
| 6000051794 | Borrower Appraisal Receipt Date | XXX | XXX | Per disclosure | |
| 6000050302 | Borrower Appraisal Receipt Date | XXX | XXX | Per desk review | |
| 6000051237 | Borrower Appraisal Receipt Date | XXX | XXX | Per disclosure | |
| 6000051539 | Qualifying FICO | XXX | XXX | Per credit docs/guidelines | |
| 6000051539 | Borrower Appraisal Receipt Date | XXX | XXX | Per appraisal receipt | |
| 6000051836 | Borrower Appraisal Receipt Date | XXX | XXX | Date backwards Mapping | |
| 6000051388 | Note Date | XXX | XXX | Per note | |
| 6000051388 | Reviewed Appraised Property Value | XXX | XXX | Per AVM | |
| 6000051388 | Borrower Appraisal Receipt Date | XXX | XXX | Per appraisal receipt | |
| 6000051715 | Cash Disbursement Date | XXX | XXX | Per CD | |
| 6000051715 | Borrower Appraisal Receipt Date | XXX | XXX | Per appraisal receipt | |
| 6000051944 | Cash Disbursement Date | XXX | XXX | Audited. | |
| 6000051944 | Borrower Appraisal Receipt Date | XXX | XXX | Audited. | |
| 2060001311 | Index | XXX | XXX | Audited. | |
| 2060001311 | Borrower Appraisal Receipt Date | XXX | XXX | Audited. | |
| 6000050942 | Borrower Appraisal Receipt Date | XXX | XXX | Per desk review | |
| 6000050998 | Cash out Include Debt Paid at Close | XXX | XXX | Per Final CD | |
| 6000050998 | Borrower Appraisal Receipt Date | XXX | XXX | Per Appraisal Receipt Document | |
| 2303084392 | Origination_Date | XXX | XXX | FALSE | |
| 2307093703 | Original_Collateral_Value_Date | XXX | XXX | FALSE | |
| 2307093703 | Original_PITI_Payment | XXX | XXX | FALSE | |
| 2307093703 | Origination_Date | XXX | XXX | FALSE | |
| 2307093703 | Total_Number_of_Borrowers | XXX | XXX | FALSE | |
| 2308097376 | Original_Collateral_Value_Date | XXX | XXX | FALSE | |
| 2308097376 | Original_Collateral_Value_Type | XXX | XXX | FALSE | |
| 2308097376 | Origination_Date | XXX | XXX | FALSE | |
| 2308097783 | Origination_Date | XXX | XXX | FALSE | |
| 2310102423 | Origination_Date | XXX | XXX | FALSE | |
| 2311104096 | Application Date | XXX | XXX | The initial 1003 reflects XX/XX/XXXX as the date the originator signed the 1003. | |
| 2312105639 | Original_PITI_Payment | XXX | XXX | FALSE | |
| 2312105639 | Origination_Date | XXX | XXX | FALSE | |
| 2312105863 | Original_PITI_Payment | XXX | XXX | FALSE | |
| 2312105863 | Origination_Date | XXX | XXX | FALSE | |
| 2407123514 | Number of Borrowers | XXX | XXX | Per Note | |
| 2407123514 | Application Date | XXX | XXX | Per Initial 1003. | |
| 2407126151 | Interest Rate | XXX | XXX | Per Note | |
| 2409132305 | Application Date | XXX | XXX | Per initial 1003 | |
| 2409132305 | Qualifying Total Debt Income Ratio | XXX | XXX | Audit calculated income is lower due to using a higher expense factor based on the Self-Employment Business Narrative, Questionnaire, and Certification. | |
| 2410135929 | Application Date | XXX | XXX | Per initial 1003 | |
| 2410135960 | Application Date | XXX | XXX | Per Initial 1003 | |
| 2410135960 | Qualifying Total Debt Income Ratio | XXX | XXX | Lender liability amounts used VS. Audit liability amounts used. | |
| 802501224322 | Months Reserves | XXX | XXX | Cash out amount of $XXX | |
| 802501224696 | Gross Rent | XXX | XXX | Using market rent off of appraisal 1007 | |
| 802501224696 | DSCR | XXX | XXX | Breakdown as follows: Income $XXX/ PI $XXX, T $XXX, I $XXX | |
| 66052501223887 | DSCR | XXX | XXX | Breakdown as follows: Income $XXX/ PI $XXX, T $XXX, I $XXX, F $XXX | |
| 802501224275 | Months Reserves | XXX | XXX | Assets $XXX/ PI $XXX, T $XXX, I $XXX, | |
| 802501224156 | Months Reserves | XXX | XXX | Assets $XXX/ PI $XXX, T $XXX, I $XXX, H $XXX | |
| 802502224902 | Qualifying FICO | XXX | XXX | FICO Is XXX from credit report dated XX/XX/XXXX (taking lesser of) | |
| 802501224550 | DSCR | XXX | XXX | Breakdown as follows: Income $XXX/ PI $XXX, T $XXX, I $XXX, H $XXX | |
| 802501224550 | Months Reserves | XXX | XXX | Must use 60% for 401K account | |
| 802411222416 | Months Reserves | XXX | XXX | Missing 3 months rent to us in DSCR calculation | |
| 902411221193 | Months Reserves | XXX | XXX | $XXX assets / PI $XXX, T $XXX, I $XXX | |
| someo | |||||