HOMES 2025-NQM3 TRUST ABS-15G

Exhibit 99.1 Schedule 4

 

 

 

Data Compare Summary (Total)

Run Date - 5/16/2025 3:26:20 PM

 

Field Label Loans With Discrepancy Total Times Compared % Variance # Of Loans
Street 5 179 2.79% 179
City 2 179 1.12% 179
State 0 179 0.00% 179
Zip 2 179 1.12% 179
Borrower Last Name 34 179 18.99% 179
Note Date 9 111 8.11% 179
Original Loan Amount 1 179 0.56% 179
First Payment Date 2 10 20.00% 179
Amortization Term 1 47 2.13% 179
Maturity Date 2 142 1.41% 179
Original Interest Rate 2 179 1.12% 179
Original P&I 1 141 0.71% 179
Amortization Type 0 178 0.00% 179
Representative FICO 7 179 3.91% 179
Property Type 16 179 8.94% 179
Appraised Value 3 47 6.38% 179
# of Units 0 178 0.00% 179
Original LTV 7 74 9.46% 179
Prepayment Penalty Period (months) 0 2 0.00% 179
Prepayment Penalty 0 2 0.00% 179
Subject Debt Service Coverage Ratio 37 122 30.33% 179
Borrower First Name 4 72 5.56% 179
Lien Position 0 72 0.00% 179
Occupancy 0 176 0.00% 179
Purpose 0 177 0.00% 179
Contract Sales Price 12 164 7.32% 179
Original Term 0 146 0.00% 179
Interest Only 1 119 0.84% 179
LTV Valuation Value 6 133 4.51% 179
Borrower SSN 2 35 5.71% 179
Mortgage Type 7 25 28.00% 179
Original CLTV 1 37 2.70% 179
Has FTHB 0 25 0.00% 179
Investor: Qualifying Total Debt Ratio 10 34 29.41% 179
Coborrower First Name 0 8 0.00% 179
Coborrower Last Name 0 8 0.00% 179
Refi Purpose 3 14 21.43% 179
PMI Coverage % 3 5 60.00% 179
Originator Application Date 0 5 0.00% 179
Coborrower SSN 0 4 0.00% 179
Doc Type 1 11 9.09% 179
Interest Rate Life Cap 1 3 33.33% 179
Product Description 2 13 15.38% 179
Borrower FTHB 0 13 0.00% 179
Cash From Borrower 12 13 92.31% 179
Original HLTV 12 13 92.31% 179
Cash To Borrower 1 2 50.00% 179
Appraisal Effective Date 1 2 50.00% 179
Neg Am 1 2 50.00% 179
Coborrower FTHB 0 1 0.00% 179
Escrow Account 0 2 0.00% 179
PITIA Reserves Months 2 2 100.00% 179
Borrower Citizenship 0 2 0.00% 179
Coborrower Citizenship 0 1 0.00% 179
Universal Loan Identifier (ULI) 1 2 50.00% 179
Last Property Transfer Date 0 1 0.00% 179
Loan to Cost (LTC) 1 2 50.00% 179
Loan Property Count 1 2 50.00% 179
Appraisal As-Is Value 2 2 100.00% 179
Blanket Mortgage? 1 2 50.00% 179
Margin 0 1 0.00% 179
MERS Min Number 0 1 0.00% 179
Total 219 4,017 5.45% 179