Exhibit 99.10 Schedule 3
| Loan ID | Seller Loan ID | Marketing ID | Overall Initial Loan Grade | Overall Final Loan Grade | Credit Initial Loan Grade | Credit Current/Final Loan Grade | Compliance Initial Loan Grade | Compliance Current/Final Loan Grade | Property Initial Loan Grade | Property Current/Final Loan Grade | Queue | Finding Code | Date Created | Date Modified | Finding Status | Event Level | Initial Finding Grade | Current/Final Finding Grade | Finding Category | Finding Sub Category | Finding Name | Finding Comments | Seller Comments | Resolution Comments | Reviewer Comp Factor | Originator Comp Factors | Finding Documents | Originator QM Status | Final Reviewed QM Status | Loan Amount | Property State | Occupancy | Loan Purpose | Refinance Purpose | Acknowledged / WaivedBy | Waiver in File? |
| REDACTED | 1024551 | B | B | B | B | A | A | A | A | Closed | REDACTED DATE | REDACTED DATE | REDACTED DATE | Acknowledged | 2 - Non-Material | B | B | Credit | Eligibility | Purchase Contract Expiration Date is prior to Note Date | Acknowledged-Standard practice to not require contract extension based on continuation verbiage in sales contract and executed Closing Disclosure reflecting same information as found in contract. - Due Diligence Vendor-REDACTED DATE Open-Purchase Contract Expiration Date of 11-19-2021 is prior to Note Date of REDACTED DATE Contract disclosed settlement date of REDACTED DATE, closing did not take place until REDACTED DATE. Purchase agreement page 436, Note page 6/159. - Due Diligence Vendor-REDACTED DATE |
Acknowledged-Standard practice to not require contract extension based on continuation verbiage in sales contract and executed Closing Disclosure reflecting same information as found in contract. - Due Diligence Vendor-REDACTED DATE |
ATR/QM: Exempt | ATR/QM: Exempt | REDACTED | REDACTED | Investment | Purchase | NA | N/A | N/A | |||||
| REDACTED | 1024710 | A | A | A | A | A | A | A | A | A | A | Non-QM: Lender documented all ATR UW factors | ATR/QM: Not Applicable | REDACTED | REDACTED | Investment | Purchase | NA | ||||||||||||||||||
| REDACTED | 1024709 | A | A | A | A | A | A | A | A | A | A | ATR/QM: Exempt | ATR/QM: Exempt | REDACTED | REDACTED | Investment | Purchase | NA | ||||||||||||||||||
| REDACTED | 1024737 | A | A | A | A | A | A | A | A | A | A | ATR/QM: Exempt | ATR/QM: Exempt | REDACTED | REDACTED | Investment | Refinance | Cash Out - Other | ||||||||||||||||||
| REDACTED | 1024730 | A | A | A | A | A | A | A | A | A | A | ATR/QM: Exempt | ATR/QM: Exempt | REDACTED | REDACTED | Investment | Purchase | NA | ||||||||||||||||||
| REDACTED | 1024736 | A | A | A | A | A | A | A | A | Closed | REDACTED DATE | REDACTED DATE | REDACTED DATE | Resolved | 1 - Information | A | A | Credit | Data | DSCR Variance | Resolved-Documentation received - Due Diligence Vendor-REDACTED DATE Ready for Review-Document Uploaded. Here’s the XXX printout of the earnings over the past year. The rents show a total of $REDACTED but REDACTED DATE and REDACTED DATE rents are included in the printout. If you subtract out REDACTED DATE earnings, that leaves $REDACTED in income or $REDACTED. I’m coming up with a DSCR of 1.37. - Seller-REDACTED DATE Open-DSCR Variance Lender approved DSCR at 1.46. The recalculation of the DSCR using PI $REDACTED, tax $REDACTED, HOI $REDACTED, and flood $REDACTED results in a total of $REDACTED. Using appraisal's market rent of $REDACTED/REDACTED PITIA equals 1.05 DSCR. The lender used PI $REDACTED and TI $REDACTED but unable to determine what rent amount was used to calculate DSCR. - Due Diligence Vendor-REDACTED DATE |
Ready for Review-Document Uploaded. Here’s the XXX printout of the earnings over the past year. The rents show a total of $REDACTED but REDACTED DATE and REDACTED DATE rents are included in the printout. If you subtract out REDACTED DATE earnings, that leaves $REDACTED in income or $REDACTED. I’m coming up with a DSCR of 1.37. - Seller-REDACTED DATE |
Resolved-Documentation received - Due Diligence Vendor-REDACTED DATE |
XXX.pdf XXX.pdf |
ATR/QM: Exempt | ATR/QM: Exempt | REDACTED | REDACTED | Investment | Refinance | Cash Out - Other | N/A | N/A | |||
| REDACTED | 1024756 | A | A | A | A | A | A | A | A | A | A | ATR/QM: Exempt | ATR/QM: Exempt | REDACTED | REDACTED | Investment | Refinance | Cash Out - Other |