HOMES 2025-NQM3 TRUST ABS-15G

 

Exhibit 99.10 Schedule 2

 

 

Loan ID Seller Loan ID Marketing ID Transaction ID Field Name Source Verified Value Bid Tape Value Comment
REDACTED   1024551 US Mtg FL - Jan 2022 Borrower 1 Origination FICO  creditLiabilitiesPage 767 739  
REDACTED   1024551 US Mtg FL - Jan 2022 Calculated DSCR diligenceFinalLookPage 1.475 1.17  
REDACTED   1024551 US Mtg FL - Jan 2022 Property Type propertyValuationPage Single Family Detached PUD  
REDACTED   1024710 US Mtg - Apollo - DSCR - June 2023pool2 Loan Type the1003Page DSCR Conventional matches
REDACTED   1024710 US Mtg - Apollo - DSCR - June 2023pool2 Property Type propertyValuationPage Single Family Detached Single Family Attached taken from appraisal
REDACTED   1024710 US Mtg - Apollo - DSCR - June 2023pool2 Borrower 1 Citizen the1003Page REDACTED REDACTED B2 is permanent resident not B1
REDACTED   1024710 US Mtg - Apollo - DSCR - June 2023pool2 Qualifying Total Reserves Number of Months assetPage 39.35 3.00 taken from bank stmt; 3 is the amount of months required for reserves not what was verified 
REDACTED   1024710 US Mtg - Apollo - DSCR - June 2023pool2 Calculated DSCR diligenceFinalLookPage 1.185 1.19 matches
REDACTED   1024709 US Mtg - Apollo - DSCR - June 2023pool2 Loan Type the1003Page DSCR Conventional NA
REDACTED   1024709 US Mtg - Apollo - DSCR - June 2023pool2 Qualifying Total Reserves Number of Months assetPage 31.78 6.00 NA
REDACTED   1024709 US Mtg - Apollo - DSCR - June 2023pool2 Calculated DSCR diligenceFinalLookPage 1.42 1.37 REDACTED
REDACTED   1024737 US Mtg - Apollo - DSCR - Sept 2023pool3 Loan Type the1003Page DSCR Conventional Loan verified as DSCR, pg 350
REDACTED   1024737 US Mtg - Apollo - DSCR - Sept 2023pool3 Property Type propertyValuationPage Single Family Detached Single Family Attached Appraisal verified subject is detached, pg 1
REDACTED   1024737 US Mtg - Apollo - DSCR - Sept 2023pool3 First Payment Date notePage REDACTED REDACTED First payment date is REDACTED per Note, pg 93.  Tape shows first payment date of REDACTED.
REDACTED   1024737 US Mtg - Apollo - DSCR - Sept 2023pool3 Maturity Date notePage REDACTED REDACTED Maturity date is REDACTED per Note, pg 93.   Tape shows Maturity date is REDACTED.
REDACTED   1024737 US Mtg - Apollo - DSCR - Sept 2023pool3 Qualifying Total Reserves Number of Months assetPage 82.96 3.00 Verified assets REDACTED $REDACTED, pg 75. Cashout for Reserves $REDACTED, pg 80.  Total reserves $REDACTED/$REDACTED = 82.95 months.  However, reserves not required for ln amount under $125k. Lender used 3 months.
REDACTED   1024737 US Mtg - Apollo - DSCR - Sept 2023pool3 Originator DSCR diligenceFinalLookPage 1.15 1.12  
REDACTED   1024730 US Mtg - Apollo - DSCR - Sept 2023pool2 Property Type propertyValuationPage Single Family Detached Single Family Attached From the Apprasial 
REDACTED   1024730 US Mtg - Apollo - DSCR - Sept 2023pool2 Loan Type the1003Page DSCR Conventional This is a DSCR loan 
REDACTED   1024730 US Mtg - Apollo - DSCR - Sept 2023pool2 Application Date the1003Page REDACTED REDACTED From the initial 1003
REDACTED   1024730 US Mtg - Apollo - DSCR - Sept 2023pool2 Qualifying Total Reserves Number of Months assetPage 13.01 3.00 Tape is min required 
REDACTED   1024736 US Mtg - Apollo - DSCR - Sept 2023pool4 Sales Price the1008Page . 0.00 cash out refi
REDACTED   1024736 US Mtg - Apollo - DSCR - Sept 2023pool4 Property Type propertyValuationPage Single Family Detached Single Family Attached taken from appraisal
REDACTED   1024736 US Mtg - Apollo - DSCR - Sept 2023pool4 Loan Type the1003Page DSCR Conventional matches
REDACTED   1024736 US Mtg - Apollo - DSCR - Sept 2023pool4 Qualifying Total Reserves Number of Months assetPage 26.61 3.00 3 is reserves required not verified
REDACTED   1024756 US Mtg - Non-Del - DSCR - FLOW Loan Type the1003Page DSCR Conventional Verified DSCR file
REDACTED   1024756 US Mtg - Non-Del - DSCR - FLOW Application Date the1003Page REDACTED REDACTED Initial 1003 page 23 reflects application received and signed date as REDACTED.
REDACTED   1024756 US Mtg - Non-Del - DSCR - FLOW Qualifying Total Reserves Number of Months assetPage 66.33 3.00 3 months reserves required and calculated at 66.33 months reserves after closing