v3.25.1
Allowance for Credit Losses - Allowance for credit loss on loans and leases (Details) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Dec. 31, 2024
Allowance for Credit Losses      
Beginning balance $ 2,982 $ 3,224  
Charge-offs (53) (135)  
Recoveries 40 58  
Net provision for credit losses 0 (60)  
Ending Balance 2,969 3,087  
Provision for losses on unfunded commitments (5)    
Total allowance for credit losses on loans and unfunded commitments 2,969 3,202  
Individually evaluated 51 8  
Collectively evaluated 2,918 3,079  
Individually evaluated 1,697 1,325  
Collectively evaluated 229,948 234,949  
Total 231,645 236,274 $ 233,576
Reserve for unfunded lending commitments      
Allowance for Credit Losses      
Beginning balance 83 55  
Ending Balance 78 115  
Provision for losses on unfunded commitments (5) 60  
Total allowance for credit losses on loans and unfunded commitments 3,047 3,202  
Individually evaluated 0 0  
Collectively evaluated 78 115  
Real estate, residential      
Allowance for Credit Losses      
Beginning balance 676 971  
Charge-offs 0 (45)  
Recoveries 2 0  
Net provision for credit losses 50 (206)  
Ending Balance 728 720  
Total allowance for credit losses on loans and unfunded commitments 728 722  
Individually evaluated 42 0  
Collectively evaluated 686 720  
Individually evaluated 936 986  
Collectively evaluated 79,427 74,747  
Total 80,363 75,733 78,952
Real estate, residential | Reserve for unfunded lending commitments      
Allowance for Credit Losses      
Beginning balance 2 2  
Ending Balance 3 2  
Provision for losses on unfunded commitments 1 0  
Total allowance for credit losses on loans and unfunded commitments 731 722  
Individually evaluated 0 0  
Collectively evaluated 3 2  
Real estate, construction      
Allowance for Credit Losses      
Beginning balance 135 173  
Charge-offs 0 0  
Recoveries 9 8  
Net provision for credit losses (4) 31  
Ending Balance 140 212  
Total allowance for credit losses on loans and unfunded commitments 140 256  
Individually evaluated 0 0  
Collectively evaluated 140 212  
Individually evaluated 261 209  
Collectively evaluated 17,277 27,551  
Total 17,538 27,760 17,016
Real estate, construction | Reserve for unfunded lending commitments      
Allowance for Credit Losses      
Beginning balance 23 34  
Ending Balance 20 44  
Provision for losses on unfunded commitments (3) 10  
Total allowance for credit losses on loans and unfunded commitments 160 256  
Individually evaluated 0 0  
Collectively evaluated 20 44  
Real estate, nonresidential      
Allowance for Credit Losses      
Beginning balance 1,835 1,807  
Charge-offs 0 0  
Recoveries 1 1  
Net provision for credit losses (70) 74  
Ending Balance 1,766 1,882  
Total allowance for credit losses on loans and unfunded commitments 1,766 1,894  
Individually evaluated 0 0  
Collectively evaluated 1,766 1,882  
Individually evaluated 470 95  
Collectively evaluated 110,044 112,664  
Total 110,514 112,759 114,263
Real estate, nonresidential | Reserve for unfunded lending commitments      
Allowance for Credit Losses      
Beginning balance 10 5  
Ending Balance 11 12  
Provision for losses on unfunded commitments 1 7  
Total allowance for credit losses on loans and unfunded commitments 1,777 1,894  
Individually evaluated 0 0  
Collectively evaluated 11 12  
Commercial and industrial      
Allowance for Credit Losses      
Beginning balance 92 54  
Charge-offs 0 0  
Recoveries 0 0  
Net provision for credit losses (12) 3  
Ending Balance 80 57  
Total allowance for credit losses on loans and unfunded commitments 80 68  
Individually evaluated 0 0  
Collectively evaluated 80 57  
Individually evaluated 21 0  
Collectively evaluated 12,338 10,880  
Total 12,359 10,880 13,381
Commercial and industrial | Reserve for unfunded lending commitments      
Allowance for Credit Losses      
Beginning balance 12 10  
Ending Balance 15 11  
Provision for losses on unfunded commitments 3 1  
Total allowance for credit losses on loans and unfunded commitments 95 68  
Individually evaluated 0 0  
Collectively evaluated 15 11  
Other      
Allowance for Credit Losses      
Beginning balance 244 219  
Charge-offs (53) (90)  
Recoveries 28 49  
Net provision for credit losses 36 38  
Ending Balance 255 216  
Total allowance for credit losses on loans and unfunded commitments 255 262  
Individually evaluated 9 8  
Collectively evaluated 246 208  
Individually evaluated 9 35  
Collectively evaluated 10,862 9,107  
Total 10,871 9,142 $ 9,964
Other | Reserve for unfunded lending commitments      
Allowance for Credit Losses      
Beginning balance 36 4  
Ending Balance 29 46  
Provision for losses on unfunded commitments (7) 42  
Total allowance for credit losses on loans and unfunded commitments 284 262  
Individually evaluated 0 0  
Collectively evaluated $ 29 $ 46