The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107 305,921 1,958 SH SOLE 0 0 1,958
ALPHABET INC CAP STK CL A 02079K305 453,918 2,935 SH SOLE 0 0 2,935
ALTRIA GROUP INC COM 02209S103 392,594 6,541 SH SOLE 0 0 6,541
AMAZON COM INC COM 023135106 453,829 2,385 SH SOLE 0 0 2,385
APPLE INC COM 037833100 2,071,978 9,328 SH SOLE 0 0 9,328
ATLANTIC UN BANKSHARES CORP COM 04911A107 617,133 19,818 SH SOLE 0 0 19,818
BANK AMERICA CORP COM 060505104 512,428 12,280 SH SOLE 0 0 12,280
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 201,000 377 SH SOLE 0 0 377
CHEVRON CORP NEW COM 166764100 492,479 2,944 SH SOLE 0 0 2,944
DEERE & CO COM 244199105 251,438 536 SH SOLE 0 0 536
DOMINION ENERGY INC COM 25746U109 360,477 6,429 SH SOLE 0 0 6,429
ELI LILLY & CO COM 532457108 233,780 283 SH SOLE 0 0 283
EXXON MOBIL CORP COM 30231G102 637,804 5,363 SH SOLE 0 0 5,363
FIDELITY COVINGTON TRUST LOW VOLITY ETF 316092824 18,508,966 305,328 SH SOLE 0 0 305,328
FISERV INC COM 337738108 275,861 1,249 SH SOLE 0 0 1,249
GLOBE LIFE INC COM 37959E102 290,981 2,209 SH SOLE 0 0 2,209
HOME DEPOT INC COM 437076102 248,425 678 SH SOLE 0 0 678
INTERCONTINENTAL EXCHANGE IN COM 45866F104 520,405 3,017 SH SOLE 0 0 3,017
INVESCO EXCHANGE TRADED FD T BUYBACK ACHIEV 46137V308 490,504 4,354 SH SOLE 0 0 4,354
INVESCO EXCHANGE TRADED FD T S&P 500 GARP ETF 46137V431 17,518,625 175,397 SH SOLE 0 0 175,397
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761 202,964 3,594 SH SOLE 0 0 3,594
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 2,314,312 40,502 SH SOLE 0 0 40,502
J P MORGAN EXCHANGE TRADED F HEDGED EQUITY LA 46654Q724 6,666,733 111,708 SH SOLE 0 0 111,708
JOHNSON & JOHNSON COM 478160104 558,858 3,370 SH SOLE 0 0 3,370
JPMORGAN CHASE & CO. COM 46625H100 201,124 820 SH SOLE 0 0 820
LOWES COS INC COM 548661107 305,880 1,311 SH SOLE 0 0 1,311
MERCK & CO INC COM 58933Y105 494,057 5,504 SH SOLE 0 0 5,504
MICROSOFT CORP COM 594918104 1,658,393 4,418 SH SOLE 0 0 4,418
NEXTERA ENERGY INC COM 65339F101 553,427 7,807 SH SOLE 0 0 7,807
NOMURA HLDGS INC SPONSORED ADR 65535H208 89,175 14,500 SH SOLE 0 0 14,500
NVIDIA CORPORATION COM 67066G104 904,098 8,342 SH SOLE 0 0 8,342
PEPSICO INC COM 713448108 314,280 2,096 SH SOLE 0 0 2,096
PHILIP MORRIS INTL INC COM 718172109 1,277,094 8,046 SH SOLE 0 0 8,046
PROCTER AND GAMBLE CO COM 742718109 341,838 2,006 SH SOLE 0 0 2,006
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 426,153 1,015 SH SOLE 0 0 1,015
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,901,541 3,399 SH SOLE 0 0 3,399
THERMO FISHER SCIENTIFIC INC COM 883556102 438,284 881 SH SOLE 0 0 881
VANGUARD INDEX FDS GROWTH ETF 922908736 5,951,045 16,048 SH SOLE 0 0 16,048
VANGUARD INDEX FDS VALUE ETF 922908744 16,966,607 98,220 SH SOLE 0 0 98,220
VANGUARD INDEX FDS SM CP VAL ETF 922908611 274,219 1,472 SH SOLE 0 0 1,472
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 250,639 1,944 SH SOLE 0 0 1,944