The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDR S&P 500 ETF TRUST Common Stock 78462F103 593,907,160 1,061,705 SH SOLE 1,061,705 0 0
ISHARES CORE MSCI EAFE ETF Common Stock 46432F842 275,092,450 3,636,384 SH SOLE 3,636,384 0 0
ISHARES CORE S&P 500 ETF Common Stock 464287200 215,223,995 383,029 SH SOLE 383,029 0 0
VANGUARD S&P 500 ETF Common Stock 922908363 186,532,885 362,968 SH SOLE 362,968 0 0
ISHARES MSCI EAFE ETF Common Stock 464287465 166,737,373 2,040,100 SH SOLE 2,040,100 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF Common Stock 921943858 113,931,124 2,241,415 SH SOLE 2,241,415 0 0
ISHARES CORE MSCI EMERGING MARKETS ETF Common Stock 46434G103 111,528,088 2,066,483 SH SOLE 2,066,483 0 0
ISHARES U.S. TREASURY BOND ETF Common Stock 46429B267 105,961,425 4,610,025 PRN SOLE 4,610,025 0 0
VANGUARD TOTAL BOND MARKET ETF Common Stock 921937835 96,431,330 1,312,884 PRN SOLE 1,312,884 0 0
ISHARES MSCI EMERGING MARKETS ETF Common Stock 464287234 82,222,555 1,881,523 SH SOLE 1,881,523 0 0
VANGUARD FTSE EMERGING MARKETS ETF Common Stock 922042858 72,354,492 1,598,641 SH SOLE 1,598,641 0 0
VANGUARD GROWTH ETF Common Stock 922908736 60,854,158 164,107 SH SOLE 164,107 0 0
VANGUARD TOTAL STOCK MARKET ETF Common Stock 922908769 59,603,726 216,867 SH SOLE 216,867 0 0
VANGUARD VALUE ETF Common Stock 922908744 54,494,461 315,471 SH SOLE 315,471 0 0
ISHARES RUSSELL 1000 GROWTH ETF Common Stock 464287614 37,116,080 102,789 SH SOLE 102,789 0 0
VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF Common Stock 92206C870 28,938,952 353,950 PRN SOLE 353,950 0 0
SPDR PORTFOLIO MORTGAGE BACKED BOND ETF Common Stock 78464A383 26,985,915 1,223,851 PRN SOLE 1,223,851 0 0
VANGUARD RUSSELL 1000 ETF Common Stock 92206C730 20,154,199 79,391 SH SOLE 79,391 0 0
VANGUARD TAX-EXEMPT BOND ETF Common Stock 922907746 19,911,762 401,285 PRN SOLE 401,285 0 0
ALPHABET INC CAP STK CL A Common Stock 02079K305 15,925,291 102,983 SH SOLE 102,983 0 0
ISHARES RUSSELL 1000 VALUE ETF Common Stock 464287598 15,545,591 82,619 SH SOLE 82,619 0 0
ALTRIA GROUP INC COM Common Stock 02209S103 13,122,233 218,631 SH SOLE 218,631 0 0
GOLUB CAP BDC INC COM Common Stock 38173M102 12,783,429 844,348 PRN SOLE 844,348 0 0
PHILIP MORRIS INTL INC COM Common Stock 718172109 11,811,417 74,412 SH SOLE 74,412 0 0
SCHWAB US TIPS ETF Common Stock 808524870 11,102,908 412,901 PRN SOLE 412,901 0 0
ISHARES IBOXX $ HIGH YIELD CORPORATE BOND ETF Common Stock 464288513 10,944,331 138,729 PRN SOLE 138,729 0 0
MATERIALS SELECT SECTOR SPDR FUND Common Stock 81369Y100 8,034,401 93,445 SH SOLE 93,445 0 0
ALPHABET INC CAP STK CL C Common Stock 02079K107 7,303,596 46,749 SH SOLE 46,749 0 0
VANGUARD FTSE EUROPE ETF Common Stock 922042874 7,005,905 99,785 SH SOLE 99,785 0 0
ISHARES NATIONAL MUNI BOND ETF Common Stock 464288414 6,515,981 61,798 PRN SOLE 61,798 0 0
VANGUARD SHORT-TERM TREASURY ETF Common Stock 92206C102 6,499,800 110,748 PRN SOLE 110,748 0 0
ISHARES TIPS BOND ETF Common Stock 464287176 6,046,407 54,428 PRN SOLE 54,428 0 0
INVESCO S&P 500 EQUAL WEIGHT ETF Common Stock 46137V357 6,034,814 34,837 SH SOLE 34,837 0 0
ISHARES RUSSELL 1000 ETF Common Stock 464287622 5,792,478 18,884 SH SOLE 18,884 0 0
GLOBAL X S&P 500 CATHOLIC VALUES CUSTOM ETF Common Stock 37954Y889 5,428,528 80,375 SH SOLE 80,375 0 0
INVESCO RAFI US 1000 ETF Common Stock 46137V613 5,051,250 125,000 SH SOLE 125,000 0 0
GLOBAL X S&P CATHOLIC VALUES DEVELOPED EX-US ETF Common Stock 37954Y368 4,663,450 139,000 SH SOLE 139,000 0 0
ISHARES CORE U.S. AGGREGATE BOND ETF Common Stock 464287226 4,421,130 44,694 PRN SOLE 44,694 0 0
ISHARES CORE S&P MID-CAP ETF Common Stock 464287507 4,168,932 71,447 SH SOLE 71,447 0 0
PIMCO 15PLUS YEAR US TIPS INDEX EXCHANGE-TRADED FUND Common Stock 72201R304 3,088,863 56,325 PRN SOLE 56,325 0 0
VANGUARD MORTGAGE-BACKED SECURITIES ETF Common Stock 92206C771 2,974,445 64,229 PRN SOLE 64,229 0 0
ISHARES S&P 500 GROWTH ETF Common Stock 464287309 2,891,283 31,146 SH SOLE 31,146 0 0
ISHARES MSCI EMERGING MARKETS EX CHINA ETF Common Stock 46434G764 2,611,101 47,397 SH SOLE 47,397 0 0
VANGUARD SHORT-TERM CORPORATE BOND ETF Common Stock 92206C409 2,567,366 32,523 PRN SOLE 32,523 0 0
ISHARES 1-5 YEAR INVESTMENT GRADE CORPORATE BOND ETF Common Stock 464288646 2,464,480 47,059 PRN SOLE 47,059 0 0
VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETF Common Stock 922020805 2,303,334 46,159 PRN SOLE 46,159 0 0
VANGUARD TOTAL WORLD STOCK ETF Common Stock 922042742 2,303,115 19,863 PRN SOLE 19,863 0 0
ISHARES MSCI ACWI ETF Common Stock 464288257 2,168,462 18,631 SH SOLE 18,631 0 0
VANGUARD SMALL-CAP ETF Common Stock 922908751 2,112,612 9,527 SH SOLE 9,527 0 0
SPDR PORTFOLIO SHORT TERM CORPORATE BOND ETF Common Stock 78464A474 2,022,028 67,177 PRN SOLE 67,177 0 0
ISHARES S&P 500 VALUE ETF Common Stock 464287408 1,946,775 10,215 SH SOLE 10,215 0 0
ISHARES RUSSELL 2000 ETF Common Stock 464287655 1,911,114 9,580 SH SOLE 9,580 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS Common Stock 874039100 1,714,282 10,327 SH SOLE 10,327 0 0
VANGUARD LONG-TERM TREASURY ETF Common Stock 92206C847 1,711,939 29,716 PRN SOLE 29,716 0 0
MICROSOFT CORP COM Common Stock 594918104 1,692,258 4,508 SH SOLE 4,508 0 0
ISHARES SHORT-TERM NATIONAL MUNI BOND ETF Common Stock 464288158 1,684,426 15,951 PRN SOLE 15,951 0 0
BERKSHIRE HATHAWAY INC DEL CL A Common Stock 084670108 1,596,883 2 SH SOLE 2 0 0
ISHARES MSCI CHINA A ETF Common Stock 46434V514 1,555,833 55,506 SH SOLE 55,506 0 0
NOVO-NORDISK A S ADR Common Stock 670100205 1,288,876 18,561 SH SOLE 18,561 0 0
ISHARES SHORT TREASURY BOND ETF Common Stock 464288679 1,178,498 10,669 PRN SOLE 10,669 0 0
VANGUARD INTERMEDIATE-TERM TREASURY ETF Common Stock 92206C706 1,096,999 18,468 PRN SOLE 18,468 0 0
TCW TRANSFORM 500 ETF Common Stock 29287L106 1,080,766 16,528 SH SOLE 16,528 0 0
DANAHER CORPORATION COM Common Stock 235851102 1,078,095 5,259 SH SOLE 5,259 0 0
ISHARES 1-3 YEAR TREASURY BOND ETF Common Stock 464287457 1,053,567 12,735 PRN SOLE 12,735 0 0
ISHARES 20PLUS YEAR TREASURY BOND ETF Common Stock 464287432 1,046,208 11,493 PRN SOLE 11,493 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Common Stock 084670702 1,006,044 1,889 SH SOLE 1,889 0 0
THERMO FISHER SCIENTIFIC INC COM Common Stock 883556102 995,200 2,000 SH SOLE 2,000 0 0
ISHARES EMERGING MARKETS EQUITY FACTOR ETF Common Stock 46434G889 980,696 20,964 SH SOLE 20,964 0 0
NUVEEN SELECT TAX-FREE INCOME SH BEN INT Common Stock 67062F100 909,046 63,260 PRN SOLE 63,260 0 0
COCA COLA CO COM Common Stock 191216100 902,412 12,600 SH SOLE 12,600 0 0
ISHARES 0-5 YEAR TIPS BOND ETF Common Stock 46429B747 802,099 7,752 PRN SOLE 7,752 0 0
ISHARES RUSSELL 2000 VALUE ETF Common Stock 464287630 789,172 5,227 SH SOLE 5,227 0 0
VANGUARD REAL ESTATE ETF Common Stock 922908553 781,722 8,634 SH SOLE 8,634 0 0
SPDR PORTFOLIO S&P 500 VALUE ETF Common Stock 78464A508 741,332 14,516 SH SOLE 14,516 0 0
VANGUARD RUSSELL 3000 ETF Common Stock 92206C599 740,280 3,000 SH SOLE 3,000 0 0
ISHARES GOLD TRUST Common Stock 464285204 731,222 12,402 SH SOLE 12,402 0 0
VANGUARD RUSSELL 1000 VALUE ETF Common Stock 92206C714 656,358 7,952 SH SOLE 7,952 0 0
APPLE INC COM Common Stock 037833100 640,845 2,885 SH SOLE 2,885 0 0
COSTCO WHSL CORP NEW COM Common Stock 22160K105 638,402 675 SH SOLE 675 0 0
VANGUARD HIGH DIVIDEND YIELD INDEX ETF Common Stock 921946406 614,236 4,763 SH SOLE 4,763 0 0
NVIDIA CORPORATION COM Common Stock 67066G104 613,648 5,662 SH SOLE 5,662 0 0
REAL ESTATE SELECT SECTOR SPDR FUND Common Stock 81369Y860 576,986 13,787 SH SOLE 13,787 0 0
AMAZON COM INC COM Common Stock 023135106 554,227 2,913 SH SOLE 2,913 0 0
VANGUARD FINANCIALS ETF Common Stock 92204A405 516,947 4,327 SH SOLE 4,327 0 0
VANGUARD INDUSTRIALS ETF Common Stock 92204A603 496,090 2,004 SH SOLE 2,004 0 0
SCHWAB U.S. BROAD MARKET ETF Common Stock 808524102 459,601 21,347 SH SOLE 21,347 0 0
QUALCOMM INC COM Common Stock 747525103 457,604 2,979 SH SOLE 2,979 0 0
ISHARES RUSSELL MIDCAP ETF Common Stock 464287499 437,515 5,143 SH SOLE 5,143 0 0
VISA INC COM CL A Common Stock 92826C839 422,655 1,206 SH SOLE 1,206 0 0
ACCENTURE PLC IRELAND SHS CLASS A Common Stock G1151C101 420,006 1,346 SH SOLE 1,346 0 0
NUVEEN AMT FREE MUN CR INC FD COM Common Stock 67071L106 417,540 33,727 PRN SOLE 33,727 0 0
ISHARES HIGH YIELD MUNI INCOME ACTIVE ETF Common Stock 092528108 411,461 18,150 PRN SOLE 18,150 0 0
VANGUARD RUSSELL 2000 GROWTH ETF Common Stock 92206C623 408,315 2,191 SH SOLE 2,191 0 0
VANGUARD RUSSELL 1000 GROWTH ETF Common Stock 92206C680 400,946 4,321 SH SOLE 4,321 0 0
SPDR BLOOMBERG 1-3 MONTH T-BILL ETF Common Stock 78468R663 385,541 4,203 PRN SOLE 4,203 0 0
INVESCO NASDAQ INTERNET ETF Common Stock 46137V530 379,518 8,600 SH SOLE 8,600 0 0
ISHARES CORE S&P SMALL CAP ETF Common Stock 464287804 367,668 3,516 SH SOLE 3,516 0 0
CONOCOPHILLIPS COM Common Stock 20825C104 356,333 3,393 SH SOLE 3,393 0 0
SPDR PORTFOLIO DEVELOPED WORLD EX-US ETF Common Stock 78463X889 334,644 9,191 SH SOLE 9,191 0 0
ISHARES MSCI EAFE VALUE ETF Common Stock 464288877 274,778 4,662 SH SOLE 4,662 0 0
SPDR S&P GLOBAL NATURAL RESOURCES ETF Common Stock 78463X541 270,830 5,086 SH SOLE 5,086 0 0
ISHARES CORE DIVIDEND GROWTH ETF Common Stock 46434V621 239,027 3,869 SH SOLE 3,869 0 0
VANGUARD FTSE ALL-WORLD EX-US INDEX FUND Common Stock 922042775 237,848 3,921 SH SOLE 3,921 0 0
EXXON MOBIL CORP COM Common Stock 30231G102 237,622 1,998 SH SOLE 1,998 0 0
FULTON FINL CORP PA COM Common Stock 360271100 230,774 12,757 SH SOLE 12,757 0 0
PHILLIPS 66 COM Common Stock 718546104 203,989 1,652 SH SOLE 1,652 0 0
JPMORGAN CHASE & CO. COM Common Stock 46625H100 202,618 826 SH SOLE 826 0 0