v3.25.1
Pay vs Performance Disclosure - USD ($)
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Dec. 31, 2020
Pay vs Performance Disclosure          
Pay vs Performance Disclosure, Table
Year
Summary Compensation Table Total for PEO Robert Lisy1
($)
Compensation Actually Paid to PEO Robert Lisy1,2,3
($)
Average Summary Compensation Table Total for Non-PEO Named Executive Officers1
($)

Average Compensation Actually Paid to Non-PEO Named Executive Officers1,2,3
($)

Value of initial fixed $100 investment based on4:
Net
income
(in millions)
Adjusted EBITDA ($)5
(in millions)
Total Shareholder Return ("TSR")
($)
Peer Group Total Shareholder Return
($)
(a)(b)(c)(d)(e)(f)(g)(h)(i)
2024$6,042,098 $2,571,791 $1,222,554 $724,915 $173 $68 $58.8 $121.3 
2023$6,127,308 $4,372,216 $1,217,425 $877,054 $183 $66 $59.5 $120.0 
2022$5,842,214 $9,064,926 $1,229,430 $1,879,209 $202 $60 $57.3 $105.2 
2021$5,004,460 $5,776,170 $1,241,362 $1,382,164 $133 $76 $46.8 $86.7 
2020$1,305,197 $2,966,300 $718,034 $942,237 $129 $89 $33.8 $68.4 
       
Company Selected Measure Name Adjusted EBITDA        
Named Executive Officers, Footnote Robert Lisy was our PEO in 2020, 2021, 2022, 2023, and 2024. The individuals constituting the Non-PEO named executive officers for each year presented are listed below:
2020202120222023
2024
Tony Lauro IIAndras BendeAndras BendeAndras BendeAndras Bende
Joseph AguilarJoseph AguilarJoseph AguilarJoseph AguilarJoseph Aguilar
Randall D. NilsenRandall D. NilsenRandall D. NilsenChristopher HuntChristopher Hunt
Ernesto LucianoRandall D. Nilsen
Robert Pargac
Ernesto Luciano
       
Peer Group Issuers, Footnote The Peer Group Total Shareholder Return ("TSR") set forth in this table utilizes a group comprising publicly-traded companies in the money remittance and payment industries: MoneyGram, Euronet, Remitly and Western Union. This peer group is also utilized in the stock performance graph required by Item 201(e) of Regulation S-K included in our Annual Report for the year ended December 31, 2024. The comparison assumes $100 was invested for the period starting December 31, 2019, through the end of the listed year in the Company and in the Peer Group, respectively. For the Peer Group, TSR for MoneyGram was calculated through June 1, 2023, the day it became a private company. Historical stock performance is not necessarily indicative of future stock performance.        
PEO Total Compensation Amount $ 6,042,098 $ 6,127,308 $ 5,842,214 $ 5,004,460 $ 1,305,197
PEO Actually Paid Compensation Amount $ 2,571,791 4,372,216 9,064,926 5,776,170 2,966,300
Adjustment To PEO Compensation, Footnote Compensation Actually Paid reflects the exclusions and inclusions of certain amounts for the PEO and the Non-PEO named executive officers as set forth below. Equity values are calculated in accordance with FASB ASC Topic 718. Amounts in the Exclusion of Stock Awards column are the totals from the Stock Awards column set forth in the Summary Compensation Table.
YearSummary Compensation Table Total for Robert Lisy
($)
Exclusion of Stock Awards for Robert Lisy
($)
Inclusion of Equity Values for Robert Lisy
($)
Compensation Actually Paid to Robert Lisy
($)
2024$6,042,098 $4,200,000 $729,693 $2,571,791 
2023$6,127,308 $4,000,000 $2,244,908 $4,372,216 
2022$5,842,214 $3,000,000 $6,222,712 $9,064,926 
2021$5,004,460 $2,500,013 $3,271,723 $5,776,170 
2020$1,305,197 $— $1,661,103 $2,966,300 

YearAverage Summary Compensation Table Total for Non-PEO Named Executive Officers
($)
Average Exclusion of Stock Awards for Non-PEO Named Executive Officers
($)
Average Inclusion of Equity Values for Non-PEO Named Executive Officers
($)
Average Compensation Actually Paid to Non-PEO Named Executive Officers
($)
2024$1,222,554 $650,000 $152,362 $724,915 
2023$1,217,425 $620,000 $279,629 $877,054 
2022$1,229,430 $525,000 $1,174,779 $1,879,209 
2021$1,241,362 $541,445 $682,247 $1,382,164 
2020$718,034 $237,868 $462,072 $942,237 
The amounts in the Inclusion of Equity Values in the tables above are derived from the amounts set forth in the following tables:

YearYear-End Fair Value of Equity Awards Granted During Year That Remained Unvested as of Last Day of Year for Robert Lisy
($)
Change in Fair Value from Last Day of Prior Year to Last Day of Year of Unvested Equity Awards for Robert Lisy
($)
Change in Fair Value from Last Day of Prior Year to Vesting Date of Unvested Equity Awards that Vested During Year for Robert Lisy
($)
Fair Value at Last Day of Prior Year of Equity Awards Forfeited During Year for Robert Lisy
($)
Total - Inclusion of
Equity Values for Robert Lisy
($)
2024$2,056,567 $(1,054,087)$(272,787)$— $729,693 
2023$2,613,002 $(22,719)$(345,376)$— $2,244,908 
2022$3,980,352 $2,040,199 $202,162 $— $6,222,712 
2021$4,223,734 $(633,177)$(318,834)$— $3,271,723 
2020$— $1,196,089 $465,014 $— $1,661,103 

YearAverage Year-End Fair Value of Equity Awards Granted During Year That Remained Unvested as of Last Day of Year for Non-PEO Named Executive Officers
($)
Average Change in Fair Value from Last Day of Prior Year to Last Day of Year of Unvested Equity Awards for Non-PEO Named Executive Officers
($)
Average Change in Fair Value from Last Day of Prior Year to Vesting Date of Unvested Equity Awards that Vested During Year for Non-PEO Named Executive Officers
($)
Average Fair Value at Last Day of Prior Year of Equity Awards Forfeited During Year for Non-PEO Named Executive Officers
($)
Total - Average Inclusion of
Equity Values for Non-PEO Named Executive Officers
($)
2024$319,579 $(133,063)$(34,154)$— $152,362 
2023$47,325 $(4,751)$(62,945)$— $279,629 
2022$696,562 $445,526 $32,692 $— $1,174,779 
2021$933,383 $(189,066)$(62,070)$— $682,247 
2020$280,546 $216,787 $110,896 $(146,157)$462,072 
       
Non-PEO NEO Average Total Compensation Amount $ 1,222,554 1,217,425 1,229,430 1,241,362 718,034
Non-PEO NEO Average Compensation Actually Paid Amount $ 724,915 877,054 1,879,209 1,382,164 942,237
Adjustment to Non-PEO NEO Compensation Footnote Compensation Actually Paid reflects the exclusions and inclusions of certain amounts for the PEO and the Non-PEO named executive officers as set forth below. Equity values are calculated in accordance with FASB ASC Topic 718. Amounts in the Exclusion of Stock Awards column are the totals from the Stock Awards column set forth in the Summary Compensation Table.
YearSummary Compensation Table Total for Robert Lisy
($)
Exclusion of Stock Awards for Robert Lisy
($)
Inclusion of Equity Values for Robert Lisy
($)
Compensation Actually Paid to Robert Lisy
($)
2024$6,042,098 $4,200,000 $729,693 $2,571,791 
2023$6,127,308 $4,000,000 $2,244,908 $4,372,216 
2022$5,842,214 $3,000,000 $6,222,712 $9,064,926 
2021$5,004,460 $2,500,013 $3,271,723 $5,776,170 
2020$1,305,197 $— $1,661,103 $2,966,300 

YearAverage Summary Compensation Table Total for Non-PEO Named Executive Officers
($)
Average Exclusion of Stock Awards for Non-PEO Named Executive Officers
($)
Average Inclusion of Equity Values for Non-PEO Named Executive Officers
($)
Average Compensation Actually Paid to Non-PEO Named Executive Officers
($)
2024$1,222,554 $650,000 $152,362 $724,915 
2023$1,217,425 $620,000 $279,629 $877,054 
2022$1,229,430 $525,000 $1,174,779 $1,879,209 
2021$1,241,362 $541,445 $682,247 $1,382,164 
2020$718,034 $237,868 $462,072 $942,237 
The amounts in the Inclusion of Equity Values in the tables above are derived from the amounts set forth in the following tables:

YearYear-End Fair Value of Equity Awards Granted During Year That Remained Unvested as of Last Day of Year for Robert Lisy
($)
Change in Fair Value from Last Day of Prior Year to Last Day of Year of Unvested Equity Awards for Robert Lisy
($)
Change in Fair Value from Last Day of Prior Year to Vesting Date of Unvested Equity Awards that Vested During Year for Robert Lisy
($)
Fair Value at Last Day of Prior Year of Equity Awards Forfeited During Year for Robert Lisy
($)
Total - Inclusion of
Equity Values for Robert Lisy
($)
2024$2,056,567 $(1,054,087)$(272,787)$— $729,693 
2023$2,613,002 $(22,719)$(345,376)$— $2,244,908 
2022$3,980,352 $2,040,199 $202,162 $— $6,222,712 
2021$4,223,734 $(633,177)$(318,834)$— $3,271,723 
2020$— $1,196,089 $465,014 $— $1,661,103 

YearAverage Year-End Fair Value of Equity Awards Granted During Year That Remained Unvested as of Last Day of Year for Non-PEO Named Executive Officers
($)
Average Change in Fair Value from Last Day of Prior Year to Last Day of Year of Unvested Equity Awards for Non-PEO Named Executive Officers
($)
Average Change in Fair Value from Last Day of Prior Year to Vesting Date of Unvested Equity Awards that Vested During Year for Non-PEO Named Executive Officers
($)
Average Fair Value at Last Day of Prior Year of Equity Awards Forfeited During Year for Non-PEO Named Executive Officers
($)
Total - Average Inclusion of
Equity Values for Non-PEO Named Executive Officers
($)
2024$319,579 $(133,063)$(34,154)$— $152,362 
2023$47,325 $(4,751)$(62,945)$— $279,629 
2022$696,562 $445,526 $32,692 $— $1,174,779 
2021$933,383 $(189,066)$(62,070)$— $682,247 
2020$280,546 $216,787 $110,896 $(146,157)$462,072 
       
Compensation Actually Paid vs. Total Shareholder Return
The following chart sets forth the relationship between Compensation Actually Paid to our PEO, the average of Compensation Actually Paid to our other named executive officers, and the Company’s cumulative TSR over the four most recently completed fiscal years. The chart also provides a comparison of the Company’s TSR and Peer Group TSR.
PVP Graph 1 - 2024 - Cropped.jpg
       
Compensation Actually Paid vs. Net Income
The following chart sets forth the relationship between Compensation Actually Paid to our PEO, the average of Compensation Actually Paid to the Non-PEO, and our Net Income during the four most recently completed fiscal years.

PVP Graph 2 - 2024 - Cropped.jpg
       
Compensation Actually Paid vs. Company Selected Measure
The following chart sets forth the relationship between Compensation Actually Paid to our PEO, the average of Compensation Actually Paid to the Non-PEOs, and Adjusted EBITDA over the four most recently completed fiscal years.
       
Total Shareholder Return Amount $ 173 183 202 133 129
Peer Group Total Shareholder Return Amount 68 66 60 76 89
Net Income (Loss) $ 58,800,000 $ 59,500,000 $ 57,300,000 $ 46,800,000 $ 33,800,000
Company Selected Measure Amount 121,300,000 120,000,000.0 105,200,000 86,700,000 68,400,000
PEO Name Robert Lisy        
Additional 402(v) Disclosure The amounts shown for Compensation Actually Paid have been calculated in accordance with Item 402(v) of Regulation S-K and do not reflect compensation actually earned, realized, or received by the Company’s named executive officers. These amounts reflect the Summary Compensation Table Total with certain adjustments as described in footnote 3 below.        
Measure:: 1          
Pay vs Performance Disclosure          
Name •Adjusted EBITDA        
Non-GAAP Measure Description Adjusted EBITDA is as defined and reconciled to the most directly comparable GAAP Measure in the "Non-GAAP Financial Measures" section of Item 7 in our Annual Report on Form 10-K for the year ended December 31, 2024 filed with the SEC on February 28, 2025. We determined Adjusted EBITDA to be the most important financial performance measure used to link Company performance to Compensation Actually Paid to our PEO and Non-PEO NEOs in 2024 because this is the primary metric in our annual incentive program, a key input of adjusted EPS performance which is used in the PSU program and is the metric most strongly correlated to stock price performance. We may determine a different financial performance measure to be the most important financial performance measure in future years.        
Measure:: 2          
Pay vs Performance Disclosure          
Name •Adjusted Earnings Per Share - Basic        
PEO | Aggregate Grant Date Fair Value of Equity Award Amounts Reported in Summary Compensation Table          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount $ (4,200,000) $ (4,000,000) $ (3,000,000) $ (2,500,013) $ 0
PEO | Equity Awards Adjustments, Excluding Value Reported in Compensation Table          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount 729,693 2,244,908 6,222,712 3,271,723 1,661,103
PEO | Year-end Fair Value of Equity Awards Granted in Covered Year that are Outstanding and Unvested          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount 2,056,567 2,613,002 3,980,352 4,223,734 0
PEO | Year-over-Year Change in Fair Value of Equity Awards Granted in Prior Years That are Outstanding and Unvested          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount (1,054,087) (22,719) 2,040,199 (633,177) 1,196,089
PEO | Change in Fair Value as of Vesting Date of Prior Year Equity Awards Vested in Covered Year          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount (272,787) (345,376) 202,162 (318,834) 465,014
PEO | Prior Year End Fair Value of Equity Awards Granted in Any Prior Year that Fail to Meet Applicable Vesting Conditions During Covered Year          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount 0 0 0 0 0
Non-PEO NEO | Aggregate Grant Date Fair Value of Equity Award Amounts Reported in Summary Compensation Table          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount 650,000 620,000 525,000 541,445 237,868
Non-PEO NEO | Equity Awards Adjustments, Excluding Value Reported in Compensation Table          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount 152,362 279,629 1,174,779 682,247 462,072
Non-PEO NEO | Year-end Fair Value of Equity Awards Granted in Covered Year that are Outstanding and Unvested          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount 319,579 47,325 696,562 933,383 280,546
Non-PEO NEO | Year-over-Year Change in Fair Value of Equity Awards Granted in Prior Years That are Outstanding and Unvested          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount (133,063) (4,751) 445,526 (189,066) 216,787
Non-PEO NEO | Change in Fair Value as of Vesting Date of Prior Year Equity Awards Vested in Covered Year          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount (34,154) (62,945) 32,692 (62,070) 110,896
Non-PEO NEO | Prior Year End Fair Value of Equity Awards Granted in Any Prior Year that Fail to Meet Applicable Vesting Conditions During Covered Year          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount $ 0 $ 0 $ 0 $ 0 $ (146,157)