The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
iShares Core S&P 500 ETF ETF 464287200 126,213,662 224,619 SH SOLE 0 0 0
iShares Core S&P Small-Cap ETF ETF 464287804 23,921,523 228,761 SH SOLE 0 0 0
iShares Core S&P Mid-Cap ETF ETF 464287507 20,597,942 353,007 SH SOLE 0 0 0
Procter & Gamble Co Stock 742718109 11,371,947 66,729 SH SOLE 0 0 0
Apple Inc Stock 037833100 4,874,854 21,946 SH SOLE 0 0 0
iShares Russell 1000 Growth ETF ETF 464287614 2,924,599 8,099 SH SOLE 0 0 0
Microsoft Corp Stock 594918104 2,361,653 6,291 SH SOLE 0 0 0
Vanguard Total Stock Market ETF ETF 922908769 2,152,417 7,832 SH SOLE 0 0 0
iShares Russell Mid-Cap ETF ETF 464287499 1,738,322 20,434 SH SOLE 0 0 0
Vanguard S&P 500 ETF ETF 922908363 1,570,815 3,057 SH SOLE 0 0 0
iShares MSCI EAFE Value ETF ETF 464288877 1,449,802 24,598 SH SOLE 0 0 0
iShares National Muni Bond ETF ETF 464288414 1,390,068 13,183 SH SOLE 0 0 0
iShares MSCI USA Quality Factor ETF ETF 46432F339 1,285,446 7,522 SH SOLE 0 0 0
SPDR SSgA Multi-Asset Real Return ETF ETF 78467V103 1,275,266 44,683 SH SOLE 0 0 0
JPMorgan Chase & Co Stock 46625H100 1,185,262 4,832 SH SOLE 0 0 0
SPDR S&P 500 ETF Trust ETF 78462F103 1,180,107 2,110 SH SOLE 0 0 0
Johnson & Johnson Stock 478160104 1,144,535 6,901 SH SOLE 0 0 0
Vanguard Dividend Appreciation ETF ETF 921908844 1,117,156 5,759 SH SOLE 0 0 0
LCNB Corp Stock 50181P100 1,107,706 74,896 SH SOLE 0 0 0
Lockheed Martin Corp Stock 539830109 1,103,352 2,470 SH SOLE 0 0 0
SPDR Portfolio Short Term Treasury ETF ETF 78468R101 1,068,550 36,544 SH SOLE 0 0 0
iShares 3-7 Year Treasury Bond ETF ETF 464288661 1,058,843 8,963 SH SOLE 0 0 0
iShares Russell 2000 ETF ETF 464287655 1,001,839 5,022 SH SOLE 0 0 0
iShares iBonds Dec. 2025 Corporate Bond ETF ETF 46434VBD1 994,533 39,544 SH SOLE 0 0 0
iShares Core US Aggregate Bond ETF ETF 464287226 990,482 10,013 SH SOLE 0 0 0
iShares MSCI EAFE Growth ETF ETF 464288885 976,611 9,766 SH SOLE 0 0 0
iShares iBonds Dec 2027 Term Corp ETF ETF 46435UAA9 970,793 40,149 SH SOLE 0 0 0
iShares IBonds Dec. 2026 Corporate Bond ETF ETF 46435GAA0 969,934 40,063 SH SOLE 0 0 0
General Electric Co Stock 369604301 962,961 4,811 SH SOLE 0 0 0
iShares iBonds Dec 2028 Term Corporate ETF ETF 46435U515 952,924 37,725 SH SOLE 0 0 0
The Home Depot Inc Stock 437076102 909,990 2,483 SH SOLE 0 0 0
VICTORYSHARES CORE INTERMEDIATE BOND ETF ETF 92647N527 900,048 19,174 SH SOLE 0 0 0
Berkshire Hathaway Inc Stock 084670702 888,268 1,668 SH SOLE 0 0 0
iShares 7-10 Year Treasury Bond ETF ETF 464287440 863,149 9,051 SH SOLE 0 0 0
CSX Corp Stock 126408103 846,878 28,776 SH SOLE 0 0 0
Cintas Corp Stock 172908105 830,774 4,042 SH SOLE 0 0 0
AbbVie Inc Stock 00287Y109 805,019 3,842 SH SOLE 0 0 0
Vanguard Growth ETF ETF 922908736 800,424 2,159 SH SOLE 0 0 0
iShares Core MSCI Total Intl Stk ETF ETF 46432F834 768,007 11,001 SH SOLE 0 0 0
Raytheon Technologies Corp Stock 75513E101 767,438 5,794 SH SOLE 0 0 0
iShares MSCI EAFE ETF ETF 464287465 720,462 8,815 SH SOLE 0 0 0
Chevron Corp Stock 166764100 698,277 4,174 SH SOLE 0 0 0
Vanguard FTSE Emerging Markets ETF ETF 922042858 693,316 15,319 SH SOLE 0 0 0
Broadcom Inc Stock 11135F101 685,088 4,092 SH SOLE 0 0 0
Alphabet Inc Stock 02079K305 672,832 4,351 SH SOLE 0 0 0
iShares Russell 1000 Value ETF ETF 464287598 662,206 3,519 SH SOLE 0 0 0
Vanguard FTSE All-Wld ex-US ETF ETF 922042775 645,536 10,642 SH SOLE 0 0 0
Walmart Inc Stock 931142103 644,512 7,342 SH SOLE 0 0 0
Vanguard Value ETF ETF 922908744 625,190 3,619 SH SOLE 0 0 0
Energy Transfer LP Stock 29273V100 608,013 32,706 SH SOLE 0 0 0
iShares Core MSCI Emerging Markets ETF ETF 46434G103 598,609 11,092 SH SOLE 0 0 0
Schwab US Broad Market ETF ETF 808524102 593,984 27,589 SH SOLE 0 0 0
VICTORYSHARES SHORT-TERM BOND ETF ETF 92647N535 589,658 11,642 SH SOLE 0 0 0
iShares MSCI USA Min Vol Factor ETF ETF 46429B697 574,964 6,139 SH SOLE 0 0 0
Exxon Mobil Corp Stock 30231G102 552,371 4,645 SH SOLE 0 0 0
Alphabet Inc Stock 02079K107 549,828 3,519 SH SOLE 0 0 0
Vanguard FTSE Developed Markets ETF ETF 921943858 537,225 10,569 SH SOLE 0 0 0
Abbott Laboratories Stock 002824100 529,057 3,988 SH SOLE 0 0 0
Hillenbrand Inc Stock 431571108 497,936 20,627 SH SOLE 0 0 0
JOHN HANCOCK MULTIFACTOR MID CAP ETF ETF 47804J206 495,603 8,649 SH SOLE 0 0 0
Merck & Co Inc Stock 58933Y105 494,671 5,511 SH SOLE 0 0 0
First Trust TCW Unconstrained Plus Bond ETF ETF 33740F888 488,985 19,757 SH SOLE 0 0 0
Schwab International Equity ETF ETF 808524805 478,735 24,203 SH SOLE 0 0 0
Invesco S&P 500 Equal Weight ETF ETF 46137V357 474,593 2,740 SH SOLE 0 0 0
SPDR Gold MiniShares ETF 98149E303 465,041 7,514 SH SOLE 0 0 0
Schwab Fundamental US Small Company ETF ETF 808524763 459,701 16,784 SH SOLE 0 0 0
NVIDIA Corp Stock 67066G104 453,356 4,183 SH SOLE 0 0 0
ALPS O'SHARES US SMALL-CAP QUALITY DIVIDEND ETF ETF 00162Q395 447,623 10,653 SH SOLE 0 0 0
Vanguard Real Estate ETF ETF 922908553 447,298 4,940 SH SOLE 0 0 0
Duke Energy Corp Stock 26441C204 446,872 3,664 SH SOLE 0 0 0
Meta Platforms Inc Stock 30303M102 446,206 774 SH SOLE 0 0 0
Visa Inc Stock 92826C839 443,912 1,267 SH SOLE 0 0 0
iShares MSCI Emerging Markets ETF ETF 464287234 443,158 10,141 SH SOLE 0 0 0
Bristol-Myers Squibb Co Stock 110122108 439,950 7,213 SH SOLE 0 0 0
GE VERNOVA INC COM Stock 36828A101 437,593 1,433 SH SOLE 0 0 0
PepsiCo Inc Stock 713448108 434,047 2,895 SH SOLE 0 0 0
TJX Companies Inc Stock 872540109 431,081 3,539 SH SOLE 0 0 0
Amgen Inc Stock 031162100 429,625 1,379 SH SOLE 0 0 0
Trane Technologies PLC Stock G8994E103 416,138 1,235 SH SOLE 0 0 0
Colgate-Palmolive Co Stock 194162103 414,185 4,420 SH SOLE 0 0 0
Qualcomm Inc Stock 747525103 410,507 2,672 SH SOLE 0 0 0
Verizon Communications Inc Stock 92343V104 410,250 9,044 SH SOLE 0 0 0
Norfolk Southern Corp Stock 655844108 409,059 1,727 SH SOLE 0 0 0
iShares iBonds Dec 2025 Term Muni Bd ETF ETF 46435U432 405,533 15,160 SH SOLE 0 0 0
The Hartford Financial Services Group Inc Stock 416515104 395,936 3,200 SH SOLE 0 0 0
Anthem Inc Stock 036752103 391,899 901 SH SOLE 0 0 0
Vanguard Small-Cap ETF ETF 922908751 386,393 1,742 SH SOLE 0 0 0
International Business Machines Corp Stock 459200101 385,566 1,551 SH SOLE 0 0 0
Automatic Data Processing Inc Stock 053015103 365,741 1,197 SH SOLE 0 0 0
Williams Companies Inc Stock 969457100 364,629 6,102 SH SOLE 0 0 0
Carrier Global Corp Stock 14448C104 351,058 5,537 SH SOLE 0 0 0
American Financial Group Inc Stock 025932104 348,112 2,650 SH SOLE 0 0 0
Cincinnati Financial Corp Stock 172062101 338,002 2,288 SH SOLE 0 0 0
Invesco S&P 500 Low Volatility ETF ETF 46138E354 323,041 4,323 SH SOLE 0 0 0
Fiserv Inc Stock 337738108 320,866 1,453 SH SOLE 0 0 0
New Residential Investment Corp REIT 64828T201 316,069 27,604 SH SOLE 0 0 0
Amazon.com Inc Stock 023135106 310,588 1,632 SH SOLE 0 0 0
U.S. Bancorp Stock 902973304 286,967 6,797 SH SOLE 0 0 0
Otis Worldwide Corp Stock 68902V107 285,628 2,768 SH SOLE 0 0 0
Cisco Systems Inc Stock 17275R102 284,020 4,602 SH SOLE 0 0 0
NextEra Energy Inc Stock 65339F101 277,344 3,912 SH SOLE 0 0 0
Palo Alto Networks Inc Stock 697435105 270,895 1,588 SH SOLE 0 0 0
Air Products & Chemicals Inc Stock 009158106 269,657 914 SH SOLE 0 0 0
iShares 1-5 Year invmt Grd Corp Bd ETF ETF 464288646 266,031 5,080 SH SOLE 0 0 0
Comcast Corp Stock 20030N101 256,592 6,954 SH SOLE 0 0 0
Accenture PLC Stock G1151C101 256,104 821 SH SOLE 0 0 0
Northrop Grumman Corp Stock 666807102 254,246 497 SH SOLE 0 0 0
EOG Resources Inc Stock 26875P101 253,968 1,980 SH SOLE 0 0 0
GENUINE PARTS CO COM Stock 372460105 246,501 2,069 SH SOLE 0 0 0
Crown Castle International Corp REIT 22822V101 245,306 2,354 SH SOLE 0 0 0
Thermo Fisher Scientific Inc Stock 883556102 241,757 486 SH SOLE 0 0 0
iShares Core Total Bond Market ETF ETF 46434V613 241,504 5,241 SH SOLE 0 0 0
Southern Co Stock 842587107 233,897 2,544 SH SOLE 0 0 0
McDonald's Corp Stock 580135101 233,221 747 SH SOLE 0 0 0
Citizens Financial Group Inc Stock 174610105 229,563 5,603 SH SOLE 0 0 0
Illinois Tool Works Inc Stock 452308109 228,845 923 SH SOLE 0 0 0
Ameriprise Financial Inc Stock 03076C106 226,989 469 SH SOLE 0 0 0
Shell PLC ADR 780259305 222,262 3,033 SH SOLE 0 0 0
The Kroger Co Stock 501044101 218,707 3,231 SH SOLE 0 0 0
INNOVATOR EQUITY DEFINED PROTECTION ETF - 6MO JAN/JUL ETF 45783Y244 217,360 8,000 SH SOLE 0 0 0
Fifth Third Bancorp Stock 316773100 216,375 5,520 SH SOLE 0 0 0
iShares iBonds Dec 2026 Term Muni Bond ETF ETF 46435U259 216,059 8,453 SH SOLE 0 0 0
iShares iBonds Dec 2027 Term Muni Bd ETF ETF 46435U283 215,992 8,544 SH SOLE 0 0 0
iShares Short-Term National Muni Bd ETF ETF 464288158 213,679 2,023 SH SOLE 0 0 0
PNC Financial Services Group Inc Stock 693475105 213,569 1,215 SH SOLE 0 0 0
EV Tax-Mgd Gbl Div Equity Income CEF 27829F108 208,521 25,617 SH SOLE 0 0 0
iShares Russell 1000 ETF ETF 464287622 208,299 679 SH SOLE 0 0 0
iShares Core US REIT ETF ETF 464288521 206,510 3,585 SH SOLE 0 0 0
iShares Edge MSCI Multifactor Intl ETF ETF 46434V274 204,839 6,642 SH SOLE 0 0 0
Strive 500 ETF ETF 02072L680 203,626 5,647 SH SOLE 0 0 0
INVESCO BULLETSHARES 2028 CORPORATE BOND ETF ETF 46138J643 203,012 9,976 SH SOLE 0 0 0
iShares S&P 500 Growth ETF ETF 464287309 201,068 2,166 SH SOLE 0 0 0
AMERICAN CAPITAL AGENCY CORP. REIT 00123Q104 193,093 20,156 SH SOLE 0 0 0
HERON THERAPEUTICS INC COM Stock 427746102 91,498 41,590 SH SOLE 0 0 0
SOUNDHOUND AI INC CLASS A COM Stock 836100107 81,203 10,000 SH SOLE 0 0 0