Exhibit 99.2 Schedule 1
Data Compare | |||||||||
Redacted ID | Loan Number | Loan Number 2 | Field | Loan Value | Tape Value | Variance | Variance % | Comment | Tape Source |
64897062 | xx | xx | Age of Loan | 13 | 14 | -1 | -7.14285% | Note document reflects age of loan as 13 months. | Initial |
64897062 | xx | xx | Borrower DTI Ratio Percent | 45.159% | 45.059% | 0.100% | 0.10000% | The borrower’s income is $6,151.86 and total expenses are in the amount of $2,778.12. DTI reflects 45.159%. | Initial |
9708664 | xx | xx | Age of Loan | 13 | 14 | -1 | -7.14285% | Note document reflects age of loan as 13. | Initial |
9708664 | xx | xx | Borrower DTI Ratio Percent | 42.481% | 42.811% | -0.330% | -0.33000% | The borrower’s income is $6,193.00 and total expenses are in the amount of $2,630.82. So calculated DTI ratio is 42.481%. | Initial |
49170931 | xx | xx | Age of Loan | 10 | 11 | -1 | -9.09090% | NA | Initial |
49170931 | xx | xx | Borrower DTI Ratio Percent | 40.915% | 35.597% | 5.318% | 5.31800% | Update as per 1008. | Initial |
49170931 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
49170931 | xx | xx | Purpose of Refinance Per Application | No Cash-Out | Change in Rate/Term | Update as per 1008. | Initial | ||
53481182 | xx | xx | Age of Loan | 4 | 5 | -1 | -20.00000% | NA | Initial |
53481182 | xx | xx | Borrower DTI Ratio Percent | 33.236% | 32.701% | 0.535% | 0.53500% | Update as per 1008. | Initial |
53481182 | xx | xx | Mortgage Type | VA | Conventional | Update as per note. | Initial | ||
53481182 | xx | xx | Purpose of Refinance Per Application | Cash Out - Other | Change in Rate/Term | Update as per 1008. | Initial | ||
63682299 | xx | xx | Age of Loan | 4 | 5 | -1 | -20.00000% | Initial | |
63682299 | xx | xx | Borrower DTI Ratio Percent | 39.723% | 39.647% | 0.076% | 0.07600% | Initial | |
21849026 | xx | xx | Age of Loan | 10 | 11 | -1 | -9.09090% | Age of loan is 10. | Initial |
21849026 | xx | xx | Borrower DTI Ratio Percent | 44.581% | 42.898% | 1.683% | 1.68300% | Borrower DTI ratio percent is 44.581% | Initial |
21849026 | xx | xx | Mortgage Type | FHA | Conventional | Mortgage type is FHA | Initial | ||
64425223 | xx | xx | Age of Loan | 20 | 21 | -1 | -4.76190% | Initial | |
7015612 | xx | xx | Age of Loan | 18 | 19 | -1 | -5.26315% | As per Tape data, age of loan is 19. However it reflects 18. | Initial |
7015612 | xx | xx | Borrower DTI Ratio Percent | 21.993% | 21.482% | 0.511% | 0.51100% | As per Tape data, Post Close DTI is 21.482%. However Final Application documents reflects as 23.590%. | Initial |
7015612 | xx | xx | Purpose of Refinance Per Application | No Cash-Out | Change in Rate/Term | Final application shows the purpose of refinance is No Cash Out. | Initial | ||
7015612 | xx | xx | Subject Property Type | Commercial Prop | Low Rise Condo (1-4 Stories) | Seller tape shows commercial property. | Initial | ||
52325268 | xx | xx | Age of Loan | 17 | 18 | -1 | -5.55555% | Initial | |
52325268 | xx | xx | Borrower DTI Ratio Percent | 49.622% | 48.951% | 0.671% | 0.67100% | Initial | |
52325268 | xx | xx | Purpose of Refinance Per Application | No Cash-Out | Change in Rate/Term | Initial | |||
70696470 | xx | xx | Age of Loan | 13 | 14 | -1 | -7.14285% | Initial | |
70696470 | xx | xx | Borrower DTI Ratio Percent | 30.808% | 30.915% | -0.107% | -0.10700% | NA. | Initial |
15065284 | xx | xx | Age of Loan | 16 | 17 | -1 | -5.88235% | NA. | Initial |
25856087 | xx | xx | Age of Loan | 21 | 22 | -1 | -4.54545% | NA. | Initial |
25856087 | xx | xx | Borrower DTI Ratio Percent | 41.906% | 42.131% | -0.225% | -0.22500% | Initial | |
98401624 | xx | xx | Age of Loan | 9 | 10 | -1 | -10.00000% | As per tape data, Age of loan is 10 however note document reflects 9. | Initial |
14921614 | xx | xx | Age of Loan | 13 | 14 | -1 | -7.14285% | 13. | Initial |
14921614 | xx | xx | Borrower DTI Ratio Percent | 37.460% | 31.887% | 5.573% | 5.57300% | 37.46%. | Initial |
52115916 | xx | xx | Age of Loan | 11 | 12 | -1 | -8.33333% | NA | Initial |
52115916 | xx | xx | Borrower DTI Ratio Percent | 49.258% | 53.139% | -3.881% | -3.88100% | NA | Initial |
52115916 | xx | xx | Purpose of Transaction per HUD-1 | Refinance | Cash Out | Updated as per final CD. | Initial | ||
89221842 | xx | xx | Age of Loan | 9 | 10 | -1 | -10.00000% | Note document reflects age of loan as 9 months. | Initial |
89221842 | xx | xx | Borrower DTI Ratio Percent | 49.809% | 55.298% | -5.489% | -5.48900% | The borrower’s income is $9,166.00 and total expenses are in the amount of $,4,565.49. DTI reflects 49.809%. | Initial |
25448591 | xx | xx | Age of Loan | 10 | 11 | -1 | -9.09090% | NA. | Initial |
25448591 | xx | xx | Borrower DTI Ratio Percent | 28.764% | 26.580% | 2.184% | 2.18400% | NA. | Initial |
69669722 | xx | xx | Age of Loan | 13 | 14 | -1 | -7.14285% | Note reflects age of loan is 13. | Initial |
69669722 | xx | xx | Purpose of Refinance Per Application | No Cash-Out | Change in Rate/Term | Final application shows purpose of refinance is No Cash-Out. | Initial | ||
38522394 | xx | xx | Age of Loan | 16 | 17 | -1 | -5.88235% | Age of loan is 16 months. | Initial |
38522394 | xx | xx | Borrower DTI Ratio Percent | 32.198% | 33.047% | -0.849% | -0.84900% | DTI ratio is 32.198%. | Initial |
38522394 | xx | xx | Purpose of Refinance Per Application | No Cash-Out | Change in Rate/Term | No Cash-out. | Initial | ||
74515273 | xx | xx | Age of Loan | 14 | 15 | -1 | -6.66666% | Age of loan is 14. | Initial |
74515273 | xx | xx | Borrower DTI Ratio Percent | 47.499% | 46.606% | 0.893% | 0.89300% | DTI IS 47.497%. | Initial |
68035615 | xx | xx | Age of Loan | 11 | 12 | -1 | -8.33333% | Age of loan is 11. | Initial |
68035615 | xx | xx | Borrower DTI Ratio Percent | 45.173% | 54.156% | -8.983% | -8.98300% | Borrower DTI is 45.173%. | Initial |
45171441 | xx | xx | Age of Loan | 14 | 15 | -1 | -6.66666% | Age of loan is 14. | Initial |
45171441 | xx | xx | Borrower DTI Ratio Percent | 29.420% | 29.505% | -0.085% | -0.08500% | As per tape data, Post Close DTI is 29.505%. However Final Application documents reflects as 29.420%. | Initial |
45171441 | xx | xx | Subject Property Type | Commercial Prop | Low Rise Condo (1-4 Stories) | Final appraisal report reflect the subject type is commercial property. | Initial | ||
16020896 | xx | xx | Age of Loan | 13 | 14 | -1 | -7.14285% | Note document reflects age of loan as 13. | Initial |
16020896 | xx | xx | Borrower DTI Ratio Percent | 23.364% | 23.365% | -0.001% | -0.00100% | The borrower’s income is $54,287.59 and total expenses are in the amount of $12,684.00. So calculated DTI ratio is 23.364%. | Initial |
16020896 | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Refinance | Initial | |||
70853895 | xx | xx | Age of Loan | 10 | 11 | -1 | -9.09090% | 10. | Initial |
23178769 | xx | xx | Age of Loan | 10 | 11 | -1 | -9.09090% | Age of loan is 10. | Initial |
23178769 | xx | xx | Borrower DTI Ratio Percent | 38.474% | 36.877% | 1.597% | 1.59700% | DTI is 38.474%. | Initial |
23178769 | xx | xx | Subject Property Type | Manufactured Housing | Single Family | The property is MH. | Initial | ||
18224245 | xx | xx | Age of Loan | 9 | 10 | -1 | -10.00000% | Initial | |
18224245 | xx | xx | Borrower DTI Ratio Percent | 41.709% | 55.446% | -13.737% | -13.73700% | Initial | |
18224245 | xx | xx | Subject Property Type | PUD | Single Family | Initial | |||
87616126 | xx | xx | Age of Loan | 19 | 20 | -1 | -5.00000% | Age of loan reflects 19. | Initial |
87616126 | xx | xx | Borrower DTI Ratio Percent | 49.897% | 50.226% | -0.329% | -0.32900% | As per final 1003 borrower income is $7,241.19 and total expenses is $3,613.13. DTI is 49.897%. | Initial |
87616126 | xx | xx | Mortgage Type | FHA | Conventional | As per final 1003 mortgage type reflects FHA. | Initial | ||
69261364 | xx | xx | Borrower DTI Ratio Percent | 42.906% | 42.910% | -0.004% | -0.00400% | NA | Initial |
37437093 | xx | xx | Borrower DTI Ratio Percent | 37.582% | 37.580% | 0.002% | 0.00200% | Update as per 1008. | Initial |
37437093 | xx | xx | Loan Original Maturity Term Months | 360 | 508 | -148 | -29.13385% | NA | Initial |
37437093 | xx | xx | Payment History String | 000000000000444444444444 | 324444444443210 | Initial | |||
37437093 | xx | xx | Payment History String Reversed | 444444444444000000000000 | 212344444444423 | Initial | |||
13500768 | xx | xx | Borrower DTI Ratio Percent | 39.491% | 39.490% | 0.001% | 0.00100% | Total Original T&I for Debt Ratios: (Real Estate Taxes $563.76 + Hazard Insurance $78.33 + Flood Insurance $00 + MI $00 + HOA Dues $00 ) equals $1,405.10 and All Other Monthly payments are $311.00. The Borrowers Total Monthly income Verified as $4,345.58. Hence, Post-Close DTI per 1003 is 39.491%. | Initial |
13500768 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Initial | |||
13500768 | xx | xx | Payment History String | 00000000000000 | 00000000000000NNNNNNNNNN | Initial | |||
13500768 | xx | xx | Payment History String Reversed | 00000000000000 | NNNNNNNNN000000000000000 | Initial | |||
13500768 | xx | xx | Purpose of Transaction per HUD-1 | Refinance | Cash Out | Final CD reflects cash to in the amoun tof $xxx. | Initial | ||
7440345 | xx | xx | Borrower DTI Ratio Percent | 44.077% | 44.000% | 0.077% | 0.07700% | The borrower’s income is $2,391.25 and total expenses are in the amount of $1,053.98. Hence calculated DTI ratio is 44.077%. | Initial |
7440345 | xx | xx | Payment History String | mmmm00000000012332100000 | 0 | NA | Initial | ||
7440345 | xx | xx | Payment History String Reversed | 00000123321000000000mmmm | 0 | NA | Initial | ||
25161694 | xx | xx | Age of Loan | 14 | 16 | -2 | -12.50000% | NA. | Initial |
25161694 | xx | xx | Borrower DTI Ratio Percent | 32.202% | 33.720% | -1.518% | -1.51800% | Borrower DTI ratio percent as 32.202%. | Initial |
25161694 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA. | Initial | ||
25161694 | xx | xx | Loan Original Maturity Term Months | 360 | 361 | -1 | -0.27700% | NA. | Initial |
25161694 | xx | xx | Payment History String | 100000000000000 | 000000000000NNNNNNNNNNNN | Initial | |||
25161694 | xx | xx | Payment History String Reversed | 000000000000001 | NNNNNNNNNNNN000000000000 | Initial | |||
58788254 | xx | xx | Borrower DTI Ratio Percent | 37.372% | 37.370% | 0.002% | 0.00200% | The borrower’s income is $6,584.00 and total expenses are in the amount of $2,460.56. So calculated DTI ratio is 37.372%. | Initial |
58788254 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
58788254 | xx | xx | Payment History String | m00m00mmmmmmmmmmmmmmmmmm | 321100000000 | NA | Initial | ||
58788254 | xx | xx | Payment History String Reversed | mmmmmmmmmmmmmmmmmm00m00m | 000000011123 | NA | Initial | ||
6313816 | xx | xx | Borrower DTI Ratio Percent | 47.333% | 37.970% | 9.363% | 9.36300% | NA. | Initial |
6313816 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA. | Initial | ||
6313816 | xx | xx | Original Stated P&I | $1283.87 | $1714.50 | $-430.63 | -25.11694% | NA. | Initial |
6313816 | xx | xx | Payment History String | 000000000000000000000000 | 00000001000000000000000N | NA. | Initial | ||
6313816 | xx | xx | Payment History String Reversed | 000000000000000000000000 | N00000000000000010000000 | NA. | Initial | ||
39657387 | xx | xx | Borrower DTI Ratio Percent | 28.606% | 28.610% | -0.004% | -0.00400% | updated as per review. | Initial |
39657387 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | updated as per review. | Initial | ||
39657387 | xx | xx | Payment History String | 000000000004 | 0000000000NNNNNNNNNNNNNN | updated as per review. | Initial | ||
39657387 | xx | xx | Payment History String Reversed | 400000000000 | NNNNNNNNNNNNNN0000000000 | updated as per review. | Initial | ||
81963076 | xx | xx | Borrower DTI Ratio Percent | 37.982% | 37.980% | 0.002% | 0.00200% | Initial | |
81963076 | xx | xx | Payment History String | 000000 | 00000NNNNNNNNNNNNNNNNNNN | Initial | |||
81963076 | xx | xx | Payment History String Reversed | 000000 | NNNNNNNNNNNNNNNNNNN00000 | Initial | |||
46157533 | xx | xx | Borrower DTI Ratio Percent | 45.987% | 45.990% | -0.003% | -0.00300% | Update as per 1008. | Initial |
46157533 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
46157533 | xx | xx | Payment History String | mmmmmm0000 | 0000000000NNNNNNNNNNNNNN | Initial | |||
46157533 | xx | xx | Payment History String Reversed | 0000mmmmmm | NNNNNNNNNNNNNN0000000000 | Initial | |||
11209607 | xx | xx | Borrower DTI Ratio Percent | 48.497% | 48.500% | -0.003% | -0.00300% | As per final 1003 borrower income is $5,659.56 and total expenses is $2,744.72. DTI is 48.497%. | Initial |
11209607 | xx | xx | Payment History String | 0000444444 | 0100004321NNNNNNNNNNNNNN | Initial | |||
11209607 | xx | xx | Payment History String Reversed | 4444440000 | NNNNNNNNNNNNNN1234000010 | Initial | |||
21060171 | xx | xx | Borrower DTI Ratio Percent | 44.949% | 44.950% | -0.001% | -0.00100% | As per Tape data ,Post Close DTI is 44.950%.However Final Application documents reflects as 44.949%. | Initial |
79910917 | xx | xx | Borrower DTI Ratio Percent | 44.456% | 44.000% | 0.456% | 0.45600% | The borrower’s income is $10,968.33 and total expenses are in the amount of $4,876.13. So calculated DTI ratio is 44.456%. | Initial |
79910917 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
79910917 | xx | xx | Payment History String | 000000000000M23211111111 | 10000000000000 | Initial | |||
79910917 | xx | xx | Payment History String Reversed | 11111111232M000000000000 | 000000000000001 | Initial | |||
74612751 | xx | xx | Borrower DTI Ratio Percent | 49.386% | 96.500% | -47.114% | -47.11400% | Final application reflects borrower DTI ratio percent as 49.386%. | Initial |
74612751 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
74612751 | xx | xx | Payment History String | 000000000144444444MMM4MM | 144444444444432 | Initial | |||
74612751 | xx | xx | Payment History String Reversed | MM4MMM444444441000000000 | 434444444444441 | Initial | |||
74612751 | xx | xx | Purpose of Refinance Per Application | Debt consolidation | Change in Rate/Term | Final application reflects purpose of refinance per application as debt consolidation. | Initial | ||
74612751 | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Refinance | Initial | |||
22786450 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N.A. | Initial | ||
22786450 | xx | xx | Payment History String | 0000000000000000000 | 0000000000000000000NNNNN | Initial | |||
22786450 | xx | xx | Payment History String Reversed | 0000000000000000000 | NNNNN0000000000000000000 | Initial | |||
22786450 | xx | xx | Purpose of Refinance Per Application | Change in Rate/Term | No Cash-Out | As per tape purpose of refinance is No cash-out. However final application reflects change in rate/term. | Initial | ||
85210614 | xx | xx | Borrower DTI Ratio Percent | 30.784% | 31.000% | -0.216% | -0.21600% | NA | Initial |
85210614 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
85210614 | xx | xx | Payment History String | 01000000011111 | 1000000011111NNNNNNNNNNN | NA | Initial | ||
85210614 | xx | xx | Payment History String Reversed | 11111000000010 | NNNNNNNNN1N1111100000001 | NA | Initial | ||
85210614 | xx | xx | Purpose of Refinance Per Application | Change in Rate/Term | No Cash-Out | Updated as per document. | Initial | ||
44914862 | xx | xx | Payment History String | M00000000 | 000000000NNNNNNNNNNNNNNN | Initial | |||
44914862 | xx | xx | Payment History String Reversed | 00000000M | NNNNNNNNNNNNNNN000000000 | Initial | |||
63691125 | xx | xx | Borrower DTI Ratio Percent | 36.255% | 36.260% | -0.005% | -0.00500% | As per calculation DTI is 36.255%. | Initial |
63691125 | xx | xx | Payment History String | 00000000 | 0000000NNNNNNNNNNNNNNNNN | Initial | |||
63691125 | xx | xx | Payment History String Reversed | 00000000 | NNNNNNNNNNNNNNNNN0000000 | Initial | |||
20244186 | xx | xx | Borrower DTI Ratio Percent | 33.425% | 33.420% | 0.005% | 0.00500% | Initial | |
20244186 | xx | xx | Payment History String | 0 | 0NNNNNNNNNNNNNNNNNNNNNNN | Initial | |||
20244186 | xx | xx | Payment History String Reversed | 0 | NNNNNNNNNNNNNNNNNNNNNNN0 | Initial | |||
83373059 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA. | Initial | ||
83373059 | xx | xx | Payment History String | 01000000000000000 | 00000000000000000NNNNNNN | NA. | Initial | ||
83373059 | xx | xx | Payment History String Reversed | 00000000000000010 | NNNNNNN00000000000000000 | NA. | Initial | ||
69312900 | xx | xx | Borrower DTI Ratio Percent | Unavailable | 15.180% | N.A | Initial | ||
69312900 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N.A | Initial | ||
69312900 | xx | xx | Loan Documentation Type | Unavailable | Full Documentation | Final application is missing from the loan documents | Initial | ||
69312900 | xx | xx | Payment History String | 000000000000 | 000000000000NNNNNNNNNNNN | Initial | |||
69312900 | xx | xx | Payment History String Reversed | 000000000000 | NNNNNNNNNNNN000000000000 | Initial | |||
9075158 | xx | xx | Borrower DTI Ratio Percent | 22.335% | 22.340% | -0.005% | -0.00500% | Borrower's monthly income is $2,941.14 & expenses in the amount $656.91. DTI reflects 22.335%. | Initial |
9075158 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N.A. | Initial | ||
9075158 | xx | xx | Payment History String | 0000 | 000NNNNNNNNNNNNNNNNNNNNN | Initial | |||
9075158 | xx | xx | Payment History String Reversed | 0000 | NNNNNNNNNNNNNNNNNNN0N000 | Initial | |||
55369477 | xx | xx | Borrower DTI Ratio Percent | 49.424% | 49.420% | 0.004% | 0.00400% | DTI is 49.424%. | Initial |
55369477 | xx | xx | Payment History String | 0000 | 000NNNNNNNNNNNNNNNNNNNNN | Initial | |||
55369477 | xx | xx | Payment History String Reversed | 0000 | NNNNNNNNNNNNNNNNNNN0N000 | Initial | |||
21395050 | xx | xx | Loan Original Maturity Term Months | 360 | 359 | 1 | 0.27855% | Initial | |
21395050 | xx | xx | Payment History String | 000 | 00NNNNNNNNNNNNNNNNNNNNNN | Initial | |||
21395050 | xx | xx | Payment History String Reversed | 000 | NNNNNNNNNNNNNNNNNNNNNN00 | Initial | |||
19586390 | xx | xx | Borrower DTI Ratio Percent | 23.093% | 23.090% | 0.003% | 0.00300% | Total Original T&I for Debt Ratios: (Real Estate Taxes $343.22 + Hazard Insurance $154.19 + Flood Insurance $00 + MI $00 + HOA Dues $00 ) equals $1,171.98 and All Other Monthly payments are $1,426.00. The Borrowers Total Monthly income Verified as $11,249.99. Hence, Post-Close DTI per 1003 is 23.093%. | Initial |
19586390 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N/A. | Initial | ||
19586390 | xx | xx | Payment History String | 00 | 0NNNNNNNNNNNNNNNNNNNNNNN | Initial | |||
19586390 | xx | xx | Payment History String Reversed | 00 | NNNNNNNNNNNNNNNNNNNNNNN0 | Initial | |||
19586390 | xx | xx | Purpose of Refinance Per Application | Cash Out - Other | Change in Rate/Term | Final CD reflects Cash To in the amount of $xxx. | Initial | ||
19586390 | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Refinance | Final CD reflects Cash To in the amount of $xxx. | Initial | ||
43510444 | xx | xx | Borrower DTI Ratio Percent | 37.806% | 37.810% | -0.004% | -0.00400% | As per 1008 borrower DTI ratio percent is 37.806 and seller tape shows DTI ration is 37.810%. | Initial |
43510444 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | As per loan to value ratios LTV is 47.494% so there is no MI certificate required for this loan. | Initial | ||
43510444 | xx | xx | Original Stated P&I | $500.59 | $500.69 | $-0.10 | -0.01997% | As per seller tape loan original started P&I $500.59 and seller tape data shows current P&I is $500.69. | Initial |
43510444 | xx | xx | Payment History String | 0m0001mmmmmmmmmmmmmmm44 | 00000000000000000000000N | Initial | |||
43510444 | xx | xx | Payment History String Reversed | 44mmmmmmmmmmmmmmm1000m0 | N00000000000000000000000 | Initial | |||
78102086 | xx | xx | Borrower DTI Ratio Percent | 46.822% | 46.820% | 0.002% | 0.00200% | As per Tape data, Post Close DTI is 46.822%. However Final Application documents reflects as 46.820%. | Initial |
78102086 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | No discrepancies, Lender doesn't require Mortgage Insurance Certificate. | Initial | ||
78102086 | xx | xx | Payment History String | 0000000000000000 | 0000000000000000NNNNNNNN | Initial | |||
78102086 | xx | xx | Payment History String Reversed | 0000000000000000 | NNNNNNNN0000000000000000 | Initial | |||
78102086 | xx | xx | Purpose of Refinance Per Application | Change in Rate/Term | Limited Cash Out (GSE definition) | Final Applicatin reflects, purpose of refinance is No Cash Out. | Initial | ||
18289347 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
18289347 | xx | xx | Original Stated Rate | 2.75000% | 3.49000% | -0.74000% | -0.74000% | Original stated rate is 2.75%. | Initial |
18289347 | xx | xx | Payment History String | 0000000 | 0000000NNNNNNNNNNNNNNNNN | Initial | |||
18289347 | xx | xx | Payment History String Reversed | 0000000 | NNNNNNNNNNNNNNNNN0000000 | Initial | |||
18289347 | xx | xx | Subject Property Type | PUD | Single Family | Subject property type is PUD. | Initial | ||
10428222 | xx | xx | Borrower DTI Ratio Percent | 44.231% | 44.230% | 0.001% | 0.00100% | Initial | |
10428222 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Initial | |||
10428222 | xx | xx | Payment History String | 0m000000mmm | 00000000000NNNNNNNNNNNNN | Initial | |||
10428222 | xx | xx | Payment History String Reversed | mmm000000m0 | NNNNNNNNNNNNN00000000000 | Initial | |||
74777755 | xx | xx | Borrower DTI Ratio Percent | 32.386% | 32.390% | -0.004% | -0.00400% | Update as per 1008. | Initial |
74777755 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
74777755 | xx | xx | Payment History String | 00000 | 0000NNNNNNNNNNNNNNNNNNNN | Initial | |||
74777755 | xx | xx | Payment History String Reversed | 00000 | NNNNNNNNNNNNNNNNNNN00000 | Initial | |||
11299588 | xx | xx | Borrower DTI Ratio Percent | 39.814% | 39.810% | 0.004% | 0.00400% | NA | Initial |
11299588 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
11299588 | xx | xx | Purpose of Refinance Per Application | Not Applicable | Change in Rate/Term | Updated as per final application. | Initial | ||
11299588 | xx | xx | Purpose of Transaction per HUD-1 | Purchase | Refinance | Updated as per final application. | Initial | ||
11299588 | xx | xx | Purpose Per Application | Purchase | Refinance | Updated as per final application. | Initial | ||
11299588 | xx | xx | Stated Maturity Date | xxx | xxx | 914 (Days) | Initial | ||
11299588 | xx | xx | Stated Remaining Term | 355 | 325 | 30 | 9.23076% | 355. | Initial |
11299588 | xx | xx | Subject Property Type | PUD | Single Family | Appraisal report reflect the subject property type is PUD. | Initial | ||
96057889 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N/A. | Initial | ||
96057889 | xx | xx | Payment History String | 00000 | 00000NNNNNNNNNNNNNNNNNNN | Initial | |||
96057889 | xx | xx | Payment History String Reversed | 00000 | NNNNNNNNNNNNNNNNNNN00000 | Initial | |||
96057889 | xx | xx | Purpose of Refinance Per Application | Lower rate or term | Change in Rate/Term | Lower rate or term. | Initial | ||
19308528 | xx | xx | Borrower DTI Ratio Percent | 40.484% | 40.388% | 0.096% | 0.09600% | Final application reflects borrower DTI ratio percent as 40.396% | Initial |
19308528 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
19308528 | xx | xx | Loan Documentation Type | Alternative | Full Documentation | Initial | |||
19308528 | xx | xx | Payment History String | 00000000000000000 | 222222222222 | Initial | |||
19308528 | xx | xx | Payment History String Reversed | 00000000000000000 | 222222222222 | Initial | |||
19308528 | xx | xx | Purpose of Refinance Per Application | Lower rate or term | No Cash-Out | Final application reflects purpose of refinance per application as cash out-other. | Initial | ||
88414470 | xx | xx | Payment History String | 00000000000000000 | 111111111111 | Initial | |||
88414470 | xx | xx | Payment History String Reversed | 00000000000000000 | 111111111111 | Initial | |||
88414470 | xx | xx | Purpose of Refinance Per Application | Limited Cash Out (GSE definition) | No Cash-Out | Final Application 1008 reflects, purpose of refinance is Limited Cash out. | Initial | ||
68258187 | xx | xx | Borrower DTI Ratio Percent | 48.819% | 55.076% | -6.257% | -6.25700% | Borrower DTI ratio percent as 48.819%. | Initial |
68258187 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA. | Initial | ||
68258187 | xx | xx | Payment History String | 0000000000000 | 111111111111 | Payment hist string is 0000000000000. | Initial | ||
68258187 | xx | xx | Payment History String Reversed | 0000000000000 | 111111111111 | Payment hist string reversed is 0000000000000. | Initial | ||
42777087 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Initial | |||
42777087 | xx | xx | Payment History String | 00000000000000 | 111111111141 | Initial | |||
42777087 | xx | xx | Payment History String Reversed | 00000000000000 | 141111111111 | Initial | |||
42777087 | xx | xx | Purpose of Refinance Per Application | Limited Cash Out (GSE definition) | No Cash-Out | Initial | |||
42777087 | xx | xx | Subject Property Type | Commercial Prop | PUD | Initial | |||
57414276 | xx | xx | Borrower DTI Ratio Percent | 39.490% | 39.493% | -0.003% | -0.00300% | As per final 1003 borrower income is $25,500.00 and total expenses is $10,070.00. DTI is 39.490%. | Initial |
57414276 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N/A. | Initial | ||
57414276 | xx | xx | Payment History String | 0000000000 | 222200022222 | NA | Initial | ||
57414276 | xx | xx | Payment History String Reversed | 0000000000 | 222220022222 | NA | Initial | ||
53660577 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N.A | Initial | ||
53660577 | xx | xx | Payment History String | 0000000 | 111100000011 | NA | Initial | ||
53660577 | xx | xx | Payment History String Reversed | 0000000 | 110000011111 | NA | Initial | ||
24574183 | xx | xx | Borrower DTI Ratio Percent | 45.509% | 45.504% | 0.005% | 0.00500% | This loan has a qualified mortgage DTI of 45.509%, the borrower's income was $13,372.33 and total expenses are in the amount of $1,792.34. | Initial |
24574183 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | MI is not required. | Initial | ||
24574183 | xx | xx | Payment History String | 000000 | 222200000001 | NA | Initial | ||
24574183 | xx | xx | Payment History String Reversed | 000000 | 100000022222 | NA | Initial | ||
51936281 | xx | xx | Age of Loan | 10 | 12 | -2 | -16.66666% | Note document reflect age of loan as 10 months. | Initial |
51936281 | xx | xx | Borrower DTI Ratio Percent | 52.102% | 56.260% | -4.158% | -4.15800% | The borrower’s income is $8,424.58 and total expenses are in the amount of $4,505.06. DTI reflects as 53.475%. | Initial |
51936281 | xx | xx | Housing Ratio per U/W (Initial Rate) | 13.074% | 13.235% | -0.161% | -0.16100% | Present primary housing expenses in th amount of $1,130.44 & monthly income reflects $8,424.58. Housing ratio reflects 13.418%. | Initial |
51936281 | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Refinance | Initial | |||
37515650 | xx | xx | Age of Loan | 3 | 5 | -2 | -40.00000% | NA. | Initial |
37515650 | xx | xx | Borrower DTI Ratio Percent | 43.363% | 43.364% | -0.001% | -0.00100% | Initial | |
37515650 | xx | xx | Housing Ratio per U/W (Initial Rate) | 35.068% | 43.364% | -8.296% | -8.29600% | Initial | |
37515650 | xx | xx | Stated Maturity Date | xxx | xxx | -31 (Days) | NA. | Initial | |
7226282 | xx | xx | Post-Close DTI per 1003 | 36.695% | 0.000% | 36.695% | 36.69500% | Total original T&I for the debt ratio: (Real Estate Taxes $903.94 + Hazard Insurance $64.75 + Flood Insurance $0 + MI $0 + HOA Dues $0 ) equals $968.69 & Total All Monthly Payments = 6375.79 for DTI = 36.695% | Initial |
7226282 | xx | xx | Post-Close Housing Ratio per 1003 | 17.652% | 0.000% | 17.652% | 17.65200% | Total subject property PITIA (P&I $ 2751 + Real Estate Taxes $ 903.94 + Hazard Insurance $64.75 + Flood Insurance $0.00 + MI $0 + HOA Dues $0) equals $3719.69. Total verified monthly income equals $XXXX.XX. Housing Ratio equals 17.652%. | Initial |
28892824 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
28892824 | xx | xx | Forbearance Plan Start Date | xxx | xxx | 181 (Days) | NA | Initial | |
28892824 | xx | xx | Payment History String | 4444321000000000000000 | 011111234567 | NA | Initial | ||
28892824 | xx | xx | Payment History String Reversed | 0000000000000001234444 | 765432111110 | NA | Initial | ||
69132631 | xx | xx | Current Legal Status | Collections | Collections, >= 120 Days | Current legal status is Collections. | Initial | ||
69132631 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | No Discrepancy. | Initial | ||
69132631 | xx | xx | Payment History String | 44444444444444444 | 567899999999 | Payment history string is 444444444444444444. | Initial | ||
69132631 | xx | xx | Payment History String Reversed | 44444444444444444 | 999999978765 | Payment history string reversed is 444444444444444444. | Initial | ||
69132631 | xx | xx | Post-Close DTI per 1003 | 39.265% | 40.645% | -1.380% | -1.38000% | Total monthly income of borrower is $3,640.00 and total front debt is $1,429.24 Hence Post close housing ratio is 39.265%. | Initial |
69132631 | xx | xx | Post-Close Housing Ratio per 1003 | 29.127% | 30.508% | -1.381% | -1.38100% | Total monthly income of borrower is $3,640.00 and total front debt is $1,060.24. Hence Post close housing ratio is 29.127%. | Initial |
987102 | xx | xx | Last Payment Received Date | 4/14/2021 | 2/1/2021 | 72 (Days) | Initial | ||
2328312 | xx | xx | Last Payment Received Date | Unavailable | 3/1/2021 | NA | Initial | ||
2328312 | xx | xx | Post-Close DTI per 1003 | 49.621% | 56.246% | -6.625% | -6.62500% | Total Income per UW equals $4,000.21. Total subject property PITIA equals $1,874.95. Total other monthly payments $110.00. DTI = 49.62%. | Initial |
59887658 | xx | xx | Is REO Active? | Not Applicable | No | REO | Initial | ||
59887658 | xx | xx | Loan Original Maturity Term Months | 360 | 525 | -165 | -31.42857% | Loan Original Maturity Term Months | Initial |
59887658 | xx | xx | Original Stated P&I | $260.48 | $197.14 | $63.34 | 32.12945% | NA | Initial |
59887658 | xx | xx | Payment History String | 444444444444444444444444 | _99987654321043210321002 | NA | Initial | ||
59887658 | xx | xx | Payment History String Reversed | 444444444444444444444444 | 20012301204012345679999_ | Payment History String Reversed | Initial | ||
9409903 | xx | xx | ARM Index Margin Percent | 5.050% | 505.000% | -499.950% | -499.95000% | ARM Index margin percent is "5.05 %." | Initial |
9409903 | xx | xx | Bankruptcy (Post-Loan Origination)? | Yes | No | Bankruptcy is "YES". | Initial | ||
9409903 | xx | xx | Deferred Balance Amount | Not Applicable | xxx | Initial | |||
9409903 | xx | xx | Is REO Active? | Not Applicable | No | Is REO Active? is "Not Applicable". | Initial | ||
9409903 | xx | xx | Last Payment Received Date | 3/24/2021 | 11/1/2020 | 143 (Days) | Last payment received date is xx/xx/2021. | Initial | |
9409903 | xx | xx | Loan Original Maturity Term Months | 360 | 361 | -1 | -0.27700% | Loan original maturity term months are 360. | Initial |
9409903 | xx | xx | Max Rate At First Adjustment | 9.750% | 14.750% | -5.000% | -5.00000% | Max Rate at First adjustment is 9.750 %. | Initial |
9409903 | xx | xx | Min Rate At First Adjustment | 8.750% | 875.000% | -866.250% | -866.25000% | Min rate at first adjustment is "8.750 %". | Initial |
9409903 | xx | xx | Next Rate Change Date | 10/1/2021 | 4/1/2021 | 183 (Days) | Next rate change date is xx/xx/2021. | Initial | |
9409903 | xx | xx | Payment History String | 321400012444444444444444 | _44321000210987654321110 | Payment history string is "321000210444444444444444". | Initial | ||
9409903 | xx | xx | Payment History String Reversed | 444444444444444210004123 | 01112345698901200014344_ | Payment history string reversed is "444444444444444012000123". | Initial | ||
51081887 | xx | xx | Bankruptcy (Post-Loan Origination)? | Yes | No | Bankruptcy is yes | Initial | ||
51081887 | xx | xx | Current Foreclosure Status | Referred to Attorney | Complaint Filed | Current foreclosure status is referred to attorney | Initial | ||
51081887 | xx | xx | Last Payment Received Date | 7/6/2019 | 4/1/2019 | 96 (Days) | Last payment received date is xx/xx/2019 | Initial | |
51081887 | xx | xx | Loan Original Maturity Term Months | 360 | 424 | -64 | -15.09433% | Loan original maturity term months is 360 | Initial |
51081887 | xx | xx | Payment History String | 44444444444444444432102M | _99999999999999987543221 | Payment history string is 44444444444444444432102M. | Initial | ||
51081887 | xx | xx | Payment History String Reversed | M20123444444444444444444 | 12234578999999999999999_ | Payment history string reversed is M20123444444444444444444. | Initial | ||
42755590 | xx | xx | Current Legal Status | Performing | Collections, >= 120 Days | The collection comment as of xx/xx/2021 shows that the borrower is performing with the loan. | Initial | ||
42755590 | xx | xx | Post-Close DTI per 1003 | 45.371% | 45.370% | 0.001% | 0.00100% | As per the Final application the Post-close DTI is 45.371%. | Initial |
61598981 | xx | xx | Post-Close DTI per 1003 | 40.166% | 40.160% | 0.006% | 0.00600% | Initial | |
61598981 | xx | xx | Purpose of Transaction per HUD-1 | Refinance | Purchase | Loan is a Refinance. | Initial | ||
61598981 | xx | xx | Purpose Per Application | Refinance | Purchase | Loan is a Refinance. | Initial | ||
61598981 | xx | xx | Subject Property Type | Low Rise Condo (1-4 Stories) | Single Family | The Appraisal dated xx/xx/2017 reflects the subject property as detached condo. | Initial | ||
28717849 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N/A | Initial | ||
61470683 | xx | xx | Last Payment Received Date | 5/3/2021 | 4/1/2021 | 32 (Days) | Initial | ||
61470683 | xx | xx | Purpose of Refinance Per Application | Lower rate or term | No Cash-Out | As per the application, the Purpose of Refinance is Limited Cash Out. | Initial | ||
12393979 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
8098163 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | As per Tape data, Lender doesn't require MI document. However, audit value reflect not applicable, | Initial | ||
8098163 | xx | xx | Last Payment Received Date | 4/7/2021 | 2/9/2021 | 57 (Days) | NA | Initial | |
82853991 | xx | xx | Last Payment Received Date | 5/10/2021 | 3/8/2021 | 63 (Days) | Initial | ||
82326310 | xx | xx | Age of Loan | 40 | 41 | -1 | -2.43902% | NA | Initial |
82326310 | xx | xx | Did a Modification Change Note Terms? | No | Yes | No modification document found in a file. | Initial | ||
82326310 | xx | xx | Occupancy at Origination (Property Usage Type) | Primary | Secondary | Final 1003 Document reflects Occupancy as Primary. | Initial | ||
82326310 | xx | xx | Payment History String | 444444443210000000000111 | 01234444444X | NA | Initial | ||
82326310 | xx | xx | Payment History String Reversed | 111000000000012344444444 | X44444443210 | NA | Initial | ||
82326310 | xx | xx | Post-Close DTI per 1003 | 39.317% | 38.000% | 1.317% | 1.31700% | Total Original T&I for Debt Ratios: (Real Estate Taxes $160.66 + Hazard Insurance $46.34 + MI $91.04 + HOA Dues $55.00 ) equals $353.04d and Total of other debts is $604.00. Total monthly income verified is $7,200.00. Hence Post-close DTI per 1003 is 39.317% | Initial |
82326310 | xx | xx | Purpose of Transaction per HUD-1 | Refinance | Purchase | Final Closing Disclosure Document reflects Purpose of Transaction is Refinance. | Initial | ||
82326310 | xx | xx | Purpose Per Application | Refinance | Purchase | Final 1003 Document reflects Purpose Per Application as Refinance. | Initial | ||
82326310 | xx | xx | Stated Remaining Term | 320 | 319 | 1 | 0.31347% | NA | Initial |
82326310 | xx | xx | Subject Property Type | PUD | Single Family | Appraisal Report reflects Subject Property type as PUD. | Initial | ||
74424688 | xx | xx | Last Payment Received Date | 5/3/2021 | 6/1/2049 | -10256 (Days) | Initial | ||
74424688 | xx | xx | Post-Close DTI per 1003 | 37.530% | 37.780% | -0.250% | -0.25000% | NA | Initial |
36808711 | xx | xx | Post-Close DTI per 1003 | 39.959% | 40.000% | -0.041% | -0.04100% | NA | Initial |
95762536 | xx | xx | Last Payment Received Date | 5/17/2021 | 4/27/2021 | 20 (Days) | The last payment was received on xx/xx/2021 . | Initial | |
95762536 | xx | xx | Original Stated P&I | $1409.25 | $1346.35 | $62.90 | 4.67189% | As per Tape data ,Original Stated P & I is $1,346.35. However Note documents reflects as $1,409.25. | Initial |
95762536 | xx | xx | Post-Close DTI per 1003 | 44.338% | 25.000% | 19.338% | 19.33800% | As per Tape data ,Post Close DTI is 25.00%.However Final Application documents reflects as 44.415%. | Initial |
26188086 | xx | xx | Deferred Balance Amount | xxx | xxx | $-1807.87 | -1.17618% | NA | Initial |
26188086 | xx | xx | Interest Only Period? | Yes | No | NA | Initial | ||
26188086 | xx | xx | Loan Amortization Type | Step | Fixed | NA | Initial | ||
26188086 | xx | xx | Loan Documentation Type | Full Documentation | Alternative | NA | Initial | ||
26188086 | xx | xx | Loan Original Maturity Term Months | 360 | 558 | -198 | -35.48387% | NA | Initial |
26188086 | xx | xx | Payment History String | 4444444444321MMMMMMMMMMM | 999987654321100000000000 | NA | Initial | ||
26188086 | xx | xx | Payment History String Reversed | MMMMMMMMMMM1234444444444 | 00000000011123456789999' | NA | Initial | ||
26188086 | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Purchase | NA | Initial | ||
26188086 | xx | xx | Purpose Per Application | Refinance | Purchase | NA | Initial | ||
26188086 | xx | xx | Stated Maturity Date | xxx | xxx | 36525 (Days) | NA | Initial | |
26188086 | xx | xx | Total Balance of Junior Lien(s) | Not Applicable | $0.00 | NA | Initial | ||
29711529 | xx | xx | Bankruptcy (Post-Loan Origination)? | Yes | No | According to the PACER, the borrower xx had filed bankruptcy under chapter-7 with the case# xx on xx/xx/2010. The schedule D of voluntary petition shows that the amount of claim without deducting the value of the collateral is $xxx and the value of the collateral is $xx. Therefore, the unsecured portion is $0.00. The case was discharged on xx/xx/2010 and terminated on xx/xx/2010. | Initial | ||
29711529 | xx | xx | Current Legal Status | Litigation | Collections, >= 120 Days | As per servicing comment the loan is in litigation. | Initial | ||
29711529 | xx | xx | Currently in Foreclosure? | Yes | No | Yes | Initial | ||
29711529 | xx | xx | Deferred Balance Amount | xxx | xxx | $-145.61 | -11.89876% | Deferred balance is $xxx. | Initial |
29711529 | xx | xx | Loan Documentation Type | Unavailable | Full Documentation | Initial | |||
29711529 | xx | xx | Loan Original Maturity Term Months | 120 | 422 | -302 | -71.56398% | Loan original maturity terms are 120. | Initial |
29711529 | xx | xx | Payment History String | 444444444444444444444444 | 999999999999999999999998 | The payment history string is 444444444444444444444444. | Initial | ||
29711529 | xx | xx | Payment History String Reversed | 444444444444444444444444 | 99999999999999999999999' | The payment history reversed string is 444444444444444444444444. | Initial | ||
29711529 | xx | xx | Total Balance of Junior Lien(s) | Not Applicable | $0.00 | N/A. | Initial | ||
25334777 | xx | xx | Deferred Balance Amount | Not Applicable | xxx | Initial | |||
25334777 | xx | xx | Loan Original Maturity Term Months | 360 | 537 | -177 | -32.96089% | Initial | |
25334777 | xx | xx | Payment History String | 444444444444444444444444 | 999988765432110000000000 | Initial | |||
25334777 | xx | xx | Payment History String Reversed | 444444444444444444444444 | 00000000021234567889999' | Initial | |||
25334777 | xx | xx | Total Balance of Junior Lien(s) | Not Applicable | $0.00 | Initial | |||
51558278 | xx | xx | Borrower DTI Ratio Percent | Unavailable | 49.181% | Initial | |||
51558278 | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 | NA | Initial | ||
51558278 | xx | xx | Did a Modification Change Note Terms? | No | Yes | Initial | |||
51558278 | xx | xx | Payment History String | 44444444321440Mmmmmmmmmm | 9999987654321xxxxxxxxxxx | NA | Initial | ||
51558278 | xx | xx | Payment History String Reversed | mmmmmmmmmM04412344444444 | xxxxxxxxx21234567899999' | NA | Initial | ||
51558278 | xx | xx | Purpose of Refinance Per Application | Unavailable | Lower rate or term | NA | Initial | ||
51558278 | xx | xx | Stated Maturity Date | xxx | xxx | 36525 (Days) | Initial | ||
51558278 | xx | xx | Total Balance of Junior Lien(s) | Not Applicable | $0.00 | NA | Initial | ||
45901301 | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 | Initial | |||
45901301 | xx | xx | Loan Documentation Type | Unavailable | Full Documentation | Initial | |||
45901301 | xx | xx | Payment History String Reversed | 000000000000000000000000 | 00000000000000000000000' | Initial | |||
45901301 | xx | xx | Total Balance of Junior Lien(s) | Not Applicable | $0.00 | Initial | |||
44979127 | xx | xx | Loan Amortization Type | Unavailable | Fixed | The mod doc is missing. | Initial | ||
44979127 | xx | xx | Original Stated Rate | 7.00000% | 6.00000% | 6.94000% | 6.94000% | The current rate per note is 7.00%. | Initial |
44979127 | xx | xx | Subject Property Type | Manufactured Housing | Mobile Home | Initial | |||
16277965 | xx | xx | Original Stated Rate | 8.12500% | 8.12000% | 8.04380% | 8.04380% | Initial | |
76452427 | xx | xx | ARM Index Type | Not Applicable | LIBOR - One Year WSJ | Not Applicable | Initial | ||
76452427 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Not Applicable | Initial | ||
76452427 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | 360/360 | Initial | ||
76452427 | xx | xx | Interest Only Period? | Yes | No | Yes | Initial | ||
76452427 | xx | xx | Last Payment Received Date | 5/7/2021 | 10/1/2020 | 218 (Days) | xx/xx/2021 | Initial | |
76452427 | xx | xx | Max Rate At First Adjustment | 10.125% | 12.000% | -1.875% | -1.87500% | 10.125% | Initial |
76452427 | xx | xx | Original Stated P&I | $2147.46 | $1423.47 | $723.99 | 50.86092% | Initial | |
76452427 | xx | xx | Payment History String | 4432144443332122MMMMMMMM | 554433332212299999999999 | Updated per pay history | Initial | ||
76452427 | xx | xx | Payment History String Reversed | MMMMMMMM2212333444412344 | 999999999292212233344455 | Updated per pay history | Initial | ||
76452427 | xx | xx | Principal Balance Stated in Mod | xxx | xxx | $-1134.22 | -0.39176% | $xxx | Initial |
76452427 | xx | xx | Referral Date | Unavailable | xxx | Initial | |||
18555990 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Not Applicable | Initial | ||
18555990 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | 360/360 | Initial | ||
18555990 | xx | xx | Last Payment Received Date | 6/2/2021 | 2/1/2021 | 121 (Days) | xx/xx/2021 | Initial | |
18555990 | xx | xx | Mod Step 3 Rate | Not Applicable | 0.000% | Not Applicable | Initial | ||
18555990 | xx | xx | Mod Step 4 Rate | Not Applicable | 0.000% | Not Applicable | Initial | ||
18555990 | xx | xx | Mod Step 5 Rate | Not Applicable | 0.000% | Not Applicable | Initial | ||
18555990 | xx | xx | Payment History String | 211004444444444444444444 | 221100999999999999987654 | Updated per pay history | Initial | ||
18555990 | xx | xx | Payment History String Reversed | 444444444444444444400112 | 456789999999999999011122 | Updated per pay history | Initial | ||
18555990 | xx | xx | Principal Balance Stated in Mod | xxx | xxx | $1039.88 | 3.81606% | $xxx | Initial |
18555990 | xx | xx | Referral Date | Unavailable | xxx | Unavailable | Initial | ||
18555990 | xx | xx | Stated Maturity Date | xxx | xxx | 12964 (Days) | xx/xx/2060 | Initial | |
39333144 | xx | xx | Bankruptcy (Post-Loan Origination)? | Yes | No | N/A | Initial | ||
39333144 | xx | xx | Current Foreclosure Status | Judgment Entered | Sale Publication | No FC found in the comments. | Initial | ||
39333144 | xx | xx | Did a Modification Change Note Terms? | No | Yes | N/A | Initial | ||
39333144 | xx | xx | Interest Calculation Type | 360/360 | 360/365 | Interest calculation type is 360/360. | Initial | ||
39333144 | xx | xx | Last Payment Received Date | 11/5/2019 | 12/15/2018 | 325 (Days) | Last payment was received on xx/xx/2019. | Initial | |
39333144 | xx | xx | Mod Step Indicator | Not Applicable | No | Initial | |||
39333144 | xx | xx | Payment History String | 444444444444444444444444 | 999999999999999999999999 | The payment history string is 444444444444444444444444. | Initial | ||
39333144 | xx | xx | Payment History String Reversed | 444444444444444444444444 | 999999999999999999999999 | The payment history reversed string is 444444444444444444444444. | Initial | ||
39333144 | xx | xx | Referral Date | xxx | xxx | 1 (Days) | No Referral found in the comments. | Initial | |
39333144 | xx | xx | Stated Maturity Date | xxx | xxx | -61 (Days) | Stated maturity date is xx/xx/2026. | Initial | |
71502326 | xx | xx | Bankruptcy (Post-Loan Origination)? | Yes | No | BK was filed. | Initial | ||
71502326 | xx | xx | Current Foreclosure Status | Not Applicable | Petition Filed | FC was Initiated. | Initial | ||
71502326 | xx | xx | Currently in Foreclosure? | No | Yes | FC was Initiated. | Initial | ||
71502326 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA. | Initial | ||
71502326 | xx | xx | Interest Calculation Type | 360/360 | 360/365 | Interest calculatio type is 360/360. | Initial | ||
71502326 | xx | xx | Is REO Active? | Not Applicable | No | NA. | Initial | ||
71502326 | xx | xx | Mod Step Indicator | Not Applicable | No | Initial | |||
71502326 | xx | xx | Payment History String | 432121312222132213122213 | 999999999999999999999999 | PH Stirng is 321212131313231313134. | Initial | ||
71502326 | xx | xx | Payment History String Reversed | 312221312231222213121234 | 999999999999999999999999 | PHstirng Reversed is 321212131313231313134. | Initial | ||
71502326 | xx | xx | Purpose of Refinance Per Application | Unavailable | Cash Out - Other | Application is missing. | Initial | ||
71502326 | xx | xx | Referral Date | Not Applicable | xxx | Referral date is NA. | Initial | ||
48679192 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | Interest Calculation Type is 360/360 | Initial | ||
48679192 | xx | xx | Last Payment Received Date | 2/26/2021 | 8/1/2020 | 209 (Days) | Last Payment Received Date is xx/xx/2021 | Initial | |
48679192 | xx | xx | Payment History String | 444444321444444444444444 | 887888898989999899999987 | Payment History String Reversed is 444444321444444444444444 | Initial | ||
48679192 | xx | xx | Payment History String Reversed | 444444444444444123444444 | 789999998999989898878788 | Payment History String Reversed is 444444444444444123444444 | Initial | ||
48679192 | xx | xx | Prepayment Penalty Term Months | 36 | 3 | 33 | 1100.00000% | Prepayment Penalty Term Months are 36 | Initial |
48679192 | xx | xx | Stated Maturity Date | xxx | xxx | 31 (Days) | Stated Maturity Date is xx/xx/2034 | Initial | |
28920987 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Initial | |||
28920987 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | Initial | |||
28920987 | xx | xx | Last Payment Received Date | 11/15/2017 | 5/1/2013 | 1659 (Days) | Initial | ||
28920987 | xx | xx | Max Rate At First Adjustment | 9.250% | 12.000% | -2.750% | -2.75000% | Initial | |
28920987 | xx | xx | Mod Step Indicator | Not Applicable | No | Initial | |||
28920987 | xx | xx | Next Pay Change Date | 1/1/2022 | 1/1/2014 | 2922 (Days) | Initial | ||
28920987 | xx | xx | Next Rate Change Date | 12/1/2021 | 12/1/2013 | 2922 (Days) | Initial | ||
28920987 | xx | xx | Occupancy at Origination (Property Usage Type) | Investor | Primary | Initial | |||
28920987 | xx | xx | Original Stated P&I | $1475.00 | $1336.72 | $138.28 | 10.34472% | Initial | |
28920987 | xx | xx | Payment History String | 444444444444444444444444 | 999999999999999999999999 | Initial | |||
28920987 | xx | xx | Payment History String Reversed | 444444444444444444444444 | 999999999999999999999999 | Initial | |||
278118 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
278118 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | 360/360 | Initial | ||
278118 | xx | xx | Last Payment Received Date | 5/10/2021 | 8/1/2020 | 282 (Days) | Last payment received date is xx/xx/2021. | Initial | |
278118 | xx | xx | Payment History String | 444444444444444444444444 | 888899999999887655444545 | Payment history string is 444444444444444444444444. | Initial | ||
278118 | xx | xx | Payment History String Reversed | 444444444444444444444444 | 545444556888999999988888 | Reversed payment history string is 444444444444444444444444. | Initial | ||
278118 | xx | xx | Stated Maturity Date | xxx | xxx | 1979 (Days) | Stated maturity date is xx/xx/2043 | Initial | |
278118 | xx | xx | Total Balance of Junior Lien(s) | Not Applicable | xxx | Total balance of junior lien is not applicable. | Initial | ||
37673167 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | Interest Calculation Type is 360/360 | Initial | ||
37673167 | xx | xx | Last Payment Received Date | 5/28/2021 | 7/1/2019 | 697 (Days) | Last Payment Received Date is xx/xx/2021 | Initial | |
37673167 | xx | xx | Loan Amortization Type | Step | Fixed | Loan Amortization Type is Step | Initial | ||
37673167 | xx | xx | Mod Step Indicator | Yes | No | Mod Step Indicator is Yes | Initial | ||
37673167 | xx | xx | Payment History String | 444444444444444443214444 | 99999999999999999 | Payment History String is 444444444444444443214444 | Initial | ||
37673167 | xx | xx | Payment History String Reversed | 444412344444444444444444 | 99999999999999999 | Payment History String Reversed is 444412344444444444444444 | Initial | ||
37673167 | xx | xx | Stated Maturity Date | xxx | xxx | 7213 (Days) | Stated Maturity Date is xx/xx/2049 | Initial | |
15506750 | xx | xx | Currently in Foreclosure? | Yes | No | Initial | |||
15506750 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | Initial | |||
15506750 | xx | xx | Last Payment Received Date | 5/28/2021 | 3/1/2020 | 453 (Days) | Initial | ||
15506750 | xx | xx | Payment History String | 444444444444444444444444 | 999998765432100010000000 | Initial | |||
15506750 | xx | xx | Payment History String Reversed | 444444444444444444444444 | 000000010101234567899999 | Initial | |||
1614265 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Not Applicable | Initial | ||
1614265 | xx | xx | Interest Calculation Type | 360/360 | 360/365 | 360/360 | Initial | ||
1614265 | xx | xx | Is REO Active? | Not Applicable | No | Not Applicable | Initial | ||
1614265 | xx | xx | Last Payment Received Date | 6/4/2021 | 7/30/2020 | 309 (Days) | xx/xx/2021 | Initial | |
1614265 | xx | xx | Loan Amortization Type | Revolving | Fixed | Revolving | Initial | ||
1614265 | xx | xx | Mod Step Indicator | Not Applicable | No | Initial | |||
1614265 | xx | xx | Payment History String | 444444444444444444323322 | 878779877788787654323322 | Initial | |||
1614265 | xx | xx | Payment History String Reversed | 223323444444444444444444 | 223323456787887778987878 | Updated per pay history | Initial | ||
1614265 | xx | xx | Purpose of Refinance Per Application | No Cash-Out | Cash Out - Other | No Cash-Out | Initial | ||
1614265 | xx | xx | Purpose of Transaction per HUD-1 | Refinance | Cash Out | Refinance | Initial | ||
1614265 | xx | xx | Stated Maturity Date | xxx | xxx | -1771 (Days) | xx/xx/2013 | Initial | |
16969700 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | NA | Initial | ||
16969700 | xx | xx | Is REO Active? | Not Applicable | No | NA | Initial | ||
16969700 | xx | xx | Last Payment Received Date | 5/7/2021 | 1/1/2021 | 126 (Days) | Last payment received date is xx/xx/2021. | Initial | |
16969700 | xx | xx | Payment History String | 321344444144444044444444 | 321004321004321044434322 | Payment history string is 44444444444444444444444414234. | Initial | ||
16969700 | xx | xx | Payment History String Reversed | 444444440444441444443123 | 223434440323400123410123 | Payment history string reversed is 44444444444444444444444414234. | Initial | ||
16969700 | xx | xx | Purpose of Refinance Per Application | Unavailable | Cash Out - Other | Application is missing. | Initial | ||
16969700 | xx | xx | Stated Maturity Date | xxx | xxx | 7063 (Days) | stated maturity date is xx/xx/2030. | Initial | |
85247157 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | 360/360 | Initial | ||
85247157 | xx | xx | Is REO Active? | Not Applicable | No | NA | Initial | ||
85247157 | xx | xx | Last Payment Received Date | 5/17/2021 | 7/1/2020 | 320 (Days) | Last payment received date is xx/xx/2021. | Initial | |
85247157 | xx | xx | Mod Step Indicator | Not Applicable | No | Initial | |||
85247157 | xx | xx | Original Stated P&I | $613.76 | $0.00 | $613.76 | Original stated P&I is $613.76. | Initial | |
85247157 | xx | xx | Payment History String | 001234444440000000000000 | 876543210000000000000011 | Payment history string is 012344444444440000000000 | Initial | ||
85247157 | xx | xx | Payment History String Reversed | 000000000000044444432100 | 110000000000000012365678 | Payment history string is 012344444444440000000000 | Initial | ||
85247157 | xx | xx | Subject Property Type | Manufactured Housing | Mobile Home | Subject property type is Manufactured Home. | Initial | ||
7068966 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Initial | |||
7068966 | xx | xx | Interest Calculation Type | 365/365 | In Arrears | Initial | |||
7068966 | xx | xx | Is REO Active? | Not Applicable | No | Initial | |||
7068966 | xx | xx | Last Payment Received Date | 8/26/2020 | 5/1/2020 | 117 (Days) | Initial | ||
7068966 | xx | xx | Mod Step 1 Date | 9/1/2015 | 6/1/2021 | -2100 (Days) | Initial | ||
7068966 | xx | xx | Mod Step 1 Rate | 2.000% | 3.000% | -1.000% | -1.00000% | Initial | |
7068966 | xx | xx | Mod Step 2 Date | 9/1/2020 | 9/1/2021 | -365 (Days) | Initial | ||
7068966 | xx | xx | Mod Step 2 Rate | 3.000% | 4.000% | -1.000% | -1.00000% | Initial | |
7068966 | xx | xx | Mod Step 3 Date | 9/1/2021 | 9/1/2022 | -365 (Days) | Initial | ||
7068966 | xx | xx | Mod Step 3 Rate | 4.000% | 4.125% | -0.125% | -0.12500% | Initial | |
7068966 | xx | xx | Mod Step 4 Rate | 4.125% | 0.000% | 4.125% | 4.12500% | Initial | |
7068966 | xx | xx | Mod Step 5 Rate | Not Applicable | 0.000% | Initial | |||
7068966 | xx | xx | Original Stated P&I | Unavailable | $0.00 | Initial | |||
7068966 | xx | xx | Payment History String | 444444444321344110112110 | 999876543543211101211102 | Initial | |||
7068966 | xx | xx | Payment History String Reversed | 011211011443123444444444 | 201112101212345345698999 | Initial | |||
7068966 | xx | xx | Principal Balance Stated in Mod | xxx | xxx | $11776.98 | 12.46241% | Initial | |
7068966 | xx | xx | Stated Maturity Date | xxx | xxx | 3115 (Days) | Initial | ||
15175894 | xx | xx | Bankruptcy (Post-Loan Origination)? | Yes | No | According to the PACER, the borrower xx had filed bankruptcy under chapter- 13 with the case# xx on xx/xx/2011. The case was discharged on xx/xx/2011 and terminated on xx/xx/2011. | Initial | ||
15175894 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N/A. | Initial | ||
15175894 | xx | xx | Forbearance Plan Start Date | Unavailable | xxx | Unavailable. | Initial | ||
15175894 | xx | xx | Interest Calculation Type | 360/360 | 360/365 | Interest calculation type is 360/360. | Initial | ||
15175894 | xx | xx | Is REO Active? | Not Applicable | No | N/A. | Initial | ||
15175894 | xx | xx | Last Payment Received Date | 3/23/2020 | 2/7/2020 | 45 (Days) | Last payment was received on xx/xx/2020. | Initial | |
15175894 | xx | xx | Mod Step Indicator | Not Applicable | No | Initial | |||
15175894 | xx | xx | Payment History String | 444444444443210111000000 | 999998765432100000000000 | The payment history string is 444444444443210111000000. | Initial | ||
15175894 | xx | xx | Payment History String Reversed | 000000111012344444444444 | 000000000101234567899999 | The payment history reversed string is 000000111012344444444444. | Initial | ||
97624594 | xx | xx | Bankruptcy (Post-Loan Origination)? | Yes | No | Initial | |||
97624594 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Initial | |||
97624594 | xx | xx | Forbearance Plan Start Date | xxx | xxx | -1 (Days) | Initial | ||
97624594 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | Initial | |||
97624594 | xx | xx | Is REO Active? | Not Applicable | No | Initial | |||
97624594 | xx | xx | Last Payment Received Date | 7/6/2020 | 7/1/2020 | 5 (Days) | Initial | ||
97624594 | xx | xx | Loan Amortization Type | Fixed | Step | Initial | |||
97624594 | xx | xx | Mod Step 1 Date | 11/1/2019 | 11/1/2024 | -1827 (Days) | Initial | ||
97624594 | xx | xx | Mod Step 1 Rate | 6.996% | 7.996% | -1.000% | -1.00000% | Initial | |
97624594 | xx | xx | Mod Step 2 Date | 11/1/2024 | 11/1/2025 | -365 (Days) | Initial | ||
97624594 | xx | xx | Mod Step 2 Rate | 7.996% | 8.996% | -1.000% | -1.00000% | Initial | |
97624594 | xx | xx | Mod Step 3 Date | 11/1/2025 | 11/1/2026 | -365 (Days) | Initial | ||
97624594 | xx | xx | Mod Step 3 Rate | 8.996% | 9.996% | -1.000% | -1.00000% | Initial | |
97624594 | xx | xx | Mod Step 4 Date | 11/1/2026 | 11/1/2027 | -365 (Days) | Initial | ||
97624594 | xx | xx | Mod Step 4 Rate | 9.996% | 10.996% | -1.000% | -1.00000% | Initial | |
97624594 | xx | xx | Mod Step 5 Date | 11/1/2027 | 11/1/2028 | -366 (Days) | Initial | ||
97624594 | xx | xx | Mod Step 5 Rate | 10.996% | 11.996% | -1.000% | -1.00000% | Initial | |
97624594 | xx | xx | Payment History String | 4444443210000000000MMMMM | 987654321000000000654321 | Initial | |||
97624594 | xx | xx | Payment History String Reversed | MMMMM0000000000123444444 | 123456000000000123476789 | Initial | |||
97624594 | xx | xx | Purpose of Refinance Per Application | Not Applicable | Cash Out - Other | Initial | |||
97624594 | xx | xx | Purpose Per Application | Purchase | Refinance | Initial | |||
97624594 | xx | xx | Stated Maturity Date | xxx | xxx | -2833 (Days) | Initial | ||
9711372 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | n/a | Initial | ||
9711372 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | Interest calculation type is 360/360 | Initial | ||
9711372 | xx | xx | Is REO Active? | Not Applicable | No | REO active is not applicable | Initial | ||
9711372 | xx | xx | Last Payment Received Date | 9/28/2020 | 5/1/2020 | 150 (Days) | Lasy payment received date is xx/xx/2020 | Initial | |
9711372 | xx | xx | Mod Step 1 Date | 12/1/2019 | 12/1/2024 | -1827 (Days) | Mod step 1 date is xx/xx/2019 | Initial | |
9711372 | xx | xx | Mod Step 1 Rate | 7.350% | 7.850% | -0.500% | -0.50000% | Mod step 1 rate is 7.350% | Initial |
9711372 | xx | xx | Mod Step 2 Rate | 7.850% | 0.000% | 7.850% | 7.85000% | Mod step 2 rate is 7.850% | Initial |
9711372 | xx | xx | Mod Step 3 Rate | Not Applicable | 0.000% | n/a | Initial | ||
9711372 | xx | xx | Mod Step 4 Rate | Not Applicable | 0.000% | n/a | Initial | ||
9711372 | xx | xx | Mod Step 5 Rate | Not Applicable | 0.000% | n/a | Initial | ||
9711372 | xx | xx | Payment History String | 444444444444444444444444 | 999876544332211006543323 | Payment history string is 44444444444444444444 | Initial | ||
9711372 | xx | xx | Payment History String Reversed | 444444444444444444444444 | 323345600212233445698999 | Payment history string reversed is 4444444444444444444444 | Initial | ||
9711372 | xx | xx | Stated Maturity Date | xxx | xxx | 3129 (Days) | stated maturity date is xx/xx/2033 | Initial | |
63969283 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N/A | Initial | ||
63969283 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | 360/360. | Initial | ||
63969283 | xx | xx | Is REO Active? | Not Applicable | No | N/A | Initial | ||
63969283 | xx | xx | Last Payment Received Date | 6/24/2020 | 6/1/2020 | 23 (Days) | xx/xx/2020. | Initial | |
63969283 | xx | xx | Max Rate At First Adjustment | 8.125% | 12.000% | -3.875% | -3.87500% | 8.125%. | Initial |
63969283 | xx | xx | Mod Step Indicator | Not Applicable | No | Initial | |||
63969283 | xx | xx | Next Pay Change Date | 11/1/2021 | 11/1/2020 | 365 (Days) | xx/xx/2021. | Initial | |
63969283 | xx | xx | Next Rate Change Date | 10/1/2021 | 10/1/2020 | 365 (Days) | xx/xx/2021. | Initial | |
63969283 | xx | xx | Original Stated P&I | $2482.01 | $2506.15 | $-24.14 | -0.96323% | $xxx. | Initial |
63969283 | xx | xx | Payment History String | 444444432100123211100000 | 987654321032211110100010 | 444444432100123211100000. | Initial | ||
63969283 | xx | xx | Payment History String Reversed | 000001112321001234444444 | 010001011212230123476789 | 000001112321001234444444. | Initial | ||
63969283 | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Refinance | Cash out. | Initial | ||
43054847 | xx | xx | Bankruptcy (Post-Loan Origination)? | Yes | No | According to the PACER, the borrower xx had filed for bankruptcy under Chapter-13 with the case# xx on xx/xx/2013.The bankruptcy was discharged on xx/xx/2020 and the case was terminated on xx/xx/2020. | Initial | ||
43054847 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | The MI is missing from the loan file. | Initial | ||
43054847 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | The interest calculation type is 360/360. | Initial | ||
43054847 | xx | xx | Is REO Active? | Not Applicable | No | The foreclosure is not initiated. | Initial | ||
43054847 | xx | xx | Last Payment Received Date | 5/21/2021 | 4/1/2020 | 415 (Days) | As per Payment History the last payment was received on xx/xx/2021. | Initial | |
43054847 | xx | xx | Mod Step Indicator | Not Applicable | No | Initial | |||
43054847 | xx | xx | Payment History String | 44444444444444444444444 | 999987654321021543210000 | As per Payment History the Payment History String is 444444444444444444444444. | Initial | ||
43054847 | xx | xx | Payment History String Reversed | 44444444444444444444444 | 000012345020123456799999 | As per Payment History the Payment History String reversed is 444444444444444444444444. | Initial | ||
81695218 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | Interest Calculation Type is 360/360 | Initial | ||
81695218 | xx | xx | Is REO Active? | Not Applicable | No | Is REO Active? is Not Applicable | Initial | ||
81695218 | xx | xx | Last Payment Received Date | 3/27/2020 | 3/1/2020 | 26 (Days) | Last Payment Received Date is xx/xx/2020 | Initial | |
81695218 | xx | xx | Max Rate At First Adjustment | 11.500% | 6.000% | 5.500% | 5.50000% | Max Rate At First Adjustment is 11.500% | Initial |
81695218 | xx | xx | Mod Step Indicator | Not Applicable | No | Initial | |||
81695218 | xx | xx | Next Pay Change Date | 1/1/2022 | 7/1/2020 | 549 (Days) | Next Pay Change Date is xx/xx/2022 | Initial | |
81695218 | xx | xx | Next Rate Change Date | 12/1/2021 | 6/1/2020 | 548 (Days) | Next Rate Change Date is xx/xx/2021 | Initial | |
81695218 | xx | xx | Payment History String | 444444444432100444444444 | 999987654321019876543210 | Payment History String is 444444444432100444444444 | Initial | ||
81695218 | xx | xx | Payment History String Reversed | 444444444001234444444444 | 012345678010123456799999 | Payment History String Reversed is 444444444001234444444444 | Initial | ||
50851204 | xx | xx | ARM Lifetime Floor Percent | 3.000% | 2.250% | 0.750% | 0.75000% | ARM lifetime floor percent is 3.000%. | Initial |
50851204 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Does lender G/L require MI is NA. | Initial | ||
50851204 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | Interest calculation type is 360/360. | Initial | ||
50851204 | xx | xx | Interest Only Expiration Date | 3/1/2015 | 4/1/2015 | -31 (Days) | Interest only expiration date is xx/xx/2015. | Initial | |
50851204 | xx | xx | Interest Only Period? | Yes | No | Interest only period is Yes. | Initial | ||
50851204 | xx | xx | Is REO Active? | Not Applicable | No | Is REO active is NA. | Initial | ||
50851204 | xx | xx | Last Payment Received Date | 9/2/2020 | 8/1/2020 | 32 (Days) | Last payment received date is xx/xx/2020. | Initial | |
50851204 | xx | xx | Max Rate At First Adjustment | 9.000% | 6.000% | 3.000% | 3.00000% | Max rate at first adjustment is 9.000%. | Initial |
50851204 | xx | xx | Mod Step Indicator | Not Applicable | No | Initial | |||
50851204 | xx | xx | Next Pay Change Date | 10/1/2021 | 10/1/2020 | 365 (Days) | Next pay change date is xx/xx/2021. | Initial | |
50851204 | xx | xx | Next Rate Change Date | 9/1/2021 | 9/1/2020 | 365 (Days) | Next rate change date is xx/xx/2021. | Initial | |
50851204 | xx | xx | Original Stated P&I | $778.30 | $577.50 | $200.80 | 34.77056% | Original Stated P&I is $778.30. | Initial |
50851204 | xx | xx | Payment History String | 444443214444444444444444 | 765432110102366343443432 | Payment history string is 444443214444444444444444. | Initial | ||
50851204 | xx | xx | Payment History String Reversed | 444444444444444412344444 | 234344343363201011254567 | Payment history string reversed is 444444444444444412344444. | Initial | ||
50851204 | xx | xx | Purpose of Refinance Per Application | Cash Out - Other | No Cash-Out | Purpose of refinance per application is Cash-Out - Other. | Initial | ||
90294101 | xx | xx | Did a Modification Change Note Terms? | Yes | No | Initial | |||
90294101 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Initial | |||
90294101 | xx | xx | First Pay Change Date | Not Applicable | 6/1/2015 | Initial | |||
90294101 | xx | xx | First Rate Change Date | Not Applicable | 5/1/2015 | Initial | |||
90294101 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | Initial | |||
90294101 | xx | xx | Interest Only Expiration Date | 5/1/2015 | 6/1/2015 | -31 (Days) | Initial | ||
90294101 | xx | xx | Interest Only Period? | Yes | No | Initial | |||
90294101 | xx | xx | Is REO Active? | Not Applicable | No | Initial | |||
90294101 | xx | xx | Last Payment Received Date | 5/25/2021 | 8/1/2020 | 297 (Days) | Initial | ||
90294101 | xx | xx | Loan Amortization Type | Unavailable | Fixed | Initial | |||
90294101 | xx | xx | Max Rate At First Adjustment | Not Applicable | 240.000% | Initial | |||
90294101 | xx | xx | Mod Step Indicator | Unavailable | No | Initial | |||
90294101 | xx | xx | Next Pay Change Date | Not Applicable | 6/1/2035 | Initial | |||
90294101 | xx | xx | Payment Frequency | Unavailable | Monthly | Initial | |||
90294101 | xx | xx | Payment History String | 444444444444444444444444 | 899999999999999999999999 | Initial | |||
90294101 | xx | xx | Payment History String Reversed | 444444444444444444444444 | 999999999999999999999998 | Initial | |||
90294101 | xx | xx | Periodic Rate Change Cap Down | Not Applicable | 0.000% | Initial | |||
17837450 | xx | xx | Bankruptcy (Post-Loan Origination)? | Yes | No | According to the PACER, the borrower had filed bankruptcy under chapter-7 with the case# xx on xx/xx/2012. | Initial | ||
17837450 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N/A. | Initial | ||
17837450 | xx | xx | Interest Calculation Type | 360/360 | 360/365 | Interest calculation type is 360/360. | Initial | ||
17837450 | xx | xx | Is REO Active? | Not Applicable | No | N/A. | Initial | ||
17837450 | xx | xx | Last Payment Received Date | 4/15/2020 | 4/8/2020 | 7 (Days) | Last payment received date is xx/xx/2020. | Initial | |
17837450 | xx | xx | Original Stated Rate | 7.99000% | 6.19000% | 1.80000% | 1.80000% | Original stated rate is 7.99%. | Initial |
17837450 | xx | xx | Payment History String | 444444444432100000000000 | 999876543210000000000000 | Payment history string is 444444444432100000000000. | Initial | ||
17837450 | xx | xx | Payment History String Reversed | 000000000001234444444444 | 000000000000012345698999 | Payment history string reversed is 444444444432100000000000. | Initial | ||
17837450 | xx | xx | Purpose of Refinance Per Application | Debt consolidation | No Cash-Out | Initial | |||
87867268 | xx | xx | Is REO Active? | Not Applicable | No | The subject loan has not been referred for foreclosure | Initial | ||
87867268 | xx | xx | Last Payment Received Date | 6/23/2020 | 5/25/2020 | 29 (Days) | Per the pay history provided | Initial | |
87867268 | xx | xx | Payment History String | 444444444321111111111111 | 998765432100000000000000 | Per the pay history provided | Initial | ||
87867268 | xx | xx | Payment History String Reversed | 111111111111123444444444 | 000000000000001234587899 | Per the pay history provided | Initial | ||
87867268 | xx | xx | Purpose of Refinance Per Application | Cash Out - Other | No Cash-Out | The borrower paid over $xxx off in debts plus the existing first and second mortgages | Initial | ||
67149333 | xx | xx | Balloon Indicator | Yes | No | Initial | |||
67149333 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | Initial | |||
67149333 | xx | xx | Is REO Active? | Not Applicable | No | Initial | |||
67149333 | xx | xx | Last Payment Received Date | 6/15/2021 | 6/1/2020 | 379 (Days) | Initial | ||
67149333 | xx | xx | Payment History String | 444444444444444444444444 | 998988889999987654321654 | Initial | |||
67149333 | xx | xx | Payment History String Reversed | 444444444444444444444444 | 456123456989999988889899 | Initial | |||
67149333 | xx | xx | Stated Maturity Date | xxx | xxx | 8615 (Days) | Initial | ||
62962639 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Initial | |||
62962639 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | Initial | |||
62962639 | xx | xx | Is REO Active? | Not Applicable | No | Initial | |||
62962639 | xx | xx | Last Payment Received Date | 5/20/2021 | 10/1/2020 | 231 (Days) | Initial | ||
62962639 | xx | xx | Mod Step Indicator | Not Applicable | No | Initial | |||
62962639 | xx | xx | Payment History String | 444321004443210001000000 | 654321006543210001000000 | Initial | |||
62962639 | xx | xx | Payment History String Reversed | 000000100012344400123444 | 000000100212345600143456 | Initial | |||
32417705 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N/A | Initial | ||
32417705 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | 360/360. | Initial | ||
32417705 | xx | xx | Is REO Active? | Not Applicable | No | N/A | Initial | ||
32417705 | xx | xx | Last Payment Received Date | 11/4/2020 | 11/1/2020 | 3 (Days) | xx/xx/2020. | Initial | |
32417705 | xx | xx | Payment History String | 44432100MMMMMMM00MMMMMMM | 543210005432100776665432 | 44432100MMMMMMM00MMMMMMM. | Initial | ||
32417705 | xx | xx | Payment History String Reversed | MMMMMMM00MMMMMMM00123444 | 234566677101234500032345 | MMMMMMM00MMMMMMM00123444. | Initial | ||
32417705 | xx | xx | Purpose of Refinance Per Application | Unavailable | Cash Out - Other | U/A | Initial | ||
32417705 | xx | xx | Stated Maturity Date | xxx | xxx | 1977 (Days) | xx/xx/2043. | Initial | |
99063057 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | The lender does not require the MI. | Initial | ||
99063057 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | Initial | |||
99063057 | xx | xx | Is REO Active? | Not Applicable | No | The foreclosure is not initiated. | Initial | ||
99063057 | xx | xx | Last Payment Received Date | 6/1/2021 | 6/1/2020 | 365 (Days) | As per Payment History the last payment was received on xx/xx/2021. | Initial | |
99063057 | xx | xx | Payment History String | 444444444443223223221323 | 999999999999999999999999 | As per Payment History the Payment History String reversed is 4444444444443223223221323 | Initial | ||
99063057 | xx | xx | Payment History String Reversed | 323122322322344444444444 | 999999999999999999999999 | As per Payment History the Payment History String reversed is 3231223223223444444444444. | Initial | ||
99063057 | xx | xx | Stated Maturity Date | xxx | xxx | 3468 (Days) | The mod reflects the stated maturity date is xx/xx/2043. | Initial | |
37782042 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N/A. | Initial | ||
37782042 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | Interest calculation type is 360/360. | Initial | ||
37782042 | xx | xx | Is REO Active? | Not Applicable | No | N/A. | Initial | ||
37782042 | xx | xx | Last Payment Received Date | 12/8/2020 | 12/1/2020 | 7 (Days) | The last payment was received on xx/xx/2020. | Initial | |
37782042 | xx | xx | Payment History String | 443210044444444444444210 | 432100999998765432110000 | The payment history string is 443210044444444444444210. | Initial | ||
37782042 | xx | xx | Payment History String Reversed | 012444444444444440012344 | 000011234767899999021234 | The payment history reversed string is 012444444444444440012344. | Initial | ||
37782042 | xx | xx | Stated Maturity Date | xxx | xxx | 6147 (Days) | The stated maturity date is xx/xx/2045. | Initial | |
28671542 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | As per Tape data, Lender G/L doesn't require MI. However, audit value reflect as not applicable. | Initial | ||
28671542 | xx | xx | Forbearance Plan Start Date | Not Applicable | xxx | As per Tape data, Forbearance Plan Start date reflect xx/xx/2020. However, Audit Value reflect not applicable. | Initial | ||
28671542 | xx | xx | Interest Only Expiration Date | 12/1/2021 | 1/1/2022 | -31 (Days) | As per Tape data, Interest Only expiration date reflect xx/xx/2022. However, Note document reflect xx/xx/2021. | Initial | |
28671542 | xx | xx | Is REO Active? | Not Applicable | No | As per Tape data, REO is no active. However, AuditValue reflect not applicable. | Initial | ||
28671542 | xx | xx | Max Rate At First Adjustment | 11.999% | 12.000% | -0.001% | -0.00100% | As per Tape data, Max rate at first adjustment reflect 12.000%. However, Note document reflect 11.999%. | Initial |
28671542 | xx | xx | Mod Step Indicator | Not Applicable | No | Initial | |||
28671542 | xx | xx | Original Stated P&I | $4474.97 | $3688.10 | $786.87 | 21.33537% | As per Tpae data, Original stated P&I reflect $3,688.10. However, Note document reflect it as Original interest only payment. | Initial |
28671542 | xx | xx | Payment History String | 444444432101011000000000 | 987654325432100000000000 | As per Tape data, Payment History String Reversed reflect 100000001101100000000000. | Initial | ||
28671542 | xx | xx | Payment History String Reversed | 000000000110101234444444 | 000000000101234523476789 | As per Tape data, Payment History String Reversed reflect 00000000000011011000001. | Initial | ||
28671542 | xx | xx | Trial Modification Agreement in file? | No | Yes | No discrepancies. | Initial | ||
49772334 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | No discrepancies. | Initial | ||
49772334 | xx | xx | Forbearance Plan Start Date | Unavailable | xxx | No discrepancies. | Initial | ||
49772334 | xx | xx | Is REO Active? | Not Applicable | No | No discrepancies. | Initial | ||
49772334 | xx | xx | Last Payment Received Date | 3/16/2020 | 3/1/2020 | 15 (Days) | No discrepancies. | Initial | |
49772334 | xx | xx | Max Rate At First Adjustment | 8.250% | 36.000% | -27.750% | -27.75000% | As per note document (xx) max rate at first adjustment is 8.25%. | Initial |
49772334 | xx | xx | Mod Step Indicator | Not Applicable | No | Initial | |||
49772334 | xx | xx | Next Pay Change Date | 6/1/2023 | 6/1/2020 | 1095 (Days) | As per note document (xx) next pay date is xx/xx/2023. | Initial | |
49772334 | xx | xx | Next Rate Change Date | 5/1/2023 | 5/1/2020 | 1095 (Days) | As per note document (xx) next rate change date is xx/xx/2023. | Initial | |
49772334 | xx | xx | Payment History String | 444444444444444000000000 | 999998765432100000000000 | The pay history string is 44444444444444000000000. | Initial | ||
49772334 | xx | xx | Payment History String Reversed | 000000000444444444444444 | 000000000101234567899999 | The pay history string is 0000000044444444444444. | Initial | ||
49772334 | xx | xx | Periodic Rate Change Cap Down | 2.000% | 0.000% | 2.000% | 2.00000% | As per note document (xx) periodic rate change cap down is 2.00%. | Initial |
93737820 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | The lender does not require the MI. | Initial | ||
93737820 | xx | xx | Is REO Active? | Not Applicable | No | The foreclosure is not initiated. | Initial | ||
93737820 | xx | xx | Last Payment Received Date | 6/10/2021 | 9/1/2020 | 282 (Days) | As per Payment History the last payment was received on xx/xx/2021. | Initial | |
93737820 | xx | xx | Mod Step Indicator | Not Applicable | No | Initial | |||
93737820 | xx | xx | Payment History String | 444444441123211222122222 | 777654321002100000000000 | As per Payment History the Payment History String is 444444441123211222122222. | Initial | ||
93737820 | xx | xx | Payment History String Reversed | 222221222112321144444444 | 000000000101200123476777 | As per Payment History the Payment History String reversed is 222221222112321144444444. | Initial | ||
96298247 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | 360/360 | Initial | ||
96298247 | xx | xx | Is REO Active? | Not Applicable | No | Not Applicable | Initial | ||
96298247 | xx | xx | Last Payment Received Date | 12/3/2020 | 6/1/2020 | 185 (Days) | xx/xx/2020 | Initial | |
96298247 | xx | xx | Payment History String | 444444444444444444444444 | 998766545492876543221100 | Updated per pay history | Initial | ||
96298247 | xx | xx | Payment History String Reversed | 444444444444444444444444 | 001122345878294545687899 | Updated per pay history | Initial | ||
78653131 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA. | Initial | ||
78653131 | xx | xx | Is REO Active? | Not Applicable | No | NA. | Initial | ||
78653131 | xx | xx | Mod Step Indicator | Not Applicable | No | Initial | |||
98820957 | xx | xx | Forbearance Plan Start Date | Not Applicable | xxx | No document is available to proof the above statement. | Initial | ||
98820957 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | Initial | |||
98820957 | xx | xx | Is REO Active? | Not Applicable | No | NA. | Initial | ||
98820957 | xx | xx | MI Coverage Amount | Unavailable | 30.000% | Initial | |||
98820957 | xx | xx | Mod Step Indicator | Not Applicable | No | NA. | Initial | ||
98820957 | xx | xx | Payment History String | 432121322113122221312223 | 876543210000000000000000 | PH stirng is 333321213212132111234. | Initial | ||
98820957 | xx | xx | Payment History String Reversed | 322213122221311223121234 | 000000000000000012365678 | PH stirng is 333321213212132111234. | Initial | ||
98820957 | xx | xx | Purpose Per Application | Unavailable | Purchase | The final 1003 is missing from the loan documents. | Initial | ||
54412000 | xx | xx | Does Lender G/L Require MI? | No | Yes | Initial | |||
54412000 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | As per Note document Interest Calculation Type as 360/360. | Initial | ||
54412000 | xx | xx | Is REO Active? | Not Applicable | No | NA. | Initial | ||
54412000 | xx | xx | MI Coverage Amount | Not Applicable | 25.000% | Initial | |||
54412000 | xx | xx | Mod Step Indicator | Not Applicable | No | Initial | |||
54412000 | xx | xx | Payment History String | 432121113211111333121211 | 9999443210000000 | PH stirng is 111212122121211213214. | Initial | ||
54412000 | xx | xx | Payment History String Reversed | 112121333111112311121234 | 0000000123499999 | PH stirng reversed is 111212122121211213214. | Initial | ||
54412000 | xx | xx | Subject Property Type | Single Family | PUD | Appraisal Report Reflects Subject Property Type as One Unit and Semi Detached. | Initial | ||
29289982 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | No discrepancy. MI is not required on the loan. | Initial | ||
29289982 | xx | xx | Is REO Active? | Not Applicable | No | The review of the collection comment shows no indication of post-closing foreclosure activity. | Initial | ||
29289982 | xx | xx | Last Payment Received Date | 4/13/2020 | 3/1/2020 | 43 (Days) | As per the payment history the last payment was received date is xx/xx/2020. | Initial | |
29289982 | xx | xx | Mod Step Indicator | Not Applicable | No | Initial | |||
29289982 | xx | xx | Payment History String | 444444444444444000000000 | 99999876543210000000 | The payment history string 444444444444400000000. | Initial | ||
29289982 | xx | xx | Payment History String Reversed | 000000000444444444444444 | 00000101234567899999 | The payment history string reversed 00000000444444444444444. | Initial | ||
66588137 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
66588137 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | 360/360 | Initial | ||
66588137 | xx | xx | Is REO Active? | Not Applicable | No | NA | Initial | ||
66588137 | xx | xx | Last Payment Received Date | 3/2/2020 | 3/1/2020 | 1 (Days) | Last payment received date is xx/xx/2020. | Initial | |
66588137 | xx | xx | Mod Step 1 Date | 2/1/2020 | 2/1/2025 | -1827 (Days) | Mod step 1 date is xx/xx/2020. | Initial | |
66588137 | xx | xx | Mod Step 1 Rate | 3.799% | 4.375% | -0.576% | -0.57600% | Mod step 1 rate is 3.799% | Initial |
66588137 | xx | xx | Mod Step 2 Rate | 4.375% | 0.000% | 4.375% | 4.37500% | Mod step 2 rate is 4.375%. | Initial |
66588137 | xx | xx | Mod Step 3 Rate | Not Applicable | 0.000% | NA | Initial | ||
66588137 | xx | xx | Mod Step 4 Rate | Not Applicable | 0.000% | NA | Initial | ||
66588137 | xx | xx | Mod Step 5 Rate | Not Applicable | 0.000% | NA | Initial | ||
66588137 | xx | xx | Original Stated P&I | $1088.84 | $1226.68 | $-137.84 | -11.23683% | Original stated P&I is $1088.84 | Initial |
66588137 | xx | xx | Original Stated Rate | 5.43000% | 4.37500% | 1.05500% | 1.05500% | Original stated rate is 5.4300% | Initial |
66588137 | xx | xx | Payment History String | 444444444444444444444444 | 999998765432100054332165 | Payment history string is 444444444444444444444444. | Initial | ||
66588137 | xx | xx | Payment History String Reversed | 444444444444444444444444 | 561233450101234567899999 | Payment history string is 444444444444444444444444. | Initial | ||
66588137 | xx | xx | Principal Balance Stated in Mod | xxx | xxx | $-36.00 | -0.01862% | Principal balance stated in mod is $xxx. | Initial |
66588137 | xx | xx | Stated Maturity Date | xxx | xxx | 5082 (Days) | Stated maturity date is xx/xx/2050. | Initial | |
66588137 | xx | xx | Total Balance of Junior Lien(s) | Not Applicable | $xxx | NA | Initial | ||
65839935 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Initial | |||
65839935 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | Initial | |||
65839935 | xx | xx | Is REO Active? | Not Applicable | No | Initial | |||
65839935 | xx | xx | Last Payment Received Date | 5/17/2021 | 5/1/2020 | 381 (Days) | Initial | ||
65839935 | xx | xx | Payment History String | 000000000000000000000000 | 999987665433433211000000 | Initial | |||
65839935 | xx | xx | Payment History String Reversed | 000000000000000000000000 | 000000112434334566799999 | Initial | |||
65839935 | xx | xx | Stated Maturity Date | xxx | xxx | 9726 (Days) | Initial | ||
62511667 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | Interest Calculation Type is 360/360. | Initial | ||
62511667 | xx | xx | Is REO Active? | Not Applicable | No | REO Active is Not Applicable. | Initial | ||
62511667 | xx | xx | Loan Amortization Type | Fixed | Step | Loan Amortization type is Fixed. | Initial | ||
62511667 | xx | xx | Mod Step 1 Date | 6/1/2017 | 6/1/2022 | -1826 (Days) | Mod Step 1 Date is xx/xx/2017. | Initial | |
62511667 | xx | xx | Mod Step 1 Rate | 5.238% | 6.238% | -1.000% | -1.00000% | Mod Step 1 Rate is 5.238%. | Initial |
62511667 | xx | xx | Mod Step 2 Date | 6/1/2022 | 6/1/2023 | -365 (Days) | Mod Step 2 Date is xx/xx/2022. | Initial | |
62511667 | xx | xx | Mod Step 2 Rate | 6.238% | 7.238% | -1.000% | -1.00000% | Mod Step 2 Rate is 6.238%. | Initial |
62511667 | xx | xx | Mod Step 3 Date | 6/1/2023 | 6/1/2024 | -366 (Days) | Mod Step 3 Date is xx/xx/2023. | Initial | |
62511667 | xx | xx | Mod Step 3 Rate | 7.238% | 8.238% | -1.000% | -1.00000% | Mod Step 3 Rate is 7.238%. | Initial |
62511667 | xx | xx | Mod Step 4 Date | 6/1/2024 | 6/1/2025 | -365 (Days) | Mod Step 4 Date is xx/xx/2024. | Initial | |
62511667 | xx | xx | Mod Step 4 Rate | 8.238% | 9.238% | -1.000% | -1.00000% | Mod Step 4 Rate is 8.238%. | Initial |
62511667 | xx | xx | Mod Step 5 Date | 6/1/2025 | 6/1/2026 | -365 (Days) | Mod Step 5 Date is xx/xx/2025. | Initial | |
62511667 | xx | xx | Mod Step 5 Rate | 9.238% | 10.238% | -1.000% | -1.00000% | Mod Step 5 Rate is 9.238%. | Initial |
62511667 | xx | xx | Payment History String | 444444432111111101110012 | 876543221111111011110432 | Payment history string is 444444432111111101110012. | Initial | ||
62511667 | xx | xx | Payment History String Reversed | 210011101111111234444444 | 234011110111111122365678 | Payment history string reversed is 210011011111111234444444. | Initial | ||
62511667 | xx | xx | Stated Maturity Date | xxx | xxx | 6719 (Days) | Stated maturity date is xx/xx/2057. | Initial | |
95403409 | xx | xx | Forbearance Plan Start Date | Not Applicable | xxx | Initial | |||
95403409 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | Initial | |||
95403409 | xx | xx | Is REO Active? | Not Applicable | No | Initial | |||
95403409 | xx | xx | Last Payment Received Date | 2/25/2020 | 2/1/2020 | 24 (Days) | Initial | ||
95403409 | xx | xx | Mod Step 1 Date | 11/1/2018 | 11/1/2023 | -1826 (Days) | Initial | ||
95403409 | xx | xx | Mod Step 1 Rate | 3.581% | 4.681% | -1.100% | -1.10000% | Initial | |
95403409 | xx | xx | Mod Step 2 Date | 11/1/2023 | 11/1/2024 | -366 (Days) | Initial | ||
95403409 | xx | xx | Mod Step 2 Rate | 4.681% | 5.069% | -0.388% | -0.38800% | Initial | |
95403409 | xx | xx | Mod Step 3 Rate | 5.069% | 0.000% | 5.069% | 5.06900% | Initial | |
95403409 | xx | xx | Mod Step 4 Rate | Not Applicable | 0.000% | Initial | |||
95403409 | xx | xx | Mod Step 5 Rate | Not Applicable | 0.000% | Initial | |||
95403409 | xx | xx | Payment History String | 444444444443210123444444 | 999999876543210210321212 | Initial | |||
95403409 | xx | xx | Payment History String Reversed | 444444321012344444444444 | 212123012212345678999999 | Initial | |||
95403409 | xx | xx | Stated Maturity Date | xxx | xxx | 6844 (Days) | Initial | ||
95403409 | xx | xx | Total Balance of Junior Lien(s) | Not Applicable | xxx | Initial | |||
95403409 | xx | xx | Trial Modification Agreement in file? | No | Yes | Initial | |||
68120633 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Initial | |||
68120633 | xx | xx | Interest Calculation Type | 365/365 | In Arrears | Initial | |||
68120633 | xx | xx | Is REO Active? | Not Applicable | No | Initial | |||
68120633 | xx | xx | Last Payment Received Date | 11/21/2019 | 10/1/2019 | 51 (Days) | Initial | ||
68120633 | xx | xx | Original Stated P&I | Unavailable | $0.00 | Initial | |||
68120633 | xx | xx | Payment History String | 444444444444444444401201 | 999999999987654321321021 | Initial | |||
68120633 | xx | xx | Payment History String Reversed | 102104444444444444444444 | 120123123656789999999999 | Initial | |||
68120633 | xx | xx | Stated Maturity Date | Unavailable | xxx | Initial | |||
42584976 | xx | xx | Bankruptcy (Post-Loan Origination)? | Yes | No | updated as per review of available docs. | Initial | ||
42584976 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
42584976 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | updated as per review of available docs. | Initial | ||
42584976 | xx | xx | Is REO Active? | Not Applicable | No | NA | Initial | ||
42584976 | xx | xx | Last Payment Received Date | 6/3/2021 | 3/1/2020 | 459 (Days) | updated as per review of available docs. | Initial | |
42584976 | xx | xx | Mod Step 1 Date | 6/1/2019 | 6/1/2024 | -1827 (Days) | updated as per review of available docs. | Initial | |
42584976 | xx | xx | Mod Step 1 Rate | 2.243% | 3.243% | -1.000% | -1.00000% | updated as per review of available docs. | Initial |
42584976 | xx | xx | Mod Step 2 Date | 6/1/2024 | 6/1/2025 | -365 (Days) | updated as per review of available docs. | Initial | |
42584976 | xx | xx | Mod Step 2 Rate | 3.243% | 4.243% | -1.000% | -1.00000% | updated as per review of available docs. | Initial |
42584976 | xx | xx | Mod Step 3 Date | 6/1/2025 | 6/1/2026 | -365 (Days) | updated as per review of available docs. | Initial | |
42584976 | xx | xx | Mod Step 3 Rate | 4.243% | 5.243% | -1.000% | -1.00000% | updated as per review of available docs. | Initial |
42584976 | xx | xx | Mod Step 4 Date | 6/1/2026 | 6/1/2027 | -365 (Days) | updated as per review of available docs. | Initial | |
42584976 | xx | xx | Mod Step 4 Rate | 5.243% | 5.271% | -0.028% | -0.02800% | updated as per review of available docs. | Initial |
42584976 | xx | xx | Mod Step 5 Rate | 5.271% | 0.000% | 5.271% | 5.27100% | updated as per review of available docs. | Initial |
42584976 | xx | xx | Payment History String | 444444444444444444442010 | 999999999998765432210100 | updated as per review of available docs. | Initial | ||
42584976 | xx | xx | Payment History String Reversed | 010244444444444444444444 | 001012234767899999999999 | updated as per review of available docs. | Initial | ||
42584976 | xx | xx | Principal Balance Stated in Mod | xxx | xxx | $1303.87 | 2.01537% | updated as per review of available docs. | Initial |
42584976 | xx | xx | Stated Maturity Date | xxx | xxx | 11474 (Days) | updated as per review of available docs. | Initial | |
21321186 | xx | xx | Bankruptcy (Post-Loan Origination)? | Yes | No | Initial | |||
21321186 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Initial | |||
21321186 | xx | xx | Forbearance Plan Start Date | Not Applicable | xxx | Initial | |||
21321186 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | Initial | |||
21321186 | xx | xx | Is REO Active? | Not Applicable | No | Initial | |||
21321186 | xx | xx | Last Payment Received Date | 3/2/2020 | 3/1/2020 | 1 (Days) | Initial | ||
21321186 | xx | xx | Mod Step 1 Date | 11/1/2019 | 11/1/2024 | -1827 (Days) | Initial | ||
21321186 | xx | xx | Mod Step 1 Rate | 4.468% | 5.468% | -1.000% | -1.00000% | Initial | |
21321186 | xx | xx | Mod Step 2 Date | 11/1/2024 | 11/1/2025 | -365 (Days) | Initial | ||
21321186 | xx | xx | Mod Step 2 Rate | 5.468% | 5.625% | -0.157% | -0.15700% | Initial | |
21321186 | xx | xx | Mod Step 3 Rate | 5.625% | 0.000% | 5.625% | 5.62500% | Initial | |
21321186 | xx | xx | Mod Step 4 Rate | Not Applicable | 0.000% | Initial | |||
21321186 | xx | xx | Mod Step 5 Rate | Not Applicable | 0.000% | Initial | |||
21321186 | xx | xx | Payment History String | 4444444444432100000mmmmm | 999998765432100000054321 | Initial | |||
21321186 | xx | xx | Payment History String Reversed | mmmmm0000012344444444444 | 123450000101234567899999 | Initial | |||
21321186 | xx | xx | Purpose of Refinance Per Application | Cash Out - Other | No Cash-Out | Initial | |||
21321186 | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Refinance | Initial | |||
21321186 | xx | xx | Stated Maturity Date | xxx | xxx | 8888 (Days) | Initial | ||
21321186 | xx | xx | Trial Modification Agreement in file? | No | Yes | Initial | |||
39607148 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | Per note | Initial | ||
39607148 | xx | xx | Is REO Active? | Not Applicable | No | Initial | |||
39607148 | xx | xx | Last Payment Received Date | 2/27/2020 | 12/1/2019 | 88 (Days) | Per PH | Initial | |
39607148 | xx | xx | Mod Step 4 Rate | Not Applicable | 0.000% | Per mod | Initial | ||
39607148 | xx | xx | Mod Step 5 Rate | Not Applicable | 0.000% | Per mod | Initial | ||
39607148 | xx | xx | Original Stated Rate | 12.23388% | 12.23880% | -0.00492% | -0.00492% | Per note | Initial |
39607148 | xx | xx | Payment History String | 444444444444444444443211 | 999999998765432776543221 | Per PH | Initial | ||
39607148 | xx | xx | Payment History String Reversed | 112344444444444444444444 | 122345677434567899999999 | Per PH | Initial | ||
39607148 | xx | xx | Purpose of Refinance Per Application | Unavailable | Cash Out - Other | 1003 is missing | Initial | ||
39607148 | xx | xx | Purpose Per Application | Unavailable | Refinance | 1003 is missing | Initial | ||
39607148 | xx | xx | Stated Maturity Date | xxx | xxx | 7811 (Days) | Per mod | Initial | |
10417575 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Not applicable. | Initial | ||
10417575 | xx | xx | Forbearance Plan Start Date | Not Applicable | xxx | Not applicable. | Initial | ||
10417575 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | Interest calculation type is 360/360. | Initial | ||
10417575 | xx | xx | Is REO Active? | Not Applicable | No | Not applicable. | Initial | ||
10417575 | xx | xx | Last Payment Received Date | 5/27/2020 | 5/1/2020 | 26 (Days) | Last payment received date is xx/xx/2020. | Initial | |
10417575 | xx | xx | Loan Amortization Type | Fixed | Step | Loan amortization type is fixed. | Initial | ||
10417575 | xx | xx | Payment History String | 444444444444444444444444 | 999876543210000066654332 | Payment history string is 444444444444444444444444. | Initial | ||
10417575 | xx | xx | Payment History String Reversed | 444444444444444444444444 | 233456660000012345698999 | Payment history string reversed is 444444444444444444444444. | Initial | ||
10417575 | xx | xx | Stated Maturity Date | xxx | xxx | 14688 (Days) | Stated maturity date is xx/xx/2060. | Initial | |
10417575 | xx | xx | Trial Modification Agreement in file? | No | Yes | Initial | |||
29236119 | xx | xx | Bankruptcy (Post-Loan Origination)? | Yes | No | Yes | Initial | ||
29236119 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Not Applicable | Initial | ||
29236119 | xx | xx | Forbearance Plan Start Date | Unavailable | xxx | Unavailable | Initial | ||
29236119 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | 360/360 | Initial | ||
29236119 | xx | xx | Is REO Active? | Not Applicable | No | Not Applicable | Initial | ||
29236119 | xx | xx | Last Payment Received Date | 3/3/2020 | 4/1/2020 | -29 (Days) | xx/xx/2020 | Initial | |
29236119 | xx | xx | Mod Step 3 Rate | Not Applicable | 0.000% | Not Applicable | Initial | ||
29236119 | xx | xx | Mod Step 4 Rate | Not Applicable | 0.000% | Not Applicable | Initial | ||
29236119 | xx | xx | Mod Step 5 Rate | Not Applicable | 0.000% | Not Applicable | Initial | ||
29236119 | xx | xx | Original Stated P&I | $1388.90 | $972.43 | $416.47 | 42.82776% | $xxx | Initial |
29236119 | xx | xx | Original Stated Rate | 5.50000% | 4.75000% | 0.75000% | 0.75000% | 5.50000% | Initial |
29236119 | xx | xx | Payment History String | 444444444321000444332104 | 999987654321000544332109 | Updated per pay history | Initial | ||
29236119 | xx | xx | Payment History String Reversed | 401233444000123444444444 | 901233445000123456799999 | Updated per pay history | Initial | ||
29236119 | xx | xx | Purpose of Refinance Per Application | Cash Out - Other | No Cash-Out | Cash Out-Other | Initial | ||
29236119 | xx | xx | Stated Maturity Date | xxx | xxx | 6605 (Days) | xx/xx/2060 | Initial | |
29236119 | xx | xx | Total Balance of Junior Lien(s) | Not Applicable | $xxx | Not Applicable | Initial | ||
89673650 | xx | xx | Purpose of Transaction per HUD-1 | Refinance | Cash Out | Initial | |||
5221925 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | 360/360 | Initial | ||
5221925 | xx | xx | Is REO Active? | Not Applicable | No | na | Initial | ||
5221925 | xx | xx | Last Payment Received Date | 4/30/2020 | 6/1/2020 | -32 (Days) | xx/xx/2020 | Initial | |
5221925 | xx | xx | Mod Step 1 Date | 4/1/2018 | 6/1/2025 | -2618 (Days) | As per mod | Initial | |
5221925 | xx | xx | Mod Step 2 Date | 4/1/2023 | 6/1/2026 | -1157 (Days) | As per mod | Initial | |
5221925 | xx | xx | Mod Step 2 Rate | 3.000% | 4.000% | -1.000% | -1.00000% | As per mod | Initial |
5221925 | xx | xx | Mod Step 3 Date | 4/1/2024 | 6/1/2027 | -1156 (Days) | As per mod | Initial | |
5221925 | xx | xx | Mod Step 3 Rate | 4.000% | 5.000% | -1.000% | -1.00000% | As per mod | Initial |
5221925 | xx | xx | Mod Step 4 Date | 4/1/2025 | 6/1/2028 | -1157 (Days) | As per mod | Initial | |
5221925 | xx | xx | Mod Step 4 Rate | 5.000% | 6.000% | -1.000% | -1.00000% | As per mod | Initial |
5221925 | xx | xx | Mod Step 5 Date | 4/1/2026 | 6/1/2029 | -1157 (Days) | As per mod | Initial | |
5221925 | xx | xx | Mod Step 5 Rate | 6.000% | 7.000% | -1.000% | -1.00000% | As per mod | Initial |
5221925 | xx | xx | Payment History String | 444444444432100040233343 | 998765432100040233343443 | as per PH | Initial | ||
5221925 | xx | xx | Payment History String Reversed | 343332040001234444444444 | 344343332040001234587899 | as per PH | Initial | ||
5221925 | xx | xx | Principal Balance Stated in Mod | xxx | xxx | $34589.82 | 44.73110% | As per mod | Initial |
5221925 | xx | xx | Purpose of Refinance Per Application | Not Applicable | Cash Out - Other | na | Initial | ||
5221925 | xx | xx | Purpose of Transaction per HUD-1 | Purchase | Cash Out | purchase | Initial | ||
5221925 | xx | xx | Purpose Per Application | Purchase | Refinance | purchase | Initial | ||
5221925 | xx | xx | Stated Maturity Date | xxx | xxx | 31 (Days) | xx/xx/2058. | Initial | |
93587494 | xx | xx | Post-Close DTI per 1003 | 41.508% | 0.415% | 41.093% | 41.09300% | Original DTI is 41.508% but tape shows it as 0.415%. | Initial |
93587494 | xx | xx | Subject Property Type | PUD | Single Family | The subject property is a PUD but tape shows it as SFR. | Initial | ||
30405262 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Loan is VA and MI is not required as per Lender Guidelines. | Initial | ||
30405262 | xx | xx | Last Payment Received Date | 6/3/2021 | 6/1/2021 | 2 (Days) | NA | Initial | |
30405262 | xx | xx | Purpose of Refinance Per Application | No Cash-Out | Change in Rate/Term | Seller tape data reflects purpose of application as "Change in rate/term but application reflects it as No Cash-Out Streamlined. | Initial | ||
62592325 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Initial | |||
62592325 | xx | xx | Last Payment Received Date | 6/7/2021 | 6/1/2021 | 6 (Days) | Initial | ||
62592325 | xx | xx | Purpose of Refinance Per Application | No Cash-Out | Change in Rate/Term | Initial | |||
53761976 | xx | xx | Last Payment Received Date | 6/22/2021 | 5/1/2021 | 52 (Days) | NA | Initial | |
53761976 | xx | xx | Subject Property Type | PUD | Single Family | Final Appraisal and final application reflects the property type is PUD | Initial | ||
85123019 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
85123019 | xx | xx | Purpose of Refinance Per Application | No Cash-Out | Change in Rate/Term | As per Application (1003) reflects Purpose of Refinance is No Cash-Out Streamlined. | Initial | ||
36589164 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
36589164 | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Refinance | Initial | |||
17925961 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | No MI Required. | Initial | ||
17925961 | xx | xx | Last Payment Received Date | 6/4/2021 | 6/1/2021 | 3 (Days) | last payment was received on xx/xx/2021. | Initial | |
8254902 | xx | xx | Age of Loan | 9 | 10 | -1 | -10.00000% | Initial | |
8254902 | xx | xx | Last Payment Received Date | 6/9/2021 | 5/3/2021 | 37 (Days) | Initial | ||
97791046 | xx | xx | Age of Loan | 8 | 9 | -1 | -11.11111% | As per tape data Age of Loan is 9. but, The audit value is 8. | Initial |
97791046 | xx | xx | Last Payment Received Date | 6/1/2021 | 5/3/2021 | 29 (Days) | Last payment received date is xx/xx/2021. | Initial | |
97791046 | xx | xx | Post-Close DTI per 1003 | 26.497% | 25.352% | 1.145% | 1.14500% | Post-Close DTI per 1003 is 26.497%. | Initial |
97791046 | xx | xx | Post-Close Housing Ratio per 1003 | 24.046% | 22.901% | 1.145% | 1.14500% | Post-Close Housing Ratio per 1003 is 26.497%. | Initial |
85180832 | xx | xx | Age of Loan | 10 | 9 | 1 | 11.11111% | Age of Loan is 10 months. | Initial |
85180832 | xx | xx | Last Payment Received Date | 5/27/2021 | 7/1/2021 | -35 (Days) | Last payment received date is xx/xx/2021. | Initial | |
85180832 | xx | xx | Subject Property Type | PUD | Single Family | The property type mentioned in the Appraisal report is PUD. | Initial | ||
5716025 | xx | xx | Age of Loan | 6 | 7 | -1 | -14.28571% | Initial | |
5716025 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Initial | |||
5716025 | xx | xx | Last Payment Received Date | 6/15/2021 | 5/19/2021 | 27 (Days) | Initial | ||
8698647 | xx | xx | Age of Loan | 7 | 8 | -1 | -12.50000% | Age of Loan as is 7 in Note document. | Initial |
8698647 | xx | xx | Last Payment Received Date | 6/2/2021 | 6/1/2021 | 1 (Days) | Last payment received date is xx/xx/2021. | Initial | |
8698647 | xx | xx | Post-Close DTI per 1003 | 24.433% | 24.324% | 0.109% | 0.10900% | Post-Close DTI per 1003 is 24.433%. | Initial |
8698647 | xx | xx | Post-Close Housing Ratio per 1003 | 19.469% | 19.360% | 0.109% | 0.10900% | Post-Close Housing Ratio per 1003 is 19.469%. | Initial |
42090990 | xx | xx | Age of Loan | 4 | 5 | -1 | -20.00000% | As per Tape data, age of loan reflect 5. However, audit value reflect 4. | Initial |
42090990 | xx | xx | Subject Property Type | PUD | Single Family | As per Tape data Subject property type reflect Single Family. However, appraisal document reflect PUD( Single detached family with PUD rider) | Initial | ||
92824124 | xx | xx | Age of Loan | 1 | 2 | -1 | -50.00000% | Initial | |
92824124 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Initial | |||
92824124 | xx | xx | Last Payment Received Date | 6/14/2021 | 5/10/2021 | 35 (Days) | Initial | ||
92824124 | xx | xx | Post-Close DTI per 1003 | Unavailable | 0.000% | Initial | |||
92824124 | xx | xx | Post-Close Housing Ratio per 1003 | Unavailable | 0.000% | Initial | |||
87204725 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | MI certificate is missing from the loan file. | Initial | ||
87204725 | xx | xx | Last Payment Received Date | 6/11/2021 | 5/1/2021 | 41 (Days) | The last payment was received on xx/xx/2021. | Initial | |
87204725 | xx | xx | Post-Close DTI per 1003 | 40.935% | 40.936% | -0.001% | -0.00100% | As per tape data Post-Close DTI per 1003 is 40.936%. but, The Audit value is 40.935%. | Initial |
87204725 | xx | xx | Post-Close Housing Ratio per 1003 | 39.958% | 39.959% | -0.001% | -0.00100% | As per tape data Post-Close Housing ratio per 1003 is 39.959%. but, The Audit value is 39.9585%. | Initial |
55843327 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Lender Does not require MI. | Initial | ||
62529365 | xx | xx | Last Payment Received Date | 5/26/2021 | 6/1/2021 | -6 (Days) | The last payment was received on xx/xx/2021. | Initial | |
76903618 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | As per Tpae data, Lender G/L doesn't require MI. However, Audit value reflect as not applicable. | Initial | ||
11950324 | xx | xx | Number Of Units | 2 | 1 | 1 | 100.00000% | Number of units are 2 but tape shows as 1. | Initial |
11950324 | xx | xx | Subject Property Type | 2 Family | PUD | Subject property is a 2 Family but tape shows it as PUD. | Initial | ||
53891546 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Tape data reflects "NO" and the audit value reflects "Not Applicable". | Initial | ||
53891546 | xx | xx | Post-Close Housing Ratio per 1003 | 39.236% | 0.392% | 38.844% | 38.84400% | The Borrowers monthly income is $8117.34 and the present housing expenses is $2500.00 and the after subject proposed payment is $3184.90 and the debts is $804.00. Hence this reflects the post-close housing ratio per 1003. | Initial |
53891546 | xx | xx | Subject Property Type | PUD | Single Family | Initial | |||
91000055 | xx | xx | Does Lender G/L Require MI? | Not Applicable | Yes | Initial | |||
91000055 | xx | xx | MI Coverage Amount | Not Applicable | 85.000% | Initial | |||
91000055 | xx | xx | Post-Close DTI per 1003 | 55.635% | 55.632% | 0.003% | 0.00300% | Initial | |
14267883 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
89252963 | xx | xx | Post-Close DTI per 1003 | 20.524% | 0.206% | 20.318% | 20.31800% | A per tape data Post- Close DTI per 1003 is 0.206%. but, The Audit value is 20.524%. | Initial |
63001133 | xx | xx | Post-Close DTI per 1003 | 31.721% | 0.317% | 31.404% | 31.40400% | Initial | |
81848339 | xx | xx | Age of Loan | 4 | 2 | 2 | 100.00000% | Initial | |
81848339 | xx | xx | Purpose of Refinance Per Application | No Cash-Out | Cash Out - Other | Initial | |||
81848339 | xx | xx | Purpose of Transaction per HUD-1 | Refinance | Cash Out | Initial | |||
81848339 | xx | xx | Stated Remaining Term | 356 | 358 | -2 | -0.55865% | Initial | |
74983412 | xx | xx | Age of Loan | 5 | 6 | -1 | -16.66666% | Initial | |
74983412 | xx | xx | Last Payment Received Date | 6/11/2021 | 5/12/2021 | 30 (Days) | Initial | ||
10353334 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | No discrepancies,Lender doesn't require Mortgage Insurance Certificate. | Initial | ||
10353334 | xx | xx | Post-Close DTI per 1003 | 46.130% | 46.365% | -0.235% | -0.23500% | Initial | |
68490924 | xx | xx | Last Payment Received Date | 7/1/2021 | 5/1/2021 | 61 (Days) | NA | Initial | |
68490924 | xx | xx | Post-Close DTI per 1003 | 49.368% | 60.568% | -11.200% | -11.20000% | Total Original T&I for the debt ratio:( Real Estate Taxes $848.26+Hazard insurance $194.33 +flood insurance $0.00+ MI $0.00+ HOA Dues $0.00) equals | Initial |
68490924 | xx | xx | Post-Close Housing Ratio per 1003 | 27.860% | 27.853% | 0.007% | 0.00700% | Total Original T&I for the debt ratio:( Real Estate Taxes $848.26+Hazard insurance $194.33 +flood insurance $0.00+ MI $0.00+ HOA Dues $0.00) present primary housing expenses after subj loan is $2916.69 and Total monthly income verified is $14211.23. Hence Post Close housing Ratio per 1003 is 27.860%. | Initial |
68490924 | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Refinance | Initial | |||
97708708 | xx | xx | Age of Loan | 7 | 9 | -2 | -22.22222% | NA | Initial |
97708708 | xx | xx | Post-Close DTI per 1003 | 44.769% | 44.902% | -0.133% | -0.13300% | NA | Initial |
2430635 | xx | xx | Post-Close DTI per 1003 | 41.546% | 28.000% | 13.546% | 13.54600% | The borrowers monthly income is $9147.00 and the present housing expenses is $2370.17 and the after subject proposed payment is $2098.19 and the non housing payment is $3760.00. Hence, this reflects the post close DTI per 1003. | Initial |
49710683 | xx | xx | Last Payment Received Date | 7/6/2021 | 6/1/2021 | 35 (Days) | Initial | ||
49710683 | xx | xx | Post-Close DTI per 1003 | 45.986% | 46.049% | -0.063% | -0.06300% | Seller tape reflects DTI 46.049% But Application reflects it as 41.401%. | Initial |
95457653 | xx | xx | Last Payment Received Date | 7/1/2021 | 6/15/2021 | 16 (Days) | Initial | ||
95457653 | xx | xx | Post-Close DTI per 1003 | 35.637% | 36.274% | -0.637% | -0.63700% | The Credit Report reflects total Monthly Non-Housing Payments in the amount of $2037. Total all REO PITIA payments equal $875. Therefore total of all Non-Housing Payments equals $2912. Monthly Income $8,171.22. However, DTI reflect 35.637%. | Initial |
65992591 | xx | xx | Last Payment Received Date | 6/30/2021 | 6/7/2021 | 23 (Days) | Initial | ||
65992591 | xx | xx | Trial Modification Agreement in file? | Unavailable | No | Initial | |||
84445073 | xx | xx | Last Payment Received Date | 7/2/2021 | 6/10/2021 | 22 (Days) | As per the review of the payment history, the borrower has been current with the loan and the next payment is due for xx/xx/2021. The last payment was received on xx/xx/2021 in the amount of $681.93 which was applied for xx/xx/2021. | Initial | |
11096573 | xx | xx | Last Payment Received Date | 7/1/2021 | 6/1/2021 | 30 (Days) | NA | Initial | |
25771999 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
55232018 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
15079803 | xx | xx | Last Payment Received Date | 6/26/2021 | 5/1/2021 | 56 (Days) | Initial | ||
15079803 | xx | xx | Post-Close DTI per 1003 | 43.094% | 42.978% | 0.116% | 0.11600% | The borrower's monthly income is $3,520.40 after Subject loan the Proposed amount $905.08 and Total Non-housing Payments is $612.00. hence, the Calculated DTI Ratio is 43.094%. | Initial |
15079803 | xx | xx | Post-Close Housing Ratio per 1003 | 25.710% | 25.594% | 0.116% | 0.11600% | The borrower's monthly income is $3,520.40 after Subject loan the Proposed amount $905.08. hence, the Calculated Front Debt Ratio is 25.710%. | Initial |
89551384 | xx | xx | Escrow Account Indicator | No | Yes | The Final CD reflect Escrow Account Indicator as No. | Initial | ||
89551384 | xx | xx | Payment History String | 0000 | 0 | NA | Initial | ||
89551384 | xx | xx | Payment History String Reversed | 0000 | 0 | NA | Initial | ||
89551384 | xx | xx | Post-Close DTI per 1003 | 49.700% | 49.876% | -0.176% | -0.17600% | The Final 1003 reflect DTI as 106.676%. | Initial |
89551384 | xx | xx | Purpose of Refinance Per Application | Not Applicable | Cash Out - Other | Final Application and Final DU reflect Cash Out. | Initial | ||
89551384 | xx | xx | Purpose Per Application | Purchase | Refinance | The Final 1003 reflect Purpose of Loan as Refinance. | Initial | ||
85019554 | xx | xx | Escrow Account Indicator | Yes | No | Escrow Account Disclosure is available in the loan. | Initial | ||
85019554 | xx | xx | Payment History String | 00000 | 0 | NA | Initial | ||
85019554 | xx | xx | Payment History String Reversed | 00000 | 0 | NA | Initial | ||
15754891 | xx | xx | Age of Loan | 0 | 1 | -1 | -100.00000% | The Note dated xx/xx/2021 and signed at closing, reflects the Maturity date as xx/xx/2051. | Initial |
15754891 | xx | xx | Post-Close DTI per 1003 | 24.822% | 27.305% | -2.483% | -2.48300% | Total Original T&I for Debt Ratios: (Real Estate Taxes $486.43 + Hazard Insurance $111.59 + Flood Insurance $00 + MI $00 + HOA Dues $809.93 ) equals $2,487.92 and All Other Monthly payments are $876.00. The Borrowers Total Monthly income Verified as $38,958.48. Hence, Post-Close DTI per 1003 is 24.822%. | Initial |
15637891 | xx | xx | Age of Loan | 0 | 1 | -1 | -100.00000% | The Note dated xx/xx/2021 and signed at closing, reflects the Maturity date as xx/xx/2051. | Initial |
61340825 | xx | xx | Age of Loan | 0 | 1 | -1 | -100.00000% | Age of Loan is as 0. | Initial |
21317252 | xx | xx | Age of Loan | 0 | 1 | -1 | -100.00000% | NA | Initial |
21317252 | xx | xx | Post-Close DTI per 1003 | 43.266% | 43.248% | 0.018% | 0.01800% | NA | Initial |
77867476 | xx | xx | Age of Loan | 0 | 1 | -1 | -100.00000% | As per tape data Age of Loan is 1. but, The Audit value is 0. | Initial |
77867476 | xx | xx | MI Coverage Amount | 35.000% | 39.000% | -4.000% | -4.00000% | As per tape data MI Coverage Amount 39.00%. but, The Audit value is 35.00%. | Initial |
77867476 | xx | xx | Post-Close DTI per 1003 | 33.939% | 33.940% | -0.001% | -0.00100% | As per 1003 post-close DTI is 33.939%. | Initial |
27025010 | xx | xx | Age of Loan | 0 | 1 | -1 | -100.00000% | As per tape data age of Loan is 1. but, The Audit value is 0. | Initial |
27025010 | xx | xx | Purpose of Transaction per HUD-1 | Refinance | Cash Out | Initial | |||
33607016 | xx | xx | Bankruptcy (Post-Loan Origination)? | Yes | No | Bankruptcy (Post-Loan Origination)? is Yes. | Initial | ||
33607016 | xx | xx | Corporate Advances: Recoverable per Payment History | $0.00 | $615.00 | $-615.00 | -100.00000% | Corporate Advances: Recoverable per Payment History is $0.00. | Initial |
33607016 | xx | xx | Deferred Balance Amount | Not Applicable | $xxx | Not Applicable. | Initial | ||
33607016 | xx | xx | Escrow Advance Balance per Payment History | xxx | xxx | $-2793.33 | -100.00000% | Escrow Advance Balance per Payment History is $0.00. | Initial |
33607016 | xx | xx | Interest Only Period? | No | Yes | Interest Only Period? No. | Initial | ||
33607016 | xx | xx | Interest Only Term Months Count | Not Applicable | 60 | Not Applicable. | Initial | ||
33607016 | xx | xx | Last Payment Received Date | 2/12/2021 | 9/12/2019 | 519 (Days) | Last Payment Received Date is Unavailable. | Initial | |
33607016 | xx | xx | Loan Amortization Type | Step | Fixed | Loan Amortization Type is Step. | Initial | ||
33607016 | xx | xx | Payment History String | 444444444444444444321432 | 9.99999999999876E+23 | Payment History String is 444444444444444444321MMM. | Initial | ||
33607016 | xx | xx | Stated Maturity Date | xxx | xxx | 9159 (Days) | Stated Maturity Date is xx/xx/2059. | Initial | |
33607016 | xx | xx | Trial Modification Agreement in file? | Yes | No | Initial | |||
52547519 | xx | xx | Corporate Advances: Recoverable per Payment History | $0.00 | $6433.29 | $-6433.29 | -100.00000% | Corporate Advance: Recoverable per Payment History is $0.00. | Initial |
52547519 | xx | xx | Current Legal Status | Bankruptcy | Foreclosure | Current Legal Status is Bankruptcy. | Initial | ||
52547519 | xx | xx | Escrow Advance Balance per Payment History | xxx | xxx | $-6666.45 | -100.00000% | Escrow Advance Balance per Payment History is $0.00. | Initial |
52547519 | xx | xx | Last Payment Received Date | 5/1/2019 | 3/1/2019 | 61 (Days) | Last Payment Received Date is xx/xx/2019. | Initial | |
52547519 | xx | xx | Payment History String | 444444444444444444444444 | 9.99999999999999E+23 | Payment history string is 444444444444444444444444. | Initial | ||
26597935 | xx | xx | Corporate Advances: Recoverable per Payment History | $0.00 | $50.00 | $-50.00 | -100.00000% | N/A | Initial |
26597935 | xx | xx | Current Legal Status | Collections, >= 120 Days | Collections, 60-119 Days | N/A | Initial | ||
26597935 | xx | xx | Payment History String | 443210001344440123440123 | 5.4321000654321E+23 | N/A | Initial | ||
26597935 | xx | xx | Referral Date | Not Applicable | xxx | N/A | Initial | ||
3816869 | xx | xx | Current Legal Status | Bankruptcy-Delinquent | Foreclosure | As per the comment history, the loan is in active bankruptcy. | Initial | ||
3816869 | xx | xx | Deferred Balance Amount | xxx | xxx | $-193.67 | -0.31204% | As per the loan modification, the deferred balance amount is $xx. | Initial |
3816869 | xx | xx | Last Payment Received Date | 7/13/2021 | 8/1/2020 | 346 (Days) | As per the latest payment history, the last payment received date on xx/xx/2021. | Initial | |
3816869 | xx | xx | Loan Original Maturity Term Months | 360 | 480 | -120 | -25.00000% | As per the Note, the loan original maturity term months are 360. | Initial |
3816869 | xx | xx | Original Stated Rate | 6.37500% | 4.37500% | 2.00000% | 2.00000% | As per the ARM Note, the original State rate is 6.37500%. | Initial |
3816869 | xx | xx | Payment History String | 444444444444444444444444 | 9.88999999999999E+23 | As per the latest payment history, the payment history string is 444444444444444444444444. | Initial | ||
3816869 | xx | xx | Stated Maturity Date | xxx | xxx | 3135 (Days) | As per the loan modification, the stated maturity date is xx/xx/2056. | Initial | |
974527 | xx | xx | Corporate Advances: Recoverable per Payment History | $0.00 | $40.00 | $-40.00 | -100.00000% | Corporate advances: Recoverable per payment history is $0.00. | Initial |
974527 | xx | xx | Current Legal Status | Performing | Collections, 60-119 Days | Current legal status is Performing. | Initial | ||
974527 | xx | xx | Currently in Foreclosure? | Yes | No | FC was hold due to reinstated. | Initial | ||
974527 | xx | xx | Escrow Advance Balance per Payment History | xxx | xxx | $-1558.54 | -100.00000% | Escrow advance balance per payment history is $0.00. | Initial |
974527 | xx | xx | Last Payment Received Date | 7/1/2021 | 1/1/2021 | 181 (Days) | Last payment received date is xx/xx/2021. | Initial | |
974527 | xx | xx | Payment History String | 000123400432344234442231 | 4.32100654326543E+23 | PH string is 0001234MMMMMMMMMMMMMMMM. | Initial | ||
974527 | xx | xx | Stated Maturity Date | xxx | xxx | 5449 (Days) | Stated maturity date is xx/xx/2052. | Initial | |
55157434 | xx | xx | Bankruptcy (Post-Loan Origination)? | Yes | No | updated as per review of available cods. | Initial | ||
55157434 | xx | xx | Corporate Advances: Recoverable per Payment History | $0.00 | $5758.47 | $-5758.47 | -100.00000% | updated as per review of available cods. | Initial |
55157434 | xx | xx | Current Legal Status | Bankruptcy-Current | Foreclosure | updated as per review of available cods. | Initial | ||
55157434 | xx | xx | Deferred Balance Amount | Not Applicable | $xxx | NA | Initial | ||
55157434 | xx | xx | Escrow Advance Balance per Payment History | xxx | xxx | $-2298.64 | -100.00000% | updated as per review of available cods. | Initial |
55157434 | xx | xx | Interest Only Period? | Yes | No | updated as per review of available cods. | Initial | ||
55157434 | xx | xx | Last Payment Received Date | 7/20/2021 | 11/30/2019 | 598 (Days) | updated as per review of available cods. | Initial | |
55157434 | xx | xx | Loan Amortization Type | Step | Fixed | updated as per review of available cods. | Initial | ||
55157434 | xx | xx | Original Stated P&I | $834.48 | $743.02 | $91.46 | 12.30922% | updated as per review of available cods. | Initial |
55157434 | xx | xx | Payment History String | 004444444444444444444444 | 9.99999999998765E+23 | updated as per review of available cods. | Initial | ||
55157434 | xx | xx | Referral Date | xxx | xxx | 1 (Days) | updated as per review of available cods. | Initial | |
55157434 | xx | xx | Stated Maturity Date | xxx | xxx | 9680 (Days) | updated as per review of available cods. | Initial | |
47152186 | xx | xx | Corporate Advances: Recoverable per Payment History | $0.00 | $395.00 | $-395.00 | -100.00000% | Corporate Advances: Recoverable per Payment History is $0.00 | Initial |
47152186 | xx | xx | Current Legal Status | Foreclosure | Collections, 60-119 Days | Current Legal Status is Foreclosure | Initial | ||
47152186 | xx | xx | Currently in Foreclosure? | Yes | No | Currently in Foreclosure? is Yes | Initial | ||
47152186 | xx | xx | Deferred Balance Amount | Not Applicable | $xxx | Deferred Balance Amount is Not Applicable | Initial | ||
47152186 | xx | xx | Escrow Advance Balance per Payment History | xxx | xxx | $-10742.77 | -100.00000% | Escrow Advance Balance per Payment History is $0.00 | Initial |
47152186 | xx | xx | Last Payment Received Date | 9/30/2020 | 3/1/2020 | 213 (Days) | Last Payment Received Date is Unavailable | Initial | |
47152186 | xx | xx | Payment History String | 444444444443214444444444 | 9.99999876654321E+23 | Payment History String is 444444444443214444444444 | Initial | ||
47152186 | xx | xx | Stated Maturity Date | xxx | xxx | 4504 (Days) | Stated Maturity Date is xx/xx/2057 | Initial | |
63475486 | xx | xx | Bankruptcy (Post-Loan Origination)? | Yes | No | N/A | Initial | ||
63475486 | xx | xx | Corporate Advances: Recoverable per Payment History | $0.00 | $545.00 | $-545.00 | -100.00000% | N/A | Initial |
63475486 | xx | xx | Current Legal Status | Collections, >= 120 Days | Collections, 60-119 Days | The current status is in collections. | Initial | ||
63475486 | xx | xx | Escrow Advance Balance per Payment History | xxx | xxx | $-9824.63 | -100.00000% | N/A | Initial |
63475486 | xx | xx | Interest Only Period? | Yes | No | Initial | |||
63475486 | xx | xx | Last Payment Received Date | 4/7/2020 | 3/1/2020 | 37 (Days) | Initial | ||
63475486 | xx | xx | Original Stated P&I | $2252.90 | $1418.32 | $834.58 | 58.84285% | Initial | |
63475486 | xx | xx | Payment History String | 444444444444321144444444 | 9.99999876543211E+23 | The payment history string is 444444444444444444444444. | Initial | ||
63475486 | xx | xx | Purpose Per Application | Purchase | Construction/Perm | As per the application the this is purchase transaction. | Initial | ||
63475486 | xx | xx | Stated Maturity Date | xxx | xxx | 2191 (Days) | Initial | ||
72938818 | xx | xx | Bankruptcy (Post-Loan Origination)? | Yes | No | Bunkruptcy is "YES". | Initial | ||
72938818 | xx | xx | Corporate Advances: Recoverable per Payment History | $0.00 | $255.00 | $-255.00 | -100.00000% | Corporate advance per PH is "$0.00". | Initial |
72938818 | xx | xx | Current Legal Status | Collections, >= 120 Days | Collections, 60-119 Days | Currentl Legal Status is "Collections>=120 Days". | Initial | ||
72938818 | xx | xx | Currently in Foreclosure? | Yes | No | Currently in foreclosure is "Yes". | Initial | ||
72938818 | xx | xx | Escrow Advance Balance per Payment History | xxx | xxx | $-1017.86 | -100.00000% | Escrow advance per PH is "$0.00'. | Initial |
72938818 | xx | xx | Last Payment Received Date | 5/27/2021 | 8/1/2020 | 299 (Days) | Last payment received date is xx/xx/2021. | Initial | |
72938818 | xx | xx | Payment History String | 444444432142333330120444 | 9.98765432333332E+23 | Payment history string is "44444442142333330120444". | Initial | ||
72938818 | xx | xx | Stated Maturity Date | xxx | xxx | -61 (Days) | stated maturity date is xx/xx/2026. | Initial | |
40365393 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
40365393 | xx | xx | Loan Documentation Type | Full Documentation | Reduced | Final Application reflect Full documentation | Initial | ||
40365393 | xx | xx | Number of Months Collection Comments Received | 155 | 8 | 147 | 1837.50000% | NA | Initial |
40365393 | xx | xx | Post-Close DTI per 1003 | 43.151% | 43.100% | 0.051% | 0.05100% | Total Original T&I for the debt ratio:( Real Estate Taxes $254.24+Hazard insurance $57.09 +flood insurance $0.00+ MI $0.00+ HOA Dues $0.00) equals | Initial |
29159065 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Info. updated as per review. | Initial | ||
29159065 | xx | xx | Number of Months Collection Comments Received | 24 | 2 | 22 | 1100.00000% | Initial | |
29159065 | xx | xx | Post-Close DTI per 1003 | 50.592% | 50.580% | 0.012% | 0.01200% | Total Original T&I for Debt Ratios: (Real Estate Taxes $144.06 + Hazard Insurance $143.23 + Flood Insurance $00 + MI $00 + HOA Dues $60 ) equals $790.22 and All Other Monthly payments are $1,939.40. The Borrowers Total Monthly income Verified as $5,395.38. Hence, Post-Close DTI per 1003 is 50.592%. | Initial |
51053347 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Does Lender G/L Require MI is not applicable. | Initial | ||
51053347 | xx | xx | Post-Close DTI per 1003 | 27.723% | 0.277% | 27.446% | 27.44600% | Total original T&I for the debt ratio: (Real Estate Taxes $42.00 + Hazard Insurance $100.00 + Flood Insurance $0 + MI $0.00 + HOA Dues $0.00 ) equals $142.00 + Subject Loan P&I $428.83. Total Subject Property Expenses = $570.83 + Total Back Debt $1,521.33 + Total Monthly Expenses $2,092.16. Total verified monthly income equals $7,546.70. Total DTI per 1003 = 27.723%. | Initial |
51053347 | xx | xx | Post-Close Housing Ratio per 1003 | 7.564% | 7.600% | 7.488% | 7.48800% | Total subject property PITIA (P&I $ 428.83 + Real Estate Taxes $ 42.00 + Hazard Insurance $100.00 + Flood Insurance $0.00 + MI $0.00 + HOA Dues $0.00) equals $570.83. Total verified monthly income equals $7,546.70. Housing Ratio equals 7.564%. | Initial |
16256986 | xx | xx | Payment History String | mmmm01123121100 | CCCC11121231 | Updated as per review of available docs. | Initial | ||
16256986 | xx | xx | Payment History String Reversed | 00112132110mmmm | 1321211CCCCC | Updated as per review of available docs. | Initial | ||
1859746 | xx | xx | MI Coverage Amount | 35.000% | 73.590% | -38.590% | -38.59000% | As per Tape data, MI Coverage Amount reflect 73.590%. However, MI document reflect 35.000%. | Initial |
1859746 | xx | xx | Payment History String | mm000000000000000 | CCCCCCCCCCCC | updated as per review of available docs. | Initial | ||
1859746 | xx | xx | Payment History String Reversed | 000000000000000mm | CCCCCCCCCCCC | updated as per review of available docs. | Initial | ||
1859746 | xx | xx | Purpose of Refinance Per Application | No Cash-Out | Cash Out - Other | As per Tape data, Purpose of Refinance per Application reflect Cash Out - Other. However, Application reflect No cash Out. | Initial | ||
1859746 | xx | xx | Purpose of Transaction per HUD-1 | Refinance | Cash Out | As per Tape data, Purpose of Transaction per HUD-1 reflect Cash Out. However, it reflect Refiance (No Cash Out) | Initial | ||
28815319 | xx | xx | Current Legal Status | Collections | Performing | updated as per review of available docs. | Initial | ||
28815319 | xx | xx | Payment History String | 1m000000 | XXXCCCCCCCCC | updated as per review of available docs. | Initial | ||
28815319 | xx | xx | Payment History String Reversed | 000000m1 | CCCCCCCXCXXX | updated as per review of available docs. | Initial | ||
28815319 | xx | xx | Purpose of Refinance Per Application | No Cash-Out | Cash Out - Other | As per Final 1003 Purpose of application is No cash-out . | Initial | ||
28815319 | xx | xx | Purpose of Transaction per HUD-1 | Refinance | Cash Out | This is No cash-out/Limited cash-out refinance loan program. | Initial | ||
44016742 | xx | xx | Current Legal Status | Collections | Performing | updated as per review of available docs. | Initial | ||
44016742 | xx | xx | Payment History String | 1mm000 | XXXXXCCCCCCC | updated as per review of available docs. | Initial | ||
44016742 | xx | xx | Payment History String Reversed | 000mm1 | CCCCCCCXXXXX | updated as per review of available docs. | Initial | ||
90337275 | xx | xx | ARM Lifetime Cap Rate | 14.250% | 13.000% | 1.250% | 1.25000% | N/A | Initial |
90337275 | xx | xx | First Pay Change Date | 12/1/2011 | 6/1/2011 | 183 (Days) | N/A | Initial | |
90337275 | xx | xx | First Rate Change Date | 11/1/2011 | 6/1/2011 | 153 (Days) | N/A | Initial | |
90337275 | xx | xx | Occupancy at Origination (Property Usage Type) | Secondary | Primary | Initial | |||
90337275 | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCC | The payment history string is 00000000000000000000000. | Initial | ||
90337275 | xx | xx | Payment History String Reversed | 000000000000000000000000 | CCCCCCCCCCCC | The payment history string is 00000000000000000000000. | Initial | ||
90337275 | xx | xx | Rate Adjustment Subsequent Cap Percent | 2.000% | 0.000% | 2.000% | 2.00000% | N/A | Initial |
30132589 | xx | xx | Current Legal Status | Collections, 60-119 Days | Performing | The loan is currently in collections. As per the review of payment history as of xx/xx/2021, the borrower is delinquent for a month with the loan. | Initial | ||
30132589 | xx | xx | First Rate Change Date | 4/1/2014 | 5/1/2014 | -30 (Days) | As per note the first rate change date is xx/xx/2014. | Initial | |
30132589 | xx | xx | Payment History String | 321000000000000000000000 | CCCCCCCCCCCC | As per Payment History the Payment History String is 000000000000000000000000. | Initial | ||
30132589 | xx | xx | Payment History String Reversed | 000000000000000000000123 | CCCCCCCCCCCC | As per Payment History the Payment History String reversed is 000000000000000000000000. | Initial | ||
30132589 | xx | xx | Rate Adjustment Subsequent Cap Percent | 2.000% | 5.000% | -3.000% | -3.00000% | The rate adjustment subsequent cap percent is 2.00%. | Initial |
86481719 | xx | xx | Current Legal Status | Collections | Performing | updated as per review of available docs. | Initial | ||
86481719 | xx | xx | Payment History String | 1mm00010000000 | CCCCCCCCC1CC | Initial | |||
86481719 | xx | xx | Payment History String Reversed | 00000001000mm1 | CC1CCCCCCCCC | Initial | |||
86481719 | xx | xx | Subject Property Detached/Attached | Attached | Detached | The Appraisal dated xx/xx/2019 reflects the subject property as a Attached. (xx) | Initial | ||
86481719 | xx | xx | Subject Property Type | 2 Family | PUD | The Appraisal dated xx/xx/2019 reflects the subject property as a 2 Family. Mortgage notarized on xx/xx/2020 contains a 1-4 Family rider. Xx | Initial | ||
79471026 | xx | xx | Current Legal Status | Collections, < 60 Days | Performing | The borrower is delinquent with the loan for 2 months. | Initial | ||
79471026 | xx | xx | Payment History String | MM0000000000000000000000 | CCCCCCCCCCCC | The payment history string is MM000000000000000000000. | Initial | ||
79471026 | xx | xx | Payment History String Reversed | 0000000000000000000000MM | CCCCCCCCCCCC | The payment history string reversed is 000000000000000000000MM. | Initial | ||
49798568 | xx | xx | Payment History String | Not Applicable | XXXXXXXXXXCC | No first transaction made. | Initial | ||
49798568 | xx | xx | Payment History String Reversed | Not Applicable | CCXXXXXXXXXX | No first transaction made. | Initial | ||
53631203 | xx | xx | Payment History String | 4444432144444444 | CCC112234444 | The payment history string is 4444441234444444. | Initial | ||
53631203 | xx | xx | Payment History String Reversed | 4444444412344444 | 4444322C1CCC | The payment history string reversed is 4444441234444444. | Initial | ||
53631203 | xx | xx | Purpose of Refinance Per Application | No Cash-Out | Cash Out - Other | Final 1003 application reflects Purpose of Refinance as 'No Cash-Out'. | Initial | ||
53631203 | xx | xx | Purpose of Transaction per HUD-1 | Refinance | Cash Out | Final Closing Disclosure reflects Purpose of Transaction as 'Refinance'. | Initial | ||
56762918 | xx | xx | Current Legal Status | Collections, < 60 Days | Performing | The borrower is delinquent with the loan for 2 months. | Initial | ||
56762918 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Tape data reflects "No" and audit data reflects "Not Applicable" | Initial | ||
56762918 | xx | xx | MI Coverage Amount | Not Applicable | 39.420% | Initial | |||
56762918 | xx | xx | Mortgage Type | USDA | FHA | Final 1003 reflects Mortgage type as USDA. | Initial | ||
56762918 | xx | xx | Payment History String | MMM000000000000000000000 | CCCCCCCCCCCC | The payment historty string is MM000000000000000000000000. | Initial | ||
56762918 | xx | xx | Payment History String Reversed | 000000000000000000000MMM | CCCCCCCCCCCC | The payment historty string reversed is 000000000000000000000000MM. | Initial | ||
56762918 | xx | xx | Subject Property Detached/Attached | Attached | Detached | Tape data reflects "Detached" and as per appraisal document reflects "Attached." | Initial | ||
38845309 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Does lender G/L require MI is not applicable. | Initial | ||
38845309 | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCC | Peyment history string is 000000000000000000000000. | Initial | ||
38845309 | xx | xx | Payment History String Reversed | 000000000000000000000000 | CCCCCCCCCCCC | Peyment history string reversed is 000000000000000000000000. | Initial | ||
22677539 | xx | xx | Current Legal Status | Collections, 60-119 Days | Performing | Initial | |||
22677539 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N/A | Initial | ||
22677539 | xx | xx | Payment History String | 321000000000000000000000 | CCCCCCCCCCCC | The payment history string is 000000000000000000000000. | Initial | ||
22677539 | xx | xx | Payment History String Reversed | 000000000000000000000123 | CCCCCCCCCCCC | The payment history string is 000000000000000000000000. | Initial | ||
22677539 | xx | xx | Subject Property Type | Manufactured Housing | Modular Housing | Considered as per the document. | Initial | ||
56462485 | xx | xx | Age of Loan | 5 | 7 | -2 | -28.57142% | As per tape data Age of Loan is 7. but, The Audit value is 5. | Initial |
56462485 | xx | xx | Escrow Account Indicator | Yes | No | As per tape data Escrow Account Indicator is NO. but, The Audit value is YES. | Initial | ||
79435562 | xx | xx | Last Payment Received Date | 7/6/2021 | 6/1/2021 | 35 (Days) | NA | Initial | |
79435562 | xx | xx | Occupancy at Origination (Property Usage Type) | Secondary | Primary | Final application and AUS reflect the Occupancy category is Secondary. | Initial | ||
79435562 | xx | xx | Original Stated Rate | 3.37500% | 2.75000% | 0.62500% | 0.62500% | As per tape data Original Stated Rate xx%. but, The Audit value is xx%. | Initial |
79435562 | xx | xx | Post-Close DTI per 1003 | 44.863% | 0.274% | 44.589% | 44.58900% | Initial | |
79435562 | xx | xx | Purpose of Transaction per HUD-1 | Purchase | Refinance | Final Application and AUS reflect the purpose of transaction is Purchase. | Initial | ||
79435562 | xx | xx | Purpose Per Application | Purchase | Refinance | Final Application and AUS reflect the purpose of transaction is Purchase. | Initial | ||
8863181 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
8863181 | xx | xx | Last Payment Received Date | 7/14/2021 | 5/1/2021 | 74 (Days) | NA | Initial | |
90740373 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
90740373 | xx | xx | Last Payment Received Date | 7/9/2021 | 5/1/2021 | 69 (Days) | NA | Initial | |
58002971 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Tape data reflects "No" and audit value reflects "Not Applicable" as per initial application URLA. | Initial | ||
58002971 | xx | xx | Last Payment Received Date | 7/15/2021 | 4/1/2021 | 105 (Days) | Initial | ||
58002971 | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Refinance | Initial | |||
58002971 | xx | xx | Subject Property Type | PUD | Single Family | Tape data reflects "Single Family" and Appraisal document reflects "PUD". | Initial | ||
46601392 | xx | xx | Last Payment Received Date | 6/20/2021 | 6/1/2021 | 19 (Days) | updated as per review of latest pay history. | Initial | |
46601392 | xx | xx | Payment History String | 00000000000000000 | XXX000000000000000 | updated as per review of latest pay history. | Initial | ||
46601392 | xx | xx | Payment History String Reversed | 00000000000000000 | 0000000000000X0XXX | updated as per review of latest pay history. | Initial | ||
19808030 | xx | xx | Age of Loan | 30 | 42 | -12 | -28.57142% | Note Reflects Age of Loan as 30. | Initial |
19808030 | xx | xx | Last Payment Received Date | 7/4/2021 | 6/1/2020 | 398 (Days) | updated as per review of latest pay history. | Initial | |
19808030 | xx | xx | Payment History String | 44444443214444mmmmmmmmmm | XXXXXXXXXXXX444444 | updated as per review of latest pay history. | Initial | ||
19808030 | xx | xx | Payment History String Reversed | mmmmmmmmmm44441234444444 | 444444XXXXXXXXXXXX | updated as per review of latest pay history. | Initial | ||
73943117 | xx | xx | Age of Loan | 1 | 3 | -2 | -66.66666% | Initial | |
73943117 | xx | xx | Last Payment Received Date | 7/1/2021 | 5/1/2021 | 61 (Days) | updated as per review of latest PH. | Initial | |
73943117 | xx | xx | Payment History String | 000 | XXXXXXXXXXXXXXXXX0 | updated as per review of latest PH. | Initial | ||
73943117 | xx | xx | Payment History String Reversed | 000 | 0XXXXXXXXXXXXXXXXX | updated as per review of latest PH. | Initial | ||
73943117 | xx | xx | Post-Close DTI per 1003 | 47.532% | 64.439% | -16.907% | -16.90700% | As per 1003 post-close DTI is 47.532%. | Initial |
84041823 | xx | xx | Does Lender G/L Require MI? | Not Applicable | Yes | NA | Initial | ||
84041823 | xx | xx | MI Coverage Amount | Not Applicable | 125.300% | Initial | |||
89713804 | xx | xx | MI Coverage Amount | 35.000% | 58.320% | -23.320% | -23.32000% | MI Coverage Amount as per MI Certificate is as 35.000%. | Initial |
89803779 | xx | xx | Escrow Account Indicator | Yes | No | As per Final Closing Disclosure Escrow account reflected in loan file. (xx). | Initial | ||
6125161 | xx | xx | Escrow Account Indicator | Yes | No | The Final Closing Disclosure reflect Escrow Account Indicator as Yes. | Initial | ||
6125161 | xx | xx | MI Coverage Amount | 25.000% | 2.830% | 22.170% | 22.17000% | Initial | |
6125161 | xx | xx | Post-Close DTI per 1003 | 46.823% | 44.195% | 2.628% | 2.62800% | The Final 1003 reflect Post- Close DTI as 32.943%. | Initial |
66732079 | xx | xx | Post-Close DTI per 1003 | 44.667% | 43.890% | 0.777% | 0.77700% | Initial | |
7890763 | xx | xx | Borrower 1 Other Income per U/W | Unavailable | $3023.92 | NA | Initial | ||
7890763 | xx | xx | Current Foreclosure Status | Complaint Filed | Petition Filed | NA | Initial | ||
7890763 | xx | xx | Current Legal Status | Foreclosure | Collections | NA | Initial | ||
7890763 | xx | xx | Income B2 U/W | Unavailable | $4049.06 | NA | Initial | ||
7890763 | xx | xx | Loan Documentation Type | Unavailable | Full Documentation | Initial | |||
7890763 | xx | xx | Max Rate At First Adjustment | 7.000% | 10.000% | -3.000% | -3.00000% | Note Document dated xx/xx/2016 reflects Max Rate at First Adjustment as 12 Months. | Initial |
7890763 | xx | xx | Number of Properties - Blanket | 0 | 1 | -1 | -100.00000% | NA | Initial |
7890763 | xx | xx | Subsequent Rate Adjustment Months | 12 | 60 | -48 | -80.00000% | Note Document dated xx/xx/2016 reflects Subsequent Rate Adjustment Months as 12 Months. | Initial |
7890763 | xx | xx | Total Income Per U/W | Unavailable | $7072.98 | NA | Initial | ||
52446228 | xx | xx | Current Legal Status | Collections, >= 120 Days | Collections | Current legal status is collections. | Initial | ||
52446228 | xx | xx | Last Payment Received Date | 6/4/2021 | 6/1/2020 | 368 (Days) | Last payment received date is xx/xx/2021. | Initial | |
52446228 | xx | xx | Max Rate At First Adjustment | 9.500% | 12.500% | -3.000% | -3.00000% | Note document reflects Max Rate at First Adjustment is as 9.500%. | Initial |
52446228 | xx | xx | Number of Properties - Blanket | Not Applicable | 1 | N/A. | Initial | ||
52446228 | xx | xx | Subsequent Rate Adjustment Months | 12 | 60 | -48 | -80.00000% | Subsequent Rate Adjustment Months is as 12 months. | Initial |
58166335 | xx | xx | Amortization Term Months (CE, S&P) | 360 | 240 | 120 | 50.00000% | As per tape data Amortization Term Months 240. but, Note Document reflects 360. | Initial |
58166335 | xx | xx | Cash To Borrower (HUD-1 Line 303) | xxx | xxx | $650.00 | 0.13401% | As per tape data Cash to Borrower $xxx but, Closing Disclosure reflects $xxx. | Initial |
58166335 | xx | xx | Current Legal Status | Performing | Collections | NA | Initial | ||
58166335 | xx | xx | Income B1 U/W | $12729.64 | $12587.97 | $141.67 | 1.12543% | As per tape data Income B1 per U/W is $12,587. but, The Audit value is $xxx. | Initial |
58166335 | xx | xx | Last Payment Received Date | 6/8/2021 | 2/1/2021 | 127 (Days) | NA | Initial | |
58166335 | xx | xx | Number of Properties - Blanket | 0 | 1 | -1 | -100.00000% | NA | Initial |
58166335 | xx | xx | Stated Maturity Date | xxx | xxx | -3652 (Days) | As per tape data Stated Maturity Date xx/xx/2058. but, Note Document reflects xx/xx/2048. | Initial | |
58166335 | xx | xx | Subsequent Rate Adjustment Months | 12 | 84 | -72 | -85.71428% | As per tape data Subsequent Rate Adjustment Months 84. but, Note Document reflects 12. | Initial |
58166335 | xx | xx | Total Income Per U/W | $12729.64 | $12587.97 | $141.67 | 1.12543% | As per tape data Total Income per U/W is $12,587. but, The Audit value is $xxx. | Initial |
19622127 | xx | xx | B1 Years in Current Home | 1.16 | 1.17 | -0.01 | -0.85470% | The Final Application reflects the Borrower's years in current home as 1.16. | Initial |
19622127 | xx | xx | Borrower 1 Other Income per U/W | $0.00 | $2198.04 | $-2198.04 | -100.00000% | Borrower 1 other income per Final Application 1003 is as $0.00. | Initial |
19622127 | xx | xx | Cash To Borrower (HUD-1 Line 303) | xxx | xxx | $-1085861.78 | -92.77790% | Cash To Borrower Per (HUD-1 Line 300) $xxx | Initial |
19622127 | xx | xx | Income B1 U/W | $22471.70 | $21207.70 | $1264.00 | 5.96009% | The Income documents submitted support Borrower's monthly qualifying income as $22,471.70. | Initial |
19622127 | xx | xx | Last Payment Received Date | 3/9/2020 | 1/1/2021 | -298 (Days) | NA | Initial | |
19622127 | xx | xx | Number of Properties - Blanket | 0 | 1 | -1 | -100.00000% | NA | Initial |
19622127 | xx | xx | Total Income Per U/W | $22471.70 | $23405.74 | $-934.04 | -3.99064% | The Income documents submitted support Borrower's monthly income at $22,471.70 Total Income per U/W does not equals $23,405.74. | Initial |
23444530 | xx | xx | Amortization Term Months (CE, S&P) | 480 | 360 | 120 | 33.33333% | Amortization term are 480 months. | Initial |
23444530 | xx | xx | Borrower 1 Other Income per U/W | $8905.28 | $15077.33 | $-6172.05 | -40.93596% | Borrower other income per U/W is $8,905.28. | Initial |
23444530 | xx | xx | Current Foreclosure Status | Complaint Filed | Petition Filed | current foreclosure status is complaint filed. | Initial | ||
23444530 | xx | xx | Current Legal Status | Foreclosure | Collections | The loan is in foreclosure. | Initial | ||
23444530 | xx | xx | Last Payment Received Date | 6/5/2020 | 6/1/2020 | 4 (Days) | Last payment received date is xx/xx/2020. | Initial | |
23444530 | xx | xx | Max Rate At First Adjustment | 7.401% | 10.401% | -3.000% | -3.00000% | Max rate at first adjustment is 7.401%. | Initial |
23444530 | xx | xx | Number of Properties - Blanket | Not Applicable | 1 | N/A. | Initial | ||
23444530 | xx | xx | Subsequent Rate Adjustment Months | 12 | 60 | -48 | -80.00000% | Subsequent rate adjustment is 12 months. | Initial |
23444530 | xx | xx | Total Income Per U/W | Unavailable | $15077.33 | Total income per U/W is $8,905.28. | Initial | ||
45773106 | xx | xx | Amortization Term Months (CE, S&P) | 360 | 240 | 120 | 50.00000% | Amortization terms are 360 month. | Initial |
45773106 | xx | xx | Current Legal Status | Collections, >= 120 Days | Collections | The loan is in collection. | Initial | ||
45773106 | xx | xx | Last Payment Received Date | 5/17/2021 | 11/1/2020 | 197 (Days) | Last payment was received on xx/xx/2021. | Initial | |
45773106 | xx | xx | Max Rate At First Adjustment | 7.950% | 10.960% | -3.010% | -3.01000% | Max rate at first adjustment is 7.950%. | Initial |
45773106 | xx | xx | Number of Properties - Blanket | 0 | 1 | -1 | -100.00000% | 0 | Initial |
45773106 | xx | xx | Subsequent Rate Adjustment Months | 12 | 60 | -48 | -80.00000% | Subsequent rate adjustment is 12 months. | Initial |
61223246 | xx | xx | B1 Years in Current Home | 0.10 | 0.83 | -0.73 | -87.95180% | The Final Application reflects the Borrower's years in current home as 0.10. | Initial |
61223246 | xx | xx | Cash To Borrower (HUD-1 Line 303) | xxx | xxx | $-5817.00 | -8.27875% | Cash to Borrower (HUD-1 Line 303) is as $xxx. | Initial |
61223246 | xx | xx | Current Legal Status | Collections, >= 120 Days | Collections | Collections, >= 120 Days. | Initial | ||
61223246 | xx | xx | Income B1 U/W | $11173.91 | $11833.24 | $-659.33 | -5.57184% | The Income documents submitted support Borrower's monthly qualifying income as $11,173.91. | Initial |
61223246 | xx | xx | Max Rate At First Adjustment | 8.760% | 11.760% | -3.000% | -3.00000% | ARM note Max Rate At First Adjustment is as 8.760%. | Initial |
61223246 | xx | xx | Number of Properties - Blanket | Not Applicable | 1 | N/A | Initial | ||
61223246 | xx | xx | Subsequent Rate Adjustment Months | 12 | 60 | -48 | -80.00000% | ARM note in Subsequent Rate note is as 12 months. | Initial |
61223246 | xx | xx | Total Income Per U/W | $11173.91 | $11833.24 | $-659.33 | -5.57184% | The Income documents submitted support Borrower's monthly income at $11,173.91. Total Income per U/W does not equals $11,833.24. | Initial |
55537227 | xx | xx | Current Legal Status | Collections, >= 120 Days | Collections | Initial | |||
55537227 | xx | xx | Income B1 U/W | $14199.99 | $14181.94 | $18.05 | 0.12727% | The Income documents submitted support Borrower monthly qualifying base income as $#14,199.99. | Initial |
55537227 | xx | xx | Last Payment Received Date | 6/9/2021 | 11/1/2020 | 220 (Days) | Initial | ||
55537227 | xx | xx | Max Rate At First Adjustment | 8.750% | 11.750% | -3.000% | -3.00000% | Initial | |
55537227 | xx | xx | Number of Properties - Blanket | Not Applicable | 1 | Initial | |||
55537227 | xx | xx | Subsequent Rate Adjustment Months | 12 | 84 | -72 | -85.71428% | The Note reflect as Subsequent Rat Adjustment Months as 12 Months. | Initial |
55537227 | xx | xx | Total Income Per U/W | $14199.99 | $14181.94 | $18.05 | 0.12727% | The Income documents submitted support Borrower monthly qualifying base income as $#14,199.99. | Initial |
26826891 | xx | xx | Post-Close DTI per 1003 | 43.983% | 51.000% | -7.017% | -7.01700% | As per Tape data ,Post Close DTI is 51.00.However, Final Application documents reflects as 43.983%. | Initial |
26826891 | xx | xx | Post-Close Housing Ratio per 1003 | 40.113% | 46.000% | -5.887% | -5.88700% | As per Tape data ,Post Close Housing Ratio is 46.00%.However ,Final Application documents reflects as 40.113%. | Initial |
26826891 | xx | xx | Stated Remaining Term | 355 | 354 | 1 | 0.28248% | As per Tape data ,Stated Remaining term of loan is 354 months.However ,it reflects 355 months. | Initial |
92819806 | xx | xx | Escrow Account Indicator | Yes | No | The Final Closing Disclosure reflect Escrow Account Indicator as PUD. | Initial | ||
92819806 | xx | xx | Purpose of Refinance Per Application | Change in Rate/Term | No Cash-Out | Final Application and Final DU reflect Change in Rate/Term. The Borrower received no cash back at closing and paid off no liabilities. | Initial | ||
92819806 | xx | xx | Subject Property Type | PUD | Single Family | The Appraisal dated xx/xx/2020 reflects the subject property as a Condominium. Mortgage notarized on xx/xx/2020 contains a condominium rider. | Initial | ||
51552222 | xx | xx | Escrow Account Indicator | Yes | No | Final Closing Disclosure reflects loan is Escrowed. | Initial | ||
51552222 | xx | xx | Purpose of Refinance Per Application | Change in Rate/Term | No Cash-Out | Final 1003 Application reflects Purpose of Refinance per Application 'Change in Rate/Term'. | Initial | ||
64325562 | xx | xx | Escrow Account Indicator | Yes | No | Tape data reflects "No" and audit value reflects "yes". | Initial | ||
64325562 | xx | xx | Subject Property Type | PUD | Single Family | Tape data reflects "Single family " as per appraisal document reflects "PUD". | Initial | ||
81859442 | xx | xx | Escrow Account Indicator | Yes | No | Final CD reflect the indicator YES | Initial | ||
81859442 | xx | xx | Post-Close DTI per 1003 | 37.523% | 37.584% | -0.061% | -0.06100% | NA | Initial |
16954028 | xx | xx | Age of Loan | 0 | 13 | -13 | -100.00000% | As per Tape data, Age of loan reflect 13. However, Audit Value reflect 0. | Initial |
16954028 | xx | xx | Does Lender G/L Require MI? | Not Applicable | Yes | As per Tape data, Lender G/L does require MI. However, Audit Value reflect not applicable. | Initial | ||
53707882 | xx | xx | Does Lender G/L Require MI? | Yes | No | Updated as per review of available docs. | Initial | ||
53707882 | xx | xx | Last Payment Received Date | 7/10/2021 | 7/1/2021 | 9 (Days) | updated as per review of latest PH. | Initial | |
53707882 | xx | xx | Post-Close DTI per 1003 | 46.646% | 46.650% | -0.004% | -0.00400% | As per Tape data ,Post Close DTI is 46.650%.However, Final Application documents reflects as 46.646%. | Initial |
23416058 | xx | xx | Post-Close DTI per 1003 | 40.207% | 37.281% | 2.926% | 2.92600% | Total Original T&I for the debt ratio:( Real Estate Taxes $1025.01+Hazard insurance $67.00+flood insurance $0.00+ MI $0.00+ HOA Dues $279.00 equals | Initial |
23416058 | xx | xx | Purpose of Transaction per HUD-1 | Refinance | Cash Out | Initial | |||
37753650 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | No discrepancies,Lender doesn't require Mortgage Insurance Certificate. | Initial | ||
37753650 | xx | xx | Post-Close DTI per 1003 | 28.202% | 0.282% | 27.920% | 27.92000% | As per Tape data ,Post Close DTI is 0.282%.However Final Application documents reflects as 38.726%. | Initial |
37753650 | xx | xx | Post-Close Housing Ratio per 1003 | 23.042% | 0.230% | 22.812% | 22.81200% | As per Tape data ,Post Close Housing Ratio is 0.230%.However Final Application documents reflects as 23.042%. | Initial |
39030643 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N/A. | Initial | ||
39030643 | xx | xx | Post-Close DTI per 1003 | 45.662% | 0.457% | 45.205% | 45.20500% | As per the income and debt DTI ratio is 45.662%. | Initial |
39030643 | xx | xx | Post-Close Housing Ratio per 1003 | 27.418% | 0.274% | 27.144% | 27.14400% | As per the income and debt DTI ratio is 45.662%. | Initial |
2288986 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA. | Initial | ||
2288986 | xx | xx | Post-Close DTI per 1003 | 70.899% | 0.399% | 70.500% | 70.50000% | The borrower’s monthly income is $13,457.00 after Subject loan the Proposed amount $4,437.31 and Total Non-housing Payments is $937.00. hence, the Calculated DTI Ratio is 39.934% | Initial |
2288986 | xx | xx | Post-Close Housing Ratio per 1003 | 36.033% | 0.330% | 35.703% | 35.70300% | Total subject property PITIA (P&I $3,303.71 + Real Estate Taxes $967.88 + Hazard Insurance $165.72 equals $4,437.31. Total verified monthly income equals $13,457.99. Housing Ratio equals 32.972%. | Initial |
93262641 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Tape data reflects "No" and as per final application 1003 reflects "Not applicable". | Initial | ||
93262641 | xx | xx | Post-Close DTI per 1003 | 41.377% | 0.414% | 40.963% | 40.96300% | The borrowers monthly income is $6451.92, the present housing payment is $893.16 and the proposed housing payment is $1401.95 and the non housing payment is $1267.69. Hence, this reflects the post close DTI per 1003. | Initial |
93262641 | xx | xx | Post-Close Housing Ratio per 1003 | 21.729% | 0.217% | 21.512% | 21.51200% | The borrowers monthly income is $6451.92, the present housing payment is $893.16 and the proposed housing payment is $1401.95 and the non housing payment is $1267.69. Hence, this reflects the post close housing ratio per 1003. | Initial |
93262641 | xx | xx | Purpose of Refinance Per Application | No Cash-Out | Change in Rate/Term | Tape data reflects "Change in rate/term" as per final application 1003 reflects "no cash-out". | Initial | ||
91826840 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
91826840 | xx | xx | Post-Close DTI per 1003 | 28.535% | 0.285% | 28.250% | 28.25000% | NA | Initial |
91826840 | xx | xx | Post-Close Housing Ratio per 1003 | 23.501% | 0.235% | 23.266% | 23.26600% | NA | Initial |
91826840 | xx | xx | Purpose of Refinance Per Application | No Cash-Out | Change in Rate/Term | Final Application reflect NO Cash out. | Initial | ||
92099157 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
92099157 | xx | xx | Post-Close DTI per 1003 | 26.395% | 0.282% | 26.113% | 26.11300% | A per tape data Post- Close DTI per 1003 is 0.282%. However, The Audit value is 9.759%. | Initial |
92099157 | xx | xx | Post-Close Housing Ratio per 1003 | 16.654% | 18.500% | 16.469% | 16.46900% | A per tape data Post- Close Housing Ratio per 1003 is 18.500%. However, The Audit value is 5.767%. | Initial |
92099157 | xx | xx | Purpose of Refinance Per Application | No Cash-Out | Change in Rate/Term | As per tape data Purpose of Refinance per Application is Change in rate/term. However, Application reflects as No Cash-out. | Initial | ||
38837275 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Initial | |||
38837275 | xx | xx | Post-Close DTI per 1003 | 47.241% | 0.472% | 46.769% | 46.76900% | The Final 1003 reflect Post-Close DTI as 47.241%. | Initial |
38837275 | xx | xx | Post-Close Housing Ratio per 1003 | 30.047% | 0.300% | 29.747% | 29.74700% | The Final 1003 reflect Post-Close Housing Ratio as 30.477%. | Initial |
38837275 | xx | xx | Total Balance of Junior Lien(s) | Not Applicable | xxx | Initial | |||
88885284 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Tape data reflects "No" and audit data reflects "Not Applicable". | Initial | ||
88885284 | xx | xx | Post-Close DTI per 1003 | 41.880% | 0.414% | 41.466% | 41.46600% | The Borrowers monthly income is $17749.99, the present housing payment is $4304.73 and the non housing payment is $3849.00 and the proposed payment is $3584.64. Hence, this reflects the post close DTI per 1003. | Initial |
88885284 | xx | xx | Post-Close Housing Ratio per 1003 | 20.195% | 19.700% | 19.998% | 19.99800% | The Borrowers monthly income is $17749.99, the present housing payment is $4304.73 and the non housing payment is $3849.00 and the proposed payment is $3584.64. Hence, this reflects the post close housing ratio per 1003. | Initial |
88885284 | xx | xx | Purpose of Refinance Per Application | No Cash-Out | Change in Rate/Term | Tape data reflects "Change in rate/term" as per final URLA reflects "No cash-out". | Initial | ||
10159423 | xx | xx | Does Lender G/L Require MI? | Yes | No | Initial | |||
10159423 | xx | xx | Post-Close DTI per 1003 | 20.957% | 0.210% | 20.747% | 20.74700% | Total Original T&I for the debt ratio:( Real Estate Taxes $95.69+Hazard insurance $191.78+flood insurance $0.00+ MI $0.00+ HOA Dues $0.00) equals | Initial |
10159423 | xx | xx | Post-Close Housing Ratio per 1003 | 20.957% | 0.210% | 20.747% | 20.74700% | Total Original T&I for the debt ratio:( Real Estate Taxes $95.69+Hazard insurance $191.78+flood insurance $0.00+ MI $0.00+ HOA Dues $0.00) present primary expenses after subj loan is | Initial |
78030786 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | As per Tape data, Lender G/L does require MI. However, Audit Value reflect not applicable. | Initial | ||
78030786 | xx | xx | Post-Close DTI per 1003 | 43.896% | 0.464% | 43.432% | 43.43200% | Total Original T&I for Debt Ratios: (Real Estate Taxes : $597.89 + Hazard Insurance $227.97 + Flood Insurance $00.00+ MI $00.00 + HOA Dues $10.00 + Monthly bebts: $2,436.00) equals $4,774.49. Monthly Income: $5,590.18. DTI reflect 85.409%. | Initial |
78030786 | xx | xx | Post-Close Housing Ratio per 1003 | 21.472% | 0.215% | 21.257% | 21.25700% | Total Original T&I for Debt Ratios: (Real Estate Taxes : $597.89 + Hazard Insurance $227.97 + Flood Insurance $00.00+ MI $00.00 + HOA Dues $10.00) equals $2,335.49. Monthly Income: $5,590.18. Post-Close Housing Ratio per 1003 reflect 41.778%. | Initial |
78030786 | xx | xx | Purpose of Transaction per HUD-1 | Refinance | Cash Out | Initial | |||
78030786 | xx | xx | Total Balance of Junior Lien(s) | Not Applicable | $xxx | As per Tape data, Total Balance of Junior lien reflect $xxx. However, Updated Title & Transmittal reflect none. | Initial | ||
878929 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N/A | Initial | ||
878929 | xx | xx | Post-Close DTI per 1003 | 26.777% | 0.439% | 26.338% | 26.33800% | 18.113% | Initial |
878929 | xx | xx | Post-Close Housing Ratio per 1003 | 26.145% | 0.261% | 25.884% | 25.88400% | 17.484% | Initial |
21054948 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Initial | |||
21054948 | xx | xx | Post-Close DTI per 1003 | 22.282% | 0.224% | 22.058% | 22.05800% | Final 1003 is missing from loan documents. | Initial |
21054948 | xx | xx | Post-Close Housing Ratio per 1003 | 21.209% | 0.213% | 20.996% | 20.99600% | Final 1003 is missing from loan documents. | Initial |
21054948 | xx | xx | Total Balance of Junior Lien(s) | Not Applicable | $xxx | Title is missing from loan documents. | Initial | ||
52328380 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | The loan was Conventional. as per MI amount not reflect in loan file. so lender MI certificate not applicable. | Initial | ||
52328380 | xx | xx | Post-Close DTI per 1003 | 38.916% | 0.389% | 38.527% | 38.52700% | Total original T&I for the debt ratio: (Real Estate Taxes $601.20 + Hazard Insurance $149.26 + Flood Insurance $0 + MI $0.00 + HOA Dues $0.00 ) equals $750.46 + Subject Loan P&I $1107.66. Total Subject Property Expenses = $2,868.07 + Total Back Debt $447.00+ Total Monthly Expenses $3,315.07, Total DTI per 1003 = 38.916%. | Initial |
52328380 | xx | xx | Post-Close Housing Ratio per 1003 | 33.669% | 0.337% | 33.332% | 33.33200% | Total subject property PITIA (P&I $ 2,117.61 + Real Estate Taxes $ 601.20 + Hazard Insurance $149.26 + Flood Insurance $0.00 + MI $0.00 + HOA Dues $0.00) equals $2,868.07. Total verified monthly income equals $8,518.50. Housing Ratio equals 33.669%. | Initial |
46129534 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | As per Tape data, Lender G/L does require MI. However, Audit Value reflect not applicable. | Initial | ||
46129534 | xx | xx | Post-Close DTI per 1003 | 31.290% | 0.313% | 30.977% | 30.97700% | NA | Initial |
46129534 | xx | xx | Post-Close Housing Ratio per 1003 | 13.203% | 13.200% | 13.071% | 13.07100% | Total Original T&I for Debt Ratios: (Real Estate Taxes $371.95 + Hazard Insurance $84.33+ Flood Insurance $00.00 + MI $00.00 + HOA Dues $15.00 + ) equals $ 2,268.77. Monthly Income: $10,649.00. Post-Close Housing Ratio per 1003 reflect 21.305%. | Initial |
84778475 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | No discrepancies,Lender doesn't require Mortgage Insurance Certificate. | Initial | ||
84778475 | xx | xx | Forbearance Plan Start Date | Not Applicable | xxx | NA | Initial | ||
84778475 | xx | xx | Post-Close DTI per 1003 | 31.390% | 0.314% | 31.076% | 31.07600% | As per Tape data ,Post Close DTI is 0.314%.However,Final Application documents reflects as 31.390%. | Initial |
84778475 | xx | xx | Post-Close Housing Ratio per 1003 | 24.550% | 0.246% | 24.304% | 24.30400% | As per Tape data ,Post Close Housing Ratio is 0.246%.However,Final Application documents reflects as 24.550%. | Initial |
12016793 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
12016793 | xx | xx | Post-Close DTI per 1003 | 37.804% | 0.378% | 37.426% | 37.42600% | A per tape data Post- Close DTI per 1003 is 0.378%. However, The Audit value is 37.804%. | Initial |
12016793 | xx | xx | Post-Close Housing Ratio per 1003 | 21.063% | 0.211% | 20.852% | 20.85200% | A per tape data Post- Close Housing Ratio per 1003 is 0.211%. However, The Audit value is 21.063%. | Initial |
12016793 | xx | xx | Total Balance of Junior Lien(s) | Not Applicable | $xxx | As per Updated title and 1008 there is no Junior lien. | Initial | ||
99110209 | xx | xx | Post-Close DTI per 1003 | 41.671% | 0.417% | 41.254% | 41.25400% | Initial | |
99110209 | xx | xx | Post-Close Housing Ratio per 1003 | 27.765% | 0.278% | 27.487% | 27.48700% | Initial | |
99110209 | xx | xx | Total Balance of Junior Lien(s) | Not Applicable | $xxx | Initial | |||
54745154 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
54745154 | xx | xx | Number Of Units | 1 | 4 | -3 | -75.00000% | Initial | |
54745154 | xx | xx | Post-Close DTI per 1003 | 45.301% | 0.453% | 44.848% | 44.84800% | Initial | |
54745154 | xx | xx | Post-Close Housing Ratio per 1003 | 44.279% | 0.443% | 43.836% | 43.83600% | Initial | |
54745154 | xx | xx | Subject Property Type | PUD | 4 Family | Initial | |||
93308327 | xx | xx | Current Legal Status | Collections, >= 120 Days | Collections | The loan is in collection. | Initial | ||
93308327 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Does lender G/L required MI. Not applicable. | Initial | ||
93308327 | xx | xx | Post-Close DTI per 1003 | 48.345% | 0.483% | 47.862% | 47.86200% | Post close DTI per 1003 is 48.345%. | Initial |
93308327 | xx | xx | Post-Close Housing Ratio per 1003 | 31.510% | 0.315% | 31.195% | 31.19500% | Post close housing ratio per 1003 is 31.510%. | Initial |
93308327 | xx | xx | Purpose of Refinance Per Application | Lower rate or term | Change in Rate/Term | Purpose of refinance per application is Limited cash out. | Initial | ||
52279988 | xx | xx | MI Coverage Amount | 25.000% | 0.200% | 24.800% | 24.80000% | 25.000%. | Initial |
52279988 | xx | xx | Post-Close DTI per 1003 | 63.495% | 0.450% | 63.045% | 63.04500% | Borrowers income taken from seller tape that is $8,319.00. DTI exceeded 44.98% to 63.49%. | Initial |
52279988 | xx | xx | Post-Close Housing Ratio per 1003 | 38.607% | 0.273% | 38.334% | 38.33400% | 38.607%. | Initial |
90908333 | xx | xx | MI Coverage Amount | 12.000% | 0.200% | 11.800% | 11.80000% | As per tape data MI coverage amount reflects 0.200%. However,Mi certificate reflects MI coverage amount 12.00% | Initial |
90908333 | xx | xx | Post-Close DTI per 1003 | 39.319% | 0.393% | 38.926% | 38.92600% | As per Tape data ,Post Close DTI is 0.393%.However Final Application documents reflects as 39.319%. | Initial |
90908333 | xx | xx | Post-Close Housing Ratio per 1003 | 27.531% | 0.275% | 27.256% | 27.25600% | As per Tape data ,Post Close Housing Ratio is 0.275%.However Final Application documents reflects as 27.531%. | Initial |
28914921 | xx | xx | MI Coverage Amount | 25.000% | 0.200% | 24.800% | 24.80000% | MI Coverage amount is 25.000% as per the MI Certificate. | Initial |
28914921 | xx | xx | Post-Close DTI per 1003 | 44.905% | 0.449% | 44.456% | 44.45600% | DTI as per the 1003 is 44.905%. | Initial |
28914921 | xx | xx | Post-Close Housing Ratio per 1003 | 25.724% | 0.257% | 25.467% | 25.46700% | DTI as per the 1003 is 25.724%. | Initial |
41764060 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
41764060 | xx | xx | Post-Close DTI per 1003 | 34.092% | 0.340% | 33.752% | 33.75200% | As per Tape data ,Post Close DTI is 0.340%.However Final Application documents reflects as 34.092%. | Initial |
41764060 | xx | xx | Post-Close Housing Ratio per 1003 | 20.721% | 0.206% | 20.515% | 20.51500% | As per Tape data ,Post Close Housing Ratio is 0.206%. However Final Application documents reflects as 20.515%. | Initial |
93367308 | xx | xx | MI Coverage Amount | 25.000% | 0.200% | 24.800% | 24.80000% | MI Coverage Amount is as 25.000%. | Initial |
93367308 | xx | xx | Post-Close DTI per 1003 | 39.453% | 0.395% | 39.058% | 39.05800% | Total original T&I for the debt ratio: (Real Estate Taxes $862.52 + Hazard Insurance $57.75 + Flood Insurance $0 + MI $117.99 + HOA Dues $0.00 ) equals $1038.26 + Subject Loan P&I $2,839.03. Total Subject Property Expenses = $3,877.29 + Total Back Debt $186.39 + Total Monthly Expenses $1224.65, Total DTI per 1003 = 39.453%. | Initial |
93367308 | xx | xx | Post-Close Housing Ratio per 1003 | 37.644% | 0.376% | 37.268% | 37.26800% | Total subject property PITIA (P&I $ 2,839.03 + Real Estate Taxes $ 862.52 + Hazard Insurance $57.75 + Flood Insurance $0.00 + MI $117.99 + HOA Dues $0.00) equals $3,877.29. Total verified monthly income equals $10,300.00. Housing Ratio equals 37.644%. | Initial |
20931737 | xx | xx | Escrow Account Indicator | Yes | No | As per Revised CD Escrow Account Indicator is 'Yes'. | Initial | ||
20931737 | xx | xx | Post-Close DTI per 1003 | 41.313% | 41.064% | 0.249% | 0.24900% | As per Tape data ,Post Close DTI is 41.064%.However,Final Application documents reflects as 42.871%. | Initial |
88677562 | xx | xx | Escrow Account Indicator | Yes | No | As Per Final CD Reflects Escrow Account Indicator as Yes. | Initial | ||
85450425 | xx | xx | Escrow Account Indicator | Yes | No | As per final CD escrow account indicator is yes. | Initial | ||
6274281 | xx | xx | Age of Loan | 0 | 1 | -1 | -100.00000% | Initial | |
6274281 | xx | xx | Post-Close DTI per 1003 | Unavailable | 53.655% | The Final 1003 reflect Post-Close DTI as 44.543%. | Initial | ||
6274281 | xx | xx | Purpose of Refinance Per Application | Cash Out - Other | No Cash-Out | Final Application and Final DU reflect Cash Out. The Borrower paid of liabilities totaling $xxx and received $xxx. | Initial | ||
67685416 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
57036418 | xx | xx | Post-Close DTI per 1003 | 45.206% | 46.370% | -1.164% | -1.16400% | The Final 1003 reflect Post-Close DTI as 45.206%. | Initial |
41926625 | xx | xx | Post-Close DTI per 1003 | 82.409% | 24.143% | 58.266% | 58.26600% | The borrower’s monthly income is $7,061.00 after Subject loan the Proposed amount $1,338.04 and Total Non-housing Payments is $367.00. hence, the Calculated DTI Ratio is 24.147% | Initial |
41926625 | xx | xx | Post-Close Housing Ratio per 1003 | 64.671% | 82.396% | -17.725% | -17.72500% | Total subject property PITIA (P&I $1,028.10 + Real Estate Taxes $170.34 + Hazard Insurance $59.15 +MI $32.18 + HOA $48.00 equals $1,337.77. Total verified monthly income equals $7,061.00. Housing Ratio equals 18.950%. | Initial |
55543811 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
55543811 | xx | xx | Forbearance Plan Start Date | Not Applicable | xxx | NA | Initial | ||
55543811 | xx | xx | Post-Close DTI per 1003 | 49.599% | 49.600% | -0.001% | -0.00100% | As per Tape data ,Post Close DTI is 49.600%.However, Final Application documents reflects as 49.599%. | Initial |
55543811 | xx | xx | Subject Property Type | 3 Family | 2 Family | As per Tape data ,Subject Property Type is 2 Family .However, Appraisal documents reflects as 3 Family. | Initial | ||
55543811 | xx | xx | Trial Modification Agreement in file? | No | Yes | NA | Initial | ||
1241362 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N.A. | Initial | ||
1241362 | xx | xx | Post-Close DTI per 1003 | 36.228% | 36.230% | -0.002% | -0.00200% | Total Original T&I for the debt ratio:( Real Estate Taxes $798.74+Hazard insurance $108.68+flood insurance $0.00+ MI $0.00+ HOA Dues $275) equals | Initial |
7245101 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
47258347 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Initial | |||
84207780 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | The loan is VA. Lender G/L MI value does not reflect in loan file, as per MI certificate not applicable. | Initial | ||
22716046 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | As per Tape data, Lender G/L doesn't require MI. However, Audit Value reflect not applicable. | Initial | ||
90371066 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N/A | Initial | ||
49591943 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N.A | Initial | ||
49591943 | xx | xx | Post-Close DTI per 1003 | 42.005% | 42.010% | -0.005% | -0.00500% | 42.005%. | Initial |
49591943 | xx | xx | Trial Modification Agreement in file? | Yes | No | Initial | |||
29262221 | xx | xx | Post-Close DTI per 1003 | 43.936% | 43.940% | -0.004% | -0.00400% | The total income of the borrower is $xxx. The total liabilities are $xxx. The post-close DTI is 43.936%. | Initial |
12812586 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA. | Initial | ||
10305353 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA. | Initial | ||
10305353 | xx | xx | Post-Close DTI per 1003 | 35.091% | 35.090% | 0.001% | 0.00100% | Ths post close DTI per 1003 is 35.091%. | Initial |
10305353 | xx | xx | Subject Property Type | 4 Family | 2 Family | As per the appraisal report available at xx, the Subject Property Type is 4 Family. | Initial | ||
17336049 | xx | xx | Post-Close DTI per 1003 | 38.678% | 38.680% | -0.002% | -0.00200% | As per Final 1003 Borrowers monthly income is $3,978.58 and his monthly debt is $1,538.83. However, calculated DTI is 38.678%. | Initial |
88716665 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Does lender G/L require MI is not applicable. | Initial | ||
88716665 | xx | xx | Post-Close DTI per 1003 | 25.157% | 25.160% | -0.003% | -0.00300% | As per 1003 Application report, the total monthly income is $13,825.69 and total monthly expenses are $3,478.07. However, DTI is 25.157%. | Initial |
18451410 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Initial | |||
18451410 | xx | xx | Post-Close DTI per 1003 | Unavailable | 36.390% | Initial | |||
83893867 | xx | xx | Post-Close DTI per 1003 | 15.114% | 15.110% | 0.004% | 0.00400% | The borrower's monthly income is $5,189.60 after Subject loan the Proposed amount $690.71 and Total Non-housing Payments is $93.65. hence, the Calculated DTI Ratio is 15.114%. | Initial |
82650863 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA. | Initial | ||
82650863 | xx | xx | Post-Close DTI per 1003 | 47.637% | 49.860% | -2.223% | -2.22300% | The borrowers and co-borrowers monthly income are $19275.12 after Subject loan the Proposed amount $2,975.53 and Total Non-housing Payments is $6,206.53 hence, the Calculated DTI Ratio is 47.637 % | Initial |
18914941 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | MI is not required. | Initial | ||
18914941 | xx | xx | Post-Close DTI per 1003 | 31.317% | 31.320% | -0.003% | -0.00300% | The Final 1003 Application reflect Post-Close DTI as 31.317%. | Initial |
18914941 | xx | xx | Purpose of Refinance Per Application | Lower rate or term | Cash Out - Other | As per Final CD purpose of refinance is Lower rate or term. | Initial | ||
18914941 | xx | xx | Purpose of Transaction per HUD-1 | Refinance | Cash Out | As per Final CD purpose of refinance is Lower rate or term. | Initial | ||
52386978 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA. | Initial | ||
52386978 | xx | xx | Post-Close DTI per 1003 | 47.162% | 47.160% | 0.002% | 0.00200% | The borrowers monthly income is $4,331.60 after Subject loan the Proposed amount $673.41 and Total Non-housing Payments is $1,369.75 hence, the Calculated DTI Ratio is 47.162% | Initial |
66389653 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
66389653 | xx | xx | Post-Close DTI per 1003 | 10.705% | 10.430% | 0.275% | 0.27500% | Total Original PITIA for Debt Ratios: (Real Estate Taxes $610.78 + Hazard Insurance $275.33 + Flood Insurance $00.00 + MI $00.00 + HOA Dues $00.00 + Second Mortgage P&I $93.00 ) equals $3,678.61. Total Monthly Income $34,364.08. DTI reflect 10.705%. | Initial |
59602647 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | No discrepancies,Lender doesn't require Mortgage Insurance Certificate. | Initial | ||
59602647 | xx | xx | Post-Close DTI per 1003 | 12.039% | 30.060% | -18.021% | -18.02100% | As per Tape data ,Post Close DTI is 30.060%.However Final Application documents reflects as 29.498%. | Initial |
61754284 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N.A. | Initial | ||
17058554 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N.A. | Initial | ||
74744155 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA. | Initial | ||
76197560 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N.A | Initial | ||
18886420 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA. | Initial | ||
12900089 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Initial | |||
13811412 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
13811412 | xx | xx | Post-Close DTI per 1003 | 48.816% | 48.820% | -0.004% | -0.00400% | Post close DTI per 1003 is 48.816%. | Initial |
95765404 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Not applicable. | Initial | ||
95765404 | xx | xx | Post-Close DTI per 1003 | 49.314% | 49.310% | 0.004% | 0.00400% | Post close DTI per 1003 is 49.314%. | Initial |
88174186 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Initial | |||
88174186 | xx | xx | Post-Close DTI per 1003 | 22.181% | 22.180% | 0.001% | 0.00100% | Initial | |
88174186 | xx | xx | Purpose of Refinance Per Application | Limited Cash Out (GSE definition) | Change in Rate/Term | Final Application reflects purpose of refinance as Limited Cash out. | Initial | ||
14843752 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | MI is not required. | Initial | ||
14843752 | xx | xx | Post-Close DTI per 1003 | 37.093% | 37.070% | 0.023% | 0.02300% | As per Final 1003 Borrowers monthly income is $5,023.43 and his monthly debts are $1,863.36. However, calculated DTI is 37.093% | Initial |
13404843 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA. | Initial | ||
8027332 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA. | Initial | ||
709389 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N/A | Initial | ||
709389 | xx | xx | Post-Close DTI per 1003 | 48.673% | 48.980% | -0.307% | -0.30700% | 48.980% | Initial |
55992722 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA. | Initial | ||
3246836 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
3246836 | xx | xx | Post-Close DTI per 1003 | 31.856% | 31.860% | -0.004% | -0.00400% | 31.856%. | Initial |
27791756 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
18901632 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA. | Initial | ||
64506599 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Initial | |||
59342561 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
13135180 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N/A | Initial | ||
97110282 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N.A | Initial | ||
36849920 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N/A | Initial | ||
36849920 | xx | xx | Subject Property Type | Mobile Home | Single Family | Initial | |||
84330537 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Initial | |||
84330537 | xx | xx | Subject Property Type | PUD | Single Family | Initial | |||
79771418 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
79771418 | xx | xx | Post-Close DTI per 1003 | 42.986% | 42.990% | -0.004% | -0.00400% | The borrower's monthly income is $4,840.59 after Subject loan the Proposed amount $1,509.80 and Total Non-housing Payments is $571.00. hence, the Calculated DTI Ratio is 42.986%. | Initial |
79771418 | xx | xx | Purpose of Refinance Per Application | Limited Cash Out (GSE definition) | Change in Rate/Term | Final Application reflect Limited Cash out. | Initial | ||
51731273 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Not applicable. | Initial | ||
51731273 | xx | xx | Post-Close DTI per 1003 | 49.306% | 49.000% | 0.306% | 0.30600% | Post close DTI per 1003 is 49.306%. | Initial |
51731273 | xx | xx | Subject Property Type | PUD | Single Family | Subject property type is PUD. | Initial | ||
98241848 | xx | xx | Age of Loan | 7 | 5 | 2 | 40.00000% | Original Note Reflects Age of Loan is as 7. | Initial |
98241848 | xx | xx | Does Lender G/L Require MI? | Not Applicable | Yes | NA. | Initial | ||
98241848 | xx | xx | Post-Close DTI per 1003 | 28.194% | 57.461% | -29.267% | -29.26700% | The borrower’s and Co-borrower’s monthly income is $9,627.63 after Subject loan the Proposed amount $1,750.12 and Total Non-housing Payments is $3,082 hence, the Calculated DTI Ratio is 50.190% | Initial |
98241848 | xx | xx | Stated Remaining Term | 353 | 355 | -2 | -0.56338% | Original Note REflects Stated Remaining Term as 353. | Initial |
23991269 | xx | xx | Age of Loan | 19 | 30 | -11 | -36.66666% | NA | Initial |
23991269 | xx | xx | Original Stated Rate | 5.62500% | 2.75000% | 2.87500% | 2.87500% | The Note dated xx/xx/2019 and signed at closing, reflects the Original Stated Rate as 5.62500% | Initial |
23991269 | xx | xx | Post-Close DTI per 1003 | 40.310% | 33.697% | 6.613% | 6.61300% | Total Original T&I for Debt Ratios: (Real Estate Taxes $5.04 + Hazard Insurance $67.34 + Flood Insurance $00 + MI $32.50 + HOA Dues $0 ) equals $1,389.90 and All Other Monthly payments are $1,584.00. The Borrowers Total Monthly income Verified as $7,829.85. Hence, Post-Close DTI per 1003 is 37.982%. | Initial |
23991269 | xx | xx | Purpose of Transaction per HUD-1 | Refinance | Purchase | Final Closing Disclosure reflects Purpose of Transaction as 'Refinance'. | Initial | ||
23991269 | xx | xx | Purpose Per Application | Construction/Perm | Purchase | Final 1003 Application reflects Purpose as 'Construction/Perm. | Initial | ||
23991269 | xx | xx | Stated Remaining Term | 174 | 152 | 22 | 14.47368% | The Note dated xx/xx/2019 and signed at closing, reflects the Maturity date as xx/xx/2034. | Initial |
93069586 | xx | xx | Current Legal Status | Foreclosure | Performing | Current legal status is foreclosure | Initial | ||
93069586 | xx | xx | Last Payment Received Date | 5/1/2021 | 7/1/2021 | -61 (Days) | Last payment received date is xx/xx/2021 | Initial | |
93069586 | xx | xx | Loan Documentation Type | Unavailable | Reduced | Loan documentation type is no Documentation | Initial | ||
93069586 | xx | xx | Payment History String | 444444444444444444444444 | FFFFFFFFFFFF | Payment history string is 12344444444444444444444444444 | Initial | ||
93069586 | xx | xx | Payment History String Reversed | 444444444444444444444444 | FFFFFFFFFFFF | Payment history string reversed is 44444444444444444444444444321 | Initial | ||
41327437 | xx | xx | Current Legal Status | Foreclosure | Performing | Current legal status is collection | Initial | ||
41327437 | xx | xx | Did a Modification Change Note Terms? | No | Yes | NA. | Initial | ||
41327437 | xx | xx | Last Payment Received Date | 6/3/2021 | 7/6/2021 | -33 (Days) | Last payment received date is xx/xx/2021 | Initial | |
41327437 | xx | xx | Loan Documentation Type | Unavailable | Reduced | Loan documentation type is no documentation | Initial | ||
41327437 | xx | xx | Loan Original Maturity Term Months | 360 | 370 | -10 | -2.70270% | NA. | Initial |
41327437 | xx | xx | Payment History String | 444444432144233323112133 | FFFFF7654322 | Payment history string is 234444444444444444444444 | Initial | ||
41327437 | xx | xx | Payment History String Reversed | 331211323332441234444444 | 2234567FFFFF | Payment history string reversed is 444444444444444444444432 | Initial | ||
41327437 | xx | xx | Stated Maturity Date | xxx | xxx | -304 (Days) | Stated maturity date is unavailable | Initial | |
75095242 | xx | xx | Deferred Balance Amount | Unavailable | $xxx | Initial | |||
75095242 | xx | xx | Last Payment Received Date | 5/18/2021 | 7/11/2021 | -54 (Days) | Initial | ||
75095242 | xx | xx | Loan Amortization Type | Unavailable | Fixed | Initial | |||
75095242 | xx | xx | Loan Documentation Type | Unavailable | Reduced | Initial | |||
75095242 | xx | xx | Loan Original Maturity Term Months | 360 | 397 | -37 | -9.31989% | Initial | |
75095242 | xx | xx | Original Stated P&I | $4142.97 | $2088.00 | $2054.97 | 98.41810% | Initial | |
75095242 | xx | xx | Original Stated Rate | 10.19000% | 3.66000% | 6.53000% | 6.53000% | Initial | |
75095242 | xx | xx | Payment History String | 000000000044411000000000 | M88887654321 | Initial | |||
75095242 | xx | xx | Payment History String Reversed | 000000000114440000000000 | 12345678888M | Initial | |||
85273293 | xx | xx | Deferred Balance Amount | Not Applicable | xxx | Initial | |||
85273293 | xx | xx | Did a Modification Change Note Terms? | Yes | No | Initial | |||
85273293 | xx | xx | Last Payment Received Date | 5/1/2021 | 7/16/2021 | -76 (Days) | Initial | ||
85273293 | xx | xx | Loan Documentation Type | Unavailable | Reduced | Initial | |||
85273293 | xx | xx | Loan Original Maturity Term Months | 181 | 394 | -213 | -54.06091% | Initial | |
85273293 | xx | xx | Original Stated P&I | $286.87 | $156.34 | $130.53 | 83.49110% | Initial | |
85273293 | xx | xx | Original Stated Rate | 9.49000% | 4.99900% | 4.49100% | 4.49100% | Initial | |
85273293 | xx | xx | Payment History String | MMM220222000000000000012 | 011111110000 | Initial | |||
85273293 | xx | xx | Payment History String Reversed | 210000000000000222022MMM | 000011111110 | Initial | |||
74372579 | xx | xx | Deferred Balance Amount | Not Applicable | $xxx | Initial | |||
74372579 | xx | xx | Last Payment Received Date | 6/18/2021 | 7/20/2021 | -32 (Days) | Initial | ||
74372579 | xx | xx | Loan Documentation Type | Unavailable | Reduced | Initial | |||
74372579 | xx | xx | Payment History String | 112121212121200001000000 | 221012101210 | Initial | |||
74372579 | xx | xx | Payment History String Reversed | 000000100002121212121211 | 012101210122 | Initial | |||
66829684 | xx | xx | Current Legal Status | Collections, 60-119 Days | Collections, < 60 Days | Initial | |||
66829684 | xx | xx | Deferred Balance Amount | Unavailable | $xxx | Initial | |||
66829684 | xx | xx | Did a Modification Change Note Terms? | Yes | No | Initial | |||
66829684 | xx | xx | Last Payment Received Date | 3/1/2021 | 7/27/2021 | -148 (Days) | Initial | ||
66829684 | xx | xx | Loan Documentation Type | Unavailable | Reduced | Initial | |||
66829684 | xx | xx | Loan Original Maturity Term Months | 360 | 387 | -27 | -6.97674% | Initial | |
66829684 | xx | xx | Original Stated P&I | $417.42 | $281.05 | $136.37 | 48.52161% | Initial | |
66829684 | xx | xx | Original Stated Rate | 11.87000% | 7.00000% | 4.87000% | 4.87000% | Initial | |
66829684 | xx | xx | Payment History String | 141132100011112111111111 | 333210000000 | Initial | |||
66829684 | xx | xx | Payment History String Reversed | 111111111211110001231141 | 000000032333 | Initial | |||
66829684 | xx | xx | Stated Maturity Date | Unavailable | xxx | Initial | |||
60104414 | xx | xx | Loan Documentation Type | Unavailable | Reduced | Initial | |||
60104414 | xx | xx | Loan Original Maturity Term Months | 360 | 331 | 29 | 8.76132% | Initial | |
60104414 | xx | xx | Original Stated P&I | $485.10 | $481.30 | $3.80 | 0.78952% | Initial | |
60104414 | xx | xx | Original Stated Rate | 9.87000% | 9.09600% | 0.77400% | 0.77400% | Initial | |
60104414 | xx | xx | Payment History String | 211000100000000000000000 | 211000000000 | Initial | |||
60104414 | xx | xx | Payment History String Reversed | 000000000000000001000112 | 000000010112 | Initial | |||
60104414 | xx | xx | Purpose of Refinance Per Application | Unavailable | Cash Out - Other | Initial | |||
60104414 | xx | xx | Purpose Per Application | Unavailable | Refinance | Initial | |||
60104414 | xx | xx | Stated Maturity Date | xxx | xxx | 890 (Days) | Initial | ||
60104414 | xx | xx | Subject Property Type | Manufactured Housing | Single Family | Initial | |||
37898225 | xx | xx | Deferred Balance Amount | xxx | xxx | $10634.80 | 200.00037% | As per the tape data, deferred balance amount is $xxx however is $xxx. | Initial |
37898225 | xx | xx | Last Payment Received Date | 5/26/2021 | 7/26/2021 | -61 (Days) | As per the tape data, last payment received date is xx/xx/2021 however is xx/xx/2021. | Initial | |
37898225 | xx | xx | Loan Documentation Type | Unavailable | Full Documentation | As per the tape data, loan documentation type is Full Documentation however is No Documentation. | Initial | ||
37898225 | xx | xx | Loan Original Maturity Term Months | 360 | 480 | -120 | -25.00000% | As per the tape data, loan original maturity term months is 480 however is 360. | Initial |
37898225 | xx | xx | Mos Currently Delinquent | 3 | 4 | -1 | -25.00000% | As per the tape data, Mos currently delinquent is 4 however is 3. | Initial |
37898225 | xx | xx | Original Stated P&I | $1520.11 | $467.44 | $1052.67 | 225.19895% | As per the tape data, original stated P&I is $467.44 however is $1,520.11 | Initial |
37898225 | xx | xx | Original Stated Rate | 12.35000% | 3.12500% | 9.22500% | 9.22500% | As per the tape data, original stated rate is 3.1250% however is 12.350%. | Initial |
37898225 | xx | xx | Payment History String | 443210444444444444444400 | 666676666666 | As per the tape data, payment history string is 66667666666666 however is 44321044444444444444400. | Initial | ||
37898225 | xx | xx | Payment History String Reversed | 004444444444444444012344 | 666666666666 | As per the tape data, payment history reversed in 666666666666 however is 00444444444444444412344. | Initial | ||
37898225 | xx | xx | Purpose of Refinance Per Application | Unavailable | Cash Out - Other | As per the tape data, purpose of refinance per application is Cash-out other however is Unavailable. | Initial | ||
67236440 | xx | xx | Current Legal Status | Collections, >= 120 Days | Foreclosure | update as per review. | Initial | ||
67236440 | xx | xx | Deferred Balance Amount | Not Applicable | xxx | update as per review. | Initial | ||
67236440 | xx | xx | Did a Modification Change Note Terms? | Yes | No | update as per review. | Initial | ||
67236440 | xx | xx | Loan Documentation Type | Unavailable | Reduced | Initial | |||
67236440 | xx | xx | Loan Original Maturity Term Months | 240 | 255 | -15 | -5.88235% | update as per review. | Initial |
67236440 | xx | xx | Payment History String | 432111000000000000000000 | FF2111000000 | update as per review. | Initial | ||
67236440 | xx | xx | Payment History String Reversed | 000000000000000000111234 | 0000001212FF | update as per review. | Initial | ||
67236440 | xx | xx | Stated Maturity Date | xxx | xxx | -20 (Days) | update as per review. | Initial | |
82061597 | xx | xx | Deferred Balance Amount | Unavailable | xxx | Initial | |||
82061597 | xx | xx | Loan Amortization Type | Unavailable | Fixed | Initial | |||
82061597 | xx | xx | Loan Documentation Type | Unavailable | Reduced | Initial | |||
82061597 | xx | xx | Loan Original Maturity Term Months | 360 | 386 | -26 | -6.73575% | Initial | |
82061597 | xx | xx | Original Stated P&I | $826.91 | $615.83 | $211.08 | 34.27569% | Initial | |
82061597 | xx | xx | Original Stated Rate | 11.80000% | 8.22000% | 3.58000% | 3.58000% | Initial | |
82061597 | xx | xx | Payment History String | 432144010100000000000000 | 555432110010 | Initial | |||
82061597 | xx | xx | Payment History String Reversed | 000000000000001010441234 | 010011254555 | Initial | |||
82061597 | xx | xx | Stated Maturity Date | Unavailable | xxx | Initial | |||
8674937 | xx | xx | Current Legal Status | Collections, >= 120 Days | Foreclosure | Initial | |||
8674937 | xx | xx | Currently in Foreclosure? | No | Yes | Initial | |||
8674937 | xx | xx | Last Payment Received Date | 6/1/2021 | 7/1/2021 | -30 (Days) | Initial | ||
8674937 | xx | xx | Loan Documentation Type | Unavailable | Reduced | Initial | |||
8674937 | xx | xx | Loan Original Maturity Term Months | 360 | 287 | 73 | 25.43554% | Initial | |
8674937 | xx | xx | Original Stated Rate | 11.76000% | 11.74800% | 0.01200% | 0.01200% | Initial | |
8674937 | xx | xx | Payment History String | 444321400000000000000000 | FFFF32100000 | Initial | |||
8674937 | xx | xx | Payment History String Reversed | 000000000000000004123444 | 0000012FFFFF | Initial | |||
8674937 | xx | xx | Purpose of Refinance Per Application | Unavailable | Cash Out - Other | Initial | |||
8674937 | xx | xx | Referral Date | Not Applicable | xxx | Initial | |||
8674937 | xx | xx | Stated Maturity Date | xxx | xxx | 2221 (Days) | Initial | ||
29344793 | xx | xx | Deferred Balance Amount | Unavailable | xxx | The loan modification agreement is missing from the loan file." | Initial | ||
29344793 | xx | xx | Loan Amortization Type | Unavailable | Fixed | The loan modification agreement is missing from the loan file." | Initial | ||
29344793 | xx | xx | Loan Documentation Type | Unavailable | Reduced | Initial | |||
29344793 | xx | xx | Loan Original Maturity Term Months | 360 | 403 | -43 | -10.66997% | As per the note, the loan original maturity term is 360. | Initial |
29344793 | xx | xx | Mos Currently Delinquent | 5 | 6 | -1 | -16.66666% | According to the payment history as of xx/xx/2021, the borrower has been delinquent for 5 months | Initial |
29344793 | xx | xx | Original Stated P&I | $1438.93 | $835.36 | $603.57 | 72.25268% | As per the Note, the original stated P&I is $1438.93 | Initial |
29344793 | xx | xx | Original Stated Rate | 10.57000% | 4.99900% | 5.57100% | 5.57100% | As per the Note, the original stated rate is 10.5700% | Initial |
29344793 | xx | xx | Payment History String | 443210400000000000000000 | 665432100000 | As per the Payment history, the string is 443210400000000000000000 | Initial | ||
29344793 | xx | xx | Payment History String Reversed | 000000000000000004012344 | 000001254566 | As per the Payment history, the string reversed is 00000000000000004012344 | Initial | ||
29344793 | xx | xx | Stated Maturity Date | Unavailable | xxx | The loan modification agreement is missing from the loan file." | Initial | ||
76782852 | xx | xx | Deferred Balance Amount | xxx | xxx | $-9847.50 | -31.10417% | Per the Adjustment of Terms agreement in the file, the Deferred amount is $xxx | Initial |
76782852 | xx | xx | Did a Modification Change Note Terms? | Yes | No | The file contains an adjustment to terms for the subject mortgage | Initial | ||
76782852 | xx | xx | Last Payment Received Date | 6/1/2021 | 6/30/2021 | -29 (Days) | Per the payment history provided | Initial | |
76782852 | xx | xx | Loan Documentation Type | Unavailable | Reduced | Initial | |||
76782852 | xx | xx | Loan Original Maturity Term Months | 360 | 422 | -62 | -14.69194% | The subject loan has been modified which extended the maturity date | Initial |
76782852 | xx | xx | Mos Currently Delinquent | 5 | 6 | -1 | -16.66666% | Per the payment history provided | Initial |
76782852 | xx | xx | Original Stated P&I | $3133.51 | $1570.00 | $1563.51 | 99.58662% | The subject loan was modified changing the monthly P&I payments from $3,133.51 to $1570.00 | Initial |
76782852 | xx | xx | Original Stated Rate | 9.16200% | 3.07900% | 6.08300% | 6.08300% | Per the original Note, the original rate was stated at 9.162% | Initial |
76782852 | xx | xx | Payment History String | 444321444423101122010001 | 676765543232 | Per the payment history provided | Initial | ||
76782852 | xx | xx | Payment History String Reversed | 100010221101324444123444 | 232345567676 | Per the payment history provided | Initial | ||
68940808 | xx | xx | Did a Modification Change Note Terms? | Yes | No | Initial | |||
68940808 | xx | xx | Last Payment Received Date | 6/10/2021 | 7/14/2021 | -34 (Days) | Initial | ||
68940808 | xx | xx | Loan Amortization Type | Not Applicable | Fixed | Initial | |||
68940808 | xx | xx | Loan Documentation Type | Unavailable | Reduced | Initial | |||
68940808 | xx | xx | Loan Original Maturity Term Months | 360 | 397 | -37 | -9.31989% | Initial | |
68940808 | xx | xx | Original Stated P&I | $740.43 | $311.06 | $429.37 | 138.03446% | Initial | |
68940808 | xx | xx | Original Stated Rate | 12.14000% | 4.99800% | 7.14200% | 7.14200% | Initial | |
68940808 | xx | xx | Payment History String | 444444444100011244441111 | FFFF54321000 | Initial | |||
68940808 | xx | xx | Payment History String Reversed | 111144442110001444444444 | 0001234FFFFF | Initial | |||
68940808 | xx | xx | Purpose of Refinance Per Application | Unavailable | Cash Out - Other | Initial | |||
68940808 | xx | xx | Stated Maturity Date | Unavailable | xxx | Initial | |||
68306455 | xx | xx | Deferred Balance Amount | Unavailable | xxx | The file is missing an executed modification agreement, therefore the information provided is based on a modification/adjustment of terms write up | Initial | ||
68306455 | xx | xx | Loan Amortization Type | Unavailable | Fixed | Initial | |||
68306455 | xx | xx | Loan Documentation Type | Unavailable | Reduced | The origination file is missing critical documentation to determine the doc type | Initial | ||
68306455 | xx | xx | Loan Original Maturity Term Months | 240 | 251 | -11 | -4.38247% | The original Note indicates a maturity date of xx/xx/2022 however the loan has been modified | Initial |
68306455 | xx | xx | Mos Currently Delinquent | 8 | 9 | -1 | -11.11111% | Per payment history provided | Initial |
68306455 | xx | xx | Original Stated P&I | $1434.00 | $1029.39 | $404.61 | 39.30580% | The subject loan has been modified changing the original terms | Initial |
68306455 | xx | xx | Original Stated Rate | 12.84000% | 6.00000% | 6.84000% | 6.84000% | The subject loan has been modified changing the original terms | Initial |
68306455 | xx | xx | Payment History String | 444443212221112112111212 | FF7654322221 | Per payment history provided | Initial | ||
68306455 | xx | xx | Payment History String Reversed | 212111211211122212344444 | 1222234767FF | Per payment history provided | Initial | ||
68306455 | xx | xx | Stated Maturity Date | Unavailable | xxx | The original Note indicates a maturity date of xx/xx/2022 however the loan has been modified | Initial | ||
15637157 | xx | xx | Current Legal Status | Bankruptcy-Delinquent | Collections, >= 120 Days | Initial | |||
15637157 | xx | xx | Deferred Balance Amount | Not Applicable | xxx | Initial | |||
15637157 | xx | xx | Did a Modification Change Note Terms? | Yes | No | Initial | |||
15637157 | xx | xx | Last Payment Received Date | 6/1/2021 | 7/30/2021 | -59 (Days) | Initial | ||
15637157 | xx | xx | Loan Documentation Type | Unavailable | Reduced | Initial | |||
15637157 | xx | xx | Loan Original Maturity Term Months | 180 | 284 | -104 | -36.61971% | Initial | |
15637157 | xx | xx | Original Stated P&I | $619.42 | $400.64 | $218.78 | 54.60762% | Initial | |
15637157 | xx | xx | Original Stated Rate | 13.24920% | 6.99600% | 6.25320% | 6.25320% | Initial | |
15637157 | xx | xx | Payment History String | 444444444444444444444444 | 999999999999 | Initial | |||
15637157 | xx | xx | Payment History String Reversed | 444444444444444444444444 | 999999999999 | Initial | |||
35984579 | xx | xx | Loan Documentation Type | Unavailable | Reduced | Loan documentation type is No Documentation | Initial | ||
54014388 | xx | xx | Age of Loan | 3 | 5 | -2 | -40.00000% | Age of Loan as 3. | Initial |
54014388 | xx | xx | Number Of Units | 1 | 2 | -1 | -50.00000% | Number of units as 1. | Initial |
54014388 | xx | xx | Post-Close DTI per 1003 | 44.161% | 44.162% | -0.001% | -0.00100% | The borrowers monthly income is $3,726.66 after Subject loan the Proposed amount $1,188.74 and Total Non-housing Payments is $457.00 hence, the Calculated DTI Ratio is 44.161% | Initial |
54014388 | xx | xx | Post-Close Housing Ratio per 1003 | 31.898% | 31.899% | -0.001% | -0.00100% | Total subject property PITIA (P&I $919.76 + Real Estate Taxes $211.49 + Hazard Insurance $64.50 equals $1188.75. Total verified monthly income equals $3,726.66. Housing Ratio equals 31.898%. | Initial |
54014388 | xx | xx | Purpose of Transaction per HUD-1 | Refinance | Cash Out | Initial | |||
12869328 | xx | xx | Age of Loan | 3 | 5 | -2 | -40.00000% | The Note dated xx/xx/2021 and signed at closing, reflects the Maturity date as xx/xx/2051. | Initial |
12869328 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
12869328 | xx | xx | Number Of Units | 1 | 2 | -1 | -50.00000% | Appraisal report in loan file reflects Number of units is 1. | Initial |
69719570 | xx | xx | Age of Loan | 4 | 6 | -2 | -33.33333% | Initial | |
69719570 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Initial | |||
69719570 | xx | xx | Number Of Units | 1 | 2 | -1 | -50.00000% | The Original Appraisal reflect Number of Units as 1. | Initial |
69719570 | xx | xx | Purpose of Transaction per HUD-1 | Refinance | Cash Out | Initial | |||
85771107 | xx | xx | Escrow Account Indicator | Yes | No | Final Closing Disclosure Reflects Escrow Account as Yes. | Initial | ||
85771107 | xx | xx | Last Payment Received Date | 8/13/2021 | 5/21/2021 | 84 (Days) | As per the review of the payment history, the loan has been current with the loan and the next payment is due for xx/xx/2021. The last payment was received on xx/xx/2021 | Initial | |
85771107 | xx | xx | Payment History String | 0000000 | 000 | The payment history is 0000000 | Initial | ||
85771107 | xx | xx | Payment History String Reversed | 0000000 | 000 | The payment history reversed is 0000000 | Initial | ||
85771107 | xx | xx | Post-Close Housing Ratio per 1003 | 28.709% | 48.461% | -19.752% | -19.75200% | Total subject property PITIA (P&I $934.84 + Real Estate Taxes $249.38 + Hazard Insurance $113.92 + MI $85.34 equals $1383.48. Total verified monthly income equals $5,044.34. Housing Ratio equals 27.43%. | Initial |
62136255 | xx | xx | Does Lender G/L Require MI? | Not Applicable | Yes | NA. | Initial | ||
62136255 | xx | xx | Escrow Account Indicator | Yes | No | Escrow Account Indicator as Per Final CD is as Yes. | Initial | ||
7215442 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA. | Initial | ||
7215442 | xx | xx | Last Payment Received Date | 7/26/2021 | 7/1/2021 | 25 (Days) | NA. | Initial | |
7215442 | xx | xx | Post-Close DTI per 1003 | 20.722% | 41.742% | -21.020% | -21.02000% | The borrowers monthly income are $54,235.52 after Subject loan the Proposed amount $4,928.51 and Total Non-housing Payments is $6,310.00 hence, the Calculated DTI Ratio is 20.722 % | Initial |
7215442 | xx | xx | Post-Close Housing Ratio per 1003 | 9.087% | 18.305% | -9.218% | -9.21800% | Total subject property PITIA (P&I $2,117.61+Other Financing (P&I)2,037.24 + Real Estate Taxes $541.41 + Hazard Insurance $169.75+Homeowners Assn. Dues $62.50 equals $4,928.51.Total verified monthly income equals $54,235.52. Housing Ratio equals 9.087%. | Initial |
2238135 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA. | Initial | ||
2238135 | xx | xx | Last Payment Received Date | 9/1/2021 | 7/2/2021 | 61 (Days) | NA | Initial | |
2238135 | xx | xx | Payment History String | 000000000 | 1131100000 | NA | Initial | ||
2238135 | xx | xx | Payment History String Reversed | 000000000 | 0000031311 | NA | Initial | ||
2238135 | xx | xx | Post-Close DTI per 1003 | 21.223% | 21.057% | 0.166% | 0.16600% | As per Tape data ,Post Close DTI is 21.057%.However Final Application documents reflects as 21.223%. | Initial |
55930311 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N.A | Initial | ||
55930311 | xx | xx | Last Payment Received Date | 8/10/2021 | 7/9/2021 | 32 (Days) | Initial | ||
55930311 | xx | xx | MI And Funding Fee Total Amount | $5032.48 | $5032.47 | $0.01 | 0.00019% | As per tape data MI and Funding fee total amount as $5,032.47. However, The audit value is $xxx. | Initial |
55930311 | xx | xx | MI Coverage Amount | Not Applicable | 85.000% | Initial | |||
55930311 | xx | xx | Payment History String | 000000000000MMMMMMMMMMMM | 111112221222 | Initial | |||
55930311 | xx | xx | Payment History String Reversed | MMMMMMMMMMMM000000000000 | 222122211111 | Initial | |||
55930311 | xx | xx | Post-Close DTI per 1003 | 44.513% | 41.110% | 3.403% | 3.40300% | A per tape data Post- Close DTI per 1003 is 41.110%. However, The Audit value is 44.513%. | Initial |
55930311 | xx | xx | Subject Property Detached/Attached | Detached | Attached | Appraisal report reflects as Subject property is Detached. | Initial | ||
93092557 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | MI is not required. | Initial | ||
93092557 | xx | xx | Payment History String | 00000000 | 222222200001 | Initial | |||
93092557 | xx | xx | Payment History String Reversed | 00000000 | 100002222222 | Initial | |||
92502748 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NAN.A. | Initial | ||
92502748 | xx | xx | Last Payment Received Date | 8/10/2021 | 7/12/2021 | 29 (Days) | NA | Initial | |
92502748 | xx | xx | Payment History String | 00000000 | 22222200000 | NA | Initial | ||
92502748 | xx | xx | Payment History String Reversed | 00000000 | 00000222222 | NA | Initial | ||
92502748 | xx | xx | Purpose of Refinance Per Application | Limited Cash Out (GSE definition) | No Cash-Out | Final Application & Final DU report reflects purpose of refinance as Limited cash out. | Initial | ||
79662174 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N.A. | Initial | ||
79662174 | xx | xx | Last Payment Received Date | 8/9/2021 | 7/7/2021 | 33 (Days) | NA | Initial | |
79662174 | xx | xx | Payment History String | 00000 | 111100000 | NA | Initial | ||
79662174 | xx | xx | Payment History String Reversed | 00000 | 000011111 | NA | Initial | ||
58262756 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
58262756 | xx | xx | Last Payment Received Date | 8/10/2021 | 7/9/2021 | 32 (Days) | Initial | ||
58262756 | xx | xx | Payment History String | 000000MM | 1122200000 | Initial | |||
58262756 | xx | xx | Payment History String Reversed | MM000000 | 0000022211 | Initial | |||
58034058 | xx | xx | Does Lender G/L Require MI? | Not Applicable | Yes | N.A. | Initial | ||
58034058 | xx | xx | Last Payment Received Date | 8/2/2021 | 7/2/2021 | 31 (Days) | Initial | ||
58034058 | xx | xx | Payment History String | 000000 | 111100000 | Initial | |||
58034058 | xx | xx | Payment History String Reversed | 000000 | 000011111 | Initial | |||
96303091 | xx | xx | Does Lender G/L Require MI? | Not Applicable | Yes | NA | Initial | ||
96303091 | xx | xx | Last Payment Received Date | 7/29/2021 | 6/28/2021 | 31 (Days) | Last payment received date is xx/xx/2021. | Initial | |
96303091 | xx | xx | Payment History String | 000 | 1100000 | 000 | Initial | ||
96303091 | xx | xx | Payment History String Reversed | 000 | 0000011 | 000 | Initial | ||
64965867 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Tape data reflects "No" as per final application the MI is not getting paid so it reflects as "Not Applicable". | Initial | ||
64965867 | xx | xx | Last Payment Received Date | 8/2/2021 | 7/2/2021 | 31 (Days) | Initial | ||
64965867 | xx | xx | Payment History String | 000 | 3100000 | Initial | |||
64965867 | xx | xx | Payment History String Reversed | 000 | 0000013 | Initial | |||
64965867 | xx | xx | Post-Close DTI per 1003 | 49.260% | 52.995% | -3.735% | -3.73500% | The Borrowers monthly income is $5234.95, the present housing payment is $1362.23 and the after subjects monthly payment is $2103.23 and the non housing payment is $475.52. Hence, this calculates the post close DTI per 1003. | Initial |
64965867 | xx | xx | Purpose of Refinance Per Application | Lower rate or term | No Cash-Out | purpose of refianance is lower rate or term | Initial | ||
91577037 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Updated as per review. | Initial | ||
91577037 | xx | xx | Last Payment Received Date | 8/10/2021 | 7/5/2021 | 36 (Days) | Updated as per review. | Initial | |
91577037 | xx | xx | Payment History String | 000000000 | 111112100011 | Updated as per review. | Initial | ||
91577037 | xx | xx | Payment History String Reversed | 000000000 | 110001211111 | Updated as per review. | Initial | ||
91577037 | xx | xx | Subject Property Type | Commercial Prop | Low Rise Condo (1-4 Stories) | As per the available Appraisal photos in the loan file, the property type is Commercial. Seller tape issue also reflects the same. | Initial | ||
37776813 | xx | xx | Last Payment Received Date | 8/12/2021 | 7/12/2021 | 31 (Days) | NA | Initial | |
37776813 | xx | xx | MI Cancelled Date | Not Applicable | 12/1/2027 | NA | Initial | ||
37776813 | xx | xx | MI Cancelled Indicator | Not Applicable | Yes | NA | Initial | ||
37776813 | xx | xx | MI Coverage Amount | 30.000% | 74.000% | -44.000% | -44.00000% | As per Tape data ,MI coverage amount is 74%.However, MI documents reflects as 30.00% | Initial |
37776813 | xx | xx | Payment History String | 000000000000 | 22111110000 | NA | Initial | ||
37776813 | xx | xx | Payment History String Reversed | 000000000000 | 00001111122 | NA | Initial | ||
96281212 | xx | xx | Last Payment Received Date | 7/26/2021 | 7/1/2021 | 25 (Days) | As per the review of the payment history, the loan has been current with the loan and the next payment is due for xx/xx/2021. The last payment was received on xx/xx/2021 | Initial | |
96281212 | xx | xx | MI Cancelled Date | Not Applicable | 7/1/2028 | As per Tape data, MI Canceled date reflect xx/xx/2028. However, it is not applicable. | Initial | ||
96281212 | xx | xx | MI Cancelled Indicator | No | Yes | NA | Initial | ||
96281212 | xx | xx | MI Coverage Amount | 35.000% | 63.000% | -28.000% | -28.00000% | As per Tape data, MI covarge amount reflect 63.000%. However, MI document reflect 35.000%. | Initial |
96281212 | xx | xx | Payment History String | 00000000 | 11111100000 | As per the payment history, the string is 00000000. | Initial | ||
96281212 | xx | xx | Payment History String Reversed | 00000000 | 00000111111 | As per the payment history, the string reversed is 00000000. | Initial | ||
48108568 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N.A. | Initial | ||
48108568 | xx | xx | Last Payment Received Date | 7/31/2020 | 7/1/2021 | -335 (Days) | Initial | ||
48108568 | xx | xx | Payment History String | 00000 | 111100000 | Initial | |||
48108568 | xx | xx | Payment History String Reversed | 00000 | 000011111 | Initial | |||
48108568 | xx | xx | Post-Close DTI per 1003 | 49.186% | 50.491% | -1.305% | -1.30500% | As per review. | Initial |
21581727 | xx | xx | Last Payment Received Date | 8/5/2021 | 7/6/2021 | 30 (Days) | Initial | ||
21581727 | xx | xx | MI Cancelled Date | Not Applicable | 6/1/2023 | NA. | Initial | ||
21581727 | xx | xx | MI Cancelled Indicator | No | Yes | As per loan documents MI Canceled Indicator is "No". | Initial | ||
21581727 | xx | xx | MI Coverage Amount | 12.000% | 17.000% | -5.000% | -5.00000% | As per tape data, MI Coverage amount is 17.00%. However, MI certificate reflects it as 12.00%. | Initial |
21581727 | xx | xx | Payment History String | 000000 | 111100000 | Initial | |||
21581727 | xx | xx | Payment History String Reversed | 000000 | 000011111 | Initial | |||
21581727 | xx | xx | Purpose of Refinance Per Application | Limited Cash Out (GSE definition) | No Cash-Out | As per Tape data ,Purpose of Refinance is No Cash-Out. However Final Application documents reflects as Limited Cash Out. | Initial | ||
97552330 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA. | Initial | ||
97552330 | xx | xx | Payment History String | 000 | 12300000 | PH string is 000. | Initial | ||
97552330 | xx | xx | Payment History String Reversed | 000 | 00030321 | PH string reversed is 000. | Initial | ||
97552330 | xx | xx | Post-Close DTI per 1003 | 46.857% | 45.849% | 1.008% | 1.00800% | The borrowers monthly income is $4247.77, the present housing payment is $976.00 and the after subjects housing payment is $998.00 and the non the housing monthly payment is $992.36. Hence, this reflects the post close DTI per 1003. | Initial |
49172393 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N.A. | Initial | ||
49172393 | xx | xx | Payment History String | 000 | 11110000 | PH string is 000. | Initial | ||
49172393 | xx | xx | Payment History String Reversed | 000 | 00011111 | PH reverse string is 000. | Initial | ||
76197009 | xx | xx | Last Payment Received Date | 7/9/2021 | 6/14/2021 | 25 (Days) | Last payment received date is xx/xx/2021. | Initial | |
76197009 | xx | xx | Original Stated Rate | 11.75000% | 4.01470% | 7.73530% | 7.73530% | Original stated rate is 11.75%. | Initial |
85639478 | xx | xx | Last Payment Received Date | 7/22/2021 | 6/15/2021 | 37 (Days) | Last payment received date is xx/xx/2021. | Initial | |
85639478 | xx | xx | Original Stated Rate | 10.56000% | 8.00400% | 2.55600% | 2.55600% | Original stated rate is 10.5600%. | Initial |
85639478 | xx | xx | Stated Maturity Date | Unavailable | xxx | Stated maturity date is Unavailable. | Initial | ||
50286853 | xx | xx | Original Stated Rate | 10.10040% | 4.99920% | 5.10120% | 5.10120% | Original Stated Rate is 10.10040% | Initial |
50286853 | xx | xx | Stated Maturity Date | xxx | xxx | -122 (Days) | Stated Maturity Date is xx/xx/2029 | Initial | |
89304564 | xx | xx | Last Payment Received Date | 8/4/2021 | 6/15/2021 | 50 (Days) | Initial | ||
89304564 | xx | xx | Original Stated Rate | 8.80000% | 0.00000% | 8.80000% | 8.80000% | Initial | |
25024560 | xx | xx | Last Payment Received Date | 8/6/2021 | 6/8/2021 | 59 (Days) | Initial | ||
25024560 | xx | xx | Original Stated Rate | 11.95000% | 10.45000% | 1.50000% | 1.50000% | Initial | |
27365679 | xx | xx | Last Payment Received Date | 7/8/2021 | 6/11/2021 | 27 (Days) | xx/xx/2021 | Initial | |
27365679 | xx | xx | Original Stated Rate | 11.64000% | 3.25000% | 8.39000% | 8.39000% | 11.64000% | Initial |
86185046 | xx | xx | Original Stated Rate | 11.92000% | 3.00000% | 8.92000% | 8.92000% | Original stated rate is 11.9200% | Initial |
86185046 | xx | xx | Stated Maturity Date | Unavailable | xxx | Stated maturity date is unavailable | Initial | ||
51773899 | xx | xx | Original Stated Rate | 11.94000% | 8.65700% | 3.28300% | 3.28300% | Original stated rate is 11.940000% | Initial |
51773899 | xx | xx | Stated Maturity Date | Unavailable | xxx | Stated maturity date is Unavailable | Initial | ||
51773899 | xx | xx | Subject Property Type | Manufactured Housing | Single Family | Initial | |||
80260605 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA. | Initial | ||
74668916 | xx | xx | Last Payment Received Date | 6/17/2020 | 6/1/2020 | 16 (Days) | Initial | ||
34176847 | xx | xx | Loan Amortization Type | Unavailable | Fixed | Initial | |||
34176847 | xx | xx | Stated Maturity Date | Unavailable | xxx | Initial | |||
34176847 | xx | xx | Stated Remaining Term | 341 | 360 | -19 | -5.27777% | The Note reflects the stated remaining term is 341. | Initial |
51243241 | xx | xx | Deferred Balance Amount | xxx | xxx | $-3348.96 | -31.90096% | Unavailable. | Initial |
51243241 | xx | xx | Is REO Active? | Not Applicable | No | Not Applicable. | Initial | ||
51243241 | xx | xx | Last Payment Received Date | 8/9/2021 | 2/1/2021 | 189 (Days) | xx/xx/2021. | Initial | |
51243241 | xx | xx | Loan Original Maturity Term Months | 360 | 388 | -28 | -7.21649% | 360. | Initial |
51243241 | xx | xx | Payment History String | 444444443321000001221110 | _55544333221100000221111 | Payment history string is 444444443321000001221110. | Initial | ||
51243241 | xx | xx | Payment History String Reversed | 011122100000123344444444 | 11112200010112233345555_ | Payment history string reversed is 011122100000123344444444. | Initial | ||
84561496 | xx | xx | Last Payment Received Date | 8/26/2021 | 6/1/2019 | 817 (Days) | Last Payment received date is xx/xx/2021 | Initial | |
84561496 | xx | xx | Loan Original Maturity Term Months | 360 | 590 | -230 | -38.98305% | Loan original maturity term months is 360 | Initial |
84561496 | xx | xx | Payment History String | 444444444444444444444444 | _99999999999999999999999 | Payment history string is 4444444444444444444444 | Initial | ||
84561496 | xx | xx | Payment History String Reversed | 444444444444444444444444 | 99999999999999999999999_ | Payment history string reviversed is 4444444444444444444444 | Initial | ||
84561496 | xx | xx | Trial Modification Agreement in file? | No | Yes | Trial modification agreement in files? is no | Initial | ||
25450782 | xx | xx | Deferred Balance Amount | Not Applicable | xxx | Initial | |||
25450782 | xx | xx | Is REO Active? | Not Applicable | No | Initial | |||
25450782 | xx | xx | Last Payment Received Date | 8/17/2021 | 12/1/2020 | 259 (Days) | Initial | ||
25450782 | xx | xx | Loan Amortization Type | Step | Fixed | Initial | |||
25450782 | xx | xx | Loan Original Maturity Term Months | 360 | 531 | -171 | -32.20338% | Initial | |
25450782 | xx | xx | Payment History String | 444444444444444488888888 | _77777776543210000000000 | Initial | |||
25450782 | xx | xx | Payment History String Reversed | 888888884444444444444444 | 00000000021234567777777_ | Initial | |||
58224943 | xx | xx | Deferred Balance Amount | xxx | xxx | $-2593.35 | -8.35702% | Deferred Balance Amount is $xx. | Initial |
58224943 | xx | xx | Interest Only Period? | Yes | No | Interest Only Period? is Yes. | Initial | ||
58224943 | xx | xx | Is REO Active? | Not Applicable | No | Not Applicable. | Initial | ||
58224943 | xx | xx | Last Payment Received Date | 7/22/2021 | 1/1/2021 | 202 (Days) | Last Payment Received Date is xx/xx/2021. | Initial | |
58224943 | xx | xx | Loan Original Maturity Term Months | 360 | 547 | -187 | -34.18647% | Loan Original Maturity Term Months is 360. | Initial |
58224943 | xx | xx | Payment History String | 4432140000001MMM00000000 | _66543210000001000000000 | Payment History String is 4432140000001MMM00000000. | Initial | ||
58224943 | xx | xx | Payment History String Reversed | 00000000MMM1000000412344 | 00000000000000001236566_ | Payment History String Reversed is 00000000MMM1000000412344. | Initial | ||
58224943 | xx | xx | Purpose of Refinance Per Application | No Cash-Out | Cash Out - Other | Purpose of Refinance Per Application is No Cash-Out. | Initial | ||
76795973 | xx | xx | Interest Only Period? | Yes | No | Interest Only period? is "Yes". | Initial | ||
76795973 | xx | xx | Is REO Active? | Not Applicable | No | N/A | Initial | ||
76795973 | xx | xx | Last Payment Received Date | 6/1/2021 | 3/1/2020 | 457 (Days) | Last Payment Received Date is xx/xx/2021. | Initial | |
76795973 | xx | xx | Loan Original Maturity Term Months | 360 | 616 | -256 | -41.55844% | N/A | Initial |
76795973 | xx | xx | Payment History String | 444444444444444442112000 | _99999999987654322112100 | Payment History String 44444444444444442112000 | Initial | ||
76795973 | xx | xx | Payment History String Reversed | 000211244444444444444444 | 00121122365678999999999_ | Payment History String reversed is "00021124444444444444444". | Initial | ||
4351053 | xx | xx | Deferred Balance Amount | Not Applicable | xxx | Initial | |||
4351053 | xx | xx | Is REO Active? | Not Applicable | No | Initial | |||
4351053 | xx | xx | Last Payment Received Date | 3/2/2021 | 11/1/2020 | 121 (Days) | Initial | ||
4351053 | xx | xx | Payment History String | 444443214000000010000000 | _87654432100000001000000 | Initial | |||
4351053 | xx | xx | Payment History String Reversed | 000000010000000412344444 | 00000010000000123447678_ | Initial | |||
51479182 | xx | xx | ARM Index Margin Percent | 3.540% | 2.250% | 1.290% | 1.29000% | As per the tape data, stated ARM Index margin percent is 2.250% however is 3.540%. | Initial |
51479182 | xx | xx | ARM Lifetime Cap Rate | 10.950% | 10.125% | 0.825% | 0.82500% | As per the tape data, stated ARM life cap rate is 10.125% however is 10.950%. | Initial |
51479182 | xx | xx | ARM Lifetime Floor Percent | 8.500% | 3.540% | 4.960% | 4.96000% | As per the tape data, stated ARM lifetime florr percent is 3.540% however is 8.500%. | Initial |
51479182 | xx | xx | Deferred Balance Amount | Not Applicable | xxx | As per the tape data, stated deferred balance amount is $xxx however is not applicable. | Initial | ||
51479182 | xx | xx | Did a Modification Change Note Terms? | No | Yes | As per the tape data, stated did a modification change note terms is yes however is NO. | Initial | ||
51479182 | xx | xx | Next Rate Change Date | 5/1/2022 | 4/1/2021 | 395 (Days) | As per the tape data, stated next rate change date is xx/xx/2021 however is xx/xx/2022. | Initial | |
51479182 | xx | xx | Original Stated Rate | 8.50000% | 5.12500% | 3.37500% | 3.37500% | As per the tape data, stated original stated rate is 5.1250% however is 8.500%. | Initial |
51479182 | xx | xx | Payment History String | 444444321000110000000000 | _99876543210010001000000 | As per the tape data, stated payment history string is 998765432100100010000000 however is 4444444432100010000000000000. | Initial | ||
51479182 | xx | xx | Payment History String Reversed | 000000000011000123444444 | 00000010001001234569899_ | As per the tape data, stated payment history string reversed is 00000010001001234569899 however is 00000000000011001234444444. | Initial | ||
51479182 | xx | xx | Rate Adjustment Subsequent Cap Percent | 1.000% | 200.000% | -199.000% | -199.00000% | As per the tape data, stated rate adjustment subsequent cap percent is 200.00% however is 1.00%. | Initial |
51479182 | xx | xx | Subsequent Rate Adjustment Months | 1 | 12 | -11 | -91.66666% | As per the tape data, stated subsequent rate adjustment months is 12 however is 1. | Initial |
33704627 | xx | xx | Deferred Balance Amount | xxx | xxx | $-2867.12 | -8.09083% | updated as per review. | Initial |
33704627 | xx | xx | Is REO Active? | Not Applicable | No | updated as per review. | Initial | ||
33704627 | xx | xx | Last Payment Received Date | 8/2/2021 | 10/1/2020 | 305 (Days) | updated as per review. | Initial | |
33704627 | xx | xx | Loan Original Maturity Term Months | 360 | 557 | -197 | -35.36804% | updated as per review. | Initial |
33704627 | xx | xx | Payment History String | 444444444123411111111011 | _98765432143211111111101 | updated as per review. | Initial | ||
33704627 | xx | xx | Payment History String Reversed | 110111111114321444444444 | 10111111121234123458789_ | updated as per review. | Initial | ||
74217386 | xx | xx | Interest Only Period? | Yes | No | Interest only period is yes. | Initial | ||
74217386 | xx | xx | Last Payment Received Date | 8/16/2021 | 12/1/2020 | 258 (Days) | Last payment received date is xx/xx/2021. | Initial | |
74217386 | xx | xx | Loan Original Maturity Term Months | 360 | 589 | -229 | -38.87945% | Loan original maturity term months are 360. | Initial |
74217386 | xx | xx | Payment History String | 443214444440000000000000 | _78987654321000000000004 | Payment history string is 0000000000000044444412344. | Initial | ||
74217386 | xx | xx | Payment History String Reversed | 000000000000044444412344 | 40000000000012345678987_ | Payment history string reversed is 0000000000000044444412344. | Initial | ||
92074143 | xx | xx | Bankruptcy (Post-Loan Origination)? | Yes | No | Yes. | Initial | ||
92074143 | xx | xx | Is REO Active? | Not Applicable | No | Not Applicable. | Initial | ||
92074143 | xx | xx | Last Payment Received Date | 1/25/2021 | 6/1/2020 | 238 (Days) | As per the tape data, last payment received date is "xx/xx/2020"; however, the payment history review shows "xx/xx/2021". | Initial | |
92074143 | xx | xx | Loan Original Maturity Term Months | 360 | 545 | -185 | -33.94495% | As per the tape data, loan original maturity term months is "545"; however, the Note review shows "360". | Initial |
92074143 | xx | xx | Mod Step 1 Date | 2/1/2020 | 2/1/2025 | -1827 (Days) | As per the tape data, Mod Step 1 date is "xx/xx/2025"; however, the loan review shows "xx/xx/2020". | Initial | |
92074143 | xx | xx | Mod Step 1 Rate | 2.500% | 3.500% | -1.000% | -1.00000% | As per the tape data, Mod Step 2 rate is "3.50%"; however, the loan review shows "2.50%". | Initial |
92074143 | xx | xx | Mod Step 2 Date | 2/1/2025 | 2/1/2026 | -365 (Days) | As per the tape data, Mod Step 2 date is "xx/xx/2026"; however, the loan review shows "xx/xx/2025". | Initial | |
92074143 | xx | xx | Mod Step 2 Rate | 3.500% | 4.250% | -0.750% | -0.75000% | As per the tape data, Mod Step 2 rate is "4.250%"; however, the loan review shows "3.50%". | Initial |
92074143 | xx | xx | Payment History String | mmmm44mmmmm4421104442221 | _99999877654322111002222 | As per the tape data, payment history string is "99999987765432211102222"; however, the payment history review shows "4444444444241104444444442". | Initial | ||
92074143 | xx | xx | Payment History String Reversed | 1222444011244mmmmm44mmmm | 22220011132345677899999_ | As per the tape data, payment history string reversed is "222200111323456778999999"; however, the payment history review shows "244444444440114244444444444". | Initial | ||
43528351 | xx | xx | Bankruptcy (Post-Loan Origination)? | Yes | No | BK was filed. | Initial | ||
43528351 | xx | xx | Deferred Balance Amount | Unavailable | xxx | Mod is missing. | Initial | ||
43528351 | xx | xx | Is REO Active? | Not Applicable | No | NA. | Initial | ||
43528351 | xx | xx | Last Payment Received Date | 6/1/2021 | 7/1/2020 | 335 (Days) | Initial | ||
43528351 | xx | xx | Loan Amortization Type | Unavailable | Fixed | Laon Amortization Tyep is UN. | Initial | ||
43528351 | xx | xx | Payment History String | 000000000000000000000000 | _99999876876654543210212 | PH stirng reversed is 00000000000000000000. | Initial | ||
43528351 | xx | xx | Payment History String Reversed | 000000000000000000000000 | 21201234565667867899999_ | PH stirng reversed is 00000000000000000000. | Initial | ||
43528351 | xx | xx | Stated Maturity Date | Unavailable | xxx | Stated Maturity date is UN. | Initial | ||
61656663 | xx | xx | Deferred Balance Amount | Not Applicable | xxx | No deferred balance has been found per mod doc 2014. | Initial | ||
61656663 | xx | xx | Interest Only Period? | Yes | No | The note has 60 months interest only period. | Initial | ||
61656663 | xx | xx | Is REO Active? | Not Applicable | No | NA. | Initial | ||
61656663 | xx | xx | Last Payment Received Date | 6/28/2021 | 9/1/2020 | 300 (Days) | As per the latest PH, the last payment was received on xx/xx/2021. | Initial | |
61656663 | xx | xx | Loan Original Maturity Term Months | 360 | 423 | -63 | -14.89361% | The original maturity term monthsare 360. | Initial |
61656663 | xx | xx | Mod Step 1 Date | 11/1/2014 | 11/1/2020 | -2192 (Days) | The mod step 1 date is xx/xx/2014. | Initial | |
61656663 | xx | xx | Mod Step 1 Rate | 2.000% | 4.000% | -2.000% | -2.00000% | The mod step 1 rate is 2.00%. | Initial |
61656663 | xx | xx | Mod Step 2 Date | 11/1/2019 | 11/1/2021 | -731 (Days) | The mod step 2 date is xx/xx/2019. | Initial | |
61656663 | xx | xx | Mod Step 2 Rate | 3.000% | 4.125% | -1.125% | -1.12500% | The mod step 2 rate is 3.00%. | Initial |
61656663 | xx | xx | Payment History String | 4444444321444MMMM1111111 | _99999876543321000111111 | The payment history string is 4444444321444MMMM1111111. | Initial | ||
61656663 | xx | xx | Payment History String Reversed | 1111111MMMM4441234444444 | 11111100032334567899999_ | The payment history string is 111111111111MMMM4412344444. | Initial | ||
20522395 | xx | xx | Bankruptcy (Post-Loan Origination)? | Yes | No | Yes | Initial | ||
20522395 | xx | xx | Deferred Balance Amount | Not Applicable | xxx | n/a | Initial | ||
20522395 | xx | xx | Is REO Active? | Not Applicable | No | n/a | Initial | ||
20522395 | xx | xx | Last Payment Received Date | 8/17/2021 | 5/1/2021 | 108 (Days) | xx/xx/2021 | Initial | |
20522395 | xx | xx | Mod Step 1 Date | 1/1/2019 | 1/1/2022 | -1096 (Days) | n/a | Initial | |
20522395 | xx | xx | Mod Step 1 Rate | 4.375% | 5.375% | -1.000% | -1.00000% | 4.375% | Initial |
20522395 | xx | xx | Mod Step 2 Date | 1/1/2022 | 1/1/2023 | -365 (Days) | xx/xx/2022 | Initial | |
20522395 | xx | xx | Mod Step 2 Rate | 5.375% | 6.375% | -1.000% | -1.00000% | 5.375% | Initial |
20522395 | xx | xx | Mod Step 3 Date | 1/1/2023 | 1/1/2024 | -365 (Days) | n/a | Initial | |
20522395 | xx | xx | Mod Step 3 Rate | 6.375% | 7.375% | -1.000% | -1.00000% | n/a | Initial |
20522395 | xx | xx | Mod Step 4 Date | 1/1/2024 | 1/1/2025 | -366 (Days) | n/a | Initial | |
20522395 | xx | xx | Mod Step 4 Rate | 7.375% | 7.500% | -0.125% | -0.12500% | 7.375% | Initial |
20522395 | xx | xx | Payment History String | 223334100000000000000000 | _23334321110000000000000 | Payment history string is 223341000000000000000000000 | Initial | ||
20522395 | xx | xx | Payment History String Reversed | 000000000000000001433322 | 00000000000001112343332_ | Payment history string reversed is 000000000000000000143322 | Initial | ||
47512764 | xx | xx | Currently in Foreclosure? | Yes | No | As per the comment dated xx/xx/2019, the file was referred to an attorney on xx/xx/2019. | Initial | ||
47512764 | xx | xx | Interest Only Period? | Yes | No | Interest only period is yes. | Initial | ||
47512764 | xx | xx | Last Payment Received Date | 8/4/2021 | 7/1/2019 | 765 (Days) | Last payment received date is xx/xx/2021. | Initial | |
47512764 | xx | xx | Loan Original Maturity Term Months | 360 | 584 | -224 | -38.35616% | Loan original maturity term months are 360 months. | Initial |
47512764 | xx | xx | Payment History String | 012344444444444444444444 | _99999999999999998765432 | Payment history string is 44444444444444444443210. | Initial | ||
47512764 | xx | xx | Payment History String Reversed | 444444444444444444443210 | 23456789999999999999999_ | Payment history string reversed is 44444444444444444443210. | Initial | ||
70790807 | xx | xx | Bankruptcy (Post-Loan Origination)? | Yes | No | According to the PACER, the borrower xx had filed for bankruptcy under Chapter-13 with the case# xx on xx/xx/2015. The bankruptcy case was dismissed on xx/xx/2015 and the case was terminated on xx/xx/2016. | Initial | ||
70790807 | xx | xx | Is REO Active? | Not Applicable | No | The foreclosure is not initiated. | Initial | ||
70790807 | xx | xx | Last Payment Received Date | 8/30/2021 | 1/1/2021 | 241 (Days) | As per Payment History the last payment was received on xx/xx/2021. | Initial | |
70790807 | xx | xx | Original Stated Rate | 7.50000% | 5.50000% | 2.00000% | 2.00000% | The Note reflects the original stated rate is 5.500% | Initial |
70790807 | xx | xx | Payment History String | 4444M333MMM3MMMMMM333M33 | _68878987655443210122222 | As per Payment History the Payment History String is 4444M333MMM3MMMMMMM333. | Initial | ||
70790807 | xx | xx | Payment History String Reversed | 33M333MMMMMM3MMM333M4444 | 22222101244455678988886_ | As per Payment History the Payment History String reversed is 33M333MMMMMM3MMM333M. | Initial | ||
17756522 | xx | xx | Deferred Balance Amount | Unavailable | xxx | Unavailable. | Initial | ||
17756522 | xx | xx | Is REO Active? | Not Applicable | No | Not Applicable. | Initial | ||
17756522 | xx | xx | Last Payment Received Date | 8/30/2021 | 11/1/2020 | 302 (Days) | xx/xx/2021. | Initial | |
17756522 | xx | xx | Loan Original Maturity Term Months | 360 | 363 | -3 | -0.82644% | 360. | Initial |
17756522 | xx | xx | Payment History String | 444444444444300000000000 | _88766665443320000000000 | Payment history string is 444444444444300000000000. | Initial | ||
17756522 | xx | xx | Payment History String Reversed | 000000000003444444444444 | 00000000032334456668788_ | Payment history string reversed is 000000000003444444444444. | Initial | ||
17756522 | xx | xx | Purpose of Transaction per HUD-1 | Refinance | Cash Out | Initial | |||
37400427 | xx | xx | Bankruptcy (Post-Loan Origination)? | Yes | No | BK is Yes. | Initial | ||
37400427 | xx | xx | Deferred Balance Amount | xxx | xxx | $-1838.89 | -19.99132% | Deferred balance is $xx. | Initial |
37400427 | xx | xx | Is REO Active? | Not Applicable | No | REO active is N/A. | Initial | ||
37400427 | xx | xx | Last Payment Received Date | 5/21/2021 | 2/6/2021 | 104 (Days) | Received date is xx/xx/2021. | Initial | |
37400427 | xx | xx | Payment History String | 443210333m00100001100120 | _43222210000000000000100 | PH string is 443210333M001000001100120. | Initial | ||
37400427 | xx | xx | Payment History String Reversed | 02100110000100m333012344 | 00100000000000001223234_ | PH string is 443210333M001000001100120. | Initial | ||
67515655 | xx | xx | Deferred Balance Amount | Not Applicable | xxx | As per deferral agreement. | Initial | ||
67515655 | xx | xx | Last Payment Received Date | 5/17/2021 | 8/1/2020 | 289 (Days) | As per payment history. | Initial | |
67515655 | xx | xx | Loan Original Maturity Term Months | 180 | 384 | -204 | -53.12500% | As per loan modification. | Initial |
67515655 | xx | xx | Payment History String | 444444444444443212311100 | _99999998766543232111100 | As per payment history. | Initial | ||
67515655 | xx | xx | Payment History String Reversed | 001113212344444444444444 | 00111123254566789999999_ | As per payment history. | Initial | ||
18675234 | xx | xx | Is REO Active? | Not Applicable | No | Not applicable. | Initial | ||
18675234 | xx | xx | Last Payment Received Date | 8/13/2021 | 6/1/2020 | 438 (Days) | Last payment received date is xx/xx/2021. | Initial | |
18675234 | xx | xx | Loan Original Maturity Term Months | 360 | 688 | -328 | -47.67441% | Loan original maturity term months are 360. | Initial |
18675234 | xx | xx | Payment History String | 444444444321400000000000 | _99999999987776776543211 | Payment history string is 000000000000000000000000. | Initial | ||
18675234 | xx | xx | Payment History String Reversed | 000000000004123444444444 | 11234567777778999999999_ | Payment history string reversed is 000000000000000000000000. | Initial | ||
38299318 | xx | xx | Bankruptcy (Post-Loan Origination)? | Yes | No | Initial | |||
38299318 | xx | xx | Currently in Foreclosure? | Yes | No | Currently in foreclosure? is "Yes". | Initial | ||
38299318 | xx | xx | Deferred Balance Amount | Unavailable | xxx | Initial | |||
38299318 | xx | xx | Last Payment Received Date | 7/1/2021 | 10/1/2020 | 273 (Days) | Initial | ||
38299318 | xx | xx | Loan Amortization Type | Unavailable | Fixed | Initial | |||
38299318 | xx | xx | Payment History String | 444444321440000000000000 | _99987654321000000000000 | Initial | |||
38299318 | xx | xx | Payment History String Reversed | 000000000000044123444444 | 00000000000012345679999_ | Initial | |||
38299318 | xx | xx | Stated Maturity Date | Unavailable | xxx | Stated maturity date is "Unavailable". | Initial | ||
86609327 | xx | xx | Bankruptcy (Post-Loan Origination)? | Yes | No | According to the PACER, the borrower xx had filed for bankruptcy under Chapter-13 with the case# xx on xx/xx/2013.The bankruptcy was dismissed on | Initial | ||
86609327 | xx | xx | Is REO Active? | Not Applicable | No | The foreclosure was not initiated. | Initial | ||
86609327 | xx | xx | Last Payment Received Date | 8/6/2021 | 3/1/2021 | 158 (Days) | As per Payment History the last payment was received on xx/xx/2021. | Initial | |
86609327 | xx | xx | Loan Original Maturity Term Months | 360 | 573 | -213 | -37.17277% | Loan original maturity term months is 360. | Initial |
86609327 | xx | xx | Payment History String | 32104M444442323333344320 | _45566543232215444332210 | As per Payment History the Payment History String is 32104m444442323333344320. | Initial | ||
86609327 | xx | xx | Payment History String Reversed | 023443333323244444M40123 | 01223344421223234565554_ | As per Payment History the Payment History String reversed is 023443333323244444M40123. | Initial | ||
86609327 | xx | xx | Purpose of Refinance Per Application | Debt consolidation | Cash Out - Other | Initial | |||
84047857 | xx | xx | Bankruptcy (Post-Loan Origination)? | Yes | No | According to the PACER, the borrower had filed the bankruptcy under chapter 13 on xx/xx/2012 with the case #xx. | Initial | ||
84047857 | xx | xx | Deferred Balance Amount | Not Applicable | xxx | Deferred balance amount is unavailable. | Initial | ||
84047857 | xx | xx | Interest Only Period? | Yes | No | Yes. | Initial | ||
84047857 | xx | xx | Is REO Active? | Not Applicable | No | N/A. | Initial | ||
84047857 | xx | xx | Last Payment Received Date | 8/3/2021 | 6/1/2020 | 428 (Days) | Last payment received date is xx/xx/2021. | Initial | |
84047857 | xx | xx | Loan Original Maturity Term Months | 360 | 616 | -256 | -41.55844% | Loan original maturity term months are 360. | Initial |
84047857 | xx | xx | Payment History String | 444444444432144440000000 | _99999876543210000000000 | Payment hisotry string is 44444444443214440000000. | Initial | ||
84047857 | xx | xx | Payment History String Reversed | 000000044441234444444444 | 00000000021234567899999_ | Initial | |||
4475843 | xx | xx | Current Foreclosure Status | Complaint Filed | Referred to Attorney | Initial | |||
4475843 | xx | xx | Last Payment Received Date | 4/1/2020 | 2/1/2020 | 60 (Days) | Last payment received date is xx/xx/2020. | Initial | |
4475843 | xx | xx | Loan Original Maturity Term Months | 360 | 202 | 158 | 78.21782% | Loan original maturity term months are 360. | Initial |
4475843 | xx | xx | Payment History String | 444444444444443212000001 | _99999999987654322100000 | Payment history string is 100000212344444444444444. | Initial | ||
4475843 | xx | xx | Payment History String Reversed | 100000212344444444444444 | 00000122365678999999999_ | Payment history string reversed is 100000212344444444444444. | Initial | ||
62447628 | xx | xx | Loan Original Maturity Term Months | 360 | 461 | -101 | -21.90889% | Loan original Maturity term Months is "360". | Initial |
62447628 | xx | xx | Mod Step 1 Date | 8/1/2020 | 8/1/2023 | -1095 (Days) | Initial | ||
62447628 | xx | xx | Mod Step 1 Rate | 2.500% | 3.500% | -1.000% | -1.00000% | Initial | |
62447628 | xx | xx | Mod Step 2 Date | 8/1/2023 | 8/1/2024 | -366 (Days) | Initial | ||
62447628 | xx | xx | Mod Step 2 Rate | 3.500% | 4.500% | -1.000% | -1.00000% | Initial | |
62447628 | xx | xx | Mod Step 3 Date | 8/1/2024 | 8/1/2025 | -365 (Days) | Initial | ||
62447628 | xx | xx | Mod Step 3 Rate | 4.500% | 5.500% | -1.000% | -1.00000% | Initial | |
62447628 | xx | xx | Mod Step 4 Date | 8/1/2025 | 8/1/2026 | -365 (Days) | Initial | ||
62447628 | xx | xx | Mod Step 4 Rate | 5.500% | 6.500% | -1.000% | -1.00000% | Initial | |
62447628 | xx | xx | Mod Step 5 Date | 8/1/2026 | 8/1/2027 | -365 (Days) | Initial | ||
62447628 | xx | xx | Mod Step 5 Rate | 6.500% | 7.500% | -1.000% | -1.00000% | Initial | |
62447628 | xx | xx | Payment History String | MMMMMMMMMMM00M00M0MMM000 | _99998765432144333221001 | Payment history string reversed is "MMMMMMMMMMM00M00M0MMM00". | Initial | ||
62447628 | xx | xx | Payment History String Reversed | 000MMM0M00M00MMMMMMMMMMM | 10012233314123456789999_ | Payment history string reversed is "00MMM0M00M00MMMMMMMMMMM" | Initial | ||
92348201 | xx | xx | Deferred Balance Amount | Not Applicable | xxx | There is no deferred balance noted. | Initial | ||
92348201 | xx | xx | Is REO Active? | Not Applicable | No | NA | Initial | ||
92348201 | xx | xx | Last Payment Received Date | 8/12/2021 | 1/5/2021 | 219 (Days) | Last payment received date is xx/xx/2021. | Initial | |
92348201 | xx | xx | Loan Original Maturity Term Months | 360 | 522 | -162 | -31.03448% | Loan original maturity term is 360 months. | Initial |
92348201 | xx | xx | Mod Step 1 Date | 8/1/2023 | 8/5/2023 | -4 (Days) | Mod step 1 date is xx/xx/2023. | Initial | |
92348201 | xx | xx | Mod Step 2 Date | 8/1/2024 | 8/5/2024 | -4 (Days) | Mod step 2 date is xx/xx/2024. | Initial | |
92348201 | xx | xx | Mod Step 3 Date | 8/1/2025 | 8/5/2025 | -4 (Days) | Mod step 3 date is xx/xx/2025. | Initial | |
92348201 | xx | xx | Payment History String | 012344444444200000000000 | _55444433211000000000000 | Payment history string reversed is 012344444444200000000000. | Initial | ||
92348201 | xx | xx | Payment History String Reversed | 000000000002444444443210 | 00000000000011233445455_ | Payment history string reversed is 0000000000002444444444443210. | Initial | ||
92348201 | xx | xx | Stated Maturity Date | xxx | xxx | -4 (Days) | Stated maturity date is xx/xx/2051. | Initial | |
68204445 | xx | xx | Deferred Balance Amount | Not Applicable | xxx | No deferred balance. | Initial | ||
68204445 | xx | xx | Is REO Active? | Not Applicable | No | N/A. | Initial | ||
68204445 | xx | xx | Last Payment Received Date | 3/31/2021 | 3/1/2021 | 30 (Days) | Last payment received date is xx/xx/2021. | Initial | |
68204445 | xx | xx | Loan Amortization Type | Step | Fixed | Loan amortized type is Fixed. | Initial | ||
68204445 | xx | xx | Loan Original Maturity Term Months | 360 | 508 | -148 | -29.13385% | Loan original maturity term months are 360. | Initial |
68204445 | xx | xx | Payment History String | 443210001231000000000001 | _43210003211000000000000 | 443210001231000000000001. | Initial | ||
68204445 | xx | xx | Payment History String Reversed | 100000000000132100012344 | 00000000000011230003234_ | 443210001231000000000001. | Initial | ||
68955379 | xx | xx | Currently in Foreclosure? | Yes | No | Initial | |||
68955379 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N.A | Initial | ||
68955379 | xx | xx | Payment History String | 000000000000000000 | 000000000100 | Initial | |||
68955379 | xx | xx | Payment History String Reversed | 000000000000000000 | 001000000000 | Initial | |||
68955379 | xx | xx | Post-Close DTI per 1003 | 28.470% | 45.552% | -17.082% | -17.08200% | Initial | |
68955379 | xx | xx | Purpose of Refinance Per Application | Cash Out - Other | Debt consolidation | As per Tape data ,Purpose of Refinance is Debt Consolidation However, Final Application documents Cash Out-Other. | Initial | ||
68955379 | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Refinance | Initial | |||
68955379 | xx | xx | Stated Remaining Term | 164 | 162 | 2 | 1.23456% | As per Tape data ,Stated Remaining term of loan is 162 months.However it reflects 164 months. | Initial |
68955379 | xx | xx | Subject Property Type | 4 Family | PUD | As per Tape data ,Subject Property Type is PUD .However Appraisal documents reflects as 4 Family . | Initial | ||
57156849 | xx | xx | B1 Self-Employed? | Not Applicable | No | N/A | Initial | ||
57156849 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Not applicable | Initial | ||
57156849 | xx | xx | Mortgage Type | FHA | Conventional | Mortgage type is FHA | Initial | ||
57156849 | xx | xx | Payment History String | 00000000 | 00000000XXXX | 00000000. | Initial | ||
57156849 | xx | xx | Payment History String Reversed | 00000000 | XXXX00000000 | 00000000. | Initial | ||
57156849 | xx | xx | Stated Remaining Term | 354 | 352 | 2 | 0.56818% | Stated remaining term is 354 | Initial |
75387835 | xx | xx | B1 Self-Employed? | Not Applicable | No | Initial | |||
75387835 | xx | xx | Current Occupancy | Owner (or Former): Primary Home | Rented out by Investor (Post-FC) | NA | Initial | ||
75387835 | xx | xx | Currently in Foreclosure? | Yes | No | NA | Initial | ||
75387835 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
75387835 | xx | xx | Income B1 U/W | $5395.67 | $7481.90 | $-2086.23 | -27.88369% | Updated as per 1008. | Initial |
75387835 | xx | xx | Post-Close DTI per 1003 | 49.994% | 66.678% | -16.684% | -16.68400% | Updated as per 1003. | Initial |
75387835 | xx | xx | Purpose of Refinance Per Application | Lower rate or term | Change in Rate/Term | Updated as per 1003. | Initial | ||
75387835 | xx | xx | Stated Remaining Term | 350 | 348 | 2 | 0.57471% | Updated as per Note. | Initial |
72852153 | xx | xx | Payment History String | 000000000000000 | 000000000000 | Initial | |||
72852153 | xx | xx | Payment History String Reversed | 000000000000000 | 000000000000 | Initial | |||
72852153 | xx | xx | Stated Remaining Term | 346 | 345 | 1 | 0.28985% | Stated remaining term reflects 346. | Initial |
35047472 | xx | xx | Current Occupancy | Owner (or Former): Primary Home | Rented out by Investor (Post-FC) | Initial | |||
35047472 | xx | xx | Payment History String | 000000000000000 | 000000000000 | Initial | |||
35047472 | xx | xx | Payment History String Reversed | 000000000000000 | 000000000000 | Initial | |||
35047472 | xx | xx | Post-Close DTI per 1003 | 27.827% | 44.617% | -16.790% | -16.79000% | Initial | |
35047472 | xx | xx | Stated Remaining Term | 347 | 346 | 1 | 0.28901% | As per Tape data ,Stated Remaining term of loan is 346 months.However it reflects 347 months. | Initial |
61483679 | xx | xx | B1 Self-Employed? | Not Applicable | Yes | NA. | Initial | ||
61483679 | xx | xx | Currently in Foreclosure? | Yes | No | As per the seller's tape data, the foreclosure was initiated. No foreclosure referral and complaint date have been found. However, as per the seller's tape data, the Projected foreclosure date is xx/xx/2022. No further details have been found. | Initial | ||
61483679 | xx | xx | Payment History String | 00000000000 | 0000000000XX | The PH string is 000000000. | Initial | ||
61483679 | xx | xx | Payment History String Reversed | 00000000000 | XX0000000000 | The PH string reversed is 000000000. | Initial | ||
61483679 | xx | xx | Stated Remaining Term | 350 | 349 | 1 | 0.28653% | Stated remaining term is 350 | Initial |
63583384 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
63583384 | xx | xx | Payment History String | 000000000000000 | 000000000000 | Initial | |||
63583384 | xx | xx | Payment History String Reversed | 000000000000000 | 000000000000 | Initial | |||
63583384 | xx | xx | Stated Remaining Term | 346 | 345 | 1 | 0.28985% | NA | Initial |
63583384 | xx | xx | Subject Property Type | Single Family | PUD | Initial | |||
77929822 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | MI is Required. | Initial | ||
77929822 | xx | xx | Mortgage Type | FHA | Conventional | The Final 1003 reflects Mortgage type as FHA . | Initial | ||
77929822 | xx | xx | Payment History String | 00000000000 | 00000000000X | Payment history string is 00000000000. | Initial | ||
77929822 | xx | xx | Payment History String Reversed | 00000000000 | X00000000000 | Initial | |||
77929822 | xx | xx | Stated Remaining Term | 350 | 349 | 1 | 0.28653% | The Note Document reflects the Loan Original Maturity Term Months as 350. | Initial |
80359353 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N.A | Initial | ||
80359353 | xx | xx | Payment History String | 00000000000000000 | 000000000000 | updated a sper review. | Initial | ||
80359353 | xx | xx | Payment History String Reversed | 00000000000000000 | 000000000000 | updated a sper review. | Initial | ||
80359353 | xx | xx | Post-Close DTI per 1003 | 36.965% | 46.951% | -9.986% | -9.98600% | updated a sper review. | Initial |
80359353 | xx | xx | Stated Remaining Term | 345 | 344 | 1 | 0.29069% | Note reflects stated remaining term as 345. | Initial |
91788782 | xx | xx | B1 Self-Employed? | Not Applicable | No | Initial | |||
91788782 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
91788782 | xx | xx | Payment History String | 0000 | 0000XXXXXXXX | NA | Initial | ||
91788782 | xx | xx | Payment History String Reversed | 0000 | XXXXXXX00000 | NA | Initial | ||
91788782 | xx | xx | Stated Remaining Term | 357 | 356 | 1 | 0.28089% | Updated as per the Note | Initial |
78492993 | xx | xx | Income B1 U/W | $1678.00 | $4167.29 | $-2489.29 | -59.73402% | Final 1003 application reflects borrowers income as $1,678.00 | Initial |
78492993 | xx | xx | Payment History String | 0000000000000000000000 | 000000000000 | 0000000000000000000000. | Initial | ||
78492993 | xx | xx | Payment History String Reversed | 0000000000000000000000 | 000000000000 | 0000000000000000000000. | Initial | ||
78492993 | xx | xx | Stated Remaining Term | 339 | 338 | 1 | 0.29585% | NA | Initial |
65020883 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N.A. | Initial | ||
65020883 | xx | xx | Payment History String | 0000000000 | 0000000000XX | Initial | |||
65020883 | xx | xx | Payment History String Reversed | 0000000000 | XX0000000000 | Initial | |||
65020883 | xx | xx | Stated Remaining Term | 351 | 350 | 1 | 0.28571% | As per Tape data, Stated Remaining Term reflect 350 months. However, Audit Value reflect 351. | Initial |
65020883 | xx | xx | Total Balance of Junior Lien(s) | xxx | xxx | $97280.00 | 34.40860% | As per Tape data, Total Balance of Juniper Lien reflect #xx. However, Updated Title & Title Commitment documents reflect $xx. | Initial |
37242436 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
37242436 | xx | xx | Payment History String | 0000000000000000 | 000000000000 | NA | Initial | ||
37242436 | xx | xx | Payment History String Reversed | 0000000000000000 | 000000000000 | NA | Initial | ||
37242436 | xx | xx | Stated Remaining Term | 345 | 344 | 1 | 0.29069% | The Original note reflects stated remaining term as 345. | Initial |
28170162 | xx | xx | B1 Self-Employed? | No | Yes | B | Initial | ||
28170162 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Not applicable | Initial | ||
28170162 | xx | xx | Forbearance Plan Start Date | xxx | xxx | 365 (Days) | Not applicable | Initial | |
28170162 | xx | xx | Payment History String | 4444444444444444004 | 999999987654 | Not applicable | Initial | ||
28170162 | xx | xx | Payment History String Reversed | 4004444444444444444 | 456789999999 | Not applicable | Initial | ||
28170162 | xx | xx | Post-Close DTI per 1003 | 9.218% | 33.660% | -24.442% | -24.44200% | Post-close DTI is 64.258% | Initial |
28170162 | xx | xx | Stated Maturity Date | xxx | xxx | 10 (Days) | Stated maturity date is xx/xx/2050 | Initial | |
28170162 | xx | xx | Stated Remaining Term | 358 | 341 | 17 | 4.98533% | Stated remaining term is 358 | Initial |
13751840 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA. | Initial | ||
13751840 | xx | xx | Mortgage Type | FHA | Conventional | According to all documents available in the loan reflects the mortgage type as FHA. | Initial | ||
13751840 | xx | xx | Payment History String | 000000000 | 00000000XXXX | Initial | |||
13751840 | xx | xx | Payment History String Reversed | 000000000 | XXXX00000000 | Initial | |||
13751840 | xx | xx | Stated Remaining Term | 353 | 351 | 2 | 0.56980% | Original Note reflects stated remaining term as 353. | Initial |
65293332 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N.A | Initial | ||
65293332 | xx | xx | Income B1 U/W | $5272.80 | $7756.17 | $-2483.37 | -32.01799% | As per 1003 Application Income of B1 U/W as $5,272.80. | Initial |
65293332 | xx | xx | Payment History String | 000000000 | 000000000XXX | As peer the latest payment history, the string is 000000000. | Initial | ||
65293332 | xx | xx | Payment History String Reversed | 000000000 | XXX000000000 | As peer the latest payment history, the string reversed is 000000000. | Initial | ||
65293332 | xx | xx | Stated Remaining Term | 353 | 351 | 2 | 0.56980% | Note reflects stated remaining term as 353. | Initial |
25061232 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | MI is not required. | Initial | ||
25061232 | xx | xx | Income B1 U/W | $4450.72 | $8162.38 | $-3711.66 | -45.47276% | The Income documents submitted support Borrower's monthly qualifying base income as $4,450.72. | Initial |
25061232 | xx | xx | Number Of Units | Not Applicable | 1 | Initial | |||
25061232 | xx | xx | Payment History String | 0000 | 000XXXXXXXXX | Initial | |||
25061232 | xx | xx | Payment History String Reversed | 0000 | XXXXXXX0X000 | Initial | |||
25061232 | xx | xx | Post-Close DTI per 1003 | 30.200% | 25.422% | 4.778% | 4.77800% | Loan failed the qualified mortgage DTI threshold test as this loan has a qualified mortgage DTI of 30.200%, the Borrower income was $8,162.38 and total expenses are in the amount of $2,465.02 and the loan was underwritten by AUS/DU (xx ) and its recommendation is “Approve/Eligible” with a DTI of 30.200% | Initial |
25061232 | xx | xx | Stated Remaining Term | 358 | 357 | 1 | 0.28011% | The Note reflects the Stated Remaining Term as 358. | Initial |
25061232 | xx | xx | Subject Property Type | Not Applicable | PUD | Initial | |||
31660841 | xx | xx | B1 Self-Employed? | No | Yes | Borrower is not Self-Employed per the Final Application and submitted tax returns. | Initial | ||
31660841 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA. | Initial | ||
31660841 | xx | xx | Income B1 U/W | $12358.67 | $15561.67 | $-3203.00 | -20.58262% | The Income documents submitted support Borrowers monthly qualifying base income as $12,358.67. | Initial |
31660841 | xx | xx | Payment History String | 00000000000000000 | 000000000000 | Initial | |||
31660841 | xx | xx | Payment History String Reversed | 00000000000000000 | 000000000000 | Initial | |||
31660841 | xx | xx | Post-Close DTI per 1003 | 30.163% | 46.792% | -16.629% | -16.62900% | The borrowers and co-borrowers total income is $15,561.67 after Subject loan the Proposed amount $2,696.83 and Total Non-housing Payments is $1,997.00 hence, the Calculated DTI Ratio is 30.163%. | Initial |
31660841 | xx | xx | Stated Remaining Term | 344 | 343 | 1 | 0.29154% | The Note reflects Stated Remaining Term as 344. | Initial |
97782330 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
97782330 | xx | xx | Payment History String | 0000000000000000000 | 000000000000 | payment history string is 0000000000000000000. | Initial | ||
97782330 | xx | xx | Payment History String Reversed | 0000000000000000000 | 000000000000 | payment history string reversed is 0000000000000000000. | Initial | ||
97782330 | xx | xx | Purpose of Refinance Per Application | Change in Rate/Term | Limited Cash Out (GSE definition) | NA | Initial | ||
97782330 | xx | xx | Stated Remaining Term | 342 | 341 | 1 | 0.29325% | Updated as per the Note. | Initial |
80916362 | xx | xx | Currently in Foreclosure? | Yes | No | Initial | |||
80916362 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA. | Initial | ||
80916362 | xx | xx | Mortgage Type | FHA | Conventional | Original Note reflects Mortgage Type as FHA. | Initial | ||
80916362 | xx | xx | Payment History String | 443210 | 54321000XXXX | The payment history string is 443210. | Initial | ||
80916362 | xx | xx | Payment History String Reversed | 012344 | XXXX00032345 | The payment history string reversed is 012344. | Initial | ||
80916362 | xx | xx | Stated Remaining Term | 359 | 352 | 7 | 1.98863% | Original Note reflects Stated Remaining Term as 359. | Initial |
88064488 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Not applicable | Initial | ||
88064488 | xx | xx | Income B1 U/W | Not Applicable | $0.00 | Not applicable | Initial | ||
88064488 | xx | xx | Mortgage Type | FHA | Conventional | Mortgage Type is FHA | Initial | ||
88064488 | xx | xx | Payment History String | 0000000000000 | 000000000000 | 0000000000000. | Initial | ||
88064488 | xx | xx | Payment History String Reversed | 0000000000000 | 000000000000 | 0000000000000. | Initial | ||
88064488 | xx | xx | Post-Close DTI per 1003 | Unavailable | 41.509% | Not applicable | Initial | ||
88064488 | xx | xx | Stated Remaining Term | 348 | 347 | 1 | 0.28818% | Stated remaining term is 348 | Initial |
21238138 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
21238138 | xx | xx | Payment History String | 44444444432100000 | 998765432100 | NA | Initial | ||
21238138 | xx | xx | Payment History String Reversed | 00000123444444444 | 001234587899 | NA | Initial | ||
21238138 | xx | xx | Stated Remaining Term | 355 | 343 | 12 | 3.49854% | Updated as per the Note | Initial |
55391717 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
55391717 | xx | xx | Payment History String | 00000 | 00000XXXXXXX | NA | Initial | ||
55391717 | xx | xx | Payment History String Reversed | 00000 | XXXXXXX00000 | NA | Initial | ||
55391717 | xx | xx | Stated Remaining Term | 356 | 355 | 1 | 0.28169% | Note document reflects maturity date as xx/xx/2051. | Initial |
44060564 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
44060564 | xx | xx | Payment History String | 000000000000 | 00000000000X | The payment history string is 000000000000. | Initial | ||
44060564 | xx | xx | Payment History String Reversed | 000000000000 | X00000000000 | The payment history reversed string is 000000000000. | Initial | ||
44060564 | xx | xx | Post-Close DTI per 1003 | 18.551% | 37.991% | -19.440% | -19.44000% | Updated as per the 1003. | Initial |
44060564 | xx | xx | Stated Remaining Term | 349 | 348 | 1 | 0.28735% | Updated as per the Note. | Initial |
23991591 | xx | xx | Stated Remaining Term | 349 | 348 | 1 | 0.28735% | As per Tape data, Stated Remaining Term reflect 348 months. However, Audit Value reflect 349. | Initial |
98910252 | xx | xx | Payment History String | 010010110120100120 | 001021021010 | The payment history string is 021001021011010010. | Initial | ||
98910252 | xx | xx | Payment History String Reversed | 021001021011010010 | 010120110100 | The payment history string reversed is 021001021011010010. | Initial | ||
98910252 | xx | xx | Stated Remaining Term | 344 | 342 | 2 | 0.58479% | Updated as per Note | Initial |
22989018 | xx | xx | B1 Self-Employed? | Not Applicable | No | N/A. | Initial | ||
22989018 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
22989018 | xx | xx | Income B1 U/W | $25715.91 | $0.00 | $25715.91 | Data updated as per the 1008. | Initial | |
22989018 | xx | xx | Number Of Units | 4 | 1 | 3 | 300.00000% | Data updated as per the appraisal. | Initial |
22989018 | xx | xx | Payment History String | 4444444444432100 | 999998765432 | NA | Initial | ||
22989018 | xx | xx | Payment History String Reversed | 0012344444444444 | 234567899999 | NA | Initial | ||
22989018 | xx | xx | Stated Remaining Term | 358 | 343 | 15 | 4.37317% | Data updated as per the Note. | Initial |
22989018 | xx | xx | Subject Property Type | 4 Family | PUD | Data updated as per the appraisal. | Initial | ||
2054389 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
2054389 | xx | xx | Payment History String | 0000000000000 | 000000000000 | Initial | |||
2054389 | xx | xx | Payment History String Reversed | 0000000000000 | 000000000000 | Initial | |||
2054389 | xx | xx | Stated Remaining Term | 346 | 345 | 1 | 0.28985% | As per Tape data ,Stated Remaining term of loan is 345 months.However it reflects 346months. | Initial |
45902279 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | This loan is Streamline Refinance. | Initial | ||
45902279 | xx | xx | Income B1 U/W | Not Applicable | $0.00 | N.A | Initial | ||
45902279 | xx | xx | Mortgage Type | FHA | Conventional | As per Tape data ,Mortgage type is Conventional. However, Note reflects as FHA. | Initial | ||
45902279 | xx | xx | Payment History String | 444444444444444443210 | 999999999999 | As per the payment history, the string is 444444444444444443210 | Initial | ||
45902279 | xx | xx | Payment History String Reversed | 012344444444444444444 | 999999999999 | Initial | |||
45902279 | xx | xx | Post-Close DTI per 1003 | Not Applicable | 1.000% | N.A. | Initial | ||
45902279 | xx | xx | Purpose of Refinance Per Application | Change in Rate/Term | Limited Cash Out (GSE definition) | As per Tape data ,Purpose of Refinance is Limited Cash Out . However As per final Closing Disclosure Purpose of Refinance is Change in Rate/Term. | Initial | ||
45902279 | xx | xx | Stated Remaining Term | 360 | 338 | 22 | 6.50887% | As per tape data ,Stated Remaining term reflects 338 months. However, Note document reflects 360 months. | Initial |
45902279 | xx | xx | Trial Modification Agreement in file? | Yes | No | Initial | |||
20762787 | xx | xx | B1 Self-Employed? | Not Applicable | No | Initial | |||
20762787 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Not applicable. | Initial | ||
20762787 | xx | xx | Income B1 U/W | Not Applicable | $0.00 | Income B1 U/W is unavailble | Initial | ||
20762787 | xx | xx | Payment History String | 00000000 | 0000XXXXXXXX | As per the Payment history, the string is 00000000 | Initial | ||
20762787 | xx | xx | Payment History String Reversed | 00000000 | XXXXXXX00000 | As per the Payment history, the string reversed is 00000000 | Initial | ||
20762787 | xx | xx | Post-Close DTI per 1003 | Unavailable | 0.000% | Post-close DTI per 1003 is unavailable | Initial | ||
20762787 | xx | xx | Stated Remaining Term | 356 | 355 | 1 | 0.28169% | Stated Remaining term 356 | Initial |
10084712 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
10084712 | xx | xx | Income B1 U/W | $10552.12 | $0.00 | $10552.12 | As per Tape data, Borrower Income is $0.00. However Final Application reflects Borrower Income as $10,552.12. | Initial | |
10084712 | xx | xx | Payment History String | 00000M | 00000XXXXXXX | NA | Initial | ||
10084712 | xx | xx | Payment History String Reversed | M00000 | XXXXXXX00000 | NA | Initial | ||
10084712 | xx | xx | Stated Remaining Term | 355 | 354 | 1 | 0.28248% | As per Tape data, Stated Remaining term of loan is 354 months. However note document reflects 355 months. | Initial |
63558098 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N/A | Initial | ||
63558098 | xx | xx | Purpose of Refinance Per Application | Debt consolidation | Cash Out - Other | As per Tape data ,Purpose of Refinance is cash out - other. However Final Application documents reflects as Debt Consolidation. | Initial | ||
63558098 | xx | xx | Subject Property Type | PUD | 4 Family | As per Tape data ,Subject Property Type is 4 Family .However Appraisal documents reflects as PUD. | Initial | ||
40697692 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N/A. | Initial | ||
40697692 | xx | xx | Post-Close DTI per 1003 | 20.263% | 20.797% | -0.534% | -0.53400% | As per 1003 calculated DTI is 20.263%. | Initial |
40697692 | xx | xx | Post-Close Housing Ratio per 1003 | 19.758% | 20.293% | -0.535% | -0.53500% | As per 1003 calculated Housing ratio is 19.758%. | Initial |
40697692 | xx | xx | Purpose of Refinance Per Application | Lower rate or term | No Cash-Out | As per 1003 purpose of refinance is Lower rate or term. | Initial | ||
40697692 | xx | xx | Subject Property Type | Single Family | 4 Family | As per 1008 subject property type is single family. | Initial | ||
13899889 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N.A | Initial | ||
13899889 | xx | xx | Post-Close DTI per 1003 | 18.936% | 49.663% | -30.727% | -30.72700% | Total Original Present Property T&I for Debt Ratios: (Real Estate Taxes $0.00 + Hazard Insurance $0.00 + Flood Insurance $0.00 + MI $0.00 + HOA Dues $0.00 ) equals $0.00.Total Other Debts are $1207.00 and total monthly income Verified is $6374.00. Hence post Close DTI per 1003 is 18.936. | Initial |
13899889 | xx | xx | Subject Property Type | Low Rise Condo (1-4 Stories) | 4 Family | The Appraisal dated xx/xx/2020 reflects the subject property as a Condominium. Mortgage notarized on xx/xx/2020 contains a condominium rider. | Initial | ||
25929006 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N/A | Initial | ||
25929006 | xx | xx | Stated Remaining Term | 334 | 350 | -16 | -4.57142% | 334. | Initial |
56808848 | xx | xx | MI Coverage Amount | 25.000% | 36.440% | -11.440% | -11.44000% | Mortgage insurance certificates reflates coverage amount as 25%. | Initial |
56808848 | xx | xx | Post-Close Housing Ratio per 1003 | 9.011% | 0.000% | 9.011% | 9.01100% | As per Tape data Post Close Housing Ratio is 0.000 %.However Final Application calculate as 9.011%. | Initial |
56808848 | xx | xx | Stated Remaining Term | 348 | 349 | -1 | -0.28653% | As per Tape data Stated Remaining term of loan is 349 months.However it reflects 348 months. | Initial |
56808848 | xx | xx | Subject Property Type | Single Family | 4 Family | The Appraisal dated xx/xx/2020 reflects the subject property as a single family residence. Mortgage notarized on xx/xx/2020 contains no riders for property type. | Initial | ||
87292845 | xx | xx | Subject Property Type | Single Family | 4 Family | The Appraisal dated xx/xx/2021 reflects the subject property as a single family residence. Mortgage notarized on xx/xx/2021 contains no riders for property type. | Initial | ||
79574254 | xx | xx | Age of Loan | 1 | 11 | -10 | -90.90909% | NA | Initial |
79574254 | xx | xx | Post-Close Housing Ratio per 1003 | 15.181% | 21.318% | -6.137% | -6.13700% | As per Tape data ,Post Close Housing Ratio is 21.318 %.However, Final Application documents reflects as 15.181%. | Initial |
68450328 | xx | xx | Age of Loan | 1 | 2 | -1 | -50.00000% | NA | Initial |
68450328 | xx | xx | Loan Documentation Type | Unavailable | Full Documentation | Initial | |||
68450328 | xx | xx | Post-Close Housing Ratio per 1003 | 15.266% | 19.045% | -3.779% | -3.77900% | Total subject property PITIA (P&I $ 1,000.59 + Real Estate Taxes $ 675.93 + Hazard Insurance $583.86 + Flood Insurance $0.00 + MI $0.00 + HOA Dues $62.50) equals $1322.29. Total verified monthly income equals $15,216.00. Housing Ratio equals 15.266%. | Initial |
60407626 | xx | xx | Escrow Account Indicator | Yes | No | Escrow account indicator is Yes. | Initial | ||
60407626 | xx | xx | Post-Close Housing Ratio per 1003 | 17.637% | 41.496% | -23.859% | -23.85900% | Initial | |
84883296 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N.A | Initial | ||
84883296 | xx | xx | Escrow Account Indicator | No | Yes | Final CD reflects Escrow account indicator as No. | Initial | ||
8964079 | xx | xx | Age of Loan | 1 | 0 | 1 | Initial | ||
8964079 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | MI is required. | Initial | ||
8964079 | xx | xx | Escrow Account Indicator | Yes | No | The Final CD reflect Escrow Account Indicator as Yes. | Initial | ||
8964079 | xx | xx | Post-Close DTI per 1003 | 51.944% | 51.871% | 0.073% | 0.07300% | Borrower income was $6,159.57 and total expenses are in the amount of $3,199.50 Hence calculated DTI as per 1008 is 51.944%. | Initial |
8964079 | xx | xx | Purpose of Refinance Per Application | Cash Out - Other | Debt consolidation | Final Application and Final DU reflect Cash Out. | Initial | ||
8964079 | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Refinance | The Final CD reflect Purpose of Transaction as Cash-Out. | Initial | ||
45531818 | xx | xx | Age of Loan | 8 | 11 | -3 | -27.27272% | NA. | Initial |
45531818 | xx | xx | Post-Close DTI per 1003 | 53.273% | 54.000% | -0.727% | -0.72700% | The borrowers income is $5,083.14 after Subject loan the Proposed amount $2,000.94 and Total Non-housing Payments is $707.00 hence, the Calculated DTI Ratio is 53.273%. | Initial |
45531818 | xx | xx | Post-Close Housing Ratio per 1003 | 39.364% | 54.000% | -14.636% | -14.63600% | Total subject property PITIA (P&I $1,039.56 + Hazard Insurance $243.84 + Property Taxes $717.54 equals $2,000.94 verified monthly income equals $5,083.14 Housing Ratio equals 39.364%. | Initial |
45531818 | xx | xx | Purpose of Refinance Per Application | Change in Rate/Term | No Cash-Out | Initial | |||
75726050 | xx | xx | Post-Close Housing Ratio per 1003 | 23.489% | 40.450% | -16.961% | -16.96100% | The borrower's monthly income is $3.184.13 after Subject loan the Proposed amount $747.93 and Total Non-housing Payments is $540.00. Hence, the Calculated DTI Ratio is 40.448%. | Initial |
75726050 | xx | xx | Trial Modification Agreement in file? | Yes | No | NA | Initial | ||
86890143 | xx | xx | Age of Loan | 16 | 18 | -2 | -11.11111% | N/A. | Initial |
93432580 | xx | xx | Age of Loan | 13 | 15 | -2 | -13.33333% | Initial | |
93432580 | xx | xx | Post-Close DTI per 1003 | 38.436% | 42.758% | -4.322% | -4.32200% | As per thh AUS DTI is 38.436%. | Initial |
93432580 | xx | xx | Purpose of Refinance Per Application | Change in Rate/Term | No Cash-Out | Initial | |||
59345561 | xx | xx | Age of Loan | 16 | 18 | -2 | -11.11111% | Age of loan is 16. | Initial |
59345561 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Initial | |||
59345561 | xx | xx | Stated Maturity Date | xxx | xxx | -28 (Days) | As per the note, the stated maturity is xx/xx/2050. | Initial | |
8106669 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
61903389 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
61903389 | xx | xx | Purpose of Transaction per HUD-1 | Refinance | Cash Out | Initial | |||
66944385 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA. | Initial | ||
66944385 | xx | xx | Post-Close DTI per 1003 | 34.675% | 17.163% | 17.512% | 17.51200% | The borrowers and co-borrowers total income is $3,667.00 after Subject loan the Proposed amount $880.79 and Total Non-housing Payments is $430.15 hence, the Calculated DTI Ratio is35.722%. | Initial |
66944385 | xx | xx | Post-Close Housing Ratio per 1003 | 24.012% | 11.540% | 12.472% | 12.47200% | Total subject property PITIA (P&I $520.86 + Hazard Insurance $101.27 + Property Taxes $258.66 equals $880.79 verified monthly income equals $3,667.00 Housing Ratio equals 24.0.19%. | Initial |
66944385 | xx | xx | Purpose of Refinance Per Application | Cash Out - Other | Change in Rate/Term | Purpose of refinance per application is Cash Out - other. | Initial | ||
66944385 | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Refinance | Purpose of Transaction per HUD-1 is Cash Out. | Initial | ||
80873769 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
97221702 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Initial | |||
97221702 | xx | xx | Post-Close Housing Ratio per 1003 | 30.954% | 30.769% | 0.185% | 0.18500% | Initial | |
97221702 | xx | xx | Purpose of Refinance Per Application | Cash Out - Other | Change in Rate/Term | Initial | |||
97221702 | xx | xx | Total Balance of Junior Lien(s) | Not Applicable | xxx | Initial | |||
56174333 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
56174333 | xx | xx | Purpose of Refinance Per Application | No Cash-Out | Change in Rate/Term | NA | Initial | ||
92605622 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | MI is not required. | Initial | ||
85580137 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N.A | Initial | ||
6639868 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
6639868 | xx | xx | Loan Documentation Type | Alternative | Full Documentation | Initial | |||
6639868 | xx | xx | Post-Close DTI per 1003 | 135.332% | 47.856% | 87.476% | 87.47600% | 135.332%. | Initial |
6639868 | xx | xx | Post-Close Housing Ratio per 1003 | 36.618% | 36.610% | 0.008% | 0.00800% | Total Original T&I for Debt Ratios: (Real Estate Taxes $817.31 + Hazard Insurance $75.92 + Flood Insurance $00 + MI $00 + HOA Dues $00 ) equals $3,258.99 and All Other Monthly payments are $1,006.45. The Borrowers Total Monthly income Verified as $8,913.00. Hence, Post-Close Housing Ratio per 1003 is 36.564%. | Initial |
6639868 | xx | xx | Purpose of Refinance Per Application | Lower rate or term | Change in Rate/Term | Final 1003 application reflects purpose of refinance as Cash Out Limited. | Initial | ||
37357539 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
37357539 | xx | xx | Purpose of Refinance Per Application | Limited Cash Out (GSE definition) | Change in Rate/Term | As per the Original application the purpose of refinance is cash out limited. | Initial | ||
37357539 | xx | xx | Subject Property Type | Commercial Prop | Low Rise Condo (1-4 Stories) | Initial | |||
94750033 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA. | Initial | ||
94750033 | xx | xx | Post-Close DTI per 1003 | 94.903% | 43.020% | 51.883% | 51.88300% | Initial | |
94750033 | xx | xx | Post-Close Housing Ratio per 1003 | 86.491% | 39.207% | 47.284% | 47.28400% | Initial | |
39579613 | xx | xx | Amortization Term Months (CE, S&P) | 360 | 150 | 210 | 140.00000% | As per the Note, the amortization term months are 360. | Initial |
39579613 | xx | xx | Currently in Foreclosure? | Yes | No | The foreclosure put on hold due to loss mitigation. No further details have been found. | Initial | ||
39579613 | xx | xx | Loan Original Maturity Term Months | 360 | 150 | 210 | 140.00000% | As per the Note, the loan original maturity term months are 360. | Initial |
39579613 | xx | xx | Mod Step 1 Date | Not Applicable | 3/1/2024 | NA | Initial | ||
39579613 | xx | xx | Mod Step 1 Rate | Not Applicable | 599.900% | NA | Initial | ||
39579613 | xx | xx | Mod Step 2 Date | Not Applicable | 3/1/2025 | NA | Initial | ||
39579613 | xx | xx | Mod Step 2 Rate | Not Applicable | 6.999% | NA | Initial | ||
39579613 | xx | xx | Mod Step 3 Date | Not Applicable | 3/1/2026 | NA | Initial | ||
39579613 | xx | xx | Mod Step 3 Rate | Not Applicable | 7.999% | NA | Initial | ||
39579613 | xx | xx | Mod Step 4 Date | Not Applicable | 3/1/2027 | NA | Initial | ||
39579613 | xx | xx | Mod Step 4 Rate | Not Applicable | 8.999% | NA | Initial | ||
39579613 | xx | xx | Mod Step 5 Date | Not Applicable | 3/1/2028 | NA | Initial | ||
39579613 | xx | xx | Mod Step 5 Rate | Not Applicable | 9.999% | NA | Initial | ||
39579613 | xx | xx | Mod Step Indicator | No | Yes | NA | Initial | ||
39579613 | xx | xx | Original Stated P&I | $674.38 | $674.00 | $0.38 | 0.05637% | As per note, original stated P&I is $674.00. However, the tape data reflects P&I is $674.38. | Initial |
39579613 | xx | xx | Stated Maturity Date | Unavailable | xxx | Initial | |||
525986 | xx | xx | Amortization Term Months (CE, S&P) | 240 | 356 | -116 | -32.58426% | The amortization term months are 356. | Initial |
525986 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | The lender does not reuire the MI. | Initial | ||
525986 | xx | xx | Is REO Active? | Not Applicable | No | The foreclosure is not initiated. | Initial | ||
525986 | xx | xx | Loan Documentation Type | Unavailable | Full Documentation | The application is missing from the loan file. | Initial | ||
525986 | xx | xx | Loan Original Maturity Term Months | 240 | 356 | -116 | -32.58426% | Loan original maturity term months is 240. | Initial |
525986 | xx | xx | Mod Step 1 Date | Not Applicable | 3/1/2024 | The mod does not contain any steps. | Initial | ||
525986 | xx | xx | Mod Step 1 Rate | Not Applicable | 599.900% | The mod does not contain any steps. | Initial | ||
525986 | xx | xx | Mod Step 2 Date | Not Applicable | 3/1/2025 | The mod does not contain any steps. | Initial | ||
525986 | xx | xx | Mod Step 2 Rate | Not Applicable | 6.999% | The mod does not contain any steps. | Initial | ||
525986 | xx | xx | Mod Step 3 Date | Not Applicable | 3/1/2026 | The mod does not contain any steps. | Initial | ||
525986 | xx | xx | Mod Step 3 Rate | Not Applicable | 7.999% | The mod does not contain any steps. | Initial | ||
525986 | xx | xx | Mod Step 4 Date | Not Applicable | 3/1/2027 | The mod does not contain any steps. | Initial | ||
525986 | xx | xx | Mod Step 4 Rate | Not Applicable | 8.999% | The mod does not contain any steps. | Initial | ||
525986 | xx | xx | Mod Step 5 Date | Not Applicable | 3/1/2028 | The mod does not contain any steps. | Initial | ||
525986 | xx | xx | Mod Step 5 Rate | Not Applicable | 9.999% | The mod does not contain any steps. | Initial | ||
525986 | xx | xx | Mod Step Indicator | No | Yes | The mod does not contain any steps. | Initial | ||
525986 | xx | xx | Original Stated P&I | $598.16 | $598.00 | $0.16 | 0.02675% | The Note reflects the original stated P&I is $598.16. | Initial |
525986 | xx | xx | Subject Property Type | Manufactured Housing | Modular Housing | Initial | |||
21517765 | xx | xx | Amortization Term Months (CE, S&P) | 360 | 361 | -1 | -0.27700% | Initial | |
21517765 | xx | xx | Currently in Foreclosure? | Yes | No | Initial | |||
21517765 | xx | xx | Deferred Balance Amount | Not Applicable | xxx | Initial | |||
21517765 | xx | xx | Loan Original Maturity Term Months | 360 | 361 | -1 | -0.27700% | Initial | |
21517765 | xx | xx | Original Stated P&I | $1242.54 | $0.00 | $1242.54 | Initial | ||
21517765 | xx | xx | Purpose of Refinance Per Application | Debt consolidation | Change in Rate/Term | Initial | |||
44155502 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N/A | Initial | ||
44155502 | xx | xx | Is REO Active? | Not Applicable | No | N/A | Initial | ||
44155502 | xx | xx | Mod Step Indicator | Not Applicable | No | Initial | |||
44155502 | xx | xx | Original Stated P&I | $776.47 | $776.00 | $0.47 | 0.06056% | $xxx. | Initial |
82104857 | xx | xx | Is REO Active? | Not Applicable | No | NA | Initial | ||
82104857 | xx | xx | Mod Step Indicator | Not Applicable | No | Initial | |||
82104857 | xx | xx | Original Stated P&I | $1069.62 | $1070.00 | $-0.38 | -0.03551% | As per the Note document Original P&I is $1069.62. | Initial |
92615998 | xx | xx | Deferred Balance Amount | Not Applicable | xxx | Initial | |||
92615998 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N.A | Initial | ||
92615998 | xx | xx | Is REO Active? | Not Applicable | No | Initial | |||
92615998 | xx | xx | Mod Step Indicator | Not Applicable | No | Initial | |||
92615998 | xx | xx | Original Stated P&I | $596.48 | $596.00 | $0.48 | 0.08053% | The Note reflects original stated P&I as $596.45. | Initial |
92615998 | xx | xx | Post-Close DTI per 1003 | 26.036% | 30.791% | -4.755% | -4.75500% | As per Final 1003 application post close DTI as 26.036% | Initial |
92615998 | xx | xx | Stated Maturity Date | xxx | xxx | -90 (Days) | The Note reflects the Maturity Date as xx/xx/2050. | Initial | |
59397920 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Initial | |||
59397920 | xx | xx | Is REO Active? | Not Applicable | No | Initial | |||
59397920 | xx | xx | Loan Documentation Type | Streamline Refinance | Full Documentation | As per Tape data ,Loan Documentation type is Full Documentation.. However, Final Application documents reflects as Streamline Refinance | Initial | ||
59397920 | xx | xx | Mod Step Indicator | Not Applicable | No | Initial | |||
59397920 | xx | xx | Original Stated P&I | $2503.71 | $2504.00 | $-0.29 | -0.01158% | As per Tape data ,Original Stated P&I is $2,504.00.However, Note documents reflects as $2,503.71 | Initial |
61924045 | xx | xx | Amortization Term Months (CE, S&P) | 360 | 423 | -63 | -14.89361% | Updated as per review. | Initial |
61924045 | xx | xx | Bankruptcy (Post-Loan Origination)? | Yes | No | Updated as per review. | Initial | ||
61924045 | xx | xx | Currently in Foreclosure? | Yes | No | Updated as per review. | Initial | ||
61924045 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Updated as per review. | Initial | ||
61924045 | xx | xx | Loan Original Maturity Term Months | 360 | 423 | -63 | -14.89361% | Updated as per review. | Initial |
61924045 | xx | xx | Original Stated P&I | $657.72 | $599.00 | $58.72 | 9.80300% | Updated as per review. | Initial |
61924045 | xx | xx | Original Stated Rate | 7.00000% | 0.00000% | 7.00000% | 7.00000% | Updated as per review. | Initial |
61924045 | xx | xx | Subject Property Type | PUD | Single Family | Updated as per review. | Initial | ||
61917265 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | MI is not required. | Initial | ||
61917265 | xx | xx | Post-Close DTI per 1003 | 36.544% | 36.829% | -0.285% | -0.28500% | Loan failed the qualified mortgage DTI threshold test as this loan has a qualified mortgage DTI of 36.544%, the Borrower income was $7,881.92 and total expenses are in the amount of $2,880.33and the loan was underwritten by AUS/DU (xx) and its recommendation is “Approve/Eligible” with a DTI of 36.544% | Initial |
61917265 | xx | xx | Post-Close Housing Ratio per 1003 | 21.416% | 21.701% | -0.285% | -0.28500% | Loan failed the qualified mortgage DTI threshold test as this loan has a qualified mortgage DTI of 21.416%, the Borrower income was $7,881.92 and total expenses are in the amount of $1,661.84 and the loan was underwritten by AUS/DU (xx) and its recommendation is “Approve/Eligible” with a DTI of 21.416% | Initial |
37034849 | xx | xx | Borrower 1 Base Income per U/W | $1402.80 | $4751.51 | $-3348.71 | -70.47675% | As per Final Application Borrower 1 base income as $1,402.80. | Initial |
37034849 | xx | xx | Escrow Account Indicator | Yes | No | The Final CD reflect Escrow Account Indicator as Yes. | Initial | ||
36224636 | xx | xx | Borrower 1 Base Income per U/W | $5691.56 | $6782.76 | $-1091.20 | -16.08784% | As per tape data Borrower's base income is $6782.76, However Final Application reflect Base income as $5165.75. | Initial |
36224636 | xx | xx | Escrow Account Indicator | Yes | No | As per tape data,Escrow account indicate "No".However Final CD reflects it "Yes". | Initial | ||
36224636 | xx | xx | Post-Close DTI per 1003 | 19.771% | 44.618% | -24.847% | -24.84700% | As per 1003 post-close DTI per 1003 is 19.771%. | Initial |
99139188 | xx | xx | Post-Close Housing Ratio per 1003 | 15.356% | 43.799% | -28.443% | -28.44300% | NA | Initial |
36144344 | xx | xx | Post-Close Housing Ratio per 1003 | 10.546% | 37.389% | -26.843% | -26.84300% | Final Application reflects Post-Close Housing Ratio per 1003 as 0.000%. | Initial |
99780625 | xx | xx | Does Lender G/L Require MI? | Not Applicable | Yes | N.A | Initial | ||
47411018 | xx | xx | Age of Loan | 12 | 13 | -1 | -7.69230% | The Note reflects the age of loan as 12. | Initial |
47411018 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N.A | Initial | ||
47411018 | xx | xx | Post-Close DTI per 1003 | 40.425% | 40.430% | -0.005% | -0.00500% | Borrower income was $3,250.00 and total expenses are in the amount of $1,313.82 Post-Close DTI is 40.425%. | Initial |
4621745 | xx | xx | Age of Loan | 11 | 12 | -1 | -8.33333% | Initial | |
4621745 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
4621745 | xx | xx | Post-Close DTI per 1003 | 55.392% | 55.390% | 0.002% | 0.00200% | Initial | |
48033900 | xx | xx | Age of Loan | 12 | 14 | -2 | -14.28571% | The Note reflects age of loan as 12. | Initial |
48033900 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N.A | Initial | ||
48033900 | xx | xx | Purpose of Refinance Per Application | Change in Rate/Term | No Cash-Out | As per Final CD purpose of refinance as Change in rate term | Initial | ||
91067191 | xx | xx | Age of Loan | 6 | 7 | -1 | -14.28571% | Initial | |
91067191 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
91067191 | xx | xx | Post-Close DTI per 1003 | 35.184% | 35.199% | -0.015% | -0.01500% | The Final Application reflects the Post-Close DTI per 1003 as 35.184%. | Initial |
2445044 | xx | xx | Age of Loan | 0 | 2 | -2 | -100.00000% | NA | Initial |
2445044 | xx | xx | Post-Close Housing Ratio per 1003 | 27.408% | 35.423% | -8.015% | -8.01500% | Total Original T&I for Debt Ratios: (Real Estate Taxes $615.03 + Hazard Insurance $345.84 + Flood Insurance $00 + MI $00 + HOA Dues $00 ) equals $2,478.56 and All Other Monthly payments are $724.75 The Borrowers Total Monthly income Verified as $9,043.12 Hence, Post-Close Housing Ratio per 1003 is 27.408%. | Initial |
75003789 | xx | xx | Age of Loan | 0 | 2 | -2 | -100.00000% | Initial | |
75003789 | xx | xx | Post-Close Housing Ratio per 1003 | 0.000% | 22.422% | -22.422% | -22.42200% | As per 1003 application calculated post close DTI is 0.00%. This is secondary occupancy loan. | Initial |
63279225 | xx | xx | Age of Loan | 0 | 1 | -1 | -100.00000% | As per tape data Age of Loan is 1. However, The audit value is 0. | Initial |
63279225 | xx | xx | Post-Close Housing Ratio per 1003 | 30.480% | 37.860% | -7.380% | -7.38000% | As per Final 1003 application Post-close housing ratio per 1003 is 30.480%. | Initial |
30698867 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
30698867 | xx | xx | Last Payment Received Date | 8/31/2021 | 7/31/2021 | 31 (Days) | It is xx/xx/2021. | Initial | |
10632746 | xx | xx | Original Stated P&I | $3488.79 | $3488.49 | $0.30 | 0.00859% | Original Stated P&I reflects $3,488.79. | Initial |
10632746 | xx | xx | Post-Close DTI per 1003 | 87.226% | 68.330% | 18.896% | 18.89600% | As per Final 1008 borrower Income is $5,860.92 and total expenses are $3,922.23. DTI is 87.226% | Initial |
10632746 | xx | xx | Post-Close Housing Ratio per 1003 | 84.922% | 0.000% | 84.922% | 84.92200% | As per Final 1008 borrower Income is $5,860.92 and total expenses are $3,922.23. front debt is 84.922% | Initial |
14924493 | xx | xx | Post-Close DTI per 1003 | 55.248% | 58.000% | -2.752% | -2.75200% | Total Original T&I for the debt ratio:( Real Estate Taxes $681.00+Hazard insurance $49.25+flood insurance $0.00+ MI $0.00+ HOA Dues $269.00) equals $1,918.16. and total of other debts is $568.00. Total monthly income verified is $4,500. Hence Post Close DTI per 1003 is 55.248%. | Initial |
13960636 | xx | xx | Age of Loan | 39 | 40 | -1 | -2.50000% | N/A | Initial |
13960636 | xx | xx | Purpose of Refinance Per Application | Cash Out - Other | Change in Rate/Term | NA | Initial | ||
13960636 | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Refinance | Initial | |||
13960636 | xx | xx | Stated Remaining Term | 321 | 320 | 1 | 0.31250% | Stated Remaining Term reflects 321. | Initial |
20917692 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N.A. | Initial | ||
20917692 | xx | xx | Last Payment Received Date | 9/1/2021 | 8/1/2021 | 31 (Days) | Initial | ||
98237837 | xx | xx | Post-Close DTI per 1003 | 46.468% | 46.470% | -0.002% | -0.00200% | The DTI per 1003 is 46.468%. | Initial |
98237837 | xx | xx | Post-Close Housing Ratio per 1003 | 24.701% | 24.700% | 0.001% | 0.00100% | The post close housing ratio per 1003 is 24.701%. | Initial |
90376253 | xx | xx | Post-Close DTI per 1003 | 49.497% | 49.500% | -0.003% | -0.00300% | Initial | |
90376253 | xx | xx | Post-Close Housing Ratio per 1003 | 17.351% | 17.350% | 0.001% | 0.00100% | Initial | |
72700018 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA. | Initial | ||
72700018 | xx | xx | Purpose of Refinance Per Application | No Cash-Out | Change in Rate/Term | Final Application reflects Purpose of refinance as No Cash-out. | Initial | ||
33317682 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Not applicable. | Initial | ||
33317682 | xx | xx | Last Payment Received Date | 10/14/2021 | 3/1/2020 | 592 (Days) | Initial | ||
33317682 | xx | xx | Payment History String | 4444444444443214444444 | 0012344444444444444444 | Initial | |||
33317682 | xx | xx | Payment History String Reversed | 4444444123444444444444 | 4444444444444444412100 | Initial | |||
33317682 | xx | xx | Post-Close DTI per 1003 | 53.666% | 59.334% | -5.668% | -5.66800% | Post Close DTI is 53.666%. | Initial |
12203812 | xx | xx | Does Lender G/L Require MI? | Yes | No | Initial | |||
12203812 | xx | xx | Last Payment Received Date | 8/26/2021 | 9/1/2021 | -6 (Days) | Initial | ||
12203812 | xx | xx | Loan Original Maturity Term Months | 360 | 480 | -120 | -25.00000% | As per Tape data, Loan Original MNaturity Term Months reflect 480. However, Note document reflect 360. | Initial |
12203812 | xx | xx | Payment History String | 0404444444444444 | 00123444444444440 | Initial | |||
12203812 | xx | xx | Payment History String Reversed | 4444444444444040 | 04444444444412100 | Initial | |||
12203812 | xx | xx | Purpose of Refinance Per Application | Change in Rate/Term | No Cash-Out | Purpose of Refinance per Application reflect Change in Rate / Term. | Initial | ||
81167216 | xx | xx | Age of Loan | 2 | 4 | -2 | -50.00000% | As per Tape data, Age of Loan reflect 4 months. However, Audit Value reflect 2. | Initial |
81167216 | xx | xx | Last Payment Received Date | 9/15/2021 | 8/16/2021 | 30 (Days) | Initial | ||
81167216 | xx | xx | Post-Close DTI per 1003 | 54.677% | 54.488% | 0.189% | 0.18900% | Total Original T&I for Debt Ratios: (Real Estate Taxes $XXX.XX + Hazard Insurance $XX.XX + Flood Insurance $XX.XX + MI $XXX.XX + HOA Dues $XX.XX ) equals $XXX.XX. | Initial |
62087972 | xx | xx | Age of Loan | 4 | 5 | -1 | -20.00000% | NA | Initial |
62087972 | xx | xx | Last Payment Received Date | 9/7/2021 | 8/9/2021 | 29 (Days) | Initial | ||
73130802 | xx | xx | Purpose of Refinance Per Application | Lower rate or term | Change in Rate/Term | Final Application and Final DU reflect Lower Rate or Term. | Initial | ||
73130802 | xx | xx | Stated Remaining Term | 348 | 350 | -2 | -0.57142% | The Note reflects the Sated Remaining Term as 348. | Initial |
31290240 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
31290240 | xx | xx | Loan Documentation Type | Full Documentation | Streamline Refinance | Final application reflects loan documentation type as full documentation. | Initial | ||
30785693 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N.A. | Initial | ||
30785693 | xx | xx | Post-Close DTI per 1003 | 44.068% | 44.000% | 0.068% | 0.06800% | The Borrower's income is $5000.00 after subject loan the proposed amount $615.00 and total Non-Housing payments is $1588.35 hence, the calculated DTI ratio is 44.068% | Initial |
2475454 | xx | xx | Age of Loan | 1 | 3 | -2 | -66.66666% | NA | Initial |
2475454 | xx | xx | Post-Close DTI per 1003 | 33.520% | 30.560% | 2.960% | 2.96000% | The Final Application reflects the Post-Close DTI per 1003 as 33.520%. | Initial |
74112693 | xx | xx | Age of Loan | 21 | 22 | -1 | -4.54545% | NA. | Initial |
11554184 | xx | xx | Age of Loan | 4 | 6 | -2 | -33.33333% | As per Tape data ,age of loan is 6.However it reflects 4. | Initial |
11554184 | xx | xx | Post-Close DTI per 1003 | 41.973% | 41.243% | 0.730% | 0.73000% | As per Tape data ,Post Close DTI is 41.243%.However Final Application documents reflects as 41.973%. | Initial |
11554184 | xx | xx | Post-Close Housing Ratio per 1003 | 26.700% | 26.720% | -0.020% | -0.02000% | As per Tape data ,Post Close Housing Ratio is 26.720 %.However Final Application documents reflects as 26.700%. | Initial |
11554184 | xx | xx | Stated Maturity Date | xxx | xxx | 90 (Days) | "As per Tape data ,Stated Maturity Date is xx/xx/2051 .However Note documents reflects it xx/xx/2051. " | Initial | |
41556377 | xx | xx | Last Payment Received Date | 9/7/2021 | 9/1/2021 | 6 (Days) | Initial | ||
41556377 | xx | xx | Post-Close DTI per 1003 | 75.478% | 47.260% | 28.218% | 28.21800% | Loan failed the qualified mortgage DTI threshold test as this loan has a qualified mortgage DTI of 45.157%, the Borrower income was $18,047.50.00 and total expenses are in the amount of $8,149.75 and the loan was underwritten by AUS/DU (xx) and its recommendation is “Approve/Eligible” with a DTI of 45.157%. | Initial |
41556377 | xx | xx | Post-Close Housing Ratio per 1003 | 43.330% | 27.130% | 16.200% | 16.20000% | Loan failed the qualified mortgage DTI threshold test as this loan has a qualified mortgage DTI of 25.924%, the Borrower income was $18,047.50.00 and total expenses are in the amount of $4,678.58 and the loan was underwritten by AUS/DU (xx) and its recommendation is “Approve/Eligible” with a DTI of 25.924%. | Initial |
61541081 | xx | xx | Post-Close DTI per 1003 | 19.485% | 29.740% | -10.255% | -10.25500% | The borrowers income is $51,252.85 after primary housing debt are $9,523.82; Subject property debt are $4,248.64 and Total Non-housing Payments is $463.00. Rental income of subject property is $3,150.00. However, the Calculated DTI Ratio is 21.629%. | Initial |
61541081 | xx | xx | Post-Close Housing Ratio per 1003 | 18.582% | 18.580% | 0.002% | 0.00200% | The borrowers income is $51,252.85 after primary housing debt amount $9,523.82 and Total Non-housing Payments is $463.00 hence, the Calculated DTI Ratio is 18.582%. | Initial |
61541081 | xx | xx | Subject Property Type | High Rise Condo (>=9 Stories) | Low Rise Condo (1-4 Stories) | As per Appraisal report subject property type is high rise condo(>=9 stories). | Initial | ||
81664090 | xx | xx | Current Legal Status | Collections, >= 120 Days | Performing | NA | Initial | ||
81664090 | xx | xx | Post-Close DTI per 1003 | 29.357% | 29.360% | -0.003% | -0.00300% | Borrower income was $51,102.00 and total expenses are in the amount of $15,001.97 post-close DTI is 29.357%. | Initial |
81664090 | xx | xx | Post-Close Housing Ratio per 1003 | 18.637% | 18.640% | -0.003% | -0.00300% | Borrower income was $51,102.00 and total expenses are in the amount of $9,253.82 post-close housing ratio is 18.637%. | Initial |
81664090 | xx | xx | Purpose of Refinance Per Application | No Cash-Out | Change in Rate/Term | As per Final 1003 application purpose of refinance as No Cash out. | Initial | ||
61651499 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N.A. | Initial | ||
61651499 | xx | xx | Post-Close DTI per 1003 | 39.414% | 39.410% | 0.004% | 0.00400% | As per Final 1003 application post-close DTI as 39.414%. | Initial |
61651499 | xx | xx | Post-Close Housing Ratio per 1003 | 38.965% | 38.970% | -0.005% | -0.00500% | As per Final 1003 application post-close housing ratio as 38.965%. | Initial |
76152193 | xx | xx | Cash To Borrower (HUD-1 Line 303) | xxx | xxx | $-326.41 | -24.31305% | Final CD reflects Cash to Borrower (HUD-1 Line 303) as $xxx. | Initial |
76152193 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N.A. | Initial | ||
76152193 | xx | xx | Post-Close Housing Ratio per 1003 | 20.533% | 20.530% | 0.003% | 0.00300% | Total subject property PITIA (P&I $1,103.73 + Real Estate Taxes $243.75 + Hazard Insurance $61.17 + Flood Insurance $0.00 + MI $164.65 + HOA Dues $0.00) equals $1,573.30. Total verified monthly income equals $7,662.42. Housing Ratio equals 20.533%. | Initial |
62850644 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
62850644 | xx | xx | Post-Close DTI per 1003 | 41.039% | 41.040% | -0.001% | -0.00100% | Total Original T&I for Debt Ratios: (Real Estate Taxes $127.38 + Hazard Insurance $194.94 + Flood Insurance $00 + MI $116.67 + HOA Dues $00 ) equals $1,269.80 and All Other Monthly payments are $2,323.00. The Borrowers Total Monthly income Verified as $8,754.61. Hence, Post-Close DTI per 1003 is 41.039%. | Initial |
62850644 | xx | xx | Post-Close Housing Ratio per 1003 | 14.504% | 14.500% | 0.004% | 0.00400% | Total Original T&I for Debt Ratios: (Real Estate Taxes $127.38 + Hazard Insurance $194.94 + Flood Insurance $00 + MI $116.67 + HOA Dues $00 ) equals $1,269.80. The Borrowers Total Monthly income Verified as $8,754.61. Hence, Post-Close Housing Ratio per 1003 is 14.504%. | Initial |
506996 | xx | xx | Cash To Borrower (HUD-1 Line 303) | xxx | xxx | $650.00 | 1.09138% | Final Closing Disclosure reflects Cash to borrower as $xxx. | Initial |
506996 | xx | xx | Last Payment Received Date | 9/20/2021 | 9/1/2021 | 19 (Days) | NA. | Initial | |
506996 | xx | xx | Post-Close DTI per 1003 | 47.247% | 47.250% | -0.003% | -0.00300% | The borrowers total income is $9,379.06 after Subject loan the Proposed amount $2,844.29 and Total Non-housing Payments is $1,587.00 hence, the Calculated DTI Ratio is 47.257%. | Initial |
506996 | xx | xx | Post-Close Housing Ratio per 1003 | 30.326% | 30.330% | -0.004% | -0.00400% | Total subject property PITIA (P&I $2,154.40 + Hazard Insurance $74.83 + Property Taxes $615.06 equals $2,844.29 verified monthly income equals $9,379.06 Housing Ratio equals 30.336%. | Initial |
49829954 | xx | xx | Age of Loan | 52 | 51 | 1 | 1.96078% | As per Tape data ,age of loan is 51. However. audit value reflects 52. | Initial |
49829954 | xx | xx | Original Stated P&I | $10949.92 | $6650.50 | $4299.42 | 64.64807% | As per Tape data, Original Stated P&I is $6,650.50 . However Note reflects as $xxx . | Initial |
49829954 | xx | xx | Payment History String | 000000110000000000000000 | 000000000000000000110000 | U/A | Initial | ||
49829954 | xx | xx | Payment History String Reversed | 000000000000000011000000 | 000011000000000000000000 | U/A | Initial | ||
49829954 | xx | xx | Post-Close DTI per 1003 | 27.275% | 26.290% | 0.985% | 0.98500% | Total Original T&I for the debt ratio:( Real Estate Taxes $1,896.05+Hazard insurance $286.92+flood insurance $0.00+ MI $.00+ HOA Dues $1,520.00) equals $10,353.47. and total of other debts is $2,716.00. Total monthly income verified is $47,916.67. Hence Post Close DTI per 1003 is 27.275% | Initial |
49829954 | xx | xx | Stated Remaining Term | 308 | 309 | -1 | -0.32362% | As per Tape data ,Stated Remaining term of loan is 309 months. However audit value reflects as 308 months. | Initial |
49829954 | xx | xx | Subject Property Type | High Rise Condo (>=9 Stories) | Low Rise Condo (1-4 Stories) | The Appraisal dated xx/xx/2017 reflects the subject property as a Condominium. Mortgage notarized on xx/xx/2017 contains a condominium rider. | Initial | ||
49829954 | xx | xx | Subsequent Rate Adjustment Frequency | 12 Months | 60 Months | As per Tape data, Subsequent Rate Adjustment Frequency is 60 months. However Note reflects 12 months. | Initial | ||
90881123 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
90881123 | xx | xx | Payment History String | 0MMMMMM | 111111 | 0MMMMMMMM. | Initial | ||
90881123 | xx | xx | Payment History String Reversed | MMMMMM0 | 111111 | MMMMMMMM0. | Initial | ||
90881123 | xx | xx | Post-Close DTI per 1003 | 51.505% | 51.510% | -0.005% | -0.00500% | 61.442%. | Initial |
97268861 | xx | xx | Current Legal Status | Performing | Collections | The current status of the loan is performing. | Initial | ||
97268861 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA. | Initial | ||
97268861 | xx | xx | Payment History String | 0000000000000 | 1121111111111 | NA | Initial | ||
97268861 | xx | xx | Payment History String Reversed | 0000000000000 | 11111111121211 | NA | Initial | ||
26242198 | xx | xx | Post-Close DTI per 1003 | 45.614% | 45.610% | 0.004% | 0.00400% | The borrower income was $5,666.67 and total expenses are in the amount of $2,584.82 hence calculated DTI as per 1008 is 45.614%. | Initial |
55774092 | xx | xx | Post-Close DTI per 1003 | 31.002% | 30.961% | 0.041% | 0.04100% | The borrower's monthly income is $5,200.00 after Subject loan the proposed amount $1,477.12 and Total Non-housing Payments is $135.00. Hence, the Calculated DTI Ratio is 31.002%. | Initial |
55774092 | xx | xx | Post-Close Housing Ratio per 1003 | 28.406% | 28.365% | 0.041% | 0.04100% | The borrower's monthly income is $5,200.00 after Subject loan the proposed amount $1,477.12 hence, the Calculated Front debt DTI Ratio is 28.406%. | Initial |
55774092 | xx | xx | Subject Property Type | PUD | Single Family | The Appraisal dated xx/xx/2020 reflects the subject property as a PUD. Mortgage notarized on xx/xx/2020 contains a PUD rider. | Initial | ||
27258539 | xx | xx | Number Of Units | 1 | 2 | -1 | -50.00000% | N/A. | Initial |
27258539 | xx | xx | Post-Close DTI per 1003 | 48.465% | 49.900% | -1.435% | -1.43500% | As per tape data, Post Close DTI is 49.900%. However Final Application documents reflects as 48.981%. | Initial |
27258539 | xx | xx | Post-Close Housing Ratio per 1003 | 36.595% | 36.600% | -0.005% | -0.00500% | As per tape data, Post Close Housing Ratio is 36.600%. However Final Application documents reflects as 35.676%. | Initial |
86149034 | xx | xx | Post-Close DTI per 1003 | 49.981% | 79.845% | -29.864% | -29.86400% | Borrower income was $6,036.75 and total expenses are in the amount of $3,017.12. Post close DTI per 1003 is 49.981%. | Initial |
77710309 | xx | xx | Age of Loan | 1 | 3 | -2 | -66.66666% | Initial | |
61509373 | xx | xx | Age of Loan | 0 | 1 | -1 | -100.00000% | NA. | Initial |
4516849 | xx | xx | Age of Loan | 0 | 1 | -1 | -100.00000% | As per Tape data ,age of loan is 1 .However it reflects 0 | Initial |
4516849 | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Refinance | Initial | |||
8902495 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N.A. | Initial | ||
8902495 | xx | xx | Post-Close DTI per 1003 | 43.797% | 83.672% | -39.875% | -39.87500% | Total Original T&I for the debt ratio: (Real Estate Taxes $386.39 + Hazard Insurance $65.01 + Flood Insurance $0.00+ MI $000.00 + HOA Dues $0.00) equals $0.00 and total of other debts is $110.00. Total monthly income verified is $9,901.01. Hence Post Close DTI per 1003 is 1.111%. | Initial |
23868144 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
23868144 | xx | xx | Purpose of Refinance Per Application | No Cash-Out | Lower rate or term | Final application reflects purpose of refinance per application as no cash-out. | Initial | ||
65029770 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N/A | Initial | ||
76132223 | xx | xx | MI Certificate Number | 7199363 | 71959363 | As per Tape data ,MI Certificate no is xxx .However its reflectxxx. | Initial | ||
55940989 | xx | xx | Does Lender G/L Require MI? | Not Applicable | Yes | N.A | Initial | ||
96585452 | xx | xx | Last Payment Received Date | 9/27/2021 | 8/25/2021 | 33 (Days) | NA | Initial | |
96585452 | xx | xx | Loan Documentation Type | Full Documentation | Streamline Refinance | As per tape data, Loan Documentation Type is Streamline Refinance. However, Final Application reflects as Full Documentation. | Initial | ||
96585452 | xx | xx | Post-Close DTI per 1003 | 27.327% | 27.397% | -0.070% | -0.07000% | As per tape data, Post Close DTI is 27.397%. However, Final Application documents reflects as 27.327%. | Initial |
70008155 | xx | xx | Loan Documentation Type | Full Documentation | Streamline Refinance | Application reflects loan documentation type as Full Documentation. | Initial | ||
39700961 | xx | xx | Does Lender G/L Require MI? | Not Applicable | Yes | Yes. | Initial | ||
69132771 | xx | xx | Original Stated Rate | 2.62500% | 262.5000% | -259.87500% | -259.87500% | As per Note document Original Stated Rate is 2.625%. | Initial |
69132771 | xx | xx | Post-Close DTI per 1003 | 48.856% | 54.000% | -5.144% | -5.14400% | Borrower income was $5737.51 and Present primary expenses are in the amount of $1437.12, hence DTI Ratio as per 1008 is 48.856%. | Initial |
69132771 | xx | xx | Purpose of Refinance Per Application | Limited Cash Out (GSE definition) | Change in Rate/Term | Transmittal Summary and URLA Final shows that purpose of refinance is Limited -Cash Out. | Initial | ||
67795049 | xx | xx | Original Stated Rate | 3.62500% | 362.5000% | -358.87500% | -358.87500% | Original note reflects original stated rate as 3.625000%. | Initial |
67795049 | xx | xx | Post-Close DTI per 1003 | 41.324% | 42.000% | -0.676% | -0.67600% | The borrowers total income is $7,103.82 after Subject loan the Proposed amount $1,515.85 and total non-housing payments is $1,420.00 hence, the calculated DTI ratio is 41.324 %. | Initial |
24733595 | xx | xx | Payment History String | MMMM | 000 | The payment history is missing from the loan file. The payment history is missing from xx/xx/2021 to xx/xx/2021. | Initial | ||
24733595 | xx | xx | Payment History String Reversed | MMMM | 000 | The payment history is missing from the loan file. The payment history is missing from xx/xx/2021 to xx/xx/2021. | Initial | ||
24733595 | xx | xx | Purpose of Refinance Per Application | Change in Rate/Term | No Cash-Out | Initial | |||
24733595 | xx | xx | Subject Property Type | PUD | Single Family | Initial | |||
78380635 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
5751716 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N.A | Initial | ||
5751716 | xx | xx | Escrow Account Indicator | Unavailable | Yes | NA | Initial | ||
5751716 | xx | xx | Number of Months Collection Comments Received | Unavailable | 5 | NA | Initial | ||
20804572 | xx | xx | Current Foreclosure Status | Awaiting Sale | Judgment Entered | NA | Initial | ||
20804572 | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 | Initial | |||
20804572 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N.A. | Initial | ||
20804572 | xx | xx | Foreclosure Delay/Obstruction Start Date | xxx | xxx | 479 (Days) | NA | Initial | |
20804572 | xx | xx | Foreclosure Judgment Entered Date | Unavailable | xxx | NA | Initial | ||
20804572 | xx | xx | Mortgage Type | FHA | Conventional | Original note reflects mortgage type as FHA. | Initial | ||
20804572 | xx | xx | Payment History String | 1244444444444444444444MM | 10999999998766432XXXXXXX | NA | Initial | ||
20804572 | xx | xx | Payment History String Reversed | MM4444444444444444444421 | XXXXXXX23666789999999901 | NA | Initial | ||
20804572 | xx | xx | Stated Remaining Term | 413 | 411 | 2 | 0.48661% | Original note reflects stated remaining term as 295. | Initial |
28828121 | xx | xx | Payment History String | 000000000000000000000000 | 000000000000 | Initial | |||
28828121 | xx | xx | Payment History String Reversed | 000000000000000000000000 | 000000000000 | Initial | |||
51354483 | xx | xx | Payment History String | 0000000000000 | 000000000000 | As per payment history. | Initial | ||
51354483 | xx | xx | Payment History String Reversed | 0000000000000 | 000000000000 | As per payment history. | Initial | ||
51354483 | xx | xx | Post-Close DTI per 1003 | 44.011% | 49.854% | -5.843% | -5.84300% | Post close DTI per 1003 is 46.56%. | Initial |
51354483 | xx | xx | Post-Close Housing Ratio per 1003 | 20.935% | 25.118% | -4.183% | -4.18300% | Post Close Housing ratio per 1003 is 25.261%. | Initial |
49969247 | xx | xx | Did a Modification Change Note Terms? | No | Yes | No | Initial | ||
49969247 | xx | xx | Payment History String | 000000000000MMMM | 000000000000 | 00000000000MMMM. | Initial | ||
49969247 | xx | xx | Payment History String Reversed | MMMM000000000000 | 000000000000 | MMMM00000000000. | Initial | ||
80976084 | xx | xx | Payment History String | 0000000000000 | X0000000000 | as per review. | Initial | ||
80976084 | xx | xx | Payment History String Reversed | 0000000000000 | 0000000000X | as per review. | Initial | ||
20867613 | xx | xx | Did a Modification Change Note Terms? | No | Yes | Initial | |||
20867613 | xx | xx | Payment History String | 00000000000 | XXX000000000 | NA | Initial | ||
20867613 | xx | xx | Payment History String Reversed | 00000000000 | 0000000X0XXX | NA | Initial | ||
20867613 | xx | xx | Purpose of Refinance Per Application | Limited Cash Out (GSE definition) | Change in Rate/Term | Application reflects purpose of refinance as Limited cash out. | Initial | ||
13763071 | xx | xx | Did a Modification Change Note Terms? | No | Yes | NA | Initial | ||
13763071 | xx | xx | Payment History String | 0000000000 | XXXX00000000 | Initial | |||
13763071 | xx | xx | Payment History String Reversed | 0000000000 | 0000000XXXXX | Initial | |||
13763071 | xx | xx | Post-Close DTI per 1003 | 18.359% | 17.008% | 1.351% | 1.35100% | Borrower income was $9,916.66 and total expenses are in the amount of $1,820.58 calculated Post-Close DTI as per 1008 is 18.359%. | Initial |
13763071 | xx | xx | Post-Close Housing Ratio per 1003 | 17.360% | 16.010% | 1.350% | 1.35000% | Borrower income was $9,916.66 and Present primary expenses are in the amount of $1,721.58 calculated Post-Close Housing Ratio is 17.360%. | Initial |
9825530 | xx | xx | Did a Modification Change Note Terms? | No | Yes | NA | Initial | ||
9825530 | xx | xx | Payment History String | 00000000000000000 | 000000000000 | NA | Initial | ||
9825530 | xx | xx | Payment History String Reversed | 00000000000000000 | 000000000000 | NA | Initial | ||
58240628 | xx | xx | Payment History String | 0000000000000000000 | 000000000000 | As per payment history. | Initial | ||
58240628 | xx | xx | Payment History String Reversed | 0000000000000000000 | 000000000000 | As per payment history. | Initial | ||
58186391 | xx | xx | Did a Modification Change Note Terms? | No | Yes | Initial | |||
58186391 | xx | xx | Payment History String | 0000 | XXXXXXXXXX00 | As per the latest payment history, the string is 0000. | Initial | ||
58186391 | xx | xx | Payment History String Reversed | 0000 | 00XXXXXXXXXX | As per the latest payment history, the string reversed is 0000. | Initial | ||
58186391 | xx | xx | Post-Close DTI per 1003 | 38.203% | 39.042% | -0.839% | -0.83900% | As per Tape data, Post Close DTI is 39.042%. However Final Application documents reflects as 38.203%. | Initial |
58186391 | xx | xx | Post-Close Housing Ratio per 1003 | 26.577% | 27.416% | -0.839% | -0.83900% | As per Tape data, Post Close Housing Ratio is 27.416%. However, Final Application documents reflects as 26.577%. | Initial |
58186391 | xx | xx | Purpose of Refinance Per Application | Limited Cash Out (GSE definition) | Change in Rate/Term | As per Tape data, Purpose of Refinance is change in Rate/Term. However, Final Application document reflects as Limited Cash Out . | Initial | ||
58186391 | xx | xx | Subject Property Type | 2 Family | Single Family | As per Tape data, Subject Property Type is Single Family. However Appraisal documents reflects as 2 Family. | Initial | ||
69664106 | xx | xx | Did a Modification Change Note Terms? | No | Yes | No. | Initial | ||
69664106 | xx | xx | Payment History String | 00000000000 | XXX000010000 | Initial | |||
69664106 | xx | xx | Payment History String Reversed | 00000000000 | 0000100X0XXX | Initial | |||
69664106 | xx | xx | Post-Close DTI per 1003 | 44.617% | 48.606% | -3.989% | -3.98900% | Post-Close DTI per 1003 is 44.617% | Initial |
69664106 | xx | xx | Post-Close Housing Ratio per 1003 | 19.697% | 18.325% | 1.372% | 1.37200% | Post-Close Housing Ratio per 1003 is 19.697%. | Initial |
92239572 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA. | Initial | ||
92239572 | xx | xx | Payment History String | 32100MMM | 00000000NNNNNNNNNNNNNNNN | Initial | |||
92239572 | xx | xx | Payment History String Reversed | MMM00123 | NNNNNNNNNNNNNNNN00000000 | Initial | |||
92239572 | xx | xx | Post-Close DTI per 1003 | 42.500% | 43.000% | -0.500% | -0.50000% | The post close DTI per 1003 is 42.50%. | Initial |
92239572 | xx | xx | Purpose of Refinance Per Application | Lower rate or term | Change in Rate/Term | The purpsoe of refinance is lower rate or term. | Initial | ||
25091716 | xx | xx | Payment History String | MMMM00000 | 00000000NNNNNNNNNNNNNNNN | The PH string is MMMM0000. | Initial | ||
25091716 | xx | xx | Payment History String Reversed | 00000MMMM | NNNNNNNNNNNNNNNN00000000 | The PH string reversed is 0000MMMM. | Initial | ||
25091716 | xx | xx | Post-Close DTI per 1003 | 42.778% | 42.630% | 0.148% | 0.14800% | The borrower and co-borrowers total income is $10,242.00 after subject loan the proposed amount $2,818.34 and total non-housing payments is $1,563.00 hence the calculated DTI ratio is 42.778%. | Initial |
946922 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
946922 | xx | xx | Payment History String | 44444444444444444442mmmm | 444444444444444432210000 | Initial | |||
946922 | xx | xx | Payment History String Reversed | mmmm24444444444444444444 | 000012234444444444444444 | Initial | |||
63933706 | xx | xx | Payment History String | 00000000000000 | 0000000000000NNNNNNNNNNN | As per payment history, the loan is performing | Initial | ||
63933706 | xx | xx | Payment History String Reversed | 00000000000000 | NNNNNNNNN0N0000000000000 | As per payment history, the loan is performing | Initial | ||
63933706 | xx | xx | Post-Close DTI per 1003 | 38.852% | 38.850% | 0.002% | 0.00200% | Post Close DTI per 1003 is 39.463%. | Initial |
78480942 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Mortgage Insurance is missing from the loan documents. | Initial | ||
78480942 | xx | xx | Payment History String | MMMMM00MMMMMM | 00000000000000NNNNNNNNNN | Initial | |||
78480942 | xx | xx | Payment History String Reversed | MMMMMM00MMMMM | NNNNNNNNN000000000000000 | Initial | |||
41106066 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
41106066 | xx | xx | Payment History String | MMMMMMMMMMMMMMMMMMMMMMMM | 000000NNNNNNNNNNNNNNNNNN | NA | Initial | ||
41106066 | xx | xx | Payment History String Reversed | MMMMMMMMMMMMMMMMMMMMMMMM | NNNNNNNNNNNNNNNNNN000000 | NA | Initial | ||
41106066 | xx | xx | Post-Close DTI per 1003 | Not Applicable | 0.000% | NA | Initial | ||
12238277 | xx | xx | Payment History String | MMMMM44M4M4MMMM3M1000000 | 000444444444443210000000 | Initial | |||
12238277 | xx | xx | Payment History String Reversed | 0000001M3MMMM4M4M44MMMMM | 000000012444444444404000 | Initial | |||
12238277 | xx | xx | Post-Close DTI per 1003 | 46.668% | 46.670% | -0.002% | -0.00200% | Total Original T&I for Debt Ratios: (Real Estate Taxes $312.50 + Hazard Insurance $70.33 + Flood Insurance $00 + MI $00 + HOA Dues $00 ) equals $2,057.98 and All Other Monthly payments are $857.34. The Borrowers Total Monthly income Verified as $6,247.00. Hence, Post-Close DTI per 1003 is 46.668%. | Initial |
48777628 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Initial | |||
48777628 | xx | xx | Payment History String | MMMMMMM0011100010110011 | 100001111000010111100000 | Initial | |||
48777628 | xx | xx | Payment History String Reversed | 1100110100011100MMMMMMM | 000001111010000111100001 | Initial | |||
48777628 | xx | xx | Post-Close DTI per 1003 | 48.406% | 48.410% | -0.004% | -0.00400% | Initial | |
48777628 | xx | xx | Stated Remaining Term | 326 | 327 | -1 | -0.30581% | Initial | |
99017741 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N/A. | Initial | ||
99017741 | xx | xx | Payment History String | 000000000000000000000000 | 00000000000000000001NNNN | The pay history string is 000000000000000000000000. | Initial | ||
99017741 | xx | xx | Payment History String Reversed | 000000000000000000000000 | NNNN10000000000000000000 | The pay history string is 000000000000000000000000. | Initial | ||
99017741 | xx | xx | Post-Close DTI per 1003 | 48.732% | 49.000% | -0.268% | -0.26800% | Borrower’s income was $7,734.75 and total expenses are in the amount of $3,769.32 calculated Post-Close DTI is 48.732%. | Initial |
40779976 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N/A | Initial | ||
40779976 | xx | xx | Loan Original Maturity Term Months | 240 | 360 | -120 | -33.33333% | As per the note, the loan original maturity term is 360. | Initial |
40779976 | xx | xx | Payment History String | MMMMMMM0000000000000000M | 0001000000000000000000NN | As per the Payment history, the string is 10MMMMMM0000000000000000 | Initial | ||
40779976 | xx | xx | Payment History String Reversed | M0000000000000000MMMMMMM | NN0000000000000000001000 | As per the Payment history, the string reversed is 0000000000000000MMMMMM01 | Initial | ||
40779976 | xx | xx | Post-Close DTI per 1003 | 49.712% | 49.710% | 0.002% | 0.00200% | 46.210% | Initial |
40779976 | xx | xx | Purpose of Refinance Per Application | Lower rate or term | Limited Cash Out (GSE definition) | Lower rate or term | Initial | ||
40779976 | xx | xx | Stated Remaining Term | 218 | 338 | -120 | -35.50295% | 218 | Initial |
89903693 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N.A. | Initial | ||
89903693 | xx | xx | Payment History String | MMMMMMMMMMMMMMMMMMMMMMM | 000000000000000000000NNN | NA | Initial | ||
89903693 | xx | xx | Payment History String Reversed | MMMMMMMMMMMMMMMMMMMMMMM | NNN000000000000000000000 | NA | Initial | ||
89903693 | xx | xx | Post-Close DTI per 1003 | 12.984% | 48.050% | -35.066% | -35.06600% | As per tape data, Post Close DTI is 48.050%. However, Final Application documents reflects as 12.984%. | Initial |
89903693 | xx | xx | Stated Remaining Term | 338 | 339 | -1 | -0.29498% | Original Note reflects stated remaining term as 338. | Initial |
30451713 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
30451713 | xx | xx | Payment History String | MMMMMMMMMMMMMMMMMMMMMMMM | 000000004444321000000NNN | Initial | |||
30451713 | xx | xx | Payment History String Reversed | MMMMMMMMMMMMMMMMMMMMMMMM | NNN000000323444400000000 | Initial | |||
30451713 | xx | xx | Post-Close DTI per 1003 | 38.519% | 38.520% | -0.001% | -0.00100% | Total Original T&I for Debt Ratios: (Real Estate Taxes $90.95 + Hazard Insurance $46.50 + Flood Insurance $00 + MI $00 + HOA Dues $00 ) equals $961.00 and All Other Monthly payments are $150.00. The Borrowers Total Monthly income Verified as $2,884.26. Hence, Post-Close DTI per 1003 is 38.519%. | Initial |
30451713 | xx | xx | Stated Remaining Term | 336 | 339 | -3 | -0.88495% | NA | Initial |
55934352 | xx | xx | Payment History String | MMMMMMMMMMMMMMMMMMM | 00000000000000000NNNNNNN | NA | Initial | ||
55934352 | xx | xx | Payment History String Reversed | MMMMMMMMMMMMMMMMMMM | NNNNNNN00000000000000000 | NA | Initial | ||
55934352 | xx | xx | Post-Close DTI per 1003 | 46.730% | 47.000% | -0.270% | -0.27000% | The borrower's monthly income is $1,641.32 after Subject loan the proposed amount $741.16 and Total Non-housing Payments is $25.83. Hence, the Calculated DTI Ratio is 46.730%. | Initial |
55934352 | xx | xx | Stated Remaining Term | 342 | 343 | -1 | -0.29154% | Stated remaining term reflects 342. | Initial |
48943904 | xx | xx | Payment History String | MMMMMMMMMMMMMMMMMM | 00000000000000000NNNNNNN | Initial | |||
48943904 | xx | xx | Payment History String Reversed | MMMMMMMMMMMMMMMMMM | NNNNNNN00000000000000000 | Initial | |||
48943904 | xx | xx | Post-Close DTI per 1003 | 45.552% | 45.550% | 0.002% | 0.00200% | Total Original PITIA for Debt Ratios: (Real Estate Taxes $317.71 + Hazard Insurance $51.83 + Flood Insurance $00.00 + MI $84.51 + HOA Dues $000.00 ) equals $1,837.37. Monthly Income $4,033.59. Post-close DTI per 1003 reflect 45.552%. | Initial |
67913471 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Initial | |||
67913471 | xx | xx | Loan Documentation Type | Unavailable | Full Documentation | Initial | |||
67913471 | xx | xx | Payment History String | 0000000000000000000 | 000000000000000NNNNNNNNN | Initial | |||
67913471 | xx | xx | Payment History String Reversed | 0000000000000000000 | NNNNNNNNN000000000000000 | Initial | |||
67913471 | xx | xx | Post-Close DTI per 1003 | Unavailable | 31.000% | Initial | |||
67913471 | xx | xx | Stated Remaining Term | 344 | 345 | -1 | -0.28985% | Initial | |
67913471 | xx | xx | Subject Property Type | Commercial Prop | Low Rise Condo (1-4 Stories) | Initial | |||
63827725 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | The lender does not require the MI. | Initial | ||
63827725 | xx | xx | Payment History String | 00000000000000000 | 000000000000000000000NNN | As per Payment History the Payment History String is 000000000000000000000000. | Initial | ||
63827725 | xx | xx | Payment History String Reversed | 00000000000000000 | NNN000000000000000000000 | As per Payment History the Payment History String reversed is 000000000000000000000000. | Initial | ||
63827725 | xx | xx | Post-Close DTI per 1003 | 45.831% | 44.000% | 1.831% | 1.83100% | The post close dti per 1003 is 45.831%. | Initial |
63827725 | xx | xx | Purpose of Refinance Per Application | Lower rate or term | No Cash-Out | Initial | |||
19116003 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Initial | |||
19116003 | xx | xx | Payment History String | 0000000000000000 | 0000000000000021NNNNNNN | Initial | |||
19116003 | xx | xx | Payment History String Reversed | 0000000000000000 | NNNNNNN1000000000000000 | Initial | |||
19116003 | xx | xx | Post-Close DTI per 1003 | 48.291% | 48.290% | 0.001% | 0.00100% | Initial | |
61063321 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA. | Initial | ||
61063321 | xx | xx | Payment History String | MMMMMMMMMMMMMMMMM | 4444444444444321NNNNNNNN | Initial | |||
61063321 | xx | xx | Payment History String Reversed | MMMMMMMMMMMMMMMMM | NNNNNNNN1434444444444444 | Initial | |||
61063321 | xx | xx | Post-Close DTI per 1003 | 35.160% | 50.000% | -14.840% | -14.84000% | The Borrower's income is $7,719.17 after subject loan the proposed amount $2,714.07 and total Non-Housing payments is $0.00 hence, the calculated DTI ratio is 35.160% | Initial |
42208224 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
42208224 | xx | xx | Payment History String | MMMMMMMMMMMMMMMMMMMMMMMM | 000000000000000000000NNN | As per the latest payment history, the string is MMMMMMMMMMMMMMMMMMMMMMMM. | Initial | ||
42208224 | xx | xx | Payment History String Reversed | MMMMMMMMMMMMMMMMMMMMMMMM | NNN000000000000000000000 | As per the latest payment history, the string reversed is MMMMMMMMMMMMMMMMMMMMMMMM. | Initial | ||
42208224 | xx | xx | Post-Close DTI per 1003 | 29.531% | 29.530% | 0.001% | 0.00100% | The borrower's monthly income is $15,879.16 after Subject loan the proposed amount $3,495.38 and Total Non-housing Payments is $1,193.90. Hence, the Calculated DTI Ratio is 29.531%. | Initial |
42208224 | xx | xx | Stated Remaining Term | 337 | 339 | -2 | -0.58997% | Note reflects stated remaining term as 337. | Initial |
66263318 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N/A. | Initial | ||
66263318 | xx | xx | Payment History String | MMM00000000000100000 | 000000000000001000000NNN | Payment history string is 0000010000000000000000MM. | Initial | ||
66263318 | xx | xx | Payment History String Reversed | 00000100000000000MMM | NNN000000000000000000000 | Payment history string reversed is 0000010000000000000000MM. | Initial | ||
66263318 | xx | xx | Post-Close DTI per 1003 | 41.880% | 42.000% | -0.120% | -0.12000% | Post close DTI per 1003 is 41.880%. | Initial |
56594832 | xx | xx | Does Lender G/L Require MI? | Yes | No | Yes. | Initial | ||
56594832 | xx | xx | Payment History String | MMMMMMM00000000000 | 0000000000000000000NNNNN | Payment history string 00000000000MMMMMMM. | Initial | ||
56594832 | xx | xx | Payment History String Reversed | 00000000000MMMMMMM | NNNNN0000000000000000000 | Payment history string reversed 00000000000MMMMMMM. | Initial | ||
56594832 | xx | xx | Post-Close DTI per 1003 | Unavailable | 46.690% | The borrower and co-borrowers total income is $4,762.88 after subject loan the proposed amount $2,042.84 and total non-housing payments is $181.00 hence the calculated DTI ratio is 46.691%. | Initial | ||
61021693 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N.A. | Initial | ||
61021693 | xx | xx | Loan Documentation Type | Unavailable | Full Documentation | Initial | |||
61021693 | xx | xx | Payment History String | MMMMMMMMMMMMMMMM | 000000000000000NNNNNNNNN | Initial | |||
61021693 | xx | xx | Payment History String Reversed | MMMMMMMMMMMMMMMM | NNNNNNNNN000000000000000 | Initial | |||
61021693 | xx | xx | Post-Close DTI per 1003 | 49.724% | 49.720% | 0.004% | 0.00400% | As per Transmittal summery post close DTI as 49.724%. | Initial |
37133085 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N.A. | Initial | ||
37133085 | xx | xx | Payment History String | 00MMM0 | 0000NNNNNNNNNNNNNNNNNNNN | Initial | |||
37133085 | xx | xx | Payment History String Reversed | 0MMM00 | NNNNNNNNNNNNNNNNNNN00000 | Initial | |||
37133085 | xx | xx | Post-Close DTI per 1003 | 39.016% | 39.020% | -0.004% | -0.00400% | The borrowers total income is $3,808.13 after subject loan the proposed amount $1,030.77 and total non-housing payments is $455.00 hence the calculated DTI ratio is 39.016%. | Initial |
37133085 | xx | xx | Stated Remaining Term | 295 | 296 | -1 | -0.33783% | Original note reflects stated remaining term as 295. | Initial |
68546814 | xx | xx | Payment History String | MMMM | 000NNNNNNNNNNNNNNNNNNNNN | NA | Initial | ||
68546814 | xx | xx | Payment History String Reversed | MMMM | NNNNNNNNNNNNNNNNNNN0N000 | NA | Initial | ||
68546814 | xx | xx | Post-Close DTI per 1003 | 37.564% | 37.560% | 0.004% | 0.00400% | The Final Application reflects the Post-Close DTI per 1003 as 37.564%. | Initial |
50895720 | xx | xx | Payment History String | MMMMMMMMMMMMMM | 000000000000NNNNNNNNNNNN | updated as per review. | Initial | ||
50895720 | xx | xx | Payment History String Reversed | MMMMMMMMMMMMMM | NNNNNNNNNNNN000000000000 | updated as per review. | Initial | ||
50895720 | xx | xx | Post-Close DTI per 1003 | 23.818% | 23.820% | -0.002% | -0.00200% | updated as per review. | Initial |
50895720 | xx | xx | Subject Property Type | Mid Rise Condo (5-8 Stories) | Low Rise Condo (1-4 Stories) | updated as per review. | Initial | ||
3765844 | xx | xx | Loan Documentation Type | Unavailable | Full Documentation | Initial | |||
3765844 | xx | xx | Payment History String | 0000000000000000000 | 00000000000000000NNNNNNN | Initial | |||
3765844 | xx | xx | Payment History String Reversed | 0000000000000000000 | NNNNNNN00000000000000000 | Initial | |||
3765844 | xx | xx | Post-Close DTI per 1003 | Unavailable | 39.420% | U/A. | Initial | ||
33916870 | xx | xx | Does Lender G/L Require MI? | Yes | No | Initial | |||
33916870 | xx | xx | Payment History String | 0000000000000000000 | 00000000000000000NNNNNNN | Initial | |||
33916870 | xx | xx | Payment History String Reversed | 0000000000000000000 | NNNNNNN00000000000000000 | Initial | |||
33916870 | xx | xx | Post-Close DTI per 1003 | 43.637% | 43.640% | -0.003% | -0.00300% | Initial | |
48840904 | xx | xx | Does Lender G/L Require MI? | Yes | No | Initial | |||
48840904 | xx | xx | Payment History String | 4444444444444442 | 44444444443221NNNNNNNNNN | As per the latest payment history, the string is 4444444444444442. | Initial | ||
48840904 | xx | xx | Payment History String Reversed | 2444444444444444 | NNNNNNNNN212234444444444 | As per the latest payment history, the string reversed is 2444444444444444. | Initial | ||
48840904 | xx | xx | Post-Close DTI per 1003 | 40.613% | 40.610% | 0.003% | 0.00300% | Post Close DTI per 1003 is 40.613%. | Initial |
22621421 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Initial | |||
22621421 | xx | xx | Payment History String | MMMMMMMMMMM | 0000000000NNNNNNNNNNNNNN | As per the latest payment history, the string is MMMMMMMMMMM. | Initial | ||
22621421 | xx | xx | Payment History String Reversed | MMMMMMMMMMM | NNNNNNNNNNNNNN0000000000 | As per the latest payment history, the string reversed is MMMMMMMMMMM. | Initial | ||
22621421 | xx | xx | Post-Close DTI per 1003 | 27.302% | 27.300% | 0.002% | 0.00200% | Initial | |
97650601 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA. | Initial | ||
97650601 | xx | xx | Payment History String | MMMMM | NNNNNNNNNNNNNNNNNNNNNNNN | NA | Initial | ||
97650601 | xx | xx | Payment History String Reversed | MMMMM | NNNNNNNNNNNNNNNNNNNNNNNN | NA | Initial | ||
97650601 | xx | xx | Post-Close DTI per 1003 | 67.343% | 67.000% | 0.343% | 0.34300% | The borrowers total monthly income is $6,721.00 after subject loan the proposed amount $2,794.13 and total non-housing payments is $1,732.00 hence the calculated DTI ratio is 67.343%. | Initial |
97650601 | xx | xx | Stated Remaining Term | 357 | 360 | -3 | -0.83333% | Original note reflects stated remaining term as 357. | Initial |
71735499 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N.A. | Initial | ||
71735499 | xx | xx | Payment History String | MMMMMMMMMM | 00000000NNNNNNNNNNNNNNNN | Initial | |||
71735499 | xx | xx | Payment History String Reversed | MMMMMMMMMM | NNNNNNNNNNNNNNNN00000000 | Initial | |||
83820438 | xx | xx | Payment History String | m10mmmmmmmmmmmmmmmmmmmmm | 0000000000000000000NNNNN | NA. | Initial | ||
83820438 | xx | xx | Payment History String Reversed | mmmmmmmmmmmmmmmmmmmmm01m | NNNNN0000000000000000000 | NA. | Initial | ||
83820438 | xx | xx | Post-Close DTI per 1003 | 45.155% | 45.160% | -0.005% | -0.00500% | The borrower monthly income is $2,747.00 after Subject loan the proposed amount $1240.41, the Calculated Front Debt Ratio is 45.155%. | Initial |
83820438 | xx | xx | Purpose of Refinance Per Application | Change in Rate/Term | Limited Cash Out (GSE definition) | Initial | |||
69343517 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
69343517 | xx | xx | Payment History String | Unavailable | 0000000NNNNNNNNNNNNNNNNN | Initial | |||
69343517 | xx | xx | Payment History String Reversed | Unavailable | NNNNNNNNNNNNNNNNN0000000 | Initial | |||
69343517 | xx | xx | Post-Close DTI per 1003 | 45.387% | 45.000% | 0.387% | 0.38700% | The borrower's monthly income is $8,487.93 after subject loan the proposed amount $1,989.41 and total non-housing payments is $1,863.00. Hence, the calculated DTI ratio is 45.387%. | Initial |
89835441 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
89835441 | xx | xx | Payment History String | 000000 | 00000NNNNNNNNNNNNNNNNNNN | Initial | |||
89835441 | xx | xx | Payment History String Reversed | 000000 | NNNNNNNNNNNNNNNNNNN00000 | Initial | |||
89835441 | xx | xx | Post-Close DTI per 1003 | 41.855% | 49.440% | -7.585% | -7.58500% | As per final 1003 borrower income is $17,942.38 and total expenses are $8,870.62. DTI is 45.720%. | Initial |
89835441 | xx | xx | Subject Property Type | High Rise Condo (>=9 Stories) | Low Rise Condo (1-4 Stories) | Initial | |||
56717607 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N.A | Initial | ||
56717607 | xx | xx | Payment History String | Unavailable | 00NNNNNNNNNNNNNNNNNNNNNN | Initial | |||
56717607 | xx | xx | Payment History String Reversed | Unavailable | NNNNNNNNNNNNNNNNNNNNNN00 | Initial | |||
56717607 | xx | xx | Post-Close DTI per 1003 | 28.515% | 42.530% | -14.015% | -14.01500% | As per Tape data ,Post Close DTI is 42.530%.However Final Application documents reflects as 28.515%. | Initial |
56717607 | xx | xx | Purpose of Refinance Per Application | No Cash-Out | Limited Cash Out (GSE definition) | As per Tape data ,Purpose of Refinance is Limited cash out. However Final Application documents reflects as No Cash-Out | Initial | ||
58830343 | xx | xx | Post-Close DTI per 1003 | 47.629% | 47.630% | -0.001% | -0.00100% | Loan failed the qualified mortgage DTI threshold test as this loan has a qualified mortgage DTI of 47.629%, the borrower income was $5,132.00 and total expenses are in the amount of $2,441.31 and the loan was underwritten by AUS/DU (xx) and its recommendation is “Approve/Eligible” with a DTI of 47.629%. | Initial |
67577608 | xx | xx | Age of Loan | 10 | 11 | -1 | -9.09090% | NA. | Initial |
67577608 | xx | xx | Post-Close DTI per 1003 | 20.402% | 20.336% | 0.066% | 0.06600% | The borrowers total income is $12,346.54 after Subject loan the Proposed amount $1,959.95 and total non-housing payments is $559.00 hence the calculated DTI ratio is 20.402%. | Initial |
29877255 | xx | xx | Age of Loan | 6 | 8 | -2 | -25.00000% | NA | Initial |
29877255 | xx | xx | Post-Close DTI per 1003 | Not Applicable | 0.000% | NA | Initial | ||
99672127 | xx | xx | Age of Loan | 1 | 2 | -1 | -50.00000% | The Note reflects age of loan as 1. | Initial |
56707439 | xx | xx | Age of Loan | 0 | 1 | -1 | -100.00000% | Age of loan is 0. | Initial |
56707439 | xx | xx | MI Coverage Amount | 30.000% | 79.000% | -49.000% | -49.00000% | Mortgage insurance certificate reflects MI coverage percentage as 30.00%. | Initial |
29174250 | xx | xx | Age of Loan | 9 | 11 | -2 | -18.18181% | As per Tape data, age of loan is 11 .However it reflects 9. | Initial |
62238501 | xx | xx | Age of Loan | 2 | 4 | -2 | -50.00000% | Age of loan reflects 2. | Initial |
62238501 | xx | xx | Purpose of Refinance Per Application | Limited Cash Out (GSE definition) | Change in Rate/Term | Application reflects purpose of refinance as Limited cash out. | Initial | ||
36288384 | xx | xx | Age of Loan | 5 | 7 | -2 | -28.57142% | Age of loan reflects 5. | Initial |
36288384 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
68805688 | xx | xx | Age of Loan | 5 | 6 | -1 | -16.66666% | N/A. | Initial |
99368373 | xx | xx | Age of Loan | 3 | 4 | -1 | -25.00000% | NA. | Initial |
99368373 | xx | xx | Post-Close DTI per 1003 | 36.822% | 47.854% | -11.032% | -11.03200% | Tape data shows, Post Close DTI is 47.854%. However, Final Application documents reflects it as 36.822%. | Initial |
47745887 | xx | xx | Age of Loan | 29 | 31 | -2 | -6.45161% | N.A. | Initial |
47745887 | xx | xx | Loan Documentation Type | Streamline Refinance | Alternative | VA loan summery sheet reflects loan documentation type as streamline refinance. | Initial | ||
47745887 | xx | xx | Post-Close DTI per 1003 | 53.306% | 53.310% | -0.004% | -0.00400% | Total Original T&I for Debt Ratios: (Real Estate Taxes $256.41 + Hazard Insurance $52.26 + Flood Insurance $00 + MI $00 + HOA Dues $00 ) equals $1,406.94 and All Other Monthly payments are $4,333.34. The borrowers total monthly income verified as $4,333.34. Hence, Post-Close DTI per 1003 is 53.306%. | Initial |
8504551 | xx | xx | Age of Loan | 1 | 2 | -1 | -50.00000% | NA | Initial |
8504551 | xx | xx | Post-Close DTI per 1003 | 32.760% | 32.340% | 0.420% | 0.42000% | The borrower's monthly income is $8,305.87 after Subject loan the proposed amount $2,050.24 and Total Non-housing Payments is $670.80. Hence, the Calculated DTI Ratio is 32.760%. | Initial |
78520065 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N.A. | Initial | ||
78520065 | xx | xx | Post-Close DTI per 1003 | 48.706% | 57.108% | -8.402% | -8.40200% | As per Final 1003 application calculated post-close DTI as 48.706%. | Initial |
78520065 | xx | xx | Present Primary Housing Exp | $2126.00 | $1869.36 | $256.64 | 13.72876% | As per Final 1003 application present primary housing expenses are as $2,126.00 | Initial |
55553969 | xx | xx | Post-Close DTI per 1003 | 37.368% | 64.570% | -27.202% | -27.20200% | Total Income per 1008 equals $8,271.38. Total subject property PITIA equals $1,943.87. Total other monthly payments $1,147.00. DTI = 37.368%. | Initial |
55553969 | xx | xx | Post-Close Housing Ratio per 1003 | 23.501% | 40.608% | -17.107% | -17.10700% | Total subject property PITIA (P&I $1,425.18 + Real Estate Taxes $220.17 + Hazard Insurance $93.42 + Flood Insurance $0.00 + MI $189.10 + HOA Dues $16.00) equals $1,943.87. Total verified monthly income equals $8,271.38. Housing Ratio equals 23.501%. | Initial |
55553969 | xx | xx | Present Primary Housing Exp | $1999.00 | $1943.87 | $55.13 | 2.83609% | The Final Application reflects the Present Primary Housing Expenses as $1,999.00. | Initial |
82030904 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
59736988 | xx | xx | Present Primary Housing Exp | $0.00 | $798.89 | $-798.89 | -100.00000% | N.A. | Initial |
5058475 | xx | xx | Age of Loan | 0 | 2 | -2 | -100.00000% | NA | Initial |
5058475 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
5058475 | xx | xx | Post-Close Housing Ratio per 1003 | 4.032% | 12.396% | -8.364% | -8.36400% | Final Application reflects Post-Close Housing Ratio per 1003 as 0.000%. | Initial |
5058475 | xx | xx | Stated Maturity Date | xxx | xxx | 243 (Days) | Note reflects stated maturity date as xx/xx/2051. | Initial | |
49233983 | xx | xx | Age of Loan | 0 | 2 | -2 | -100.00000% | As per Tape data, Property Address Street reflect 2 months. However, Audit Value reflect 0. | Initial |
49233983 | xx | xx | Post-Close DTI per 1003 | 48.731% | 55.035% | -6.304% | -6.30400% | Total Original PITIA for Debt Ratios: (Real Estate Taxes $448.32+ Hazard Insurance $80.20 + Flood Insurance $00.00 + MI $103.99 + HOA Dues $56.00 + P&I $1,490.97 + Other debts $3,344.00) equals $5,523.48. Monthly Income $11,334.55. Post-Close DTI per 1003 reflect 48.731%. | Initial |
49233983 | xx | xx | Post-Close Housing Ratio per 1003 | 19.229% | 20.427% | -1.198% | -1.19800% | Total Original PITIA for Debt Ratios: (Real Estate Taxes $448.32+ Hazard Insurance $80.20 + Flood Insurance $00.00 + MI $103.99 + HOA Dues $56.00 + P&I $1,490.97) equals $2,179.48. Monthly Income $11,334.55. Post-Close Housing Ratio per 1003 reflect 19.229%. | Initial |
49233983 | xx | xx | Stated Maturity Date | xxx | xxx | 243 (Days) | As per Tape data, Stated Maturity date reflect xx/xx/2051. However, Note document reflect xx/xx/2051. | Initial | |
56913130 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N.A. | Initial | ||
56913130 | xx | xx | Post-Close DTI per 1003 | 38.866% | 33.030% | 5.836% | 5.83600% | As per Final 1003 application post-close DTI as 33.688%. | Initial |
57476455 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA. | Initial | ||
57476455 | xx | xx | Post-Close DTI per 1003 | 36.985% | 36.990% | -0.005% | -0.00500% | The borrowers and co-borrowers total monthly income was $5,608.74 after subject loan the proposed amount $2,064.40 and total non-housing payments is $10.00 hence the calculated DTI ratio is 36.985%. | Initial |
57476455 | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Refinance | Initial | |||
11885388 | xx | xx | Does Lender G/L Require MI? | Yes | No | NA. | Initial | ||
79384080 | xx | xx | Subject Property Type | PUD | Single Family | Mortgage deed is attached with the PUD Rider. | Initial | ||
69428036 | xx | xx | Mortgage Type | FHA | Conventional | Mortgage type is "FHA". | Initial | ||
5371729 | xx | xx | Stated Maturity Date | Unavailable | xxx | N/A | Initial | ||
72200569 | xx | xx | Forbearance Plan Start Date | xxx | xxx | 579 (Days) | Forbearance Plan Start Date is xx/xx/2021. | Initial | |
72200569 | xx | xx | Original Stated Rate | 6.00000% | 5.37500% | 0.62500% | 0.62500% | Initial | |
72200569 | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Refinance | Initial | |||
72200569 | xx | xx | Trial Modification Agreement in file? | No | Yes | Trial Modification Agreement in file? No. | Initial | ||
87528617 | xx | xx | Last Payment Received Date | 10/15/2021 | 8/15/2021 | 61 (Days) | Initial | ||
31142172 | xx | xx | Forbearance Plan Start Date | xxx | xxx | 1 (Days) | NA | Initial | |
31142172 | xx | xx | Last Payment Received Date | 10/16/2021 | 8/11/2021 | 66 (Days) | NA | Initial | |
31142172 | xx | xx | Original Stated Rate | 3.75000% | 2.75000% | 1.00000% | 1.00000% | Note document reflects, Original Stated arte is 3.750. | Initial |
31142172 | xx | xx | Purpose of Refinance Per Application | Cash Out - Other | No Cash-Out | NA | Initial | ||
5673933 | xx | xx | Age of Loan | 3 | 8 | -5 | -62.50000% | As per Tape data, age of loan is 8. However it reflects 3. | Initial |
5673933 | xx | xx | Current Legal Status | Collections, 60-119 Days | Payment Plan | Initial | |||
5673933 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
5673933 | xx | xx | Purpose of Transaction per HUD-1 | Refinance | Cash Out | As per Tape data ,Purpose of Transaction is cash out - other. However Final Application documents reflects as Refinance. | Initial | ||
32906497 | xx | xx | Last Payment Received Date | 10/12/2021 | 9/14/2021 | 28 (Days) | Initial | ||
32906497 | xx | xx | Post-Close DTI per 1003 | 45.268% | 57.558% | -12.290% | -12.29000% | Loan failed the qualified mortgage DTI threshold test as this loan has a qualified mortgage DTI of 45.268%, the borrower's income was $2,915.04 and total expenses are in the amount of $1,319.58 and the loan was underwritten by AUS/DU (xx) and its recommendation is “Approve/Eligible” with a DTI of 45.268%. | Initial |
32906497 | xx | xx | Reason For Default (RFD) Date | Not Applicable | 9/15/2021 | Initial | |||
34282040 | xx | xx | Last Payment Received Date | 10/5/2021 | 9/7/2021 | 28 (Days) | Initial | ||
34282040 | xx | xx | Mortgage Type | FHA | Conventional | Original note reflects mortgage type as FHA. | Initial | ||
34282040 | xx | xx | Reason For Default (RFD) Date | Not Applicable | 9/3/2021 | Initial | |||
34282040 | xx | xx | Subject Property Detached/Attached | Attached | Detached | Appraisal report reflects subject property detached/attached as Attached. | Initial | ||
19328556 | xx | xx | Last Payment Received Date | 10/4/2021 | 9/1/2021 | 33 (Days) | NA | Initial | |
19328556 | xx | xx | Purpose of Refinance Per Application | Lower rate or term | No Cash-Out | NA | Initial | ||
40267217 | xx | xx | Last Payment Received Date | 10/5/2021 | 9/3/2021 | 32 (Days) | Last payment received date is xx/xx/2021. | Initial | |
40267217 | xx | xx | Mortgage Type | FHA | Conventional | Final 1003 reflects mortgage type as FHA. | Initial | ||
40267217 | xx | xx | Post-Close DTI per 1003 | 47.224% | 47.847% | -0.623% | -0.62300% | Post-Close DTI per 1003 is 47.224%. | Initial |
18934845 | xx | xx | Last Payment Received Date | 10/1/2021 | 9/1/2021 | 30 (Days) | Last payment received date is xx/xx/2021. | Initial | |
18934845 | xx | xx | Purpose of Refinance Per Application | Cash Out - Other | No Cash-Out | Purpose of refinance as per application is Cash-Out Other. | Initial | ||
62476583 | xx | xx | Last Payment Received Date | 10/14/2021 | 9/13/2021 | 31 (Days) | updated as per review. | Initial | |
62476583 | xx | xx | Reason For Default (RFD) Date | 10/14/2021 | 9/13/2021 | 31 (Days) | updated as per review. | Initial | |
24738060 | xx | xx | Last Payment Received Date | 10/1/2021 | 9/1/2021 | 30 (Days) | Initial | ||
47407922 | xx | xx | Last Payment Received Date | 10/4/2021 | 9/2/2021 | 32 (Days) | Initial | ||
47407922 | xx | xx | Subject Property Type | Manufactured Housing | Mobile Home | The Appraisal dated xx/xx/2021 reflects the subject property as a Manufactured Home. Mortgage notarized on xx/xx/2021 contains a Manufactured rider. | Initial | ||
3544891 | xx | xx | Post-Close DTI per 1003 | 30.307% | 31.343% | -1.036% | -1.03600% | The Final Application reflects the Post-Close DTI per 1003 as 30.307%. | Initial |
3544891 | xx | xx | Purpose of Refinance Per Application | Cash Out - Other | No Cash-Out | Final application reflects purpose of refinance per application as cash-out-other. | Initial | ||
3544891 | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Refinance | Initial | |||
3544891 | xx | xx | Reason For Default (RFD) Date | Not Applicable | 7/23/2021 | Initial | |||
3544891 | xx | xx | Subject Property Type | Manufactured Housing | Mobile Home | Appraisal report reflects subjects property type as manufactured Housing. | Initial | ||
80910483 | xx | xx | Post-Close DTI per 1003 | 32.432% | 34.927% | -2.495% | -2.49500% | The post close dti per 1003 is 32.432%. | Initial |
80910483 | xx | xx | Purpose of Refinance Per Application | Change in Rate/Term | No Cash-Out | Initial | |||
80910483 | xx | xx | Reason For Default (RFD) Date | Not Applicable | 5/19/2021 | No rfd was found in comment. | Initial | ||
26325910 | xx | xx | Last Payment Received Date | 10/13/2021 | 9/3/2021 | 40 (Days) | NA. | Initial | |
26325910 | xx | xx | Mortgage Type | FHA | Conventional | As per Note, CD & Final Application documents type is FHA. | Initial | ||
26325910 | xx | xx | Reason For Default (RFD) Date | Unavailable | 9/2/2021 | NA | Initial | ||
66351595 | xx | xx | Mortgage Type | FHA | Conventional | Loan Mortgage type is FHA. | Initial | ||
66351595 | xx | xx | Reason For Default (RFD) Date | Not Applicable | 7/28/2021 | NA | Initial | ||
55038050 | xx | xx | Last Payment Received Date | 10/1/2021 | 9/1/2021 | 30 (Days) | Initial | ||
60599876 | xx | xx | Last Payment Received Date | 10/1/2021 | 9/1/2021 | 30 (Days) | NA | Initial | |
60599876 | xx | xx | Post-Close DTI per 1003 | 47.972% | 45.122% | 2.850% | 2.85000% | Borrower's monthly income is $3,337.65 after subject loan the proposed amount $1,266.15 and total non-housing Payments is $335.00. Hence, the calculated DTI ratio is 47.972%. | Initial |
60599876 | xx | xx | Purpose of Refinance Per Application | Change in Rate/Term | No Cash-Out | Final Application reflect Change in Rate/Term. The Borrower received no cash back at closing and paid off no liabilities. | Initial | ||
69432674 | xx | xx | Last Payment Received Date | 10/1/2021 | 9/1/2021 | 30 (Days) | NA | Initial | |
69432674 | xx | xx | Post-Close DTI per 1003 | 55.112% | 49.624% | 5.488% | 5.48800% | The borrowers income is $6,627.29 after Subject loan the proposed amount $2,946.16 and total non-housing payments is $706.30 hence, the calculated DTI ratio is 55.112%. | Initial |
69432674 | xx | xx | Purpose of Refinance Per Application | Change in Rate/Term | No Cash-Out | As per the final application purpose of refinance is change in rate/term. | Initial | ||
69432674 | xx | xx | Subject Property Type | PUD | Single Family | Appraisal report reflects property type as PUD. | Initial | ||
89794208 | xx | xx | Loan Documentation Type | Streamline Refinance | Full Documentation | Final application reflects loan documentation type as Streamline Refinance. | Initial | ||
89794208 | xx | xx | Purpose of Refinance Per Application | Lower rate or term | No Cash-Out | Purpose of refinance per application as Limited Cash Out. | Initial | ||
895841 | xx | xx | Age of Loan | 0 | 1 | -1 | -100.00000% | Age of loan is 0. | Initial |
895841 | xx | xx | Escrow Account Indicator | Yes | No | Final CD reflects escrow account. | Initial | ||
895841 | xx | xx | Purpose of Refinance Per Application | Cash Out - Other | No Cash-Out | Initial | |||
76041933 | xx | xx | Age of Loan | 1 | 24 | -23 | -95.83333% | Age of loan is 1. | Initial |
76041933 | xx | xx | Current Legal Status | Collections, >= 120 Days | Performing | Initial | |||
76041933 | xx | xx | Post-Close DTI per 1003 | Unavailable | 47.550% | Initial | |||
76041933 | xx | xx | Post-Close Housing Ratio per 1003 | Unavailable | 46.379% | Initial | |||
29510472 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
29510472 | xx | xx | Post-Close DTI per 1003 | 55.295% | 55.140% | 0.155% | 0.15500% | The borrower's monthly income is $4,728.00 after subject loan the proposed amount $2,614.33 and total non-housing payments is $1,409.50. hence, the calculated DTI ratio is 55.295%. | Initial |
24070740 | xx | xx | Age of Loan | 14 | 16 | -2 | -12.50000% | Initial | |
24070740 | xx | xx | Last Payment Received Date | 10/1/2021 | 9/1/2021 | 30 (Days) | NA | Initial | |
24070740 | xx | xx | MI Coverage Amount | 30.000% | 25.000% | 5.000% | 5.00000% | MI certificate reflects coverage amount as 30.00%. | Initial |
24070740 | xx | xx | Post-Close DTI per 1003 | 44.875% | 81.470% | -36.595% | -36.59500% | Borrower income was $9,170.58 and Total expenses are in the amount of $2,192.54 hence calculated DTI as per 1008 is 44.875%. | Initial |
6561522 | xx | xx | Age of Loan | 2 | 4 | -2 | -50.00000% | NA. | Initial |
6561522 | xx | xx | MI Coverage Amount | 25.000% | 18.000% | 7.000% | 7.00000% | MI certificate reflects MI coverage amount as 25%. | Initial |
6561522 | xx | xx | Post-Close DTI per 1003 | 18.865% | 18.319% | 0.546% | 0.54600% | The borrower’s total monthly income is $7,833.00 after subject loan the proposed amount $1,820.74 and total non-housing payments is $659.85 hence the calculated DTI ratio is 18.865%. | Initial |
84719613 | xx | xx | Age of Loan | 6 | 8 | -2 | -25.00000% | As per note document age of loan is 6. | Initial |
84719613 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
84719613 | xx | xx | Last Payment Received Date | 9/15/2021 | 8/16/2021 | 30 (Days) | According to the payment history as of xx/xx/2021, the borrower is current with the loan and the next payment is due for xx/xx/2021. The last payment was received on xx/xx/2021 | Initial | |
4664017 | xx | xx | Age of Loan | 1 | 3 | -2 | -66.66666% | As per Tape data ,age of loan is 3.However it reflects 1. | Initial |
4664017 | xx | xx | Post-Close DTI per 1003 | 30.278% | 30.281% | -0.003% | -0.00300% | As per Tape data ,Post Close DTI is 30.2881%.However Final Application documents reflects as 30.278%. | Initial |
4664017 | xx | xx | Post-Close Housing Ratio per 1003 | 22.879% | 22.882% | -0.003% | -0.00300% | NA | Initial |
4664017 | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Refinance | Initial | |||
63308386 | xx | xx | Age of Loan | 1 | 3 | -2 | -66.66666% | As per Tape data, age of loan is 3. However it reflects 1. | Initial |
63308386 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
63308386 | xx | xx | Subject Property Type | 2 Family | Single Family | Initial | |||
63614686 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
63614686 | xx | xx | Post-Close DTI per 1003 | 37.003% | 37.000% | 0.003% | 0.00300% | The Final Application reflects the Post-Close DTI per 1003 as 37.915%. | Initial |
35619352 | xx | xx | Age of Loan | 1 | 3 | -2 | -66.66666% | NA | Initial |
35619352 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
35619352 | xx | xx | Stated Remaining Term | 359 | 1101 | -742 | -67.39327% | Note reflects stated remaining term as 359. | Initial |
3892430 | xx | xx | Age of Loan | 10 | 14 | -4 | -28.57142% | Age of loan is 10. | Initial |
3892430 | xx | xx | Post-Close DTI per 1003 | 52.133% | 52.130% | 0.003% | 0.00300% | Initial | |
3892430 | xx | xx | Purpose of Refinance Per Application | Change in Rate/Term | No Cash-Out | Initial | |||
3892430 | xx | xx | Subject Property Type | PUD | Single Family | The PUD rider is available from the mortgage. So, the property type is PUD. | Initial | ||
68905448 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N/A. | Initial | ||
68905448 | xx | xx | Post-Close DTI per 1003 | 25.856% | 24.913% | 0.943% | 0.94300% | Borrower income was $6,557.45 and Non Housing Payments are in the amount of $678.00 hence calculated Housing Ratio as per 1008 is 25.856%. | Initial |
68905448 | xx | xx | Post-Close Housing Ratio per 1003 | 15.517% | 14.574% | 0.943% | 0.94300% | Borrower income was $6,557.45 and Present primary expenses are in the amount of $1,017.51 hence calculated Housing Ratio as per 1008 is 15.517%. | Initial |
68905448 | xx | xx | Purpose of Refinance Per Application | Limited Cash Out (GSE definition) | Change in Rate/Term | Transmittal Summary shows purpose of refinance is Limited Cash Out. | Initial | ||
81240705 | xx | xx | Post-Close DTI per 1003 | 25.438% | 25.168% | 0.270% | 0.27000% | MI Company name is xxx. | Initial |
81240705 | xx | xx | Purpose of Refinance Per Application | Lower rate or term | No Cash-Out | "Final Application and Final DU reflect Lower Rate/Term. The Borrower(s) received no cash back at closing and paid off no liabilities. " | Initial | ||
96897974 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N.A | Initial | ||
96897974 | xx | xx | Post-Close DTI per 1003 | Unavailable | 48.970% | U/A | Initial | ||
51153619 | xx | xx | Last Payment Received Date | 10/8/2021 | 10/1/2021 | 7 (Days) | NA | Initial | |
51153619 | xx | xx | Loan Original Maturity Term Months | 360 | 30 | 330 | 1100.00000% | NA | Initial |
51153619 | xx | xx | Post-Close DTI per 1003 | 45.672% | 46.000% | -0.328% | -0.32800% | NA | Initial |
51153619 | xx | xx | Post-Close Housing Ratio per 1003 | 33.256% | 33.000% | 0.256% | 0.25600% | NA | Initial |
51153619 | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Refinance | NA | Initial | ||
24610382 | xx | xx | Age of Loan | 3 | 6 | -3 | -50.00000% | Note reflects age of loan as 3. | Initial |
24610382 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N.A. | Initial | ||
24610382 | xx | xx | Loan Documentation Type | Streamline Refinance | Full Documentation | As per final 1003 application loan documentation type is Streamline refinance. | Initial | ||
24610382 | xx | xx | Purpose of Refinance Per Application | Lower rate or term | No Cash-Out | Initial | |||
67128172 | xx | xx | Number Of Units | 3 | 1 | 2 | 200.00000% | Appraisal report shows three unit property. | Initial |
67128172 | xx | xx | Post-Close DTI per 1003 | 36.640% | 56.000% | -19.360% | -19.36000% | Total Original T&I for Debt Ratios: (Real Estate Taxes $562.41 + Hazard Insurance $327.81 + Flood Insurance $00 + MI $00 + HOA Dues $00 ) equals $2,438.98 and All Other Monthly payments are $298.00. The Borrowers Total Monthly income Verified as $7,742.92. Hence, Post-Close DTI per 1003 is 44.45%. | Initial |
67128172 | xx | xx | Post-Close Housing Ratio per 1003 | 32.791% | 42.400% | -9.609% | -9.60900% | Total Original T&I for Debt Ratios: (Real Estate Taxes $562.41 + Hazard Insurance $327.81 + Flood Insurance $00 + MI $00 + HOA Dues $00 ) equals $2,438.98. The Borrowers Total Monthly income Verified as $7,742.92. Hence, Post-Close housing ratio per 1003 is 32.791%. | Initial |
67128172 | xx | xx | Purpose of Refinance Per Application | Limited Cash Out (GSE definition) | No Cash-Out | Initial | |||
85872535 | xx | xx | Post-Close DTI per 1003 | 29.839% | 29.800% | 0.039% | 0.03900% | Total Original T&I for Debt Ratios: (Real Estate Taxes $189.33 + Hazard Insurance $425.32 + Flood Insurance $00 + MI $00 + HOA Dues $00 ) equals $2,425.75 and All Other Monthly payments are $3,420.61. The Borrowers Total Monthly income Verified as $19,593.25. Hence, Post-Close DTI per 1003 is 29.839%. | Initial |
85872535 | xx | xx | Post-Close Housing Ratio per 1003 | 12.381% | 29.800% | -17.419% | -17.41900% | Total Original T&I for Debt Ratios: (Real Estate Taxes $189.33 + Hazard Insurance $425.32 + Flood Insurance $00 + MI $00 + HOA Dues $00 ) equals $2,425.75. The Borrowers Total Monthly income Verified as $19,593.25. Hence, Post-Close housing ratio per 1003 is 12.381%. | Initial |
74181069 | xx | xx | Post-Close Housing Ratio per 1003 | 24.672% | 32.533% | -7.861% | -7.86100% | Post Close Housing Ratio [per 1003 is 24.672%. | Initial |
64538406 | xx | xx | Age of Loan | 18 | 19 | -1 | -5.26315% | Age of loan is 18. | Initial |
64538406 | xx | xx | Last Payment Received Date | 11/18/2021 | 10/1/2021 | 48 (Days) | Initial | ||
44783773 | xx | xx | Age of Loan | 24 | 26 | -2 | -7.69230% | Ag eof loan is 24. | Initial |
44783773 | xx | xx | Last Payment Received Date | 11/5/2021 | 9/1/2021 | 65 (Days) | According to the payment history as of xx/xx/2021, the borrower is current with the loan and the next due date for payment is xx/xx/2021. The last payment was received on xx/xx/2021 | Initial | |
44783773 | xx | xx | Post-Close DTI per 1003 | 33.720% | 0.000% | 33.720% | 33.72000% | The borrower’s total monthly income is $1,574.35 after subject loan the proposed amount $462.87 and total non-housing payments is $68.00 hence the calculated DTI ratio is 33.720%. | Initial |
7425738 | xx | xx | Age of Loan | 4 | 13 | -9 | -69.23076% | As per Tape data ,age of loan is 13. However it reflects 4. | Initial |
7425738 | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Refinance | Final 1003 application reflects purpose of transaction as Cash Out. | Initial | ||
84598787 | xx | xx | Age of Loan | 8 | 9 | -1 | -11.11111% | Initial | |
84598787 | xx | xx | Does Lender G/L Require MI? | Not Applicable | Yes | Initial | |||
84598787 | xx | xx | Last Payment Received Date | 11/25/2021 | 9/1/2021 | 85 (Days) | Initial | ||
84598787 | xx | xx | MI Coverage Amount | Not Applicable | 100.000% | Initial | |||
38877261 | xx | xx | Age of Loan | 5 | 6 | -1 | -16.66666% | Note reflects age of loan as 5. | Initial |
38877261 | xx | xx | Does Lender G/L Require MI? | Not Applicable | Yes | N.A. | Initial | ||
38877261 | xx | xx | Last Payment Received Date | 11/25/2021 | 9/1/2021 | 85 (Days) | Initial | ||
38877261 | xx | xx | MI Coverage Amount | Not Applicable | 100.000% | Initial | |||
38877261 | xx | xx | Post-Close DTI per 1003 | 41.751% | 40.761% | 0.990% | 0.99000% | Post-close DTI per 1003 is 41.751%. | Initial |
75117397 | xx | xx | Escrow Account Indicator | Yes | No | As per tape data, Escrow Account indicator is no.However final Closing Disclosure shows yes. | Initial | ||
75117397 | xx | xx | Last Payment Received Date | 10/1/2021 | 9/1/2021 | 30 (Days) | Initial | ||
75117397 | xx | xx | Post-Close DTI per 1003 | 46.882% | 46.886% | -0.004% | -0.00400% | As per Tape data ,Post Close DTI is 46.886%.However Final Application documents reflects as 46.882%. | Initial |
75117397 | xx | xx | Purpose of Refinance Per Application | Cash Out - Other | Debt consolidation | As per tape data, Purpose of refinance per application is Debt consoladation.However Final closing disclosure shows Cash out -other | Initial | ||
75117397 | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Refinance | Purpose of transaction per HUD-1 is Cash Out | Initial | ||
21979112 | xx | xx | Age of Loan | 2 | 4 | -2 | -50.00000% | As per Tape data, Age of Loan reflect 4 months. However, Audit Value reflect 2. | Initial |
21979112 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N.A. | Initial | ||
21979112 | xx | xx | Escrow Account Indicator | Yes | No | Final CD reflects Escrow account indicator "YES". | Initial | ||
11482468 | xx | xx | Original Stated P&I | $3577.32 | $3021.57 | $555.75 | 18.39275% | Note reflects the P&I is $3,577.32. | Initial |
11482468 | xx | xx | Post-Close DTI per 1003 | 47.595% | 48.344% | -0.749% | -0.74900% | Initial | |
11482468 | xx | xx | Stated Maturity Date | Unavailable | xxx | Initial | |||
91985069 | xx | xx | Original Stated Rate | 5.62500% | 3.50000% | 2.12500% | 2.12500% | The Note reflects the Original State Rate as 5.625. | Initial |
91985069 | xx | xx | Stated Maturity Date | xxx | xxx | 4199 (Days) | xx/xx/2060. | Initial | |
70271362 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA. | Initial | ||
70271362 | xx | xx | Post-Close DTI per 1003 | 45.522% | 68.806% | -23.284% | -23.28400% | The Borrower's income is $6,362.62 after subject loan the proposed amount $2,220.41 and total Non-Housing payments is $676.00 hence, the calculated DTI ratio is 45.522% | Initial |
60981251 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA. | Initial | ||
88257275 | xx | xx | Purpose of Refinance Per Application | Change in Rate/Term | No Cash-Out | Final application reflects purpose of refinance per application as Change in Rate/term. | Initial | ||
78690242 | xx | xx | Purpose of Refinance Per Application | Cash Out - Other | No Cash-Out | Initial | |||
37356778 | xx | xx | Age of Loan | 28 | 47 | -19 | -40.42553% | N/A. | Initial |
37356778 | xx | xx | Current Legal Status | Collections, >= 120 Days | Collections | According to the payment history seller’s tape data as of xx/xx/2021, the borrower is currently delinquent for 17 months. As per the comment history, the loan is in Collections, >= 120 Days. | Initial | ||
37356778 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N/A. | Initial | ||
49555042 | xx | xx | Age of Loan | 13 | 15 | -2 | -13.33333% | Note Document reflects age of loan as 13. | Initial |
49555042 | xx | xx | Post-Close DTI per 1003 | 46.355% | 47.150% | -0.795% | -0.79500% | The borrower's monthly income is $3,795.03 after Subject loan the Proposed amount $1,277.18 and Total Non-housing Payments is $482.00 hence, the Calculated DTI Ratio is 46.355%. | Initial |
49555042 | xx | xx | Post-Close Housing Ratio per 1003 | 33.654% | 34.450% | -0.796% | -0.79600% | The borrower's monthly income is $3,795.03 after Subject loan the Proposed amount $1,277.18 and hence, the Calculated Front debt DTI Ratio is 33.654%. | Initial |
14595700 | xx | xx | Age of Loan | 0 | 2 | -2 | -100.00000% | NA | Initial |
14595700 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
14595700 | xx | xx | Post-Close DTI per 1003 | Not Applicable | 0.000% | NA | Initial | ||
14595700 | xx | xx | Post-Close Housing Ratio per 1003 | Not Applicable | 0.000% | NA | Initial | ||
91111722 | xx | xx | Current Legal Status | Collections | Performing | Initial | |||
91111722 | xx | xx | Does Lender G/L Require MI? | Not Applicable | Yes | N.A. | Initial | ||
91111722 | xx | xx | Post-Close DTI per 1003 | 21.461% | 21.460% | 0.001% | 0.00100% | Total Original T&I for the debt ratio:( Real Estate Taxes $54.98+Hazard insurance $140.83+flood insurance $0.00+ MI $0.00+ HOA Dues $0.00) equals $862.70. and total of other debts is $175.00. Total monthly income verified is $4,835.32. Hence Post Close DTI per 1003 is 21.461%. | Initial |
37683707 | xx | xx | Does Lender G/L Require MI? | Not Applicable | Yes | NA. | Initial | ||
37683707 | xx | xx | Post-Close DTI per 1003 | 45.799% | 45.800% | -0.001% | -0.00100% | The borrower’s and co-borrower’s total monthly income is $5,630.46 after subject loan the proposed amount $1,762.42 and total non-housing payments is $816.30 hence the calculated DTI ratio is 45.799%. | Initial |
33276843 | xx | xx | Age of Loan | 9 | 10 | -1 | -10.00000% | NA | Initial |
33276843 | xx | xx | Escrow Account Indicator | Yes | No | As per Final CD Escrow account reflects "YES". | Initial | ||
1392257 | xx | xx | Age of Loan | 1 | 3 | -2 | -66.66666% | NA | Initial |
1392257 | xx | xx | Escrow Account Indicator | Yes | No | Final CD reflects Escrow Account Indicator as Yes. | Initial | ||
1392257 | xx | xx | Post-Close DTI per 1003 | 43.615% | 54.183% | -10.568% | -10.56800% | The Borrower income was $2,386.00 and total expenses are in the amount of $1,040.66 so calculated DTI as per 1008 is 43.615%. | Initial |
74226830 | xx | xx | Age of Loan | 1 | 3 | -2 | -66.66666% | NA. | Initial |
74226830 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA. | Initial | ||
74226830 | xx | xx | Escrow Account Indicator | Yes | No | Final closing disclosure reflects escrow account indicator as Yes. | Initial | ||
74226830 | xx | xx | Post-Close DTI per 1003 | 49.244% | 35.369% | 13.875% | 13.87500% | The borrower’s total monthly income is $8,648.38 after subject loan the proposed amount $1,598.84 and total non-housing payments is $2,660.00 hence the calculated DTI ratio is 49.244%. | Initial |
30726239 | xx | xx | Original Stated Rate | 3.25000% | 4.62500% | -1.37500% | -1.37500% | Original stated rate is 3.25% | Initial |
30726239 | xx | xx | Post-Close Housing Ratio per 1003 | 35.427% | 35.420% | 0.007% | 0.00700% | Post-close DTI is 35.427%. | Initial |
7532927 | xx | xx | Age of Loan | 4 | 6 | -2 | -33.33333% | Note reflects age of loan as 4. | Initial |
7532927 | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Refinance | Initial | |||
76912304 | xx | xx | Age of Loan | 5 | 7 | -2 | -28.57142% | Initial | |
27829187 | xx | xx | Age of Loan | 4 | 6 | -2 | -33.33333% | Age of loan is 4. | Initial |
34081428 | xx | xx | Age of Loan | 4 | 6 | -2 | -33.33333% | Age of loan reflects 4. | Initial |
85860124 | xx | xx | Age of Loan | 5 | 6 | -1 | -16.66666% | N/A. | Initial |
66712444 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Initial | |||
66712444 | xx | xx | Purpose of Refinance Per Application | Limited Cash Out (GSE definition) | Change in Rate/Term | Final 1003 reflects purpose of refinance as Limited cash out. | Initial | ||
6788678 | xx | xx | Post-Close DTI per 1003 | 66.879% | 132.000% | -65.121% | -65.12100% | The borrowers income is $ $10,210.52 after Subject loan the proposed amount $4,417.98 and total non-housing payments is $ $2,410.67 hence, the calculated DTI ratio is 66.879%. | Initial |
30409149 | xx | xx | Does Lender G/L Require MI? | Yes | No | N/A. | Initial | ||
30409149 | xx | xx | Post-Close DTI per 1003 | 33.340% | 32.120% | 1.220% | 1.22000% | Borrower's monthly income is $7,291.66 after subject loan the proposed amount $2,342.05 and total non-housing Payments is $89.00. Hence, the calculated DTI ratio is 33.340%. | Initial |
49281748 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
49281748 | xx | xx | Post-Close DTI per 1003 | 10.454% | 9.660% | 0.794% | 0.79400% | The borrower's monthly income is $23,911.80 after Subject loan the Proposed amount $2,309.80 and Total Non-housing Payments is $190.00. hence, the Calculated DTI Ratio is 10.454%. | Initial |
10118081 | xx | xx | Post-Close DTI per 1003 | 42.743% | 43.000% | -0.257% | -0.25700% | NA | Initial |
10118081 | xx | xx | Post-Close Housing Ratio per 1003 | 21.992% | 22.000% | -0.008% | -0.00800% | NA | Initial |
10118081 | xx | xx | Purpose of Refinance Per Application | Cash Out - Other | Change in Rate/Term | Initial | |||
10118081 | xx | xx | Stated Maturity Date | xxx | xxx | 36525 (Days) | NA | Initial | |
10118081 | xx | xx | Stated Remaining Term | 349 | 350 | -1 | -0.28571% | NA | Initial |
5441600 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N/A. | Initial | ||
5441600 | xx | xx | Post-Close DTI per 1003 | 42.381% | 42.000% | 0.381% | 0.38100% | The borrower's monthly income is $2,817.53 after subject loan the proposed amount $714.16 and total non-housing Payments is $480.00. Hence, the calculated DTI ratio is 42.381%. | Initial |
5441600 | xx | xx | Post-Close Housing Ratio per 1003 | 25.345% | 25.000% | 0.345% | 0.34500% | Total subject property PITIA (P&I $ 502.57 + Real Estate Taxes $ 153.67 + Hazard Insurance $57.92 + Flood Insurance $0.00 + MI $0.00 + HOA Dues $0.00) equals $714.16. Total verified monthly income equals $2,817.53. Housing Ratio equals 25.345%. | Initial |
5441600 | xx | xx | Stated Maturity Date | xxx | xxx | 36525 (Days) | N/A. | Initial | |
5441600 | xx | xx | Stated Remaining Term | 349 | 350 | -1 | -0.28571% | N/A. | Initial |
99357837 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
99357837 | xx | xx | Post-Close DTI per 1003 | 34.939% | 35.000% | -0.061% | -0.06100% | As per Final 1003 Borrower Income is $6,254.08 and Total expenses are $2,185.11. DTI is 34.939%. | Initial |
99357837 | xx | xx | Post-Close Housing Ratio per 1003 | 26.282% | 26.000% | 0.282% | 0.28200% | As per Final 1003 Borrower Income is $6,254.08 and Total expenses are $2,185.11. Housing Ratio is 26.282%. | Initial |
99357837 | xx | xx | Stated Maturity Date | xxx | xxx | 36525 (Days) | The Note reflects the Maturity Date as xx/xx/2050. | Initial | |
99357837 | xx | xx | Stated Remaining Term | 349 | 350 | -1 | -0.28571% | Stated Remaining Term reflects 349. | Initial |
77668825 | xx | xx | Post-Close DTI per 1003 | 43.642% | 44.000% | -0.358% | -0.35800% | Post close DTI is 43.642%. | Initial |
77668825 | xx | xx | Post-Close Housing Ratio per 1003 | 38.156% | 38.000% | 0.156% | 0.15600% | Post close housing ratio is 38.156%. | Initial |
77668825 | xx | xx | Stated Maturity Date | xxx | xxx | 36525 (Days) | xx/xx/2050. | Initial | |
77668825 | xx | xx | Stated Remaining Term | 349 | 350 | -1 | -0.28571% | 349. | Initial |
31078632 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
31078632 | xx | xx | Post-Close DTI per 1003 | 19.098% | 19.000% | 0.098% | 0.09800% | Tape shows Post Close DTI is 19.00%. However Final Application documents reflects it as 19.098%. | Initial |
31078632 | xx | xx | Post-Close Housing Ratio per 1003 | 13.720% | 14.000% | -0.280% | -0.28000% | Tape shows Post Close Housing Ratio is 14.000%. However, Final Application document reflects it as 13.720%. | Initial |
31078632 | xx | xx | Stated Maturity Date | xxx | xxx | 36525 (Days) | The Note reflects the Stated Maturity date as xx/xx/2050. | Initial | |
31078632 | xx | xx | Stated Remaining Term | 349 | 350 | -1 | -0.28571% | The Note reflects the Stated Remaining Term as 349. | Initial |
52976564 | xx | xx | Post-Close DTI per 1003 | 48.490% | 48.000% | 0.490% | 0.49000% | Final 1003 reflects DTI 34.452 however tape shows 48.00%. | Initial |
52976564 | xx | xx | Post-Close Housing Ratio per 1003 | 15.417% | 15.000% | 0.417% | 0.41700% | Total subject property PITIA (P&I $ 1,248.83 + Real Estate Taxes $ 348.16 + Hazard Insurance $72.92 + Flood Insurance $0.00 + MI $57.69 + HOA Dues $8.33) equals $1,735.93. Total verified monthly income equals $11,260.00. Housing Ratio equals 15.417%. | Initial |
52976564 | xx | xx | Stated Maturity Date | xxx | xxx | 36525 (Days) | The Note reflects the Maturity Date as xx/xx/2050. | Initial | |
52976564 | xx | xx | Stated Remaining Term | 350 | 351 | -1 | -0.28490% | Original note reflects stated remaining term as 350. | Initial |
97530717 | xx | xx | Post-Close DTI per 1003 | 44.535% | 41.000% | 3.535% | 3.53500% | The borrower’s total monthly income is $2,489.23 after subject loan the proposed amount $1,073.59 and total non-housing payments is $35.00 hence the calculated DTI ratio is 44.535%. | Initial |
97530717 | xx | xx | Post-Close Housing Ratio per 1003 | 43.129% | 37.000% | 6.129% | 6.12900% | Total subject property PITIA (P&I $714.57 + hazard insurance $61.17 + property taxes $220.44 + MI $77.41 equals $1,073.59 verified monthly income equals $2,489.23 housing ratio equals 43.129%. | Initial |
97530717 | xx | xx | Stated Maturity Date | xxx | xxx | 36525 (Days) | Original note reflects stated maturity date as xx/xx/2021. | Initial | |
97530717 | xx | xx | Stated Remaining Term | 355 | 354 | 1 | 0.28248% | Original note reflects stated remaining term as 355. | Initial |
6778122 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
6778122 | xx | xx | Post-Close DTI per 1003 | 31.405% | 40.000% | -8.595% | -8.59500% | The borrower's monthly income is $4,988.88 after Subject loan the Proposed amount $734.64 and Total Non-housing Payments is $832.14. hence, the Calculated DTI Ratio is 31.405%. | Initial |
6778122 | xx | xx | Post-Close Housing Ratio per 1003 | 14.726% | 13.000% | 1.726% | 1.72600% | The borrower's monthly income is $4,988.88 after Subject loan the Proposed amount $734.64 hence, the Calculated Front debt DTI Ratio is 14.726%. | Initial |
6778122 | xx | xx | Stated Maturity Date | xxx | xxx | 36525 (Days) | The Note reflects the Maturity Date as xx/xx/2051. | Initial | |
6778122 | xx | xx | Stated Remaining Term | 355 | 354 | 1 | 0.28248% | NA | Initial |
83601812 | xx | xx | Age of Loan | 229 | 239 | -10 | -4.18410% | Initial | |
83601812 | xx | xx | Bankruptcy (Post-Loan Origination)? | Yes | No | Initial | |||
83601812 | xx | xx | Deferred Balance Amount | Not Applicable | xxx | Initial | |||
83601812 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | Initial | |||
83601812 | xx | xx | Last Payment Received Date | 3/1/2020 | 11/1/2020 | -245 (Days) | Initial | ||
83601812 | xx | xx | Payment History String | 4M44MM4444444M4MMMM0001M | 43211110087654322212221 | Initial | |||
83601812 | xx | xx | Payment History String Reversed | M1000MMMM4M4444444MM44M4 | 12221222365678001113234' | Initial | |||
83601812 | xx | xx | Stated Maturity Date | xxx | xxx | 13272 (Days) | Initial | ||
60933964 | xx | xx | Age of Loan | 227 | 234 | -7 | -2.99145% | Age of loan is 227. | Initial |
60933964 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Not applicable. | Initial | ||
60933964 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | Interest calculation type is 360/360. | Initial | ||
60933964 | xx | xx | Last Payment Received Date | 3/31/2021 | 2/1/2021 | 58 (Days) | Last payment received date is xx/xx/2021. | Initial | |
60933964 | xx | xx | Payment History String | 443210000000000000000000 | 55555555555667777677888 | Payment history string is 443210000000000000000000. | Initial | ||
60933964 | xx | xx | Payment History String Reversed | 000000000000000000012344 | 88877677766655555555555' | Payment history string reversed is 000000000000000000012344. | Initial | ||
60933964 | xx | xx | Stated Maturity Date | xxx | xxx | 61 (Days) | Stated maturity date is xx/xx/2032. | Initial | |
81008406 | xx | xx | Age of Loan | 213 | 225 | -12 | -5.33333% | Initial | |
81008406 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | Initial | |||
81008406 | xx | xx | Last Payment Received Date | 9/12/2021 | 9/1/2020 | 376 (Days) | Payment was received on xx/xx/2021. | Initial | |
81008406 | xx | xx | Lender Paid MI? | No | Yes | Initial | |||
81008406 | xx | xx | Payment History String | 444444444444434332123132 | 56543654221000000005432 | As per payment history. | Initial | ||
81008406 | xx | xx | Payment History String Reversed | 231321233434444444444444 | 23450000000012245636565' | Payment history reversed string is 2313212334344444444444444. | Initial | ||
81008406 | xx | xx | Post-Close DTI per 1003 | 42.631% | 42.630% | 0.001% | 0.00100% | As per 1003 | Initial |
81008406 | xx | xx | Prepayment Penalty Indicator | Yes | No | As per prepayment rider. | Initial | ||
81008406 | xx | xx | Stated Maturity Date | xxx | xxx | -304 (Days) | As per mod, the maturity date is xx/xx/2032 | Initial | |
96216640 | xx | xx | Age of Loan | 213 | 219 | -6 | -2.73972% | 213 | Initial |
96216640 | xx | xx | Bankruptcy (Post-Loan Origination)? | Yes | No | Yes | Initial | ||
96216640 | xx | xx | Does Lender G/L Require MI? | No | Yes | No | Initial | ||
96216640 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | 360/360 | Initial | ||
96216640 | xx | xx | Last Payment Received Date | 9/15/2021 | 3/1/2021 | 198 (Days) | xx/xx/2021 | Initial | |
96216640 | xx | xx | Lender Paid MI? | Not Applicable | No | Initial | |||
96216640 | xx | xx | MI Coverage Amount | Not Applicable | 16.000% | UA | Initial | ||
96216640 | xx | xx | Payment History String | 444444433222112210000000 | 22222222222222210000000 | Updated per pay history | Initial | ||
96216640 | xx | xx | Payment History String Reversed | 000000012211222334444444 | 00000001222222222222222' | Updated per pay history | Initial | ||
96216640 | xx | xx | Post-Close DTI per 1003 | 38.556% | 38.570% | -0.014% | -0.01400% | 38.556% | Initial |
96216640 | xx | xx | Stated Maturity Date | xxx | xxx | 8004 (Days) | xx/xx/2055 | Initial | |
97545614 | xx | xx | Age of Loan | 200 | 210 | -10 | -4.76190% | The age of loan is 200. | Initial |
97545614 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA. | Initial | ||
97545614 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | The interest calculation type is 360/360. | Initial | ||
97545614 | xx | xx | Loan Amortization Type | Step | Fixed | AS per the mod, the loan amortization type is step. | Initial | ||
97545614 | xx | xx | Payment History String | 444444443210000000000000 | 99876543210543210101010 | The PH string is 4444444432100000000000000000. | Initial | ||
97545614 | xx | xx | Payment History String Reversed | 000000000000012344444444 | 01010101254501234569899' | The PH string reversed is 000000000000000001234444. | Initial | ||
97545614 | xx | xx | Post-Close DTI per 1003 | 27.085% | 23.650% | 3.435% | 3.43500% | The post close DTI per 1003 is 27.085%. | Initial |
97545614 | xx | xx | Stated Maturity Date | xxx | xxx | 13852 (Days) | As per the mod, the stated maturity date is xx/xx/2057. | Initial | |
36492661 | xx | xx | Age of Loan | 202 | 210 | -8 | -3.80952% | Info updated as per doc. | Initial |
36492661 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Info updated as per doc. | Initial | ||
36492661 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | Info updated as per doc. | Initial | ||
36492661 | xx | xx | Last Payment Received Date | 3/24/2021 | 1/1/2021 | 82 (Days) | Info updated as per doc. | Initial | |
36492661 | xx | xx | Payment History String | 444444321222000004444444 | 99998765432111000000000 | Info updated as per doc. | Initial | ||
36492661 | xx | xx | Payment History String Reversed | 444444400000222123444444 | 00000000011123456789999' | Info updated as per doc. | Initial | ||
36492661 | xx | xx | Stated Maturity Date | xxx | xxx | 9558 (Days) | Info updated as per doc. | Initial | |
30459861 | xx | xx | Age of Loan | 201 | 208 | -7 | -3.36538% | Age of loan is 201. | Initial |
30459861 | xx | xx | Bankruptcy (Post-Loan Origination)? | Yes | No | BK has been closed on xx/xx/2017. | Initial | ||
30459861 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | 360/360. | Initial | ||
30459861 | xx | xx | Last Payment Received Date | 8/2/2021 | 2/1/2021 | 182 (Days) | Last payment mane on xx/xx/2001. | Initial | |
30459861 | xx | xx | Mod Step Indicator | Not Applicable | No | Initial | |||
30459861 | xx | xx | Payment History String | 444321123444444444444444 | 44454456546666768777888 | PH string 443213123444444444444444. | Initial | ||
30459861 | xx | xx | Payment History String Reversed | 444444444444444321123444 | 88877786766664565444444' | PH string reversed 444444444444444321312344. | Initial | ||
30459861 | xx | xx | Post-Close DTI per 1003 | 31.812% | 26.570% | 5.242% | 5.24200% | Post close DTI is 31.812%. | Initial |
37111940 | xx | xx | Age of Loan | 196 | 205 | -9 | -4.39024% | Age of Loan is 196. | Initial |
37111940 | xx | xx | Bankruptcy (Post-Loan Origination)? | Yes | No | BK was filed. | Initial | ||
37111940 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA. | Initial | ||
37111940 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | Interest Calculation type is 360/360. | Initial | ||
37111940 | xx | xx | Last Payment Received Date | 12/22/2020 | 12/1/2020 | 21 (Days) | Initial | ||
37111940 | xx | xx | Payment History String | 444443210103444444401110 | 55565444544322212122221 | PH string reversed is 0000444443210MMMMMMM. | Initial | ||
37111940 | xx | xx | Payment History String Reversed | 011104444444301012344444 | 12222121232344544455555' | PH string reversed is 0000444443210MMMMMMM. | Initial | ||
37111940 | xx | xx | Post-Close DTI per 1003 | 23.942% | 29.621% | -5.679% | -5.67900% | Post close per 1003 is 23.942%. | Initial |
37111940 | xx | xx | Stated Maturity Date | xxx | xxx | 8036 (Days) | Stated Maturity date is xx/xx/2056. | Initial | |
16015561 | xx | xx | Age of Loan | 185 | 195 | -10 | -5.12820% | Age of Loan is 185 months. | Initial |
16015561 | xx | xx | Bankruptcy (Post-Loan Origination)? | Yes | No | Yes | Initial | ||
16015561 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
16015561 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | Interes calucaltion type is 360/360 | Initial | ||
16015561 | xx | xx | Last Payment Received Date | 3/16/2021 | 11/1/2020 | 135 (Days) | Last payment received date is xx/xx/2021 | Initial | |
16015561 | xx | xx | Payment History String | 444444444443444444444443 | 66545455555543212111212 | Payment history string is 444444321444444444444323 | Initial | ||
16015561 | xx | xx | Payment History String Reversed | 344444444444344444444444 | 21211121254555555456566' | Payment history string reversed is 323444444444444323123444444 | Initial | ||
16015561 | xx | xx | Post-Close DTI per 1003 | 47.503% | 40.620% | 6.883% | 6.88300% | Post-Close DTI per 1003 is 47.503% | Initial |
16015561 | xx | xx | Stated Maturity Date | xxx | xxx | 9101 (Days) | Stated maturity date is xx/xx/2060 | Initial | |
88125682 | xx | xx | Age of Loan | 187 | 194 | -7 | -3.60824% | 187. | Initial |
88125682 | xx | xx | Current Legal Status | Bankruptcy | Collections, >= 120 Days | Bankruptcy. | Initial | ||
88125682 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Does Lender G/L Require MI Not Applicable. | Initial | ||
88125682 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | Interest Calculation Type is 360/360. | Initial | ||
88125682 | xx | xx | Last Payment Received Date | 10/11/2021 | 2/1/2021 | 252 (Days) | xx/xx/2021. | Initial | |
88125682 | xx | xx | Mod Step Indicator | Not Applicable | No | Initial | |||
88125682 | xx | xx | Payment History String | 444444444444442122223123 | 43210032102100000000000 | Payment history string is 444444444442122223123433. | Initial | ||
88125682 | xx | xx | Payment History String Reversed | 321322221244444444444444 | 00000000010120123003234' | Payment history string reversed is 33432132222124444444444444444. | Initial | ||
88125682 | xx | xx | Post-Close DTI per 1003 | 45.359% | 42.700% | 2.659% | 2.65900% | 45.359%. | Initial |
79575076 | xx | xx | Age of Loan | 186 | 194 | -8 | -4.12371% | Age of loan is 186. | Initial |
79575076 | xx | xx | Bankruptcy (Post-Loan Origination)? | Yes | No | BK has been close in 2015. | Initial | ||
79575076 | xx | xx | Deferred Balance Amount | Not Applicable | xxx | N/A | Initial | ||
79575076 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N/A | Initial | ||
79575076 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | Interest calculation type is 360/360. | Initial | ||
79575076 | xx | xx | Last Payment Received Date | 4/9/2021 | 1/1/2021 | 98 (Days) | Last payment received date is xx/xx/2021. | Initial | |
79575076 | xx | xx | Payment History String | 4MM4MM443212122234000000 | 65432100765432100065432 | PH string is 444321212223400000000MMM. | Initial | ||
79575076 | xx | xx | Payment History String Reversed | 000000432221212344MM4MM4 | 23456000143456700125456' | PH string reversed is MMM000000004322212123444 | Initial | ||
79575076 | xx | xx | Post-Close DTI per 1003 | 46.343% | 33.310% | 13.033% | 13.03300% | Post close DTI per 1003 46.343%. | Initial |
79575076 | xx | xx | Stated Maturity Date | xxx | xxx | 7641 (Days) | Initial | ||
65887906 | xx | xx | Age of Loan | 181 | 192 | -11 | -5.72916% | Initial | |
65887906 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | Initial | |||
65887906 | xx | xx | Last Payment Received Date | 10/21/2020 | 10/1/2020 | 20 (Days) | Initial | ||
65887906 | xx | xx | Payment History String | 444444321012344010110104 | 77777665555555555555555 | Initial | |||
65887906 | xx | xx | Payment History String Reversed | 401011010443210123444444 | 55555555555555556677777' | Initial | |||
65887906 | xx | xx | Post-Close DTI per 1003 | 33.640% | 37.800% | -4.160% | -4.16000% | Initial | |
65887906 | xx | xx | Stated Maturity Date | xxx | xxx | 5326 (Days) | Initial | ||
47303774 | xx | xx | Age of Loan | 185 | 191 | -6 | -3.14136% | Age of loan is 185 months. | Initial |
47303774 | xx | xx | Deferred Balance Amount | Not Applicable | xxx | Deferred balance amount is $xxx. | Initial | ||
47303774 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N/A. | Initial | ||
47303774 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | Interest calculation type is 360/360. | Initial | ||
47303774 | xx | xx | Last Payment Received Date | 3/17/2021 | 3/1/2021 | 16 (Days) | Last payment received date is xx/xx/2021. | Initial | |
47303774 | xx | xx | Payment History String | 444432102000044411111111 | 87654332100000000000000 | Payment history string is 4432100000MMMMMM11111111. | Initial | ||
47303774 | xx | xx | Payment History String Reversed | 111111114440000201234444 | 00000000000000123347678' | Payment history string reversed is 4432100000MMMMMM11111111. | Initial | ||
47303774 | xx | xx | Stated Maturity Date | xxx | xxx | 8552 (Days) | Stated maturity date is xx/xx/2059. | Initial | |
44005927 | xx | xx | Last Payment Received Date | 10/31/2021 | 2/1/2021 | 272 (Days) | Last payment received on xx/xx/2021 | Initial | |
44005927 | xx | xx | Loan Amortization Type | Unavailable | Fixed | Initial | |||
44005927 | xx | xx | Mod Step Indicator | Unavailable | No | Initial | |||
24741379 | xx | xx | Age of Loan | 182 | 187 | -5 | -2.67379% | Initial | |
24741379 | xx | xx | Bankruptcy (Post-Loan Origination)? | Yes | No | Initial | |||
24741379 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Initial | |||
24741379 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | Initial | |||
24741379 | xx | xx | Last Payment Received Date | 10/28/2021 | 4/1/2021 | 210 (Days) | Initial | ||
24741379 | xx | xx | Original Stated P&I | $1227.47 | $1064.53 | $162.94 | 15.30628% | Initial | |
24741379 | xx | xx | Payment History String | 000444444404432211000000 | 99878778776543221100000 | Initial | |||
24741379 | xx | xx | Payment History String Reversed | 000000112234404444444000 | 00000112254567787789899' | Initial | |||
24741379 | xx | xx | Post-Close DTI per 1003 | 26.106% | 38.267% | -12.161% | -12.16100% | Initial | |
24741379 | xx | xx | Prepayment Penalty Indicator | Yes | No | Initial | |||
24741379 | xx | xx | Stated Maturity Date | xxx | xxx | 7579 (Days) | Initial | ||
24741379 | xx | xx | Total Balance of Junior Lien(s) | Not Applicable | xxx | Initial | |||
88256928 | xx | xx | Age of Loan | 173 | 182 | -9 | -4.94505% | Age of loan is "173". | Initial |
88256928 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | Interest calculation type is "360/360". | Initial | ||
88256928 | xx | xx | Last Payment Received Date | 9/20/2021 | 12/1/2020 | 293 (Days) | Last payment received date is "xx/xx/2021". | Initial | |
88256928 | xx | xx | Payment History String | 444443214444400000000110 | 99998765432100000000000 | Payment history string is "444444412344423124222333". | Initial | ||
88256928 | xx | xx | Payment History String Reversed | 011000000004444412344444 | 00000000010123456789999' | Payment history string reversed is "333222421324443214444444". | Initial | ||
22977396 | xx | xx | Age of Loan | 171 | 181 | -10 | -5.52486% | Age of loan is "171". | Initial |
22977396 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | Interest calculation type is "360/360". | Initial | ||
22977396 | xx | xx | Last Payment Received Date | 11/17/2020 | 11/1/2020 | 16 (Days) | Last payment receive date is "xx/xx/2020". | Initial | |
22977396 | xx | xx | Payment History String | 444444440123444444444444 | 65432100000000099999999 | Payment history string is "44444444012344444444444". | Initial | ||
22977396 | xx | xx | Payment History String Reversed | 444444444444321044444444 | 99999999000000000125456' | Payment history string reversed is "44444444444321044444444". | Initial | ||
22977396 | xx | xx | Stated Maturity Date | xxx | xxx | 7031 (Days) | Stated maturity date is "xx/xx/2055". | Initial | |
52925605 | xx | xx | Age of Loan | 174 | 182 | -8 | -4.39560% | 174 | Initial |
52925605 | xx | xx | Current Legal Status | Collections, 60-119 Days | Collections, >= 120 Days | Collections, 60-119 days | Initial | ||
52925605 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | n/a | Initial | ||
52925605 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | 360/360 | Initial | ||
52925605 | xx | xx | Last Payment Received Date | 10/11/2021 | 1/1/2021 | 283 (Days) | xx/xx/2021 | Initial | |
52925605 | xx | xx | Original Stated P&I | $1371.69 | $1208.88 | $162.81 | 13.46783% | $xxx | Initial |
52925605 | xx | xx | Payment History String | 444MMMMMMMMMMM2100000000 | 21000000000000432111011 | Initial | |||
52925605 | xx | xx | Payment History String Reversed | 0000000012MMMMMMMMMMM444 | 11011123400000000001012' | 0000000012mmmmmmmmm | Initial | ||
52925605 | xx | xx | Stated Maturity Date | xxx | xxx | 5631 (Days) | unavailable | Initial | |
49997336 | xx | xx | Age of Loan | 173 | 181 | -8 | -4.41988% | Initial | |
49997336 | xx | xx | Current Legal Status | Performing | Collections, >= 120 Days | Initial | |||
49997336 | xx | xx | Currently in Foreclosure? | Yes | No | FC initiated in loan. | Initial | ||
49997336 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Lender does not require MI> | Initial | ||
49997336 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | Interest cal. is 360/360. | Initial | ||
49997336 | xx | xx | Last Payment Received Date | 10/3/2021 | 1/1/2021 | 275 (Days) | Last payment was received on xx/xx/2021. | Initial | |
49997336 | xx | xx | Payment History String | 044321433322222211234111 | 54443211008876543210006 | Payment history string is 44444444444444444. | Initial | ||
49997336 | xx | xx | Payment History String Reversed | 111432112222223334123440 | 60001234587880011234445' | Payment history reversed string is 44444444444444444. | Initial | ||
49997336 | xx | xx | Stated Maturity Date | xxx | xxx | 7784 (Days) | Mod. maturity date is xx/xx/2057. | Initial | |
25768333 | xx | xx | Age of Loan | 166 | 177 | -11 | -6.21468% | age of loan is 166. | Initial |
25768333 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | No discrepancies. | Initial | ||
25768333 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | No discrepancies. | Initial | ||
25768333 | xx | xx | Last Payment Received Date | 10/15/2021 | 10/1/2020 | 379 (Days) | last payment date is xx/xx/2021. | Initial | |
25768333 | xx | xx | Original Stated P&I | $784.71 | $672.48 | $112.23 | 16.68897% | The original P&I is $784.71. | Initial |
25768333 | xx | xx | Payment History String | 44MM44432M44MMMM44444444 | 99998765432100000111111 | The pay history string is 444444444444444444444444. | Initial | ||
25768333 | xx | xx | Payment History String Reversed | 44444444MMMM44M23444MM44 | 11111100010123456789999' | The pay history string is 444444444444444444444444. | Initial | ||
25768333 | xx | xx | Post-Close DTI per 1003 | 44.724% | 32.181% | 12.543% | 12.54300% | No discrepancies. | Initial |
25768333 | xx | xx | Stated Maturity Date | xxx | xxx | 7882 (Days) | No discrepancies. | Initial | |
25768333 | xx | xx | Total Balance of Junior Lien(s) | Not Applicable | xxx | No discrepancies. | Initial | ||
8367924 | xx | xx | Age of Loan | 166 | 174 | -8 | -4.59770% | Initial | |
8367924 | xx | xx | Bankruptcy (Post-Loan Origination)? | Yes | No | Initial | |||
8367924 | xx | xx | Current Legal Status | Collections | Collections, >= 120 Days | Initial | |||
8367924 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Initial | |||
8367924 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | Initial | |||
8367924 | xx | xx | Last Payment Received Date | 10/28/2021 | 1/1/2021 | 300 (Days) | Initial | ||
8367924 | xx | xx | Payment History String | 123234444444444444444444 | 99987654322100000000000 | Initial | |||
8367924 | xx | xx | Payment History String Reversed | 444444444444444444432321 | 00000000010122345679999' | Initial | |||
8367924 | xx | xx | Post-Close DTI per 1003 | 36.495% | 37.450% | -0.955% | -0.95500% | Initial | |
8367924 | xx | xx | Stated Maturity Date | xxx | xxx | 6454 (Days) | Initial | ||
8367924 | xx | xx | Total Balance of Junior Lien(s) | Not Applicable | xxx | Initial | |||
70904266 | xx | xx | Deferred Balance Amount | Not Applicable | xxx | N/A | Initial | ||
70904266 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N/A | Initial | ||
70904266 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | N/A | Initial | ||
70904266 | xx | xx | Last Payment Received Date | 4/1/2021 | 3/1/2021 | 31 (Days) | Last PH received date is xx/xx/2021. | Initial | |
70904266 | xx | xx | Payment History String | 44MMMMM04444MM0000000000 | 21054321043210543210021 | The payment history string is 444432122244444444444444. | Initial | ||
70904266 | xx | xx | Payment History String Reversed | 0000000000MM44440MMMMM44 | 12001234521234012341012' | The payment history string is 444432122244444444444444. | Initial | ||
70904266 | xx | xx | Post-Close DTI per 1003 | 22.849% | 47.510% | -24.661% | -24.66100% | N/A | Initial |
70904266 | xx | xx | Stated Maturity Date | xxx | xxx | 7274 (Days) | N/A | Initial | |
20454596 | xx | xx | Age of Loan | 166 | 174 | -8 | -4.59770% | The age of loan is 166 months. | Initial |
20454596 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA. | Initial | ||
20454596 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | The interest calculation type is 360/360. | Initial | ||
20454596 | xx | xx | Last Payment Received Date | 8/17/2021 | 1/1/2021 | 228 (Days) | The last payment was received on xx/xx/2021. | Initial | |
20454596 | xx | xx | Payment History String | M44432144434MMMMMM012444 | 21111010054322100001111 | The PH string is 4444321444434441223012MM1. | Initial | ||
20454596 | xx | xx | Payment History String Reversed | 444210MMMMMM43444123444M | 11110000132345001011112' | The PH string reversed is 1MM21032214443444123444444. | Initial | ||
20454596 | xx | xx | Post-Close DTI per 1003 | 46.323% | 45.757% | 0.566% | 0.56600% | The post close DTI per 1003. | Initial |
20454596 | xx | xx | Stated Maturity Date | xxx | xxx | 6270 (Days) | The mod maturity date is xx/xx/2054. | Initial | |
23618609 | xx | xx | Age of Loan | 164 | 171 | -7 | -4.09356% | Age of loan is 164. | Initial |
23618609 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | Interest calculation type is 360/360. | Initial | ||
23618609 | xx | xx | Last Payment Received Date | 10/31/2021 | 2/1/2021 | 272 (Days) | Last payment received date is xx/xx/2021. | Initial | |
23618609 | xx | xx | Payment History String | 000021440044444444212111 | 99876543210006555543210 | Payment history string is 444321440044444444212111. | Initial | ||
23618609 | xx | xx | Payment History String Reversed | 111212444444440044120000 | 01234555500001234569899' | Payment history string reversed is 111212444444440044123444. | Initial | ||
23618609 | xx | xx | Post-Close DTI per 1003 | Unavailable | 47.060% | Post-close DTI per 1003 is Unavailable. | Initial | ||
23618609 | xx | xx | Stated Maturity Date | xxx | xxx | 7032 (Days) | Stated maturity date is xx/xx/2056. | Initial | |
28751268 | xx | xx | Age of Loan | 162 | 171 | -9 | -5.26315% | 162. | Initial |
28751268 | xx | xx | Deferred Balance Amount | Not Applicable | xxx | Not Applicable. | Initial | ||
28751268 | xx | xx | Does Lender G/L Require MI? | No | Yes | No. | Initial | ||
28751268 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | Interest Calculation Type is 360/360. | Initial | ||
28751268 | xx | xx | Last Payment Received Date | 1/15/2021 | 12/1/2020 | 45 (Days) | Last Payment Received Date is xx/xx/2021. | Initial | |
28751268 | xx | xx | MI Coverage Amount | Not Applicable | 20.000% | Initial | |||
28751268 | xx | xx | Payment History String | 444443211044444444444444 | 88866767654322223225444 | Payment history string is 444443211044444444444444. | Initial | ||
28751268 | xx | xx | Payment History String Reversed | 444444444444440112344444 | 44452232232345676768888' | Payment history string reversed is 444444444444401123444444. | Initial | ||
28751268 | xx | xx | Stated Maturity Date | xxx | xxx | 8249 (Days) | Stated maturity date is xx/xx/2060. | Initial | |
7990821 | xx | xx | Age of Loan | 157 | 167 | -10 | -5.98802% | As per review the Age of Loan is 157 Months. | Initial |
7990821 | xx | xx | Deferred Balance Amount | Not Applicable | xxx | Not Applicable | Initial | ||
7990821 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Not Applicable | Initial | ||
7990821 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | Initial | |||
7990821 | xx | xx | Last Payment Received Date | 4/22/2021 | 11/1/2020 | 172 (Days) | As per PH Last payment received date is xx/xx/2021. | Initial | |
7990821 | xx | xx | Loan Amortization Type | Step | Fixed | As per MOD Amortization Type its step. | Initial | ||
7990821 | xx | xx | Payment History String | 4M44M32MM4M44M44M0000000 | 33333555555555554333222 | Initial | |||
7990821 | xx | xx | Payment History String Reversed | 0000000M44M44M4MM23M44M4 | 22233345555555555533333' | Initial | |||
7990821 | xx | xx | Post-Close DTI per 1003 | 43.139% | 43.952% | -0.813% | -0.81300% | Post-Close DTI per 1003 is 43.13 %. | Initial |
7990821 | xx | xx | Stated Maturity Date | xxx | xxx | 5265 (Days) | As per MOD the New Maturity Date is xx/xx/2052. | Initial | |
77016222 | xx | xx | Age of Loan | 155 | 164 | -9 | -5.48780% | Age of Loan 155 | Initial |
77016222 | xx | xx | Does Lender G/L Require MI? | No | Yes | N/A | Initial | ||
77016222 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | N/A | Initial | ||
77016222 | xx | xx | Last Payment Received Date | 8/30/2021 | 12/1/2020 | 272 (Days) | Last Payment Received Date xx/xx/2021. | Initial | |
77016222 | xx | xx | MI Coverage Amount | Not Applicable | 17.000% | Initial | |||
77016222 | xx | xx | Payment History String | 444444444444444333232211 | 43222111111111110111111 | Payment History String 444444444444443332322211112111 | Initial | ||
77016222 | xx | xx | Payment History String Reversed | 112232333444444444444444 | 11111101111111111123234' | Initial | |||
77016222 | xx | xx | Stated Maturity Date | xxx | xxx | 7152 (Days) | Stated Maturity Date xx/xx/2057 | Initial | |
90654141 | xx | xx | Age of Loan | 157 | 165 | -8 | -4.84848% | As per the tape data, Age of loan is "165"; however, the loan review shows "157". | Initial |
90654141 | xx | xx | Does Lender G/L Require MI? | No | Yes | No | Initial | ||
90654141 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | As per the tape data, Interest calculation is "In Arrears "; however, the loan review shows "360/360". | Initial | ||
90654141 | xx | xx | Last Payment Received Date | 12/28/2020 | 1/1/2021 | -4 (Days) | Last payment was received on xx/xx/2020. | Initial | |
90654141 | xx | xx | MI Coverage Amount | Not Applicable | 20.000% | Initial | |||
90654141 | xx | xx | Payment History String | 444443210000000000000000 | 32100101001002100004321 | As per the tape data, payment history string is "3210001010010002100004321"; however, the payment history review shows "444443210000000000000000". | Initial | ||
90654141 | xx | xx | Payment History String Reversed | 000000000000000012344444 | 12340000100010010102123' | As per the tape data, payment history string reversed is "123400000100010010102123"; however, the payment history review shows "0000000000000000000012344444". | Initial | ||
90654141 | xx | xx | Post-Close DTI per 1003 | 29.710% | 46.220% | -16.510% | -16.51000% | As per the tape data, Post- Closed DTI per 1003 is "46.220%"; however, the loan review shows "29.710%". | Initial |
90654141 | xx | xx | Stated Maturity Date | xxx | xxx | 6209 (Days) | Stated maturity date is xx/xx/2054. | Initial | |
62602985 | xx | xx | Age of Loan | 155 | 162 | -7 | -4.32098% | N/A | Initial |
62602985 | xx | xx | Currently in Foreclosure? | Yes | No | N/A | Initial | ||
62602985 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N/A | Initial | ||
62602985 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | N/A | Initial | ||
62602985 | xx | xx | Last Payment Received Date | 10/31/2021 | 2/1/2021 | 272 (Days) | Initial | ||
62602985 | xx | xx | Payment History String | 210344443444444431234234 | 98765432100005444322332 | The payment history string is 444444444332111111111111. | Initial | ||
62602985 | xx | xx | Payment History String Reversed | 432432134444444344443012 | 23322344400000123458789' | The payment history string is 444444444332111111111111. | Initial | ||
62602985 | xx | xx | Post-Close DTI per 1003 | 57.578% | 53.700% | 3.878% | 3.87800% | N/A | Initial |
62602985 | xx | xx | Stated Maturity Date | xxx | xxx | 7823 (Days) | N/A | Initial | |
81211023 | xx | xx | Current Legal Status | Collections, 60-119 Days | Collections, >= 120 Days | The loan is in collection. | Initial | ||
81211023 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N/A. | Initial | ||
81211023 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | Interest calculation type is 360/360. | Initial | ||
81211023 | xx | xx | Last Payment Received Date | 4/16/2021 | 4/1/2021 | 15 (Days) | Last payment was received on xx/xx/2021. | Initial | |
81211023 | xx | xx | Payment History String | 443210012001234444444441 | 22222232111000000000000 | Payment history string is 321001200123444444444100. | Initial | ||
81211023 | xx | xx | Payment History String Reversed | 144444444432100210012344 | 00000000000011123222222' | Payment history reversed string is 321001200123444444444100. | Initial | ||
81211023 | xx | xx | Post-Close DTI per 1003 | 26.014% | 21.800% | 4.214% | 4.21400% | Post-close dti per 1003 is 26.014%. | Initial |
81211023 | xx | xx | Stated Maturity Date | xxx | xxx | 8067 (Days) | Stated maturity date is xx/xx/2060 | Initial | |
13370467 | xx | xx | Age of Loan | 144 | 154 | -10 | -6.49350% | Age of loan is 144 months. | Initial |
13370467 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | 360/360. | Initial | ||
13370467 | xx | xx | Last Payment Received Date | 11/18/2020 | 11/1/2020 | 17 (Days) | Last payment received date is xx/xx/2020. | Initial | |
13370467 | xx | xx | Payment History String | 444444443210000000000000 | 98776655454355555544444 | Payment history string is 444444321000000000000000. | Initial | ||
13370467 | xx | xx | Payment History String Reversed | 000000000000012344444444 | 44444555535345455668789' | Payment history string reversed is 444444321000000000000000. | Initial | ||
13370467 | xx | xx | Post-Close DTI per 1003 | 29.390% | 30.410% | -1.020% | -1.02000% | Post-close DTIas per 1003 is 29.39%. | Initial |
13370467 | xx | xx | Stated Maturity Date | xxx | xxx | 6483 (Days) | Stated maturity date is xx/xx/2056. | Initial | |
94007632 | xx | xx | Age of Loan | 130 | 140 | -10 | -7.14285% | As per the tape data, stated age of loan is 140 however is 130. | Initial |
94007632 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | As per the tape data, stated lender G/L require MI is No however is Not applicable. | Initial | ||
94007632 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | As per the tape data, stated interest calculation type is In Arrears however is 360/360. | Initial | ||
94007632 | xx | xx | Last Payment Received Date | 11/27/2020 | 11/1/2020 | 26 (Days) | As per the tape data, stated last payment received date is xx/xx/2020 however is xx/xx/2020. | Initial | |
94007632 | xx | xx | Payment History String | 444444321000010021000321 | 99987654321099999999987 | As per the tape data, payment history string is "9998765432109999999987"; however, the payment history review shows "4444443210000010021003210". | Initial | ||
94007632 | xx | xx | Payment History String Reversed | 123000120010000123444444 | 78999999909012345679999' | Initial | |||
94007632 | xx | xx | Post-Close DTI per 1003 | 44.231% | 44.230% | 0.001% | 0.00100% | As per the tape data, stated post close DTI per 1003 is 44.230% however is 44.231%. | Initial |
94007632 | xx | xx | Stated Maturity Date | xxx | xxx | 7487 (Days) | As per the tape data, stated maturity date is "xx/xx/2040"; however, the Note review shows "xx/xx/2060". | Initial | |
91945900 | xx | xx | Age of Loan | 125 | 128 | -3 | -2.34375% | Initial | |
91945900 | xx | xx | Currently in Foreclosure? | Yes | No | Initial | |||
91945900 | xx | xx | Deferred Balance Amount | Not Applicable | xxx | Initial | |||
91945900 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | Initial | |||
91945900 | xx | xx | Last Payment Received Date | 6/15/2021 | 6/1/2021 | 14 (Days) | Initial | ||
91945900 | xx | xx | Payment History String | 33MM00000000MMMMM0M00000 | 54432222221100000054443 | Initial | |||
91945900 | xx | xx | Payment History String Reversed | 00000M0MMMMM00000000MM33 | 34445000010112222224445' | Initial | |||
91945900 | xx | xx | Stated Maturity Date | xxx | xxx | 6817 (Days) | Initial | ||
43018305 | xx | xx | Age of Loan | 94 | 104 | -10 | -9.61538% | The age of loan is 94 months. | Initial |
43018305 | xx | xx | Bankruptcy (Post-Loan Origination)? | Yes | No | BK was discharged. | Initial | ||
43018305 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA. | Initial | ||
43018305 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | The interest calculation type is 360/360. | Initial | ||
43018305 | xx | xx | Last Payment Received Date | 10/8/2021 | 11/15/2020 | 327 (Days) | The last payment was received on xx/xx/2021. | Initial | |
43018305 | xx | xx | Loan Amortization Type | Unavailable | Fixed | Initial | |||
43018305 | xx | xx | Payment History String | 444444321444444444444433 | 21111222322213333777655 | The PH string reversed is 4444444444432144444444444444444433. | Initial | ||
43018305 | xx | xx | Payment History String Reversed | 334444444444444123444444 | 55677733321222322211112' | The PH string reversed is 3344444444444441234444444. | Initial | ||
43018305 | xx | xx | Post-Close DTI per 1003 | Unavailable | 89.690% | Unavailable. | Initial | ||
43018305 | xx | xx | Stated Maturity Date | Unavailable | xxx | Initial | |||
94031478 | xx | xx | Age of Loan | 89 | 99 | -10 | -10.10101% | Age of loan is 89. | Initial |
94031478 | xx | xx | Bankruptcy (Post-Loan Origination)? | Yes | No | Bankruptcy is Yes. | Initial | ||
94031478 | xx | xx | Current Bankruptcy Status | Discharged | Lift Stay - Filed | Current bankruptcy status is Discharged. | Initial | ||
94031478 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Does lender G/L require MI is NA. | Initial | ||
94031478 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | Interest calculation type is 360/360. | Initial | ||
94031478 | xx | xx | Last Payment Received Date | 10/1/2021 | 11/1/2020 | 334 (Days) | Last payment received date is xx/xx/2021. | Initial | |
94031478 | xx | xx | Payment History String | 444443214444233431244344 | 79988787777765432211122 | Payment history string is 443442134332444412344444. | Initial | ||
94031478 | xx | xx | Payment History String Reversed | 443442134332444412344444 | 22111223476777778789997' | Payment history string reversed is 443442134332444412344444. | Initial | ||
94031478 | xx | xx | Post-Close DTI per 1003 | 106.532% | 48.710% | 57.822% | 57.82200% | Post-close DTI per 1003 is 106.532%. | Initial |
94031478 | xx | xx | Stated Maturity Date | xxx | xxx | 5144 (Days) | Stated maturity date is xx/xx/2057. | Initial | |
94031478 | xx | xx | Total Balance of Junior Lien(s) | xxx | xxx | $1296.00 | 2.20768% | Total balance of junior lien is $xxx. | Initial |
50543059 | xx | xx | Age of Loan | 91 | 99 | -8 | -8.08080% | Age of Loan is 91. | Initial |
50543059 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Does Lender G/L Require MI Not Applicable. | Initial | ||
50543059 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | Interest Calculation Type is 360/360. | Initial | ||
50543059 | xx | xx | Last Payment Received Date | 7/6/2021 | 1/1/2021 | 186 (Days) | Last payment received on xx/xx/2021. | Initial | |
50543059 | xx | xx | Mod Step Indicator | Not Applicable | No | Initial | |||
50543059 | xx | xx | Payment History String | 444443210410023444444011 | 99998765432100000000000 | Payment history string is 444321041002344444401112. | Initial | ||
50543059 | xx | xx | Payment History String Reversed | 110444444320014012344444 | 00000000010123456789999' | Payment history string reversed is 21110444443200140123444. | Initial | ||
50543059 | xx | xx | Post-Close DTI per 1003 | 42.708% | 42.710% | -0.002% | -0.00200% | Post-Close DTI per 1003 is 42.708%. | Initial |
79389732 | xx | xx | Age of Loan | 83 | 90 | -7 | -7.77777% | Initial | |
79389732 | xx | xx | Current Legal Status | Bankruptcy-Delinquent | Collections, >= 120 Days | Initial | |||
79389732 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Initial | |||
79389732 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | Initial | |||
79389732 | xx | xx | Last Payment Received Date | 10/4/2021 | 2/1/2021 | 245 (Days) | Initial | ||
79389732 | xx | xx | Payment History String | 444444444444444444444444 | 87654321021007654323221 | Initial | |||
79389732 | xx | xx | Payment History String Reversed | 444444444444444444444444 | 12232345600012012347678' | Initial | |||
79389732 | xx | xx | Post-Close DTI per 1003 | 27.319% | 27.307% | 0.012% | 0.01200% | Initial | |
79389732 | xx | xx | Stated Maturity Date | xxx | xxx | 5144 (Days) | Initial | ||
79389732 | xx | xx | Total Balance of Junior Lien(s) | Not Applicable | xxx | Initial | |||
93043501 | xx | xx | Age of Loan | 79 | 88 | -9 | -10.22727% | Age of loan is 79. | Initial |
93043501 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | Interest calculation type is 360/360. | Initial | ||
93043501 | xx | xx | Last Payment Received Date | 1/4/2021 | 12/1/2020 | 34 (Days) | Last payment was received on xx/xx/2021. | Initial | |
93043501 | xx | xx | Payment History String | 444MMMM4M012344444440010 | 87654321076654321102321 | Payment history string is 444MMMM4M012344444440010. | Initial | ||
93043501 | xx | xx | Payment History String Reversed | 010044444443210M4MMMM444 | 12320112365667012347678' | Payment history reversed string is 444MMMM4M012344444440010. | Initial | ||
93043501 | xx | xx | Post-Close DTI per 1003 | 64.276% | 64.864% | -0.588% | -0.58800% | Post close DTI per 1003 is 64.276% | Initial |
93043501 | xx | xx | Stated Maturity Date | xxx | xxx | 5478 (Days) | Stated maturity date is xx/xx/2059. | Initial | |
93043501 | xx | xx | Total Balance of Junior Lien(s) | Not Applicable | xxx | N/A. | Initial | ||
22555650 | xx | xx | Age of Loan | 75 | 84 | -9 | -10.71428% | Age of loan is 75. | Initial |
22555650 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Not applicable. | Initial | ||
22555650 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | Interest calculation type is 360/360. | Initial | ||
22555650 | xx | xx | Last Payment Received Date | 10/21/2021 | 12/1/2020 | 324 (Days) | Last Payment received date is xx/xx/2021. | Initial | |
22555650 | xx | xx | Mod Step Indicator | Not Applicable | No | Initial | |||
22555650 | xx | xx | Payment History String | 44m44m444444111111111114 | 21002387765433376543211 | Initial | |||
22555650 | xx | xx | Payment History String Reversed | 411111111111444444m44m44 | 11234567343456778321012' | Initial | |||
22555650 | xx | xx | Post-Close DTI per 1003 | 29.658% | 29.593% | 0.065% | 0.06500% | Post Close DTI per 1003 is 29.658%. | Initial |
47823308 | xx | xx | Age of Loan | 210 | 218 | -8 | -3.66972% | As per review the Age of Loan is 210 Months. | Initial |
47823308 | xx | xx | Deferred Balance Amount | Not Applicable | xxx | Not Applicable | Initial | ||
47823308 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Not Applicable | Initial | ||
47823308 | xx | xx | Interest Calculation Type | 365/365 | In Arrears | As per Note Payment Calculation Type is 35/365. | Initial | ||
47823308 | xx | xx | Last Payment Received Date | 1/28/2021 | 1/1/2021 | 27 (Days) | As per PH review, the Last Payment received date is xx/xx/2021. | Initial | |
47823308 | xx | xx | Payment History String | 444444444444444400000101 | 21000087776543210000000 | As per the PH Review, the String is 444444444444444400000101. | Initial | ||
47823308 | xx | xx | Payment History String Reversed | 101000004444444444444444 | 00000001254567778001012' | As per the PH Review, the String reversed is 101000004444444444444444. | Initial | ||
47823308 | xx | xx | Post-Close DTI per 1003 | 45.186% | 45.000% | 0.186% | 0.18600% | Post-Closing DTI per 1003 is 45.18 %. | Initial |
47823308 | xx | xx | Stated Maturity Date | xxx | xxx | 8401 (Days) | As per MOD Maturity Date is xx/xx/2056. | Initial | |
67837534 | xx | xx | Age of Loan | 160 | 172 | -12 | -6.97674% | Initial | |
67837534 | xx | xx | Current Legal Status | Bankruptcy-Current | Collections, >= 120 Days | Initial | |||
67837534 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Initial | |||
67837534 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | Initial | |||
67837534 | xx | xx | Last Payment Received Date | 10/26/2021 | 9/1/2020 | 420 (Days) | Initial | ||
67837534 | xx | xx | Mod Step Indicator | Not Applicable | No | Initial | |||
67837534 | xx | xx | Payment History String | 0123444442222M2222222222 | 99987654699998768777677 | Initial | |||
67837534 | xx | xx | Payment History String Reversed | 2222222222M2222444443210 | 77677786799999645679999' | Initial | |||
67837534 | xx | xx | Post-Close DTI per 1003 | 5.959% | 46.025% | -40.066% | -40.06600% | Initial | |
43021874 | xx | xx | Age of Loan | 165 | 169 | -4 | -2.36686% | As per Review the Age of loan is 165 Months. | Initial |
43021874 | xx | xx | Current Legal Status | Collections, 60-119 Days | Collections, >= 120 Days | This loan is Delinquent for + 90 days. | Initial | ||
43021874 | xx | xx | Deferred Balance Amount | Not Applicable | xxx | Not Applicable | Initial | ||
43021874 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | Interest Calculation Type is 365/365. | Initial | ||
43021874 | xx | xx | Last Payment Received Date | 4/5/2021 | 4/1/2021 | 4 (Days) | As per review Last Payment Received date is xx/xx/2021. | Initial | |
43021874 | xx | xx | Payment History String | MMMM330004444MMMM0000000 | 43210000000543210000000 | As per the PH Review, the String is 123000000444447000000000. | Initial | ||
43021874 | xx | xx | Payment History String Reversed | 0000000MMMM444400033MMMM | 00000001254500000003234' | As per the PH Review, the String reversed is 000000000744444000000321. | Initial | ||
43021874 | xx | xx | Stated Maturity Date | xxx | xxx | 7810 (Days) | As per Note review Stated Maturity Date is xx/xx/2058. | Initial | |
40480412 | xx | xx | Age of Loan | 161 | 169 | -8 | -4.73372% | udated as per review. | Initial |
40480412 | xx | xx | Current Legal Status | Bankruptcy-Delinquent | Collections, >= 120 Days | udated as per review. | Initial | ||
40480412 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | udated as per review.udated as per review. | Initial | ||
40480412 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | udated as per review. | Initial | ||
40480412 | xx | xx | Last Payment Received Date | 10/4/2021 | 1/1/2021 | 276 (Days) | udated as per review. | Initial | |
40480412 | xx | xx | Loan Amortization Type | Step | Fixed | udated as per review. | Initial | ||
40480412 | xx | xx | Payment History String | 444432144444444444211122 | 79988787777765432211122 | udated as per review. | Initial | ||
40480412 | xx | xx | Payment History String Reversed | 221112444444444441234444 | 22111223476777778789997' | udated as per review. | Initial | ||
40480412 | xx | xx | Post-Close DTI per 1003 | 134.530% | 49.608% | 84.922% | 84.92200% | udated as per review. | Initial |
40480412 | xx | xx | Stated Maturity Date | xxx | xxx | 5357 (Days) | udated as per review. | Initial | |
3453046 | xx | xx | Age of Loan | 42 | 45 | -3 | -6.66666% | updated as per review. | Initial |
3453046 | xx | xx | Current Legal Status | Performing | Collections, < 60 Days | updated as per review. | Initial | ||
3453046 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | updated as per review. | Initial | ||
3453046 | xx | xx | Last Payment Received Date | 9/30/2021 | 6/1/2021 | 121 (Days) | updated as per review. | Initial | |
3453046 | xx | xx | Payment History String | 001200004444444444000000 | 21000087776543210000000 | updated as per review. | Initial | ||
3453046 | xx | xx | Payment History String Reversed | 000000444444444400002100 | 00000001254567778001012' | updated as per review. | Initial | ||
3453046 | xx | xx | Post-Close DTI per 1003 | 146.205% | 144.376% | 1.829% | 1.82900% | Borrower income was $5,663.27 and Total Debts are in the amount of $7780.00.00 hence calculated Housing Ratio as per 1008 is 146.205%. | Initial |
3453046 | xx | xx | Stated Maturity Date | xxx | xxx | 6637 (Days) | updated as per review. | Initial | |
44809374 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Does Lender G/L Required MI is not applicable. | Initial | ||
44809374 | xx | xx | Last Payment Received Date | 11/15/2021 | 10/15/2021 | 31 (Days) | NA | Initial | |
44809374 | xx | xx | Stated Remaining Term | 357 | 356 | 1 | 0.28089% | NA | Initial |
8737958 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
8737958 | xx | xx | Last Payment Received Date | 11/1/2021 | 9/22/2021 | 40 (Days) | NA | Initial | |
8737958 | xx | xx | Subject Property Type | PUD | Single Family | Subject property is PUD | Initial | ||
38955939 | xx | xx | Last Payment Received Date | 11/1/2021 | 10/1/2021 | 31 (Days) | Initial | ||
38955939 | xx | xx | Original Stated Rate | 5.50000% | 2.87500% | 2.62500% | 2.62500% | Initial | |
38955939 | xx | xx | Post-Close DTI per 1003 | 28.116% | 19.094% | 9.022% | 9.02200% | Initial | |
38955939 | xx | xx | Post-Close Housing Ratio per 1003 | 13.207% | 10.233% | 2.974% | 2.97400% | Initial | |
38955939 | xx | xx | Stated Maturity Date | xxx | xxx | -61 (Days) | Initial | ||
91324350 | xx | xx | Age of Loan | 3 | 5 | -2 | -40.00000% | Note document reflects Age of loan as 3. | Initial |
91324350 | xx | xx | Post-Close DTI per 1003 | 32.082% | 59.114% | -27.032% | -27.03200% | NA | Initial |
91324350 | xx | xx | Post-Close Housing Ratio per 1003 | 0.000% | 59.114% | -59.114% | -59.11400% | NA | Initial |
89680616 | xx | xx | Post-Close DTI per 1003 | 18.160% | 45.552% | -27.392% | -27.39200% | The borrower’s total monthly income is $12,486.93 after subject loan the proposed amount $0.00 and total non-housing payments is $1,338.00 hence the calculated DTI ratio is 18.160%. | Initial |
89680616 | xx | xx | Purpose of Refinance Per Application | Limited Cash Out (GSE definition) | Change in Rate/Term | Final application reflects purpose of refinance as Limited Cash Out. | Initial | ||
89680616 | xx | xx | Rate Lock Date | 3/20/2021 | 4/16/2021 | -27 (Days) | Rate lock date is as xx/xx/2021. | Initial | |
64688875 | xx | xx | Rate Lock Date | 3/2/2021 | 5/26/2021 | -85 (Days) | Change of circumstance dated xx/xx/2021 reflects loan file was locked. | Initial | |
14095064 | xx | xx | Age of Loan | 1 | 3 | -2 | -66.66666% | Age of loan is 1. | Initial |
14095064 | xx | xx | Subject Property Detached/Attached | Detached | Attached | Subject property detached/attached is detached. | Initial | ||
86244299 | xx | xx | Age of Loan | 3 | 4 | -1 | -25.00000% | Initial | |
86244299 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Initial | |||
86244299 | xx | xx | Post-Close DTI per 1003 | 43.021% | 69.471% | -26.450% | -26.45000% | Initial | |
86244299 | xx | xx | Post-Close Housing Ratio per 1003 | 5.537% | 9.084% | -3.547% | -3.54700% | Initial | |
75297971 | xx | xx | Age of Loan | 11 | 13 | -2 | -15.38461% | Age of loan is 11. | Initial |
75297971 | xx | xx | Last Payment Received Date | 11/10/2021 | 10/1/2021 | 40 (Days) | Initial | ||
75297971 | xx | xx | Payment History String | 000000000000 | 0 | Initial | |||
75297971 | xx | xx | Payment History String Reversed | 000000000000 | 0 | Initial | |||
77958786 | xx | xx | Age of Loan | 16 | 17 | -1 | -5.88235% | Age of loan is 16. | Initial |
77958786 | xx | xx | Last Payment Received Date | 11/3/2021 | 10/1/2021 | 33 (Days) | Initial | ||
77958786 | xx | xx | Original Stated Rate | 3.37500% | 3.38000% | -0.00500% | -0.00500% | Note document reflects interest rate 3.375%. | Initial |
77958786 | xx | xx | Payment History String | 00000000000000000 | 0 | Initial | |||
77958786 | xx | xx | Payment History String Reversed | 00000000000000000 | 0 | Initial | |||
67213072 | xx | xx | Age of Loan | 11 | 12 | -1 | -8.33333% | Age of loan is 11. | Initial |
67213072 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
67213072 | xx | xx | Last Payment Received Date | 11/10/2021 | 11/1/2021 | 9 (Days) | Initial | ||
67213072 | xx | xx | Payment History String Reversed | 000000000000 | X00000000000 | Initial | |||
43783482 | xx | xx | Age of Loan | 14 | 16 | -2 | -12.50000% | Age of loan is 14. | Initial |
43783482 | xx | xx | Last Payment Received Date | 11/3/2021 | 10/1/2021 | 33 (Days) | Initial | ||
43783482 | xx | xx | Payment History String | 000000000000000 | 0 | As per payment history | Initial | ||
43783482 | xx | xx | Payment History String Reversed | 000000000000000 | 0 | As per payment history | Initial | ||
23026142 | xx | xx | Age of Loan | 23 | 25 | -2 | -8.00000% | Age of loan reflects 23. | Initial |
23026142 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
23026142 | xx | xx | Last Payment Received Date | 11/16/2021 | 10/1/2021 | 46 (Days) | Initial | ||
23026142 | xx | xx | Original Stated Rate | 4.37500% | 4.38000% | -0.00500% | -0.00500% | Original stated rate reflects 4.37500%. | Initial |
23026142 | xx | xx | Payment History String | 000000000000000000000000 | 0 | As per payment history | Initial | ||
23026142 | xx | xx | Payment History String Reversed | 000000000000000000000000 | 0 | As per payment history | Initial | ||
21891689 | xx | xx | Age of Loan | 19 | 21 | -2 | -9.52380% | N/A. | Initial |
21891689 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N/A. | Initial | ||
21891689 | xx | xx | Last Payment Received Date | 11/15/2021 | 10/1/2021 | 45 (Days) | Initial | ||
21891689 | xx | xx | Payment History String | 00000000000000000000 | 0 | Initial | |||
21891689 | xx | xx | Payment History String Reversed | 00000000000000000000 | 0 | Initial | |||
21891689 | xx | xx | Post-Close DTI per 1003 | 43.237% | 48.024% | -4.787% | -4.78700% | The borrower's monthly income is $4,387.02 after subject loan the proposed amount $1,682.82 and total non-housing Payments is $214.00. Hence, the calculated DTI ratio is 43.237%. | Initial |
49891118 | xx | xx | Age of Loan | 7 | 8 | -1 | -12.50000% | Initial | |
49891118 | xx | xx | Last Payment Received Date | 10/22/2021 | 10/1/2021 | 21 (Days) | Initial | ||
49891118 | xx | xx | Payment History String Reversed | 00000000 | XXXXX0000000 | Initial | |||
28095747 | xx | xx | Age of Loan | 11 | 13 | -2 | -15.38461% | As per Tape data, age of loan is 13. However it reflects 11. | Initial |
28095747 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N.A | Initial | ||
28095747 | xx | xx | Escrow Account Indicator | No | Yes | Initial | |||
28095747 | xx | xx | Last Payment Received Date | 11/10/2021 | 10/1/2021 | 40 (Days) | Initial | ||
28095747 | xx | xx | Original Stated Rate | 2.87500% | 2.88000% | -0.00500% | -0.00500% | As per tape data, Original stated rate is 2.88%. However Note document reflects 2.875%. | Initial |
28095747 | xx | xx | Payment History String | 000000000000 | 0 | Initial | |||
28095747 | xx | xx | Payment History String Reversed | 000000000000 | 0 | Initial | |||
28095747 | xx | xx | Post-Close DTI per 1003 | 29.190% | 43.631% | -14.441% | -14.44100% | As per Tape data, Post Close DTI is 43.631%. However Final Application documents reflect as 29.190%. | Initial |
87157729 | xx | xx | Age of Loan | 8 | 10 | -2 | -20.00000% | Note document reflects Age of Loan as 8. | Initial |
87157729 | xx | xx | Last Payment Received Date | 11/15/2021 | 10/1/2021 | 45 (Days) | Initial | ||
87157729 | xx | xx | Payment History String Reversed | 000000000 | XXX000000000 | Initial | |||
90165769 | xx | xx | Post-Close DTI per 1003 | 34.970% | 39.069% | -4.099% | -4.09900% | As per 1003 borrowers income is $7,677.18. Total expenses are $2,684.70. DTI is 34.970%. | Initial |
33907574 | xx | xx | Post-Close DTI per 1003 | 15.305% | 45.650% | -30.345% | -30.34500% | Loan failed the qualified mortgage DTI threshold test as this loan has a qualified mortgage DTI of 15.305%, the Borrower income was $3,926.76 and total expenses are in the amount of $601.00. | Initial |
58828266 | xx | xx | Original Stated Rate | 3.25000% | 3.37500% | -0.12500% | -0.12500% | Note reflects original stated rate as 3.25000%. | Initial |
55729575 | xx | xx | MI Coverage Amount | 16.000% | 30.000% | -14.000% | -14.00000% | MI document reflect Coverage amount 16.000%. | Initial |
99584620 | xx | xx | Purpose of Refinance Per Application | Change in Rate/Term | No Cash-Out | Final application reflects purpose of refinance per application as Change in Rate/Term. | Initial | ||
65900777 | xx | xx | Purpose of Refinance Per Application | Lower rate or term | No Cash-Out | Final Application and Final DU reflect Change in Lower Rate or Term. | Initial | ||
28395808 | xx | xx | Age of Loan | 4 | 20 | -16 | -80.00000% | Age of loan is 4. | Initial |
28395808 | xx | xx | Deferred Balance Amount | Not Applicable | xxx | Initial | |||
20067628 | xx | xx | Age of Loan | 6 | 8 | -2 | -25.00000% | NA. | Initial |
20067628 | xx | xx | Last Payment Received Date | 10/4/2021 | 9/1/2021 | 33 (Days) | NA. | Initial | |
20067628 | xx | xx | Post-Close DTI per 1003 | 21.106% | 21.128% | -0.022% | -0.02200% | The borrower's monthly income is $9,682.00 after subject loan the proposed amount $1,410.44 and total non-housing Payments is $633.00. Hence, the calculated DTI ratio is 21.106%. | Initial |
20067628 | xx | xx | Post-Close Housing Ratio per 1003 | 14.568% | 14.590% | -0.022% | -0.02200% | Total subject property PITIA (P&I $ 1054.84 + Real Estate Taxes $ 195.78 + Hazard Insurance $84.00 + Flood Insurance $0.00 + MI $75.82 + HOA Dues $0.00) equals $1410.44. Total verified monthly income equals $9682.00. Housing Ratio equals 14.568%. | Initial |
7572528 | xx | xx | Age of Loan | 6 | 7 | -1 | -14.28571% | Age of loan is 6. | Initial |
7572528 | xx | xx | Stated Remaining Term | 354 | 355 | -1 | -0.28169% | As per the Note, the stated remining term is 354. | Initial |
40534622 | xx | xx | Age of Loan | 0 | 7 | -7 | -100.00000% | NA | Initial |
40534622 | xx | xx | Last Payment Received Date | Unavailable | 4/1/2021 | Initial | |||
40534622 | xx | xx | Post-Close DTI per 1003 | 29.691% | 41.880% | -12.189% | -12.18900% | 1008 reflects Post close DTI as 67.512%. | Initial |
40534622 | xx | xx | Post-Close Housing Ratio per 1003 | 29.370% | 35.436% | -6.066% | -6.06600% | 1008 reflects Housing ratio as 66.781%. | Initial |
10054266 | xx | xx | Age of Loan | 22 | 24 | -2 | -8.33333% | updated as per review. | Initial |
10054266 | xx | xx | Post-Close DTI per 1003 | 41.519% | 128.531% | -87.012% | -87.01200% | Post-close DTI as per 1003 is 41.519%. | Initial |
10054266 | xx | xx | Post-Close Housing Ratio per 1003 | 35.077% | 108.588% | -73.511% | -73.51100% | Post-close DTI as per 1003 is 35.077%. | Initial |
98083389 | xx | xx | Age of Loan | 22 | 24 | -2 | -8.33333% | NA. | Initial |
98083389 | xx | xx | Post-Close DTI per 1003 | 43.910% | 68.814% | -24.904% | -24.90400% | The borrower’s total monthly income is $3,027.58 after subject loan the proposed amount $1,329.40 and total non-housing payments is $0.00 hence the calculated DTI ratio is 43.910%. | Initial |
79476613 | xx | xx | Age of Loan | 19 | 21 | -2 | -9.52380% | Initial | |
79476613 | xx | xx | Post-Close DTI per 1003 | 33.423% | 73.807% | -40.384% | -40.38400% | Initial | |
79476613 | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Refinance | Initial | |||
23270246 | xx | xx | Age of Loan | 15 | 17 | -2 | -11.76470% | Age of loan is 15. | Initial |
89168661 | xx | xx | Age of Loan | 11 | 13 | -2 | -15.38461% | Original note reflects age of loan as 11. | Initial |
89168661 | xx | xx | Post-Close DTI per 1003 | 39.588% | 70.018% | -30.430% | -30.43000% | The Borrower's income is $6,530.23.00 after subject loan the proposed amount $1,920.21 and total Non-Housing payments is $665.00 hence, the calculated DTI ratio is 39.588%. | Initial |
89168661 | xx | xx | Post-Close Housing Ratio per 1003 | 29.405% | 52.515% | -23.110% | -23.11000% | Total subject property PITIA (P&I $ 781.20 + Real Estate Taxes $ 596.76 + Hazard Insurance $67.25 + Flood Insurance $0.00 + MI $0.00 + HOA Dues $475.00) equals $1,920.21. Total verified monthly income equals $665.00. Housing Ratio equals 29.405%. | Initial |
28239463 | xx | xx | Age of Loan | 5 | 7 | -2 | -28.57142% | Note document dated xx/xx/2021 reflects Age of Loan as 5 months. | Initial |
28239463 | xx | xx | Subject Property Type | Single Family | Low Rise Condo (1-4 Stories) | The Appraisal dated xx/xx/2020 reflects the subject property as a Single Family. Mortgage notarized on xx/xx/2020 contains a 1-4 Family Rider. | Initial | ||
46029411 | xx | xx | Age of Loan | 9 | 10 | -1 | -10.00000% | N/A. | Initial |
46029411 | xx | xx | Post-Close DTI per 1003 | 11.320% | 25.222% | -13.902% | -13.90200% | Total Original T&I for the debt ratio:( Real Estate Taxes $411.33+Hazard insurance $1013.92+flood insurance $0.00+ MI $0.00+ HOA Dues $0.00) equals | Initial |
46029411 | xx | xx | Subject Property Type | Single Family | Low Rise Condo (1-4 Stories) | The Appraisal dated xx/xx/2020 reflects the subject property as a single family residence. Mortgage notarized on xx/xx/2020 contains no riders for property type. | Initial | ||
28265677 | xx | xx | Age of Loan | 2 | 3 | -1 | -33.33333% | As per Tape data ,age of loan is 3.However it reflects 2. | Initial |
28265677 | xx | xx | Subject Property Type | PUD | Single Family | As per Tape data ,Subject Property Type is Single Family .However Appraisal documents reflects as PUD. | Initial | ||
17282765 | xx | xx | Last Payment Received Date | 9/24/2021 | 8/25/2021 | 30 (Days) | Initial | ||
17282765 | xx | xx | Post-Close DTI per 1003 | 25.301% | 26.000% | -0.699% | -0.69900% | Post close DTI per 1003 is 25.301% | Initial |
17282765 | xx | xx | Post-Close Housing Ratio per 1003 | 14.839% | 15.000% | -0.161% | -0.16100% | Post close Housing ratio per 1003 is 14.839% | Initial |
17282765 | xx | xx | Stated Remaining Term | 352 | 351 | 1 | 0.28490% | Initial | |
44739440 | xx | xx | Last Payment Received Date | 11/29/2021 | 9/29/2021 | 61 (Days) | Initial | ||
44739440 | xx | xx | Post-Close DTI per 1003 | 44.664% | 54.000% | -9.336% | -9.33600% | Total Original T&I for Debt Ratios: (Real Estate Taxes $376.48 + Hazard Insurance $153.99 + Flood Insurance $00 + MI $264.22 + HOA Dues $00 ) equals $2,294.73 and All Other Monthly payments are $452.00. The Borrowers Total Monthly income Verified as $6,230.42. Hence, Post-Close DTI per 1003 is 44.664%. | Initial |
44739440 | xx | xx | Post-Close Housing Ratio per 1003 | 36.831% | 36.746% | 0.085% | 0.08500% | Total Original T&I for Debt Ratios: (Real Estate Taxes $376.48 + Hazard Insurance $153.99 + Flood Insurance $00 + MI $264.22 + HOA Dues $00 ) equals $2,294.73. The Borrowers Total Monthly income Verified as $6,230.42. Hence, Post-Close housing ratio per 1003 is 36.831%. | Initial |
44739440 | xx | xx | Stated Remaining Term | 349 | 350 | -1 | -0.28571% | NA | Initial |
46846836 | xx | xx | Does Lender G/L Require MI? | Not Applicable | Yes | Mortgage Insurance is missing from the loan documents. | Initial | ||
46846836 | xx | xx | Purpose of Refinance Per Application | Lower rate or term | No Cash-Out | Final Application and Final DU reflect Lower rate or term. | Initial | ||
56674946 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N.A. | Initial | ||
56674946 | xx | xx | Post-Close DTI per 1003 | 29.109% | 83.000% | -53.891% | -53.89100% | Post-close DTI is 29.109%. | Initial |
5752703 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA. | Initial | ||
5752703 | xx | xx | Post-Close DTI per 1003 | 43.806% | 45.023% | -1.217% | -1.21700% | The Borrower's income is $5,233.76 after subject loan the proposed amount $1,776.72.00 and total Non-Housing payments is $516.00 hence, the calculated DTI ratio is 43.806%. | Initial |
5752703 | xx | xx | Post-Close Housing Ratio per 1003 | 33.947% | 39.890% | -5.943% | -5.94300% | Total subject property PITIA (P&I $ 1,302.23 + Real Estate Taxes $ 212.57 + Hazard Insurance $55.92 + Flood Insurance $0.00 + MI $0.00 + HOA Dues $206.00) equals $1,776.72. Total verified monthly income equals $5,233.76. Housing Ratio equals 33.947%. | Initial |
20884838 | xx | xx | Original Stated P&I | $537.12 | $734.24 | $-197.12 | -26.84680% | Initial | |
37877767 | xx | xx | Last Payment Received Date | 11/3/2021 | 10/15/2021 | 19 (Days) | As per the payment history transaction date is xx/xx/2021. | Initial | |
37877767 | xx | xx | Stated Maturity Date | xxx | xxx | -1584 (Days) | As per the modification agreement the maturity date is xx/xx/2032. | Initial | |
19738797 | xx | xx | Last Payment Received Date | 11/5/2021 | 10/5/2021 | 31 (Days) | Considered as per the document. | Initial | |
66037257 | xx | xx | Borrower DTI Ratio Percent | 29.701% | 34.700% | -4.999% | -4.99900% | The borrower’s total monthly income is $9,059.00 after subject loan the proposed amount $244.57 and total non-housing payments is $1,251.00 hence the calculated DTI ratio is 29.701%. | Initial |
66037257 | xx | xx | Occupancy at Origination (Property Usage Type) | Secondary | Primary | Final Application (1003) reflects occupancy at origination as Secondary. | Initial | ||
66037257 | xx | xx | Subject Property Type | PUD | Single Family | Appraisal report reflects subject property type as PUD. | Initial | ||
38021710 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N/A. | Initial | ||
97137788 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
97137788 | xx | xx | Last Payment Received Date | 11/3/2021 | 10/5/2021 | 29 (Days) | NA | Initial | |
97137788 | xx | xx | Purpose of Refinance Per Application | Cash Out - Other | Change in Rate/Term | Final application reflects purpose of refinance per application as cash-out other. | Initial | ||
97137788 | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Refinance | Final application reflects purpose of transaction per HUD-a as cash-out other. | Initial | ||
97137788 | xx | xx | Subject Property Type | PUD | Single Family | Appraisal report reflects subject property type as PUD. | Initial | ||
62947875 | xx | xx | Post-Close DTI per 1003 | 37.891% | 40.670% | -2.779% | -2.77900% | Post close DTI as per 1003 is 37.891%. | Initial |
92738365 | xx | xx | Borrower DTI Ratio Percent | 43.747% | 43.740% | 0.007% | 0.00700% | The borrower's monthly income is $1,977.00 after Subject loan the Proposed amount $863.88 and Total Non-housing Payments is $1.00. hence, the Calculated DTI Ratio is 43.747%. | Initial |
92738365 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
92738365 | xx | xx | Original Stated Rate | 4.37500% | 748.9300% | -744.55500% | -744.55500% | Original Stated rate is 4.375%. | Initial |
68959998 | xx | xx | Borrower DTI Ratio Percent | 30.925% | 30.930% | -0.005% | -0.00500% | The DTI ratio percent is 30.925%. | Initial |
68959998 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
68959998 | xx | xx | Original Stated Rate | 3.75000% | 1717.200% | -1713.45000% | -1713.45000% | Updated as per Note document. | Initial |
68959998 | xx | xx | Payment History String | 4444443214444444444 | BBBBBBBB6666 | The PH string reversed is 44444444432144444. | Initial | ||
68959998 | xx | xx | Payment History String Reversed | 4444444444123444444 | 6666BBBBBBBB | The PH string is 444444444123444444. | Initial | ||
68959998 | xx | xx | Purpose of Refinance Per Application | Cash Out - Other | Change in Rate/Term | Updated as per Final application. | Initial | ||
9071652 | xx | xx | Borrower DTI Ratio Percent | 47.155% | 47.150% | 0.005% | 0.00500% | The Final Application reflects the Post-Close DTI per 1003 as 47.155%. | Initial |
9071652 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
9071652 | xx | xx | Original Stated Rate | 3.62500% | 1514.090% | -1510.46500% | -1510.46500% | Original note reflects original stated rate as 3.625%. | Initial |
9071652 | xx | xx | Payment History String | 0000000000000000000 | 000000000000 | Payment history string is 00000000000000000. | Initial | ||
9071652 | xx | xx | Payment History String Reversed | 0000000000000000000 | 000000000000 | Payment history string reversed is 00000000000000000. | Initial | ||
9071652 | xx | xx | Purpose of Transaction per HUD-1 | Refinance | Cash Out | Final CD reflects Cash To in amount of $xxx. | Initial | ||
63703171 | xx | xx | Borrower DTI Ratio Percent | 49.552% | 49.550% | 0.002% | 0.00200% | Borrower DTI ratio percent is 49.552%. | Initial |
63703171 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Not applicable. | Initial | ||
63703171 | xx | xx | Original Stated Rate | 3.75000% | 1446.220% | -1442.47000% | -1442.47000% | Original Stated Rate is 3.75%. | Initial |
63703171 | xx | xx | Payment History String | 000000000000000000 | 000000000000 | Initial | |||
63703171 | xx | xx | Payment History String Reversed | 000000000000000000 | 000000000000 | Initial | |||
63703171 | xx | xx | Purpose of Refinance Per Application | Lower rate or term | Change in Rate/Term | Purpose of refinance per application is Limited cash out. | Initial | ||
42026822 | xx | xx | Borrower DTI Ratio Percent | 47.316% | 47.320% | -0.004% | -0.00400% | Borrower DTI ratio percent is 47.316%. | Initial |
42026822 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Not applicable. | Initial | ||
42026822 | xx | xx | Original Stated Rate | 3.25000% | 1501.470% | -1498.22000% | -1498.22000% | Original Stated Rate is 3.25%. | Initial |
42026822 | xx | xx | Payment History String | 00000000000000000 | 000000000000 | Payment history string is 00000000000000000. | Initial | ||
42026822 | xx | xx | Payment History String Reversed | 00000000000000000 | 000000000000 | Payment history string reversed is 00000000000000000. | Initial | ||
42026822 | xx | xx | Purpose of Refinance Per Application | Lower rate or term | Change in Rate/Term | Purpose of refinance per application is Lower rate or term. | Initial | ||
83883209 | xx | xx | Borrower DTI Ratio Percent | 41.131% | 41.130% | 0.001% | 0.00100% | Borrower DTI ratio percent is 41.131%. | Initial |
83883209 | xx | xx | Original Stated Rate | 3.50000% | 1197.830% | -1194.33000% | -1194.33000% | Original Stated Rate is 3.5%. | Initial |
83883209 | xx | xx | Payment History String | 000000000000000000 | 000000000000 | Payment history string is 000000000000000000. | Initial | ||
83883209 | xx | xx | Payment History String Reversed | 000000000000000000 | 000000000000 | Payment history string reversed is 000000000000000000. | Initial | ||
29685086 | xx | xx | Borrower DTI Ratio Percent | 41.920% | 54.970% | -13.050% | -13.05000% | DTI is 41.92%. | Initial |
29685086 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N/A. | Initial | ||
29685086 | xx | xx | Original Stated Rate | 3.25000% | 1222.930% | -1219.68000% | -1219.68000% | Original stated date is 3.25%. | Initial |
29685086 | xx | xx | Payment History String | 00000000000000 | 000000000000 | Payment history string is 0000000000000000. | Initial | ||
29685086 | xx | xx | Payment History String Reversed | 00000000000000 | 000000000000 | Payment history string reversed is 0000000000000000. | Initial | ||
29685086 | xx | xx | Purpose of Refinance Per Application | Cash Out - Other | Change in Rate/Term | Purposr of refinance is cash to other. | Initial | ||
4838217 | xx | xx | Borrower DTI Ratio Percent | 14.123% | 14.120% | 0.003% | 0.00300% | The borrower’s total monthly income is $10,416.66 after subject loan the proposed amount $1,436.14 and total non-housing payments is $35.00 hence the calculated DTI ratio is 14.123%. | Initial |
4838217 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA. | Initial | ||
4838217 | xx | xx | Original Stated Rate | 2.62500% | 1160.840% | -1158.21500% | -1158.21500% | Original note reflects stated original rate as 2.625%. | Initial |
4838217 | xx | xx | Payment History String | 000000000000 | 0000000000BB | NA. | Initial | ||
4838217 | xx | xx | Payment History String Reversed | 000000000000 | BB0000000000 | NA. | Initial | ||
4838217 | xx | xx | Purpose of Refinance Per Application | Limited Cash Out (GSE definition) | Change in Rate/Term | Final Application (1003) reflects purpose of refinance as Limited cash out. | Initial | ||
90804184 | xx | xx | Borrower DTI Ratio Percent | 30.600% | 74.960% | -44.360% | -44.36000% | updated as per review. | Initial |
90804184 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N/A. | Initial | ||
90804184 | xx | xx | Original Stated Rate | 2.25000% | 1114.960% | -1112.71000% | -1112.71000% | as per note doc original rate is 2.25%. | Initial |
90804184 | xx | xx | Payment History String | 000000000000 | 0000000000BB | Initial | |||
90804184 | xx | xx | Payment History String Reversed | 000000000000 | BB0000000000 | Initial | |||
90804184 | xx | xx | Purpose of Refinance Per Application | Limited Cash Out (GSE definition) | Change in Rate/Term | As per final application purpose of refinance is Limited cash out. | Initial | ||
28889805 | xx | xx | Borrower DTI Ratio Percent | 27.761% | 27.760% | 0.001% | 0.00100% | updated as per review. | Initial |
28889805 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | updated as per review. | Initial | ||
28889805 | xx | xx | Original Stated Rate | 2.75000% | 567.8100% | -565.06000% | -565.06000% | updated as per review. | Initial |
28889805 | xx | xx | Payment History String | 000000000 | 0000000BBBBB | Initial | |||
28889805 | xx | xx | Payment History String Reversed | 000000000 | BBBBB0000000 | Initial | |||
28889805 | xx | xx | Purpose of Refinance Per Application | Lower rate or term | Change in Rate/Term | updated as per review. | Initial | ||
45100284 | xx | xx | Original Stated Rate | 3.75000% | 375.0000% | -371.25000% | -371.25000% | Original stated rate is 3.75000%. | Initial |
29649371 | xx | xx | Bankruptcy (Post-Loan Origination)? | Yes | No | The case was discharged on xx/xx/2019 and got terminated on xx/xx/2019. | Initial | ||
29649371 | xx | xx | Borrower DTI Ratio Percent | 28.137% | 53.125% | -24.988% | -24.98800% | The borrower's monthly income is $5,4343.71 after subject loan the proposed amount $320.31. Hence, the calculated DTI ratio is 28.137%. | Initial |
29649371 | xx | xx | Original Stated Rate | 3.95000% | 395.0000% | -391.05000% | -391.05000% | Note reflects original stated rate as 3.950%. | Initial |
34412531 | xx | xx | Borrower DTI Ratio Percent | 52.672% | 49.027% | 3.645% | 3.64500% | Borrower DTI ratio percent is 52.672%. | Initial |
34412531 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
34412531 | xx | xx | Housing Ratio per U/W (Initial Rate) | 0.000% | 22.000% | -22.000% | -22.00000% | Housing Ratio per U/W is 0.000%. | Initial |
34412531 | xx | xx | Original Stated Rate | 4.50000% | 450.0000% | -445.50000% | -445.50000% | Original Stated Rate is 4.50%. | Initial |
8363353 | xx | xx | Borrower DTI Ratio Percent | 39.737% | 39.713% | 0.024% | 0.02400% | Borrower DTI ratio percent is 39.737%. | Initial |
8363353 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
8363353 | xx | xx | Housing Ratio per U/W (Initial Rate) | 24.378% | 24.000% | 0.378% | 0.37800% | Housing Ratio per U/W is 24.378%. | Initial |
8363353 | xx | xx | Original Stated Rate | 5.25000% | 525.0000% | -519.75000% | -519.75000% | Original Stated Rate is 5.250%. | Initial |
54984838 | xx | xx | Borrower DTI Ratio Percent | 39.985% | 43.445% | -3.460% | -3.46000% | updated as per review. | Initial |
54984838 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | updated as per review. | Initial | ||
54984838 | xx | xx | Housing Ratio per U/W (Initial Rate) | 0.000% | 18.000% | -18.000% | -18.00000% | updated as per review. | Initial |
54984838 | xx | xx | Original Stated Rate | 5.12500% | 512.5000% | -507.37500% | -507.37500% | updated as per review. | Initial |
61132154 | xx | xx | Borrower DTI Ratio Percent | Unavailable | 45.484% | Initial | |||
61132154 | xx | xx | Does Lender G/L Require MI? | Not Applicable | Yes | This is servicing | Initial | ||
61132154 | xx | xx | Housing Ratio per U/W (Initial Rate) | Unavailable | 32.060% | Rounding | Initial | ||
61132154 | xx | xx | Original Stated Rate | 2.75000% | 275.0000% | -272.25000% | -272.25000% | Tape is incorrect | Initial |
34363403 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
34363403 | xx | xx | Housing Ratio per U/W (Initial Rate) | 36.441% | 36.000% | 0.441% | 0.44100% | The borrower's monthly income is $6,857.00 after Subject loan the Proposed amount $2,498.74 and Total Non-housing Payments is $515.00. hence, the Calculated DTI Ratio is 43.951%. | Initial |
34363403 | xx | xx | Original Stated Rate | 2.25000% | 225.0000% | -222.75000% | -222.75000% | Original stated rate as 2.25%. | Initial |
62146788 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
62146788 | xx | xx | Housing Ratio per U/W (Initial Rate) | 25.745% | 25.750% | -0.005% | -0.00500% | Updated as per final 1003. | Initial |
62146788 | xx | xx | Original Stated Rate | 2.87500% | 287.5000% | -284.62500% | -284.62500% | Updated as per Note | Initial |
1396201 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
1396201 | xx | xx | Housing Ratio per U/W (Initial Rate) | 52.673% | 52.670% | 0.003% | 0.00300% | Updated as final 1003. | Initial |
1396201 | xx | xx | Original Stated Rate | 2.37500% | 237.5000% | -235.12500% | -235.12500% | The original note rate is 2.375%. | Initial |
1396201 | xx | xx | Purpose of Refinance Per Application | Change in Rate/Term | Cash Out - Other | As per application purpose of refinance is change in rate/term. | Initial | ||
85812131 | xx | xx | Borrower DTI Ratio Percent | 48.524% | 46.688% | 1.836% | 1.83600% | Updated as per final 1003. | Initial |
85812131 | xx | xx | Housing Ratio per U/W (Initial Rate) | 0.000% | 21.597% | -21.597% | -21.59700% | Updated as per final 1003. | Initial |
85812131 | xx | xx | Original Stated Rate | 3.62500% | 362.5000% | -358.87500% | -358.87500% | The note rate is 3.625%. | Initial |
77437829 | xx | xx | Borrower DTI Ratio Percent | 40.516% | 42.059% | -1.543% | -1.54300% | Updated as per final 1003. | Initial |
77437829 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
77437829 | xx | xx | Housing Ratio per U/W (Initial Rate) | 0.000% | 27.000% | -27.000% | -27.00000% | Updated as per final 1003. | Initial |
77437829 | xx | xx | Original Stated Rate | 4.12500% | 412.5000% | -408.37500% | -408.37500% | The original stated rate is 4.125%. | Initial |
61735496 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | MI is not required. | Initial | ||
61735496 | xx | xx | Original Stated Rate | 3.00000% | 300.0000% | -297.00000% | -297.00000% | The Note reflects the Original Stated Rate as 3.000% | Initial |
19235323 | xx | xx | Housing Ratio per U/W (Initial Rate) | 8.273% | 23.213% | -14.940% | -14.94000% | Total subject property PITIA (P&I $ 1,732.30 + Real Estate Taxes $ 340.00 + Hazard Insurance $96.42 + Flood Insurance $0.00 + MI $0.00 + HOA Dues $70.83) equals $3129.42. Total verified monthly income equals $20,940.39. Housing Ratio equals 8.273%. | Initial |
19235323 | xx | xx | Original Stated P&I | $2242.87 | $1737.79 | $505.08 | 29.06450% | Original note reflects stated P&I as $2,242.87. | Initial |
19235323 | xx | xx | Original Stated Rate | 3.75000% | 375.0000% | -371.25000% | -371.25000% | Original note reflects stated rate as 3.7500%. | Initial |
99156696 | xx | xx | Housing Ratio per U/W (Initial Rate) | 43.904% | 43.898% | 0.006% | 0.00600% | Tape shows Housing Ratio is 43.898%. However, Final Application document reflects it as 43.904%. | Initial |
99156696 | xx | xx | Original Stated Rate | 3.00000% | 300.0000% | -297.00000% | -297.00000% | Note document reflects interest rate as 3.000%. | Initial |
26175594 | xx | xx | Original Stated Rate | 2.62500% | 262.5000% | -259.87500% | -259.87500% | Note document shows stated rate as 2.625%. | Initial |
72280186 | xx | xx | Housing Ratio per U/W (Initial Rate) | 0.000% | 11.464% | -11.464% | -11.46400% | Housing ratio per U/W is 0.00%. | Initial |
72280186 | xx | xx | Original Stated Rate | 5.00000% | 500.0000% | -495.00000% | -495.00000% | Original Stated rate is 5.00%. | Initial |
72280186 | xx | xx | Subject Property Type | Manufactured Housing | Mobile Home | Subject property type is Manufactured Housing. | Initial | ||
54625301 | xx | xx | Housing Ratio per U/W (Initial Rate) | 25.851% | 26.830% | -0.979% | -0.97900% | Total subject property PITIA (P&I $826.13 + hazard insurance $118.08. + Property taxes $303.22 + MI $76.39 equals $1,323.82 verified monthly income equals $5,121.00 housing ratio equals 25.85%. | Initial |
54625301 | xx | xx | Original Stated Rate | 5.50000% | 550.0000% | -544.50000% | -544.50000% | Original note reflects original stated rate as 5.5000%. | Initial |
7011599 | xx | xx | Housing Ratio per U/W (Initial Rate) | 0.000% | 4.257% | -4.257% | -4.25700% | NA | Initial |
7011599 | xx | xx | Original Stated Rate | 3.99000% | 399.0000% | -395.01000% | -395.01000% | Note document reflects Stated Rate as 3.99000%. | Initial |
68455753 | xx | xx | Housing Ratio per U/W (Initial Rate) | 28.534% | 28.530% | 0.004% | 0.00400% | Initial | |
68455753 | xx | xx | Original Stated Rate | 5.25000% | 525.0000% | -519.75000% | -519.75000% | Updated as per note. | Initial |
52639608 | xx | xx | Housing Ratio per U/W (Initial Rate) | 24.498% | 24.500% | -0.002% | -0.00200% | Total subject property PITIA (P&I $ 601.94+ Real Estate Taxes $ 41.20 + Hazard Insurance $192.48 + Flood Insurance $0.00 + MI $0.00 + HOA Dues $12.00) equals $847.62. Total verified monthly income equals $3,460.00. Housing Ratio equals 24.498%. | Initial |
52639608 | xx | xx | Original Stated Rate | 4.50000% | 450.0000% | -445.50000% | -445.50000% | Note reflects original stated rate as 4.50000%. | Initial |
52639608 | xx | xx | Subject Property Type | Manufactured Housing | Mobile Home | The Appraisal dated xx/xx/2019 reflects the subject property as a Manufactured Housing. Mortgage notarized on xx/xx/2019 contains a Manufactured rider. | Initial | ||
58854438 | xx | xx | Original Stated Rate | 5.12500% | 512.5000% | -507.37500% | -507.37500% | The Note dated xx/xx/2020 reflects Original Stated Rate as 5.12500%. | Initial |
12753092 | xx | xx | Housing Ratio per U/W (Initial Rate) | 13.246% | 26.484% | -13.238% | -13.23800% | As per Final 1003 application post-close housing ratio as 26.497%. | Initial |
12753092 | xx | xx | Original Stated Rate | 3.37500% | 337.5000% | -334.12500% | -334.12500% | Note reflects original rate as 3.3750%. | Initial |
3859339 | xx | xx | Housing Ratio per U/W (Initial Rate) | 36.093% | 36.000% | 0.093% | 0.09300% | Housing ratio per U/W is 36.093%. | Initial |
3859339 | xx | xx | Original Stated Rate | 4.50000% | 450.0000% | -445.50000% | -445.50000% | Original stated rate is 4.500%. | Initial |
26462291 | xx | xx | Original Stated Rate | 3.37500% | 337.5000% | -334.12500% | -334.12500% | Note reflects original stated rate as 3.37500%. | Initial |
75086824 | xx | xx | Housing Ratio per U/W (Initial Rate) | 39.402% | 39.400% | 0.002% | 0.00200% | As per Tape data, Post Close Housing Ratio is 39.400%. However Final Application documents reflects as 39.402%. | Initial |
75086824 | xx | xx | Original Stated Rate | 3.12500% | 312.5000% | -309.37500% | -309.37500% | Original stated rate is 3.12500. | Initial |
73044438 | xx | xx | Original Stated Rate | 3.00000% | 300.0000% | -297.00000% | -297.00000% | The Note reflects the Original Stated Rate as 3.000%. | Initial |
68713952 | xx | xx | Original Stated Rate | 3.37500% | 337.5000% | -334.12500% | -334.12500% | Note reflects original rate as 3.3750%. | Initial |
68713952 | xx | xx | Subject Property Type | Commercial Prop | PUD | Initial | |||
87592699 | xx | xx | Housing Ratio per U/W (Initial Rate) | 20.045% | 20.322% | -0.277% | -0.27700% | Initial | |
87592699 | xx | xx | Original Stated Rate | 4.75000% | 475.0000% | -470.25000% | -470.25000% | Initial | |
62941941 | xx | xx | Housing Ratio per U/W (Initial Rate) | 34.208% | 35.000% | -0.792% | -0.79200% | NA | Initial |
62941941 | xx | xx | Original Stated Rate | 3.87500% | 387.5000% | -383.62500% | -383.62500% | Note document reflects interest rate as 3.8750%. | Initial |
32271162 | xx | xx | Housing Ratio per U/W (Initial Rate) | 16.536% | 17.043% | -0.507% | -0.50700% | Updated as per final 1003. | Initial |
32271162 | xx | xx | Original Stated Rate | 3.75000% | 375.0000% | -371.25000% | -371.25000% | Updated as per Note. | Initial |
14688333 | xx | xx | Original Stated Rate | 2.37500% | 237.5000% | -235.12500% | -235.12500% | Note document reflects Stated Rate as 2.37500%. | Initial |
92699861 | xx | xx | Housing Ratio per U/W (Initial Rate) | 0.000% | 32.990% | -32.990% | -32.99000% | Total subject property PITIA (P&I $ 349.87 + Real Estate Taxes $105.36 + Hazard Insurance $78.67 + Flood Insurance0 $ + MI $0 + HOA Dues $40) equals $573.9. Total verified monthly income equals $3,883.00. Housing Ratio equals 0.00%. | Initial |
92699861 | xx | xx | Original Stated Rate | 3.37500% | 337.5000% | -334.12500% | -334.12500% | Original stated rate reflects 3.37500%. | Initial |
74096158 | xx | xx | Original Stated Rate | 2.50000% | 250.0000% | -247.50000% | -247.50000% | Updated as per Note. | Initial |
54169244 | xx | xx | Original Stated Rate | 3.25000% | 325.0000% | -321.75000% | -321.75000% | Original stated rate reflects 3.25000%. | Initial |
92027905 | xx | xx | Original Stated Rate | 2.87500% | 287.5000% | -284.62500% | -284.62500% | Original stated rate is 2.875%. | Initial |
70702114 | xx | xx | Housing Ratio per U/W (Initial Rate) | 9.374% | 9.376% | -0.002% | -0.00200% | Rounding | Initial |
70702114 | xx | xx | Original Stated Rate | 3.12500% | 312.5000% | -309.37500% | -309.37500% | tape is incorrect | Initial |
79968360 | xx | xx | Housing Ratio per U/W (Initial Rate) | 25.692% | 25.693% | -0.001% | -0.00100% | As per tape data, Housing ratio per U/W is 25.693%. However 1008 reflects 25.692%. | Initial |
79968360 | xx | xx | Original Stated Rate | 3.37500% | 337.5000% | -334.12500% | -334.12500% | As per tape data, Original stated rate is 337.500%. However Note document reflects 3.375%. | Initial |
96691676 | xx | xx | Housing Ratio per U/W (Initial Rate) | 28.757% | 28.768% | -0.011% | -0.01100% | NA | Initial |
96691676 | xx | xx | Original Stated Rate | 2.87500% | 287.5000% | -284.62500% | -284.62500% | Updated as per note. | Initial |
96691676 | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Refinance | Initial | |||
8037758 | xx | xx | Housing Ratio per U/W (Initial Rate) | 29.788% | 29.790% | -0.002% | -0.00200% | Housing ratio per u/w is 29.788% | Initial |
8037758 | xx | xx | Original Stated Rate | 3.12500% | 312.5000% | -309.37500% | -309.37500% | Original stated rate is 3.125%. | Initial |
70114612 | xx | xx | Housing Ratio per U/W (Initial Rate) | 31.477% | 31.476% | 0.001% | 0.00100% | Housing Ratio per U/W is 7.741%. | Initial |
70114612 | xx | xx | Original Stated Rate | 3.62500% | 362.5000% | -358.87500% | -358.87500% | Original stated rate is 3.625%. | Initial |
47559164 | xx | xx | Housing Ratio per U/W (Initial Rate) | 34.132% | 34.649% | -0.517% | -0.51700% | Total Original T&I for Debt Ratios: (Real Estate Taxes $437.31 + Hazard Insurance $37.83 + Flood Insurance $00 + MI $226.62 + HOA Dues $250 ) equals $3,344.91. The Borrowers Total Monthly income Verified as $9,800.00. Hence, Post-Close Housing Ratio per 1003 is 34.132%. | Initial |
47559164 | xx | xx | Original Stated Rate | 5.00000% | 500.0000% | -495.00000% | -495.00000% | Note doc dated xx/xx/2020 reflects original rate as 5.000%. | Initial |
52201555 | xx | xx | Original Stated Rate | 2.75000% | 275.0000% | -272.25000% | -272.25000% | Initial | |
48688795 | xx | xx | Housing Ratio per U/W (Initial Rate) | 15.324% | 15.320% | 0.004% | 0.00400% | Total subject property PITIA (P&I $ 1,982.98 + Real Estate Taxes $ 781.48 + Hazard Insurance $313.80 + Flood Insurance $0.00 + MI $00.00 + HOA Dues $37.50) equals $3,115.76. Total verified monthly income equals $20,333.00. Housing Ratio equals 15.324%. | Initial |
48688795 | xx | xx | Original Stated Rate | 3.50000% | 350.0000% | -346.50000% | -346.50000% | The Note signed on xx/xx/2020 reflects Original Stated Rate as 3.50000%. | Initial |
10040789 | xx | xx | Housing Ratio per U/W (Initial Rate) | 36.755% | 36.762% | -0.007% | -0.00700% | As per Final 1003 application post-close housing ratio as 36.755%. | Initial |
10040789 | xx | xx | Original Stated Rate | 4.00000% | 400.0000% | -396.00000% | -396.00000% | Note reflects original rate as 4.00%. | Initial |
73962274 | xx | xx | Housing Ratio per U/W (Initial Rate) | 28.045% | 28.048% | -0.003% | -0.00300% | Housing ratio per U/W is 28.045%. | Initial |
73962274 | xx | xx | Original Stated Rate | 3.87500% | 387.5000% | -383.62500% | -383.62500% | Note reflects original rate as 3.87500%. | Initial |
73962274 | xx | xx | Purpose of Refinance Per Application | Lower rate or term | Change in Rate/Term | Purpose of application is lower rate or term. | Initial | ||
73962274 | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Refinance | Initial | |||
35779034 | xx | xx | Original Stated P&I | $1954.37 | $1270.44 | $683.93 | 53.83410% | Original stated P&I is $1954.37.00. | Initial |
35779034 | xx | xx | Original Stated Rate | 4.75000% | 475.0000% | -470.25000% | -470.25000% | Original stated rate is 4.75000%. | Initial |
66272126 | xx | xx | Original Stated Rate | 3.25000% | 325.0000% | -321.75000% | -321.75000% | 3.25%. | Initial |
40617362 | xx | xx | Housing Ratio per U/W (Initial Rate) | 44.399% | 44.393% | 0.006% | 0.00600% | Total subject property PITIA (P&I $1239.19 + Real Estate Taxes $ 299.44 + Hazard Insurance $94.58 + Flood Insurance $0.00 + MI $106.80 + HOA Dues $0) equals $1,239.19. Total verified monthly income equals $2,791.00. Housing Ratio equals 44.399%. | Initial |
40617362 | xx | xx | Original Stated Rate | 4.00000% | 400.0000% | -396.00000% | -396.00000% | Note reflects original stated rate as 4.00%. | Initial |
22256272 | xx | xx | Housing Ratio per U/W (Initial Rate) | 30.912% | 30.910% | 0.002% | 0.00200% | Total subject property PITIA (P&I $ 547.67 + Real Estate Taxes $58.00+ Hazard Insurance $35.00 + Flood Insurance $0.00 + MI $75.70 + HOA Dues $55.00) equals $771.37. Total verified monthly income equals $2,625.00. Housing Ratio equals 30.912%. | Initial |
22256272 | xx | xx | Loan Amortization Type | Unavailable | Fixed | Initial | |||
22256272 | xx | xx | Original Stated P&I | $547.67 | $504.51 | $43.16 | 8.55483% | Original stated P&I reflects $547.67. | Initial |
22256272 | xx | xx | Original Stated Rate | 3.87500% | 387.5000% | -383.62500% | -383.62500% | Original stated rate reflects 3.87500%. | Initial |
22256272 | xx | xx | Stated Maturity Date | Unavailable | xxx | The Note reflects the Maturity Date as xx/xx/2046. | Initial | ||
65111562 | xx | xx | Housing Ratio per U/W (Initial Rate) | 22.853% | 22.867% | -0.014% | -0.01400% | Total Original T&I for Debt Ratios: (Real Estate Taxes $79.36+ Hazard Insurance $54.33+MI$66.13+ flood insurance $0.00+ HOA Dues $0.00) Present primary housing expenses after subj loan is $685.59 Total Monthly income $3,000.00. Hence Post-close housing ratio per 1003 is 22.853%. | Initial |
65111562 | xx | xx | Original Stated Rate | 4.00000% | 400.0000% | -396.00000% | -396.00000% | The note reflects Original stated Rate as 4.000%. | Initial |
22695660 | xx | xx | Original Stated Rate | 4.62500% | 462.5000% | -457.87500% | -457.87500% | Note document shows, Original Stated Rate is 4.625%. | Initial |
99767711 | xx | xx | Housing Ratio per U/W (Initial Rate) | 35.413% | 35.420% | -0.007% | -0.00700% | Total Original T&I for Debt Ratios: (Real Estate Taxes $174.17+Hazard Insurance $35.92+MI $141.64,flood insurance $0.00+HOA Dues $0.00, Therefore total of all Non-Housing Payments $1,287.61. Total Monthly income $3,636.00. Hence housing ratio per 1003 is 35.413%. | Initial |
99767711 | xx | xx | Original Stated Rate | 3.62500% | 362.5000% | -358.87500% | -358.87500% | The note reflects the original stated rate as 3.625%. | Initial |
57624485 | xx | xx | Housing Ratio per U/W (Initial Rate) | 34.094% | 34.090% | 0.004% | 0.00400% | updated as per review. | Initial |
57624485 | xx | xx | Original Stated Rate | 3.12500% | 312.5000% | -309.37500% | -309.37500% | Original stated rate is 3.125% | Initial |
82603678 | xx | xx | Housing Ratio per U/W (Initial Rate) | 18.312% | 18.310% | 0.002% | 0.00200% | Total subject property PITIA (P&I $815.57+ Real Estate Taxes $218.50+ Hazard Insurance $53.08 + Flood Insurance $0.00+ MI $117.96+ HOA Dues $0.00) equals $1,205.11. Total verified monthly income equals $6,581.00. Hence post close Housing Ratio per 1003 is 18.312%. | Initial |
82603678 | xx | xx | Original Stated Rate | 3.50000% | 350.0000% | -346.50000% | -346.50000% | The note reflects Stated Rate as 3.5000%. | Initial |
96236396 | xx | xx | Housing Ratio per U/W (Initial Rate) | 25.143% | 25.137% | 0.006% | 0.00600% | Updated as per final 1003. | Initial |
96236396 | xx | xx | Original Stated Rate | 3.87500% | 387.5000% | -383.62500% | -383.62500% | Updated as per Note. | Initial |
19191465 | xx | xx | Age of Loan | 1 | 2 | -1 | -50.00000% | NA. | Initial |
19191465 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA. | Initial | ||
19191465 | xx | xx | Mortgage Type | FHA | Conventional | Original note reflects Mortgage Type as FHA. | Initial | ||
19191465 | xx | xx | Post-Close DTI per 1003 | 45.235% | 45.696% | -0.461% | -0.46100% | The borrower’s total monthly income is $3,214.50 after subject loan the proposed amount $1,400.07 and total non-housing payments is $54.00 hence the calculated DTI ratio is 45.235%. | Initial |
9818220 | xx | xx | Age of Loan | 9 | 11 | -2 | -18.18181% | Original note reflects age of loan as 9. | Initial |
76168668 | xx | xx | Age of Loan | 8 | 10 | -2 | -20.00000% | Note reflects age of loan as 8. | Initial |
76168668 | xx | xx | Original Stated Rate | 2.99000% | 2.62500% | 0.36500% | 0.36500% | Note reflects stated rate as 2.9900%. | Initial |
76168668 | xx | xx | Post-Close DTI per 1003 | 47.383% | 52.510% | -5.127% | -5.12700% | As per Final 1003 application post-close DTI as 16.147%. | Initial |
76168668 | xx | xx | Post-Close Housing Ratio per 1003 | 31.237% | 9.614% | 21.623% | 21.62300% | Initial | |
34575366 | xx | xx | Age of Loan | 8 | 10 | -2 | -20.00000% | Age of loan is 8. | Initial |
34575366 | xx | xx | Post-Close DTI per 1003 | 26.652% | 29.038% | -2.386% | -2.38600% | Post close DTI per 1003 is 26.652%. | Initial |
34575366 | xx | xx | Post-Close Housing Ratio per 1003 | 20.372% | 22.195% | -1.823% | -1.82300% | Post close housing ratio as per 1003 is 20.372%. | Initial |
34575366 | xx | xx | Purpose of Refinance Per Application | Change in Rate/Term | No Cash-Out | Final application reflects purpose of refinance Change in Rate/Term. | Initial | ||
8030928 | xx | xx | Age of Loan | 1 | 3 | -2 | -66.66666% | Age of loan is 1. | Initial |
62444174 | xx | xx | Age of Loan | 14 | 16 | -2 | -12.50000% | NA | Initial |
62444174 | xx | xx | Post-Close DTI per 1003 | 40.535% | 54.437% | -13.902% | -13.90200% | Loan failed the qualified mortgage DTI threshold test as this loan has a qualified mortgage DTI of 40.535%, the borrower's income was $5,312.00 and total expenses are in the amount of $2,153.23. | Initial |
62444174 | xx | xx | Post-Close Housing Ratio per 1003 | 39.406% | 52.920% | -13.514% | -13.51400% | Loan failed the qualified mortgage DTI threshold test as this loan has a qualified mortgage DTI of 40.535%, the borrower's income was $5,312.00 and total expenses are in the amount of $2,093.23. | Initial |
40349566 | xx | xx | Age of Loan | 6 | 7 | -1 | -14.28571% | NA. | Initial |
40349566 | xx | xx | Occupancy at Origination (Property Usage Type) | Secondary | Primary | Final application reflects occupancy as Secondary. | Initial | ||
40349566 | xx | xx | Post-Close DTI per 1003 | 40.924% | 40.923% | 0.001% | 0.00100% | Total Original T&I for Debt Ratios: (Real Estate Taxes $580.28 + Hazard Insurance $65.50 + Flood Insurance $00 + MI $00 + HOA Dues $00 ) equals $2,386.61 and All Other Monthly payments are $6,930.35. The Borrowers Total Monthly income Verified as $29,531.41. Hence, Post-Close DTI per 1003 is 40.924%. | Initial |
40349566 | xx | xx | Subject Property Type | High Rise Condo (>=9 Stories) | Low Rise Condo (1-4 Stories) | Appraisal report in loan file reflects property type as 'High Rise Condo'. | Initial | ||
25165360 | xx | xx | Age of Loan | 15 | 16 | -1 | -6.25000% | NA | Initial |
25165360 | xx | xx | Post-Close DTI per 1003 | 20.348% | 62.860% | -42.512% | -42.51200% | NA | Initial |
25165360 | xx | xx | Purpose of Refinance Per Application | Change in Rate/Term | No Cash-Out | As per Final application. | Initial | ||
58877234 | xx | xx | Stated Maturity Date | xxx | xxx | 4383 (Days) | Initial | ||
24396441 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N.A. | Initial | ||
24396441 | xx | xx | Post-Close DTI per 1003 | 39.475% | 46.242% | -6.767% | -6.76700% | Poat-Close DTI is 39.475%. | Initial |
20062006 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA. | Initial | ||
20062006 | xx | xx | Post-Close DTI per 1003 | 47.531% | 59.159% | -11.628% | -11.62800% | As per Tape data, Post Close DTI is 59.159%. However Final Application documents reflects as 47.531%. | Initial |
20062006 | xx | xx | Post-Close Housing Ratio per 1003 | 22.390% | 50.028% | -27.638% | -27.63800% | As per Tape data, Post Close Housing Ratio is 50.028%. However Final Application documents reflects as 22.390%. | Initial |
70790736 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
70790736 | xx | xx | Post-Close DTI per 1003 | 41.711% | 46.275% | -4.564% | -4.56400% | As per final 1003 borrower income is $5,935.00 and total expenses is $2,475.54. DTI is 41.711%. | Initial |
70790736 | xx | xx | Post-Close Housing Ratio per 1003 | 33.724% | 38.288% | -4.564% | -4.56400% | As per final 1003 borrower income is $5,935.00 and total expenses is $2,475.54. Housing ratio is 33.724%. | Initial |
70790736 | xx | xx | Purpose of Refinance Per Application | Cash Out - Other | Change in Rate/Term | Propose of refinance is cash out other. | Initial | ||
70790736 | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Refinance | Initial | |||
21267590 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N.A | Initial | ||
78368623 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
76048415 | xx | xx | Subject Property Type | Mid Rise Condo (5-8 Stories) | Low Rise Condo (1-4 Stories) | Initial | |||
690348 | xx | xx | Post-Close DTI per 1003 | Unavailable | 40.347% | Total Original T&I for the debt ratio:( Real Estate Taxes $527.28+Hazard insurance $43.67+flood insurance $0.00+ MI $295.17+ HOA Dues $138.82) equals | Initial | ||
690348 | xx | xx | Post-Close Housing Ratio per 1003 | Unavailable | 26.508% | Total Original T&I for the debt ratio:( Real Estate Taxes $527.28+Hazard insurance $43.67+flood insurance $0.00+ MI $295.17+ HOA Dues $138.82) Therefore total of all Non-Housing Payments $2,833.13. Total Monthly income $9,887.68. hence post-close housing ratio per 1003 is 28.653% | Initial | ||
90688961 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Initial | |||
53983953 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Initial | |||
53983953 | xx | xx | Post-Close DTI per 1003 | 44.343% | 57.075% | -12.732% | -12.73200% | Initial | |
53983953 | xx | xx | Post-Close Housing Ratio per 1003 | 28.664% | 27.997% | 0.667% | 0.66700% | Initial | |
33403067 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
33403067 | xx | xx | Purpose of Refinance Per Application | Cash Out - Other | Change in Rate/Term | Purpose of refinance per application is Cash out - other | Initial | ||
33403067 | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Refinance | Initial | |||
40823347 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA. | Initial | ||
13331349 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N/A. | Initial | ||
74481839 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N/A. | Initial | ||
43259930 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA. | Initial | ||
15310580 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
97888780 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N.A | Initial | ||
97888780 | xx | xx | Post-Close DTI per 1003 | Not Applicable | 0.000% | N.A | Initial | ||
97888780 | xx | xx | Post-Close Housing Ratio per 1003 | Not Applicable | 0.000% | N.A | Initial | ||
65309013 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N/A. | Initial | ||
65309013 | xx | xx | Loan Amortization Type | Dual Amortization | Fixed | Initial | |||
65309013 | xx | xx | Post-Close DTI per 1003 | Not Applicable | 0.000% | N/A. | Initial | ||
65309013 | xx | xx | Post-Close Housing Ratio per 1003 | Not Applicable | 0.000% | N/A. | Initial | ||
65309013 | xx | xx | Purpose of Refinance Per Application | Change in Rate/Term | Lower rate or term | Final Loan Application shows, purpose of the loan is "No-cash out". | Initial | ||
65309013 | xx | xx | Stated Maturity Date | xxx | xxx | 669 (Days) | Initial | ||
59092664 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
59092664 | xx | xx | Post-Close DTI per 1003 | 48.748% | 48.687% | 0.061% | 0.06100% | Post close DTI per 1003 is 48.78% | Initial |
59092664 | xx | xx | Post-Close Housing Ratio per 1003 | 37.519% | 37.458% | 0.061% | 0.06100% | Post close Housing ratio per 1003 is 37.519% | Initial |
10825877 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Not applicable. | Initial | ||
67410541 | xx | xx | Age of Loan | 1 | 3 | -2 | -66.66666% | Initial | |
30951490 | xx | xx | Does Lender G/L Require MI? | Not Applicable | Yes | na | Initial | ||
57579845 | xx | xx | Does Lender G/L Require MI? | Not Applicable | Yes | NA | Initial | ||
57579845 | xx | xx | MI Certificate Number | Not Applicable | 43-43-6-1707697 | Initial | |||
16207994 | xx | xx | Age of Loan | 5 | 7 | -2 | -28.57142% | Age of loan is 5. | Initial |
16207994 | xx | xx | Escrow Account Indicator | Yes | No | NA | Initial | ||
16207994 | xx | xx | Post-Close DTI per 1003 | 37.202% | 41.055% | -3.853% | -3.85300% | The borrower's monthly income is $13,887.58 after subject loan the proposed amount $3,369.52. Hence, the calculated DTI ratio is 24.263%. | Initial |
70732955 | xx | xx | Age of Loan | 61 | 67 | -6 | -8.95522% | N/A. | Initial |
70732955 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N/A. | Initial | ||
70732955 | xx | xx | Last Payment Received Date | 3/29/2021 | 5/7/2021 | -39 (Days) | xx/xx/2021. | Initial | |
70732955 | xx | xx | Payment History String | 4432100012223442232221MM | 111 | 4432100012223442232221MM. | Initial | ||
70732955 | xx | xx | Payment History String Reversed | MM1222322443222100012344 | 1111 | MM1222322443222100012344. | Initial | ||
70732955 | xx | xx | Post-Close DTI per 1003 | 31.663% | 31.060% | 0.603% | 0.60300% | The borrower's monthly income is $2,500.00 after subject loan the proposed amount $484.11 and total non-housing Payments is $311.00. Hence, the calculated DTI ratio is 31.663%. | Initial |
70732955 | xx | xx | Post-Close Housing Ratio per 1003 | 18.733% | 18.910% | -0.177% | -0.17700% | Total subject property PITIA (P&I $ 318.62 + Real Estate Taxes $ 73.22 + Hazard Insurance $67.00 + Flood Insurance $0.00 + MI $25.27 + HOA Dues $0.00) equals $484.11. Total verified monthly income equals $2,560.00. Housing Ratio equals 18.733%. | Initial |
41342760 | xx | xx | Age of Loan | 29 | 31 | -2 | -6.45161% | Age 0of loan is 29. | Initial |
41342760 | xx | xx | Last Payment Received Date | 11/3/2021 | 9/7/2021 | 57 (Days) | Initial | ||
41342760 | xx | xx | Payment History String | 000000000000000000000000 | 0 | Initial | |||
41342760 | xx | xx | Payment History String Reversed | 000000000000000000000000 | 0 | Initial | |||
53370456 | xx | xx | Age of Loan | 23 | 25 | -2 | -8.00000% | NA | Initial |
53370456 | xx | xx | Last Payment Received Date | 11/1/2021 | 8/31/2021 | 62 (Days) | According to the payment history as of xx/xx/2021, the last payment was received on xx/xx/2021. | Initial | |
53370456 | xx | xx | Payment History String | 000444444444444400000000 | 0 | As per the payment history, the string is 000444444444444440000000. | Initial | ||
53370456 | xx | xx | Payment History String Reversed | 000000004444444444444000 | 0 | As per the payment history, the string reversed is 000000044444444444444000. | Initial | ||
53370456 | xx | xx | Post-Close DTI per 1003 | 42.994% | 42.990% | 0.004% | 0.00400% | Tape shows Post Close DTI is 42.990%. However Final Application documents reflects it as 42.994%. | Initial |
53370456 | xx | xx | Post-Close Housing Ratio per 1003 | 39.733% | 39.730% | 0.003% | 0.00300% | Tape shows Post Close Housing Ratio is 39.730%. However Final Application reflects as 39.733%. | Initial |
53370456 | xx | xx | Stated Remaining Term | 337 | 338 | -1 | -0.29585% | Original note reflects stated remaining term as 337. | Initial |
72289283 | xx | xx | Age of Loan | 11 | 13 | -2 | -15.38461% | Age of loan is -2 | Initial |
72289283 | xx | xx | Last Payment Received Date | 11/1/2021 | 9/1/2021 | 61 (Days) | As per the payment history, the last payment was received on xx/xx/2021. | Initial | |
72289283 | xx | xx | Payment History String | 0000000000000 | 0 | As per the payment history, the string is 0000000000000 | Initial | ||
72289283 | xx | xx | Payment History String Reversed | 0000000000000 | 0 | As per the payment history, the string reversed is 0000000000000 | Initial | ||
72289283 | xx | xx | Post-Close DTI per 1003 | 42.282% | 42.280% | 0.002% | 0.00200% | The Final 1003 Application reflects post-close DTI as 42.282%. | Initial |
72289283 | xx | xx | Post-Close Housing Ratio per 1003 | 15.994% | 15.990% | 0.004% | 0.00400% | The Final 1003 Application reflects Housing Ratio as 15.994%. | Initial |
80037522 | xx | xx | Age of Loan | 9 | 11 | -2 | -18.18181% | Note reflects age of loan as 9. | Initial |
80037522 | xx | xx | Last Payment Received Date | 11/1/2021 | 9/1/2021 | 61 (Days) | NA | Initial | |
80037522 | xx | xx | Payment History String | 00000000000 | 0 | NA | Initial | ||
80037522 | xx | xx | Payment History String Reversed | 00000000000 | 0 | NA | Initial | ||
80037522 | xx | xx | Post-Close DTI per 1003 | 40.141% | 48.750% | -8.609% | -8.60900% | As per Final 1003 application post-close DTI as 40.141%. | Initial |
80037522 | xx | xx | Post-Close Housing Ratio per 1003 | 34.320% | 44.730% | -10.410% | -10.41000% | As per Final 1003 application post-close housing ratio as 34.320%. | Initial |
68205616 | xx | xx | Age of Loan | 6 | 8 | -2 | -25.00000% | 6 | Initial |
68205616 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
68205616 | xx | xx | Last Payment Received Date | 9/27/2021 | 8/27/2021 | 31 (Days) | xx/xx/2021. | Initial | |
68205616 | xx | xx | Payment History String | 00000000 | 0 | 00000000. | Initial | ||
68205616 | xx | xx | Payment History String Reversed | 00000000 | 0 | 00000000. | Initial | ||
68205616 | xx | xx | Post-Close DTI per 1003 | 50.000% | 49.680% | 0.320% | 0.32000% | Post close DTI is 50.00%. | Initial |
68205616 | xx | xx | Post-Close Housing Ratio per 1003 | 23.132% | 22.810% | 0.322% | 0.32200% | Post close housing ratio is 23.132%. | Initial |
68205616 | xx | xx | Purpose of Refinance Per Application | Change in Rate/Term | No Cash-Out | Purpose of refinance is Change in Rate/Term. | Initial | ||
68205616 | xx | xx | Stated Remaining Term | 354 | 355 | -1 | -0.28169% | 354. | Initial |
31568066 | xx | xx | Payment History String | 000000000 | 000000000XXX | Initial | |||
31568066 | xx | xx | Payment History String Reversed | 000000000 | XXX000000000 | Initial | |||
31568066 | xx | xx | Post-Close DTI per 1003 | 27.423% | 28.843% | -1.420% | -1.42000% | Borrower income was $6,400.00 and Total Debts are in the amount of $85.00 hence calculated Housing Ratio as per 1008 is 29.453%. | Initial |
31568066 | xx | xx | Stated Remaining Term | 352 | 351 | 1 | 0.28490% | Initial | |
97337883 | xx | xx | Forbearance Plan Start Date | Not Applicable | xxx | NA | Initial | ||
97337883 | xx | xx | Mortgage Type | FHA | Conventional | Applicationn reflects mortgage type as FHA. | Initial | ||
97337883 | xx | xx | Payment History String | 443210 | 4321000XXXXX | Initial | |||
97337883 | xx | xx | Payment History String Reversed | 012344 | XXXXX0021234 | Initial | |||
97337883 | xx | xx | Stated Remaining Term | 359 | 353 | 6 | 1.69971% | Stated remaining term is 359. | Initial |
18011577 | xx | xx | Payment History String | 000000000000000000 | 000000000000 | Initial | |||
18011577 | xx | xx | Payment History String Reversed | 000000000000000000 | 000000000000 | Initial | |||
18011577 | xx | xx | Stated Remaining Term | 343 | 342 | 1 | 0.29239% | The stated remining term is 343. | Initial |
42085689 | xx | xx | Payment History String | 00000000000000000000000 | 000000000000 | Initial | |||
42085689 | xx | xx | Payment History String Reversed | 00000000000000000000000 | 000000000000 | Initial | |||
69950987 | xx | xx | Payment History String | 000000001221111111110000 | 000000221111 | Initial | |||
69950987 | xx | xx | Payment History String Reversed | 000011111111122100000000 | 111122000000 | Initial | |||
69950987 | xx | xx | Stated Remaining Term | 337 | 336 | 1 | 0.29761% | N/A. | Initial |
41624992 | xx | xx | Payment History String | 0000000 | 0000000XXXXX | Initial | |||
41624992 | xx | xx | Payment History String Reversed | 0000000 | XXXXX0000000 | Initial | |||
41624992 | xx | xx | Stated Remaining Term | 174 | 173 | 1 | 0.57803% | As per Tape data, Stated Remaining term of loan is 173 months. However it reflects 174 months. | Initial |
87649064 | xx | xx | Payment History String | 0000000000 | 0000000000XX | Payment history string is 0000000000. | Initial | ||
87649064 | xx | xx | Payment History String Reversed | 0000000000 | XX0000000000 | Payment history reversed string is 0000000000. | Initial | ||
87649064 | xx | xx | Post-Close DTI per 1003 | 35.193% | 48.361% | -13.168% | -13.16800% | The Borrower's income is $4,893.55 after subject loan the proposed amount $1,627.20 and total Non-Housing payments is $95.00 hence, the calculated DTI ratio is 35.193%. | Initial |
87649064 | xx | xx | Stated Remaining Term | 351 | 350 | 1 | 0.28571% | Stated remaining term reflects as 351. | Initial |
91608484 | xx | xx | Did a Modification Change Note Terms? | No | Yes | Initial | |||
91608484 | xx | xx | Forbearance Plan Start Date | Not Applicable | xxx | Initial | |||
91608484 | xx | xx | Payment History String | 00000000000000023222000 | 000000000000 | Initial | |||
91608484 | xx | xx | Payment History String Reversed | 00022232000000000000000 | 000000000000 | Initial | |||
91608484 | xx | xx | Post-Close DTI per 1003 | 42.272% | 47.037% | -4.765% | -4.76500% | Borrower income was $7,808.00 and Total Debts are in the amount of $310.00 hence calculated Housing Ratio as per 1003 is 42.272%. | Initial |
91608484 | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Refinance | Initial | |||
91608484 | xx | xx | Stated Remaining Term | 338 | 337 | 1 | 0.29673% | Initial | |
91608484 | xx | xx | Trial Modification Agreement in file? | No | Yes | Initial | |||
18725829 | xx | xx | Payment History String | 000000000 | 000000000XXX | As per the latest payment history, the string is 000000000. | Initial | ||
18725829 | xx | xx | Payment History String Reversed | 000000000 | XXX000000000 | As per the latest payment history, the string reversed is 000000000. | Initial | ||
34129156 | xx | xx | Forbearance Plan Start Date | Not Applicable | xxx | Initial | |||
34129156 | xx | xx | Mortgage Type | FHA | Conventional | Mortgage type is FHA | Initial | ||
34129156 | xx | xx | Payment History String | 000000000000000000000000 | 000000000000 | Initial | |||
34129156 | xx | xx | Payment History String Reversed | 000000000000000000000000 | 000000000000 | Initial | |||
34129156 | xx | xx | Stated Remaining Term | 338 | 337 | 1 | 0.29673% | Initial | |
34129156 | xx | xx | Trial Modification Agreement in file? | No | Yes | Initial | |||
59723788 | xx | xx | Payment History String | 000000000000 | 00000000000X | Initial | |||
59723788 | xx | xx | Payment History String Reversed | 000000000000 | X00000000000 | Initial | |||
59723788 | xx | xx | Post-Close DTI per 1003 | 42.481% | 42.480% | 0.001% | 0.00100% | Post DTI is 42.481%. | Initial |
59723788 | xx | xx | Stated Remaining Term | 349 | 348 | 1 | 0.28735% | Initial | |
67257412 | xx | xx | Payment History String | 0000000000 | 0000000000XX | Initial | |||
67257412 | xx | xx | Payment History String Reversed | 0000000000 | XX0000000000 | Initial | |||
67257412 | xx | xx | Stated Remaining Term | 350 | 349 | 1 | 0.28653% | Initial | |
61885221 | xx | xx | Payment History String | 0000000000 | 0000000000XX | 0000000000. | Initial | ||
61885221 | xx | xx | Payment History String Reversed | 0000000000 | XX0000000000 | 0000000000. | Initial | ||
61885221 | xx | xx | Stated Remaining Term | 351 | 350 | 1 | 0.28571% | 351. | Initial |
6357473 | xx | xx | Payment History String | 0000000000000 | 00000000000X | Initial | |||
6357473 | xx | xx | Payment History String Reversed | 0000000000000 | X00000000000 | Initial | |||
6357473 | xx | xx | Post-Close DTI per 1003 | 37.324% | 37.755% | -0.431% | -0.43100% | Initial | |
6357473 | xx | xx | Stated Remaining Term | 349 | 348 | 1 | 0.28735% | Initial | |
80485315 | xx | xx | Mortgage Type | FHA | Conventional | Application reflects mortgage type as FHA. | Initial | ||
80485315 | xx | xx | Payment History String | 0000000 | 0000000XXXXX | Initial | |||
80485315 | xx | xx | Payment History String Reversed | 0000000 | XXXXX0000000 | Initial | |||
80485315 | xx | xx | Stated Remaining Term | 353 | 352 | 1 | 0.28409% | Stated remaining term as 353. | Initial |
27249821 | xx | xx | Age of Loan | 2 | 3 | -1 | -33.33333% | NA. | Initial |
27249821 | xx | xx | Escrow Account Indicator | Yes | No | Escrow Account disclosure is avaliable. | Initial | ||
74445259 | xx | xx | Does Lender G/L Require MI? | Not Applicable | Yes | NA | Initial | ||
66152426 | xx | xx | Loan Original Maturity Term Months | 360 | 30 | 330 | 1100.00000% | Loan original maturity term months are 360. | Initial |
66152426 | xx | xx | Post-Close DTI per 1003 | 35.244% | 40.288% | -5.044% | -5.04400% | Post-close DTI per 1003 is 35.244% | Initial |
66152426 | xx | xx | Post-Close Housing Ratio per 1003 | 28.514% | 31.370% | -2.856% | -2.85600% | Post Close Housing Ratio per 1003 is 28.514% | Initial |
85772689 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
48249828 | xx | xx | Does Lender G/L Require MI? | Yes | No | N.A. | Initial | ||
48249828 | xx | xx | Post-Close DTI per 1003 | 30.344% | 30.340% | 0.004% | 0.00400% | As per Final 1003 application post-close DTI as 30.344%. | Initial |
33622976 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA. | Initial | ||
53374948 | xx | xx | Post-Close DTI per 1003 | 36.149% | 35.000% | 1.149% | 1.14900% | As per Tape data, Post Close DTI is 35.00%.However Final Application documents reflects as 36.149%. | Initial |
53374948 | xx | xx | Post-Close Housing Ratio per 1003 | 32.830% | 34.929% | -2.099% | -2.09900% | Initial | |
45997858 | xx | xx | Stated Remaining Term | 593 | 0 | 593 | As per Tape data, Stated Remaining term of loan is 0 months. However it reflects 593 months. | Initial | |
19126084 | xx | xx | Stated Remaining Term | 594 | 0 | 594 | Original note reflects stated remaining term as 594. | Initial | |
27584134 | xx | xx | Borrower DTI Ratio Percent | 44.829% | 52.414% | -7.585% | -7.58500% | Initial | |
79042979 | xx | xx | Borrower DTI Ratio Percent | 34.590% | 35.000% | -0.410% | -0.41000% | This loan has a qualified mortgage DTI of 34.590%, the borrower's income was $5,181.67 and total expenses are in the amount of $1,792.34. | Initial |
18381576 | xx | xx | Borrower DTI Ratio Percent | 49.519% | 49.000% | 0.519% | 0.51900% | Final application reflects borrower DTI ratio percent as 49.519%. | Initial |
52502623 | xx | xx | Borrower DTI Ratio Percent | 48.384% | 52.000% | -3.616% | -3.61600% | The borrower's monthly income is $20,683.16 after Subject loan the Proposed amount $3,325.39 and Total Non-housing Payments is $6,682.00. hence, the Calculated DTI Ratio is 48.384%. | Initial |
78450600 | xx | xx | Borrower DTI Ratio Percent | 49.667% | 50.000% | -0.333% | -0.33300% | This loan has a qualified mortgage DTI of 49.66%, the Borrower income was $2,898.96 and total expenses are in the amount of $1,439. | Initial |
80188243 | xx | xx | Borrower DTI Ratio Percent | 38.630% | 39.000% | -0.370% | -0.37000% | As per Final 1003 application post-close DTI as 38.630%. | Initial |
89447930 | xx | xx | Borrower DTI Ratio Percent | 49.659% | 49.660% | -0.001% | -0.00100% | Borrower DTI ratio percent is 49.659% | Initial |
89447930 | xx | xx | Original Stated P&I | $1311.70 | $564.79 | $746.91 | 132.24561% | Original stated P&I is $1311.70 | Initial |
54503455 | xx | xx | Borrower DTI Ratio Percent | 35.936% | 36.040% | -0.104% | -0.10400% | Final application reflects borrower DTI ratio percent as 35.936%. | Initial |
54503455 | xx | xx | Does Lender G/L Require MI? | No | Yes | MI reflects does lender require MI as No. | Initial | ||
54503455 | xx | xx | Original Stated P&I | $855.46 | $233.75 | $621.71 | 265.97219% | Original note reflects original stated rate as $855.46. | Initial |
16410736 | xx | xx | Borrower DTI Ratio Percent | 38.384% | 38.380% | 0.004% | 0.00400% | Borrower DTI ratio is 38.38% | Initial |
16410736 | xx | xx | Original Stated P&I | $815.67 | $256.05 | $559.62 | 218.55887% | Original stated P&I is $815.67. | Initial |
46270381 | xx | xx | Borrower DTI Ratio Percent | 44.433% | 44.430% | 0.003% | 0.00300% | As per Final 1003 application post-close DTI as 44.433%. | Initial |
46270381 | xx | xx | Does Lender G/L Require MI? | No | Yes | N.A. | Initial | ||
46270381 | xx | xx | MI Coverage Amount | Not Applicable | 30.000% | Initial | |||
46270381 | xx | xx | Original Stated P&I | $2053.72 | $599.08 | $1454.64 | 242.81231% | Note reflects P & I as $2,053.72. | Initial |
41495414 | xx | xx | Borrower DTI Ratio Percent | 41.822% | 41.820% | 0.002% | 0.00200% | Initial | |
41495414 | xx | xx | Does Lender G/L Require MI? | No | Yes | Initial | |||
41495414 | xx | xx | Original Stated P&I | $858.83 | $347.74 | $511.09 | 146.97475% | Initial | |
33987003 | xx | xx | Loan Original Maturity Term Months | 312 | 360 | -48 | -13.33333% | Loan original maturity term months as 312. | Initial |
33987003 | xx | xx | Original Stated Rate | 2.37500% | 2.75000% | -0.37500% | -0.37500% | Note reflects original interest rate as 2.375%. | Initial |
33987003 | xx | xx | Stated Remaining Term | 311 | 359 | -48 | -13.37047% | Stated remaining term is 311. | Initial |
24693641 | xx | xx | Current Legal Status | Collections | Performing | Initial | |||
24693641 | xx | xx | Post-Close DTI per 1003 | 37.147% | 47.000% | -9.853% | -9.85300% | The Borrower's income is $12,380.85 after subject loan the proposed amount $0.00 and total Non-Housing payments is $2,877.00 hence, the calculated DTI ratio is 23.237%. | Initial |
24693641 | xx | xx | Post-Close Housing Ratio per 1003 | 23.763% | 24.000% | -0.237% | -0.23700% | The Borrower's income is $5000.00 after non subject loan the proposed amount $0.00 and total Non-Housing payments is $0.00 hence, the calculated DTI ratio is 0.00%. | Initial |
24693641 | xx | xx | Stated Maturity Date | xxx | xxx | 10562 (Days) | Original note reflects stated maturity date as xx/xx/2050. | Initial | |
12642054 | xx | xx | Escrow Account Indicator | Yes | No | Final CD reflects Escrow Account Indicator as Yes. | Initial | ||
12642054 | xx | xx | Last Payment Received Date | 12/10/2021 | 10/4/2021 | 67 (Days) | Initial | ||
25385852 | xx | xx | Rate Lock Date | 6/25/2021 | 6/28/2021 | -3 (Days) | Rate lock date is xx/xx/2021. | Initial | |
75280249 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
75280249 | xx | xx | Stated Maturity Date | xxx | xxx | -30 (Days) | The Note document reflects Stated Maturity Date as xx/xx/2049. | Initial | |
21112690 | xx | xx | Stated Maturity Date | xxx | xxx | -31 (Days) | Initial | ||
90555439 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA. | Initial | ||
90555439 | xx | xx | Purpose of Refinance Per Application | Cash Out - Other | Change in Rate/Term | Final application reflects purpose of refinance per application as cash out-other. | Initial | ||
90555439 | xx | xx | Stated Maturity Date | xxx | xxx | -31 (Days) | Note reflects stated maturity date as xx/xx/2050. | Initial | |
40082366 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N/A. | Initial | ||
40082366 | xx | xx | Purpose of Refinance Per Application | No Cash-Out | Change in Rate/Term | Final Application reflects purpose of refinance is No Cash-Out. | Initial | ||
40082366 | xx | xx | Stated Maturity Date | xxx | xxx | -61 (Days) | Note document reflects maturity date as xx/xx/2050. | Initial | |
38556451 | xx | xx | Stated Maturity Date | xxx | xxx | -31 (Days) | As per Note document stated maturity date is xx/xx/2050. | Initial | |
28650013 | xx | xx | Stated Maturity Date | xxx | xxx | -30 (Days) | Stated Maturity date is xx/xx/2050. | Initial | |
96428659 | xx | xx | Borrower DTI Ratio Percent | 37.169% | 37.174% | -0.005% | -0.00500% | As per Tape data, Post Close DTI is 37.174%. However Final Application documents reflects as 37.169%. | Initial |
96428659 | xx | xx | Stated Maturity Date | xxx | xxx | -31 (Days) | Stated maturity date is xx/xx/2050. | Initial | |
23501101 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Initial | |||
23501101 | xx | xx | Purpose of Refinance Per Application | Limited Cash Out (GSE definition) | Change in Rate/Term | Final 1008 and Final DU reflect Limited Cash Out. | Initial | ||
23501101 | xx | xx | Stated Maturity Date | xxx | xxx | -31 (Days) | The Note reflects the Maturity Date as xx/xx/2051. | Initial | |
1456343 | xx | xx | Borrower DTI Ratio Percent | 44.552% | 44.683% | -0.131% | -0.13100% | Subject approved at 45.608%.LP Report for DTI 45.608% is (xx) however for DTI 44.683% LP is missing from the loan documents. | Initial |
1456343 | xx | xx | Purpose of Refinance Per Application | No Cash-Out | Change in Rate/Term | Initial | |||
1456343 | xx | xx | Stated Maturity Date | xxx | xxx | -30 (Days) | As per Tape data, Stated Maturity Date is xx/xx/2051 .However Note documents reflects it xx/xx/2051. | Initial | |
1456343 | xx | xx | Subject Property Type | PUD | Single Family | As per Tape data ,Subject Property Type is Single Family .However Appraisal documents reflects as PUD. | Initial | ||
57756052 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N.A | Initial | ||
57756052 | xx | xx | Purpose of Refinance Per Application | Cash Out - Other | Change in Rate/Term | as per tape data, Purpose of refinance is Change in Rate/Term. However Final Application reflect Cash Out-Other. | Initial | ||
57756052 | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Refinance | Cash Out. | Initial | ||
57756052 | xx | xx | Stated Maturity Date | xxx | xxx | -5509 (Days) | As per Tape data, Maturity date of loan is xx/xx/2021. However note documents reflect xx/xx/2021. | Initial | |
57756052 | xx | xx | Subject Property Type | PUD | Single Family | As per Tape data, Subject Property Type is Single Family .However Appraisal documents reflects as PUD. | Initial | ||
30670335 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N.A. | Initial | ||
30670335 | xx | xx | Purpose of Refinance Per Application | Cash Out - Other | Change in Rate/Term | AS per Final Application and Final CD Purpose of Refinance reflects Cash out. | Initial | ||
30670335 | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Refinance | Initial | |||
30670335 | xx | xx | Stated Maturity Date | xxx | xxx | -5508 (Days) | Stated maturity date as xx/xx/2036. | Initial | |
1710836 | xx | xx | Borrower DTI Ratio Percent | 44.009% | 44.952% | -0.943% | -0.94300% | This loan has a qualified mortgage DTI of 38.421%, the borrower's income was $8,414.84 and total expenses are in the amount of $3,782.64. | Initial |
1710836 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | MI is not required. | Initial | ||
1710836 | xx | xx | Purpose of Refinance Per Application | Lower rate or term | Change in Rate/Term | Final Application and Final DU reflect Change in Lower rate or term. | Initial | ||
1710836 | xx | xx | Stated Maturity Date | xxx | xxx | -31 (Days) | The Note reflects the Maturity Date as xx/xx/2051. | Initial | |
63610676 | xx | xx | Borrower DTI Ratio Percent | 32.376% | 32.280% | 0.096% | 0.09600% | The Borrower's income is $4,603.74 after subject loan the proposed amount $876.51.00 and total Non-Housing payments is $614.00 hence, the calculated DTI ratio is 32.376%. | Initial |
63610676 | xx | xx | Stated Maturity Date | xxx | xxx | -31 (Days) | Original note reflects stated maturity date as xx/xx/2051. | Initial | |
18090436 | xx | xx | Stated Maturity Date | xxx | xxx | -31 (Days) | xx/xx/2050. | Initial | |
53412953 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
53412953 | xx | xx | Purpose of Refinance Per Application | Cash Out - Other | Change in Rate/Term | Final application reflects purpose of refinance per application as cash out-other. | Initial | ||
53412953 | xx | xx | Stated Maturity Date | xxx | xxx | -31 (Days) | Original note reflects stated maturity date as xx/xx/2050. | Initial | |
53412953 | xx | xx | Subject Property Type | PUD | Single Family | appraisal report reflect subject property type as PUD. | Initial | ||
86552705 | xx | xx | Stated Maturity Date | xxx | xxx | -30 (Days) | The note reflects the Maturity date as xx/xx/2051. | Initial | |
49751729 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Initial | |||
49751729 | xx | xx | Occupancy at Origination (Property Usage Type) | Primary | Investor | Updated as per final 1003. | Initial | ||
49751729 | xx | xx | Purpose of Refinance Per Application | Cash Out - Other | Change in Rate/Term | Updated as per final 1003. | Initial | ||
49751729 | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Refinance | Initial | |||
49751729 | xx | xx | Stated Maturity Date | xxx | xxx | -31 (Days) | Updated as per note. | Initial | |
49751729 | xx | xx | Subject Property Type | PUD | Single Family | Updated as per appraisal report. | Initial | ||
75896332 | xx | xx | Property State | Georgia | South Carolina | Note document reflects property state is Georgia. | Initial | ||
75896332 | xx | xx | Stated Maturity Date | xxx | xxx | -31 (Days) | Note document reflect maturity date as xx/xx/2051. | Initial | |
75896332 | xx | xx | Subject Property Type | PUD | Single Family | Appraisal report reflects subject property type as PUD. | Initial | ||
33726191 | xx | xx | Number Of Units | 3 | 2 | 1 | 50.00000% | Updated as per the appraisal report | Initial |
34638090 | xx | xx | Age of Loan | 13 | 19 | -6 | -31.57894% | As per Tape data, Age of Loan reflect 19 months. However, Audit Value reflect 13. | Initial |
34638090 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N.A. | Initial | ||
34638090 | xx | xx | Post-Close DTI per 1003 | 35.866% | 35.900% | -0.034% | -0.03400% | Total Original PITIA for Debt Ratios: (Real Estate Taxes $524.65 + Hazard Insurance $180.83 + Flood Insurance $00.00 + MI $156.54 + HOA Dues $00.00 + P&I $1,147.79+ other debts ) equals $2101.81. Monthly income $5,860.12. Post-Close DTI per 1003 reflects 35.866 | Initial |
34638090 | xx | xx | Subject Property Detached/Attached | Detached | Attached | Appraisal dated on xx/xx/2020 reflects Detached type property. | Initial | ||
8212286 | xx | xx | Age of Loan | 3 | 4 | -1 | -25.00000% | As per Tape data, age of loan is 4. However it reflects 3. | Initial |
8212286 | xx | xx | Post-Close DTI per 1003 | 36.536% | 36.602% | -0.066% | -0.06600% | As per Tape data, Post Close DTI is 36.602%. However Final Application documents reflect as 31.536%. | Initial |
39762252 | xx | xx | Age of Loan | 18 | 21 | -3 | -14.28571% | Note reflects age of loan as 18. | Initial |
39762252 | xx | xx | Post-Close Housing Ratio per 1003 | 22.348% | 28.694% | -6.346% | -6.34600% | As per Final 1003 application post-close housing ratio as 22.348%. | Initial |
21632428 | xx | xx | Age of Loan | 9 | 10 | -1 | -10.00000% | Age of loan reflects 9. | Initial |
21632428 | xx | xx | Last Payment Received Date | 1/1/2022 | 12/1/2021 | 31 (Days) | NA | Initial | |
21632428 | xx | xx | Post-Close DTI per 1003 | 27.917% | 29.175% | -1.258% | -1.25800% | As per final 1003 borrower income is $20,557.03 and total expenses is $4,568.94. DTI 22.226%. | Initial |
89057751 | xx | xx | Age of Loan | 5 | 6 | -1 | -16.66666% | 5 months. | Initial |
89057751 | xx | xx | Does Lender G/L Require MI? | Not Applicable | Yes | N/A. | Initial | ||
89057751 | xx | xx | Last Payment Received Date | 1/14/2022 | 12/1/2021 | 44 (Days) | Initial | ||
89057751 | xx | xx | Post-Close DTI per 1003 | 43.612% | 43.554% | 0.058% | 0.05800% | Borrower income was $14,892.00 and Total Debts are in the amount of $3,819.99.00 hence calculated Housing Ratio as per 1003 is 43.612%. | Initial |
89057751 | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Refinance | cash out. | Initial | ||
30492355 | xx | xx | Age of Loan | 0 | 1 | -1 | -100.00000% | Age of loan is 0. | Initial |
30492355 | xx | xx | Does Lender G/L Require MI? | Not Applicable | Yes | MI is not required. | Initial | ||
30492355 | xx | xx | Post-Close DTI per 1003 | 29.845% | 31.632% | -1.787% | -1.78700% | This loan has a qualified mortgage DTI of 29.845%, the borrower's income was $7,238.94 and total expenses are in the amount of $2,160.43. | Initial |
43008228 | xx | xx | Age of Loan | 14 | 16 | -2 | -12.50000% | As per Tape data, age of loan is 16.However it reflects 14. | Initial |
43008228 | xx | xx | Post-Close DTI per 1003 | 38.702% | 50.988% | -12.286% | -12.28600% | Initial | |
2897453 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
2897453 | xx | xx | Last Payment Received Date | 11/10/2021 | 10/6/2021 | 35 (Days) | Last payment received date is xx/xx/2021. | Initial | |
2897453 | xx | xx | Post-Close DTI per 1003 | 50.972% | 50.987% | -0.015% | -0.01500% | Post close DTI per 1003 is 50.972% | Initial |
59581355 | xx | xx | Age of Loan | 4 | 6 | -2 | -33.33333% | Age of loan is 4. | Initial |
59581355 | xx | xx | Post-Close DTI per 1003 | 47.127% | 47.126% | 0.001% | 0.00100% | Post-close DTI per 1003 is 47.127% | Initial |
53918379 | xx | xx | Last Payment Received Date | 12/1/2021 | 11/1/2021 | 30 (Days) | Initial | ||
47743727 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Not applicable. | Initial | ||
47743727 | xx | xx | Last Payment Received Date | 12/1/2021 | 11/1/2021 | 30 (Days) | Initial | ||
47743727 | xx | xx | Payment History String | 000000000000000000000000 | 111111111111 11111111111 | Initial | |||
47743727 | xx | xx | Payment History String Reversed | 000000000000000000000000 | 111111111111 11111111111 | Initial | |||
47743727 | xx | xx | Post-Close DTI per 1003 | 36.592% | 27.202% | 9.390% | 9.39000% | Post close DTI per 1003 is 45.174%. | Initial |
40420995 | xx | xx | Last Payment Received Date | 12/2/2021 | 11/2/2021 | 30 (Days) | Initial | ||
40420995 | xx | xx | Payment History String | 0000 | 111 | Initial | |||
40420995 | xx | xx | Payment History String Reversed | 0000 | 111 | Initial | |||
72797806 | xx | xx | Post-Close DTI per 1003 | 41.225% | 48.811% | -7.586% | -7.58600% | The borrower's monthly income is $5,549.80 after subject loan the proposed amount $1,822.91 and total non-housing payments is $465.00. Hence, the calculated DTI ratio is 41.225%. | Initial |
72797806 | xx | xx | Post-Close Housing Ratio per 1003 | 32.846% | 38.811% | -5.965% | -5.96500% | The borrower's monthly income is $5,549.80 after subject loan the proposed amount $1,822.91. Hence, the calculated DTI ratio is 32.846%. | Initial |
72797806 | xx | xx | Purpose of Refinance Per Application | Lower rate or term | Change in Rate/Term | Final application reflects purpose of refinance as Cash-out other. | Initial | ||
75251323 | xx | xx | Post-Close Housing Ratio per 1003 | 15.357% | 28.768% | -13.411% | -13.41100% | Total subject property PITIA (P&I $ 826.89 + Real Estate Taxes $ 308.80 + Hazard Insurance $75.17 + Flood Insurance $0.00 + MI $93.42 + HOA Dues $0.00) equals $1,304.28. Total verified monthly income equals $8,493.00. Housing Ratio equals 15.357%. | Initial |
23538365 | xx | xx | Post-Close DTI per 1003 | 40.578% | 39.952% | 0.626% | 0.62600% | Initial | |
23538365 | xx | xx | Post-Close Housing Ratio per 1003 | 35.040% | 34.413% | 0.627% | 0.62700% | Initial | |
58467809 | xx | xx | Last Payment Received Date | 12/13/2021 | 11/1/2021 | 42 (Days) | Last payment received date. | Initial | |
58467809 | xx | xx | Post-Close DTI per 1003 | 37.085% | 37.080% | 0.005% | 0.00500% | As per Tape data, Post Close DTI is 37.080%. However Final Application documents reflect as 37.085%. | Initial |
58467809 | xx | xx | Post-Close Housing Ratio per 1003 | 33.897% | 33.900% | -0.003% | -0.00300% | As per Tape data, Post Close Housing Ratio is 33.900%. However Final Application documents reflect as 20.838%. | Initial |
83516983 | xx | xx | Post-Close DTI per 1003 | 37.051% | 37.050% | 0.001% | 0.00100% | The Final Application reflects the Post-Close DTI per 1003 as 37.051%. | Initial |
83516983 | xx | xx | Post-Close Housing Ratio per 1003 | 35.056% | 35.060% | -0.004% | -0.00400% | Final Application reflects Post-Close Housing Ratio per 1003 as 35.056%. | Initial |
44644357 | xx | xx | Age of Loan | 1 | 2 | -1 | -50.00000% | NA | Initial |
44644357 | xx | xx | Post-Close DTI per 1003 | 10.767% | 63.245% | -52.478% | -52.47800% | Post-close DTI as per 1003 is 10.767%. | Initial |
16989106 | xx | xx | Age of Loan | 2 | 3 | -1 | -33.33333% | Age of loan is 2. | Initial |
16989106 | xx | xx | Post-Close DTI per 1003 | 72.929% | 75.306% | -2.377% | -2.37700% | The borrower's monthly income is $11,626.87 after subject loan the proposed amount $3,556.38 and total non-housing payments is $4,923.00. Hence, the calculated DTI ratio is 72.929%. | Initial |
16989106 | xx | xx | Purpose of Transaction per HUD-1 | Refinance | Cash Out | Initial | |||
1471889 | xx | xx | Age of Loan | 2 | 3 | -1 | -33.33333% | Age of loan is 2 months. | Initial |
1471889 | xx | xx | Post-Close DTI per 1003 | 42.356% | 54.206% | -11.850% | -11.85000% | DTI is 42.356%. | Initial |
1471889 | xx | xx | Purpose of Refinance Per Application | Limited Cash Out (GSE definition) | No Cash-Out | Purpose of refinance is limited cash out. | Initial | ||
42314578 | xx | xx | Age of Loan | 10 | 12 | -2 | -16.66666% | Age of loan reflects 10. | Initial |
42314578 | xx | xx | Post-Close DTI per 1003 | 1.456% | 27.458% | -26.002% | -26.00200% | As per final 1003 borrower income is $13,877.13 and total expenses is $3,810.13. DTI is 30.258%. | Initial |
56547869 | xx | xx | Age of Loan | 14 | 16 | -2 | -12.50000% | Age of loan is 14. | Initial |
15715172 | xx | xx | Borrower DTI Ratio Percent | 31.795% | 40.334% | -8.539% | -8.53900% | The borrower's monthly income is $30,741.85 after subject loan the proposed amount $4,238.42 and total non-housing payments is $922.00. Hence, the calculated DTI ratio is 16.786%. | Initial |
15715172 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
15715172 | xx | xx | Last Payment Received Date | 12/15/2021 | 11/15/2021 | 30 (Days) | Initial | ||
15715172 | xx | xx | Payment History String | 00000000 | 22222220 | Initial | |||
68598830 | xx | xx | Last Payment Received Date | 12/1/2021 | 11/1/2021 | 30 (Days) | xx/xx/2021. | Initial | |
68598830 | xx | xx | MI Cancelled Date | Not Applicable | 6/1/2028 | NA | Initial | ||
68598830 | xx | xx | Payment History String | 00000000 | 11111110 | 00000000. | Initial | ||
2893330 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N.A | Initial | ||
2893330 | xx | xx | Last Payment Received Date | 12/1/2021 | 11/1/2021 | 30 (Days) | Initial | ||
2893330 | xx | xx | Payment History String | 00000000 | 11111110 | Initial | |||
83487613 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N.A. | Initial | ||
83487613 | xx | xx | Last Payment Received Date | 12/1/2021 | 11/1/2021 | 30 (Days) | NA. | Initial | |
83487613 | xx | xx | Payment History String | 0000000000 | 1111211110 | NA. | Initial | ||
52613439 | xx | xx | Does Lender G/L Require MI? | Not Applicable | Yes | MI is not required. | Initial | ||
52613439 | xx | xx | Last Payment Received Date | 12/1/2021 | 11/4/2021 | 27 (Days) | Initial | ||
52613439 | xx | xx | Payment History String | 0000000 | 1111110 | Initial | |||
27754635 | xx | xx | Borrower DTI Ratio Percent | 34.787% | 37.948% | -3.161% | -3.16100% | 34.787%. | Initial |
27754635 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N/A | Initial | ||
27754635 | xx | xx | Last Payment Received Date | 12/21/2022 | 11/5/2021 | 411 (Days) | xx/xx/2022. | Initial | |
27754635 | xx | xx | Payment History String | 00000000 | 11111110 | 00000000. | Initial | ||
36500005 | xx | xx | Last Payment Received Date | 11/29/2021 | 10/29/2021 | 31 (Days) | updated as per review. | Initial | |
36500005 | xx | xx | MI Cancelled Date | Not Applicable | 5/1/2028 | N. A. | Initial | ||
36500005 | xx | xx | Payment History String | 0000 | 1110 | updated as per review. | Initial | ||
33950510 | xx | xx | Borrower DTI Ratio Percent | 44.456% | 44.475% | -0.019% | -0.01900% | Final application reflects borrower DTI ration percent as 44.456%. | Initial |
33950510 | xx | xx | Last Payment Received Date | 11/29/2021 | 10/29/2021 | 31 (Days) | Last payment was received on xx/xx/2021. | Initial | |
33950510 | xx | xx | MI Cancelled Date | Not Applicable | 3/1/2029 | NA | Initial | ||
33950510 | xx | xx | Payment History String | 000 | 110 | PH string is 000. | Initial | ||
18831111 | xx | xx | Does Lender G/L Require MI? | Not Applicable | Yes | NA | Initial | ||
18831111 | xx | xx | Last Payment Received Date | 12/1/2021 | 11/1/2021 | 30 (Days) | Initial | ||
18831111 | xx | xx | Payment History String | 00000000 | 11111110 | Initial | |||
32142987 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
32142987 | xx | xx | Last Payment Received Date | 12/13/2021 | 11/12/2021 | 31 (Days) | Initial | ||
32142987 | xx | xx | Payment History String | 000000000 | 11111111 | As per payment history, the payment string is 00000000 | Initial | ||
29824118 | xx | xx | Borrower DTI Ratio Percent | 42.207% | 42.943% | -0.736% | -0.73600% | As per tape data borrower DTI ratio percent is 42.943%. However final application reflects 42.215%. | Initial |
29824118 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N.A. | Initial | ||
29824118 | xx | xx | Last Payment Received Date | 12/1/2021 | 11/1/2021 | 30 (Days) | According to the payment history as of xx/xx/2021, the last payment was received on xx/xx/2021. | Initial | |
29824118 | xx | xx | Payment History String | 0000000 | 1111110 | As per the latest payment history, the string is 0000000. | Initial | ||
56462239 | xx | xx | Borrower DTI Ratio Percent | 49.604% | 45.098% | 4.506% | 4.50600% | As per Final 1003 application post-close DTI as 49.604%. | Initial |
56462239 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N.A. | Initial | ||
56462239 | xx | xx | Last Payment Received Date | 12/6/2021 | 11/6/2021 | 30 (Days) | Last payment was received on xx/xx/2021. | Initial | |
56462239 | xx | xx | Monthly MI Payment per MI Cert. | Not Applicable | $549.27 | Initial | |||
56462239 | xx | xx | Payment History String | 00000000000000000000 | 222222121210 | PH string is 00000000000000000000. | Initial | ||
92013832 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | MI is not required. | Initial | ||
92013832 | xx | xx | Last Payment Received Date | 12/1/2021 | 11/1/2021 | 30 (Days) | Last payment was received on xx/xx/2021. | Initial | |
92013832 | xx | xx | Payment History String | 000000000000 | 111111111110 | PH string is 000000000000. | Initial | ||
46727017 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Initial | |||
46727017 | xx | xx | Last Payment Received Date | 12/3/2021 | 11/3/2021 | 30 (Days) | As per payment history, the last payment date is xx/xx/2021. | Initial | |
46727017 | xx | xx | Payment History String | 000000000 | 111111110 | As per payment history, the string is 000... | Initial | ||
88203178 | xx | xx | Borrower DTI Ratio Percent | 41.522% | 50.424% | -8.902% | -8.90200% | Final application reflects borrower DTI ratio percent as 41.522%. | Initial |
88203178 | xx | xx | Deferred Balance Amount | Unavailable | xxx | Initial | |||
88203178 | xx | xx | Deferred Principal (Modification) per Payment History | xxx | xxx | $-20000.43 | -100.00000% | $0.00. | Initial |
88203178 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
88203178 | xx | xx | Last Payment Received Date | 12/7/2021 | 10/5/2021 | 63 (Days) | xx/xx/2021. | Initial | |
88203178 | xx | xx | Loan Amortization Type | Unavailable | Fixed | Initial | |||
88203178 | xx | xx | Payment History String | 000123444444444444444000 | 212770000001 | 00MMMMMM44MMMMMMMMMMMMMM. | Initial | ||
88203178 | xx | xx | Stated Maturity Date | Unavailable | xxx | Initial | |||
16487035 | xx | xx | Borrower DTI Ratio Percent | 50.876% | 47.914% | 2.962% | 2.96200% | 50.876%. | Initial |
16487035 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N/A | Initial | ||
16487035 | xx | xx | Last Payment Received Date | 12/1/2021 | 11/1/2021 | 30 (Days) | xx/xx/2021. | Initial | |
16487035 | xx | xx | Payment History String | 000000000000000 | 111111111111 | 0000000000000000. | Initial | ||
38494926 | xx | xx | Borrower DTI Ratio Percent | 24.191% | 24.323% | -0.132% | -0.13200% | Initial | |
38494926 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Initial | |||
38494926 | xx | xx | Last Payment Received Date | 11/30/2021 | 11/1/2021 | 29 (Days) | Initial | ||
38494926 | xx | xx | Payment History String | 00000000000000 | 111111111111 | Initial | |||
11368604 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
11368604 | xx | xx | Last Payment Received Date | 12/16/2021 | 11/15/2021 | 31 (Days) | NA | Initial | |
11368604 | xx | xx | Payment History String | 0000000 | 2222220 | NA | Initial | ||
20768526 | xx | xx | Borrower DTI Ratio Percent | 44.445% | 44.444% | 0.001% | 0.00100% | The borrower’s total monthly income is $16,793.27 after subject loan the proposed amount $0.00 and total non-housing payments is $752.00 hence the calculated DTI ratio is 44.445%. | Initial |
20768526 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA. | Initial | ||
20768526 | xx | xx | Last Payment Received Date | 12/10/2021 | 11/10/2021 | 30 (Days) | NA. | Initial | |
20768526 | xx | xx | Payment History String | 000 | 220 | NA. | Initial | ||
85125154 | xx | xx | Last Payment Received Date | 11/29/2021 | 10/27/2021 | 33 (Days) | Initial | ||
85125154 | xx | xx | MI Cancelled Date | Not Applicable | 7/1/2028 | Initial | |||
85125154 | xx | xx | Payment History String | 000000 | 111110 | Initial | |||
32933006 | xx | xx | Last Payment Received Date | 12/17/2021 | 10/22/2021 | 56 (Days) | According to the payment history as of xx/xx/2021, the last payment was received on xx/xx/2021. | Initial | |
32933006 | xx | xx | MI Cancelled Date | Not Applicable | 2/1/2029 | NA | Initial | ||
32933006 | xx | xx | Payment History String | 00000000 | 1111110 | As per the latest payment history, the string is 00000000. | Initial | ||
73740939 | xx | xx | Borrower DTI Ratio Percent | 45.733% | 45.116% | 0.617% | 0.61700% | Total Original T&I for the debt ratio:( Real Estate Taxes $287.54+Hazard insurance $660.33+flood insurance $0.00+ MI $0.00+ HOA Dues $48.83) equals $2,882.93. and total of other debts is $1,487.00. Total monthly income verified is $9,555.30. Hence Post Close DTI per 1003 is 45.733%. | Initial |
73740939 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N.A | Initial | ||
73740939 | xx | xx | Escrow Account Indicator | No | Yes | Final CD does not reflects Escrow account . | Initial | ||
73740939 | xx | xx | Last Payment Received Date | 12/1/2021 | 11/1/2021 | 30 (Days) | NA | Initial | |
73740939 | xx | xx | Payment History String | 000000000000000000 | 111111111111 | NA | Initial | ||
73057365 | xx | xx | Borrower DTI Ratio Percent | 49.512% | 52.303% | -2.791% | -2.79100% | NA | Initial |
73057365 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N/A. | Initial | ||
73057365 | xx | xx | Last Payment Received Date | 12/7/2021 | 11/6/2021 | 31 (Days) | According to the payment history as of xx/xx/2021, the last payment was received on xx/xx/2021. | Initial | |
73057365 | xx | xx | Payment History String | 0000000000000 | 111111111210 | As per the latest payment history, the string is 000000000000. | Initial | ||
76981863 | xx | xx | Does Lender G/L Require MI? | Not Applicable | Yes | Initial | |||
76981863 | xx | xx | Last Payment Received Date | 12/1/2021 | 11/1/2021 | 30 (Days) | NA | Initial | |
76981863 | xx | xx | Payment History String | 00000000 | 11111110 | NA | Initial | ||
43522096 | xx | xx | Borrower DTI Ratio Percent | 67.656% | 71.282% | -3.626% | -3.62600% | Updated as per 1008. | Initial |
43522096 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Initial | |||
43522096 | xx | xx | Last Payment Received Date | 12/1/2021 | 11/1/2021 | 30 (Days) | As per payment history, the last payment date is xx/xx/2021. | Initial | |
43522096 | xx | xx | Payment History String | 00000000 | 11111110 | As per payment history, the payment string is 00000000. | Initial | ||
16648181 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA. | Initial | ||
16648181 | xx | xx | Last Payment Received Date | 12/2/2021 | 11/11/2021 | 21 (Days) | The last payment was received on xx/xx/2021. | Initial | |
16648181 | xx | xx | Payment History String | 0010 | 1520 | The PH string is 0010. | Initial | ||
15989190 | xx | xx | Deferred Principal (Modification) per Payment History | xxx | xxx | $-9512.93 | -100.00000% | NA. | Initial |
15989190 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA. | Initial | ||
15989190 | xx | xx | Last Payment Received Date | 12/14/2021 | 11/12/2021 | 32 (Days) | NA. | Initial | |
15989190 | xx | xx | Payment History String | 0111111110 | 1555555500 | NA. | Initial | ||
33941732 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N/A. | Initial | ||
33941732 | xx | xx | Last Payment Received Date | 12/1/2021 | 11/1/2021 | 30 (Days) | Last payment was received on xx/xx/2021. | Initial | |
33941732 | xx | xx | Payment History String | 00000000000000 | 111111111111 | PH string is 00000000000000. | Initial | ||
71814305 | xx | xx | Borrower DTI Ratio Percent | 40.205% | 42.300% | -2.095% | -2.09500% | Updated as per 1008. | Initial |
71814305 | xx | xx | Last Payment Received Date | 12/1/2021 | 10/29/2021 | 33 (Days) | The last payment was received on xx/xx/2021. | Initial | |
71814305 | xx | xx | MI Cancelled Date | Not Applicable | 6/1/2024 | NA. | Initial | ||
71814305 | xx | xx | Payment History String | 000000 | 111110 | The PH string is 000000. | Initial | ||
33352901 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
33352901 | xx | xx | Last Payment Received Date | 12/1/2021 | 11/1/2021 | 30 (Days) | As per payment history, the last payment date is xx/xx/2021. | Initial | |
33352901 | xx | xx | Payment History String | 00000 | 11110 | As per payment history, the payment string is 00000. | Initial | ||
77749122 | xx | xx | Borrower DTI Ratio Percent | 54.374% | 41.112% | 13.262% | 13.26200% | Initial | |
77749122 | xx | xx | Last Payment Received Date | 12/10/2021 | 11/13/2021 | 27 (Days) | NA | Initial | |
77749122 | xx | xx | MI Cancelled Date | Not Applicable | 2/1/2029 | N/A. | Initial | ||
77749122 | xx | xx | Payment History String | 0000 | 1220 | NA | Initial | ||
857882 | xx | xx | Borrower DTI Ratio Percent | 41.451% | 41.067% | 0.384% | 0.38400% | NA | Initial |
857882 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
857882 | xx | xx | Last Payment Received Date | 11/29/2021 | 10/21/2021 | 39 (Days) | NA | Initial | |
857882 | xx | xx | Payment History String | 00000000000 | 11111111110 | NA | Initial | ||
857882 | xx | xx | Subject Property Type | Commercial Prop | PUD | Initial | |||
74505644 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Not applicable. | Initial | ||
74505644 | xx | xx | Last Payment Received Date | 12/1/2021 | 11/1/2021 | 30 (Days) | Initial | ||
74505644 | xx | xx | Payment History String | 000000000000MMMMM | 111111111111 | Initial | |||
74505644 | xx | xx | Subject Property Type | Commercial Prop | Low Rise Condo (1-4 Stories) | The Appraisal dated xx/xx/2020 reflects the subject property as a high rise condominium. Mortgage notarized on xx/xx/2020 contains a condominium rider. | Initial | ||
15575909 | xx | xx | Last Payment Received Date | 12/3/2021 | 11/4/2021 | 29 (Days) | The last payment was received on xx/xx/2021 which was applied to xx/xx/2021. | Initial | |
15575909 | xx | xx | MI Cancelled Date | Not Applicable | 4/1/2028 | Not Applicable | Initial | ||
15575909 | xx | xx | Payment History String | 0000000 | 1111110 | Payment history string is 0000000. | Initial | ||
41163945 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N.A. | Initial | ||
41163945 | xx | xx | Last Payment Received Date | 12/6/2021 | 11/5/2021 | 31 (Days) | As per payment history, the last payment date is xx/xx/2021. | Initial | |
41163945 | xx | xx | Payment History String | 0000000 | 1111110 | As per payment history, the pay string is 000000 | Initial | ||
93233717 | xx | xx | Borrower DTI Ratio Percent | 48.901% | 48.890% | 0.011% | 0.01100% | The borrowers income is $4,403.27 after Subject loan the proposed amount $1,950.23 and total non-housing payments is $144.50 hence, the calculated DTI ratio is 47.572%. | Initial |
93233717 | xx | xx | Last Payment Received Date | 12/1/2021 | 11/1/2021 | 30 (Days) | The last payment was received on xx/xx/2021 which was applied to xx/xx/2021. | Initial | |
93233717 | xx | xx | Payment History String | 000000 | 111110 | Payment history string is 000000. | Initial | ||
77668340 | xx | xx | Borrower DTI Ratio Percent | 46.129% | 55.676% | -9.547% | -9.54700% | As per tape data borrower DTI ratio percent as 55.676%, However final application documents reflects as 46.129%. | Initial |
77668340 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
77668340 | xx | xx | Last Payment Received Date | 12/7/2021 | 10/28/2021 | 40 (Days) | Initial | ||
77668340 | xx | xx | Payment History String | 000000000000mmmmm | 212222222212 | Initial | |||
27760443 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
27760443 | xx | xx | Last Payment Received Date | 12/4/2021 | 11/1/2021 | 33 (Days) | updated as per review. | Initial | |
27760443 | xx | xx | Payment History String | 00000000 | 1111110 | updated as per review. | Initial | ||
34040343 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Initial | |||
34040343 | xx | xx | Last Payment Received Date | 12/16/2021 | 11/1/2021 | 45 (Days) | Initial | ||
34040343 | xx | xx | Payment History String | 0010 | 2500 | Initial | |||
49848529 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Initial | |||
49848529 | xx | xx | Last Payment Received Date | 12/2/2021 | 11/6/2021 | 26 (Days) | Initial | ||
49848529 | xx | xx | Payment History String | 000000000000mmmm | 211211212111 | As per payment history, the pay string is 0000000000000 | Initial | ||
17348492 | xx | xx | Post-Close DTI per 1003 | 29.047% | 28.900% | 0.147% | 0.14700% | As per Final 1003 application post-close DTI as 29.047%. | Initial |
17348492 | xx | xx | Post-Close Housing Ratio per 1003 | 18.521% | 18.420% | 0.101% | 0.10100% | As per Final 1003 application post-close housing ratio as 18.521%. | Initial |
60898481 | xx | xx | Borrower DTI Ratio Percent | 43.594% | 43.593% | 0.001% | 0.00100% | NA | Initial |
37378532 | xx | xx | Borrower DTI Ratio Percent | 46.316% | 48.213% | -1.897% | -1.89700% | Total Original PITIA for Debt Ratios: (Real Estate Taxes $322.79 + Hazard Insurance $75.92 + Flood Insurance $00.00 + MI $00.00+ HOA Dues $00.00 + P&I $1,133.23 + other debts $330.00) equals $1,395.50. Monthly income $3,013.01. DTI reelects 46.316%. | Initial |
67465028 | xx | xx | Borrower DTI Ratio Percent | 43.714% | 43.314% | 0.400% | 0.40000% | Final application reflects borrower DTI ratio percent as 43.714%. | Initial |
67465028 | xx | xx | Current Legal Status | Collections, >= 120 Days | Performing | The loan is currently in collections and the next due date for payment is xx/xx/2021. The first payment is due for xx/xx/2021. | Initial | ||
97608446 | xx | xx | Borrower DTI Ratio Percent | 12.735% | 12.736% | -0.001% | -0.00100% | Initial | |
21420637 | xx | xx | Borrower DTI Ratio Percent | 38.762% | 38.945% | -0.183% | -0.18300% | The borrower DTI ratio number is 38.762%. | Initial |
83443015 | xx | xx | Escrow Account Indicator | Yes | No | Final CD reflects Escrow account indicator as Yes. | Initial | ||
83443015 | xx | xx | Last Payment Received Date | 12/31/2021 | 11/1/2021 | 60 (Days) | Initial | ||
83443015 | xx | xx | Payment History String | 00011100 | 111 | Initial | |||
83443015 | xx | xx | Payment History String Reversed | 00111000 | 111 | Initial | |||
83443015 | xx | xx | Post-Close DTI per 1003 | 34.475% | 33.385% | 1.090% | 1.09000% | The Borrower's income is $49,503.72 after subject loan the proposed amount $1,285.84.00 and total Non-Housing payments is $1,5780.43 hence, the calculated DTI ratio is 34.475%. | Initial |
83443015 | xx | xx | Purpose of Refinance Per Application | Limited Cash Out (GSE definition) | No Cash-Out | Final Application and Final DU reflect Limited Cash out. The Borrower(s) received cash out back at closing and paid off liabilities. | Initial | ||
13644351 | xx | xx | Escrow Account Indicator | Yes | No | Initial | |||
13644351 | xx | xx | Last Payment Received Date | 1/3/2022 | 11/3/2021 | 61 (Days) | As per the review of payment history as of xx/xx/2022, the borrower is current with the loan and the next due date for payment is xx/xx/2022. The last payment was received on xx/xx/2022 | Initial | |
13644351 | xx | xx | Payment History String | 0000010 | 0100 | As per the payment history, the string is 000010 | Initial | ||
13644351 | xx | xx | Payment History String Reversed | 0100000 | 0100 | As per the payment history, the string reversed is 0100000 | Initial | ||
13644351 | xx | xx | Post-Close DTI per 1003 | 14.303% | 17.763% | -3.460% | -3.46000% | Initial | |
13644351 | xx | xx | Purpose of Refinance Per Application | Lower rate or term | Limited Cash Out (GSE definition) | Initial | |||
32966251 | xx | xx | Escrow Account Indicator | Yes | No | As per tape data, Escrow Account indicator is No. However Final Closing disclosure reflects escrow account as yes. | Initial | ||
32966251 | xx | xx | Last Payment Received Date | 12/10/2021 | 11/10/2021 | 30 (Days) | NA | Initial | |
32966251 | xx | xx | Payment History String | 000000 | 1000 | NA | Initial | ||
32966251 | xx | xx | Payment History String Reversed | 000000 | 1000 | NA | Initial | ||
32966251 | xx | xx | Post-Close DTI per 1003 | 49.983% | 47.070% | 2.913% | 2.91300% | As per final application post close DTI is 49.983%. | Initial |
32122727 | xx | xx | Borrower DTI Ratio Percent | 47.951% | 48.078% | -0.127% | -0.12700% | As per tape data, Borrowers DTI ratio percent is 48.078%.However AUS documents shows 49.391%. | Initial |
16781597 | xx | xx | Subject Property Type | PUD | Single Family | The Appraisal dated xx/xx/2020 reflects the subject property as a PUD. Mortgage notarized on xx/xx/2020 contains a PUD rider. | Initial | ||
90542276 | xx | xx | Post-Close Housing Ratio per 1003 | 20.508% | 6.810% | 13.698% | 13.69800% | Total Original T&I for the debt ratio:( Real Estate Taxes $300.69+Hazard insurance $59.92+flood insurance $0.00+ MI $0.00+ HOA Dues $0.00)Present primary housing expenses is $2,679.94. and total monthly income verified is $13,068.06. Hence Post Close DTI per 1003 is 20.508%. | Initial |
80267603 | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Refinance | Initial | |||
80267603 | xx | xx | Subject Property Type | PUD | Single Family | Appraisal report reflects subject property type as PUD. | Initial | ||
75814837 | xx | xx | Subject Property Type | PUD | Single Family | The Appraisal dated 2/2/21 reflects the subject property as a PUD. Mortgage notarized on 3/2/21 contains a PUD rider. | Initial | ||
62787739 | xx | xx | Borrower DTI Ratio Percent | 35.671% | 35.962% | -0.291% | -0.29100% | Initial | |
23702063 | xx | xx | Borrower DTI Ratio Percent | 20.622% | 30.953% | -10.331% | -10.33100% | As per final 1003 application post-close DTI as 20.622%. | Initial |
58913144 | xx | xx | Borrower DTI Ratio Percent | 43.770% | 42.560% | 1.210% | 1.21000% | The Borrower's income is $10,000.00 after subject loan the proposed amount $2,842.95 and total Non-Housing payments is $1,534.00 hence, the calculated DTI ratio is 43.770%. | Initial |
86007010 | xx | xx | Age of Loan | 7 | 9 | -2 | -22.22222% | Age of loan is 7. | Initial |
93963922 | xx | xx | Age of Loan | 0 | 2 | -2 | -100.00000% | NA. | Initial |
93963922 | xx | xx | Borrower DTI Ratio Percent | 29.838% | 28.978% | 0.860% | 0.86000% | The borrower’s total monthly income is $10,609.73 after subject loan the proposed amount $2,709.43 and total non-housing payments is $479.31 hence the calculated DTI ratio is 29.83%. | Initial |
76847808 | xx | xx | Borrower DTI Ratio Percent | 30.819% | 32.159% | -1.340% | -1.34000% | Final application reflects borrower DTI ratio is 30.819. | Initial |
76847808 | xx | xx | Current Value | Not Applicable | xxx | NA | Initial | ||
76847808 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
76847808 | xx | xx | Housing Ratio per U/W (Initial Rate) | 6.486% | 6.768% | -0.282% | -0.28200% | Final application reflects housing ratio per U/W as 1.068%. | Initial |
19188388 | xx | xx | Current Value | Not Applicable | xxx | NA. | Initial | ||
19188388 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA. | Initial | ||
15615826 | xx | xx | Borrower DTI Ratio Percent | 39.105% | 58.215% | -19.110% | -19.11000% | Updated as per 1008. | Initial |
15615826 | xx | xx | Current Value | Not Applicable | xxx | NA | Initial | ||
15615826 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
15615826 | xx | xx | GSE or Federal Agency Eligible Indicator (ComplianceEase/QM) | No | Yes | No | Initial | ||
15615826 | xx | xx | Housing Ratio per U/W (Initial Rate) | 0.000% | 19.643% | -19.643% | -19.64300% | Updated as per 1008. | Initial |
57071013 | xx | xx | Borrower DTI Ratio Percent | 43.227% | 43.744% | -0.517% | -0.51700% | Borrower dti ratio is 43.277%. | Initial |
57071013 | xx | xx | Current Value | Not Applicable | xxx | N/A. | Initial | ||
57071013 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N/A. | Initial | ||
57071013 | xx | xx | Total Balance of Junior Lien(s) | Not Applicable | xxx | N/A. | Initial | ||
19734260 | xx | xx | Current Value | Not Applicable | xxx | N.A | Initial | ||
19734260 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N.A | Initial | ||
14284440 | xx | xx | Borrower DTI Ratio Percent | 48.294% | 43.337% | 4.957% | 4.95700% | The borrower’s income is $6,484.40 and total expenses are in the amount of $3,131.56. So calculated DTI ratio is 48.294%. | Initial |
14284440 | xx | xx | Current Value | Not Applicable | xxx | NA | Initial | ||
14284440 | xx | xx | Housing Ratio per U/W (Initial Rate) | 45.549% | 40.873% | 4.676% | 4.67600% | The borrower’s income is $6,484.40 and present primary housing expenses are in the amount of $2,953.56. So calculated housing ratio is 45.549%. | Initial |
72387560 | xx | xx | Current Value | Not Applicable | xxx | N.A. | Initial | ||
72387560 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N.A. | Initial | ||
72387560 | xx | xx | Housing Ratio per U/W (Initial Rate) | 0.000% | 16.332% | -16.332% | -16.33200% | Housing Ratio as per U/W (Initial Rate) is 0.00%. | Initial |
28070306 | xx | xx | Current Value | Not Applicable | xxx | NA | Initial | ||
28070306 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
28070306 | xx | xx | Housing Ratio per U/W (Initial Rate) | 0.000% | 20.621% | -20.621% | -20.62100% | Final application reflects housing ratio per U/W as 0.000%. | Initial |
71938426 | xx | xx | Borrower DTI Ratio Percent | 45.975% | 36.566% | 9.409% | 9.40900% | DTI is 45.975%. | Initial |
71938426 | xx | xx | Current Value | Not Applicable | xxx | Initial | |||
71938426 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N.A. | Initial | ||
72071145 | xx | xx | Borrower DTI Ratio Percent | 23.252% | 19.633% | 3.619% | 3.61900% | Final application reflects borrower DTI ratio is 23.252%. | Initial |
72071145 | xx | xx | Current Value | Not Applicable | xxx | NA | Initial | ||
72071145 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
72071145 | xx | xx | Housing Ratio per U/W (Initial Rate) | 0.000% | 19.633% | -19.633% | -19.63300% | Final application reflects housing ratio per U/W as 0.000%. | Initial |
59237322 | xx | xx | Borrower DTI Ratio Percent | 17.973% | 12.537% | 5.436% | 5.43600% | The borrower's monthly income is $18,752.51 after subject loan the proposed amount $0 and total non-housing payments is $1,796.00. Hence, the calculated DTI ratio is 17.994%. | Initial |
59237322 | xx | xx | Current Value | Not Applicable | xxx | NA | Initial | ||
59237322 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
59237322 | xx | xx | Housing Ratio per U/W (Initial Rate) | 12.522% | 12.537% | -0.015% | -0.01500% | Housing ratio per U/W is 0%. | Initial |
96581153 | xx | xx | Current Value | Not Applicable | xxx | NA | Initial | ||
96581153 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
96581153 | xx | xx | Subject Property Detached/Attached | Detached | Attached | As per appraisal report, the subject property is detached. | Initial | ||
26701449 | xx | xx | Current Value | Not Applicable | xxx | N/A | Initial | ||
26701449 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N.A | Initial | ||
29289706 | xx | xx | Borrower DTI Ratio Percent | 140.245% | 13.717% | 126.528% | 126.52800% | Initial | |
29289706 | xx | xx | Current Value | Not Applicable | xxx | Initial | |||
29289706 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N.A | Initial | ||
29289706 | xx | xx | GSE or Federal Agency Eligible Indicator (ComplianceEase/QM) | No | Yes | Initial | |||
29289706 | xx | xx | Housing Ratio per U/W (Initial Rate) | 0.000% | 13.717% | -13.717% | -13.71700% | Initial | |
94427846 | xx | xx | Current Value | Not Applicable | xxx | NA | Initial | ||
94427846 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
49573513 | xx | xx | Current Value | Not Applicable | xxx | NA | Initial | ||
49573513 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
92347408 | xx | xx | Borrower DTI Ratio Percent | 39.717% | 41.580% | -1.863% | -1.86300% | Borrower DTI ratio is 39.717%. | Initial |
92347408 | xx | xx | Current Value | Not Applicable | xxx | N/A. | Initial | ||
92347408 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N/A. | Initial | ||
92347408 | xx | xx | Housing Ratio per U/W (Initial Rate) | -8.147% | 8.025% | -16.172% | -16.17200% | Housing ratio is -8.147%. | Initial |
16662216 | xx | xx | Borrower DTI Ratio Percent | 34.752% | 40.785% | -6.033% | -6.03300% | 34.752%. | Initial |
16662216 | xx | xx | Current Value | Not Applicable | xxx | N/A | Initial | ||
16662216 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N/A | Initial | ||
16662216 | xx | xx | Housing Ratio per U/W (Initial Rate) | 14.017% | 14.083% | -0.066% | -0.06600% | 14.017%. | Initial |
28040298 | xx | xx | Borrower DTI Ratio Percent | 49.609% | 26.521% | 23.088% | 23.08800% | Updated as per 1008 | Initial |
28040298 | xx | xx | Current Value | Not Applicable | xxx | Current value is unavailable. | Initial | ||
28040298 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
28040298 | xx | xx | Housing Ratio per U/W (Initial Rate) | 0.000% | 26.521% | -26.521% | -26.52100% | Updated as per 1008 | Initial |
28040298 | xx | xx | Purpose of Refinance Per Application | Limited Cash Out (GSE definition) | Change in Rate/Term | 1008 reflects Limited cash out refinance. | Initial | ||
67644204 | xx | xx | Current Value | Not Applicable | xxx | Initial | |||
67644204 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Initial | |||
67644204 | xx | xx | Purpose of Refinance Per Application | Limited Cash Out (GSE definition) | Change in Rate/Term | Purpose of refinance is Limited cash out. | Initial | ||
93852228 | xx | xx | Current Value | Not Applicable | xxx | NA | Initial | ||
93852228 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
26051199 | xx | xx | Borrower DTI Ratio Percent | 39.918% | 39.448% | 0.470% | 0.47000% | Updated as per 1008. | Initial |
26051199 | xx | xx | Current Value | Not Applicable | xxx | NA. | Initial | ||
26051199 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA. | Initial | ||
26051199 | xx | xx | Purpose of Refinance Per Application | No Cash-Out | Change in Rate/Term | Updated as per final 1003. | Initial | ||
15302447 | xx | xx | Borrower DTI Ratio Percent | 45.408% | 45.533% | -0.125% | -0.12500% | Final application reflects borrower DTI ratio percent is 45.408%. | Initial |
15302447 | xx | xx | Current Legal Status | Performing | Collections, < 60 Days | According to servicing comments, the current status of the loan is performing. | Initial | ||
15302447 | xx | xx | Current Value | Not Applicable | xxx | NA | Initial | ||
15302447 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
15302447 | xx | xx | Housing Ratio per U/W (Initial Rate) | 9.660% | 24.297% | -14.637% | -14.63700% | Final application reflects Housing ratio per U/W is 9.66%. | Initial |
81855653 | xx | xx | Current Value | Not Applicable | xxx | N.A. | Initial | ||
81855653 | xx | xx | GSE or Federal Agency Eligible Indicator (ComplianceEase/QM) | Yes | No | Initial | |||
46381781 | xx | xx | Borrower DTI Ratio Percent | 44.109% | 52.792% | -8.683% | -8.68300% | Total Original T&I for Debt Ratios: (Real Estate Taxes $140.53 + Hazard Insurance $266.00 + Flood Insurance $00 + MI $00 + HOA Dues $00 ) equals $1,259.75 and All Other Monthly payments are $000.00. The Borrowers Total Monthly income Verified as $2,856.00. Hence, Post-Close DTI per 1003 is 44.109%. | Initial |
46381781 | xx | xx | Current Value | Not Applicable | xxx | Updated as per document. | Initial | ||
46381781 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
46381781 | xx | xx | GSE or Federal Agency Eligible Indicator (ComplianceEase/QM) | Yes | No | NA | Initial | ||
60034186 | xx | xx | Current Value | Not Applicable | xxx | N/A. | Initial | ||
60034186 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N/A. | Initial | ||
60034186 | xx | xx | Purpose of Refinance Per Application | Limited Cash Out (GSE definition) | Change in Rate/Term | Final 1003 reflects purpose of refinance is Limited cash out. | Initial | ||
80643152 | xx | xx | Current Value | Not Applicable | xxx | N.A. | Initial | ||
80643152 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N.A. | Initial | ||
17426919 | xx | xx | Current Value | Not Applicable | xxx | NA. | Initial | ||
17426919 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA. | Initial | ||
17426919 | xx | xx | Subject Property Type | Commercial Prop | Low Rise Condo (1-4 Stories) | Appraisal report reflects subject property type as Commercial Property. | Initial | ||
88779975 | xx | xx | Current Value | Not Applicable | xxx | N.A | Initial | ||
88779975 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N.A | Initial | ||
88779975 | xx | xx | Purpose of Refinance Per Application | No Cash-Out | Change in Rate/Term | No Cash-out. | Initial | ||
67895312 | xx | xx | Borrower DTI Ratio Percent | 35.147% | 44.137% | -8.990% | -8.99000% | Borrower DTI ratio is 35.147%. | Initial |
67895312 | xx | xx | Current Value | Not Applicable | xxx | N/A. | Initial | ||
67895312 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N/A. | Initial | ||
67895312 | xx | xx | GSE or Federal Agency Eligible Indicator (ComplianceEase/QM) | Yes | No | Yes | Initial | ||
67895312 | xx | xx | Housing Ratio per U/W (Initial Rate) | 30.292% | 29.676% | 0.616% | 0.61600% | Housing ratio per U/W is 30.292%. | Initial |
67895312 | xx | xx | Trial Modification Agreement in file? | Yes | No | Yes. | Initial | ||
73761801 | xx | xx | Borrower DTI Ratio Percent | 47.360% | 46.406% | 0.954% | 0.95400% | As per final application borrower DTI ratio percent is 47.360%. | Initial |
73761801 | xx | xx | Current Value | Not Applicable | xxx | NA | Initial | ||
73761801 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
73761801 | xx | xx | Housing Ratio per U/W (Initial Rate) | 12.292% | 12.302% | -0.010% | -0.01000% | Initial | |
73761801 | xx | xx | Purpose of Refinance Per Application | No Cash-Out | Change in Rate/Term | As per final CD purpose of refinance per application is No cash out. | Initial | ||
80128749 | xx | xx | Borrower DTI Ratio Percent | 36.640% | 39.111% | -2.471% | -2.47100% | Borrower DTI ratio percent is 36.640%. | Initial |
80128749 | xx | xx | Current Value | Not Applicable | xxx | NA | Initial | ||
80128749 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N/A. | Initial | ||
80128749 | xx | xx | Housing Ratio per U/W (Initial Rate) | 9.650% | 18.709% | -9.059% | -9.05900% | Housing ratio per U/W is 9.650%. | Initial |
80128749 | xx | xx | Purpose of Refinance Per Application | No Cash-Out | Change in Rate/Term | As per final application purpose of refinance is no cash-out. | Initial | ||
14748874 | xx | xx | Current Value | Not Applicable | xxx | NA | Initial | ||
24119029 | xx | xx | Borrower DTI Ratio Percent | 19.243% | 37.319% | -18.076% | -18.07600% | Initial | |
24119029 | xx | xx | Current Value | Not Applicable | xxx | NA | Initial | ||
24119029 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
24119029 | xx | xx | Housing Ratio per U/W (Initial Rate) | 0.000% | 18.076% | -18.076% | -18.07600% | NA | Initial |
24119029 | xx | xx | Purpose of Refinance Per Application | No Cash-Out | Change in Rate/Term | Final Application reflects purpose of refinance as No Cash-Out. | Initial | ||
24119029 | xx | xx | Subject Property Type | Commercial Prop | Low Rise Condo (1-4 Stories) | Initial | |||
86401553 | xx | xx | Current Value | Not Applicable | xxx | NA | Initial | ||
86401553 | xx | xx | Purpose of Refinance Per Application | Limited Cash Out (GSE definition) | Change in Rate/Term | Final application reflects purpose of refinance as Limited cash out. | Initial | ||
11967016 | xx | xx | Age of Loan | 12 | 14 | -2 | -14.28571% | Tape shows age of loan 14 months. However, audit value shows 12 months. | Initial |
11967016 | xx | xx | Post-Close DTI per 1003 | 45.395% | 45.040% | 0.355% | 0.35500% | Total Original PITIAfor Debt Ratios: (Real Estate Taxes $127.32 + Hazard Insurance $120.80 + Flood Insurance $00.00 + MI $00.00 + HOA Dues $00.00 + P&I $473.75 + other debts $1,382.92) equals $2,104.79. Monthly income $4,636.66. Post-close DTI reflects 45.395%. | Initial |
11967016 | xx | xx | Post-Close Housing Ratio per 1003 | 15.569% | 15.220% | 0.349% | 0.34900% | Total all REO PITIA payments equal $721.87. Monthly income $4,636.66. Post-close housing ratio reflects 15.569%. | Initial |
11967016 | xx | xx | Purpose of Refinance Per Application | Change in Rate/Term | Cash Out - Other | Final CD reflects purpose of refinance as change in rate/term.. | Initial | ||
11967016 | xx | xx | Purpose of Transaction per HUD-1 | Refinance | Cash Out | Final CD reflects purpose of transaction as refinance. | Initial | ||
81350738 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | MI is missing from the loan documents. | Initial | ||
81350738 | xx | xx | Loan Original Maturity Term Months | 360 | 30 | 330 | 1100.00000% | The Note reflects the Loan Original Maturity Term Months as 360. | Initial |
81350738 | xx | xx | Stated Remaining Term | 358 | 28 | 330 | 1178.57142% | The Note reflects the Stated Remaining Term as 358. | Initial |
8772264 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | As per the note, the interest calculation type is 360/360. | Initial | ||
8772264 | xx | xx | Last Payment Received Date | 1/11/2022 | 12/13/2021 | 29 (Days) | According to the payment history as of xx/xx/2022, the last payment was received on xx/xx/2022. | Initial | |
8772264 | xx | xx | Late Charge Grace Period | 15 | 16 | -1 | -6.25000% | As per the note, the late charge grace period is 15. | Initial |
43061381 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | 360/360. | Initial | ||
43061381 | xx | xx | Last Payment Received Date | 1/7/2022 | 12/24/2021 | 14 (Days) | As per payment history, last payment received date is xx/xx/2022. | Initial | |
43061381 | xx | xx | Late Charge Grace Period | 15 | 16 | -1 | -6.25000% | Late charge grace period is 15. | Initial |
43061381 | xx | xx | Loan Amortization Type | Unavailable | Fixed | This is fixed type loan. | Initial | ||
43061381 | xx | xx | Original Stated Rate | 7.55000% | 5.50000% | 2.05000% | 2.05000% | Original rate is 7.55%. | Initial |
43061381 | xx | xx | Payment Frequency | Unavailable | Biweekly | The borrower has promised to make monthly payments. | Initial | ||
43061381 | xx | xx | Prior Year Taxes Due - Delinquent Amount per Title Review | $3643.78 | $4375.28 | $-731.50 | -16.71892% | N/A | Initial |
45838186 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | 360/360. | Initial | ||
45838186 | xx | xx | Late Charge Grace Period | 15 | 16 | -1 | -6.25000% | 15. | Initial |
45838186 | xx | xx | Original Stated Rate | 7.95000% | 6.00000% | 1.95000% | 1.95000% | 7.9500%. | Initial |
76382606 | xx | xx | Current Legal Status | Bankruptcy-Delinquent | Bankruptcy | Current legal status is Bankruptcy delinquent. | Initial | ||
76382606 | xx | xx | Last Payment Received Date | 1/11/2022 | 12/10/2021 | 32 (Days) | The last payment was made on xx/xx/2022 | Initial | |
76382606 | xx | xx | Late Charge Code | % of P&I | No late charges | As per note, the late charges is % of P&I | Initial | ||
76382606 | xx | xx | Late Charge Grace Period | 15 | 1 | 14 | 1400.00000% | Initial | |
76382606 | xx | xx | Original Stated Rate | 11.25000% | 5.42400% | 5.82600% | 5.82600% | As per note, the original rate is 11.25% | Initial |
76382606 | xx | xx | Prior Year Taxes Due - Delinquent Amount per Title Review | $0.00 | $1774.08 | $-1774.08 | -100.00000% | Initial | |
76382606 | xx | xx | Subject Property Type | Manufactured Housing | Single Family | As per title report and BPO, property type is manufactured house. | Initial | ||
23748479 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | 360/360 | Initial | ||
23748479 | xx | xx | Last Payment Received Date | 1/12/2022 | 12/17/2021 | 26 (Days) | xx/xx/2022 | Initial | |
23748479 | xx | xx | Late Charge Grace Period | 15 | 16 | -1 | -6.25000% | 15 | Initial |
23748479 | xx | xx | Original Stated Rate | 8.99000% | 5.00000% | 3.99000% | 3.99000% | 8.99000% | Initial |
19836432 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | As per the note, the interest calculation type is 360/360. | Initial | ||
19836432 | xx | xx | Late Charge Grace Period | 10 | 16 | -6 | -37.50000% | As pr the Note, the late charge grace period is 10. | Initial |
19836432 | xx | xx | Original Stated Rate | 11.36000% | 3.00000% | 8.36000% | 8.36000% | As per the note, the original stated rate is 11.3600%. | Initial |
65871365 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | 360/360. | Initial | ||
65871365 | xx | xx | Late Charge Grace Period | 15 | 16 | -1 | -6.25000% | 15 Days. | Initial |
34390383 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | Initial | |||
34390383 | xx | xx | Last Payment Received Date | 1/7/2022 | 12/6/2021 | 32 (Days) | Initial | ||
34390383 | xx | xx | Late Charge Grace Period | 10 | 12 | -2 | -16.66666% | Initial | |
27923639 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | Interest calculation type is 360/360. | Initial | ||
27923639 | xx | xx | Last Payment Received Date | 12/20/2021 | 12/18/2021 | 2 (Days) | Last payment was received on xx/xx/2021. | Initial | |
27923639 | xx | xx | Late Charge Grace Period | 10 | 12 | -2 | -16.66666% | Last charge grace period is 10. | Initial |
27923639 | xx | xx | Late Charge Rate | 10.000% | 6.000% | 4.000% | 4.00000% | Late charge rate is 10.000%. | Initial |
27923639 | xx | xx | Stated Maturity Date | xxx | xxx | -14 (Days) | Stated maturity date is xx/xx/2033. | Initial | |
62150323 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | Interest calculation type is 360/360. | Initial | ||
62150323 | xx | xx | Late Charge Grace Period | 10 | 12 | -2 | -16.66666% | Late charges grace period is 10. | Initial |
62150323 | xx | xx | Stated Maturity Date | xxx | xxx | 29 (Days) | Stated maturity date is xx/xx/2033. | Initial | |
58616233 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | updated as per review. | Initial | ||
58616233 | xx | xx | Late Charge Grace Period | 10 | 12 | -2 | -16.66666% | updated as per review. | Initial |
58616233 | xx | xx | Prior Year Taxes Due - Delinquent Amount per Title Review | $2305.05 | $1702.73 | $602.32 | 35.37378% | updated as per review. | Initial |
33652530 | xx | xx | Current Legal Status | Foreclosure | Performing | Initial | |||
33652530 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | As per the note, the interest calculation type is 360/360. | Initial | ||
33652530 | xx | xx | Last Payment Received Date | 12/31/2021 | 12/30/2021 | 1 (Days) | As per the review of the payment history, the borrower has been current with the loan and the next payment is due for xx/xx/2022. The last payment was received on xx/xx/2021 | Initial | |
33652530 | xx | xx | Late Charge Grace Period | 10 | 12 | -2 | -16.66666% | The last charge grace period is 10. | Initial |
33652530 | xx | xx | Loan Original Maturity Term Months | 85 | 360 | -275 | -76.38888% | Loan original maturity term months are 85 months. | Initial |
21318715 | xx | xx | Age of Loan | 4 | 5 | -1 | -20.00000% | Age of loan is 4. | Initial |
21318715 | xx | xx | Borrower DTI Ratio Percent | Unavailable | 0.000% | Borrower DTI ratio is unavailable. | Initial | ||
21318715 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N/A. | Initial | ||
21318715 | xx | xx | Purpose of Refinance Per Application | Change in Rate/Term | No Cash-Out | Purpose of refinance is 1003 is change in rate/term. | Initial | ||
17597384 | xx | xx | Age of Loan | 4 | 6 | -2 | -33.33333% | N/A. | Initial |
96380841 | xx | xx | Purpose of Refinance Per Application | Lower rate or term | No Cash-Out | As per tape data, Purpose of refinance is No out - other. However, Final application documents reflects as Limited cash-out. | Initial | ||
12561912 | xx | xx | Borrower DTI Ratio Percent | 50.028% | 58.256% | -8.228% | -8.22800% | Subject property approved at 50.032%.however AUS report is missing for 58.256%. | Initial |
12561912 | xx | xx | Housing Ratio per U/W (Initial Rate) | 43.287% | 51.646% | -8.359% | -8.35900% | As per Tape data, Post Close Housing Ratio is 51.646 %.However Final Application documents reflects as 43.290%. | Initial |
53535072 | xx | xx | Stated Remaining Term | 357 | 1 | 356 | 35600.00000% | As per the Note, the stated remaining term is 357. | Initial |
3464447 | xx | xx | Borrower DTI Ratio Percent | Unavailable | 0.000% | NA | Initial | ||
3464447 | xx | xx | Housing Ratio per U/W (Initial Rate) | Unavailable | 0.000% | NA | Initial | ||
3464447 | xx | xx | Purpose of Refinance Per Application | Change in Rate/Term | No Cash-Out | NA | Initial | ||
3464447 | xx | xx | Stated Remaining Term | 296 | 1 | 295 | 29500.00000% | Note document reflects stated remaining term as 296. | Initial |
81479254 | xx | xx | Purpose of Refinance Per Application | Cash Out - Other | No Cash-Out | Initial | |||
85907303 | xx | xx | Borrower DTI Ratio Percent | 40.150% | 40.149% | 0.001% | 0.00100% | N.A. | Initial |
85907303 | xx | xx | Housing Ratio per U/W (Initial Rate) | 40.150% | 40.149% | 0.001% | 0.00100% | N.A. | Initial |
85907303 | xx | xx | MI Coverage Amount | 35.000% | 68.590% | -33.590% | -33.59000% | Mortgage certificate reflects MI coverage amount as 35.00%. | Initial |
85907303 | xx | xx | Stated Remaining Term | 356 | 0 | 356 | N.A. | Initial | |
89920805 | xx | xx | Borrower DTI Ratio Percent | 45.477% | 72.851% | -27.374% | -27.37400% | 45.477%. | Initial |
89920805 | xx | xx | Housing Ratio per U/W (Initial Rate) | 33.013% | 30.860% | 2.153% | 2.15300% | 33.013%. | Initial |
89920805 | xx | xx | Stated Remaining Term | 354 | 2 | 352 | 17600.00000% | 354. | Initial |
50581666 | xx | xx | Does Lender G/L Require MI? | Not Applicable | Yes | NA. | Initial | ||
50581666 | xx | xx | Last Payment Received Date | 1/4/2022 | 12/1/2021 | 34 (Days) | The last payment was received on xx/xx/2022 which was applied to xx/xx/2022. | Initial | |
50581666 | xx | xx | Purpose of Transaction per HUD-1 | Refinance | Cash Out | Initial | |||
13769588 | xx | xx | Borrower DTI Ratio Percent | 37.999% | 85.209% | -47.210% | -47.21000% | The borrower's monthly income is $3,512.36 after subject loan the proposed amount $1,324.66 and total non-housing Payments is $10.00. Hence, the calculated DTI ratio is 38%. | Initial |
13769588 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N/A. | Initial | ||
13769588 | xx | xx | Last Payment Received Date | 12/27/2021 | 12/1/2021 | 26 (Days) | NA | Initial | |
98971173 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
98971173 | xx | xx | Is Loan Part of a Piggyback Combination? | Not Applicable | No | NA | Initial | ||
17023115 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Initial | |||
17023115 | xx | xx | Is Loan Part of a Piggyback Combination? | Not Applicable | No | Initial | |||
14977049 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N.A | Initial | ||
14977049 | xx | xx | Is Loan Part of a Piggyback Combination? | Not Applicable | No | N.A | Initial | ||
17637426 | xx | xx | Bankruptcy (Post-Loan Origination)? | No | Yes | Initial | |||
17637426 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Initial | |||
17637426 | xx | xx | Is Loan Part of a Piggyback Combination? | Not Applicable | No | NA | Initial | ||
32321465 | xx | xx | Borrower DTI Ratio Percent | 43.700% | 44.677% | -0.977% | -0.97700% | As per Final 1003 application post-close DTI as 43.700%. | Initial |
32321465 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N.A. | Initial | ||
32321465 | xx | xx | Housing Ratio per U/W (Initial Rate) | 23.026% | 22.288% | 0.738% | 0.73800% | As per Final 1003 application post-close housing ratio as 23.026%. | Initial |
32321465 | xx | xx | Last Payment Received Date | Unavailable | 10/8/2021 | Unavailable. | Initial | ||
90074065 | xx | xx | Last Payment Received Date | 1/1/2022 | 12/1/2021 | 31 (Days) | Initial | ||
82373308 | xx | xx | Last Payment Received Date | 1/2/2022 | 12/2/2021 | 31 (Days) | As per the review of the payment history, the borrower is current with the loan and the next payment is due for xx/xx/2022. The last payment was received on xx/xx/2022 | Initial | |
82373308 | xx | xx | Purpose of Transaction per HUD-1 | Refinance | Cash Out | Purpose of transaction is refinance. | Initial | ||
23052700 | xx | xx | Last Payment Received Date | 1/5/2022 | 12/11/2021 | 25 (Days) | Last payment was received on xx/xx/2022. | Initial | |
25607629 | xx | xx | Last Payment Received Date | 1/5/2022 | 12/5/2021 | 31 (Days) | Last payment was received on xx/xx/2022. | Initial | |
65479903 | xx | xx | Borrower DTI Ratio Percent | 20.802% | 27.504% | -6.702% | -6.70200% | Borrower DTI ratio percent is 20.802%. | Initial |
65479903 | xx | xx | Last Payment Received Date | 12/27/2021 | 11/24/2021 | 33 (Days) | The last payment was received on xx/xx/2021 which was applied to xx/xx/2022. | Initial | |
43789483 | xx | xx | Stated Maturity Date | xxx | xxx | 36525 (Days) | The Note reflects the Maturity Date as xx/xx/2050. | Initial | |
75516663 | xx | xx | Borrower DTI Ratio Percent | 42.804% | 37.228% | 5.576% | 5.57600% | The borrower's monthly income is $5,029.00 after subject loan the proposed amount $1,852.63 and total non-housing Payments is $300.00. Hence, the calculated DTI ratio is 42.804%. | Initial |
75516663 | xx | xx | Housing Ratio per U/W (Initial Rate) | 36.839% | 31.262% | 5.577% | 5.57700% | Total subject property PITIA (P&I $1,285.96 + Real Estate Taxes $ 360.00 + Hazard Insurance $165.00+ Flood Insurance $0.00 + MI $0.00+ HOA Dues $41.67) equals $1,852.63. Total verified monthly income equals $5,029.00. Housing Ratio equals 36.839%. | Initial |
75516663 | xx | xx | Purpose of Transaction per HUD-1 | Refinance | Cash Out | Initial | |||
75516663 | xx | xx | Stated Maturity Date | xxx | xxx | 36525 (Days) | The note reflects the Maturity Date as xx/xx/2050. | Initial | |
84372018 | xx | xx | Borrower DTI Ratio Percent | 30.724% | 30.000% | 0.724% | 0.72400% | As per final 1003 borrower income is $8,921.00 and total expenses is $2,740.89. DTI is 30.724%. | Initial |
84372018 | xx | xx | Housing Ratio per U/W (Initial Rate) | 12.733% | 12.570% | 0.163% | 0.16300% | As per final 1003 borrower income is $8,921.00 and total expenses is $2,740.89. Housing ratio is 12.733%. | Initial |
84372018 | xx | xx | Last Payment Received Date | 1/5/2022 | 12/17/2021 | 19 (Days) | Last payment was received on xx/xx/2022. | Initial | |
84372018 | xx | xx | Late Charge Code | % of P&I | No late charges | Late charge code reflects % of P&I. | Initial | ||
36997721 | xx | xx | Age of Loan | 11 | 15 | -4 | -26.66666% | Age of loan is 11. | Initial |
36997721 | xx | xx | Borrower DTI Ratio Percent | 49.639% | 49.857% | -0.218% | -0.21800% | Borrower DTI ratio percent is 49.639% | Initial |
36997721 | xx | xx | Housing Ratio per U/W (Initial Rate) | 49.639% | 48.200% | 1.439% | 1.43900% | Housing ratio per U/W is 49.639% | Initial |
15068861 | xx | xx | Borrower DTI Ratio Percent | 35.456% | 53.020% | -17.564% | -17.56400% | 35.639%. | Initial |
76341259 | xx | xx | Borrower DTI Ratio Percent | 36.125% | 35.882% | 0.243% | 0.24300% | The borrower’s income is $4,722.33 and total expenses are in the amount of $2,126.14. So calculated DTI ratio is 45.023%. | Initial |
76341259 | xx | xx | Housing Ratio per U/W (Initial Rate) | 24.063% | 23.902% | 0.161% | 0.16100% | The borrower’s income is $4,722.33 and present primary housing expenses are in the amount of $1,418.14. So calculated housing ratio is 30.031%. | Initial |
25946793 | xx | xx | Borrower DTI Ratio Percent | 38.794% | 38.800% | -0.006% | -0.00600% | As per tape data, borrower DTI ratio percent as 38.800%. However final application documents reflects as 38.794%. | Initial |
25946793 | xx | xx | Housing Ratio per U/W (Initial Rate) | 0.000% | 38.800% | -38.800% | -38.80000% | As per tape data, housing ratio per U/W is 38.800%. However final application document reflects as 0.00%. | Initial |
25946793 | xx | xx | Number Of Units | 2 | 1 | 1 | 100.00000% | Number of unit is 2. | Initial |
25946793 | xx | xx | Occupancy at Origination (Property Usage Type) | Investor | Primary | Occupancy at Origination is investor. | Initial | ||
4121563 | xx | xx | Age of Loan | 19 | 20 | -1 | -5.00000% | Note reflects the age of loan as 19 months. | Initial |
4121563 | xx | xx | Borrower DTI Ratio Percent | 37.822% | 37.717% | 0.105% | 0.10500% | NA | Initial |
38729601 | xx | xx | Age of Loan | 13 | 15 | -2 | -13.33333% | As per note document age of loan is 13. | Initial |
38729601 | xx | xx | Borrower DTI Ratio Percent | 37.768% | 38.969% | -1.201% | -1.20100% | The borrower’s income is $10,514.67 after Subject loan the proposed amount $3,199.17 and Total Non-housing Payments is $772.00 hence, the Calculated DTI Ratio is 37.768%. | Initial |
56499604 | xx | xx | Age of Loan | 11 | 13 | -2 | -15.38461% | Note document reflects age of loan as 11 months. | Initial |
56499604 | xx | xx | Borrower DTI Ratio Percent | 27.528% | 27.529% | -0.001% | -0.00100% | Total original PITIA for Debt Ratios: (Real estate taxes $799.26 + Hazard insurance $272.92 + Flood insurance $00.00 + MI $00.00+ HOA dues $00.00 + P&I $1,004.13+ other debts $6,079.24) equals $8,155.55. Total monthly income $29,626.66. DTI reflects 27.528%. | Initial |
56499604 | xx | xx | Stated Maturity Date | xxx | xxx | -365 (Days) | Note reflects maturity date as xx/xx/2051. | Initial | |
56499604 | xx | xx | Stated Remaining Term | 349 | 0 | 349 | The note reflects stated remaining term as 349 months. | Initial | |
71492551 | xx | xx | Age of Loan | 0 | 2 | -2 | -100.00000% | NA | Initial |
46678536 | xx | xx | Stated Maturity Date | xxx | xxx | 10044 (Days) | updated as per review. | Initial | |
12981183 | xx | xx | Borrower DTI Ratio Percent | 44.880% | 68.000% | -23.120% | -23.12000% | As per final 1003 borrower income is $3,991.00 and total expenses is $1,791.18. DTI is 44.880%. | Initial |
12981183 | xx | xx | Last Payment Received Date | 1/31/2022 | 12/27/2021 | 35 (Days) | Initial | ||
12981183 | xx | xx | Purpose of Refinance Per Application | Change in Rate/Term | No Cash-Out | Final application reflects change in rate/term. | Initial | ||
52981665 | xx | xx | Borrower DTI Ratio Percent | 41.514% | 42.000% | -0.486% | -0.48600% | The borrower's monthly income is $14,911.50 after subject loan the proposed amount $2616.00 and total non-housing Payments is $4,291.00. Hence, the calculated DTI ratio is 41.515%. | Initial |
52981665 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N/A. | Initial | ||
52981665 | xx | xx | Subject Property Type | High Rise Condo (>=9 Stories) | Low Rise Condo (1-4 Stories) | Appraisal reflects High Rise Condo (>-9 Stories). | Initial | ||
13833331 | xx | xx | Age of Loan | 18 | 20 | -2 | -10.00000% | 18. | Initial |
13833331 | xx | xx | Housing Ratio per U/W (Initial Rate) | 20.547% | 20.550% | -0.003% | -0.00300% | 20.547%. | Initial |
41967761 | xx | xx | Age of Loan | 5 | 6 | -1 | -16.66666% | As per Tape data, age of loan is 6. However it reflects 5. | Initial |
41967761 | xx | xx | Borrower DTI Ratio Percent | 32.222% | 32.870% | -0.648% | -0.64800% | As per Tape data, Post Close DTI is 32.870%. However Final Application documents reflect as 32.222%. | Initial |
41967761 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N.A. | Initial | ||
41967761 | xx | xx | Housing Ratio per U/W (Initial Rate) | 21.045% | 21.040% | 0.005% | 0.00500% | As per Tape data, Post Close Housing Ratio is 21.040%. However Final Application documents reflect as 21.045%. | Initial |
64094423 | xx | xx | Borrower DTI Ratio Percent | 31.962% | 32.000% | -0.038% | -0.03800% | DTI is 31.962%. | Initial |
64094423 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
71249649 | xx | xx | Stated Maturity Date | Unavailable | xxx | The Note reflects the Maturity Date as xx/xx/2050. | Initial | ||
92092618 | xx | xx | Age of Loan | 2 | 4 | -2 | -50.00000% | NA. | Initial |
92092618 | xx | xx | Borrower DTI Ratio Percent | 41.580% | 41.584% | -0.004% | -0.00400% | Tape shows, borrower DTI ratio is 41.584%. However, Final application reflects it as 41.580%. | Initial |
92092618 | xx | xx | Housing Ratio per U/W (Initial Rate) | 39.326% | 39.331% | -0.005% | -0.00500% | Tape shows Housing ratio per U/W is 39.331%. However, application reflects it as 39.326%. | Initial |
57467230 | xx | xx | Age of Loan | 2 | 3 | -1 | -33.33333% | Note document reflect Age of loan as 2. | Initial |
67791442 | xx | xx | Age of Loan | 1 | 3 | -2 | -66.66666% | 1. | Initial |
78368402 | xx | xx | Age of Loan | 1 | 2 | -1 | -50.00000% | Age of loan is 1. | Initial |
78368402 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N/A | Initial | ||
78368402 | xx | xx | Number Of Units | 1 | 2 | -1 | -50.00000% | Number of units is 1 | Initial |
85103821 | xx | xx | Age of Loan | 0 | 1 | -1 | -100.00000% | NA | Initial |
69295128 | xx | xx | Age of Loan | 0 | 2 | -2 | -100.00000% | NA | Initial |
69295128 | xx | xx | Purpose of Refinance Per Application | Change in Rate/Term | No Cash-Out | Final application reflects purpose of refinance per application as change in rate/term. | Initial | ||
5773915 | xx | xx | Age of Loan | 3 | 5 | -2 | -40.00000% | Age of loan reflects 3. | Initial |
5773915 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
75526401 | xx | xx | Age of Loan | 4 | 6 | -2 | -33.33333% | As per Tape data ,age of loan is 6.However it reflects 4. | Initial |
75526401 | xx | xx | Borrower DTI Ratio Percent | 37.413% | 44.718% | -7.305% | -7.30500% | As per Tape data ,Post Close DTI is 44.718%.However Final Application documents reflects as 44.713%. | Initial |
75526401 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N.A | Initial | ||
7200673 | xx | xx | Age of Loan | 10 | 12 | -2 | -16.66666% | Note document reflects age of loan as 10. | Initial |
7200673 | xx | xx | Borrower DTI Ratio Percent | 45.196% | 64.400% | -19.204% | -19.20400% | The borrower’s income is $9,780.57 and total expenses are in the amount of $4,420.43. So calculated DTI ratio is 45.196%. | Initial |
7200673 | xx | xx | Purpose of Refinance Per Application | Limited Cash Out (GSE definition) | No Cash-Out | Final application reflects purpose of refinance as Limited Cash Out. | Initial | ||
42001182 | xx | xx | Age of Loan | 1 | 2 | -1 | -50.00000% | As per Tape data, age of loan is 2. However it reflects 1. | Initial |
42001182 | xx | xx | Stated Remaining Term | 359 | 0 | 359 | As per Tape data, Stated remaining term of loan is 0 months. However it reflects 359 months. | Initial | |
12756936 | xx | xx | Age of Loan | 3 | 5 | -2 | -40.00000% | Age of loan is 5. | Initial |
48356292 | xx | xx | Borrower DTI Ratio Percent | 46.896% | 71.000% | -24.104% | -24.10400% | NA | Initial |
48356292 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | MI is not required. | Initial | ||
48356292 | xx | xx | Last Payment Received Date | 2/1/2022 | 1/3/2022 | 29 (Days) | NA | Initial | |
82120740 | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Refinance | N/A. | Initial | ||
37550786 | xx | xx | Age of Loan | 3 | 4 | -1 | -25.00000% | NA | Initial |
37550786 | xx | xx | Borrower DTI Ratio Percent | 47.346% | 47.340% | 0.006% | 0.00600% | Final application reflects borrower DTI ratio percent as 47.346%. | Initial |
37550786 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
37550786 | xx | xx | MI Coverage Amount | Not Applicable | 85.000% | Initial | |||
11512216 | xx | xx | Borrower DTI Ratio Percent | 46.506% | 49.760% | -3.254% | -3.25400% | This loan has a qualified mortgage DTI of 46.506%, the borrower's income was $11,730.91 and total expenses are in the amount of $5,637.00. | Initial |
11512216 | xx | xx | Original Stated Rate | 2.87500% | 287.5000% | -284.62500% | -284.62500% | The Note reflects the Original Stated Rate as 2.875%. | Initial |
11512216 | xx | xx | Purpose of Refinance Per Application | Lower rate or term | No Cash-Out | Final Application and Final CD reflect Change in Rate/Term. The Borrower(s) received no cash back at closing and paid off no liabilities. | Initial | ||
11512216 | xx | xx | Stated Remaining Term | 345 | 341 | 4 | 1.17302% | The Note reflects the Stated Remaining Term as 345. | Initial |
11512216 | xx | xx | Subject Property Type | Mid Rise Condo (5-8 Stories) | Single Family | The Appraisal dated xx/xx/2020 reflects the subject property as a Condominium. | Initial | ||
44365044 | xx | xx | Borrower DTI Ratio Percent | 42.947% | 42.940% | 0.007% | 0.00700% | NA | Initial |
44365044 | xx | xx | Original Stated Rate | 2.62500% | 262.5000% | -259.87500% | -259.87500% | NA | Initial |
28849806 | xx | xx | Stated Maturity Date | xxx | xxx | 5024 (Days) | Note reflects stated maturity date as xx/xx/2036. | Initial | |
6594122 | xx | xx | Borrower DTI Ratio Percent | 33.044% | 33.208% | -0.164% | -0.16400% | As per Tape data, Post Close DTI is 33.208%.However Final Application documents reflects as 33.044%. | Initial |
66098126 | xx | xx | Borrower DTI Ratio Percent | 48.393% | 48.490% | -0.097% | -0.09700% | As per Tape data, Post Close DTI is 48.490%.However Final Application documents reflects as 48.393%. | Initial |
66098126 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N.A | Initial | ||
66098126 | xx | xx | Housing Ratio per U/W (Initial Rate) | 46.712% | 46.710% | 0.002% | 0.00200% | As per Tape data, Post Close Housing Ratio is 46.710 %.However Final Application documents reflects as 46.172%. | Initial |
10008826 | xx | xx | Age of Loan | 9 | 11 | -2 | -18.18181% | Age of loan is 9. | Initial |
10008826 | xx | xx | Borrower DTI Ratio Percent | 44.653% | 45.244% | -0.591% | -0.59100% | As per tape data, Post close DTI is 45.244%. However final application documents reflects as 44.653%. | Initial |
10008826 | xx | xx | Housing Ratio per U/W (Initial Rate) | 36.162% | 36.640% | -0.478% | -0.47800% | Housing ratio is 36.162%. | Initial |
68136422 | xx | xx | Age of Loan | 7 | 9 | -2 | -22.22222% | NA | Initial |
37433296 | xx | xx | Age of Loan | 10 | 13 | -3 | -23.07692% | NA. | Initial |
37433296 | xx | xx | Housing Ratio per U/W (Initial Rate) | 38.842% | 44.195% | -5.353% | -5.35300% | Total subject property PITIA (P&I $ 872.88 + Real Estate Taxes $ 95.16 + Hazard Insurance $72.98 + Flood Insurance $0.00 + MI $0.00 + HOA Dues $0.00) equals $1,041.02. Total verified monthly income equals $3,650.65. Housing Ratio equals 28.516%. | Initial |
37433296 | xx | xx | Occupancy at Origination (Property Usage Type) | Investor | Primary | Occupancy at origination (Property Usage Type) as Investor. | Initial | ||
37433296 | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Refinance | Final Application and Final DU reflect Cash Out Refinance. The Borrower(s) received cash back at closing and paid off liabilities. | Initial | ||
39835415 | xx | xx | Age of Loan | 8 | 9 | -1 | -11.11111% | As per tape data, age of loan is 9. However it reflects 6. | Initial |
39835415 | xx | xx | Borrower DTI Ratio Percent | 57.490% | 72.505% | -15.015% | -15.01500% | As per Tape data, Post close housing ratio is 72.505%. However final application documents reflect as 57.490%. | Initial |
39835415 | xx | xx | Housing Ratio per U/W (Initial Rate) | 57.490% | 72.505% | -15.015% | -15.01500% | As per Tape data, Post close housing ratio is 72.505%. However final application documents reflect as 57.490%. | Initial |
45908090 | xx | xx | Age of Loan | 7 | 8 | -1 | -12.50000% | Age of loan is 7. | Initial |
43986155 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
25225980 | xx | xx | Borrower DTI Ratio Percent | Not Applicable | 0.000% | NA | Initial | ||
25225980 | xx | xx | Does Lender G/L Require MI? | Not Applicable | Yes | NA | Initial | ||
25225980 | xx | xx | MI Coverage Amount | Unavailable | 0.000% | NA | Initial | ||
25225980 | xx | xx | Payment History String | 000000000 | 000000000XXX | Initial | |||
25225980 | xx | xx | Payment History String Reversed | 000000000 | XXX000000000 | Initial | |||
12228480 | xx | xx | Borrower DTI Ratio Percent | Not Applicable | 0.000% | NA | Initial | ||
12228480 | xx | xx | Does Lender G/L Require MI? | Not Applicable | Yes | NA | Initial | ||
12228480 | xx | xx | MI Coverage Amount | Not Applicable | 0.000% | NA | Initial | ||
12228480 | xx | xx | Payment History String | 000000 | 00000000XXXX | Initial | |||
12228480 | xx | xx | Payment History String Reversed | 000000 | XXXX00000000 | Initial | |||
37168034 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
37168034 | xx | xx | Payment History String | 000000 | 000000XXXXXX | Initial | |||
37168034 | xx | xx | Payment History String Reversed | 000000 | XXXXXX000000 | Initial | |||
87457306 | xx | xx | Borrower DTI Ratio Percent | 54.106% | 54.105% | 0.001% | 0.00100% | As per Tape data, Post Close DTI is 54.105%. However Final Application documents reflects as 54.106%. | Initial |
87457306 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
87457306 | xx | xx | Payment History String | 001000000 | 0010000000XX | PH string is 000000000. | Initial | ||
87457306 | xx | xx | Payment History String Reversed | 000000100 | XX0000010100 | PH reversed string is 000000000. | Initial | ||
87457306 | xx | xx | Purpose of Refinance Per Application | Change in Rate/Term | Limited Cash Out (GSE definition) | Purpose of refinance is Change in Rate/Term. | Initial | ||
79477692 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N/A. | Initial | ||
79477692 | xx | xx | Payment History String | 000000 | 0000000XXXXX | PH string is 000000. | Initial | ||
79477692 | xx | xx | Payment History String Reversed | 000000 | XXXXX0000000 | PH reversed string is 000000. | Initial | ||
69197616 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N/A. | Initial | ||
69197616 | xx | xx | Payment History String | 0100000 | 010000000XXX | Initial | |||
69197616 | xx | xx | Payment History String Reversed | 0000010 | XXX000000010 | Initial | |||
95857996 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
95857996 | xx | xx | Payment History String | 0000000 | 000000000XXX | PH srting is 0000000. | Initial | ||
95857996 | xx | xx | Payment History String Reversed | 0000000 | XXX000000000 | PH reversed srting is 0000000. | Initial | ||
98999757 | xx | xx | Borrower DTI Ratio Percent | 52.504% | 51.685% | 0.819% | 0.81900% | Initial | |
98999757 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Initial | |||
98999757 | xx | xx | Income B1 U/W | $3640.00 | $3712.80 | $-72.80 | -1.96078% | Initial | |
98999757 | xx | xx | Payment History String | 00000000 | 00000000XXXX | Initial | |||
98999757 | xx | xx | Payment History String Reversed | 00000000 | XXXX00000000 | Initial | |||
91775311 | xx | xx | Borrower DTI Ratio Percent | Not Applicable | 0.000% | NA. | Initial | ||
91775311 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA. | Initial | ||
91775311 | xx | xx | Payment History String | 0000000 | 00000000XXXX | NA. | Initial | ||
91775311 | xx | xx | Payment History String Reversed | 0000000 | XXXX00000000 | NA. | Initial | ||
21389583 | xx | xx | Borrower DTI Ratio Percent | 42.103% | 40.861% | 1.242% | 1.24200% | The borrower’s income is $6,495.02 and total expenses are in the amount of $2,734.58. So calculated DTI ratio is 42.103%. | Initial |
21389583 | xx | xx | Does Lender G/L Require MI? | Not Applicable | Yes | NA | Initial | ||
21389583 | xx | xx | Payment History String | 0000 | XXXXXXXXXXXXXXXXXXXXX700 | Initial | |||
21389583 | xx | xx | Payment History String Reversed | 0000 | 007XXXXXXXXXXXXXXXXXXXXX | Initial | |||
21389583 | xx | xx | Purpose of Refinance Per Application | Cash Out - Other | Change in Rate/Term | Final CD reflects purpose of refinance as Cash Out - Other. | Initial | ||
21389583 | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Refinance | Initial | |||
83282662 | xx | xx | Borrower DTI Ratio Percent | 30.042% | 147.588% | -117.546% | -117.54600% | As per Tape data, Post Close DTI is 147.588%. However Final Application documents reflects as 30.042%. | Initial |
83282662 | xx | xx | Current Legal Status | Performing | Collections | The current status of the loan is performing. | Initial | ||
83282662 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
83282662 | xx | xx | Payment History String | 0 | XXXXXXXXXXXXXXXXXXXXXX77 | Initial | |||
83282662 | xx | xx | Payment History String Reversed | 0 | 77XXXXXXXXXXXXXXXXXXXXXX | Initial | |||
83282662 | xx | xx | Purpose of Refinance Per Application | Cash Out - Other | Change in Rate/Term | Purpose of refinance per application is Cash out-other. | Initial | ||
83282662 | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Refinance | Purpose of transaction per HUD-1 is Cash out. | Initial | ||
67081446 | xx | xx | Borrower DTI Ratio Percent | 44.169% | 51.294% | -7.125% | -7.12500% | Final application reflects DTI as 44.169% | Initial |
67081446 | xx | xx | Current Legal Status | Performing | Collections | The current status of the loan is performing. | Initial | ||
67081446 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
67081446 | xx | xx | Payment History String | 00000000000 | XXXXXXXXXXXXXX0000000000 | Initial | |||
67081446 | xx | xx | Payment History String Reversed | 00000000000 | 000000000XXXXXXXXXXXXXXX | Initial | |||
83135554 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N.A. | Initial | ||
83135554 | xx | xx | Payment History String | 00000 | XXXXXXXXXXXXXXXXXXXXX000 | Initial | |||
83135554 | xx | xx | Payment History String Reversed | 00000 | 000XXXXXXXXXXXXXXXXXXXXX | Initial | |||
60332845 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA. | Initial | ||
60332845 | xx | xx | Payment History String | 000 | XXXXXXXXXXXXXXXXXXXXX700 | Initial | |||
60332845 | xx | xx | Payment History String Reversed | 000 | 007XXXXXXXXXXXXXXXXXXXXX | Initial | |||
72409192 | xx | xx | Deferred Balance Amount | Not Applicable | xxx | Initial | |||
72409192 | xx | xx | Last Payment Received Date | 2/7/2022 | 1/6/2022 | 32 (Days) | Initial | ||
72409192 | xx | xx | Loan Amortization Type | Step | Fixed | Initial | |||
72409192 | xx | xx | Modification Interest Bearing Amount | $341333.94 | $281961.30 | $59372.64 | 21.05701% | Initial | |
72409192 | xx | xx | Purpose of Refinance Per Application | Unavailable | Cash Out - Other | Initial | |||
72409192 | xx | xx | Purpose of Transaction per HUD-1 | Refinance | Cash Out | Initial | |||
35255026 | xx | xx | Modification Interest Bearing Amount | $441327.51 | $354564.94 | $86762.57 | 24.47014% | Initial | |
35255026 | xx | xx | Stated Maturity Date | xxx | xxx | -1 (Days) | Initial | ||
77555135 | xx | xx | Purpose of Refinance Per Application | Change in Rate/Term | Lower rate or term | This is VA Streamline Refinance loan, pupose of application is "Change in Rate/Term". | Initial | ||
77555135 | xx | xx | Stated Maturity Date | xxx | xxx | -31 (Days) | Note Document reflect stated maturity date is xx/xx/2051. | Initial | |
11042282 | xx | xx | Borrower DTI Ratio Percent | 34.616% | 34.883% | -0.267% | -0.26700% | The borrower's monthly income is $20,852.00 after subject loan the proposed amount $885.03 and total non-housing payments is $6,388.97. Hence, the calculated DTI ratio is 34.884%. | Initial |
87683599 | xx | xx | Purpose of Transaction per HUD-1 | Refinance | Cash Out | Final CD reflects purpose of transaction as refinance. | Initial | ||
87683599 | xx | xx | Subject Property Type | PUD | Single Family | Subject loan closed with PIW. Mortgage notarized on xx/xx/2020 contains a PUD rider. | Initial | ||
87997555 | xx | xx | Borrower DTI Ratio Percent | 53.204% | 37.489% | 15.715% | 15.71500% | The borrower's monthly income is $12,784.40 after subject loan the proposed amount $1,832.39 and total non-housing Payments is $3,500.00. Hence, the calculated DTI ratio is 44.035%. | Initial |
61082420 | xx | xx | Borrower DTI Ratio Percent | 37.382% | 37.873% | -0.491% | -0.49100% | Borrower DTI ratio is 37.382%. | Initial |
12682928 | xx | xx | Borrower DTI Ratio Percent | 44.143% | 66.229% | -22.086% | -22.08600% | 44.137%. | Initial |
12682928 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N/A | Initial | ||
12682928 | xx | xx | Housing Ratio per U/W (Initial Rate) | 38.170% | 57.267% | -19.097% | -19.09700% | 38.165%. | Initial |
12682928 | xx | xx | Last Payment Received Date | 1/31/2022 | 2/1/2022 | -1 (Days) | Initial | ||
12682928 | xx | xx | Stated Maturity Date | xxx | xxx | 5353 (Days) | xx/xx/2036. | Initial | |
12682928 | xx | xx | Stated Remaining Term | 1 | 176 | -175 | -99.43181% | 1. | Initial |
26769157 | xx | xx | Age of Loan | 16 | 17 | -1 | -5.88235% | 16. | Initial |
26769157 | xx | xx | Purpose of Refinance Per Application | Limited Cash Out (GSE definition) | Cash Out - Other | Limited cash out. | Initial | ||
26769157 | xx | xx | Purpose of Transaction per HUD-1 | Refinance | Cash Out | Refinance. | Initial | ||
83542839 | xx | xx | Borrower DTI Ratio Percent | 44.253% | 44.252% | 0.001% | 0.00100% | The borrower's monthly income is $11,121.08 after subject loan the proposed amount $0.00 and total non-housing payments is $4,921.41. Hence, the calculated DTI ratio is 44.253%. | Initial |
83542839 | xx | xx | Subject Property Detached/Attached | Attached | Detached | Appraisal report reflects subject property as Attached. | Initial | ||
57360281 | xx | xx | Age of Loan | 4 | 5 | -1 | -20.00000% | N/A. | Initial |
9197034 | xx | xx | Age of Loan | 10 | 12 | -2 | -16.66666% | N/A. | Initial |
9197034 | xx | xx | Borrower DTI Ratio Percent | 41.240% | 42.830% | -1.590% | -1.59000% | The borrower's monthly income is $10,808.75 after subject loan the proposed amount $2,181.18 and total non-housing Payments is $2,420.18. Hence, the calculated DTI ratio is 41.905%. | Initial |
9197034 | xx | xx | Original Stated Rate | 2.99000% | 3.00000% | -0.01000% | -0.01000% | Note reflects original stated rate as 2.9900%. | Initial |
61757015 | xx | xx | Age of Loan | 2 | 3 | -1 | -33.33333% | Age of loan is 2 months. | Initial |
61757015 | xx | xx | Borrower DTI Ratio Percent | 49.580% | 51.392% | -1.812% | -1.81200% | Borrower DTI Ratio Percent is 49.58%. | Initial |
50584835 | xx | xx | Age of Loan | 3 | 5 | -2 | -40.00000% | As per tape data, age of loan is 5. However it reflects 3. | Initial |
50584835 | xx | xx | Borrower DTI Ratio Percent | 38.500% | 66.773% | -28.273% | -28.27300% | As per Tape data, Post close DTI is 66.773%. However final application documents reflect as 38.500%. | Initial |
97116874 | xx | xx | Borrower DTI Ratio Percent | Not Applicable | 0.000% | This loan is FHA Streamline Refinance. | Initial | ||
97116874 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Mortgage insurance is missing from the loan documents. | Initial | ||
58712286 | xx | xx | Borrower DTI Ratio Percent | 41.652% | 40.860% | 0.792% | 0.79200% | This loan has a qualified mortgage DTI of 41.652%, the borrower's income was $2,718.00 and total expenses are in the amount of $1,132.09. | Initial |
58712286 | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 | Initial | |||
58712286 | xx | xx | Payment History String | mmmmmmm41110011111010001 | 221043211000000000000000 | Initial | |||
58712286 | xx | xx | Payment History String Reversed | 10001011111001114mmmmmmm | 000000000000000112310122 | Initial | |||
58712286 | xx | xx | Stated Remaining Term | 318 | 310 | 8 | 2.58064% | The Note reflects the Stated Remaining Term as 318. | Initial |
34976668 | xx | xx | ARM Index Type | Not Applicable | LIBOR - One Year WSJ | NA. | Initial | ||
34976668 | xx | xx | Borrower DTI Ratio Percent | 31.940% | 38.655% | -6.715% | -6.71500% | Updated as per Transmittal Summary. | Initial |
34976668 | xx | xx | Loan Amortization Type | Fixed | ARM | NA. | Initial | ||
34976668 | xx | xx | Max Rate At First Adjustment | 9.500% | 13.500% | -4.000% | -4.00000% | NA. | Initial |
34976668 | xx | xx | Min Rate At First Adjustment | 5.500% | 5.000% | 0.500% | 0.50000% | NA. | Initial |
34976668 | xx | xx | Payment History String | 2222100444444422000001 | 221043211000000000000000 | NA. | Initial | ||
34976668 | xx | xx | Payment History String Reversed | 1000002244444440012222 | 000000000000000112310122 | NA. | Initial | ||
34976668 | xx | xx | Stated Maturity Date | xxx | xxx | 153 (Days) | NA. | Initial | |
34976668 | xx | xx | Stated Remaining Term | 323 | 316 | 7 | 2.21518% | NA. | Initial |
93708249 | xx | xx | Borrower DTI Ratio Percent | 33.057% | 34.386% | -1.329% | -1.32900% | The Borrower's income is $26,003.63 after subject loan the proposed amount $6,750.08 and all other monthly payments is $1,846.00 and total all monthly payment is $8,596.08 hence, the calculated DTI ratio is 33.057%. | Initial |
93708249 | xx | xx | Current Legal Status | Collections, >= 120 Days | Collections | Initial | |||
93708249 | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 | NA | Initial | ||
93708249 | xx | xx | Max Rate At First Adjustment | 9.500% | 13.500% | -4.000% | -4.00000% | Initial | |
93708249 | xx | xx | Min Rate At First Adjustment | 5.500% | 5.000% | 0.500% | 0.50000% | Min rate at first adjustment as 5.500%. | Initial |
93708249 | xx | xx | Payment History String | 444444444444444444444000 | 221043211000000000000000 | As per the latest payment history, the string is 444444444444444444444000. | Initial | ||
93708249 | xx | xx | Payment History String Reversed | 000444444444444444444444 | 000000000000000112310122 | As per the latest payment history, the string reversed is 000444444444444444444444. | Initial | ||
93708249 | xx | xx | Stated Remaining Term | 329 | 314 | 15 | 4.77707% | NA. | Initial |
93708249 | xx | xx | Subject Property Type | PUD | Single Family | The Appraisal dated xx/xx/2017 reflects the subject property as a PUD. Mortgage notarized on xx/xx/2018 contains a PUD rider. | Initial | ||
34104954 | xx | xx | Borrower DTI Ratio Percent | 31.827% | 35.858% | -4.031% | -4.03100% | Borrower DTI ratio is 31.827%. | Initial |
34104954 | xx | xx | Current Legal Status | Collections, >= 120 Days | Collections | The loan is in collection. | Initial | ||
34104954 | xx | xx | Currently in Foreclosure? | Yes | No | Initial | |||
34104954 | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 | N/A. | Initial | ||
34104954 | xx | xx | Max Rate At First Adjustment | 9.375% | 13.375% | -4.000% | -4.00000% | Max rate at fist adjustment is 9.375%. | Initial |
34104954 | xx | xx | Payment History String | MMMMMMM44444444444422112 | 221043211000000000000000 | Initial | |||
34104954 | xx | xx | Payment History String Reversed | 21122444444444444MMMMMMM | 000000000000000112310122 | Initial | |||
34104954 | xx | xx | Periodic Rate Change Cap Down | 2.000% | 87.500% | -85.500% | -85.50000% | Periodic rate change cap down is 2.000%. | Initial |
34104954 | xx | xx | Stated Remaining Term | 346 | 328 | 18 | 5.48780% | Stated remaining terms are 346. | Initial |
18520044 | xx | xx | Borrower DTI Ratio Percent | 35.468% | 39.381% | -3.913% | -3.91300% | The borrower’s income is $6,622.99 after subject loan the proposed amount $2,258.84 and total non-housing payments is $419.00 hence, the calculated DTI ratio is 40.432%. | Initial |
18520044 | xx | xx | Current Legal Status | Collections, >= 120 Days | Collections | NA | Initial | ||
18520044 | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 | Initial | |||
18520044 | xx | xx | Max Rate At First Adjustment | 9.000% | 13.000% | -4.000% | -4.00000% | Note reflects max rate at first adjustment is 9.00%. | Initial |
18520044 | xx | xx | Payment History String | 444443210444444444444444 | 221043211000000000000000 | NA | Initial | ||
18520044 | xx | xx | Payment History String Reversed | 444444444444444012344444 | 000000000000000112310122 | NA | Initial | ||
18520044 | xx | xx | Stated Remaining Term | 328 | 318 | 10 | 3.14465% | As per note document stated maturity term is 328. | Initial |
88407048 | xx | xx | Borrower DTI Ratio Percent | 42.094% | 42.724% | -0.630% | -0.63000% | Updated as per Transmittal Summary. | Initial |
88407048 | xx | xx | Current Legal Status | Collections, >= 120 Days | Collections | updated asper review. | Initial | ||
88407048 | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 | updated asper review. | Initial | ||
88407048 | xx | xx | Payment History String | 4444mmmm4m44m44444444400 | 221043211000000000000000 | NA. | Initial | ||
88407048 | xx | xx | Payment History String Reversed | 00444444444m44m4mmmm4444 | 000000000000000112310122 | NA. | Initial | ||
88407048 | xx | xx | Stated Remaining Term | 330 | 316 | 14 | 4.43037% | Updated as per Original Note. | Initial |
34090247 | xx | xx | Borrower DTI Ratio Percent | 49.990% | 49.991% | -0.001% | -0.00100% | Total Original T&I for Debt Ratios: (Real Estate Taxes $1,416.03 + Hazard Insurance $214.02 + Flood Insurance $00 + MI $00 + HOA Dues $00 ) equals $5,606.92 and All Other Monthly payments are $93.00. The Borrowers Total Monthly income Verified as $11,402.18. Hence, Post-Close DTI per 1003 is 49.990%. | Initial |
34090247 | xx | xx | Current Legal Status | Collections, >= 120 Days | Collections | As per the comment history, the loan is in collections. | Initial | ||
34090247 | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 | NA | Initial | ||
34090247 | xx | xx | Payment History String | MMMMMMM4M4MM44M4M4MMM000 | 221043211000000000000000 | Initial | |||
34090247 | xx | xx | Payment History String Reversed | 000MMM4M4M44MM4M4MMMMMMM | 000000000000000112310122 | Initial | |||
34090247 | xx | xx | Stated Remaining Term | 340 | 319 | 21 | 6.58307% | Note document reflects maturity date as xx/xx/2048. | Initial |
92687139 | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 | N/A. | Initial | ||
92687139 | xx | xx | Original Stated P&I | $7953.49 | $4375.00 | $3578.49 | 81.79405% | Original stated P&I is $7,953.49. | Initial |
92687139 | xx | xx | Payment History String | MMMM10000000000000120000 | 221043211000000000000000 | Initial | |||
92687139 | xx | xx | Payment History String Reversed | 00002100000000000001MMMM | 000000000000000112310122 | Initial | |||
92687139 | xx | xx | Stated Remaining Term | 339 | 334 | 5 | 1.49700% | Stated remaining months are 339. | Initial |
59121613 | xx | xx | Borrower DTI Ratio Percent | 38.365% | 41.813% | -3.448% | -3.44800% | Updated as per Transmittal Summary. | Initial |
59121613 | xx | xx | Current Legal Status | Paid in Full | Collections | updated as per revew. | Initial | ||
59121613 | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 | updated as per revew. | Initial | ||
59121613 | xx | xx | Max Rate At First Adjustment | 8.625% | 12.625% | -4.000% | -4.00000% | NA. | Initial |
59121613 | xx | xx | Min Rate At First Adjustment | 4.625% | 4.000% | 0.625% | 0.62500% | NA. | Initial |
59121613 | xx | xx | Payment History String | 4mmmmm010011000000000000 | 221043211000000000000000 | NA. | Initial | ||
59121613 | xx | xx | Payment History String Reversed | 000000000000110010mmmmm4 | 000000000000000112310122 | NA. | Initial | ||
59121613 | xx | xx | Stated Remaining Term | 341 | 334 | 7 | 2.09580% | NA. | Initial |
31772718 | xx | xx | Current Legal Status | Collections, >= 120 Days | Collections | The loan is in collection. | Initial | ||
31772718 | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 | N/A. | Initial | ||
31772718 | xx | xx | Payment History String | 4444MMMM4444444444000000 | 221043211000000000000000 | PH string is 4444MMMMM44444444444400000000. | Initial | ||
31772718 | xx | xx | Payment History String Reversed | 0000004444444444MMMM4444 | 000000000000000112310122 | PH reversed string is 00000044444444444MMMM44444. | Initial | ||
31772718 | xx | xx | Stated Remaining Term | 351 | 335 | 16 | 4.77611% | Note document reflects stated remaining term as 351 months. | Initial |
2036060 | xx | xx | ARM Index Type | Not Applicable | LIBOR - One Year WSJ | updated as per review. | Initial | ||
2036060 | xx | xx | Borrower DTI Ratio Percent | 51.889% | 49.847% | 2.042% | 2.04200% | As per Tape data, Post Close DTI is 49.847%. However Final application documents reflect as 51.889%. | Initial |
2036060 | xx | xx | Current Legal Status | Collections | Collections, < 60 Days | updated as per review. | Initial | ||
2036060 | xx | xx | Loan Amortization Type | Fixed | ARM | updated as per review. | Initial | ||
2036060 | xx | xx | Max Rate At First Adjustment | 7.875% | 11.875% | -4.000% | -4.00000% | As per note document max rate at first adjustment is 7.875%. | Initial |
2036060 | xx | xx | Payment History String | 1022333344mmmmmmm4444400 | 221043211000000000000000 | Initial | |||
2036060 | xx | xx | Payment History String Reversed | 0044444mmmmmmm4433332201 | 000000000000000112310122 | Initial | |||
2036060 | xx | xx | Periodic Rate Change Cap Down | 2.000% | 1.875% | 0.125% | 0.12500% | As per note document periodic rate change cap down is 2.00%. | Initial |
2036060 | xx | xx | Stated Maturity Date | xxx | xxx | 92 (Days) | updated as per review. | Initial | |
2036060 | xx | xx | Stated Remaining Term | 340 | 335 | 5 | 1.49253% | As per tape data, Stated remaining term of loan is 335 months. However it reflects 337 months. | Initial |
60278645 | xx | xx | Deferred Balance Amount | Not Applicable | xxx | Initial | |||
60278645 | xx | xx | Max Rate At First Adjustment | 7.875% | 10.875% | -3.000% | -3.00000% | As per tape data max rate at first adjustment is 10.875% however note document reflects 7.875%. | Initial |
60278645 | xx | xx | Payment History String | 444444443210444004400440 | 9999999999963CCCCCCCCCC3 | As per the payment history, the string is 444444443210444004400440 | Initial | ||
60278645 | xx | xx | Payment History String Reversed | 044004400444012344444444 | 3CCCCCCCC3C3699999999999 | As per the payment history, the reversed string is 044004400444012344444444 | Initial | ||
27548175 | xx | xx | Current Legal Status | Bankruptcy-Delinquent | Bankruptcy | Initial | |||
32979812 | xx | xx | Balloon Indicator | No | Yes | No balloon provision found. | Initial | ||
32979812 | xx | xx | Current Legal Status | Bankruptcy-Delinquent | Bankruptcy | loan is active in BK and delinquent for 39 months. | Initial | ||
32979812 | xx | xx | Currently in Foreclosure? | Yes | No | FC is on BK hold. | Initial | ||
32979812 | xx | xx | Loan Amortization Type | Step | Fixed | loan modified with step amortization. | Initial | ||
5455808 | xx | xx | Loan Amortization Type | Unavailable | Fixed | Initial | |||
166119 | xx | xx | Currently in Foreclosure? | Yes | No | Initial | |||
89549464 | xx | xx | Current Legal Status | Bankruptcy-Delinquent | Bankruptcy | Initial | |||
89549464 | xx | xx | Currently in Foreclosure? | Yes | No | Initial | |||
89549464 | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 | NA | Initial | ||
5162283 | xx | xx | Currently in Foreclosure? | Yes | No | Yes | Initial | ||
5162283 | xx | xx | Purpose of Transaction per HUD-1 | Not Applicable | Cash Out | Initial | |||
96294321 | xx | xx | Current Legal Status | Bankruptcy-Delinquent | Bankruptcy | Current legal status is bankruptcy delinquent. | Initial | ||
96294321 | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 | NA. | Initial | ||
46362933 | xx | xx | Current Legal Status | Bankruptcy-Delinquent | Bankruptcy | The loan is currently in bankruptcy-delinquent and the next payment is due for xx/xx/2018. | Initial | ||
46362933 | xx | xx | Currently in Foreclosure? | Yes | No | As per the lis pendency located”xx”, the complaint was filed on xx/xx/2017. No further details have been found. | Initial | ||
32884550 | xx | xx | Current Legal Status | Bankruptcy-Delinquent | Bankruptcy | Initial | |||
32884550 | xx | xx | Currently in Foreclosure? | Yes | No | Initial | |||
72569631 | xx | xx | Currently in Foreclosure? | Yes | No | Initial | |||
63825871 | xx | xx | Deferred Balance Amount | Unavailable | $0.00 | Unavailable. | Initial | ||
63825871 | xx | xx | Mod Step 1 Date | Unavailable | 11/1/2010 | Unavailable. | Initial | ||
63825871 | xx | xx | Mod Step 1 Rate | Unavailable | 2.000% | Unavailable. | Initial | ||
63825871 | xx | xx | Mod Step 2 Date | Unavailable | 11/1/2015 | Unavailable. | Initial | ||
63825871 | xx | xx | Mod Step 2 Rate | Unavailable | 3.000% | Unavailable. | Initial | ||
63825871 | xx | xx | Mod Step 3 Date | Unavailable | 11/1/2016 | Unavailable. | Initial | ||
63825871 | xx | xx | Mod Step 3 Rate | Unavailable | 4.000% | Unavailable. | Initial | ||
63825871 | xx | xx | Mod Step 4 Date | Unavailable | 11/1/2017 | Unavailable. | Initial | ||
63825871 | xx | xx | Mod Step 4 Rate | Unavailable | 4.375% | Unavailable. | Initial | ||
46661637 | xx | xx | Current Legal Status | Bankruptcy-Delinquent | Bankruptcy | updated as per review. | Initial | ||
46661637 | xx | xx | Currently in Foreclosure? | Yes | No | Initial | |||
46661637 | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 | updated as per review. | Initial | ||
46661637 | xx | xx | Loan Amortization Type | Step | Fixed | updated as per review. | Initial | ||
9571815 | xx | xx | Current Legal Status | Foreclosure | Bankruptcy | Initial | |||
9571815 | xx | xx | Currently in Foreclosure? | Yes | No | Initial | |||
9571815 | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 | Initial | |||
34230499 | xx | xx | Current Legal Status | Bankruptcy-Delinquent | Bankruptcy | Initial | |||
34230499 | xx | xx | Currently in Foreclosure? | Yes | No | Initial | |||
16144360 | xx | xx | Current Legal Status | Foreclosure | Bankruptcy | Initial | |||
16144360 | xx | xx | Currently in Foreclosure? | Yes | No | Initial | |||
84118617 | xx | xx | Currently in Foreclosure? | Yes | No | Initial | |||
57603630 | xx | xx | Current Legal Status | Bankruptcy-Delinquent | Bankruptcy | Initial | |||
57603630 | xx | xx | Currently in Foreclosure? | Yes | No | Initial | |||
58184186 | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 | N/A | Initial | ||
75821639 | xx | xx | Current Legal Status | Bankruptcy-Delinquent | Bankruptcy | updated as per review. | Initial | ||
51563592 | xx | xx | Current Legal Status | Bankruptcy-Delinquent | Bankruptcy | Initial | |||
51563592 | xx | xx | Currently in Foreclosure? | Yes | No | Initial | |||
51563592 | xx | xx | Loan Amortization Type | Step | Fixed | Initial | |||
51563592 | xx | xx | Purpose of Refinance Per Application | Unavailable | Cash Out - Other | Initial | |||
51563592 | xx | xx | Purpose Per Application | Unavailable | Refinance | Initial | |||
78563533 | xx | xx | Currently in Foreclosure? | Yes | No | Yes | Initial | ||
78563533 | xx | xx | Loan Amortization Type | Step | Fixed | Step. | Initial | ||
41153390 | xx | xx | Balloon Indicator | No | Yes | Initial | |||
41153390 | xx | xx | Current Legal Status | Bankruptcy-Delinquent | Bankruptcy | Initial | |||
41153390 | xx | xx | Loan Amortization Type | Step | Fixed | Initial | |||
31368829 | xx | xx | Balloon Indicator | No | Yes | Initial | |||
37653837 | xx | xx | Current Legal Status | Bankruptcy-Delinquent | Bankruptcy | Initial | |||
19893238 | xx | xx | Deferred Balance Amount | xxx | xxx | $106045.48 | 291.16999% | Initial | |
19893238 | xx | xx | Loan Amortization Type | Step | Fixed | Initial | |||
45329464 | xx | xx | Current Legal Status | Bankruptcy-Delinquent | Bankruptcy | Current legal status is bankruptcy. | Initial | ||
45329464 | xx | xx | Currently in Foreclosure? | Yes | No | Currently in foreclosure is Yes. | Initial | ||
79234846 | xx | xx | Current Legal Status | Bankruptcy-Delinquent | Bankruptcy | loan is in BK and delinquent for 26 months. | Initial | ||
79234846 | xx | xx | Currently in Foreclosure? | Yes | No | FC is on hold due to BK. | Initial | ||
79234846 | xx | xx | Did a Modification Change Note Terms? | Yes | No | loan was modified on 2004. | Initial | ||
79234846 | xx | xx | Stated Maturity Date | xxx | xxx | 4410 (Days) | Initial | ||
80636631 | xx | xx | Currently in Foreclosure? | Yes | No | As per the document located at “xx”, the foreclosure complaint was filed on xx/xx/2018 with the case #xx. | Initial | ||
75635776 | xx | xx | Current Legal Status | Bankruptcy-Delinquent | Bankruptcy | Initial | |||
75635776 | xx | xx | Currently in Foreclosure? | Yes | No | Initial | |||
74218511 | xx | xx | Currently in Foreclosure? | Yes | No | Initial | |||
45319677 | xx | xx | Balloon Indicator | No | Yes | Initial | |||
45319677 | xx | xx | Current Legal Status | Bankruptcy-Delinquent | Bankruptcy | Initial | |||
45319677 | xx | xx | Currently in Foreclosure? | Yes | No | Initial | |||
45319677 | xx | xx | Loan Amortization Type | Step | Fixed | Initial | |||
11445479 | xx | xx | Current Legal Status | Bankruptcy-Delinquent | Bankruptcy | Current legal status is bankruptcy. | Initial | ||
11445479 | xx | xx | Currently in Foreclosure? | Yes | No | Currently in foreclosure is Yes. | Initial | ||
11445479 | xx | xx | Loan Amortization Type | Step | Fixed | NA. | Initial | ||
19215747 | xx | xx | Current Legal Status | Bankruptcy-Delinquent | Bankruptcy | Initial | |||
1567698 | xx | xx | Balloon Indicator | No | Yes | NA. | Initial | ||
1567698 | xx | xx | Current Legal Status | Bankruptcy-Delinquent | Bankruptcy | NA. | Initial | ||
1567698 | xx | xx | Currently in Foreclosure? | Yes | No | Currently in foreclosure is Yes. | Initial | ||
87897549 | xx | xx | Currently in Foreclosure? | Yes | No | Initial | |||
28983936 | xx | xx | Currently in Foreclosure? | Yes | No | Initial | |||
28983936 | xx | xx | Purpose of Transaction per HUD-1 | Not Applicable | Refinance | Initial | |||
55827786 | xx | xx | Current Legal Status | Bankruptcy-Delinquent | Bankruptcy | Initial | |||
55827786 | xx | xx | Currently in Foreclosure? | Yes | No | Initial | |||
17256349 | xx | xx | Balloon Indicator | No | Yes | Initial | |||
17256349 | xx | xx | Current Legal Status | Collections, >= 120 Days | Bankruptcy | Initial | |||
17256349 | xx | xx | Currently in Foreclosure? | Yes | No | Initial | |||
17256349 | xx | xx | Deferred Balance Amount | xxx | xxx | $424.88 | 0.59615% | Initial | |
17256349 | xx | xx | Loan Amortization Type | Step | Fixed | Initial | |||
17256349 | xx | xx | Purpose of Transaction per HUD-1 | Not Applicable | Refinance | Initial | |||
8435238 | xx | xx | Current Legal Status | Bankruptcy-Delinquent | Bankruptcy | Initial | |||
8435238 | xx | xx | Loan Amortization Type | Step | Fixed | Initial | |||
26756794 | xx | xx | Current Legal Status | Foreclosure | Bankruptcy | Initial | |||
26756794 | xx | xx | Currently in Foreclosure? | Yes | No | Initial | |||
23996718 | xx | xx | Current Legal Status | Bankruptcy-Delinquent | Bankruptcy | Initial | |||
23996718 | xx | xx | Currently in Foreclosure? | Yes | No | Initial | |||
23996718 | xx | xx | Loan Amortization Type | Step | Fixed | Initial | |||
80991370 | xx | xx | Current Legal Status | Bankruptcy-Delinquent | Bankruptcy | Initial | |||
80991370 | xx | xx | Currently in Foreclosure? | Yes | No | Initial | |||
53235770 | xx | xx | Currently in Foreclosure? | Yes | No | Initial | |||
97015552 | xx | xx | Current Legal Status | Bankruptcy-Delinquent | Bankruptcy | Initial | |||
97015552 | xx | xx | Currently in Foreclosure? | Yes | No | Initial | |||
75702309 | xx | xx | Current Legal Status | Bankruptcy-Delinquent | Bankruptcy | Current legal status is Bankruptcy delinquent. | Initial | ||
75702309 | xx | xx | Currently in Foreclosure? | Yes | No | Currently in foreclosure is Yes. | Initial | ||
75702309 | xx | xx | Deferred Balance Amount | xxx | xxx | $11467.90 | 37.98632% | Deferred balance amount is $xxx. | Initial |
3269052 | xx | xx | Current Legal Status | Bankruptcy-Delinquent | Bankruptcy | N/A | Initial | ||
3269052 | xx | xx | Currently in Foreclosure? | Yes | No | FC is on BK hold. | Initial | ||
3269052 | xx | xx | Purpose of Transaction per HUD-1 | Not Applicable | Purchase | NA | Initial | ||
54568093 | xx | xx | Currently in Foreclosure? | Yes | No | Yes. | Initial | ||
87588499 | xx | xx | Current Legal Status | Bankruptcy-Delinquent | Bankruptcy | Current legal status is bankruptcy. | Initial | ||
50820993 | xx | xx | Current Legal Status | Bankruptcy-Delinquent | Bankruptcy | Initial | |||
50820993 | xx | xx | Currently in Foreclosure? | Yes | No | Initial | |||
48431286 | xx | xx | Balloon Indicator | No | Yes | Initial | |||
48431286 | xx | xx | Current Legal Status | Bankruptcy-Delinquent | Bankruptcy | Initial | |||
48431286 | xx | xx | Currently in Foreclosure? | Yes | No | Initial | |||
48431286 | xx | xx | Loan Amortization Type | Step | Fixed | Initial | |||
46885148 | xx | xx | Current Legal Status | Bankruptcy-Delinquent | Bankruptcy | Initial | |||
46885148 | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 | Not Applicable. | Initial | ||
81817084 | xx | xx | Current Legal Status | Bankruptcy-Delinquent | Bankruptcy | Initial | |||
81817084 | xx | xx | Currently in Foreclosure? | Yes | No | Initial | |||
81817084 | xx | xx | Loan Amortization Type | Step | Fixed | Initial | |||
68671908 | xx | xx | Balloon Indicator | No | Yes | Initial | |||
68671908 | xx | xx | Current Legal Status | Bankruptcy-Delinquent | Bankruptcy | Initial | |||
68671908 | xx | xx | Currently in Foreclosure? | Yes | No | Initial | |||
62447110 | xx | xx | Age of Loan | 17 | 19 | -2 | -10.52631% | Age of loan is 17. | Initial |
62447110 | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Refinance | Purpose of transaction is cashout. | Initial | ||
94453823 | xx | xx | Age of Loan | 10 | 12 | -2 | -16.66666% | Age of loan is 10. | Initial |
94453823 | xx | xx | Borrower DTI Ratio Percent | 33.428% | 55.519% | -22.091% | -22.09100% | As per Tape data, Post Close DTI is 55.519%. However Final Application documents reflects as 32.902%. | Initial |
94453823 | xx | xx | Housing Ratio per U/W (Initial Rate) | 0.000% | 30.496% | -30.496% | -30.49600% | As per Tape data, Post Close Housing Ratio is 30.496%. However Final Application documents reflects as 0.000%. | Initial |
8835074 | xx | xx | Age of Loan | 7 | 10 | -3 | -30.00000% | 7. | Initial |
8835074 | xx | xx | Housing Ratio per U/W (Initial Rate) | 6.513% | 6.514% | -0.001% | -0.00100% | 0.000%. | Initial |
8835074 | xx | xx | Occupancy at Origination (Property Usage Type) | Primary | Investor | Initial | |||
8835074 | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Refinance | Initial | |||
6199844 | xx | xx | Number of Months Collection Comments Received | 36 | 3 | 33 | 1100.00000% | NA | Initial |
43948976 | xx | xx | Age of Loan | 8 | 14 | -6 | -42.85714% | NA. | Initial |
43948976 | xx | xx | Housing Ratio per U/W (Initial Rate) | 33.732% | 33.730% | 0.002% | 0.00200% | Total subject property PITIA (P&I $645.16 + hazard insurance $79.51 + Property taxes $125.91 +MI $37.58 +HOA $12.50 equals $900.66 verified monthly income equals $2,670.07 housing ratio equals 33.732%. | Initial |
56558679 | xx | xx | Age of Loan | 3 | 6 | -3 | -50.00000% | NA | Initial |
56558679 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
56558679 | xx | xx | Loan Documentation Type | Streamline Refinance | Full Documentation | Initial | |||
73131405 | xx | xx | Borrower DTI Ratio Percent | 43.913% | 93.290% | -49.377% | -49.37700% | As per Tape data, Post Close DTI is 93.290%. However Final Application documents reflects as 43.913%. | Initial |
73131405 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
73131405 | xx | xx | Last Payment Received Date | 1/12/2022 | 12/1/2021 | 42 (Days) | Initial | ||
73131405 | xx | xx | Purpose of Refinance Per Application | Lower rate or term | No Cash-Out | Purpose of refinance per application is lower rate and term. | Initial | ||
68778164 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
68778164 | xx | xx | Last Payment Received Date | 2/7/2022 | 12/1/2021 | 68 (Days) | NA | Initial | |
3988659 | xx | xx | Age of Loan | 14 | 15 | -1 | -6.66666% | Age of loan is 14. | Initial |
3988659 | xx | xx | Borrower DTI Ratio Percent | 49.288% | 53.248% | -3.960% | -3.96000% | Borrower DTI ratio percent is 29.369%. | Initial |
3988659 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N/A. | Initial | ||
3988659 | xx | xx | Original Stated Rate | 2.87500% | 2.88000% | -0.00500% | -0.00500% | Original Stated Rate is 2.875%. | Initial |
3988659 | xx | xx | Payment History String | 00000000000000M | 111111111111 | Initial | |||
3988659 | xx | xx | Payment History String Reversed | M00000000000000 | 111111111111 | Initial | |||
89145653 | xx | xx | Age of Loan | 10 | 12 | -2 | -16.66666% | Age of loan is 10. | Initial |
89145653 | xx | xx | Borrower DTI Ratio Percent | 46.590% | 44.890% | 1.700% | 1.70000% | Total Original T&I for Debt Ratios: (Real Estate Taxes $148.69 + Hazard Insurance $20.00 + Flood Insurance $00 + MI $142.50 + HOA Dues $140.00) equals $1,695.87. The Borrowers Total Monthly income Verified as $3,777.54. Hence, Post-Close DTI per 1003 is 44.894%. | Initial |
89145653 | xx | xx | Housing Ratio per U/W (Initial Rate) | 46.590% | 44.890% | 1.700% | 1.70000% | Total Original T&I for Debt Ratios: (Real Estate Taxes $148.69 + Hazard Insurance $20.00 + Flood Insurance $00 + MI $142.50 + HOA Dues $140.00) equals $1,695.87 and All Other Monthly payments are $000.00. The Borrowers Total Monthly income Verified as $3,777.54. Hence, Post-Close DTI per 1003 is 44.894%. | Initial |
82301026 | xx | xx | Age of Loan | 4 | 5 | -1 | -20.00000% | Age of loan is 4. | Initial |
82301026 | xx | xx | Borrower DTI Ratio Percent | 50.493% | 50.490% | 0.003% | 0.00300% | NA. | Initial |
82301026 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA> | Initial | ||
82301026 | xx | xx | Housing Ratio per U/W (Initial Rate) | 17.485% | 17.490% | -0.005% | -0.00500% | NA. | Initial |
20527209 | xx | xx | Borrower DTI Ratio Percent | 39.180% | 62.000% | -22.820% | -22.82000% | As per Tape data, Post Close DTI is 62.00%.However Final Application documents reflects as 39.180%. | Initial |
20527209 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N.A | Initial | ||
46957172 | xx | xx | Age of Loan | 0 | 1 | -1 | -100.00000% | NA | Initial |
17039051 | xx | xx | Age of Loan | 0 | 1 | -1 | -100.00000% | NA. | Initial |
37212619 | xx | xx | Age of Loan | 0 | 1 | -1 | -100.00000% | N/A. | Initial |
37212619 | xx | xx | Number Of Units | 1 | 8 | -7 | -87.50000% | N/A. | Initial |
72844028 | xx | xx | Age of Loan | 0 | 1 | -1 | -100.00000% | As per tape data, age of loan is 1. However it reflects 0. | Initial |
72844028 | xx | xx | Number Of Units | 2 | 4 | -2 | -50.00000% | As per tape data, Number of units is 4. However appraisal document reflects 2. | Initial |
72448062 | xx | xx | Age of Loan | 0 | 1 | -1 | -100.00000% | NA | Initial |
50977876 | xx | xx | Age of Loan | 0 | 1 | -1 | -100.00000% | Age of loan is 0. | Initial |
50977876 | xx | xx | Number Of Units | 5 | 4 | 1 | 25.00000% | Initial | |
55693289 | xx | xx | Age of Loan | 0 | 1 | -1 | -100.00000% | Updated as per document | Initial |
44138641 | xx | xx | Borrower DTI Ratio Percent | 33.058% | 32.169% | 0.889% | 0.88900% | Initial | |
44138641 | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 | Initial | |||
44138641 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Initial | |||
44138641 | xx | xx | Last Payment Received Date | 12/1/2021 | 2/7/2022 | -68 (Days) | Initial | ||
44138641 | xx | xx | Payment History String | MM0000000 | 111111111 | Initial | |||
44138641 | xx | xx | Payment History String Reversed | 0000000MM | 111111111 | Initial | |||
44138641 | xx | xx | Stated Maturity Date | xxx | xxx | -61 (Days) | Initial | ||
44138641 | xx | xx | Subject Property Type | 2 Family | Single Family | Initial | |||
27769716 | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 | updated as per review. | Initial | ||
27769716 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA. | Initial | ||
27769716 | xx | xx | Last Payment Received Date | 1/6/2022 | 2/1/2021 | 339 (Days) | Initial | ||
27769716 | xx | xx | Payment History String | 0000000000 | 1111111111 | updated as per review. | Initial | ||
27769716 | xx | xx | Payment History String Reversed | 0000000000 | 1111111111 | updated as per review. | Initial | ||
27769716 | xx | xx | Stated Maturity Date | xxx | xxx | -61 (Days) | The Note reflects the Maturity Date as xx/xx/2051. | Initial | |
80445917 | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 | Initial | |||
80445917 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Initial | |||
80445917 | xx | xx | Last Payment Received Date | 2/22/2022 | 2/7/2022 | 15 (Days) | As per the review of payment history as of xx/xx/2022, the borrower is current with the loan and the next payment is due for xx/xx/2022. The last payment was received on xx/xx/2022 | Initial | |
80445917 | xx | xx | Payment History String | 00000000000000000 | 1.111111111E13 | As per the payment history, the string is 00000000000000000. | Initial | ||
80445917 | xx | xx | Payment History String Reversed | 00000000000000000 | 131E111111111.1 | As per the payment history, the string reversed is 00000000000000000. | Initial | ||
80445917 | xx | xx | Stated Maturity Date | xxx | xxx | -62 (Days) | Stated maturity date as xx/xx/2045. | Initial | |
12613825 | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 | NA | Initial | ||
12613825 | xx | xx | Payment History String | 0000000000000004 | 11111111111111 | NA | Initial | ||
12613825 | xx | xx | Payment History String Reversed | 4000000000000000 | 11111111111111 | NA | Initial | ||
12613825 | xx | xx | Stated Maturity Date | xxx | xxx | -61 (Days) | As per note document stated maturity date xx/xx/2050. | Initial | |
99759452 | xx | xx | Borrower DTI Ratio Percent | 26.518% | 25.062% | 1.456% | 1.45600% | As per tape data, Post Close DTI is 25.062%. However Final Application documents reflects as 26.518%. | Initial |
99759452 | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 | Initial | |||
99759452 | xx | xx | Stated Maturity Date | xxx | xxx | -91 (Days) | Stated maturity date xx/xx/2052. | Initial | |
99759452 | xx | xx | Subject Property Type | 2 Family | Single Family | Subject property type 2 Family. | Initial | ||
55017673 | xx | xx | Borrower DTI Ratio Percent | 44.738% | 64.159% | -19.421% | -19.42100% | The borrower’s income is $3.464.48 and total expenses are in the amount of $1,549.95. So calculated DTI ratio is 44.378%. | Initial |
55017673 | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 | Initial | |||
55017673 | xx | xx | Payment History String | 000000000 | 111111111 | Initial | |||
55017673 | xx | xx | Payment History String Reversed | 000000000 | 111111111 | Initial | |||
55017673 | xx | xx | Stated Maturity Date | xxx | xxx | -61 (Days) | Note document reflects stated maturity date as xx/xx/2051 | Initial | |
55017673 | xx | xx | Subject Property Type | PUD | Single Family | Initial | |||
12586690 | xx | xx | Borrower DTI Ratio Percent | 46.262% | 46.260% | 0.002% | 0.00200% | Total original PTIA for Debt Ratios: (Real estate taxes $836.84 + Hazard insurance $120.08 + Flood insurance $00.00 + MI $00.00 + HOA Dues $00.00 + other debts $6,375.00 ) equals $10,104.92. Monthly income $21,843.00. DTI reflects 46.262%. | Initial |
12586690 | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 | Initial | |||
12586690 | xx | xx | Stated Maturity Date | xxx | xxx | 609 (Days) | The note reflects the maturity date as xx/xx/2050. | Initial | |
60017757 | xx | xx | Borrower DTI Ratio Percent | 48.486% | 48.491% | -0.005% | -0.00500% | The borrower's monthly income is $13,404.51 after subject loan the proposed amount $5,428.35 and total non-housing Payments is $1,071.00. Hence, the calculated DTI ratio is 48.486%. | Initial |
10716175 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N/A. | Initial | ||
10716175 | xx | xx | Stated Maturity Date | xxx | xxx | -92 (Days) | Stated maturity date is xx/xx/2051. | Initial | |
23854791 | xx | xx | Borrower DTI Ratio Percent | 43.366% | 28.865% | 14.501% | 14.50100% | 43.366%. | Initial |
23854791 | xx | xx | Stated Maturity Date | xxx | xxx | -61 (Days) | The Note reflects the Maturity Date as xx/xx/2050. | Initial | |
78792708 | xx | xx | Deferred Balance Amount | Not Applicable | xxx | Initial | |||
78792708 | xx | xx | Stated Maturity Date | xxx | xxx | -61 (Days) | Initial | ||
78792708 | xx | xx | Trial Modification Agreement in file? | Yes | No | Initial | |||
33614379 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N/A. | Initial | ||
33614379 | xx | xx | Stated Maturity Date | xxx | xxx | -31 (Days) | As per tape data, Stated maturity date is xx/xx/2046 .However note documents reflects it xx/xx/2046. | Initial | |
42581125 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Initial | |||
42581125 | xx | xx | Stated Maturity Date | xxx | xxx | -30 (Days) | As per Tape data, Stated Maturity Date is xx/xx/2031 .However Note documents reflects it xx/xx/2031. | Initial | |
29230291 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Initial | |||
29230291 | xx | xx | Loan Amortization Type | Unavailable | Fixed | The modification agreement is missing from the loan file. | Initial | ||
29230291 | xx | xx | Stated Maturity Date | Unavailable | xxx | The modification agreement is missing from the loan file. | Initial | ||
29230291 | xx | xx | Trial Modification Agreement in file? | Yes | No | Initial | |||
12419818 | xx | xx | Borrower DTI Ratio Percent | 50.284% | 50.244% | 0.040% | 0.04000% | Borrower DTI ratio percent is 50.284%. | Initial |
12419818 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
12419818 | xx | xx | Stated Maturity Date | xxx | xxx | -31 (Days) | Note reflects stated maturity date as xx/xx/2049. | Initial | |
97686049 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N/A. | Initial | ||
97686049 | xx | xx | Stated Maturity Date | xxx | xxx | -31 (Days) | Stated maturity date is xx/xx/2050. | Initial | |
2147885 | xx | xx | Borrower DTI Ratio Percent | 44.844% | 44.848% | -0.004% | -0.00400% | Borrower DTI ratio is 44.844%. | Initial |
2147885 | xx | xx | Stated Maturity Date | xxx | xxx | -31 (Days) | The note reflects the loan original maturity date as xx/xx/2050. | Initial | |
20771442 | xx | xx | Borrower DTI Ratio Percent | 39.947% | 39.957% | -0.010% | -0.01000% | As per tape data, Post close DTI is 39.957%. However Final Application documents reflect as 39.947%. | Initial |
20771442 | xx | xx | Stated Maturity Date | xxx | xxx | -31 (Days) | As per tape data, Stated maturity date is xx/xx/1950 .However note documents reflects it xx/xx/2050. | Initial | |
20771442 | xx | xx | Total Balance of Junior Lien(s) | Not Applicable | xxx | Initial | |||
46429451 | xx | xx | Borrower DTI Ratio Percent | 47.257% | 44.014% | 3.243% | 3.24300% | NA | Initial |
46429451 | xx | xx | Stated Maturity Date | xxx | xxx | -31 (Days) | NA | Initial | |
53484544 | xx | xx | Stated Maturity Date | xxx | xxx | -28 (Days) | The Note reflects the Maturity Date as xx/xx/2051. | Initial | |
18848421 | xx | xx | Borrower DTI Ratio Percent | 30.235% | 30.261% | -0.026% | -0.02600% | Borrower DTI ratio percentage is 30.235%. | Initial |
18848421 | xx | xx | Stated Maturity Date | xxx | xxx | -31 (Days) | Note reflects maturity date as xx/xx/2051. | Initial | |
76503528 | xx | xx | Borrower DTI Ratio Percent | 50.349% | 51.825% | -1.476% | -1.47600% | Updated as per document. | Initial |
76503528 | xx | xx | Stated Maturity Date | xxx | xxx | -31 (Days) | "Collateral Value used for Underwriting: $xx. Loan Amount: $xx CLTV = 90.000%." | Initial | |
75799587 | xx | xx | Borrower DTI Ratio Percent | 51.459% | 49.477% | 1.982% | 1.98200% | Initial | |
75799587 | xx | xx | Stated Maturity Date | xxx | xxx | -31 (Days) | Initial | ||
45538976 | xx | xx | Borrower DTI Ratio Percent | 41.550% | 41.545% | 0.005% | 0.00500% | Initial | |
45538976 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Initial | |||
45538976 | xx | xx | Stated Maturity Date | xxx | xxx | -30 (Days) | Initial | ||
19759688 | xx | xx | Stated Maturity Date | xxx | xxx | -31 (Days) | The note reflects the maturity date as xx/xx/2051. | Initial | |
19759688 | xx | xx | Total Balance of Junior Lien(s) | Not Applicable | xxx | Initial | |||
59403173 | xx | xx | Borrower DTI Ratio Percent | 37.141% | 37.237% | -0.096% | -0.09600% | updated as per review. | Initial |
59403173 | xx | xx | Stated Maturity Date | xxx | xxx | -31 (Days) | updated as per review. | Initial | |
38666392 | xx | xx | Bankruptcy (Post-Loan Origination)? | Yes | No | Initial | |||
38666392 | xx | xx | Borrower DTI Ratio Percent | 48.434% | 49.060% | -0.626% | -0.62600% | Borrower DTI ratio percent is 48.434%. | Initial |
38666392 | xx | xx | Current Legal Status | Collections, < 60 Days | Collections | Current legal status is Collections. | Initial | ||
38666392 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N/A. | Initial | ||
75141826 | xx | xx | Borrower DTI Ratio Percent | 46.346% | 46.343% | 0.003% | 0.00300% | Initial | |
75141826 | xx | xx | Current Legal Status | Performing | Collections | As per payment history, the loan is performing. | Initial | ||
95712494 | xx | xx | Current Legal Status | Performing | Collections | The loan is performing. | Initial | ||
95712494 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N/A. | Initial | ||
43647136 | xx | xx | Age of Loan | 5 | 6 | -1 | -16.66666% | Age of loan is 5. | Initial |
88945566 | xx | xx | Borrower DTI Ratio Percent | 43.741% | 53.000% | -9.259% | -9.25900% | The borrower’s income is $7,653.18 and total expenses are in the amount of $3,347.55. So calculated DTI ratio is 43.741%. | Initial |
88945566 | xx | xx | Housing Ratio per U/W (Initial Rate) | 20.410% | 30.000% | -9.590% | -9.59000% | The borrower’s income is $7,653.18 and present primary housing expenses are in the amount of $1,562.00. So calculated housing ratio is 20.410%. | Initial |
88945566 | xx | xx | Stated Remaining Term | 369 | 357 | 12 | 3.36134% | Note document reflects stated remaining term as 369. | Initial |
69439530 | xx | xx | Forbearance Plan Start Date | Unavailable | xxx | NA | Initial | ||
69439530 | xx | xx | Last Payment Received Date | 2/16/2022 | 8/1/2021 | 199 (Days) | NA | Initial | |
69439530 | xx | xx | Subject Property Type | PUD | Single Family | NA | Initial | ||
10645504 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
10645504 | xx | xx | Last Payment Received Date | 2/7/2022 | 2/1/2022 | 6 (Days) | As per the review of payment history as of xx/xx/2022, the borrower is current with the loan and the next payment is due for xx/xx/2022. The last payment was received on xx/xx/2022 | Initial | |
1747049 | xx | xx | Does Lender G/L Require MI? | Not Applicable | Yes | NA | Initial | ||
1747049 | xx | xx | Last Payment Received Date | 3/1/2022 | 12/31/2021 | 60 (Days) | Initial | ||
1747049 | xx | xx | Purpose of Transaction per HUD-1 | Refinance | Cash Out | Initial | |||
64257466 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Initial | |||
64257466 | xx | xx | Last Payment Received Date | 3/1/2022 | 1/3/2022 | 57 (Days) | Initial | ||
35347363 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N/A. | Initial | ||
35347363 | xx | xx | Last Payment Received Date | 3/1/2022 | 1/3/2022 | 57 (Days) | Initial | ||
74374179 | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 | NA | Initial | ||
74374179 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N.A | Initial | ||
74374179 | xx | xx | Last Payment Received Date | 3/1/2022 | 2/1/2022 | 28 (Days) | Initial | ||
74374179 | xx | xx | Trial Modification Agreement in file? | Unavailable | No | NA | Initial | ||
66982946 | xx | xx | Age of Loan | 148 | 149 | -1 | -0.67114% | As per tape, the age of loan is 149. however; age of loan is 148. | Initial |
34086509 | xx | xx | Loan Amortization Type | Unavailable | ARM | Initial | |||
34086509 | xx | xx | Stated Maturity Date | Unavailable | xxx | Initial | |||
34086509 | xx | xx | Subject Property Detached/Attached | Attached | Detached | Initial | |||
34086509 | xx | xx | Subject Property Type | PUD | Single Family | Initial | |||
82634896 | xx | xx | Age of Loan | 248 | 142 | 106 | 74.64788% | Initial | |
82634896 | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 | Initial | |||
82634896 | xx | xx | Foreclosure Contested Indicator | Not Applicable | No | Initial | |||
82634896 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | Initial | |||
82634896 | xx | xx | Last Payment Received Date | 3/4/2022 | 2/4/2022 | 28 (Days) | Initial | ||
82634896 | xx | xx | Loan Amortization Type | ARM | Fixed | Initial | |||
82634896 | xx | xx | Loan Original Maturity Term Months | 360 | 240 | 120 | 50.00000% | Initial | |
82634896 | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Purchase | Initial | |||
82634896 | xx | xx | Purpose Per Application | Refinance | Purchase | Initial | |||
82634896 | xx | xx | Stated Maturity Date | xxx | xxx | 396 (Days) | Initial | ||
82634896 | xx | xx | Stated Remaining Term | 112 | 98 | 14 | 14.28571% | Initial | |
74073061 | xx | xx | Age of Loan | 172 | 189 | -17 | -8.99470% | Initial | |
74073061 | xx | xx | Current Legal Status | Bankruptcy-Current | Bankruptcy | Initial | |||
74073061 | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 | Initial | |||
74073061 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Initial | |||
74073061 | xx | xx | Escrow Account Indicator | Yes | No | Initial | |||
74073061 | xx | xx | Foreclosure Contested Indicator | Not Applicable | No | Initial | |||
74073061 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | Initial | |||
74073061 | xx | xx | Last Payment Received Date | 4/2/2022 | 2/1/2022 | 60 (Days) | Initial | ||
74073061 | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Purchase | Initial | |||
74073061 | xx | xx | Purpose Per Application | Refinance | Purchase | Initial | |||
74073061 | xx | xx | Stated Remaining Term | 177 | 176 | 1 | 0.56818% | Initial | |
71725883 | xx | xx | Age of Loan | 181 | 183 | -2 | -1.09289% | Initial | |
71725883 | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 | Initial | |||
71725883 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Initial | |||
71725883 | xx | xx | Foreclosure Contested Indicator | Not Applicable | No | Initial | |||
71725883 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | Initial | |||
71725883 | xx | xx | Last Payment Received Date | 3/9/2022 | 1/5/2022 | 63 (Days) | Initial | ||
71725883 | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Purchase | Initial | |||
71725883 | xx | xx | Purpose Per Application | Refinance | Purchase | Initial | |||
71725883 | xx | xx | Stated Remaining Term | 162 | 161 | 1 | 0.62111% | Initial | |
71725883 | xx | xx | Subject Property Type | Single Family | PUD | Initial | |||
75073421 | xx | xx | Age of Loan | 229 | 228 | 1 | 0.43859% | Age of loan is 229 | Initial |
75073421 | xx | xx | Current Occupancy | Owner (or Former): Primary Home | Occupied by Unknown Party | Current occupancy is Owner or Formar: Primary Home | Initial | ||
75073421 | xx | xx | Deferred Balance Amount | Not Applicable | xxx | Deferred balance amount is not applicable. | Initial | ||
75073421 | xx | xx | Escrow Account Indicator | No | Yes | Escrow account indicator is no | Initial | ||
75073421 | xx | xx | Foreclosure Contested Indicator | Not Applicable | No | Foreclosure contested indictor is not applicable. | Initial | ||
75073421 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | Interest calculation type is 360/360 | Initial | ||
75073421 | xx | xx | Last Payment Received Date | 4/5/2022 | 2/1/2022 | 63 (Days) | Last payment received date is xx/xx/2022 | Initial | |
75073421 | xx | xx | Stated Remaining Term | 357 | 356 | 1 | 0.28089% | Stated remaining term is 357 | Initial |
45105117 | xx | xx | Age of Loan | 300 | 301 | -1 | -0.33222% | N/A | Initial |
45105117 | xx | xx | Current Occupancy | Owner (or Former): Primary Home | Occupied by Unknown Party | As per tape discrepancies current occupancy is occupied by unknown party. however; current occupancy is owner or former: Primary home. | Initial | ||
45105117 | xx | xx | Deferred Balance Amount | xxx | xxx | $-222.90 | -1.47215% | As per tape discrepancies deferred balance amount is $xxx.however; deferred balance amount is $xxx. | Initial |
45105117 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N/A | Initial | ||
45105117 | xx | xx | Escrow Account Indicator | Unavailable | Yes | N/A | Initial | ||
45105117 | xx | xx | Foreclosure Contested Indicator | Not Applicable | No | N/A | Initial | ||
45105117 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | N/A | Initial | ||
45105117 | xx | xx | Last Payment Received Date | 4/4/2022 | 2/3/2022 | 60 (Days) | As per tape discrepancies last payment received date is xx/xx/2022.however; last payment received date is xx/xx/2022. | Initial | |
45105117 | xx | xx | Stated Remaining Term | 382 | 381 | 1 | 0.26246% | N/A | Initial |
11673147 | xx | xx | Age of Loan | 194 | 196 | -2 | -1.02040% | Initial | |
11673147 | xx | xx | Current Occupancy | Owner (or Former): Primary Home | Occupied by Unknown Party | Initial | |||
11673147 | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 | Initial | |||
11673147 | xx | xx | Foreclosure Contested Indicator | Not Applicable | No | Initial | |||
11673147 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | Initial | |||
11673147 | xx | xx | Last Payment Received Date | 2/15/2022 | 1/15/2022 | 31 (Days) | Initial | ||
11673147 | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Purchase | Initial | |||
11673147 | xx | xx | Purpose Per Application | Refinance | Purchase | Initial | |||
11673147 | xx | xx | Stated Maturity Date | xxx | xxx | 184 (Days) | Initial | ||
11673147 | xx | xx | Stated Remaining Term | 166 | 159 | 7 | 4.40251% | Initial | |
74498941 | xx | xx | Age of Loan | 104 | 105 | -1 | -0.95238% | Initial | |
74498941 | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 | Initial | |||
74498941 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Initial | |||
74498941 | xx | xx | Escrow Account Indicator | No | Yes | Initial | |||
74498941 | xx | xx | Foreclosure Contested Indicator | Not Applicable | No | Initial | |||
74498941 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | Initial | |||
74498941 | xx | xx | Last Payment Received Date | 3/11/2022 | 1/12/2022 | 58 (Days) | Initial | ||
74498941 | xx | xx | Stated Maturity Date | Unavailable | xxx | Initial | |||
74498941 | xx | xx | Stated Remaining Term | 256 | 255 | 1 | 0.39215% | Initial | |
21285116 | xx | xx | Borrower DTI Ratio Percent | 49.143% | 49.140% | 0.003% | 0.00300% | Initial | |
21285116 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Initial | |||
21285116 | xx | xx | Original Stated Rate | 2.87500% | 2.88000% | -0.00500% | -0.00500% | Initial | |
32418915 | xx | xx | Age of Loan | 17 | 18 | -1 | -5.55555% | N/A. | Initial |
32418915 | xx | xx | Borrower DTI Ratio Percent | 41.023% | 41.018% | 0.005% | 0.00500% | The borrower's monthly income is $15,503.67 after subject loan the proposed amount $2,964.04 and total non-housing Payments is $3,348.00. Hence, the calculated DTI ratio is 41.023%. | Initial |
20676295 | xx | xx | Age of Loan | 16 | 17 | -1 | -5.88235% | Note document reflects age of loan as 16 months. | Initial |
2445171 | xx | xx | Age of Loan | 11 | 12 | -1 | -8.33333% | The Note reflects age of loan as 11 months. | Initial |
2445171 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Mortgage insurance is missing from the loan documents. | Initial | ||
2445171 | xx | xx | Stated Maturity Date | xxx | xxx | -31 (Days) | The Note reflects the Maturity Date as xx/xx/2051. | Initial | |
2445171 | xx | xx | Stated Remaining Term | 349 | 350 | -1 | -0.28571% | The Note reflects the Stated Remaining Term as 349. | Initial |
9498085 | xx | xx | Age of Loan | 8 | 9 | -1 | -11.11111% | Age of loan reflects 8. | Initial |
9498085 | xx | xx | Borrower DTI Ratio Percent | 41.125% | 41.122% | 0.003% | 0.00300% | As per final 1003 borrower income is $8,369.65 and total expenses is $3,441.98. DTI is 41.125%. | Initial |
28108255 | xx | xx | Age of Loan | 5 | 7 | -2 | -28.57142% | As per tape data, age of loan is 7. However it reflects 5. | Initial |
42856481 | xx | xx | Age of Loan | 7 | 8 | -1 | -12.50000% | Note document reflects age of loan as 7. | Initial |
42856481 | xx | xx | Borrower DTI Ratio Percent | 45.971% | 45.972% | -0.001% | -0.00100% | The borrower’s income is $12,663.37 and total expenses are in the amount of $5,821.47. So calculated DTI ratio is 45.971%. | Initial |
54791996 | xx | xx | Interest Only Period? | No | Yes | Note document reflects interest only period as No. | Initial | ||
54791996 | xx | xx | Interest Only Term Months Count | Not Applicable | 120 | NA | Initial | ||
48109236 | xx | xx | Borrower DTI Ratio Percent | 46.352% | 46.351% | 0.001% | 0.00100% | Initial | |
48109236 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
48109236 | xx | xx | Housing Ratio per U/W (Initial Rate) | 38.135% | 38.134% | 0.001% | 0.00100% | Initial | |
34838129 | xx | xx | Age of Loan | 2 | 4 | -2 | -50.00000% | Age of loan is 2 | Initial |
34838129 | xx | xx | Borrower DTI Ratio Percent | 38.224% | 38.220% | 0.004% | 0.00400% | Borrower DTI ratio percent is 38.224% | Initial |
34838129 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
34838129 | xx | xx | Loan Amortization Type | ARM | Fixed | Loan amortization type is ARM. | Initial | ||
34838129 | xx | xx | Original Stated Rate | 2.87500% | 2.88000% | -0.00500% | -0.00500% | Original stated rate is 2.8750% | Initial |
33340515 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N/A. | Initial | ||
33340515 | xx | xx | Purpose of Refinance Per Application | Change in Rate/Term | Lower rate or term | N/A. | Initial | ||
33340515 | xx | xx | Stated Maturity Date | xxx | xxx | -91 (Days) | Note reflects maturity date as xx/xx/2051. | Initial | |
60966067 | xx | xx | Does Lender G/L Require MI? | Not Applicable | Yes | MI is not required. | Initial | ||
60966067 | xx | xx | Stated Maturity Date | xxx | xxx | -61 (Days) | The Note reflects the Maturity Date as xx/xx/2051. | Initial | |
60966067 | xx | xx | Subject Property Type | PUD | Single Family | The Appraisal dated xx/xx/2021 reflects the subject property as a PUD. Mortgage notarized on xx/xx/2021 contains a PUD rider. | Initial | ||
77703830 | xx | xx | Borrower DTI Ratio Percent | 37.952% | 37.950% | 0.002% | 0.00200% | This loan has a qualified mortgage DTI of 37.952%, the borrower's income was $8,062.00 and total expenses are in the amount of $3,059.69. | Initial |
77703830 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | MI is missing from the loan documents. | Initial | ||
77703830 | xx | xx | Stated Maturity Date | xxx | xxx | -59 (Days) | The Note reflects the Maturity Date as xx/xx/2051. | Initial | |
77703830 | xx | xx | Subject Property Type | PUD | Single Family | The Appraisal dated xx/xx/2021 reflects the subject property as a PUD. Mortgage notarized on xx/xx/2021 contains a PUD rider. | Initial | ||
91440723 | xx | xx | Borrower DTI Ratio Percent | 46.783% | 48.906% | -2.123% | -2.12300% | NA | Initial |
91440723 | xx | xx | Last Payment Received Date | 3/9/2022 | 2/11/2022 | 26 (Days) | NA | Initial | |
91440723 | xx | xx | Loan Original Maturity Term Months | 360 | 480 | -120 | -25.00000% | NA | Initial |
91440723 | xx | xx | Original Stated P&I | $1185.14 | $1141.70 | $43.44 | 3.80485% | NA | Initial |
91440723 | xx | xx | Stated Remaining Term | 477 | 478 | -1 | -0.20920% | NA | Initial |
97233159 | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 | Initial | |||
97233159 | xx | xx | Number Of Units | 2 | 1 | 1 | 100.00000% | Initial | |
3735500 | xx | xx | Deferred Balance Amount | Not Applicable | xxx | There is no document stating there is a deferred balance. | Initial | ||
3735500 | xx | xx | Purpose of Refinance Per Application | Lower rate or term | No Cash-Out | Initial | |||
9888859 | xx | xx | Deferred Balance Amount | Not Applicable | xxx | N/A. | Initial | ||
50492935 | xx | xx | Age of Loan | 16 | 17 | -1 | -5.88235% | Age of loan is 16. | Initial |
50492935 | xx | xx | Borrower DTI Ratio Percent | 49.933% | 57.329% | -7.396% | -7.39600% | Borrower DTI ratio is 49.933%. | Initial |
47218889 | xx | xx | Age of Loan | 11 | 12 | -1 | -8.33333% | Initial | |
47218889 | xx | xx | Borrower DTI Ratio Percent | 23.569% | 55.079% | -31.510% | -31.51000% | Initial | |
47218889 | xx | xx | Purpose of Refinance Per Application | Change in Rate/Term | No Cash-Out | Initial | |||
68322823 | xx | xx | Borrower DTI Ratio Percent | 43.389% | 43.390% | -0.001% | -0.00100% | Borrower DTI ratio percent is 43.389% | Initial |
68322823 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
68322823 | xx | xx | Stated Maturity Date | xxx | xxx | -61 (Days) | Stated maturity date is xx/xx/2051 | Initial | |
12907048 | xx | xx | Borrower DTI Ratio Percent | 41.148% | 40.991% | 0.157% | 0.15700% | The Borrower's income is $9,671.54 after subject loan the proposed amount $2,772.85 and all other monthly payments is $1,206.83 and total all monthly payment is $3,979.68 hence, the calculated DTI ratio is 41.148%. | Initial |
12907048 | xx | xx | Stated Maturity Date | xxx | xxx | -61 (Days) | Stated maturity dated as xx/xx/2051. | Initial | |
74349179 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
74349179 | xx | xx | Stated Maturity Date | xxx | xxx | -61 (Days) | Note reflects stated maturity date as xx/xx/2051. | Initial | |
68393149 | xx | xx | Borrower DTI Ratio Percent | 46.018% | 54.094% | -8.076% | -8.07600% | Updated as per 1008. | Initial |
68393149 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
68393149 | xx | xx | Stated Maturity Date | xxx | xxx | -61 (Days) | Updated as per Note. | Initial | |
74317274 | xx | xx | Does Lender G/L Require MI? | Yes | No | Yes | Initial | ||
74317274 | xx | xx | Stated Maturity Date | xxx | xxx | -61 (Days) | NA | Initial | |
74317274 | xx | xx | Subject Property Detached/Attached | Detached | Attached | As per the appraisal report subject property is detached. | Initial | ||
58107007 | xx | xx | Borrower DTI Ratio Percent | 32.823% | 39.007% | -6.184% | -6.18400% | This loan has a qualified mortgage DTI of 39.359%, the borrower's income was $12,907.83 and total expenses are in the amount of $5,080.38. | Initial |
58107007 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N/A. | Initial | ||
58107007 | xx | xx | Loan Original Maturity Term Months | 180 | 360 | -180 | -50.00000% | The Note reflects the Loan Original Maturity Term Months as 362. | Initial |
58107007 | xx | xx | Stated Maturity Date | xxx | xxx | -5540 (Days) | NA. | Initial | |
39013007 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
39013007 | xx | xx | Stated Maturity Date | xxx | xxx | -61 (Days) | Stated maturity date is xx/xx/2036. | Initial | |
47490619 | xx | xx | Borrower DTI Ratio Percent | 41.375% | 70.726% | -29.351% | -29.35100% | The borrower's monthly income is $10,455.56 after subject loan the proposed amount $4,228.99 and total non-housing payments is $97.00. Hence, the calculated DTI ratio is 41.375%. | Initial |
47490619 | xx | xx | Does Lender G/L Require MI? | Yes | No | N.A. | Initial | ||
47490619 | xx | xx | Stated Maturity Date | xxx | xxx | -29 (Days) | As per tape data, stated maturity date is xx/xx/2052. However note documents reflects it xx/xx/2052. | Initial | |
98634003 | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 | Unavailable. | Initial | ||
98634003 | xx | xx | Last Payment Received Date | 2/22/2022 | 1/18/2022 | 35 (Days) | Last payment received on xx/xx/2022. | Initial | |
98634003 | xx | xx | Original Stated Rate | 11.74920% | 4.63000% | 7.11920% | 7.11920% | Original stated rate is 11.74920%. | Initial |
55864149 | xx | xx | Last Payment Received Date | 2/28/2022 | 1/24/2022 | 35 (Days) | The last payment was received on xx/xx/2022. | Initial | |
63810788 | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 | Initial | |||
63810788 | xx | xx | Last Payment Received Date | 2/18/2022 | 1/28/2022 | 21 (Days) | Initial | ||
63810788 | xx | xx | Original Stated Rate | 11.85360% | 3.50000% | 8.35360% | 8.35360% | Initial | |
40745916 | xx | xx | Currently in Foreclosure? | No | Yes | Initial | |||
40745916 | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 | Initial | |||
40745916 | xx | xx | Original Stated Rate | 12.27000% | 5.04000% | 7.23000% | 7.23000% | Initial | |
13228581 | xx | xx | Currently in Foreclosure? | No | Yes | Initial | |||
13228581 | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 | Initial | |||
13228581 | xx | xx | Original Stated Rate | 12.49000% | 4.50000% | 7.99000% | 7.99000% | Initial | |
17821803 | xx | xx | Age of Loan | 14 | 15 | -1 | -6.66666% | Initial | |
17821803 | xx | xx | Stated Maturity Date | xxx | xxx | -30 (Days) | Original Note document shows that stated maturity date is xx/xx/2050. | Initial | |
13367627 | xx | xx | Age of Loan | 10 | 11 | -1 | -9.09090% | Age of loan is 10. | Initial |
13367627 | xx | xx | Borrower DTI Ratio Percent | 46.455% | 61.408% | -14.953% | -14.95300% | Borrower DTI ratio is 46.455%. | Initial |
13367627 | xx | xx | Occupancy at Origination (Property Usage Type) | Secondary | Primary | Occupancy at origination is secondary. | Initial | ||
31451006 | xx | xx | Age of Loan | 4 | 5 | -1 | -20.00000% | NA | Initial |
31451006 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
92532058 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
92532058 | xx | xx | Loan Original Maturity Term Months | 360 | 30 | 330 | 1100.00000% | Note reflects maturity term month as 360. | Initial |
83033046 | xx | xx | Borrower DTI Ratio Percent | 41.047% | 41.587% | -0.540% | -0.54000% | The borrower’s income is $3,626.91 and total expenses are in the amount of $1,488.75. Hence calculated DTI ratio is 41.047%. | Initial |
83033046 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N.A. | Initial | ||
83033046 | xx | xx | Loan Original Maturity Term Months | 360 | 30 | 330 | 1100.00000% | The note reflects the loan original maturity term months as 360 months. | Initial |
37628667 | xx | xx | Age of Loan | 7 | 9 | -2 | -22.22222% | As per Tape data ,age of loan is 9.However it reflects 7. | Initial |
37628667 | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Refinance | Initial | |||
27960638 | xx | xx | Borrower DTI Ratio Percent | 49.809% | 117.050% | -67.241% | -67.24100% | As per Tape data ,Post Close DTI is 117.050%.However Final Application documents reflects as 48.809%. | Initial |
27960638 | xx | xx | Purpose of Refinance Per Application | Change in Rate/Term | No Cash-Out | Purpose of refinance as per 1003 is change in rate and term. | Initial | ||
27960638 | xx | xx | Subject Property Type | 2 Family | 3 Family | As per tape data, Subject property type is 3 Family however appraisal document reflects 2 Family. | Initial | ||
52225960 | xx | xx | Borrower DTI Ratio Percent | 38.353% | 38.350% | 0.003% | 0.00300% | This loan has a qualified mortgage DTI of 38.353%, the borrower's income was $18,700.01 and total expenses are in the amount of $7,171.94. | Initial |
44964607 | xx | xx | Borrower DTI Ratio Percent | 44.342% | 44.340% | 0.002% | 0.00200% | Total original PITIA for debt ratios: (Real estate taxes $784.88 + Hazard insurance $77.92 + Flood insurance $00.00 + MI $00.00+ HOA dues $100.00 + other debts $2,407.42) equals $4595.37. Monthly income reflects $10,363.51. DTI reflects 44.342%. | Initial |
31273095 | xx | xx | Borrower DTI Ratio Percent | 39.092% | 39.090% | 0.002% | 0.00200% | NA | Initial |
14938614 | xx | xx | Borrower DTI Ratio Percent | 45.403% | 106.247% | -60.844% | -60.84400% | Borrower DTI is 45.403%. | Initial |
14938614 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Initial | |||
14938614 | xx | xx | Housing Ratio per U/W (Initial Rate) | 22.465% | 52.571% | -30.106% | -30.10600% | Housing ratio is 22.465%. | Initial |
98396503 | xx | xx | Borrower DTI Ratio Percent | 26.316% | 25.791% | 0.525% | 0.52500% | Initial | |
98396503 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N/A. | Initial | ||
98396503 | xx | xx | Housing Ratio per U/W (Initial Rate) | 23.036% | 22.576% | 0.460% | 0.46000% | Initial | |
98396503 | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Refinance | Initial | |||
40807811 | xx | xx | Borrower DTI Ratio Percent | 37.507% | 53.157% | -15.650% | -15.65000% | Borrower DTI ratio is 37.507%. | Initial |
40807811 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N/A. | Initial | ||
40807811 | xx | xx | Housing Ratio per U/W (Initial Rate) | 18.149% | 15.431% | 2.718% | 2.71800% | Housing Ratio is 18.149%. | Initial |
83551282 | xx | xx | Borrower DTI Ratio Percent | 41.588% | 80.082% | -38.494% | -38.49400% | The Borrower's income is $11,022.93 after subject loan the proposed amount $3,657.19 and all other monthly payments is $927.00 and total all monthly payment is $4,584.19 hence, the calculated DTI ratio is 41.588%. | Initial |
83551282 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA. | Initial | ||
83551282 | xx | xx | Housing Ratio per U/W (Initial Rate) | 33.178% | 27.012% | 6.166% | 6.16600% | Total subject property PITIA (P&I $ 2,445.00 + Real Estate Taxes $ 698.19 + Hazard Insurance $28.00 + Flood Insurance $0.00 + MI $0.00 + HOA Dues $486.00) equals $3,657.19. Total verified monthly income equals $11,022.93. Housing Ratio equals 33.178%. | Initial |
11260930 | xx | xx | Age of Loan | 70 | 72 | -2 | -2.77777% | Age of loan is 70. | Initial |
11260930 | xx | xx | Borrower DTI Ratio Percent | 39.507% | 39.497% | 0.010% | 0.01000% | Initial | |
11260930 | xx | xx | Current Legal Status | Paid in Full | Collections | The loan is currently in collections and the next payment is due for xx/xx/2022. The last payment was received on xx/xx/2021 in the amount of $993.37 which was applied for xx/xx/2022. | Initial | ||
11260930 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Initial | |||
11260930 | xx | xx | Loan Original Maturity Term Months | 360 | 316 | 44 | 13.92405% | As per the note, the original loan maturity term months are 360. | Initial |
11260930 | xx | xx | Original Stated Rate | 4.37500% | 3.50000% | 0.87500% | 0.87500% | As per the note, the original stated rate is 4.750%. | Initial |
11260930 | xx | xx | Stated Remaining Term | 313 | 246 | 67 | 27.23577% | As per the Note, the stated remaining term is 313. | Initial |
50559007 | xx | xx | Age of Loan | 9 | 10 | -1 | -10.00000% | Initial | |
50559007 | xx | xx | Current Legal Status | Performing | Collections | Initial | |||
62859360 | xx | xx | Borrower DTI Ratio Percent | 43.430% | 43.429% | 0.001% | 0.00100% | Initial | |
62859360 | xx | xx | Current Legal Status | Paid in Full | Collections | NA | Initial | ||
62859360 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
1914729 | xx | xx | Current Legal Status | Paid in Full | Collections | Initial | |||
16820379 | xx | xx | Age of Loan | 6 | 7 | -1 | -14.28571% | The note reflects age of loan as 4 moths. | Initial |
16820379 | xx | xx | Borrower DTI Ratio Percent | 11.672% | 12.082% | -0.410% | -0.41000% | Total PITIA + other debts reflects $2,818.62 & monthly income $24,149.29. DTI reflects 11.672%. | Initial |
16820379 | xx | xx | Current Legal Status | Paid in Full | Collections | The loan is performing. | Initial | ||
70049195 | xx | xx | Borrower DTI Ratio Percent | Not Applicable | 0.000% | updated as per review. | Initial | ||
70049195 | xx | xx | Current Legal Status | Paid in Full | Collections | updated as per review. | Initial | ||
70049195 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | updated as per review. | Initial | ||
13096087 | xx | xx | Age of Loan | 8 | 9 | -1 | -11.11111% | NA. | Initial |
13096087 | xx | xx | Current Legal Status | Paid in Full | Collections | Initial | |||
13096087 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA. | Initial | ||
13096087 | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Refinance | Final Application and Final DU reflect Cash Out. The Borrower(s) received on cash out at closing and paid off liabilities. | Initial | ||
86359118 | xx | xx | Age of Loan | 8 | 9 | -1 | -11.11111% | Age of loan is 8. | Initial |
86359118 | xx | xx | Borrower DTI Ratio Percent | 23.606% | 26.790% | -3.184% | -3.18400% | As per tape data, Post close DTI is 26.790%. However final application documents reflects as 23.606%. | Initial |
86359118 | xx | xx | Current Legal Status | Performing | Collections | Initial | |||
86359118 | xx | xx | Original Stated Rate | 3.12500% | 3.13000% | -0.00500% | -0.00500% | Original stated rate is 3.125%. | Initial |
31872183 | xx | xx | Age of Loan | 8 | 9 | -1 | -11.11111% | NA | Initial |
31872183 | xx | xx | Current Legal Status | Paid in Full | Collections | The borrower is performing with the loan. | Initial | ||
31872183 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
31872183 | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Refinance | Purpose of transaction per hud-1 is cash out. | Initial | ||
79078243 | xx | xx | Age of Loan | 2 | 3 | -1 | -33.33333% | Initial | |
79078243 | xx | xx | Borrower DTI Ratio Percent | 42.114% | 46.793% | -4.679% | -4.67900% | Initial | |
79078243 | xx | xx | Current Legal Status | Paid in Full | Collections | Initial | |||
79078243 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Initial | |||
79078243 | xx | xx | Mortgage Type | FHA | Conventional | Initial | |||
79078243 | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Refinance | Initial | |||
39729782 | xx | xx | Current Legal Status | Paid in Full | Collections | The loan is currently performing and the next payment is due xx/xx/2022. The last payment was received on xx/xx/2022 in the amount of $1,320.15 which was applied for xx/xx/2022. | Initial | ||
39729782 | xx | xx | Original Stated Rate | 3.37500% | 3.38000% | -0.00500% | -0.00500% | Initial | |
84918150 | xx | xx | Age of Loan | 6 | 7 | -1 | -14.28571% | NA | Initial |
84918150 | xx | xx | Current Legal Status | Performing | Collections | Initial | |||
84918150 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
91717345 | xx | xx | Age of Loan | 5 | 6 | -1 | -16.66666% | NA | Initial |
91717345 | xx | xx | Current Legal Status | Paid in Full | Collections | NA | Initial | ||
91717345 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
91717345 | xx | xx | Mortgage Type | FHA | Conventional | Final application reflects mortgage type as FHA. | Initial | ||
8097413 | xx | xx | Current Legal Status | Paid in Full | Collections | Initial | |||
8097413 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
8097413 | xx | xx | Mortgage Type | FHA | Conventional | Final application and Final CD reflets that mortgage type is an FHA. | Initial | ||
89292785 | xx | xx | Age of Loan | 3 | 4 | -1 | -25.00000% | Initial | |
89292785 | xx | xx | Current Legal Status | Performing | Collections | Initial | |||
89292785 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
89292785 | xx | xx | Occupancy at Origination (Property Usage Type) | Investor | Primary | Update as per Final application. | Initial | ||
38336323 | xx | xx | Age of Loan | 8 | 21 | -13 | -61.90476% | Initial | |
38336323 | xx | xx | Borrower DTI Ratio Percent | 49.500% | 50.786% | -1.286% | -1.28600% | Borrower income is $7,620.66 and Total Debts are in the amount of $1,.39 hence calculated Housing Ratio as per AUS is 49.500%. | Initial |
38336323 | xx | xx | Current Legal Status | Paid in Full | Collections | Initial | |||
38336323 | xx | xx | Did a Modification Change Note Terms? | Yes | No | Initial | |||
38336323 | xx | xx | Stated Maturity Date | xxx | xxx | 365 (Days) | Initial | ||
38336323 | xx | xx | Stated Remaining Term | 364 | 352 | 12 | 3.40909% | Initial | |
14445533 | xx | xx | Borrower DTI Ratio Percent | Unavailable | 0.000% | NA | Initial | ||
14445533 | xx | xx | Current Legal Status | Paid in Full | Collections | The borrower is performing with the loan as per the PH. | Initial | ||
14445533 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
91453930 | xx | xx | Age of Loan | 2 | 3 | -1 | -33.33333% | NA | Initial |
91453930 | xx | xx | Current Legal Status | Performing | Collections | Initial | |||
91453930 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Initial | |||
91453930 | xx | xx | Mortgage Type | FHA | Conventional | Final application and final transmittal reflect mortgage type is FHA. | Initial | ||
91453930 | xx | xx | Subject Property Type | PUD | Single Family | Updated as per appraisal report. | Initial | ||
84318351 | xx | xx | Age of Loan | 4 | 5 | -1 | -20.00000% | NA | Initial |
84318351 | xx | xx | Current Legal Status | Paid in Full | Collections | Initial | |||
84318351 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
84318351 | xx | xx | Original Stated Rate | 2.37500% | 2.38000% | -0.00500% | -0.00500% | Original note reflects original stated rate as 2.37500%. | Initial |
84318351 | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Refinance | Final application reflects purpose of refinance per HUD-1 as cash out. | Initial | ||
31384972 | xx | xx | Age of Loan | 5 | 6 | -1 | -16.66666% | Age of loan is 5. | Initial |
31384972 | xx | xx | Current Legal Status | Paid in Full | Collections | Initial | |||
31384972 | xx | xx | Original Stated Rate | 3.37500% | 3.38000% | -0.00500% | -0.00500% | Note reflects original stated rate as 3.375%. | Initial |
70610080 | xx | xx | Age of Loan | 4 | 5 | -1 | -20.00000% | NA | Initial |
70610080 | xx | xx | Current Legal Status | Performing | Collections | NA | Initial | ||
75557929 | xx | xx | Current Legal Status | Paid in Full | Collections | NA | Initial | ||
12635608 | xx | xx | Age of Loan | 3 | 4 | -1 | -25.00000% | Audit value reflects age of loan as 3 months. | Initial |
12635608 | xx | xx | Current Legal Status | Performing | Collections | Current legal status is performing. | Initial | ||
12635608 | xx | xx | Original Stated Rate | 3.37500% | 3.38000% | -0.00500% | -0.00500% | The note document reflects original stated rate as 3.375%. | Initial |
20964341 | xx | xx | Current Legal Status | Performing | Collections | Initial | |||
20964341 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N.A | Initial | ||
58868364 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
58868364 | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Refinance | Initial | |||
36354582 | xx | xx | Current Legal Status | Collections, 60-119 Days | Collections | Initial | |||
36354582 | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 | Initial | |||
36354582 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Initial | |||
36354582 | xx | xx | Payment History String | 3MMM | 001233 | Initial | |||
36354582 | xx | xx | Payment History String Reversed | MMM3 | 312100 | Initial | |||
88331467 | xx | xx | Borrower DTI Ratio Percent | 44.060% | 44.062% | -0.002% | -0.00200% | Updated as per Transmittal Summary. | Initial |
88331467 | xx | xx | Deferred Balance Amount | Unavailable | xxx | NA. | Initial | ||
88331467 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA. | Initial | ||
88331467 | xx | xx | Payment History String | 0000321 | 00123000 | NA. | Initial | ||
88331467 | xx | xx | Payment History String Reversed | 1230000 | 00012100 | NA. | Initial | ||
88331467 | xx | xx | Stated Maturity Date | Unavailable | xxx | NA. | Initial | ||
96139638 | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 | Initial | |||
96139638 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA. | Initial | ||
96139638 | xx | xx | Payment History String | 4444MMMMMM4MMMM4MMMMM44 | 012344444444444444444444 | NA. | Initial | ||
96139638 | xx | xx | Payment History String Reversed | 44MMMMM4MMMM4MMMMMM4444 | 444444444444444444423210 | NA. | Initial | ||
85162812 | xx | xx | Payment History String Reversed | MMMMM4MMMMMMMMM000000000 | 000000004444444444423210 | PH string is reversed is 0444400000000MM000000000. | Initial | ||
85162812 | xx | xx | Stated Maturity Date | Not Applicable | xxx | Initial | |||
50277279 | xx | xx | Borrower DTI Ratio Percent | 34.930% | 35.880% | -0.950% | -0.95000% | NA. | Initial |
50277279 | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 | Initial | |||
50277279 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA. | Initial | ||
50277279 | xx | xx | Payment History String | 444444444444444444440123 | 012344444444444444444444 | Initial | |||
50277279 | xx | xx | Payment History String Reversed | 321044444444444444444444 | 444444444444444444423210 | Initial | |||
50277279 | xx | xx | Purpose of Refinance Per Application | Change in Rate/Term | No Cash-Out | As per final application purpose of refinance is Change in rate/term. | Initial | ||
42617791 | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 | Initial | |||
42617791 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Initial | |||
42617791 | xx | xx | Payment History String | 44444432100 | 000123444444 | Initial | |||
42617791 | xx | xx | Payment History String Reversed | 00123444444 | 444444301000 | Initial | |||
47727744 | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 | Initial | |||
47727744 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Initial | |||
47727744 | xx | xx | Payment History String | 0001 | 0100 | Initial | |||
47727744 | xx | xx | Payment History String Reversed | 1000 | 00010 | Initial | |||
47727744 | xx | xx | Purpose of Refinance Per Application | Cash Out - Other | No Cash-Out | Initial | |||
86280587 | xx | xx | Current Legal Status | Performing | Collections | Performing. | Initial | ||
86280587 | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 | N/A | Initial | ||
86280587 | xx | xx | Payment History String | 000000000000 | 0000000000000 | Initial | |||
86280587 | xx | xx | Payment History String Reversed | 000000000000 | 00000000000000 | Initial | |||
86280587 | xx | xx | Purpose of Refinance Per Application | Limited Cash Out (GSE definition) | No Cash-Out | Limited cash out. | Initial | ||
86280587 | xx | xx | Trial Modification Agreement in file? | Yes | No | U/A | Initial | ||
66899090 | xx | xx | Borrower DTI Ratio Percent | 40.721% | 40.724% | -0.003% | -0.00300% | NA. | Initial |
66899090 | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 | Initial | |||
66899090 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA. | Initial | ||
66899090 | xx | xx | Payment History String | 001 | 000 | Initial | |||
66899090 | xx | xx | Payment History String Reversed | 100 | 0000 | Initial | |||
46532687 | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 | Initial | |||
46532687 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Initial | |||
46532687 | xx | xx | Payment History String | 00 | 000 | Initial | |||
46532687 | xx | xx | Payment History String Reversed | 00 | 0000 | Initial | |||
46532687 | xx | xx | Purpose of Refinance Per Application | Change in Rate/Term | No Cash-Out | Initial | |||
97658273 | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 | Initial | |||
98330995 | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 | Initial | |||
98330995 | xx | xx | Payment History String | 44444443210 | 00123444444 | Initial | |||
98330995 | xx | xx | Payment History String Reversed | 01234444444 | 44444412100 | NA. | Initial | ||
9859477 | xx | xx | Current Legal Status | Collections, < 60 Days | Collections | Initial | |||
9859477 | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 | Initial | |||
9859477 | xx | xx | Payment History String | 21 | 011 | Initial | |||
9859477 | xx | xx | Payment History String Reversed | 12 | 1110 | Initial | |||
48063966 | xx | xx | Borrower DTI Ratio Percent | 38.932% | 38.922% | 0.010% | 0.01000% | As per Tape data, Post Close DTI is 38.922%. However Final Application documents reflects as 38.932%. | Initial |
48063966 | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 | Initial | |||
48063966 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
48063966 | xx | xx | Payment History String | 44MMMMMMMMMM44MMMMMMM444 | 000123444444444444444444 | Initial | |||
48063966 | xx | xx | Payment History String Reversed | 444MMMMMMM44MMMMMMMMMM44 | 444444444444444444301000 | Initial | |||
42997139 | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 | Initial | |||
42997139 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
16224043 | xx | xx | Borrower DTI Ratio Percent | 26.441% | 26.062% | 0.379% | 0.37900% | Updated per AUS/LP. | Initial |
16224043 | xx | xx | Current Legal Status | Performing | Collections | Initial | |||
16224043 | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 | Initial | |||
16224043 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Initial | |||
16224043 | xx | xx | Payment History String | 0000000000000 | 000000000000000 | Initial | |||
16224043 | xx | xx | Payment History String Reversed | 0000000000000 | 000000000000000 | Initial | |||
1485132 | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 | Initial | |||
1485132 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Initial | |||
1485132 | xx | xx | Payment History String | 1100 | 01011 | Initial | |||
1485132 | xx | xx | Payment History String Reversed | 0011 | 01010 | Initial | |||
11090907 | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 | Initial | |||
11090907 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
11090907 | xx | xx | Purpose of Refinance Per Application | Change in Rate/Term | No Cash-Out | Final application reflects purpose of refinance as Change in Rate/Term. | Initial | ||
50272642 | xx | xx | Borrower DTI Ratio Percent | 18.576% | 19.930% | -1.354% | -1.35400% | As per Tape data, Post Close DTI is 19.930%. However Final Application documents reflects as 18.576%. | Initial |
50272642 | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 | Initial | |||
50272642 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA. | Initial | ||
50272642 | xx | xx | Payment History String | 44444444321 | 00123444444444 | NA. | Initial | ||
50272642 | xx | xx | Payment History String Reversed | 12344444444 | 444444444412100 | Initial | |||
28020225 | xx | xx | Borrower DTI Ratio Percent | 33.668% | 34.300% | -0.632% | -0.63200% | Final application reflects borrower DTI ratio percent as 33.668%. | Initial |
28020225 | xx | xx | Deferred Balance Amount | Not Applicable | xxx | Initial | |||
28020225 | xx | xx | Did a Modification Change Note Terms? | No | Yes | NA | Initial | ||
28020225 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
28020225 | xx | xx | Loan Original Maturity Term Months | 360 | 347 | 13 | 3.74639% | Original note reflects loan original maturity term months as 360. | Initial |
28020225 | xx | xx | Payment History String | 0MMMMM0M00MM000000000000 | 012344444444400000000000 | Initial | |||
28020225 | xx | xx | Payment History String Reversed | 000000000000MM00M0MMMMM0 | 000000000404444444423210 | Initial | |||
28020225 | xx | xx | Purpose of Refinance Per Application | Limited Cash Out (GSE definition) | No Cash-Out | Final application reflects purpose of refinance per application as limited cash out. | Initial | ||
28020225 | xx | xx | Stated Maturity Date | xxx | xxx | -28 (Days) | Original note reflects stated maturity date as xx/xx/2050. | Initial | |
31499086 | xx | xx | Borrower DTI Ratio Percent | 45.822% | 45.841% | -0.019% | -0.01900% | Updated as per document. | Initial |
31499086 | xx | xx | Current Legal Status | Foreclosure | Collections, >= 120 Days | Initial | |||
31499086 | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 | Initial | |||
31499086 | xx | xx | Payment History String | 44444444 | 0012344444 | Initial | |||
31499086 | xx | xx | Payment History String Reversed | 44444444 | 4444412100 | Initial | |||
764768 | xx | xx | Deferred Balance Amount | Not Applicable | xxx | N/A. | Initial | ||
764768 | xx | xx | Did a Modification Change Note Terms? | No | Yes | No. | Initial | ||
764768 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N/A. | Initial | ||
764768 | xx | xx | Payment History String | 000004444423434212114M44 | 000001001234411212234342 | N/A. | Initial | ||
764768 | xx | xx | Payment History String Reversed | 44M411212434324444400000 | 243432212414432100100000 | N/A. | Initial | ||
764768 | xx | xx | Purpose of Refinance Per Application | Change in Rate/Term | No Cash-Out | Purpose of refinance per 1003 is change in rate and term. | Initial | ||
41241526 | xx | xx | Number of Months Collection Comments Received | 4 | 0 | 4 | The borrower xx has been working at xx as a Financial Analyst for 4 months | Initial | |
31466126 | xx | xx | Age of Loan | 6 | 8 | -2 | -25.00000% | NA | Initial |
31466126 | xx | xx | Borrower DTI Ratio Percent | 42.795% | 79.060% | -36.265% | -36.26500% | NA | Initial |
31466126 | xx | xx | Housing Ratio per U/W (Initial Rate) | 0.000% | 26.308% | -26.308% | -26.30800% | NA | Initial |
45018009 | xx | xx | Age of Loan | 45 | 47 | -2 | -4.25531% | Age of loan is 45. | Initial |
7575199 | xx | xx | Age of Loan | 3 | 5 | -2 | -40.00000% | NA | Initial |
7575199 | xx | xx | Borrower DTI Ratio Percent | 24.679% | 24.663% | 0.016% | 0.01600% | update as per 1008. | Initial |
7575199 | xx | xx | Housing Ratio per U/W (Initial Rate) | 19.194% | 19.178% | 0.016% | 0.01600% | update as per 1008. | Initial |
39853312 | xx | xx | Age of Loan | 168 | 169 | -1 | -0.59171% | Age of loan is 168. | Initial |
39853312 | xx | xx | Borrower DTI Ratio Percent | 30.083% | 37.130% | -7.047% | -7.04700% | Borrower DTI ratio is 30.083%. | Initial |
39853312 | xx | xx | Housing Ratio per U/W (Initial Rate) | 23.902% | 24.560% | -0.658% | -0.65800% | Housing ratio per U/W is 23.902%. | Initial |
39853312 | xx | xx | Loan Amortization Type | Step | Fixed | Loan amortization type is step. | Initial | ||
39853312 | xx | xx | Stated Maturity Date | xxx | xxx | 92 (Days) | Stated maturity date is xx/xx/2038. | Initial | |
39853312 | xx | xx | Stated Remaining Term | 195 | 192 | 3 | 1.56250% | Stated remaining terms are 195. | Initial |
18699465 | xx | xx | Age of Loan | 43 | 45 | -2 | -4.44444% | NA | Initial |
18699465 | xx | xx | Borrower DTI Ratio Percent | 36.471% | 46.904% | -10.433% | -10.43300% | NA | Initial |
18699465 | xx | xx | Purpose of Refinance Per Application | No Cash-Out | Change in Rate/Term | NA | Initial | ||
37495057 | xx | xx | Age of Loan | 10 | 12 | -2 | -16.66666% | NA. | Initial |
37495057 | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Refinance | Updated as per final closing disclosure. | Initial | ||
67347796 | xx | xx | Age of Loan | 10 | 11 | -1 | -9.09090% | Note reflects age of loan is 10. | Initial |
67347796 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
986319 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
986319 | xx | xx | Purpose of Transaction per HUD-1 | Refinance | Cash Out | Initial | |||
79633818 | xx | xx | Current Legal Status | Collections, >= 120 Days | Collections | Initial | |||
79633818 | xx | xx | Deferred Balance Amount | xxx | xxx | $-25.00 | -0.59862% | Initial | |
79633818 | xx | xx | Interest Calculation Type | 360/360 | 30/360 | Initial | |||
79633818 | xx | xx | Is REO Active? | Not Applicable | No | Initial | |||
79633818 | xx | xx | Original Stated Rate | 12.09000% | 12.10000% | -0.01000% | -0.01000% | Initial | |
79633818 | xx | xx | Payment History String | 444444444443210000000000 | CCCCCCCCCCCCCCCCCCCCCCCC | Initial | |||
79633818 | xx | xx | Payment History String Reversed | 000000000012344444444444 | CCCCCCCCCCCCCCCCCCCCCCCC | Initial | |||
79633818 | xx | xx | Purpose of Refinance Per Application | Debt consolidation | Cash Out - Other | Initial | |||
50537135 | xx | xx | Current Legal Status | Collections, >= 120 Days | Collections | Initial | |||
50537135 | xx | xx | Deferred Balance Amount | Not Applicable | xxx | Initial | |||
50537135 | xx | xx | Is REO Active? | Not Applicable | No | Initial | |||
50537135 | xx | xx | Payment History String | 44m4mmmmm4mmmmm000001211 | 333C333C3CC3333336633333 | Initial | |||
50537135 | xx | xx | Payment History String Reversed | 112100000mmmmm4mmmmm4m44 | 3333366333333CC3C333C333 | Initial | |||
50537135 | xx | xx | Purpose of Transaction per HUD-1 | Refinance | Cash Out | Initial | |||
50537135 | xx | xx | Stated Maturity Date | xxx | xxx | 10015 (Days) | Initial | ||
50537135 | xx | xx | Trial Modification Agreement in file? | Yes | No | Initial | |||
29953787 | xx | xx | Bankruptcy (Post-Loan Origination)? | Yes | No | Initial | |||
29953787 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | Initial | |||
29953787 | xx | xx | Is REO Active? | Not Applicable | No | Initial | |||
29953787 | xx | xx | Mod Step 1 Date | 4/1/2019 | 6/1/2023 | -1522 (Days) | Initial | ||
29953787 | xx | xx | Payment History String | 44mm4mm4m4mmmmm44m00000m | CCCCCCCCCCCCCCCCCCCCCC3C | Initial | |||
29953787 | xx | xx | Payment History String Reversed | m00000m44mmmmm4m4mm4mm44 | C3CCCCCCCCCCCCCCCCCCCCCC | Initial | |||
29953787 | xx | xx | Purpose of Refinance Per Application | Not Applicable | Cash Out - Other | Initial | |||
79443811 | xx | xx | Bankruptcy (Post-Loan Origination)? | Yes | No | Initial | |||
79443811 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | Initial | |||
79443811 | xx | xx | Is REO Active? | Not Applicable | No | Initial | |||
79443811 | xx | xx | Loan Amortization Type | Step | Fixed | Initial | |||
79443811 | xx | xx | Mod Step 1 Date | 1/1/2020 | 1/1/2025 | -1827 (Days) | Initial | ||
79443811 | xx | xx | Mod Step 1 Rate | 5.000% | 6.000% | -1.000% | -1.00000% | Initial | |
79443811 | xx | xx | Mod Step 2 Date | 1/1/2025 | 1/1/2026 | -365 (Days) | Initial | ||
79443811 | xx | xx | Mod Step 2 Rate | 6.000% | 7.000% | -1.000% | -1.00000% | Initial | |
79443811 | xx | xx | Mod Step 3 Date | 1/1/2026 | 1/1/2027 | -365 (Days) | Initial | ||
79443811 | xx | xx | Mod Step 3 Rate | 7.000% | 8.000% | -1.000% | -1.00000% | Initial | |
79443811 | xx | xx | Mod Step 4 Date | 1/1/2027 | 1/1/2028 | -365 (Days) | Initial | ||
79443811 | xx | xx | Mod Step 4 Rate | 8.000% | 9.000% | -1.000% | -1.00000% | Initial | |
79443811 | xx | xx | Mod Step 5 Date | 1/1/2028 | 1/1/2029 | -366 (Days) | Initial | ||
79443811 | xx | xx | Mod Step 5 Rate | 9.000% | 9.164% | -0.164% | -0.16400% | Initial | |
79443811 | xx | xx | Payment History String | 011300000000000011000000 | CCCCCCCCCCCCC33669999CCC | Initial | |||
79443811 | xx | xx | Payment History String Reversed | 000000110000000000003110 | CCC999966C3CCCCCCCCCCCCC | Initial | |||
79443811 | xx | xx | Trial Modification Agreement in file? | Unavailable | No | Initial | |||
28068978 | xx | xx | Deferred Balance Amount | Not Applicable | xxx | Changed. | Initial | ||
28068978 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | Changed. | Initial | ||
28068978 | xx | xx | Is REO Active? | Not Applicable | No | Changed. | Initial | ||
28068978 | xx | xx | Mod Step 1 Date | Not Applicable | 6/1/2024 | Changed. | Initial | ||
28068978 | xx | xx | Mod Step 1 Rate | Not Applicable | 8.275% | Changed. | Initial | ||
28068978 | xx | xx | Mod Step 2 Date | Not Applicable | 6/1/2025 | Changed. | Initial | ||
28068978 | xx | xx | Mod Step 2 Rate | Not Applicable | 8.620% | Changed. | Initial | ||
28068978 | xx | xx | Mod Step 3 Date | Not Applicable | 5/1/2026 | Changed. | Initial | ||
28068978 | xx | xx | Mod Step 3 Rate | Not Applicable | 8.620% | Changed. | Initial | ||
28068978 | xx | xx | Mod Step Indicator | No | Yes | Changed. | Initial | ||
28068978 | xx | xx | Payment History String | 3443200MMMMMMMMMMMMMMM42 | C3369FFF3699FFC36999C366 | Initial | |||
28068978 | xx | xx | Payment History String Reversed | 24MMMMMMMMMMMMMMM0023443 | 663C99963FFF9963FFF3633C | Initial | |||
28068978 | xx | xx | Trial Modification Agreement in file? | Yes | No | Changed. | Initial | ||
20920161 | xx | xx | Forbearance Plan Start Date | xxx | xxx | -3 (Days) | Initial | ||
20920161 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | Initial | |||
20920161 | xx | xx | Is REO Active? | Not Applicable | No | Initial | |||
20920161 | xx | xx | Payment History String | 44MM4MM4MM41MMMMMMMMMMMM | CCCCCCC3CC33333663CCCCCC | Initial | |||
20920161 | xx | xx | Payment History String Reversed | MMMMMMMMMMMM14MM4MM4MM44 | CCCCCC36633333CC3CCCCCCC | Initial | |||
20920161 | xx | xx | Purpose of Refinance Per Application | Debt consolidation | Cash Out - Other | Initial | |||
45129875 | xx | xx | Interest Calculation Type | 360/360 | 30/360 | Initial | |||
45129875 | xx | xx | Is REO Active? | Not Applicable | No | Initial | |||
45129875 | xx | xx | Loan Amortization Type | Fixed | ARM | Initial | |||
45129875 | xx | xx | Original Stated Rate | 7.78000% | 7.87000% | -0.09000% | -0.09000% | Initial | |
45129875 | xx | xx | Payment History String | 212222000000MMMMMMMMMMMM | CCCCCCCCCCCCCCCCCCCCCCCC | Initial | |||
45129875 | xx | xx | Payment History String Reversed | MMMMMMMMMMMM000000222212 | CCCCCCCCCCCCCCCCCCCCCCCC | Initial | |||
45129875 | xx | xx | Stated Maturity Date | xxx | xxx | 13951 (Days) | Initial | ||
38252491 | xx | xx | Current Legal Status | Collections, >= 120 Days | Collections | Initial | |||
38252491 | xx | xx | Deferred Balance Amount | Not Applicable | xxx | Initial | |||
38252491 | xx | xx | Did a Modification Change Note Terms? | No | Yes | Initial | |||
38252491 | xx | xx | Forbearance Plan Start Date | xxx | xxx | -596 (Days) | Initial | ||
38252491 | xx | xx | Is REO Active? | Not Applicable | No | Initial | |||
38252491 | xx | xx | Mod Step Indicator | Not Applicable | No | Initial | |||
38252491 | xx | xx | Payment History String | 4432100010100MMMMMMMMMMM | CCCCCCCCCCCCCCCCCCCCCCCC | Initial | |||
38252491 | xx | xx | Payment History String Reversed | MMMMMMMMMMM0010100012344 | CCCCCCCCCCCCCCCCCCCCCCCC | Initial | |||
76945847 | xx | xx | Bankruptcy (Post-Loan Origination)? | Yes | No | updated as per review. | Initial | ||
76945847 | xx | xx | Is REO Active? | Not Applicable | No | updated as per review. | Initial | ||
76945847 | xx | xx | Original Stated Rate | 12.47000% | 12.48000% | -0.01000% | -0.01000% | updated as per review. | Initial |
76945847 | xx | xx | Payment History String | 44MMM4MMMMMMMMMMMM4MMM0M | CCCCCCCCCCCCCCCCCCCCCCCC | updated as per review. | Initial | ||
76945847 | xx | xx | Payment History String Reversed | M0MMM4MMMMMMMMMMMM4MMM44 | CCCCCCCCCCCCCCCCCCCCCCCC | updated as per review. | Initial | ||
76945847 | xx | xx | Stated Maturity Date | Unavailable | xxx | updated as per review. | Initial | ||
23029658 | xx | xx | Current Legal Status | Performing | Collections | No discrepancies. | Initial | ||
23029658 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | No discrepancies. | Initial | ||
23029658 | xx | xx | Is REO Active? | Not Applicable | No | No discrepancies. | Initial | ||
23029658 | xx | xx | Payment History String | 044mmmmmm4mmmmmmmm4mm444 | CCCCCCCCCCCCCCCCCCCCCCCC | The pay history string is mmmmmmmmmmmmmmmmmmmmmm0. | Initial | ||
23029658 | xx | xx | Payment History String Reversed | 444mm4mmmmmmmm4mmmmmm440 | CCCCCCCCCCCCCCCCCCCCCCCC | The pay history string is mmmmmmmmmmmmmmmmmmmmmm0. | Initial | ||
23029658 | xx | xx | Trial Modification Agreement in file? | Unavailable | No | No discrepancies. | Initial | ||
62738572 | xx | xx | Current Legal Status | Bankruptcy-Delinquent | Bankruptcy | Initial | |||
62738572 | xx | xx | Interest Calculation Type | 360/360 | 30/360 | Initial | |||
62738572 | xx | xx | Is REO Active? | Not Applicable | No | Initial | |||
62738572 | xx | xx | Mod Step Indicator | Not Applicable | No | Initial | |||
62738572 | xx | xx | Payment History String | 444321000000004444444444 | CCC36336333699CC36999999 | Initial | |||
62738572 | xx | xx | Payment History String Reversed | 444444444400000000123444 | 99999963C9996333633C3CCC | Initial | |||
95759081 | xx | xx | Current Legal Status | Bankruptcy-Delinquent | Bankruptcy | Initial | |||
95759081 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | Initial | |||
95759081 | xx | xx | Is REO Active? | Not Applicable | No | Initial | |||
95759081 | xx | xx | Payment History String | 110000000000MMMMMMMMMMMM | CCCCCCCCCCCCCCC33363CCCC | Initial | |||
95759081 | xx | xx | Payment History String Reversed | MMMMMMMMMMMM000000000011 | CCCC36333CCCCCCCCCCCCCCC | Initial | |||
95759081 | xx | xx | Trial Modification Agreement in file? | Unavailable | No | Initial | |||
47881881 | xx | xx | Current Legal Status | Collections, 60-119 Days | Collections | As per the tape data, current legal status collections however is collections is 60-119-Days. | Initial | ||
47881881 | xx | xx | Forbearance Plan Start Date | Unavailable | xxx | As per the tape data, forbearance plan start date is xx/xx/2021 however is unavailable. | Initial | ||
47881881 | xx | xx | Is REO Active? | Not Applicable | No | As per the tape data, REO active is No however is not applicable. | Initial | ||
47881881 | xx | xx | Payment History String | 4MMMMMMMMMM4MMMMMMMMMMMM | C3333333CCCCCCCCCCCCCCCC | As per the tape data, payment history string is "C33333333CCCCCCCCCCCCCCCCCC"; however, the payment history review shows "4444444444444MMMMMMMMMMMMMMMMM". | Initial | ||
47881881 | xx | xx | Payment History String Reversed | MMMMMMMMMMMM4MMMMMMMMMM4 | CCCCCCCCCCCCCCCC3333333C | As per the tape data, payment history string reversed is "CCCCCCCCCCCCCCCC3333333333333333"; however, the payment history review shows "MMMMMMMMMMMMMMM444444444444444". | Initial | ||
67014816 | xx | xx | Current Legal Status | Collections, < 60 Days | Collections | Initial | |||
67014816 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | Initial | |||
67014816 | xx | xx | Is REO Active? | Not Applicable | No | Initial | |||
67014816 | xx | xx | Loan Amortization Type | Step | Fixed | Initial | |||
67014816 | xx | xx | Mod Step 1 Date | 11/1/2018 | 11/1/2023 | -1826 (Days) | Initial | ||
67014816 | xx | xx | Mod Step 1 Rate | 6.832% | 7.832% | -1.000% | -1.00000% | Initial | |
67014816 | xx | xx | Mod Step 2 Date | 11/1/2023 | 11/1/2024 | -366 (Days) | Initial | ||
67014816 | xx | xx | Mod Step 2 Rate | 7.832% | 8.420% | -0.588% | -0.58800% | Initial | |
67014816 | xx | xx | Mod Step 3 Date | 11/1/2024 | 12/1/2024 | -30 (Days) | Initial | ||
67014816 | xx | xx | Payment History String | 112222222222MMMM11100012 | CCCCC3699CCCC366CC3699CC | Initial | |||
67014816 | xx | xx | Payment History String Reversed | 21000111MMMM222222222211 | CC9963CC6C3CCCC9963CCCCC | Initial | |||
67014816 | xx | xx | Purpose of Refinance Per Application | Not Applicable | Cash Out - Other | Initial | |||
67014816 | xx | xx | Trial Modification Agreement in file? | Unavailable | No | Initial | |||
19736694 | xx | xx | Interest Calculation Type | 360/360 | 30/360 | Initial | |||
19736694 | xx | xx | Is REO Active? | Not Applicable | No | Initial | |||
19736694 | xx | xx | Mod Step Indicator | Not Applicable | No | Initial | |||
19736694 | xx | xx | Original Stated Rate | 7.39000% | 7.40000% | -0.01000% | -0.01000% | Initial | |
19736694 | xx | xx | Payment History String | 011111111111MMMMMMMMMMMM | CCCCCCCCCCCCC33333333333 | Initial | |||
19736694 | xx | xx | Payment History String Reversed | MMMMMMMMMMMM111111111110 | 333333333C3CCCCCCCCCCCCC | Initial | |||
19736694 | xx | xx | Stated Maturity Date | xxx | xxx | 19 (Days) | Initial | ||
19736694 | xx | xx | Trial Modification Agreement in file? | Unavailable | No | Initial | |||
35770650 | xx | xx | Deferred Balance Amount | xxx | xxx | $-5556.97 | -54.97372% | Changes as per doc | Initial |
35770650 | xx | xx | Interest Calculation Type | 360/360 | 30/360 | Changes as per Doc | Initial | ||
35770650 | xx | xx | Is REO Active? | Not Applicable | No | Changes as per Doc | Initial | ||
35770650 | xx | xx | Original Stated Rate | 10.11960% | 10.12000% | -0.00040% | -0.00040% | Changes as per doc | Initial |
35770650 | xx | xx | Payment History String | 2m032000044mmmmmmmmm44m4 | CCCCCCCCCCCCCCCCCCCCCCCC | Changes as per PH | Initial | ||
35770650 | xx | xx | Payment History String Reversed | 4m44mmmmmmmmm440000230m2 | CCCCCCCCCCCCCCCCCCCCCCCC | Changes as per PH | Initial | ||
35770650 | xx | xx | Purpose of Refinance Per Application | Unavailable | No Cash-Out | Changes as per doc | Initial | ||
56464903 | xx | xx | Deferred Balance Amount | Not Applicable | xxx | Initial | |||
56464903 | xx | xx | Mod Step Indicator | Not Applicable | No | Initial | |||
73996350 | xx | xx | Bankruptcy (Post-Loan Origination)? | Yes | No | Initial | |||
73996350 | xx | xx | Deferred Balance Amount | Not Applicable | xxx | Initial | |||
73996350 | xx | xx | Is REO Active? | Not Applicable | No | Initial | |||
73996350 | xx | xx | Mod Step Indicator | Not Applicable | No | Initial | |||
73996350 | xx | xx | Original Stated Rate | 7.35000% | 7.36000% | -0.01000% | -0.01000% | Initial | |
73996350 | xx | xx | Payment History String | 444444321003333111111110 | CCCCCCCCCCCCCCCCCCCCCCCC | Initial | |||
73996350 | xx | xx | Payment History String Reversed | 011111111333300123444444 | CCCCCCCCCCCCCCCCCCCCCCCC | Initial | |||
73996350 | xx | xx | Stated Maturity Date | xxx | xxx | -10 (Days) | Initial | ||
99840886 | xx | xx | Current Legal Status | Collections, < 60 Days | Collections | Initial | |||
99840886 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | Initial | |||
99840886 | xx | xx | Is REO Active? | Not Applicable | No | Initial | |||
99840886 | xx | xx | Mod Step 1 Date | Not Applicable | 10/1/2024 | Initial | |||
99840886 | xx | xx | Mod Step 1 Rate | Not Applicable | 3.125% | Initial | |||
99840886 | xx | xx | Mod Step 2 Date | Not Applicable | 4/1/2025 | Initial | |||
99840886 | xx | xx | Mod Step 2 Rate | Not Applicable | 7.944% | Initial | |||
99840886 | xx | xx | Mod Step 3 Date | Not Applicable | 4/1/2026 | Initial | |||
99840886 | xx | xx | Mod Step 3 Rate | Not Applicable | 8.714% | Initial | |||
99840886 | xx | xx | Mod Step Indicator | No | Yes | Initial | |||
99840886 | xx | xx | Original Stated Rate | 10.11960% | 10.12000% | -0.00040% | -0.00040% | Initial | |
99840886 | xx | xx | Payment History String | 210124444321411001123212 | CCCCCCCCCCCCCCCCCCCC3699 | Initial | |||
99840886 | xx | xx | Payment History String Reversed | 212321100114123444421012 | 9963CCCCCCCCCCCCCCCCCCCC | Initial | |||
99840886 | xx | xx | Trial Modification Agreement in file? | Unavailable | No | Initial | |||
84483802 | xx | xx | Bankruptcy (Post-Loan Origination)? | Yes | No | Changed. | Initial | ||
84483802 | xx | xx | Current Legal Status | Collections, < 60 Days | Collections | Changed. | Initial | ||
84483802 | xx | xx | Deferred Balance Amount | Not Applicable | xxx | Changed. | Initial | ||
84483802 | xx | xx | Did a Modification Change Note Terms? | No | Yes | Changed. | Initial | ||
84483802 | xx | xx | Is REO Active? | Not Applicable | No | Changed. | Initial | ||
84483802 | xx | xx | Mod Step Indicator | Not Applicable | No | Initial | |||
84483802 | xx | xx | Payment History String | 332100001000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC | Changed. | Initial | ||
84483802 | xx | xx | Payment History String Reversed | 000000000000000100001233 | CCCCCCCCCCCCCCCCCCCCCCCC | Changed. | Initial | ||
84483802 | xx | xx | Purpose of Refinance Per Application | Not Applicable | No Cash-Out | Changed. | Initial | ||
12547533 | xx | xx | Current Legal Status | Collections, >= 120 Days | Collections | Initial | |||
12547533 | xx | xx | Deferred Balance Amount | Not Applicable | xxx | Initial | |||
12547533 | xx | xx | Is REO Active? | Not Applicable | No | Initial | |||
12547533 | xx | xx | Mod Step Indicator | Not Applicable | No | Initial | |||
12547533 | xx | xx | Original Stated Rate | 7.74960% | 7.75000% | -0.00040% | -0.00040% | Initial | |
12547533 | xx | xx | Payment History String | MMM321000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC | Initial | |||
12547533 | xx | xx | Payment History String Reversed | 000000000000000000123MMM | CCCCCCCCCCCCCCCCCCCCCCCC | Initial | |||
12547533 | xx | xx | Stated Maturity Date | xxx | xxx | 19 (Days) | Initial | ||
12547533 | xx | xx | Trial Modification Agreement in file? | Yes | No | Initial | |||
19633799 | xx | xx | Deferred Balance Amount | xxx | xxx | $-1042.68 | -37.68309% | Initial | |
19633799 | xx | xx | Is REO Active? | Not Applicable | No | Initial | |||
19633799 | xx | xx | Payment History String | 2103211111MMM2222221MM00 | CCCCCCCCCCCCCCCCCCCCCCCC | Initial | |||
19633799 | xx | xx | Payment History String Reversed | 00MM1222222MMM1111123012 | CCCCCCCCCCCCCCCCCCCCCCCC | Initial | |||
19633799 | xx | xx | Subject Property Type | Mobile Home | Single Family | As per the updated title report, the property is mobile home. | Initial | ||
19633799 | xx | xx | Trial Modification Agreement in file? | Unavailable | No | Initial | |||
21083609 | xx | xx | Borrower's Income is impacted by Covid-19? | Unavailable | Yes | Initial | |||
21083609 | xx | xx | Current Legal Status | Collections, 60-119 Days | Collections, < 60 Days | Initial | |||
21083609 | xx | xx | Forbearance Plan Start Date | Unavailable | xxx | Initial | |||
21083609 | xx | xx | Is REO Active? | Not Applicable | No | Initial | |||
21083609 | xx | xx | Mod Step Indicator | Not Applicable | No | Initial | |||
21083609 | xx | xx | Original Stated Rate | 10.24920% | 10.25000% | -0.00080% | -0.00080% | Initial | |
21083609 | xx | xx | Payment History String | M444M001M000MMMMMMMMMMMM | CCCCCCCCCCCCCCCCCCCCCCCC | Initial | |||
21083609 | xx | xx | Payment History String Reversed | MMMMMMMMMMMM000M100M444M | CCCCCCCCCCCCCCCCCCCCCCCC | Initial | |||
21083609 | xx | xx | Trial Modification Agreement in file? | Unavailable | Yes | Initial | |||
26624423 | xx | xx | Deferred Balance Amount | Not Applicable | xxx | Initial | |||
26624423 | xx | xx | Is REO Active? | Not Applicable | No | Updated as per review. | Initial | ||
26624423 | xx | xx | Mod Step Indicator | Not Applicable | No | Initial | |||
26624423 | xx | xx | Payment History String | 1111111122112MMM42111142 | C636C63C363369CCCCCCCC3C | Updated as per review. | Initial | ||
26624423 | xx | xx | Payment History String Reversed | 24111124MMM2112211111111 | C3CCCCCCC6963363C363636C | Updated as per review. | Initial | ||
26624423 | xx | xx | Stated Maturity Date | xxx | xxx | -15 (Days) | Updated as per review. | Initial | |
3642373 | xx | xx | Interest Calculation Type | 360/360 | 30/360 | Initial | |||
3642373 | xx | xx | Is REO Active? | Not Applicable | No | Initial | |||
3642373 | xx | xx | Mod Step Indicator | Not Applicable | No | Initial | |||
3642373 | xx | xx | Original Stated Rate | 8.62920% | 8.63000% | -0.00080% | -0.00080% | Initial | |
3642373 | xx | xx | Payment History String | 100000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC | Initial | |||
3642373 | xx | xx | Payment History String Reversed | 000000000000000000000001 | CCCCCCCCCCCCCCCCCCCCCCCC | Initial | |||
3642373 | xx | xx | Purpose of Refinance Per Application | Debt consolidation | Cash Out - Other | Initial | |||
3642373 | xx | xx | Purpose of Transaction per HUD-1 | Refinance | Cash Out | Initial | |||
83024595 | xx | xx | Current Legal Status | Collections, 60-119 Days | Collections | Initial | |||
83024595 | xx | xx | Interest Calculation Type | 360/360 | 30/360 | Initial | |||
83024595 | xx | xx | Is REO Active? | Not Applicable | No | Initial | |||
83024595 | xx | xx | Mod Step Indicator | Not Applicable | No | Initial | |||
83024595 | xx | xx | Payment History String | 444444444444mmmmmmmmmmmm | CCCCCCCCCCCCC336CCCCC33C | Initial | |||
83024595 | xx | xx | Payment History String Reversed | mmmmmmmmmmmm444444444444 | C33CCCCC6C3CCCCCCCCCCCCC | Initial | |||
83024595 | xx | xx | Stated Maturity Date | xxx | xxx | 23 (Days) | Initial | ||
63239723 | xx | xx | Current Legal Status | Collections, >= 120 Days | Collections | No discrepancies. | Initial | ||
63239723 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | No discrepancies. | Initial | ||
63239723 | xx | xx | Is REO Active? | Not Applicable | No | No discrepancies. | Initial | ||
63239723 | xx | xx | Loan Amortization Type | Step | Fixed | No discrepancies. | Initial | ||
63239723 | xx | xx | Mod Step Indicator | Yes | No | No discrepancies. | Initial | ||
63239723 | xx | xx | Payment History String | 444444444444MM44MM444444 | CCCCCCCCCCCCCC36C3699CC3 | The pay history string is 444444444444444444444444444. | Initial | ||
63239723 | xx | xx | Payment History String Reversed | 444444MM44MM444444444444 | 3CC9963C6CCCCCCCCCCCCCCC | The pay history string is 444444444444444444444444444. | Initial | ||
73937912 | xx | xx | Current Legal Status | Bankruptcy-Delinquent | Bankruptcy | Initial | |||
73937912 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | Initial | |||
73937912 | xx | xx | Is REO Active? | Not Applicable | No | Initial | |||
73937912 | xx | xx | Loan Amortization Type | Step | Fixed | Initial | |||
73937912 | xx | xx | Mod Step 1 Date | 3/1/2020 | 3/1/2025 | -1826 (Days) | Initial | ||
73937912 | xx | xx | Mod Step 1 Rate | 6.915% | 7.915% | -1.000% | -1.00000% | Initial | |
73937912 | xx | xx | Mod Step 2 Date | 3/1/2025 | 3/1/2026 | -365 (Days) | Initial | ||
73937912 | xx | xx | Mod Step 2 Rate | 7.915% | 8.915% | -1.000% | -1.00000% | Initial | |
73937912 | xx | xx | Mod Step 3 Date | 3/1/2026 | 3/1/2027 | -365 (Days) | Initial | ||
73937912 | xx | xx | Mod Step 3 Rate | 8.915% | 9.915% | -1.000% | -1.00000% | Initial | |
73937912 | xx | xx | Mod Step 4 Date | 3/1/2027 | 3/1/2028 | -366 (Days) | Initial | ||
73937912 | xx | xx | Mod Step 4 Rate | 9.915% | 10.915% | -1.000% | -1.00000% | Initial | |
73937912 | xx | xx | Mod Step 5 Date | 3/1/2028 | 3/1/2029 | -365 (Days) | Initial | ||
73937912 | xx | xx | Mod Step 5 Rate | 10915.00% | 11.547% | 10903.453% | 10903.45300% | Initial | |
73937912 | xx | xx | Payment History String | 4444444444444321044M4444 | CCCCCCCCCC36CCCCCC3369FF | Initial | |||
73937912 | xx | xx | Payment History String Reversed | 4444M4401234444444444444 | FF9633CCCCCC63CCCCCCCCCC | Initial | |||
47870610 | xx | xx | Current Legal Status | Collections, < 60 Days | Collections | Initial | |||
47870610 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | Initial | |||
47870610 | xx | xx | Is REO Active? | Not Applicable | No | Initial | |||
47870610 | xx | xx | Payment History String | 111004444444mm4444444444 | CCCCCCCCC333369666699CCC | Initial | |||
47870610 | xx | xx | Payment History String Reversed | 4444444444mm444444400111 | CCC996666363333CCCCCCCCC | Initial | |||
47870610 | xx | xx | Trial Modification Agreement in file? | Unavailable | No | Initial | |||
70422373 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | Initial | |||
70422373 | xx | xx | Is REO Active? | Not Applicable | No | Initial | |||
70422373 | xx | xx | Mod Step 1 Date | 10/1/2018 | 10/1/2023 | -1826 (Days) | Initial | ||
70422373 | xx | xx | Mod Step 1 Rate | 6.250% | 7.250% | -1.000% | -1.00000% | Initial | |
70422373 | xx | xx | Mod Step 2 Date | 10/1/2023 | 10/1/2024 | -366 (Days) | Initial | ||
70422373 | xx | xx | Mod Step 2 Rate | 7.250% | 8.250% | -1.000% | -1.00000% | Initial | |
70422373 | xx | xx | Mod Step 3 Date | 10/1/2024 | 2/1/2025 | -123 (Days) | Initial | ||
70422373 | xx | xx | Payment History String | 2122222222222mm222222222 | CCCCCCC33C3C3333C369FFF6 | Initial | |||
70422373 | xx | xx | Payment History String Reversed | 222222222mm2222222222212 | 6FFF963C3333C3C33CCCCCCC | Initial | |||
70422373 | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Refinance | Initial | |||
70422373 | xx | xx | Trial Modification Agreement in file? | Unavailable | No | Initial | |||
10539420 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | Interest calculation type is 360/360. | Initial | ||
10539420 | xx | xx | Is REO Active? | Not Applicable | No | REO is not applicable. | Initial | ||
10539420 | xx | xx | Mod Step 3 Date | Not Applicable | 7/1/2024 | Initial | |||
10539420 | xx | xx | Mod Step 3 Rate | Not Applicable | 9.156% | Initial | |||
10539420 | xx | xx | Payment History String | 213334444444444444444444 | CCC36999CCC3CCCC36C33666 | Initial | |||
10539420 | xx | xx | Payment History String Reversed | 444444444444444444433312 | 66633C63CCCC3CCC999C3CCC | Initial | |||
85106632 | xx | xx | Current Legal Status | Performing | Collections | Initial | |||
85106632 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | Initial | |||
85106632 | xx | xx | Is REO Active? | Not Applicable | No | Initial | |||
85106632 | xx | xx | Loan Amortization Type | Step | Fixed | Initial | |||
85106632 | xx | xx | Mod Step 1 Date | 11/1/2021 | 1/1/2023 | -426 (Days) | Initial | ||
85106632 | xx | xx | Payment History String | 00044444440004MMMMMMMMMM | C3CCC3CCCCCCCCCCCCCCCCCC | Initial | |||
85106632 | xx | xx | Payment History String Reversed | MMMMMMMMMM40004444444000 | CCCCCCCCCCCCCCCCCC3CCC3C | Initial | |||
85106632 | xx | xx | Purpose of Refinance Per Application | Unavailable | Cash Out - Other | Initial | |||
85106632 | xx | xx | Trial Modification Agreement in file? | Unavailable | No | Initial | |||
70271275 | xx | xx | Forbearance Plan Start Date | xxx | xxx | 51 (Days) | Changed. | Initial | |
70271275 | xx | xx | Is REO Active? | Not Applicable | No | Changed. | Initial | ||
70271275 | xx | xx | Mod Step Indicator | Not Applicable | No | Initial | |||
70271275 | xx | xx | Original Stated Rate | 7.74960% | 7.75000% | -0.00040% | -0.00040% | Changed. | Initial |
70271275 | xx | xx | Payment History String | 444444444442100000000000 | CCCCCCCCCCCCCCCCCCCCCCCC | Changed. | Initial | ||
70271275 | xx | xx | Payment History String Reversed | 000000000001244444444444 | CCCCCCCCCCCCCCCCCCCCCCCC | Changed. | Initial | ||
70271275 | xx | xx | Purpose of Refinance Per Application | Lower rate or term | No Cash-Out | Changed. | Initial | ||
70271275 | xx | xx | Subject Property Type | Manufactured Housing | Single Family | Changed. | Initial | ||
1775124 | xx | xx | Current Legal Status | Collections, < 60 Days | Collections | According to the available payment history as of xx/xx/2022, the borrower is delinquent for 18 months. | Initial | ||
1775124 | xx | xx | Deferred Balance Amount | Not Applicable | xxx | Initial | |||
1775124 | xx | xx | Interest Calculation Type | 360/360 | 30/360 | 360/360. | Initial | ||
1775124 | xx | xx | Is REO Active? | Not Applicable | No | N/A. | Initial | ||
1775124 | xx | xx | Mod Step Indicator | Not Applicable | No | Yes. | Initial | ||
1775124 | xx | xx | Original Stated Rate | 11.24700% | 11.25000% | -0.00300% | -0.00300% | 11.247%. | Initial |
1775124 | xx | xx | Payment History String | 444444444444MM4432144444 | 36CCC3636666666666333333 | 444441234444444444444444. | Initial | ||
1775124 | xx | xx | Payment History String Reversed | 4444412344MM444444444444 | 3333336666666666363CCC63 | 444441234444444444444444. | Initial | ||
1775124 | xx | xx | Stated Maturity Date | xxx | xxx | 24 (Days) | xx/xx/2061. | Initial | |
56656358 | xx | xx | Current Legal Status | Performing | Collections | NA | Initial | ||
56656358 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | NA | Initial | ||
56656358 | xx | xx | Is REO Active? | Not Applicable | No | NA | Initial | ||
56656358 | xx | xx | Payment History String | 010100001010MMMMMMMMMMMM | CCCCCCCC36699CCCCCCCCCCC | NA | Initial | ||
56656358 | xx | xx | Payment History String Reversed | MMMMMMMMMMMM010100001010 | CCCCCCCCC9C99663CCCCCCCC | NA | Initial | ||
56656358 | xx | xx | Trial Modification Agreement in file? | Unavailable | No | NA | Initial | ||
64566385 | xx | xx | Current Legal Status | Collections, 60-119 Days | Collections, < 60 Days | Initial | |||
64566385 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | Initial | |||
64566385 | xx | xx | Is REO Active? | Not Applicable | No | Initial | |||
64566385 | xx | xx | Payment History String | 210000000000000000000000 | CCC366663CC333666CCC333C | Initial | |||
64566385 | xx | xx | Payment History String Reversed | 000000000000000000000012 | C333CCC663333CC3666C3CCC | Initial | |||
64566385 | xx | xx | Purpose of Refinance Per Application | Lower rate or term | Cash Out - Other | Initial | |||
64566385 | xx | xx | Purpose of Transaction per HUD-1 | Refinance | Cash Out | Initial | |||
9615067 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | Initial | |||
9615067 | xx | xx | Is REO Active? | Not Applicable | No | Initial | |||
9615067 | xx | xx | Mod Step 1 Date | 6/1/2018 | 4/1/2023 | -1765 (Days) | Initial | ||
9615067 | xx | xx | Payment History String | 2202244422222mmmmmmmmmmm | CCCCCCCCCCCCCCC36CCCCC36 | Initial | |||
9615067 | xx | xx | Payment History String Reversed | mmmmmmmmmmm2222244422022 | 63CCCCC63CCCCCCCCCCCCCCC | Initial | |||
86449216 | xx | xx | Deferred Balance Amount | xxx | xxx | $-1200.96 | -16.15674% | As per tape discrepancies deferred balance amount is $xx. however; deferred balance amount is $xx. | Initial |
86449216 | xx | xx | Interest Calculation Type | 360/360 | 30/360 | N/A | Initial | ||
86449216 | xx | xx | Is REO Active? | Not Applicable | No | N/A | Initial | ||
86449216 | xx | xx | Payment History String | 112001221111MMMMM4110112 | CCCCCCCCCCCCCCCCCCCCCCCC | N/A | Initial | ||
86449216 | xx | xx | Payment History String Reversed | 2110114MMMMM111122100211 | CCCCCCCCCCCCCCCCCCCCCCCC | N/A | Initial | ||
86449216 | xx | xx | Trial Modification Agreement in file? | Unavailable | No | N/A | Initial | ||
2477324 | xx | xx | Current Legal Status | Collections | Collections, < 60 Days | Updated as per review. | Initial | ||
2477324 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | Updated as per review. | Initial | ||
2477324 | xx | xx | Is REO Active? | Not Applicable | No | Updated as per review. | Initial | ||
2477324 | xx | xx | Mod Step 1 Date | Not Applicable | 6/1/2024 | Updated as per review. | Initial | ||
2477324 | xx | xx | Mod Step 1 Rate | Not Applicable | 9.100% | Updated as per review. | Initial | ||
2477324 | xx | xx | Mod Step 2 Date | Not Applicable | 10/1/2024 | Updated as per review. | Initial | ||
2477324 | xx | xx | Mod Step 2 Rate | Not Applicable | 9.100% | Updated as per review. | Initial | ||
2477324 | xx | xx | Mod Step 3 Date | Not Applicable | 6/1/2025 | Updated as per review. | Initial | ||
2477324 | xx | xx | Mod Step 3 Rate | Not Applicable | 10.100% | Updated as per review. | Initial | ||
2477324 | xx | xx | Mod Step 4 Date | Not Applicable | 6/1/2026 | Updated as per review. | Initial | ||
2477324 | xx | xx | Mod Step 4 Rate | Not Applicable | 10.682% | Updated as per review. | Initial | ||
2477324 | xx | xx | Mod Step Indicator | No | Yes | Updated as per review. | Initial | ||
2477324 | xx | xx | Payment History String | 144444444444444244444444 | CCCCCCCCCCCCCC33699C3636 | Initial | |||
2477324 | xx | xx | Payment History String Reversed | 444444442444444444444441 | 6363C9963CCCCCCCCCCCCCCC | Initial | |||
1805594 | xx | xx | Current Legal Status | Collections, < 60 Days | Collections | Initial | |||
1805594 | xx | xx | Deferred Balance Amount | Not Applicable | xxx | Initial | |||
1805594 | xx | xx | Did a Modification Change Note Terms? | No | Yes | Initial | |||
1805594 | xx | xx | Is REO Active? | Not Applicable | No | Initial | |||
1805594 | xx | xx | Mod Step Indicator | Not Applicable | No | Initial | |||
1805594 | xx | xx | Payment History String | 111111111110001000000000 | 36999999999CCCCCCCCCCCCC | Initial | |||
1805594 | xx | xx | Payment History String Reversed | 000000000100011111111111 | CCCCCCCCCCCCC99999999963 | Initial | |||
1805594 | xx | xx | Purpose of Refinance Per Application | Cash Out - Other | No Cash-Out | Initial | |||
43919369 | xx | xx | Current Legal Status | Collections, >= 120 Days | Collections | Initial | |||
43919369 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | Initial | |||
43919369 | xx | xx | Is REO Active? | Not Applicable | No | Initial | |||
43919369 | xx | xx | Payment History String | 444444444444444444444444 | 36CC363696CCCCCCCCCC3C36 | Initial | |||
43919369 | xx | xx | Payment History String Reversed | 444444444444444444444444 | 63C3CCCCCCCCCC69636CCC63 | Initial | |||
7076731 | xx | xx | Current Legal Status | Bankruptcy-Delinquent | Bankruptcy | Initial | |||
7076731 | xx | xx | Is REO Active? | Not Applicable | No | Initial | |||
7076731 | xx | xx | Mod Step Indicator | Not Applicable | No | Initial | |||
7076731 | xx | xx | Payment History String | 122mm0000000000000000000 | CCCCCCCCCCCCCCCC3CCCCCCC | Initial | |||
7076731 | xx | xx | Payment History String Reversed | 0000000000000000000mm221 | CCCCCCC3CCCCCCCCCCCCCCCC | Initial | |||
63832188 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | N/A. | Initial | ||
63832188 | xx | xx | Is REO Active? | Not Applicable | No | N/A. | Initial | ||
63832188 | xx | xx | Loan Amortization Type | Step | Fixed | As per modification loan Amortization is step rate. | Initial | ||
63832188 | xx | xx | Mod Step 1 Date | 1/1/2020 | 1/1/2025 | -1827 (Days) | Modification effective date is xx/xx/2020. | Initial | |
63832188 | xx | xx | Mod Step 1 Rate | 8.080% | 9.080% | -1.000% | -1.00000% | Modification Step 1 rate is 8.080%. | Initial |
63832188 | xx | xx | Mod Step 2 Date | 1/1/2025 | 1/1/2026 | -365 (Days) | Modification Step 2 date is xx/xx/2025. | Initial | |
63832188 | xx | xx | Mod Step 2 Rate | 9.080% | 9.082% | -0.002% | -0.00200% | Modification Step 2 rate is 9.080%. | Initial |
63832188 | xx | xx | Original Stated Rate | 9.08160% | 9.08000% | 0.00160% | 0.00160% | Original rate is 9.08160%. | Initial |
63832188 | xx | xx | Payment History String | 122221111000000000000000 | 33333333CC33333336666999 | N/A. | Initial | ||
63832188 | xx | xx | Payment History String Reversed | 000000000000000111122221 | 99966663333333CC33333333 | N/A. | Initial | ||
63832188 | xx | xx | Purpose of Refinance Per Application | Unavailable | No Cash-Out | N/A. | Initial | ||
5278943 | xx | xx | Deferred Balance Amount | xxx | xxx | $-2779.45 | -26.32810% | Initial | |
5278943 | xx | xx | Is REO Active? | Not Applicable | No | Initial | |||
5278943 | xx | xx | Payment History String | 100000000000000000000000 | CCCCCCCC3CCCCCCCCCCCCCCC | Initial | |||
5278943 | xx | xx | Payment History String Reversed | 000000000000000000000001 | CCCCCCCCCCCCCCC3CCCCCCCC | Initial | |||
21919286 | xx | xx | Current Legal Status | Collections, >= 120 Days | Collections | Updated as per review. | Initial | ||
21919286 | xx | xx | Deferred Balance Amount | Not Applicable | xxx | Deferred balance amount is not applicable. | Initial | ||
21919286 | xx | xx | Is REO Active? | Not Applicable | No | Is REO active is not applicable. | Initial | ||
21919286 | xx | xx | Payment History String | 444321011100000100000000 | CCCCCCCCCCCCCCCCCCCCCCCC | Updated as per review. | Initial | ||
21919286 | xx | xx | Payment History String Reversed | 000000001000001110123444 | CCCCCCCCCCCCCCCCCCCCCCCC | Updated as per review. | Initial | ||
21919286 | xx | xx | Purpose of Transaction per HUD-1 | Refinance | Cash Out | Initial | |||
31853251 | xx | xx | Interest Calculation Type | 360/360 | 30/360 | Updated as per review. | Initial | ||
31853251 | xx | xx | Is REO Active? | Not Applicable | No | Updated as per review. | Initial | ||
31853251 | xx | xx | Mod Step Indicator | Not Applicable | No | Initial | |||
31853251 | xx | xx | Payment History String | 102333200000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC | Initial | |||
31853251 | xx | xx | Payment History String Reversed | 000000000000000002333201 | CCCCCCCCCCCCCCCCCCCCCCCC | Initial | |||
31853251 | xx | xx | Stated Maturity Date | xxx | xxx | -14 (Days) | Updated as per review. | Initial | |
31853251 | xx | xx | Trial Modification Agreement in file? | Unavailable | No | Updated as per review. | Initial | ||
64736759 | xx | xx | Current Legal Status | Performing | Collections | Initial | |||
64736759 | xx | xx | Deferred Balance Amount | Not Applicable | xxx | Initial | |||
64736759 | xx | xx | Forbearance Plan Start Date | Unavailable | xxx | Initial | |||
64736759 | xx | xx | Is REO Active? | Not Applicable | No | Initial | |||
64736759 | xx | xx | Mod Step Indicator | Not Applicable | No | Initial | |||
64736759 | xx | xx | Payment History String | 001000000000MMMMMM000000 | CCCCCC33366666963696663C | Initial | |||
64736759 | xx | xx | Payment History String Reversed | 000000MMMMMM000000000100 | C36669636666666333CCCCCC | Initial | |||
80187503 | xx | xx | Current Legal Status | Collections, < 60 Days | Collections | Initial | |||
80187503 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | Initial | |||
80187503 | xx | xx | Is REO Active? | Not Applicable | No | Initial | |||
80187503 | xx | xx | Loan Amortization Type | Step | Fixed | Initial | |||
80187503 | xx | xx | Mod Step 1 Date | 7/1/2021 | 7/1/2026 | -1826 (Days) | Initial | ||
80187503 | xx | xx | Mod Step 1 Rate | 6.438% | 7.438% | -1.000% | -1.00000% | Initial | |
80187503 | xx | xx | Mod Step 2 Date | 7/1/2026 | 7/1/2027 | -365 (Days) | Initial | ||
80187503 | xx | xx | Mod Step 2 Rate | 7.438% | 8.142% | -0.704% | -0.70400% | Initial | |
80187503 | xx | xx | Payment History String | 112012044444444444444400 | CC3633CCCCCCCCCC3CC3CC36 | Initial | |||
80187503 | xx | xx | Payment History String Reversed | 004444444444444440210211 | 63CC3CC3CCCCCCCCCC3363CC | Initial | |||
75203113 | xx | xx | Current Legal Status | Performing | Collections | Initial | |||
75203113 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | Initial | |||
75203113 | xx | xx | Is REO Active? | Not Applicable | No | Initial | |||
75203113 | xx | xx | Loan Amortization Type | Step | Fixed | Initial | |||
75203113 | xx | xx | Mod Step 1 Date | 8/1/2018 | 9/1/2023 | -1857 (Days) | Initial | ||
75203113 | xx | xx | Mod Step 1 Rate | 4.860% | 5.860% | -1.000% | -1.00000% | Initial | |
75203113 | xx | xx | Mod Step 2 Date | 8/1/2023 | 9/1/2024 | -397 (Days) | Initial | ||
75203113 | xx | xx | Mod Step 2 Rate | 5.860% | 6.860% | -1.000% | -1.00000% | Initial | |
75203113 | xx | xx | Mod Step 3 Date | 8/1/2024 | 9/1/2025 | -396 (Days) | Initial | ||
75203113 | xx | xx | Mod Step 3 Rate | 6.860% | 7.860% | -1.000% | -1.00000% | Initial | |
75203113 | xx | xx | Mod Step 4 Date | 8/1/2025 | 10/1/2025 | -61 (Days) | Initial | ||
75203113 | xx | xx | Mod Step 5 Date | 8/1/2026 | 9/1/2026 | -31 (Days) | Initial | ||
75203113 | xx | xx | Mod Step 6 Date | 8/1/2027 | 9/1/2027 | -31 (Days) | Initial | ||
75203113 | xx | xx | Payment History String | 00000000121211MMMMMMMMMM | CCCCCCCCCCC33333333CCCCC | Initial | |||
75203113 | xx | xx | Payment History String Reversed | MMMMMMMMMM11212100000000 | CCCCC33333333CCCCCCCCCCC | Initial | |||
75203113 | xx | xx | Trial Modification Agreement in file? | Unavailable | No | Initial | |||
57189499 | xx | xx | Current Legal Status | Collections, >= 120 Days | Collections | According to the available payment history as of xx/xx/2022, the borrower is delinquent for 16 months. | Initial | ||
57189499 | xx | xx | Deferred Balance Amount | Not Applicable | xxx | Initial | |||
57189499 | xx | xx | Interest Calculation Type | 360/360 | 30/360 | 360/360. | Initial | ||
57189499 | xx | xx | Is REO Active? | Not Applicable | No | N/A. | Initial | ||
57189499 | xx | xx | Mod Step Indicator | Not Applicable | No | Initial | |||
57189499 | xx | xx | Payment History String | 444MMMM4MM4MMMMMM1200001 | CCCCCCCCCCCCCCCCCCCCCCCC | 444444444444443211200001. | Initial | ||
57189499 | xx | xx | Payment History String Reversed | 1000021MMMMMM4MM4MMMM444 | CCCCCCCCCCCCCCCCCCCCCCCC | 444444444444443211200001. | Initial | ||
57189499 | xx | xx | Stated Maturity Date | xxx | xxx | -9 (Days) | xx/xx/2030. | Initial | |
55867915 | xx | xx | Current Legal Status | Collections, 60-119 Days | Collections | NA | Initial | ||
55867915 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | NA | Initial | ||
55867915 | xx | xx | Is REO Active? | Not Applicable | No | NA | Initial | ||
55867915 | xx | xx | Original Stated Rate | 7.44600% | 7.45000% | -0.00400% | -0.00400% | NA | Initial |
55867915 | xx | xx | Payment History String | m000000000000m0123444444 | CCCCCCCC369CCCCC33699CC3 | NA | Initial | ||
55867915 | xx | xx | Payment History String Reversed | 4444443210m000000000000m | 3CC99633CCCCC963CCCCCCCC | NA | Initial | ||
55867915 | xx | xx | Purpose of Refinance Per Application | Unavailable | Cash Out - Other | NA | Initial | ||
88921007 | xx | xx | Current Legal Status | Collections, >= 120 Days | Collections | Initial | |||
88921007 | xx | xx | Deferred Balance Amount | Not Applicable | xxx | Initial | |||
88921007 | xx | xx | Forbearance Plan Start Date | xxx | xxx | -1 (Days) | Initial | ||
88921007 | xx | xx | Is REO Active? | Not Applicable | No | Initial | |||
88921007 | xx | xx | Mod Step Indicator | Not Applicable | No | Initial | |||
88921007 | xx | xx | Payment History String | 444444432144MM4444110000 | CCCCCCCCCCCCCCCCCCCCCCCC | Initial | |||
88921007 | xx | xx | Payment History String Reversed | 0000114444MM441234444444 | CCCCCCCCCCCCCCCCCCCCCCCC | Initial | |||
48153804 | xx | xx | Current Legal Status | Bankruptcy-Current | Bankruptcy | NA | Initial | ||
48153804 | xx | xx | Deferred Balance Amount | Not Applicable | xxx | Initial | |||
48153804 | xx | xx | Interest Calculation Type | 360/360 | 30/360 | NA | Initial | ||
48153804 | xx | xx | Is REO Active? | Not Applicable | No | NA | Initial | ||
48153804 | xx | xx | Original Stated Rate | 7.99920% | 8.00000% | -0.00080% | -0.00080% | NA | Initial |
48153804 | xx | xx | Payment History String | 33333M333333344444444444 | CCCCCCCCCCCCCCCCCCCCCCCC | NA | Initial | ||
48153804 | xx | xx | Payment History String Reversed | 444444444443333333M33333 | CCCCCCCCCCCCCCCCCCCCCCCC | NA | Initial | ||
48153804 | xx | xx | Purpose of Refinance Per Application | Unavailable | Cash Out - Other | NA | Initial | ||
39117357 | xx | xx | Is REO Active? | Not Applicable | No | Initial | |||
39117357 | xx | xx | Mod Step Indicator | Not Applicable | No | Initial | |||
39117357 | xx | xx | Payment History String | 121000011104MMMMMMMMMMMM | CCCCCCCCCCCCCCCCCCCCCCCC | Initial | |||
39117357 | xx | xx | Payment History String Reversed | MMMMMMMMMMMM401110000121 | CCCCCCCCCCCCCCCCCCCCCCCC | Initial | |||
39117357 | xx | xx | Trial Modification Agreement in file? | Unavailable | No | Initial | |||
70715220 | xx | xx | Current Legal Status | Collections, < 60 Days | Collections | Initial | |||
70715220 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | Initial | |||
70715220 | xx | xx | Is REO Active? | Not Applicable | No | Initial | |||
70715220 | xx | xx | Loan Amortization Type | Step | Fixed | Initial | |||
70715220 | xx | xx | Mod Step 1 Date | 6/1/2020 | 3/1/2022 | -638 (Days) | Initial | ||
70715220 | xx | xx | Mod Step 4 Date | Not Applicable | 3/1/2027 | Initial | |||
70715220 | xx | xx | Mod Step 4 Rate | Not Applicable | 8.892% | Initial | |||
70715220 | xx | xx | Payment History String | 221M311M0000MMMMMMMMMMMM | CCCCCCCCCCCCCCCCCCCCCCCC | Initial | |||
70715220 | xx | xx | Payment History String Reversed | MMMMMMMMMMMM0000M113M122 | CCCCCCCCCCCCCCCCCCCCCCCC | Initial | |||
70715220 | xx | xx | Trial Modification Agreement in file? | Unavailable | No | Initial | |||
84253792 | xx | xx | Deferred Balance Amount | Not Applicable | xxx | Initial | |||
84253792 | xx | xx | Interest Calculation Type | 360/360 | 30/360 | Initial | |||
84253792 | xx | xx | Is REO Active? | Not Applicable | No | Initial | |||
84253792 | xx | xx | Mod Step Indicator | Not Applicable | No | Initial | |||
84253792 | xx | xx | Original Stated Rate | 7.11360% | 7.11000% | 0.00360% | 0.00360% | Initial | |
84253792 | xx | xx | Payment History String | 112210000000MMMMMMMMMMMM | CCCCCCCCCCCC333CCCCCCCCC | Initial | |||
84253792 | xx | xx | Payment History String Reversed | MMMMMMMMMMMM000000012211 | CCCCCCCCC333CCCCCCCCCCCC | Initial | |||
84253792 | xx | xx | Subject Property Type | Low Rise Condo (1-4 Stories) | Single Family | Initial | |||
25716373 | xx | xx | Forbearance Plan Start Date | xxx | xxx | 21 (Days) | Initial | ||
25716373 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | Initial | |||
25716373 | xx | xx | Is REO Active? | Not Applicable | No | Initial | |||
25716373 | xx | xx | Payment History String | 200000004MMMMMMMMMMMMMMM | CCCCCCCCCCCCCCCCCCCCCCCC | Initial | |||
25716373 | xx | xx | Payment History String Reversed | MMMMMMMMMMMMMMM400000002 | CCCCCCCCCCCCCCCCCCCCCCCC | Initial | |||
12605672 | xx | xx | Mod Step Indicator | Not Applicable | No | Initial | |||
22564855 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | N/A | Initial | ||
22564855 | xx | xx | Is REO Active? | Not Applicable | No | N/A | Initial | ||
22564855 | xx | xx | Payment History String | 112244444444MMMMMMMMMMMM | CCCCCCCCCCCC3699C3CCCCCC | The Payment history string is 2100000000000MMMM000000. | Initial | ||
22564855 | xx | xx | Payment History String Reversed | MMMMMMMMMMMM444444442211 | CCCCCC3C9363CCCCCCCCCCCC | The Payment history string is 2100000000000MMMM000000. | Initial | ||
22564855 | xx | xx | Purpose of Refinance Per Application | Unavailable | Cash Out - Other | N/A | Initial | ||
22564855 | xx | xx | Trial Modification Agreement in file? | Unavailable | No | Initial | |||
55035886 | xx | xx | Current Legal Status | Collections, >= 120 Days | Collections | No discrepancies. | Initial | ||
55035886 | xx | xx | Deferred Balance Amount | Not Applicable | xxx | No discrepancies. | Initial | ||
55035886 | xx | xx | Did a Modification Change Note Terms? | No | Yes | No discrepancies. | Initial | ||
55035886 | xx | xx | Is REO Active? | Not Applicable | No | No discrepancies. | Initial | ||
55035886 | xx | xx | Mod Step Indicator | Not Applicable | No | Initial | |||
55035886 | xx | xx | Payment History String | 44444MM4M4444MMMMMMMMMMM | CCCCCCCCCCCCC336C3CCCCCC | The pay history string is 44444444444444444444444. | Initial | ||
55035886 | xx | xx | Payment History String Reversed | MMMMMMMMMMM4444M4MM44444 | CCCCCC3C6C3CCCCCCCCCCCCC | The pay history string is 44444444444444444444444. | Initial | ||
55035886 | xx | xx | Trial Modification Agreement in file? | Yes | No | No discrepancies. | Initial | ||
94012049 | xx | xx | Current Legal Status | Collections, < 60 Days | Collections | Initial | |||
94012049 | xx | xx | Deferred Balance Amount | Not Applicable | xxx | Initial | |||
94012049 | xx | xx | Is REO Active? | Not Applicable | No | Initial | |||
94012049 | xx | xx | Mod Step Indicator | Not Applicable | No | Initial | |||
94012049 | xx | xx | Payment History String | 100000001440444141440000 | CCCCCCCCCC3C369993363693 | Initial | |||
94012049 | xx | xx | Payment History String Reversed | 000044141444044100000001 | 396363399363C3CCCCCCCCCC | Initial | |||
94012049 | xx | xx | Stated Maturity Date | xxx | xxx | -1 (Days) | Initial | ||
94012049 | xx | xx | Trial Modification Agreement in file? | Unavailable | No | Initial | |||
82685630 | xx | xx | Currently in Foreclosure? | Yes | No | Initial | |||
82685630 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | Initial | |||
82685630 | xx | xx | Loan Amortization Type | Unavailable | Fixed | Initial | |||
82685630 | xx | xx | Payment History String | 44M4M444M44MMMMMMMM4444M | CCCCCCCCCCCCCCCCCCCCCCCC | Initial | |||
82685630 | xx | xx | Payment History String Reversed | M4444MMMMMMMM44M444M4M44 | CCCCCCCCCCCCCCCCCCCCCCCC | Initial | |||
73634403 | xx | xx | Current Legal Status | Collections, 60-119 Days | Collections | Current Legal Status is Collections, 60-119 Days. | Initial | ||
73634403 | xx | xx | Deferred Balance Amount | xxx | xxx | $-3835.45 | -40.12266% | Unavailable. | Initial |
73634403 | xx | xx | Forbearance Plan Start Date | xxx | xxx | -220 (Days) | Forbearance Plan Start Date is xx/xx/2021. | Initial | |
73634403 | xx | xx | Interest Calculation Type | 360/360 | 30/360 | Interest Calculation Type is 360/360. | Initial | ||
73634403 | xx | xx | Is REO Active? | Not Applicable | No | Not Applicable. | Initial | ||
73634403 | xx | xx | Payment History String | MMMM0044444MMMMMMMMMMMMM | CCCCCCCCCCCCCCCCCCCCCCCC | Payment History String Reversed is 321000MMMMM34MMMMMMMMMMM. | Initial | ||
73634403 | xx | xx | Payment History String Reversed | MMMMMMMMMMMMM4444400MMMM | CCCCCCCCCCCCCCCCCCCCCCCC | Payment History String Reversed is MMMMMMMMMMM43MMMMM00123. | Initial | ||
63964652 | xx | xx | Current Legal Status | Performing | Collections | Initial | |||
63964652 | xx | xx | Is REO Active? | Not Applicable | No | Initial | |||
63964652 | xx | xx | Mod Step Indicator | Not Applicable | No | Initial | |||
63964652 | xx | xx | Original Stated Rate | 9.74760% | 9.75000% | -0.00240% | -0.00240% | Initial | |
63964652 | xx | xx | Payment History String | 000000000004MMMMMMMMMMMM | CCC3CCCCCCCCC3C3CCCCCCCC | Initial | |||
63964652 | xx | xx | Payment History String Reversed | MMMMMMMMMMMM400000000000 | CCCCCCCC3C3CCCCCCCCC3CCC | Initial | |||
63964652 | xx | xx | Purpose of Refinance Per Application | Lower rate or term | No Cash-Out | Initial | |||
63964652 | xx | xx | Stated Maturity Date | xxx | xxx | 24 (Days) | Initial | ||
63964652 | xx | xx | Subject Property Type | Manufactured Housing | Single Family | Initial | |||
27267575 | xx | xx | Is REO Active? | Not Applicable | No | Initial | |||
27267575 | xx | xx | Original Stated Rate | 7.44600% | 7.45000% | -0.00400% | -0.00400% | Initial | |
27267575 | xx | xx | Payment History String | 321000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC | Initial | |||
27267575 | xx | xx | Payment History String Reversed | 000000000000000000000123 | CCCCCCCCCCCCCCCCCCCCCCCC | Initial | |||
11313502 | xx | xx | Interest Calculation Type | 360/360 | 30/360 | Initial | |||
11313502 | xx | xx | Is REO Active? | Not Applicable | No | Initial | |||
11313502 | xx | xx | Mod Step Indicator | Not Applicable | No | Initial | |||
11313502 | xx | xx | Payment History String | 444321000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC | Initial | |||
11313502 | xx | xx | Payment History String Reversed | 000000000000000000123444 | CCCCCCCCCCCCCCCCCCCCCCCC | Initial | |||
39474999 | xx | xx | Is REO Active? | Not Applicable | No | Not Applicable | Initial | ||
39474999 | xx | xx | Mod Step Indicator | Not Applicable | No | Not Applicable | Initial | ||
39474999 | xx | xx | Payment History String | 12M111111114MMMMMMMMMMMM | CCCCCCCCCCCCCCCCCC33CCCC | Initial | |||
39474999 | xx | xx | Payment History String Reversed | MMMMMMMMMMMM411111111M21 | CCCC33CCCCCCCCCCCCCCCCCC | Initial | |||
39474999 | xx | xx | Purpose of Refinance Per Application | Unavailable | Cash Out - Other | Initial | |||
39474999 | xx | xx | Trial Modification Agreement in file? | Unavailable | No | Initial | |||
70275991 | xx | xx | Current Legal Status | Performing | Collections | Current legal status is "performing" | Initial | ||
70275991 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | As per tape discrepancies Interest Calculation Type is "In arrears". however; Interest Calculation Type is 360/360. | Initial | ||
70275991 | xx | xx | Is REO Active? | Not Applicable | No | Not applicable | Initial | ||
70275991 | xx | xx | Payment History String | 00MMMMMMMM44MM4MM44MM000 | CCCCCCC3C36969CCCCCCCCCC | As per the tape data, payment history string is "CCCCCCC3C36969CCCCCCCCCC"; however, the payment history review shows "012344444444MMMMMMMMMMMMM. | Initial | ||
70275991 | xx | xx | Payment History String Reversed | 000MM44MM4MM44MMMMMMMM00 | CCCCCCCCC696963C3CCCCCCC | As per the tape data, payment history string reversed is "CCCCCCCCCC696963CCCCCCC"; however, the payment history review shows "000000000000000010010112". | Initial | ||
70275991 | xx | xx | Trial Modification Agreement in file? | Yes | No | As per tape discrepancies trial modification agreement is not available in loan file. however; modification agreement is available in loan files. | Initial | ||
47142158 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | Changes as per Note. | Initial | ||
47142158 | xx | xx | Payment History String | 444444444444444444444444 | CCCCCCCC369FFCCCCCCCC3C3 | Changes as per PH. | Initial | ||
47142158 | xx | xx | Payment History String Reversed | 444444444444444444444444 | 3C3CCCCCCFCFF963CCCCCCCC | Changes as per PH. | Initial | ||
47142158 | xx | xx | Purpose of Refinance Per Application | Debt consolidation | Cash Out - Other | Changed. | Initial | ||
47142158 | xx | xx | Trial Modification Agreement in file? | Unavailable | No | Changes as per modification. | Initial | ||
36826794 | xx | xx | Current Legal Status | Collections, >= 120 Days | Collections | Initial | |||
36826794 | xx | xx | Forbearance Plan Start Date | xxx | xxx | -208 (Days) | Initial | ||
36826794 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | Initial | |||
36826794 | xx | xx | Is REO Active? | Not Applicable | No | Initial | |||
36826794 | xx | xx | Mod Step 1 Date | 1/1/2021 | 1/1/2026 | -1826 (Days) | Initial | ||
36826794 | xx | xx | Mod Step 1 Rate | 3.500% | 4.500% | -1.000% | -1.00000% | Initial | |
36826794 | xx | xx | Mod Step 2 Date | 1/1/2026 | 4/1/2026 | -90 (Days) | Initial | ||
36826794 | xx | xx | Payment History String | M43M12110001MMMMMM111111 | CCCCCCCCCCCCCCCCCCCCCCCC | Initial | |||
36826794 | xx | xx | Payment History String Reversed | 111111MMMMMM10001121M34M | CCCCCCCCCCCCCCCCCCCCCCCC | Initial | |||
96738727 | xx | xx | Deferred Balance Amount | Not Applicable | xxx | Initial | |||
96738727 | xx | xx | Did a Modification Change Note Terms? | No | Yes | Initial | |||
96738727 | xx | xx | Is REO Active? | Not Applicable | No | Initial | |||
96738727 | xx | xx | Mod Step Indicator | Not Applicable | No | Initial | |||
96738727 | xx | xx | Original Stated Rate | 9.64200% | 9.64000% | 0.00200% | 0.00200% | Initial | |
96738727 | xx | xx | Payment History String | 443210000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC | Initial | |||
96738727 | xx | xx | Payment History String Reversed | 000000000000000000012344 | CCCCCCCCCCCCCCCCCCCCCCCC | Initial | |||
46286191 | xx | xx | Bankruptcy (Post-Loan Origination)? | Yes | No | Changed. | Initial | ||
46286191 | xx | xx | Current Legal Status | Collections, >= 120 Days | Collections | Changed. | Initial | ||
46286191 | xx | xx | Deferred Balance Amount | Not Applicable | xxx | Changed. | Initial | ||
46286191 | xx | xx | Did a Modification Change Note Terms? | No | Yes | Initial | |||
46286191 | xx | xx | Forbearance Plan Start Date | xxx | xxx | 172 (Days) | Changed. | Initial | |
46286191 | xx | xx | Interest Calculation Type | 360/360 | 30/360 | Changed. | Initial | ||
46286191 | xx | xx | Is REO Active? | Not Applicable | No | Changed. | Initial | ||
46286191 | xx | xx | Mod Step Indicator | Not Applicable | No | Initial | |||
46286191 | xx | xx | Original Stated Rate | 9.67800% | 9.68000% | -0.00200% | -0.00200% | Changed. | Initial |
46286191 | xx | xx | Payment History String | 444444444444411111110000 | CCCCCCCCCCCCCCCCCCCCCCCC | Changed. | Initial | ||
46286191 | xx | xx | Payment History String Reversed | 000011111114444444444444 | CCCCCCCCCCCCCCCCCCCCCCCC | Changed. | Initial | ||
93308962 | xx | xx | Current Legal Status | Collections, < 60 Days | Collections | The loan is currently in collections and the next payment is due for xx/xx/2021.The last payment was received on xx/xx/2021 in the amount of $363.25 which was applied for the due date of xx/xx/2021. | Initial | ||
93308962 | xx | xx | Is REO Active? | Not Applicable | No | No Fc activity. | Initial | ||
93308962 | xx | xx | Mod Step Indicator | Not Applicable | No | Initial | |||
93308962 | xx | xx | Payment History String | 1011111111M22MMMMM411111 | CCCCCCCCCCCCCCCCCCCCCCCC | Initial | |||
93308962 | xx | xx | Payment History String Reversed | 111114MMMMM22M1111111101 | CCCCCCCCCCCCCCCCCCCCCCCC | Initial | |||
93308962 | xx | xx | Trial Modification Agreement in file? | Unavailable | No | No collection comments found. | Initial | ||
93987391 | xx | xx | Current Legal Status | Performing | Collections | Initial | |||
93987391 | xx | xx | Interest Calculation Type | 360/360 | 30/360 | Initial | |||
93987391 | xx | xx | Is REO Active? | Not Applicable | No | Initial | |||
93987391 | xx | xx | Mod Step Indicator | Not Applicable | No | Initial | |||
93987391 | xx | xx | Original Stated Rate | 6.99960% | 7.00000% | -0.00040% | -0.00040% | Initial | |
93987391 | xx | xx | Payment History String | 0000000000004MMMMMMMMMMM | CCCCCCCCCCCCCCCCCCCCCCCC | Initial | |||
93987391 | xx | xx | Payment History String Reversed | MMMMMMMMMMM4000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC | Initial | |||
93987391 | xx | xx | Purpose of Refinance Per Application | Not Applicable | Cash Out - Other | Initial | |||
8801087 | xx | xx | Deferred Balance Amount | Not Applicable | xxx | Initial | |||
8801087 | xx | xx | Did a Modification Change Note Terms? | No | Yes | Initial | |||
8801087 | xx | xx | Interest Calculation Type | 360/360 | 30/360 | Initial | |||
8801087 | xx | xx | Is REO Active? | Not Applicable | No | Initial | |||
8801087 | xx | xx | Mod Step Indicator | Not Applicable | No | Initial | |||
8801087 | xx | xx | Payment History String | 110000000000000000010000 | CCCCCCCCCCCCCCCCCCCCCCCC | Initial | |||
8801087 | xx | xx | Payment History String Reversed | 000010000000000000000011 | CCCCCCCCCCCCCCCCCCCCCCCC | Initial | |||
8801087 | xx | xx | Trial Modification Agreement in file? | Unavailable | No | Initial | |||
23288006 | xx | xx | Bankruptcy (Post-Loan Origination)? | Yes | No | Updated as per review. | Initial | ||
23288006 | xx | xx | Current Legal Status | Performing | Collections | Updated as per review. | Initial | ||
23288006 | xx | xx | Interest Calculation Type | 360/360 | 30/360 | Updated as per review. | Initial | ||
23288006 | xx | xx | Is REO Active? | Not Applicable | No | Updated as per review. | Initial | ||
23288006 | xx | xx | Payment History String | 001111000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC | Initial | |||
23288006 | xx | xx | Payment History String Reversed | 000000000000000000111100 | CCCCCCCCCCCCCCCCCCCCCCCC | Initial | |||
48131951 | xx | xx | Deferred Balance Amount | xxx | xxx | $13946.80 | 69734.00000% | Changed. | Initial |
48131951 | xx | xx | Is REO Active? | Not Applicable | No | Changed. | Initial | ||
48131951 | xx | xx | Payment History String | 444444444444444444321000 | 3CCCCCCC3CC336663CCCCCCC | Changed. | Initial | ||
48131951 | xx | xx | Payment History String Reversed | 000123444444444444444444 | CCCCCCC363633CC3CCCCCCC3 | Changed. | Initial | ||
48131951 | xx | xx | Stated Maturity Date | xxx | xxx | 9199 (Days) | Changed. | Initial | |
68284959 | xx | xx | Current Legal Status | Performing | Collections | As per tape discrepancies current legal status is collections. however; current legal status is performing. | Initial | ||
68284959 | xx | xx | Is REO Active? | Not Applicable | No | N/A | Initial | ||
68284959 | xx | xx | Mod Step Indicator | Not Applicable | No | Initial | |||
68284959 | xx | xx | Payment History String | 000000000000MMMMMMMMMMMM | 3669CCCCCCCCCCCCCCCCCCCC | N/A | Initial | ||
68284959 | xx | xx | Payment History String Reversed | MMMMMMMMMMMM000000000000 | CCCCCCCCCCCCCCCCCCC69663 | N/A | Initial | ||
68284959 | xx | xx | Purpose of Refinance Per Application | Unavailable | Cash Out - Other | As per tape discrepancies purpose of refinance per application is cash out-other. however; application is missing from the loan files. | Initial | ||
68284959 | xx | xx | Stated Maturity Date | xxx | xxx | 24 (Days) | As per tape discrepancies stated maturity date is xx/xx/2017. however; stated maturity date is xx/xx/2017. | Initial | |
68284959 | xx | xx | Trial Modification Agreement in file? | Unavailable | No | N/A | Initial | ||
5860996 | xx | xx | Current Legal Status | Collections, >= 120 Days | Collections | Changed. | Initial | ||
5860996 | xx | xx | Deferred Balance Amount | Not Applicable | xxx | Initial | |||
5860996 | xx | xx | Interest Calculation Type | 360/360 | 30/360 | Changed. | Initial | ||
5860996 | xx | xx | Is REO Active? | Not Applicable | No | Changed. | Initial | ||
5860996 | xx | xx | Loan Amortization Type | Step | Fixed | Initial | |||
5860996 | xx | xx | Mod Step Indicator | Yes | No | Initial | |||
5860996 | xx | xx | Original Stated Rate | 8.07700% | 8.08000% | -0.00300% | -0.00300% | Changed. | Initial |
5860996 | xx | xx | Payment History String | 444444444444444444444321 | CCCCCCCCCCCCCCCCCCCCCCCC | Changes made as per PH. | Initial | ||
5860996 | xx | xx | Payment History String Reversed | 123444444444444444444444 | CCCCCCCCCCCCCCCCCCCCCCCC | Changes made as per PH. | Initial | ||
5860996 | xx | xx | Stated Maturity Date | xxx | xxx | 13105 (Days) | Initial | ||
5860996 | xx | xx | Trial Modification Agreement in file? | Yes | No | Changed. | Initial | ||
48489529 | xx | xx | Current Legal Status | Performing | Collections | Initial | |||
48489529 | xx | xx | Interest Calculation Type | 360/360 | In Arrears | Initial | |||
48489529 | xx | xx | Is REO Active? | Not Applicable | No | Initial | |||
48489529 | xx | xx | Loan Amortization Type | Step | Fixed | Initial | |||
48489529 | xx | xx | Mod Step 1 Date | 1/1/2019 | 1/1/2024 | -1826 (Days) | Initial | ||
48489529 | xx | xx | Mod Step 1 Rate | 6.800% | 7.800% | -1.000% | -1.00000% | Initial | |
48489529 | xx | xx | Mod Step 2 Date | 1/1/2024 | 1/1/2025 | -366 (Days) | Initial | ||
48489529 | xx | xx | Mod Step 2 Rate | 7.800% | 8.551% | -0.751% | -0.75100% | Initial | |
48489529 | xx | xx | Mod Step 3 Date | 1/1/2025 | 5/1/2026 | -485 (Days) | Initial | ||
48489529 | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCC33C33C3669 | Initial | |||
48489529 | xx | xx | Payment History String Reversed | 000000000000000000000000 | 9663C33C3CCCCCCCCCCCCCCC | Initial | |||
52784708 | xx | xx | Current Legal Status | Performing | Collections | Initial | |||
52784708 | xx | xx | Is REO Active? | Not Applicable | No | Initial | |||
52784708 | xx | xx | Mod Step Indicator | Not Applicable | No | Initial | |||
52784708 | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCC33CCC3C36C36C3 | Initial | |||
52784708 | xx | xx | Payment History String Reversed | 000000000000000000000000 | 3C63C63C3CCC33CCCCCCCCCC | Initial | |||
52784708 | xx | xx | Purpose of Refinance Per Application | Debt consolidation | Cash Out - Other | Initial | |||
52784708 | xx | xx | Trial Modification Agreement in file? | Unavailable | No | Initial | |||
19926854 | xx | xx | Deferred Balance Amount | Not Applicable | xxx | Initial | |||
19926854 | xx | xx | Interest Calculation Type | 360/360 | 30/360 | Initial | |||
19926854 | xx | xx | Is REO Active? | Not Applicable | No | Initial | |||
19926854 | xx | xx | Original Stated Rate | 9.47000% | 9.48000% | -0.01000% | -0.01000% | Initial | |
19926854 | xx | xx | Payment History String | 444444444444MMMMMMMMMMMM | CCCCCCCCCCCCCCCCCCCCCCCC | Initial | |||
19926854 | xx | xx | Payment History String Reversed | MMMMMMMMMMMM444444444444 | CCCCCCCCCCCCCCCCCCCCCCCC | Initial | |||
19926854 | xx | xx | Purpose of Refinance Per Application | Debt consolidation | Cash Out - Other | Initial | |||
69145176 | xx | xx | Deferred Balance Amount | Not Applicable | xxx | Initial | |||
69145176 | xx | xx | Interest Calculation Type | 360/360 | 30/360 | No discrepancies. | Initial | ||
69145176 | xx | xx | Is REO Active? | Not Applicable | No | No discrepancies. | Initial | ||
69145176 | xx | xx | Mod Step Indicator | Not Applicable | No | Initial | |||
69145176 | xx | xx | Original Stated Rate | 7.93680% | 7.94000% | -0.00320% | -0.00320% | No discrepancies. | Initial |
69145176 | xx | xx | Payment History String | 321433332200001000000000 | CCCCCCCCCCCCCCCCCCCCCCCC | The pay history string is 00000000010002333344444. | Initial | ||
69145176 | xx | xx | Payment History String Reversed | 000000000100002233334123 | CCCCCCCCCCCCCCCCCCCCCCCC | The pay history string is 00000000010002333344444. | Initial | ||
69145176 | xx | xx | Purpose of Refinance Per Application | Debt consolidation | Cash Out - Other | Initial | |||
69145176 | xx | xx | Stated Maturity Date | xxx | xxx | -13 (Days) | Initial | ||
69145176 | xx | xx | Trial Modification Agreement in file? | Unavailable | No | No discrepancies. | Initial | ||
74335491 | xx | xx | Current Legal Status | Collections, 60-119 Days | Collections | Initial | |||
74335491 | xx | xx | Deferred Balance Amount | Not Applicable | xxx | Initial | |||
74335491 | xx | xx | Interest Calculation Type | 360/360 | 30/360 | Initial | |||
74335491 | xx | xx | Is REO Active? | Not Applicable | No | Initial | |||
74335491 | xx | xx | Mod Step Indicator | Not Applicable | No | Initial | |||
74335491 | xx | xx | Payment History String | 3MMM00000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC | Initial | |||
74335491 | xx | xx | Payment History String Reversed | 00000000000000000000MMM3 | CCCCCCCCCCCCCCCCCCCCCCCC | Initial | |||
86579612 | xx | xx | Bankruptcy (Post-Loan Origination)? | Yes | No | NA | Initial | ||
86579612 | xx | xx | Deferred Balance Amount | xxx | xxx | $-193.90 | -3.31149% | Initial | |
86579612 | xx | xx | Interest Calculation Type | 360/360 | 30/360 | NA | Initial | ||
86579612 | xx | xx | Is REO Active? | Not Applicable | No | NA | Initial | ||
86579612 | xx | xx | Payment History String | 4432144444MMMMMMMMM44444 | CCCCCCCCCCC333CC3333CCCC | NA | Initial | ||
86579612 | xx | xx | Payment History String Reversed | 44444MMMMMMMMM4444412344 | CCCC3333C3333CCCCCCCCCCC | NA | Initial | ||
86579612 | xx | xx | Trial Modification Agreement in file? | Yes | No | NA | Initial | ||
99802660 | xx | xx | Current Legal Status | Collections, >= 120 Days | Collections | Initial | |||
99802660 | xx | xx | Interest Calculation Type | 360/360 | 30/360 | Initial | |||
99802660 | xx | xx | Is REO Active? | Not Applicable | No | Initial | |||
99802660 | xx | xx | Mod Step Indicator | Not Applicable | No | Initial | |||
99802660 | xx | xx | Payment History String | 4mmm4m444321100000000000 | CCCCCCCCCCCCCCCCCCCCCCCC | Initial | |||
99802660 | xx | xx | Payment History String Reversed | 000000000001123444m4mmm4 | CCCCCCCCCCCCCCCCCCCCCCCC | Initial | |||
99802660 | xx | xx | Trial Modification Agreement in file? | Yes | No | Initial | |||
28721055 | xx | xx | Age of Loan | 5 | 7 | -2 | -28.57142% | Initial | |
28721055 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Initial | |||
2657679 | xx | xx | Age of Loan | 0 | 1 | -1 | -100.00000% | NA. | Initial |
2657679 | xx | xx | Borrower DTI Ratio Percent | 44.297% | 35.436% | 8.861% | 8.86100% | The Borrower's income is $14,876.00 after subject loan the proposed amount $2,739.83 and all other monthly payments is $555.00 and total all monthly payment is $3,294.83 hence, the calculated DTI ratio is 22.149%. | Initial |
2657679 | xx | xx | Escrow Account Indicator | Yes | No | Final CD reflects escrow account indicator as Yes. | Initial | ||
77432488 | xx | xx | Age of Loan | 15 | 17 | -2 | -11.76470% | NA | Initial |
77432488 | xx | xx | Borrower DTI Ratio Percent | 24.643% | 64.120% | -39.477% | -39.47700% | Borrower income is $9,004.08 and Total Debts are in the amount of $655.00 hence calculated Housing Ratio as per 1008 is 24.643%. | Initial |
77432488 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
68198481 | xx | xx | Borrower DTI Ratio Percent | 35.847% | 36.102% | -0.255% | -0.25500% | As per Tape data, Post Close DTI is 36.102%. However Final Application documents reflects as 35.847%. | Initial |
76042058 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Initial | |||
27430776 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
56648514 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N.A. | Initial | ||
20609581 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
70673584 | xx | xx | Does Lender G/L Require MI? | No | Yes | NA. | Initial | ||
70673584 | xx | xx | MI Coverage Amount | Not Applicable | 25.000% | NA | Initial | ||
59752115 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
57602401 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
38259420 | xx | xx | Borrower DTI Ratio Percent | 41.634% | 38.187% | 3.447% | 3.44700% | Final application reflects borrower DTI ratio percent as 41.634%. | Initial |
38259420 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
45966881 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N.A. | Initial | ||
56831328 | xx | xx | Borrower DTI Ratio Percent | 26.321% | 26.322% | -0.001% | -0.00100% | As per Tape data, Post Close DTI is 24.619%. However Final Application documents reflects as 24.619%. | Initial |
56831328 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
92396896 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N/A | Initial | ||
92396896 | xx | xx | Purpose of Refinance Per Application | Limited Cash Out (GSE definition) | Change in Rate/Term | As per review. | Initial | ||
53680311 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N.A. | Initial | ||
40940474 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
74383767 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Initial | |||
26193526 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | MI is not required. | Initial | ||
96445646 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
96445646 | xx | xx | Purpose of Refinance Per Application | No Cash-Out | Change in Rate/Term | Final application reflects purpose of refinance as No Cash-Out. | Initial | ||
9355618 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N.A. | Initial | ||
9355618 | xx | xx | Purpose of Refinance Per Application | No Cash-Out | Change in Rate/Term | Final CD reflects purpose of refinance as no cash out. | Initial | ||
57797548 | xx | xx | Borrower DTI Ratio Percent | 24.059% | 31.315% | -7.256% | -7.25600% | Initial | |
57797548 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Initial | |||
57797548 | xx | xx | Subject Property Type | Commercial Prop | PUD | Initial | |||
86025725 | xx | xx | B1 Self-Employed? | No | Yes | As per the final loan application, the borrower is the owner of xxx for 30 years. | Initial | ||
86025725 | xx | xx | Borrower DTI Ratio Percent | 18.668% | 17.901% | 0.767% | 0.76700% | Borrower DTI ratio percent is 18.668% | Initial |
86025725 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
98954582 | xx | xx | Borrower DTI Ratio Percent | 3.589% | 4.523% | -0.934% | -0.93400% | The borrower’s income is $74,858.43 and total expenses are in the amount of $2,686.52. Hence calculated DTI ratio is 3.589%. | Initial |
98954582 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N.A. | Initial | ||
55652158 | xx | xx | Borrower DTI Ratio Percent | 48.595% | 48.589% | 0.006% | 0.00600% | Initial | |
55652158 | xx | xx | Does Lender G/L Require MI? | Not Applicable | Yes | Initial | |||
55652158 | xx | xx | MI Coverage Amount | Not Applicable | 25.000% | Initial | |||
73580542 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
21033273 | xx | xx | Borrower DTI Ratio Percent | 23.356% | 23.876% | -0.520% | -0.52000% | The borrower’s income is $11,778.00 and total expenses are in the amount of $2,003.01. Hence calculated DTI ratio is 43.864%. | Initial |
21033273 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA. | Initial | ||
56674435 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N.A. | Initial | ||
42099645 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N.A. | Initial | ||
42099645 | xx | xx | Escrow Account Indicator | Yes | No | As per final CD escrow account indicator is Yes. | Initial | ||
32071789 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA. | Initial | ||
57212157 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | MI is not required. | Initial | ||
4047649 | xx | xx | Borrower DTI Ratio Percent | 52.863% | 52.293% | 0.570% | 0.57000% | Updated as per 1008. | Initial |
4047649 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N/A. | Initial | ||
27331887 | xx | xx | Borrower DTI Ratio Percent | 31.129% | 31.096% | 0.033% | 0.03300% | The borrower's monthly income is $18,137.92 after subject loan the proposed amount $1,878.21 and total non-housing payments is $3,768.00. Hence, the calculated DTI ratio is 31.129%. | Initial |
26374034 | xx | xx | Age of Loan | 18 | 19 | -1 | -5.26315% | As per Tape data ,age of loan is 18.However it reflects 19. | Initial |
44819829 | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 | Initial | |||
44819829 | xx | xx | Payment History String | 000000000000000000000004 | 00000000000000000000000 | Initial | |||
44819829 | xx | xx | Payment History String Reversed | 400000000000000000000000 | 00000000000000000000000' | Initial | |||
44819829 | xx | xx | Purpose of Refinance Per Application | Limited Cash Out (GSE definition) | Change in Rate/Term | Final application reflects purpose of refinance as Limited Cash out refinance. | Initial | ||
47617637 | xx | xx | Original Stated Rate | 7.00000% | 4.00000% | 3.00000% | 3.00000% | Initial | |
47617637 | xx | xx | Payment History String | 012334444MMMMMMMMMMMMMMM | 37654321000001000010011 | Initial | |||
47617637 | xx | xx | Payment History String Reversed | MMMMMMMMMMMMMMM444433210 | 11001000000000012347673' | Initial | |||
4998219 | xx | xx | Deferred Balance Amount | Not Applicable | xxx | Initial | |||
4998219 | xx | xx | Payment History String | 000000000000000000043211 | 00000000000000000043211 | Initial | |||
4998219 | xx | xx | Payment History String Reversed | 112340000000000000000000 | 11234000000000000000000' | Initial | |||
4998219 | xx | xx | Purpose of Refinance Per Application | Cash Out - Other | Home improvement | Initial | |||
4998219 | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Refinance | Initial | |||
62890154 | xx | xx | Currently in Foreclosure? | Yes | No | Initial | |||
62890154 | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 | Deferred balance amount is changed. | Initial | ||
62890154 | xx | xx | Original Stated Rate | 6.50000% | 3.62500% | 2.87500% | 2.87500% | Original stated rate is changed. | Initial |
62890154 | xx | xx | Payment History String | 32100123444MMMMMMMMMMMMM | 32106543210002104321032 | PH string is changed. | Initial | ||
62890154 | xx | xx | Payment History String Reversed | MMMMMMMMMMMMM44432100123 | 23012340100001234562123' | Payment history is changed. | Initial | ||
89679432 | xx | xx | Currently in Foreclosure? | Yes | No | Foreclosure is not available in tape discrepancies however Foreclosure is available in collection comment . | Initial | ||
89679432 | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 | NA | Initial | ||
89679432 | xx | xx | Loan Amortization Type | Step | Fixed | As per tape discrepancies , loan amortization type is fixed however it's step. | Initial | ||
89679432 | xx | xx | Mod Step 1 Date | 5/1/2014 | 5/1/2021 | -2557 (Days) | Initial | ||
89679432 | xx | xx | Mod Step 1 Rate | 2.000% | 4.375% | -2.375% | -2.37500% | Initial | |
89679432 | xx | xx | Original Stated Rate | 6.37500% | 4.37500% | 2.00000% | 2.00000% | As per tape discrepancies, original stated rate is 4.3750% however original stated rate is 6.37500%. | Initial |
89679432 | xx | xx | Payment History String | 32123444410MMMMMMMMMMMMM | 26554321110002100010100 | NA | Initial | ||
89679432 | xx | xx | Payment History String Reversed | MMMMMMMMMMMMM01444432123 | 00101000100001112346562' | NA | Initial | ||
89679432 | xx | xx | Purpose of Refinance Per Application | Lower rate or term | Change in Rate/Term | As per tape discrepancies, purpose of refinance is change in rate/ term however as per document purpose of refinance is Cash out- Other. | Initial | ||
82513011 | xx | xx | Currently in Foreclosure? | Yes | No | As per the comments, the foreclosure was initiated on xx/xx/2022. Due to loss mitigation, the FC was placed on hold. | Initial | ||
82513011 | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 | Deferred balance amount is changed. | Initial | ||
82513011 | xx | xx | Original Stated Rate | 6.87500% | 4.62500% | 2.25000% | 2.25000% | Original stated rate is changed | Initial |
82513011 | xx | xx | Payment History String | 44321023MMMMMMMMMMMMMMMM | 65432321000102121111100 | Payment history string is changed. | Initial | ||
82513011 | xx | xx | Payment History String Reversed | MMMMMMMMMMMMMMMM32012344 | 00111112110100012325456' | Payment history is changed. | Initial | ||
82513011 | xx | xx | Purpose of Refinance Per Application | Cash Out - Other | Change in Rate/Term | Purpose of refinance per application is changed. | Initial | ||
87607254 | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 | Initial | |||
87607254 | xx | xx | Payment History String | 4444444321mmmmmmmmmmmmmm | 99876543210321002101010 | Initial | |||
87607254 | xx | xx | Payment History String Reversed | mmmmmmmmmmmmmm1234444444 | 01010120032301234569899' | Initial | |||
81608934 | xx | xx | Currently in Foreclosure? | Yes | No | Currently foreclosure is changed. | Initial | ||
81608934 | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 | Deferred balance amount is changed. | Initial | ||
81608934 | xx | xx | Original Stated Rate | 5.50000% | 2.50000% | 3.00000% | 3.00000% | Original stated rate is changed. | Initial |
81608934 | xx | xx | Pay Change Frequency | 12 Months | Pay changed frequency. | Initial | |||
81608934 | xx | xx | Payment History String | 443210123MMMMMMMMMMMMMMM | 43210321010102101000102 | Payment string is changed. | Initial | ||
81608934 | xx | xx | Payment History String Reversed | MMMMMMMMMMMMMMM321012344 | 20100010110101012303234' | Payment history string reversed is changed. | Initial | ||
81608934 | xx | xx | Subsequent Rate Adjustment Frequency | 12 Months | Initial | ||||
18028979 | xx | xx | Currently in Foreclosure? | Yes | No | Changes made because of CC. | Initial | ||
18028979 | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 | Changes made because of modification. | Initial | ||
18028979 | xx | xx | Payment History String | 4321012344MMMMMMMMMMMMMM | 32105432100002100000000 | Changes made because of PH. | Initial | ||
18028979 | xx | xx | Payment History String Reversed | MMMMMMMMMMMMMM4432101234 | 00000000100000123452123' | Changes made because of PH. | Initial | ||
18028979 | xx | xx | Purpose of Refinance Per Application | Cash Out - Other | Debt consolidation | Changes made because of application. | Initial | ||
18028979 | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Refinance | Changes made because of HUD-1. | Initial | ||
32720528 | xx | xx | Bankruptcy (Post-Loan Origination)? | Yes | No | Initial | |||
32720528 | xx | xx | Currently in Foreclosure? | Yes | No | Initial | |||
32720528 | xx | xx | Deferred Balance Amount | Unavailable | $0.00 | Initial | |||
32720528 | xx | xx | Loan Amortization Type | Unavailable | Fixed | Initial | |||
32720528 | xx | xx | MI Coverage Amount | Not Applicable | 25.000% | Initial | |||
32720528 | xx | xx | Original Stated Rate | 7.00000% | 4.50000% | 2.50000% | 2.50000% | Initial | |
32720528 | xx | xx | Payment History String | 444444443211000000012MMM | 99876543221000000021099 | Initial | |||
32720528 | xx | xx | Payment History String Reversed | MMM210000000112344444444 | 99012000000012234569899' | Initial | |||
32720528 | xx | xx | Stated Maturity Date | Unavailable | xxx | Initial | |||
81625542 | xx | xx | Bankruptcy (Post-Loan Origination)? | Yes | No | N/A | Initial | ||
81625542 | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 | N/A | Initial | ||
81625542 | xx | xx | Payment History String | 012010123121mmmmmmmmmmmm | 21010321210321012123232 | The payment history string is 002101022222222222222222. | Initial | ||
81625542 | xx | xx | Payment History String Reversed | mmmmmmmmmmmm121321010210 | 23232121032301212301012' | The payment history string is 002101022222222222222222. | Initial | ||
81625542 | xx | xx | Purpose of Refinance Per Application | Lower rate or term | Debt consolidation | N/A | Initial | ||
81625542 | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Refinance | N/A | Initial | ||
17641955 | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 | N/A | Initial | ||
17641955 | xx | xx | Payment History String | 000000000000000000000000 | 00000000000000000000000 | 000000000000000000000000 | Initial | ||
17641955 | xx | xx | Payment History String Reversed | 000000000000000000000000 | 00000000000000000000000' | 000000000000000000000000 | Initial | ||
35033104 | xx | xx | Currently in Foreclosure? | Yes | No | As per the comments, the foreclosure was initiated on xx/xx/2018. The complaint was filed on xx/xx/2018. | Initial | ||
35033104 | xx | xx | Original Stated Rate | 6.25000% | 3.00000% | 3.25000% | 3.25000% | Initial | |
35033104 | xx | xx | Payment History String | 444443210444444444444444 | 99999999999999999999999 | As per the payment history, the string is 444443210444444444444444 | Initial | ||
35033104 | xx | xx | Payment History String Reversed | 444444444444444012344444 | 99999999999999999999999' | As per the payment history, the string reversed is 444444444444444012344444 | Initial | ||
1683762 | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 | Initial | |||
1683762 | xx | xx | Loan Amortization Type | Unavailable | Fixed | Initial | |||
1683762 | xx | xx | Original Stated Rate | 6.25000% | 6.00000% | 0.25000% | 0.25000% | Initial | |
1683762 | xx | xx | Payment History String | 444443210000000000000000 | 87654321000000000000000 | Initial | |||
1683762 | xx | xx | Payment History String Reversed | 000000000000000012344444 | 00000000000000012347678' | Initial | |||
1683762 | xx | xx | Stated Maturity Date | Unavailable | xxx | Initial | |||
12833425 | xx | xx | Bankruptcy (Post-Loan Origination)? | Yes | No | Initial | |||
12833425 | xx | xx | Deferred Balance Amount | Unavailable | xxx | Initial | |||
12833425 | xx | xx | Interest Only Expiration Date | 10/1/2021 | 11/1/2021 | -31 (Days) | Initial | ||
12833425 | xx | xx | Loan Amortization Type | Unavailable | Fixed | Initial | |||
12833425 | xx | xx | Payment History String | 44444444444444224mmm4mmm | 99987776543222107654321 | Initial | |||
12833425 | xx | xx | Payment History String Reversed | mmm4mmm42244444444444444 | 12345670122234567779999' | Initial | |||
12833425 | xx | xx | Stated Maturity Date | Unavailable | xxx | Initial | |||
32328361 | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 | Initial | |||
32328361 | xx | xx | Payment History String | 000000000000000000000444 | 00000000000000000xxxxxx | Initial | |||
32328361 | xx | xx | Payment History String Reversed | 444000000000000000000000 | xxxxxx00000000000000000' | Initial | |||
32328361 | xx | xx | Stated Maturity Date | xxx | xxx | -31 (Days) | Maturity date as xx/xx/2040. | Initial | |
85511174 | xx | xx | Loan Amortization Type | Step | Fixed | Initial | |||
85511174 | xx | xx | Mod Step 1 Date | 3/1/2016 | 2/1/2022 | -2163 (Days) | Initial | ||
85511174 | xx | xx | Mod Step 1 Rate | 2.000% | 3.750% | -1.750% | -1.75000% | Initial | |
85511174 | xx | xx | Payment History String | 0112212344mmmmmmmmmmmmmm | 32215422100111010100000 | Initial | |||
85511174 | xx | xx | Payment History String Reversed | mmmmmmmmmmmmmm4432122110 | 00000101011100122452223' | Initial | |||
85511174 | xx | xx | Purpose of Refinance Per Application | Cash Out - Other | Debt consolidation | Initial | |||
85511174 | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Refinance | Initial | |||
1683298 | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Refinance | Initial | |||
22522906 | xx | xx | Bankruptcy (Post-Loan Origination)? | Yes | No | As per tape discrepancies, there is no bankruptcy however bankruptcy is available in pacer . | Initial | ||
22522906 | xx | xx | Currently in Foreclosure? | Yes | No | As per tape discrepancies, there is no foreclosure however foreclosure is available in collection. | Initial | ||
22522906 | xx | xx | Deferred Balance Amount | Not Applicable | xxx | NA | Initial | ||
22522906 | xx | xx | Interest Only Expiration Date | Not Applicable | 11/1/2022 | As per tape discrepancies, interest only expiration date is xx/xx/2022 however | Initial | ||
22522906 | xx | xx | Interest Only Period? | No | Yes | Initial | |||
22522906 | xx | xx | Loan Amortization Type | Step | Fixed | As per tape discrepancies, loan amortization type is fixed however as per modification loan amortization type is step. | Initial | ||
22522906 | xx | xx | Mod Step 1 Date | 11/1/2017 | 10/1/2017 | 31 (Days) | Initial | ||
22522906 | xx | xx | Mod Step 2 Date | 11/1/2022 | 10/1/2022 | 31 (Days) | Initial | ||
22522906 | xx | xx | Mod Step 3 Date | 11/1/2023 | 10/1/2023 | 31 (Days) | Initial | ||
22522906 | xx | xx | Mod Step 4 Date | 11/1/2024 | 10/1/2024 | 31 (Days) | Initial | ||
22522906 | xx | xx | Original Stated Rate | 6.25000% | 4.00000% | 2.25000% | 2.25000% | As per tape discrepancies, original stated rate is 4.00% however original stated rate is 6.2500%. | Initial |
22522906 | xx | xx | Payment History String | 012312344444444444444444 | 321xxxxx999999999999999 | NA | Initial | ||
22522906 | xx | xx | Payment History String Reversed | 444444444444444443213210 | 999999999999999xxxx2123' | NA | Initial | ||
17993816 | xx | xx | Deferred Balance Amount | xxx | xxx | $-986.00 | -7.42377% | updated as per review. | Initial |
17993816 | xx | xx | Loan Amortization Type | Step | Fixed | Initial | |||
17993816 | xx | xx | Mod Step 1 Date | 11/1/2014 | 10/1/2021 | -2526 (Days) | updated as per review. | Initial | |
17993816 | xx | xx | Mod Step 1 Rate | 2.000% | 4.125% | -2.125% | -2.12500% | updated as per review. | Initial |
17993816 | xx | xx | Original Stated Rate | 6.62500% | 4.00000% | 2.62500% | 2.62500% | updated as per review. | Initial |
17993816 | xx | xx | Payment History String | 4444444444mmmmmmmmmmmmmm | 87654321000032100000000 | updated as per review. | Initial | ||
17993816 | xx | xx | Payment History String Reversed | mmmmmmmmmmmmmm4444444444 | 00000000103000012347678' | updated as per review. | Initial | ||
6352221 | xx | xx | Bankruptcy (Post-Loan Origination)? | Yes | No | According to the PACER, the borrower had filed bankruptcy under chapter-7 with the case# xx on xx/xx/2004. | Initial | ||
6352221 | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 | N/A. | Initial | ||
6352221 | xx | xx | Original Stated Rate | 5.00000% | 3.87500% | 1.12500% | 1.12500% | 5.00%. | Initial |
6352221 | xx | xx | Payment History String | 4444444444MMMMMMMMMMMMMM | 87654321010001002103210 | Payment history string is 444444MMMMMMMMMMMMMMMMMM. | Initial | ||
6352221 | xx | xx | Payment History String Reversed | MMMMMMMMMMMMMM4444444444 | 01230120000001012347678' | Payment history string reversed is 444444MMMMMMMMMMMMMMMMMM. | Initial | ||
6352221 | xx | xx | Subject Property Type | PUD | Single Family | PUD. | Initial | ||
14028469 | xx | xx | MI Coverage Amount | Not Applicable | 25.000% | Initial | |||
74987710 | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 | Initial | |||
74987710 | xx | xx | Payment History String | m00000010110000000MM | 00000000000000000xxxxxx | Initial | |||
74987710 | xx | xx | Payment History String Reversed | MM00000001101000000m | xxxxxx00000000000000000' | Initial | |||
45990326 | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 | NA. | Initial | ||
45990326 | xx | xx | Payment History String | 121101000001001100000011 | 21101000010011000000011 | NA. | Initial | ||
45990326 | xx | xx | Payment History String Reversed | 110000001100100000101121 | 11000000001001000011112' | NA. | Initial | ||
45990326 | xx | xx | Purpose of Refinance Per Application | Cash Out - Other | Debt consolidation | NA. | Initial | ||
45990326 | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Refinance | NA. | Initial | ||
58476649 | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 | No discrepancies. | Initial | ||
58476649 | xx | xx | Payment History String | 4432112342MMMMMMMMMMMMMM | 43214321100001010001011 | The pay history string is 4443211242mmmmmmmmmmmm | Initial | ||
58476649 | xx | xx | Payment History String Reversed | MMMMMMMMMMMMMM2432112344 | 11010001000000112343234' | The pay history string is mmmmmmmmmmmmmm24321 | Initial | ||
85481407 | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 | Initial | |||
85481407 | xx | xx | Did a Modification Change Note Terms? | No | Yes | Initial | |||
85481407 | xx | xx | Payment History String | m120100010010MMMMMMMMMMM | 21010001010999876543210 | Initial | |||
85481407 | xx | xx | Payment History String Reversed | MMMMMMMMMMM010010001021m | 01234567899901010001012' | Initial | |||
85481407 | xx | xx | Purpose of Refinance Per Application | Cash Out - Other | Debt consolidation | Application reflects purpose of refinance is Cash Out- Other. | Initial | ||
85481407 | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Refinance | Application reflects purpose of transaction is Cash Out. | Initial | ||
76204179 | xx | xx | Bankruptcy (Post-Loan Origination)? | Yes | No | updated as per review. | Initial | ||
76204179 | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 | updated as per review. | Initial | ||
76204179 | xx | xx | Original Stated Rate | 4.87500% | 2.21000% | 2.66500% | 2.66500% | updated as per review. | Initial |
76204179 | xx | xx | Payment History String | 012001212000000000000000 | 21002121000000000000000 | updated as per review. | Initial | ||
76204179 | xx | xx | Payment History String Reversed | 000000000000000212100210 | 00000000000000012121012' | updated as per review. | Initial | ||
76204179 | xx | xx | Stated Maturity Date | xxx | xxx | 730 (Days) | updated as per review. | Initial | |
90265612 | xx | xx | Currently in Foreclosure? | Yes | No | Initial | |||
90265612 | xx | xx | Deferred Balance Amount | Unavailable | xxx | Initial | |||
90265612 | xx | xx | Original Stated Rate | 6.62500% | 2.62500% | 4.00000% | 4.00000% | Initial | |
90265612 | xx | xx | Payment History String | 444444321444422444444440 | 98769876543222106543210 | Initial | |||
90265612 | xx | xx | Payment History String Reversed | 044444444224444123444444 | 01234560122234567898789' | Initial | |||
90265612 | xx | xx | Stated Maturity Date | Unavailable | xxx | Initial | |||
3505057 | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 | NA. | Initial | ||
3505057 | xx | xx | Payment History String | 0000000000000000000 | 000000000000000000xxxxx | 0000000000000000000. | Initial | ||
3505057 | xx | xx | Payment History String Reversed | 0000000000000000000 | xxxxx000000000000000000' | 0000000000000000000. | Initial | ||
3505057 | xx | xx | Purpose of Transaction per HUD-1 | Refinance | Purchase | Updated as per Final CD. | Initial | ||
3505057 | xx | xx | Purpose Per Application | Refinance | Purchase | Updated as per Final Application. | Initial | ||
61722128 | xx | xx | Bankruptcy (Post-Loan Origination)? | Yes | No | Initial | |||
61722128 | xx | xx | Deferred Balance Amount | Unavailable | $0.00 | Initial | |||
61722128 | xx | xx | Original Stated Rate | 10.35000% | 5.00000% | 5.35000% | 5.35000% | Initial | |
61722128 | xx | xx | Payment History String | 444444444MMMMMMMMMMMMMMM | 99876543321001111100001 | Initial | |||
61722128 | xx | xx | Payment History String Reversed | MMMMMMMMMMMMMMM444444444 | 10000111100012334569899' | Initial | |||
61722128 | xx | xx | Stated Maturity Date | Unavailable | xxx | Initial | |||
32016575 | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 | Initial | |||
32016575 | xx | xx | Loan Amortization Type | Step | Fixed | Initial | |||
32016575 | xx | xx | Mod Step 1 Date | 6/1/2021 | 5/1/2021 | 31 (Days) | Initial | ||
32016575 | xx | xx | Original Stated Rate | 7.50000% | 4.25000% | 3.25000% | 3.25000% | Initial | |
32016575 | xx | xx | Payment History String | 12221222mmmmmmmmmmmmmmmm | 22212121000111000000012 | Initial | |||
32016575 | xx | xx | Payment History String Reversed | mmmmmmmmmmmmmmmm22212221 | 21000000011100012122222' | Initial | |||
32016575 | xx | xx | Purpose of Refinance Per Application | No Cash-Out | Change in Rate/Term | Initial | |||
69083038 | xx | xx | Bankruptcy (Post-Loan Origination)? | Yes | No | Initial | |||
69083038 | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 | Initial | |||
69083038 | xx | xx | Payment History String | 0123012344mmmmmmmmmmmmmm | 32104321000021000021000 | Initial | |||
69083038 | xx | xx | Payment History String Reversed | mmmmmmmmmmmmmm4432103210 | 00012000002000012342123' | Initial | |||
25797443 | xx | xx | Bankruptcy (Post-Loan Origination)? | Yes | No | Initial | |||
25797443 | xx | xx | Currently in Foreclosure? | Yes | No | Initial | |||
25797443 | xx | xx | Deferred Balance Amount | Unavailable | $0.00 | Initial | |||
25797443 | xx | xx | Payment History String | 012344444444444444444444 | 99999999987654321000007 | Initial | |||
25797443 | xx | xx | Payment History String Reversed | 444444444444444444443210 | 70000012365678999999999' | Initial | |||
25797443 | xx | xx | Stated Maturity Date | Unavailable | xxx | Initial | |||
43907497 | xx | xx | Bankruptcy (Post-Loan Origination)? | Yes | No | Bankruptcy not available in tape discrepancies however bankruptcy available in loan files | Initial | ||
43907497 | xx | xx | Deferred Balance Amount | Not Applicable | xxx | As per tape discrepancies deferred balance amount is $xxx.however; modification agreement there is no deferred balance amount is available. | Initial | ||
43907497 | xx | xx | Original Stated Rate | 6.87500% | 4.12500% | 2.75000% | 2.75000% | As per tape discrepancies original stated rate 4.125%.However; original stated rate is 6.875%. | Initial |
43907497 | xx | xx | Payment History String | 122123444444444444444444 | 22154321100043211100001 | As per tape discrepancies payment history string reversed is 22154321100043211100001.however;payment history string reversed is 12212344MMMMMMMMMMMMMMMM. | Initial | ||
43907497 | xx | xx | Payment History String Reversed | 444444444444444444321221 | 10000111204000112342122' | As per tape discrepancies payment history string reversed is 10000111204000112342122.however;payment history string reversed is MMMMMMMMMMMMMMMM44321221. | Initial | ||
43907497 | xx | xx | Purpose of Refinance Per Application | Cash Out - Other | Debt consolidation | As per tape discrepancies purpose of refinance per application is debt consolidation. however; purpose of refinance per application is cash-out other. | Initial | ||
43907497 | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Refinance | As per tape discrepancies purpose of transaction per HUD-1 is refinance. however; purpose of transaction is cash out. | Initial | ||
29727559 | xx | xx | Deferred Balance Amount | Unavailable | $0.00 | Initial | |||
29727559 | xx | xx | Loan Amortization Type | Unavailable | Fixed | Initial | |||
29727559 | xx | xx | Original Stated Rate | 9.00000% | 6.50000% | 2.50000% | 2.50000% | Initial | |
29727559 | xx | xx | Payment History String | 001201244444444444444444 | 32110432121110105332110 | Initial | |||
29727559 | xx | xx | Payment History String Reversed | 444444444444444442102100 | 01123350111112123402123' | Initial | |||
29727559 | xx | xx | Purpose of Refinance Per Application | Lower rate or term | Change in Rate/Term | Initial | |||
29727559 | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Refinance | Initial | |||
29727559 | xx | xx | Stated Maturity Date | Unavailable | xxx | Initial | |||
5620241 | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 | NA | Initial | ||
5620241 | xx | xx | Payment History String | 000000000000000000 | 00000000000000000xxxxxx | Initial | |||
5620241 | xx | xx | Payment History String Reversed | 000000000000000000 | xxxxxx00000000000000000' | Initial | |||
66785696 | xx | xx | Deferred Balance Amount | Unavailable | $0.00 | Initial | |||
66785696 | xx | xx | Loan Amortization Type | Unavailable | Fixed | Initial | |||
66785696 | xx | xx | Original Stated Rate | 6.87500% | 4.75000% | 2.12500% | 2.12500% | Initial | |
66785696 | xx | xx | Payment History String | 01234001230011201014MMMM | 43210032100121010109999 | Initial | |||
66785696 | xx | xx | Payment History String Reversed | MMMM41010211003210043210 | 99990101012100123003234' | Initial | |||
66785696 | xx | xx | Stated Maturity Date | Unavailable | xxx | Initial | |||
40045918 | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 | NA | Initial | ||
40045918 | xx | xx | Payment History String | 212121201001010121212120 | 12101010010102121210100 | NA | Initial | ||
40045918 | xx | xx | Payment History String Reversed | 021212121010100102121212 | 00101212110101001012121' | NA | Initial | ||
40045918 | xx | xx | Purpose of Refinance Per Application | Not Applicable | Cash Out - Other | As per tape discrepancies purpose of refinance per application is cash-out however it unavailable. | Initial | ||
40045918 | xx | xx | Purpose of Transaction per HUD-1 | Refinance | Cash Out | As per tape discrepancies purpose of transaction is cash out however purpose of transaction is refinance. | Initial | ||
94003098 | xx | xx | Age of Loan | 1 | 3 | -2 | -66.66666% | Note document reflects age of loan as 1 months. | Initial |
35453203 | xx | xx | Subject Property Type | High Rise Condo (>=9 Stories) | Low Rise Condo (1-4 Stories) | Subject property type is High Rise Condo (>=9S tories). | Initial | ||
81676304 | xx | xx | Age of Loan | 8 | 7 | 1 | 14.28571% | updated as per review. | Initial |
81676304 | xx | xx | Borrower DTI Ratio Percent | 31.085% | 32.153% | -1.068% | -1.06800% | The borrower’s income is $8,100.78 and total expenses are in the amount of $2,518.12. So calculated DTI ratio is 31.085%. | Initial |
20339538 | xx | xx | Borrower DTI Ratio Percent | 35.774% | 35.770% | 0.004% | 0.00400% | DTI ratio is 35.774%. | Initial |
20339538 | xx | xx | Does Lender G/L Require MI? | Yes | No | NA | Initial | ||
43099435 | xx | xx | Borrower DTI Ratio Percent | 35.156% | 35.160% | -0.004% | -0.00400% | DTI ratio is 35.156%. | Initial |
43099435 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
43099435 | xx | xx | Subject Property Type | Commercial Prop | Low Rise Condo (1-4 Stories) | Initial | |||
35511398 | xx | xx | Borrower DTI Ratio Percent | 32.431% | 32.430% | 0.001% | 0.00100% | DTI ratio is 32.431%. | Initial |
35511398 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
35511398 | xx | xx | Purpose of Refinance Per Application | Limited Cash Out (GSE definition) | Change in Rate/Term | Updated as per Final CD. | Initial | ||
43859416 | xx | xx | Borrower DTI Ratio Percent | 32.487% | 40.590% | -8.103% | -8.10300% | Update as per 1008. | Initial |
43859416 | xx | xx | Deferred Balance Amount | Unavailable | $0.00 | $0.00. | Initial | ||
43859416 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N/A. | Initial | ||
43859416 | xx | xx | Last Payment Received Date | 3/8/2022 | 2/4/2022 | 32 (Days) | xx/xx/2022. | Initial | |
43859416 | xx | xx | MI Coverage Amount | Not Applicable | 0.000% | 0.00%. | Initial | ||
43859416 | xx | xx | Payment History String | 4444M444MMM44M44MMM2M444 | 324777677646 | 44412344444444444444444. | Initial | ||
43859416 | xx | xx | Payment History String Reversed | 444M2MMM44M44MMM444M4444 | 646776747423 | 44412344444444444444444. | Initial | ||
35830731 | xx | xx | Borrower DTI Ratio Percent | 37.642% | 37.640% | 0.002% | 0.00200% | The borrower’s income is $5,428.00 and total expenses are in the amount of $2,043.22. DTI reflects 37.642%. | Initial |
35830731 | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 | Initial | |||
35830731 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N.A. | Initial | ||
35830731 | xx | xx | Forbearance Plan Start Date | xxx | xxx | -672 (Days) | FB start date xx/xx/2020. | Initial | |
35830731 | xx | xx | MI Coverage Amount | Not Applicable | 0.000% | Initial | |||
35830731 | xx | xx | Payment History String | 444444444444444401MMMMM0 | 000200000510 | Payment history String reversed is 4444444444444444440MMMMM10. | Initial | ||
35830731 | xx | xx | Payment History String Reversed | 0MMMMM104444444444444444 | 015000002000 | Payment history String reversed is 0MMMMM10444444444444444444. | Initial | ||
35830731 | xx | xx | Stated Maturity Date | xxx | xxx | -4475 (Days) | Note document reflects stated maturity date as xx/xx/2050. | Initial | |
29837529 | xx | xx | Borrower DTI Ratio Percent | 49.678% | 49.680% | -0.002% | -0.00200% | Initial | |
29837529 | xx | xx | Current Legal Status | Performing | Collections, >= 120 Days | Initial | |||
29837529 | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 | Initial | |||
29837529 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Initial | |||
29837529 | xx | xx | Forbearance Plan Start Date | xxx | xxx | -583 (Days) | Initial | ||
29837529 | xx | xx | MI Coverage Amount | Not Applicable | 0.000% | Initial | |||
29837529 | xx | xx | Payment History String | 044444444444444444444321 | 111777111111 | Initial | |||
29837529 | xx | xx | Payment History String Reversed | 123444444444444444444440 | 111111717111 | Initial | |||
13690329 | xx | xx | Borrower DTI Ratio Percent | 42.902% | 43.050% | -0.148% | -0.14800% | The borrower’s income is $16,374.74 and total expenses are in the amount of $7,025.09. DTI reflects 42.902%. | Initial |
13690329 | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 | Initial | |||
13690329 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N.A. | Initial | ||
13690329 | xx | xx | Forbearance Plan Start Date | xxx | xxx | -8 (Days) | Initial | ||
13690329 | xx | xx | MI Coverage Amount | Not Applicable | 0.000% | Initial | |||
13690329 | xx | xx | Payment History String | 44M44MM4 | 000000000000 | Initial | |||
13690329 | xx | xx | Payment History String Reversed | 4MM44M44 | 000000000000 | Initial | |||
27493008 | xx | xx | Borrower DTI Ratio Percent | 26.102% | 26.270% | -0.168% | -0.16800% | No discrepancies. | Initial |
27493008 | xx | xx | Current Legal Status | Collections | Collections, >= 120 Days | No discrepancies. | Initial | ||
27493008 | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 | Initial | |||
27493008 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | No discrepancies. | Initial | ||
27493008 | xx | xx | Forbearance Plan Start Date | Unavailable | xxx | No discrepancies. | Initial | ||
27493008 | xx | xx | MI Coverage Amount | Not Applicable | 0.000% | Initial | |||
27493008 | xx | xx | Payment History String | 4mm44mmmm | 000000000000 | The pay history string is mmmmmmmmmmm. | Initial | ||
27493008 | xx | xx | Payment History String Reversed | mmmm44mm4 | 000000000000 | The pay history string is mmmmmmmmmmm. | Initial | ||
17019051 | xx | xx | Borrower DTI Ratio Percent | 44.295% | 45.020% | -0.725% | -0.72500% | Updated as per document. | Initial |
17019051 | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 | N/A. | Initial | ||
17019051 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N/A. | Initial | ||
17019051 | xx | xx | MI Coverage Amount | Not Applicable | 0.000% | Initial | |||
17019051 | xx | xx | Payment History String | 444444444MMMMM1MMMM4444M | 000000000214 | Payment history string is 444444444444321000MMMMMM. | Initial | ||
17019051 | xx | xx | Payment History String Reversed | M4444MMMM1MMMMM444444444 | 412000000000 | Payment history string reversed is 444444444444321000MMMMMM. | Initial | ||
15069883 | xx | xx | Borrower DTI Ratio Percent | 50.905% | 58.684% | -7.779% | -7.77900% | This loan has a qualified mortgage DTI of 50.905%, the borrower's income was $7,009.00 and total expenses are in the amount of $3,567.92. | Initial |
15069883 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Mortgage Insurance is missing from the loan documents. | Initial | ||
15069883 | xx | xx | Housing Ratio per U/W (Initial Rate) | 41.374% | 41.340% | 0.034% | 0.03400% | This loan has a qualified mortgage Housing Ratio per U/W of 41.340%, the borrower's income was $7,009.00 and total expenses are in the amount of $2,899.92. | Initial |
15069883 | xx | xx | Number Of Units | 1 | 2 | -1 | -50.00000% | Appraisal reflect number of units are 1. | Initial |
86290831 | xx | xx | Age of Loan | 8 | 10 | -2 | -20.00000% | Age of loan is 8. | Initial |
263383 | xx | xx | Age of Loan | 4 | 6 | -2 | -33.33333% | Note document refle4cts age of loan as 4 months. | Initial |
263383 | xx | xx | Borrower DTI Ratio Percent | 28.658% | 28.659% | -0.001% | -0.00100% | The borrower’s income is $16,267.79 and total expenses are in the amount of $X,XXX.XX 4,662.06. DTI reflects 28.66%. | Initial |
263383 | xx | xx | Housing Ratio per U/W (Initial Rate) | 11.845% | 11.846% | -0.001% | -0.00100% | The borrower’s income is $16,267.79 and total PITIA is $1,927.05. Housing ratio reflects 11.845%. | Initial |
45243583 | xx | xx | Age of Loan | 2 | 3 | -1 | -33.33333% | Initial | |
45243583 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Initial | |||
45243583 | xx | xx | Subject Property Type | PUD | Single Family | Initial | |||
24187343 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Initial | |||
52981004 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
52981004 | xx | xx | Purpose of Refinance Per Application | No Cash-Out | Change in Rate/Term | Updated as per 1008. | Initial | ||
4380019 | xx | xx | Original Stated P&I | $6123.62 | $9066.35 | $-2942.73 | -32.45771% | The note signed on xx/xx/2020 reflects the original stated P&I as $6,123.62. | Initial |
4380019 | xx | xx | Subject Property Type | PUD | Single Family | Update as per document. | Initial | ||
23265656 | xx | xx | Housing Ratio per U/W (Initial Rate) | 22.931% | 46.848% | -23.917% | -23.91700% | The borrower’s income is $9,090.94 and present primary housing expenses are in the amount of $2,084.67. So calculated housing ratio is 22.931%. | Initial |
23265656 | xx | xx | Original Stated P&I | $1376.79 | $2084.67 | $-707.88 | -33.95645% | Original note document reflects stated P&I as $1,376.79. | Initial |
20410753 | xx | xx | Original Stated P&I | $1532.73 | $2245.49 | $-712.76 | -31.74184% | Updated as per Note document. | Initial |
20410753 | xx | xx | Subject Property Type | Commercial Prop | High Rise Condo (>=9 Stories) | Initial | |||
87593337 | xx | xx | Original Stated P&I | $1727.02 | $2191.18 | $-464.16 | -21.18310% | The note signed on xx/xx/2020 reflects P&I as $1,727.02. | Initial |
87593337 | xx | xx | Subject Property Type | Commercial Prop | High Rise Condo (>=9 Stories) | As per seller tape subject property type reflects commercial type. | Initial | ||
78952994 | xx | xx | Housing Ratio per U/W (Initial Rate) | 0.000% | 17.385% | -17.385% | -17.38500% | N/A. | Initial |
78952994 | xx | xx | Original Stated P&I | $1515.60 | $2415.37 | $-899.77 | -37.25184% | Tape shows original stated P&I $2,415.37, However note reflects $1,515.60. | Initial |
78952994 | xx | xx | Subject Property Type | Commercial Prop | Low Rise Condo (1-4 Stories) | NA | Initial | ||
24542910 | xx | xx | Borrower DTI Ratio Percent | 45.331% | 44.394% | 0.937% | 0.93700% | The borrower's monthly income is $9,692.80 after subject loan the proposed amount $1,847.71 and total non-housing payments is $2,546.15. Hence, the calculated DTI ratio is 45.331%. | Initial |
24542910 | xx | xx | Housing Ratio per U/W (Initial Rate) | 19.063% | 40.534% | -21.471% | -21.47100% | The borrower's monthly income is $9,692.80 after subject loan the proposed amount $1,847.71. Hence, the calculated housing ratio is 19.063%. | Initial |
24542910 | xx | xx | Original Stated P&I | $1149.85 | $1847.71 | $-697.86 | -37.76891% | Tape reflects stated p&I as $1,847.71. However, Note reflects original stated P&I as $1,149.85/ | Initial |
24542910 | xx | xx | Subject Property Type | PUD | Single Family | Appraisal report reflects subject property type as PUD. | Initial | ||
65125924 | xx | xx | Original Stated P&I | $1302.26 | $1613.15 | $-310.89 | -19.27223% | Note reflects stated P&I as $1,302.26. | Initial |
23665686 | xx | xx | Original Stated P&I | $348.88 | $600.23 | $-251.35 | -41.87561% | NA | Initial |
59901801 | xx | xx | Original Stated P&I | $1579.69 | $2192.75 | $-613.06 | -27.95849% | Original Note reflects stated P&I as 1,579.69. | Initial |
94785777 | xx | xx | Borrower DTI Ratio Percent | 28.694% | 71.860% | -43.166% | -43.16600% | Initial | |
94785777 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Initial | |||
23328720 | xx | xx | Borrower DTI Ratio Percent | 48.885% | 52.190% | -3.305% | -3.30500% | NA. | Initial |
23328720 | xx | xx | Does Lender G/L Require MI? | Yes | No | NA. | Initial | ||
56873720 | xx | xx | Original Stated Rate | 2.62500% | 2.63000% | -0.00500% | -0.00500% | Note reflects original stated rate as 2.62500%. | Initial |
95416211 | xx | xx | Age of Loan | 13 | 14 | -1 | -7.14285% | Initial | |
95416211 | xx | xx | Borrower DTI Ratio Percent | 44.679% | 49.760% | -5.081% | -5.08100% | Initial | |
95416211 | xx | xx | Does Lender G/L Require MI? | Yes | No | Initial | |||
95416211 | xx | xx | Original Stated Rate | 2.87500% | 2.88000% | -0.00500% | -0.00500% | Initial | |
72398161 | xx | xx | Age of Loan | 5 | 6 | -1 | -16.66666% | The Note reflects the Age of loan as 5 months. | Initial |
72398161 | xx | xx | Borrower DTI Ratio Percent | 48.767% | 28.270% | 20.497% | 20.49700% | This loan has a qualified mortgage DTI of 28.265%, the borrower's income was $15,105.76 and total expenses are in the amount of $4,269.68. | Initial |
72398161 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | MI is not required. | Initial | ||
23042317 | xx | xx | Age of Loan | 8 | 9 | -1 | -11.11111% | As per Tape data ,age of loan is 9.However it reflects 8. | Initial |
23042317 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N.A | Initial | ||
23042317 | xx | xx | Original Stated Rate | 2.62500% | 2.63000% | -0.00500% | -0.00500% | As per Tape data ,Original Stated Rate is 2.6300%.However, Note documents reflects as 2.62500%. | Initial |
23042317 | xx | xx | Subject Property Type | PUD | Single Family | As per Tape data ,Subject Property Type is Single Family .However Appraisal documents reflects as PUD. | Initial | ||
86923384 | xx | xx | Borrower DTI Ratio Percent | 35.838% | 36.150% | -0.312% | -0.31200% | NA | Initial |
59718580 | xx | xx | Age of Loan | 11 | 12 | -1 | -8.33333% | NA. | Initial |
59718580 | xx | xx | Borrower DTI Ratio Percent | 14.860% | 14.820% | 0.040% | 0.04000% | Initial | |
59718580 | xx | xx | Subject Property Type | PUD | Single Family | Subject property type as PUD. | Initial | ||
91425011 | xx | xx | Age of Loan | 18 | 19 | -1 | -5.26315% | NA | Initial |
91425011 | xx | xx | Borrower DTI Ratio Percent | 27.365% | 26.500% | 0.865% | 0.86500% | Final application reflects borrower DTI ration percent as 27.365%. | Initial |
91425011 | xx | xx | Original Stated Rate | 2.87500% | 2.88000% | -0.00500% | -0.00500% | Original note reflects original stated rate as 2.87500%. | Initial |
45983616 | xx | xx | Age of Loan | 5 | 6 | -1 | -16.66666% | NA | Initial |
45983616 | xx | xx | Borrower DTI Ratio Percent | 51.442% | 51.440% | 0.002% | 0.00200% | Initial | |
46116899 | xx | xx | Age of Loan | 18 | 19 | -1 | -5.26315% | Initial | |
46116899 | xx | xx | Borrower DTI Ratio Percent | 48.510% | 45.800% | 2.710% | 2.71000% | Initial | |
46116899 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Initial | |||
46116899 | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Refinance | Initial | |||
10328090 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
24116311 | xx | xx | Borrower DTI Ratio Percent | 42.751% | 39.053% | 3.698% | 3.69800% | Updated as per 1008. | Initial |
24116311 | xx | xx | Does Lender G/L Require MI? | No | Yes | NA | Initial | ||
24116311 | xx | xx | Housing Ratio per U/W (Initial Rate) | 31.519% | 28.642% | 2.877% | 2.87700% | Updated as per 1008. | Initial |
24116311 | xx | xx | MI Coverage Amount | Not Applicable | 18.000% | Initial | |||
33890545 | xx | xx | Purpose of Refinance Per Application | Change in Rate/Term | No Cash-Out | Updated as per Final CD. | Initial | ||
13348988 | xx | xx | Borrower DTI Ratio Percent | 43.923% | 43.849% | 0.074% | 0.07400% | As per Tape data ,Post Close DTI is 43.849%.However Final Application documents reflects as 43.923%. | Initial |
13348988 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N.A | Initial | ||
40699726 | xx | xx | Borrower DTI Ratio Percent | 32.967% | 61.343% | -28.376% | -28.37600% | The borrower’s income is $6,585.68 and total expenses are in the amount of $2,171.12. Hence calculated DTI ratio is 32.967%. | Initial |
40699726 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N.A | Initial | ||
40699726 | xx | xx | Housing Ratio per U/W (Initial Rate) | 0.000% | 22.403% | -22.403% | -22.40300% | Initial | |
40699726 | xx | xx | Subject Property Type | 3 Family | Single Family | The Appraisal dated XX/XX/XXXX reflects the subject property as a 3 family. Mortgage notarized on xx/xx/2021 contains a 1-4 family rider. | Initial | ||
19315565 | xx | xx | Borrower DTI Ratio Percent | 36.985% | 35.537% | 1.448% | 1.44800% | DTI ratio percent is 36.985%. | Initial |
19315565 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
19315565 | xx | xx | Loan Documentation Type | Alternative | Full Documentation | Initial | |||
89085430 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
82095501 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Initial | |||
56242063 | xx | xx | Borrower DTI Ratio Percent | 38.268% | 38.267% | 0.001% | 0.00100% | NA | Initial |
56242063 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
44072427 | xx | xx | Borrower DTI Ratio Percent | 43.786% | 48.616% | -4.830% | -4.83000% | DTI is 43.786%. | Initial |
44072427 | xx | xx | Housing Ratio per U/W (Initial Rate) | 29.382% | 32.738% | -3.356% | -3.35600% | Housing ratio is 29.382%. | Initial |
82169098 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
82169098 | xx | xx | Housing Ratio per U/W (Initial Rate) | 22.012% | 39.597% | -17.585% | -17.58500% | The borrower's monthly income is $6,369.20 after subject loan the proposed amount $1,402.00. Hence, the calculated housing ratio is 22.012%. | Initial |
82169098 | xx | xx | Subject Property Type | 2 Family | Single Family | Appraisal report reflects subject property type as 2 Family. | Initial | ||
56020219 | xx | xx | Age of Loan | 9 | 10 | -1 | -10.00000% | NA | Initial |
56020219 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
56020219 | xx | xx | Escrow Account Indicator | Yes | No | NA | Initial | ||
56020219 | xx | xx | Stated Maturity Date | xxx | xxx | 10957 (Days) | Updated as per Note. | Initial | |
88982403 | xx | xx | Age of Loan | 5 | 7 | -2 | -28.57142% | Initial | |
88982403 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Initial | |||
88982403 | xx | xx | Stated Remaining Term | 355 | 354 | 1 | 0.28248% | Initial | |
40182449 | xx | xx | Subject Property Type | PUD | Single Family | NA | Initial | ||
65201670 | xx | xx | Subject Property Type | PUD | Single Family | Updated as per Appraisal report. | Initial | ||
63508024 | xx | xx | Does Lender G/L Require MI? | Not Applicable | Yes | NA | Initial | ||
63508024 | xx | xx | Housing Ratio per U/W (Initial Rate) | 26.608% | 26.600% | 0.008% | 0.00800% | H ratio is 26.607%. | Initial |
63508024 | xx | xx | Last Payment Received Date | 3/31/2022 | 3/1/2022 | 30 (Days) | last payment received date is xx/xx/2022. | Initial | |
89135603 | xx | xx | Borrower DTI Ratio Percent | 36.581% | 36.580% | 0.001% | 0.00100% | The borrower’s income is $3,675.75 and total expenses are in the amount of $1,344.63. DTI reflects 36.581%. | Initial |
89135603 | xx | xx | Housing Ratio per U/W (Initial Rate) | 0.000% | 36.580% | -36.580% | -36.58000% | N.A. | Initial |
89135603 | xx | xx | Last Payment Received Date | 4/1/2022 | 3/1/2022 | 31 (Days) | NA | Initial | |
35925951 | xx | xx | Borrower DTI Ratio Percent | 38.087% | 46.250% | -8.163% | -8.16300% | updated as per 1008. | Initial |
35925951 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
35925951 | xx | xx | Housing Ratio per U/W (Initial Rate) | 16.548% | 20.010% | -3.462% | -3.46200% | Updated as per 1008. | Initial |
81254023 | xx | xx | Borrower DTI Ratio Percent | 32.629% | 32.630% | -0.001% | -0.00100% | Initial | |
81254023 | xx | xx | Housing Ratio per U/W (Initial Rate) | 28.229% | 28.230% | -0.001% | -0.00100% | Initial | |
94345457 | xx | xx | Age of Loan | 11 | 14 | -3 | -21.42857% | NA | Initial |
94345457 | xx | xx | Borrower DTI Ratio Percent | 40.422% | 47.243% | -6.821% | -6.82100% | NA | Initial |
94345457 | xx | xx | Housing Ratio per U/W (Initial Rate) | 23.559% | 27.530% | -3.971% | -3.97100% | NA | Initial |
61876819 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
61876819 | xx | xx | Loan Documentation Type | Streamline Refinance | Reduced | Final application reflects loan documentation type as streamline refinance. | Initial | ||
61876819 | xx | xx | Payment History String | 122211111112344433333 | 123333333331111112222 | N/A. | Initial | ||
61876819 | xx | xx | Payment History String Reversed | 333334443211111112221 | 222211111133333333321 | N/A. | Initial | ||
83912341 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Initial | |||
83912341 | xx | xx | Payment History String | 0MMM000000 | CCCCCCCCC | Initial | |||
83912341 | xx | xx | Payment History String Reversed | 000000MMM0 | CCCCCCCCC | Initial | |||
73323464 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N/A. | Initial | ||
73323464 | xx | xx | Payment History String | 012100100 | CC1CC2111 | 001001210. | Initial | ||
73323464 | xx | xx | Payment History String Reversed | 001001210 | 11121C1CC | 001001210. | Initial | ||
26186515 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N.A. | Initial | ||
26186515 | xx | xx | Payment History String | 0MMM00012344444444444444 | 11234567899999999CCCCCC | Initial | |||
26186515 | xx | xx | Payment History String Reversed | 44444444444444321000MMM0 | CCCCCC99999999876523211 | Initial | |||
36501743 | xx | xx | Borrower DTI Ratio Percent | 40.355% | 40.020% | 0.335% | 0.33500% | NA | Initial |
36501743 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
36501743 | xx | xx | Payment History String | 1mmmmmmmmmmmm | CCCCCCCCCCC | NA | Initial | ||
36501743 | xx | xx | Payment History String Reversed | mmmmmmmmmmmm1 | CCCCCCCCCCC | NA | Initial | ||
36501743 | xx | xx | Purpose of Refinance Per Application | Change in Rate/Term | Cash Out - Other | Updated as per document. | Initial | ||
36501743 | xx | xx | Purpose of Transaction per HUD-1 | Refinance | Cash Out | Initial | |||
85963771 | xx | xx | Borrower DTI Ratio Percent | 43.660% | 44.154% | -0.494% | -0.49400% | NA. | Initial |
85963771 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA. | Initial | ||
85963771 | xx | xx | Payment History String | 0MMMM10000000000000 | CCCCCCCCCCCCCCCCCCC | NA. | Initial | ||
85963771 | xx | xx | Payment History String Reversed | 00000000000001MMMM0 | CCCCCCCCCCCCCCCCCCC | NA. | Initial | ||
70913494 | xx | xx | Borrower DTI Ratio Percent | 46.795% | 45.604% | 1.191% | 1.19100% | Borrwer DTI ratio percent as 46.795%. | Initial |
70913494 | xx | xx | Loan Documentation Type | Full Documentation | Streamline Refinance | Loan documentation type as full documentation. | Initial | ||
70913494 | xx | xx | Payment History String | 0mmmm000000000 | CCCCCCCCCCC11111 | Initial | |||
70913494 | xx | xx | Payment History String Reversed | 000000000mmmm0 | 11111CCCCCCCCCCC | Initial | |||
28772232 | xx | xx | Borrower DTI Ratio Percent | 35.226% | 86.300% | -51.074% | -51.07400% | No discrepancies. | Initial |
28772232 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | No discrepancies. | Initial | ||
28772232 | xx | xx | Payment History String | 000000000 | CCCCC | The pay history string is 0000000000. | Initial | ||
28772232 | xx | xx | Payment History String Reversed | 000000000 | CCCCC | The pay history string is 0000000000. | Initial | ||
67495602 | xx | xx | Borrower DTI Ratio Percent | 33.642% | 34.462% | -0.820% | -0.82000% | Borrower income is $6,563.56 and Total Debts are in the amount of $1,095.11 hence calculated Housing Ratio as per 1008 is 33.642%. | Initial |
67495602 | xx | xx | Payment History String | 0MMMMM0000 | CCCCCCCCCC | Updated as per review. | Initial | ||
67495602 | xx | xx | Payment History String Reversed | 0000MMMMM0 | CCCCCCCCCC | Updated as per review. | Initial | ||
86530864 | xx | xx | Borrower DTI Ratio Percent | 48.232% | 48.150% | 0.082% | 0.08200% | Updated as per transmittal summary. | Initial |
86530864 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N/A. | Initial | ||
86530864 | xx | xx | Payment History String | 000000000 | CCCCCCCCC | NA | Initial | ||
86530864 | xx | xx | Payment History String Reversed | 000000000 | CCCCCCCCC | NA | Initial | ||
86530864 | xx | xx | Purpose of Refinance Per Application | No Cash-Out | Cash Out - Other | Updated as per document. | Initial | ||
86530864 | xx | xx | Purpose of Transaction per HUD-1 | Refinance | Cash Out | Updated as per document. | Initial | ||
59158377 | xx | xx | Borrower DTI Ratio Percent | 44.643% | 44.620% | 0.023% | 0.02300% | Updated as per review. | Initial |
59158377 | xx | xx | Deferred Balance Amount | Not Applicable | xxx | Initial | |||
59158377 | xx | xx | Did a Modification Change Note Terms? | No | Yes | Updated as per review. | Initial | ||
59158377 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Updated as per review. | Initial | ||
59158377 | xx | xx | Payment History String | 044444M4M4M4MM44MM000000 | CCCCCCCC12345678999999CC | Updated as per review. | Initial | ||
59158377 | xx | xx | Payment History String Reversed | 000000MM44MM4M4M4M444440 | CC99999985654321CCCCCCCC | Updated as per review. | Initial | ||
66428977 | xx | xx | Borrower DTI Ratio Percent | 32.568% | 39.900% | -7.332% | -7.33200% | The Borrower's income is $8,341.85 after subject loan the proposed amount $1,621.76 and all other monthly payments is $1,095.00 and total all monthly payment is $2,716.76 hence, the calculated DTI ratio is 32.568%. | Initial |
66428977 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA. | Initial | ||
66428977 | xx | xx | Payment History String | 0MMM000000000000 | CCCCCCCCCCCCCCC | NA. | Initial | ||
66428977 | xx | xx | Payment History String Reversed | 000000000000MMM0 | CCCCCCCCCCCCCCC | NA. | Initial | ||
48656590 | xx | xx | Borrower DTI Ratio Percent | 43.685% | 43.690% | -0.005% | -0.00500% | Initial | |
48656590 | xx | xx | Payment History String | 000000000000 | CCCCCCCCCC | Initial | |||
48656590 | xx | xx | Payment History String Reversed | 000000000000 | CCCCCCCCCC | Initial | |||
47941806 | xx | xx | Does Lender G/L Require MI? | Yes | No | Initial | |||
47941806 | xx | xx | Payment History String | 0mmm00000000000 | CCCCCCCCCCCCCCC | Initial | |||
47941806 | xx | xx | Payment History String Reversed | 00000000000mmm0 | CCCCCCCCCCCCCCC | Initial | |||
99092222 | xx | xx | Borrower DTI Ratio Percent | 38.160% | 38.103% | 0.057% | 0.05700% | This loan has a qualified mortgage DTI of 38.160%, the borrower's income was $15,049.00 and total expenses are in the amount of $3,204.72. | Initial |
99092222 | xx | xx | Payment History String | 0mmmmmmmmmm0000000000000 | 1CCCCCCCCCCCCCCC1CC1CC11 | Initial | |||
99092222 | xx | xx | Payment History String Reversed | 0000000000000mmmmmmmmmm0 | 11CC1CC1CCCCCCCCCCCCCCC1 | Initial | |||
34634171 | xx | xx | Borrower DTI Ratio Percent | 38.212% | 38.159% | 0.053% | 0.05300% | As per 1008 DTI is 38.212% | Initial |
34634171 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | LTV/CLTV is under the guidlines | Initial | ||
34634171 | xx | xx | Payment History String | 0mmmmm0 | CCCCCCC | Initial | |||
34634171 | xx | xx | Payment History String Reversed | 0mmmmm0 | CCCCCCC | Initial | |||
44840787 | xx | xx | Borrower DTI Ratio Percent | 38.908% | 44.100% | -5.192% | -5.19200% | NA. | Initial |
44840787 | xx | xx | Payment History String | 000000000000000000 | CCCCCCCCCCCCCCCCC | NA. | Initial | ||
44840787 | xx | xx | Payment History String Reversed | 000000000000000000 | CCCCCCCCCCCCCCCCC | NA. | Initial | ||
5969395 | xx | xx | Borrower DTI Ratio Percent | 46.524% | 47.573% | -1.049% | -1.04900% | Initial | |
5969395 | xx | xx | Payment History String | 000000000000 | CCCCCCCCCC | Initial | |||
5969395 | xx | xx | Payment History String Reversed | 000000000000 | CCCCCCCCCC | Initial | |||
5969395 | xx | xx | Purpose of Transaction per HUD-1 | Refinance | Cash Out | Initial | |||
5969395 | xx | xx | Subject Property Type | Single Family | PUD | Initial | |||
2844333 | xx | xx | Borrower DTI Ratio Percent | 45.751% | 45.750% | 0.001% | 0.00100% | The borrower’s income is $5,394.17 and total expenses are in the amount of $2,467.88. DTI reflects 45.751%. | Initial |
2844333 | xx | xx | Payment History String | 000000 | CCC | Initial | |||
2844333 | xx | xx | Payment History String Reversed | 000000 | CCCC | Initial | |||
2844333 | xx | xx | Purpose of Refinance Per Application | Limited Cash Out (GSE definition) | Cash Out - Other | Final application reflects purpose of refinance as limited cash out. | Initial | ||
2844333 | xx | xx | Purpose of Transaction per HUD-1 | Refinance | Cash Out | FCD reflects purpose of transaction refinace. | Initial | ||
72264440 | xx | xx | Borrower DTI Ratio Percent | 18.748% | 20.397% | -1.649% | -1.64900% | Borrower income is $7,389.97 and Total Debts are in the amount of $71.00 hence calculated Housing Ratio as per 1008 is 18.7480%. | Initial |
72264440 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | No discrepancies,Lender doesn't require Mortgage Insurance Certificate. | Initial | ||
72264440 | xx | xx | Payment History String | 000000000000000000 | CCCCCCCCCCCCCCCC | Initial | |||
72264440 | xx | xx | Payment History String Reversed | 000000000000000000 | CCCCCCCCCCCCCCCC | Initial | |||
12977200 | xx | xx | Deferred Balance Amount | Not Applicable | xxx | Initial | |||
12977200 | xx | xx | Did a Modification Change Note Terms? | No | Yes | Initial | |||
12977200 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Initial | |||
12977200 | xx | xx | Payment History String | 00000004m4mm4mmmm4400000 | CCCCC12345678999CCCCCCC | Initial | |||
12977200 | xx | xx | Payment History String Reversed | 0000044mmmm4mm4m40000000 | CCCCCCC98987654321CCCCC | Initial | |||
12977200 | xx | xx | Subject Property Detached/Attached | Detached | Attached | Initial | |||
76451348 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N.A | Initial | ||
76451348 | xx | xx | Loan Documentation Type | Streamline Refinance | Reduced | As per tape data loan documentation type is Reduced However final application shows Streamline refinance. | Initial | ||
76451348 | xx | xx | Payment History String | 00000000000 | CCCCCCCCCC | Initial | |||
76451348 | xx | xx | Payment History String Reversed | 00000000000 | CCCCCCCCCC | Initial | |||
51936209 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA. | Initial | ||
51936209 | xx | xx | Payment History String | 0mmmmmmmmmm | CCCCCCCCCCC | NA. | Initial | ||
51936209 | xx | xx | Payment History String Reversed | mmmmmmmmmm0 | CCCCCCCCCCC | NA. | Initial | ||
35042193 | xx | xx | Borrower DTI Ratio Percent | 48.939% | 52.610% | -3.671% | -3.67100% | As per tape data, Post Close DTI is 52.610%. However Final Application documents reflects as 47.887%. | Initial |
35042193 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
35042193 | xx | xx | Payment History String | 00000000 | CCCCCCCC | Payment history string is 00000000. | Initial | ||
35042193 | xx | xx | Payment History String Reversed | 00000000 | CCCCCCCC | Payment history string reversed is 00000000. | Initial | ||
56632612 | xx | xx | Borrower DTI Ratio Percent | 43.254% | 59.420% | -16.166% | -16.16600% | DTI is 43.254%. | Initial |
56632612 | xx | xx | Payment History String | 0M0000000000000000 | CCCCCCCCCCCCCCCCCC | NA. | Initial | ||
56632612 | xx | xx | Payment History String Reversed | 0000000000000000M0 | CCCCCCCCCCCCCCCCCC | NA. | Initial | ||
75685721 | xx | xx | Borrower DTI Ratio Percent | 48.059% | 47.256% | 0.803% | 0.80300% | As per final 1003 borrower income is $3,187.01 and total expenses is $1,531.63. DTI is 48.059%. | Initial |
75685721 | xx | xx | Payment History String | 000 | CCCC | Initial | |||
75685721 | xx | xx | Payment History String Reversed | 000 | CCCCC | Initial | |||
75685721 | xx | xx | Subject Property Type | Commercial Prop | Low Rise Condo (1-4 Stories) | Subject property type as Commercial Property. | Initial | ||
34008424 | xx | xx | Borrower DTI Ratio Percent | 43.188% | 47.915% | -4.727% | -4.72700% | Initial | |
34008424 | xx | xx | Payment History String | 000000000 | CCCCCCCC | Initial | |||
34008424 | xx | xx | Payment History String Reversed | 000000000 | CCCCCCCC | Initial | |||
98789698 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Initial | |||
98789698 | xx | xx | Payment History String | 3MMM0000000000000 | CCCCCCCCCCCCCCCCCC | Initial | |||
98789698 | xx | xx | Payment History String Reversed | 0000000000000MMM3 | CCCCCCCCCCCCCCCCCC | Initial | |||
48543578 | xx | xx | Borrower DTI Ratio Percent | 45.541% | 47.828% | -2.287% | -2.28700% | The borrower’s income is $5,506.64 and total expenses are in the amount of $2,507.79. DTI reflects 45.541%. | Initial |
48543578 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
48543578 | xx | xx | Payment History String | 0000000000000000000 | CCCCCCCCCCCCCCCCC | Initial | |||
48543578 | xx | xx | Payment History String Reversed | 0000000000000000000 | CCCCCCCCCCCCCCCCC | Initial | |||
48543578 | xx | xx | Purpose of Refinance Per Application | Change in Rate/Term | Cash Out - Other | Final CD reflects purpose of refinance reflects as change in rate. | Initial | ||
48543578 | xx | xx | Purpose of Transaction per HUD-1 | Refinance | Cash Out | Initial | |||
52969494 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N/A. | Initial | ||
52969494 | xx | xx | Payment History String | 00000000000000 | CCCCCCCCCCCC | Initial | |||
52969494 | xx | xx | Payment History String Reversed | 00000000000000 | CCCCCCCCCCCC | Initial | |||
52969494 | xx | xx | Purpose of Refinance Per Application | Change in Rate/Term | Cash Out - Other | Initial | |||
52969494 | xx | xx | Purpose of Transaction per HUD-1 | Refinance | Cash Out | Initial | |||
69785570 | xx | xx | Borrower DTI Ratio Percent | 45.598% | 44.210% | 1.388% | 1.38800% | As per tape data, Post close DTI is 44.210%. However final application documents reflect as 45.598%. | Initial |
69785570 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N.A. | Initial | ||
69785570 | xx | xx | Payment History String | 0MM4000000000000 | CCCCCCCCCC111CC | Initial | |||
69785570 | xx | xx | Payment History String Reversed | 0000000000004MM0 | 1C111CCCCCCCCCC | Initial | |||
24626148 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA. | Initial | ||
24626148 | xx | xx | Payment History String | 0M00000000000000 | CCCCCCCCCCCCCCCC | Initial | |||
24626148 | xx | xx | Payment History String Reversed | 00000000000000M0 | CCCCCCCCCCCCCCCC | Initial | |||
58579303 | xx | xx | Borrower DTI Ratio Percent | 40.881% | 32.290% | 8.591% | 8.59100% | Updated as per document. | Initial |
58579303 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
58579303 | xx | xx | Payment History String | 0MMMMM00MM | CCCCCCCCCC | NA | Initial | ||
58579303 | xx | xx | Payment History String Reversed | MM00MMMMM0 | CCCCCCCCCC | NA | Initial | ||
98637786 | xx | xx | Borrower DTI Ratio Percent | 27.575% | 26.515% | 1.060% | 1.06000% | DTI ratio is 27.575%. | Initial |
98637786 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
98637786 | xx | xx | Payment History String | 00100000000000 | CCCCCCCCCCC1 | Payment history string is 0010000000000. | Initial | ||
98637786 | xx | xx | Payment History String Reversed | 00000000000100 | 1CCCCCCCCCCC | Payment history string reversed is 00000000000100. | Initial | ||
24736858 | xx | xx | Borrower DTI Ratio Percent | 40.852% | 60.610% | -19.758% | -19.75800% | Updated as per document. | Initial |
24736858 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
24736858 | xx | xx | Payment History String | 0000MMMMMMMMMMMMMM | CCCCCCCCCCCCCCCC | NA | Initial | ||
24736858 | xx | xx | Payment History String Reversed | MMMMMMMMMMMMMM0000 | CCCCCCCCCCCCCCCC | NA | Initial | ||
24736858 | xx | xx | Purpose of Transaction per HUD-1 | Refinance | Cash Out | updated as per document. | Initial | ||
21707500 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | NA | Initial | ||
23636755 | xx | xx | Borrower DTI Ratio Percent | 47.276% | 47.280% | -0.004% | -0.00400% | As per tape data, Post close DTI is 47.280%. However final application documents reflect as 47.276%. | Initial |
23636755 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N.A. | Initial | ||
23636755 | xx | xx | Payment History String | 00000000000000000 | 00000000000000000NNNNNNN | NA | Initial | ||
23636755 | xx | xx | Payment History String Reversed | 00000000000000000 | NNNNNNN00000000000000000 | NA | Initial | ||
23636755 | xx | xx | Purpose of Refinance Per Application | Change in Rate/Term | Cash Out - Other | Purpose of refinance is Change in rate/term. | Initial | ||
23636755 | xx | xx | Purpose of Transaction per HUD-1 | Refinance | Cash Out | Purpose of refinance is Change in rate/term. | Initial | ||
92854485 | xx | xx | Age of Loan | 7 | 8 | -1 | -12.50000% | Note document reflects age of loan as 7 months. | Initial |
92854485 | xx | xx | Borrower DTI Ratio Percent | 27.587% | 27.590% | -0.003% | -0.00300% | As per Tape data ,Post Close DTI is 27.590%. However Final Application documents reflects as 27.587%. | Initial |
92854485 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | N.A. | Initial | ||
92854485 | xx | xx | Payment History String | 00000000 | 0000000NNNNNNNNNNNNNNNNN | Initial | |||
92854485 | xx | xx | Payment History String Reversed | 00000000 | NNNNNNNNNNNNNNNNN0000000 | Initial | |||
1018622 | xx | xx | Age of Loan | 6 | 7 | -1 | -14.28571% | NA | Initial |
1018622 | xx | xx | Payment History String | 000000 | 000000NNNNNNNNNNNNNNNNNN | Initial | |||
1018622 | xx | xx | Payment History String Reversed | 000000 | NNNNNNNNNNNNNNNNNN000000 | Initial | |||
63684297 | xx | xx | Age of Loan | 22 | 23 | -1 | -4.34782% | Note reflects age of loan as 22 months. | Initial |
63684297 | xx | xx | Borrower DTI Ratio Percent | 56.749% | 56.471% | 0.278% | 0.27800% | The borrower’s income is $6,685.92 and total expenses are in the amount of $,3,794.22. DTI reflects 56.749%. | Initial |
63684297 | xx | xx | Mortgage Type | FHA | Conventional | As per final application loan is FHA. | Initial | ||
59576471 | xx | xx | Age of Loan | 20 | 21 | -1 | -4.76190% | NA | Initial |
59576471 | xx | xx | Borrower DTI Ratio Percent | 37.371% | 37.512% | -0.141% | -0.14100% | Final application reflects borrower DTI ratio percent as 37.371%. | Initial |
59576471 | xx | xx | Mortgage Type | VA | Conventional | Original note reflects mortgage type as VA. | Initial | ||
93704803 | xx | xx | Age of Loan | 24 | 25 | -1 | -4.00000% | Initial | |
93704803 | xx | xx | Mortgage Type | FHA | Conventional | As per note loan is an FHA | Initial | ||
57666572 | xx | xx | Age of Loan | 21 | 22 | -1 | -4.54545% | The Note reflects the Age of loan as 21 months. | Initial |
57666572 | xx | xx | Borrower DTI Ratio Percent | 23.545% | 23.544% | 0.001% | 0.00100% | This loan has a qualified mortgage DTI of 23.545%, the borrower's income was $11,826.00 and total expenses are in the amount of $2,784.40. | Initial |
28663971 | xx | xx | Age of Loan | 19 | 20 | -1 | -5.00000% | Initial | |
28663971 | xx | xx | Does Lender G/L Require MI? | Not Applicable | No | Initial | |||
28663971 | xx | xx | Mortgage Type | FHA | Conventional | Initial | |||
49321957 | xx | xx | Age of Loan | 23 | 24 | -1 | -4.16666% | As per Tape data, age of loan is 24. However it reflects 23. | Initial |
49321957 | xx | xx | Trial Modification Agreement in file? | No | Yes | Initial | |||
8254230 | xx | xx | Age of Loan | 6 | 7 | -1 | -14.28571% | Note reflects age of loan is 6. | Initial |
8254230 | xx | xx | Borrower DTI Ratio Percent | 39.967% | 39.720% | 0.247% | 0.24700% | Initial | |
8254230 | xx | xx | Purpose of Refinance Per Application | Limited Cash Out (GSE definition) | Change in Rate/Term | Final application shows purpose of refinance is Limited cash out. | Initial | ||
63390930 | xx | xx | Age of Loan | 16 | 17 | -1 | -5.88235% | NA | Initial |
63390930 | xx | xx | Purpose of Refinance Per Application | No Cash-Out | Change in Rate/Term | NA | Initial | ||
63418950 | xx | xx | Age of Loan | 10 | 11 | -1 | -9.09090% | Initial | |
63418950 | xx | xx | Borrower DTI Ratio Percent | 44.892% | 51.843% | -6.951% | -6.95100% | Borrower DTI ratio percent is 44.892% | Initial |
46040923 | xx | xx | Age of Loan | 16 | 17 | -1 | -5.88235% | NA. | Initial |
46040923 | xx | xx | Borrower DTI Ratio Percent | 42.425% | 45.384% | -2.959% | -2.95900% | Borrower DTI ratio percent as 42.425%. | Initial |
74891042 | xx | xx | Age of Loan | 18 | 19 | -1 | -5.26315% | Age of loan is 18. | Initial |
74891042 | xx | xx | Borrower DTI Ratio Percent | 37.239% | 25.017% | 12.222% | 12.22200% | DTI is 37.239%. | Initial |
21141024 | xx | xx | Age of Loan | 13 | 14 | -1 | -7.14285% | Age of loan is 13. | Initial |
21141024 | xx | xx | Borrower DTI Ratio Percent | 41.861% | 42.674% | -0.813% | -0.81300% | The borrower’s income is $7,116.08 and total expenses are in the amount of $2,978.83. So calculated DTI ratio is 41.861%. | Initial |
21141024 | xx | xx | Mortgage Type | FHA | Conventional | Mortgage type is FHA. | Initial | ||
21141024 | xx | xx | Purpose of Refinance Per Application | No Cash-Out | Change in Rate/Term | Final application reflects purpose of refinance as No Cash-Out. | Initial | ||
48396186 | xx | xx | Age of Loan | 13 | 14 | -1 | -7.14285% | Note document reflects age of loan as 13 months. | Initial |
48396186 | xx | xx | Borrower DTI Ratio Percent | 44.931% | 54.759% | -9.828% | -9.82800% | Initial | |
48396186 | xx | xx | Purpose of Refinance Per Application | No Cash-Out | Change in Rate/Term | FCD reflects purpose of refinance as no cash out. | Initial | ||
48396186 | xx | xx | Subject Property Type | Commercial Prop | Low Rise Condo (1-4 Stories) | Subject property reflects commercial property. | Initial | ||
74255185 | xx | xx | Age of Loan | 17 | 18 | -1 | -5.55555% | Age of loan is 17. | Initial |
74255185 | xx | xx | Borrower DTI Ratio Percent | 22.919% | 22.110% | 0.809% | 0.80900% | DTI 22.919%. | Initial |
27212908 | xx | xx | Age of Loan | 5 | 6 | -1 | -16.66666% | Age of loan is 5. | Initial |
27212908 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.001% | -0.00100% | CLTV isxx | Initial |
27212908 | xx | xx | Original Standard LTV (OLTV) | 79.104% | 79.105% | -0.001% | -0.00100% | LTV is 79.104%. | Initial |
27212908 | xx | xx | Purpose of Refinance Per Application | Limited Cash Out (GSE definition) | Change in Rate/Term | Final application reflects purpose of loan as limited cash-out. | Initial | ||
9708664 | xx | xx | Borrower #1 Middle Name | xx | xx | Note document reflects borrower 1 middle name as xx. | Initial | ||
9708664 | xx | xx | Borrower Last Name | xx | xx | Note document reflects borrower 1 last name as xx. | Initial | ||
9708664 | xx | xx | Property Address Street | xx | xx | Note document reflects property address as xx. | Initial | ||
49170931 | xx | xx | Original Appraised Value | xx | xx | $2600.00 | 0.69333% | Update as per 1008. | Initial |
53481182 | xx | xx | Property Address Street | xx | xx | Update as per note. | Initial | ||
21849026 | xx | xx | Borrower #2 Middle Name | xx | xx | Borrower middle name is xx | Initial | ||
21849026 | xx | xx | Sales Price (HUD-1 Line 101) | xx | xx | $-40447.38 | -6.46695% | Sales price is xx | Initial |
52325268 | xx | xx | Property Address Street | xx | xx | Initial | |||
14921614 | xx | xx | Property Address Street | xx | xx | xx | Initial | ||
52115916 | xx | xx | Original CLTV Ratio Percent | xx | xx | 12.500% | 12.50000% | Collateral Value used for Underwriting: $xx Amount of Secondary Lien(s): $xx Loan Amount: $xx CLTV = xx%. | Initial |
52115916 | xx | xx | Property Address Street | xx | xx | Changed. | Initial | ||
74515273 | xx | xx | Property Address Street | xx | xx | Note reflects property address as xx. | Initial | ||
23178769 | xx | xx | Property Address Street | xx | xx | Note reflects original note address as xx. | Initial | ||
18224245 | xx | xx | Original Appraised Value | xx | xx | $5000.00 | 0.75187% | Initial | |
87616126 | xx | xx | Original Appraised Value | xx | xx | $4680.00 | 1.84020% | Original appraised value reflects xx | Initial |
87616126 | xx | xx | Property Address Street | xx | xx | As per note property street address reflects xx. | Initial | ||
59272481 | xx | xx | Original Note Doc Date | xx | xx | 29 (Days) | The Note reflects the Original Note document date as xx/xx/2021. | Initial | |
59272481 | xx | xx | Original Standard LTV (OLTV) | 66.352% | 66.350% | 0.002% | 0.00200% | Original Standard LTV (OLTV) | Initial |
69261364 | xx | xx | Borrower Last Name | xx | xx | NA | Initial | ||
69261364 | xx | xx | Original Note Doc Date | xx | xx | 148 (Days) | Updated as per note document. | Initial | |
69261364 | xx | xx | Property Postal Code | xx | xx | Updated as per note document. | Initial | ||
37437093 | xx | xx | Original Appraised Value | xx | xx | $12000.00 | 5.26315% | Update as per 1008. | Initial |
13500768 | xx | xx | Original Appraised Value | xx | xx | $2700.00 | 1.13780% | Appraisal report in loan file reflects appraised value in the amount of xx. | Initial |
13500768 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.833% | -0.83300% | Collateral Value used for Underwriting $xx. Secondary Lien $000.00 Loan Amount $xx. CLTV=xx%. | Initial |
13500768 | xx | xx | Original Standard LTV (OLTV) | 74.167% | 75.000% | -0.833% | -0.83300% | Collateral Value used for Underwriting $xx. Loan Amount $xx. CLTV=74.167%. | Initial |
7440345 | xx | xx | Original Appraised Value | xx | xx | $3000.00 | 1.69491% | appraisal report reflects original appraised value as xx | Initial |
25161694 | xx | xx | First Payment Date | xx | xx | 49 (Days) | First payment date as xx/xx/2021. | Initial | |
58788254 | xx | xx | Property Address Street | xx | xx | The Note signed on xx/xx/2020 reflects the property address as xx. | Initial | ||
6313816 | xx | xx | Original Appraised Value | xx | xx | $2000.00 | 0.64516% | NA. | Initial |
6313816 | xx | xx | Property Address Street | xx | xx | NA. | Initial | ||
39657387 | xx | xx | Borrower #1 Middle Name | xx | xx | Note reflects borrower middle Name as xx | Initial | ||
39657387 | xx | xx | Borrower Last Name | xx | xx | Note reflects borrower last Name as xx. | Initial | ||
39657387 | xx | xx | Original Appraised Value | xx | xx | $-3100.00 | -1.71176% | Appraisal report reflects appraised value is xx. | Initial |
39657387 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.688% | 1.68800% | updated as per review. | Initial |
39657387 | xx | xx | Original Standard LTV (OLTV) | 98.188% | 96.500% | 1.688% | 1.68800% | updated as per review. | Initial |
46157533 | xx | xx | Original Appraised Value | xx | xx | $-500.00 | -0.19193% | Initial | |
46157533 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.188% | 0.18800% | Update as per 1008. | Initial |
46157533 | xx | xx | Original Standard LTV (OLTV) | 98.188% | 98.000% | 0.188% | 0.18800% | Update as per 1008. | Initial |
46157533 | xx | xx | Property Address Street | xx | xx | Update as per note. | Initial | ||
11209607 | xx | xx | Original Appraised Value | xx | xx | $11000.00 | 3.55987% | The Appraisal reflects the value effective value as xx. | Initial |
11209607 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.004% | -0.00400% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV = xx%. | Initial |
21060171 | xx | xx | MI Company | xx | xx | As per tape data MI Company name is other However MI Certificate shows xx. | Initial | ||
74612751 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.002% | 0.00200% | Collateral Value used for Underwriting: $xx. Amount of Secondary Lien(s): $0.00 Loan Amount: xx. CLTV = xx%. | Initial |
74612751 | xx | xx | Original Standard LTV (OLTV) | 57.692% | 57.690% | 0.002% | 0.00200% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV = 57.692%. | Initial |
22786450 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.005% | 0.00500% | Collateral value used for underwriting: xx. Loan Amount: $xx. CLTV = xx%. | Initial |
22786450 | xx | xx | Original Standard LTV (OLTV) | 81.175% | 81.170% | 0.005% | 0.00500% | Collateral value used for underwriting: $xx. Loan Amount: $xx. LTV = 81.175% | Initial |
85210614 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.002% | -0.00200% | Collateral Value used for Underwriting: $xx Amount of Secondary Lien(s): $00.00 Loan Amount: $xx CLTV = xx%. | Initial |
85210614 | xx | xx | Original Standard LTV (OLTV) | 54.118% | 54.120% | -0.002% | -0.00200% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx CLTV = 54.118%. | Initial |
44914862 | xx | xx | MI Company | xx | xx | MI company is xx. | Initial | ||
44914862 | xx | xx | Property Address Street | xx | xx | Property address is xx | Initial | ||
63691125 | xx | xx | Original Appraised Value | xx | xx | $100.00 | 0.01492% | As per Appraisal report appraised value is xx. | Initial |
63691125 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.010% | -0.01000% | As per calculation CLTV ratio is xx%. | Initial |
63691125 | xx | xx | Original Standard LTV (OLTV) | 89.990% | 90.000% | -0.010% | -0.01000% | As per calculation LTV ratio is 89.990%. | Initial |
20244186 | xx | xx | Property Address Street | xx | xx | Initial | |||
83373059 | xx | xx | Original Appraised Value | xx | xx | $2200.00 | 0.63254% | NA. | Initial |
83373059 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.429% | -0.42900% | NA. | Initial |
83373059 | xx | xx | Original Standard LTV (OLTV) | 66.571% | 67.000% | -0.429% | -0.42900% | NA. | Initial |
69312900 | xx | xx | Original CLTV Ratio Percent | xx | xx | N.a | Initial | ||
69312900 | xx | xx | Original Note Doc Date | xx | xx | Note document shows note date is xx/xx/2021 | Initial | ||
69312900 | xx | xx | Original Standard LTV (OLTV) | 45.652% | 45.650% | 0.002% | 0.00200% | N.A | Initial |
9075158 | xx | xx | Original Note Doc Date | xx | xx | 1 (Days) | Note document reflects date as xx/xx/2021. | Initial | |
55369477 | xx | xx | Borrower #1 Middle Name | xx | xx | Middle name is xx. | Initial | ||
55369477 | xx | xx | Original Appraised Value | xx | xx | $5000.00 | 1.35135% | Appraised value is xx. | Initial |
55369477 | xx | xx | Original Note Doc Date | xx | xx | 4 (Days) | Note doc date is xx/xx/2021. | Initial | |
21395050 | xx | xx | First Payment Date | xx | xx | -3 (Days) | Initial | ||
21395050 | xx | xx | MI Company | xx | xx | Initial | |||
19586390 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.003% | -0.00300% | Collateral Value used for Underwriting $xx. Secondary Lien $000.00. Loan Amount $xx. CLTV=xx%. | Initial |
19586390 | xx | xx | Original Standard LTV (OLTV) | 60.547% | 60.550% | -0.003% | -0.00300% | Collateral Value used for Underwriting $xx. Loan Amount $xx CLTV=60.54%. | Initial |
43510444 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.004% | 0.00400% | Original CLTV ratio percent is xx% but seller tape show loan CLTV is xx%. | Initial |
43510444 | xx | xx | Original Standard LTV (OLTV) | 47.494% | 47.490% | 0.004% | 0.00400% | Original standard LTV (OLTV) 47.494% but seller tape data shows LTV percent is 47.490. | Initial |
78102086 | xx | xx | Original Appraised Value | xx | xx | $2500.00 | 0.74074% | "The Appraisal document dated xx/xx/2020 reflects the Appraised value Is $xx. | Initial |
78102086 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.500% | -0.50000% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV = xx%. | Initial |
78102086 | xx | xx | Original Standard LTV (OLTV) | 67.500% | 68.000% | -0.500% | -0.50000% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. LTV = 67.50%. | Initial |
78102086 | xx | xx | Property Address Street | xx | xx | Note documet shows the address street is xx. | Initial | ||
18289347 | xx | xx | Original Appraised Value | xx | xx | $-19400.00 | -7.62578% | Initial | |
18289347 | xx | xx | Original CLTV Ratio Percent | xx | xx | 7.274% | 7.27400% | Collateral Value used for underwriting:$xx. Amount of Secondary Lien(s): $0.00. Loan Amount: $xx. CLTV = xx%. | Initial |
18289347 | xx | xx | Original Standard LTV (OLTV) | 95.464% | 88.190% | 7.274% | 7.27400% | Collateral Value used for underwriting:$xx. Loan Amount: $xx. LTV = 88.184%. | Initial |
10428222 | xx | xx | Original Appraised Value | xx | xx | $-900.00 | -0.81892% | Initial | |
10428222 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.688% | 1.68800% | Initial | |
10428222 | xx | xx | Original Standard LTV (OLTV) | 98.188% | 96.500% | 1.688% | 1.68800% | Initial | |
74777755 | xx | xx | Original Appraised Value | xx | xx | $-2000.00 | -1.68067% | xx | Initial |
74777755 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.046% | 1.04600% | Update as per 1008. | Initial |
74777755 | xx | xx | Original Standard LTV (OLTV) | 60.876% | 59.830% | 1.046% | 1.04600% | Update as per 1008. | Initial |
11299588 | xx | xx | Original Appraised Value | xx | xx | $300.00 | 0.16155% | Updated as per appraisal report. | Initial |
11299588 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.688% | 1.68800% | Collateral Value used for Underwriting: $xx Amount of Secondary Lien(s): $00.00 Loan Amount: $xx CLTV = xx%. | Initial |
11299588 | xx | xx | Original Standard LTV (OLTV) | 98.188% | 96.500% | 1.688% | 1.68800% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx CLTV = 98.188%. | Initial |
96057889 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.024% | -0.02400% | xx | Initial |
96057889 | xx | xx | Original Standard LTV (OLTV) | 77.976% | 78.000% | -0.024% | -0.02400% | 77.976%. | Initial |
19308528 | xx | xx | Original Standard LTV (OLTV) | 72.093% | 72.090% | 0.003% | 0.00300% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx CLTV = 72.090%. | Initial |
88414470 | xx | xx | Original Standard LTV (OLTV) | 89.697% | 89.700% | -0.003% | -0.00300% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx CLTV = 89.697%. | Initial |
42777087 | xx | xx | Borrower #2 First Name | xx | xx | Initial | |||
42777087 | xx | xx | Borrower #2 Last Name | xx | xx | Initial | |||
42777087 | xx | xx | Original Standard LTV (OLTV) | 61.311% | 61.310% | 0.001% | 0.00100% | Initial | |
57414276 | xx | xx | Original Standard LTV (OLTV) | 59.259% | 59.260% | -0.001% | -0.00100% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV = 59.259%. | Initial |
57414276 | xx | xx | Property Address Street | xx | xx | As per note property street address reflects xx. | Initial | ||
53660577 | xx | xx | Borrower #2 First Name | xx | xx | N.A | Initial | ||
53660577 | xx | xx | Borrower #2 Last Name | xx | xx | N.A | Initial | ||
51936281 | xx | xx | Borrower #1 Middle Name | xx | xx | Note document reflects borrower #1 middle name as x. | Initial | ||
51936281 | xx | xx | Borrower Last Name | xx | xx | Note document reflects borrower's last name as xx. | Initial | ||
37515650 | xx | xx | Original Appraisal Date | xx | xx | -61 (Days) | NA. | Initial | |
28892824 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.689% | 1.68900% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV = xx%. | Initial |
28892824 | xx | xx | Original Standard LTV (OLTV) | 98.189% | 96.500% | 1.689% | 1.68900% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. LTV = 98.189%. | Initial |
69132631 | xx | xx | Original CLTV Ratio Percent | xx | xx | 2.005% | 2.00500% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. Amount of Secondary Lien(s): $0.00 CLTV = xx%. | Initial |
69132631 | xx | xx | Original Standard LTV (OLTV) | 98.505% | 96.500% | 2.005% | 2.00500% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. LTV = 98.505%. | Initial |
59887658 | xx | xx | Borrower First Name | xx | xx | Borrower First Name | Initial | ||
59887658 | xx | xx | Doc Date of Last Modification | xx | xx | -20 (Days) | Doc Date of Last Modification | Initial | |
59887658 | xx | xx | Original Standard LTV (OLTV) | 88.111% | 88.110% | 0.001% | 0.00100% | Original Standard LTV | Initial |
9409903 | xx | xx | First Payment Date | xx | xx | 31 (Days) | First payment date is xx/xx/1997. | Initial | |
9409903 | xx | xx | Property Address Street | xx | xx | Property address street is xx. | Initial | ||
61598981 | xx | xx | Borrower #2 Last Name | xx | xx | Co-borrower is not available in this loan. | Initial | ||
61598981 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.049% | 0.04900% | Collateral Value used for Underwriting: $xx. Amount of Secondary Lien(s): $0.00. Loan Amount: $xx. CLTV = xx%. | Initial |
61598981 | xx | xx | Original Standard LTV (OLTV) | 71.749% | 71.700% | 0.049% | 0.04900% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. LTV = 71.749%. | Initial |
28717849 | xx | xx | MERS MIN Number | xx | xx | Initial | |||
61470683 | xx | xx | MERS MIN Number | xx | xx | MERS MIN Number is available on Mortgage document, which is xx. | Initial | ||
12393979 | xx | xx | MERS MIN Number | xx | xx | A copy of mortgage dated xx/xx/2016 reflects MERS MIN Number as xx. | Initial | ||
8098163 | xx | xx | MERS MIN Number | xx | xx | As per Tape data, MERS MIN number reflect -. However, Mortgage document reflect xx. | Initial | ||
82853991 | xx | xx | MERS MIN Number | xx | xx | MERS MIN Number is available in Mortgage document. | Initial | ||
82326310 | xx | xx | Borrower #1 Middle Name | xx | xx | Note Document reflects Borrower #1 middle name as xx. | Initial | ||
82326310 | xx | xx | Original Appraised Value | xx | xx | $-84000.00 | -15.00000% | Appraisal Report Document reflects Appraisal Value as $xx. | Initial |
82326310 | xx | xx | Original Balance (or Line Amount) | xx | xx | $-71400.00 | -15.00000% | Note Document reflects Loan amount as $xx. | Initial |
82326310 | xx | xx | Sales Price (HUD-1 Line 101) | xx | xx | Final 1003 reflects Transaction is Refinance. | Initial | ||
74424688 | xx | xx | Disbursement Date | xx | xx | -30 (Days) | As per loan document final Closing Disclosure in Disbursement Dated is xx/xx/2019 reflected, Locator =xx, however reflects in Tape Data provider date is xx/xx/2019 | Initial | |
36808711 | xx | xx | Original CLTV Ratio Percent | xx | xx | 4.688% | 4.68800% | "Collateral Value used for Underwriting: $xx Amount of Secondary Lien(s): $xx Loan Amount: $xx. CLTV = xx. " | Initial |
95762536 | xx | xx | Borrower #1 Middle Name | xx | xx | The Note dated xx/xx/2016 and signed at closing, reflects the Borrower's Middle Name as xx. | Initial | ||
95762536 | xx | xx | Borrower #2 Middle Name | xx | xx | The Note dated xx/xx/2016 and signed at closing, reflects the Borrower's Middle Name xx. | Initial | ||
95762536 | xx | xx | First Payment Date | xx | xx | -12 (Days) | As per Tape data ,First Payment Date is xx/xx/2016 .However Note documents reflects it xx/xx/2016. | Initial | |
95762536 | xx | xx | Original Standard LTV (OLTV) | 102.828% | 100.000% | 2.828% | 2.82800% | Collateral Value used for Underwriting: $xx. Amount of Secondary Lien(s): $0. Loan Amount: $xx CLTV = 102.828% | Initial |
26188086 | xx | xx | Doc Date of Last Modification | xx | xx | 870 (Days) | NA | Initial | |
26188086 | xx | xx | Original Standard LTV (OLTV) | 75.000% | 52.560% | 22.440% | 22.44000% | NA | Initial |
29711529 | xx | xx | Doc Date of Last Modification | xx | xx | -14 (Days) | Modification agreement was made on xx/xx/2016. | Initial | |
29711529 | xx | xx | Original Standard LTV (OLTV) | 117.647% | 23.360% | 94.287% | 94.28700% | Original standard LTV(OLTV) is 117.647%. | Initial |
25334777 | xx | xx | Original Standard LTV (OLTV) | 100.000% | 89.060% | 10.940% | 10.94000% | Initial | |
51558278 | xx | xx | Original Standard LTV (OLTV) | 66.383% | 66.150% | 0.233% | 0.23300% | Appraisal is missing from the loan files | Initial |
45901301 | xx | xx | Original Standard LTV (OLTV) | 79.990% | 70.580% | 9.410% | 9.41000% | As per tape data LTV is 70.580%. but, The Audit Value is 79.990%. | Initial |
16277965 | xx | xx | Original Note Doc Date | xx | xx | -3 (Days) | Original note doc date is xx/xx/2002. | Initial | |
51480654 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.688% | 1.68800% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV = xx%. | Initial |
51480654 | xx | xx | Original Standard LTV (OLTV) | 98.188% | 96.500% | 1.688% | 1.68800% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV = 98.188%. | Initial |
51480654 | xx | xx | Property Address Street | xx | xx | Original document reflects property address "xx" | Initial | ||
76452427 | xx | xx | Current Bankruptcy Post Petition Due Date | xx | xx | Not Applicable | Initial | ||
76452427 | xx | xx | Original Appraisal Date | xx | xx | 1 (Days) | xx/xx/2005 | Initial | |
39333144 | xx | xx | Borrower #2 Last Name | xx | xx | Borrower last name is xx. | Initial | ||
39333144 | xx | xx | Doc Date of Last Modification | xx | xx | No Mod found and the rate of interest and P&I is the same as note. | Initial | ||
39333144 | xx | xx | Modification First Payment Date | xx | xx | Initial | |||
39333144 | xx | xx | Original CLTV Ratio Percent | xx | xx | 71.429% | 71.42900% | The original CLTV ratio is xx%. | Initial |
71502326 | xx | xx | Property Address Street | xx | xx | Property Address street is xx. | Initial | ||
48679192 | xx | xx | 'Prepayment Penalty End Date | xx | xx | 1033 (Days) | Prepayment Penalty End Date is xx/xx/2007 | Initial | |
28920987 | xx | xx | Original Appraisal Date | xx | xx | -3349 (Days) | Initial | ||
28920987 | xx | xx | Original Appraised Value | xx | xx | $103100.00 | 53.72589% | Initial | |
28920987 | xx | xx | Original CLTV Ratio Percent | xx | xx | -40.294% | -40.29400% | Initial | |
28920987 | xx | xx | Original Standard LTV (OLTV) | 75.000% | 115.294% | -40.294% | -40.29400% | Initial | |
28920987 | xx | xx | Property Address Street | xx | xx | Initial | |||
278118 | xx | xx | Original CLTV Ratio Percent | xx | xx | -7.047% | -7.04700% | Original CLTV ratio percent is xx% | Initial |
37673167 | xx | xx | Property County | xx | xx | Property County is xx | Initial | ||
15506750 | xx | xx | Doc Date of Last Modification | xx | xx | 31 (Days) | Initial | ||
15506750 | xx | xx | MI Company | xx | xx | Initial | |||
15506750 | xx | xx | Original CLTV Ratio Percent | xx | xx | Initial | |||
15506750 | xx | xx | Original Standard LTV (OLTV) | Unavailable | 102.353% | Initial | |||
15506750 | xx | xx | Sales Price (HUD-1 Line 101) | xx | xx | Initial | |||
1614265 | xx | xx | First Payment Date | xx | xx | 19 (Days) | Initial | ||
85247157 | xx | xx | Original Appraisal Date | xx | xx | 27 (Days) | Original appraisal date is xx/xx/2000. | Initial | |
7068966 | xx | xx | 'Prepayment Penalty End Date | xx | xx | 21 (Days) | Initial | ||
9711372 | xx | xx | Borrower Last Name | xx | xx | Borrower last name is xx. | Initial | ||
9711372 | xx | xx | Property City | xx | xx | Initial | |||
63969283 | xx | xx | Original Appraisal Date | xx | xx | -27 (Days) | xx/xx/2003. | Initial | |
81695218 | xx | xx | Original Appraisal Date | xx | xx | -12 (Days) | Original Appraisal Date is xx/xx/2004 | Initial | |
50851204 | xx | xx | Original Appraisal Date | xx | xx | 11 (Days) | Original appraisal date is xx/xx/2005. | Initial | |
50851204 | xx | xx | Original CLTV Ratio Percent | xx | xx | 10.890% | 10.89000% | Original CLTV ratio percent is xx%. | Initial |
90294101 | xx | xx | Borrower Last Name | xx | xx | Initial | |||
90294101 | xx | xx | Property Address Street | xx | xx | Initial | |||
32417705 | xx | xx | Borrower #2 Last Name | xx | xx | xx | Initial | ||
98820957 | xx | xx | Borrower First Name | xx | xx | As per the available Note document, the full name of borrower is 'xx'. | Initial | ||
98820957 | xx | xx | MI Company | xx | xx | Initial | |||
54412000 | xx | xx | MI Company | xx | xx | NA. | Initial | ||
54412000 | xx | xx | Original CLTV Ratio Percent | xx | xx | NA. | Initial | ||
66588137 | xx | xx | Original CLTV Ratio Percent | xx | xx | -17.864% | -17.86400% | Original CLTV ratio percent is xx% | Initial |
62511667 | xx | xx | Original Appraised Value | xx | xx | $-23221.98 | -13.65998% | Original Appraised Value is $xx. | Initial |
62511667 | xx | xx | Original CLTV Ratio Percent | xx | xx | 13.660% | 13.66000% | Original CLTV Ratio Percent is xx%. | Initial |
62511667 | xx | xx | Original Standard LTV (OLTV) | 100.000% | 86.340% | 13.660% | 13.66000% | Original Standard LTV (OLTV) is 100.000%. | Initial |
95403409 | xx | xx | Original CLTV Ratio Percent | xx | xx | 97.143% | 97.14300% | Initial | |
95403409 | xx | xx | Original Standard LTV (OLTV) | 196.143% | 91.533% | 104.610% | 104.61000% | Initial | |
95403409 | xx | xx | Sales Price (HUD-1 Line 101) | xx | xx | $-64000.00 | -53.33333% | Initial | |
68120633 | xx | xx | Doc Date of Last Modification | xx | xx | Initial | |||
68120633 | xx | xx | Original Balance (or Line Amount) | xx | xx | $13800.00 | 222.58064% | Initial | |
68120633 | xx | xx | Original Standard LTV (OLTV) | 10.695% | 3.316% | 7.379% | 7.37900% | Initial | |
29236119 | xx | xx | Original CLTV Ratio Percent | xx | xx | -24.300% | -24.30000% | xx | Initial |
5221925 | xx | xx | Doc Date of Last Modification | xx | xx | -792 (Days) | As per mod | Initial | |
5221925 | xx | xx | Modification First Payment Date | xx | xx | -792 (Days) | As per mod | Initial | |
5221925 | xx | xx | Original Appraised Value | xx | xx | $-190000.00 | -68.59205% | xx | Initial |
5221925 | xx | xx | Original CLTV Ratio Percent | xx | xx | 82.596% | 82.59600% | xx | Initial |
5221925 | xx | xx | Original Standard LTV (OLTV) | 119.473% | 36.877% | 82.596% | 82.59600% | 119.472 | Initial |
64882923 | xx | xx | Doc Date of Last Modification | xx | xx | -25 (Days) | Date of last modification is xx/xx/2018. | Initial | |
55198783 | xx | xx | Original Balance (or Line Amount) | xx | xx | $5138.00 | 1.74994% | Note reflects the original balance $xx | Initial |
55198783 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.701% | 1.70100% | NA | Initial |
55198783 | xx | xx | Original Standard LTV (OLTV) | 98.923% | 97.222% | 1.701% | 1.70100% | NA | Initial |
62592325 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.500% | 0.50000% | Initial | |
62592325 | xx | xx | Original Standard LTV (OLTV) | 100.500% | 100.000% | 0.500% | 0.50000% | Initial | |
53761976 | xx | xx | Original CLTV Ratio Percent | xx | xx | -2.850% | -2.85000% | The Borrowers Monthly income is $xx and the present proposed payment is $xx and the proposed monthly payment is $1888.97 and debt is $727.00. Hence the Original CLTV Ratio percent reflected. | Initial |
85123019 | xx | xx | Original Note Doc Date | xx | xx | -6 (Days) | Note Document reflects Note Date as xx/xx/2020. | Initial | |
36589164 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.335% | 1.33500% | As per tape data Original CLTV Ratio Percent is xx%. but, The Audit value is xx%. | Initial |
36589164 | xx | xx | Original Note Doc Date | xx | xx | -5 (Days) | As per tape data Oriiginal Note Doc Date is xx/xx/2020. but, The Audit value is xx/xx/2020. | Initial | |
36589164 | xx | xx | Original Standard LTV (OLTV) | 77.620% | 76.285% | 1.335% | 1.33500% | As per tape data Original LTV Ratio Percent is 76.285%. but, The Audit value is 77.620%. | Initial |
50508192 | xx | xx | Borrower #1 Middle Name | xx | xx | The Note dated XX/XX/XXXX and signed at closing, reflects the Borrower First Name as xx. | Initial | ||
50508192 | xx | xx | Borrower #2 Middle Name | xx | xx | The Note dated XX/XX/XXXX and signed at closing, reflects the Borrower First Name as xx. | Initial | ||
50508192 | xx | xx | MI Company | xx | xx | Mortgage Insurance Document is missing from the Loan Documents. | Initial | ||
50508192 | xx | xx | Original Standard LTV (OLTV) | 90.000% | 93.600% | -3.600% | -3.60000% | "Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV = 90.00%. " | Initial |
17925961 | xx | xx | Borrower First Name | xx | xx | Initial | |||
8254902 | xx | xx | Borrower #2 First Name | xx | xx | Note Document Reflects First Name As xx. | Initial | ||
97791046 | xx | xx | Borrower Last Name | xx | xx | As per tape data Borrower Last Name is xx. but, The audit value is xx. | Initial | ||
42090990 | xx | xx | Borrower #1 Middle Name | xx | xx | As per Tape data, Borrower #1 Middle name reflect xx. However, note document reflect xx. | Initial | ||
42090990 | xx | xx | Original Appraised Value | xx | xx | $-23000.00 | -4.16666% | As per Tape data, Original Appraised Value reflect $xx. However, appraisal document reflect $xx. | Initial |
87204725 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.689% | 1.68900% | As per tape data Original CLTV Ratio Percent is xx%. but, The Audit value is xx%. | Initial |
87204725 | xx | xx | Original Standard LTV (OLTV) | 98.189% | 96.500% | 1.689% | 1.68900% | As per tape data Original LTV Ratio Percent is 96.500%. but, The Audit value is 98.189%. | Initial |
96022544 | xx | xx | MI Company | xx | xx | Insurance doc reflect the MI company name xx. | Initial | ||
96022544 | xx | xx | Original CLTV Ratio Percent | xx | xx | -5.495% | -5.49500% | Appraisal Value $xx and Loan amount $xx. | Initial |
76903618 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.741% | 1.74100% | Collateral Value used for CLTV: $xx. Loan Amount: $xx. CLTV=xx%. | Initial |
76903618 | xx | xx | Original Standard LTV (OLTV) | 101.010% | 99.269% | 1.741% | 1.74100% | Collateral Value used for LTV: $xx Loan Amount: $xx. LTV=101.010%. | Initial |
11950324 | xx | xx | Borrower #1 Middle Name | xx | xx | Borrower1 middle name is xx but tape shows it as "xx." | Initial | ||
91000055 | xx | xx | Original Balance (or Line Amount) | xx | xx | $8242.00 | 1.74983% | as per the note document original loan amount is $xx. | Initial |
91000055 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.688% | 1.68800% | Initial | |
91000055 | xx | xx | Original Standard LTV (OLTV) | 98.188% | 96.500% | 1.688% | 1.68800% | Initial | |
89252963 | xx | xx | Borrower First Name | xx | xx | As per tape data Borrower First Name is xx. but, The aufit value is xx. | Initial | ||
89252963 | xx | xx | Borrower Last Name | xx | xx | Initial | |||
81848339 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.142% | 0.14200% | Loan amount is $xx and Appraised value of the subject property is $xx.Hence, CLTV Calculated Ratio is xx%. | Initial |
81848339 | xx | xx | Original Standard LTV (OLTV) | 58.415% | 58.273% | 0.142% | 0.14200% | Loan amount is $xx and Appraised value of the subject property is $xx.Hence, LTV Calculated Ratio is 58.415%. | Initial |
81848339 | xx | xx | Property Address Street | xx | xx | Property Stress Address reelect as xx. | Initial | ||
10353334 | xx | xx | Original Standard LTV (OLTV) | 98.186% | 96.499% | 1.687% | 1.68700% | Collateral Value used for Underwriting: $xx Amount of Secondary Lien(s): $0. Loan Amount: $xx. CLTV = 98.186. | Initial |
68490924 | xx | xx | Original Note Doc Date | xx | xx | 233 (Days) | As per note doc , Note date reflect xx/xx/2021 | Initial | |
97708708 | xx | xx | Original Appraised Value | xx | xx | $100.00 | 0.05053% | As per Appraisal report the original value of appraisal $xx | Initial |
97708708 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.003% | 0.00300% | Appraisal value $xx and Loan amount $xx | Initial |
97708708 | xx | xx | Original Standard LTV (OLTV) | 96.463% | 96.460% | 0.003% | 0.00300% | Appraisal value $xx and loan amount $xx. | Initial |
2430635 | xx | xx | Property Address Street | xx | xx | As per note property address street is xx. | Initial | ||
49710683 | xx | xx | Original Note Doc Date | xx | xx | 138 (Days) | Seller tape data reflects Note date as xx/xx/20xx but Note reflects it as xx/xx/20xx. | Initial | |
95457653 | xx | xx | Original CLTV Ratio Percent | xx | xx | 17.411% | 17.41100% | Initial | |
95457653 | xx | xx | Original Note Doc Date | xx | xx | 51 (Days) | Tape data reflect, Original Note doc date xx/xx/2020. However, Note document reflect date xx/xx/2020. | Initial | |
95457653 | xx | xx | Original Standard LTV (OLTV) | 75.000% | 57.589% | 17.411% | 17.41100% | Initial | |
65992591 | xx | xx | Original CLTV Ratio Percent | xx | xx | -1.433% | -1.43300% | Initial | |
65992591 | xx | xx | Original Note Doc Date | xx | xx | 79 (Days) | As per Tape data ,Note Date is xx/xx/2020 .However Note documents reflects as xx/xx/2021. | Initial | |
84445073 | xx | xx | Original Note Doc Date | xx | xx | 23 (Days) | Original Note reflects Original Note Doc Date as xx/xx/2020. | Initial | |
79640098 | xx | xx | Original Note Doc Date | xx | xx | 125 (Days) | As per note doc , Original note date reflect xx/xx/2021. | Initial | |
11096573 | xx | xx | Original Appraised Value | xx | xx | $5001.00 | 1.66700% | NA | Initial |
11096573 | xx | xx | Original Note Doc Date | xx | xx | 39 (Days) | NA | Initial | |
61153556 | xx | xx | Original Note Doc Date | xx | xx | 21 (Days) | As per Tape data ,Note Date is xx/xx/2020 .However Note documents reflects as xx/xx/2020. | Initial | |
25771999 | xx | xx | Original CLTV Ratio Percent | xx | xx | -2.238% | -2.23800% | Original Note reflects Original CLTV Ratio Percent as xx%. | Initial |
25771999 | xx | xx | Original Note Doc Date | xx | xx | 27 (Days) | Original Note reflects Original Note Doc Date as xx/xx/2020. | Initial | |
25771999 | xx | xx | Original Standard LTV (OLTV) | 98.189% | 96.500% | 1.689% | 1.68900% | Original Note reflects Original Standard LTV (OLTV) as 98.189%. | Initial |
55232018 | xx | xx | Original Appraised Value | xx | xx | $1000.00 | 0.74074% | Appraisal report reflects appraisal value as $xx. | Initial |
55232018 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.698% | 1.69800% | Original CLTV ratio percent is xx%. | Initial |
55232018 | xx | xx | Original Note Doc Date | xx | xx | 116 (Days) | Note document reflects note date as xx/xx/2020. | Initial | |
55232018 | xx | xx | Original Standard LTV (OLTV) | 98.729% | 97.031% | 1.698% | 1.69800% | Appraisal report reflects appraisal value as $xx and loan amount is $xx hence calculated LTV is 98.729%. | Initial |
89551384 | xx | xx | First Payment Date | xx | xx | -31 (Days) | The Note reflects the First Payment Date as xx/xx/2021. | Initial | |
85019554 | xx | xx | Borrower #1 Middle Name | xx | xx | Initial Loan Estimate reflects borrowers middle name as xx. | Initial | ||
15754891 | xx | xx | Borrower Last Name | xx | xx | The Note dated xx/xx/2021 and signed at closing, reflects the Borrowers Last Name as 'xx'. | Initial | ||
15754891 | xx | xx | Original Appraisal Date | xx | xx | 24 (Days) | Appraisal Report in loan file located at (xx) reflects Appraisal date as xx/xx/2021. | Initial | |
15637891 | xx | xx | Original Appraisal Date | xx | xx | 47 (Days) | Appraisal Report in loan File located at (xx) reflects Appraisal date as xx/xx/2021. | Initial | |
15637891 | xx | xx | Property Address Street | xx | xx | As per the Note document, the subject property address is 'xx'. | Initial | ||
61340825 | xx | xx | Property Address Street | xx | xx | Property Address Street as per NOTE doc is as xx | Initial | ||
21317252 | xx | xx | Original Appraisal Date | xx | xx | 7 (Days) | Final Appraisal report reflect date xx/xx/2021. | Initial | |
21317252 | xx | xx | Original Note Doc Date | xx | xx | -5 (Days) | Final Note reflect the date xx/xx/2021. | Initial | |
77867476 | xx | xx | Original Appraisal Date | xx | xx | 16 (Days) | As per tape data Original Appraisal Date is xx/xx/2021. but, The Audit value is xx/xx/2021. | Initial | |
27025010 | xx | xx | Original Note Doc Date | xx | xx | -6 (Days) | As per tape data Original Note Date is xx/xx/2021. but, The Audit value is xx/xx/2021. | Initial | |
27025010 | xx | xx | Property Address Street | xx | xx | As per note property address is xx. | Initial | ||
33607016 | xx | xx | Original Appraisal Date | xx | xx | -3632 (Days) | Original Appraisal Date is xx/xx/2004. | Initial | |
33607016 | xx | xx | Property Address Street | xx | xx | Property address street is "xx". | Initial | ||
52547519 | xx | xx | Original Appraisal Date | xx | xx | -18 (Days) | Original Appraisal Date is xx/xx/2009. | Initial | |
26597935 | xx | xx | Bankruptcy Filing Date | xx | xx | N/A | Initial | ||
26597935 | xx | xx | Current Bankruptcy Proof of Claim (POC) Date | xx | xx | N/A | Initial | ||
26597935 | xx | xx | Original Standard LTV (OLTV) | 92.852% | 92.850% | 0.002% | 0.00200% | N/A | Initial |
3816869 | xx | xx | Current Bankruptcy Proof of Claim (POC) Date | xx | xx | 365 (Days) | According to the PACER, the current Bankruptcy POC filed date on xx/xx/2019. | Initial | |
3816869 | xx | xx | Original Appraisal Date | xx | xx | 11 (Days) | As per the appraisal report, the original appraisal date is xx/xx/2007. | Initial | |
974527 | xx | xx | Original Appraisal Date | xx | xx | -35 (Days) | Original appraisal date is xx/xx/2007. | Initial | |
974527 | xx | xx | Original Standard LTV (OLTV) | 70.921% | 70.930% | -0.009% | -0.00900% | Original standard LTV (OLTV) is 70.921%. | Initial |
974527 | xx | xx | Sales Price (HUD-1 Line 101) | xx | xx | N/A | Initial | ||
55157434 | xx | xx | First Payment Date | xx | xx | -7 (Days) | updated as per review of available cods. | Initial | |
55157434 | xx | xx | Original Appraisal Date | xx | xx | -15 (Days) | updated as per review of available cods. | Initial | |
55157434 | xx | xx | Original Standard LTV (OLTV) | 105.132% | 96.000% | 9.132% | 9.13200% | updated as per review of available cods. | Initial |
55157434 | xx | xx | Sales Price (HUD-1 Line 101) | xx | xx | NA | Initial | ||
47152186 | xx | xx | Sales Price (HUD-1 Line 101) | xx | xx | Sales Price is Not Applicable | Initial | ||
63475486 | xx | xx | Original Appraisal Date | xx | xx | -31 (Days) | N/A | Initial | |
72938818 | xx | xx | Original Appraisal Date | xx | xx | -29 (Days) | Original Appraisal date is "xx/xx/1996." | Initial | |
72938818 | xx | xx | Original Appraised Value | xx | xx | $500.00 | 0.90909% | Original appraised value is "xx". | Initial |
72938818 | xx | xx | Original Standard LTV (OLTV) | 90.000% | 90.820% | -0.820% | -0.82000% | Original LTV is "90.000 %". | Initial |
40365393 | xx | xx | Borrower 1 Current Employer 1 Contact Name | xx | xx | NA | Initial | ||
40365393 | xx | xx | Original CLTV Ratio Percent | xx | xx | 64.106% | 64.10600% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV =xx%. | Initial |
40365393 | xx | xx | Original Standard LTV (OLTV) | 64.753% | 0.647% | 64.106% | 64.10600% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. LTV =64.753%. | Initial |
29159065 | xx | xx | Borrower 1 Current Employer 1 Contact Name | NA;Disabled | NA:Disabled | Initial | |||
29159065 | xx | xx | Original Appraisal Date | xx | xx | -87 (Days) | Appraisal Report reflects Appraisal date as xx/xx/2019. | Initial | |
29159065 | xx | xx | Original CLTV Ratio Percent | xx | xx | 97.711% | 97.71100% | Collateral Value used for Underwriting: $xx. Amount of Secondary Lien:$000 Loan Amount: $xx. CLTV =xx%. | Initial |
29159065 | xx | xx | Original Note Doc Date | xx | xx | 67 (Days) | Note Document reflects Note date as xx/xx/2020. | Initial | |
29159065 | xx | xx | Original Standard LTV (OLTV) | 98.678% | 0.987% | 97.691% | 97.69100% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. LTV =98.678%. | Initial |
29159065 | xx | xx | Property Address Street | xx | xx | The Note dated xx/xx/2020 and signed at closing, reflects the Property Address Street as xx. | Initial | ||
51053347 | xx | xx | Borrower 1 Current Employer 1 Position/Type of Business | xx | xx | Initial | |||
51053347 | xx | xx | Original CLTV Ratio Percent | xx | xx | 45.295% | 45.29500% | "Collateral Value used for Underwriting: $xx. Amount of Secondary Lien(s): $0.00. Loan Amount: $xx. CLTV = xx." | Initial |
51053347 | xx | xx | Original Standard LTV (OLTV) | 45.755% | 0.460% | 45.295% | 45.29500% | "Collateral Value used for Underwriting: $xx. Loan Amount: $xx. LTV = 45.755%." | Initial |
16256986 | xx | xx | Original Standard LTV (OLTV) | 68.047% | 0.680% | 67.367% | 67.36700% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. LTV =68.047%. | Initial |
28815319 | xx | xx | Original Standard LTV (OLTV) | 73.984% | 0.740% | 73.244% | 73.24400% | As per 1008 Appraisal is not required. | Initial |
44016742 | xx | xx | Original Standard LTV (OLTV) | 49.433% | 0.494% | 48.939% | 48.93900% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV = 49.433%. | Initial |
90337275 | xx | xx | Original Appraised Value | xx | xx | $-1733.00 | -0.63018% | N/A | Initial |
90337275 | xx | xx | Original Standard LTV (OLTV) | 67.699% | 1.000% | 66.699% | 66.69900% | N/A | Initial |
30132589 | xx | xx | Original Note Doc Date | xx | xx | -3 (Days) | As per note the original note doc date is xx/xx/2007. | Initial | |
30132589 | xx | xx | Property Address Street | xx | xx | Initial | |||
86481719 | xx | xx | Original Standard LTV (OLTV) | 26.065% | 0.261% | 25.804% | 25.80400% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV = 26.065%. | Initial |
79471026 | xx | xx | Original Standard LTV (OLTV) | 65.182% | 0.652% | 64.530% | 64.53000% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. LTV =65.182%. | Initial |
53631203 | xx | xx | Original Standard LTV (OLTV) | 74.217% | 0.742% | 73.475% | 73.47500% | Collateral Value used for Underwriting: $xx. Loan Amount:$xx. LTV =74.217%. | Initial |
53631203 | xx | xx | Property City | xx | xx | As per note property city is xx. | Initial | ||
56762918 | xx | xx | Original Standard LTV (OLTV) | 101.010% | 1.010% | 100.000% | 100.00000% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. LTV = 101.010%. | Initial |
56762918 | xx | xx | Property Address Street | xx | xx | Tape data reflects "xx" as per note data reflects "xx". | Initial | ||
38845309 | xx | xx | Original Standard LTV (OLTV) | 97.465% | 0.975% | 96.490% | 96.49000% | Original standard LTV (OLTVC) is 97.465% | Initial |
38845309 | xx | xx | Property Address Street | xx | xx | Initial | |||
22677539 | xx | xx | Original Appraised Value | xx | xx | $-1541.00 | -1.78065% | N/A | Initial |
22677539 | xx | xx | Original Standard LTV (OLTV) | 87.289% | 0.857% | 86.432% | 86.43200% | N/A | Initial |
56462485 | xx | xx | Original CLTV Ratio Percent | xx | xx | -6.000% | -6.00000% | Initial | |
79435562 | xx | xx | Original Note Doc Date | xx | xx | 16 (Days) | As per tape data Original Note Date is xx/xx/2021. | Initial | |
8863181 | xx | xx | Original Note Doc Date | xx | xx | 100 (Days) | The Note reflects the Original Note Doc Date as xx/xx/2021. | Initial | |
8863181 | xx | xx | Original Standard LTV (OLTV) | 29.515% | 29.500% | 0.015% | 0.01500% | "Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV = 29.515%." | Initial |
90740373 | xx | xx | Original Note Doc Date | xx | xx | 94 (Days) | Note Document in loan file reflects Note date as xx/xx/2021. | Initial | |
90740373 | xx | xx | Original Standard LTV (OLTV) | 46.250% | 46.300% | -0.050% | -0.05000% | Collateral Value used for Underwriting:$xx. Loan Amount: $xx. LTV =46.250%. | Initial |
58002971 | xx | xx | Borrower #1 Middle Name | xx | xx | Tape data reflects "xx" and Note data reflects "xx". | Initial | ||
58002971 | xx | xx | Original Note Doc Date | xx | xx | 85 (Days) | Tape data reflects "xx/xx/2020" and Note data reflects "xx/xx/2021" | Initial | |
58002971 | xx | xx | Original Standard LTV (OLTV) | 33.422% | 33.400% | 0.022% | 0.02200% | Purchase agreement reflects sales price as $xx and loan amount is $xx Hence, this reflects the calculated original standard LTV. | Initial |
84041823 | xx | xx | Original Balance (or Line Amount) | xx | xx | $3124.00 | 1.74989% | Note Document dated xx/xx/2021 reflects original Balance as $xx. | Initial |
84041823 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.689% | 1.68900% | Collateral Value used for Underwriting:$xx. Amount of Secondary Lien:$000. Loan Amount: $xx. CLTV =Xx%. | Initial |
84041823 | xx | xx | Original Standard LTV (OLTV) | 98.189% | 96.500% | 1.689% | 1.68900% | Collateral Value used for Underwriting:$xx. Loan Amount: $xx. LTV =98.189%. | Initial |
6125161 | xx | xx | Original Appraised Value | xx | xx | $100.00 | 0.02326% | The Appraisal Document Reflect Original Appraised Value as $xx | Initial |
66732079 | xx | xx | Date Application Received by Creditor | xx | xx | 1 (Days) | Initial | ||
66732079 | xx | xx | MI Company | xx | xx | Initial | |||
65631454 | xx | xx | Original Standard LTV (OLTV) | 86.430% | 86.000% | 0.430% | 0.43000% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. LTV (CLTV) =86.430%. | Initial |
7890763 | xx | xx | Current Servicer (Enumerated) | xx | xx | NA | Initial | ||
58166335 | xx | xx | Current Servicer (Enumerated) | xx | xx | NA | Initial | ||
19622127 | xx | xx | Current Servicer (Enumerated) | xx | xx | NA | Initial | ||
19622127 | xx | xx | Property Address Street | xx | xx | Property Address Street per Original NOTE is as xx. | Initial | ||
61223246 | xx | xx | Current Servicer (Enumerated) | xx | xx | Other. | Initial | ||
26826891 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.146% | -0.14600% | Collateral Value used for Underwriting: $xx. Amount of Secondary Lien(s): $0. Loan Amount: $xx. CLTV = xx%. | Initial |
26826891 | xx | xx | Original Standard LTV (OLTV) | 65.854% | 66.000% | -0.146% | -0.14600% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. LTV = 65.854%. | Initial |
77205540 | xx | xx | Original Note Doc Date | xx | xx | 50 (Days) | As per tape data Original Note Doc Date is xx/xx/2020. but, Note Doc reflects xx/xx/2020. | Initial | |
92819806 | xx | xx | Original Note Doc Date | xx | xx | 39 (Days) | The Note reflects the Original Note Doc Date as xx/xx/2020. | Initial | |
92819806 | xx | xx | Original Standard LTV (OLTV) | 76.885% | 84.000% | -7.115% | -7.11500% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV = 76.885%%. | Initial |
51552222 | xx | xx | Original Note Doc Date | xx | xx | 70 (Days) | Original Note Document in loan file reflects Note date as xx/xx/2020. | Initial | |
64325562 | xx | xx | Original Note Doc Date | xx | xx | 34 (Days) | Tape data reflects "xx/xx/2020" and note data reflects "xx/xx/2020". | Initial | |
81859442 | xx | xx | Original Note Doc Date | xx | xx | 41 (Days) | Final note date xx/xx/2020 | Initial | |
81859442 | xx | xx | Original Standard LTV (OLTV) | 98.188% | 96.500% | 1.688% | 1.68800% | "Collateral Value used for Underwriting: $xx Loan Amount: $xx CLTV = 98.188%. | Initial |
16954028 | xx | xx | Original Note Doc Date | xx | xx | -4 (Days) | As per Tape data, Original Note date reflect xx/xx/2020. However, Note document reflect xx/xx/2020. | Initial | |
53707882 | xx | xx | Property Address Street | xx | xx | Updated as per review of available docs. | Initial | ||
39030643 | xx | xx | Original CLTV Ratio Percent | xx | xx | 78.273% | 78.27300% | LTV ratio is xx% as per the Appraisal report. | Initial |
39030643 | xx | xx | Original Standard LTV (OLTV) | 79.050% | 0.777% | 78.273% | 78.27300% | LTV ratio is 79.050% as per the Appraisal report. | Initial |
93262641 | xx | xx | Original Note Doc Date | xx | xx | -5 (Days) | Note Document reflects Note date as xx/xx/2021. | Initial | |
91826840 | xx | xx | Original Note Doc Date | xx | xx | -5 (Days) | Final note reflect date xx/xx/2021 | Initial | |
92099157 | xx | xx | Original CLTV Ratio Percent | xx | xx | 45.041% | 45.04100% | As per Tape data CLTV is xx%. However, The Audit value is xx%. | Initial |
92099157 | xx | xx | Original Note Doc Date | xx | xx | -8 (Days) | As per tape data Original Note Doc Date as xx/xx/2021. However, Note Doc reflects as xx/xx/2021. | Initial | |
92099157 | xx | xx | Original Standard LTV (OLTV) | 45.496% | 0.455% | 45.041% | 45.04100% | As per Tape data LTV is 0.455%. However, The Audit value is 45.496%. | Initial |
38837275 | xx | xx | Original CLTV Ratio Percent | xx | xx | 69.181% | 69.18100% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV = xx%. | Initial |
38837275 | xx | xx | Original Note Doc Date | xx | xx | -7 (Days) | The Note reflects the Original Note Doc Date as xx/xx/2021. | Initial | |
38837275 | xx | xx | Original Standard LTV (OLTV) | 69.880% | 0.699% | 69.181% | 69.18100% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV = 69.880%. | Initial |
88885284 | xx | xx | Original CLTV Ratio Percent | xx | xx | 72.962% | 72.96200% | purchase agreement reflects sales price as "$xx" and loan amount is "$xx". Hence, this calculated reflects as original CLTV ratio percent. | Initial |
88885284 | xx | xx | Original Note Doc Date | xx | xx | -5 (Days) | Tape data reflects "xx/xx/2021" and as per note data "xx/xx/2021". | Initial | |
88885284 | xx | xx | Original Standard LTV (OLTV) | 73.699% | 0.737% | 72.962% | 72.96200% | purchase agreement reflects sales price as "$xx" and loan amount is "$xx". Hence, this calculated reflects as original standard LTV. | Initial |
10159423 | xx | xx | Original CLTV Ratio Percent | xx | xx | 92.400% | 92.40000% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV = xx% | Initial |
10159423 | xx | xx | Original Note Doc Date | xx | xx | -7 (Days) | The Note reflects the Original Note Doc Date as xx/xx/2021. | Initial | |
10159423 | xx | xx | Original Standard LTV (OLTV) | 93.333% | 0.933% | 92.400% | 92.40000% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. LTV = 93.333% | Initial |
78030786 | xx | xx | Original CLTV Ratio Percent | xx | xx | 51.788% | 51.78800% | Collateral Value used for Underwriting: $xx. Amount of Secondary Lien(s): $00.00. Loan Amount: $xx. LTV (CLTV) = xx%. | Initial |
78030786 | xx | xx | Original Note Doc Date | xx | xx | -4 (Days) | As per Tape data, Original Note date reflect xx/xx/2021. However, Note document reflect xx/xx/2021. | Initial | |
78030786 | xx | xx | Original Standard LTV (OLTV) | 52.311% | 0.523% | 51.788% | 51.78800% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. LTV (CLTV) = 52.311%. | Initial |
878929 | xx | xx | Original Note Doc Date | xx | xx | -6 (Days) | xx/xx/2021 | Initial | |
21054948 | xx | xx | Borrower #2 Middle Name | xx | xx | As per mortgage borrower #2 middle name is xx | Initial | ||
21054948 | xx | xx | Original CLTV Ratio Percent | xx | xx | 57.239% | 57.23900% | as per appraisal value CLTV ratio is xx%. | Initial |
21054948 | xx | xx | Original Note Doc Date | xx | xx | -105 (Days) | Note is missing from loan documents. | Initial | |
21054948 | xx | xx | Original Standard LTV (OLTV) | 57.817% | 0.578% | 57.239% | 57.23900% | as per appraisal value LTV is 57.817%. | Initial |
52328380 | xx | xx | Borrower First Name | xx | xx | The Note dated xx/xx/2020 and signed at closing, reflects the Borrowers First Name as xx. | Initial | ||
52328380 | xx | xx | Borrower Last Name | xx | xx | The Note dated xx/xx/2020 and signed at closing, reflects the Borrowers Last Name as xx. | Initial | ||
52328380 | xx | xx | Original CLTV Ratio Percent | xx | xx | 84.216% | 84.21600% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV = xx%. | Initial |
52328380 | xx | xx | Original Note Doc Date | xx | xx | -9 (Days) | The Note reflects the Original Note Doc Date as xx/xx/2020. | Initial | |
52328380 | xx | xx | Original Standard LTV (OLTV) | 85.067% | 0.851% | 84.216% | 84.21600% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV = 64.772%. | Initial |
46129534 | xx | xx | Original CLTV Ratio Percent | xx | xx | 88.958% | 88.95800% | Collateral Value used for Underwriting: $xx. Amount of Secondary Lien: $000.00. Loan Amount: $xx. CLTV = xx%. | Initial |
46129534 | xx | xx | Original Note Doc Date | xx | xx | -6 (Days) | As per Tape data, Original Note date reflect xx/xx/2020. However, Note document reflect xx/xx/2020. | Initial | |
46129534 | xx | xx | Original Standard LTV (OLTV) | 89.857% | 0.899% | 88.958% | 88.95800% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. LTV (CLTV) = 89.857%. | Initial |
84778475 | xx | xx | Original CLTV Ratio Percent | xx | xx | 73.174% | 73.17400% | Collateral Value used for Underwriting: $xx.Amount of Secondary Lien(s): $0. Loan Amount: $xx.CLTV = xx%. | Initial |
84778475 | xx | xx | Original Note Doc Date | xx | xx | -5 (Days) | As per Tape data ,Note Date is xx/xx/2020 .However Note documents reflects as xx/xx/2020. | Initial | |
84778475 | xx | xx | Original Standard LTV (OLTV) | 73.913% | 0.739% | 73.174% | 73.17400% | Collateral Value used for Underwriting: $xx.Loan Amount: $xx.LTV = 73.913%. | Initial |
12016793 | xx | xx | Original CLTV Ratio Percent | xx | xx | 29.423% | 29.42300% | As per Appraisal report (xx) appraised value is $xx and loan amount is $xx. However, calculated CLTV/LTV is xx%. | Initial |
12016793 | xx | xx | Original Note Doc Date | xx | xx | -8 (Days) | The Note reflects the Original Note Doc Date as xx/xx/2020. | Initial | |
12016793 | xx | xx | Original Standard LTV (OLTV) | 29.720% | 0.297% | 29.423% | 29.42300% | As per Tape data LTV is 0.297%. However, The Audit value is 29.720%. | Initial |
99110209 | xx | xx | Original Note Doc Date | xx | xx | -6 (Days) | As per the Note date is xx/xx/2020. | Initial | |
54745154 | xx | xx | Original CLTV Ratio Percent | xx | xx | 97.224% | 97.22400% | Note Document reflects loan amount as $xx and final CD reflects sales price as $xx. | Initial |
54745154 | xx | xx | Original Standard LTV (OLTV) | 98.189% | 0.965% | 97.224% | 97.22400% | Note Document reflects loan amount as $xx and final CD reflects sales price as $xx. | Initial |
93308327 | xx | xx | Original Note Doc Date | xx | xx | -5 (Days) | Original note doc date is xx/xx/2020. | Initial | |
90908333 | xx | xx | Original CLTV Ratio Percent | xx | xx | 81.896% | 81.89600% | Collateral Value used for Underwriting: $xx. Amount of Secondary Lien(s): $0. Loan Amount: $xx. CLTV = xx%. | Initial |
90908333 | xx | xx | Original Note Doc Date | xx | xx | -5 (Days) | The Note reflects the Original Note Doc Date as xx/xx/2020. | Initial | |
90908333 | xx | xx | Original Standard LTV (OLTV) | 82.723% | 0.827% | 81.896% | 81.89600% | Collateral Value used for Underwriting: $xx Loan Amount: $xx. LTV = 82.723%. | Initial |
28914921 | xx | xx | Borrower #1 Middle Name | xx | xx | As per the Mortgage Document borrower Middle name is xx. | Initial | ||
28914921 | xx | xx | Borrower First Name | xx | xx | Borrower First name is xx. | Initial | ||
28914921 | xx | xx | Borrower Last Name | xx | xx | Borrower last name is xx as per the Mortgage documents. | Initial | ||
28914921 | xx | xx | Original Note Doc Date | xx | xx | -5 (Days) | As per the Note Document note date is xx/xx/2021. | Initial | |
41764060 | xx | xx | Original CLTV Ratio Percent | xx | xx | 79.209% | 79.20900% | Collateral Value used for Underwriting: xx Amount of Secondary Lien(s): $0. Loan Amount: xx CLTV =xx. | Initial |
41764060 | xx | xx | Original Note Doc Date | xx | xx | -1 (Days) | The Note reflects the Original Note Doc Date as xx/xx/2021. | Initial | |
41764060 | xx | xx | Original Standard LTV (OLTV) | 80.000% | 0.791% | 79.209% | 79.20900% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. LTV =80.00%. | Initial |
93367308 | xx | xx | Original Appraised Value | xx | xx | $-25000.00 | -3.44827% | The Appraisal reflects the Value as $xx. | Initial |
93367308 | xx | xx | Original CLTV Ratio Percent | xx | xx | 95.391% | 95.39100% | As per appraisal CLTV ratio is xx%. | Initial |
93367308 | xx | xx | Original Note Doc Date | xx | xx | -1 (Days) | The Note reflects the Original Note Doc Date as xx/xx/2021. | Initial | |
93367308 | xx | xx | Original Standard LTV (OLTV) | 96.321% | 0.930% | 95.391% | 95.39100% | As per appraisal original standard LTV is 96.321%. | Initial |
20931737 | xx | xx | Original Balance (or Line Amount) | xx | xx | $3377.00 | 1.74974% | As per Tape data ,Original Balance is $xx.However Note documents reflects as $xx. | Initial |
20931737 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.689% | 1.68900% | Collateral Value used for Underwriting: $xx. Amount of Secondary Lien(s): $0. Loan Amount: $xx CLTV = xx%. | Initial |
20931737 | xx | xx | Original Standard LTV (OLTV) | 98.189% | 96.500% | 1.689% | 1.68900% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx LTV = 92.189%. | Initial |
85450425 | xx | xx | Original Note Doc Date | xx | xx | -8 (Days) | As per original note , note date is xx/xx/2020. | Initial | |
6274281 | xx | xx | Original Note Doc Date | xx | xx | -5 (Days) | The Note reflects the Original Note Doc Date as xx/xx/2021. | Initial | |
67685416 | xx | xx | Original Standard LTV (OLTV) | 81.400% | 80.000% | 1.400% | 1.40000% | Collateral Value used for Underwriting:$xx. Loan Amount:$xx. LTV = 81.400%. | Initial |
57036418 | xx | xx | Borrower #2 Last Name | xx | xx | The Note dated xx/xx/2021 and signed at closing, reflects the Borrower First Name as xx. | Initial | ||
57036418 | xx | xx | Borrower #2 Middle Name | xx | xx | The Note dated xx/xx/2021 and signed at closing, reflects the Borrower Middle Name as xx. | Initial | ||
57036418 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.003% | -0.00300% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV = xx%. | Initial |
57036418 | xx | xx | Original Standard LTV (OLTV) | 22.727% | 22.730% | -0.003% | -0.00300% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV = 22.727%. | Initial |
41926625 | xx | xx | Borrower #1 Middle Name | xx | xx | Borrower #1 Middle Name As per Driving License is xx | Initial | ||
41926625 | xx | xx | Property Address Street | xx | xx | Original Note Reflects Property Address Street as xx. | Initial | ||
55543811 | xx | xx | Borrower Last Name | xx | xx | The Note dated xx/xx/2019 and signed at closing, reflects the Borrower's Last Name as xx. | Initial | ||
55543811 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.710% | 1.71000% | Collateral Value used for Underwriting: $xx. Amount of Secondary Lien(s): $0. Loan Amount: $xx. CLTV = xx%. | Initial |
55543811 | xx | xx | Original Note Doc Date | xx | xx | -23 (Days) | As per Tape data ,Note Date is xx/xx/2019 .However, Note documents reflects as xx/xx/2019. | Initial | |
55543811 | xx | xx | Original Standard LTV (OLTV) | 99.460% | 97.750% | 1.710% | 1.71000% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. LTV = 99.460%. | Initial |
55543811 | xx | xx | Property Address Street | xx | xx | "The Note dated xx/xx/2019 and signed at closing, reflects the Property address street as xx. | Initial | ||
1241362 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.202% | -0.20200% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx CLTV = xx%. | Initial |
1241362 | xx | xx | Original Standard LTV (OLTV) | 75.798% | 76.000% | -0.202% | -0.20200% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx LTV = 75.798%. | Initial |
7245101 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.227% | -0.22700% | The original loan amount is $xx. The appraised value of the subject property is $xx. The calculated LTV/CLTV is xx%. | Initial |
7245101 | xx | xx | Original Note Doc Date | xx | xx | -4 (Days) | The original Note date is xx/xx/2020. | Initial | |
7245101 | xx | xx | Original Standard LTV (OLTV) | 69.773% | 70.000% | -0.227% | -0.22700% | The original loan amount is $xx. The appraised value of the subject property is $xx. The calculated LTV/CLTV is 69.773%. | Initial |
47258347 | xx | xx | Original CLTV Ratio Percent | xx | xx | Initial | |||
47258347 | xx | xx | Original Note Doc Date | xx | xx | -20 (Days) | Note document reflects note date as xx/xx/2021. | Initial | |
47258347 | xx | xx | Original Standard LTV (OLTV) | Unavailable | 88.776% | Initial | |||
84207780 | xx | xx | Original CLTV Ratio Percent | xx | xx | Collateral Value used for Underwriting: $xx. Amount of Secondary Lien(s): $0.00. Loan Amount: $xx. CLTV = xx%. | Initial | ||
84207780 | xx | xx | Original Standard LTV (OLTV) | Unavailable | 77.876% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV = 78.265%. | Initial | ||
22716046 | xx | xx | Original CLTV Ratio Percent | xx | xx | Initial | |||
22716046 | xx | xx | Original Note Doc Date | xx | xx | -5 (Days) | As per Tape data, Original Note Doc date reflect xx/xx/2020. However, Note document reflect xx/xx/2020. | Initial | |
22716046 | xx | xx | Original Standard LTV (OLTV) | Unavailable | 94.852% | Initial | |||
90371066 | xx | xx | Original CLTV Ratio Percent | xx | xx | Initial | |||
90371066 | xx | xx | Original Note Doc Date | xx | xx | -4 (Days) | Note Document reflects note date as xx/xx/2020. | Initial | |
90371066 | xx | xx | Original Standard LTV (OLTV) | Unavailable | 96.416% | Initial | |||
49591943 | xx | xx | Property Address Street | xx | xx | The Note signed on xx/xx/2019 reflects the property address as xx. | Initial | ||
12812586 | xx | xx | Original Note Doc Date | xx | xx | -4 (Days) | loan was originated on xx/xx/2020. | Initial | |
10305353 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.039% | -0.03900% | The original loan amount is $xx. The appraised value of the property is $xx. The calculated LTV/CLTV is xx%. | Initial |
10305353 | xx | xx | Original Standard LTV (OLTV) | 67.961% | 68.000% | -0.039% | -0.03900% | The original loan amount is $xx. The appraised value of the property is $xx. The calculated LTV is 67.961%. | Initial |
17336049 | xx | xx | Original CLTV Ratio Percent | xx | xx | 49.526% | 49.52600% | A per Appraisal report , Sales price is $xx and loan amount is $xx. However , calculated CLTV/LTV is xx%. | Initial |
17336049 | xx | xx | Original Note Doc Date | xx | xx | -21 (Days) | As per Note document note date is xx/xx/2018. | Initial | |
17336049 | xx | xx | Original Standard LTV (OLTV) | 144.094% | 94.568% | 49.526% | 49.52600% | A per Appraisal report , Sales price is $xx and loan amount is $xx. However , calculated CLTV/LTV is 144.094%. | Initial |
88716665 | xx | xx | Borrower #2 Last Name | xx | xx | Note document reflects Borrower #2 last name as xx. | Initial | ||
88716665 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.784% | -0.78400% | "Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV =xx%. | Initial |
88716665 | xx | xx | Original Note Doc Date | xx | xx | -5 (Days) | Note documents reflects Note date as xx/xx/2021. | Initial | |
88716665 | xx | xx | Original Standard LTV (OLTV) | 62.216% | 63.000% | -0.784% | -0.78400% | "Collateral Value used for Underwriting: $xx. Loan Amount: $xx. LTV =72.74%. | Initial |
18451410 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.967% | -0.96700% | "Collateral Value used for Underwriting: $Xx. Loan Amount: $xx. LTV is xx%. | Initial |
18451410 | xx | xx | Original Note Doc Date | xx | xx | -5 (Days) | Note document reflects Note date as xx/xx/2020. | Initial | |
18451410 | xx | xx | Original Standard LTV (OLTV) | 57.033% | 58.000% | -0.967% | -0.96700% | "Collateral Value used for Underwriting: $xx. Loan Amount: $xx. LTV is 57.033%. | Initial |
83893867 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.845% | -0.84500% | Collateral Value used for Underwriting: $xx. Amount of Secondary Lien(s): $0,00. Loan Amount: $xx. CLTV = xx%. | Initial |
83893867 | xx | xx | Original Note Doc Date | xx | xx | -7 (Days) | The Note reflects the Original Note Doc Date as xx/xx/2020. | Initial | |
83893867 | xx | xx | Original Standard LTV (OLTV) | 85.155% | 86.000% | -0.845% | -0.84500% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. LTV = 85.155%. | Initial |
82650863 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.217% | -0.21700% | Collateral Value used f or Underwriting: $xx. Amount of Secondary Lien(s): $0.00. Loan Amount: $xx. CLTV =xx%. | Initial |
82650863 | xx | xx | Original Note Doc Date | xx | xx | -26 (Days) | The Note reflects the Original Note Doc Date as xx/xx/2020. | Initial | |
82650863 | xx | xx | Original Standard LTV (OLTV) | 74.783% | 75.000% | -0.217% | -0.21700% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. LTV =74.783%. | Initial |
82650863 | xx | xx | Property Address Street | xx | xx | Original Note Reflects Property Address Street as xx. | Initial | ||
18914941 | xx | xx | Borrower Last Name | xx | xx | The Note dated xx/xx/2019 and signed at closing, reflects the Borrower First Name as xx. | Initial | ||
18914941 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.250% | -0.25000% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV = xx%. | Initial |
18914941 | xx | xx | Original Note Doc Date | xx | xx | -5 (Days) | The Note reflects the Original Note Doc Date as xx/xx/2019. | Initial | |
18914941 | xx | xx | Original Standard LTV (OLTV) | 55.750% | 56.000% | -0.250% | -0.25000% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV = 55.750%. | Initial |
52386978 | xx | xx | Borrower #2 Last Name | xx | xx | Initial | |||
52386978 | xx | xx | Borrower #2 Middle Name | xx | xx | Initial | |||
52386978 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.343% | -0.34300% | Collateral Value used f or Underwriting: $xx. Amount of Secondary Lien(s): $0.00. Loan Amount: $xx. CLTV = xx%. | Initial |
52386978 | xx | xx | Original Note Doc Date | xx | xx | -5 (Days) | The Note reflects the Original Note Doc Date as xx/xx/2020. | Initial | |
52386978 | xx | xx | Original Standard LTV (OLTV) | 62.657% | 63.000% | -0.343% | -0.34300% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx LTV =62.657%. | Initial |
66389653 | xx | xx | Original CLTV Ratio Percent | xx | xx | 14.900% | 14.90000% | Collateral Value used for Underwriting: $xx. Amount of Secondary Lien: $xx. Loan Amount: $xx. CLTV =xx%. | Initial |
66389653 | xx | xx | Original Note Doc Date | xx | xx | -36 (Days) | The Appraisal reflects the date effective date as xx/xx/2020. | Initial | |
66389653 | xx | xx | Original Standard LTV (OLTV) | 57.329% | 58.000% | -0.671% | -0.67100% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. LTV =57.329%. | Initial |
59602647 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.559% | -0.55900% | Collateral Value used for Underwriting: $xx. Amount of Secondary Lien(s): $0. Loan Amount: $xx CLTV = xx%. | Initial |
59602647 | xx | xx | Original Note Doc Date | xx | xx | -28 (Days) | As per Tape data ,Note Date is xx/xx/2020 .However, Note documents reflects as xx/xx/2020. | Initial | |
59602647 | xx | xx | Original Standard LTV (OLTV) | 69.441% | 70.000% | -0.559% | -0.55900% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx LTV = 69.441%. | Initial |
61754284 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.423% | 0.42300% | Collateral Value used for Underwriting: $xx. Amount of Secondary Lien(s): $0.00. Loan Amount: $xx. CLTV = xx%. | Initial |
61754284 | xx | xx | Original Note Doc Date | xx | xx | -10 (Days) | The Note reflects the Original Note Doc Date as xx/xx/2020. | Initial | |
61754284 | xx | xx | Original Standard LTV (OLTV) | 85.121% | 84.698% | 0.423% | 0.42300% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. LTV = 85.121%. | Initial |
61754284 | xx | xx | Property Address Street | xx | xx | The Note signed on xx/xx/2020 reflects the property address as xx. | Initial | ||
17058554 | xx | xx | Borrower #2 Middle Name | xx | xx | The Note dated xx/xx/2020 and signed at closing, reflects the Borrower's Middle Name as 'xx'. | Initial | ||
17058554 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.394% | 0.39400% | Collateral Value used for Underwriting: $xx. Amount of Secondary Lien:$00.000. Loan Amount: $xx. CLTV =xx%. | Initial |
17058554 | xx | xx | Original Note Doc Date | xx | xx | -5 (Days) | Note document in loan file reflects note date as xx/xx/2020. | Initial | |
17058554 | xx | xx | Original Standard LTV (OLTV) | 79.228% | 78.834% | 0.394% | 0.39400% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. LTV =79.228%. | Initial |
74744155 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.420% | 0.42000% | Collateral Value used f or Underwriting: $xx. Amount of Secondary Lien(s): $0.00. Loan Amount: $xx. CLTV = xx%. | Initial |
74744155 | xx | xx | Original Note Doc Date | xx | xx | -13 (Days) | The Note reflects the Original Note Doc Date as xx/xx/2020. | Initial | |
74744155 | xx | xx | Original Standard LTV (OLTV) | 84.427% | 84.007% | 0.420% | 0.42000% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. LTV =84.427%. | Initial |
76197560 | xx | xx | Original Note Doc Date | xx | xx | -6 (Days) | Note document reflects Note date as xx/xx/2021. | Initial | |
18886420 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.480% | 0.48000% | Collateral Value used f or Underwriting: $xx. Amount of Secondary Lien(s): $0.00. Loan Amount: $xx. CLTV =xx%. | Initial |
18886420 | xx | xx | Original Note Doc Date | xx | xx | -7 (Days) | The Note reflects the Original Note Doc Date as xx/xx/2019. | Initial | |
18886420 | xx | xx | Original Standard LTV (OLTV) | 96.445% | 95.965% | 0.480% | 0.48000% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. LTV =94.445%. | Initial |
12900089 | xx | xx | Original Note Doc Date | xx | xx | -5 (Days) | Original Note Reflects Original Note Doc Date as xx/xx/2020. | Initial | |
13811412 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.814% | -0.81400% | "Collateral Value used for Underwriting: $xx Amount of Secondary Lien(s): $00.00 Loan Amount: $xx CLTV = xx. | Initial |
13811412 | xx | xx | Original Note Doc Date | xx | xx | -4 (Days) | Original note doc date is xx/xx/2020. | Initial | |
13811412 | xx | xx | Original Standard LTV (OLTV) | 57.186% | 58.000% | -0.814% | -0.81400% | "Collateral Value used for Underwriting: $xx Loan Amount: $xx CLTV = 57.186%. | Initial |
95765404 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.077% | -0.07700% | Collateral Value used for Underwriting: $xx Loan Amount: $xx CLTV =xx%. | Initial |
95765404 | xx | xx | Original Note Doc Date | xx | xx | -43 (Days) | Original note document reflects note date as xx/xx/2019. | Initial | |
95765404 | xx | xx | Original Standard LTV (OLTV) | 76.923% | 77.000% | -0.077% | -0.07700% | Collateral Value used for Underwriting: $xx Loan Amount: $xx CLTV =76.923%. | Initial |
95765404 | xx | xx | Property Address Street | xx | xx | Note document reflects Property address as xx. | Initial | ||
88174186 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.041% | -0.04100% | Initial | |
88174186 | xx | xx | Original Note Doc Date | xx | xx | -4 (Days) | Note document reflects the note date as xx/xx/2020. | Initial | |
88174186 | xx | xx | Original Standard LTV (OLTV) | 64.959% | 65.000% | -0.041% | -0.04100% | Initial | |
14843752 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.496% | -0.49600% | A per appraisal report appraised value is $xx Calculated LTV/CLTV is xx%. | Initial |
14843752 | xx | xx | Original Note Doc Date | xx | xx | -5 (Days) | A per Note document Note date is xx/xx/2020. | Initial | |
14843752 | xx | xx | Original Standard LTV (OLTV) | 63.504% | 64.000% | -0.496% | -0.49600% | A per appraisal report appraised value is $xx Calculated LTV/CLTV is 63.504%. | Initial |
13404843 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.625% | 1.62500% | Collateral Value used for Underwriting: $xx. Amount of Secondary Lien:$00.000. Loan Amount:$xx. CLTV =xx%. | Initial |
13404843 | xx | xx | Original Note Doc Date | xx | xx | -4 (Days) | Note Document in loan file reflects note date as xx/xx/2020. | Initial | |
13404843 | xx | xx | Original Standard LTV (OLTV) | 94.452% | 92.827% | 1.625% | 1.62500% | Collateral Value used for Underwriting: $xx. Loan Amount:$xx. LTV =94.452%. | Initial |
8027332 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.678% | 1.67800% | Collateral Value used for Underwriting: $xx. Loan Amount: $.xx CLTV = xx%. | Initial |
8027332 | xx | xx | Original Note Doc Date | xx | xx | -6 (Days) | The Note reflects the Original Note Doc Date as xx/xx/2020. | Initial | |
8027332 | xx | xx | Original Standard LTV (OLTV) | 97.557% | 95.879% | 1.678% | 1.67800% | Collateral Value used for Underwriting: $xx Loan Amount: $.xx LTV = 97.557% | Initial |
709389 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.689% | 1.68900% | xx | Initial |
709389 | xx | xx | Original Note Doc Date | xx | xx | -3 (Days) | xx/xx/2019 | Initial | |
709389 | xx | xx | Original Standard LTV (OLTV) | 98.189% | 96.500% | 1.689% | 1.68900% | xx | Initial |
55992722 | xx | xx | Original CLTV Ratio Percent | xx | xx | The original CLTV ratio percent is xx%. | Initial | ||
55992722 | xx | xx | Original Note Doc Date | xx | xx | -6 (Days) | The note doc date per ntoe is xx/xx/2019. | Initial | |
55992722 | xx | xx | Original Standard LTV (OLTV) | Unavailable | 61.999% | The original LTV ratio percent is 100%. | Initial | ||
3246836 | xx | xx | Original Note Doc Date | xx | xx | -9 (Days) | Note document in loan file reflects note date as xx/xx/2019. | Initial | |
27791756 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.229% | 0.22900% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx CLTV = xx%. | Initial |
27791756 | xx | xx | Original Note Doc Date | xx | xx | -7 (Days) | The Note reflects the Original Note Doc Date as xx/xx/2020. | Initial | |
27791756 | xx | xx | Original Standard LTV (OLTV) | 46.091% | 45.862% | 0.229% | 0.22900% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx LTV = 46.091%. | Initial |
18901632 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.688% | 1.68800% | Collateral Value used f or Underwriting: $xx. Amount of Secondary Lien(s): $0.00. Loan Amount: $xx. CLTV =xx%. | Initial |
18901632 | xx | xx | Original Standard LTV (OLTV) | 98.188% | 96.500% | 1.688% | 1.68800% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. LTV =98.188%. | Initial |
64506599 | xx | xx | Original Note Doc Date | xx | xx | -6 (Days) | Note document reflect note date as xx/xx/2020. | Initial | |
59342561 | xx | xx | Original CLTV Ratio Percent | xx | xx | 13.827% | 13.82700% | This is Streamline Refinance and appraisal is not required. | Initial |
59342561 | xx | xx | Original Note Doc Date | xx | xx | -5 (Days) | Final Note reflect date xx/xx/2020. | Initial | |
59342561 | xx | xx | Original Standard LTV (OLTV) | 100.000% | 86.173% | 13.827% | 13.82700% | This is Streamline Refinance and appraisal is not required. | Initial |
13135180 | xx | xx | Original Note Doc Date | xx | xx | -6 (Days) | xx/xx/2020 | Initial | |
97110282 | xx | xx | Borrower First Name | xx | xx | As per note borrower first name is xx | Initial | ||
97110282 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.422% | 0.42200% | Collateral Value used for Underwriting: $xx Loan Amount: $xx CLTV = xx%. | Initial |
97110282 | xx | xx | Original Note Doc Date | xx | xx | -5 (Days) | The Note reflects the Original Note Doc Date as xx/xx/2020 | Initial | |
97110282 | xx | xx | Original Standard LTV (OLTV) | 84.880% | 84.458% | 0.422% | 0.42200% | Collateral Value used for Underwriting: $xx Loan Amount: $xx LTV = 84.880%. | Initial |
36849920 | xx | xx | Original Note Doc Date | xx | xx | -5 (Days) | xx/xx/2020 | Initial | |
84330537 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.698% | 1.69800% | Collateral Value used for Underwriting: $xx. Amount of second Lien : $0. Loan Amount: $xx. CLTV = xx%. | Initial |
84330537 | xx | xx | Original Note Doc Date | xx | xx | -28 (Days) | As per Tape data ,Note Date is xx/xx/2020 .However Note documents reflects as xx/xx/2020.. | Initial | |
84330537 | xx | xx | Original Standard LTV (OLTV) | 98.731% | 97.033% | 1.698% | 1.69800% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. LTV = 98.731%. | Initial |
79771418 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.589% | -0.58900% | Collateral Value used for Underwriting: $xx. Amount of Secondary Lien(s): $0,00. Loan Amount: $xx. CLTV = xx%. | Initial |
79771418 | xx | xx | Original Note Doc Date | xx | xx | -4 (Days) | The Note reflects the Original Note Doc Date as xx/xx/2020. | Initial | |
79771418 | xx | xx | Original Standard LTV (OLTV) | 69.411% | 70.000% | -0.589% | -0.58900% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. LTV = 69.411%. | Initial |
51731273 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.329% | -0.32900% | Original CLTV ratio percent is xx%. | Initial |
51731273 | xx | xx | Original Standard LTV (OLTV) | 73.671% | 74.000% | -0.329% | -0.32900% | Original Standard LTV is 73.671%. | Initial |
98241848 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.689% | 1.68900% | Collateral Value used f or Underwriting: $xx. Amount of Secondary Lien(s): $0.00. Loan Amount: $xx. CLTV = xx%. | Initial |
98241848 | xx | xx | Original Standard LTV (OLTV) | 98.189% | 96.500% | 1.689% | 1.68900% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. LTV =98.189%. | Initial |
23991269 | xx | xx | Borrower #2 Middle Name | xx | xx | The Note dated xx/xx/2019 and signed at closing, reflects the Borrower #2 Middle Name as xx. | Initial | ||
23991269 | xx | xx | First Payment Date | xx | xx | 275 (Days) | This is construction loan, Hence Note Document reflects First payment date as xx/xx/2019. | Initial | |
23991269 | xx | xx | Original Balance (or Line Amount) | xx | xx | $1.00 | 0.00064% | The Note dated xx/xx/2019 and signed at closing, reflects the Original Balance as $xx | Initial |
23991269 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.001% | 0.00100% | Collateral Value used for Underwriting: $xx. Amount of Secondary Lien:$000. Loan Amount: $xx. CLTV =xx%. | Initial |
23991269 | xx | xx | Original Standard LTV (OLTV) | 91.765% | 91.764% | 0.001% | 0.00100% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. LTV =91.765%. | Initial |
41327437 | xx | xx | Doc Date of Last Modification | xx | xx | Doc date of last modification is unavailable | Initial | ||
75095242 | xx | xx | Doc Date of Last Modification | xx | xx | Initial | |||
74372579 | xx | xx | Original Note Doc Date | xx | xx | Initial | |||
37898225 | xx | xx | First Payment Date | xx | xx | -3336 (Days) | As per the tape data, first payment date is xx/xx/2016 however is xx/xx/2007. | Initial | |
37898225 | xx | xx | Property Address Street | xx | xx | As per the tape data, property address street is xx. | Initial | ||
82061597 | xx | xx | Doc Date of Last Modification | xx | xx | Initial | |||
29344793 | xx | xx | Doc Date of Last Modification | xx | xx | The loan modification agreement is missing from the loan file." | Initial | ||
68306455 | xx | xx | Doc Date of Last Modification | xx | xx | The file is missing an executed modification agreement, therefore the information provided is based on a modification/adjustment of terms write up | Initial | ||
68306455 | xx | xx | Property Address Street | xx | xx | Initial | |||
68306455 | xx | xx | S&C Filing Date | xx | xx | Initial | |||
54014388 | xx | xx | Borrower #1 Middle Name | xx | xx | Borrower #1 Middle Name as per Original Note as xx. | Initial | ||
54014388 | xx | xx | Property Address Street | xx | xx | Property Address Street as per original Note is as xx. | Initial | ||
12869328 | xx | xx | Borrower #2 First Name | xx | xx | The Note dated xx/xx/2021 and signed at closing, reflects the Co-Borrower's First Name as 'xx". | Initial | ||
62136255 | xx | xx | Original Note Doc Date | xx | xx | -5 (Days) | Original Note Reflects Original Note Doc date as xx/xx/2020. | Initial | |
62136255 | xx | xx | Property Address Street | xx | xx | Original Note Reflects Property Address Street as xx. | Initial | ||
7215442 | xx | xx | Original CLTV Ratio Percent | xx | xx | -25.412% | -25.41200% | Collateral Value used f or Underwriting: $xx. Amount of Secondary Lien(s): $0.00. Loan Amount: $xx. CLTV =xx%. | Initial |
2238135 | xx | xx | Application Date (Baseline script version) | xx | xx | 69 (Days) | As per tape data, Application date is xx/xx/20xx. However, Final Application reflects Application date as xx/xx/2021. | Initial | |
2238135 | xx | xx | Property Address Street | xx | xx | As per tape data, Subject property address as xx. However, Note reflects Subject property address as xx | Initial | ||
55930311 | xx | xx | Application Date (Baseline script version) | xx | xx | 22 (Days) | As per data Application date xx/xx/2019. However, The Application reflects as xx/xx/2019. | Initial | |
55930311 | xx | xx | MI Company | xx | xx | As per tape data MI company as other. However, The audit value is FHA. | Initial | ||
55930311 | xx | xx | Original Standard LTV (OLTV) | 98.189% | 96.500% | 1.689% | 1.68900% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV = 98.189%. | Initial |
93092557 | xx | xx | Application Date (Baseline script version) | xx | xx | 47 (Days) | as per Initial 1003 Application the Loan Origination Date is xx/xx/2020. | Initial | |
92502748 | xx | xx | Application Date (Baseline script version) | xx | xx | 102 (Days) | The Final Application reflects the application date as xx/xx/2020. | Initial | |
79662174 | xx | xx | Application Date (Baseline script version) | xx | xx | 105 (Days) | Final application date reflects in loan is xx/xx/2021. | Initial | |
79662174 | xx | xx | Property Address Street | xx | xx | The Note signed on xx/xx/2021 reflects the property address as xx. | Initial | ||
58262756 | xx | xx | Application Date (Baseline script version) | xx | xx | 42 (Days) | Final 1003 application reflects application date as xx/xx/2021. | Initial | |
58034058 | xx | xx | Application Date (Baseline script version) | xx | xx | 34 (Days) | Final 1003 application reflects application date as xx/xx/2021. | Initial | |
58034058 | xx | xx | Property Address Street | xx | xx | Note document dated xx/xx/2021 reflects Property Address Street as 'xx'. | Initial | ||
96303091 | xx | xx | Application Date (Baseline script version) | xx | xx | 63 (Days) | Initial 1003 reflects loan originator sign as xx/xx/2021. | Initial | |
64965867 | xx | xx | Application Date (Baseline script version) | xx | xx | 46 (Days) | Tape data reflects as "xx/xx/2021" as per final application URLA reflects as "xx/xx/2021". | Initial | |
64965867 | xx | xx | Property Address Street | xx | xx | Tape data reflects "xx" as per Note data it reflects "xx". | Initial | ||
91577037 | xx | xx | Application Date (Baseline script version) | xx | xx | 41 (Days) | date as | Initial | |
91577037 | xx | xx | Property Address Street | xx | xx | Subject property address available on the Note doc is 'xx'. | Initial | ||
37776813 | xx | xx | Application Date (Baseline script version) | xx | xx | 41 (Days) | As per Tape data ,Application Date is xx/xx/2020 .However, Application documents reflects it xx/xx/2020. | Initial | |
37776813 | xx | xx | MI Company | xx | xx | NA | Initial | ||
37776813 | xx | xx | Property Address Street | xx | xx | The Note dated xx/xx/2020 and signed at closing, reflects the address as xx. | Initial | ||
96281212 | xx | xx | Application Date (Baseline script version) | xx | xx | 36 (Days) | As per Tape data, Application date reflect xx/xx/2020. However, Final Application reflect xx/xx/2020. | Initial | |
96281212 | xx | xx | MI Company | xx | xx | As per Tape data, MI Company reflect other. However, MI document reflect xx. | Initial | ||
48108568 | xx | xx | Application Date (Baseline script version) | xx | xx | 28 (Days) | Final Application 1003 reflect date is xx/xx/2021. | Initial | |
48108568 | xx | xx | Borrower First Name | xx | xx | The Note dated xx/xx/2021 and signed at closing, reflects the Borrowers First Name as xx. | Initial | ||
21581727 | xx | xx | Application Date (Baseline script version) | xx | xx | 32 (Days) | As per Tape data ,Application Date is xx/xx/2021 .However Application documents reflects as xx/xx/2021. | Initial | |
21581727 | xx | xx | Property Address Street | xx | xx | NA. | Initial | ||
97552330 | xx | xx | Application Date (Baseline script version) | xx | xx | 19 (Days) | Tape data reflects "xx/xx/2021" and as per final application URLA it reflects as "xx/xx/2021". | Initial | |
49172393 | xx | xx | Application Date (Baseline script version) | xx | xx | 21 (Days) | The Final Application reflects the application Date as xx/xx/2021. | Initial | |
85639478 | xx | xx | Original Balance (or Line Amount) | xx | xx | $0.13 | 0.00020% | Original balance is $xx. | Initial |
85639478 | xx | xx | Property Address Street | xx | xx | Initial | |||
50286853 | xx | xx | Original Balance (or Line Amount) | xx | xx | $0.27 | 0.00038% | Original balance is $xx. | Initial |
25024560 | xx | xx | Original Balance (or Line Amount) | xx | xx | $0.85 | 0.00125% | Initial | |
27365679 | xx | xx | Original Balance (or Line Amount) | xx | xx | $0.86 | 0.00347% | xx | Initial |
86185046 | xx | xx | Original Balance (or Line Amount) | xx | xx | $0.68 | 0.00047% | Original balance is $xx. | Initial |
51773899 | xx | xx | Original Balance (or Line Amount) | xx | xx | $0.94 | 0.00451% | Original balance is $xx. | Initial |
51773899 | xx | xx | Property Address Street | xx | xx | Initial | |||
74668916 | xx | xx | Borrower #1 Middle Name | xx | xx | As per Tape data, Borrower #1 Middle Name reflect xx. However, Note document reflect xx. | Initial | ||
74668916 | xx | xx | Borrower #2 Middle Name | xx | xx | As per Tape data, Borrower #2 Middle Name refelct xx. However, Note document reflect xx. | Initial | ||
74668916 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.487% | 1.48700% | Collateral Value used for Underwriting: $xx. Amount of Secondary Lien: $000.0000. Loan Amount: $Xx. CLTV = xx%. | Initial |
74668916 | xx | xx | Original Standard LTV (OLTV) | 86.487% | 85.000% | 1.487% | 1.48700% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV = 86.487%. | Initial |
34176847 | xx | xx | Doc Date of Last Modification | xx | xx | Initial | |||
51243241 | xx | xx | Doc Date of Last Modification | xx | xx | -4 (Days) | Unavailable. | Initial | |
51243241 | xx | xx | Original Standard LTV (OLTV) | 68.889% | 68.890% | -0.001% | -0.00100% | Original Standard LTV (OLTV) is 68.889%. | Initial |
51243241 | xx | xx | Property Address Street | xx | xx | xx | Initial | ||
84561496 | xx | xx | Doc Date of Last Modification | xx | xx | -60 (Days) | Doc date of last modification is xx/xx/2015 | Initial | |
84561496 | xx | xx | Original Standard LTV (OLTV) | 73.404% | 73.400% | 0.004% | 0.00400% | Original standard LTV (OLTV) is 73.404% | Initial |
25450782 | xx | xx | Doc Date of Last Modification | xx | xx | -40 (Days) | Initial | ||
58224943 | xx | xx | Property Address Street | xx | xx | Property Address Street is xx. | Initial | ||
51479182 | xx | xx | Doc Date of Last Modification | xx | xx | Initial | |||
51479182 | xx | xx | Property Address Street | xx | xx | As per the tape data, stated property address street xx. | Initial | ||
33704627 | xx | xx | Doc Date of Last Modification | xx | xx | -37 (Days) | updated as per review. | Initial | |
74217386 | xx | xx | Doc Date of Last Modification | xx | xx | -30 (Days) | Document date of last modification is xx/xx/2019. | Initial | |
74217386 | xx | xx | Original Standard LTV (OLTV) | 42.868% | 42.870% | -0.002% | -0.00200% | Original standard LTV is 42.868%. | Initial |
74217386 | xx | xx | Property Address Street | xx | xx | As per the note the property address street is xx | Initial | ||
92074143 | xx | xx | Doc Date of Last Modification | xx | xx | -7 (Days) | Doc Date of Last Modification is xx/xx/2020. | Initial | |
92074143 | xx | xx | Original Standard LTV (OLTV) | 94.969% | 94.970% | -0.001% | -0.00100% | As per the tape data, loan original standard LTV is "94.970%"; however, the loan review shows "94.969%". | Initial |
43528351 | xx | xx | Doc Date of Last Modification | xx | xx | Mod is missing. | Initial | ||
43528351 | xx | xx | Original Standard LTV (OLTV) | 98.189% | 98.190% | -0.001% | -0.00100% | Original LTV is 98.189%. | Initial |
61656663 | xx | xx | Original Standard LTV (OLTV) | 78.421% | 78.420% | 0.001% | 0.00100% | The LTV is 78.421%. | Initial |
20522395 | xx | xx | Doc Date of Last Modification | xx | xx | -21 (Days) | xx/xx/2019 | Initial | |
47512764 | xx | xx | Doc Date of Last Modification | xx | xx | -17 (Days) | Document date of last modification is xx/xx/2015. | Initial | |
70790807 | xx | xx | Doc Date of Last Modification | xx | xx | -104 (Days) | Document date of last modification is xx/xx/2017. | Initial | |
70790807 | xx | xx | Original Standard LTV (OLTV) | 66.053% | 66.050% | 0.003% | 0.00300% | The original standard LTV (OLTV) is 66.053%. | Initial |
70790807 | xx | xx | Property Address Street | xx | xx | The Note reflects the subject property address is xx. | Initial | ||
17756522 | xx | xx | Doc Date of Last Modification | xx | xx | Unavailable. | Initial | ||
37400427 | xx | xx | Original Standard LTV (OLTV) | 81.081% | 81.080% | 0.001% | 0.00100% | LTV is 81.081%. | Initial |
67515655 | xx | xx | First Payment Date | xx | xx | 20 (Days) | As per note | Initial | |
67515655 | xx | xx | Original Note Doc Date | xx | xx | -5 (Days) | As per note | Initial | |
18675234 | xx | xx | Original Standard LTV (OLTV) | Unavailable | 89.380% | Unavailable. | Initial | ||
18675234 | xx | xx | Property Address Street | xx | xx | Property address street is xx. | Initial | ||
38299318 | xx | xx | Doc Date of Last Modification | xx | xx | Initial | |||
38299318 | xx | xx | Original Appraised Value | xx | xx | $1500.00 | 0.32715% | Initial | |
38299318 | xx | xx | Original Standard LTV (OLTV) | 99.756% | 100.080% | -0.324% | -0.32400% | Initial | |
38299318 | xx | xx | Sales Price (HUD-1 Line 101) | xx | xx | Initial | |||
86609327 | xx | xx | Doc Date of Last Modification | xx | xx | -30 (Days) | Document date of last modification is xx/xx/2020. | Initial | |
86609327 | xx | xx | Original Standard LTV (OLTV) | 71.467% | 71.470% | -0.003% | -0.00300% | The original standard LTV(OLTV) is 71.467%. | Initial |
84047857 | xx | xx | Doc Date of Last Modification | xx | xx | -46 (Days) | Document date of last modification is xx/xx/2017. | Initial | |
84047857 | xx | xx | Original Standard LTV (OLTV) | 79.997% | 80.000% | -0.003% | -0.00300% | Original standard LTV is 79.997%. | Initial |
4475843 | xx | xx | Borrower Last Name | xx | xx | As per the note the borrowr last name is xx. | Initial | ||
4475843 | xx | xx | Original Standard LTV (OLTV) | 80.000% | 78.140% | 1.860% | 1.86000% | Original standard LTV is 80.00%. | Initial |
4475843 | xx | xx | Property Address Street | xx | xx | Property address street is xx. | Initial | ||
62447628 | xx | xx | Doc Date of Last Modification | xx | xx | -33 (Days) | Doc date of last modification is "xx/xx/2020". | Initial | |
62447628 | xx | xx | Original Standard LTV (OLTV) | 94.926% | 94.930% | -0.004% | -0.00400% | Original standard LTV (OLTV) is "94.926%". | Initial |
62447628 | xx | xx | Sales Price (HUD-1 Line 101) | xx | xx | Sales price (HUD-1 Line 101) is "Not Applicable". | Initial | ||
92348201 | xx | xx | Doc Date of Last Modification | xx | xx | -43 (Days) | Doc date of last modification is xx/xx/2018. | Initial | |
68204445 | xx | xx | Original Standard LTV (OLTV) | 67.778% | 67.780% | -0.002% | -0.00200% | Original standard LTV is 67.778%. | Initial |
68204445 | xx | xx | Property Address Street | xx | xx | Property address street is xx. | Initial | ||
68955379 | xx | xx | Original Appraisal Date | xx | xx | 9 (Days) | As per tape data , The Appraisal is dated reflects the subject property is xx /xx/2019 .However As per appraisal document date is xx/x/2019. | Initial | |
57156849 | xx | xx | Original Appraisal Date | xx | xx | 6 (Days) | Original appraisal date is xx/xx/2020 | Initial | |
57156849 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.689% | 1.68900% | xx | Initial |
57156849 | xx | xx | Original Standard LTV (OLTV) | 98.189% | 96.500% | 1.689% | 1.68900% | Origina LTV is 98.189% | Initial |
75387835 | xx | xx | Borrower #2 Last Name | xx | xx | Updated as per Note. | Initial | ||
75387835 | xx | xx | Borrower #2 Middle Name | xx | xx | Updated as per Note. | Initial | ||
75387835 | xx | xx | Original Appraisal Date | xx | xx | 19 (Days) | Updated as per appraisal. | Initial | |
72852153 | xx | xx | Original Appraisal Date | xx | xx | 4 (Days) | The Appraisal reflects the date effective date as xx/xx/2020. | Initial | |
72852153 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.001% | -0.00100% | Collateral Value used for Underwriting: xx. Amount of Secondary Lien(s): $0. Loan Amount: $xx. CLTV = xx%. | Initial |
72852153 | xx | xx | Original Standard LTV (OLTV) | 87.034% | 87.035% | -0.001% | -0.00100% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV = 87.034%. | Initial |
35047472 | xx | xx | Original Appraisal Date | xx | xx | 18 (Days) | As per Tape data ,Appraisal Date is xx/xx/2020.However Appraisal documents reflects as xx/xx/2020. | Initial | |
61483679 | xx | xx | Borrower Last Name | xx | xx | the borrower last name is xx. | Initial | ||
61483679 | xx | xx | Original Appraisal Date | xx | xx | 24 (Days) | Original appraisal date is xx/xx/2020 | Initial | |
77929822 | xx | xx | Borrower Last Name | xx | xx | The Note dated xx/xx/2020 and signed at closing, reflects the Borrower's Last Name as xx. | Initial | ||
77929822 | xx | xx | Original Appraisal Date | xx | xx | 4 (Days) | The Appraisal reflects the date effective date as xx/xx/2020. | Initial | |
77929822 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.688% | 1.68800% | Collateral Value used for Underwriting: $xx. Amount of Secondary Lien(s): $0.00. Loan Amount: $xx. CLTV = xx%. | Initial |
77929822 | xx | xx | Original Standard LTV (OLTV) | 98.188% | 96.500% | 1.688% | 1.68800% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV = 98.188%. | Initial |
80359353 | xx | xx | Original Appraisal Date | xx | xx | 16 (Days) | As per appraisal report reflects Original appraisal date as xx/xx/2020. | Initial | |
91788782 | xx | xx | Original Appraisal Date | xx | xx | 1 (Days) | Updated as per the appraisal | Initial | |
91788782 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.688% | 1.68800% | Updated as per the appraisal | Initial |
91788782 | xx | xx | Original Standard LTV (OLTV) | 98.188% | 96.500% | 1.688% | 1.68800% | Updated as per the appraisal | Initial |
78492993 | xx | xx | Original Appraisal Date | xx | xx | 23 (Days) | Appraisal Report in loan file reflects Appraisal date as xx/xx/2019. | Initial | |
65020883 | xx | xx | Original Appraisal Date | xx | xx | 1 (Days) | As per Tape data, Original Appraisal date reflect xx/xx/2020. However, Appraisal document reflect xx/xx/2020. | Initial | |
65020883 | xx | xx | Original CLTV Ratio Percent | xx | xx | 8.107% | 8.10700% | Collateral Value used for Underwriting: $xx. Amount of Secondary Lien: $xx. Loan Amount: $xx. CLTV =xx | Initial |
37242436 | xx | xx | Original Appraisal Date | xx | xx | 24 (Days) | The appraisal report reflects original appraisal date as xx/xx/2020. | Initial | |
28170162 | xx | xx | Original Appraisal Date | xx | xx | 11 (Days) | Original appraisal date is xx/xx/2019 | Initial | |
13751840 | xx | xx | Original Appraisal Date | xx | xx | 10 (Days) | The Appraisal reflects the date effective date as xx/xx/2020. | Initial | |
13751840 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.689% | 1.68900% | Collateral Value used for Underwriting: $xx.Amount of Secondary Lien(s): $0.00. Loan Amount: $xx. CLTV =xx%. | Initial |
13751840 | xx | xx | Original Standard LTV (OLTV) | 98.189% | 96.500% | 1.689% | 1.68900% | Collateral Value used for Underwriting: $xx Loan Amount: $xx LTV =98.189%. | Initial |
65293332 | xx | xx | Original Appraisal Date | xx | xx | 28 (Days) | Appraisal report reflects Original appraisal date as xx/xx/2020. | Initial | |
65293332 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.800% | 1.80000% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV = xx%. | Initial |
65293332 | xx | xx | Original Standard LTV (OLTV) | 101.800% | 100.000% | 1.800% | 1.80000% | Collateral Value used for Underwriting: xx. Loan Amount: $xx. LTV = 101.800%. | Initial |
31660841 | xx | xx | Original Appraisal Date | xx | xx | 6 (Days) | The Appraisal reflects the date effective date as xx/xx/2020. | Initial | |
31660841 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.001% | -0.00100% | Collateral Value used for Underwriting: $xx.Amount of Secondary Lien(s): $0.00. Loan Amount: $xx. CLTV =xx%. | Initial |
31660841 | xx | xx | Original Standard LTV (OLTV) | 66.071% | 66.072% | -0.001% | -0.00100% | Collateral Value used for Underwriting: $xx Loan Amount: $xx LTV =66.071%. | Initial |
97782330 | xx | xx | Original Appraisal Date | xx | xx | 19 (Days) | Updated as per the appraisal. | Initial | |
80916362 | xx | xx | Original Appraisal Date | xx | xx | -39 (Days) | The Appraisal reflects the date effective date as xx/xx/2020. | Initial | |
80916362 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.688% | 1.68800% | Collateral Value used for Underwriting: $xx.Amount of Secondary Lien(s): $0.00. Loan Amount: $xx. CLTV =xx%. | Initial |
80916362 | xx | xx | Original Standard LTV (OLTV) | 98.188% | 96.500% | 1.688% | 1.68800% | Collateral Value used for Underwriting: $xx Loan Amount: $xxLTV =98.188%. | Initial |
88064488 | xx | xx | Original Appraisal Date | xx | xx | 17 (Days) | Original appraisal date is xx/xx/2020 | Initial | |
88064488 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.689% | 1.68900% | xx | Initial |
88064488 | xx | xx | Original Standard LTV (OLTV) | 98.189% | 96.500% | 1.689% | 1.68900% | Original LTV is 98.189% | Initial |
21238138 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.001% | -0.00100% | Appraisal missing, Tape amount updated. | Initial |
21238138 | xx | xx | Original Standard LTV (OLTV) | 73.902% | 73.903% | -0.001% | -0.00100% | Appraisal missing, Tape amount updated. | Initial |
55391717 | xx | xx | Original Appraisal Date | xx | xx | 15 (Days) | Appraisal report in loan file reflects appraisal date as xx/xx/2021. | Initial | |
55391717 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.688% | 1.68800% | Collateral Value used for Underwriting:$xx. Amount of Secondary Lien:$00.000. Loan Amount: $xx. CLTV =xx%. | Initial |
55391717 | xx | xx | Original Standard LTV (OLTV) | 98.188% | 96.500% | 1.688% | 1.68800% | Collateral Value used for Underwriting:$xx. Loan Amount: $xx. LTV =98.188%. | Initial |
44060564 | xx | xx | Original Appraisal Date | xx | xx | 27 (Days) | Updated as per the appraisal. | Initial | |
23991591 | xx | xx | Original Appraisal Date | xx | xx | 19 (Days) | As per Tape data, Original Appraisal date reflect xx/xx/2020. However, Appraisal document reflect xx/xx/2020. | Initial | |
98910252 | xx | xx | Original Appraisal Date | xx | xx | 4 (Days) | Updated as per appraisal. | Initial | |
22989018 | xx | xx | Original Appraisal Date | xx | xx | 26 (Days) | Data updated as per the appraisal. | Initial | |
22989018 | xx | xx | Property Address Street | xx | xx | Data updated as per the Note. | Initial | ||
2054389 | xx | xx | Original Appraisal Date | xx | xx | Initial | |||
45902279 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.422% | 1.42200% | Collateral Value used for Underwriting: $xx. Amount of Secondary Lien(s): $xx. Loan Amount: $xx. CLTV = xx%. | Initial |
45902279 | xx | xx | Original Standard LTV (OLTV) | 82.760% | 81.337% | 1.423% | 1.42300% | Collateral Value used for Underwriting: $ xx Loan Amount: $ xx CLTV = LTV 82.760%. | Initial |
20762787 | xx | xx | Borrower #2 Middle Name | xx | xx | Borrower #2 Middle Name xx. | Initial | ||
20762787 | xx | xx | Original Appraisal Date | xx | xx | Initial | |||
20762787 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.001% | -0.00100% | Original CLTV is xx% | Initial |
20762787 | xx | xx | Original Standard LTV (OLTV) | 98.229% | 98.230% | -0.001% | -0.00100% | Original LTV is 98.229% | Initial |
40697692 | xx | xx | Borrower #1 Middle Name | xx | xx | As per Note document Borrowers middle name is 'xx'. | Initial | ||
13899889 | xx | xx | Borrower Last Name | xx | xx | The Note dated xx/xx/2020 and signed at closing, reflects the Borrower's Last Name as xx. | Initial | ||
56808848 | xx | xx | Original Balance (or Line Amount) | xx | xx | $10.00 | 0.00846% | As per Tape data Original Balance is $xx. However Note documents reflects as $xx. | Initial |
79574254 | xx | xx | Original Note Doc Date | xx | xx | -6 (Days) | As per Tape data ,Note Date is xx/xx/2020 .However, Note documents reflects as xx/xx/2020. | Initial | |
68450328 | xx | xx | Borrower #1 Middle Name | xx | xx | The Note dated xx/xx/2021 and signed at closing, borrower middle name is not reflect on Note. | Initial | ||
68450328 | xx | xx | Original Appraisal Date | xx | xx | 34 (Days) | The Appraisal reflects the date effective date as xx/xx/2021. | Initial | |
68450328 | xx | xx | Original Note Doc Date | xx | xx | -5 (Days) | The Note reflects the Original Note Doc Date as xx/xx/2021. | Initial | |
68450328 | xx | xx | Property Address Street | xx | xx | The Note signed on xx/xx/2021 reflects the property address as xx. | Initial | ||
84883296 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.004% | -0.00400% | Collateral Value used for Underwriting: $.xx Loan Amount: $xx. CLTV = xx%. | Initial |
84883296 | xx | xx | Original Note Doc Date | xx | xx | 64 (Days) | The Note reflects the Original Note Doc Date as xx/xx/2021. | Initial | |
8964079 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.319% | 1.31900% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV = xx%. | Initial |
8964079 | xx | xx | Original Standard LTV (OLTV) | 76.681% | 75.362% | 1.319% | 1.31900% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV = 76.681%. | Initial |
8964079 | xx | xx | Property Address Street | xx | xx | The Note signed on xx/xx/2021 reflects the property address as xx. | Initial | ||
45531818 | xx | xx | Original Note Doc Date | xx | xx | 78 (Days) | Original Note reflects Note doc date as xx/xx/2020. | Initial | |
45531818 | xx | xx | Property Address Street | xx | xx | Original Note reflects Property address street as xx. | Initial | ||
75726050 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.706% | 1.70600% | "Collateral Value used for Underwriting xx. Amount of Secondary Lien(s): $0.00. Loan Amount: $xx CLTV = xx%. | Initial |
75726050 | xx | xx | Original Note Doc Date | xx | xx | -6 (Days) | The Note reflects the Original Note Doc Date as xx/xx/2020. | Initial | |
75726050 | xx | xx | Original Standard LTV (OLTV) | 99.190% | 97.484% | 1.706% | 1.70600% | "Collateral Value used for Underwriting xx. Loan Amount: $xx LTV = 99.190%. | Initial |
93266529 | xx | xx | Original Appraisal Date | xx | xx | -36 (Days) | No Appraisal required. | Initial | |
93266529 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.003% | -0.00300% | No Appraisal required. | Initial |
93432580 | xx | xx | Borrower Last Name | xx | xx | As per the Note, the borrower last name is xx. | Initial | ||
59345561 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.552% | 0.55200% | Initial | |
59345561 | xx | xx | Original Standard LTV (OLTV) | 102.552% | 102.000% | 0.552% | 0.55200% | Initial | |
8106669 | xx | xx | Original Standard LTV (OLTV) | 97.096% | 95.426% | 1.670% | 1.67000% | "Collateral Value used for Underwriting: $xx Loan Amount: $xx CLTV = 97.096%. | Initial |
39579613 | xx | xx | Doc Date of Last Modification | xx | xx | As per comment dated xx/xx/2021, shows New UPB in the amount of xx and interest rate is 4.90% with P&I in the amount of $321.15. | Initial | ||
39579613 | xx | xx | First Payment Date | xx | xx | -5100 (Days) | As per the Note, the first payment date is xx/xx/2006. | Initial | |
39579613 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.005% | -0.00500% | As per appraisal report, original CLTV rate is xx%. However, the tape data reflects rate xx%. | Initial |
39579613 | xx | xx | Original Standard LTV (OLTV) | 90.035% | 90.040% | -0.005% | -0.00500% | As per appraisal report, original LTV rate is 90.035%. However, the tape data reflects rate 90.040%. | Initial |
525986 | xx | xx | Doc Date of Last Modification | xx | xx | 703 (Days) | Document date of last modification is xx/xx/2021. | Initial | |
525986 | xx | xx | First Payment Date | xx | xx | -4585 (Days) | The Note reflects the first payment date is xx/xx/2006. | Initial | |
525986 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.004% | 0.00400% | The original CLTV Ratio Percent is xx%. | Initial |
525986 | xx | xx | Original Standard LTV (OLTV) | 72.454% | 72.450% | 0.004% | 0.00400% | The original standard LTV (OLTV) is 72.454%. | Initial |
21517765 | xx | xx | First Payment Date | xx | xx | -1673 (Days) | Initial | ||
92615998 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.004% | 0.00400% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV = xx%. | Initial |
92615998 | xx | xx | Original Standard LTV (OLTV) | 63.494% | 63.490% | 0.004% | 0.00400% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. LTV = 63.494%. | Initial |
59397920 | xx | xx | Borrower #2 First Name | xx | xx | The Note dated xx/xx/2020 and signed at closing, reflects the Borrower's First Name as xx. | Initial | ||
59397920 | xx | xx | Borrower #2 Last Name | xx | xx | The Note dated xx/xx/2020 and signed at closing, reflects the Borrower's Last Name as xx. | Initial | ||
59397920 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.004% | -0.00400% | Collateral Value used for Underwriting: $xx. Amount of Secondary Lien(s): $0. Loan Amount: $xx CLTV = xx%. | Initial |
59397920 | xx | xx | Original Standard LTV (OLTV) | 89.726% | 89.730% | -0.004% | -0.00400% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx LTV = 89.726%. | Initial |
61924045 | xx | xx | Doc Date of Last Modification | xx | xx | -27 (Days) | Updated as per review. | Initial | |
61924045 | xx | xx | First Payment Date | xx | xx | -2680 (Days) | Updated as per review. | Initial | |
61924045 | xx | xx | Original CLTV Ratio Percent | xx | xx | Updated as per review. | Initial | ||
61924045 | xx | xx | Original Standard LTV (OLTV) | Unavailable | 80.000% | Updated as per review. | Initial | ||
61917265 | xx | xx | Borrower #1 Middle Name | xx | xx | The Note dated xx/xx/2021 and signed at closing, reflects the Borrowers Middle Name as xx. | Initial | ||
61917265 | xx | xx | Borrower Last Name | xx | xx | The Note dated xx/xx/2021 and signed at closing, reflects the Borrowers Last Name as xx. | Initial | ||
36144344 | xx | xx | Original CLTV Ratio Percent | xx | xx | NA | Initial | ||
99780625 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.385% | 0.38500% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV = xx%. | Initial |
99780625 | xx | xx | Original Standard LTV (OLTV) | 77.488% | 77.103% | 0.385% | 0.38500% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. LTV = 77.488%. | Initial |
47411018 | xx | xx | Original CLTV Ratio Percent | xx | xx | 5.331% | 5.33100% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV = xx%. | Initial |
47411018 | xx | xx | Original Standard LTV (OLTV) | 101.010% | 95.679% | 5.331% | 5.33100% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. LTV = 101.010%. | Initial |
47411018 | xx | xx | Property Address Street | xx | xx | The Note reflects property address street as xx. | Initial | ||
4621745 | xx | xx | Original Appraised Value | xx | xx | $5000.00 | 2.40384% | The Appraisal reflects the Original Appraised Value as $xx. | Initial |
4621745 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.688% | 1.68800% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV = xx%. | Initial |
4621745 | xx | xx | Original Standard LTV (OLTV) | 98.188% | 96.500% | 1.688% | 1.68800% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV = 98.188%. | Initial |
48033900 | xx | xx | Original Balance (or Line Amount) | xx | xx | $27339.00 | 22.06644% | The Note reflects original loan amount as $xx. | Initial |
48033900 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.658% | 1.65800% | Collateral Value used for Underwriting: $.xx Loan Amount: $xx. CLTV = xx%. | Initial |
48033900 | xx | xx | Original Standard LTV (OLTV) | 96.388% | 94.730% | 1.658% | 1.65800% | Collateral Value used for Underwriting: $.xx Loan Amount: $xx. LTV = 96.388%. | Initial |
48033900 | xx | xx | Property Address Street | xx | xx | The Note signed on xx/xx/2020 reflects the property address as xx. | Initial | ||
91067191 | xx | xx | Original CLTV Ratio Percent | xx | xx | 3.599% | 3.59900% | Collateral Value used for Underwriting: $xx. Amount of Secondary Lien(s):$0.00 Loan Amount: $xx. CLTV = Xx%. | Initial |
91067191 | xx | xx | Original Note Doc Date | xx | xx | -3 (Days) | The original note reflects original note doc date as xx/xx/2021. | Initial | |
91067191 | xx | xx | Original Standard LTV (OLTV) | 103.599% | 100.000% | 3.599% | 3.59900% | Collateral Value used for Underwriting: $xx Loan Amount: $xx. CLTV = 103.599%. | Initial |
91067191 | xx | xx | Property Address Street | xx | xx | Note document reflects Property address as xx. | Initial | ||
2445044 | xx | xx | Original Appraisal Date | xx | xx | 133 (Days) | NA | Initial | |
2445044 | xx | xx | Original Note Doc Date | xx | xx | -5 (Days) | Note document in loan file reflects note date as xx/xx/2021. | Initial | |
2445044 | xx | xx | Property City | xx | xx | Note document dated xx/xx/2021 reflects Property City as 'xx'. | Initial | ||
75003789 | xx | xx | Borrower #1 Middle Name | xx | xx | Note document does not reflecting middle name. | Initial | ||
75003789 | xx | xx | Borrower #2 Middle Name | xx | xx | Note document does not reflecting middle name. | Initial | ||
75003789 | xx | xx | Original Appraisal Date | xx | xx | 27 (Days) | The Appraisal reflects the date effective date as xx/xx/2021. | Initial | |
75003789 | xx | xx | Original Note Doc Date | xx | xx | -4 (Days) | The Note reflects the Original Note Doc Date as xx/xx/2021. | Initial | |
63279225 | xx | xx | Original Note Doc Date | xx | xx | -5 (Days) | The Note reflects the Original Note Doc Date as xx/xx/2021. | Initial | |
30698867 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.688% | 1.68800% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx . CLTV = xx% . | Initial |
30698867 | xx | xx | Original Standard LTV (OLTV) | 98.188% | 96.500% | 1.688% | 1.68800% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx . LTV = 98.188% . | Initial |
14924493 | xx | xx | Sales Price (HUD-1 Line 101) | xx | xx | $-0.34 | -0.00010% | As per tape data ,Sales price reflects in the amount of $xx. However, the Final Closing DIsclosure dated xx/xx/2021 reflects the sales price as $xx. | Initial |
13960636 | xx | xx | Borrower #1 Middle Name | xx | xx | The Note dated xx/xx/2018 and signed at closing, reflects the Co-Borrower's Middle Name as xx. | Initial | ||
13960636 | xx | xx | Borrower Last Name | xx | xx | NA | Initial | ||
13960636 | xx | xx | Original Balance (or Line Amount) | xx | xx | $6374.72 | 5.53720% | Line Amount reflects $xx | Initial |
20917692 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.688% | 1.68800% | Collateral Value used for Underwriting: $xx. Amount of Secondary Lien(s): $0.00. Loan Amount: $xx. CLTV = xx%. | Initial |
20917692 | xx | xx | Original Standard LTV (OLTV) | 98.188% | 96.500% | 1.688% | 1.68800% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV = 98.188%. | Initial |
4428595 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.001% | -0.00100% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV = xx%. | Initial |
4428595 | xx | xx | Original Standard LTV (OLTV) | 51.485% | 51.486% | -0.001% | -0.00100% | Collateral Value used for Underwriting: $XXX,XXXX. Loan Amount: $XXX,XXXX. LTV = XX.XXX%. | Initial |
90376253 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.001% | -0.00100% | Initial | |
90376253 | xx | xx | Original Standard LTV (OLTV) | 81.579% | 81.580% | -0.001% | -0.00100% | Initial | |
72700018 | xx | xx | Original Appraised Value | xx | xx | $40000.00 | 15.68627% | Original Appraisal Dated xx/xx/2021 reflects Appraised value as $xx. | Initial |
72700018 | xx | xx | Original Note Doc Date | xx | xx | 51 (Days) | The Note reflects the Original Note Doc Date as xx/xx/2021. | Initial | |
12203812 | xx | xx | Borrower #2 Middle Name | xx | xx | As per Tape data, Borrower #2 Middle Name reflect xx. However, Note document reflect xx. | Initial | ||
81167216 | xx | xx | Original Appraised Value | xx | xx | $5000.00 | 1.38888% | As per Tape data, Original Appraised Value reflect $xx. However, Appraisal document reflect $xx. | Initial |
81167216 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.542% | 0.54200% | Collateral Value used for Underwriting: $xx. Amount of Secondary Lien: $000.00. Loan Amount: $xx. CLTV = 81.400%. | Initial |
81167216 | xx | xx | Original Standard LTV (OLTV) | 81.400% | 80.000% | 1.400% | 1.40000% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. LTV (CLTV) = 81.400%. | Initial |
62087972 | xx | xx | Original CLTV Ratio Percent | xx | xx | 2.787% | 2.78700% | Collateral Value used for Underwriting:$xx. Amount of Secondary Lien:$00.000. Loan Amount:$xx. CLTV =98.189%. | Initial |
62087972 | xx | xx | Original Standard LTV (OLTV) | 98.189% | 96.500% | 1.689% | 1.68900% | Collateral Value used for Underwriting:$xx. Loan Amount:$xx. LTV =98.189%. | Initial |
62087972 | xx | xx | Property Address Street | xx | xx | Note document dated xx/xx/2021 reflects property address as 'xx'. | Initial | ||
73130802 | xx | xx | Original CLTV Ratio Percent | xx | xx | 56.667% | 56.66700% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV = 56.667%. | Initial |
31290240 | xx | xx | Original Note Doc Date | xx | xx | 49 (Days) | The note reflects original note doc date as xx/xx/2020. | Initial | |
31290240 | xx | xx | Original Standard LTV (OLTV) | 101.066% | 100.056% | 1.010% | 1.01000% | As per appraisal original standard LTV is 101.066%. | Initial |
30785693 | xx | xx | Original Note Doc Date | xx | xx | 45 (Days) | Original Note reflects doc date as xx/xx/2019 | Initial | |
74112693 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.309% | -0.30900% | Collateral Value used for Underwriting: $xx.Amount of Secondary Lien(s): $0.00. Loan Amount: $xx.CLTV=87.866%. | Initial |
74112693 | xx | xx | Original Standard LTV (OLTV) | 104.691% | 105.000% | -0.309% | -0.30900% | Collateral Value used for Underwriting: $xx Loan Amount: $xx LTV =87.866%. | Initial |
41556377 | xx | xx | Original Note Doc Date | xx | xx | -3 (Days) | The Note reflects the Original Note Doc Date as xx/xx/2020. | Initial | |
61541081 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.812% | -0.81200% | Collateral Value used for Underwriting: $xx. Amount of Secondary Lien(s): $0.00 Loan Amount: $xx LTV =65.188 %. | Initial |
61541081 | xx | xx | Original Note Doc Date | xx | xx | -10 (Days) | As Per Note Document date is xx/xx/2021. | Initial | |
61541081 | xx | xx | Original Standard LTV (OLTV) | 65.188% | 66.000% | -0.812% | -0.81200% | Collateral Value used for Underwriting: $xx Loan Amount: $xx LTV =65.188 %. | Initial |
81664090 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.905% | -0.90500% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV = 66.095%. | Initial |
81664090 | xx | xx | Original Note Doc Date | xx | xx | -10 (Days) | The Note reflects the Original Note Doc Date as xx/xx/2021. | Initial | |
81664090 | xx | xx | Original Standard LTV (OLTV) | 66.095% | 67.000% | -0.905% | -0.90500% | Collateral Value used for Underwriting: $xx Loan Amount: $xx. LTV = 66.095%. | Initial |
61651499 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.688% | 1.68800% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV = 98.188%. | Initial |
61651499 | xx | xx | Original Standard LTV (OLTV) | 98.188% | 96.500% | 1.688% | 1.68800% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. LTV = 98.188%. | Initial |
76152193 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.328% | 1.32800% | Collateral Value used for Underwriting: $xx. Amount of Secondary Lien(s): $0.00. Loan Amount: $xx. CLTV = 77.438%. | Initial |
76152193 | xx | xx | Original Note Doc Date | xx | xx | -5 (Days) | Original Note Doc reflects date as xx/xx/2021. | Initial | |
76152193 | xx | xx | Original Standard LTV (OLTV) | 77.438% | 76.110% | 1.328% | 1.32800% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV = 77.438%. | Initial |
62850644 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.688% | 1.68800% | Collateral Value used for Underwriting:$xx. Amount of Secondary Lien:$00.00. Loan Amount:$xx. CLTV =98.188%. | Initial |
62850644 | xx | xx | Original Standard LTV (OLTV) | 98.188% | 96.500% | 1.688% | 1.68800% | Collateral Value used for Underwriting:$xx. Loan Amount:$xx. LTV =98.188%. | Initial |
506996 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.469% | -0.46900% | Collateral Value used for Underwriting: $xx.Amount of Secondary Lien(s): $0.00. Loan Amount: $xx.CLTV=64.531%. | Initial |
506996 | xx | xx | Original Note Doc Date | xx | xx | -5 (Days) | The Note reflects the Original Note Doc Date as xx/xx/2019. | Initial | |
506996 | xx | xx | Original Standard LTV (OLTV) | 64.531% | 65.000% | -0.469% | -0.46900% | Collateral Value used for Underwriting: $xx Loan Amount: $xx LTV =64.531%. | Initial |
49829954 | xx | xx | Borrower Last Name | xx | xx | The Note dated xx/xx/2017 and signed at closing, reflects the Borrower Last Name as xx. | Initial | ||
49829954 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.004% | 0.00400% | Collateral Value used for Underwriting: $xx . Loan Amount: $xx . CLTV =49.474%. | Initial |
49829954 | xx | xx | Original Standard LTV (OLTV) | 49.474% | 49.470% | 0.004% | 0.00400% | Collateral Value used for Underwriting: $xx . Loan Amount: $xx . LTV =49.474%. | Initial |
49829954 | xx | xx | Property Address Street | xx | xx | Note reflects property address street as xx. | Initial | ||
90881123 | xx | xx | Original Appraised Value | xx | xx | $2000.00 | 1.03626% | Final Appraisal value is $xx. | Initial |
90881123 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.688% | 1.68800% | "Collateral Value used for Underwriting: $xx Loan Amount: $xx CLTV = 98.188%. | Initial |
90881123 | xx | xx | Original Standard LTV (OLTV) | 98.188% | 96.500% | 1.688% | 1.68800% | "Collateral Value used for Underwriting: $xx Amount of Secondary Lien(s): $00.00 Loan Amount: $xx CLTV = 98.188. | Initial |
97268861 | xx | xx | Original Appraised Value | xx | xx | $-26844.00 | -10.05981% | Original Appraised Value is $xx. | Initial |
97268861 | xx | xx | Original CLTV Ratio Percent | xx | xx | 26.937% | 26.93700% | Collateral Value used for Underwriting: $xx. Amount of Secondary Lien(s): $0.00. Loan Amount: $xx. LTV/CLTV = 123.437%. | Initial |
97268861 | xx | xx | Original Standard LTV (OLTV) | 123.437% | 96.500% | 26.937% | 26.93700% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. LTV= 123.437%. | Initial |
97268861 | xx | xx | Sales Price (HUD-1 Line 101) | xx | xx | $-56844.00 | -21.30233% | Sales Price is $xx. | Initial |
26242198 | xx | xx | Original CLTV Ratio Percent | xx | xx | -4.000% | -4.00000% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV = 97.136%. | Initial |
43798580 | xx | xx | Original Note Doc Date | xx | xx | -1 (Days) | Note reflects Original Note date as xx/xx/2021. | Initial | |
43798580 | xx | xx | Original Standard LTV (OLTV) | 88.462% | 88.500% | -0.038% | -0.03800% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV = 88.462%. | Initial |
86149034 | xx | xx | Original Note Doc Date | xx | xx | -5 (Days) | As per Tape data ,Note Date is xx/xx/2021. However Note documents reflects as xx/xx/2021. | Initial | |
77710309 | xx | xx | Property Address Street | xx | xx | As per Note, subject property address is "xx. | Initial | ||
4516849 | xx | xx | Original Appraised Value | xx | xx | $-2500.00 | -0.57431% | As per Tape data original appraised value is $ xx However Appraisal Document Shows appraised value as $ xx. | Initial |
4516849 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.520% | 0.52000% | The original loan amount is $xx. Appraised value of the subject property is $xx. Calculated LTV is 90.520%. | Initial |
4516849 | xx | xx | Original Note Doc Date | xx | xx | -6 (Days) | Original Note document reflects Note date as xx/xx/2021. | Initial | |
4516849 | xx | xx | Original Standard LTV (OLTV) | 90.520% | 90.000% | 0.520% | 0.52000% | The original loan amount is $xx. Appraised value of the subject property is $xx. Calculated LTV is 90.520%. | Initial |
8902495 | xx | xx | Borrower #1 Middle Name | xx | xx | The Note dated xx/xx/2021 and signed at closing, reflects the Borrower middle Name as xx. | Initial | ||
8902495 | xx | xx | Borrower 1 Current Employer 1 Contact Name | xx | xx | Initial | |||
23868144 | xx | xx | Borrower 1 Current Employer 1 Contact Name | xx | xx | NA | Initial | ||
23868144 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.003% | 0.00300% | Collateral Value used for Underwriting: $xx. Amount of Secondary Lien(s): $0.00. Loan Amount: $xx. CLTV = 91.113%. | Initial |
23868144 | xx | xx | Original Standard LTV (OLTV) | 91.113% | 91.110% | 0.003% | 0.00300% | Collateral Value used for Underwriting: $xx Loan Amount: $xx. LTV = 91.113%. | Initial |
65029770 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.716% | 0.71600% | "Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV = 93.966%. | Initial |
65029770 | xx | xx | Original Note Doc Date | xx | xx | 15 (Days) | Note document reflects Note date as xx/xx/2021. | Initial | |
65029770 | xx | xx | Original Standard LTV (OLTV) | 93.966% | 93.250% | 0.716% | 0.71600% | "Collateral Value used for Underwriting: $xx. Loan Amount: $xx. LTV/CLTV = 93.966%. | Initial |
76132223 | xx | xx | Original Note Doc Date | xx | xx | 28 (Days) | As per Tape data ,Note Date is xx/xx/2020 .However Note documents reflects as xx/xx/2020. | Initial | |
55940989 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.497% | 0.49700% | Collateral Value used for Underwriting: $xx. Amount of Secondary Lien(s): $0.00 Loan Amount: $xx. CLTV = 100.00% | Initial |
55940989 | xx | xx | Original Note Doc Date | xx | xx | 54 (Days) | The Note reflects the Original Note Doc Date as xx/xx/2021. | Initial | |
55940989 | xx | xx | Original Standard LTV (OLTV) | 100.000% | 99.503% | 0.497% | 0.49700% | Collateral Value used for Underwriting: $xx. Loan Amount: $ xx CLTV = 100%. | Initial |
96585452 | xx | xx | Original Note Doc Date | xx | xx | 80 (Days) | As per tape data, Original Note Doc Date is xx/xx/2020. However, Note Document reflects as xx/xx/2020. | Initial | |
70008155 | xx | xx | Original Note Doc Date | xx | xx | 71 (Days) | Note reflects the Original Note Doc Date as xx/xx/2020. | Initial | |
39700961 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.680% | 1.68000% | Collateral Value used for Underwriting: $xx Loan Amount: $xx. CLTV = 97.667% | Initial |
39700961 | xx | xx | Original Note Doc Date | xx | xx | 71 (Days) | As per Tape data ,Note Date is xx/xx/2019 .However Note documents reflects as2/19/2020. | Initial | |
39700961 | xx | xx | Original Standard LTV (OLTV) | 97.667% | 95.987% | 1.680% | 1.68000% | Collateral Value used for Underwriting: $xx Loan Amount: $xx. LTV = 97.667% | Initial |
69132771 | xx | xx | Original CLTV Ratio Percent | xx | xx | -8910.733% | -8910.73300% | Value used for Underwriting: $xx Loan Amount: $xx. CLTV = 89.267%. | Initial |
69132771 | xx | xx | Original Standard LTV (OLTV) | 89.267% | 9000.000% | -8910.733% | -8910.73300% | Value used for Underwriting: $xx. Loan Amount: $xx. LTV = 89.267%. | Initial |
67795049 | xx | xx | First Payment Date | xx | xx | -365 (Days) | Original note reflects first payment date as xx/xx/2020. | Initial | |
67795049 | xx | xx | Original CLTV Ratio Percent | xx | xx | -9405.000% | -9405.00000% | Collateral Value used for Underwriting: $xx.Amount of secondary lien(s): $0.00. loan amount: $xx.CLTV=95.000%. | Initial |
67795049 | xx | xx | Original Standard LTV (OLTV) | 95.000% | 9500.000% | -9405.000% | -9405.00000% | Collateral Value used for Underwriting: $xxl oan amount: $xx LTV =95.000%. | Initial |
78380635 | xx | xx | Borrower 1 Current Employer 1 Contact Name | xx | xx | Initial | |||
78380635 | xx | xx | Borrower 1 Current Employer 1 Position/Type of Business | xx | xx | Initial | |||
78380635 | xx | xx | Original Note Doc Date | xx | xx | -3 (Days) | Note reflects the Original Note Doc Date as xx/xx/2021. | Initial | |
78380635 | xx | xx | Original Standard LTV (OLTV) | 98.188% | 96.500% | 1.688% | 1.68800% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV = 98.188%. | Initial |
5751716 | xx | xx | Borrower 1 Current Employer 1 Contact Name | xx | xx | NA | Initial | ||
5751716 | xx | xx | Borrower 1 Current Employer 1 Position/Type of Business | xx | xx | NA | Initial | ||
5751716 | xx | xx | Original Note Doc Date | xx | xx | -1 (Days) | The Note reflects the Original Note Doc Date as xx/xx/2021. | Initial | |
20804572 | xx | xx | Property Address Street | xx | xx | The Note signed on xx/xx/2016 reflects the property address as xx. | Initial | ||
20804572 | xx | xx | S&C Filing Date | xx | xx | 1671 (Days) | NA | Initial | |
49969247 | xx | xx | MI Company | xx | xx | Arch. | Initial | ||
80976084 | xx | xx | MI Company | xx | xx | as per review. | Initial | ||
9825530 | xx | xx | MI Company | xx | xx | NA | Initial | ||
58240628 | xx | xx | MI Company | xx | xx | As per Mortgage Insurance document company name is xx. | Initial | ||
58240628 | xx | xx | Original Note Doc Date | xx | xx | -15 (Days) | As per Note document date is xx/xx/2020. | Initial | |
92239572 | xx | xx | Original CLTV Ratio Percent | xx | xx | -16.396% | -16.39600% | The CLTV ratio percent is xx%. | Initial |
92239572 | xx | xx | Original Standard LTV (OLTV) | 72.444% | 74.090% | -1.646% | -1.64600% | The LTV is 72.44%. | Initial |
25091716 | xx | xx | Original Appraised Value | xx | xx | $-29000.00 | -5.68627% | Appraisal report reflects appraised value as $xx. | Initial |
946922 | xx | xx | Original Appraised Value | xx | xx | $-25000.00 | -3.93700% | Appraisal report in loan file reflects appraised value as $xx | Initial |
63933706 | xx | xx | MI Company | xx | xx | MI Company is xx. | Initial | ||
63933706 | xx | xx | Original Appraised Value | xx | xx | $-144000.00 | -41.14285% | Original Appraised value is $xx. | Initial |
78480942 | xx | xx | Original Appraised Value | xx | xx | $-12000.00 | -3.72670% | The Appraisal reflects the appraisal value as $xx. | Initial |
78480942 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.689% | 1.68900% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV = 98.189%. | Initial |
78480942 | xx | xx | Original Standard LTV (OLTV) | 98.189% | 96.500% | 1.689% | 1.68900% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV = 98.189%. | Initial |
41106066 | xx | xx | Original Appraised Value | xx | xx | $-36300.00 | -5.41791% | As per tape data, Original Appraised Value is $xx. However, Final CD reflects as $xx. | Initial |
41106066 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.474% | -0.47400% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. Amount of secondary lien: $0. CLTV =103.526%. | Initial |
41106066 | xx | xx | Original Standard LTV (OLTV) | 103.526% | 104.000% | -0.474% | -0.47400% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx LTV=103.526%. | Initial |
12238277 | xx | xx | Original Appraised Value | xx | xx | $-70000.00 | -18.91891% | Appraisal report in loan file reflects Appraised value as $xx | Initial |
48777628 | xx | xx | Original Note Doc Date | xx | xx | 1 (Days) | Initial | ||
48777628 | xx | xx | Property Address Street | xx | xx | Initial | |||
99017741 | xx | xx | Original Appraised Value | xx | xx | $-65000.00 | -10.83333% | Appraisal document reflects appraised value as $xx | Initial |
99017741 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.003% | -0.00300% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV = 74.307%. | Initial |
99017741 | xx | xx | Original Standard LTV (OLTV) | 74.307% | 74.310% | -0.003% | -0.00300% | Collateral Value used for Underwriting: $xx Loan Amount: $xx. CLTV = 74.307%. | Initial |
40779976 | xx | xx | Original Appraised Value | xx | xx | $-63000.00 | -11.88679% | Original Loan value is $xx | Initial |
40779976 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.004% | -0.00400% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. LTV is 74.946%. | Initial |
40779976 | xx | xx | Original Standard LTV (OLTV) | 74.946% | 74.950% | -0.004% | -0.00400% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. LTV is 74.946%. | Initial |
89903693 | xx | xx | Original Appraised Value | xx | xx | $-5000.00 | -1.04166% | The Appraisal report reflects the appraised value as $xx. | Initial |
89903693 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.005% | -0.00500% | Collateral Value used for Underwriting: $xx. Amount of Secondary Lien(s): $0.00. Loan Amount: $xx. CLTV = 42.105%. | Initial |
89903693 | xx | xx | Original Standard LTV (OLTV) | 42.105% | 42.110% | -0.005% | -0.00500% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. LTV (OLTV) = 42.105%. | Initial |
30451713 | xx | xx | Original Appraised Value | xx | xx | $-78000.00 | -24.76190% | Appraisal report in loan file reflects appraised value as $xx | Initial |
30451713 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.005% | -0.00500% | Collateral Value used for Underwriting:$xx Amount of Secondary Lien:$00.000. Loan Amount:$xx CLTV =72.785% | Initial |
30451713 | xx | xx | Original Standard LTV (OLTV) | 72.785% | 72.790% | -0.005% | -0.00500% | Collateral Value used for Underwriting:$xx Loan Amount:$xx LTV =72.785% | Initial |
55934352 | xx | xx | MI Company | xx | xx | MI certificate reflects MI company name as xx. | Initial | ||
55934352 | xx | xx | Original Appraised Value | xx | xx | $-18500.00 | -11.93548% | Original Appraised value is $xx. | Initial |
48943904 | xx | xx | MI Company | xx | xx | MI document reflects MI Company as xx. | Initial | ||
63827725 | xx | xx | Original CLTV Ratio Percent | xx | xx | -6.397% | -6.39700% | The original CLTV Ratio Percent is 65.823%. | Initial |
63827725 | xx | xx | Original Standard LTV (OLTV) | 65.823% | 72.220% | -6.397% | -6.39700% | The original CLTV Ratio Percent is 65.823%. | Initial |
19116003 | xx | xx | Original Appraised Value | xx | xx | $-209000.00 | -19.90476% | Initial | |
19116003 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.001% | 0.00100% | Initial | |
19116003 | xx | xx | Original Standard LTV (OLTV) | 42.331% | 42.330% | 0.001% | 0.00100% | Initial | |
61063321 | xx | xx | Original Appraised Value | xx | xx | $-190000.00 | -23.03030% | The Appraisal reflects the value as $xx. | Initial |
61063321 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.001% | 0.00100% | Collateral Value used for Underwriting: $xx Loan Amount: $xx. CLTV = 69.921%. | Initial |
61063321 | xx | xx | Original Standard LTV (OLTV) | 69.921% | 69.920% | 0.001% | 0.00100% | Collateral Value used for Underwriting: xx. Loan Amount: $xx. LTV (OLTV) = 69.921%. | Initial |
42208224 | xx | xx | Original Appraised Value | xx | xx | $-310000.00 | -16.75675% | Appraisal reflects original appraised value as $xx. | Initial |
66263318 | xx | xx | Original Appraised Value | xx | xx | $-38000.00 | -11.87500% | As per the Appraisal report original appraisal value is $xx. | Initial |
66263318 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.002% | -0.00200% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx LTV = xx%. | Initial |
66263318 | xx | xx | Original Standard LTV (OLTV) | 74.468% | 74.470% | -0.002% | -0.00200% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. LTV = 74.468%. | Initial |
56594832 | xx | xx | Original Appraised Value | xx | xx | $-65000.00 | -15.66265% | Appraisal report reflects original appraised value as $xx. | Initial |
56594832 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.001% | -0.00100% | Collateral value used for underwriting: $xx.Amount of secondary lien(s): $0.00. loan amount: $xx. CLTV=91.429%. | Initial |
56594832 | xx | xx | Original Standard LTV (OLTV) | 91.429% | 91.430% | -0.001% | -0.00100% | Collateral value used for underwriting: $xx loan amount: $xx LTV =91.429%. | Initial |
61021693 | xx | xx | Original Appraised Value | xx | xx | $-63000.00 | -23.77358% | As per Appraisal report original appraised value as $xx. | Initial |
37133085 | xx | xx | Original Appraised Value | xx | xx | $-10000.00 | -3.57142% | Appraisal report reflects appraised value as $xx. | Initial |
37133085 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.005% | -0.00500% | Collateral value used for underwriting:$xx.Amount of secondary lien:$0.00. Loan amount:$xx. CLTV=49.815%. | Initial |
37133085 | xx | xx | Original Standard LTV (OLTV) | 49.815% | 49.820% | -0.005% | -0.00500% | Collateral value used for underwriting:$xx, Loan amount:$xx. LTV =49.815%. | Initial |
68546814 | xx | xx | Original Appraised Value | xx | xx | $8500.00 | 2.48175% | Appraisal reflects original appraised value as $xx. | Initial |
68546814 | xx | xx | Original CLTV Ratio Percent | xx | xx | -4.410% | -4.41000% | Collateral Value used for Underwriting: $xx. Amount of Secondary Lien(s): $0.00 Loan Amount: $xx. CLTV = 101.412%. | Initial |
68546814 | xx | xx | Original Note Doc Date | xx | xx | 10 (Days) | Note reflects original note doc date as xx/xx/2021. | Initial | |
50895720 | xx | xx | MI Company | xx | xx | updated as per review. | Initial | ||
50895720 | xx | xx | Original Appraised Value | xx | xx | $-71000.00 | -13.39622% | updated as per review. | Initial |
3765844 | xx | xx | Borrower #1 Middle Name | xx | xx | Middle name is xx. | Initial | ||
3765844 | xx | xx | Original Appraised Value | xx | xx | $-119000.00 | -38.51132% | Original appraisal date is $xx | Initial |
33916870 | xx | xx | Original Appraised Value | xx | xx | $-70000.00 | -11.47540% | Initial | |
33916870 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.130% | -0.13000% | Initial | |
48840904 | xx | xx | Original Appraised Value | xx | xx | $-159000.00 | -21.22830% | Original Appraised value is $xx. | Initial |
48840904 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.191% | -0.19100% | Original CLTV ratio percent is xx%. | Initial |
48840904 | xx | xx | Original Standard LTV (OLTV) | 86.809% | 87.000% | -0.191% | -0.19100% | Original standard LTV is 86.809%. | Initial |
97650601 | xx | xx | Original Appraised Value | xx | xx | $-27000.00 | -4.39024% | Appraisal report reflects appraised vale as $xxx. | Initial |
97650601 | xx | xx | Original CLTV Ratio Percent | xx | xx | -3.512% | -3.51200% | Collateral value used for underwriting: $xx.Amount of secondary lien: $0.00. Loan amount: $xx. CLTV=76.468%. | Initial |
97650601 | xx | xx | Original Standard LTV (OLTV) | 76.488% | 80.000% | -3.512% | -3.51200% | Collateral value used for underwriting: $xx, loan amount: $xx. LTV =76.468%. | Initial |
71735499 | xx | xx | Original Appraised Value | xx | xx | $6000.00 | 3.55029% | Appraisal report in loan document reflects appraised value as $xx. | Initial |
71735499 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.365% | 1.36500% | Collateral Value used for Underwriting:$xx. Secondary Lien:$00.00 Loan Amount:$xx CLTV =79.655%. | Initial |
71735499 | xx | xx | Original Standard LTV (OLTV) | 79.655% | 78.290% | 1.365% | 1.36500% | Collateral Value used for Underwriting:$xx. Loan Amount:$xx CLTV =79.655%. | Initial |
71735499 | xx | xx | Property Address Street | xx | xx | Note document in loan file reflects property address as 'xx'. | Initial | ||
71735499 | xx | xx | Property County | xx | xx | As per Tape data Property county is xx. However loan documents reflects as xx. | Initial | ||
83820438 | xx | xx | MI Company | xx | xx | As per MI document company name is xx. | Initial | ||
83820438 | xx | xx | Original Appraised Value | xx | xx | $-17000.00 | -9.34065% | As per Appraisal report value is xx. | Initial |
83820438 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.004% | 0.00400% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV =94.364%. | Initial |
83820438 | xx | xx | Original Standard LTV (OLTV) | 94.364% | 94.360% | 0.004% | 0.00400% | Collateral Value used for Underwriting: $xx. Amount of Secondary Lien(s): $0.00. Loan Amount: $xx. CLTV =94.364%. | Initial |
69343517 | xx | xx | Original Appraised Value | xx | xx | $100000.00 | 20.00000% | Final CD reflects original appraised value as $xx. | Initial |
89835441 | xx | xx | Borrower First Name | xx | xx | The Note dated xx/xx/2021 and signed at closing, reflects the Borrower's First Name as xx. | Initial | ||
89835441 | xx | xx | Original Appraised Value | xx | xx | $-5000.00 | -3.70370% | The Appraisal reflects the effective value as $xx. | Initial |
56717607 | xx | xx | Original Appraised Value | xx | xx | $-20000.00 | -8.00000% | As per Tape data ,Appraisal value is $xx. However, Final CD reflects as $xx. | Initial |
56717607 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.005% | -0.00500% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx CLTV = 62.985%. | Initial |
56717607 | xx | xx | Original Standard LTV (OLTV) | 62.985% | 62.990% | -0.005% | -0.00500% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx LTV = 62.985%. | Initial |
58830343 | xx | xx | Original Appraised Value | xx | xx | $3500.00 | 2.64150% | The Appraisal reflects the date effective date as $xx. | Initial |
67577608 | xx | xx | Original Appraisal Date | xx | xx | NA. | Initial | ||
67577608 | xx | xx | Original Note Doc Date | xx | xx | -4 (Days) | Original Note reflects note document date ass xx/xx/2020. | Initial | |
29877255 | xx | xx | Original Appraisal Date | xx | xx | NA | Initial | ||
29877255 | xx | xx | Original Note Doc Date | xx | xx | -5 (Days) | Original Note document reflects date as xx/xx/2021. | Initial | |
99672127 | xx | xx | Original Appraisal Date | xx | xx | NA. | Initial | ||
99672127 | xx | xx | Original Note Doc Date | xx | xx | -5 (Days) | The Note reflects the Original Note Doc Date as xx/xx/2021. | Initial | |
56707439 | xx | xx | Original Appraisal Date | xx | xx | 34 (Days) | The Appraisal reflects the date effective date as xx/xx/2021. | Initial | |
56707439 | xx | xx | Property Address Street | xx | xx | The Note signed on xx/xx/2021 reflects the property address as xx. | Initial | ||
29174250 | xx | xx | Original Note Doc Date | xx | xx | -1 (Days) | As per Tape data ,Note Date is xx/xx/2020 .However Note documents reflects as xx/xx/2020.. | Initial | |
62238501 | xx | xx | Original Note Doc Date | xx | xx | -4 (Days) | Note reflects the original note doc date as xx/xx/2021. | Initial | |
36288384 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.697% | 1.69700% | Collateral Value used for Underwriting: $xx. Amount of Secondary Lien(s): $0.00 Loan Amount: $xx CLTV = 98.670%. | Initial |
36288384 | xx | xx | Original Note Doc Date | xx | xx | -5 (Days) | The Note reflects the Original Note Doc Date as xx/xx/2021. | Initial | |
36288384 | xx | xx | Original Standard LTV (OLTV) | 98.670% | 96.973% | 1.697% | 1.69700% | Collateral Value used for Underwriting: $xx. Loan Amount: $xxLTV = 98.670%. | Initial |
68805688 | xx | xx | Original Note Doc Date | xx | xx | -1 (Days) | The Note reflects the Original Note Doc Date as xx/xx/2021. | Initial | |
99368373 | xx | xx | Original Note Doc Date | xx | xx | -5 (Days) | Tape data shows, Note date is xx/xx/2021. However, Note document reflects it as xx/xx/2021. | Initial | |
47745887 | xx | xx | Original Balance (or Line Amount) | xx | xx | $13613.50 | 6.01338% | Original Note reflects loan amount as $xx. | Initial |
47745887 | xx | xx | Original Note Doc Date | xx | xx | -4 (Days) | Original Note reflects note date as xx/xx/2019. | Initial | |
8504551 | xx | xx | Original Balance (or Line Amount) | xx | xx | $501.02 | 0.16824% | Note document reflect original loan amount as $xx. | Initial |
8504551 | xx | xx | Original Note Doc Date | xx | xx | -1 (Days) | The Note reflects the Original Note Doc Date as xx/xx/2021. | Initial | |
78520065 | xx | xx | Original Note Doc Date | xx | xx | -4 (Days) | The Note reflects the Original Note Doc Date as xx/xx/2020. | Initial | |
55553969 | xx | xx | Original Note Doc Date | xx | xx | -1 (Days) | The Note reflects the Original Note Doc Date as xx/xx/2020. | Initial | |
82030904 | xx | xx | Borrower #2 Last Name | xx | xx | The Note dated xx/xx/2020 reflects the Borrower's last Name as xx. | Initial | ||
82030904 | xx | xx | Borrower #2 Middle Name | xx | xx | The Note dated xx/xx/2020 reflects the Borrower's Middle Name as xx. | Initial | ||
59736988 | xx | xx | MI Company | xx | xx | As per tape data, MI company name is Other. However, mortgage certificate reflects company name is xx. | Initial | ||
49233983 | xx | xx | Original CLTV Ratio Percent | xx | xx | 3.900% | 3.90000% | Collateral Value used for Underwriting: $xx. Amount of Secondary Lien: $000.000. Loan Amount: $xx. CLTV = 98.900%. | Initial |
49233983 | xx | xx | Original Standard LTV (OLTV) | 98.900% | 95.000% | 3.900% | 3.90000% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. LTV (CLTV) = 98.900%. | Initial |
56913130 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.003% | -0.00300% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV = 73.097%. | Initial |
56913130 | xx | xx | Original Standard LTV (OLTV) | 73.097% | 73.100% | -0.003% | -0.00300% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV = 73.097%. | Initial |
57476455 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.201% | 1.20100% | Collateral value used for underwriting: $xx. Amount of secondary lien: $0.00. Loan amount: $xx CLTV=69.851%. | Initial |
57476455 | xx | xx | Original Standard LTV (OLTV) | 69.851% | 68.650% | 1.201% | 1.20100% | Collateral value used for underwriting: $xx, loan amount: $xx. LTV =69.851%. | Initial |
11885388 | xx | xx | Borrower #2 Last Name | xx | xx | The Note dated xx/xx/2021 and signed at closing, reflects the borrower's #2 last name as xx. | Initial | ||
69521975 | xx | xx | Borrower #2 First Name | xx | xx | As per the tape data, stated borrower #2 first name is xx however is Not applicable. | Initial | ||
69521975 | xx | xx | Borrower #2 Last Name | xx | xx | As per the tape data, stated borrower #2 last name is xx however is Not applicable. | Initial | ||
69521975 | xx | xx | Property Address Street | xx | xx | As per the tape data, stated property address street is xxx however is xx. | Initial | ||
22211988 | xx | xx | Property Address Street | xx | xx | Property address street is "xx". | Initial | ||
70715543 | xx | xx | Property Address Street | xx | xx | Property address street is "xx". | Initial | ||
79384080 | xx | xx | Borrower #2 First Name | xx | xx | N/A | Initial | ||
79384080 | xx | xx | Borrower #2 Last Name | xx | xx | N/A | Initial | ||
79384080 | xx | xx | Property Address Street | xx | xx | Considered as per the note. | Initial | ||
69428036 | xx | xx | Property Address Street | xx | xx | Property address street is "xx". | Initial | ||
72200569 | xx | xx | Borrower #1 Middle Name | xx | xx | Initial | |||
87528617 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.400% | 1.40000% | Collateral Value used for Underwriting: $xx Amount of Secondary Lien(s): $0.00. Loan Amount: $xx. CLTV = 81.400%. | Initial |
87528617 | xx | xx | Original Standard LTV (OLTV) | 81.400% | 80.000% | 1.400% | 1.40000% | Collateral Value used for Underwriting: $xx Loan Amount: $xx. CLTV = 81.400%. | Initial |
5673933 | xx | xx | Original Appraisal Date | xx | xx | 4 (Days) | Original Appraisal date is xx/xx/2020. | Initial | |
5673933 | xx | xx | Original Note Doc Date | xx | xx | -5 (Days) | Original note Date is xx/xx/2020. | Initial | |
32906497 | xx | xx | Original Standard LTV (OLTV) | 33.333% | 33.000% | 0.333% | 0.33300% | Initial | |
34282040 | xx | xx | Borrower #1 Middle Name | xx | xx | Initial | |||
34282040 | xx | xx | Borrower First Name | xx | xx | The Note dated xx/xx/2021 and signed at closing, reflects the Borrower's first name as xxx. | Initial | ||
34282040 | xx | xx | Borrower Last Name | xx | xx | Initial | |||
34282040 | xx | xx | Original Standard LTV (OLTV) | 98.189% | 98.000% | 0.189% | 0.18900% | Collateral value used for underwriting: $xx Loan amount: $xx LTV (OLTV) = 98.189%. | Initial |
19328556 | xx | xx | Original Standard LTV (OLTV) | 42.933% | 43.000% | -0.067% | -0.06700% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV = 42.933%. | Initial |
40267217 | xx | xx | Original Standard LTV (OLTV) | 98.189% | 96.000% | 2.189% | 2.18900% | Collateral value used for underwriting: $xx. Loan Amount: $xx. CLTV = 98.189%. | Initial |
18934845 | xx | xx | Original Standard LTV (OLTV) | 73.407% | 73.000% | 0.407% | 0.40700% | Collateral Value used for Underwriting: $xx Loan Amount: $xx CLTV = 73.407% | Initial |
80910483 | xx | xx | Original Standard LTV (OLTV) | 70.952% | 71.000% | -0.048% | -0.04800% | The original standard LTV(OLTV) is 70.952%. | Initial |
26325910 | xx | xx | Original Standard LTV (OLTV) | 98.188% | 60.000% | 38.188% | 38.18800% | Collateral Value used for Underwriting: $xx. Amount of Secondary Lien(s): $0.00. Loan Amount: $xx. CLTV =98.18%. | Initial |
66351595 | xx | xx | Original Standard LTV (OLTV) | 98.188% | 98.000% | 0.188% | 0.18800% | Collateral Value used for Underwriting: $xx. Amount of Secondary Lien(s): $0. Loan Amount: $xx. CLTV = 98.188%. | Initial |
55038050 | xx | xx | Original Appraised Value | xx | xx | $-5000.00 | -1.29870% | The Appraisal reflects the value effective value as $xx. | Initial |
55038050 | xx | xx | Original Standard LTV (OLTV) | 98.276% | 97.000% | 1.276% | 1.27600% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV = 98.276%. | Initial |
60599876 | xx | xx | Borrower #1 Middle Name | xx | xx | Note dated xx/x/2021 and signed at closing, reflects the borrower's middle Name as xx. | Initial | ||
60599876 | xx | xx | Borrower Last Name | xx | xx | Note dated xx/xx/2021 and signed at closing, reflects the Borrower's Last Name as xx. | Initial | ||
69432674 | xx | xx | Original Standard LTV (OLTV) | 88.952% | 89.000% | -0.048% | -0.04800% | Collateral value used for underwriting: $xx. Loan amount: $xx. LTV =88.952%. | Initial |
89794208 | xx | xx | Property Address Street | xx | xx | The Note signed on xx/xx/2020 reflects the property address as xx. | Initial | ||
895841 | xx | xx | Borrower #1 Middle Name | xx | xx | NA | Initial | ||
895841 | xx | xx | Borrower First Name | xx | xx | Initial | |||
895841 | xx | xx | Borrower Last Name | xx | xx | Note reflects last name as xx. | Initial | ||
76041933 | xx | xx | Original Appraisal Date | xx | xx | 31 (Days) | Initial | ||
29510472 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.688% | 1.68800% | Collateral value used for underwriting: $xx. Loan amount: $xx. CLTV = 98.188%. | Initial |
29510472 | xx | xx | Original Standard LTV (OLTV) | 98.188% | 96.500% | 1.688% | 1.68800% | Collateral value used for underwriting: $xx Loan amount: $xx LTV = 98.188%. | Initial |
24070740 | xx | xx | Original Appraisal Date | xx | xx | -365 (Days) | Appraisal document reflects Appraisal date as xx/xx/2020. | Initial | |
24070740 | xx | xx | Property Address Street | xx | xx | Final Application document shows that property address is "xx". | Initial | ||
6561522 | xx | xx | MI Company | xx | xx | MI certificate reflects MI company as Essent. | Initial | ||
84719613 | xx | xx | Original Standard LTV (OLTV) | 98.188% | 96.500% | 1.688% | 1.68800% | Collateral value used for underwriting: $xx. Loan amount: $xx. LTV =98.188%. | Initial |
63308386 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.689% | 1.68900% | Collateral Value used for Underwriting: $xx. Amount of Secondary Lien(s): $0. Loan Amount: $xx. CLTV =98.189%. | Initial |
63308386 | xx | xx | Original Standard LTV (OLTV) | 98.189% | 96.500% | 1.689% | 1.68900% | Collateral Value used for Underwriting: $xx Loan Amount: $xx. CLTV =98.189%. | Initial |
63308386 | xx | xx | Property Address Street | xx | xx | Property Address Street xx. | Initial | ||
63614686 | xx | xx | Borrower #1 Middle Name | xx | xx | The Note dated xx/xx/2021 and signed at closing, reflects the Borrowers Middle Name as xx. | Initial | ||
63614686 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.688% | 1.68800% | Collateral Value used for Underwriting: $xx. Amount of Secondary Lien(s): $0.00 Loan Amount: $xx. CLTV = 98.188%. | Initial |
63614686 | xx | xx | Original Standard LTV (OLTV) | 98.188% | 96.500% | 1.688% | 1.68800% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV = 98.188%. | Initial |
35619352 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.030% | -0.03000% | Collateral Value used for Underwriting: $xx. Amount of Secondary Lien(s): $0.00 Loan Amount: $xx. CLTV = 99.288%. | Initial |
35619352 | xx | xx | Original Note Doc Date | xx | xx | -4 (Days) | Note reflects original note document date as xx/xx/2021. | Initial | |
35619352 | xx | xx | Original Standard LTV (OLTV) | 97.580% | 95.900% | 1.680% | 1.68000% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV = 99.288%. | Initial |
35619352 | xx | xx | Sales Price (HUD-1 Line 101) | xx | xx | NA | Initial | ||
3892430 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.001% | -0.00100% | Initial | |
3892430 | xx | xx | Original Note Doc Date | xx | xx | 38 (Days) | Initial | ||
3892430 | xx | xx | Original Standard LTV (OLTV) | 55.443% | 55.444% | -0.001% | -0.00100% | Initial | |
68905448 | xx | xx | Original Appraised Value | xx | xx | $34000.00 | 34.00000% | Not only Appraisal is missing in loan documents but also PIW. Appraised value of property is taken from Transmittal Summary, its shows that xx. | Initial |
68905448 | xx | xx | Original CLTV Ratio Percent | xx | xx | -25.043% | -25.04300% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV = 73.657%. | Initial |
68905448 | xx | xx | Original Standard LTV (OLTV) | 73.657% | 98.700% | -25.043% | -25.04300% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. LTV = 73.657%. | Initial |
68905448 | xx | xx | Property Address Street | xx | xx | Note reflects the property address xx. | Initial | ||
81240705 | xx | xx | MI Company | xx | xx | MI Company Name is xx. | Initial | ||
81240705 | xx | xx | Property Address Street | xx | xx | Property address street is xx. | Initial | ||
51153619 | xx | xx | Borrower Last Name | xx | xx | NA | Initial | ||
51153619 | xx | xx | Original Appraised Value | xx | xx | $-58000.00 | -18.83116% | NA | Initial |
51153619 | xx | xx | Original CLTV Ratio Percent | xx | xx | 17.400% | 17.40000% | NA | Initial |
51153619 | xx | xx | Original Note Doc Date | xx | xx | -372 (Days) | NA | Initial | |
51153619 | xx | xx | Original Standard LTV (OLTV) | 81.400% | 64.000% | 17.400% | 17.40000% | NA | Initial |
51153619 | xx | xx | Property City | xx | xx | NA | Initial | ||
24610382 | xx | xx | Borrower #2 Middle Name | xx | xx | Initial | |||
24610382 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.501% | 0.50100% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx . CLTV = 100.830%. | Initial |
24610382 | xx | xx | Original Standard LTV (OLTV) | 100.830% | 100.329% | 0.501% | 0.50100% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx . LTV = 100.830%. | Initial |
74181069 | xx | xx | Original CLTV Ratio Percent | xx | xx | 5.000% | 5.00000% | Original CLTV Ratio Percent is 95.00%. | Initial |
74181069 | xx | xx | Original Standard LTV (OLTV) | 95.000% | 90.000% | 5.000% | 5.00000% | Original Standard LTV is 95.00%. | Initial |
64538406 | xx | xx | Original Appraisal Date | xx | xx | N.A. | Initial | ||
64538406 | xx | xx | Original Appraised Value | xx | xx | $-168.29 | -0.01708% | As per Final CD Original appraised value reflects $xx. | Initial |
44783773 | xx | xx | Original Appraisal Date | xx | xx | -56 (Days) | Appraisal report reflects appraisal date as xx/xx/2019. | Initial | |
44783773 | xx | xx | Original Appraised Value | xx | xx | $-4.13 | -0.00616% | Appraisal report reflects appraised value as $xx. | Initial |
7425738 | xx | xx | Original Appraisal Date | xx | xx | -331 (Days) | As per Tape data Appraisal Date is xx/xx/2021. However Appraisal document is after closing. | Initial | |
7425738 | xx | xx | Original Appraised Value | xx | xx | $-3909.51 | -1.60285% | As per Tape data ,Appraisal value is $xx%.However, Appraisal document is missing from the loan document .Appraisal Value taken from Final closing Disclosure which is xx. | Initial |
7425738 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.951% | 1.95100% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV =80.00% | Initial |
7425738 | xx | xx | Original Standard LTV (OLTV) | 80.000% | 78.049% | 1.951% | 1.95100% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. LTV =80.00% | Initial |
84598787 | xx | xx | Original Appraisal Date | xx | xx | -26 (Days) | Initial | ||
84598787 | xx | xx | Original Appraised Value | xx | xx | $-18.99 | -0.00345% | Initial | |
84598787 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.684% | 1.68400% | Initial | |
84598787 | xx | xx | Original Standard LTV (OLTV) | 97.895% | 96.211% | 1.684% | 1.68400% | Initial | |
38877261 | xx | xx | Borrower #2 First Name | xx | xx | Note reflects first name of co-borrower as xx. | Initial | ||
38877261 | xx | xx | Original Appraisal Date | xx | xx | -154 (Days) | As per 1004D original appraisal date as xx/xx/2020. | Initial | |
38877261 | xx | xx | Original Appraised Value | xx | xx | $-5.92 | -0.00298% | As per 1004D original appraisal value as xx. | Initial |
38877261 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.688% | 1.68800% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV = 98.188%. | Initial |
38877261 | xx | xx | Original Standard LTV (OLTV) | 98.188% | 96.500% | 1.688% | 1.68800% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. LTV/CLTV = 98.188%. | Initial |
21979112 | xx | xx | Original CLTV Ratio Percent | xx | xx | 3.600% | 3.60000% | Collateral Value used for Underwriting: $xx. Amount of Secondary Lien: $000.00. Loan Amount: $xx. CLTV = 103.600%. | Initial |
21979112 | xx | xx | Original Standard LTV (OLTV) | 103.600% | 100.000% | 3.600% | 3.60000% | Collateral Value used for Underwriting: $xx Loan Amount: xx. LTV(CLTV) = 103.600%. | Initial |
21979112 | xx | xx | Property Address Street | xx | xx | Note document reflect property address as xx. | Initial | ||
11482468 | xx | xx | Original Note Doc Date | xx | xx | 81 (Days) | Note reflects the Note date is xx/xx/2019. | Initial | |
91985069 | xx | xx | Original Note Doc Date | xx | xx | 81 (Days) | The Note reflects the Original Note document date as xx/xx/2019. | Initial | |
70271362 | xx | xx | Borrower First Name | xx | xx | The Note dated xx/xx/2021 and signed at closing, reflects the borrower's first name as xx. | Initial | ||
70271362 | xx | xx | Borrower Last Name | xx | xx | The Note dated xx/xx/2021 and signed at closing, reflects the borrower's last name as xx. | Initial | ||
70271362 | xx | xx | Original Note Doc Date | xx | xx | 39 (Days) | The Note reflects the original note doc date as xx/xx/2021. | Initial | |
60981251 | xx | xx | Original Note Doc Date | xx | xx | 50 (Days) | The Note reflects the original note doc date as xx/xx/2021. | Initial | |
88257275 | xx | xx | MI Company | xx | xx | MI certificate reflects MI company as xx. | Initial | ||
88257275 | xx | xx | Original Note Doc Date | xx | xx | 28 (Days) | Note reflects original note doc date as xx/xx/2020. | Initial | |
78690242 | xx | xx | Original Note Doc Date | xx | xx | -8 (Days) | Note reflects original note document date as xx/xx/2021. | Initial | |
37356778 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.399% | 1.39900% | Collateral value used for underwriting: $xx. Loan amount: $xx. CLTV = 81.385%. | Initial |
37356778 | xx | xx | Original Standard LTV (OLTV) | 81.385% | 79.986% | 1.399% | 1.39900% | Collateral value used for underwriting: $xx. Loan amount: $xx. LTV = 81.385%. | Initial |
49555042 | xx | xx | Borrower #1 Middle Name | xx | xx | The Note dated xx/xx/2020 and signed at closing, reflects the Borrower's Middle Name as as xx. | Initial | ||
49555042 | xx | xx | Borrower Last Name | xx | xx | The Note dated xx/xx/2020 and signed at closing, reflects the Borrower's Last Name as xx. | Initial | ||
14595700 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.003% | -0.00300% | Collateral value used for underwriting: $xx. Loan amount: $xx. CLTV = 65.857%. | Initial |
14595700 | xx | xx | Original Note Doc Date | xx | xx | -7 (Days) | Note reflects original note doc date as xx/xx/2021. | Initial | |
14595700 | xx | xx | Original Standard LTV (OLTV) | 65.857% | 65.860% | -0.003% | -0.00300% | Collateral value used for underwriting: $xx Loan amount: $xx. LTV = 65.857%. | Initial |
91111722 | xx | xx | Original Note Doc Date | xx | xx | -731 (Days) | The Note reflects the Original Note Doc Date as xx/xx/2019. | Initial | |
37683707 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.003% | 0.00300% | Collateral value used for underwriting: $xx. Amount of secondary lien(s): $0.00. Loan amount: $xx. CLTV = 73.783%. | Initial |
37683707 | xx | xx | Original Standard LTV (OLTV) | 73.783% | 73.780% | 0.003% | 0.00300% | Collateral value used for underwriting: $xx. Loan amount: $xx. LTV (OLTV) = 73.783%. | Initial |
74226830 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.688% | 1.68800% | Collateral value used for underwriting: $xx. Amount of secondary lien: $0.00. Loan amount: $xx. CLTV=98.188%. | Initial |
74226830 | xx | xx | Original Standard LTV (OLTV) | 98.188% | 96.500% | 1.688% | 1.68800% | Collateral value used for underwriting: $xx. Loan amount: $xx. CLTV=98.188%. | Initial |
30726239 | xx | xx | Original Note Doc Date | xx | xx | 105 (Days) | Original note doc date is xx/xx/2021. | Initial | |
7532927 | xx | xx | Original Appraised Value | xx | xx | $-112119.00 | -6.74554% | As per appraisal report original appraised value as $xx. | Initial |
76912304 | xx | xx | Original Appraised Value | xx | xx | $-181528.00 | -18.87911% | The Appraisal reflects the Original Appraised value as $xx. | Initial |
27829187 | xx | xx | Original Appraised Value | xx | xx | $-153097.00 | -11.23155% | Appraisal report reflects original appraisal value as xx. | Initial |
27829187 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.661% | -0.66100% | Initial | |
27829187 | xx | xx | Original Standard LTV (OLTV) | 80.000% | 80.661% | -0.661% | -0.66100% | Initial | |
34081428 | xx | xx | Original Appraised Value | xx | xx | $-459563.00 | -21.67174% | The Appraisal reflects the value effective value as $xx. | Initial |
85860124 | xx | xx | Original Appraised Value | xx | xx | $-246961.00 | -15.66056% | Appraisal reflects the Appraised value as $xx. | Initial |
66712444 | xx | xx | Original Standard LTV (OLTV) | 82.649% | 81.227% | 1.422% | 1.42200% | Collateral Value used for Underwriting: $xx. . Loan Amount: $xx. LTV = 82.649%. | Initial |
6788678 | xx | xx | Borrower Last Name | xx | xx | The Note dated xx/xx/2020 and signed at closing, reflects the Borrower's Last Name as xx. | Initial | ||
6788678 | xx | xx | MI Company | xx | xx | NA | Initial | ||
30409149 | xx | xx | Property Address Street | xx | xx | Note signed on xx/xx/2020 reflects the property address as xx. | Initial | ||
10118081 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.308% | 0.30800% | "Collateral Value used for Underwriting: $xx Amount of Secondary Lien(s): $00.00 Loan Amount: $xx CLTV = 84.308%. | Initial |
10118081 | xx | xx | Original Standard LTV (OLTV) | 84.308% | 84.310% | -0.002% | -0.00200% | "Collateral Value used for Underwriting: $xx Loan Amount: $xx CLTV = 84.308%. | Initial |
10118081 | xx | xx | Property Address Street | xx | xx | Updated as per note. | Initial | ||
5441600 | xx | xx | Property Address Street | xx | xx | The Note signed on xx/xx/2020 reflects the property address as xx. | Initial | ||
99357837 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.003% | 0.00300% | Collateral Value used for Underwriting: $xx. Amount of Secondary Lien(s): $0.00. Loan Amount: $xx. CLTV = 65.753%. | Initial |
99357837 | xx | xx | Original Standard LTV (OLTV) | 65.753% | 65.750% | 0.003% | 0.00300% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV = 65.753%. | Initial |
99357837 | xx | xx | Property City | xx | xx | Property City reflects xx. | Initial | ||
77668825 | xx | xx | Property Address Street | xx | xx | Property address street is xx | Initial | ||
31078632 | xx | xx | Original CLTV Ratio Percent | xx | xx | Collateral value used for underwriting: $xx. Loan Amount: $xx. CLTV = 68.235%. | Initial | ||
31078632 | xx | xx | Original Standard LTV (OLTV) | 68.235% | 68.200% | 0.035% | 0.03500% | Collateral value used for underwriting: $xx. Loan Amount: $xx. LTV = 68.235%. | Initial |
52976564 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.004% | -0.00400% | Collateral value used for underwriting: $xx. Amount of secondary lien(s): $0.00. Loan amount: $xx. CLTV=86.00%. | Initial |
52976564 | xx | xx | Original Standard LTV (OLTV) | 87.246% | 87.250% | -0.004% | -0.00400% | Collateral value used for underwriting: $xx. Loan amount: $xx. LTV (OLTV) = 86.000%. | Initial |
52976564 | xx | xx | Property Address Street | xx | xx | The Note signed on xx/xx/2020 reflects the property address as xx. | Initial | ||
97530717 | xx | xx | Original CLTV Ratio Percent | xx | xx | NA. | Initial | ||
97530717 | xx | xx | Property Address Street | xx | xx | Initial | |||
83601812 | xx | xx | Original Appraised Value | xx | xx | $71250.00 | Initial | ||
60933964 | xx | xx | Borrower Last Name | xx | xx | Borrower last name is xx. | Initial | ||
81008406 | xx | xx | MI Company | xx | xx | MI certificate is missing | Initial | ||
96216640 | xx | xx | MI Company | xx | xx | UA | Initial | ||
30459861 | xx | xx | Original Appraisal Date | xx | xx | -3 (Days) | Original appraisal date is xx/xx/2004. | Initial | |
88256928 | xx | xx | Borrower #2 First Name | xx | xx | Borrower #2 first name is "Not Applicable". | Initial | ||
88256928 | xx | xx | Borrower #2 Last Name | xx | xx | Borrower #2 last name is "Not Applicable". | Initial | ||
22977396 | xx | xx | Original Appraised Value | xx | xx | $85750.00 | Original appraised value is "$xx". | Initial | |
22977396 | xx | xx | Property Address Street | xx | xx | Property address street is "xx". | Initial | ||
52925605 | xx | xx | Borrower First Name | xx | xx | xx | Initial | ||
52925605 | xx | xx | Borrower Last Name | xx | xx | Initial | |||
49997336 | xx | xx | Property Address Street | xx | xx | Initial | |||
25768333 | xx | xx | Property Address Street | xx | xx | No discrepancies. | Initial | ||
8367924 | xx | xx | Property Address Street | xx | xx | Initial | |||
70904266 | xx | xx | Property Address Street | xx | xx | Address is xx. | Initial | ||
28751268 | xx | xx | MI Company | xx | xx | Not Applicable. | Initial | ||
28751268 | xx | xx | Original Appraised Value | xx | xx | $112000.00 | Original Appraised Value is $xx. | Initial | |
7990821 | xx | xx | Borrower #2 Last Name | xx | xx | As per Note review the Borrower # 2 First Name is xx. | Initial | ||
7990821 | xx | xx | Borrower First Name | xx | xx | As per Note review the Borrower # 1 First Name is xx. | Initial | ||
7990821 | xx | xx | Borrower Last Name | xx | xx | As per Note review the Borrower # 1 Last Name is xx. | Initial | ||
7990821 | xx | xx | Property Address Street | xx | xx | As per Note review the Property Address Street is xx. | Initial | ||
77016222 | xx | xx | MI Company | xx | xx | N/A | Initial | ||
90654141 | xx | xx | MI Company | xx | xx | Not Applicable. | Initial | ||
41757544 | xx | xx | Original Appraised Value | xx | xx | $245500.00 | Initial | ||
81211023 | xx | xx | Original Appraisal Date | xx | xx | -109 (Days) | Original appraisal date is xx/xx/2008. | Initial | |
13370467 | xx | xx | Property Address Street | xx | xx | As per the note the property address street xx. | Initial | ||
94007632 | xx | xx | Borrower First Name | xx | xx | Initial | |||
94007632 | xx | xx | Borrower Last Name | xx | xx | Initial | |||
94007632 | xx | xx | Property Address Street | xx | xx | As per the tape data, stated property address street xx. | Initial | ||
91945900 | xx | xx | Original Appraised Value | xx | xx | $366000.00 | Initial | ||
43018305 | xx | xx | Borrower Last Name | xx | xx | The borrower last name is xx. | Initial | ||
94031478 | xx | xx | Bankruptcy Motion Filed Date | xx | xx | -31 (Days) | Bankruptcy motion filed date is xx/xx/2020. | Initial | |
50543059 | xx | xx | Borrower Last Name | xx | xx | Borrower last name is xx. | Initial | ||
22555650 | xx | xx | Borrower Last Name | xx | xx | Borrower last name is xx. | Initial | ||
22555650 | xx | xx | Property Address Street | xx | xx | Property address street is xx. | Initial | ||
47823308 | xx | xx | Property Address Street | xx | xx | As As per Note review the Property Address Street is xx | Initial | ||
43021874 | xx | xx | Original Appraised Value | xx | xx | $88700.00 | Appraisal is unavailable in the loan file. | Initial | |
43021874 | xx | xx | Property Address Street | xx | xx | As per review Property Address Street is xx. | Initial | ||
40480412 | xx | xx | Property Address Street | xx | xx | udated as per review. | Initial | ||
3453046 | xx | xx | Property Address Street | xx | xx | Note document reflects, property address is"xx". | Initial | ||
44809374 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.688% | 1.68800% | Collateral Value used for Underwriting: $xx. Amount of Secondary Lien(s): $0.00. Loan Amount: $xx. CLTV = 98.188%. | Initial |
44809374 | xx | xx | Original Standard LTV (OLTV) | 98.188% | 96.500% | 1.688% | 1.68800% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. LTV = 98.188%. | Initial |
44809374 | xx | xx | Property Address Street | xx | xx | The Note signed on xx/xx/2021 reflects the property address as xx. | Initial | ||
8737958 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.688% | 1.68800% | Original CLTV ratio percent is 98.188% | Initial |
8737958 | xx | xx | Original Standard LTV (OLTV) | 98.188% | 96.500% | 1.688% | 1.68800% | Original standard LTV is 98.188% | Initial |
38955939 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.038% | 0.03800% | Initial | |
70048082 | xx | xx | Original Note Doc Date | xx | xx | 41 (Days) | Original note reflects note document date as xx/xx/2021. | Initial | |
88031662 | xx | xx | Original Appraised Value | xx | xx | $-8000.00 | -2.00000% | Original Appraised value as $xx. | Initial |
88031662 | xx | xx | Original Note Doc Date | xx | xx | 87 (Days) | The Note reflects the Original Note Doc Date as xx/xx/2020. | Initial | |
91324350 | xx | xx | Borrower #1 Middle Name | xx | xx | NA | Initial | ||
91324350 | xx | xx | Original Appraisal Date | xx | xx | -22 (Days) | Appraisal report reflects appraisal date as xx/xx/2021. | Initial | |
91324350 | xx | xx | Property Address Street | xx | xx | The Note signed on xx/xx/2021 reflects the property address as xx. | Initial | ||
89680616 | xx | xx | Original Balance (or Line Amount) | xx | xx | $-1350.00 | -1.62162% | Original note reflects Original balance as $xx. | Initial |
89680616 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.891% | 0.89100% | Collateral value used for underwriting: $xx. Amount of secondary lien: $0.00. Loan amount: $xx. CLTV=48.462%. | Initial |
89680616 | xx | xx | Original Note Doc Date | xx | xx | -5 (Days) | Original note reflects note document date as xx/xx/2021. | Initial | |
89680616 | xx | xx | Original Standard LTV (OLTV) | 48.462% | 47.571% | 0.891% | 0.89100% | Collateral value used for underwriting: $xx loan amount: $xx. LTV=48.462%. | Initial |
14095064 | xx | xx | MI Company | xx | xx | Not applicable. | Initial | ||
86244299 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.662% | 1.66200% | Initial | |
86244299 | xx | xx | Original Standard LTV (OLTV) | 96.662% | 95.000% | 1.662% | 1.66200% | Initial | |
75297971 | xx | xx | Original Appraised Value | xx | xx | $-100000.00 | -23.80952% | Original Appraised Value is $xx. | Initial |
77958786 | xx | xx | Borrower #2 Last Name | xx | xx | Note document reflects borrower#2 last name as xx. | Initial | ||
77958786 | xx | xx | Original Appraised Value | xx | xx | $-35000.00 | -13.20754% | Appraisal report reflects appraised value as $xx. | Initial |
43783482 | xx | xx | Original Appraised Value | xx | xx | $-35000.00 | -23.33333% | Appraisal report reflects original appraisal value as $xx. | Initial |
23026142 | xx | xx | Borrower First Name | xx | xx | The Note dated xx/xx/2019 and signed at closing, reflects the Borrower's First Name as xx. | Initial | ||
23026142 | xx | xx | Original Appraised Value | xx | xx | $-13500.00 | -3.60000% | The Appraisal reflects the value effective value as $xx. | Initial |
21891689 | xx | xx | Original Appraised Value | xx | xx | $-38000.00 | -10.55555% | The Appraisal dated xx/xx/2019 reflects the Appraised value as $xx. | Initial |
49891118 | xx | xx | Original Appraised Value | xx | xx | $-7800.00 | -4.10526% | Appraisal Report reflects appraisal value as $xx. | Initial |
28095747 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.001% | -0.00100% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx CLTV = 79.833% | Initial |
28095747 | xx | xx | Original Standard LTV (OLTV) | 79.833% | 79.834% | -0.001% | -0.00100% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx LTV = 79.833% | Initial |
58828266 | xx | xx | First Payment Date | xx | xx | -1369 (Days) | Note reflects first payment date as xx/xx/2017. | Initial | |
58828266 | xx | xx | Original Balance (or Line Amount) | xx | xx | $-5820.00 | -2.60152% | Note reflects original balance as $xx. | Initial |
58828266 | xx | xx | Original Standard LTV (OLTV) | 102.781% | 105.526% | -2.745% | -2.74500% | Collateral value used for underwriting: $xx. Loan amount: $xx. LTV = 102.781%. | Initial |
73198684 | xx | xx | Original CLTV Ratio Percent | xx | xx | NA | Initial | ||
65900777 | xx | xx | Borrower #1 Middle Name | xx | xx | The Note dated xx/xx/2021 and signed at closing, reflects the Borrower's Middle Name as xx. | Initial | ||
65900777 | xx | xx | Borrower First Name | xx | xx | The Note dated xx/xx/2021 and signed at closing, reflects the Borrower's First Name as xx. | Initial | ||
7572528 | xx | xx | Original CLTV Ratio Percent | xx | xx | 2.265% | 2.26500% | Collateral Value used for Underwriting: $xx Loan Amount: $xx CLTV =103.275%. | Initial |
7572528 | xx | xx | Original Standard LTV (OLTV) | 103.275% | 101.010% | 2.265% | 2.26500% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx LTV =103.275%. | Initial |
40534622 | xx | xx | MI Company | xx | xx | MI certificate reflects MI company as xx. | Initial | ||
10054266 | xx | xx | MI Company | xx | xx | updated as per review. | Initial | ||
89168661 | xx | xx | Property Address Street | xx | xx | The Note signed on xx/xx/2020 reflects the property address as xx. | Initial | ||
28265677 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.450% | 0.45000% | Collateral Value used for Underwriting:$xx. Amount of Secondary Lien(s): $0. Loan Amount: $xx. CLTV = 90.398%. | Initial |
28265677 | xx | xx | Original Note Doc Date | xx | xx | -4 (Days) | As per Tape data ,Note Date is xx/xx/2021 .However Note documents reflects as xx/xx/2021. | Initial | |
28265677 | xx | xx | Original Standard LTV (OLTV) | 90.398% | 89.948% | 0.450% | 0.45000% | Collateral Value used for Underwriting:$xx. Loan Amount: $xx. LTV = 90.398% | Initial |
17282765 | xx | xx | Original Balance (or Line Amount) | xx | xx | $800.00 | 0.15065% | Original balance is $xx | Initial |
17282765 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.089% | 0.08900% | Original CLTV ratio percent is 59.089% | Initial |
17282765 | xx | xx | Original Standard LTV (OLTV) | 59.089% | 59.000% | 0.089% | 0.08900% | Original standard LTV is 59.089%. | Initial |
46846836 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.551% | 1.55100% | Collateral value used for underwriting: $xx. Loan Amount: $xx. CLTV = 90.231%. | Initial |
46846836 | xx | xx | Original Standard LTV (OLTV) | 90.231% | 88.680% | 1.551% | 1.55100% | Collateral value used for underwriting: $xx. Loan Amount: $xx. LTV = 90.231%. | Initial |
20884838 | xx | xx | Property County | xx | xx | Initial | |||
20884838 | xx | xx | Property Postal Code | xx | xx | Initial | |||
66037257 | xx | xx | MI Company | xx | xx | MI certificate reflects MI company name as xx. | Initial | ||
62947875 | xx | xx | MI Company | xx | xx | MI certificate reflects MI company as xx. | Initial | ||
92738365 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.333% | -0.33300% | Collateral Value used for Underwriting: $xx. Amount of Secondary Lien(s): $0.00. Loan Amount: $xx. CLTV = 66.667%. | Initial |
92738365 | xx | xx | Original Standard LTV (OLTV) | 66.667% | 67.000% | -0.333% | -0.33300% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. LTV = 66.667%. | Initial |
68959998 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.219% | -0.21900% | "Collateral Value used for Underwriting: $xx Amount of Secondary Lien(s): $00.00 Loan Amount: $xx CLTV = 68.781%. | Initial |
68959998 | xx | xx | Original Standard LTV (OLTV) | 68.781% | 69.000% | -0.219% | -0.21900% | "Collateral Value used for Underwriting: $xx Loan Amount: $xx CLTV = 68.781%. | Initial |
9071652 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.759% | -0.75900% | Collateral Value used for Underwriting: $xx. Amount of Secondary Lien(s): $0.00 Loan Amount: $xx. CLTV = 57.241%. | Initial |
9071652 | xx | xx | Original Standard LTV (OLTV) | 57.241% | 58.000% | -0.759% | -0.75900% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV = 57.241%. | Initial |
63703171 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.074% | -0.07400% | Original CLTV ratio percent is 69.926%. | Initial |
63703171 | xx | xx | Original Standard LTV (OLTV) | 69.926% | 70.000% | -0.074% | -0.07400% | Original Standard LTV is 69.926%. | Initial |
29685086 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.067% | -0.06700% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV is 74.933%. | Initial |
29685086 | xx | xx | Original Standard LTV (OLTV) | 74.933% | 75.000% | -0.067% | -0.06700% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. LTV is 74.933%. | Initial |
4838217 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.338% | -0.33800% | Collateral value used for underwriting: $xx. Amount of secondary lien: $0.00. Loan amount: $xx. CLTV=37.662%. | Initial |
4838217 | xx | xx | Original Standard LTV (OLTV) | 37.662% | 38.000% | -0.338% | -0.33800% | Collateral value used for underwriting:$xx. Loan amount: $xx. CLTV=37.662%. | Initial |
90804184 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.267% | -0.26700% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV = 56.733%. | Initial |
90804184 | xx | xx | Original Standard LTV (OLTV) | 56.733% | 57.000% | -0.267% | -0.26700% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV = 56.733%. | Initial |
28889805 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.530% | -0.53000% | updated as per review. | Initial |
28889805 | xx | xx | Original Standard LTV (OLTV) | 47.470% | 48.000% | -0.530% | -0.53000% | updated as per review. | Initial |
61132154 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.689% | 1.68900% | Used appraisal in the file. | Initial |
61132154 | xx | xx | Original Standard LTV (OLTV) | 98.189% | 96.500% | 1.689% | 1.68900% | Appraisal in the file was used | Initial |
62146788 | xx | xx | Original CLTV Ratio Percent | xx | xx | 2.372% | 2.37200% | Updated as per appraisal | Initial |
62146788 | xx | xx | Original Standard LTV (OLTV) | 105.517% | 103.145% | 2.372% | 2.37200% | Updated as per appraisal | Initial |
85812131 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.889% | 0.88900% | Initial | |
85812131 | xx | xx | Original Standard LTV (OLTV) | 80.889% | 80.000% | 0.889% | 0.88900% | Initial | |
19235323 | xx | xx | Original Note Doc Date | xx | xx | -1 (Days) | Original note reflects doc date as xx/xx/2019. | Initial | |
99156696 | xx | xx | Original Note Doc Date | xx | xx | -1 (Days) | Note document reflects note date as xx/xx/2020. | Initial | |
26175594 | xx | xx | Original Note Doc Date | xx | xx | -5 (Days) | Note document reflects note date as xx/xx/2020. | Initial | |
72280186 | xx | xx | Original Note Doc Date | xx | xx | -1 (Days) | updated as per review. | Initial | |
68455753 | xx | xx | Original Note Doc Date | xx | xx | -3 (Days) | Update as per note. | Initial | |
52639608 | xx | xx | Borrower #1 Middle Name | xx | xx | The Note dated xx/xx/2019 and signed at closing, reflects the Borrower's middle name as xx. | Initial | ||
52639608 | xx | xx | Original Balance (or Line Amount) | xx | xx | $-1200.00 | -1.00000% | Note signed on xx/xx/2019 reflects original balance as $xx. | Initial |
58854438 | xx | xx | Original Note Doc Date | xx | xx | -1 (Days) | Note document reflects date as xx/xx/2020. | Initial | |
12753092 | xx | xx | Original Note Doc Date | xx | xx | -1 (Days) | Note reflects original note doc date as xx/xx/2020. | Initial | |
3859339 | xx | xx | Borrower #1 Middle Name | xx | xx | Borrower middle name is xx. | Initial | ||
75086824 | xx | xx | Original Note Doc Date | xx | xx | -2 (Days) | Original note date is xx/xx/2020. | Initial | |
73044438 | xx | xx | Original Note Doc Date | xx | xx | -4 (Days) | The Note reflects the Original Note document date as xx/xx/2020. | Initial | |
62941941 | xx | xx | Borrower First Name | xx | xx | The Note dated xx/xx/2021 and signed at closing, reflects the Borrower's First Name as xx. | Initial | ||
62941941 | xx | xx | Original Note Doc Date | xx | xx | -1 (Days) | Note document reflects note date as xx/xx/2021. | Initial | |
32271162 | xx | xx | Original Note Doc Date | xx | xx | -1 (Days) | Updated as per Note. | Initial | |
14688333 | xx | xx | Original Note Doc Date | xx | xx | -4 (Days) | The Note reflects the Original Note Doc Date as xx/xx/2020. | Initial | |
74096158 | xx | xx | Original Appraised Value | xx | xx | $10350.00 | 3.60000% | Appraisal missing, amount updated as per Note. | Initial |
74096158 | xx | xx | Original Note Doc Date | xx | xx | -8 (Days) | Updated as per Note. | Initial | |
54169244 | xx | xx | Original Note Doc Date | xx | xx | -7 (Days) | The Note reflects the Original Note Doc Date as xx/xx/2021. | Initial | |
92027905 | xx | xx | Original Note Doc Date | xx | xx | -5 (Days) | Original note document date is xx/xx/2020. | Initial | |
79968360 | xx | xx | Original Appraised Value | xx | xx | $415100.00 | 593.84835% | As per Tape data, Appraisal value is $xx. However Appraisal documents reflects as $xx. | Initial |
79968360 | xx | xx | Original Note Doc Date | xx | xx | -4 (Days) | As per Tape data, Note Date is xx/xx/2020. However Note documents reflect as xx/xx/2020. | Initial | |
79968360 | xx | xx | Sales Price (HUD-1 Line 101) | xx | xx | $395100.00 | 565.23605% | As per tape data sales price is xx | Initial |
96691676 | xx | xx | Original Note Doc Date | xx | xx | -6 (Days) | Updated as per note. | Initial | |
47559164 | xx | xx | Borrower #1 Middle Name | xx | xx | Note doc dated xx/xx/2020 reflects borrowers middle name as xx. | Initial | ||
47559164 | xx | xx | Original Note Doc Date | xx | xx | -7 (Days) | Note doc in loan file reflects note date as xx/xx/2020. | Initial | |
52201555 | xx | xx | Borrower #2 Middle Name | xx | xx | Initial | |||
52201555 | xx | xx | Original Appraised Value | xx | xx | $-15000.00 | -2.91262% | Initial | |
52201555 | xx | xx | Original Note Doc Date | xx | xx | -5 (Days) | Initial | ||
48688795 | xx | xx | Original Note Doc Date | xx | xx | -2 (Days) | Note document reflect date as xx/xx/2020. | Initial | |
10040789 | xx | xx | Original Note Doc Date | xx | xx | -4 (Days) | Note reflects original note doc date as xx/xx/2020. | Initial | |
73962274 | xx | xx | Original Note Doc Date | xx | xx | -5 (Days) | Note reflects date as xx/xx/2019. | Initial | |
66272126 | xx | xx | Borrower #1 Middle Name | xx | xx | xx | Initial | ||
40617362 | xx | xx | Borrower #1 Middle Name | xx | xx | Note dated xx/xx/2020 and signed at closing, reflects the Borrower's middle name as xx. | Initial | ||
65111562 | xx | xx | Original Note Doc Date | xx | xx | -3 (Days) | The Note reflects the Original Note Doc Date as xx/xx/2019. | Initial | |
22695660 | xx | xx | Original Note Doc Date | xx | xx | -1 (Days) | Original NOte date is xx/xx/2020. | Initial | |
99767711 | xx | xx | Original Note Doc Date | xx | xx | -1 (Days) | The Note reflects the Original Note Doc Date as xx/xx/2020. | Initial | |
57624485 | xx | xx | Original Appraised Value | xx | xx | $4000.00 | 0.88888% | Original appraised value is $xx | Initial |
57624485 | xx | xx | Original Note Doc Date | xx | xx | -1 (Days) | Original note doc date is xx/xx/2020 | Initial | |
96236396 | xx | xx | Original Appraised Value | xx | xx | $5000.00 | 1.81818% | Appraisal Report reflects appraisal value as xx. | Initial |
96236396 | xx | xx | Original Note Doc Date | xx | xx | -5 (Days) | Updated as per Note. | Initial | |
19191465 | xx | xx | Borrower #1 Middle Name | xx | xx | Original note reflects Borrower#1 Middle name as xx. | Initial | ||
19191465 | xx | xx | Original Standard LTV (OLTV) | 98.189% | 96.500% | 1.689% | 1.68900% | Collateral value used for underwriting: $xx, loan amount: $xx. LTV=98.189%. | Initial |
19191465 | xx | xx | Property Address Street | xx | xx | Original note reflects property address street as xx. | Initial | ||
76168668 | xx | xx | Original Note Doc Date | xx | xx | -1 (Days) | Note reflects note date as xx/xx/2021. | Initial | |
34575366 | xx | xx | Original Note Doc Date | xx | xx | -4 (Days) | AS per note doc note date is xx/xx/2021. | Initial | |
62444174 | xx | xx | MI Company | xx | xx | MI document reflect MI company as xx. | Initial | ||
40349566 | xx | xx | Borrower #1 Middle Name | xx | xx | Note document dated xx/xx/2021 reflects borrowers middle name as xx. | Initial | ||
25165360 | xx | xx | Original Appraisal Date | xx | xx | 23 (Days) | Updated as per Appraisal document. | Initial | |
78368623 | xx | xx | Property Address Street | xx | xx | Property address street is xx. | Initial | ||
88857784 | xx | xx | Original CLTV Ratio Percent | xx | xx | 4.838% | 4.83800% | Collateral Value used for Underwriting: $xx. Second lien: $xx Loan Amount: $xx. CLTV = 101.595%. | Initial |
76048415 | xx | xx | Original CLTV Ratio Percent | xx | xx | -4.070% | -4.07000% | Initial | |
76048415 | xx | xx | Property Address Street | xx | xx | The Note signed on xx/xx/2021 reflects the property address as xx. | Initial | ||
690348 | xx | xx | Original CLTV Ratio Percent | xx | xx | -4.561% | -4.56100% | Collateral Value used for Underwriting: $xx. Amount of Secondary Lien(s): $xx. Loan Amount: $xx. CLTV =104.702%. | Initial |
33403067 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.546% | 1.54600% | Collateral value used for underwriting: $xx. Loan amount: $xx. CLTV = 89.898%. | Initial |
33403067 | xx | xx | Original Standard LTV (OLTV) | 89.898% | 88.352% | 1.546% | 1.54600% | Collateral value used for underwriting: $xx. Loan amount: $xx. LTV = 89.898%. | Initial |
40823347 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.688% | 1.68800% | Collateral value used for underwriting:$xx. Amount of secondary lien: $0.00. Loan amount: $xx. CLTV=98.188%. | Initial |
40823347 | xx | xx | Original Standard LTV (OLTV) | 98.188% | 96.500% | 1.688% | 1.68800% | Collateral value used for underwriting:$xx | Initial |
13331349 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.688% | 1.68800% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV =98.188%. | Initial |
13331349 | xx | xx | Original Standard LTV (OLTV) | 98.188% | 96.500% | 1.688% | 1.68800% | Collateral Value used for Underwriting: $xx Loan Amount: $xx. LTV =98.188%. | Initial |
74481839 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.688% | 1.68800% | Collateral value used for underwriting: $xx. Loan amount: $xx. CLTV = 98.188%. | Initial |
74481839 | xx | xx | Original Standard LTV (OLTV) | 98.188% | 96.500% | 1.688% | 1.68800% | Collateral value used for underwriting: $xxx. Loan amount: $xxx. LTV = 98.188%. | Initial |
43259930 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.689% | 1.68900% | Collateral Value used for Underwriting: $xx. Amount of Secondary Lien(s): $0. Loan Amount: $xx. CLTV =98.189%. | Initial |
43259930 | xx | xx | Original Standard LTV (OLTV) | 98.189% | 96.500% | 1.689% | 1.68900% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. LTV =98.189%. | Initial |
15310580 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.683% | 1.68300% | Collateral Value used for Underwriting:$xx. Amount of Secondary Lien(s):$0. Loan Amount:$xx. CLTV = 97.904%. | Initial |
15310580 | xx | xx | Original Standard LTV (OLTV) | 97.904% | 96.221% | 1.683% | 1.68300% | Collateral Value used for Underwriting:$xx Loan Amount:$xx. LTV = 97.904%. | Initial |
97888780 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.346% | 0.34600% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx CLTV =69.625%. | Initial |
97888780 | xx | xx | Original Standard LTV (OLTV) | 69.625% | 69.279% | 0.346% | 0.34600% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx LTV =69.625%. | Initial |
65309013 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.500% | 0.50000% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx CLTV = 100.500%. | Initial |
65309013 | xx | xx | Original Standard LTV (OLTV) | 100.500% | 100.000% | 0.500% | 0.50000% | Collateral Value used for Underwriting: $xx Loan Amount: $xx LTV = 100.500%. | Initial |
59092664 | xx | xx | Borrower #1 Middle Name | xx | xx | Borrower #1 Middle Name is NA | Initial | ||
59092664 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.260% | 1.26000% | Original CLTV ratio percent is 91.260% | Initial |
59092664 | xx | xx | Original Standard LTV (OLTV) | 91.260% | 90.000% | 1.260% | 1.26000% | Original standard LTV(CLTV) is 91.260% | Initial |
10825877 | xx | xx | Original CLTV Ratio Percent | xx | xx | 2.300% | 2.30000% | Collateral Value used for Underwriting: $xx. Secondary Lien: $00.000. Loan Amount: $xx. CLTV = 102.300%. | Initial |
10825877 | xx | xx | Original Standard LTV (OLTV) | 102.300% | 100.000% | 2.300% | 2.30000% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. LTV = 102.300%. | Initial |
57579845 | xx | xx | Borrower #2 Middle Name | xx | xx | Note dated xx/xx/2021 and signed at closing, reflects the borrower's middle name as xx. | Initial | ||
67309327 | xx | xx | Borrower Last Name | xx | xx | Tape shows Borrower last name as xx. However, Note document reflects it as xx. | Initial | ||
67860819 | xx | xx | Original Note Doc Date | xx | xx | -63 (Days) | Tape shows note document date as xx/xx/2021. However, Note document date as xx/xx/2021. | Initial | |
46523397 | xx | xx | Original Note Doc Date | xx | xx | -2 (Days) | Original Note reflect note document date as xx/xx/2020. | Initial | |
70732955 | xx | xx | Doc Date of Last Modification | xx | xx | -27 (Days) | xx/xx/2019. | Initial | |
70732955 | xx | xx | Original CLTV Ratio Percent | xx | xx | 29.613% | 29.61300% | Collateral value used for underwriting: $xx. Loan amount:$xx. CLTV = 111.053%. | Initial |
70732955 | xx | xx | Original Standard LTV (OLTV) | 111.053% | 81.439% | 29.614% | 29.61400% | Collateral value used for underwriting: $xx Loan amount:$xx. LTV = 111.053%. | Initial |
53370456 | xx | xx | Property Postal Code | xx | xx | Original note reflects property postal code as xx | Initial | ||
80037522 | xx | xx | Borrower Last Name | xx | xx | Note reflects borrower last name as xx. | Initial | ||
68205616 | xx | xx | Borrower Last Name | xx | xx | Borrower last name is xx. | Initial | ||
68205616 | xx | xx | Original CLTV Ratio Percent | xx | xx | -1.532% | -1.53200% | Collateral Value used for Underwriting: $xxx. Loan Amount: $xxx. CLTV is 96.218%. | Initial |
31568066 | xx | xx | Borrower 1 Current Employer 1 Contact Name | xx | xx | Initial | |||
31568066 | xx | xx | Original Appraisal Date | xx | xx | 21 (Days) | Appraisal documents reflects, Appraisal date is xx/xx/2021. | Initial | |
31568066 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.001% | -0.00100% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx CLTV = 74.981%. | Initial |
31568066 | xx | xx | Original Standard LTV (OLTV) | 74.981% | 74.982% | -0.001% | -0.00100% | Collateral Value used for Underwriting: $xx Loan Amount: $xx LTV = 74.981%. | Initial |
97337883 | xx | xx | Borrower 1 Current Employer 1 Contact Name | xx | xx | NA | Initial | ||
97337883 | xx | xx | Original Appraisal Date | xx | xx | 3 (Days) | Appraisal report reflects original appraisal date as xx/xx/2021. | Initial | |
97337883 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.689% | 1.68900% | Collateral value used for underwriting: $xx. Loan amount: $xx. CLTV = 98.189%. | Initial |
97337883 | xx | xx | Original Standard LTV (OLTV) | 98.189% | 96.500% | 1.689% | 1.68900% | Collateral value used for underwriting: $xx. Loan amount: $xx. LTV = 98.189%. | Initial |
97337883 | xx | xx | Property City | xx | xx | Application reflects property address as xx. | Initial | ||
18011577 | xx | xx | Original Appraisal Date | xx | xx | 22 (Days) | The Appraisal reflects the date effective date as xx. | Initial | |
42085689 | xx | xx | Borrower 1 Current Employer 1 Contact Name | xx | xx | Initial | |||
69950987 | xx | xx | Original Appraisal Date | xx | xx | 10 (Days) | The Appraisal reflects the date effective date as xx/xx/2019. | Initial | |
41624992 | xx | xx | Borrower 1 Current Employer 1 Contact Name | xx | xx | Initial | |||
87649064 | xx | xx | Borrower 1 Current Employer 1 Contact Name | xx | xx | Unavailable. | Initial | ||
87649064 | xx | xx | Original Appraisal Date | xx | xx | 22 (Days) | The Appraisal reflects the date effective date as xx/xx/2020. | Initial | |
91608484 | xx | xx | Borrower 1 Current Employer 1 Contact Name | xx | xx | Initial | |||
91608484 | xx | xx | Doc Date of Last Modification | xx | xx | Initial | |||
91608484 | xx | xx | Original Appraisal Date | xx | xx | 7 (Days) | Appraisal documents shows, Appraisal date is xx/xx/2019. | Initial | |
18725829 | xx | xx | Original Appraisal Date | xx | xx | 7 (Days) | Original appraisal date is xx/xx/2020. | Initial | |
34129156 | xx | xx | Original Appraisal Date | xx | xx | 3 (Days) | Original appraisal date is xx/xx/2019 | Initial | |
34129156 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.688% | 1.68800% | Original CLTV ratio percent is 98.188% | Initial |
34129156 | xx | xx | Original Standard LTV (OLTV) | 98.188% | 96.500% | 1.688% | 1.68800% | Original standard LTV(CLTV) is 98.188%. | Initial |
59723788 | xx | xx | Borrower 1 Current Employer 1 Contact Name | xx | xx | Initial | |||
59723788 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.001% | -0.00100% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV is 69.554%. | Initial |
59723788 | xx | xx | Original Standard LTV (OLTV) | 69.554% | 69.555% | -0.001% | -0.00100% | Collateral Value used for Underwriting: $xx Loan Amount: $xx. LTV is 69.554%. | Initial |
67257412 | xx | xx | Borrower 1 Current Employer 1 Contact Name | xx | xx | Initial | |||
67257412 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.001% | -0.00100% | Initial | |
67257412 | xx | xx | Original Standard LTV (OLTV) | 29.473% | 29.474% | -0.001% | -0.00100% | Initial | |
6357473 | xx | xx | Original Appraisal Date | xx | xx | 1 (Days) | Initial | ||
6357473 | xx | xx | Property Address Street | xx | xx | Initial | |||
80485315 | xx | xx | Borrower 1 Current Employer 1 Contact Name | xx | xx | Initial | |||
80485315 | xx | xx | Original Appraisal Date | xx | xx | 5 (Days) | Appraisal report reflects original appraisal date as xx/xx/2021. | Initial | |
80485315 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.689% | 1.68900% | Collateral value used for underwriting: $xx. Loan amount: $xx. CLTV = 98.189%. | Initial |
80485315 | xx | xx | Original Standard LTV (OLTV) | 98.189% | 96.500% | 1.689% | 1.68900% | Collateral value used for underwriting: $xx. Loan amount: $xx. LTV = 98.189%. | Initial |
27249821 | xx | xx | Borrower #1 Middle Name | xx | xx | Original note reflects Borrower #1 Middle Name as xx. | Initial | ||
27249821 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.689% | 1.68900% | Collateral value used for underwriting: $xx Amount of secondary lien: $0.00. Loan amount: $xx. CLTV=98.189%. | Initial |
27249821 | xx | xx | Original Standard LTV (OLTV) | 98.189% | 96.500% | 1.689% | 1.68900% | Collateral value used for underwriting: $xx, loan amount: $xx. LTV=98.189%. | Initial |
27249821 | xx | xx | Property Address Street | xx | xx | Original note reflects property address street as xx. | Initial | ||
74445259 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.400% | 1.40000% | Collateral value used for underwriting: $xx. Loan amount: $xx. CLTV = 81.400% | Initial |
74445259 | xx | xx | Original Note Doc Date | xx | xx | NA | Initial | ||
74445259 | xx | xx | Original Standard LTV (OLTV) | 81.400% | 80.000% | 1.400% | 1.40000% | Collateral value used for underwriting: $xx. Loan amount: $xx. LTV = 81.400% | Initial |
66152426 | xx | xx | Borrower #1 Middle Name | xx | xx | Borrower#1 Middle name is xx | Initial | ||
66152426 | xx | xx | Original Note Doc Date | xx | xx | 43 (Days) | Original Note Doc Date is xx/xx/2020. | Initial | |
85772689 | xx | xx | Borrower #2 First Name | xx | xx | Borrower #2 First Name isxx | Initial | ||
85772689 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.662% | 1.66200% | Original CLTV ratio percent is 96.732% | Initial |
85772689 | xx | xx | Original Standard LTV (OLTV) | 96.732% | 95.070% | 1.662% | 1.66200% | Original standard LTV is 96.732%. | Initial |
48249828 | xx | xx | Borrower #2 Last Name | xx | xx | Note reflects Co-borrower's name as xx. | Initial | ||
48249828 | xx | xx | Original Appraisal Date | xx | xx | -17 (Days) | Appraisal date is xx/xx/2021. | Initial | |
48249828 | xx | xx | Original Appraised Value | xx | xx | $4000.00 | 1.90476% | As per appraisal report original appraised value as xx. | Initial |
53374948 | xx | xx | Original Balance (or Line Amount) | xx | xx | $1818.00 | 1.27505% | As per tape data, original loan amount is $xx However note document reflects loan amount is $xx. | Initial |
53374948 | xx | xx | Original CLTV Ratio Percent | xx | xx | 2.000% | 2.00000% | Collateral Value used for Underwriting: $xx Loan Amount: $xx.CLTV = 95.000%. | Initial |
53374948 | xx | xx | Original Standard LTV (OLTV) | 95.000% | 93.000% | 2.000% | 2.00000% | Collateral Value used for Underwriting: $xx Loan Amount: $xx.LTV = 95.000%. | Initial |
53374948 | xx | xx | Property Address Street | xx | xx | As per note property address is xx. | Initial | ||
45997858 | xx | xx | Original Appraised Value | xx | xx | $60000.00 | 5.76923% | Appraisal value is $xx. However Appraisal documents reflects as $xx. | Initial |
45997858 | xx | xx | Original Note Doc Date | xx | xx | -4 (Days) | The Note reflects the Original Note Doc Date as xx/xx/2021. | Initial | |
81463060 | xx | xx | Original Note Doc Date | xx | xx | -5 (Days) | Original note date is xx/xx/2021. | Initial | |
19126084 | xx | xx | Original Note Doc Date | xx | xx | -5 (Days) | The Note reflects the Original Note Doc Date as xx/xx/2021. | Initial | |
36956395 | xx | xx | Original Note Doc Date | xx | xx | -8 (Days) | Original note date is xx/xx/2021. | Initial | |
53272817 | xx | xx | Original Note Doc Date | xx | xx | -5 (Days) | The Note reflects the Original Note Doc Date as xx/xx/2021. | Initial | |
36628018 | xx | xx | Original Note Doc Date | xx | xx | -6 (Days) | The Note reflects the Original Note Doc Date as xx/xx/2021. | Initial | |
4194125 | xx | xx | Original Note Doc Date | xx | xx | -6 (Days) | The Note reflects the Original Note Doc Date as xx/xx/2021. | Initial | |
27584134 | xx | xx | Original Note Doc Date | xx | xx | -4 (Days) | As per tape data, original note date is xx/xx/2021.however note document reflects xx/xx/2021. | Initial | |
79042979 | xx | xx | Original Appraised Value | xx | xx | $-15000.00 | -8.82352% | The Appraisal reflects the appraised value as $xx. | Initial |
79042979 | xx | xx | Property County | xx | xx | The mortgage reflect property county as xx. | Initial | ||
52502623 | xx | xx | Original CLTV Ratio Percent | xx | xx | 6.198% | 6.19800% | Collateral value used for underwriting: $xx. Amount of Secondary Lien(s): Xxx Loan amount: $xx. CLTV = 76.198% | Initial |
52502623 | xx | xx | Original Standard LTV (OLTV) | 70.000% | 77.000% | -7.000% | -7.00000% | Collateral value used for underwriting: $xx. Loan amount: $xx. LTV = 70.000% | Initial |
80188243 | xx | xx | Borrower #1 Middle Name | xx | xx | Note reflects borrower middle name as xx. | Initial | ||
80188243 | xx | xx | Borrower Last Name | xx | xx | Note reflects borrower last name as xx. | Initial | ||
89447930 | xx | xx | Borrower #1 Middle Name | xx | xx | NA. | Initial | ||
89447930 | xx | xx | Borrower #2 Middle Name | xx | xx | NA. | Initial | ||
89447930 | xx | xx | MI Company | xx | xx | Unavailable. | Initial | ||
89447930 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.005% | 0.00500% | Original CLTV ratio percent is 90.00% | Initial |
89447930 | xx | xx | Original Standard LTV (OLTV) | 109.935% | 109.930% | 0.005% | 0.00500% | Original standard LTV(CLTV) is 90.00% | Initial |
89447930 | xx | xx | Sales Price (HUD-1 Line 101) | xx | xx | $68000.00 | 22.14983% | Sales price is $xx | Initial |
54503455 | xx | xx | Borrower #1 Middle Name | xx | xx | NA | Initial | ||
54503455 | xx | xx | Borrower Last Name | xx | xx | The Note dated xx/xx/2021 and signed at closing, reflects the Borrowers First Name as xx. | Initial | ||
54503455 | xx | xx | MI Company | xx | xx | NA | Initial | ||
54503455 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.002% | 0.00200% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV = 101.842%. | Initial |
54503455 | xx | xx | Original Standard LTV (OLTV) | 101.842% | 101.840% | 0.002% | 0.00200% | Collateral Value used for Underwriting: $xx. Amount of Secondary Lien(s): $0.00 Loan Amount: $xx. CLTV = 101.842%. | Initial |
54503455 | xx | xx | Sales Price (HUD-1 Line 101) | xx | xx | $25000.00 | 13.15789% | Final CD reflects sales price as $xx. | Initial |
16410736 | xx | xx | MI Company | xx | xx | NA | Initial | ||
16410736 | xx | xx | Original CLTV Ratio Percent | xx | xx | -8.140% | -8.14000% | Original CLTV ratio percent is 90.00% | Initial |
16410736 | xx | xx | Original Standard LTV (OLTV) | 90.000% | 98.140% | -8.140% | -8.14000% | Original standard LTV is 90%. | Initial |
16410736 | xx | xx | Sales Price (HUD-1 Line 101) | xx | xx | $17000.00 | 9.04255% | Sales Price is $xx | Initial |
46270381 | xx | xx | Borrower #1 Middle Name | xx | xx | N.A. | Initial | ||
46270381 | xx | xx | MI Company | xx | xx | N.A. | Initial | ||
46270381 | xx | xx | Sales Price (HUD-1 Line 101) | xx | xx | $100000.00 | 22.22222% | Appraisal report reflects sales price as $xx. | Initial |
41495414 | xx | xx | Borrower Last Name | xx | xx | Initial | |||
41495414 | xx | xx | MI Company | xx | xx | Initial | |||
41495414 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.004% | 0.00400% | Initial | |
41495414 | xx | xx | Original Standard LTV (OLTV) | 106.154% | 106.150% | 0.004% | 0.00400% | Initial | |
41495414 | xx | xx | Sales Price (HUD-1 Line 101) | xx | xx | $35000.00 | 17.94871% | Initial | |
33987003 | xx | xx | Original Balance (or Line Amount) | xx | xx | $3318.00 | 1.74988% | Note reflects original balance as xx | Initial |
33987003 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.701% | 1.70100% | Collateral value used for underwriting: $xx. Loan amount: $xx. CLTV = 98.938%. | Initial |
33987003 | xx | xx | Original Note Doc Date | xx | xx | 51 (Days) | Note reflects original note doc date as xx/xx/2021. | Initial | |
33987003 | xx | xx | Original Standard LTV (OLTV) | 98.938% | 97.237% | 1.701% | 1.70100% | Collateral value used for underwriting: $xx Loan amount: $xx. LTV = 98.938%. | Initial |
39048901 | xx | xx | Property City | xx | xx | Updated as per note. | Initial | ||
24693641 | xx | xx | Borrower First Name | xx | xx | The Note dated xx/xx/2020 and signed at closing, reflects the Borrower's First Name as xx. | Initial | ||
24693641 | xx | xx | First Payment Date | xx | xx | 55 (Days) | The Note reflects the First Payment Date as xx/xx/2020. | Initial | |
24693641 | xx | xx | Sales Price (HUD-1 Line 101) | xx | xx | $122929.00 | 278.93399% | The Final CD reflects the Sales Price as $xx. | Initial |
12642054 | xx | xx | First Payment Date | xx | xx | -30 (Days) | Note document reflects First Payment Date as xx/xx/2021. | Initial | |
12642054 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.677% | 1.67700% | Collateral Value used for Underwriting:$xx. Amount of Secondary Lien(s):$0. Loan Amount:$xx. CLTV = 93.937%. | Initial |
12642054 | xx | xx | Original Standard LTV (OLTV) | 97.473% | 95.796% | 1.677% | 1.67700% | Collateral Value used for Underwriting:$xx. Loan Amount:$xx. LTV = 93.937%. | Initial |
75280249 | xx | xx | Property Address Street | xx | xx | The Note signed on xx/xx/2019 reflects the property address as xx. | Initial | ||
21112690 | xx | xx | Original Note Doc Date | xx | xx | -3 (Days) | AS per note doc note date is xx/xx/2020. | Initial | |
90555439 | xx | xx | Original Note Doc Date | xx | xx | -5 (Days) | Note reflects original note doc date as xx/xx/2020. | Initial | |
90555439 | xx | xx | Property Address Street | xx | xx | The Note signed on xx/xx/2020 reflects the property address as xx. | Initial | ||
40082366 | xx | xx | First Payment Date | xx | xx | -30 (Days) | Note document reflects first payment date as xx/xx/2020. | Initial | |
40082366 | xx | xx | Original Note Doc Date | xx | xx | -4 (Days) | Note document reflects note date as xx/xx/2020. | Initial | |
38556451 | xx | xx | Original Note Doc Date | xx | xx | -1 (Days) | Original Note document date is xx/xx/2020. | Initial | |
96428659 | xx | xx | Borrower Last Name | xx | xx | Borrower loast name is xx. | Initial | ||
23501101 | xx | xx | Original Note Doc Date | xx | xx | -6 (Days) | The Note reflects the Original Note Doc Date as xx/xx/2021. | Initial | |
1456343 | xx | xx | Original Note Doc Date | xx | xx | -5 (Days) | Initial | ||
57756052 | xx | xx | Original Note Doc Date | xx | xx | -4 (Days) | As per Tape data, Note Date is xx/xx/2021. However Note documents reflect as xx/xx/2021. | Initial | |
57756052 | xx | xx | Property Address Street | xx | xx | As per tape data, Property Address is xx. | Initial | ||
57756052 | xx | xx | Property County | xx | xx | As per tape data, Property county is xx. However mortgage document reflects xx. | Initial | ||
1710836 | xx | xx | Original Note Doc Date | xx | xx | -5 (Days) | The Note reflects the Original Note document date as xx/xx/2021. | Initial | |
49751729 | xx | xx | Original Note Doc Date | xx | xx | -5 (Days) | Updated as per note. | Initial | |
34638090 | xx | xx | Original CLTV Ratio Percent | xx | xx | 45.182% | 45.18200% | Collateral Value used for Underwriting: $xx. Amount of Secondary Lien: $00.00. Loan Amount: $xx. CLTV = 143.373% which is greater than 100%. | Initial |
34638090 | xx | xx | Original Note Doc Date | xx | xx | -9 (Days) | Note document reflects date as xx/xx/2020. | Initial | |
34638090 | xx | xx | Original Standard LTV (OLTV) | 143.373% | 94.736% | 48.637% | 48.63700% | Collateral Value used for Underwriting: $xx Amount of Secondary Lien: $00.00. Loan Amount: xx. LTV (CLTV) = 143.373%. | Initial |
34638090 | xx | xx | Property Address Street | xx | xx | The Note signed on xx/xx/2020 reflects the property address as xx. | Initial | ||
8212286 | xx | xx | Original Note Doc Date | xx | xx | -1 (Days) | As per Tape data, Note Date is xx/xx/2021. However Note documents reflect as 0xx/xx/2021. | Initial | |
43008228 | xx | xx | Original Note Doc Date | xx | xx | -5 (Days) | As per Tape data, Note Date is xx/xx/2020 .However Note documents reflects as xx/xx/2020. | Initial | |
2897453 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.689% | 1.68900% | Original CLTV ratio percent is 98.189% | Initial |
2897453 | xx | xx | Original Standard LTV (OLTV) | 98.189% | 96.500% | 1.689% | 1.68900% | Original standard LTV is 98.189%. | Initial |
59581355 | xx | xx | MI Company | xx | xx | MI company name is xx. | Initial | ||
53918379 | xx | xx | Borrower #1 Middle Name | xx | xx | Borrower middle name is N/A. | Initial | ||
53918379 | xx | xx | Borrower Last Name | xx | xx | Borrower last name is xx | Initial | ||
53918379 | xx | xx | First Payment Date | xx | xx | -31 (Days) | First payment date is xx/xx/2019. | Initial | |
53918379 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.436% | -0.43600% | Initial | |
47743727 | xx | xx | Original CLTV Ratio Percent | xx | xx | 3.300% | 3.30000% | Original CLTV ratio percent is 103.300%. | Initial |
47743727 | xx | xx | Original Note Doc Date | xx | xx | -731 (Days) | Original Note doc date is xx/xx/2019. | Initial | |
47743727 | xx | xx | Original Standard LTV (OLTV) | 103.300% | 100.000% | 3.300% | 3.30000% | Original Standard LTV is 103.300%. | Initial |
47743727 | xx | xx | Sales Price (HUD-1 Line 101) | xx | xx | $700.00 | 0.63636% | Sales price is $xx. | Initial |
40420995 | xx | xx | Borrower Last Name | xx | xx | The borrower last name is xx. | Initial | ||
72797806 | xx | xx | Original Appraised Value | xx | xx | $5000.00 | 1.81818% | Appraisal report reflects appraisal value as $xx. | Initial |
75251323 | xx | xx | Borrower Last Name | xx | xx | The Note dated xx/xx/2020 and signed at closing, reflects the borrower's Last Name as xx. | Initial | ||
58467809 | xx | xx | Borrower #1 Middle Name | xx | xx | Borrower middle name N/A | Initial | ||
58467809 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.585% | -0.58500% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx CLTV = 54.456% | Initial |
58467809 | xx | xx | Original Note Doc Date | xx | xx | -3 (Days) | As per Tape data, Note Date is xx/xx/2021. However Note documents reflect as xx/xx/2021. | Initial | |
58467809 | xx | xx | Original Standard LTV (OLTV) | 54.415% | 55.000% | -0.585% | -0.58500% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx LTV = 54.456% | Initial |
58467809 | xx | xx | Property Address Street | xx | xx | As per tape data, property address street is xx. | Initial | ||
83516983 | xx | xx | Borrower #1 Middle Name | xx | xx | NA | Initial | ||
83516983 | xx | xx | Borrower Last Name | xx | xx | Borrower's last name is xx. | Initial | ||
44644357 | xx | xx | Property Address Street | xx | xx | Updated as per Note document. | Initial | ||
16989106 | xx | xx | Borrower #1 Middle Name | xx | xx | NA | Initial | ||
16989106 | xx | xx | Borrower First Name | xx | xx | The Note dated xx/xx/2021 and signed at closing, reflects the borrower's first name as xx. | Initial | ||
16989106 | xx | xx | Original Note Doc Date | xx | xx | -5 (Days) | Note reflects original Note doc date as xx/xx/2021. | Initial | |
1471889 | xx | xx | Original Note Doc Date | xx | xx | -5 (Days) | Original note date is xx/xx/2021. | Initial | |
99919814 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.688% | 1.68800% | Initial | |
99919814 | xx | xx | Original Standard LTV (OLTV) | 98.188% | 96.500% | 1.688% | 1.68800% | As per tape data, Collateral Value used for Underwriting: $xx.Loan Amount: $xx LTV = 98.188%. | Initial |
99919814 | xx | xx | Property Address Street | xx | xx | Initial | |||
15715172 | xx | xx | Application Date (Baseline script version) | xx | xx | 117 (Days) | Final application reflects application date as xx/xx/2021. | Initial | |
68598830 | xx | xx | Application Date (Baseline script version) | xx | xx | 29 (Days) | Application date reflects xx/xx/2021. | Initial | |
68598830 | xx | xx | Borrower #1 Middle Name | xx | xx | The Note dated xx/xx/2021 and signed at closing, reflects the Borrower's middle Name as xxx. | Initial | ||
83487613 | xx | xx | Application Date (Baseline script version) | xx | xx | 105 (Days) | Application date is xx. | Initial | |
52613439 | xx | xx | Application Date (Baseline script version) | xx | xx | 66 (Days) | Final 1003 application date is xx/xx/2021. | Initial | |
27754635 | xx | xx | Application Date (Baseline script version) | xx | xx | 63 (Days) | xx/xx/2021. | Initial | |
27754635 | xx | xx | Property Address Street | xx | xx | As per note. | Initial | ||
36500005 | xx | xx | Application Date (Baseline script version) | xx | xx | 34 (Days) | Final Application (1003) reflects date as xx/xx/2021. | Initial | |
36500005 | xx | xx | Property Address Street | xx | xx | The Note signed on xx/xx/2021 reflects the property address as xx. | Initial | ||
33950510 | xx | xx | Application Date (Baseline script version) | xx | xx | 28 (Days) | Final application reflects application date as xx/xx/2021. | Initial | |
18831111 | xx | xx | Application Date (Baseline script version) | xx | xx | 42 (Days) | Application date is xx/xx/2021. | Initial | |
32142987 | xx | xx | Application Date (Baseline script version) | xx | xx | 51 (Days) | Application date reflects xx/xx/2021. | Initial | |
32142987 | xx | xx | Property Address Street | xx | xx | The Note signed on xx/xx/2021 reflects the property address as xx. | Initial | ||
29824118 | xx | xx | Application Date (Baseline script version) | xx | xx | 34 (Days) | As per tape data, Application date is xx/xx/2021. However Final application date is xx/xx/2021. | Initial | |
29824118 | xx | xx | Property Address Street | xx | xx | As per tape data, Property address street is xx. | Initial | ||
56462239 | xx | xx | Application Date (Baseline script version) | xx | xx | 36 (Days) | Application date is xx/xx/2020. | Initial | |
56462239 | xx | xx | Original Balance per Application (1003) | xx | xx | $11636.00 | 1.74990% | Original balance per application as $xx. | Initial |
92013832 | xx | xx | Application Date (Baseline script version) | xx | xx | 70 (Days) | Final 1003 application reflect application date as xx/xx/2020. | Initial | |
92013832 | xx | xx | Borrower Last Name | xx | xx | Borrower last name is xx. | Initial | ||
92013832 | xx | xx | Original Balance per Application (1003) | xx | xx | $8754.00 | 1.74982% | The Note reflects the original balance as xx. | Initial |
46727017 | xx | xx | Application Date (Baseline script version) | xx | xx | 38 (Days) | Updated as per final 1003. | Initial | |
46727017 | xx | xx | Property Address Street | xx | xx | Updated as per note. | Initial | ||
88203178 | xx | xx | Application Date (Baseline script version) | xx | xx | 49 (Days) | Final application reflects application date as xx/xx/2019. | Initial | |
88203178 | xx | xx | Doc Date of Last Modification | xx | xx | NA | Initial | ||
16487035 | xx | xx | Application Date (Baseline script version) | xx | xx | 73 (Days) | Final 1003 reflects date as xx/xx/2020. | Initial | |
16487035 | xx | xx | Borrower First Name | xx | xx | Note document reflects borrower first name as xx. | Initial | ||
16487035 | xx | xx | Original Balance per Application (1003) | xx | xx | $4206.00 | 1.74994% | Final application reflects original balance as xx. | Initial |
38494926 | xx | xx | Application Date (Baseline script version) | xx | xx | 30 (Days) | Initial | ||
38494926 | xx | xx | Property Address Street | xx | xx | Initial | |||
11368604 | xx | xx | Application Date (Baseline script version) | xx | xx | 32 (Days) | Application date is xx/xx/2021. | Initial | |
20768526 | xx | xx | Application Date (Baseline script version) | xx | xx | 24 (Days) | Final Application (1003) reflects application date as xx/xx/2021. | Initial | |
20768526 | xx | xx | Property Address Street | xx | xx | Original note reflects property address street as xx. | Initial | ||
85125154 | xx | xx | Application Date (Baseline script version) | xx | xx | 34 (Days) | Initial | ||
85125154 | xx | xx | Property Address Street | xx | xx | As per note document property address is 'xx'. | Initial | ||
32933006 | xx | xx | Application Date (Baseline script version) | xx | xx | 40 (Days) | Tape shows final application date as xx/xx/2021. | Initial | |
32933006 | xx | xx | Property Address Street | xx | xx | Tape shows subject property address street as xx. | Initial | ||
73740939 | xx | xx | Application Date (Baseline script version) | xx | xx | 56 (Days) | final application reflets date as xx/xx/2020. | Initial | |
73740939 | xx | xx | Property Address Street | xx | xx | Note reflects Property Address Street as xx. | Initial | ||
73057365 | xx | xx | Application Date (Baseline script version) | xx | xx | 74 (Days) | NA | Initial | |
76981863 | xx | xx | Application Date (Baseline script version) | xx | xx | 31 (Days) | Initial | ||
76981863 | xx | xx | Original Balance per Application (1003) | xx | xx | $1493.00 | 0.50000% | Final 1003 reflects original balance as $xx | Initial |
43522096 | xx | xx | Application Date (Baseline script version) | xx | xx | 38 (Days) | Initial | ||
16648181 | xx | xx | Application Date (Baseline script version) | xx | xx | 49 (Days) | Application date is xx/xx/2021. | Initial | |
16648181 | xx | xx | Property Address Street | xx | xx | Street address is xx. | Initial | ||
15989190 | xx | xx | Application Date (Baseline script version) | xx | xx | 37 (Days) | Final application reflects application date as xx/xx/2021. | Initial | |
15989190 | xx | xx | Original Balance per Application (1003) | xx | xx | $5116.00 | 1.74968% | Final Application (1003) reflects Original balance as $xx. | Initial |
15989190 | xx | xx | Property Address Street | xx | xx | Original note reflects property address street as xx. | Initial | ||
33941732 | xx | xx | Application Date (Baseline script version) | xx | xx | 47 (Days) | Application date is xx/xx/2020. | Initial | |
33941732 | xx | xx | Borrower Last Name | xx | xx | As per note document borrowers last name is 'xx'. | Initial | ||
71814305 | xx | xx | Application Date (Baseline script version) | xx | xx | 50 (Days) | Updated as per final 1003. | Initial | |
33352901 | xx | xx | Application Date (Baseline script version) | xx | xx | 97 (Days) | Application date is missing from the loan documents. | Initial | |
77749122 | xx | xx | Application Date (Baseline script version) | xx | xx | 87 (Days) | NA | Initial | |
77749122 | xx | xx | Original Appraised Value | xx | xx | $5210.00 | 1.39011% | Appraisal doc reflects xx as appraised value. | Initial |
77749122 | xx | xx | Property Address Street | xx | xx | As per note property address is xx. | Initial | ||
857882 | xx | xx | Application Date (Baseline script version) | xx | xx | 46 (Days) | Updated as per note. | Initial | |
857882 | xx | xx | Property Address Street | xx | xx | The Note signed on xx/xx/2020 reflects the property address as xx. | Initial | ||
74505644 | xx | xx | Application Date (Baseline script version) | xx | xx | 28 (Days) | Application Date is xx/xx/2020 | Initial | |
74505644 | xx | xx | Property Address Street | xx | xx | The Note signed on xx/xx/2020 reflects the property address as xx. | Initial | ||
15575909 | xx | xx | Application Date (Baseline script version) | xx | xx | 51 (Days) | Application date is xx/xx/2021. | Initial | |
41163945 | xx | xx | Application Date (Baseline script version) | xx | xx | 32 (Days) | Initial | ||
93233717 | xx | xx | Property Address Street | xx | xx | Original note reflects property street name as xx. | Initial | ||
77668340 | xx | xx | Application Date (Baseline script version) | xx | xx | 56 (Days) | Application date is xx/xx/2020. | Initial | |
77668340 | xx | xx | Property Address Street | xx | xx | Property address street is xx. | Initial | ||
27760443 | xx | xx | Application Date (Baseline script version) | xx | xx | 113 (Days) | Final application reflects application date as xx/xx/2021. | Initial | |
27760443 | xx | xx | Property Address Street | xx | xx | Note reflects property address as xx. | Initial | ||
34040343 | xx | xx | Application Date (Baseline script version) | xx | xx | 70 (Days) | Initial | ||
49848529 | xx | xx | Application Date (Baseline script version) | xx | xx | 41 (Days) | Final application shows, application date is xx/xx/2020. | Initial | |
60898481 | xx | xx | Borrower Last Name | xx | xx | Initial | |||
32122727 | xx | xx | MERS MIN Number | xx | xx | N.A | Initial | ||
97745714 | xx | xx | MERS MIN Number | xx | xx | Initial | |||
16781597 | xx | xx | MERS MIN Number | xx | xx | Deed of trust notarized xx/xx/2020 reflects MIN number as xx. | Initial | ||
90542276 | xx | xx | MERS MIN Number | xx | xx | MERS MIN Number xx. | Initial | ||
80267603 | xx | xx | First Payment Date | xx | xx | 31 (Days) | Note reflects first payment date as xx/xx/2021. | Initial | |
80267603 | xx | xx | MERS MIN Number | xx | xx | Mortgage reflects MERS MIN number as xx. | Initial | ||
32468129 | xx | xx | MERS MIN Number | xx | xx | MERS MIN Number reflects xx. | Initial | ||
75814837 | xx | xx | Borrower Last Name | xx | xx | The note dated xx and signed at closing, reflects the borrower's last name as xx. | Initial | ||
75814837 | xx | xx | MERS MIN Number | xx | xx | N/A. | Initial | ||
75814837 | xx | xx | Property County | xx | xx | As per UT, the subject property is located in xx County. | Initial | ||
78078104 | xx | xx | MERS MIN Number | xx | xx | N.A | Initial | ||
62787739 | xx | xx | MERS MIN Number | xx | xx | MERS Min Number is xx. | Initial | ||
63703566 | xx | xx | MERS MIN Number | xx | xx | Mortgage document reflects MIN Number as xx | Initial | ||
23702063 | xx | xx | MERS MIN Number | xx | xx | N.A. | Initial | ||
53792437 | xx | xx | MERS MIN Number | xx | xx | N/A. | Initial | ||
58913144 | xx | xx | MERS MIN Number | xx | xx | Mortgage reflects MERS MIN Number as xx. | Initial | ||
86007010 | xx | xx | Original Appraisal Date | xx | xx | 49 (Days) | Original appraisal date xx/xx/2021. | Initial | |
86007010 | xx | xx | Original Note Doc Date | xx | xx | -6 (Days) | Original note date is xx/xx/2021. | Initial | |
86007010 | xx | xx | Property Address Street | xx | xx | As per note document, property address street is xx. | Initial | ||
93963922 | xx | xx | Original Note Doc Date | xx | xx | -6 (Days) | Original note reflects Note document date as xx/xx/2021. | Initial | |
57071013 | xx | xx | Disbursement Date | xx | xx | -1 (Days) | Disbursement date is xx/xx/2021. | Initial | |
19734260 | xx | xx | Original Appraised Value | xx | xx | $-15000.00 | -4.22535% | As per tape data, Original appraised value is $xx, however Appraisal document shows $xx. | Initial |
19734260 | xx | xx | Original CLTV Ratio Percent | xx | xx | 2.635% | 2.63500% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV = 62.353%. | Initial |
19734260 | xx | xx | Original Standard LTV (OLTV) | 62.353% | 59.718% | 2.635% | 2.63500% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx LTV = 62.353%. | Initial |
14284440 | xx | xx | Disbursement Date | xx | xx | 2 (Days) | Final CD reflects disbursement date as xx/xx/2021. | Initial | |
28070306 | xx | xx | Disbursement Date | xx | xx | -1 (Days) | Final CDreflects disbursement date as xx/xx/2021. | Initial | |
72071145 | xx | xx | Disbursement Date | xx | xx | -1 (Days) | Disbursement date is xx/xx/2021. | Initial | |
29289706 | xx | xx | Disbursement Date | xx | xx | 1 (Days) | As per tape data, Disbursement date is xx/xx/2021. however final CD reflects xx/xx/2021. | Initial | |
81855653 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.237% | 0.23700% | Collateral Value used for Underwriting: $xx. Amount of Secondary Lien(s): $xx. Loan Amount: $xx. CLTV = 99.910%. | Initial |
81855653 | xx | xx | Original Standard LTV (OLTV) | 97.237% | 97.000% | 0.237% | 0.23700% | Initial | |
60034186 | xx | xx | Borrower #1 Middle Name | xx | xx | The Note dated xx/xx/2021 and signed at closing, reflects the borrower's Middle Name as xx. | Initial | ||
60034186 | xx | xx | Borrower First Name | xx | xx | The Note dated xx/xx/2021 and signed at closing, reflects the borrower's First Name as xx. | Initial | ||
60034186 | xx | xx | Borrower Last Name | xx | xx | The Note dated xx/xx/2021 and signed at closing, reflects the borrower's Last Name as xx. | Initial | ||
60034186 | xx | xx | Disbursement Date | xx | xx | -1 (Days) | Final CD reflects disbursement date as xx/xx/2021. | Initial | |
17426919 | xx | xx | Disbursement Date | xx | xx | -7 (Days) | Final closing disclosure reflects disbursement date as xx/xx/2021. | Initial | |
73761801 | xx | xx | Disbursement Date | xx | xx | -1 (Days) | Final CD reflects disbursement date as xx/xx/2021. | Initial | |
11967016 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.766% | -0.76600% | Collateral Value used for Underwriting: $xx. Amount of Secondary Lien: $00.00. Loan Amount: $xx. CLTV = 84.234%. | Initial |
81350738 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.689% | 1.68900% | Collateral value used for underwriting: $xx. Loan Amount: $xx. CLTV = 98.189%. | Initial |
81350738 | xx | xx | Original Standard LTV (OLTV) | 98.189% | 96.500% | 1.689% | 1.68900% | Collateral value used for underwriting: $xx. Loan Amount: $xx. LTV = 98.189%. | Initial |
8772264 | xx | xx | S&C Filing Date | xx | xx | There is no foreclosure activity found in the collection comment and loan file. | Initial | ||
43061381 | xx | xx | Doc Date of Last Modification | xx | xx | Mod is missing. | Initial | ||
43061381 | xx | xx | MERS MIN Number | xx | xx | N/A | Initial | ||
43061381 | xx | xx | S&C Filing Date | xx | xx | No FC details have been found in Collection and loan file. However, tape shows complaint filing date as xx/xx/2021. | Initial | ||
45838186 | xx | xx | S&C Filing Date | xx | xx | N/A | Initial | ||
76382606 | xx | xx | MERS MIN Number | xx | xx | No MIN# found on Mortgage document. | Initial | ||
76382606 | xx | xx | S&C Filing Date | xx | xx | -817 (Days) | As per tape data, S&C filing date xx/xx/2021. However, collection comments reflect complaint filing date is xx/xx/2018 | Initial | |
23748479 | xx | xx | MERS MIN Number | xx | xx | Updated per note | Initial | ||
23748479 | xx | xx | S&C Filing Date | xx | xx | NA | Initial | ||
19836432 | xx | xx | MERS MIN Number | xx | xx | No MIN# | Initial | ||
65871365 | xx | xx | MERS MIN Number | xx | xx | N/A. | Initial | ||
34390383 | xx | xx | Doc Date of Last Modification | xx | xx | 6 (Days) | Initial | ||
34390383 | xx | xx | Original Note Doc Date | xx | xx | -12 (Days) | Initial | ||
27923639 | xx | xx | First Payment Date | xx | xx | -14 (Days) | First payment date is xx/xx/2003. | Initial | |
27923639 | xx | xx | MERS MIN Number | xx | xx | N/A. | Initial | ||
27923639 | xx | xx | Original Note Doc Date | xx | xx | -40 (Days) | Original note date is xx/xx/2003. | Initial | |
62150323 | xx | xx | First Payment Date | xx | xx | 26 (Days) | First payment date is xx/xx/2013 | Initial | |
62150323 | xx | xx | MERS MIN Number | xx | xx | N/A. | Initial | ||
62150323 | xx | xx | Original Note Doc Date | xx | xx | -16 (Days) | Original note date is xx/xx/2012. | Initial | |
58616233 | xx | xx | Original Note Doc Date | xx | xx | -10 (Days) | updated as per review. | Initial | |
33652530 | xx | xx | First Payment Date | xx | xx | -16 (Days) | First payment date xx/xx/2013. | Initial | |
33652530 | xx | xx | MERS MIN Number | xx | xx | N/A. | Initial | ||
33652530 | xx | xx | Original Note Doc Date | xx | xx | -27 (Days) | The note was originated on xx/xx/2013. | Initial | |
21318715 | xx | xx | Original Note Doc Date | xx | xx | -4 (Days) | Original note doc date is unavailable. | Initial | |
17597384 | xx | xx | Original CLTV Ratio Percent | xx | xx | -8.065% | -8.06500% | Initial | |
24901070 | xx | xx | Borrower 1 Current Employer 1 Contact Name | xx | xx | xx | Initial | ||
24901070 | xx | xx | Original CLTV Ratio Percent | xx | xx | -2.850% | -2.85000% | Collateral Value used for Underwriting: $xx. Amount of Secondary Lien(s): $0.00. Loan Amount: $xx. CLTV = 95.000%. | Initial |
96380841 | xx | xx | Borrower #2 Last Name | xx | xx | As per tape data, Co-borrower last name is xx. However note document reflects xx. | Initial | ||
12561912 | xx | xx | Original CLTV Ratio Percent | xx | xx | -4.398% | -4.39800% | Initial | |
12561912 | xx | xx | Original Standard LTV (OLTV) | 70.602% | 75.000% | -4.398% | -4.39800% | Initial | |
53535072 | xx | xx | Borrower #2 Last Name | xx | xx | Note document reflect, borrower is only 1. | Initial | ||
81479254 | xx | xx | Borrower #2 Last Name | xx | xx | NA | Initial | ||
85907303 | xx | xx | Borrower #2 Last Name | xx | xx | N.A. | Initial | ||
85907303 | xx | xx | Borrower 1 Current Employer 1 Contact Name | xx | xx | Initial | |||
89920805 | xx | xx | Borrower #2 Last Name | xx | xx | NA. | Initial | ||
89920805 | xx | xx | Borrower 1 Current Employer 1 Position/Type of Business | xx | xx | Initial | |||
89920805 | xx | xx | Original Note Doc Date | xx | xx | 1 (Days) | xx/xx/2021. | Initial | |
50581666 | xx | xx | Borrower #1 Middle Name | xx | xx | The Note dated xx/xx/2020 and signed at closing, reflects the Borrower's #1 Middle Name as xx. | Initial | ||
50581666 | xx | xx | MI Company | xx | xx | NA. | Initial | ||
13769588 | xx | xx | Borrower #1 Middle Name | xx | xx | The Note dated xx/xx/2021 and signed at closing, reflects the borrower's middle name as xx. | Initial | ||
98971173 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.689% | 1.68900% | Collateral Value used for Underwriting: $xx. Amount of Secondary Lien(s): $0.00. Loan Amount: $xx. CLTV = 98.189%. | Initial |
98971173 | xx | xx | Original Standard LTV (OLTV) | 98.189% | 96.500% | 1.689% | 1.68900% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV = 98.189%. | Initial |
17023115 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.689% | 1.68900% | Initial | |
17023115 | xx | xx | Original Standard LTV (OLTV) | 98.189% | 96.500% | 1.689% | 1.68900% | Initial | |
14977049 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.662% | 1.66200% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV = 96.662%. | Initial |
14977049 | xx | xx | Original Standard LTV (OLTV) | 96.662% | 95.000% | 1.662% | 1.66200% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. LTV = 96.662%. | Initial |
17637426 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.689% | 1.68900% | Collateral value used for underwriting: $xx. Amount of secondary lien(s): $0. Loan amount: $xx. CLTV = 98.189%. | Initial |
17637426 | xx | xx | Original Standard LTV (OLTV) | 98.189% | 96.500% | 1.689% | 1.68900% | Collateral value used for underwriting: $xx. loan amount: $xx. LTV = 98.189%. | Initial |
82373308 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.993% | 0.99300% | Collateral Value used for Underwriting: $xx Amount of Secondary Lien(s): $0.00 Loan Amount: $xx CLTV = 57.260%. | Initial |
82373308 | xx | xx | Original Standard LTV (OLTV) | 57.726% | 56.733% | 0.993% | 0.99300% | Collateral Value used for Underwriting: $xx Amount of Secondary Lien(s): $0.00 Loan Amount: $xx CLTV = 57.260%. | Initial |
23052700 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.689% | 1.68900% | Collateral Value used for Underwriting:$xx. Loan Amount:$xx. CLTV = 98.189%. | Initial |
23052700 | xx | xx | Original Standard LTV (OLTV) | 98.189% | 96.500% | 1.689% | 1.68900% | Collateral Value used for Underwriting: $xx. Amount of Secondary Lien(s): $0.00 Loan Amount: $xx. CLTV = 98.189%. | Initial |
65479903 | xx | xx | Original CLTV Ratio Percent | xx | xx | -2.132% | -2.13200% | Original CLTV ratio percent is 38.936%. | Initial |
43789483 | xx | xx | Original CLTV Ratio Percent | xx | xx | -2.910% | -2.91000% | Original CLTV ratio is 97.000%. | Initial |
75516663 | xx | xx | Borrower #1 Middle Name | xx | xx | The note dated xx/xx/2020 and signed at closing, reflects the borrower's middle name as xx. | Initial | ||
84372018 | xx | xx | Borrower #1 Middle Name | xx | xx | The Note dated xx/xx/2021 and signed at closing, reflects the Borrower Middle Name as xx. | Initial | ||
36997721 | xx | xx | Original Note Doc Date | xx | xx | 72 (Days) | Original note doc date is xx/xx/2020. | Initial | |
15068861 | xx | xx | First Payment Date | xx | xx | 31 (Days) | xx/xx/2022. | Initial | |
33913809 | xx | xx | First Payment Date | xx | xx | -518 (Days) | First payment date is xx/xx/2020 | Initial | |
76341259 | xx | xx | MI Company | xx | xx | MI certificate reflects MI company name as xx. | Initial | ||
25946793 | xx | xx | Property Address Street | xx | xx | Property address street is xx. | Initial | ||
25946793 | xx | xx | Property Postal Code | xx | xx | Property Postal Code is xx. | Initial | ||
4121563 | xx | xx | Original Note Doc Date | xx | xx | Note document is missing from the loan documents. | Initial | ||
38729601 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.001% | -0.00100% | Collateral value used for underwriting: $xx. amount of secondary lien(s): $0.00. Loan amount: $xx. CLTV =76.015%. | Initial |
38729601 | xx | xx | Original Note Doc Date | xx | xx | -7 (Days) | Original note reflects note date as xx/xx/2020. | Initial | |
38729601 | xx | xx | Original Standard LTV (OLTV) | 76.015% | 76.016% | -0.001% | -0.00100% | Collateral value used for underwriting: $xx Loan amount: $xx LTV =76.015 %. | Initial |
56499604 | xx | xx | Borrower #1 Middle Name | xx | xx | The note dated xx/xx/2020 and signed at closing, reflects the borrower's middle name as xx. | Initial | ||
56499604 | xx | xx | First Payment Date | xx | xx | -365 (Days) | The note document dated xx/xx/2020 reflects the first payment date as xx/xx/2021. | Initial | |
56499604 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.001% | -0.00100% | Collateral value used for underwriting: $xx. Amount of secondary lien: $00.000. Loan amount: $xx. CLTV = 25%. | Initial |
56499604 | xx | xx | Original Note Doc Date | xx | xx | -4 (Days) | Note document reflects date as xx/xx/2020. | Initial | |
56499604 | xx | xx | Original Standard LTV (OLTV) | 25.000% | 25.001% | -0.001% | -0.00100% | Collateral value used for underwriting: $xx. Loan amount: xx. LTV (CLTV) = 25%. | Initial |
52981665 | xx | xx | First Payment Date | xx | xx | 609 (Days) | The note reflects the first payment date as xx/xx/2021. | Initial | |
52981665 | xx | xx | Original Note Doc Date | xx | xx | 28 (Days) | The note reflects the original note doc date as xx/xx/2021. | Initial | |
13833331 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.145% | -0.14500% | "Collateral Value used for Underwriting: $xx Amount of Secondary Lien(s): $00.00 Loan Amount: $xx CLTV = 27.855%." | Initial |
13833331 | xx | xx | Original Standard LTV (OLTV) | 27.855% | 28.000% | -0.145% | -0.14500% | "Collateral Value used for Underwriting: $xx Loan Amount: $xx CLTV = 27.855%." | Initial |
41967761 | xx | xx | Borrower Last Name | xx | xx | As per tape data, Borrower last name is xx. However note document reflects as xx. | Initial | ||
41967761 | xx | xx | Original Appraised Value | xx | xx | $-25000.00 | -6.25000% | As per Tape data, Appraisal value is $xx. However Appraisal documents reflects as $xx. | Initial |
41967761 | xx | xx | Original CLTV Ratio Percent | xx | xx | 3.920% | 3.92000% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV =62.800%. | Initial |
41967761 | xx | xx | Original Note Doc Date | xx | xx | -5 (Days) | As per Tape data, Note Date is xx/xx/2021. However Note documents reflect as xx/xx/2021. | Initial | |
41967761 | xx | xx | Original Standard LTV (OLTV) | 62.800% | 58.880% | 3.920% | 3.92000% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. LTV =62.800% | Initial |
64094423 | xx | xx | Property Address Street | xx | xx | Property address street as xx. | Initial | ||
420882 | xx | xx | Borrower Last Name | xx | xx | xx | Initial | ||
420882 | xx | xx | Property Address Street | xx | xx | xx | Initial | ||
82608924 | xx | xx | Borrower Last Name | xx | xx | The Note dated xx/xx/2021 and signed at closing, reflects the Borrower's last Name as xx. | Initial | ||
98463892 | xx | xx | Borrower Last Name | xx | xx | As Per tape data, borrower last name is xx. However note documents reflect xx. | Initial | ||
98463892 | xx | xx | Original Note Doc Date | xx | xx | -1 (Days) | As per tape data, Note Date is xx/xx/2021.However Note documents reflects as xx. | Initial | |
71249649 | xx | xx | Borrower Last Name | xx | xx | The Note dated xx/xx/2020 and signed at closing, reflects the Borrower's Last Name as xx. | Initial | ||
71249649 | xx | xx | First Payment Date | xx | xx | -365 (Days) | The Note reflects the First Payment Date as xx/xx/2021. | Initial | |
71249649 | xx | xx | Property Address Street | xx | xx | The Note signed on xx/xx/2020 reflects the property address as xx. | Initial | ||
57467230 | xx | xx | Borrower First Name | xx | xx | The Note dated xx/xx/2021 and signed at closing, reflects the Borrower's First Name as xx. | Initial | ||
67791442 | xx | xx | Original Note Doc Date | xx | xx | -5 (Days) | As per note doc note date is xx/xx/2021. | Initial | |
78368402 | xx | xx | Borrower Last Name | xx | xx | Borrower last name is xx. | Initial | ||
78368402 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.938% | 0.93800% | Original CLTV ratio percent is 67.933%. | Initial |
78368402 | xx | xx | Original Note Doc Date | xx | xx | -2 (Days) | Original Note doc date is xx/xx/2021. | Initial | |
78368402 | xx | xx | Original Standard LTV (OLTV) | 67.933% | 66.995% | 0.938% | 0.93800% | Original standard LTV is 67.933%. | Initial |
85103821 | xx | xx | Original Note Doc Date | xx | xx | -7 (Days) | NA | Initial | |
69295128 | xx | xx | Original Appraisal Date | xx | xx | Initial | |||
69295128 | xx | xx | Original Note Doc Date | xx | xx | -4 (Days) | Original note reflects stated original note doc date as xx/xx/2021. | Initial | |
5773915 | xx | xx | Original Note Doc Date | xx | xx | -5 (Days) | The Note reflects the Original Note Doc Date as xx/xx/2021. | Initial | |
5773915 | xx | xx | Original Standard LTV (OLTV) | 82.917% | 81.491% | 1.426% | 1.42600% | Collateral Value used for Underwriting: $xx Loan Amount: $xx. CLTV =82.917%. | Initial |
75526401 | xx | xx | Original Standard LTV (OLTV) | 98.189% | 96.500% | 1.689% | 1.68900% | Collateral Value used for Underwriting: $xx.Amount of Secondary Lien(s): $0. Loan Amount: $xx. LTV = 98.189%. | Initial |
7200673 | xx | xx | Borrower #2 First Name | xx | xx | Initial | |||
7200673 | xx | xx | Borrower #2 Last Name | xx | xx | Initial | |||
7200673 | xx | xx | Borrower #2 Middle Name | xx | xx | Initial | |||
7200673 | xx | xx | Original Appraisal Date | xx | xx | 16 (Days) | Appraisal report reflects appraisal date as xx/xx/2020. | Initial | |
7200673 | xx | xx | Original Note Doc Date | xx | xx | -6 (Days) | Note document reflects note date as xx/xx/2021. | Initial | |
42001182 | xx | xx | Original Note Doc Date | xx | xx | -1 (Days) | As per Tape data, Note Date is xx/xx/2021. However note documents reflect as xx/xx/2021. | Initial | |
42001182 | xx | xx | Original Standard LTV (OLTV) | 68.672% | 67.491% | 1.181% | 1.18100% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx LTV = 68.672% | Initial |
12756936 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.688% | 1.68800% | Collateral value used for underwriting: $xx. Loan amount: $xx. CLTV = 98.188%. | Initial |
12756936 | xx | xx | Original Standard LTV (OLTV) | 98.188% | 96.500% | 1.688% | 1.68800% | Collateral value used for underwriting: $xx. Loan amount: $xx. LTV = 98.188%. | Initial |
48356292 | xx | xx | Original Note Doc Date | xx | xx | -7320 (Days) | The Note reflects the document date as xx/xx/2021. | Initial | |
82120740 | xx | xx | Original Standard LTV (OLTV) | 63.843% | 62.745% | 1.098% | 1.09800% | Collateral value used for underwriting: $xx Loan amount: $xx CLTV = 63.843%. | Initial |
37550786 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.689% | 1.68900% | Collateral Value used for Underwriting: $xx. Amount of Secondary Lien(s): $0.00 Loan Amount: $xx. CLTV = 98.189%. | Initial |
37550786 | xx | xx | Original Standard LTV (OLTV) | 98.189% | 96.500% | 1.689% | 1.68900% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. LTV = 98.189%. | Initial |
69029129 | xx | xx | Borrower #2 Last Name | xx | xx | Initial | |||
69029129 | xx | xx | Original Note Doc Date | xx | xx | -88 (Days) | Initial | ||
11512216 | xx | xx | Original CLTV Ratio Percent | xx | xx | -5743.977% | -5743.97700% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. LTV = 58.023%. | Initial |
11512216 | xx | xx | Original Note Doc Date | xx | xx | -365 (Days) | The Note reflects the Original Note document date as xx/xx/2020. | Initial | |
11512216 | xx | xx | Original Standard LTV (OLTV) | 58.023% | 5802.300% | -5744.277% | -5744.27700% | Collateral Value used for Underwriting: $xx Loan Amount: $xx. LTV = 58.023%. | Initial |
44365044 | xx | xx | MI Company | xx | xx | NA | Initial | ||
44365044 | xx | xx | Original CLTV Ratio Percent | xx | xx | -9405.000% | -9405.00000% | NA | Initial |
44365044 | xx | xx | Original Note Doc Date | xx | xx | 172 (Days) | NA | Initial | |
44365044 | xx | xx | Original Standard LTV (OLTV) | 95.000% | 9500.000% | -9405.000% | -9405.00000% | NA | Initial |
43986155 | xx | xx | Original Appraisal Date | xx | xx | -431 (Days) | Appraisal report reflects appraisal date as xx/xx/2020. | Initial | |
43986155 | xx | xx | Original Appraised Value | xx | xx | $-4434.61 | -2.58676% | Appraisal report reflects appraised value as $xx. | Initial |
25225980 | xx | xx | Borrower 1 Current Employer 1 Contact Name | xx | xx | NA | Initial | ||
25225980 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.499% | 0.49900% | Collateral Value used for Underwriting: $xx Loan Amount: $xx CLTV = 100.528%. | Initial |
25225980 | xx | xx | Original Standard LTV (OLTV) | 100.528% | 100.029% | 0.499% | 0.49900% | Collateral Value used for Underwriting: $xx Loan Amount: $xx LTV = 100.528%. | Initial |
12228480 | xx | xx | Borrower 1 Current Employer 1 Contact Name | xx | xx | Initial | |||
12228480 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.001% | -0.00100% | Collateral Value used for Underwriting: $xx. Amount of Secondary Lien(s): $0. Loan Amount: $xx. CLTV=99.536%. | Initial |
12228480 | xx | xx | Original Standard LTV (OLTV) | 99.536% | 99.537% | -0.001% | -0.00100% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. LTV=99.536%. | Initial |
37168034 | xx | xx | Original Appraisal Date | xx | xx | -8 (Days) | Appraisal report reflects original appraisal date as xx/xx/2021. | Initial | |
37168034 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.688% | 1.68800% | Collateral Value used for Underwriting$xx. Amount of Secondary Lien(s):$0. Loan Amount:$xx. CLTV = 98.188%. | Initial |
37168034 | xx | xx | Original Standard LTV (OLTV) | 98.188% | 96.500% | 1.688% | 1.68800% | Collateral Value used for Underwriting$xx. Loan Amount:$xx. LTV = 98.188%. | Initial |
87457306 | xx | xx | Original Appraisal Date | xx | xx | -17 (Days) | Original appraisal date is xx/xx/2021. | Initial | |
87457306 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.601% | 1.60100% | Collateral Value used for Underwriting: $xx. Amount of Secondary Lien(s): $0. Loan Amount: $xx. CLTV = 93.152%. | Initial |
87457306 | xx | xx | Original Standard LTV (OLTV) | 93.152% | 91.551% | 1.601% | 1.60100% | Collateral Value used for Underwriting: $xx Loan Amount: $xx | Initial |
79477692 | xx | xx | Borrower 1 Current Employer 1 Contact Name | xx | xx | As per final application, the borrower xx. is working at xx as xx for 4 years. | Initial | ||
79477692 | xx | xx | Original Appraisal Date | xx | xx | -47 (Days) | Original appraisal date is xx/xx/2021. | Initial | |
79477692 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.689% | 1.68900% | Original CLTVratio is 98.189%. | Initial |
79477692 | xx | xx | Original Standard LTV (OLTV) | 98.189% | 96.500% | 1.689% | 1.68900% | Original standard LTV (OLTV) is 98.189%. | Initial |
69197616 | xx | xx | Original Appraisal Date | xx | xx | -34 (Days) | Original appraisal date is xx/xx/2021. | Initial | |
69197616 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.662% | 1.66200% | Original CLTV ratio is 96.662%. | Initial |
69197616 | xx | xx | Original Standard LTV (OLTV) | 96.662% | 95.000% | 1.662% | 1.66200% | Original standard LTV is 96.662%. | Initial |
69197616 | xx | xx | Property Address Street | xx | xx | Initial | |||
95857996 | xx | xx | Borrower 1 Current Employer 1 Contact Name | xx | xx | As per final application, the borrower xx is working at xx as xx for 5.2 years. | Initial | ||
95857996 | xx | xx | Original Appraisal Date | xx | xx | -14 (Days) | Original appraisal date is xx/xx/2021 | Initial | |
95857996 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.689% | 1.68900% | Original CLTV ratio percent is 98.189% | Initial |
95857996 | xx | xx | Original Standard LTV (OLTV) | 98.189% | 96.500% | 1.689% | 1.68900% | Original standard LTV(CLTV) is 98.189% | Initial |
95857996 | xx | xx | Property Address Street | xx | xx | Property address is xx | Initial | ||
98999757 | xx | xx | Borrower 1 Current Employer 1 Contact Name | xx | xx | Initial | |||
98999757 | xx | xx | Original Appraisal Date | xx | xx | -88 (Days) | Initial | ||
98999757 | xx | xx | Original Appraised Value | xx | xx | $24700.00 | 12.71230% | Initial | |
98999757 | xx | xx | Original CLTV Ratio Percent | xx | xx | -9.471% | -9.47100% | Initial | |
98999757 | xx | xx | Original Standard LTV (OLTV) | 87.895% | 97.366% | -9.471% | -9.47100% | Initial | |
98999757 | xx | xx | Property Address Street | xx | xx | Initial | |||
91775311 | xx | xx | Original Appraisal Date | xx | xx | NA. | Initial | ||
91775311 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.658% | 1.65800% | Collateral value used for underwriting: $xx. Amount of secondary lien: $0.00. Loan amount:$xx. CLTV=96.428%. | Initial |
91775311 | xx | xx | Original Standard LTV (OLTV) | 96.428% | 94.770% | 1.658% | 1.65800% | Collateral value used for underwriting: $xx, loan amount: $xx. LTV=96.428%. | Initial |
21389583 | xx | xx | Original Appraisal Date | xx | xx | -8 (Days) | Appraisal report reflects appraisal date as xx/xx/2021. | Initial | |
21389583 | xx | xx | Original Appraised Value | xx | xx | $-38.16 | -0.00743% | Appraisal report reflects appraised value as $xx. | Initial |
21389583 | xx | xx | Property Address Street | xx | xx | The Note signed on xx/xx/2021 reflects the property address as xx. | Initial | ||
83282662 | xx | xx | Original Appraisal Date | xx | xx | -34 (Days) | Original appraisal date is xx/xx/2021. | Initial | |
83282662 | xx | xx | Original Appraised Value | xx | xx | $-20.37 | -0.00775% | Original appraised value xx. | Initial |
67081446 | xx | xx | Original Appraised Value | xx | xx | $-14.20 | -0.00516% | Final CD reflects appraised value as $xx. | Initial |
83135554 | xx | xx | Original Appraisal Date | xx | xx | -21 (Days) | Appraisal date is xx/xx/2021. | Initial | |
83135554 | xx | xx | Original Appraised Value | xx | xx | $-9.20 | -0.00347% | Appraised value is $xx. | Initial |
60332845 | xx | xx | Original Appraisal Date | xx | xx | -25 (Days) | As per appraisal report appraisal date is xx/xx/2021. | Initial | |
60332845 | xx | xx | Original Appraised Value | xx | xx | $-30.20 | -0.00539% | As per appraisal report appraisal value is $xx. | Initial |
35255026 | xx | xx | Original Note Doc Date | xx | xx | -8 (Days) | Initial | ||
35255026 | xx | xx | Property Address Street | xx | xx | Initial | |||
77555135 | xx | xx | First Payment Date | xx | xx | -28 (Days) | Note document shows first payment date is xx/xx/2021. | Initial | |
77555135 | xx | xx | Original Note Doc Date | xx | xx | -6 (Days) | Note document shows that original Note document date is xx/xx/2020. | Initial | |
51931763 | xx | xx | Borrower #2 Last Name | xx | xx | Note reflects borrower #2 last name as xx. | Initial | ||
11042282 | xx | xx | Borrower #2 Last Name | xx | xx | Note reflects borrower #2 last name as xx. | Initial | ||
11042282 | xx | xx | Original Balance (or Line Amount) | xx | xx | $-36560.00 | -20.00000% | Note reflects original balance as $xx. | Initial |
87997555 | xx | xx | Property Address Street | xx | xx | The note signed on xx/xx/2021 reflects the property address as xx. | Initial | ||
68994598 | xx | xx | Property Address Street | xx | xx | The note signed on xx reflects the property address as xx. | Initial | ||
12682928 | xx | xx | Borrower #2 First Name | xx | xx | Initial | |||
12682928 | xx | xx | Borrower #2 Last Name | xx | xx | Initial | |||
12682928 | xx | xx | First Payment Date | xx | xx | -82 (Days) | xx/xx/2021. | Initial | |
12682928 | xx | xx | Original Note Doc Date | xx | xx | -60 (Days) | Updated as per Note document. | Initial | |
26769157 | xx | xx | Original Note Doc Date | xx | xx | -5 (Days) | xx/xx/2020. | Initial | |
83542839 | xx | xx | Original Appraisal Date | xx | xx | -7 (Days) | Appraisal report reflects original appraisal date as xx/xx/2021. | Initial | |
57360281 | xx | xx | Borrower Last Name | xx | xx | The note dated xx/xx/2021 and signed at closing, reflects the borrower's last name as xx. | Initial | ||
97116874 | xx | xx | Borrower #2 Last Name | xx | xx | The Note dated xx/xx/2020 and signed at closing, reflects the Borrower's Last Name as xx. | Initial | ||
97116874 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.659% | 1.65900% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV = 96.489%. | Initial |
97116874 | xx | xx | Original Standard LTV (OLTV) | 96.489% | 94.830% | 1.659% | 1.65900% | Collateral Value used for Underwriting: $xx. Loan Amount: $x. LTV = 96.489%. | Initial |
34976668 | xx | xx | Doc Date of Last Modification | xx | xx | -44 (Days) | NA. | Initial | |
2036060 | xx | xx | Doc Date of Last Modification | xx | xx | -177 (Days) | Initial | ||
27548175 | xx | xx | Current Bankruptcy Post Petition Due Date | xx | xx | 124 (Days) | Initial | ||
27548175 | xx | xx | Property Address Street | xx | xx | Initial | |||
89549464 | xx | xx | Bankruptcy Motion Filed Date | xx | xx | NA | Initial | ||
89549464 | xx | xx | Original Balance (or Line Amount) | xx | xx | $-49826.00 | -33.25591% | Initial | |
89549464 | xx | xx | Property Address Street | xx | xx | Initial | |||
5162283 | xx | xx | Bankruptcy Motion Filed Date | xx | xx | Not Applicable | Initial | ||
5162283 | xx | xx | Borrower #2 Middle Name | xx | - | Not Applicable | Initial | ||
96294321 | xx | xx | Doc Date of Last Modification | xx | xx | -31 (Days) | Doc date of last modification is xx/xx/2012. | Initial | |
96294321 | xx | xx | Original Note Doc Date | xx | xx | -9 (Days) | Original note doc date is xx/xx/2002. | Initial | |
96294321 | xx | xx | Property Address Street | xx | xx | Property address street is xx. | Initial | ||
46362933 | xx | xx | Bankruptcy Motion Filed Date | xx | xx | Initial | |||
46362933 | xx | xx | Borrower #2 Middle Name | xx | - | Initial | |||
46362933 | xx | xx | Doc Date of Last Modification | xx | xx | -60 (Days) | This modification agreement was signed between the borrower xx and the lender xx Services on xx/xx/2013. | Initial | |
46362933 | xx | xx | Original Note Doc Date | xx | xx | -17 (Days) | Initial | ||
32884550 | xx | xx | Bankruptcy Motion Filed Date | xx | xx | -20 (Days) | Initial | ||
32884550 | xx | xx | Original Note Doc Date | xx | xx | 2 (Days) | Initial | ||
72569631 | xx | xx | Doc Date of Last Modification | xx | xx | -24 (Days) | Initial | ||
63825871 | xx | xx | Borrower #2 Middle Name | xx | - | Not Applicable | Initial | ||
63825871 | xx | xx | Doc Date of Last Modification | xx | xx | Unavailable. | Initial | ||
63825871 | xx | xx | Property Address Street | xx | xx | xx | Initial | ||
46661637 | xx | xx | Borrower #2 Middle Name | xx | - | updated as per review. | Initial | ||
9571815 | xx | xx | Bankruptcy Motion Filed Date | xx | xx | Initial | |||
9571815 | xx | xx | Property Address Street | xx | xx | Initial | |||
16144360 | xx | xx | Borrower #2 Last Name | xx | xx | Initial | |||
16144360 | xx | xx | Borrower #2 Middle Name | xx | - | Initial | |||
16144360 | xx | xx | Current Bankruptcy Post Petition Due Date | xx | xx | Initial | |||
16144360 | xx | xx | Property Address Street | xx | xx | Initial | |||
84118617 | xx | xx | Property Address Street | xx | xx | Initial | |||
57603630 | xx | xx | Bankruptcy Motion Filed Date | xx | xx | 34 (Days) | Initial | ||
57603630 | xx | xx | Doc Date of Last Modification | xx | xx | -3 (Days) | Initial | ||
58184186 | xx | xx | Bankruptcy Motion Filed Date | xx | xx | 62 (Days) | N/A | Initial | |
58184186 | xx | xx | Borrower #1 Middle Name | xx | - | N/A | Initial | ||
58184186 | xx | xx | Borrower #2 Middle Name | xx | - | Initial | |||
58184186 | xx | xx | Property Address Street | xx | xx | N/A | Initial | ||
75821639 | xx | xx | Borrower #2 Middle Name | xx | - | updated as per review. | Initial | ||
51563592 | xx | xx | Current Bankruptcy Post Petition Due Date | xx | xx | Initial | |||
51563592 | xx | xx | Doc Date of Last Modification | xx | xx | -48 (Days) | Initial | ||
41153390 | xx | xx | Bankruptcy Motion Filed Date | xx | xx | Initial | |||
41153390 | xx | xx | Doc Date of Last Modification | xx | xx | -1187 (Days) | Initial | ||
41153390 | xx | xx | Original Note Doc Date | xx | xx | 7 (Days) | Initial | ||
31368829 | xx | xx | Doc Date of Last Modification | xx | xx | -27 (Days) | Initial | ||
19893238 | xx | xx | Bankruptcy Motion Filed Date | xx | xx | -3653 (Days) | Initial | ||
19893238 | xx | xx | Original Note Doc Date | xx | xx | -1 (Days) | Initial | ||
79234846 | xx | xx | Original Balance (or Line Amount) | xx | xx | $301.00 | 0.30221% | Initial | |
79234846 | xx | xx | Property Address Street | xx | xx | Initial | |||
80636631 | xx | xx | Original Balance (or Line Amount) | xx | xx | $-56065.00 | -16.52542% | xx | Initial |
75635776 | xx | xx | Borrower #2 Middle Name | xx | - | Initial | |||
75635776 | xx | xx | Doc Date of Last Modification | xx | xx | -44 (Days) | Initial | ||
75635776 | xx | xx | Original Balance (or Line Amount) | xx | xx | $-28189.00 | -13.03905% | Initial | |
75635776 | xx | xx | Property Address Street | xx | xx | Initial | |||
74218511 | xx | xx | Doc Date of Last Modification | xx | xx | 4 (Days) | Initial | ||
74218511 | xx | xx | Property Address Street | xx | xx | Initial | |||
45319677 | xx | xx | Bankruptcy Motion Filed Date | xx | xx | 60 (Days) | Initial | ||
45319677 | xx | xx | Borrower #2 Middle Name | xx | - | Initial | |||
45319677 | xx | xx | Current Bankruptcy Post Petition Due Date | xx | xx | -17 (Days) | Initial | ||
45319677 | xx | xx | Doc Date of Last Modification | xx | xx | -36 (Days) | Initial | ||
45319677 | xx | xx | Original Note Doc Date | xx | xx | 2 (Days) | Initial | ||
45319677 | xx | xx | Property Address Street | xx | xx | Initial | |||
11445479 | xx | xx | Doc Date of Last Modification | xx | xx | -34 (Days) | The loan modification agreement was made between borrower and servicer on xx/xx/2015. | Initial | |
11445479 | xx | xx | Original Note Doc Date | xx | xx | -8 (Days) | Original note doc date is xx/xx/2004. | Initial | |
11445479 | xx | xx | Property Address Street | xx | xx | NA. | Initial | ||
19215747 | xx | xx | Original Note Doc Date | xx | xx | -8 (Days) | Original note doc date is xx/xx/2009. | Initial | |
19215747 | xx | xx | Property Address Street | xx | xx | property add is same. | Initial | ||
19215747 | xx | xx | Property City | xx | xx | As per UT, the property city name is xx. | Initial | ||
1567698 | xx | xx | Doc Date of Last Modification | xx | xx | -29 (Days) | Doc date of last modification is xx/xx/2018. | Initial | |
1567698 | xx | xx | Original Note Doc Date | xx | xx | -1 (Days) | Original note doc date is xx/xx/2007. | Initial | |
53734372 | xx | xx | Bankruptcy Motion Filed Date | xx | xx | Bankruptcy motion filed date is not applicable | Initial | ||
53734372 | xx | xx | Original Note Doc Date | xx | xx | -16 (Days) | Original note doc date is xx/xx/2013 | Initial | |
87897549 | xx | xx | Borrower #2 Last Name | xx | xx | Initial | |||
87897549 | xx | xx | Borrower First Name | xx | xx | Initial | |||
87897549 | xx | xx | Doc Date of Last Modification | xx | xx | -30 (Days) | Initial | ||
87897549 | xx | xx | Original Note Doc Date | xx | xx | -7 (Days) | Initial | ||
28983936 | xx | xx | Borrower #2 First Name | xx | xx | Initial | |||
28983936 | xx | xx | Borrower #2 Last Name | xx | xx | Initial | |||
28983936 | xx | xx | Borrower #2 Middle Name | xx | xx | Initial | |||
28983936 | xx | xx | Borrower First Name | xx | xx | Initial | |||
28983936 | xx | xx | Borrower Last Name | xx | xx | Initial | |||
28983936 | xx | xx | Current Bankruptcy Post Petition Due Date | xx | xx | Initial | |||
28983936 | xx | xx | Original Note Doc Date | xx | xx | 9 (Days) | Initial | ||
28983936 | xx | xx | Property Address Street | xx | xx | Initial | |||
55827786 | xx | xx | Doc Date of Last Modification | xx | xx | -18 (Days) | Initial | ||
55827786 | xx | xx | Original Note Doc Date | xx | xx | 7 (Days) | Initial | ||
17256349 | xx | xx | Bankruptcy Motion Filed Date | xx | xx | Initial | |||
17256349 | xx | xx | Borrower #1 Middle Name | xx | xx | Initial | |||
8435238 | xx | xx | Doc Date of Last Modification | xx | xx | -31 (Days) | Initial | ||
8435238 | xx | xx | Property Address Street | xx | xx | Initial | |||
26756794 | xx | xx | Borrower #2 Middle Name | xx | - | Initial | |||
26756794 | xx | xx | Doc Date of Last Modification | xx | xx | -189 (Days) | Initial | ||
80991370 | xx | xx | Doc Date of Last Modification | xx | xx | -30 (Days) | Initial | ||
80991370 | xx | xx | Property Address Street | xx | xx | Initial | |||
53235770 | xx | xx | Property Address Street | xx | xx | Initial | |||
97015552 | xx | xx | Borrower #2 Middle Name | xx | - | Initial | |||
97015552 | xx | xx | Original Balance (or Line Amount) | xx | xx | $0.31 | 0.00026% | Initial | |
97015552 | xx | xx | Original Note Doc Date | xx | xx | -4 (Days) | Initial | ||
3269052 | xx | xx | Bankruptcy Motion Filed Date | xx | xx | N/A | Initial | ||
3269052 | xx | xx | Doc Date of Last Modification | xx | xx | -8 (Days) | N/A | Initial | |
3269052 | xx | xx | Original Note Doc Date | xx | xx | -16 (Days) | N/A | Initial | |
3269052 | xx | xx | Property Address Street | xx | xx | N/A | Initial | ||
54568093 | xx | xx | Borrower #2 Middle Name | xx | - | Not Applicable. | Initial | ||
54568093 | xx | xx | Original Note Doc Date | xx | xx | -1 (Days) | xx/xx/2012. | Initial | |
54568093 | xx | xx | Property Address Street | xx | xx | xx | Initial | ||
87588499 | xx | xx | Original Note Doc Date | xx | xx | 6 (Days) | Original note doc date is xx/xx/2013. | Initial | |
50820993 | xx | xx | Bankruptcy Motion Filed Date | xx | xx | 50 (Days) | Initial | ||
50820993 | xx | xx | Doc Date of Last Modification | xx | xx | -19 (Days) | Initial | ||
50820993 | xx | xx | Original Note Doc Date | xx | xx | 7 (Days) | Initial | ||
48431286 | xx | xx | Borrower #2 Last Name | xx | xx | Initial | |||
48431286 | xx | xx | Borrower #2 Middle Name | xx | - | Initial | |||
48431286 | xx | xx | Doc Date of Last Modification | xx | xx | -31 (Days) | Initial | ||
48431286 | xx | xx | Original Balance (or Line Amount) | xx | xx | $0.03 | 0.00002% | Initial | |
48431286 | xx | xx | Property Address Street | xx | xx | Initial | |||
46885148 | xx | xx | Borrower #2 Middle Name | xx | - | Not Applicable. | Initial | ||
46885148 | xx | xx | Property Address Street | xx | xx | xx | Initial | ||
81817084 | xx | xx | Doc Date of Last Modification | xx | xx | -30 (Days) | Initial | ||
81817084 | xx | xx | Property Address Street | xx | xx | Initial | |||
62447110 | xx | xx | Original Appraised Value | xx | xx | $-18800.00 | -3.11361% | Appraisal documents reflects, original appraisal value is $xx. | Initial |
94453823 | xx | xx | Original Appraised Value | xx | xx | $-2317.00 | -0.66711% | Original appraised value is xx. | Initial |
94453823 | xx | xx | Original CLTV Ratio Percent | xx | xx | 25.000% | 25.00000% | Collateral Value used for Underwriting: $xx. Amount of Secondary Lien(s): $0. Loan Amount: $xx. CLTV =100.00%. | Initial |
94453823 | xx | xx | Original Standard LTV (OLTV) | 100.000% | 75.000% | 25.000% | 25.00000% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. LTV =100.00%. | Initial |
94453823 | xx | xx | Sales Price (HUD-1 Line 101) | xx | xx | $-86250.00 | -25.00000% | Sales price is xx. | Initial |
8835074 | xx | xx | Original Appraised Value | xx | xx | $27526.00 | 11.59116% | xx | Initial |
6199844 | xx | xx | Borrower 1 Current Employer 1 Position/Type of Business | xx | xx | NA | Initial | ||
6199844 | xx | xx | Original CLTV Ratio Percent | xx | xx | -6.494% | -6.49400% | Unavailable. | Initial |
43948976 | xx | xx | Original Note Doc Date | xx | xx | 104 (Days) | Original note reflects note document date as xx/xx/2021. | Initial | |
56558679 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.393% | 0.39300% | Collateral Value used for Underwriting: $xx. Amount of Secondary Lien(s): $0.00 Loan Amount: $xx. CLTV = 78.995%. | Initial |
56558679 | xx | xx | Original Note Doc Date | xx | xx | 31 (Days) | Note reflects original note doc date as xx/xx/2021. | Initial | |
56558679 | xx | xx | Original Standard LTV (OLTV) | 78.995% | 78.602% | 0.393% | 0.39300% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV = 78.995%. | Initial |
73131405 | xx | xx | Original Note Doc Date | xx | xx | -6 (Days) | Original note document date is xx/xx/2021. | Initial | |
68778164 | xx | xx | Original Appraisal Date | xx | xx | -12 (Days) | Appraisal documents shows the date of original appraisal is xx/xx/2021. | Initial | |
68778164 | xx | xx | Original Standard LTV (OLTV) | 98.189% | 96.500% | 1.689% | 1.68900% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx LTV = 98.189%. | Initial |
3988659 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.003% | 0.00300% | Original CLTV ratio is 67.123%. | Initial |
3988659 | xx | xx | Original Note Doc Date | xx | xx | -198 (Days) | Original Note doc date is xx/xx/2020. | Initial | |
3988659 | xx | xx | Original Standard LTV (OLTV) | 67.123% | 67.120% | 0.003% | 0.00300% | Original standard LTV is 67.123%. | Initial |
89145653 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.692% | -0.69200% | Collateral Value used for Underwriting: $xx. Secondary Lien: $000.00. Loan Amount: $xx. CLTV = 92.308%. | Initial |
89145653 | xx | xx | Original Note Doc Date | xx | xx | -1 (Days) | Note document in loan file reflects note date as xx/xx/2021. | Initial | |
89145653 | xx | xx | Original Standard LTV (OLTV) | 92.308% | 93.000% | -0.692% | -0.69200% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV = 92.308%. | Initial |
82301026 | xx | xx | Original CLTV Ratio Percent | xx | xx | -2.436% | -2.43600% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. Secondary Lien: $xx CLTV = 100.54%. | Initial |
82301026 | xx | xx | Original Standard LTV (OLTV) | 96.454% | 94.800% | 1.654% | 1.65400% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV = 96.45%. | Initial |
17039051 | xx | xx | Original Appraisal Date | xx | xx | 72 (Days) | The Appraisal reflects the date effective date as xx/xx/2021. | Initial | |
37212619 | xx | xx | Sales Price (HUD-1 Line 101) | xx | xx | $8000.00 | 0.69565% | Initial | |
72844028 | xx | xx | Original Appraised Value | xx | xx | $5000.00 | 0.71942% | Updated As per Appraisal document. | Initial |
55693289 | xx | xx | Original Appraised Value | xx | xx | $-30000.00 | -8.57142% | Original appraised value is xx. | Initial |
44138641 | xx | xx | Borrower Last Name | xx | xx | Initial | |||
44138641 | xx | xx | Sales Price (HUD-1 Line 101) | xx | xx | $484990.00 | 146.96221% | Initial | |
27769716 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.500% | -0.50000% | Collateral Value used for Underwriting: xx. Amount of Secondary Lien(s): $0.00. Loan Amount: $xx CLTV = 59.500%. | Initial |
27769716 | xx | xx | Original Note Doc Date | xx | xx | -5 (Days) | The Note reflects the Original Note Doc Date as xx/xx/2021. | Initial | |
27769716 | xx | xx | Original Standard LTV (OLTV) | 59.500% | 60.000% | -0.500% | -0.50000% | Collateral Value used for Underwriting: xx. Loan Amount: xx CLTV = 59.500%. | Initial |
80445917 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.198% | -0.19800% | CLTV is xx%. | Initial |
80445917 | xx | xx | Original Note Doc Date | xx | xx | -5 (Days) | Note doc date is xx/xx/2020. | Initial | |
80445917 | xx | xx | Original Standard LTV (OLTV) | 63.802% | 64.000% | -0.198% | -0.19800% | LTV is 63.802%. | Initial |
12613825 | xx | xx | Original Standard LTV (OLTV) | 94.105% | 94.000% | 0.105% | 0.10500% | Collateral value used for underwriting: $xx Loan amount: $xx LTV =94.105 %. | Initial |
12613825 | xx | xx | Property Address Street | xx | xx | As per the note document property street address street name is "xx". | Initial | ||
55017673 | xx | xx | Borrower #1 Middle Name | xx | xx | The Note dated xx/xx/2021 and signed at closing, reflects the Borrower's Middle Name as xx. | Initial | ||
55017673 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.318% | 0.31800% | Collateral Value used for Underwriting:$xx. Amount of Secondary Lien(s):$0. Loan Amount:$xx. CLTV = 95.318%. | Initial |
55017673 | xx | xx | Original Note Doc Date | xx | xx | -4 (Days) | Note document reflects note date as xx/xx/2021. | Initial | |
55017673 | xx | xx | Original Standard LTV (OLTV) | 95.318% | 95.000% | 0.318% | 0.31800% | Collateral Value used for Underwriting:$xx. Loan Amount:$xx. LTV = 95.318%. | Initial |
55017673 | xx | xx | Sales Price (HUD-1 Line 101) | xx | xx | $-1000.00 | -0.37037% | Final CD dated xx/xx/2021 reflects sales price as $xx. | Initial |
12586690 | xx | xx | Original CLTV Ratio Percent | xx | xx | 91.836% | 91.83600% | Collateral value used for underwriting: $xx. Amount of secondary lien: $0.00. Loan amount: $xx. CLTV = 91.836%. | Initial |
12586690 | xx | xx | Original Standard LTV (OLTV) | 91.836% | 0.000% | 91.836% | 91.83600% | Collateral value used for underwriting: $xx. Loan amount: $xx. LTV (CLTV) = 91.836%. | Initial |
60017757 | xx | xx | Borrower #2 First Name | xx | xx | N/A. | Initial | ||
60017757 | xx | xx | Borrower #2 Last Name | xx | xx | N/A. | Initial | ||
60017757 | xx | xx | Borrower #2 Middle Name | xx | xx | N/A. | Initial | ||
60017757 | xx | xx | Borrower 1 Current Employer 1 Contact Name | xx | xx | Initial | |||
60017757 | xx | xx | Borrower 1 Current Employer 1 Position/Type of Business | xx | xx | Initial | |||
10716175 | xx | xx | Original Standard LTV (OLTV) | 98.189% | 98.186% | 0.003% | 0.00300% | 98.189%. | Initial |
23854791 | xx | xx | MI Company | xx | xx | Essent. | Initial | ||
23854791 | xx | xx | Original Standard LTV (OLTV) | 90.000% | 89.484% | 0.516% | 0.51600% | 90.00%. | Initial |
23854791 | xx | xx | Property Address Street | xx | xx | Property address reflects xx. | Initial | ||
78792708 | xx | xx | Original Standard LTV (OLTV) | 95.000% | 93.395% | 1.605% | 1.60500% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV = 95.00%. | Initial |
33614379 | xx | xx | Original Standard LTV (OLTV) | 100.000% | 59.745% | 40.255% | 40.25500% | "Collateral Value used for Underwriting: $xx Loan Amount: $xx CLTV = 100.000%." | Initial |
42581125 | xx | xx | Original Standard LTV (OLTV) | 80.000% | 79.238% | 0.762% | 0.76200% | "Collateral Value used for Underwriting: $xx. Loan Amount: $xx CLTV = 80.000%." | Initial |
29230291 | xx | xx | Doc Date of Last Modification | xx | xx | Initial | |||
29230291 | xx | xx | Property Address Street | xx | xx | Initial | |||
12419818 | xx | xx | Original Note Doc Date | xx | xx | -2 (Days) | Note reflects original note document date as xx/xx/2019. | Initial | |
97686049 | xx | xx | Borrower Last Name | xx | xx | Borrower last name is xx. | Initial | ||
2147885 | xx | xx | Doc Date of Last Modification | xx | xx | -41 (Days) | Modification agreement was made on xx/xx/2020. | Initial | |
2147885 | xx | xx | Original Standard LTV (OLTV) | 80.000% | 79.519% | 0.481% | 0.48100% | Original standard LTV is 80.000%. | Initial |
20771442 | xx | xx | MI Company | xx | xx | As per MI certificate MI company name is xx. | Initial | ||
20771442 | xx | xx | Original Standard LTV (OLTV) | 97.000% | 96.958% | 0.042% | 0.04200% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV = 97.00% | Initial |
46429451 | xx | xx | Original Standard LTV (OLTV) | 85.034% | 84.622% | 0.412% | 0.41200% | NA | Initial |
46429451 | xx | xx | Sales Price (HUD-1 Line 101) | xx | xx | $-90.00 | -0.03982% | NA | Initial |
53484544 | xx | xx | MI Company | xx | xx | xx | Initial | ||
53484544 | xx | xx | Original Standard LTV (OLTV) | 95.000% | 94.889% | 0.111% | 0.11100% | 95.00%. | Initial |
18848421 | xx | xx | MI Company | xx | xx | Mortgage insurance certificate company name as xx. | Initial | ||
18848421 | xx | xx | Original Note Doc Date | xx | xx | -1 (Days) | Note document reflects note date as xx/xx/2021. | Initial | |
76503528 | xx | xx | Original Standard LTV (OLTV) | 90.000% | 84.410% | 5.590% | 5.59000% | Original standard LTV is 90%. | Initial |
75799587 | xx | xx | MI Company | xx | xx | Initial | |||
75799587 | xx | xx | Original Standard LTV (OLTV) | 95.000% | 92.901% | 2.099% | 2.09900% | Initial | |
75799587 | xx | xx | Property Address Street | xx | xx | Initial | |||
45538976 | xx | xx | Original Standard LTV (OLTV) | 80.000% | 79.983% | 0.017% | 0.01700% | Initial | |
19759688 | xx | xx | Original Standard LTV (OLTV) | 84.941% | 82.258% | 2.683% | 2.68300% | Collateral value used for underwriting: $xx. Loan amount: $xx. LTV (CLTV) = 84.941%. | Initial |
59403173 | xx | xx | MI Company | xx | xx | updated as per review. | Initial | ||
59403173 | xx | xx | Original Standard LTV (OLTV) | 95.000% | 94.967% | 0.033% | 0.03300% | updated as per review. | Initial |
38666392 | xx | xx | Doc Date of Last Modification | xx | xx | 60 (Days) | Document date of last modification is xx/xx/2008. | Initial | |
38666392 | xx | xx | First Payment Date | xx | xx | -670 (Days) | First payment date is xx/xx/2006. | Initial | |
75141826 | xx | xx | MI Company | xx | xx | Initial | |||
75141826 | xx | xx | Original Standard LTV (OLTV) | 95.000% | 94.999% | 0.001% | 0.00100% | "Collateral Value used for Underwriting: $xx. Loan Amount: $xx CLTV = 95.00%." | Initial |
95712494 | xx | xx | Original Standard LTV (OLTV) | 96.500% | 96.250% | 0.250% | 0.25000% | Original standard LTV is 96.500%. | Initial |
43647136 | xx | xx | Original CLTV Ratio Percent | xx | xx | 2.930% | 2.93000% | Original CLTV ratio is 80.000%. | Initial |
43647136 | xx | xx | Original Note Doc Date | xx | xx | -1 (Days) | Original not date is xx/xx/2021. | Initial | |
43647136 | xx | xx | Original Standard LTV (OLTV) | 80.000% | 77.070% | 2.930% | 2.93000% | Original standard LTV is 80.000%. | Initial |
69439530 | xx | xx | Original CLTV Ratio Percent | xx | xx | 4.800% | 4.80000% | Collateral Value used for Underwriting: $xx. Amount of Secondary Lien(s): $0.00. Loan Amount: $xx. CLTV = 95.00%. | Initial |
69439530 | xx | xx | Original Standard LTV (OLTV) | 95.000% | 94.990% | 0.010% | 0.01000% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV = 95.00%. | Initial |
64257466 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.688% | 1.68800% | Updated as per 1008 | Initial |
64257466 | xx | xx | Original Standard LTV (OLTV) | 98.188% | 96.500% | 1.688% | 1.68800% | Updated as per Final CD. | Initial |
35347363 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.688% | 1.68800% | 98.188%. | Initial |
35347363 | xx | xx | Original Standard LTV (OLTV) | 98.188% | 96.500% | 1.688% | 1.68800% | 98.188%. | Initial |
74374179 | xx | xx | Application Date (Baseline script version) | xx | xx | 32 (Days) | As per tape data,Application date is xx/xx/2020.However Final Application shows xx/xx/2020. | Initial | |
66982946 | xx | xx | Original CLTV Ratio Percent | xx | xx | 87.571% | 87.57100% | As per tape discrepancies original CLTV ratio percent is 0.000%.however; original CLTV ratio percent is 87.571%. | Initial |
66982946 | xx | xx | Original Note Doc Date | xx | xx | -41 (Days) | As per tape discrepancies original note doc date is xx/xx/2009.however; original note doc date is xx/xx/2009. | Initial | |
66982946 | xx | xx | Original Standard LTV (OLTV) | 87.571% | 88.000% | -0.429% | -0.42900% | As per tape, the original standard LTV (OLTV) is 88.000%. However; original standard LTV (OLTV) is 87.571%. | Initial |
34086509 | xx | xx | Borrower First Name | xx | xx | N/A. | Initial | ||
34086509 | xx | xx | Original CLTV Ratio Percent | xx | xx | -20.024% | -20.02400% | N/A. | Initial |
34086509 | xx | xx | Original Note Doc Date | xx | xx | -38 (Days) | As per tape discrepancies Note date is xx/xx/2007. However; Note date is xx/xx/2007. | Initial | |
34086509 | xx | xx | Original Standard LTV (OLTV) | 79.976% | 80.000% | -0.024% | -0.02400% | N/A. | Initial |
82634896 | xx | xx | First Payment Date | xx | xx | -3257 (Days) | Initial | ||
82634896 | xx | xx | MERS MIN Number | xx | xx | Initial | |||
82634896 | xx | xx | Original Appraisal Date | xx | xx | -4382 (Days) | Initial | ||
82634896 | xx | xx | Original Appraised Value | xx | xx | $15000.00 | 50.00000% | Initial | |
82634896 | xx | xx | Original Balance (or Line Amount) | xx | xx | $10500.00 | 35.00000% | Initial | |
82634896 | xx | xx | Original Note Doc Date | xx | xx | -3268 (Days) | Initial | ||
82634896 | xx | xx | Property Address Street | xx | xx | Initial | |||
74073061 | xx | xx | MERS MIN Number | xx | xx | Initial | |||
74073061 | xx | xx | Original Appraisal Date | xx | xx | -3181 (Days) | Initial | ||
74073061 | xx | xx | Original Appraised Value | xx | xx | $14500.00 | 24.36974% | Initial | |
71725883 | xx | xx | MERS MIN Number | xx | xx | Initial | |||
71725883 | xx | xx | Original Appraisal Date | xx | xx | -3307 (Days) | Initial | ||
71725883 | xx | xx | Original Appraised Value | xx | xx | $17000.00 | 22.66666% | Initial | |
71725883 | xx | xx | Property Address Street | xx | xx | Initial | |||
75073421 | xx | xx | Borrower Last Name | xx | xx | Borrower last name is xx. | Initial | ||
75073421 | xx | xx | MERS MIN Number | xx | xx | MERS MIN number is not applicable. | Initial | ||
75073421 | xx | xx | Original Appraisal Date | xx | xx | -4893 (Days) | Original appraisal date is xx/xx/2003 | Initial | |
75073421 | xx | xx | Original Appraised Value | xx | xx | $2592.74 | 5.08380% | Original appraised value is $xx | Initial |
45105117 | xx | xx | Borrower First Name | xx | xx | N/A | Initial | ||
45105117 | xx | xx | MERS MIN Number | xx | xx | As per tape discrepancies MERS MIN number is xx. however; MIN number is not available in mortgage. | Initial | ||
45105117 | xx | xx | Original Appraisal Date | xx | xx | -7103 (Days) | As per tape discrepancies original appraisal date is xx. however; appraisal is missing from the loan files. | Initial | |
45105117 | xx | xx | Original Appraised Value | xx | xx | $-46754.11 | -39.96077% | Initial | |
45105117 | xx | xx | Property Address Street | xx | xx | As per tape discrepancies property address street is xx | Initial | ||
11673147 | xx | xx | MERS MIN Number | xx | xx | Initial | |||
11673147 | xx | xx | Original Appraisal Date | xx | xx | -3775 (Days) | Initial | ||
11673147 | xx | xx | Original Appraised Value | xx | xx | $77000.00 | 256.66666% | Initial | |
11673147 | xx | xx | Property Address Street | xx | xx | Initial | |||
74498941 | xx | xx | Original Appraisal Date | xx | xx | 2252 (Days) | Initial | ||
74498941 | xx | xx | Original Appraised Value | xx | xx | $-22000.00 | -18.33333% | Initial | |
21285116 | xx | xx | Original CLTV Ratio Percent | xx | xx | -4.125% | -4.12500% | Initial | |
21285116 | xx | xx | Original Standard LTV (OLTV) | 72.165% | 76.290% | -4.125% | -4.12500% | Initial | |
32418915 | xx | xx | Property Postal Code | xx | xx | N/A. | Initial | ||
20676295 | xx | xx | Borrower Last Name | xx | xx | The note dated xx/xx/2020 and signed at closing, reflects the borrower's last name as xx. | Initial | ||
20676295 | xx | xx | Original Note Doc Date | xx | xx | -1 (Days) | Note document reflects date as xx/xx/2020. | Initial | |
20676295 | xx | xx | Property Postal Code | xx | xx | The note dated xx/xx/2020 reflects property postal code as xx. | Initial | ||
2445171 | xx | xx | First Payment Date | xx | xx | -30 (Days) | The Note reflects the First Payment Date as xx/xx/2021. | Initial | |
2445171 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.518% | 1.51800% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. LTV = 88.234%. | Initial |
2445171 | xx | xx | Original Note Doc Date | xx | xx | -5 (Days) | The Note reflects the Original Note document date as xx/xx/2021. | Initial | |
2445171 | xx | xx | Original Standard LTV (OLTV) | 88.234% | 86.716% | 1.518% | 1.51800% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. LTV = 88.234%. | Initial |
2445171 | xx | xx | Property Postal Code | xx | xx | Property postal code is xx. | Initial | ||
9498085 | xx | xx | Original CLTV Ratio Percent | xx | xx | -3.800% | -3.80000% | Collateral Value used for Underwriting: $xx. Amount of Secondary Lien(s): $0.00. Loan Amount: $xx. CLTV = 87.239%. | Initial |
9498085 | xx | xx | Original Note Doc Date | xx | xx | -1 (Days) | The Note reflects the Original Note Doc Date as xx/xx/2021. | Initial | |
9498085 | xx | xx | Property Postal Code | xx | xx | As per note property postal code reflects xx. | Initial | ||
28108255 | xx | xx | Original Note Doc Date | xx | xx | -5 (Days) | As per tape data, Note date is xx/xx/2021. However note documents reflect as xx/xx/2021. | Initial | |
28108255 | xx | xx | Property Postal Code | xx | xx | As per note document property Postal Code is xx. | Initial | ||
42856481 | xx | xx | Original Note Doc Date | xx | xx | -4 (Days) | Note document reflects note date as xx/xx/2021. | Initial | |
42856481 | xx | xx | Property Postal Code | xx | xx | Note document reflects property postal code as xx. | Initial | ||
6827108 | xx | xx | Application Date (Baseline script version) | xx | xx | 28 (Days) | NA | Initial | |
6827108 | xx | xx | Borrower #1 Middle Name | xx | xx | Note document shows, borrower middle name is "xx". | Initial | ||
54791996 | xx | xx | Application Date (Baseline script version) | xx | xx | 30 (Days) | Final application reflects application date as xx/xx/2021. | Initial | |
54791996 | xx | xx | MI Company | xx | xx | MI Company reflects company name as xx. | Initial | ||
48109236 | xx | xx | Application Date (Baseline script version) | xx | xx | 69 (Days) | N/A. | Initial | |
48109236 | xx | xx | Borrower #2 Last Name | xx | xx | Note reflects borrower #2 last name as xx. | Initial | ||
34838129 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.003% | 0.00300% | Original CLTV ratio percent is 79.943% | Initial |
34838129 | xx | xx | Original Standard LTV (OLTV) | 79.943% | 79.940% | 0.003% | 0.00300% | Original standard LTV is 79.943% | Initial |
33340515 | xx | xx | First Payment Date | xx | xx | -31 (Days) | Note reflects first payment date as xx/xx/2021. | Initial | |
33340515 | xx | xx | Original Appraised Value | xx | xx | $65000.00 | 20.31250% | Appraisal reflects original appraised value as xx. | Initial |
33340515 | xx | xx | Original CLTV Ratio Percent | xx | xx | -15.078% | -15.07800% | Collateral value used for underwriting: $xx amount of secondary lien(s): $0.00 loan amount: $xx CLTV = 82.682%. | Initial |
33340515 | xx | xx | Original Standard LTV (OLTV) | 82.682% | 97.760% | -15.078% | -15.07800% | Collateral value used for underwriting: $xx amount of secondary lien(s): $0.00 loan amount: $xx LTV = 82.682%. | Initial |
33340515 | xx | xx | Property Address Street | xx | xx | Note reflects property address as xx. | Initial | ||
60966067 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.268% | -0.26800% | Collateral Value used for Underwriting: $.xx Loan Amount: $xx. CLTV = 71.368%. | Initial |
60966067 | xx | xx | Original Standard LTV (OLTV) | 71.368% | 71.636% | -0.268% | -0.26800% | Collateral Value used for Underwriting: $.xx Loan Amount: $xx. LTV = 71.368%. | Initial |
77703830 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.662% | 1.66200% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV = 96.662%. | Initial |
77703830 | xx | xx | Original Standard LTV (OLTV) | 96.662% | 95.000% | 1.662% | 1.66200% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV = 96.662%. | Initial |
91440723 | xx | xx | First Payment Date | xx | xx | -914 (Days) | NA | Initial | |
91440723 | xx | xx | Original Appraised Value | xx | xx | $-80000.00 | -23.52941% | NA | Initial |
91440723 | xx | xx | Original Balance (or Line Amount) | xx | xx | $-20058.36 | -7.89828% | NA | Initial |
91440723 | xx | xx | Original CLTV Ratio Percent | xx | xx | 14.996% | 14.99600% | NA | Initial |
91440723 | xx | xx | Original Note Doc Date | xx | xx | -953 (Days) | NA | Initial | |
91440723 | xx | xx | Original Standard LTV (OLTV) | 89.996% | 75.000% | 14.996% | 14.99600% | NA | Initial |
3735500 | xx | xx | Property Address Street | xx | xx | Initial | |||
50492935 | xx | xx | Original Note Doc Date | xx | xx | -4 (Days) | Original note date xx/xx/2020. | Initial | |
47218889 | xx | xx | Original Appraisal Date | xx | xx | 20 (Days) | Initial | ||
47218889 | xx | xx | Original Note Doc Date | xx | xx | -6 (Days) | Initial | ||
12907048 | xx | xx | Borrower #2 Middle Name | xx | xx | NA. | Initial | ||
68393149 | xx | xx | Borrower #2 Middle Name | xx | xx | NA | Initial | ||
68393149 | xx | xx | Borrower Last Name | xx | xx | Updated as per Note. | Initial | ||
74317274 | xx | xx | Borrower #1 Middle Name | xx | xx | Note reflects borrower #1 middle name is xx. | Initial | ||
74317274 | xx | xx | Borrower Last Name | xx | xx | Note reflects borrower last name is xx. | Initial | ||
98634003 | xx | xx | Mailing Address City | xx | xx | Initial | |||
98634003 | xx | xx | Mailing Address Street | xx | xx | Initial | |||
98634003 | xx | xx | Mailing Address Zip Code | xx | xx | Initial | |||
98634003 | xx | xx | Original Appraisal Date | xx | xx | N/A. | Initial | ||
98634003 | xx | xx | Original Balance (or Line Amount) | xx | xx | $0.32 | 0.00149% | Original balance is $xx. | Initial |
98634003 | xx | xx | Original Note Doc Date | xx | xx | Initial | |||
98634003 | xx | xx | Property Address Street | xx | xx | Property st address is xx. | Initial | ||
55864149 | xx | xx | Doc Date of Last Modification | xx | xx | Mod is missing from the loan file. | Initial | ||
55864149 | xx | xx | Original Appraisal Date | xx | xx | Appraisal report is missing. | Initial | ||
55864149 | xx | xx | Original Balance (or Line Amount) | xx | xx | $0.12 | 0.00003% | The note amount is xx. | Initial |
55864149 | xx | xx | Property Address Street | xx | xx | No Discrepancy. | Initial | ||
63810788 | xx | xx | Mailing Address Street | xx | xx | Initial | |||
63810788 | xx | xx | Mailing Address Zip Code | xx | xx | Initial | |||
63810788 | xx | xx | Original Appraisal Date | xx | xx | -6494 (Days) | Initial | ||
63810788 | xx | xx | Original Appraised Value | xx | xx | $-2343.76 | -3.90626% | Initial | |
63810788 | xx | xx | Original Balance (or Line Amount) | xx | xx | $0.24 | 0.00041% | Initial | |
63810788 | xx | xx | Property Address Street | xx | xx | Initial | |||
40745916 | xx | xx | Doc Date of Last Modification | xx | xx | 47 (Days) | Initial | ||
40745916 | xx | xx | Mailing Address Street | xx | xx | Initial | |||
40745916 | xx | xx | Original Appraisal Date | xx | xx | -5144 (Days) | Initial | ||
40745916 | xx | xx | Original Balance (or Line Amount) | xx | xx | $0.36 | 0.00112% | Initial | |
40745916 | xx | xx | Property Address Street | xx | xx | Initial | |||
13228581 | xx | xx | Mailing Address Street | xx | xx | Initial | |||
13228581 | xx | xx | Original Appraisal Date | xx | xx | -4991 (Days) | Initial | ||
13228581 | xx | xx | Original Balance (or Line Amount) | xx | xx | $0.52 | 0.00189% | Initial | |
92532058 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.688% | 1.68800% | Collateral Value used for Underwriting: $xx. Amount of Secondary Lien(s): $xx. Loan Amount: $xx. LTV=98.182%/CLTV = 102.109%. | Initial |
92532058 | xx | xx | Original Standard LTV (OLTV) | 98.182% | 96.493% | 1.689% | 1.68900% | Collateral Value used for Underwriting: $xx Loan Amount: $xx. LTV=98.182%. | Initial |
83033046 | xx | xx | Original CLTV Ratio Percent | xx | xx | -1.494% | -1.49400% | "Collateral Value used for Underwriting: $xx. Amount of Secondary Lien(s): $XXX,XXXX. Loan Amount: $xx. CLTV = 101.371%. " | Initial |
83033046 | xx | xx | Original Standard LTV (OLTV) | 98.189% | 96.500% | 1.689% | 1.68900% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. LTV = 98.189%. | Initial |
27960638 | xx | xx | Property Address Street | xx | xx | As per tape data Property address street is xx. | Initial | ||
63361724 | xx | xx | Original Standard LTV (OLTV) | 78.824% | 78.820% | 0.004% | 0.00400% | Collateral value used for underwriting: $xx Loan amount: $xx LTV =78.824 %. | Initial |
44964607 | xx | xx | Original Standard LTV (OLTV) | 66.512% | 66.510% | 0.002% | 0.00200% | Collateral value used for underwriting: $xx. Loan Amount: $xx. LTV (CLTV) = 66.512%. | Initial |
14938614 | xx | xx | Borrower #2 First Name | xx | xx | Borrower 2 first name is xx. | Initial | ||
14938614 | xx | xx | Borrower Last Name | xx | xx | Borrower 1 last name is xx. | Initial | ||
98396503 | xx | xx | Property Address Street | xx | xx | Property street address is xx. | Initial | ||
40807811 | xx | xx | Original CLTV Ratio Percent | xx | xx | -2.823% | -2.82300% | "Collateral Value used for Underwriting: $xx Amount of Secondary Lien(s): $00.00 Loan Amount: $xx CLTV = 64.444%. | Initial |
11260930 | xx | xx | Original Appraised Value | xx | xx | $-27730.18 | -18.15631% | Appraisal report reflects original appraised value as xx | Initial |
62859360 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.689% | 1.68900% | CLTV ratio is 98.189%. | Initial |
62859360 | xx | xx | Original Standard LTV (OLTV) | 98.189% | 96.500% | 1.689% | 1.68900% | LTV ratio is 98.189%. | Initial |
62859360 | xx | xx | Property Address Street | xx | xx | Note reflects subject property address street as xx. | Initial | ||
1914729 | xx | xx | Property Address Street | xx | xx | Note reflects property address street as xx. | Initial | ||
16820379 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.001% | -0.00100% | Collateral value used for underwriting: $xx. Amount of secondary lien: $0.00. Loan amount: $xx. CLTV = 95.630%. | Initial |
16820379 | xx | xx | Original Standard LTV (OLTV) | 95.630% | 95.631% | -0.001% | -0.00100% | Collateral value used for underwriting: $xx. Loan amount: $xx. CLTV = 95.630%. | Initial |
16820379 | xx | xx | Property Address Street | xx | xx | The note signed on xx/xx/2021 reflects the property address as xx. | Initial | ||
70049195 | xx | xx | Original CLTV Ratio Percent | xx | xx | -4.465% | -4.46500% | updated as per review. | Initial |
70049195 | xx | xx | Original Standard LTV (OLTV) | 95.404% | 99.869% | -4.465% | -4.46500% | updated as per review. | Initial |
70049195 | xx | xx | Property Address Street | xx | xx | updated as per review. | Initial | ||
13096087 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.001% | -0.00100% | Collateral value used for underwriting: $xx. Amount of secondary lien(s): $0.00. Loan amount: $xx. CLTV = 42.553%. | Initial |
13096087 | xx | xx | Original Standard LTV (OLTV) | 42.553% | 42.554% | -0.001% | -0.00100% | Collateral value used for underwriting: $xx. Loan amount: $xx LTV (OLTV) = 42.553%. | Initial |
86359118 | xx | xx | Property Address Street | xx | xx | Property address is xx. | Initial | ||
31872183 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.001% | -0.00100% | Collateral value used for underwriting: $xx Loan amount: $xx0 LTV =99.842 %. | Initial |
31872183 | xx | xx | Original Standard LTV (OLTV) | 99.842% | 99.843% | -0.001% | -0.00100% | Collateral value used for underwriting: $xx. Amount of secondary lien(s): $0.00. Loan amount: $xx. CLTV =98.942%. | Initial |
31872183 | xx | xx | Property Address Street | xx | xx | As per note document property address street name is xx. | Initial | ||
79078243 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.400% | 1.40000% | Initial | |
79078243 | xx | xx | Original Standard LTV (OLTV) | 81.400% | 80.000% | 1.400% | 1.40000% | Initial | |
79078243 | xx | xx | Property Address Street | xx | xx | Initial | |||
84918150 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.001% | -0.00100% | Collateral Value used for Underwriting: $xx Amount of Secondary Lien(s): $00.00 Loan Amount: $xx CLTV = 47.107%. | Initial |
84918150 | xx | xx | Original Standard LTV (OLTV) | 47.107% | 47.108% | -0.001% | -0.00100% | "Collateral Value used for Underwriting: $xx. Loan Amount: $xx CLTV = 47.107%." | Initial |
91717345 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.689% | 1.68900% | Collateral Value used for Underwriting: $xx. Amount of Secondary Lien(s):$0.00 Loan Amount: $xx. CLTV = 98.189%. | Initial |
91717345 | xx | xx | Original Standard LTV (OLTV) | 98.189% | 96.500% | 1.689% | 1.68900% | Collateral Value used for Underwriting: $xx Loan Amount: $xx CLTV = 98.189%. | Initial |
8097413 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.688% | 1.68800% | Collateral Value used for Underwriting: $xx Amount of Secondary Lien(s): $0.00 Loan Amount: $xx CLTV = 98.188%. | Initial |
8097413 | xx | xx | Original Standard LTV (OLTV) | 98.188% | 96.500% | 1.688% | 1.68800% | Collateral Value used for Underwriting: $xx Amount of Secondary Lien(s): $0.00 Loan Amount: $xx LTV = 98.188%. | Initial |
89292785 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.001% | -0.00100% | Update as per 1008. | Initial |
89292785 | xx | xx | Original Standard LTV (OLTV) | 79.615% | 79.616% | -0.001% | -0.00100% | Update as per 1008. | Initial |
38336323 | xx | xx | Original Appraised Value | xx | xx | $-71400.00 | -11.58338% | Updated as per Final CD. | Initial |
38336323 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.001% | -0.00100% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx CLTV = 86.972%. | Initial |
38336323 | xx | xx | Original Standard LTV (OLTV) | 86.972% | 86.973% | -0.001% | -0.00100% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx LTV = 86.972%. | Initial |
14445533 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.504% | 0.50400% | Collateral value used for underwriting: $xx. Loan amount: $xx. CLTV = 101.569%. | Initial |
14445533 | xx | xx | Original Standard LTV (OLTV) | 101.569% | 101.065% | 0.504% | 0.50400% | Collateral value used for underwriting: $xx. Loan amount: $xx. LTV = 101.569%. | Initial |
91453930 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.689% | 1.68900% | Collateral Value used for Underwriting: $xx Amount of Secondary Lien(s): $00.00 Loan Amount: $xx CLTV = 98.189%. | Initial |
91453930 | xx | xx | Original Standard LTV (OLTV) | 98.189% | 96.500% | 1.689% | 1.68900% | Collateral Value used for Underwriting: $xx Loan Amount: $xx CLTV = 98.189%. | Initial |
91453930 | xx | xx | Property Address Street | xx | xx | Updated as per note document. | Initial | ||
31384972 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.001% | -0.00100% | Collateral value used for underwriting: $xx. Loan amount: $xx. CLTV = 96.176%. | Initial |
31384972 | xx | xx | Original Standard LTV (OLTV) | 96.176% | 96.177% | -0.001% | -0.00100% | Collateral value used for underwriting: $xx. Loan amount: $xx. LTV = 96.176%. | Initial |
31384972 | xx | xx | Property Address Street | xx | xx | Note reflects property address as xx. | Initial | ||
70610080 | xx | xx | Property Address Street | xx | xx | The note relfcts the property addres street as xx | Initial | ||
75557929 | xx | xx | Property Address Street | xx | xx | As per note property street address xx. | Initial | ||
58868364 | xx | xx | Original Appraised Value | xx | xx | $-65.04 | -0.01250% | Appraisal report reflects appraised value as $xx | Initial |
58868364 | xx | xx | Original Note Doc Date | xx | xx | 70 (Days) | Note document reflects note date as xx/xx/2022. | Initial | |
88331467 | xx | xx | Doc Date of Last Modification | xx | xx | NA. | Initial | ||
50277279 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.004% | -0.00400% | NA. | Initial |
50277279 | xx | xx | Original Standard LTV (OLTV) | 74.186% | 74.190% | -0.004% | -0.00400% | NA. | Initial |
46532687 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.401% | 0.40100% | Initial | |
46532687 | xx | xx | Original Standard LTV (OLTV) | 80.732% | 80.331% | 0.401% | 0.40100% | Initial | |
48063966 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.002% | 0.00200% | Collateral Value used for Underwriting: $xx. Amount of Secondary Lien(s): $0. Loan Amount: $xx. CLTV = 77.882%. | Initial |
48063966 | xx | xx | Original Standard LTV (OLTV) | 77.882% | 77.880% | 0.002% | 0.00200% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV = 77.882%. | Initial |
48063966 | xx | xx | Sales Price (HUD-1 Line 101) | xx | xx | $-5.00 | -0.00194% | Sale price is xx | Initial |
16224043 | xx | xx | Original CLTV Ratio Percent | xx | xx | 3.600% | 3.60000% | Collateral Value used for underwriting: $xx. Amount of Secondary Lien(s): $0.00. Loan Amount: $xx. LTV/CLTV = 103.600%. | Initial |
16224043 | xx | xx | Original Standard LTV (OLTV) | 103.600% | 100.000% | 3.600% | 3.60000% | Collateral Value used for underwriting: $xx. Amount of Secondary Lien(s): $0.00. Loan Amount: $xx LTV/CLTV = 103.600%. | Initial |
16224043 | xx | xx | Property Address Street | xx | xx | Updated as per Note. | Initial | ||
28020225 | xx | xx | Doc Date of Last Modification | xx | xx | NA | Initial | ||
28020225 | xx | xx | Property Address Street | xx | xx | The Note signed on xx/xx/2020 reflects the property address as xx. | Initial | ||
764768 | xx | xx | Borrower #1 Middle Name | xx | xx | Borrower middle name is xx. | Initial | ||
764768 | xx | xx | Doc Date of Last Modification | xx | xx | N/A. | Initial | ||
764768 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.003% | 0.00300% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx.CLTV = 79.793% | Initial |
764768 | xx | xx | Original Standard LTV (OLTV) | 79.793% | 79.790% | 0.003% | 0.00300% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx.LTV = 79.793% | Initial |
41241526 | xx | xx | Borrower 1 Current Employer 1 Contact Name | xx | xx | The borrower xx has been working at xx as a Financial Analyst for 4 months | Initial | ||
41241526 | xx | xx | Original CLTV Ratio Percent | xx | xx | -6.614% | -6.61400% | Initial | |
31466126 | xx | xx | Original Note Doc Date | xx | xx | -4 (Days) | NA | Initial | |
45018009 | xx | xx | Borrower #2 Middle Name | xx | xx | Not applicable. | Initial | ||
39853312 | xx | xx | Borrower Last Name | xx | xx | Borrower last name is xx. | Initial | ||
39853312 | xx | xx | Original Note Doc Date | xx | xx | -4 (Days) | Original note date is xx/xx/2008. | Initial | |
18699465 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.003% | 0.00300% | NA | Initial |
18699465 | xx | xx | Original Note Doc Date | xx | xx | -4 (Days) | NA | Initial | |
18699465 | xx | xx | Original Standard LTV (OLTV) | 78.863% | 78.860% | 0.003% | 0.00300% | NA | Initial |
18699465 | xx | xx | Sales Price (HUD-1 Line 101) | xx | xx | NA | Initial | ||
37495057 | xx | xx | Original Note Doc Date | xx | xx | -5 (Days) | Updated as per original note. | Initial | |
67347796 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.689% | 1.68900% | Collateral Value used for Underwriting: $xx. Amount of Secondary Lien(s): $0. Loan Amount: $xx. LTV/ CLTV = 98.189%. | Initial |
67347796 | xx | xx | Original Standard LTV (OLTV) | 98.189% | 96.500% | 1.689% | 1.68900% | Collateral Value used for Underwriting: $xx Amount of Secondary Lien(s): $0. Loan Amount: $xx. LTV/ CLTV = 98.189%. | Initial |
79633818 | xx | xx | Borrower Last Name | xx | xx | Initial | |||
79633818 | xx | xx | Original Balance (or Line Amount) | xx | xx | $0.13 | 0.00010% | Initial | |
79633818 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.001% | -0.00100% | Initial | |
79633818 | xx | xx | Original Standard LTV (OLTV) | 94.349% | 94.350% | -0.001% | -0.00100% | Initial | |
50537135 | xx | xx | Borrower #2 Middle Name | xx | xx | Initial | |||
50537135 | xx | xx | Original Balance (or Line Amount) | xx | xx | $-0.01 | -0.00002% | Initial | |
50537135 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.004% | 0.00400% | Initial | |
50537135 | xx | xx | Original Standard LTV (OLTV) | 53.774% | 53.770% | 0.004% | 0.00400% | Initial | |
29953787 | xx | xx | Doc Date of Last Modification | xx | xx | -36 (Days) | Initial | ||
29953787 | xx | xx | Original Balance (or Line Amount) | xx | xx | $-0.02 | -0.00002% | Initial | |
29953787 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.001% | 0.00100% | Initial | |
29953787 | xx | xx | Original Standard LTV (OLTV) | 89.071% | 89.070% | 0.001% | 0.00100% | Initial | |
79443811 | xx | xx | Borrower #1 Middle Name | xx | xx | Initial | |||
79443811 | xx | xx | Borrower Last Name | xx | xx | Initial | |||
79443811 | xx | xx | Doc Date of Last Modification | xx | xx | -55 (Days) | Initial | ||
79443811 | xx | xx | Original Balance (or Line Amount) | xx | xx | $0.03 | 0.00004% | Initial | |
79443811 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.003% | -0.00300% | Initial | |
79443811 | xx | xx | Original Standard LTV (OLTV) | 98.447% | 98.450% | -0.003% | -0.00300% | Initial | |
28068978 | xx | xx | Doc Date of Last Modification | xx | xx | 280 (Days) | Changed. | Initial | |
28068978 | xx | xx | Original Balance (or Line Amount) | xx | xx | $-0.11 | -0.00007% | Changed. | Initial |
28068978 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.001% | -0.00100% | Changed. | Initial |
28068978 | xx | xx | Original Standard LTV (OLTV) | 93.479% | 93.480% | -0.001% | -0.00100% | Changed. | Initial |
20920161 | xx | xx | Doc Date of Last Modification | xx | xx | -88 (Days) | Initial | ||
20920161 | xx | xx | Original Balance (or Line Amount) | xx | xx | $0.09 | 0.00008% | Initial | |
20920161 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.002% | -0.00200% | Initial | |
20920161 | xx | xx | Original Standard LTV (OLTV) | 69.948% | 69.950% | -0.002% | -0.00200% | Initial | |
45129875 | xx | xx | Borrower #2 Middle Name | xx | xx | Initial | |||
45129875 | xx | xx | Borrower Last Name | xx | xx | Initial | |||
45129875 | xx | xx | Original Balance (or Line Amount) | xx | xx | $-0.02 | -0.00003% | Initial | |
45129875 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.003% | 0.00300% | Initial | |
45129875 | xx | xx | Original Standard LTV (OLTV) | 78.133% | 78.130% | 0.003% | 0.00300% | Initial | |
38252491 | xx | xx | Original Balance (or Line Amount) | xx | xx | $-0.03 | -0.00004% | Initial | |
38252491 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.004% | -0.00400% | Initial | |
38252491 | xx | xx | Original Standard LTV (OLTV) | 73.166% | 73.170% | -0.004% | -0.00400% | Initial | |
76945847 | xx | xx | Borrower #2 Middle Name | xx | xx | updated as per review. | Initial | ||
76945847 | xx | xx | Original Balance (or Line Amount) | xx | xx | $0.02 | 0.00006% | updated as per review. | Initial |
76945847 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.002% | 0.00200% | updated as per review. | Initial |
76945847 | xx | xx | Original Standard LTV (OLTV) | 104.532% | 104.530% | 0.002% | 0.00200% | Initial | |
23029658 | xx | xx | Original Balance (or Line Amount) | xx | xx | $-0.01 | -0.00001% | No discrepancies. | Initial |
23029658 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.005% | 0.00500% | No discrepancies. | Initial |
23029658 | xx | xx | Original Standard LTV (OLTV) | 82.005% | 82.000% | 0.005% | 0.00500% | No discrepancies. | Initial |
62738572 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.005% | -0.00500% | Initial | |
62738572 | xx | xx | Original Standard LTV (OLTV) | 79.035% | 79.040% | -0.005% | -0.00500% | Initial | |
95759081 | xx | xx | Original Balance (or Line Amount) | xx | xx | $0.04 | 0.00005% | Initial | |
95759081 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.004% | 0.00400% | Initial | |
95759081 | xx | xx | Original Standard LTV (OLTV) | 74.874% | 74.870% | 0.004% | 0.00400% | Initial | |
47881881 | xx | xx | Original Balance (or Line Amount) | xx | xx | $0.01 | 0.00000% | As per the tape data, balance is $xx however is $xx. | Initial |
67014816 | xx | xx | Original Balance (or Line Amount) | xx | xx | $-0.02 | -0.00003% | Initial | |
67014816 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.004% | 0.00400% | Initial | |
67014816 | xx | xx | Original Standard LTV (OLTV) | 102.144% | 102.140% | 0.004% | 0.00400% | Initial | |
19736694 | xx | xx | First Payment Date | xx | xx | 31 (Days) | Initial | ||
19736694 | xx | xx | Original Balance (or Line Amount) | xx | xx | $-0.18 | -0.00009% | Initial | |
19736694 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.002% | 0.00200% | Initial | |
19736694 | xx | xx | Original Standard LTV (OLTV) | 61.852% | 61.850% | 0.002% | 0.00200% | Initial | |
35770650 | xx | xx | Borrower #1 Middle Name | xx | xx | changes as per note | Initial | ||
35770650 | xx | xx | Borrower #2 Middle Name | xx | xx | Changes as per note | Initial | ||
35770650 | xx | xx | Doc Date of Last Modification | xx | xx | -3226 (Days) | Changes as per mod doc | Initial | |
35770650 | xx | xx | Original Appraised Value | xx | xx | $644.29 | 0.92041% | Changes as per note | Initial |
35770650 | xx | xx | Original Balance (or Line Amount) | xx | xx | $-0.01 | -0.00001% | Changes as per Note | Initial |
35770650 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.920% | -0.92000% | Changes as per Doc | Initial |
35770650 | xx | xx | Original Standard LTV (OLTV) | 100.000% | 100.920% | -0.920% | -0.92000% | Changes as per doc. | Initial |
73996350 | xx | xx | Original Balance (or Line Amount) | xx | xx | $0.03 | 0.00008% | Initial | |
73996350 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.001% | 0.00100% | Initial | |
73996350 | xx | xx | Original Standard LTV (OLTV) | 89.451% | 89.450% | 0.001% | 0.00100% | Initial | |
99840886 | xx | xx | Original Balance (or Line Amount) | xx | xx | $0.29 | 0.00025% | Initial | |
99840886 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.003% | 0.00300% | Initial | |
99840886 | xx | xx | Original Standard LTV (OLTV) | 89.893% | 89.890% | 0.003% | 0.00300% | Initial | |
84483802 | xx | xx | Original Balance (or Line Amount) | xx | xx | $0.03 | 0.00008% | Changed. | Initial |
84483802 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.001% | -0.00100% | Changed. | Initial |
84483802 | xx | xx | Original Standard LTV (OLTV) | 77.709% | 77.710% | -0.001% | -0.00100% | Changed. | Initial |
12547533 | xx | xx | First Payment Date | xx | xx | 31 (Days) | Initial | ||
12547533 | xx | xx | Original Balance (or Line Amount) | xx | xx | $0.36 | 0.00035% | Initial | |
12547533 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.002% | 0.00200% | Initial | |
12547533 | xx | xx | Original Standard LTV (OLTV) | 75.372% | 75.370% | 0.002% | 0.00200% | Initial | |
19633799 | xx | xx | Original Balance (or Line Amount) | xx | xx | $-0.04 | -0.00006% | Initial | |
19633799 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.004% | 0.00400% | Initial | |
19633799 | xx | xx | Original Standard LTV (OLTV) | 98.394% | 98.390% | 0.004% | 0.00400% | Initial | |
21083609 | xx | xx | Original Balance (or Line Amount) | xx | xx | $-0.04 | -0.00004% | Initial | |
21083609 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.002% | 0.00200% | Initial | |
21083609 | xx | xx | Original Standard LTV (OLTV) | 85.902% | 85.900% | 0.002% | 0.00200% | Initial | |
26624423 | xx | xx | Original Balance (or Line Amount) | xx | xx | $0.31 | 0.00024% | Updated as per review. | Initial |
26624423 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.003% | 0.00300% | Updated as per review. | Initial |
26624423 | xx | xx | Original Standard LTV (OLTV) | 66.343% | 66.340% | 0.003% | 0.00300% | Updated as per review. | Initial |
3642373 | xx | xx | Original Balance (or Line Amount) | xx | xx | $-0.03 | -0.00004% | Initial | |
3642373 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.003% | 0.00300% | Initial | |
3642373 | xx | xx | Original Standard LTV (OLTV) | 82.593% | 82.590% | 0.003% | 0.00300% | Initial | |
83024595 | xx | xx | Borrower #1 Middle Name | xx | xx | Initial | |||
83024595 | xx | xx | Borrower Last Name | xx | xx | Initial | |||
83024595 | xx | xx | Original Balance (or Line Amount) | xx | xx | $0.03 | 0.00008% | Initial | |
83024595 | xx | xx | Property Address Street | xx | xx | Initial | |||
63239723 | xx | xx | Borrower #2 Middle Name | xx | xx | No discrepancies. | Initial | ||
63239723 | xx | xx | Borrower Last Name | xx | xx | No discrepancies. | Initial | ||
63239723 | xx | xx | Doc Date of Last Modification | xx | xx | 310 (Days) | No discrepancies. | Initial | |
63239723 | xx | xx | Original Balance (or Line Amount) | xx | xx | $-0.01 | -0.00002% | No discrepancies. | Initial |
63239723 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.005% | -0.00500% | No discrepancies. | Initial |
63239723 | xx | xx | Original Standard LTV (OLTV) | 36.905% | 36.910% | -0.005% | -0.00500% | No discrepancies. | Initial |
73937912 | xx | xx | Doc Date of Last Modification | xx | xx | -208 (Days) | Initial | ||
73937912 | xx | xx | Original Balance (or Line Amount) | xx | xx | $0.06 | 0.00003% | Initial | |
73937912 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.003% | 0.00300% | Initial | |
73937912 | xx | xx | Original Standard LTV (OLTV) | 88.433% | 88.430% | 0.003% | 0.00300% | Initial | |
47870610 | xx | xx | Doc Date of Last Modification | xx | xx | -24 (Days) | Initial | ||
47870610 | xx | xx | Original Balance (or Line Amount) | xx | xx | $-0.03 | -0.00006% | Initial | |
47870610 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.005% | -0.00500% | Initial | |
47870610 | xx | xx | Original Standard LTV (OLTV) | 71.885% | 71.890% | -0.005% | -0.00500% | Initial | |
70422373 | xx | xx | Borrower Last Name | xx | xx | Initial | |||
70422373 | xx | xx | Doc Date of Last Modification | xx | xx | -85 (Days) | Initial | ||
70422373 | xx | xx | Original Balance (or Line Amount) | xx | xx | $-0.02 | -0.00002% | Initial | |
70422373 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.002% | 0.00200% | Initial | |
70422373 | xx | xx | Original Standard LTV (OLTV) | 77.202% | 77.200% | 0.002% | 0.00200% | Initial | |
10539420 | xx | xx | Borrower #2 Middle Name | xx | xx | Initial | |||
10539420 | xx | xx | Original Balance (or Line Amount) | xx | xx | $-0.01 | -0.00002% | Initial | |
10539420 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.002% | 0.00200% | original CLTV is 80.162% | Initial |
10539420 | xx | xx | Original Standard LTV (OLTV) | 80.162% | 80.160% | 0.002% | 0.00200% | original standard LTV is 80.162% | Initial |
85106632 | xx | xx | Original Balance (or Line Amount) | xx | xx | $0.07 | 0.00004% | Initial | |
85106632 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.005% | 0.00500% | Initial | |
85106632 | xx | xx | Original Standard LTV (OLTV) | 74.805% | 74.800% | 0.005% | 0.00500% | Initial | |
70271275 | xx | xx | Borrower #2 Middle Name | xx | xx | Changed. | Initial | ||
70271275 | xx | xx | Original Balance (or Line Amount) | xx | xx | $-0.03 | -0.00004% | Changed. | Initial |
70271275 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.003% | 0.00300% | Changed. | Initial |
70271275 | xx | xx | Original Standard LTV (OLTV) | 84.583% | 84.580% | 0.003% | 0.00300% | Changed. | Initial |
1775124 | xx | xx | Original Balance (or Line Amount) | xx | xx | $0.29 | 0.00027% | xx | Initial |
1775124 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.002% | -0.00200% | 94.468%. | Initial |
1775124 | xx | xx | Original Standard LTV (OLTV) | 94.468% | 94.470% | -0.002% | -0.00200% | 94.468%. | Initial |
56656358 | xx | xx | Borrower Last Name | xx | xx | NA | Initial | ||
56656358 | xx | xx | Doc Date of Last Modification | xx | xx | -24 (Days) | NA | Initial | |
56656358 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.001% | 0.00100% | NA | Initial |
56656358 | xx | xx | Original Standard LTV (OLTV) | 41.651% | 41.650% | 0.001% | 0.00100% | NA | Initial |
64566385 | xx | xx | Borrower #1 Middle Name | xx | xx | Initial | |||
64566385 | xx | xx | Doc Date of Last Modification | xx | xx | -54 (Days) | Initial | ||
64566385 | xx | xx | Original Balance (or Line Amount) | xx | xx | $0.02 | 0.00005% | Initial | |
64566385 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.001% | -0.00100% | Initial | |
64566385 | xx | xx | Original Standard LTV (OLTV) | 60.669% | 60.670% | -0.001% | -0.00100% | Initial | |
9615067 | xx | xx | Original Appraised Value | xx | xx | $-37687.51 | -33.95271% | Initial | |
9615067 | xx | xx | Original Balance (or Line Amount) | xx | xx | $-0.01 | -0.00001% | Initial | |
9615067 | xx | xx | Original CLTV Ratio Percent | xx | xx | 33.950% | 33.95000% | Initial | |
9615067 | xx | xx | Original Standard LTV (OLTV) | 100.000% | 66.050% | 33.950% | 33.95000% | Initial | |
86449216 | xx | xx | Borrower #2 Middle Name | xx | xx | N/A | Initial | ||
86449216 | xx | xx | Original Balance (or Line Amount) | xx | xx | $0.41 | 0.00027% | As per tape discrepancies original balance (or Line amount) $xx. however; original balance (or Line amount) $xx. | Initial |
2477324 | xx | xx | Borrower #2 Middle Name | xx | xx | Updated as per review. | Initial | ||
2477324 | xx | xx | First Payment Date | xx | xx | 30 (Days) | Updated as per review. | Initial | |
2477324 | xx | xx | Original Balance (or Line Amount) | xx | xx | $0.01 | 0.00001% | Updated as per review. | Initial |
2477324 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.003% | -0.00300% | Updated as per review.Updated as per review. | Initial |
2477324 | xx | xx | Original Standard LTV (OLTV) | 74.637% | 74.640% | -0.003% | -0.00300% | Updated as per review. | Initial |
1805594 | xx | xx | Doc Date of Last Modification | xx | xx | Initial | |||
1805594 | xx | xx | Original Appraised Value | xx | xx | $-4636.90 | -5.04010% | Initial | |
1805594 | xx | xx | Original CLTV Ratio Percent | xx | xx | Initial | |||
1805594 | xx | xx | Original Standard LTV (OLTV) | Unavailable | 94.960% | Initial | |||
43919369 | xx | xx | Doc Date of Last Modification | xx | xx | -24 (Days) | Initial | ||
43919369 | xx | xx | Original Balance (or Line Amount) | xx | xx | $-0.02 | -0.00005% | Initial | |
43919369 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.001% | -0.00100% | Initial | |
43919369 | xx | xx | Original Standard LTV (OLTV) | 36.069% | 36.070% | -0.001% | -0.00100% | Initial | |
7076731 | xx | xx | Original Balance (or Line Amount) | xx | xx | $-0.02 | -0.00003% | Initial | |
7076731 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.002% | -0.00200% | Initial | |
7076731 | xx | xx | Original Standard LTV (OLTV) | 105.188% | 105.190% | -0.002% | -0.00200% | Initial | |
7076731 | xx | xx | Property Address Street | xx | xx | Initial | |||
63832188 | xx | xx | Doc Date of Last Modification | xx | xx | -24 (Days) | Modification date is xx/xx/2020. | Initial | |
63832188 | xx | xx | Original Balance (or Line Amount) | xx | xx | $0.03 | 0.00004% | Original Principal Balance is $xx | Initial |
63832188 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.001% | -0.00100% | N/A. | Initial |
63832188 | xx | xx | Original Standard LTV (OLTV) | 77.919% | 77.920% | -0.001% | -0.00100% | N/A. | Initial |
5278943 | xx | xx | Borrower Last Name | xx | xx | Initial | |||
5278943 | xx | xx | Doc Date of Last Modification | xx | xx | -2 (Days) | Initial | ||
5278943 | xx | xx | Original Balance (or Line Amount) | xx | xx | $-0.16 | -0.00012% | Initial | |
5278943 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.005% | 0.00500% | Initial | |
5278943 | xx | xx | Original Standard LTV (OLTV) | 78.095% | 78.090% | 0.005% | 0.00500% | Initial | |
21919286 | xx | xx | Borrower #2 Middle Name | xx | xx | Borrower #2 middle name is xx | Initial | ||
21919286 | xx | xx | Borrower Last Name | xx | xx | Borrower last name is xx | Initial | ||
21919286 | xx | xx | Original Balance (or Line Amount) | xx | xx | $-0.02 | -0.00001% | Orignal balance is $xx | Initial |
21919286 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.002% | -0.00200% | Original CLTV ratio percent is 101.008% | Initial |
21919286 | xx | xx | Original Standard LTV (OLTV) | 101.008% | 101.010% | -0.002% | -0.00200% | Original standard LTV (OLTV) is 101.008% | Initial |
31853251 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.003% | -0.00300% | Updated as per review. | Initial |
31853251 | xx | xx | Original Standard LTV (OLTV) | 91.087% | 91.090% | -0.003% | -0.00300% | Updated as per review. | Initial |
64736759 | xx | xx | Borrower Last Name | xx | xx | Initial | |||
64736759 | xx | xx | Original Balance (or Line Amount) | xx | xx | $-0.04 | -0.00006% | Initial | |
64736759 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.001% | 0.00100% | Initial | |
64736759 | xx | xx | Original Standard LTV (OLTV) | 42.581% | 42.580% | 0.001% | 0.00100% | Initial | |
80187503 | xx | xx | Borrower #2 Middle Name | xx | xx | Initial | |||
80187503 | xx | xx | Doc Date of Last Modification | xx | xx | -89 (Days) | Initial | ||
80187503 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.003% | 0.00300% | Initial | |
80187503 | xx | xx | Original Standard LTV (OLTV) | 52.703% | 52.700% | 0.003% | 0.00300% | Initial | |
75203113 | xx | xx | Doc Date of Last Modification | xx | xx | 7 (Days) | Initial | ||
75203113 | xx | xx | Original Balance (or Line Amount) | xx | xx | $-0.18 | -0.00009% | Initial | |
75203113 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.005% | -0.00500% | Initial | |
75203113 | xx | xx | Original Standard LTV (OLTV) | 95.155% | 95.160% | -0.005% | -0.00500% | Initial | |
57189499 | xx | xx | Original Balance (or Line Amount) | xx | xx | $0.02 | 0.00003% | xx | Initial |
57189499 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.001% | -0.00100% | 92.349%. | Initial |
57189499 | xx | xx | Original Standard LTV (OLTV) | 92.349% | 92.350% | -0.001% | -0.00100% | 92.349%. | Initial |
55867915 | xx | xx | Borrower #1 Middle Name | xx | xx | NA | Initial | ||
55867915 | xx | xx | Borrower #2 Last Name | xx | xx | NA | Initial | ||
55867915 | xx | xx | Doc Date of Last Modification | xx | xx | -86 (Days) | Initial | ||
55867915 | xx | xx | Original Balance (or Line Amount) | xx | xx | $0.49 | 0.00013% | NA | Initial |
55867915 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.002% | -0.00200% | NA | Initial |
55867915 | xx | xx | Original Standard LTV (OLTV) | 90.438% | 90.440% | -0.002% | -0.00200% | NA | Initial |
55867915 | xx | xx | Property Address Street | xx | xx | NA | Initial | ||
88921007 | xx | xx | Borrower #2 Middle Name | xx | xx | Initial | |||
88921007 | xx | xx | Original Balance (or Line Amount) | xx | xx | $-0.03 | -0.00005% | Initial | |
88921007 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.003% | -0.00300% | Initial | |
88921007 | xx | xx | Original Standard LTV (OLTV) | 91.087% | 91.090% | -0.003% | -0.00300% | Initial | |
48153804 | xx | xx | First Payment Date | xx | xx | 31 (Days) | NA | Initial | |
48153804 | xx | xx | Original Balance (or Line Amount) | xx | xx | $-0.30 | -0.00019% | NA | Initial |
48153804 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.004% | -0.00400% | NA | Initial |
48153804 | xx | xx | Original Standard LTV (OLTV) | 97.796% | 97.800% | -0.004% | -0.00400% | NA | Initial |
39117357 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.003% | -0.00300% | Initial | |
39117357 | xx | xx | Original Standard LTV (OLTV) | 75.747% | 75.750% | -0.003% | -0.00300% | Initial | |
70715220 | xx | xx | Borrower #2 Middle Name | xx | xx | Initial | |||
70715220 | xx | xx | Doc Date of Last Modification | xx | xx | -85 (Days) | Initial | ||
70715220 | xx | xx | Original Balance (or Line Amount) | xx | xx | $-0.11 | -0.00009% | Initial | |
84253792 | xx | xx | Original Balance (or Line Amount) | xx | xx | $0.49 | 0.00043% | Initial | |
84253792 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.003% | 0.00300% | Initial | |
84253792 | xx | xx | Original Standard LTV (OLTV) | 72.793% | 72.790% | 0.003% | 0.00300% | Initial | |
25716373 | xx | xx | Borrower #2 Middle Name | xx | xx | Initial | |||
25716373 | xx | xx | Original Balance (or Line Amount) | xx | xx | $-0.04 | -0.00007% | Initial | |
25716373 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.001% | 0.00100% | Initial | |
25716373 | xx | xx | Original Standard LTV (OLTV) | 77.641% | 77.640% | 0.001% | 0.00100% | Initial | |
22564855 | xx | xx | Borrower #2 Middle Name | xx | xx | N/A | Initial | ||
22564855 | xx | xx | Original Balance (or Line Amount) | xx | xx | $0.06 | 0.00004% | N/A | Initial |
55035886 | xx | xx | Doc Date of Last Modification | xx | xx | Initial | |||
55035886 | xx | xx | Original Balance (or Line Amount) | xx | xx | $-0.49 | -0.00032% | No discrepancies. | Initial |
55035886 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.005% | -0.00500% | No discrepancies. | Initial |
55035886 | xx | xx | Original Standard LTV (OLTV) | 77.805% | 77.810% | -0.005% | -0.00500% | No discrepancies. | Initial |
94012049 | xx | xx | First Payment Date | xx | xx | -1 (Days) | Initial | ||
94012049 | xx | xx | Original Balance (or Line Amount) | xx | xx | $0.03 | 0.00004% | Initial | |
94012049 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.002% | 0.00200% | Initial | |
94012049 | xx | xx | Original Standard LTV (OLTV) | 35.762% | 35.760% | 0.002% | 0.00200% | Initial | |
82685630 | xx | xx | Doc Date of Last Modification | xx | xx | Initial | |||
82685630 | xx | xx | First Payment Date | xx | xx | 31 (Days) | Initial | ||
82685630 | xx | xx | Original Balance (or Line Amount) | xx | xx | $0.05 | 0.00012% | Initial | |
82685630 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.003% | -0.00300% | Initial | |
82685630 | xx | xx | Original Standard LTV (OLTV) | 51.377% | 51.380% | -0.003% | -0.00300% | Initial | |
73634403 | xx | xx | Doc Date of Last Modification | xx | xx | 219 (Days) | Doc Date of Last Modification is Unavailable. | Initial | |
73634403 | xx | xx | First Payment Date | xx | xx | 31 (Days) | First Payment Date is xx/xx/2007. | Initial | |
73634403 | xx | xx | Original Balance (or Line Amount) | xx | xx | $-0.03 | -0.00004% | Original Balance (or Line Amount) is $xx. | Initial |
73634403 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.001% | -0.00100% | Original CLTV Ratio Percent is 89.729%. | Initial |
73634403 | xx | xx | Original Standard LTV (OLTV) | 89.729% | 89.730% | -0.001% | -0.00100% | Original Standard LTV(OLTV) is 89.729%. | Initial |
63964652 | xx | xx | Original Balance (or Line Amount) | xx | xx | $0.04 | 0.00009% | Initial | |
63964652 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.004% | 0.00400% | Initial | |
63964652 | xx | xx | Original Standard LTV (OLTV) | 78.764% | 78.760% | 0.004% | 0.00400% | Initial | |
27267575 | xx | xx | Original Balance (or Line Amount) | xx | xx | $-0.04 | -0.00007% | Initial | |
27267575 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.004% | 0.00400% | Initial | |
27267575 | xx | xx | Original Standard LTV (OLTV) | 34.494% | 34.490% | 0.004% | 0.00400% | Initial | |
11313502 | xx | xx | Borrower Last Name | xx | xx | Initial | |||
11313502 | xx | xx | Original Balance (or Line Amount) | xx | xx | $-0.42 | -0.00040% | Initial | |
11313502 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.003% | -0.00300% | Initial | |
11313502 | xx | xx | Original Standard LTV (OLTV) | 64.957% | 64.960% | -0.003% | -0.00300% | Initial | |
39474999 | xx | xx | Borrower #2 Middle Name | xx | xx | As per available documents, borrower # 2 middle name is xx. | Initial | ||
39474999 | xx | xx | Original Balance (or Line Amount) | xx | xx | $0.13 | 0.00011% | Original balance per Note, $xx. | Initial |
39474999 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.003% | 0.00300% | As per review original LTV is 86.35 %. | Initial |
39474999 | xx | xx | Original Standard LTV (OLTV) | 86.353% | 86.350% | 0.003% | 0.00300% | As per review original standard LTV (OLTV) is 86.35 %. | Initial |
70275991 | xx | xx | Borrower Last Name | xx | xx | Borrower last Name is "xx" | Initial | ||
70275991 | xx | xx | Original Balance (or Line Amount) | xx | xx | $0.01 | 0.00001% | As per tape discrepancies original balance (or line amount) is $xx. however; original balance (or line amount) is $xx. | Initial |
70275991 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.002% | 0.00200% | Original CLTV is "101.862%" | Initial |
70275991 | xx | xx | Original Standard LTV (OLTV) | 101.862% | 101.860% | 0.002% | 0.00200% | Original Standard LTV is "101.862" | Initial |
47142158 | xx | xx | Doc Date of Last Modification | xx | xx | 919 (Days) | Changes as per modification. | Initial | |
47142158 | xx | xx | Original Balance (or Line Amount) | xx | xx | $0.14 | 0.00013% | Changes as per Note. | Initial |
47142158 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.001% | 0.00100% | Initial | |
47142158 | xx | xx | Original Standard LTV (OLTV) | 83.961% | 83.960% | 0.001% | 0.00100% | Changed. | Initial |
36826794 | xx | xx | Doc Date of Last Modification | xx | xx | -55 (Days) | Initial | ||
36826794 | xx | xx | Original Balance (or Line Amount) | xx | xx | $0.12 | 0.00004% | Initial | |
36826794 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.004% | 0.00400% | Initial | |
36826794 | xx | xx | Original Standard LTV (OLTV) | 69.394% | 69.390% | 0.004% | 0.00400% | Initial | |
96738727 | xx | xx | Original Balance (or Line Amount) | xx | xx | $0.04 | 0.00004% | Initial | |
96738727 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.004% | 0.00400% | Initial | |
96738727 | xx | xx | Original Standard LTV (OLTV) | 89.374% | 89.370% | 0.004% | 0.00400% | Initial | |
46286191 | xx | xx | Doc Date of Last Modification | xx | xx | Initial | |||
46286191 | xx | xx | Original Balance (or Line Amount) | xx | xx | $-0.48 | -0.00031% | Changed. | Initial |
46286191 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.004% | 0.00400% | Changed. | Initial |
46286191 | xx | xx | Original Standard LTV (OLTV) | 92.934% | 92.930% | 0.004% | 0.00400% | Changed. | Initial |
93308962 | xx | xx | Borrower Last Name | xx | xx | Initial | |||
93308962 | xx | xx | Original Balance (or Line Amount) | xx | xx | $-0.04 | -0.00011% | Initial | |
93308962 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.003% | 0.00300% | Initial | |
93308962 | xx | xx | Original Standard LTV (OLTV) | 43.703% | 43.700% | 0.003% | 0.00300% | Initial | |
93987391 | xx | xx | Original Balance (or Line Amount) | xx | xx | $-0.11 | -0.00007% | Initial | |
93987391 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.001% | 0.00100% | Initial | |
93987391 | xx | xx | Original Standard LTV (OLTV) | 75.981% | 75.980% | 0.001% | 0.00100% | Initial | |
8801087 | xx | xx | Borrower #2 Middle Name | xx | xx | Initial | |||
8801087 | xx | xx | Borrower Last Name | xx | xx | Initial | |||
8801087 | xx | xx | Original Balance (or Line Amount) | xx | xx | $0.01 | 0.00001% | Initial | |
8801087 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.002% | -0.00200% | Initial | |
8801087 | xx | xx | Original Standard LTV (OLTV) | 88.768% | 88.770% | -0.002% | -0.00200% | Initial | |
23288006 | xx | xx | Borrower #1 Middle Name | xx | xx | Updated as per review. | Initial | ||
23288006 | xx | xx | Borrower #2 Middle Name | xx | xx | Updated as per review. | Initial | ||
23288006 | xx | xx | Original Balance (or Line Amount) | xx | xx | $0.27 | 0.00025% | Updated as per review. | Initial |
23288006 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.003% | 0.00300% | Updated as per review. | Initial |
23288006 | xx | xx | Original Standard LTV (OLTV) | 90.513% | 90.510% | 0.003% | 0.00300% | Updated as per review. | Initial |
48131951 | xx | xx | Borrower #2 Last Name | xx | xx | Changed. | Initial | ||
48131951 | xx | xx | Original Balance (or Line Amount) | xx | xx | $-0.02 | -0.00003% | Changed. | Initial |
48131951 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.001% | 0.00100% | Changed. | Initial |
48131951 | xx | xx | Original Standard LTV (OLTV) | 70.481% | 70.480% | 0.001% | 0.00100% | Changed. | Initial |
68284959 | xx | xx | First Payment Date | xx | xx | -1 (Days) | As per tape discrepancies first payment date is xx/xx/2007. however; first payment date is xx/xx/2007. | Initial | |
68284959 | xx | xx | Original Appraised Value | xx | xx | $3356.48 | 5.78703% | Appraisal is missing from the loan files. | Initial |
68284959 | xx | xx | Original Balance (or Line Amount) | xx | xx | $-0.02 | -0.00003% | As per tape discrepancies original balance (or Line amount) is $xx. However; original balance (or Line amount) is $xx. | Initial |
68284959 | xx | xx | Original CLTV Ratio Percent | xx | xx | -5.790% | -5.79000% | As per tape discrepancies original CLTV ratio percent is 105.790%. however; original CLTV ratio percent is not available. | Initial |
68284959 | xx | xx | Original Standard LTV (OLTV) | 100.000% | 105.790% | -5.790% | -5.79000% | As per tape discrepancies original standard LTV(OLTV) is 105.790%. however; original standard LTV(OLTV) is not available. | Initial |
5860996 | xx | xx | Original Balance (or Line Amount) | xx | xx | $-0.03 | -0.00005% | Changed. | Initial |
5860996 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.003% | -0.00300% | Initial | |
5860996 | xx | xx | Original Standard LTV (OLTV) | 58.477% | 58.480% | -0.003% | -0.00300% | Changed. | Initial |
48489529 | xx | xx | Doc Date of Last Modification | xx | xx | -55 (Days) | Initial | ||
48489529 | xx | xx | Original Balance (or Line Amount) | xx | xx | $-0.01 | -0.00002% | Initial | |
48489529 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.002% | -0.00200% | Initial | |
48489529 | xx | xx | Original Standard LTV (OLTV) | 92.498% | 92.500% | -0.002% | -0.00200% | Initial | |
52784708 | xx | xx | Borrower #1 Middle Name | xx | xx | Initial | |||
52784708 | xx | xx | Original Balance (or Line Amount) | xx | xx | $-0.02 | -0.00002% | Initial | |
19926854 | xx | xx | Borrower #2 Middle Name | xx | xx | Initial | |||
19926854 | xx | xx | Original Balance (or Line Amount) | xx | xx | $-0.02 | -0.00002% | Initial | |
19926854 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.003% | 0.00300% | Initial | |
19926854 | xx | xx | Original Standard LTV (OLTV) | 88.133% | 88.130% | 0.003% | 0.00300% | Initial | |
69145176 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.002% | -0.00200% | No discrepancies. | Initial |
69145176 | xx | xx | Original Standard LTV (OLTV) | 75.158% | 75.160% | -0.002% | -0.00200% | No discrepancies. | Initial |
74335491 | xx | xx | Original Balance (or Line Amount) | xx | xx | $-0.02 | -0.00003% | Initial | |
74335491 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.001% | -0.00100% | Initial | |
74335491 | xx | xx | Original Standard LTV (OLTV) | 80.929% | 80.930% | -0.001% | -0.00100% | Initial | |
86579612 | xx | xx | Borrower Last Name | xx | xx | NA | Initial | ||
86579612 | xx | xx | Doc Date of Last Modification | xx | xx | -340 (Days) | NA | Initial | |
86579612 | xx | xx | Original Balance (or Line Amount) | xx | xx | $-0.05 | -0.00007% | NA | Initial |
86579612 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.005% | -0.00500% | NA | Initial |
86579612 | xx | xx | Original Standard LTV (OLTV) | 69.385% | 69.390% | -0.005% | -0.00500% | NA | Initial |
99802660 | xx | xx | Borrower #2 Last Name | xx | xx | Initial | |||
99802660 | xx | xx | Borrower Last Name | xx | xx | Initial | |||
99802660 | xx | xx | Original Balance (or Line Amount) | xx | xx | $0.01 | 0.00001% | Initial | |
28721055 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.689% | 1.68900% | Initial | |
28721055 | xx | xx | Original Standard LTV (OLTV) | 98.189% | 96.500% | 1.689% | 1.68900% | Initial | |
2657679 | xx | xx | Borrower #2 Last Name | xx | xx | The Note dated xx/xx/2022 and signed at closing, reflects the borrower's last name as xx. | Initial | ||
2657679 | xx | xx | Original CLTV Ratio Percent | xx | xx | NA. | Initial | ||
77432488 | xx | xx | Borrower First Name | xx | xx | Note document shows that borrower First name is xx. | Initial | ||
68198481 | xx | xx | Borrower #1 Middle Name | xx | xx | Borrower #1 middle name is xx. | Initial | ||
76042058 | xx | xx | Base Loan Amount | xx | xx | Initial | |||
76042058 | xx | xx | Borrower 1 Current Employer 1 Contact Name | xx | xx | Initial | |||
27430776 | xx | xx | Base Loan Amount | xx | xx | NA | Initial | ||
27430776 | xx | xx | Borrower 1 Current Employer 1 Position/Type of Business | xx | xx | NA | Initial | ||
56648514 | xx | xx | Borrower 1 Current Employer 1 Contact Name | xx | xx | Initial | |||
56648514 | xx | xx | Borrower 1 Current Employer 1 Position/Type of Business | xx | xx | Initial | |||
20609581 | xx | xx | Borrower 1 Current Employer 1 Position/Type of Business | xx | xx | NA | Initial | ||
70673584 | xx | xx | Base Loan Amount | xx | xx | Initial | |||
70673584 | xx | xx | Borrower 1 Current Employer 1 Contact Name | xx | xx | NA. | Initial | ||
70673584 | xx | xx | Borrower 1 Current Employer 1 Position/Type of Business | xx | xx | NA. | Initial | ||
70673584 | xx | xx | MI Company | xx | xx | NA. | Initial | ||
59752115 | xx | xx | Borrower 1 Current Employer 1 Contact Name | xx | xx | NA | Initial | ||
59752115 | xx | xx | Borrower 1 Current Employer 1 Position/Type of Business | xx | xx | NA | Initial | ||
57602401 | xx | xx | Base Loan Amount | xx | xx | NA | Initial | ||
57602401 | xx | xx | Borrower 1 Current Employer 1 Position/Type of Business | xx | xx | Initial | |||
38259420 | xx | xx | Base Loan Amount | xx | xx | NA | Initial | ||
38259420 | xx | xx | Borrower 1 Current Employer 1 Position/Type of Business | xx | xx | Initial | |||
38259420 | xx | xx | Original Standard LTV (OLTV) | 75.000% | 62.020% | 12.980% | 12.98000% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV = 75.000%. | Initial |
56831328 | xx | xx | Base Loan Amount | xx | xx | NA | Initial | ||
56831328 | xx | xx | Borrower 1 Current Employer 1 Position/Type of Business | xx | xx | Initial | |||
92396896 | xx | xx | Base Loan Amount | xx | xx | Initial | |||
92396896 | xx | xx | Borrower 1 Current Employer 1 Contact Name | xx | xx | Initial | |||
53680311 | xx | xx | Base Loan Amount | xx | xx | N.A. | Initial | ||
53680311 | xx | xx | Borrower 1 Current Employer 1 Position/Type of Business | xx | xx | Initial | |||
53680311 | xx | xx | Original Appraised Value | xx | xx | $-80000.00 | -15.38461% | Subject loan closed with PIW. Final CD reflects appraised value as $xx. | Initial |
53680311 | xx | xx | Original CLTV Ratio Percent | xx | xx | 7.867% | 7.86700% | Collateral value used for underwriting: $xx. Amount of secondary lien: $0.00. Loan amount: $xx. CLTV = 51.136%. | Initial |
53680311 | xx | xx | Original Standard LTV (OLTV) | 51.136% | 43.269% | 7.867% | 7.86700% | Collateral value used for underwriting: $xx. Loan amount: $xx. LTV (CLTV) = 51.136%. | Initial |
40940474 | xx | xx | Borrower 1 Current Employer 1 Position/Type of Business | xx | xx | Initial | |||
40940474 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.687% | 1.68700% | Collateral Value used for Underwriting: $xx Amount of Secondary Lien(s): $xx Loan Amount: $xx CLTV = 104.465%. | Initial |
40940474 | xx | xx | Original Standard LTV (OLTV) | 98.187% | 96.500% | 1.687% | 1.68700% | Collateral value used for underwriting: $xx. Loan amount: $xx. CLTV = 98.187%. | Initial |
26193526 | xx | xx | Borrower 1 Current Employer 1 Contact Name | xx | xx | NA. | Initial | ||
26193526 | xx | xx | Borrower 1 Current Employer 1 Position/Type of Business | xx | xx | NA. | Initial | ||
96445646 | xx | xx | Borrower 1 Current Employer 1 Position/Type of Business | xx | xx | Initial | |||
9355618 | xx | xx | Base Loan Amount | xx | xx | N.A. | Initial | ||
55652158 | xx | xx | MI Company | xx | xx | Initial | |||
73580542 | xx | xx | Base Loan Amount | xx | xx | NA | Initial | ||
73580542 | xx | xx | Borrower 1 Current Employer 1 Position/Type of Business | xx | xx | NA | Initial | ||
21033273 | xx | xx | Original Note Doc Date | xx | xx | Initial | |||
42099645 | xx | xx | Borrower 1 Current Employer 1 Position/Type of Business | xx | xx | updated as per review. | Initial | ||
94516409 | xx | xx | Base Loan Amount | xx | xx | $1000.00 | 0.33444% | MI Certificate reflects base loan amount as xx. | Initial |
94516409 | xx | xx | Borrower 1 Current Employer 1 Contact Name | xx | xx | Initial | |||
94516409 | xx | xx | MI Company | xx | xx | MI Certificate reflects MI company name as Essent. | Initial | ||
32071789 | xx | xx | Borrower 1 Current Employer 1 Contact Name | xx | xx | NA. | Initial | ||
32071789 | xx | xx | Borrower 1 Current Employer 1 Position/Type of Business | xx | xx | NA. | Initial | ||
57212157 | xx | xx | Borrower 1 Current Employer 1 Contact Name | xx | xx | Initial | |||
4047649 | xx | xx | Borrower 1 Current Employer 1 Contact Name | xx | xx | Initial | |||
4047649 | xx | xx | Borrower 1 Current Employer 1 Position/Type of Business | xx | xx | Initial | |||
4047649 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.649% | 1.64900% | Collateral Value used for Underwriting: $xx. Amount of Secondary Lien(s): $0.00. Loan Amount: $xx. CLTV = 95.889%. | Initial |
4047649 | xx | xx | Original Standard LTV (OLTV) | 95.889% | 94.240% | 1.649% | 1.64900% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV = 95.889%. | Initial |
27331887 | xx | xx | Borrower 1 Current Employer 1 Position/Type of Business | xx | xx | Initial | |||
27331887 | xx | xx | MI Company | xx | xx | MI Certificate reflects MI company name as xx. | Initial | ||
26374034 | xx | xx | Borrower #2 First Name | xx | xx | Note document shows that only 1 borrower signed in original note. | Initial | ||
26374034 | xx | xx | MI Company | xx | xx | MIC document reflects the company of insurance is xx. | Initial | ||
44819829 | xx | xx | Original Standard LTV (OLTV) | 75.000% | 72.140% | 2.860% | 2.86000% | Collateral value used for underwriting: $xx. Loan amount: $xx. LTV = 75.000%. | Initial |
44819829 | xx | xx | Sales Price (HUD-1 Line 101) | xx | xx | Initial | |||
47617637 | xx | xx | Doc Date of Last Modification | xx | xx | -31 (Days) | Initial | ||
47617637 | xx | xx | MI Company | xx | xx | Initial | |||
47617637 | xx | xx | Original Standard LTV (OLTV) | 90.000% | 55.010% | 34.990% | 34.99000% | Initial | |
4998219 | xx | xx | Current Servicer (Enumerated) | xx | xx | Initial | |||
4998219 | xx | xx | Original Standard LTV (OLTV) | 53.636% | 53.720% | -0.084% | -0.08400% | Initial | |
4998219 | xx | xx | Sales Price (HUD-1 Line 101) | xx | xx | Initial | |||
62890154 | xx | xx | Doc Date of Last Modification | xx | xx | -30 (Days) | Doc date of last modification is changed. | Initial | |
62890154 | xx | xx | Original Standard LTV (OLTV) | 89.993% | 61.640% | 28.353% | 28.35300% | Original standard LTV is changed. | Initial |
62890154 | xx | xx | Property Address Street | xx | xx | Property address is changed. | Initial | ||
89679432 | xx | xx | Original Standard LTV (OLTV) | 70.984% | 51.520% | 19.464% | 19.46400% | As per tape discrepancies, original standard LTV is 51.520% however original standard LTV is 70.984%. | Initial |
82513011 | xx | xx | Doc Date of Last Modification | xx | xx | -23 (Days) | The modification agreement was made between the borrower xx Lender xx., on xx/xx/2014. | Initial | |
82513011 | xx | xx | Original Standard LTV (OLTV) | 90.000% | 116.730% | -26.730% | -26.73000% | Original standard LTV (OLTV) is changed. | Initial |
82513011 | xx | xx | Property Address Street | xx | xx | Initial | |||
87607254 | xx | xx | Original Standard LTV (OLTV) | 83.378% | 51.010% | 32.368% | 32.36800% | Collateral value used for underwriting: $xx Amount of secondary lien: $0.00. Loan amount: $xx. CLTV = 83.378%. | Initial |
81608934 | xx | xx | Original Standard LTV (OLTV) | 80.000% | 59.050% | 20.950% | 20.95000% | Original standard LTV is changed. | Initial |
18028979 | xx | xx | Borrower Last Name | xx | xx | Changes made because of Note. | Initial | ||
18028979 | xx | xx | Doc Date of Last Modification | xx | xx | -31 (Days) | Changes made because of Modifcation. | Initial | |
18028979 | xx | xx | Original Standard LTV (OLTV) | 25.692% | 16.900% | 8.792% | 8.79200% | Changes made because of Appraisal. | Initial |
32720528 | xx | xx | Doc Date of Last Modification | xx | xx | Initial | |||
32720528 | xx | xx | MI Company | xx | xx | Initial | |||
32720528 | xx | xx | Original Standard LTV (OLTV) | 88.938% | 56.710% | 32.228% | 32.22800% | Initial | |
32720528 | xx | xx | Property Address Street | xx | xx | Initial | |||
81625542 | xx | xx | Doc Date of Last Modification | xx | xx | 19 (Days) | N/A | Initial | |
81625542 | xx | xx | Original Standard LTV (OLTV) | 64.778% | 70.330% | -5.552% | -5.55200% | N/A | Initial |
17641955 | xx | xx | Original Standard LTV (OLTV) | 54.750% | 49.100% | 5.650% | 5.65000% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. LTV = 54.750%. | Initial |
17641955 | xx | xx | Sales Price (HUD-1 Line 101) | xx | xx | FInal CD reflects sales price as xx | Initial | ||
35033104 | xx | xx | Borrower #2 Last Name | xx | xx | Initial | |||
35033104 | xx | xx | Original Standard LTV (OLTV) | 97.374% | 76.370% | 21.004% | 21.00400% | Initial | |
1683762 | xx | xx | Current Servicer (Enumerated) | xx | xx | Initial | |||
1683762 | xx | xx | Doc Date of Last Modification | xx | xx | Initial | |||
1683762 | xx | xx | Original Standard LTV (OLTV) | 75.210% | 60.030% | 15.180% | 15.18000% | Initial | |
1683762 | xx | xx | Property Address Street | xx | xx | Initial | |||
12833425 | xx | xx | Doc Date of Last Modification | xx | xx | Initial | |||
12833425 | xx | xx | Original Standard LTV (OLTV) | 71.667% | 64.170% | 7.497% | 7.49700% | Initial | |
12833425 | xx | xx | Sales Price (HUD-1 Line 101) | xx | xx | Initial | |||
32328361 | xx | xx | Current Servicer (Enumerated) | xx | xx | Initial | |||
32328361 | xx | xx | First Payment Date | xx | xx | -30 (Days) | Initial | ||
32328361 | xx | xx | Original Standard LTV (OLTV) | 54.000% | 51.060% | 2.940% | 2.94000% | LTV is 54.00%. | Initial |
32328361 | xx | xx | Sales Price (HUD-1 Line 101) | xx | xx | Initial | |||
85511174 | xx | xx | Borrower Last Name | xx | xx | Initial | |||
85511174 | xx | xx | Original Standard LTV (OLTV) | 78.000% | 71.470% | 6.530% | 6.53000% | Initial | |
22522906 | xx | xx | Borrower #1 Middle Name | xx | xx | NA | Initial | ||
22522906 | xx | xx | Doc Date of Last Modification | xx | xx | -31 (Days) | Initial | ||
22522906 | xx | xx | Original Standard LTV (OLTV) | 73.155% | 48.300% | 24.855% | 24.85500% | As per tape discrepancies, original standard LTV is 48.300% however original standard LTV is 73.155%. | Initial |
22522906 | xx | xx | Sales Price (HUD-1 Line 101) | xx | xx | As per tape discrepancies, sale price is $xx however as per HUD-1 and loan application this loan is Refinance. | Initial | ||
17993816 | xx | xx | Doc Date of Last Modification | xx | xx | -31 (Days) | updated as per review. | Initial | |
17993816 | xx | xx | Original Standard LTV (OLTV) | 90.000% | 31.220% | 58.780% | 58.78000% | updated as per review. | Initial |
17993816 | xx | xx | Property Address Street | xx | xx | updated as per review. | Initial | ||
6352221 | xx | xx | Doc Date of Last Modification | xx | xx | -20 (Days) | xx/xx/2016. | Initial | |
6352221 | xx | xx | Original Standard LTV (OLTV) | 94.992% | 64.490% | 30.502% | 30.50200% | 94.992%. | Initial |
74987710 | xx | xx | Current Servicer (Enumerated) | xx | xx | Initial | |||
74987710 | xx | xx | Original Standard LTV (OLTV) | 64.124% | 62.590% | 1.534% | 1.53400% | Update as per 1008. | Initial |
45990326 | xx | xx | Original Standard LTV (OLTV) | 50.000% | 42.710% | 7.290% | 7.29000% | NA. | Initial |
58476649 | xx | xx | Original Standard LTV (OLTV) | 71.268% | 41.230% | 30.038% | 30.03800% | No discrepancies. | Initial |
85481407 | xx | xx | Doc Date of Last Modification | xx | xx | Initial | |||
85481407 | xx | xx | Original Standard LTV (OLTV) | 59.055% | 50.670% | 8.385% | 8.38500% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV = 59.055%. | Initial |
76204179 | xx | xx | Original Standard LTV (OLTV) | 86.709% | 41.500% | 45.209% | 45.20900% | updated as per review. | Initial |
90265612 | xx | xx | Doc Date of Last Modification | xx | xx | Initial | |||
90265612 | xx | xx | Original Standard LTV (OLTV) | 76.547% | 46.640% | 29.907% | 29.90700% | Initial | |
90265612 | xx | xx | Sales Price (HUD-1 Line 101) | xx | xx | Initial | |||
3505057 | xx | xx | MI Company | xx | xx | NA. | Initial | ||
3505057 | xx | xx | Original Standard LTV (OLTV) | 83.674% | 81.030% | 2.644% | 2.64400% | Collateral value used for underwriting: $xx, loan amount: $xx. LTV=83.674%. | Initial |
3505057 | xx | xx | Sales Price (HUD-1 Line 101) | xx | xx | NA. | Initial | ||
61722128 | xx | xx | Doc Date of Last Modification | xx | xx | Initial | |||
61722128 | xx | xx | Original Standard LTV (OLTV) | 65.476% | 40.890% | 24.586% | 24.58600% | Initial | |
61722128 | xx | xx | Property Address Street | xx | xx | Initial | |||
32016575 | xx | xx | Doc Date of Last Modification | xx | xx | -38 (Days) | Initial | ||
32016575 | xx | xx | Original Standard LTV (OLTV) | 80.000% | 61.100% | 18.900% | 18.90000% | Initial | |
32016575 | xx | xx | Property Address Street | xx | xx | Initial | |||
69083038 | xx | xx | Original Standard LTV (OLTV) | 100.000% | 32.050% | 67.950% | 67.95000% | Initial | |
69083038 | xx | xx | Property Address Street | xx | xx | Initial | |||
25797443 | xx | xx | Doc Date of Last Modification | xx | xx | Initial | |||
25797443 | xx | xx | Original Standard LTV (OLTV) | 98.080% | 70.470% | 27.610% | 27.61000% | Initial | |
43907497 | xx | xx | Doc Date of Last Modification | xx | xx | -42 (Days) | As per tape discrepancies doc date of last modification is xx/xx/2017. however; doc date of last modification is xx/xx/2017. | Initial | |
43907497 | xx | xx | Original Standard LTV (OLTV) | 69.032% | 64.950% | 4.082% | 4.08200% | As per tape discrepancies original standard LTV (OLTV) is 64.950%. however; original standard LTV (OLTV) is 69.032%. | Initial |
29727559 | xx | xx | Current Servicer (Enumerated) | xx | xx | Initial | |||
29727559 | xx | xx | Doc Date of Last Modification | xx | xx | Initial | |||
29727559 | xx | xx | Original Balance (or Line Amount) | xx | xx | $0.43 | 0.00035% | Initial | |
29727559 | xx | xx | Original Standard LTV (OLTV) | 101.277% | 26.020% | 75.257% | 75.25700% | Initial | |
29727559 | xx | xx | Property Address Street | xx | xx | Initial | |||
5620241 | xx | xx | Original Standard LTV (OLTV) | 54.000% | 43.970% | 10.030% | 10.03000% | Collateral Value used for Underwriting:$xx. Loan Amount:$xx. LTV = 54.000%. | Initial |
5620241 | xx | xx | Sales Price (HUD-1 Line 101) | xx | xx | Initial | |||
66785696 | xx | xx | Borrower Last Name | xx | xx | Initial | |||
66785696 | xx | xx | Doc Date of Last Modification | xx | xx | Initial | |||
66785696 | xx | xx | Original Standard LTV (OLTV) | 98.454% | 63.840% | 34.614% | 34.61400% | Initial | |
66785696 | xx | xx | Property Address Street | xx | xx | Initial | |||
40045918 | xx | xx | Original Balance (or Line Amount) | xx | xx | $0.20 | 0.00030% | NA | Initial |
40045918 | xx | xx | Original Standard LTV (OLTV) | Unavailable | 23.890% | NA | Initial | ||
40045918 | xx | xx | Property Address Street | xx | xx | NA | Initial | ||
94003098 | xx | xx | Property Address Street | xx | xx | The note signed on xx/xx/2022 reflects the property address as xx. | Initial | ||
35453203 | xx | xx | Borrower First Name | xx | xx | Borrower first name is xx. | Initial | ||
35511398 | xx | xx | Original CLTV Ratio Percent | xx | xx | -18.228% | -18.22800% | CLTV is 63.058%. | Initial |
35511398 | xx | xx | Original Standard LTV (OLTV) | 44.832% | 44.830% | 0.002% | 0.00200% | LTV is 44.832%. | Initial |
43859416 | xx | xx | Application Date (Baseline script version) | xx | xx | 48 (Days) | xx/xx/2017. | Initial | |
43859416 | xx | xx | Original Note Doc Date | xx | xx | 48 (Days) | Update as per note. | Initial | |
43859416 | xx | xx | Original Standard LTV (OLTV) | 62.271% | 62.270% | 0.001% | 0.00100% | Update as per 1008. | Initial |
43859416 | xx | xx | Property Address Street | xx | xx | Update as per note. | Initial | ||
35830731 | xx | xx | Application Date (Baseline script version) | xx | xx | 18 (Days) | Application reflects date is xx/xx/2020. | Initial | |
35830731 | xx | xx | Original Note Doc Date | xx | xx | 18 (Days) | Note document reflects date is xx/xx/2020. | Initial | |
35830731 | xx | xx | Original Standard LTV (OLTV) | 79.583% | 79.600% | -0.017% | -0.01700% | Collateral value used for underwriting:$xx. Loan amount: $xx. LTV = 79.583%. | Initial |
29837529 | xx | xx | Application Date (Baseline script version) | xx | xx | 30 (Days) | Initial | ||
29837529 | xx | xx | Original Note Doc Date | xx | xx | 30 (Days) | Note reflects original date is xx/xx/2018. | Initial | |
13690329 | xx | xx | Application Date (Baseline script version) | xx | xx | 49 (Days) | Final application reflects date as xx/xx/2021. | Initial | |
13690329 | xx | xx | Original Note Doc Date | xx | xx | 49 (Days) | Note document reflects date as xx/xx/2021. | Initial | |
27493008 | xx | xx | Application Date (Baseline script version) | xx | xx | 35 (Days) | Final application reflects date is xx/xx/2021. | Initial | |
27493008 | xx | xx | Original Note Doc Date | xx | xx | 35 (Days) | Note reflects original note date is xx/xx/2021. | Initial | |
17019051 | xx | xx | Application Date (Baseline script version) | xx | xx | 49 (Days) | updated as per final application. | Initial | |
17019051 | xx | xx | Original Note Doc Date | xx | xx | 49 (Days) | Updated as per note date. | Initial | |
17019051 | xx | xx | Property Address Street | xx | xx | As per the note the address is xx. | Initial | ||
15069883 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.689% | 1.68900% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV = 98.189%. | Initial |
15069883 | xx | xx | Original Standard LTV (OLTV) | 98.189% | 96.500% | 1.689% | 1.68900% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. LTV = 98.189%. | Initial |
86290831 | xx | xx | Original CLTV Ratio Percent | xx | xx | -1.069% | -1.06900% | Collateral Value used for Underwriting:$xx. Amount of Secondary Lien(s):$xx. Loan Amount: $xx. LTV = 98.189%. CLTV=100.947%. | Initial |
86290831 | xx | xx | Original Standard LTV (OLTV) | 98.189% | 96.500% | 1.689% | 1.68900% | Collateral Value used for Underwriting:$xx. Loan Amount: $xx. LTV = 98.189%. | Initial |
24187343 | xx | xx | Original Note Doc Date | xx | xx | -6 (Days) | Note documents shows note date is xx/xx/2021. | Initial | |
24187343 | xx | xx | Original Standard LTV (OLTV) | 69.883% | 93.000% | -23.117% | -23.11700% | Collateral Value used for Underwriting: $xx Loan Amount: $xx LTV =69.883%. | Initial |
24187343 | xx | xx | Property Address Street | xx | xx | Original note document reflects property address street is xx. | Initial | ||
52981004 | xx | xx | Original Note Doc Date | xx | xx | -5 (Days) | Updated as per note. | Initial | |
52981004 | xx | xx | Original Standard LTV (OLTV) | 72.729% | 71.479% | 1.250% | 1.25000% | Updated as per 1008. | Initial |
52981004 | xx | xx | Property Address Street | xx | xx | Updated as per note. | Initial | ||
4380019 | xx | xx | Original Note Doc Date | xx | xx | -4 (Days) | Note document reflects date as xx/xx/2020. | Initial | |
4380019 | xx | xx | Property City | xx | xx | The note signed on xx/xx/2020 reflects the property city as xx. | Initial | ||
23265656 | xx | xx | Property City | xx | xx | Note document reflects property city name as xx. | Initial | ||
20410753 | xx | xx | Property Address Street | xx | xx | Updated as per Note document. | Initial | ||
20410753 | xx | xx | Property City | xx | xx | Updated as per Note document. | Initial | ||
87593337 | xx | xx | Property Address Street | xx | xx | The note signed on xx/xx/2020 reflects the property address as xx | Initial | ||
87593337 | xx | xx | Property City | xx | xx | The note signed on xx/xx/2020 reflects the property city as xx. | Initial | ||
78952994 | xx | xx | Property Address Street | xx | xx | Note reflects property address street xx. | Initial | ||
78952994 | xx | xx | Property City | xx | xx | As per note property city reflects xx. | Initial | ||
24542910 | xx | xx | Property City | xx | xx | Note reflects property city as xx | Initial | ||
65125924 | xx | xx | Property City | xx | xx | Subject property city name as xx. | Initial | ||
23665686 | xx | xx | Property City | xx | xx | Note documents reflects the property city is xx. | Initial | ||
59901801 | xx | xx | Borrower Last Name | xx | xx | Updated as per Original Note. | Initial | ||
59901801 | xx | xx | Original Note Doc Date | xx | xx | -4 (Days) | Updated as per Original Note. | Initial | |
59901801 | xx | xx | Property City | xx | xx | Updated as per Original Note. | Initial | ||
23328720 | xx | xx | Original Appraisal Date | xx | xx | -396 (Days) | NA. | Initial | |
23328720 | xx | xx | Original CLTV Ratio Percent | xx | xx | 2.830% | 2.83000% | NA. | Initial |
23328720 | xx | xx | Original Standard LTV (OLTV) | 95.000% | 92.170% | 2.830% | 2.83000% | NA. | Initial |
56873720 | xx | xx | Borrower #2 First Name | xx | xx | Note reflects borrower #2 first name as xx. | Initial | ||
56873720 | xx | xx | MI Company | xx | xx | MI company name as xx. | Initial | ||
56873720 | xx | xx | Original Appraisal Date | xx | xx | -223 (Days) | Original appraisal date reflects as xx/xx/2021. | Initial | |
56873720 | xx | xx | Original CLTV Ratio Percent | xx | xx | 4.356% | 4.35600% | Collateral value used for underwriting: $xx. Amount of secondary lien(s): $0.00. Loan amount: $xx. CLTV = 95.106%. | Initial |
56873720 | xx | xx | Original Standard LTV (OLTV) | 95.106% | 90.750% | 4.356% | 4.35600% | Collateral value used for underwriting: $xx. Loan amount: $xx. LTV (OLTV) = 95.106%. | Initial |
56873720 | xx | xx | Property Address Street | xx | xx | The Note signed on xx/xx/2021 reflects the property address as xx. | Initial | ||
95416211 | xx | xx | Borrower #1 Middle Name | xx | xx | Initial | |||
95416211 | xx | xx | Original Appraisal Date | xx | xx | -402 (Days) | Initial | ||
95416211 | xx | xx | Original Appraised Value | xx | xx | $-65000.00 | -11.01694% | Initial | |
95416211 | xx | xx | Original CLTV Ratio Percent | xx | xx | 11.221% | 11.22100% | Initial | |
95416211 | xx | xx | Original Standard LTV (OLTV) | 84.571% | 73.350% | 11.221% | 11.22100% | Initial | |
72398161 | xx | xx | Borrower #1 Middle Name | xx | xx | NA | Initial | ||
72398161 | xx | xx | Original Appraisal Date | xx | xx | The Appraisal reflects the effective date as xx/xx/2021. | Initial | ||
72398161 | xx | xx | Original Appraised Value | xx | xx | $100000.00 | 12.50000% | The Appraisal reflects the appraisal value as $xx | Initial |
72398161 | xx | xx | Original CLTV Ratio Percent | xx | xx | -7.021% | -7.02100% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV = 58.889%. | Initial |
72398161 | xx | xx | Original Standard LTV (OLTV) | 58.889% | 65.910% | -7.021% | -7.02100% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. LTV = 58.889%. | Initial |
23042317 | xx | xx | Borrower #1 Middle Name | xx | xx | N/A. | Initial | ||
23042317 | xx | xx | Original Appraisal Date | xx | xx | N.A | Initial | ||
23042317 | xx | xx | Original CLTV Ratio Percent | xx | xx | 2.170% | 2.17000% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV = 59.160%. | Initial |
23042317 | xx | xx | Original Standard LTV (OLTV) | 59.160% | 56.990% | 2.170% | 2.17000% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. LTV = 59.160%. | Initial |
86923384 | xx | xx | Original Appraisal Date | xx | xx | -220 (Days) | As per appraisal report appraisal date is xx/xx/2020. | Initial | |
86923384 | xx | xx | Original Appraised Value | xx | xx | $-87000.00 | -32.58426% | As per appraisal report appraised value is $xx. | Initial |
86923384 | xx | xx | Original CLTV Ratio Percent | xx | xx | 33.150% | 33.15000% | Collateral value used for underwriting: $xx. Amount of secondary Lien(s): $0.00. Loan amount: $xx. CLTV =97.000%. | Initial |
86923384 | xx | xx | Original Standard LTV (OLTV) | 97.000% | 63.850% | 33.150% | 33.15000% | Collateral value used for underwriting: $xxLoan amount: $xx LTV =97.000%. | Initial |
59718580 | xx | xx | Original Appraisal Date | xx | xx | -294 (Days) | Original appraisal date as xx/xx/2021. | Initial | |
59718580 | xx | xx | Original Appraised Value | xx | xx | $-22000.00 | -9.05349% | Original appraised value as $xx. | Initial |
59718580 | xx | xx | Original CLTV Ratio Percent | xx | xx | 10.466% | 10.46600% | Original CLTV ratio percent as 96.946%. | Initial |
59718580 | xx | xx | Original Standard LTV (OLTV) | 96.946% | 86.480% | 10.466% | 10.46600% | Original standard LTV (OLTV) as 96.946%. | Initial |
59718580 | xx | xx | Property Address Street | xx | xx | Property address street as xx. | Initial | ||
91425011 | xx | xx | MI Company | xx | xx | Mortgage insurance reflects MI company as xx. | Initial | ||
91425011 | xx | xx | Original Appraisal Date | xx | xx | -549 (Days) | Original appraisal reflects original appraisal date as xx/xx/2020. | Initial | |
91425011 | xx | xx | Original Appraised Value | xx | xx | $-20000.00 | -4.34782% | Original appraisal reflects original appraised value as xx. | Initial |
91425011 | xx | xx | Original CLTV Ratio Percent | xx | xx | 11.605% | 11.60500% | Collateral Value used for Underwriting: xx. Amount of Secondary Lien(s): $0.00 Loan Amount: xx. CLTV = 95.000%. | Initial |
91425011 | xx | xx | Original Standard LTV (OLTV) | 95.000% | 87.940% | 7.060% | 7.06000% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx CLTV = 95.000%. | Initial |
45983616 | xx | xx | Original Appraisal Date | xx | xx | -114 (Days) | Updated as per appraisal report. | Initial | |
45983616 | xx | xx | Original Appraised Value | xx | xx | $14000.00 | 7.36842% | Updated as per appraisal report. | Initial |
45983616 | xx | xx | Original CLTV Ratio Percent | xx | xx | -5.290% | -5.29000% | Collateral Value used for Underwriting: $xx Amount of Secondary Lien(s): $00.00 Loan Amount: $xx CLTV = 90.00%. | Initial |
45983616 | xx | xx | Original Standard LTV (OLTV) | 90.000% | 95.290% | -5.290% | -5.29000% | Collateral Value used for Underwriting: $xx Loan Amount: $xx CLTV = 90.00%. | Initial |
46116899 | xx | xx | Original Appraisal Date | xx | xx | -428 (Days) | Initial | ||
46116899 | xx | xx | Original Appraised Value | xx | xx | $4000.00 | 0.88888% | Initial | |
46116899 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.570% | 1.57000% | Initial | |
46116899 | xx | xx | Original Standard LTV (OLTV) | 80.000% | 78.430% | 1.570% | 1.57000% | Initial | |
58111333 | xx | xx | MI Company | xx | xx | Updated as per MI certificate. | Initial | ||
24116311 | xx | xx | MI Company | xx | xx | NA | Initial | ||
24116311 | xx | xx | Original CLTV Ratio Percent | xx | xx | -2.910% | -2.91000% | Updated as per Final CD. | Initial |
24116311 | xx | xx | Original Note Doc Date | xx | xx | -1 (Days) | Updated as per Note. | Initial | |
33890545 | xx | xx | Original Note Doc Date | xx | xx | -5 (Days) | Updated as per Original Note. | Initial | |
13348988 | xx | xx | Original Note Doc Date | xx | xx | -5 (Days) | As per Tape data ,Note Date is xx/xx/2022 .However Note documents reflects as xx/xx/2022. | Initial | |
89085430 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.688% | 1.68800% | Update as per 1008. | Initial |
89085430 | xx | xx | Original Standard LTV (OLTV) | 98.188% | 96.500% | 1.688% | 1.68800% | Update as per 1008. | Initial |
82095501 | xx | xx | Original Note Doc Date | xx | xx | -4 (Days) | Initial | ||
44072427 | xx | xx | Original CLTV Ratio Percent | xx | xx | -3.880% | -3.88000% | Initial | |
56020219 | xx | xx | Original Appraised Value | xx | xx | $-9300.00 | -1.71808% | Updated as per Appraisal report. | Initial |
56020219 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.530% | 1.53000% | CLTV is 88.93%. | Initial |
56020219 | xx | xx | Original Note Doc Date | xx | xx | -6 (Days) | Updated as per Note. | Initial | |
56020219 | xx | xx | Original Standard LTV (OLTV) | 88.936% | 87.406% | 1.530% | 1.53000% | LTV is 89.93%. | Initial |
88982403 | xx | xx | Borrower #1 Middle Name | xx | xx | Initial | |||
88982403 | xx | xx | Property Address Street | xx | xx | Initial | |||
40182449 | xx | xx | Original Note Doc Date | xx | xx | -1 (Days) | NA | Initial | |
65201670 | xx | xx | Borrower #1 Middle Name | xx | xx | Updated as per Note. | Initial | ||
65201670 | xx | xx | Borrower Last Name | xx | xx | Updated as per Note. | Initial | ||
65201670 | xx | xx | Original Note Doc Date | xx | xx | -1 (Days) | Updated as per Note. | Initial | |
89135603 | xx | xx | Property Address Street | xx | xx | Note document reflects property address street as xx | Initial | ||
35925951 | xx | xx | Borrower #2 Last Name | xx | xx | updated as per Note. | Initial | ||
35925951 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.005% | 0.00500% | CLTV is 64.615%. | Initial |
35925951 | xx | xx | Original Note Doc Date | xx | xx | -4 (Days) | updated as per Note. | Initial | |
35925951 | xx | xx | Original Standard LTV (OLTV) | 64.615% | 64.610% | 0.005% | 0.00500% | LTV is 64.615%. | Initial |
81254023 | xx | xx | Original CLTV Ratio Percent | xx | xx | -3.695% | -3.69500% | Collateral Value used for Underwriting: $Xx. Loan Amount: $xx. CLTV = 93.305%. | Initial |
81254023 | xx | xx | Original Standard LTV (OLTV) | 93.305% | 97.000% | -3.695% | -3.69500% | Collateral Value used for Underwriting: $xx Loan Amount: $xx CLTV = 93.305%. | Initial |
81254023 | xx | xx | Property Address Street | xx | xx | Note reflects address as xx. | Initial | ||
94345457 | xx | xx | MI Company | xx | xx | NA | Initial | ||
94345457 | xx | xx | Original Note Doc Date | xx | xx | 42 (Days) | NA | Initial | |
61876819 | xx | xx | Doc Date of Last Modification | xx | xx | -119 (Days) | NA | Initial | |
83912341 | xx | xx | Borrower #2 First Name | xx | xx | Initial | |||
83912341 | xx | xx | Borrower #2 Last Name | xx | xx | Initial | |||
83912341 | xx | xx | Borrower First Name | xx | xx | Initial | |||
83912341 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.676% | 1.67600% | Initial | |
83912341 | xx | xx | Original Standard LTV (OLTV) | 97.326% | 95.650% | 1.676% | 1.67600% | Initial | |
83912341 | xx | xx | Property Address Street | xx | xx | Initial | |||
73323464 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.689% | 1.68900% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. LTV (CLTV) = 98.189%. | Initial |
73323464 | xx | xx | Original Standard LTV (OLTV) | 98.189% | 96.500% | 1.689% | 1.68900% | Collateral Value used for Underwriting: $xx Loan Amount: $xx. LTV (CLTV) = 98.189%. | Initial |
26186515 | xx | xx | Borrower First Name | xx | xx | The note dated xx/xx/2020 and signed at closing, reflects the borrower's first name as xx. | Initial | ||
26186515 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.670% | 1.67000% | Collateral value used for Underwriting:$xx. Amount of secondary Lien: $0.00. Loan amount: $xx. CLTV = 97.320%. | Initial |
26186515 | xx | xx | Original Standard LTV (OLTV) | 97.320% | 95.650% | 1.670% | 1.67000% | Collateral value used for underwriting:$xx Loan amount: $xx LTV = 97.320%. | Initial |
26186515 | xx | xx | Property Address Street | xx | xx | The note dated xx/xx/2020 and signed at closing, reflects property street address street is xx. | Initial | ||
85963771 | xx | xx | Original Appraised Value | xx | xx | $-105000.00 | -28.76712% | NA. | Initial |
85963771 | xx | xx | Original CLTV Ratio Percent | xx | xx | 23.014% | 23.01400% | NA. | Initial |
85963771 | xx | xx | Original Standard LTV (OLTV) | 80.000% | 56.986% | 23.014% | 23.01400% | NA. | Initial |
70913494 | xx | xx | Original Appraised Value | xx | xx | $79108.00 | 23.26705% | Original appraised value as $xx. | Initial |
70913494 | xx | xx | Original CLTV Ratio Percent | xx | xx | -19.775% | -19.77500% | Original CLTV Ratio percent as 84.990%. | Initial |
70913494 | xx | xx | Original Standard LTV (OLTV) | 84.990% | 104.765% | -19.775% | -19.77500% | Original standard LTV (OLTV) as 84.990%. | Initial |
86530864 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.708% | 1.70800% | Collateral Value used for Underwriting: $xx Amount of Secondary Lien(s): $00.00 Loan Amount: $xx CLTV = 99.340%. | Initial |
86530864 | xx | xx | Original Standard LTV (OLTV) | 99.340% | 97.632% | 1.708% | 1.70800% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx CLTV = 99.340%. | Initial |
59158377 | xx | xx | Doc Date of Last Modification | xx | xx | Updated as per review. | Initial | ||
59158377 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.001% | -0.00100% | Updated as per review. | Initial |
59158377 | xx | xx | Original Standard LTV (OLTV) | 59.067% | 59.068% | -0.001% | -0.00100% | Updated as per review. | Initial |
66428977 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.688% | 1.68800% | Collateral value used for underwriting: $xx. Amount of secondary lien(s): $0.00. Loan amount: $xx. CLTV = 98.188%. | Initial |
66428977 | xx | xx | Original Standard LTV (OLTV) | 98.188% | 96.500% | 1.688% | 1.68800% | Collateral value used for underwriting: $xx. Loan amount: $xx. LTV (OLTV) = 98.188%. | Initial |
48656590 | xx | xx | Property Address Street | xx | xx | Note reflects address as xx. | Initial | ||
99092222 | xx | xx | Property Address Street | xx | xx | Updated as per note. | Initial | ||
2844333 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.004% | -0.00400% | Collateral value used for underwriting: $xx. Amount of secondary lien(s): $0.00. Loan amount: $xx. CLTV = 87.846%. | Initial |
2844333 | xx | xx | Original Standard LTV (OLTV) | 87.846% | 87.850% | -0.004% | -0.00400% | Collateral value used for underwriting: $xx. Loan amount: $xx. LTV (CLTV) = 87.846%. | Initial |
12977200 | xx | xx | Doc Date of Last Modification | xx | xx | Initial | |||
12977200 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.697% | 1.69700% | Initial | |
12977200 | xx | xx | Original Standard LTV (OLTV) | 98.727% | 97.030% | 1.697% | 1.69700% | Initial | |
12977200 | xx | xx | Property Address Street | xx | xx | Initial | |||
76451348 | xx | xx | Borrower Last Name | xx | xx | As per tape data, Borrower last name is xx However note document reflects xx. | Initial | ||
76451348 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.496% | 1.49600% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV = 87.012%. | Initial |
76451348 | xx | xx | Original Standard LTV (OLTV) | 87.012% | 85.516% | 1.496% | 1.49600% | Collateral Value used for Underwriting: $xx Loan Amount: $xx LTV = 87.012%. | Initial |
35042193 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.400% | 1.40000% | Collateral Value used for Underwriting:$xx Amount of Secondary Lien(s): $0.00 Loan Amount:$xx. CLTV = 81.400%. | Initial |
35042193 | xx | xx | Original Standard LTV (OLTV) | 81.400% | 80.000% | 1.400% | 1.40000% | Collateral Value used for Underwriting:$xx. Loan Amount:$xx. LTV = 81.400%. | Initial |
98789698 | xx | xx | Borrower #2 Last Name | xx | xx | Note reflects #2 last name as xx. | Initial | ||
98789698 | xx | xx | Borrower #2 Middle Name | xx | xx | Note reflects #2 borrower middle name as xx. | Initial | ||
98789698 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.574% | 1.57400% | CLTV IS 91.734%. | Initial |
98789698 | xx | xx | Original Standard LTV (OLTV) | 91.734% | 90.160% | 1.574% | 1.57400% | LTV IS 91.734%. | Initial |
98789698 | xx | xx | Property Address Street | xx | xx | note reflects property address as xx. | Initial | ||
52969494 | xx | xx | Borrower First Name | xx | xx | As per note borrower first name reflects xx. | Initial | ||
52969494 | xx | xx | Borrower Last Name | xx | xx | As per note borrower last name reflects xx. | Initial | ||
52969494 | xx | xx | Original CLTV Ratio Percent | xx | xx | 1.662% | 1.66200% | Collateral Value used for Underwriting: $xx. Amount of Secondary Lien(s): $0.00. Loan Amount: $xx. CLTV = 96.842%. | Initial |
52969494 | xx | xx | Original Standard LTV (OLTV) | 96.842% | 95.180% | 1.662% | 1.66200% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV = 96.842%. | Initial |
24626148 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.005% | -0.00500% | Collateral value used for underwriting: $xx. Amount of secondary Lien(s): $0.00. Loan amount: $xx. CLTV =100.145%. | Initial |
24626148 | xx | xx | Original Standard LTV (OLTV) | 100.145% | 100.150% | -0.005% | -0.00500% | Collateral value used for underwriting: $xx Loan amount: $xx. CLTV =100.145%. | Initial |
24736858 | xx | xx | Original CLTV Ratio Percent | xx | xx | 0.003% | 0.00300% | Subject loan closed with no appraisal. | Initial |
24736858 | xx | xx | Original Standard LTV (OLTV) | 48.823% | 48.820% | 0.003% | 0.00300% | Subject loan closed with no appraisal. | Initial |
52631487 | xx | xx | Original Note Doc Date | xx | xx | -7 (Days) | As per tape data, Note Date is xx/xx/2021. However note documents reflect as xx/xx/2021. | Initial | |
23636755 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.001% | -0.00100% | Collateral value used for underwriting: $xx. Amount of Secondary Lien(s): $0.00. Loan Amount: $xx. CLTV 55.469%. | Initial |
23636755 | xx | xx | Original Standard LTV (OLTV) | 55.469% | 55.470% | -0.001% | -0.00100% | Collateral value used for underwriting: $xx. Loan Amount: $xx. CLTV 55.469%. | Initial |
92854485 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.378% | -0.37800% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV = 26.622%. | Initial |
92854485 | xx | xx | Original Standard LTV (OLTV) | 26.622% | 27.000% | -0.378% | -0.37800% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. LTV = 26.622%. | Initial |
1018622 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.843% | -0.84300% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV = 84.157%. | Initial |
1018622 | xx | xx | Original Standard LTV (OLTV) | 84.157% | 85.000% | -0.843% | -0.84300% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. LTV = 84.157%. | Initial |
63684297 | xx | xx | Original Appraised Value | xx | xx | $6000.00 | 3.04568% | As per appraisal report appraised value is $xx. | Initial |
59576471 | xx | xx | Borrower Last Name | xx | xx | Note document reflects borower's last name as xx. | Initial | ||
59576471 | xx | xx | Original Appraised Value | xx | xx | $1000.00 | 0.67114% | Original appraisal report reflects original appraisal value as $xx. | Initial |
59576471 | xx | xx | Property Address Street | xx | xx | The Note signed on xx/xx/2020 reflects the property address as xx. | Initial | ||
93704803 | xx | xx | Original Appraised Value | xx | xx | $6000.00 | 1.97368% | As per Appraisal document appraisal value is $xx. | Initial |
93704803 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.001% | -0.00100% | Original CLTV ratio percent is 98.188% | Initial |
93704803 | xx | xx | Original Standard LTV (OLTV) | 98.188% | 98.189% | -0.001% | -0.00100% | Original standard LTV is 98.188% | Initial |
57666572 | xx | xx | Original CLTV Ratio Percent | xx | xx | -0.001% | -0.00100% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. CLTV = 51.034%. | Initial |
57666572 | xx | xx | Original Standard LTV (OLTV) | 51.034% | 51.035% | -0.001% | -0.00100% | Collateral Value used for Underwriting: $xx. Loan Amount: $xx. LTV = 51.034%. | Initial |
49321957 | xx | xx | Property Address Street | xx | xx | Updated as per Note. | Initial | ||
63390930 | xx | xx | Property Address Street | xx | xx | Note document in loan file reflects property address as xx'. | Initial | ||
46040923 | xx | xx | Original Appraised Value | xx | xx | $220000.00 | 32.35294% | Original appraised value as $xx. | Initial |
46040923 | xx | xx | Original CLTV Ratio Percent | xx | xx | -23.726% | -23.72600% | Original CLTV ratio percent as 73.333%. | Initial |
46040923 | xx | xx | Original Standard LTV (OLTV) | 73.333% | 97.059% | -23.726% | -23.72600% | Original standard LTV (OLTV) as 73.333%. | Initial |
46040923 | xx | xx | Property Address Street | xx | xx | Note reflects property address street as xx | Initial |