v3.25.1
REGULATORY MATTERS (Details)
$ in Thousands
3 Months Ended
Mar. 31, 2025
USD ($)
Dec. 31, 2024
USD ($)
Total capital to risk-weighted assets    
Actual Capital, Amount $ 220,851 $ 220,696
Actual Capital, Ratio 0.1462 0.1458
Minimum Capital Adequacy Requirement, Amount $ 120,857 $ 121,127
Minimum Capital Adequacy Requirement, Ratio 0.08 0.08
Minimum Capital Adequacy Requirement With Capital Conservation Buffer, Amount $ 158,625 $ 158,979
Minimum Capital Adequacy Requirement With Capital Conservation Buffer, Ratio 0.105 0.105
Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions, Amount $ 151,072 $ 151,408
Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio 0.10 0.10
Tier 1 capital to risk-weighted assets    
Actual Capital, Amount $ 201,925 $ 201,744
Actual Capital, Ratio 0.1337 0.1332
Minimum Capital Adequacy Requirement, Amount $ 90,643 $ 90,845
Minimum Capital Adequacy Requirement, Ratio 0.06 0.06
Minimum Capital Adequacy Requirement With Capital Conservation Buffer, Amount $ 128,411 $ 128,697
Minimum Capital Adequacy Requirement With Capital Conservation Buffer, Ratio 0.085 0.085
Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions, Amount $ 120,857 $ 121,127
Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio 0.08 0.08
Common equity tier 1 capital to risk-weighted assets    
Actual Capital, Amount $ 201,925 $ 201,744
Actual Capital, Ratio 0.1337 0.1332
Minimum Capital Adequacy Requirement, Amount $ 67,982 $ 68,134
Minimum Capital Adequacy Requirement, Ratio 0.045 0.045
Minimum Capital Adequacy Requirement With Capital Conservation Buffer, Amount $ 105,750 $ 105,986
Minimum Capital Adequacy Requirement With Capital Conservation Buffer, Ratio 0.07 0.07
Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions, Amount $ 98,197 $ 98,416
Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio 0.065 0.065
Tier 1 capital to average total assets    
Actual Capital, Amount $ 201,925 $ 201,744
Actual Capital, Ratio 0.0895 0.0913
Minimum Capital Adequacy Requirement, Amount $ 90,243 $ 88,382
Minimum Capital Adequacy Requirement, Ratio 0.04 0.04
Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions, Amount $ 112,804 $ 110,478
Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio 0.05 0.05
Cash dividends to the Holding Company $ 1,200  
Retained earnings available to pay dividends $ 19,400