v3.25.1
LOANS - Company's Loans by Year of Origination and Internally Assigned Credit Risk and Gross Charge-offs (Details) - USD ($)
3 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Dec. 31, 2024
Company's loans by year of origination and internally assigned credit risk and gross charge-offs      
2025 $ 169,883,000   $ 205,572,000
2024 342,479,000   343,147,000
2023 614,787,000   673,315,000
2022 364,775,000   322,240,000
2021 127,913,000   96,198,000
Prior 313,835,000   318,107,000
Revolving Loans To Term Loans 26,330,000   26,422,000
Loans 1,960,674,000   1,985,524,000
Total Loans 1,960,002,000   1,985,001,000
Current period gross charge-offs      
2024 133,000    
2021 305,000    
Prior 33,000    
Total 471,000 $ 90,000  
Residential real estate      
Company's loans by year of origination and internally assigned credit risk and gross charge-offs      
2025 63,050,000   82,006,000
2024 200,796,000   181,889,000
2023 194,249,000   194,468,000
2022 69,974,000   60,482,000
2021 35,282,000   35,649,000
Prior 143,210,000   147,815,000
Revolving Loans To Term Loans 26,330,000   26,422,000
Loans 733,563,000   729,254,000
Total Loans 732,891,000   728,731,000
Current period gross charge-offs      
Amortized cost basis of the closed portfolios 672,000   523,000
Residential real estate | Pass      
Company's loans by year of origination and internally assigned credit risk and gross charge-offs      
2025 63,050,000   81,599,000
2024 199,516,000   180,498,000
2023 193,521,000   193,204,000
2022 67,578,000   58,694,000
2021 33,183,000   33,539,000
Prior 139,745,000   143,580,000
Revolving Loans To Term Loans 26,330,000   25,004,000
Loans 722,923,000   716,118,000
Residential real estate | Special Mention      
Company's loans by year of origination and internally assigned credit risk and gross charge-offs      
2025     407,000
2024 1,280,000   877,000
2023 221,000   585,000
2022 2,395,000   1,199,000
2021 2,099,000   2,110,000
Prior 765,000   768,000
Loans 6,760,000   5,946,000
Residential real estate | Substandard      
Company's loans by year of origination and internally assigned credit risk and gross charge-offs      
2024     514,000
2023 507,000   679,000
2022 1,000   589,000
Prior 2,700,000   3,467,000
Revolving Loans To Term Loans     1,418,000
Loans 3,208,000   6,667,000
Multi-family      
Company's loans by year of origination and internally assigned credit risk and gross charge-offs      
2025 2,094,000   2,814,000
2024 1,342,000   3,393,000
2023 251,948,000   292,430,000
2022 167,750,000   159,957,000
2021 57,124,000   35,368,000
Prior 55,171,000   56,608,000
Loans 535,429,000   550,570,000
Current period gross charge-offs      
Prior 33,000    
Total 33,000    
Multi-family | Pass      
Company's loans by year of origination and internally assigned credit risk and gross charge-offs      
2025 2,094,000   2,814,000
2024 1,342,000   3,393,000
2023 251,948,000   292,430,000
2022 167,750,000   159,094,000
2021 57,124,000   35,368,000
Prior 54,725,000   56,158,000
Loans 534,983,000   549,257,000
Multi-family | Special Mention      
Company's loans by year of origination and internally assigned credit risk and gross charge-offs      
Prior 446,000   450,000
Loans 446,000   450,000
Multi-family | Substandard      
Company's loans by year of origination and internally assigned credit risk and gross charge-offs      
2022     863,000
Loans     863,000
Commercial real estate      
Company's loans by year of origination and internally assigned credit risk and gross charge-offs      
2025 46,751,000   50,579,000
2024 65,819,000   79,475,000
2023 144,013,000   175,010,000
2022 115,239,000   84,700,000
2021 29,698,000   22,752,000
Prior 111,303,000   110,289,000
Loans 512,823,000   522,805,000
Current period gross charge-offs      
2021 305,000    
Total 305,000 30,000  
Commercial real estate | Pass      
Company's loans by year of origination and internally assigned credit risk and gross charge-offs      
2025 46,751,000   50,579,000
2024 64,906,000   78,564,000
2023 142,306,000   173,301,000
2022 107,725,000   78,044,000
2021 29,275,000   21,870,000
Prior 105,972,000   104,957,000
Loans 496,935,000   507,315,000
Commercial real estate | Special Mention      
Company's loans by year of origination and internally assigned credit risk and gross charge-offs      
2024     911,000
2023 1,707,000   1,709,000
2022 7,493,000   3,866,000
2021 399,000   399,000
Prior 1,294,000   1,298,000
Loans 10,893,000   8,183,000
Commercial real estate | Substandard      
Company's loans by year of origination and internally assigned credit risk and gross charge-offs      
2024 913,000    
2022 21,000   2,790,000
2021 24,000   483,000
Prior 4,037,000   4,034,000
Loans 4,995,000   7,307,000
Commercial and industrial      
Company's loans by year of origination and internally assigned credit risk and gross charge-offs      
2025 57,897,000   69,114,000
2024 73,078,000   74,810,000
2023 24,470,000   11,334,000
2022 5,037,000   7,827,000
2021 5,809,000   2,429,000
Prior 4,151,000   3,395,000
Loans 170,442,000   168,909,000
Current period gross charge-offs      
2024 133,000    
Total 133,000 $ 60,000  
Commercial and industrial | Pass      
Company's loans by year of origination and internally assigned credit risk and gross charge-offs      
2025 57,603,000   68,836,000
2024 65,648,000   73,744,000
2023 21,894,000   8,834,000
2022 3,533,000   6,022,000
2021 4,777,000   1,375,000
Prior 3,225,000   2,496,000
Loans 156,680,000   161,307,000
Commercial and industrial | Special Mention      
Company's loans by year of origination and internally assigned credit risk and gross charge-offs      
2025 257,000   236,000
2024 6,095,000   251,000
2022 543,000   544,000
2021 788,000   805,000
Prior 461,000   416,000
Loans 8,144,000   2,252,000
Commercial and industrial | Substandard      
Company's loans by year of origination and internally assigned credit risk and gross charge-offs      
2025 37,000   42,000
2024 1,335,000   815,000
2023 2,576,000   2,500,000
2022 961,000   1,261,000
2021 244,000   249,000
Prior 465,000   483,000
Loans 5,618,000   5,350,000
Construction and land development      
Company's loans by year of origination and internally assigned credit risk and gross charge-offs      
2025     921,000
2024 1,210,000   3,288,000
2022 6,775,000   9,274,000
Loans 7,985,000   13,483,000
Construction and land development | Pass      
Company's loans by year of origination and internally assigned credit risk and gross charge-offs      
2025     921,000
2024 1,210,000   3,288,000
2022 2,975,000   5,473,000
Loans 4,185,000   9,682,000
Construction and land development | Special Mention      
Company's loans by year of origination and internally assigned credit risk and gross charge-offs      
2022 3,800,000   3,801,000
Loans 3,800,000   3,801,000
Consumer      
Company's loans by year of origination and internally assigned credit risk and gross charge-offs      
2025 91,000   138,000
2024 234,000   292,000
2023 107,000   73,000
Loans 432,000   503,000
Consumer | Pass      
Company's loans by year of origination and internally assigned credit risk and gross charge-offs      
2025 91,000   138,000
2024 234,000   292,000
2023 107,000   73,000
Loans $ 432,000   $ 503,000