v3.25.1
LOANS - Major classifications (Details) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Dec. 31, 2024
Dec. 31, 2023
After to adoption of ASC 326        
Total loans $ 1,960,674   $ 1,985,524  
Allowance for credit losses (22,925) $ (19,873) (22,779) $ (19,658)
Loans, net 1,937,749   1,962,745  
Servicing of loans to others 358,800   338,800  
SBA loans held for sale 5,600   11,000  
Loans sold 46,600 26,700    
Total 471 90    
Non-performing financial instrument        
After to adoption of ASC 326        
SBA loans held for sale 5,000      
Total 300      
Residential real estate        
After to adoption of ASC 326        
Total loans 733,563   729,254  
Allowance for credit losses (6,551) (5,277) (6,236) (5,001)
SBA loans held for sale 5,700   1,400  
Multi-family        
After to adoption of ASC 326        
Total loans 535,429   550,570  
Allowance for credit losses (4,999) (4,217) (5,284) (4,671)
Total 33      
Commercial real estate        
After to adoption of ASC 326        
Total loans 512,823   522,805  
Allowance for credit losses (5,379) (8,579) (5,605) (8,390)
Total 305 30    
Commercial and industrial        
After to adoption of ASC 326        
Total loans 170,442   168,909  
Allowance for credit losses (5,860) (1,643) (5,447) (1,419)
Total 133 60    
Construction and land development        
After to adoption of ASC 326        
Total loans 7,985   13,483  
Allowance for credit losses (113) (97) (180) (122)
Consumer        
After to adoption of ASC 326        
Total loans 432   503  
Allowance for credit losses $ (23) $ (60) $ (27) $ (55)