v3.25.1
LOANS, ALLOWANCE FOR CREDIT LOSSES, AND CREDIT QUALITY - Activity in the ACL (Details) - USD ($)
$ in Thousands
3 Months Ended 12 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Dec. 31, 2024
LOANS, ALLOWANCE FOR LOAN LOSSES, AND CREDIT QUALITY      
ACL - Loans, Beginning balance $ 44,151 $ 43,609 $ 43,609
Charge-offs (836) (52) (566)
Recoveries 34 621 1,008
Net (charge-offs) recoveries (802) 569 442
Provision 400 200 100
ACL - Loans, Ending balance 43,749 44,378 44,151
Commercial/industrial      
LOANS, ALLOWANCE FOR LOAN LOSSES, AND CREDIT QUALITY      
ACL - Loans, Beginning balance 5,394 5,965 5,965
Charge-offs   (17)  
Recoveries   2  
Provision (155) (139)  
ACL - Loans, Ending balance 5,239 5,811 5,394
Commercial real estate-owner occupied      
LOANS, ALLOWANCE FOR LOAN LOSSES, AND CREDIT QUALITY      
ACL - Loans, Beginning balance 11,033 12,285 12,285
Charge-offs (802) (1)  
Recoveries   611  
Provision 190 547  
ACL - Loans, Ending balance 10,421 13,442 11,033
Commercial real estate - non-owner occupied      
LOANS, ALLOWANCE FOR LOAN LOSSES, AND CREDIT QUALITY      
ACL - Loans, Beginning balance 4,740 5,700 5,700
Provision (9) 381  
ACL - Loans, Ending balance 4,731 6,081 4,740
Multi-family      
LOANS, ALLOWANCE FOR LOAN LOSSES, AND CREDIT QUALITY      
ACL - Loans, Beginning balance 3,739 4,754 4,754
Provision 435 (153)  
ACL - Loans, Ending balance 4,174 4,601 3,739
Construction and development      
LOANS, ALLOWANCE FOR LOAN LOSSES, AND CREDIT QUALITY      
ACL - Loans, Beginning balance 5,223 3,597 3,597
Provision 96 (359)  
ACL - Loans, Ending balance 5,319 3,238 5,223
Residential 1-4 family      
LOANS, ALLOWANCE FOR LOAN LOSSES, AND CREDIT QUALITY      
ACL - Loans, Beginning balance 12,801 10,620 10,620
Charge-offs (1) (1)  
Recoveries 30 3  
Provision (172) (122)  
ACL - Loans, Ending balance 12,658 10,500 12,801
Consumer      
LOANS, ALLOWANCE FOR LOAN LOSSES, AND CREDIT QUALITY      
ACL - Loans, Beginning balance 1,084 615 615
Charge-offs (21) (4)  
Provision 10 (7)  
ACL - Loans, Ending balance 1,073 604 1,084
Other      
LOANS, ALLOWANCE FOR LOAN LOSSES, AND CREDIT QUALITY      
ACL - Loans, Beginning balance 137 73 73
Charge-offs (12) (29)  
Recoveries 4 5  
Provision 5 52  
ACL - Loans, Ending balance $ 134 $ 101 $ 137