J.P. MORGAN ACCEPTANCE CORPORATION II
Exhibit 99.8
Seller Name | Seller Loan ID | Customer Loan ID | Exception ID | Exception ID Date | Exception Category | Exception Subcategory | Exception Description | Exception Comments | Seller Response | Reviewer Response | Compensating Factors | Exception Status | Cleared Date | Exception Approved Pre Origination | Initial Exception Grade | Final Exception Grade | Initial DBRS Exception Grade | Final DBRS Exception Grade | Initial Moodys Exception Grade | Final Moodys Exception Grade | Initial Fitch Exception Grade | Final Fitch Exception Grade | Initial Kroll Exception Grade | Final Kroll Exception Grade | Initial S&P Exception Grade | Final S&P Exception Grade |
XXX | XXXXX | 304674544 | FCRE5116 | 03/27/2025 | Credit | Missing Doc | Missing VOM or VOR | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. AUS requires 12 months of payment history for the mortgage, credit report provides 4 months. Missing VOM to verify 0x30x12 | Attached The credit supplements for the first and second liens VOM | Credit supplement received, finding resolved ; Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing | Borrower has stable job time - Borrower has XXX years on job. Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XX% |
Resolved | 03/27/2025 | D | A | D | A | D | A | D | A | D | A | D | A | |
XXX | XXXXX | 304674544 | FCOM8997 | 03/28/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | Informational Only | Borrower has stable job time - Borrower has XXX years on job. Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XX% |
Resolved | 03/28/2025 | A | A | A | A | A | A | A | A | A | A | A | A | ||
XXX | XXXXX | 304674544 | FPRO8998 | 03/27/2025 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | Informational Only | Borrower has stable job time - Borrower has XXX years on job. Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XX% |
Resolved | 03/27/2025 | A | A | A | A | A | A | A | A | A | A | A | A |