J.P. MORGAN ACCEPTANCE CORPORATION II

Exhibit 99.8

 

Seller Name Seller Loan ID Customer Loan ID Exception ID Exception ID Date Exception Category Exception Subcategory Exception Description Exception Comments Seller Response Reviewer Response Compensating Factors Exception Status Cleared Date Exception Approved Pre Origination Initial Exception Grade Final Exception Grade Initial DBRS Exception Grade Final DBRS Exception Grade Initial Moodys Exception Grade Final Moodys Exception Grade Initial Fitch Exception Grade Final Fitch Exception Grade Initial Kroll Exception Grade Final Kroll Exception Grade Initial S&P Exception Grade Final S&P Exception Grade
XXX XXXXX 304674544 FCRE5116 03/27/2025 Credit Missing Doc Missing VOM or VOR Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. AUS requires 12 months of payment history for the mortgage, credit report provides 4 months. Missing VOM to verify 0x30x12 Attached The credit supplements for the first and second liens VOM Credit supplement received, finding resolved ; Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing Borrower has stable job time - Borrower has XXX years on job.
Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX
Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XX%
Resolved 03/27/2025   D A D A D A D A D A D A
XXX XXXXX 304674544 FCOM8997 03/28/2025 Compliance Data No Compliance Findings The loan is in compliance with all applicable laws and regulations.   Informational Only Borrower has stable job time - Borrower has XXX years on job.

Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX

Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XX%
Resolved 03/28/2025   A A A A A A A A A A A A
XXX XXXXX 304674544 FPRO8998 03/27/2025 Property Data No Property Findings Property and valuations related findings were not identified on the loan.   Informational Only Borrower has stable job time - Borrower has XXX years on job.

Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX

Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XX%
Resolved 03/27/2025   A A A A A A A A A A A A