J.P. Morgan Mortgage Trust 2025-5
Exhibit 99.8
Seller Name | Seller Loan ID | Customer Loan ID | Exception ID | Exception ID Date | Exception Category | Exception Subcategory | Exception Description | Exception Comments | Seller Response | Reviewer Response | Compensating Factors | Exception Status | Cleared Date | Exception Approved Pre Origination | Initial Exception Grade | Final Exception Grade | Initial DBRS Exception Grade | Final DBRS Exception Grade | Initial Moodys Exception Grade | Final Moodys Exception Grade | Initial Fitch Exception Grade | Final Fitch Exception Grade | Initial Kroll Exception Grade | Final Kroll Exception Grade | Initial S&P Exception Grade | Final S&P Exception Grade |
XXX | XXXXX | 304677237 | FPRO9990 | 03/31/2025 | Property | Third Party Valuation | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CU score is 4.1 and LCA is not eligible for rep and warrant relief. No additional secondary valuation provided. | CDA | Third party valuation product provided within tolerance. | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 03/31/2025 | C | A | C | A | C | A | C | A | C | A | C | A | |
XXX | XXXXX | 304677237 | FCOM8997 | 03/27/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | Informational Only | Borrower has stable job time - Borrower has XX years on job. | Resolved | 03/27/2025 | A | A | A | A | A | A | A | A | A | A | A | A | ||
XXX | XXXXX | 304677237 | FCRE8999 | 03/31/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | Informational Only | Borrower has stable job time - Borrower has XXX years on job. | Resolved | 03/31/2025 | A | A | A | A | A | A | A | A | A | A | A | A | ||
XXX | XXXXX | 304674492 | FCRE8999 | 04/03/2025 | Credit | Data | No Credit Findings | The loan meets all applicable credit guidelines. | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Borrower has stable job time - Borrower has XXX years on job. |
Resolved | 04/03/2025 | A | A | A | A | A | A | A | A | A | A | A | A | ||
XXX | XXXXX | 304674492 | FPRO8998 | 04/03/2025 | Property | Data | No Property Findings | Property and valuations related findings were not identified on the loan. | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Borrower has stable job time - Borrower has XXX years on job. |
Resolved | 04/03/2025 | A | A | A | A | A | A | A | A | A | A | A | A | ||
XXX | XXXXX | 304674492 | FCOM8997 | 04/04/2025 | Compliance | Data | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | Informational Only | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Borrower has stable job time - Borrower has XXX years on job. |
Resolved | 04/04/2025 | A | A | A | A | A | A | A | A | A | A | A | A |