J.P. Morgan Mortgage Trust 2025-5
Exhibit 99.2
Customer Loan ID | Field Label | Bid Tape Field Value | Field Value | Compare Status | Comment |
304025718 | Investor: Qualifying Total Debt Ratio | 32.66 | 39.34298 | Verified | Matches AUS. |
304096145 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
304096145 | Investor: Qualifying Total Debt Ratio | 49.424 | 45.98862 | Verified | Field Value DTI is lower than Tape value due to Lender used higher consumer debt than verified by audit |
304244655 | Investor: Qualifying Total Debt Ratio | 42.3 | 36.57422 | Verified | AUS approved at 36.56% DTI |
304311043 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
304311043 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
304311043 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304311043 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
304356159 | Original Interest Rate | 7 | 7.25 | Verified | Field Value reflects the Note value |
304356159 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304356159 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
304369676 | Representative FICO | 781 | 765 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304369676 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304369676 | Investor: Qualifying Total Debt Ratio | 26.57 | 30.21068 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304366775 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
304366775 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304366775 | Investor: Qualifying Total Debt Ratio | 38.3 | 34.92712 | Verified | Per 1008 DTI is 34.686% and calculated DTI Is 34.927% due to the subject property PITIA of $xxxx vs 1008 of $xxxx. |
304366775 | Decision System | DU | LP / LPA | Verified | Field value reflects source document |
304376309 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304470094 | Investor: Qualifying Total Debt Ratio | 30 | 44.72211 | Verified | Tape data is incorrect. Loan approved at 44.829% |
304470381 | Original CLTV | 73.17 | 75 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
304470381 | Original LTV | 73.17 | 75 | Verified | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
304462346 | Investor: Qualifying Total Debt Ratio | 45.67 | 38.61603 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304482991 | Purpose | Purchase | Verified | Field Value reflects the Purpose per the Final HUD-1/Final CD | |
304482991 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304482991 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
304477194 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
304458020 | Investor: Qualifying Total Debt Ratio | 34.36 | 48.46155 | Verified | Matches AUS. |
304428849 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304428849 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304428849 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
304428849 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304428849 | Original CLTV | 76.26 | 79.13059 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
304428849 | Original LTV | 76.26 | 79.13059 | Verified | Tape Value reflects the CLTV value |
304470873 | Refi Purpose | Cash-out | Rate/Term | Verified | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
304462065 | Property Type | PUD | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
304462065 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304462065 | Investor: Qualifying Total Debt Ratio | 5 | 13.93169 | Verified | Field Value DTI is higher than Tape value but not < 43% as required by QM/TQM |
304510317 | Refi Purpose | Cash-out | Rate/Term | Verified | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
304510315 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
304510330 | Representative FICO | 809 | 788 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304510328 | Representative FICO | 780 | 772 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304510328 | Refi Purpose | Cash-out | Rate/Term | Verified | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
304510343 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
304510290 | Representative FICO | 782 | 755 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304510290 | Purpose | Purchase | Verified | Field Value reflects the Purpose per the Final HUD-1/Final CD | |
304510290 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
304510334 | Refi Purpose | Cash-out | Rate/Term | Verified | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
304510345 | Representative FICO | 786 | 723 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304510345 | Purpose | Purchase | Verified | Field Value reflects the Purpose per the Final HUD-1/Final CD | |
304510345 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
304510346 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
304510297 | Representative FICO | 769 | 766 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304510299 | Original Interest Rate | 7.13 | 7.125 | Verified | Field Value reflects the Note value |
304510329 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
304510329 | Refi Purpose | Cash-out | Rate/Term | Verified | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
304510319 | Original Interest Rate | 7.38 | 7.375 | Verified | Field Value reflects the Note value |
304510319 | Purpose | Purchase | Verified | Field Value reflects the Purpose per the Final HUD-1/Final CD | |
304510319 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
304510341 | Purpose | Purchase | Verified | Field Value reflects the Purpose per the Final HUD-1/Final CD | |
304510341 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
304510344 | Refi Purpose | Cash-out | Rate/Term | Verified | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
304510324 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
304510324 | Refi Purpose | Cash-out | Rate/Term | Verified | Field Value reflects borrower not receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
304511859 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
304511859 | Original Interest Rate | 6.88 | 6.875 | Verified | Field Value reflects the Note value |
304511859 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
304511855 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
304511855 | Original Interest Rate | 7.13 | 7.125 | Verified | Field Value reflects the Note value |
304511855 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
304511853 | Representative FICO | 797 | 778 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304511853 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
304511853 | Refi Purpose | Cash-out | Rate/Term | Verified | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
304511862 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
304511862 | Representative FICO | 809 | 785 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304511862 | Refi Purpose | Cash-out | Rate/Term | Verified | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
304511846 | Original Interest Rate | 7.38 | 7.375 | Verified | Field Value reflects the Note value |
304511846 | Refi Purpose | Cash-out | Rate/Term | Verified | Field Value reflects borrower not receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
304511861 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
304511861 | Refi Purpose | Cash-out | Rate/Term | Verified | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
304483049 | Original Interest Rate | 7.13 | 7.125 | Verified | Field Value reflects the Note value |
304483049 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304483049 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
304483049 | Investor: Qualifying Total Debt Ratio | 29.48 | 42.63946 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304487646 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304485255 | Investor: Qualifying Total Debt Ratio | 33.27 | 39.70336 | Verified | Approval on the AUS is 38.98% |
304477192 | Original Interest Rate | 7.63 | 7.625 | Verified | Field Value reflects the Note value |
304477192 | Investor: Qualifying Total Debt Ratio | 34.41 | 44.10541 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304483439 | Investor: Qualifying Total Debt Ratio | 33.3 | 28.40306 | Verified | AUS states the lender approved it at 28.87%, we are lower on our end, and the did is not currently put in. |
304492287 | Investor: Qualifying Total Debt Ratio | 35.795 | 41.61846 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304481625 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304492677 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
304639451 | Original Interest Rate | 6.88 | 6.875 | Verified | Field Value reflects the Note value |
304639451 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
304462255 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
304462255 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304462255 | Investor: Qualifying Total Debt Ratio | 34.4158 | 30.61896 | Verified | Field value is lower |
304494372 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
304494372 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304494375 | Coborrower First Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
304494366 | Investor: Qualifying Total Debt Ratio | 43.139 | 48.6949 | Verified | Field Value DTI is higher than Tape value due to Lender used lower PITIA than verified by audit |
304632946 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
304634602 | Original Interest Rate | 7.13 | 7.125 | Verified | Field Value reflects the Note value |
304637631 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304637631 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304639447 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
304639447 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
304638598 | Appraised Value | xxxx | xxxx | Verified | Field Value reflects Approval/AUS value |
304636526 | Original CLTV | 70 | 79.99995 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
304636526 | Other Financing Junior Total Original Loan Amount | xxxx | xxxx | Verified | Field value reflects source document |
304472756 | Investor: Qualifying Total Debt Ratio | 49.72 | 32.91949 | Verified | Field Value DTI is less than 1008 DTI due to some debts have zero balance/payment since lender review |
304635655 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
304635655 | Property Type | Single Family Detached | Single Family Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
304510529 | Coborrower Last Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
304636797 | Property Type | PUD | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
304636797 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304631778 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
304631778 | Investor: Qualifying Total Debt Ratio | 47 | 41.74774 | Verified | Field Value DTI is higher than Tape value but within 3% and < 45% DTI |
304633489 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
304640473 | Investor: Qualifying Total Debt Ratio | 41.541 | 44.80787 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304632628 | Investor: Qualifying Total Debt Ratio | 41.59 | 47.60653 | Verified | Matches approval. |
304664478 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
304664478 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
304664476 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
304664476 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
304640549 | Representative FICO | 756 | 765 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304495179 | Investor: Qualifying Total Debt Ratio | 36.92 | 40.76173 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304495111 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304640026 | Refi Purpose | Rate/Term | Cash-out - Other | Verified | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
304637853 | Original Interest Rate | 7.63 | 7.625 | Verified | Field Value reflects the Note value |
304632927 | Original Interest Rate | 6.88 | 6.875 | Verified | Field Value reflects the Note value |
304637628 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
304667828 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
304667828 | Original Interest Rate | 6.88 | 6.875 | Verified | Field Value reflects the Note value |
304667822 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
304667821 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
304667821 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
304667812 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
304667808 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304667806 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
304667803 | Other Financing Junior Total Original Loan Amount | xxxx | xxxx | Verified | Field value reflects source document |
304667800 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
304667798 | Investor: Qualifying Total Debt Ratio | 40.04 | 33.00956 | Verified | AUS approval reflects 33.46% DTI |
304667795 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
304667793 | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
304640101 | Original Interest Rate | 7.38 | 7.375 | Verified | Field Value reflects the Note value |
304635652 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
304641800 | Coborrower First Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
304641800 | Coborrower Last Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
304641800 | Original Interest Rate | 7.13 | 7.125 | Verified | Field Value reflects the Note value |
304632060 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
304643013 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304492918 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
304492918 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
304641705 | Coborrower First Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
304641705 | Coborrower Last Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
304640458 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
304640458 | Investor: Qualifying Total Debt Ratio | 46.15 | 41.86553 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304642546 | Coborrower First Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
304642546 | Coborrower Last Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
304638529 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304638529 | Investor: Qualifying Total Debt Ratio | 40.7 | 37.58078 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304654845 | Investor: Qualifying Total Debt Ratio | 16.69 | 23.50351 | Verified | Approval has the DTI at 23.50% The Bid is not correctly added in. |
304643282 | Coborrower First Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
304640470 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
304639736 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
304637856 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
304637856 | Purpose | Purchase | Refinance | Verified | Field Value reflects the Purpose per the Final HUD-1/Final CD |
304473662 | Decision System | DU | LP / LPA | Verified | Field value reflects source document |
304481009 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
304481009 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304481009 | Original Interest Rate | 7.375 | 7.125 | Verified | Field Value reflects the Note value |
304458278 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304458278 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
304458278 | Investor: Qualifying Total Debt Ratio | 33.393 | 41.19917 | Verified | Matching with 1008 |
304472019 | Note Date | xxxx | xxxx | Verified | The Bid Tape Field Value was not provided. |
304483422 | Note Date | xxxx | xxxx | Verified | The Bid Tape Field Value was not provided. |
304483422 | Borrower FTHB | 1 | 0 | Verified | Field Value verified by Application, Credit Report or other documentation in file |
304483422 | Investor: Qualifying Total Debt Ratio | 27.4056 | 18.40075 | Verified | Field Value DTI matches AUS DTI. |
304483099 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304487564 | Note Date | xxxx | xxxx | Verified | The Bid Tape Field Value was not provided. |
304487564 | Investor: Qualifying Total Debt Ratio | 14.7391 | 30.99581 | Verified | Field Value DTI matches 1008 DTI. |
304486071 | Note Date | xxxx | xxxx | Verified | The Bid Tape Field Value was not provided. |
304486071 | Investor: Qualifying Total Debt Ratio | 43.131 | 39.81213 | Verified | Field Value DTI matches 1008 DTI. |
304481308 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304472378 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
304472378 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
304472378 | Note Date | xxxx | xxxx | Verified | The Bid Tape Field Value was not provided. |
304472378 | Investor: Qualifying Total Debt Ratio | 16.6548 | 24.86667 | Verified | Field Value DTI matches the 1008 DTI. |
304472378 | Decision System | DU | LP / LPA | Verified | Field value reflects source document |
304477305 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304477305 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
304477305 | Decision System | DU | Verified | Field value reflects source document | |
304486072 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304486072 | Refi Purpose | Rate/Term | Verified | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD | |
304492661 | Note Date | xxxx | xxxx | Verified | The Bid Tape Field Value was not provided. |
304492661 | Property Type | Single Family Detached | Single Family Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
304487848 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304470354 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304470354 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
304492758 | Note Date | xxxx | xxxx | Verified | The Bid Tape Field Value was not provided. |
304492758 | Refi Purpose | Rate/Term | Verified | The Bid Tape Field Value was not provided. | |
304632747 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304494107 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
304494107 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304494107 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
304495251 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304495251 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304495251 | Note Date | xxxx | xxxx | Verified | The Bid Tape Field Value was not provided. |
304495251 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304495251 | Original CLTV | 43.02 | 45.17388 | Verified | Lender added Net rental aggregate loss in Total expenses where Clarity only captured Negative net rental income and positive income added in Income |
304495251 | Original LTV | 43.02 | 45.17388 | Verified | Lender added Net rental aggregate loss in Total expenses where Clarity only captured Negative net rental income and positive income added in Income |
304495251 | Decision System | DU | LP / LPA | Verified | Field value reflects source document |
304487885 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
304487885 | Note Date | xxxx | xxxx | Verified | The Bid Tape Field Value was not provided. |
304487885 | Investor: Qualifying Total Debt Ratio | 33.8477 | 47.31431 | Verified | Field Value STI matches 1008 DTI. |
304487885 | Decision System | DU | LP / LPA | Verified | Field value reflects source document |
304490319 | Note Date | xxxx | xxxx | Verified | The Bid Tape Field Value was not provided. |
304490319 | Investor: Qualifying Total Debt Ratio | 32.4906 | 40.72825 | Verified | Field Value DTI matches 1008 DTI. |
304492662 | Note Date | xxxx | xxxx | Verified | The Bid Tape Field Value was not provided. |
304492662 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304492662 | Representative FICO | 745 | 751 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304492662 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
304492844 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304486587 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
304486587 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304634999 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304634999 | Refi Purpose | Rate/Term | Verified | Field Value reflects borrower not receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD | |
304493133 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304632806 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304491995 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304491995 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
304491995 | Investor: Qualifying Total Debt Ratio | 43 | 38.06509 | Verified | Per AUS DTI is 38.06% and calculated DTI is 38.06% |
304496689 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
304496689 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304496689 | Refi Purpose | Rate/Term | Verified | Field Value reflects borrower not receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD | |
304496689 | Investor: Qualifying Total Debt Ratio | 48.805 | 43.10714 | Verified | Field value is lower |
304632913 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
304632913 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304632913 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304632913 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304632913 | Original CLTV | 77.11 | 78.69102 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
304632913 | Original LTV | 77.11 | 78.69102 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
304664565 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304641255 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
304634534 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
304634534 | Investor: Qualifying Total Debt Ratio | 23.988 | 31.03834 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304665228 | Investor: Qualifying Total Debt Ratio | 39.32 | 35.24044 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304654910 | Original Interest Rate | 7.38 | 7.375 | Verified | Field Value reflects the Note value |
304642819 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
304642818 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
304665283 | Investor: Qualifying Total Debt Ratio | 42.04 | 47.49073 | Verified | 1008/Approval reflects Total DTI of 48.673%. |
304572222 | Original Interest Rate | 7.63 | 7.625 | Verified | Field Value reflects the Note value |
304632733 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
304481740 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
304481740 | Note Date | xxxx | xxxx | Verified | The Bid Tape Field Value was not provided. |
304481740 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304481740 | Decision System | DU | LP / LPA | Verified | Field value reflects source document |
304484898 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
304484898 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304484898 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304484898 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
304484898 | Investor: Qualifying Total Debt Ratio | 12.8 | 38.78411 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304632690 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304632691 | Note Date | xxxx | xxxx | Verified | The Bid Tape Field Value was not provided. |
304489929 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304489929 | Investor: Qualifying Total Debt Ratio | 46.212 | 49.25905 | Verified | Per AUS DTI is 49.26% and calculated DTI is 49.26% |
304637870 | Note Date | xxxx | xxxx | Verified | The Bid Tape Field Value was not provided. |
304637870 | Investor: Qualifying Total Debt Ratio | 38.1756 | 20.79354 | Verified | Field Value DTI matches AUS DTI. |
304637870 | Decision System | DU | LP / LPA | Verified | Field value reflects source document |
304637898 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304639665 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
304639665 | Note Date | xxxx | xxxx | Verified | The Bid Tape Field Value was not provided. |
304638513 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304638513 | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
304638513 | Borrower FTHB | 1 | 0 | Verified | Field Value verified by Application, Credit Report or other documentation in file |
304638548 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304638548 | Refi Purpose | Rate/Term | Verified | Field Value reflects borrower not receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD | |
304572214 | Note Date | xxxx | xxxx | Verified | The Bid Tape Field Value was not provided. |
304496685 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304496685 | Investor: Qualifying Total Debt Ratio | 33.618 | 43.63427 | Verified | Per 1008 DTI is 43.652% and calculated DTI is 43.634% due to the Borrowers income of $xxxx vs 1008/1003 of $xxxx. 2909 xxxx $0.00 vs 1003 $xxxx and xxxx $xxxx vs 1003 $xxxx. |
304496685 | Decision System | LP / LPA | None | Verified | Field value reflects source document |
304636811 | Note Date | xxxx | xxxx | Verified | The Bid Tape Field Value was not provided. |
304641680 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
304641680 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304641680 | Property Type | Single Family Detached | Single Family Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
304635642 | Note Date | xxxx | xxxx | Verified | The Bid Tape Field Value was not provided. |
304635642 | Investor: Qualifying Total Debt Ratio | 33.7596 | 46.39711 | Verified | Field Value DTI matches the 1008 DTI. |
304635642 | Decision System | DU | Verified | The Bid Tape Field Value was not provided. | |
304496686 | Note Date | xxxx | xxxx | Verified | The Bid Tape Field Value was not provided. |
304496686 | Refi Purpose | Rate/Term | Verified | The Bid Tape Field Value was not provided. | |
304495157 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
304495157 | Note Date | xxxx | xxxx | Verified | The Bid Tape Field Value was not provided. |
304495157 | Investor: Qualifying Total Debt Ratio | 47.99 | 44.39385 | Verified | Field Value DTI matches 1008 DTI. |
304633479 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304633479 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
304633479 | Investor: Qualifying Total Debt Ratio | 22.95 | 31.40368 | Verified | Per AUS DTI is 31.40% and calculated DTI is 31.40% |
304637159 | Note Date | xxxx | xxxx | Verified | The Bid Tape Field Value was not provided. |
304637159 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
304637159 | Borrower FTHB | 0 | 1 | Verified | Field Value verified by Application, Credit Report or other documentation in file |
304636546 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304636546 | Investor: Qualifying Total Debt Ratio | 41.6026 | 46.77919 | Verified | Per 1008 DTI is 46.778% and calculated DTI is 46.779% |
304636546 | Decision System | DU | LP / LPA | Verified | Field value reflects source document |
304639038 | Note Date | xxxx | xxxx | Verified | The Bid Tape Field Value was not provided. |
304639038 | Decision System | DU | Verified | The Bid Tape Field Value was not provided. | |
304632792 | Note Date | xxxx | xxxx | Verified | The Bid Tape Field Value was not provided. |
304632792 | Borrower FTHB | 0 | 1 | Verified | Field Value verified by Application, Credit Report or other documentation in file |
304632792 | Decision System | LP / LPA | DU | Verified | Field value reflects source document |
304635826 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304635826 | Refi Purpose | Cash-out - Other | Verified | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD | |
304635826 | Investor: Qualifying Total Debt Ratio | 47.81 | 13.05657 | Verified | Field value is lower |
304637701 | Note Date | xxxx | xxxx | Verified | The Bid Tape Field Value was not provided. |
304637701 | Decision System | DU | LP / LPA | Verified | Field value reflects source document |
304498008 | Note Date | xxxx | xxxx | Verified | The Bid Tape Field Value was not provided. |
304671006 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304671006 | Investor: Qualifying Total Debt Ratio | 32.077 | 37.71826 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |