The following table presents the components of other comprehensive (loss), both gross and net of tax, for the three months ended March 31, 2025 and 2024 (in thousands):


	Three months ended March 31,
	2025				2024
	Before Tax		Tax Effect	After Tax	Before Tax	Tax Effect	After Tax
Components of Other Comprehensive Income:
Unrealized gains and losses on available for sale debt securities:
Net unrealized gains (losses) arising during the period	$	42,388	(15,602)	26,786	(13,547)	3,590	(9,957)
Reclassification adjustment for gains included in net income	(87)		25	(62)	—	—	—
Total	42,301		(15,577)	26,724	(13,547)	3,590	(9,957)
Unrealized gains and losses on derivatives (cash flow hedges):
Net unrealized gains arising during the period	147		(42)	105	4,605	(1,220)	3,385
Reclassification adjustment for (gains) included in net income	(1,940)		550	(1,390)	(4,175)	1,106	(3,069)
Total	(1,793)		508	(1,285)	430	(114)	316
Amortization related to post-retirement obligations	(460)		130	(330)	(1,128)	299	(829)
Total other comprehensive gain (loss)	$	40,048	(14,939)	25,109	(14,245)	3,775	(10,470)


	Changes in Accumulated Other Comprehensive (Loss) by Component, net of tax for the three months ended March 31,
	2025					2024
	Unrealized Losses on Available for Sale Debt Securities		Post- Retirement Obligations	Unrealized Gains on Derivatives (cash flow hedges)	Accumulated Other Comprehensive (Loss)	Unrealized Losses on Available for Sale Debt Securities	Post- Retirement Obligations	Unrealized Gains on Derivatives (cash flow hedges)	Accumulated Other Comprehensive (Loss)
Balance as of December 31,	$	(144,561)	6,147	3,059	(135,355)	(154,489)	3,937	9,437	(141,115)
Current - period other comprehensive income (loss)	26,724		(330)	(1,285)	25,109	(9,957)	(829)	316	(10,470)
Balance as of March 31,	$	(117,837)	5,817	1,774	(110,246)	(164,446)	3,108	9,753	(151,585)


	Reclassifications From Accumulated Other Comprehensive Income ("AOCI")
	Amount reclassified from AOCI for the three months ended March 31,			Affected line item in the Consolidated Statement of Income
	2025		2024
Details of AOCI:
Available for sale debt securities:
Realized net gains on the sale of securities available for sale	$	87	—	Net gain on securities transactions
	(25)		—	Income tax expense
	$	62	—	Net of tax

Cash flow hedges:
Realized net gains (losses) on derivatives	$	1,940	(4,175)	Interest expense
	(550)		1,106	Income tax expense
	$	1,390	(3,069)

Post-retirement obligations:
Amortization of actuarial gains	$	(460)	(516)	Compensation and employee benefits (1)
	130		137	Income tax expense
Total reclassification	$	(330)	(379)	Net of tax




Total reclassifications	$	1,122	(3,448)	Net of tax