Exhibit 99.2

 

May 8, 2025

 

Board of Directors

Southern States Bancshares, Inc.

615 Quintard Avenue

Anniston, AL 36201

 

Members of the Board of Directors:

 

We hereby consent to the inclusion of our opinion letter, dated March 30, 2025, to the Board of Directors of Southern States Bancshares, Inc. as Annex B to, and to the reference thereto under the caption “Opinion of Southern States Bancshares, Inc.’s Financial Advisor” in, the proxy statement/prospectus relating to the proposed merger of Southern States Bancshares, Inc. and FB Financial Corporation, which proxy statement/prospectus forms a part of the Registration Statement on Form S-4 of FB Financial Corporation (the “Registration Statement”).

 

By giving such consent, we do not thereby admit that we are experts with respect to any part of the Registration Statement within the meaning of the term “expert” as used in, or that we come within the category of persons whose consent is required under, the Securities Act of 1933, as amended, or the rules and regulations of the Securities and Exchange Commission promulgated thereunder.

 

  Very truly yours,  
   
  PERFORMANCE TRUST CAPITAL PARTNERS, LLC
     
  By: /s/ William Brackett
    William Brackett
    Managing Director, Investment Banking