The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
CONTROLADORA VUELA Common Stock 21240E105 78,300 15,000 SH SOLE 0 0 15,000
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 207,354 7,416 SH SOLE 0 0 7,416
AB HIGH MF Closed and MF Open 00039J608 211,880 5,751 SH SOLE 0 0 5,751
INTUIT COM 461202103 212,441 346 SH SOLE 0 0 346
OLD REP INTL CORP COM 680223104 218,534 5,572 SH SOLE 0 0 5,572
ISHARES TR MSCI USA MIN VOL 46429B697 220,195 2,351 SH SOLE 0 0 2,351
ISHARES INC MSCI EMERG MRKT 464286533 221,707 3,800 SH SOLE 0 0 3,800
GLOBAL X MF Closed and MF Open 37954Y483 222,934 13,405 SH SOLE 0 0 13,405
INNOVATOR U S MF Closed and MF Open 45782C508 223,648 5,393 SH SOLE 0 0 5,393
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676 227,965 1,078 SH SOLE 0 0 1,078
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 228,474 900 SH SOLE 0 0 900
ORACLE CORP COM 68389X105 233,482 1,670 SH SOLE 0 0 1,670
ADVANCED MICRO Common Stock 007903107 234,658 2,284 SH SOLE 0 0 2,284
SPDR PORTFOLIO MF Closed and MF Open 78468R853 242,231 5,943 SH SOLE 0 0 5,943
TARGET CORP COM 87612E106 247,309 2,370 SH SOLE 0 0 2,370
INTERPUBLIC GROUP COS INC COM 460690100 256,635 9,449 SH SOLE 0 0 9,449
TESLA INC Common Stock 88160R101 259,160 1,000 SH SOLE 0 0 1,000
ISHARES TR S&P MC 400GR ETF 464287606 259,500 3,116 SH SOLE 0 0 3,116
HOST HOTELS & RESORTS INC COM 44107P104 262,970 18,506 SH SOLE 0 0 18,506
AB ULTRA MF Closed and MF Open 00039J103 263,865 5,214 SH SOLE 0 0 5,214
PACER METAURUS MF Closed and MF Open 69374H436 272,731 7,468 SH SOLE 0 0 7,468
INNOVATOR U S MF Closed and MF Open 45782C540 275,044 7,315 SH SOLE 0 0 7,315
EVEREST GROUP LTD COM G3223R108 279,037 768 SH SOLE 0 0 768
ISHARES TR SP SMCP600VL ETF 464287879 280,493 2,877 SH SOLE 0 0 2,877
WALMART INC COM 931142103 284,088 3,236 SH SOLE 0 0 3,236
DEVON ENERGY CORP NEW COM 25179M103 290,673 7,772 SH SOLE 0 0 7,772
SNOWFLAKE INC Common Stock 833445109 292,320 2,000 SH SOLE 0 0 2,000
SPDR PORTFOLIO MF Closed and MF Open 78464A508 292,834 5,734 SH SOLE 0 0 5,734
VICI PPTYS INC COM 925652109 301,539 9,244 SH SOLE 0 0 9,244
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 312,670 6,908 SH SOLE 0 0 6,908
EXXON MOBIL Common Stock 30231G102 316,866 2,664 SH SOLE 0 0 2,664
FIFTH THIRD BANCORP COM 316773100 322,342 8,223 SH SOLE 0 0 8,223
REGIONS FINANCIAL CORP NEW COM 7591EP100 327,145 15,055 SH SOLE 0 0 15,055
ARCHER DANIELS MIDLAND CO COM 039483102 332,517 6,926 SH SOLE 0 0 6,926
BANK OZK LITTLE ROCK ARK COM 06417N103 333,566 7,677 SH SOLE 0 0 7,677
HEWLETT PACKARD ENTERPRISE C COM 42824C109 334,661 21,689 SH SOLE 0 0 21,689
AMERICAN INTL GROUP INC COM NEW 026874784 351,846 4,047 SH SOLE 0 0 4,047
M & T BK CORP COM 55261F104 356,785 1,996 SH SOLE 0 0 1,996
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 357,979 4,540 SH SOLE 0 0 4,540
ZIONS BANCORPORATION N A COM 989701107 358,543 7,191 SH SOLE 0 0 7,191
META PLATFORMS INC CL A 30303M102 366,565 636 SH SOLE 0 0 636
SYNCHRONY FINANCIAL COM 87165B103 376,033 7,103 SH SOLE 0 0 7,103
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 377,018 7,723 SH SOLE 0 0 7,723
VIATRIS INC COM 92556V106 379,129 43,528 SH SOLE 0 0 43,528
WELLS FARGO CO NEW COM 949746101 381,205 5,310 SH SOLE 0 0 5,310
CAPITAL ONE FINL CORP COM 14040H105 382,447 2,133 SH SOLE 0 0 2,133
SPDR S&P MF Closed and MF Open 78463X533 395,670 11,083 SH SOLE 0 0 11,083
GENERAL MLS INC COM 370334104 396,527 6,632 SH SOLE 0 0 6,632
PEPSICO INC COM 713448108 400,427 2,671 SH SOLE 0 0 2,671
SNAP ON INC COM 833034101 415,870 1,234 SH SOLE 0 0 1,234
GE AEROSPACE Common Stock 369604301 436,327 2,180 SH SOLE 0 0 2,180
LKQ CORP COM 501889208 437,822 10,292 SH SOLE 0 0 10,292
COMCAST CORP NEW CL A 20030N101 451,508 12,236 SH SOLE 0 0 12,236
VANGUARD INDEX FDS S&P 500 ETF SH 922908363 466,260 907 SH SOLE 0 0 907
SELECT SECTOR SPDR TR INDL 81369Y704 469,305 3,581 SH SOLE 0 0 3,581
SELECT SECTOR SPDR TR ENERGY 81369Y506 473,044 5,062 SH SOLE 0 0 5,062
HUNTINGTON INGALLS INDS INC COM 446413106 480,922 2,357 SH SOLE 0 0 2,357
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 499,699 6,119 SH SOLE 0 0 6,119
BANK AMERICA Common Stock 060505104 504,129 12,081 SH SOLE 0 0 12,081
MOLSON COORS BEVERAGE CO CL B 60871R209 507,230 8,333 SH SOLE 0 0 8,333
PFIZER INC COM 717081103 532,469 21,013 SH SOLE 0 0 21,013
AT&T INC COM 00206R102 546,906 19,339 SH SOLE 0 0 19,339
VANGUARD INDEX FDS TOTAL STK MKT 922908769 571,132 2,078 SH SOLE 0 0 2,078
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 572,831 2,901 SH SOLE 0 0 2,901
BERKSHIRE HATHAWAY Common Stock 084670702 574,653 1,079 SH SOLE 0 0 1,079
MERCADOLIBRE INC Common Stock 58733R102 585,261 300 SH SOLE 0 0 300
ISHARES TR RUSSELL 2000 ETF 464287655 610,612 3,061 SH SOLE 0 0 3,061
ISHARES CORE MF Closed and MF Open 464287226 629,942 6,368 SH SOLE 0 0 6,368
QUALCOMM INC COM 747525103 647,927 4,218 SH SOLE 0 0 4,218
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 653,398 4,070 SH SOLE 0 0 4,070
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 677,941 14,851 SH SOLE 0 0 14,851
CVS HEALTH CORP COM 126650100 699,112 10,319 SH SOLE 0 0 10,319
ISHARES TR CORE S&P SCP ETF 464287804 699,365 6,688 SH SOLE 0 0 6,688
ZETA GLOBAL HOLDINGS CORP CL A 98956A105 701,527 51,735 SH SOLE 0 0 51,735
DIREXION SH ETF TR DLY S&P500 2XS 25459Y165 740,544 5,600 SH SOLE 0 0 5,600
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409 753,011 14,713 SH SOLE 0 0 14,713
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 756,465 4,367 SH SOLE 0 0 4,367
SPDR S&P MF Closed and MF Open 78462F103 779,434 1,394 SH SOLE 0 0 1,394
SAP SE SPON ADR 803054204 794,582 2,960 SH SOLE 0 0 2,960
INVESCO QQQ TR UNIT SER 1 46090E103 800,729 1,708 SH SOLE 0 0 1,708
INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537 850,360 36,908 SH SOLE 0 0 36,908
MARSH & MCLENNAN COS INC COM 571748102 855,081 3,504 SH SOLE 0 0 3,504
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 856,441 17,260 SH SOLE 0 0 17,260
ISHARES INC CORE MSCI EMKT 46434G103 857,529 15,889 SH SOLE 0 0 15,889
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 872,004 9,041 SH SOLE 0 0 9,041
ALPHABET INC CAP STK CL C 02079K107 896,451 5,738 SH SOLE 0 0 5,738
COLUMBIA RESEARCH MF Closed and MF Open 19761L706 908,062 27,343 SH SOLE 0 0 27,343
SPDR SER TR NUVEEN BLMBRG SH 78468R739 951,985 20,000 SH SOLE 0 0 20,000
PACER GLOBAL MF Closed and MF Open 69374H709 954,029 25,799 SH SOLE 0 0 25,799
PROSHARES TR S&P 500 DV ARIST 74348A467 990,251 9,691 SH SOLE 0 0 9,691
TAPESTRY INC COM 876030107 1,012,566 14,381 SH SOLE 0 0 14,381
NVIDIA CORP Common Stock 67066G104 1,062,019 9,799 SH SOLE 0 0 9,799
ISHARES TR S&P 500 GRWT ETF 464287309 1,081,191 11,647 SH SOLE 0 0 11,647
ISHARES CORE MF Closed and MF Open 464287507 1,093,062 18,733 SH SOLE 0 0 18,733
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 1,102,814 7,553 SH SOLE 0 0 7,553
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 1,280,102 25,184 SH SOLE 0 0 25,184
ISHARES TR PFD AND INCM SEC 464288687 1,305,195 42,473 SH SOLE 0 0 42,473
ISHARES TR JPMORGAN USD EMG 464288281 1,374,884 15,177 SH SOLE 0 0 15,177
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 1,406,068 67,926 SH SOLE 0 0 67,926
ISHARES TR RUS 1000 VAL ETF 464287598 1,406,120 7,473 SH SOLE 0 0 7,473
FINANCIAL SELECT MF Closed and MF Open 81369Y605 1,416,447 28,437 SH SOLE 0 0 28,437
AMAZON COM Common Stock 023135106 1,417,818 7,452 SH SOLE 0 0 7,452
ISHARES CORE MF Closed and MF Open 46432F842 1,537,157 20,319 SH SOLE 0 0 20,319
BERKSHIRE HATHAWAY INC DEL CL A 084670108 1,596,884 2 SH SOLE 0 0 2
ISHARES 20 MF Closed and MF Open 464287432 1,621,342 17,811 SH SOLE 0 0 17,811
ISHARES TR RUS 1000 GRW ETF 464287614 1,744,426 4,831 SH SOLE 0 0 4,831
SPDR PORTFOLIO MF Closed and MF Open 78464A847 1,852,163 36,189 SH SOLE 0 0 36,189
APPLE INC COM 037833100 1,908,297 8,591 SH SOLE 0 0 8,591
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 1,923,282 37,987 SH SOLE 0 0 37,987
MICROSOFT CORP COM 594918104 1,989,310 5,299 SH SOLE 0 0 5,299
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 2,307,313 11,175 SH SOLE 0 0 11,175
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 2,402,726 30,694 SH SOLE 0 0 30,694
ISHARES TR IBOXX INV CP ETF 464287242 3,041,500 27,983 SH SOLE 0 0 27,983
ISHARES TR IBOXX HI YD ETF 464288513 3,166,645 40,140 SH SOLE 0 0 40,140
ISHARES TR SELECT DIVID ETF 464287168 4,111,205 30,614 SH SOLE 0 0 30,614
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 4,450,736 18,193 SH SOLE 0 0 18,193
SPDR GOLD Common Stock 78463V107 4,518,899 15,683 SH SOLE 0 0 15,683
ISHARES MSCI MF Closed and MF Open 464287234 4,621,658 105,759 SH SOLE 0 0 105,759
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 4,753,752 64,721 SH SOLE 0 0 64,721
ISHARES TR RUS 2000 VAL ETF 464287630 4,837,790 32,043 SH SOLE 0 0 32,043
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813 4,924,813 64,877 SH SOLE 0 0 64,877
ISHARES TR RUS 2000 GRW ETF 464287648 5,280,603 20,665 SH SOLE 0 0 20,665
PACER US MF Closed and MF Open 69374H881 5,297,621 96,742 SH SOLE 0 0 96,742
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 5,590,397 70,818 SH SOLE 0 0 70,818
ISHARES TR US TREAS BD ETF 46429B267 6,471,174 281,539 SH SOLE 0 0 281,539
ISHARES TR EAFE GRWTH ETF 464288885 6,816,100 68,161 SH SOLE 0 0 68,161
SPDR PORTFOLIO MF Closed and MF Open 78464A854 6,836,266 103,958 SH SOLE 0 0 103,958
VANGUARD INTERMEDIATE MF Closed and MF Open 92206C870 8,429,614 103,102 SH SOLE 0 0 103,102
ISHARES CORE MF Closed and MF Open 464287200 12,134,940 21,596 SH SOLE 0 0 21,596
ISHARES TR EAFE VALUE ETF 464288877 12,346,718 209,479 SH SOLE 0 0 209,479
SPDR SER TR PRTFLO S&P500 GW 78464A409 25,168,026 313,152 SH SOLE 0 0 313,152
ISHARES TR S&P 500 VAL ETF 464287408 29,028,377 152,316 SH SOLE 0 0 152,316