v3.25.1
Note 3 - Segment Reporting - Summary of Operating Segment Information (Details) - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Dec. 31, 2024
Consumer loans, including past due fees $ 247,655 $ 230,374  
Fees and related income on earning assets 78,341 47,905  
Other revenue 18,877 11,895  
Total operating revenue and other income 344,873 290,174  
Other non-operating income 293 532  
Total revenue and other income 345,166 290,706  
Interest expense (47,530) (35,063)  
Provision for credit losses (1,068) (2,944)  
Increase (Decrease) in Fair Value of Loans and Fees Receivable Recorded at Fair Value (178,345) (159,171)  
Net margin 118,223 93,528  
Salaries and benefits (15,503) (13,312)  
Card and loan servicing (32,152) (26,822)  
Marketing and solicitation (20,334) (10,428)  
Depreciation (797) (654)  
Other (8,569) (9,491)  
Total operating expenses (77,355) (60,707)  
Income before income taxes 40,868 32,821  
Assets 3,272,165 2,787,215 $ 3,270,707
Credit and Other Investments [Member]      
Consumer loans, including past due fees 238,503 220,039  
Fees and related income on earning assets 78,323 47,885  
Other revenue 18,698 11,677  
Total operating revenue and other income 335,524 279,601  
Other non-operating income 7 282  
Total revenue and other income 335,531 279,883  
Interest expense (46,984) (34,236)  
Provision for credit losses (25) 0  
Increase (Decrease) in Fair Value of Loans and Fees Receivable Recorded at Fair Value (178,345) (159,171)  
Net margin 110,177 86,476  
Salaries and benefits (14,286) (11,891)  
Card and loan servicing (28,857) (23,458)  
Marketing and solicitation (20,327) (10,396)  
Depreciation (778) (636)  
Other (7,534) (8,281)  
Total operating expenses (71,782) (54,662)  
Income before income taxes 38,395 31,814  
Assets 3,185,715 2,682,189  
Auto Finance [Member]      
Consumer loans, including past due fees 9,152 10,335  
Fees and related income on earning assets 18 20  
Other revenue 179 218  
Total operating revenue and other income 9,349 10,573  
Other non-operating income 286 250  
Total revenue and other income 9,635 10,823  
Interest expense (546) (827)  
Provision for credit losses (1,043) (2,944)  
Increase (Decrease) in Fair Value of Loans and Fees Receivable Recorded at Fair Value 0 0  
Net margin 8,046 7,052  
Salaries and benefits (1,217) (1,421)  
Card and loan servicing (3,295) (3,364)  
Marketing and solicitation (7) (32)  
Depreciation (19) (18)  
Other (1,035) (1,210)  
Total operating expenses (5,573) (6,045)  
Income before income taxes 2,473 1,007  
Assets $ 86,450 $ 105,026