The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 938,499 7,075 SH SOLE 7,075 0 0
ABBVIE INC COM 00287Y109 71,027 339 SH OTR 339 0 0
ABBVIE INC COM 00287Y109 1,174,150 5,604 SH SOLE 5,604 0 0
ADOBE INC COM 00724F101 518,533 1,352 SH SOLE 1,352 0 0
ADVANCED MICRO DEVICES INC COM 007903107 249,658 2,430 SH SOLE 2,430 0 0
AFLAC INC COM 001055102 502,356 4,518 SH SOLE 4,518 0 0
ALLSTATE CORP COM 020002101 49,697 240 SH OTR 240 0 0
ALLSTATE CORP COM 020002101 6,053,070 29,232 SH SOLE 29,165 0 67
ALPHABET INC CAP STK CL A 02079K305 4,928,068 31,868 SH SOLE 31,807 0 61
ALPHABET INC CAP STK CL C 02079K107 34,371 220 SH OTR 220 0 0
ALPHABET INC CAP STK CL C 02079K107 2,662,628 17,043 SH SOLE 16,983 0 60
ALTRIA GROUP INC COM 02209S103 213,851 3,563 SH SOLE 3,563 0 0
AMAZON COM INC COM 023135106 1,047,191 5,504 SH SOLE 5,504 0 0
AMERICAN ELEC PWR CO INC COM 025537101 44,801 410 SH OTR 410 0 0
AMERICAN ELEC PWR CO INC COM 025537101 509,963 4,667 SH SOLE 4,667 0 0
AMERICAN EXPRESS CO COM 025816109 405,996 1,509 SH SOLE 1,509 0 0
AMERIPRISE FINL INC COM 03076C106 322,901 667 SH SOLE 667 0 0
AMGEN INC COM 031162100 337,720 1,084 SH SOLE 1,084 0 0
ANALOG DEVICES INC COM 032654105 445,691 2,210 SH SOLE 2,210 0 0
APPLE INC COM 037833100 44,426 200 SH OTR 200 0 0
APPLE INC COM 037833100 14,010,628 63,074 SH SOLE 63,004 0 70
APPLIED MATLS INC COM 038222105 13,786 95 SH OTR 95 0 0
APPLIED MATLS INC COM 038222105 4,746,004 32,704 SH SOLE 32,541 0 163
GALLAGHER ARTHUR J & CO COM 363576109 316,585 917 SH SOLE 917 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 691,109 2,262 SH SOLE 2,262 0 0
AUTOZONE INC COM 053332102 5,730,608 1,503 SH SOLE 1,500 0 3
BANK NEW YORK MELLON CORP COM 064058100 400,899 4,780 SH SOLE 4,780 0 0
BANK MONTREAL QUE COM 063671101 11,175 117 SH OTR 117 0 0
BANK MONTREAL QUE COM 063671101 5,294,979 55,439 SH SOLE 55,244 0 195
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,811,490 5,279 SH SOLE 5,279 0 0
BHP GROUP LTD SPONSORED ADS 088606108 12,038 248 SH OTR 248 0 0
BHP GROUP LTD SPONSORED ADS 088606108 794,551 16,369 SH SOLE 16,324 0 45
BOOZ ALLEN HAMILTON HLDG COR CL A 099502106 4,464,102 42,686 SH SOLE 42,513 0 173
BRISTOL-MYERS SQUIBB CO COM 110122108 288,178 4,725 SH SOLE 4,725 0 0
BROADCOM INC COM 11135F101 902,448 5,390 SH SOLE 5,390 0 0
CARRIER GLOBAL CORPORATION COM 14448C104 304,383 4,801 SH SOLE 4,801 0 0
CATERPILLAR INC COM 149123101 415,548 1,260 SH SOLE 1,260 0 0
CENCORA INC COM 03073E105 5,720,311 20,570 SH SOLE 20,518 0 52
CHECK POINT SOFTWARE TECH LT ORD M22465104 8,207,855 36,012 SH SOLE 35,943 0 69
CHEVRON CORP NEW COM 166764100 38,477 230 SH OTR 230 0 0
CHEVRON CORP NEW COM 166764100 5,938,628 35,499 SH SOLE 35,448 0 51
CHUBB LIMITED COM H1467J104 5,352,773 17,725 SH SOLE 17,681 0 44
CISCO SYS INC COM 17275R102 38,754 628 SH OTR 628 0 0
CISCO SYS INC COM 17275R102 6,876,530 111,433 SH SOLE 111,258 0 175
CITIGROUP INC COM NEW 172967424 23,072 325 SH OTR 325 0 0
CITIGROUP INC COM NEW 172967424 271,111 3,819 SH SOLE 3,819 0 0
CLEVELAND-CLIFFS INC NEW COM 185899101 2,554,529 310,770 SH SOLE 310,125 0 645
COCA COLA CO COM 191216100 6,656,506 92,942 SH SOLE 92,620 0 322
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 264,461 3,457 SH SOLE 3,447 0 10
COMCAST CORP NEW CL A 20030N101 359,000 9,729 SH SOLE 9,729 0 0
CONOCOPHILLIPS COM 20825C104 490,233 4,668 SH SOLE 4,568 0 100
COSTCO WHSL CORP NEW COM 22160K105 475,727 503 SH SOLE 503 0 0
CROCS INC COM 227046109 4,510,208 42,469 SH SOLE 42,371 0 98
CSX CORP COM 126408103 363,490 12,351 SH SOLE 12,351 0 0
CUMMINS INC COM 231021106 13,791 44 SH OTR 44 0 0
CUMMINS INC COM 231021106 4,896,873 15,623 SH SOLE 15,583 0 40
CVS HEALTH CORP COM 126650100 27,100 400 SH OTR 400 0 0
CVS HEALTH CORP COM 126650100 174,321 2,573 SH SOLE 2,573 0 0
D R HORTON INC COM 23331A109 3,828,266 30,113 SH SOLE 30,032 0 81
DANAHER CORPORATION COM 235851102 643,905 3,141 SH SOLE 3,141 0 0
DEERE & CO COM 244199105 339,809 724 SH SOLE 724 0 0
DIAGEO PLC SPON ADR NEW 25243Q205 19,386 185 SH OTR 185 0 0
DIAGEO PLC SPON ADR NEW 25243Q205 3,241,888 30,937 SH SOLE 30,878 0 59
DISCOVER FINL SVCS COM 254709108 216,448 1,268 SH SOLE 1,268 0 0
DISNEY WALT CO COM 254687106 365,585 3,704 SH SOLE 3,704 0 0
DOLLAR GEN CORP NEW COM 256677105 3,871,558 44,030 SH SOLE 43,954 0 76
DOMINION ENERGY INC COM 25746U109 326,832 5,829 SH SOLE 5,829 0 0
DOW INC COM 260557103 7,508 215 SH OTR 215 0 0
DOW INC COM 260557103 259,665 7,436 SH SOLE 7,343 0 93
DUKE ENERGY CORP NEW COM NEW 26441C204 766,216 6,282 SH SOLE 6,282 0 0
DUPONT DE NEMOURS INC COM 26614N102 247,863 3,319 SH SOLE 3,269 0 50
EATON CORP PLC SHS G29183103 107,373 395 SH OTR 395 0 0
EATON CORP PLC SHS G29183103 1,145,492 4,214 SH SOLE 4,214 0 0
ELECTRONIC ARTS INC COM 285512109 212,589 1,471 SH SOLE 1,471 0 0
ELI LILLY & CO COM 532457108 3,127,721 3,787 SH SOLE 3,787 0 0
EMERSON ELEC CO COM 291011104 1,031,383 9,407 SH SOLE 9,407 0 0
ERIE INDTY CO CL A 29530P102 550,213 1,313 SH SOLE 1,313 0 0
EXELON CORP COM 30161N101 298,921 6,487 SH SOLE 6,487 0 0
EXXON MOBIL CORP COM 30231G102 35,203 296 SH OTR 296 0 0
EXXON MOBIL CORP COM 30231G102 7,511,738 63,161 SH SOLE 63,034 0 127
FISERV INC COM 337738108 561,129 2,541 SH SOLE 2,541 0 0
FORD MTR CO COM 345370860 304,039 30,313 SH SOLE 30,313 0 0
GILEAD SCIENCES INC COM 375558103 21,290 190 SH OTR 190 0 0
GILEAD SCIENCES INC COM 375558103 182,866 1,632 SH SOLE 1,596 0 36
GLOBAL X FDS S&P 500 CATHOLIC 37954Y889 2,707,476 40,087 SH SOLE 40,087 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 430,477 788 SH SOLE 788 0 0
HARTFORD FINL SVCS GROUP INC COM 416515104 235,706 1,905 SH SOLE 1,905 0 0
HCA HEALTHCARE INC COM 40412C101 680,388 1,969 SH SOLE 1,969 0 0
HOME DEPOT INC COM 437076102 6,457,920 17,621 SH SOLE 17,590 0 31
HONEYWELL INTL INC COM 438516106 560,502 2,647 SH SOLE 2,647 0 0
ISHARES TR IBONDS DEC2026 46435GAA0 12,662 523 SH OTR 523 0 0
ISHARES TR IBONDS DEC2026 46435GAA0 1,470,201 60,727 SH SOLE 60,556 0 171
ISHARES TR IBONDS 27 ETF 46435UAA9 10,083 417 SH OTR 417 0 0
ISHARES TR IBONDS 27 ETF 46435UAA9 594,997 24,607 SH SOLE 24,607 0 0
INCYTE CORP COM 45337C102 3,899,178 64,396 SH SOLE 64,283 0 113
INTERNATIONAL BUSINESS MACHS COM 459200101 26,855 108 SH OTR 108 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 1,401,696 5,637 SH SOLE 5,618 0 19
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 HY 46138J817 13,115 569 SH OTR 569 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 HY 46138J817 2,337,962 101,430 SH SOLE 101,149 0 281
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 26 46138J635 12,569 542 SH OTR 542 0 0
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 26 46138J635 2,140,483 92,302 SH SOLE 92,015 0 287
INVESCO EXCH TRD SLF IDX FD BULETSHS 2027 46138J585 9,948 444 SH OTR 444 0 0
INVESCO EXCH TRD SLF IDX FD BULETSHS 2027 46138J585 821,315 36,658 SH SOLE 36,658 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 2,353,115 58,231 SH SOLE 58,231 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 1,761,264 3,756 SH SOLE 3,756 0 0
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 242,168 3,241 SH SOLE 3,241 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 441,737 2,550 SH SOLE 2,550 0 0
ISHARES TR CORE HIGH DV ETF 46429B663 60,439 499 SH OTR 499 0 0
ISHARES TR CORE HIGH DV ETF 46429B663 857,408 7,079 SH SOLE 7,026 0 53
ISHARES TR CORE MSCI EAFE 46432F842 1,421,312 18,788 SH SOLE 18,788 0 0
ISHARES INC CORE MSCI EMKT 46434G103 939,942 17,416 SH SOLE 17,416 0 0
ISHARES TR CORE S&P500 ETF 464287200 82,037 146 SH OTR 0 146 0
ISHARES TR CORE S&P500 ETF 464287200 13,772,169 24,510 SH SOLE 24,510 0 0
ISHARES TR CORE S&P TTL STK 464287150 2,455,573 20,126 SH SOLE 20,126 0 0
ISHARES TR FLTG RATE NT ETF 46429B655 398,701 7,810 SH SOLE 7,810 0 0
ISHARES TR IBONDS DEC25 ETF 46434VBD1 12,726 506 SH OTR 506 0 0
ISHARES TR IBONDS DEC25 ETF 46434VBD1 1,494,413 59,420 SH SOLE 59,258 0 162
ISHARES TR MSCI EAFE ETF 464287465 235,546 2,882 SH SOLE 2,882 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 379,867 1,052 SH SOLE 1,052 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 23,579 254 SH OTR 0 254 0
ISHARES TR S&P 500 GRWT ETF 464287309 2,330,497 25,105 SH SOLE 25,105 0 0
ISHARES TR SELECT DIVID ETF 464287168 332,368 2,475 SH SOLE 2,475 0 0
ISHARES TR EAFE VALUE ETF 464288877 37,957 644 SH OTR 644 0 0
ISHARES TR EAFE VALUE ETF 464288877 344,445 5,844 SH SOLE 5,844 0 0
ISHARES TR 20 YR TR BD ETF 464287432 24,554,159 269,737 SH SOLE 269,737 0 0
ISHARES TR PFD AND INCM SEC 464288687 9,987 325 SH OTR 325 0 0
ISHARES TR PFD AND INCM SEC 464288687 1,364,627 44,407 SH SOLE 44,326 0 81
JPMORGAN CHASE & CO. COM 46625H100 60,099 245 SH OTR 245 0 0
JPMORGAN CHASE & CO. COM 46625H100 7,480,914 30,497 SH SOLE 30,433 0 64
JOHNSON & JOHNSON COM 478160104 1,912,135 11,530 SH SOLE 11,530 0 0
KKR & CO INC COM 48251W104 280,354 2,425 SH SOLE 2,425 0 0
KLA CORP COM NEW 482480100 1,194,409 1,757 SH SOLE 1,757 0 0
LINDE PLC SHS G54950103 557,837 1,198 SH SOLE 1,198 0 0
LOCKHEED MARTIN CORP COM 539830109 5,729,056 12,825 SH SOLE 12,806 0 19
LOWES COS INC COM 548661107 2,147,115 9,206 SH SOLE 9,206 0 0
MARATHON PETE CORP COM 56585A102 403,561 2,770 SH SOLE 2,770 0 0
MASTERCARD INCORPORATED CL A 57636Q104 260,905 476 SH SOLE 476 0 0
MCDONALDS CORP COM 580135101 740,942 2,372 SH SOLE 2,322 0 50
MEDTRONIC PLC SHS G5960L103 399,428 4,445 SH SOLE 4,445 0 0
MERCK & CO INC COM 58933Y105 5,313,523 59,197 SH SOLE 58,956 0 241
META PLATFORMS INC CL A 30303M102 825,348 1,432 SH SOLE 1,432 0 0
METLIFE INC COM 59156R108 590,533 7,355 SH SOLE 7,355 0 0
MICRON TECHNOLOGY INC COM 595112103 720,579 8,293 SH SOLE 8,293 0 0
MICROSOFT CORP COM 594918104 108,863 290 SH OTR 290 0 0
MICROSOFT CORP COM 594918104 13,020,778 34,686 SH SOLE 34,657 0 29
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 1,582,302 2,966 SH SOLE 2,966 0 0
MONDELEZ INTL INC CL A 609207105 565,055 8,328 SH SOLE 8,328 0 0
MORGAN STANLEY COM NEW 617446448 4,092,317 35,076 SH SOLE 35,004 0 72
NETFLIX INC COM 64110L106 463,467 497 SH SOLE 497 0 0
NEXTERA ENERGY INC COM 65339F101 507,147 7,154 SH SOLE 7,154 0 0
NOKIA CORP SPONSORED ADR 654902204 149,937 28,451 SH SOLE 28,451 0 0
NORDSON CORP COM 655663102 316,095 1,567 SH SOLE 1,567 0 0
NORTHROP GRUMMAN CORP COM 666807102 443,913 867 SH SOLE 867 0 0
NORTHWEST BANCSHARES INC MD COM 667340103 3,130,633 260,452 SH SOLE 217,612 0 42,840
NVIDIA CORPORATION COM 67066G104 2,187,108 20,180 SH SOLE 20,180 0 0
ORACLE CORP COM 68389X105 97,727 699 SH OTR 699 0 0
ORACLE CORP COM 68389X105 156,587 1,120 SH SOLE 1,120 0 0
OTIS WORLDWIDE CORP COM 68902V107 361,716 3,505 SH SOLE 3,505 0 0
PARKER-HANNIFIN CORP COM 701094104 410,299 675 SH SOLE 675 0 0
PEPSICO INC COM 713448108 962,165 6,417 SH SOLE 6,417 0 0
PFIZER INC COM 717081103 675,134 26,643 SH SOLE 26,643 0 0
PHILIP MORRIS INTL INC COM 718172109 21,429 135 SH OTR 135 0 0
PHILIP MORRIS INTL INC COM 718172109 1,393,649 8,780 SH SOLE 8,755 0 25
PIMCO EQUITY SER RAFI ESG US 72201T342 5,974,795 164,459 SH SOLE 164,459 0 0
PNC FINL SVCS GROUP INC COM 693475105 1,053,214 5,992 SH SOLE 5,992 0 0
PPL CORP COM 69351T106 16,105 446 SH OTR 446 0 0
PPL CORP COM 69351T106 548,511 15,190 SH SOLE 15,101 0 89
PROCTER AND GAMBLE CO COM 742718109 7,023,860 41,215 SH SOLE 41,152 0 63
PROGRESSIVE CORP COM 743315103 853,275 3,015 SH SOLE 3,015 0 0
PRUDENTIAL FINL INC COM 744320102 274,621 2,459 SH SOLE 2,459 0 0
PUBLIC STORAGE OPER CO COM 74460D109 10,176 34 SH OTR 34 0 0
PUBLIC STORAGE OPER CO COM 74460D109 4,572,852 15,279 SH SOLE 15,245 0 34
QUALCOMM INC COM 747525103 442,550 2,881 SH SOLE 2,881 0 0
RTX CORPORATION COM 75513E101 985,767 7,442 SH SOLE 7,442 0 0
RIO TINTO PLC SPONSORED ADR 767204100 4,070,120 67,745 SH SOLE 67,629 0 116
S&P GLOBAL INC COM 78409V104 360,243 709 SH SOLE 709 0 0
SANDY SPRING BANCORP INC COM 800363103 886,127 31,704 SH SOLE 31,704 0 0
SANOFI SPONSORED ADR 80105N105 4,431,088 79,897 SH SOLE 79,777 0 120
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771 99,823 4,228 SH OTR 4,228 0 0
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771 137,839,595 5,838,187 SH SOLE 5,824,643 0 13,544
SELECT SECTOR SPDR TR ENERGY 81369Y506 531,731 5,690 SH SOLE 5,690 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 211,023 1,022 SH SOLE 1,022 0 0
SNAP ON INC COM 833034101 373,070 1,107 SH SOLE 1,107 0 0
SOUTHERN CO COM 842587107 263,621 2,867 SH SOLE 2,867 0 0
SPDR SER TR PRTFLO S&P500 HI 78468R788 285,388 6,448 SH SOLE 6,448 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853 1,328,002 32,581 SH SOLE 32,581 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,543,176 6,334 SH SOLE 6,334 0 0
STRYKER CORPORATION COM 863667101 359,594 966 SH SOLE 966 0 0
SUN LIFE FINANCIAL INC. COM 866796105 223,199 3,898 SH SOLE 3,898 0 0
T-MOBILE US INC COM 872590104 329,920 1,237 SH SOLE 1,237 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 5,090,224 30,664 SH SOLE 30,571 0 93
TARGET CORP COM 87612E106 800,024 7,666 SH SOLE 7,666 0 0
TESLA INC COM 88160R101 977,292 3,771 SH SOLE 3,771 0 0
TEXAS INSTRS INC COM 882508104 515,559 2,869 SH SOLE 2,869 0 0
TJX COS INC NEW COM 872540109 309,616 2,542 SH SOLE 2,542 0 0
TOYOTA MOTOR CORP ADS 892331307 3,650,287 20,678 SH SOLE 20,678 0 0
TRAVELERS COMPANIES INC COM 89417E109 5,012,575 18,954 SH SOLE 18,899 0 55
UNITED PARCEL SERVICE INC CL B 911312106 3,688,295 33,533 SH SOLE 33,376 0 157
UNITEDHEALTH GROUP INC COM 91324P102 858,950 1,640 SH SOLE 1,640 0 0
VALE S A SPONSORED ADS 91912E105 3,887,689 389,548 SH SOLE 388,916 0 632
VALERO ENERGY CORP COM 91913Y100 4,352,235 32,954 SH SOLE 32,889 0 65
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,065,587 5,493 SH SOLE 5,493 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 1,295,645 3,494 SH SOLE 3,469 0 25
VANGUARD INDEX FDS VALUE ETF 922908744 819,133 4,742 SH SOLE 4,742 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 1,331,135 16,281 SH SOLE 16,281 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 258,829 1,058 SH SOLE 1,058 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 19,265 120 SH OTR 120 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 395,892 2,466 SH SOLE 2,436 0 30
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 24,717 273 SH OTR 273 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 381,807 4,217 SH SOLE 4,205 0 12
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 18,393 233 SH OTR 99 134 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 29,269,057 370,776 SH SOLE 369,786 0 990
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 316,408 4,042 SH SOLE 4,042 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 631,691 2,509 SH SOLE 2,509 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 682,428 2,483 SH SOLE 2,483 0 0
VERTEX PHARMACEUTICALS INC COM 92532F100 5,536,160 11,419 SH SOLE 11,396 0 23
VISA INC COM CL A 92826C839 2,607,773 7,441 SH SOLE 7,338 0 103
WALMART INC COM 931142103 7,982,130 90,923 SH SOLE 90,749 0 174
WASTE MGMT INC DEL COM 94106L109 1,584,454 6,844 SH SOLE 6,694 0 150
WELLS FARGO CO NEW COM 949746101 225,349 3,139 SH SOLE 3,139 0 0
WEST PHARMACEUTICAL SVSC INC COM 955306105 497,909 2,224 SH SOLE 2,224 0 0