v3.25.1
Capital Requirements and Restrictions on Retained Earnings (Details)
$ / shares in Units, $ in Thousands
3 Months Ended
Mar. 31, 2025
USD ($)
$ / shares
Mar. 31, 2024
USD ($)
$ / shares
Dec. 31, 2024
USD ($)
Total capital (to RWA)      
Actual amount $ 1,523,437   $ 1,571,001
Actual ratio (as a percent) 0.1346   0.1396
For capital adequacy purposes amount $ 905,458   $ 900,287
For capital adequacy purposes ratio (as a percent) 0.080   0.080
To be well capitalized under prompt corrective action provisions amount $ 1,131,822   $ 1,125,135
To be well capitalized under prompt corrective action provisions ratio (as a percent) 0.100   0.100
Tier 1 capital (to RWA)      
Actual amount $ 1,279,536   $ 1,277,955
Actual ratio (as a percent) 0.1131   0.1136
For capital adequacy purposes amount $ 679,093   $ 674,976
For capital adequacy purposes ratio (as a percent) 0.060   0.060
To be well capitalized under prompt corrective action provisions amount $ 679,093   $ 675,081
To be well capitalized under prompt corrective action provisions ratio (as a percent) 0.060   0.060
CET1 (to RWA)      
Actual amount $ 1,249,370   $ 1,247,844
Actual ratio (as a percent) 0.1104   0.1109
For capital adequacy purposes amount $ 509,320   $ 506,339
For capital adequacy purposes amount (as a percent) 0.045   0.045
Tier 1 capital (to average assets)      
Actual amount $ 1,279,536   $ 1,277,955
Actual ratio (as a percent) 0.1055   0.1032
For capital adequacy purposes amount $ 485,359   $ 495,331
For capital adequacy purposes ratio (as a percent) 0.040   0.040
Dividends paid $ 10,929 $ 10,899  
Bank's capital conservation buffer (in percent) 0.0487    
Subordinated debentures, net of discount      
Tier 1 capital (to average assets)      
Repayments of debt $ 75,000    
Bank      
Total capital (to RWA)      
Actual amount $ 1,450,709   $ 1,510,901
Actual ratio (as a percent) 0.1287   0.1349
For capital adequacy purposes amount $ 901,867   $ 896,012
For capital adequacy purposes ratio (as a percent) 0.080   0.080
To be well capitalized under prompt corrective action provisions amount $ 1,127,334   $ 1,120,016
To be well capitalized under prompt corrective action provisions ratio (as a percent) 0.100   0.100
Tier 1 capital (to RWA)      
Actual amount $ 1,331,533   $ 1,402,462
Actual ratio (as a percent) 0.1181   0.1252
For capital adequacy purposes amount $ 676,400   $ 672,106
For capital adequacy purposes ratio (as a percent) 0.060   0.060
To be well capitalized under prompt corrective action provisions amount $ 901,867   $ 896,142
To be well capitalized under prompt corrective action provisions ratio (as a percent) 0.080   0.080
CET1 (to RWA)      
Actual amount $ 1,331,533   $ 1,402,462
Actual ratio (as a percent) 0.1181   0.1252
For capital adequacy purposes amount $ 507,300   $ 504,080
For capital adequacy purposes amount (as a percent) 0.045   0.045
To be well capitalized under prompt corrective action provisions amount $ 732,767   $ 728,115
To be well capitalized under prompt corrective action provisions ratio (as a percent) 0.065   0.065
Tier 1 capital (to average assets)      
Actual amount $ 1,331,533   $ 1,402,462
Actual ratio (as a percent) 0.1102   0.1137
For capital adequacy purposes amount $ 483,468   $ 493,390
For capital adequacy purposes ratio (as a percent) 0.040   0.040
To be well capitalized under prompt corrective action provisions amount $ 604,336   $ 616,738
To be well capitalized under prompt corrective action provisions ratio (as a percent) 0.050   0.050
Dividends paid to Holdco $ 97,000 27,500  
Veritex Holdings, Inc.      
Tier 1 capital (to average assets)      
Dividends paid $ 10,929 $ 10,899  
Dividends paid (in dollars per share) | $ / shares $ 0.20 $ 0.20