v3.25.1
LHI and ACL - Schedule of Activity in Allowance for Credit Loss (Details) - USD ($)
$ in Thousands
3 Months Ended 12 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Dec. 31, 2024
Analysis of allowance for loan losses      
Beginning balance $ 111,745 $ 109,816 $ 109,816
Credit (benefit) loss expense 4,000 7,500  
Charge-offs (4,220) (5,430) (25,691)
Recoveries 248 146  
Ending balance 111,773 112,032 111,745
Non-PCD Loans      
Analysis of allowance for loan losses      
Credit (benefit) loss expense 4,023 11,940  
PCD Loans      
Analysis of allowance for loan losses      
Credit (benefit) loss expense (23) (4,440)  
Real estate: | Construction and land      
Analysis of allowance for loan losses      
Beginning balance 15,457 21,032 21,032
Charge-offs 0 0 0
Recoveries 0 0  
Ending balance 19,419 19,781 15,457
Real estate: | Construction and land | Non-PCD Loans      
Analysis of allowance for loan losses      
Credit (benefit) loss expense 3,962 (1,251)  
Real estate: | Construction and land | PCD Loans      
Analysis of allowance for loan losses      
Credit (benefit) loss expense 0 0  
Real estate: | Farmland      
Analysis of allowance for loan losses      
Beginning balance 97 101 101
Charge-offs 0 0 0
Recoveries 0 0  
Ending balance 100 107 97
Real estate: | Farmland | Non-PCD Loans      
Analysis of allowance for loan losses      
Credit (benefit) loss expense 3 6  
Real estate: | Farmland | PCD Loans      
Analysis of allowance for loan losses      
Credit (benefit) loss expense 0 0  
Real estate: | Residential Real Estate | Residential      
Analysis of allowance for loan losses      
Beginning balance 15,639 9,539 9,539
Charge-offs 0 0 (31)
Recoveries 21 1  
Ending balance 16,823 11,516 15,639
Real estate: | Residential Real Estate | Residential | Non-PCD Loans      
Analysis of allowance for loan losses      
Credit (benefit) loss expense 1,167 1,978  
Real estate: | Residential Real Estate | Residential | PCD Loans      
Analysis of allowance for loan losses      
Credit (benefit) loss expense (4) (2)  
Real estate: | Residential Real Estate | Multi-family residential      
Analysis of allowance for loan losses      
Beginning balance 4,849 4,882 4,882
Charge-offs 0 0 (198)
Recoveries 0 0  
Ending balance 4,954 6,339 4,849
Real estate: | Residential Real Estate | Multi-family residential | Non-PCD Loans      
Analysis of allowance for loan losses      
Credit (benefit) loss expense 105 1,457  
Real estate: | Residential Real Estate | Multi-family residential | PCD Loans      
Analysis of allowance for loan losses      
Credit (benefit) loss expense 0 0  
Real estate: | Commercial Real Estate | OOCRE      
Analysis of allowance for loan losses      
Beginning balance 17,546 10,252 10,252
Charge-offs 0 (120) (120)
Recoveries 0 0  
Ending balance 17,791 9,802 17,546
Real estate: | Commercial Real Estate | OOCRE | Non-PCD Loans      
Analysis of allowance for loan losses      
Credit (benefit) loss expense 256 47  
Real estate: | Commercial Real Estate | OOCRE | PCD Loans      
Analysis of allowance for loan losses      
Credit (benefit) loss expense (11) (377)  
Real estate: | Commercial Real Estate | NOOCRE      
Analysis of allowance for loan losses      
Beginning balance 39,968 27,729 27,729
Charge-offs (3,090) (4,293) (11,375)
Recoveries 0 0  
Ending balance 35,491 31,137 39,968
Real estate: | Commercial Real Estate | NOOCRE | Non-PCD Loans      
Analysis of allowance for loan losses      
Credit (benefit) loss expense (1,387) 11,653  
Real estate: | Commercial Real Estate | NOOCRE | PCD Loans      
Analysis of allowance for loan losses      
Credit (benefit) loss expense 0 (3,952)  
Commercial      
Analysis of allowance for loan losses      
Beginning balance 17,654 35,886 35,886
Charge-offs (918) (946) (13,392)
Recoveries 32 96  
Ending balance 16,728 32,791 17,654
Commercial | Non-PCD Loans      
Analysis of allowance for loan losses      
Credit (benefit) loss expense (32) (2,136)  
Commercial | PCD Loans      
Analysis of allowance for loan losses      
Credit (benefit) loss expense (8) (109)  
MW      
Analysis of allowance for loan losses      
Beginning balance 321 260 260
Charge-offs 0 0  
Recoveries 0 0  
Ending balance 371 404 321
MW | Non-PCD Loans      
Analysis of allowance for loan losses      
Credit (benefit) loss expense 50 144  
MW | PCD Loans      
Analysis of allowance for loan losses      
Credit (benefit) loss expense 0 0  
Consumer      
Analysis of allowance for loan losses      
Beginning balance 214 135 135
Charge-offs (212) (71) (575)
Recoveries 195 49  
Ending balance 96 155 $ 214
Consumer | Non-PCD Loans      
Analysis of allowance for loan losses      
Credit (benefit) loss expense (101) 42  
Consumer | PCD Loans      
Analysis of allowance for loan losses      
Credit (benefit) loss expense $ 0 $ 0